worldwide travel insurance australia

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The Best Travel Insurance for Australia in 2024

Travelex Insurance Services »

Allianz Travel Insurance »

Generali Global Assistance »

World Nomads Travel Insurance »

GeoBlue »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance for Australia.

Table of Contents

Travelex Insurance Services
Allianz Travel Insurance

Most travelers heading "Down Under" need to make quite the trek, and that's especially true for those planning a trip to Australia from the United States. Flying from Los Angeles to Sydney takes around 15 hours, and even more travel time is required to get to Melbourne and other destinations that require a layover on the way.

Plenty can go wrong en route to Australia as well as once you get there, and the potential for financial losses can be great if you're not careful. Not only can traveling long distances increase the risk of travel delays, but you also face the risk of flight cancellations, baggage delays, lost baggage and missed connections.

These are just some of the reasons why it makes sense to have a robust travel insurance plan in place before you fly overseas for a vacation in Australia. While any reputable travel insurance provider can provide you with protection for emergency medical expenses, your bags, travel delays and other various travel mishaps, we curated this list of top travel insurance plans for a trip to Australia specifically.

Frequently Asked Questions

Travel to Australia requires a huge commitment in terms of travel time and cost, which is why you'll want to make sure you have coverage that can reimburse you if something goes wrong. If your flight is delayed or canceled , your bags are lost in transit, or a missed connection leaves you stuck in another country for several days, having travel insurance means you can get reimbursement for unexpected hotel stays, meals you have to pay for and various incidental expenses.

Having travel insurance for Australia that includes medical coverage is also crucial since coverage provided in U.S. health plans will not apply.

Some travel credit cards offer coverage for trip cancellations or interruptions, travel delays, and lost or delayed baggage. However, credit cards are a poor source for coverage that protects against emergency medical expenses. Most credit cards do not offer coverage for emergency medical expenses or emergency medical evacuation at all, and those that do (such as the Chase Sapphire Reserve ) have insufficient coverage limits.

Travelex Insurance Services: Best for Families
Allianz Travel Insurance: Best for Flexible Cancellations
Generali Global Assistance: Best for Medical Emergencies
World Nomads Travel Insurance: Best for Adventure Travel
GeoBlue: Best for Travel Health Insurance

Kids ages 17 and younger are covered automatically with Travel Select plan

Primary coverage with no deductibles

Lower limits for medical expenses than some providers

100% trip cancellation coverage worth up to $50,000
150% trip interruption coverage worth up to $75,000
Trip delay coverage worth up to $2,000 for delays of five hours or longer ($200 daily limit applies)
Missed connection coverage worth up to $750 for delays of three hours or longer
Up to $50,000 in protection for emergency medical expenses (dental sublimit of $500)
Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
Up to $1,000 in coverage for baggage and personal effects
Up to $200 in coverage for baggage delays of 12 hours or longer
Up to $200 in coverage for sporting equipment delays of 24 hours or longer
$25,000 in coverage for accidental death and dismemberment (AD&D)

Optional CFAR coverage reimburses at 80%

Numerous plans to choose from

Lower coverage limits for medical expenses than some providers

Up to $100,000 per traveler in coverage for trip cancellations
Up to $150,000 per traveler in coverage for trip interruptions
Up to $500 per traveler in Trip Change Protector coverage
Up to $50,000 in emergency medical coverage per traveler
Up to $500,000 for emergency medical transportation per traveler
Up to $1,000 toward baggage loss or damage per traveler
Up to $300 per traveler in coverage for baggage delays of 12 hours or more
Up to $800 in protection for travel delays per traveler (daily limit of $200 applies)
$100 per insured person per day in SmartBenefits coverage for eligible delays
24-hour hotline assistance
Concierge services

Tailor medical coverage to your needs

Generous limits for emergency medical and medical evacuation coverage

Coverage for preexisting conditions only available with Premium plan

Optional CFAR coverage with Premium plan only reimburses at 60%

Trip cancellation coverage up to 100% of the trip cost
Trip interruption coverage up to 175% of the trip cost
Travel delay coverage up to $1,000 per traveler ($300 daily limit)
Up to $2,000 per person in baggage protection; $500 for delays
Up to $2,000 per person in coverage for sporting equipment; $500 for delays
Up to $1,000 per person in missed connection coverage
Up to $250,000 per person in coverage for emergency medical and dental procedures
Up to $1 million in coverage for emergency assistance and transportation ($10,000 limit for companion hospitality expenses)
Up to $25,000 per person in rental car coverage
Accidental death and dismemberment coverage

Coverage for more than 200 sports and activities

24-hour travel assistance services included

Low coverage limits within standard plans

No coverage for most preexisting conditions

Up to $10,000 in coverage for trip cancellations
Up to $100,000 in coverage for emergency medical expenses
Up to $500,000 in protection for emergency medical evacuation
Up to $3,000 in protection for damage or theft to your bags or gear

Offers travel health insurance for lengthy trips abroad

Deductibles can apply

Some plans require a primary U.S. health insurance plan

Up to $1,000,000 medical maximum per insured person
Up to $500,000 in coverage for emergency medical evacuation per trip
Up to $50,000 in coverage for accidental death and dismemberment
Up to $2,500 in coverage for emergency family travel arrangements
Up to $25,000 in medical coverage for hazardous activities like skiing and diving
Up to $500 per trip in lost baggage and personal effects coverage ($100 limit per bag)
Up to $1,000 per trip period in post-departure trip interruption transportation
Up to $50 per day in post-departure trip interruption quarantine coverage (in the case of COVID-19)
Up to $25,000 in protection for repatriation of remains

Why Trust U.S. News Travel

Holly Johnson is an award-winning writer who has been covering topics like family travel, cruises, all-inclusive resorts and travel insurance for well over a decade. Johnson has researched and purchased travel insurance plans for her own trips, and she has successfully filed claims and received reimbursement more than once over the years. Currently, Johnson uses an annual travel insurance policy from Allianz to cover her family's many trips overseas each year. Johnson also works alongside her husband, Greg – who sells travel insurance for trips all over the world – in their family media business. Johnson also co-owns the travel agency Travel Blue Book .

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Travel Insurance with Worldcare

Compare our travel insurance plans

Overseas Emergency Assistance

Worldcare is part of the Allianz Group. We have access to a global network of medical experts to assist you if things go awry when you are away from home.

Overseas Medical & Hospital Cover

Our Comprehensive travel insurance is designed to cover you when you're injured, sick or need urgent medical treatment when travelling overseas*.

Optional Cover Extras

For an additional cost, you may be eligible to include cover for additional activities, increase the limits that apply to valuables or vary the base excess on your Comprehensive, Multi-trip or Domestic policy.

24/7 Emergency Call Centre

If you need help while travelling, Australian-based case managers are here for you 24/7, with registered nurses and doctors available.

The war in Israel may affect your policy coverage for travel to Israel and neighbouring countries. Check  Smartraveller  and  Allianz Partners  for travel alerts or advisories for your intended destination.

What is travel insurance and how does it work.

Travel Insurance is a way of insuring yourself against those unexpected mishaps that can pop up on holiday and cost you money. If something goes awry on your trip, you can make a claim and if it’s covered by your policy, you may be entitled to be reimbursed for all or part of the cost (subject to any excesses that may apply).

What does Worldcare offer?

PLEASE NOTE: The below is a summary only. *Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details.

International Travel

Designed to cover overseas medical assistance, personal liability, travel delays, lost or stolen luggage, and more*. Choose the level of cancellation cover and purchase optional packs for activities you have planned for your trip*.

Domestic Travel Insurance

While travelling throughout Australia, Domestic Travel Insurance is designed to cover for cancellation, travel delays, lost or stolen luggage, rental vehicle excess, and much more *.

Cruise Travel Insurance

For an additional premium add our Cruise Pack for sea or ocean cruising overseas and in Australian waters to our Comprehensive, Multi-Trip or Domestic policies. Designed to cover medical costs on board, ship to shore evacuation, lost or damaged formal attire plus more*.

Snow & Ski Trip Insurance

For an additional premium, you can add our Snow Pack to Comprehensive, Multi-Trip or Domestic policies. Designed to provide cover for you to participate in a range of snow sport activities, your equipment, piste closure, emergency rescue and more*.

Travel Insurance for Seniors

Worldcare offers different travel insurance options designed to cover travellers over the age of 75*. This includes our Comprehensive Travel Insurance and Domestic Travel Insurance.

Pre-existing Medical Conditions

We cover a large number of pre-existing medical conditions. Simply complete our medical assessment in order to apply for cover for your pre-existing medical condition*. Additional premiums may apply.

Why choose Worldcare Travel Insurance?

A name you can trust.

We’ve been helping Aussie travellers for more than 35 years, and our policies are underwritten by Allianz Australia Insurance Limited.

Flexibility, choice, and great value

Our Comprehensive, Multi-Trip and Domestic plans allow you to choose the level of cancellation cover you need as well as the option to increase the cover on valuable items you may wish to take with you.* We also provide the option to vary the excess you pay if anything goes wrong when travelling.

We are Global

Through our global support network, we have medical experts ready to help when the need arises.

Let us take Worldcare of you

At Worldcare we arrange your insurance, answer any questions you have, provide emergency medical assistance, and help with your claim.

Frequently Asked Questions

What is travel insurance designed to cover.

When travelling overseas, travel insurance can be especially important. Our Comprehensive and Multi-Trip policies are designed to provide cover for:*

overseas emergency medical bills
emergency assistance
cancellations or delays to your trip outside of your control
stolen or lost luggage
many other unfortunate situations

*The above is a summary only. Please refer to the Product Disclosure Statement for full terms, conditions, exclusions, limits and applicable sub-limits.

Do I need travel insurance for trips within Australia?

Lost or stolen luggage, cancellations and delays or an accident in your hire car could all leave you out of pocket and these are just some of the things Worldcare Domestic travel insurance is designed to cover*.

Read more about Domestic Travel Insurance .

*Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details.

How much does travel insurance cost?

The cost of your policy is called a 'premium'. You will be advised of the premium that is payable for your policy when you apply. This will also be shown on your Certificate of Insurance. The premium amount will depend on a number of factors and is calculated based on:

your risk profile - we work this out using a number of factors such as your travel destination(s), the length of your journey, the amount and type of cover you require, the number of people insured under the policy and their ages, the time between the date you purchase your policy and the start date of your journey, the pre-existing medical condition(s) of the people insured under the policy and the likelihood of a claim being made on your policy.
any discounts that may apply
any government charges we pay, such as Stamp Duty and GST
any other charges we tell you about
the excess you choose

It’s a good idea to compare travel insurance quotes to ensure you are getting coverage that suits your needs.

How long does travel insurance last?

That’s up to you. When buying a policy for a single trip you’ll be asked the start and end date of your journey.

You can also purchase annual travel insurance known as a Multi-Trip policy. This is designed to cover multiple journeys during a 12 month period, up to your nominated maximum journey period of 15, 30 or 45 days.

What are travel insurance exclusions?

Travel insurance exclusions are circumstances, activities, items or equipment that an insurer will not provide cover for. That means you are responsible for any costs incurred due to an excluded incident or related to an excluded item.

Exclusions are listed in the Product Disclosure Statement of a travel insurance policy.

What is travel insurance excess?

Travel insurance excess is the amount which will be deducted from any claim paid to you under the sections of your policy to which an excess applies. Some policies allow for a base excess to be increased (which lowers the premium you have to pay) or decreased (which increases your upfront premium).

You will be advised which options are available to you at the time you purchase your policy. In some circumstances Worldcare may impose a medical excess for claims arising from certain medical conditions.

We will inform you in writing if any additional excess applies.

Snow and adventure packs have an excess of $500 per pack in addition to your chosen base excess, which can't be changed or removed. This excess relates to Overseas Medical & Hospital Expenses or Cancellation claims arising from your participation in snow sport or adventure activities.

There may also be other benefits that have an excess that applies.

Please refer to the Product Disclosure Statement for full details.

What are Pre-Existing Medical Conditions?

A pre-existing medical condition is a condition, including a dental condition or mental illness, of which you were, or a reasonable person in your circumstances should have been, aware of at the time of issue of the Certificate of Insurance, and including certain conditions up to two years prior (see the Product Disclosure Statement for full details).

Worldcare Travel Insurance includes some pre-existing medical conditions that we cover at no extra cost, subject to acceptance under the below assessment process.

In order to get cover for your pre-existing medical conditions (including those which we cover without additional charge), when getting a quote, if you click ‘Yes’ to ‘Pre-existing medical condition?’ our online medical assessment tool will guide you through the assessment process. You should also check the definition of pre-existing medical condition in the Product Disclosure Statement to see if you have a pre-existing medical condition. If you are still unsure, please contact us .

If you have already purchased your travel insurance policy, then any new medical condition that arises after that date is not considered a pre-existing medical condition and you would not need to pay an additional premium, subject to the terms, conditions, exclusions limits and applicable sub-limits listed in the Product Disclosure Statement .

What happens if I experience an emergency whilst overseas?

Call emergency services immediately if your condition is life threatening.

For emergency assistance, Allianz Global Assistance is only a telephone call away. Allianz Global Assistance is available 24 hours a day, 7 days a week.

If you are in Australia, simply dial 1800 010 075

For all other countries, dial +61 7 3305 7499.

Additional charges may apply for any calls made from mobiles, public telephones or hotel rooms.

Please note that Allianz Global Assistance will not pay for any hospital or medical costs incurred in Australia.

Allianz Global Assistance is a supplier of travel insurance and medical assistance. The Allianz Global Assistance Australian headquarters is located in Brisbane City, Queensland.

The purpose-built Global Response Centre is an environment that operates 24 hours, 365 days a year, and is supported by sophisticated telecommunications and information technology systems.

What if I need to make a claim on my travel insurance policy?

You can submit a claim upon your return to Australia or while still on your trip. You can lodge a claim online 24 hours a day at www.travelclaims.com.au .

If you have received medical treatment as an outpatient while overseas and the costs are less than $2,000, you would normally pay for the treatment, obtain a medical report from the treating doctor and keep all medical receipts and associated expenses to lodge your claim on your return home.

At any time, you can call the 24/7 Worldcare team for advice regarding this process.

If the treatment is likely to exceed $2,000, then you should contact us as soon as possible. Our team will support you through the process of lodging your claim while you are travelling.

The team will be able to speak with the medical facility to explain the requirements of the claim process in order to confirm cover. We may be able to authorise payment directly to the facility for you.

What if I need to cancel my policy or obtain a refund?

Please call us on 1800 440 806 (Monday to Friday, 8am-7pm; Saturday, 8am-5pm AEST) or email us at [email protected]

If you cancel within 14 days of your Certificate of Insurance being issued, provided you have not started your journey and have not made a claim or do not intend to make a claim you will be refunded the full premium paid.

If you wish to cancel your policy more than 14 days after your Certificate of Insurance is issued, provided you have not started your journey and have not made a claim or do not intend to make a claim we will calculate a partial refund of the premium you paid.

Refer to the cooling-off period section of the Product Disclosure Statement

Can I get a refund on my travel insurance premium if my travel plans have changed due to COVID-19?

If a COVID-19 border closure or mandatory quarantine period prevents you from travelling, or requires you to shorten your journey while travelling, you may be entitled to receive a partial or full premium refund. Please refer to the Product Disclosure Statement for more details.

Please note, eligibility criteria applies.

If you have any questions please call us on 1800 440 806 (Monday to Friday, 8am-7pm; Saturday, 8am-5pm AEST) or email us at [email protected]

Am I covered if I or my travel companion contract COVID-19 or need to cancel, reschedule or shorten my trip due to COVID-19?

Worldcare Travel Insurance offers cover under selected benefits if, during your period of cover, you or your travel companion are positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19, and you have not travelled against the advice of an Australian government. Refer to the Product Disclosure Statement to see which benefits offer cover in the event that you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.

PLEASE NOTE: there is no cover under any benefit of this policy if your claim arises because you did not follow advice or a warning that has been issued by an Australian government or a reliable mass media source.

You can always make a claim for consideration. All claims for cancelling, shortening or rescheduling due to an epidemic or pandemic, such as COVID-19, will be assessed in accordance with the facts and circumstances of your claim and the terms, conditions, limits and exclusions of your policy.

If there is a travel alert, warning or ban in place, will I be covered if I decide to travel?

There is no cover under any benefit of this policy if your claim arises because you did not follow an advice or warning that a reasonable person would have been aware of:

by the Australian government (when a reconsider your need to travel or do not travel alert is in place), which can be found on Smartraveller ; or
which was published in a reliable mass media source.

Before purchasing travel insurance, and while you’re travelling, check Smartraveller and Allianz Partners for travel alerts or advisories for your intended destination(s). Please note, this also applies even if the Australian government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.

Tip! Subscribe to Smartraveller to receive travel alerts and advisory updates via email.

Refer to the General Exclusions in our Product Disclosure Statement for a full list of exclusions.

Sales and General Enquiries

1800 008 614

Claims and Client Services

1300 726 087

Travel Insurance Products

Comprehensive Travel Insurance
Multi-Trip Travel Insurance
Travel Insurance Claim Process

Quick Links

Product Disclosure Statement
Policies and support services
Target Market Determination
Travel Alerts
Privacy Notice

Travel Insurance For

Worldwide Travel Insurance
Luggage & Baggage Insurance
Travel Insurance for Children
Adventure Travel Insurance
Skiing & Snowboarding Insurance

Travel Insurance Products

Quick links , travel insurance for .

Worldcare and Allianz Global Assistance are trading names of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (AGA) which issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement . The Target Market Determination is available at https://www.allianz-partners.com/en_AU/policies-and-services.html . AGA receives a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.

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If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to narrow down international single trip and annual multi-trip policies from 27 insurers, offering cover for COVID-19, existing medical conditions, car rental and more.

Travel insurance is a portable version of health, home, contents, life, public liability, and car rental excess insurance all packaged in one to take on holidays with you. But with all those insurances piled into one product, navigating your way through the terms and conditions to find the loopholes can be very challenging.

Use our travel insurance comparison to narrow down your options and make sure you're getting the best cover for your needs when on holiday.

List of brands we tested in this review.

Battleface 2
Cover-More 5
FastCover 4
Flight Centre 4
Go Insurance 4
InsureandGo 3
Southern Cross Travel Insurance (SCTI) 3
Tick Travel Insurance 4
Travel Insurance Direct 3
Virgin Australia 5
WAS Insurance 2
World Nomads 2
World2Cover 4

The average cost of the policy compared to other policies of the same type (single trip or annual multi-trip). One $ sign is the cheapest through to five $$$$$ the most expensive. NA means the policy wasn't included in the price rating.

enter value/s in increments of 1 between 0 and 0

Policy type

One trip 65
Policy age limit

In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

Does the policy cover international cruises?

Optional 71

Medical expenses for COVID-19

Whether the policy covers you for medical and emergency evacuation and repatriation expenses for claims arising directly or indirectly from COVID-19. Cover is assessed on individual circumstances.

Cancellation expenses for mental health

Whether the policy covers you for cancellation expenses for claims arising directly from recognised mental health disorders experienced for the first time such as depression, anxiety, schizophrenia, bipolar disorder or PTSD. Cover is assessed on individual circumstances.

Cancellation for insolvency of a travel services provider

Whether the policy covers you for losses arising out of insolvency of a travel services provider (e.g. airline, accomodation provider, bus line, shipping line, railway company, motor vehicle rental agency). Cover is assessed on individual circumstances.

Cancellation expenses for a natural disaster

Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from a natural disaster. Cover is assessed on individual circumstances.

Cancellation expenses for civil unrest

Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from civil unrest such as political protests, riots and strikes. Cover is assessed on individual circumstances.

Baggage cover

Are stolen or damaged personal belongings covered

Limit for baggage expenses

The overall limit for stolen or damaged personal belongings.

Limit for a smartphone

Limit for a smartphone. Cover is assessed on individual circumstances.

Limit for a laptop or tablet

Limit for a laptop or tablet. Cover is assessed on individual circumstances.

Limit for rental car excess

Limit for collision damage excess for a hire car. Cover is assessed on individual circumstances.

Scuba diving

Does the policy cover scuba diving if you are appropriately certified or diving with a qualified instructor?

Skiing and snowboarding on-piste

Does the policy cover skiing and snowboarding on-piste?

Optional 82

Skiing and snowboarding off-piste

Does the policy cover skiing and snowboarding off-piste withing the resort boundaries?

Optional 72

Tobogganing

Does the policy cover tobogganing on snow?

Optional 50

Does the policy cover riding a moped with an engine capacity 50cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license

Optional 32

Moped 125cc

Does the policy cover riding a moped with an engine capacity 125cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license

Optional 28

Does the policy cover riding a motorcycle with an engine capacity above 125cc with an Australian motorcycle license and a helmet?

Optional 34

Included in this comparison

Price rating
Dependant age limit
Cancellation
Pregnancy stage covered
Childbirth costs
Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
Medical expenses
Expenses for a person to accompany a sick policyholder
Daily hospital cash allowance
Hours of hospitalisation before receiving allowance
Dental expenses for accident or injury
Dental expenses for acute pain
Overseas funeral costs
Additional travel expenses for injury or sickness
Additional expenses for interrupted travel
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
Cancellation covered
Cancellation expenses
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave
Cover for transport incidents
Cover for strikes
Cover for mental health
Cover for COVID-19
Cover for pandemics
Cover for natural disasters
Cover for civil unrest
Cover for terrorism
Cover for war
Additional expenses for a special event
Additional expenses for pre-paid travel arrangements
Limit for travel delay expenses
Hours before travel delay covered
Limit per 24 hours for travel delay
Limit for a single unspecified item
Limit for a video or photo camera
Limit for prescribed medications
Overall limit for specified items
Cover for baggage in a car during the day
Cover for baggage in a car overnight
Cover for valuables in a car
Cover for lost or stolen cash
Limit for baggage lost temporarily
Hours before cover applies for baggage lost temporarily
Rental car excess
Snow sports
Mopeds and motorcycles
Bungee jumping
Horse riding
High altitude hiking
White water rafting
Paragliding
Hot air ballooning
Hang gliding

Displaying all 91 products

Brand (A-Z)

Limit for additional meal and accommodation expenses if scheduled transport is delayed.

Your filters

This overall score is based on our expert assessment of what the policy covers, price and how easy it is to understand and buy. A higher score is better.

1Cover Comprehensive

1Cover Frequent Traveller

1Cover Medical Only

AANT Annual Multi-Trip

AANT Basics

AANT Essentials

AANT Premium

AHM Comprehensive

AHM Comprehensive Multi-Trip

AHM Medical Only

Battleface Covid Essentials

Battleface Discovery

Cover-More Basic

Cover-More Comprehensive

Cover-More Comprehensive Multi-Trip

Cover-More Comprehensive Plus

Cover-More Comprehensive Plus Multi-Trip

FastCover Basics

FastCover Comprehensive

FastCover Frequent Traveller Saver

FastCover Standard Saver

Flight Centre Multi-Trip YourCover Essentials

Flight Centre Multi-Trip YourCover Plus

Flight Centre YourCover Essentials

Flight Centre YourCover Plus

Go Insurance Go Basic

Go Insurance Go Basic Annual Multi-Trip

Go Insurance Go Plus

Go Insurance Go Plus Annual Multi-Trip

InsureandGo Bare Essentials

InsureandGo Gold

InsureandGo Silver

Jetstar Comprehensive

Medibank Comprehensive

Medibank Medical Only

Medibank Multi-Trip Comprehensive

NIB Annual Multi-Trip

NIB Comprehensive

NIB Essentials

NRMA Comprehensive

NRMA Comprehensive Multi-Trip

NRMA Essentials

Qantas Annual Multi-Trip

Qantas International Comprehensive

RAA Essentials

RAA Multi-Trip

RAA Premium

RAC Annual Multi-Trip

RAC Comprehensive

RAC Essentials

RAC Medical Only

RACQ Annual Multi-Trip

RACQ Premium

RACQ Standard

RACT Annual Multi-Trip

RACT Comprehensive

RACT Essentials

RACV Annual Multi-Trip

RACV Basics

RACV Comprehensive

RACV Essentials

Southern Cross Travel Insurance (SCTI) Annual Multi-Trip

Southern Cross Travel Insurance (SCTI) Comprehensive

Southern Cross Travel Insurance (SCTI) Medical Only

Tick Travel Insurance Basic

Tick Travel Insurance Budget

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Direct Annual Multi-Trip

Travel Insurance Direct Basics

Travel Insurance Direct The Works

Virgin Australia International Plan (bought with flight purchase)

Virgin Australia Travel Safe International

Virgin Australia Travel Safe International Multi-Trip

Virgin Australia Travel Safe Plus International

Virgin Australia Travel Safe Plus International Multi-Trip

WAS Insurance Covid Essentials

WAS Insurance Discovery

Webjet Travel Safe International

Webjet Travel Safe International Multi-Trip

Webjet Travel Safe Plus International

Webjet Travel Safe Plus International Multi-Trip

World Nomads Explorer

World Nomads Standard

World2Cover Annual Multi-Trip

World2Cover Basics

World2Cover Essentials

World2Cover Top

Insurance provider

Product selected for a detailed comparison

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Last Chance to WIN 1 of 3* travel vouchers

We're giving you a chance to win 1 of 3* $1,000 travel vouchers. To enter, purchase a Cover-More travel insurance policy and use promo code TRAVEL. Get in quick! Entries close 11.59pm AEDT 14 April 2024. Terms and Conditions apply.

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Register your trip in our app for access to your travel insurance policy details, as well as up-to-date travel advice, real-time safety alerts and 24/7 emergency assistance, all in the palm of your hand.

Travel's back on - and we've got your back

Feel in control by choosing the most suitable plan for you

Feel safe with 24/7 access to Emergency Assistance

Feel joy with 80+ adventure activities included

Feel confident with our 35+ years of travel expertise

Looking for the best travel insurance plan for your holiday?

Whatever your travel budget, style or needs, let's travel the world together - safely.

International Basic

Essential cover designed for Australian travellers on a budget.

Pre-trip cover if you're diagnosed with COVID-19

On-trip cover if you're diagnosed with COVID-19^##

Unlimited~ overseas emergency medical expenses^

Up to $5,000 luggage cover

Existing medical conditions cover available

Optional cancellation cover

Single Trip policies

Annual Multi-Trip policies^

Rental vehicle insurance excess

International Comprehensive

Extensive cover and benefit limits to provide extra financial protection.

Pre-trip cover if you're diagnosed with COVID-19#

On-trip cover if you’re diagnosed with COVID-19 while travelling^##

Up to $15,000 luggage cover*

Optional cancellation cover with Cancellation Extensions

Single Trip or Annual Multi-Trip^^ policies

Rental vehicle comprehensive cover

International Comprehensive +

Everything our Comprehensive Plan includes and more + higher benefit limits.

Pre-trip cover if you’re diagnosed with COVID-19 before travelling#

Up to $25,000 luggage cover*

Business trip benefits

* Item limits apply.

~ Cover will not exceed 12 months from onset of the illness, condition, or injury.

^ For cruise-related expenses, Cruise Cover must be included in the policy. There is no cover for cabin confinement related to COVID-19.

^^ Policy availability subject to age, trip duration and area of travel. Policies may not be available to all travellers.

# Up to $5,000 per policy (or the amount chosen if this is less) applies to International Comprehensive Plan and Comprehensive+ Plan policyholders with Amendment or Cancellation Costs cover included. You must be diagnosed with COVID-19 and certified by a qualified medical practitioner as being not fit to travel for cover to apply.

## Up to $5,000 per policy (or the amount chosen if this is less) applies per policy for policyholders with Amendment or Cancellation Costs cover included. You must be diagnosed with COVID-19 and certified by a qualified medical practitioner as being not fit to travel for cover to apply. A special excess applies.

Searching for COVID-19 cover?

To help you explore the world with confidence, our travel insurance provides cover for COVID-19-related:

Overseas medical costs*~#

Amendment and cancellation costs*^

Additional expenses*#^

*Limits, sub-limits, conditions, and exclusions apply.

~Medical cover will not exceed 12 months from onset.

#Cover for medical costs related to COVID-19 is not available on our Domestic Plans.

^A special excess will apply.

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We've been protecting Australian travellers for over 35 years. Read our customers' Cover-More travel insurance reviews to discover how our expert team provides exceptional care during uncertain times.

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"Cover-More were absolutely fantastic. I wasn't responding well to medical treatment, so they flew in a specialist from Singapore to accompany me all the way home. I'm so glad I had Cover-More travel insurance."

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Natalie was involved in a speedboat crash in Thailand, which resulted in a fractured pelvis and a brain haemorrhage.

"Luckily I had Cover-More insurance. They took care of everything and made sure we had the best medical treatment available."

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Irene was visiting family in Poland when she had a fall, which resulted in a bad fracture and extensive medical costs.

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Have an EMC? We can provide cover for various conditions to help keep you exploring, safely.

7 ways COVID-19 has changed the way we travel

Worried about travel risks during COVID-19? Discover how you can help ensure a safer trip.

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Planning a ski trip at home or abroad? Don't depart without reading our expert advice.

Got a question about travel insurance? We're here to help

What is travel insurance.

Travel insurance is a specific type of insurance that helps cover several costs and disruptions when travelling both domestically and overseas. Levels of cover differ per plan; however, travel insurance typically protects against trip cancellation, delays, lost luggage and personal belongings, overseas medical expenses and repatriation, and personal liability.

Most travel insurance providers offer single or multi-trip policies, which can cover multiple countries within a specific timeframe. Things like the destination, length of trip, optional additional cover for specific activities and pre-existing medical conditions all help determine the cost of a travel insurance policy.

How much does travel insurance cost?

The cost of a travel insurance policy varies from traveller to traveller because various factors affect the amount payable.

At Cover-More, we consider a number of factors when calculating the total amount payable. The following is a guide on these key factors, how they combine and how they may impact the assessment of risk and therefore the premium paid:

Area: higher risk areas cost more.
Departure date and trip duration: the longer the period until you depart and the longer your trip duration, the higher the cost may be.
Age: higher risk age groups cost more.
Plan: International Comprehensive+, which provides more cover, costs more than International Comprehensive or Domestic.
Excess: the higher the excess the lower the cost.
Cruise cover: additional premium applies.
Cancellation cover: on some policies you can choose your own level of cancellation cover. The more cancellation cover you require, the higher the cost may be.
Adding cover for Existing Medical Conditions and pregnancy (where available): additional premium may apply if a medical assessment is completed and cover is accepted by us.
Options to vary cover (where available): additional premium applies.

While a cheaper policy cost upfront may seem appealing, always read the Product Disclosure Statement to ensure your needs are adequately covered should an incident occur.

How does travel insurance work?

Travel insurance protects you when travelling domestically or internationally by providing coverage against unforeseen circumstances that may impact your travel plans. By purchasing travel insurance with cancellation cover prior to departure, your policy can help by providing cover for the costs of trip cancellations should you no longer be able to travel, as well as the costs of overseas medical treatment, lost passports, and personal items while you’re travelling.

The customer usually pays for these costs upfront, before being reimbursed by the travel insurer upon claim approval. To approve a claim, travel insurers require documentation such as medical reports, itemised medical bills or police reports to confirm the incident occurred.

However, at Cover-More, if our customer becomes ill overseas, they can also contact our 24-Hour Emergency Assistance team for support and to seek approval for expensive medical bills to be paid directly by us to the medical care provider/s instead.

Always read the Product Disclosure Statement before purchasing a travel insurance policy to ensure it provides adequate coverage for your circumstances.

What does – and doesn’t – travel insurance cover?

Unfortunately, travel insurance can’t cover absolutely everything. This highlights the importance for travellers to read the  Product Disclosure Statement  before purchasing to avoid becoming frustrated if claims are unsuccessful. It will contain details on the situations you likely won’t be covered in, including cancellation, pre-existing medical conditions, theft or loss of belongings, adventure sports, COVID-19 scenarios and more.

For full details of the exclusions within our Cover-More travel insurance plans, consult the  Product Disclosure Statement  .

When is the best time to purchase travel insurance?

The best time to purchase travel insurance is as soon as a trip is booked, as this can increase protection. When purchased ahead of time, a Cover-More customer can cancel their travel insurance policy for a full refund within the 21-day cooling-off period. If the policy is purchased before departing on the trip, claims for rearrangements and cancellations caused by unforeseen circumstances can also be made where cancellation cover is added to the policy.

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Travel Insurance

What is travel insurance?

Travel insurance is designed to cover you for a range of unexpected events that could happen when you’re travelling overseas or in Australia. Allianz Travel Insurance can cover costs like travel delays or emergency medical treatment, or the cost of replacing items that were lost or stolen during your trip. 1

We have Basic, Comprehensive, Domestic, and Multi-Trip Plans to choose from, with varying levels of cover to help you when you need it most. Our plans are available for singles, duos or families. Read through our Product Disclosure Statement (PDS) for detailed information about our plans to see which level of cover is right for you.

Find the right cover for your trip

Basic Travel Insurance

Overseas emergency assistance 1
Overseas medical and hospital expenses 1
Personal Liability 1

Comprehensive Travel Insurance

Overseas medical assistance and expenses 1
Unexpected trip cancellation 3
Loss of or damage to luggage and personal effects 1
COVID-19 benefits 2

Domestic Travel Insurance

Travel delay expenses 1
Rental vehicle excess 1

Multi-Trip Travel Insurance

Additional cover options.

For an additional premium, you can choose to add an Adventure Pack, Cruise Pack, or Snow Pack to eligible plans. Increased Item Limits Cover can also be added to insure your luggage, personal effects or valuables should something happen to them while travelling.

You have the option to vary the base excess when you buy your policy (premium adjustment will apply depending on the excess selected). The choice is yours.

Website review and travel remediation

Choose what suits your needs, single cover, family plan, ready to get started, frequently asked questions.

Without travel insurance, you run the risk of incurring some significant expenses that may take years to pay off.

If you’re travelling overseas, travel insurance is an important consideration for unexpected medical bills and hospitalisation. Other unforeseen expenses could include the replacement of lost or stolen luggage, delays or cancellations to your trip, and many other unfortunate scenarios.

We don’t cover medical expenses under our Domestic Travel Insurance policy. However, you may wish to take out insurance for domestic flight changes or cancellations, lost or stolen baggage, or rental vehicle excess. Refer to the Product Disclosure Statement (PDS) for more information.

Travel insurance may cover you for a range of unexpected events that may affect your trip, such as emergency medical assistance if you become ill or injured while travelling overseas, including arranging your evacuation if needed.

Other incidents that travel insurance may cover include costs due to unexpected delays and cancellations, rental vehicle excess, and personal liability. You also have the option to purchase additional cover for activities such as adventure sports or skiing, although this isn’t available on all plans.

Cover limits vary from insurance provider to insurance provider, as do policy terms, conditions, limits and exclusions, so it’s important to read the Product Disclosure Statement to make sure you fully understand what’s covered, the limits applying to the policy, and to make sure the policy is appropriate for your needs.

The length of your Travel Insurance policy is largely dependent on the travel dates you supply. When obtaining a quote, or buying a policy, you’ll be prompted to enter in your departure and return dates – this will be the period of cover for all benefits except the cancellation benefit, which begins from the date your policy is issued.

The period of cover is also shown on your Certificate of Insurance, which is sent to you at the time of purchase. You may want to extend the length of your holiday abroad (and therefore need an extension of your period of cover) and you may be able to do this within specified timeframes.

If you think you may travel more than once a year, you may wish to consider a Multi-Trip policy . Different start and end dates apply, refer to the Product Disclosure Statement for full details.

It’s up to you when you buy Allianz Travel Insurance, however, keep in mind these three things:

You can buy our Travel Insurance up to 12 months in advance.
You must buy Allianz Travel Insurance before you start your journey. Your journey starts when any traveller named on the Certificate of Insurance leaves home or work in Australia to begin travel.
Depending on the plan you choose you may have trip cancellation cover, which covers unexpected trip cancellation, rescheduling or shortening from the date your Certificate of Insurance is issued. So, consider buying our Travel Insurance as soon as you’ve booked and paid for some or all your trip as you may be covered for such events before you depart.

Yes, if you change your mind after you buy your Travel Insurance policy, you may cancel it within 14 days of your Certificate of Insurance being issued.

You’ll be given a full refund of the premium you’ve paid, provided you’ve not started your journey and don’t intend to make a claim or exercise any other right under your policy.

When considering which policy is right for you, make sure you consider your needs, as well as your financial situation. Reading the Product Disclosure Statement and Target Market Determination (TMD) is a good place to start as they will give you more detail, so you can decide if the plan is right for you.

Allianz Travel Insurance offers a number of travel insurance plans – Basic , Comprehensive , Domestic , Non-Medical or Multi-Trip Travel Insurance . You can see more detailed information on our Compare Cover Options page .

This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.

However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19.

Refer to the Product Disclosure Statement to see which benefits offer cover in the event that you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.

Note: There is no cover under any benefit of this policy if your claim arises because you did not follow advice or a warning that has been issued by the Australian Government or a reliable mass media source. This applies even if an Australian government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.

If you have any questions call us on 13 1000 .

If you need to shorten your journey while travelling, or are prevented from travelling due to a COVID-19 border closure or mandatory quarantine period, you may be entitled to receive a partial or full refund on your premium. Refer to the Product Disclosure Statement for more information.

Eligibility criteria applies. Contact us on 1800 440 806 or email us .

There is no cover under any benefit of this policy if your claim arises because you didn’t follow an advice or warning that a reasonable person would have been aware of, that has been issued by the Australian government (when a ‘reconsider your need to travel’ or ‘do not travel’ alert is in place), which can be found on Smartraveller ; or which was published in a reliable mass media source.

Before buying travel insurance, and while you’re travelling, check Smartraveller and Allianz Partners for travel alerts or advisories for your intended destination(s).

Note: This applies even if an Australian government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.

Tip: Subscribe to Smartraveller to get travel alerts and advisory updates by email.

Refer to General Exclusions in the Product Disclosure Statement for a full list of exclusions.

If you have any questions, call us on 13 1000 .

A general exclusion, sometimes referred to as a policy exclusion or exclusion, is an exclusion that applies to all policy benefits.

Should a general exclusion apply, your travel insurance policy won’t provide cover for the specified event, activities or circumstances.

Refer to General Exclusions in the Product Disclosure Statement provided at the time of purchase for a full list of exclusions.

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Worldwide travel insurance

If you’re planning a big trip, a few trips in one year, or you haven’t completely decided on all the destinations you want to visit, our Worldwide cover might be the right option for you. With Worldwide cover you can be as spontaneous as you like and ensure you still have great travel insurance.

Keep your itinerary open

Maybe you’re heading to the UK or USA but don’t know where you’ll end up going to next. Or perhaps you’ve got an extended holiday in mind, or even a year-long round the world tour planned.

The easiest way to make sure all of your possible destinations are listed on your travel insurance policy, is to select ‘worldwide’ as your destination. So wherever you end up globetrotting - you can relax in the knowledge that we’ve got you covered, should something unexpected happen.

We know travel insurance isn’t the most exciting thing about booking your holiday but it’s important to protect yourself and your family, in case the unexpected does happen.

Our comprehensive international travel insurance includes cover for:

Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
Cancellation fees and lost deposits – increase you’re cover depending on the cost of your journey
Damaged or lost baggage
Personal items if they are stolen or damaged
Rental car excess should you have an accident
Emergency dental treatment
Funeral costs

Worldwide emergency assistance

Whether it’s urgent medical assistance or you’ve been stranded overseas, being able to talk to someone that understands whatever predicament you’re in, can be reassuring in times of need. Included in your policy, you’ll get access to our worldwide emergency assistance team 24 hours a day, 7 days a week.

Get covered now

Organising travel insurance when you book your trip is the best plan - that way you’re covered for unexpected events that might prevent you from travelling, as well as all the great cover you get whilst overseas.

Instant quotes for a great price

Complete the basic details of your trip, and get an instant quote now. Find out how much money you can save with travel insurance direct to you.

What you need to know

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant Financial Services Guide (FSG), Product Disclosure Statement (PDS) and  Target Market Determination (TMD) to ensure our travel insurance products are right for you.  

You can find the relevant documents here:  International Comprehensive , Annual Multi-trip ,  International Medical Only , Working Overseas ,  Domestic .

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Visiting Australia? Consider Travel Insurance

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Different types of travel insurance

Do you need travel insurance for australia, which credit cards offer australia travel insurance, other ways to get travel insurance, if you want to get travel insurance for australia.

Now open to tourists after two years of pandemic-related closures, Australia is back on many travelers’ wish lists, and for good reason. Whether you’re interested in surfing on the Gold Coast, taking a road trip through the Outback or diving along the Great Barrier Reef, there are a lot of options to consider. But with so many adventurous — and potentially dangerous — activities, you may also want to think about purchasing travel insurance.

Let’s take a look at the different types of travel insurance for Australia, which credit cards provide complimentary coverage and other ways you can acquire insurance for added peace of mind.

A must-have for many, travel insurance can help cover unexpected costs related to travel mishaps, medical incidents or evacuations. However, not all travel insurance is created equal. There are a variety of types available for every kind of situation, and you’ll need to do some research to understand what’s worth purchasing and what might not be necessary.

Here are some common types of travel insurance:

Trip cancellation insurance . Used to recoup costs when you cancel a trip due to something unanticipated, like a medical issue.

Trip interruption insurance . Reimburses you for travel costs when you need to cut a trip short and return home unexpectedly.

Baggage loss insurance . Provides reimbursement when your baggage is lost, damaged or stolen.

Emergency evacuation insurance . Covers costs related to evacuating you to a different location, either for medical or safety reasons.

Travel medical insurance . Used to cover medical costs while traveling, either as a primary or secondary insurer, depending on the type of coverage you purchase.

Cancel for Any Reason insurance . A supplemental insurance that provides partial reimbursement of nonrefundable travel costs when you cancel a trip for any reason.

Rental car insurance . Covers costs related to damage or repair of a rental vehicle. This can be especially useful when renting a car in another country.

Accidental death insurance. Similar to life insurance, this coverage provides payment to a person of your choosing in case of death while you’re traveling.

You may also want to consider finding insurance that covers COVID quarantine costs. Not all policies include this coverage, so you’ll want to be sure it’s included if it’s important to you.

» Learn more: The best travel insurance companies, according to Nerds

While it’s not required for entry, it may be a good idea. Travel insurance can come in useful just about anywhere, especially because it’s difficult to anticipate things like travel delays and accidents.

If you’re fairly confident about your travel plans, you may be comfortable with the insurance provided by your credit cards, though be aware that they may have lower limits than you’d like.

Otherwise, purchasing a travel insurance policy is always an option. Keep in mind that rates will vary according to your travel destination, dates of travel, ages and total trip cost.

» Learn more: What you need to know before shopping for travel insurance

Even if you’ve decided not to buy travel insurance, you may already have some coverage. Plenty of travel cards include some form of complimentary travel insurance, though the types — and limits — you receive will vary depending on which card you hold.

Many Chase credit cards offer primary rental car insurance, which will cover you in the event of an accident without needing to involve your personal auto insurance company. You’ll need to decline the rental car company’s coverage and pay with your eligible Chase card .

You can find trip delay insurance, emergency medical evacuation, lost baggage coverage and more among the different protections offered by these cards. Here are some of the more common travel cards that provide complimentary travel insurance.

Chase Sapphire Preferred® Card .

Chase Sapphire Reserve® .

The Platinum Card® from American Express . Terms apply.

Capital One Venture X Rewards Credit Card . (Benefits may change over time.)

United℠ Explorer Card .

You’ll want to read each card’s benefits guide very carefully before deciding which card to use. For example, both the The Platinum Card® from American Express and the Chase Sapphire Reserve® offer lost luggage insurance. Terms apply.

However, insurance from the The Platinum Card® from American Express only applies in the event that you’ve either paid for the full fare with your AmEx card or have redeemed your AmEx points for the flight. Using your card to pay the taxes and fees on an award flight you’ve booked elsewhere — such as redeeming Delta SkyMiles for your flight — does not mean that you’ll receive insurance coverage benefits. Terms apply.

This is in contrast to the Chase Sapphire Reserve® , whose lost luggage benefit is much more generous. In the event that your luggage is lost, you need only have paid the remainder of the charges for the flight after redeeming reward miles, points, coupons or other certificates. This means that charging just the taxes and fees on your card renders you eligible for benefits.

Aside from American Express and Chase cards, you may also want to consider the Capital One Venture X Rewards Credit Card .

Capital One’s offering includes a plethora of travel insurance benefits, including primary rental car insurance, travel accident insurance, trip cancellation and interruption insurance, lost luggage reimbursement, trip delay reimbursement, travel and emergency assistive services and more. Of course, in order to qualify for these benefits, you’ll need to have charged the trip to your card. Benefits may change over time.

» Learn more: The best credit cards with travel insurance

Even if your card provides complimentary travel insurance, you may also want to consider acquiring an additional policy — especially if you’re planning on some of the more adventurous activities you’ll find within Australia, such as camping in the Outback.

Health insurance benefits provided by credit cards such as the Chase Sapphire Reserve® max out at relatively low levels, which may mean you end up paying out of pocket in the event of an emergency.

If you’re looking for a supplemental policy, you’ll want to check quotes from a variety of providers. You can do this manually, but websites such as Squaremouth will compare multiple policies at once, making it much easier to peruse offerings. You can also filter your search according to the type of coverage you’d like.

» Learn more: Is travel insurance worth it?

Travel insurance can provide peace of mind to the wary traveler. Whether or not you’re interested in purchasing travel insurance, a variety of credit cards offer complimentary coverage for incidents such as trip delays, emergency medical care, rental car collisions and lost luggage.

Otherwise, you may want to consider buying an additional policy to ensure that you’re covered. If this is what you’re looking to do, make sure to acquire quotes from a variety of providers in order to find the best deal possible.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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Australia Travel Insurance for Visitors

Travel insurance and safety advice for visitors to australia.

Learn what you need to know about travel insurance and safety for an Australian journey, including our top seven tips for safe travel.

Do I Need Travel Insurance for Australia?

You are not required to have travel insurance to visit Australia, but it is strongly encouraged. Australia’s government travel authority says, “ If you can't afford travel insurance, you can't afford to travel.”

Medical care in Australia can be expensive for travelers and visitors. A doctor or dentist visit can cost hundreds of dollars. Most hospital stays, for emergencies or illnesses, cost a visitor several thousand dollars – often more. Visitor health coverage in Australia is worth the investment if you get sick or injured.

Read the fine print of your travel insurance before you sign up for a plan. Try to match the insurance coverage with your trip plans and coverage needs. If you are scuba diving at the Great Barrier Reef, for example, make sure appropriate adventure sports insurance is included when considering travel insurance policies. If you have pre-existing medical conditions, make sure those will be treated with the coverage you select.

Some Countries Share Reciprocal Health Care with Australia – and Their Visitors Still Choose Travel Insurance

People from some countries can receive coverage for emergency health care in Australia as part of a reciprocal health care agreement. These countries include the United Kingdom, Ireland, New Zealand, the Netherlands, Sweden, Finland, Italy, and Malta.

However, travelers from these countries still purchase travel insurance with comprehensive health coverage for visits to Australia. Travel health insurance provides many more benefits than basic emergency care. These can include repatriation support or special travel accommodations after an emergency.

Related: Health Insurance in Australia for Expats and Foreigners

What Vaccinations Are Required for Travel to Australia?

Travelers who have been in a yellow fever danger zone within six days before their arrival in Australia also need to show proof of vaccination against yellow fever.

You may want a rabies vaccine if you plan on outdoor activities, like caving or conservation volunteering, where you might get bitten by a bat. While Australia is rabies-free, its bats can carry the closely related illness, Australian bat lyssavirus (ABLV), which the rabies vaccine also protects against. Get the rabies vaccine two weeks before you travel, and bring proof of vaccination with you.

Starting in November 2021, travelers to Australia had to be vaccinated against COVID-19. However, that requirement was lifted in July 2022. For the latest information about COVID-19 and travel from Australia, visit the Department of Home Affairs . Since issues around the COVID-19 pandemic change rapidly, you should also keep up to date with the Australia Travel Declaration in case it becomes necessary again.

Bring Your Necessary Medications and Prescriptions

You need to bring your own medications to Australia, and it’s helpful to bring printed copies of your necessary prescriptions. When packing your medication for your trip, leave all medication in its original, labeled container. Try to bring enough to cover your entire trip. For any medications you need, also bring a prescription and note from your doctor containing the generic name of the drug and an explanation of why you need the medication.

Some drugs found over-the-counter in your home may need a prescription in Australia. These include oral contraceptives, asthma medication, all antibiotics, and medicine for pre-existing medical conditions.

Get Online Travel Insurance Quotes for Australia

You should have travel insurance that includes visitor health cover and cover for theft, evacuation, repatriation, and trip interruption. We have two recommendations for the best travel insurance for visitors to Australia.

For most travelers to Australia, we recommend the Atlas Travel Insurance plan for affordable global coverage. For US citizens traveling to Australia, we recommend GeoBlue Voyager Insurance. This is a premium option with a high level of coverage for a slightly higher rate. Get quotes for each of these options here.

Emergency medical, evacuation, repatriation benefits
Choose between the basic and more extensive coverage
Meets Schengen visa insurance requirements
24/7 worldwide travel and emergency medical assistance

GeoBlue Voyager Plan

For U.S. citizens up to age 95
Includes pregnancy coverage, baggage loss, trip interruption & more
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Seven Top Tips for Travel Safety in Australia

Here are our top seven tips for safe travel and travel insurance in Australia. With common sense and good travel insurance, you can prepare for every adventure Australia offers.

1. Be Sensible Around Personal Security

Australia is a relatively safe destination for personal security. Take special care when out late at night in city centers. Do you plan on enjoying the nightlife? Have fun, but don’t leave drinks unattended or accept drinks from strangers. And only get rides from licensed taxis or rideshare providers.

If you are staying in a quiet rural area, lock your doors, and keep valuables and luggage in your lodging, not in your vehicle. Tourist rental cars sometimes get broken into at remote parking lots for natural attractions. A travel insurance plan with theft and loss coverage will support you if this happens.

2. Stay Informed With Australian Travel Warnings and Updates

Australian emergency services provide travel warnings and updates. Check the Australian Bureau of Meteorolog y for reports about weather and, in summer, bush fires.

In 2019 and 2020, extreme bush fires in Australia made international news. If you are visiting an area and a bush fire breaks out, follow local evacuation orders. Travel insurance can support you if your plan covers evacuation and accommodation around emergencies or travel delays.

3. Prepare for Weather Extremes – Sun and Heat, Dryness and Rain

Out of all the outdoor perils in Australia, you are most likely to encounter the harsh sun. The saying Down Under is "slip, slop, and slap" – slip on a shirt, slop on lots of sunscreen, and slap on a hat. Even schoolchildren wear hats and long sleeves to go outside at recess. Sunscreen is required, too. Australian high-SPF sunscreens, starting at 30 SPF, are made for Australian conditions. A good visitor health plan will cover you if you need emergency care for an extreme sunburn – but you’ll still have to deal with discomfort and inconvenience.

Australian weather can be extreme. A warm day can cool down to a chilly evening. Summer days in desert areas like Alice Springs can reach over 100 degrees Fahrenheit (38 degrees Celsius). The intense sun can be dry and thirst-inducing one day, and the next day can bring monsoon-like rains. When you go on night-time tours, it can get extremely cold. Bring layers of clothing to wear, and accessorize with your favorite hat and water bottle.

4. Watch Out for Wildlife

Australian wildlife is famous for being venomous, poisonous, and dangerous. You are most likely to encounter the smaller venomous animals. Snakes often bask by roadsides, in parking lots, and on hiking trails. Spiders love to sneak into human bathrooms and surprise you at night. To avoid both, wear shoes or sandals, and shake out clothes and footwear before you put them on. In the water, watch out for jellyfish. Australians nickname them "stingers" because of their often powerful and occasionally fatal sting. Beaches that have a lot of jellyfish usually post warning signs.

Most people are wary around sharks and crocodiles in Australian waters. Swim securely at beaches with lifeguards and other people around. Lifeguards will warn you if they see or hear about risky creatures. Lifeguards can also provide first aid and get you to help. A beautiful beach with no swimmers and no lifeguards may conceal dangerous creatures!

The smallest animals in Australia can make you very uncomfortable. Insects like mosquitos, ticks, and sandflies are major pests. Mosquitos can carry diseases, including dengue fever, encephalitis, and Ross River virus. Sandfly bites are notorious for being very uncomfortable.

Protect yourself from insect stings. Wear long sleeves and full-length trousers. Sleep in rooms with screened windows. And invest in Australian insect repellent with at least 20% DEET, even if you wouldn't use it normally. If an insect bite is swollen or infected, get emergency care for the reaction. This will be covered by a good travel health insurance plan.

5. Swim and Boat Safely

Australia is full of beautiful beaches and idyllic rivers. The first point of being safe around them is, again, to swim at beaches with lifeguards and other people. If a beach or a river is empty of people, there is often a good reason for that: contaminated water, dangerous currents, or the presence of sharks and crocodiles.

Visitors often rent jet skis, kayaks, and other boating equipment. Follow the safety instructions and laws when you hire these and go out on the water. Always wear a life jacket, and never go out on unfamiliar waters alone. If you’re planning on jet skis and kayaks, boost your travel insurance with adventure sports coverage.

6. Driving the Outback? Be Prepared

Adventure-minded travelers love to hit the road in Australia. In Australia, the road rules are to drive on the left side of the road. Not familiar with this? Take some time to practice in a quiet area. A car rental location can often tell you a good area nearby to practice Australian driving.

For long rural drives in Australia, know that you are driving through remote deserts. Bring extra gasoline, water and food in your vehicle. Let someone know when you are leaving, where you are going, and when you expect to arrive. If you are looking at Google maps and you don’t see any small towns or buildings, that means no places to buy food or fuel. So be prepared!

Roads in the Outback are often unpaved, dusty and stony. Watch out for rocks damaging axles and stones chipping windscreens. If it rains, you can suddenly be driving in a stream bed. Most distressing of all, if you don’t drive carefully, you might hit an animal, especially at night. Kangaroo-and-car collisions are very common. Make sure that you have comprehensive vehicle insurance so that all these things are covered – even the kangaroo collision.

7. Get Ready When Hiking or Tramping

Hiking or tramping in the Outback or natural parks like the Blue Mountains calls for extra safety, too. Here are some of the basics for hiking safely in Australia. Planning to hike? Definitely learn more before you go.

Again, let someone know where you are going and when you expect to be back. You may ask a local if anything unusual has happened in the area where you plan to hike, such as a forest fire. Bring more food and water than you need and first aid supplies. Dress for the extremes of the weather where you are going. Serious hikers can rent a satellite phone or a personal locator beacon in case of emergency. Consider buying Emergency Evacuation Insurance which will transport you to the closest medical facility able to handle your injury or illness.

The best safety aid in the Outback is an experienced guide. Guides will provide first aid, communication help, and knowledge of the country. Hiring a local guide is an excellent way to support Australia’s many indigenous communities. A good guide makes your Outback journey far safer and truly special.

Australian Health Insurance Plans for Foreigners

Health Insurance for Expats from Finland

Australian Healthcare System

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New Zealand Safety and Travel Insurance Advice

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Travel Insurance Quotes

Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

We compare quotes from over 25 travel insurance brands in Australia. Do your comparison online to save time, worry and loads of money.

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Whether you're looking for cheap travel insurance or fully comprehensive cover for a domestic or international trip, you'll find the prices on our site are the same great prices you get buying travel insurance direct !

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We promise to keep your data secure and not to sell your information to other companies. And we only ever send you relevant emails you have subscribed to.

Using our comparison is easy-peasy! One simple form makes it quick and easy to compare travel insurance quotes for your holiday. You'll get quotes online for your trip in seconds.

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All the policies we compare have 24/7 overseas emergency assistance to help in time of need. All brands are underwritten by reputable insurers like Allianz Australia Insurance Limited, Auto & General, Chubb, Great Lakes, Lloyds, QBE & more!

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We compare heaps of policies for all types of travellers from some of Australia’s most reputable travel insurers. We compare 25+ insurance brands including, 1Cover, Amex, Budget Direct, Insure and Go, Virgin Money, Zoom & more!

Travel Insurance Extraordinaire At Your Service

Need some help? Use the search box below to find answers to all those tricky questions. We’ve got heaps of expert travel insurance tips to help you get the best policy for your upcoming holiday!

Why Buy Travel Insurance?

We’re not silly, we know that plenty of Aussies go on holiday and have an amazing time exploring new and exciting places without buying travel insurance. But taking a gamble on your much-needed break can be risky. Here’s why!

Exxy Medical Costs

If you buy a policy for just one reason, this is it! Falling ill or being injured while travelling overseas can be extremely costly. Hospital costs in the USA can reach up to $10,000 per day, while emergency transport home for treatment can easily exceed $100,000! Ouch!

Disasters Can Strike

The excitement of getting on that plane has you knotted up like a pretzel. Picture your dismay if you had to cancel last minute. Worse still, imagine you’re mid-martini when bad news breaks. Should you need to return home, you’ll be covered for unforeseen events like injury or illness of a close relative.

Your Stuff Is Important

Loss, theft or damage to your prized possessions can be a common, yet gut-wrenching experience. If your personal belongings go AWOL while you’re away the right policy will pay to replace or repair them. Win!

Peace Of Mind

Because you have to.

Still not convinced? We hate to be the fun police, but some countries simply won’t let you in without cover! For example, it is mandatory to take out travel insurance when travelling to Thailand or Cuba.

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Travel insurance is two words that could make all the difference to your holiday. Get the lowdown on how to choose the right travel insurance policy and the potential traps.

Pre-existing medical conditions

Having pre-existing medical conditions doesn't mean you can't get cover or that it has to be expensive. It simply means that you need to dig a little deeper when doing your research.

CORONAvIRUS & travel insurance

The rapid spread of covid-19 around the globe has thrown international travel into chaos. Find out what's covered if you're travelling during the coronavirus outbreak.

TRAVEL INSURANCE REVIEWS

Not sure which policy to pick? Our travel insurance reviews are here to help! Thousands of Aussies have reviewed their travel insurers to give you the inside story on everything from claims handling to customer experience.

Or perhaps you want to have your say? Whether you love or loathe your travel insurer rate and review them to help other Aussies pick the right policy for their holiday.

Travel Insurance Frequently Asked Questions

Does travel insurance cover coronavirus (covid-19).

It depends! Unfortunately, the answer isn't a straightforward one. There are some situations where cover is available, and others where it is an exclusion. It largely depends on which insurer you bought your policy with ; when you bought it; where you're travelling to; when you're travelling; and, the reason for your claim. As travel continues to open up around the world, most (but not all) insurers provide cover for overseas hospital & medical expenses if someone named on the policy was positively diagnosed with COVID-19. Some insurers also provide cover for additional expenses and cancellation benefits.

Which is the best travel insurance in Australia?

The best travel insurance depends entirely on your planned trip and your circumstances. If you're a backpacker on a strict budget, you might want a no-frills medical-only policy, while if you've paid a lot in deposits or if you have pre-existing health conditions, a more comprehensive policy might be best for you. While there's no single best travel insurance that's right for everyone, finding a policy that works for you is easy when you use our quote comparison to start comparing prices and features. With Compare Travel Insurance, you can also read up on travel insurance reviews from customers to learn about their customer service and importantly claims experience.

What does comprehensive travel insurance cover?

Comprehensive travel insurance includes coverage for unexpected medical expenses overseas in the event of injury or illness, as well as cover if your luggage is lost or stolen, cancellation and disruption benefits if you need to cancel or are delayed for unforeseen reasons, as well as public liability cover. Go to our comprehensive travel insurance guide to learn more.

What do medical-only policies cover?

Medical-only trip insurance a.k.a basic policies generally only offer coverage for unexpected medical expenses overseas. Some basic policies also include a small amount of coverage for luggage or cancellations. Our website allows you to filter quotes for basic, mid-range and comprehensive travel insurance policies and their features to help you find the policy which is right for you.

Is it too late to buy travel cover?

Although we recommend buying a policy as soon as you've started paying deposits for flights, accommodation and tours, you can buy travel insurance at any point, even if you are already overseas . Exclusions often apply though, so be sure to check the PDS before you buy.

Can I purchase travel insurance at the airport?

Yes, you can. Generally speaking, you can purchase travel insurance up to a year before your trip, right up to boarding at the airport. With comprehensive travel insurance, you are covered for cancellation benefits from the moment you buy your policy, so we recommend buying it as soon as you start paying for flights, tours and accommodation.

Can I get travel insurance if I'm already overseas?

You can buy cover if you are already overseas, although each travel insurer has different rules on age limits and waiting periods. Check out our already overseas travel insurance guide to learn more.

Does travel insurance cover pregnancy?

You can buy travel insurance to cover you when you're pregnant, but every brand has different rules depending on how many weeks gestation you are, whether you've had complications, and whether you're looking for cover in case of emergency birth. Check out the handy table on our pregnancy guide for more information.

Do I need cover in Australia?

If you're an Australian resident, a domestic policy covers you for cancellations, luggage cover and often rental vehicle excess, but as you're covered by Medicare, medical coverage is not included. International visitors to Australia are currently not required to have travel insurance by law, but it is highly recommended to protect you from eye-watering medical bills and more.

Which is the cheapest policy?

The cost of travel insurance depends on a range of factors including your destination, duration of travel, age of travellers, planned activities, whether or not you have any medical conditions and the type of cover you choose (medical only, mid-range or comprehensive). The cheapest travel insurance is generally to less risky parts of the world - places with cheaper healthcare and less risk of injury, illness or theft - and policies which offer less coverage - so ones without benefits for adventure activities or pre-existing conditions. To get cheap travel insurance from Australia for your trip, create a quote and compare prices, but remember that the cheapest isn't always the best. You should consider your trip and what you require cover for.

Why should I buy travel insurance direct online?

Comparing prices and features online makes it easier to find the policy that's right for you and your circumstances. With comparetravelinsurance.com.au , the price you see is the same price direct from the insurer. Sometimes you're not after the best policy but rather the best bang for your buck and comparing prices and features online can save you time, worry and loads of money.

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Comparetravelinsurance.com.au is Australia’s leading comparison site solely focused on travel insurance.

Our comparison is a free service that allows users to compare quotes in a few simple steps based on limited personal criteria. Comparisons supplied are not a recommendation or opinion about the suitability of a policy for a user. Comparisons are default ranked according to price and users have the ability to sort by popular cover levels. Whilst we compare a vast range of policies, we do not compare all providers in the market. This site compares the following brands: 1Cover, AllClear, Budget Direct, Downunder, Fast Cover Travel Insurance, Insure4Less, InsureandGo, iTrek, Simply Travel Insurance, Ski-Insurance, Travel Insurance Saver, Travel Insuranz, Wise Traveller, Zoom Travel Insurance . The directors and shareholders are common with companies i-Trek Pty Ltd, Zoom Travel Insurance and 1Cover Pty Ltd including it’s subsidiary brand Ski-insurance. CoverDirect takes all reasonable care when preparing this information but does not warrant its accuracy. Pricing information is supplied by the providers who participate on this site and should be verified with the insurer before you purchase. This site links users to the website of the provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase.

CoverDirect Pty Ltd owns and operates this website under AFS Licence 383590. Located at Level 12, 338 Pitt Street, Sydney, NSW 2000 Australia.

For further information view our FSG and Terms of Use . Contact us by calling 1300 659 411.

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Australia Travel Insurance

On This Page

Key takeaways

Australia travel information & requirements

Do i need travel insurance to visit australia, what does travel insurance for australia cover, what isn’t covered by travel insurance for australia, how much does travel insurance for australia cost, tips for getting the best australia travel insurance, australia travel insurance faqs, related topics.

Australia Travel Insurance: Trip Info & Quotes for U.S. Visitors

To travel to Australia, you must have a valid U.S. passport , but you don’t need a visa.
The Australian government doesn’t require American tourists to purchase travel insurance, but it’s wise to have at least medical and medical evacuation coverage since your U.S. health insurance won’t work in Australia .
In addition to medical emergencies, travel insurance can also cover things like trip cancellations, trip interruptions and rental car damage .
According to our research, our top picks for travel insurance for Australia come from Travel Insured, Travelex and Faye ( skip ahead to view these plans ).
We recommend using an online comparison tool to find the best travel insurance policy to suit your needs.

Whether you want to explore the Outback or attend an opera in Sydney, there’s always a chance that something will go wrong during a trip to Australia. To protect yourself, we recommend purchasing travel insurance tailored to your unique needs.

We created this guide to help you understand:

Why you might need travel insurance during your Australian vacation
What travel insurance covers
How much travel insurance costs for a trip to Australia
How to select a comprehensive travel insurance policy

Our top picks for the best australia travel insurance

Travel Insured International: Best for Robust Coverage
Travelex Insurance Services: Best for Basic Medical Coverage
Faye Travel Insurance: Best for Digital Claims Process & App

Our top picks for travel insurance for Australia

Travel insured international, travelex insurance services, faye travel insurance.

Are there COVID-19 restrictions for U.S. tourists?

No. Australia has no COVID-19-related restrictions for American travelers. However, the Australian government does recommend getting the COVID-19 vaccine, wearing masks and practicing good hygiene.

Do I need a visa or passport to travel to Australia?

Yes. You need a valid U.S. passport with at least one blank page for your entry stamp.

Is it safe to visit Australia?

The United States and Australia have a strong diplomatic relationship. Although there’s always some level of risk involved in traveling to a foreign country, Australia is generally safe for Americans. The U.S. Department of State has issued a Level 1 travel advisory , indicating that you don’t need to take any special safety precautions when visiting the “Land Down Under.”

Australia doesn’t require U.S. tourists to buy travel insurance, but we highly recommend purchasing a comprehensive policy before your trip commences.

Below are some risks you may encounter that would make purchasing travel insurance worthwhile .

Risks with adventure activities

Australia is one of the best places to visit if you love parasailing, paragliding, hot air ballooning, diving and other adventure activities. Unfortunately, these activities are risky, so there’s a chance that you’ll break a bone or sustain some other type of injury.

Travel insurance covers medical expenses and other costs associated with these injuries, ensuring you don’t end up with a huge hospital bill. This type of insurance is especially helpful if you plan to explore the Great Barrier Reef, take an excursion into the Outback or swim near the shoreline of one of Australia’s beautiful beaches.

Risks due to wildlife

Australia is full of dangerous critters, from venomous spiders and snakes to aggressive kangaroos. Depending on where you visit, you may end up encountering an unfriendly Tasmanian devil. U.S. medical insurance typically doesn’t work in Australia, so it’s important to have travel insurance for these unexpected situations. If you’re bitten by a Tasmanian devil or sustain some other wildlife-related injury, travel insurance takes the place of your regular medical insurance.

Risks due to bushfires

Bushfires have a high heat output and can cause a significant amount of damage in a short amount of time. If you find yourself in Australia during one of these fires, you may have to contend with damage to your rental car or your personal belongings. Comprehensive travel insurance may reimburse you for damaged or destroyed items, or it may reimburse your rental car agency for the cost of repairing or replacing a damaged vehicle.

Risks related to long-distance driving

Australia has many isolated regions that are hundreds of miles from the nearest populated area. You may have to drive several hundred miles to reach your destination, so it’s important to have travel insurance before you set off on an adventure.

Travel insurance covers a wide range of circumstances, including the ones below.

Trip cancellation insurance

It’s never fun to cancel a vacation you’ve been looking forward to for months, but it’s even worse when a cancellation results in significant financial losses. Trip cancellation insurance protects you if you have to cancel your trip to Australia for a covered reason. For example, if one of your travel companions is diagnosed with advanced cancer before your departure date, you can use your insurance to recoup pre-paid, nonrefundable expenses.

If you want to have coverage for any type of circustance, you can purchase cancel for any reason (CFAR) insurance . Typically sold as an add-on, this type of coverage will reimburse you for around 50% to 70% of your total prepaid costs .

Trip delay insurance

To get to Australia, you may have to rely on the services of multiple common carriers. For example, you may have to fly to Australia and then take a ferry to your final destination. Trip delay insurance reimburses you for any expenses you incur as the result of a common carrier delay. If your flight is canceled, for example, your insurer may reimburse you for meals, additional transportation costs and other related expenses.

Trip interruption insurance

Imagine that you arrive in Australia, enjoy a few days of fun and then come down with a severe illness. You’re so sick that you have to return to the United States sooner than expected. Trip interruption insurance reimburses your pre-paid, nonrefundable expenses in this type of scenario. It should also cover the cost of adjusting your travel plans or accessing emergency assistance services.

Travel medical insurance

As noted previously, you probably won’t be able to use your U.S. health insurance in Australia . Therefore, it’s important to have travel medical insurance to cover things like nursing care, hospitalization, blood tests, CT scans and other healthcare services. If you’re injured while snorkeling or suddenly develop appendicitis during your trip, you can rest easy knowing that your medical expenses are covered.

Medical evacuation insurance

If you’re injured in the Outback, you can’t exactly hop in a cab and get to a hospital within a few minutes. Medical evacuation insurance covers the cost of transporting you to a healthcare facility that’s capable of meeting your needs. For example, if you need emergency assistance, your policy may cover the cost of air medical services (like helicopter transportation).

Insurance for personal items

We recommend that you leave your valuables at home, but if you just have to take jewelry, designer clothing or expensive sports equipment on your trip, make sure your travel insurance includes coverage for lost, stolen and damaged items. This type of coverage reimburses you if a common carrier loses or damages your luggage or its contents.

Rental car coverage

Rental car coverage can protect you under the following circumstances:

You’re involved in an auto accident caused by someone else.
Someone vandalizes your rental vehicle.
Someone steals your rental vehicle.

If your policy includes this type of coverage, your insurer will reimburse the rental agency any time you experience a covered loss. For example, if you get into a fender-bender in one of Sydney’s famous traffic jams, your insurance company should reimburse the rental agency for the cost of repairs.

Travel insurance for Australia doesn’t cover the following:

Pre-existing conditions: If you’re diagnosed with a medical condition like asthma or diabetes before you buy your travel insurance, your insurer won’t pay for medical expenses associated with that diagnosis. In some cases, however, you can opt for a plan with a waiver. This can ensure coverage for pre-existing conditions during your trip.
Illegal activities: Travel insurance doesn’t cover expenses arising from any illegal activities, such as injuries that occur while under the influence of illicit substances.
Fear of travel: If you book a trip and then suddenly develop a fear of flying, your insurance company won’t reimburse you for your pre-paid expenses. The same applies to a fear of seeing a spider or encountering a Tasmanian devil during your trip.
Expected events: Travel insurance doesn’t cover expenses associated with events that you knew about (or should have known about) before a trip. For example, if you book a trip and buy insurance after a named storm has started developing, your insurer won’t reimburse you if the storm forces you to cancel or interrupt your trip.

For a trip to Australia, we found that the cost of travel insurance ranges from less than $1 per day to around $11 per day depending on the type of coverage.

To give you a better idea, we requested multiple quotes from leading travel insurance providers.

These quotes are based on the following criteria:

Age: 35 years old
Destination: Australia
Trip Length: 7 days
Trip cost: $2,000

You can see our quotes for basic travel insurance in the following table. The cheapest travel insurance plan costs just under $1 per day .

Example Where Plan Doesn’t Reimburse the Full Trip Cost

The plans in this next table are more comprehensive. In addition to medical and medical evacuation coverage, they also include trip cancellation and trip interruption coverage. According to our quotes, these plans cost between $7 and $11 per day .

Example Where Plan Does Reimburse the Full Trip Cost

Your costs won’t be exactly the same, as insurance companies base their premiums on these factors:

Trip cost: Insurance companies reimburse you for up to 100% of your prepaid, nonrefundable expenses. The more your trip costs, the more your insurance provider has to pay you if you experience a covered loss. Therefore, the cost of your insurance plan depends on the cost of your trip.
Age: Older people are more likely to develop serious medical problems while traveling, so it costs more to insure a 60-year-old or 70-year-old traveler than it does to insure someone in their 20s.
Insurance benefits: Some travel insurance plans come with more benefits than others. For example, a plan that offers $1 million in medical evacuation coverage will cost more than a plan that comes with only $100,000 in medical evacuation coverage.
Destination: Some destinations are riskier than others, so insurance companies charge different rates based on your itinerary.
Add-on coverage: You may need to purchase add-on coverage, such as insurance for adventure activities. If so, you’ll pay an additional premium for the extra benefits.

To find the best travel insurance for your needs, follow these tips:

Consider how you’re getting to and around Australia.

You’ll have to take an airplane from the United States to Australia, but depending on your plans, you may also need to ride a train or take a ferry at some point. The more carriers you use, the more likely you are to experience delays and other problems, increasing the amount of coverage needed.

Think carefully about what you plan to do.

If you want to visit the Sydney Opera House and check out the Australian Museum, you won’t need as much coverage as someone who plans to camp in the Outback or go parasailing over the Gold Coast. You may also want to limit your cancellation costs by purchasing cancel-for-any-reason coverage.

Time your purchase carefully.

Although you can buy Overseas Visitors Cover when you arrive, it’s typically cheaper to purchase travel insurance well in advance of your trip.

What travel insurance do I need to travel to Australia?

You’re not required to purchase travel insurance for Australia, but we highly recommend that you do. You never know when you’re going to have an emergency or encounter some kind of problem during a trip. To find the right policy to suit your needs, try using an online comparison tool .

Does American health insurance work in Australia?

In most cases, no. Medicare and Medicaid only work in the United States, and most private health insurance companies will only cover expenses if you use U.S. medical facilities.

Can foreigners buy travel insurance in Australia?

When you travel to Australia, you have the option of buying Overseas Visitors Cover. However, not many companies provide this type of coverage. There may also be waiting periods for medical coverage. Therefore, we recommend that you buy travel insurance before you leave the United States.

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last 5 years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

1,855 coverage details evaluated.
567 rates reviewed.
5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
Atlas Journey Premier offers $150,000 in primary medical coverage.
Both plans have top-notch $1 million per person in medical evacuation coverage.
Each plan offers travel inconvenience coverage of $750 per person.
12 optional upgrades, including destination wedding and rental car damage and theft.
No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
Cheap trip insurance for cruises.
Offers a rare $150,000 for non-medical evacuation.
$500 per person baggage delay benefit only requires a 3-hour delay.
Optional rental car damage benefit up to $50,000.
Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

Free coverage for children 17 and under on the same policy.
$2,000 travel delay coverage per person ($250 per day) after 5 hours.
Hurricane and weather coverage after a common carrier delay of any amount of time.
Only $50,000 per person emergency medical coverage.
Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
Non-medical evacuation benefit of $25,000 per person.
Baggage loss benefits of $2,500 per person.
Travel medical coverage is secondary.
Trip cancellation benefit for losing your job requires three years of continuous employment.
No “cancel for any reason” (CFAR) upgrade available.
Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
Bundle upgrades allow you to customize your affordable travel insurance policy.
Emergency medical and evacuation limits can be doubled with optional upgrade.
Base travel insurance policy has relatively low medical limits.
$300 baggage delay benefit requires a 12-hour delay.
Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

Best-in-class $2,500 per person in missed connection coverage.
$1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
Generous $2,500 per person baggage and personal items loss benefit.
Most expensive of the best cheap travel insurance plans.
No “interruption for any reason” coverage available.
Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

Age and number of travelers being insured.
Trip length.
Total trip cost.
The travel insurance plan you choose.
The travel insurance company.
Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price.

For example, compare these two Travelex travel insurance plans:

Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage.

Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage.
Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan.
Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need.

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

“Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days.
Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover.

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP).

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
“Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel.

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

Medical emergencies.
Trip delays.
Trip interruption.
Trip cancellation.
Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs.

Some common travel insurance add-ons you may want to consider include:

Rental car damage coverage.
Medical bundle.
Security bundle.
Accidental death and dismemberment coverage.
Adventure sports bundle.
Pet bundle.
Wedding bundle.
“Cancel for work reasons” coverage.
“Interruption for any reason” (IFAR) coverage.
“Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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PassportCard. Travel insurance on tap

COMMENTS

Worldwide Travel Insurance
You can select the destination 'Worldwide' when purchasing a Multi-trip Travel Insurance policy. This is a 12-month policy with the benefits of our Comprehensive cover and is available to travellers who are aged under 75 years at the time the Certificate of Insurance is issued*. This covers you for multiple trips in and out of Australia.
The Best Travel Insurance for Australia in 2024
Travelex Insurance offers two types of coverage that could work well for travel to Australia: the Travel Basic and Travel Select plans. Both types of travel insurance offer primary coverage with ...
Travel Insurance Quotes: Compare Online Now!
Worldcare and Allianz Global Assistance are trading names of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (AGA) which issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply.
Buy International Travel Insurance Australia
At Cover-More, we offer three different international travel insurance plans. You can choose the plan that suits the level of cover you require - and your budget. International Comprehensive+: our most comprehensive overseas travel insurance for Australian travellers with our highest benefit levels, plus extra business-related benefits ...
Best Comprehensive Travel Insurance Policies In 2024
Australia Post's Comprehensive Travel Insurance offers coverage for credit card fraud of up to $5,000, lost luggage insurance up to $12,000 (sub-limits apply on certain items) and no age limit ...
Online Travel Insurance
World2Cover is an award-winning online travel insurance provider striving to give you the best experience you could ever imagine by making our online process as seamless as possible. +61 2 9225 7599; ... Our Worldwide medical assistance team is available 24 hours a day - 7 days a week.
Compare International Travel Insurance 2024
Find the best product for you. If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to narrow down international single trip and annual multi-trip policies from 27 insurers, offering cover for COVID-19, existing medical conditions, car rental and more.
Travel Insurance Quote
Last Chance to WIN 1 of 3* travel vouchers. We're giving you a chance to win 1 of 3* $1,000 travel vouchers. To enter, purchase a Cover-More travel insurance policy and use promo code TRAVEL. Get in quick! Entries close 11.59pm AEDT 14 April 2024. Terms and Conditions apply.
Compare Travel Insurance
Travel insurance is designed to financially protect you from those unexpected events like illness or injury, while overseas lost or stolen baggage and personal effects ... as you'll still be covered by Medicare and your private health insurance while travelling around Australia. However, many travel insurance policies won't include medical ...
Travel insurance for Aussies
World Nomads travel insurance has been designed by travellers for travellers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can offer you cover. ... Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services ...
Travel Insurance
Travel insurance is designed to cover you for a range of unexpected events that could happen when you're travelling overseas or in Australia. Allianz Travel Insurance can cover costs like travel delays or emergency medical treatment, or the cost of replacing items that were lost or stolen during your trip. 1.
Worldwide Travel Insurance
Worldwide emergency assistance. Whether it's urgent medical assistance or you've been stranded overseas, being able to talk to someone that understands whatever predicament you're in, can be reassuring in times of need. Included in your policy, you'll get access to our worldwide emergency assistance team 24 hours a day, 7 days a week.
What Travel Insurance Do I Need for Australia?
Here are some common types of travel insurance: Trip cancellation insurance. Used to recoup costs when you cancel a trip due to something unanticipated, like a medical issue. Trip interruption ...
Get a Travel Insurance Quote
Instant travel insurance cover available to 140 countries. Claim or extend your policy online 24/7, | Buy while away | Trusted by Lonely Planet. ... as an authorised representative of nib Travel Services (Australia) Pty Ltd (nib) ... NZBN 9429041356500. nib Travel Services Europe Limited trading as nib Travel Services and World Nomads is ...
Australia Travel Insurance for Visitors
We have two recommendations for the best travel insurance for visitors to Australia. For most travelers to Australia, we recommend the Atlas Travel Insurance plan for affordable global coverage. For US citizens traveling to Australia, we recommend GeoBlue Voyager Insurance. This is a premium option with a high level of coverage for a slightly ...
Travel Insurance
Product Choice. We compare heaps of policies for all types of travellers from some of Australia's most reputable travel insurers. We compare 25+ insurance brands including, 1Cover, Amex, Budget Direct, Insure and Go, Virgin Money, Zoom & more!
Travel insurance for adventures and more
World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. ... Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services (Australia ...
Australia Travel Insurance: Trip Info & Quotes for U.S. Visitors
Age: 35 years old. Destination: Australia. Trip Length: 7 days. Trip cost: $2,000. You can see our quotes for basic travel insurance in the following table. The cheapest travel insurance plan ...
Travel insurance for Australia
Standard Plan: USD $2,500. Show all benefits. *This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces.
Travel Insurance: USA To Australia Trip
Generous travel plans provide $2,500 and higher, per person, for baggage loss. With so many connecting flights to get to Australia, there's also a chance your luggage will arrive, but after you ...
Best Cheap Travel Insurance of April 2024
Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance.. Worldwide Trip Protector offers $1 ...
Travel insurance tips for Australia
Travel insurance cover and handy tips for world nomads looking to visit down under | Get an instant quote and claim online 24/7. ... Australia. Most travel insurance policies can help replace essentials, like a change of clothes or toothbrush, if you have to wait more than 24 hours for your bags to arrive. Travel insurance isn't designed to ...

The Best Travel Insurance for Australia in 2024

Travelex Insurance Services »

Allianz Travel Insurance »

Generali Global Assistance »

World Nomads Travel Insurance »

GeoBlue »

Frequently Asked Questions

Why Trust U.S. News Travel

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Is Travel Insurance Worth It? Yes, in These 3 Scenarios

Travel Insurance with Worldcare

Overseas Emergency Assistance

Overseas Medical & Hospital Cover

Optional Cover Extras

24/7 Emergency Call Centre

The war in Israel may affect your policy coverage for travel to Israel and neighbouring countries. Check Smartraveller and Allianz Partners for travel alerts or advisories for your intended destination.

What does Worldcare offer?

International Travel

Snow & Ski Trip Insurance

Pre-existing Medical Conditions

Why choose Worldcare Travel Insurance?

Flexibility, choice, and great value

We are Global

Let us take Worldcare of you

Frequently Asked Questions

Do I need travel insurance for trips within Australia?

How much does travel insurance cost?

How long does travel insurance last?

What are travel insurance exclusions?

What is travel insurance excess?

What are Pre-Existing Medical Conditions?

What happens if I experience an emergency whilst overseas?

What if I need to make a claim on my travel insurance policy?

What if I need to cancel my policy or obtain a refund?

Can I get a refund on my travel insurance premium if my travel plans have changed due to COVID-19?

Am I covered if I or my travel companion contract COVID-19 or need to cancel, reschedule or shorten my trip due to COVID-19?

If there is a travel alert, warning or ban in place, will I be covered if I decide to travel?

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Policy type

Medical expenses for COVID-19

Cancellation expenses for mental health

Cancellation expenses for a natural disaster

Cancellation expenses for civil unrest

Skiing and snowboarding on-piste

Skiing and snowboarding off-piste

Tobogganing

Moped 125cc

Included in this comparison

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1Cover Comprehensive

1Cover Frequent Traveller

1Cover Medical Only

AANT Annual Multi-Trip

AANT Basics

AANT Essentials

AANT Premium

AHM Comprehensive

AHM Comprehensive Multi-Trip

AHM Medical Only

Battleface Covid Essentials

Battleface Discovery

Cover-More Basic

Cover-More Comprehensive

Cover-More Comprehensive Multi-Trip

Cover-More Comprehensive Plus

Cover-More Comprehensive Plus Multi-Trip

FastCover Basics

The war in Israel may affect your policy coverage for travel to Israel and neighbouring countries. Check  Smartraveller  and  Allianz Partners  for travel alerts or advisories for your intended destination.