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How to Buy Thailand Travel Insurance from Ireland

The Irish love a good craic, and the best way to find one is to travel. Enjoy it with new people who are also down for a good craic.

Looking for a good time is one reason people travel all over the place. Different places mean different experiences. Unique places mean unique people to share them with.

Meeting new people almost became impossible during Covid. Countries were locked down and restrictions were such a  hassle that even if people could get out of Ireland, it almost wasn’t worth the effort.

Things have changed for the better. As people are vaccinated and countries remove their entry requirements, it is time to head abroad again. Meet new people, have a beer, share a meal, share stories, and have an all-around good time. Thailand is the perfect country to do this in. Millions of people are flocking back to Thailand, and everyone has a story.

This doesn’t mean it is all roses. People still need to travel responsibly to protect themselves and respect the locals. One thing that made travel to Thailand hard during Covid was the mandatory Covid Insurance. The moment people are told they “must” have something, they rebel. The good news is that Covid Insurance is no longer mandatory. But travel insurance is always a responsible choice when leaving Ireland.

Travel Insurance for Irish Travelers

Travel insurance existed before Covid and will be necessary long after Covid disappears. Irish travelers are some of the most carefree spirits around, and they are well known for their belief in Luck. Luck is great, but a bit of preparation and protection never hurts.

Don’t think of Travel Insurance as “Covid Insurance”. Comprehensive Travel Insurance covers people for so much more than Covid. Things happen. Flights are delayed. Luggage is lost. Accidents occur. This is why you need Travel Insurance.

Travel Insurance is the safety blanket against:

• Medical emergencies
• Personal injury & accidents
• Missed or delayed flights
• Damage to belongings
• Lost luggage

In Thailand, foreign visitors cannot receive free medical care. If you have an accident or suffer a personal injury, you will need to pay any medical expenses. If you lose luggage, or a flight is delayed, you will have other costs. Depending on the severity, this could be thousands of Euros.

Travel Insurance gives you peace of mind while abroad, and using a trusted company in your destination country makes it easy.

AXA Thailand: AXA Sawasdee Thailand

AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.

You may get the best Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal

Benefits of AXA Sawasdee Thailand

It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company based in the country you are visiting.

Thai Approved

Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.

Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.

Offered Packages of Travel Insurance

Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Irish travelers can choose between 2 insurance packages for their trip:

• AXA Insurance Package 1
• AXA Insurance Package 2

Each package offers a different level of cover and claim amounts.

No Waiting Period

Many insurers have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.

Because AXA understands Irish holiday-goers want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.

Choice of Policy Duration

Many insurance companies offer limited choices for the length of their policies.

Holiday makers want to know they are covered until they land home safe, so visitors from Ireland can select the duration of their AXA Insurance policy.

Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.

AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.

Days in Quarantine and Covid Diagnosis

If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.

Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.

24/7 Dependable Service

AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. At any time of the day, helpful staff are available to address your concerns and offer assistance.

They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.

Certificate of Insurance

Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event that an Irish citizen needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.

Irish visitors will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.

You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.

How to Buy Travel Insurance from Ireland

To take advantage of the benefits and cover offered by AXA Sawasdee Thailand, you can buy your policy online and be approved in minutes.

• Go to the AXA Sawasdee Thailand website and apply.
• Pick between the 2 packages: AXA Insurance Package 1 or Package 2 .
• Pay for your policy.
• Receive the insurance policy and certificate by email moments after your payment.
• You can then print your 1-Page certificate if you like to carry a hard copy.

Tips to Make Sure your Insurance is Approved

Before traveling, it is always best to check the details of your policy. You want to make sure that:

• Incidents relating to COVID-19 are not excluded.
• Your policy covers your entire stay in Thailand.
• Your details are correct.

Thailand is waiting, Ireland. Whether it is on a beach, in the jungle, or on the busy streets of Bangkok, there are happy locals and joyous travelers who are enjoying a pint of delicious food and sharing their sagas of the past two years. Make sure you are protected and you can enjoy a worry-free getaway with them.

Royal Thai Embassy Ireland

Unfortunately, Irish travelers requiring information about traveling to Thailand and other information cannot inquire from their local Royal Thai Embassy and Consulates because it is permanently closed .

However, they can reach out to the Royal Thai Embassy in London for any queries.

Get your Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal

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Travel Insurance Thailand

Going on holidays to Thailand? Whether you are going on business to Hat Yai or Khon Kaen, checking out the vibrant nightlife in Bangkok, or planning to view the historic sites in Pattaya, InsureMyHoliday.ie have the right Travel Insurance Thailand cover to take care of all your needs. Wherever your travels across Thailand take you, making sure that your trip is covered by a comprehensive Travel Insurance policy is as important as the trip itself.

At InsureMyHoliday, we provide quality Travel Insurance that provides you with invaluable protection with the best levels of Travel Insurance cover on the market. Whether you are spending a few nights in Pak Kret, a week in Chiang Rai or planning a shopping trip to Chiang Mai, InsureMyHoliday Travel Insurance can save you money on your Travel Insurance while providing you with excellent levels of cover and peace of mind.

You can complete your Travel Insurance Thailand  booking online – no sales calls, just high quality, low cost, cover purchased quickly. We also offer one of the largest and most effective Travel Insurance Claims support services teams if you should ever need to call them.

Types of Travel Insurance Thailand Policies

However you are travelling to Thailand and who you are travelling with, we have the perfect Travel Insurance Policy for you. Our options include

Multi Trip Travel Insurance Single Trip Travel Insurance Family Travel Insurance where Kids Go FREE

We also provide Senior Travel Insurance with our options including Travel Insurance Over 65 Travel Insurance Over 70 Travel Insurance Over 75

Optional covers include Winter Sports Travel Insurance Excess Waiver Golf Cover Wedding Cover Flight Cancellation Cover Cruise Travel Insurance

Key benefits of our Travel Insurance Thailand

Medical Expenses Cover of €5 Million

Personal Luggage Cover of €2,000

Personal Money and Documents Cover of €1,600

Delayed Departure Cover of €200

Cancellation or Curtailment Cover of €4,000

Abandonment Cover of €4,000

Missed Departure Cover of €500

Personal Accident Cover of €55,000

Personal Liability Cover of €2,000,000

Third Party Supplier Insolvency Cover of €2,000

Schedule Airline Failure Cover €1,000

Legal Expenses Cover €10,000

Hijack Cover of €1,000

Catastrophe Cover of €750

Credit or Cash Card Fraud Cover of €300

Medical Expenses Cover of €10 Million

Personal Luggage Cover of €3,000

Personal Money and Documents Cover of €2,000

Delayed Departure Cover of €400

Cancellation or Curtailment Cover of €6,000

Abandonment Cover of €6,000

Missed Departure Cover of €600

Personal Accident Cover of €95,000

Schedule Airline Failure Cover €2,000

Legal Expenses Cover €20,000

Hijack Cover of €2,000

Catastrophe Cover of €1,000

Credit or Cash Card Fraud Cover of €500

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Home » Southeast Asia » Thailand » Travel Insurance

Guide To Thailand Travel Insurance – ALL You Need To Know

Oh, Thailand. The ‘Land of Smiles’, with gleaming palaces and sleek cities. A country where you can take your pick of a golden beach or temple for every day of the year. Dive deep to explore vibrant coral reefs or frolic in a mud bath with an elephant then let your hair down until the sun rises. Try your hand at Muay Thai or whip up your own Pad Thai. Did we even need to remind you about Thai food?

Thailand is as much a mecca for intrepid backpackers as it is a magnet for luxury holidaymakers – and for good reason. This tropical, friendly, and cultural destination has heaps to offer visitors. In fact, Thailand attracted a whopping 39 million tourists in 2019 alone.

But before you slide into your elephant-print pants and grab yourself a chilled Chang, there’s one more thing you need to swot up on about Thailand. What could be more riveting than a guide to Thailand travel insurance?

Month to month payments, no lock-in contracts, and no itineraries required: that’s the exact kind of insurance digital nomads and long-term traveller types need. Cover yo’ pretty little self while you live the DREAM!

Do I Need Travel Insurance For Thailand?

What should travel insurance in thailand cover, what is the best thailand travel insurance, how to choose the right thailand travel insurance for you, final thoughts on thailand travel insurance.

Technically, no. Travel insurance is not mandatory for Thailand. A lot of backpackers in Thailand enter without it so you won’t be expected to show proof of purchase at immigration. So when you weigh up Chiang Mai treks and rooftop bars in Bangkok, you might consider shrugging off travel insurance in Thailand. But what if you have a trekking accident or end up losing your smartphone at the Sky Bar? That Bangkok travel insurance will be your new best friend.

Overall, Thailand is a pretty safe country for travellers, although it’s not without its dangers. Violence against tourists is rare, but assaults are still reported. While you are unlikely to get caught up in any political turbulence, sadly, Thailand isn’t without its unrest . As with all major traveller hubs, pickpocketing is common. There is a risk of catching a tropical disease.

And, crucially, if you’re planning on revving up a scooter, be mindful that crashes are frequent in Thailand and can be fatal. In 2018, motorbikes accounted for up to 70% of fatal crashes . Even if you’re only riding pillion, insurance for Thailand holidays can have your back.

At the end of the day, Thailand is an awesome country with so many cool things to do. We encourage all travellers to consider investing in travel insurance in Thailand. That way, you can try all the exciting things this country has to offer with peace of mind!

Need more convincing? Check out these other reasons why you should have travel insurance!

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Healthcare in Thailand

If you do get into a pickle, healthcare in Thailand is some of the best in the world; the sixth-best , to be precise. It’s so good, in fact, that Bangkok has become one of the hotspots for medical, cosmetic, and dental tourism. Not that your Bangkok travel insurance will cover you for a new nose, we’re afraid to report.

Thailand’s health service is three-tiered. Appointments are the priciest, and you can expect to be seen swiftly in the private sector, where facilities are of the highest standard. Government-funded healthcare is funded by the Ministry of Public Health. These services are reliable but can be extremely busy. Rates are lower than private healthcare. Non-profit health organisations operate to help disadvantaged Thais.

It’s worth noting that most medical practitioners in Thailand are specialists in their field, so some tourists may struggle to find a suitable doctor for minor health complaints. English-speaking medical practitioners can be found across the country, particularly in popular tourist destinations, such as major cities and the Thai islands.

Costs vary depending on the level of treatment you require and the hospital you visit. Healthcare in Thailand is significantly cheaper than in the West. All hospitals and clinics set their own fees, which will be provided on request. Typically, a Thai Doctor consultation will set you back 500 – 1000 baht ($15 – $30 ). Further fees apply for treatment, laboratory tests, and prescription medicine. Bear in mind that prescription medicine is more expensive at the hospital pharmacy. Shop locally for cheaper meds.

Travel insurance for visitors to Thailand should cover medical costs. Always check that the hospital accepts travel insurance and check that your Thailand travel insurance permits you to choose your own facility. Remember that if you plan to stray off the banana pancake trail, you might find healthcare is more basic.

Crime in Thailand

Violent crime against tourists in Thailand is very rare. Such instances are more likely to happen at night, so do be cautious when out partying or walking back to your hostel late at night, particularly if you’re on your own. Female travellers should exercise caution after drinking and late at night, as sexual assaults are more commonly reported following Full Moon Parties .

It’s not uncommon for travellers to fall victim to pickpocketing or petty theft in Thailand. Theft typically occurs when valuables are left unattended or shown off in the street as easy pickings. Thai thieves are not known for being confrontational, so muggings are rare, but they still can happen. It’s not unheard of for a sly motorcyclist to swipe a smartphone as they glide past an unsuspecting backpacker. So again, keep your valuables safe. Pick up a ‘bumbag’ at Khao San Road. You should be particularly cautious at beach bars, markets, on public transport, and in tourist-populated areas.

Back in the day, night buses in Thailand had a shady reputation for theft. Nowadays, theft is less common, but it does still happen. Keep your valuables secure on your person. Consider what the best insurance for Thailand is if you intend on travelling on overnight transport regularly. Most hotels and hostels in Thailand will have a 24-hour reception desk, CCTV, and lockers are usually provided. However, the cheapest dorms are likely to have less security.

Issues Facing Travellers in Thailand

We can harp on about the wonders of Thailand all day. But instead, we want to draw your attention to the key issues facing explorers in Thailand. Namely:

• Theft of personal goods – smartphones, laptops and expensive cameras attract the eyes of thieves. It’s also remarkably easy to drop your phone down the side of the seat during your island-hopping cruise or misplace it at a party.
• Motorbike crashes – one of the best ways to travel in Thailand is by motorbike. It’s also one of the best ways to wind up in the emergency room in Thailand. Even the most competent motorcyclist can be caught out by inclement weather or less able drivers. Before you purchase Thailand Travel Insurance, make sure you carry the right licence to cover you in the event of an accident.
• Tropical diseases – Dengue is endemic in Thailand. Usually, it can be treated in the same way you would treat the flu, but this disease can become more complicated and require hospitalisation. Trust us, a week in a Thai hospital is going to set you back way more than that $5 a night dorm bed.

When purchasing travel insurance for Thailand, we recommend checking that your policy covers all the issues above.

Common Activities in Thailand

Where can we begin! There are a number of high-octane activities to choose from in Thailand (we’re not just talking about sitting in the back of a tuk-tuk in Bangkok). Depending on what floats your boat, make sure your Thailand travel insurance covers the following activities:

• Hiring a motorbike – we’ve already said this, but to reiterate: the cheapest Thailand travel insurance may not include a clause about motorbiking. Make sure you’re covered with the correct license and check whether or not your insurance covers any damage to the vehicle.
• Trekking – whether in the mountainous north or while chasing waterfalls in one of the country’s glorious national parks , like Khao Sok, hiking in Thailand is something you should definitely try. But if you turn over on your ankle and need to hail a helicopter to the nearest emergency room, you might want to check you’re covered.
• Rock climbing – we’re looking at you, Tonsai. Tonsai Beach is renowned for its rock climbing, so if you fancy being shown the ropes, make sure your Krabi travel insurance has your back.
• Scuba diving – if you’ve got your heart set on finding Nemo, ensure that your Ko Tao travel insurance covers your underwater activities before taking that giant stride off the boat.
• And a note on full-moon parties – the backpacker rite of hedonistic passage is to attend one of these monthly shindigs. But remember, before you abandon your inhibitions (and your passport) for a dip in the moonlit ocean, thieves may be prowling along the sand. Check that your valuables are covered on your Thailand Travel Insurance.

Things go wrong on the road ALL THE TIME. Be prepared for what life throws at you.

Buy an AMK Travel Medical Kit before you head out on your next adventure – don’t be daft!

More often than not, the majority of Thailand travel insurance policies will include the following;

Emergency Accident & Sickness Medical Expenses

Luggage and personal property, emergency evacuation and repatriation, non-medical emergency evacuation, trip cancellation, trip interruption.

These are some key terms to look out for when you are comparing different insurance policies. Now, let’s take a closer look at each one of these to see what they actually mean!

Emergency Medical costs cover, is the most important aspects of most travel insurance policies. If you are involved in an accident or get very sick with a mystery illness, you want to rest easy knowing that any medical costs and hospital bills will be taken care of.

Many of you will have never seen a medical bill. Good. But let me tell you, they can get very expensive very easily. My friend was once billed $10,000 in Costa Rica. Even 2 days in a Thai hospital cost him nearly $2,000.00 ( that boy has no luck… ).

Pre-existing medical and health conditions may not be covered or may be covered for an additional premium.

Ideally, Emergency Accident & Sickness Medical insurance should offer at least $100,000.00 of coverage. Some run into the millions.

Luggage and Personal Stuff coverage covers the value of your personal property. It’s most common application is for lost luggage and However, many policies also extend this to cover “on the ground” theft which comes in useful if you are robbed once you reach your destination.

The limits on this vary between policies. However, the maximum value rarely exceeds $1000 with a maximum item value between – $250 – $500.

This is ok for many travellers. However if you travel with a lot of electrical gear (laptop & camera), or are packing ski-ing gear, you may also wish to think about taking out a separate gadget cover.

We’ve tested countless backpacks over the years, but there’s one that has always been the best and remains the best buy for adventurers: the broke backpacker-approved Osprey Aether and Ariel series.

Want more deetz on why these packs are so  damn perfect? Then read our comprehensive review for the inside scoop!

Emergency evacuation covers the cost of sending you back to your home country in a sickbed. Let’s say that the above mentioned illness is a nasty one, and the decision is taken to send you home for further treatment; this will take care of the high costs of flying you home with tubes stuck into your arms.

Repatriation is the cost of sending your body home in the unlikely event that you die on your trip. The costs of this are usually very high. Repatriation costs are not a burden I would want to leave to my family. Whilst this is thankfully rare, I do sometimes come across Facebook or “Go Fund Me” campaigns for somebody’s body to be flown home.

Non-medical Emergency Evacuation is when you have to be evacuated from your destination because of some unexpected crisis.  Examples can be outbreaks of war/civil unrest and earthquakes that decimate infrastructure such as the Nepal earthquake.

In more recent times, the Corona COVID-19 outbreak created the biggest international emergency evacuation situation ever. ( FYI – it straddled both the medical and non-medical evacuation boundaries ).

Emergency evacuation insurance covers the costs of having to book a last-minute flight home ( which can be very expensive ) and will also cover accommodation costs if you end up being flown to a random, “safe” country rather than going straight home.

Having to cancel a trip that you were psyched about is heartbreaking. However, then being left out of pocket just adds scurrilous insult to grievous injury. Trip Cancellation cover can help you recover the non-refundable costs of your trip such as flight and hotel costs.

Obviously, you can’t claim this simply because you changed your mind about the trip or broke up with your girlfriend. Legitimate cancellation reasons are things like sickness, family emergencies, bereavement, natural disaster and war – you get the gist.

Trip Interruption is when something goes wrong, or interrupts, your trip leaving you out of pocket. One example, when your pre-paid hotel burns down and you are forced to book another one. Another example is when your flight home is cancelled and you need a few extra nights at your hotel.

Anything Else? The above are what we consider to be the basic, bare-bones of travel insurance policies. However, some policies do offer a few more aspects to them. The very best Thailand travel insurance policies may also include the following;

Adventure Sports and Activities

Adventure sports and activities are not covered by all travel insurance policies. The definition of adventure sports and activities really does vary between providers but for example, can include;

• Martial Arts
• Bungee Jumping
• Scuba Diving
• Informal basketball games….

If you are even thinking about doing anything physical or outdoorsy on your trip, it is very wise to check that your insurance provider is in fact covering it. Snapped tendons tend to hurt plenty enough without having hefty medical bills attached to them.

Accidental Death and Dismemberment

This one is perhaps a bit macabre. It doesn’t cover any travel related expenses as such but instead it basically provides you (or your next of kin) with monetary compensation in the event that something happens to you. If you die, your loved ones get a payout. Or, if you lose a toe or something, YOU get a payout.

It’s kind of like having a bit of life cover attached to your travel insurance.

“ Well dear, I’m afraid there is good new and bad news. The bad news is that our beloved daughter little Jenny died on her trip to Thailand. The good news is that we get $10k! Thailand here WE come! ”

Gear and Electronics Cover

Some insurance policies cover electronic gadgets but others do not. Those that do, sometimes charge an additional fee and they also usually limit the maximum item value. If you only travel with a phone or a tablet then your travel insurer may well cover it entirely. However, if like us if you are traveling with a decent laptop and camera, then you may wish to consider obtaining gadget cover.

I have personally had separate gadget cover on my MacBook Pro for years.

A new country, a new contract, a new piece of plastic – booooring. Instead, buy an eSIM!

An eSIM works just like an app: you buy it, you download it, and BOOM! You’re connected the minute you land. It’s that easy.

Is your phone eSIM ready? Read about how e-Sims work or click below to see one of the top eSIM providers on the market and  ditch the plastic .

Whilst they may all seem the same, not all insurers are. Some insurers offer lower prices than others and others offer higher coverage amounts. Some are infamous for not paying claims whilst others are celebrated for being fair and helpful.

Travel insurers – always the same yet always different. It isn’t possible (or legal) for us to say that anyone of them is the best, or is “better” than the others. No. Insurance is a very complex product and any policy takes into account a whole lot of data and a wide set of variables.

Remember that the “best” travel insurance always depends on where you are going, when you are going there and ultimately upon you and your needs. The best travel insurer for one trip, may not be the best for a different trip.

Below, we will introduce a few of the many travel insurance providers on offer. These are all firms we have used ourselves over the years.

SafetyWing are a relatively new player in the travel insurance space but are already making big waves. They specialise in cover for digital nomads and they offer open-ended cover on a monthly subscription basis. Because they primarily cover digital nomads, they don’t offer much in the way of trip cancellation or delay so do take that into consideration.

However, SafetyWing really excels on the health side of travel insurance, covering dental and some complimentary treatments. In fact they even allow young children to be covered for free.

If cancellation and delay is not a concern for you or if you will be spending some considerable time on your trip, then maybe SafetyWing are right for you

• Emergency Accident & Sickness Medical Expenses – $250,000
• Baggage and Personal Property – $3000
• Emergency Evacuation and Repatriation – $100,000
• Non-Medical Emergency Evacuation – $10,000
• Trip Cancellation -$0
• Trip Interruption – $5000

If you need more information or want to get a quote, then you can visit the website for yourself.

Talk about efficient and effective, Heymondo are up-to-date when it comes to combining travel insurance with technology in the digital world of 2022. What truly sets them apart is their assistance app offering a 24-hour medical chat, free emergency assistance calls and incident management. How reassuring is that?! They also have a convenient and complication-free way to make a claim straight from your phone.

Medical expenses are covered up to $10,000,000 USD so try not to damage yourself anything over that amount… If you’d like travel insurance that operates with that little extra swiftness and ease, give these guys a go. They offer multiple options – single trip, annual multi-trip and long stay. We’ve focused on single trip, but do check out the others and find what fits your next adventure.

• Emergency Accident & Sickness Medical/Dental Expenses –$10,000,000 USD
• Baggage and Personal Property – $2,500 USD
• Repatriation and Early Return – $500,000 USD
• Non-Medical Emergency Evacuation – $10,000 USD
• Trip Cancellation – $7,000 USD
• Trip Disruption – $1,500 USD
• Covid 19 coverage included in all plans

If you need more convincing, click the link below to get 5% off your Heymondo travel insurance plan!

Columbus Direct

Named after one of history’s greatest (and most divisive explorers), Columbus Direct also specialise in insuring adventure-hungry explorers like us. They have been providing award-winning insurance for 30 years. What we like about this plan is that it does cover small amounts of personal cash. However, Gadget Cover is not available.

Columbus Direct actually offers a number of different travel insurance plans. Below we have focused on 1 of these and have set out the coverage amounts for the Globetrotter plan.

• Emergency Accident & Sickness Medical Expenses – $1,000,000
• Baggage and Personal Property – $750
• Emergency Evacuation and Repatriation – $1,000,000
• Non-Medical Emergency Evacuation – $0
• Trip Cancellation -$1,000
• Trip Interruption   (“Catastophe”)  – $750

World Nomads

World Nomads have been supporting and encouraging travellers to explore their boundaries since 2002. Designed by travellers for travellers, they offer simple and flexible travel insurance covering multiple countries and a lot of adventure activities.

If you leave home without travel insurance or your policy runs out, you can buy or extend while on the road.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

Iati Seguros

Iati Seguros is a Spanish based travel insurance company who we have personally used and loved. You will notice that they provide competitive cover amounts for the key travel insurance areas, and are competitively priced. So far we have heard nothing but good things about them.

They also offer multiple ones, but we have focused on the Standard Plan although we wholly encourage checking out all plans for yourself to identify the best one for your needs.

Standard Plan

• Emergency Accident & Sickness Medical Expenses – $200,000
• Baggage and Personal Property – $1000
• Emergency Evacuation and Repatriation – 100% of cost
• Trip Cancellation -$1,500
• Trip Interruption – 100% of cost

Insure My Equipment

Insuremyequipment.com does precisely what the name suggests. They are an online insurer for expensive equipment (like camera gear & gold clubs). You can use them to get specific pieces of gear insured but please bear in mind this policy is only for your specified gear.

An Insure My Equipment policy works well in combination with other travel insurance. Insure My Equipment policies are an excellent choice for professionals and backpackers with more $0000’s  worth of camera equipment, expensive laptops or fishing rods.

I also know a few travelling musicians and DJs who use these guys so you are in cool company.

Choosing the right travel insurance for your Thailand holiday is like choosing a pair of shoes. Only you can really say how well they fit, and how many miles you can manage in them.

To decide who the right insurer for you is, you need to add up how much your trip is worth, how much equipment you plan to take with you and what activities you intend to engage in.

You also need to ask yourself how much you can afford. This means how much you can afford to pay for cover but also how much you can afford to be out of pocket in the unlikely event of an incident. Sometimes, the cheapest Thailand travel insurance will be enough and sometimes it will be worth spending a bit more.

Hopefully the information provided in this post will help you to decide. If not, then I  guess I just wasted 7 hours of my life in writing it.

Backpacking BangkokIs Thailand Safe?

Where To Stay in Thailand

Is Thailand Expensive?

Still awake? We know travel insurance isn’t the wildest travel topic to muse over when planning your next trip, but needs must. And in a crazy place like Thailand, it’s useful to know what to expect should a medical or emergency situation arise.

Hopefully, this guide has helped you find the most suitable – or at least the cheapest – Thailand travel insurance for your needs. Now, you can focus on researching the best Thai island and browsing (ethical) elephant sanctuaries. Once you’ve found your match with the best insurance for Thailand, check out some of our travel guides to the Land of Smiles.

And for transparency’s sake, please know that some of the links in our content are affiliate links . That means that if you book your accommodation, buy your gear, or sort your insurance through our link, we earn a small commission (at no extra cost to you). That said, we only link to the gear we trust and never recommend services we don’t believe are up to scratch. Again, thank you!

Aiden Freeborn

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Travel Insurance for holidays in Thailand

Travel insurance for thailand.

Welcome to Thailand, a gem packed with both nature’s wonders and incredible human creations. The nation draws millions of tourists each year to explore its temple ruins, visit elephant sanctuaries and enjoy tropical beaches. If you’re itching to book your next adventure to Thailand, don’t forget one critical thing first: travel insurance ! In this article, we’ll cover what you need to know about travel insurance for Thailand.

• What should your Travel insurance cover for a trip to Thailand? 

How does Travel Insurance for Thailand Work?

• Do I need Travel Insurance for Thailand? 
• How much does Travel Insurance cost for Thailand? 
• Our Suggested AXA Travel Protection Plan
• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 Restrictions for Travelers to Thailand?
• Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Thailand?

At a minimum, your travel insurance to Thailand should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Thailand.

Imagine this: you’re exploring the night markets of Patpong, trying new foods and exotic tastes that Thailand has to offer. Suddenly, you feel queasy and uneasy, the snacks you have been snacking on seem to have been spoiled and you’re feeling ill. With AXA Travel Protection, we could help assist or guide you to the nearest hospital. Whether the situation goes from bad to worse, AXA is there to help you create a plan of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits:

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:  

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Thailand?

So, do you need travel insurance for Thailand? The short answer is no. Since the end of the COVID-19 pandemic, Thailand has dropped its requirement for travelers to have insurance for entry. However, it’s still highly recommended that you have a plan before embarking on your next trip.  

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Thailand, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Flight Delays:  Travel disruptions like flight delays can happen. If you miss a connecting flight or incur additional expenses due to delays, travel insurance can help cover the costs.

How much does Travel Insurance cost for Thailand?

In general, travel insurance to Thailand costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Thailand will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Thailand hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Thailand’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Thailand's stunning landscapes in a rental car.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency Medical: Unexpected incidents that arise, such as broken bones, burns, unexpected illnesses and allergic reactions.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation:  This can cover evacuation assistance when you need to leave a destination immediately for non-medical-related events. These could be things like natural disasters or civil unrest.

Are there any COVID-19 restrictions for Travelers to Thailand?

No. Thailand has dropped all COVID-19 restrictions for travelers from the United States.  

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold  and Platinum Plans offer coverage for pre-existing medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, What does this mean for you? If you've got a medical condition hanging around, you can qualify for coverage under our Gold and Platinum plan with a preexisting medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to make sure you travel with ease, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked. It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

2. Do Americans need travel insurance in Thailand?

No, travel insurance is not currently required to visit Thailand.

3. What is needed to visit Thailand from the USA?

If you're visiting Thailand from the USA, all you need is your passport. Your passport needs to be valid at least six months beyond the date of your arrival.

4. What happens if a tourist gets sick in Thailand?

If you become sick in Thailand, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

For your holidays in Thailand and abroad

With Golden Buddha statues, gleaming temples, lush landscapes, rich history, and tropical beaches, Thailand is one of the leading tourist destinations for people worldwide. This country has much to offer travelers, regardless of their interests and budget. From a luxurious stay at beach resorts to a backpacking experience on an affordable budget, there is something for everyone.  

Staples of the Country

If you enjoy being in nature, head to the Phi Phi Islands and Khao Sok National Park to take in the breathtaking views. More of a city person? Enjoy your stay in Bangkok, Thailand's capital, well-known for its rich culture and vibrant nightlife. You can enjoy exotic cuisine, explore archaeological and cultural sites, learn about the rich history, and relax on the tranquil beaches. Bangkok, Phuket, and Chiang Mai are the absolute must-visit cities in Thailand. The places you can't miss when visiting Thailand include the Vegetarian Festival in Phuket, Ko Kood Island, temple ruins at Ayutthaya, Wat Pho Temple, The Grand Palace, and Chatuchak Weekend Market in Bangkok, and Khmer ruins in Phimai.  

Does Thailand Require Travel Insurance?

While travel insurance is not legally required for U.S. citizens visiting Thailand, it is highly encouraged. However, travel insurance is mandatory for travelers from countries requiring RT-PCR COVID tests, like China and India. The insurance must have validity for over seven days of the intended visit. Thailand is a safe country, but it is integral to be street smart, just like in any other country. Tourists must take precautions for incidents like robberies and petty theft that might occur in busy streets or late at night.  

Thailand FAQ

Can i go to thailand during covid-19, and under what conditions.

All travelers from the U.S. are no longer required to show any COVID-19 tests or vaccination proof, as per the latest update. Visitors are allowed to go to any place in Thailand without any restrictions. What type of vaccinations are required to visit? CDC recommends getting certain vaccinations at least a month before visiting Thailand. These include influenza, pneumonia, shingles, chickenpox, TDaP (tetanus, diphtheria, and pertussis), measles, mumps and rubella (MMR), polio, meningitis, rabies, Japanese encephalitis, yellow fever, cholera, typhoid, hepatitis B, and hepatitis A.

Does Thailand require International Medical Coverage?

People visiting Thailand can’t access free health care, and the medical expenses could reach thousands of dollars, based on the severity of the condition. Therefore, it is essential to purchase medical insurance to cover any personal injury or medical emergencies while visiting Thailand. Getting a flexible travel insurance plan that includes medical coverage is necessary.  

Where is the U.S. Embassy in Thailand?

The U.S. Embassy is in Bangkok and can be contacted in person, via phone, or on their website.  

What is the best time of year to visit Thailand in terms of weather, crowds, and cost?

While this country is one of the most affordable countries to visit throughout the year, you can enjoy significant discounts, fewer crowds, and good weather when visiting between July and September. This is considered a low monsoon season.  

What is the local currency of Thailand and its exchange rate for USD?

The local currency of Thailand is Baht, and it is around 0.029 US dollars for 1 Baht. You can get over 34 Baht for 1 USD.

Are credit cards widely accepted in Thailand? If yes, which ones?

Axa already looks after millions of people around the world.

With our travel insurance we can take great care of you too

Travel Insurance

Ireland's award winning travel Insurance provider. We provide Annual, Single Trip and Backpacker travel insurance to suit different trips abroad, budgets and needs. Annual travel insurance provides European and/or Worldwide cover. Backpacker travel insurance covers trips to the USA, Canada, Australia, Europe and more. No matter what holiday or trip you have planned abroad, we will help you stay protected. Get a quick travel insurance quote below now.

• Discount applies if You and all Insured Persons on your travel insurance policy have Private Health Insurance, with a minimum of €55,000 inpatient medical cover abroad.

Important Conditions Relating To Health

Tel: 0818 286 525.

Please note certain medical conditions will incur an additional premium.

Medical Screening Line Opening Hours

• Monday: Friday 9am to 7pm
• Saturday: 9.30am to 4pm
• Sunday: 11am to 3pm
• Quoting Reference: Blue Irish Broker 2015-2016.

Private Health Insurance Members

If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below.

Important note: If your private health insurance does not provide cover for the full duration of your trip abroad as stated on your validation certificate you will still be required to contact the Medical Screening Line to declare your medical conditions.

Non Private Health Insurance Members

At the time of taking out this policy, do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

If so, it is a condition of this policy that you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from this medical condition(s) unless you contact the Medical Screening Line on and they have agreed in writing to cover your medical condition(s).

If you have only one medical condition and it is one of those shown in the table of ‘Medical Conditions which do not require screening’ below, then this will be covered under the policy without the need to contact us.

Exclusions that apply to all Insured Persons

These exclusions apply to all insured persons irrespective of whether they are a Private Health Insurance or Non Private Health Insurance holder.

The following exclusions apply to all insured persons at the time of taking out this policy or at the time of booking the trip.

You will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which you are aware of but have not had a diagnosis.
• Any medical condition for which you have received a terminal prognosis.
• Any medical condition for which you are receiving or are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

The following exclusions apply to all insured persons at all times:

• Any medical condition you have in respect of which a Medical Practitioner has advised you not to travel or would have done so had you sought his/her advice but despite this you still travel.
• Any surgery, treatment or investigations for which you intend to travel outside of Ireland to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
• Any medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a Medical Practitioner.
• Your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.

You should also refer to the general exclusions in the policy wording.

Exclusions that apply if a Close Relative or Travelling Companion has Medical Conditions

If any of the below exclusions apply to your close relative(s) or travel companion(s) at the time of taking out this policy or at the time of booking the trip, you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which a close relative or travelling companion have received a terminal prognosis.
• Any medical condition for which a close relative or travelling companion are receiving or on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.
• Any medical condition for which a close relative or a travelling companion are aware of but for which they have not had a diagnosis.

Medical Conditions which do not require screening

Important Note: If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening..

• Achilles Tendon Injury
• Acid Reflux
• Anal Fissure/Fistula
• Allergy (requiring non prescriptive treatment only)
• Bells Palsy (in isolation only)
• Benign Prostatic Enlargement
• Broken/Fractured Bones(not head or spine)
• Carpal Tunnel Syndrome
• Colds or Influenza
• Colitis (no hospital admissions in last 12 months
• Corneal Graft
• Cuts & Abrasions (non self-inflicted)
• Cyst Breast (Benign)
• Cyst Testicular (Benign)
• Diarrhoea and/or vomiting (resolved)
• Dislocated Hip
• Epididymitis
• Essential Tremor
• Fungal Nail Infection
• Gall Bladder Removal (if more than 3 months ago)
• Gastric Reflux
• Glandular Fever
• Hemorrhoids (Piles)
• Hernia (not Hiatus)
• Hip Replacement
• HRT (Hormone Replacement Therapy)
• Hyperthyroidism
• (Overactive Thyroid)
• Hypothyroidism (Underactive Thyroid)
• Hypercholesterolaemia (high cholesterol)
• Hysterectomy (provided carried out more than 6 months ago)
• Irritable Bowel Syndrome
• Macular Degeneration
• Menorrhagia
• Migraine (confirmed diagnosis, no on-going investigations)
• Myalgia (Muscular Rheumatism)
• Myalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
• Nasal Polyp(s)
• Neuralgia, Neuritis
• Nut Allergy
• Osteochondritis
• Osteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures
• Pelvic Inflammatory Disease
• Reflex Oesophagitis
• Rhinitis (Allergic)
• Shingles (Herpes Zoster)
• Shoulder Injury
• Sleep Apnoea
• Tendon Injury
• Underactive Thyroid
• Varicose Veins legs only (if GP has confirmed that client is fit to travel)
• am resident in Ireland    (i)
• have not already departed on/commenced my trip
• have read and agree with the important conditions relating to health
• understand that this policy does not cover cancellation due to government lockdown or travel restrictions imposed by the Department of Foreign Affairs. There is no cover for any cancellation claim event relating to a Covid diagnosis occurring within 14 days of the date you purchased this insurance or the time of booking any Trip whichever is the later or if you and/or all insured persons are advised to self-isolate without a positive Covid diagnosis. Please refer to the Policy Wording for full information.

Private Health Insurance Discount

Cover-More Blue Insurance Services Limited offers significant discounts on our Annual Multi Trip and Single Trip policies for Insured Persons with VHI, Laya or Aviva Private Health Insurance policies. Your Private Health Insurance policy must include a minimum of €55,000 of inpatient medical cover abroad. If your Private Health Insurance policy includes this select ‘Yes’ in the ‘Private Health Insurance’ box on our website home page. Our Travel Insurance policy will provide the same benefits as on our standard policy, but it recognises that you already have cover on your Private Health Insurance policy for inpatient medical expenses abroad up to a specific limit (Min €55,000). Our Travel Insurance policy will top up the amount to the overseas medical expenses limit on your Private Health Insurance policy allowing you to save money on travel insurance premiums without sacrificing cover.

It is your responsibility to ensure that your Private Health Insurance policy covers you and all other travellers named on your Travel Insurance policy for a minimum of €55,000 of inpatient medical cover abroad.

Please note that not all Private Health Insurance Plans provide a minimum of €55,000 of inpatient medical cover abroad. Please check with your Private Health Insurance provider to ensure you have adequate cover to be eligible for this discount. If you cancel or fail to renew your Private Health Insurance policy, it is your responsibility to contact us as soon as is reasonably possible to update your Travel Insurance policy details and ensure you have sufficient cover. Any Private Health Insurance discount you received will be removed from the Travel Insurance policy and you may also be required to contact the Medical Screening Line to declare any medical conditions you or anyone named on your Travel Insurance policy has/has had.

Further information on Medical Screening can be found by clicking here.

Data Privacy Policy

This notice will inform you about our policies and procedures concerning the personal information about you that we collect, maintain and disclose, in connection with the insurance policies you obtain from us.

Information we may provide to others

We may disclose information about our applicants, customers and former customers, as permitted or required by law in conjunction with our normal insurance operations, such as:

• in the processing of an insurance claim.
• in connection with a legal proceeding.
• with government agencies conducting examinations of our procedures.
• internal database marketing.

Data Protection

We collect and maintain personal information about you in order to carry out our functions as a provider of insurance products. All personal information submitted is treated with the utmost confidentiality and with appropriate levels of security.

This information is used to manage the issuance of an insurance policy, including underwriting and claims handling, and may be stored as computer records and/or paper files to assist us to complete transactions, or follow up discrepancies, complaints or queries. Details may also be submitted to regulatory authorities and auditors. Unless otherwise instructed, we may use personal data for commercial purposes.

Personal Information Restrictions

Access to the information you submit is limited to those employees who have legitimate business needs for such information with respect to the insurance policies issued. We maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your non-public personal information.

Internet Usage

Our websites do not contain any hidden codes or applications designed to obtain any kind of information about you from your computer, apart from what is required to establish a connection and transfer content between our website and your computer.

Our host servers do obtain information about the number of connections to it. This data may contain details such as your IP address, the kind of operating system you are using and the version of your internet browser. This information is used only for the purposes of analysing the traffic to the website. It does not contain any kind of data about you which may be classified as personal or private.

Our website uses ‘cookies’ to track visitor navigation. Cookies are small text files stored on your computer, which identify it to our website. Cookies do not contain viruses, and the cookies stored on your computer by the website do not contain any kind of personal, private or sensitive information. They are used simply to track navigation and remember data and preferences submitted by you. Cookies can be disabled on your browser, though this may hamper your ability to effectively obtain a quote and purchase a policy from our website.

Sensitive Data

Any sensitive data supplied by you in order to purchase an insurance policy, such as dates of birth or health details, will only be used for the purpose specified at the time of submitting this data.

We reserve the right to provide this information, when we are legally obliged, to official bodies such as the Police, the Courts, or other organisations investigating insurance fraud.

Call Monitoring

We may monitor and record telephone calls in order to improve our service to you and to prevent and detect fraud.

Marketing Preferences

We will use the details you have given us to provide you with information about the products and services of the Cover-More Blue Insurance Services Limited and our affiliates/partners which may interest you. Your data will not be shared with our affiliates/partners. We will not do so if you have already told us you do not want this information, see the ‘opt-out’ phone number email address below. We may also use your information for these purposes in the event that you do not take up a policy with us at this time and also after your policy has ended, unless you ask us not to.

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below:

How we might contact you for marketing purposes?

From time to time we may contact you using the information you have provided in relation to our products and services in any of the following ways:

• Through digital and/ or other remote applications
• By text message

Why might we contact you?

We might contact you:

• about an enquiry you have made;
• with products or services offers from the Cover-More Blue Insurance Services Limited;
• in relation to your policy or quote;
• to ask for your feedback/views on the products and services we provide;
• to tell you about any important changes to our website; or
• where there is another genuine reason for doing so

How to Opt out

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ’opt-out’. If you want to ’opt-out’, please phone us on 0818 484 484 or email us at [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

Marketing Preference

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below. We will also use the details you have given us to provide information about our products and services and those of other companies in the Cover-More Blue Insurance Services Limited and other companies whose products and services may interest you. However, we will not do so if you have already told us you do not want this information. We may also use your information for these purposes after your policy has ended, unless you ask us not to.

How we might contact you?

• about an enquiry you have made
• with relevant products or services offers
• in relation to your policy or quote
• to ask for your feedback/views on the products and services we provide

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ‘opt-out’. If you want to ‘opt-out’, please phone us on 0818 484 484 or email [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

By going ahead with a Cover-More Blue Insurance Services Limited quote or policy or by giving us personal information including sensitive personal information (as more particularly described in our Security and Privacy Statement) you will be explicitly agreeing to us, our agents, other insurers and the other persons described in this notice (and/or in the Security and Privacy Statement) processing it for all relevant purposes including but not limited to those described in this notice. Before you provide us with any information about others, you should make sure they are aware of how we will use their information and have agreed to this. It is your responsibility to ensure that you have obtained the permission of any such persons and have shown this notice to them to allow us to process their personal data for the purposes outlined in this notice. For our policy about taking instructions from persons other than the Policyholder, details about data transfers outside the European Economic Area, how to obtain copies of personal information and who to contact in the event of questions, please see the Security and Privacy Statement (which contains a full overview about Cover-More Blue Insurance Services Limited’s use of your personal information) which we expect you to read. You can view this by visiting our Privacy Policy or by contacting our Customer Services Manager at [email protected] for a hard copy.

You can obtain confirmation on what information is held about you and your previous claims on Insurance Link by visiting www.inslink.ie .

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• Travel Insurance for Thailand

On This Page

• Key takeaways

Do I need travel insurance to visit Thailand?

Our top picks for the best thailand travel insurance, thailand travel information & requirements, why thailand travel insurance is important, what does travel insurance for thailand cover, what isn’t covered by travel insurance for thailand, how much does travel insurance for thailand cost, tips for getting the best thailand travel insurance, faq: travel insurance for thailand, related topics.

Travel Insurance for Thailand: US Visitor Requirements & Tips

• U.S. health insurance is typically not accepted in Thailand , so it’s a good idea to purchase travel medical insurance for your trip.
• Based on our research, our top picks for travel insurance for a trip to Thailand come fro m Tin Leg, Seven Corners, and John Hancock.
• Comprehensive travel insurance policies will usually cover medical emergencies and evacuation, trip delays, cancellations and interruptions, and lost or stolen baggage.
• Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage.
• To find the best travel insurance for your trip to Thailand, try using an online comparison tool . This way, you get multiple quotes and compare all your coverage options to find the best deal.

Our top picks for the best travel insurance for thailand

• Tin Leg: Best Rated Travel Isurance
• Seven Corners: Best Value for Medical Emergencies
• John Hancock Insurance Agency, Inc.: Best plan for a Solid Coverage

Seven Corners

John hancock insurance agency, inc..

You are not legally required to have travel insurance to visit Thailand, but it’s advised so you have the protection and support you need in case of illness, injury, theft or other travel hiccups.

Below are some risks that could make getting travel insurance worthwhile for your trip to Thailand.

Best Rated Travel Isurance

Why we like it.

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best Value for Medical Emergencies

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best plan for a Solid Coverage

• Travel delay coverage kicks in after just three hours
• Generous coverage for emergency evacuation and repatriation of remains
• Optional CFAR upgrade available
• Baggage insurance comes with generous limits of up to $2,500
• Terror attack coverage included
• Baggage delay coverage requires a 12-hour waiting period

Are there COVID-19 restrictions for U.S. tourists?

As of January 2024, there are no COVID-19 restrictions in place for U.S. tourists hoping to visit Thailand.

Do I need a visa or passport to travel to Thailand?

You only need a visa to travel to Thailand if you intend to stay longer than 30 days . Short-term stays that fall under that threshold do not require a visa. You do need a passport to enter the country, and it’s recommended your passport be valid for at least six months past your intended entry date to avoid being turned away at the border/customs.

Is it safe to visit Thailand?

According to the latest updates from the U.S. Department of State, it’s safe to travel to most parts of Thailand . The DOS puts  Thailand’s overall threat rating at Level 1, which means you should exercise normal precautions. That said, there is civil unrest and a higher risk of violence in the provinces of Yala, Pattani, Narathiwat, and Songkhla, which the U.S. DOS has put at Level 3 (reconsider travel).

When is the best time to visit Thailand?

Thailand is beautiful year-round. November through March marks the dry months, following the wet season from May through October.  If you’re sensitive to heat, consider avoiding Thailand in April . That’s the country’s hottest month, and temperatures then regularly hit 105° F (40° C).

Risk of insect-borne diseases

Mosquitos are prevalent in Thailand, and they can transmit diseases like malaria, dengue fever, chikungunya, Japanese encephalitis, filariasis and Zika. Using insect repellents and mosquito nets, avoiding affected areas and taking prophylactic medications can help prevent infection. But if you do get sick, travel insurance could make all the difference in getting care fast.

Extreme weather conditions

Thailand is a beautiful country full of waterfront vistas and lush, tropical forests, but it’s also situated in a geographic area that’s prone to floods, earthquakes and tsunamis, similar to visiting Japan . Travel insurance policies that include trip cancellation protection and emergency evacuation clauses can protect you financially if your trip is canceled or you need to get out of the country ASAP because of a natural disaster.

Petty theft and pickpockets 

Petty theft, including pick-pocketing, is a concern in many tourist areas throughout the world, and Thailand’s major cities of Bangkok and Chiang Mai are no exception. Certain travel insurance policies also include reimbursement for stolen goods, such as a wallet that was snatched during a pick-pocketing event or travel documents that disappeared when your luggage vanished at the airport.

Travel insurance policies can differ greatly depending on the insurer and other factors, such as the size of the deductible or the provider you choose.

Consider these types of coverage when purchasing travel insurance for your trip to Thailand.

Trip cancellation insurance

If you need to cancel your trip to Thailand for a covered reason, trip cancellation insurance can reimburse you for pre-paid travel expenses that are non-refundable.

It’s important to note, though, t hat trip cancellation insurance is far from universal . If you just decide you don’t feel like going to Thailand anymore or your boss refuses to give you the time off, your cancellation clause may not apply. Some medical conditions, like pregnancy , are also not covered as a covered reason for cancellation. 

Read the fine print carefully to see what’s covered and what isn’t, and consider a CFAR (cancel for any reason) policy if you have additional concerns. With this type of coverage, you can cancel your travel plans for any reason at all and get back around 50% to 70% of your prepaid travel expenses.

Trip delay insurance

Chances are you don’t have a direct flight from your hometown to Thailand. Most people will have to grab one, if not two or three, connecting flights, and that means more layovers and more opportunities for your schedule to go awry. If your flight is delayed and you miss a connection, trip delay insurance kicks in to cover your expenses while you’re stuck in an airport or intermediary city.

Most delay policies have a grace period before they kick in, so you may have to wait 6 or 12 hours before you get reimbursement for delay-related expenses. But once that period has passed, you can make a claim for things like temporary accommodations and food plus the cost of anything you’re missing out on in Thailand while you navigate the delay.

Trip interruption insurance

Trip interruption insurance is like trip cancellation and delay policies except that it applies to a trip that’s already in progress but has to be cut short . Imagine you’re already in Thailand when you get a call about an emergency back home. You have another week of hotel, car and entertainment costs you’ve already paid for, but now you need to return home early.

Your trip interruption insurance could cover those costs so you can go home worry-free, but your reason for flying out ASAP needs to be an emergency covered by your policy (e.g., illness or death in the family, terrorism at your travel destination, etc.).

Travel medical insurance

It’s extremely doubtful your U.S. health insurance company offers any coverage while you’re abroad, so travel medical insurance is crucial . Look for policies that cover medical expenses related to both illnesses and accidents, so you’re taken care of whether you contract the common cold or need an ambulance ride after you slip and fall at the Temple of Dawn.

Medical evacuation insurance

If you become sick or are hurt beyond what a local hospital or doctor’s office can handle, you may need to be moved to another country where trauma care is more readily available. Medical evacuation insurance goes beyond medical expenses to cover transportation, like Medevac rides to get you to an advanced facility as soon as possible.

Insurance for personal items

Some travel insurance companies offer coverage that includes replacing or reimbursing you for baggage and personal items that are lost and stolen. This is a good thing to have in areas where petty theft is common, but there are always exceptions. You will likely need to file a police report to turn into your insurance company when you file a claim, and there are typically caps on how much your policy will cover.

Rental car coverage

Rental car coverage is not automatically included in Thai travel insurance, so you’ll need to ask your insurance company or consider an add-on policy. Read the fine print to see what’s covered. Collision, theft and damage due to a natural disaster are all possibilities but may not all be covered.

The most common travel insurance exclusions are cancellations or trip interruptions caused by what insurance companies call “known or foreseeable events.” That might be something like wanting to cut your trip short because you don’t like all the bugs in Thailand or bailing on the trip altogether because you heard it’s been raining really hard.

Other things that may not be covered include:

• Endemics and pandemics (some companies have or had temporary COVID-19 policies )
• Cancellations due to poor paperwork or malfeasance, such as if you’re detained at customs or tried to travel with a soon-to-expire passport
• Medical expenses or repatriation needs resulting from a risky activity (e.g., cliff diving or hot air ballooning with a non-licensed company) or due to a pre-existing condition.

Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage . For a more comprehensive policy, you can expect to pay around $7 to $11 per day.

To give you a better idea of how much travel insurance will cost for a trip to Thailand, we got price quotes from some popular travel insurance providers.

We applied these details to our quotes:

• Age: 35 years old
• Destination: Thailand
• Trip Length: 7 days
• Trip cost: $2,000

We’ve displayed our price quotes for basic travel insurance coverage in the table below. These plans range from less than $1 per day to $6 per day.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

A more comprehensive travel insurance policy that covers trip cancellation and trip interruption will be a bit more expensive. Our quotes from the same providers show that this type of protection costs around $7 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Keep in mind that the final cost of your Thailand travel insurance will depend on a variety of factors, including the following:

• The amount of coverage you need
• How long you’re traveling for

To get the best Thailand travel insurance, think about when you’re going, how you’ll get there and when you want to buy your policy.  

Then, follow these tips:

• If you travel often, consider an annual multi-trip policy and you could save by bundling.
• Get lower premiums by increasing the excess/amount you’ll pay if you do need to make a claim.
• Get quotes for a Thailand-specific policy rather than one that covers all of Asia.
• For longer stays, look at extended-stay insurance or backpacker policies.

Do I really need travel insurance for Thailand?

Travel insurance for Thailand is not legally required, but a policy is recommended so you can protect yourself against everything from a canceled or delayed trip to catching the flu or dengue fever during your visit.

Is health insurance still required in Thailand?

Health insurance was required for visitors to Thailand during the height of the COVID-19 pandemic, but that policy is no longer in place.

What is the best health insurance in Thailand for foreigners?

The best health insurance in Thailand for foreigners is the policy that offers the best coverage for your specific needs, health history, length of stay and the level of risk associated with your health or the type of activities you have planned. Try using our online comparison tool to find the best travel insurance policy for you.

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‘Conan O’Brien Must Go’ Is a Keeper: TV Review

Legendary talk show host and hot wing evangelist returns to television with hilarious new Max travel show

By Stephen Rodrick

Stephen Rodrick

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The key to understanding Conan O’Brien’s comedy is knowing that it comes from a point of kindness. Yes, I know in this age of comics punching down , this kind of compliment may leave you with a neon “Must Avoid!” sign flashing in your bleary eyes — but stay with me.

Popular on Variety

Conan’s three-decade run as a talk show host ended in 2021 under less-than-optimal circumstances , as he wound down his TBS show during the pandemic year. He talked to longtime sidekick Andy Richter , who sat among dozens of cardboard cutout fans. O’Brien quipped that they were last in line for the vaccine because the CDC had looked at the shows and “they said ours is the least essential of pretty much all the non-essential shows.”

There was some truth in that, but Conan had already started his move to other outlets , starting with his “Conan O’Brien Needs a Friend” podcast in 2018.

The podcast is funny and sweet, especially the pre-interview segments with longtime associate Sona Movsesian and producer Matt Gourley. Conan mocks Sona’s legendarily bad work habits. and Gourley’s flea market predilections, but any kind of comedic acid is reserved for the self-lacerating O’Brien. (On a recent episode, Conan runs down his own looks, and it is cruel and hilarious, but part of me is thinking, “Dude, cut yourself a break.”). The only time things get contentious is when Conan visited by longtime friend Kevin Nealon — perhaps the podcast’s best episodes.

The podcast had an offshoot called “Conan O’Brien Needs a Fan,” on which O’Brien would talk to a fan, often in a faraway land. That led to O’Brien traveling to Norway, Thailand, Ireland and Argentina to meet them. Why? Well, a dour and ominous narrator, aka Werner Herzog, offered this rationale at the beginning of each episode: “Once a proud talk show host, he’s been driven by a changing ecosystem to a drier and harsher climate: the weekly podcast. Here , without the nourishment of his studio audience, this clown with dull , tiny eyes, the eye of a crudely painted doll , is forced to feed on that meagerest of morsels: the random call-in fan. Unhinged by the feral scent of their mild enthusiasm. He scavenges in distant lands uninvited, fueled by a bottomless hunger for recognition , and the occasional selfie.”

It’s a self-deprecating bit, but it’s also the truth. Conan has been doing travel shows for years, most notably one to Movsesian’s native Armenia , as well as a chaotic trip to Finland where O’Brien is treated as a god because of his physical resemblance to the Finnish president who happens to be a woman. He clearly loves the journey. And he loves the comedy set piece–see his classic “Old Timey Baseball” opus — which has always been an essential part of his appeal.

The encounters work because O’Brien doesn’t treat his new friends as fools — rather , he revels in the fact that he is the fool. (See his instant-classic appearance on “Hot Ones,” the show where interviews are conducted while the celebrity consumes increasingly acidic chicken wings. Conan rhapsodizes on comedy being all around us as green-yellow mucus drips down his nose.) Of course, there are exceptions made for old friends. Conan goes out for asada in Buenos Aires with the effete and erudite Jordan Schlansky, a longtime producer and frenemy. Schlansky and Conan are the Steve Coogan and Rob Brydon of American cable , and on his TBS show and podcast the two have tangled over Japanese customs, Conan hosting Schlansky’s bachelor party in his own office, and Schlansky hiding an expensive Espresso machine in an inaccessible part of their offices. (As with the Courtney Thorne-Smith segment, Conan’s visceral malice toward Schlansky works because it is so out-of-character).

During the Argentina episode, they get into a fierce argument about the proper pronunciation of the word “tango,” Conan then licks Schlansky’s favorite cut of meat — wait, that came out wrong. After, they go on an ill-fated trip to the Pampas, where both fail spectacularly at gaucho life.

Not everything works. O’Brien does a self-referential bit about the expensive drone he is using on the first show , and for the next four episodes I am distracted every time I see a beautiful shot thinking about the drone’s specifications and capabilities. Some of the stuff goes on a bit long, but so does my writing.

These are minor quibbles. If you’re a Conan fan, you’ll treasure the trips, just like his completists treasure encounters with a masturbating bear. The series ends with Conan tracing his family’s roots in Ireland. He comes across his ancestor’s land, makes a few jokes, but then looks at the land, clearly moved. Conan O’Brien has played the fool long enough; we grant him this moment of humanity with all our hearts.

All four episodes of “Conan O’Brien Must Go” are now available on Max.

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Top Travel Insurances for Ireland You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Ireland stands out for being steeped in history, home to stunning landscapes, and the host to a unique cultural heritage with traditional music and dance. What's more, it's also renowned among tourists for its legendary pubs and whiskeys! Although travelling to Ireland can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ireland and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ireland Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ireland:

Best Travel Insurances for Ireland

• 01. Should I get travel insurance for Ireland? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Ireland scroll down

Heading to Ireland soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Ireland?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ireland.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ireland or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ireland:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ireland. It lets you choose between various plans tailored to meet the specific needs of your trip to Ireland, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ireland:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ireland? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ireland

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ireland. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ireland can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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