pal travel benefits

Everything to Know About Philippine Airlines Travel Insurance

Philippine Airlines travel insurance covers you and your belongings while on your trip. While the cost of the insurance may seem like an added expense, it can be well worth it in the event of a missed flight, lost luggage, or other emergencies. Read on for a breakdown of what Philippine Airlines travel insurance covers and how to ensure you are fully protected while on your vacation.

Alliedbankers Insurance Corporation underwrites Philippine Airlines Travel Insurance, which is particularly designed for Philippine Airlines passengers and covers a wide range of activities. This article offers a quick rundown of what each benefit covers and what goes into each assistance service.

The following is a Summary of Benefits with a brief description of what each benefit covers and what is included in each assistance service. Please keep in mind that the amounts stated in the table below reflect the maximum amount payable.

Summary of Benefits

Philippine airlines travel insurance personal accident benefits, personal accident.

Philippine Airlines offers a comprehensive travel insurance policy that provides personal accident coverage for its passengers. For domestic travel within the Philippines, the policy provides PHP 1,200,000 in coverage. For travel to Asia (except Japan, Korea, and the Middle East), the policy provides USD 55,000 in coverage. And for travel to the rest of the world, the policy provides USD 80,000 in coverage.

This personal accident coverage is in addition to the other benefits provided by the policy, such as medical expenses, trip cancellation, and baggage loss. As a result, Philippine Airlines passengers can have peace of mind knowing that they are well-protected while on their travels.

• for Domestic Philippines: PHP 1,200,000
• for Asia (except Japan, Korea, and the Middle East): USD 55,000
• for the Rest of the world: USD 80,000

Definition of Personal Accident Benefit: During the term of insurance, Alliedbankers shall pay a lump sum cash benefit in case of death or total disability caused by an accident while traveling or during the policy period.

Repatriation of Remains

Philippine Airlines offers repatriation of remains coverage as part of their travel insurance for passengers. This coverage is designed to cover the costs associated with returning the remains of a policyholder back to their home country in the event of their death while traveling. The coverage limit for this benefit is unlimited, meaning that Philippine Airlines will cover the full costs of repatriation regardless of the amount.

This benefit is available for domestic travel within the Philippines, as well as for travel to Asia (except Japan, Korea and the Middle East), and the rest of the world. For Philippine Airlines passengers, this coverage provides peace of mind knowing that their loved ones will be taken care of in the event of their death while traveling.

• for Domestic Philippines: Unlimited
• for Asia (except Japan, Korea, and the Middle East): Unlimited
• for Rest of the world: Unlimited

Definition of Repatriation of Remains Benefit: Alliedbankers must arrange and pay for the immediate return of an insured passenger’s remains if death occurs as a result of an accident or sickness while traveling, as permitted and approved by PAL Travel Assistance.

Funeral Benefit

Philippine Airlines announced a new travel insurance policy that includes a funeral benefit of up to PHP 175,000 for domestic flights and up to USD 5,000 for flights to Asia (except Japan, Korea and the Middle East) and the rest of the world. The policy, which is underwritten by Alliedbankers Insurance Corporation, also provides coverage for medical expenses, trip cancellation and interruption, lost or delayed baggage, and personal liability. For more information, please visit Philippine Airlines’ website.

• for Domestic Philippines: up to PHP 175,000
• for Asia (except Japan, Korea and the Middle East): up to USD 5,000
• for Rest of the world: up to USD 5,000

Definition of Funeral Benefit: If an insured passenger dies due to an accident while traveling, Alliedbankers will cover all burial expenses up to the maximum stated benefit amount in the policy schedule, subject to the terms and conditions of the group policy.

Philippine Airlines Travel Insurance Medical Expenses and 24-Hour Travel Assistance

Emergency assistance/evacuation.

Philippine Airlines recognizes the importance of being prepared for the unexpected. That’s why we offer comprehensive travel insurance coverage, including emergency assistance and evacuation benefits. Philippine Airlines Travel Insurance Emergency Assistance/Evacuation Benefit is available for domestic Philippine travel and travel to Asia (except Japan, Korea, and the Middle East). This benefit is also available for travel to the rest of the world. This benefit provides you with the peace of mind knowing that you are covered in the event of an emergency.

• for Domestic Philippines: unlimited
• for Asia (except Japan, Korea, and the Middle East): unlimited
• for the rest of the world: unlimited

Definition of Emergency Assistance/Evacuation Benefit : If an insured passenger becomes sick or injured while traveling, Alliedbankers will arrange for transport to a more convenient location, as approved and coordinated with PAL Travel Assistance.

Hospital Confinement Income Benefit (up to 10 days)

Philippine Airlines Travel Insurance offers a Hospital Confinement Income Benefit of up to PHP 12,000 for domestic Philippine hospital stays, USD 1,000 for hospital stays in Asia (except Japan, Korea, and the Middle East), and USD 2,000 for hospital stays in the rest of the world. This benefit is designed to help policyholders cover lost wages due to covered hospital confinement.

To be eligible for this benefit, policyholders must have been confined to the hospital for at least 24 hours and must provide a written statement from their attending physician verifying that their confinement was due to a covered illness or injury. For more information about this benefit, please refer to your policy documents or contact Philippine Airlines Travel Insurance customer service.

• for Domestic Philippines: PHP 1,200/day Maximum of PHP 12,000
• for Asia (except Japan, Korea, and the Middle East): USD 100/day Maximum of USD 1,000
• for the rest of the world: USD 200/day Maximum of USD 2,000

Definition of Hospital Confinement Income Benefit: Alliedbankers shall reimburse the full day (24 hours) of confinement from the first day of confinement and up to a maximum Benefit amount for a period not exceeding 10 days as indicated in the Policy Schedule, subject to the terms and conditions of the Group Policy.

Emergency Communication Expense

Philippine Airlines offers travel insurance to help protect you in case of an emergency while you’re traveling. The Emergency Communication Expense benefit can provide reimbursement for expenses incurred while trying to communicate with a loved one during an emergency. This benefit is available for domestic Philippines travel, Asia travel (except Japan, Korea, and the Middle East), and travel to the rest of the world.

The maximum amount of reimbursement varies depending on the region but can be up to PHP 2,500 for domestic Philippines travel, USD 200 for Asia travel, or USD 400 for travel to the rest of the world. So if you are in an emergency situation while traveling, take advantage of this benefit from Philippine Airlines Travel Insurance.

• for Domestic Philippines: up to PHP 2,500
• for Asia (except Japan, Korea, and the Middle East): up to USD 200
• for the rest of the world: up to USD 400

Definition of Emergency Communication Expense Benefit: If you or your traveling companion need to use a personal mobile phone or standard telephone landline for the purposes of informing Immediate Family Members about an emergency, Alliedbankers will reimburse any reasonable charges. Alternatively, if you need to engage the services of PAL Travel Assistance due to Bodily Injury or Sickness, Alliedbankers will cover those costs.

Compassionate Visit

Philippine Airlines Travel Insurance offers a Compassionate Visit benefit for policyholders who need to travel to visit a sick family member. The benefit covers the cost of travel as well as a daily allowance for expenses while away from home. For domestic Philippines visits, the daily allowance is up to PHP 2,500 per day with a maximum of PHP 75,000. For visits to Asia (except Japan, Korea, and the Middle East), the daily allowance is up to USD 100 per day with a maximum of USD 3,000.

For visits to the rest of the world, the daily allowance is up to USD 150 per day with a maximum of USD 5,000. This benefit can provide peace of mind for policyholders who need to travel for a Compassionate Visit and worry about the costs associated with travel and accommodation. Philippine Airlines Travel Insurance is committed to providing our policyholders comprehensive coverage and excellent customer service.

• for Domestic Philippines: Travel Cost plus up to PHP 2,500/day with a Maximum of PHP 75,000
• for Asia (except Japan, Korea, and the Middle East): Travel Cost plus up to USD 100/day with a maximum of USD 3,000
• for the rest of the world: Travel Cost plus up to USD 150/day with a maximum of USD 5,000

Definition of Compassionate Visit Benefit: Alliedbankers will make all necessary arrangements for the insured person’s travel (economy return air travel) and reasonable hotel accommodation for one (1) Immediate Family Member or friend to visit and stay with him/her until he/she is medically fit to be discharged, up to the relevant Benefit amount as stated in the Policy Schedule, subject to the Group Policy’s terms and conditions.

If the insured passenger is hospitalized for five or more consecutive days due to an injury or illness and is unable to be evacuated, this policy will cover the costs, as long as there is no adult member of the immediate family present with him/her. This must be approved and coordinated by PAL Travel Assistance in advance.

Child Guard

Philippine Airlines Travel Insurance offers a special benefit for children traveling alone, called the Child Guard benefit. For domestic travel within the Philippines, this benefit provides up to PHP 2,500 per day for travel costs, with a maximum of PHP 75,000. For travel to Asia (except Japan, Korea, and the Middle East), the benefit provides up to USD 100 per day for travel costs, with a maximum of USD 3,000. And for travel to the rest of the world, the benefit provides up to USD 150 per day for travel costs, with a maximum of USD 5,000.

This benefit is designed to provide financial protection for families in case of an emergency while their child is traveling alone. Please visit our website or contact our customer service team to learn more about this benefit and how to enroll in Philippine Airlines Travel Insurance. Thank you for choosing Philippine Airlines!

Definition of Child Guard Benefit: If the policyholder is hospitalized overseas and there is no other adult able to accompany their Dependent Children home, Alliedbankers will cover reasonable hotel accommodation and travel expenses (economy air travel) for one relative or friend of the policyholder up to the relevant benefit amount stated in the Policy Schedule.

Philippine Airlines Travel Insurance Travel Inconvenience Benefits

Trip cancellation.

Philippine Airlines Travel Insurance offers a Trip Cancellation benefit of up to PHP 50,000 for domestic Philippines flights and up to USD 4,000 for flights to the rest of the world. This benefit is subject to a Philippine Airlines Travel Insurance deductible of PHP 500 for domestic Philippines flights and USD 10 for flights to the rest of the world. For Asia flights (except Japan, Korea, and the Middle East), the Trip Cancellation benefit is up to USD 2,000 with a Philippine Airlines Travel Insurance deductible of USD 10.

Philippine Airlines Travel Insurance also offers a variety of other benefits, including trip interruption, baggage loss, and medical expenses. Philippine Airlines Travel Insurance is an affordable way to protect your travel investment and enjoy peace of mind while traveling. Visit PhilippineAirlines.com today to learn more and purchase Philippine Airlines Travel Insurance. Thank you!

• for Domestic Philippines: up to PHP 50,000 (Deductible PHP 500)
• for Asia (except Japan, Korea, and the Middle East): up to USD 2,000 (Deductible USD 10)
• for the rest of the world: up to USD 4,000 (Deductible USD 10)

Definition of Trip Cancellation Benefit: In the event that your Alliedbankers-insured trip is canceled before departure due to: (1) accidental death, (2) bodily injury, or (3) serious sickness of either the insured passenger or an immediate family member–non-refundable flight ticket payments, deposits and out of pocket expenses will be covered up to sum insured limit.

Trip Curtailment

Philippine Airlines offers a travel insurance policy that provides trip curtailment benefits in the event that your flight is canceled or delayed. The benefit amount varies depending on the destination, but ranges from PHP 50,000 for domestic Philippine flights to USD 4,000 for flights to the rest of the world.

There is a deductible of PHP 500 for domestic Philippine flights and USD 10 for all other flights. This benefit is designed to reimburse you for non-refundable expenses such as hotel reservations and tour tickets. Please visit the Philippine Airlines website or contact a customer service representative for more information.

Definition of Trip Curtailment Benefit: Alliedbankers will cover the insured passenger’s costs in case he or she is forced to interrupt his trip because of reasons within the terms and conditions of the Group Policy, such as when his or her close family member becomes ill.

Baggage Delay (for each 12-hour delay)

Philippine Airlines Travel Insurance offers a Baggage Delay benefit for delays of 12 hours or more. For Domestic Philippines delays, they will reimburse you up to PHP 5,000 (Maximum of PHP 50,000). For Asia (except Japan, Korea, and the Middle East) delays, they will reimburse you up to USD 200 (Maximum USD 2,000). And for the rest of the world delays, they will reimburse you up to USD 250 (Maximum USD 2,500).

Please note that this benefit is only available if you have purchased Philippine Airlines Travel Insurance. We hope that you never have to use this benefit, but it’s there just in case. Thank you for choosing Philippine Airlines Travel Insurance.Baggage Delay (for each 12-hour delay)

• for Domestic Philippines: up to PHP 5,000 (Maximum of PHP 50,000)
• for Asia (except Japan, Korea, and the Middle East): up to USD 200 (Maximum USD 2,000)
• for the rest of the world: up to USD 250 (Maximum USD 2,500)

Definition of Baggage Delay Benefit: Alliedbankers will pay the benefit amount specified in the benefits listed above if your luggage is delayed for twelve or more consecutive hours. Please note that this amount is subject to change based on the terms and conditions of our group policy.

Flight Delay (for each 12-hour delay)

Philippine Airlines Travel Insurance offers flight delay benefits of up to PHP 1,000 for domestic flights within the Philippines, up to USD 50 for flights to Asia (except Japan, Korea, and the Middle East), and up to USD 100 for flights to the rest of the world. The maximum benefit payout is PHP 10,000 for domestic flights, USD 500 for flights to Asia, and USD 1,000 for flights to the rest of the world.

This benefit is in addition to any other applicable benefits under the Philippine Airlines Travel Insurance policy.

• for Domestic Philippines: up to PHP 1,000 (Maximum of PHP 10,000)
• for Asia (except Japan, Korea, and the Middle East): up to USD 50 (Maximum USD 500)
• for the rest of the world: up to USD 100 (Maximum USD 1,000)

Definition of Flight Delay Benefit: Alliedbankers will reimburse the insured passenger for each consecutive 12-hour flight delay due to strikes or industrial action, bad weather, mechanical failure, or structural problem. The greatest compensation payable is indicated on the benefits listed above.

Missed Connection Benefit (for each 12-hour delay)

Philippine Airlines Travel Insurance offers a Missed Connection Benefit for delays of 12 hours or more. For domestic Philippines flights, there is no benefit. For flights to Asia (except Japan, Korea, and the Middle East), the benefit is up to USD 50. For flights to the rest of the world, the benefit is up to USD 100. The maximum benefit is USD 1,000.

• for Domestic Philippines: not applicable
• for Asia (except Japan, Korea, and the Middle East): up to USD 50 with a maximum of USD 500
• for the rest of the world: up to USD 100 Maximum of USD 1,000

Definition of Missed Connection Benefit: If the insured passenger’s confirmed onward connecting scheduled flight overseas is missed at the transfer point owing to unforeseen events outside his/her control, Alliedbankers will compensate him/her for up to the Benefit amount as stated in the Policy Schedule for every full twelve (12) hours of misconnection.

Flight Diversion Benefit (for each 12-hour delay)

Philippine Airlines Travel Insurance offers financial protection in the event of a flight delay. For domestic flights within the Philippines, there is no compensation for delays. However, for flights to Asia (except Japan, Korea, and the Middle East), Philippine Airlines will pay up to USD 50 per 12-hour delay, with a maximum payout of USD 500. For flights to the rest of the world, Philippine Airlines will pay up to USD 100 per 12-hour delay, with a maximum payout of USD 1,000.

This benefit is only available to passengers who purchase Philippine Airlines Travel Insurance at the time of booking their flight. So if you’re planning a trip with Philippine Airlines, be sure to add this valuable protection to your travel insurance policy.

• for the rest of the world: up to USD 100 with a maximum of USD 1,000

Definition of Flight Diversion Benefit: If the insured passenger’s confirmed onward connecting scheduled flight overseas is missed at the transfer point owing to unforeseen events outside his/her control, Alliedbankers will compensate him/her for up to the Benefit amount as stated in the Policy Schedule for every full twelve (12) hours of misconnection.

Loss / Damage of Baggage and Personal Effects (Per item)

Philippine Airlines offers travel insurance that provides protection against loss or damage to baggage and personal effects while traveling. The benefits vary depending on the destination, with domestic Philippines flights offering up to PHP 7,000 per item and a maximum of PHP 50,000, while flights to Asia (except Japan, Korea, and the Middle East) offer up to USD 200 per item and a maximum of USD 2,000. For flights to the rest of the world, the benefit is up to USD 250 per item and a maximum of USD 2,500.

There is a deductible of PHP 500 for domestic Philippines flights and USD 10 for all other destinations. This travel insurance provides peace of mind for travelers knowing that their belongings are protected in case of loss or damage.

• for Domestic Philippines: up to PHP 7,000 per item with a maximum of PHP 50,000 (Deductible PHP 500)
• for Asia (except Japan, Korea, and the Middle East): up to USD 200 per item with a maximum of USD 2,000 (Deductible USD 10)
• for the rest of the world: up to USD 250 per item with a maximum of USD 2,500 (Deductible USD 10)

Definition of Loss / Damage of Baggage and Personal Effects Benefit: Alliedbankers will compensate for lost or damaged baggage and personal effects while in the care of hotel staff, common carriers, or as a result of a forceful seizure by violent means.

Loss of Travel Documents

Philippine Airlines Travel Insurance offers a Lost Travel Documents benefit of up to PHP 20,000 for domestic Philippine travel and up to USD 2,500 for travel to Asia (except Japan, Korea, and the Middle East). For travel to the rest of the world, the benefit is up to USD 2,500. This benefit is available to Philippine Airlines passengers who purchase travel insurance through Philippine Airlines. For more information, please contact Philippine Airlines Travel Insurance at 1-800-828-6880.

• for Domestic Philippines: up to PHP 20,000
• for Asia (except Japan, Korea, and the Middle East): up to USD 2,500
• for the rest of the world: up to USD 2,500

Definition of Loss of Travel Documents Benefit: If you lose your travel documents while on a trip, Alliedbankers will reimburse you for reasonable additional hotel, travel, communication and other expenses incurred in the country or countries visited in obtaining replacement documents, up to the relevant benefit amount as stated in the policy schedule.

Emergency Cash – Due to loss of travel documents (per day)

• for Asia (except Japan, Korea, and the Middle East): USD 300/day with a maximum of USD 1,200
• for the rest of the world: USD 350/day 350/day with a maximum of USD 1,400

Definition of Emergency Cash – Due to Loss of Travel Documents Benefit: Alliedbankers will pay the insured passenger a cash advance for expenses related to Loss of Travel Documents up to a maximum Benefit amount as stated in the Policy Schedule, subject to the terms and conditions of the Group Policy.

Loss of Personal Money

Philippine Airlines Travel Insurance Emergency Cash is a great way to ensure that you are covered in the event of a loss of travel documents. The benefit covers up to USD 500 for loss of travel documents in Asia (except Japan, Korea, and the Middle East) and up to USD 1,000 for loss of travel documents in the rest of the world. This benefit is not applicable to the domestic Philippines. Philippine Airlines Travel Insurance is a great way to protect yourself and your belongings while traveling.

• for Asia (except Japan, Korea, and the Middle East): up to USD 500
• for the rest of the world: up to USD 1,000

Definition of Loss of Personal Money Benefit: Alliedbankers will pay the insured passenger a cash advance for expenses related to Loss of Travel Documents up to a maximum benefit amount as stated in the Policy Schedule, subject to the terms and conditions of the Group Policy.

Hijack Inconvenience (per day)

Philippine Airlines Travel Insurance offers a Hijack (per day) coverage benefit to provide travelers protection and peace of mind. The coverage and maximum benefit limits depend on the destination of travel, as follows:

• For domestic travel within the Philippines, the benefit is PHP 1,000 per day, with a maximum limit of PHP 10,000.
• For travel to Asia (except Japan, Korea, and the Middle East), the benefit is USD 60 per day, with a maximum limit of USD 600.
• For travel to the rest of the world, the benefit is USD 100 per day, with a maximum limit of USD 1,000.

This benefit can help to cover unexpected expenses such as accommodation and meals in the event of a hijacking. Philippine Airlines Travel Insurance provides comprehensive protection for travelers, so that they can enjoy their trip with peace of mind.

Definition of Hijack Inconvenience Benefit: Allied Bankers will pay the insured passenger for each twelve (12) hours that the aircraft is hijacked, up to a maximum of $250,000 per occurrence. The benefit table specifies the maximum amount that may be paid in case of a hijacking and is subject to the terms and conditions of the Group Policy.

Philippine Airlines Travel Insurance Other Travel Benefits

Personal liability including legal expenses.

Philippine Airlines offers travelers the option to purchase travel insurance in order to protect themselves from a variety of potential risks and hazards. One of the benefits of Philippine Airlines Travel Insurance is personal liability protection, which can cover legal expenses up to PHP 500,000 for domestic Philippines, USD 50,000 for Asia (except Japan, Korea, and the Middle East), and USD 100,000 for the rest of the world.

This benefit can be extremely useful if you are involved in an accident or incident while traveling and are held liable for damages. Whether you’re dealing with medical bills, property damage, or legal fees, Philippine Airlines Travel Insurance can help reduce the financial burden.

• for Domestic Philippines: up to PHP 500,000
• for Asia (except Japan, Korea, and the Middle East): up to USD 50,000
• for the rest of the world: up to USD 100,000

Definition of Personal Liability, including Legal Expenses, Benefit: Alliedbankers will indemnify the insured passenger if he/she acts negligently and becomes legally responsible for paying compensation for death or accidental bodily harm or property damage, up to the Benefit amount as stated in the Policy Schedule subject to the terms and conditions of the Group Policy.

Car Rental Protection

Philippine Airlines offers a Travel Insurance Car Rental Protection benefit to its passengers. This benefit is available to passengers traveling to Asia (except Japan, Korea, and the Middle East) and the rest of the world. The benefit provides up to USD 7,500 in coverage for car rental expenses. This benefit is not available to passengers traveling to the domestic Philippines.

Philippine Airlines offers this benefit to its passengers as a way to protect them from unexpected expenses while traveling. This benefit is just one of the many reasons why Philippine Airlines is the best choice for travelers.

• for Asia (except Japan, Korea, and the Middle East): up to USD 7,500
• for the rest of the world: up to USD 7,500

Definition of Car Rental Protection Benefit: If you’re an insured passenger with Alliedbankers and you become legally liable to pay for any rental vehicle excess or deductible as a result of an accidental loss or damage to the rented vehicle, we will reimburse you up to the specified benefit amount in the policy schedule.

24-Hour Worldwide Travel Assistance Service

Philippine Airlines Travel Insurance 24-Hour Worldwide Travel Assistance Service is a service that provides assistance to Philippine Airlines passengers traveling domestically within the Philippines, as well as to those traveling to Asia (except Japan, Korea, and the Middle East) and to the rest of the world.

The service is available 24 hours a day, seven days a week, and provides assistance in case of emergency medical situations, lost or stolen passports, flight cancellations or delays, and other unforeseen problems that may occur while traveling.

Philippine Airlines Travel Insurance also provides access to a wide network of medical and legal professionals who can assist in an emergency. For Philippine Airlines passengers, the 24-Hour Worldwide Travel Assistance Service is an invaluable resource that can help make travel safer and more enjoyable.

• for Domestic Philippines: included
• for Asia (except Japan, Korea, and the Middle East): included
• for the rest of the world: included

Simply dial +632 846-2171 anytime, anywhere to get emergency assistance. Find out more about emergency support and transportation advantages by checking out PAL Travel Assistance .

Philippine Airlines Travel Insurance COVID-19-Related Benefits

The Philippine Airlines Travel Insurance COVID-19-Related Benefits offers comprehensive protection to policyholders who may have contracted the virus. Coverage includes emergency medical treatment and evacuation, as well as lost income and other expenses incurred as a result of the illness.

This insurance is a great option for those who are traveling to high-risk areas or who have recently been in contact with someone who has contracted COVID-19. It provides peace of mind in knowing that you will be taken care of if you become ill while traveling.

Emergency medical treatment and evacuation coverage are especially important, as this service can be very costly if needed overseas. The lost income coverage can also be helpful in offsetting some of the costs associated with being unable to work due to illness.

Overall, the Philippine Airlines Travel Insurance COVID-19-Related Benefits is a great option for those who want to be fully protected in case of an illness. It offers a range of valuable coverage options that can help ease the burden if you become ill while traveling.

Medical Expenses

Philippine Airlines offers a travel insurance policy that provides coverage for medical expenses related to COVID-19. For domestic travel within the Philippines, the policy provides up to PHP 1,200,000 in coverage. For travel to Asia (except Japan, Korea, and the Middle East), the policy provides up to USD 65,000 in coverage. For travel to the rest of the world, the policy provides up to USD 125,000 in coverage.

The policy also includes other benefits such as trip cancellation and interruption, lost or delayed baggage, and emergency medical evacuation. Philippine Airlines is committed to providing its customers with peace of mind when they travel.

• for Domestic Philippines: up to PHP 1,200,000 
• for Asia (except Japan, Korea, and the Middle East): USD 65,000
• for the rest of the world: USD 125,000

Emergency Medical Evacuation / Repatriation of Mortal Remains

Philippine Airlines Travel Insurance offers several COVID-19-related benefits to policyholders, including emergency medical evacuation and repatriation of mortal remains. For domestic Philippines, the benefit is up to PHP 1,200,000. For Asia (except Japan, Korea, and the Middle East), the benefit is USD 65,000. For the rest of the world, the benefit is USD 125,000.

Lastly, policyholders can avail of a one-time death benefit of up to PHP 1,200,000 for domestic Philippines and USD 125,000 for Asia (except Japan, Korea, and the Middle East). Philippine Airlines Travel Insurance is committed to providing its policyholders with the best possible coverage in these difficult times.

Hospital Confinement Daily Cash (up to 10 days)

Philippine Airlines offers a COVID-19 related travel insurance benefit for hospital confinement of up to 10 days. The benefit amount varies depending on the location, with a maximum payout of PHP 12,000 for domestic Philippines, USD 1,000 for Asia (except Japan, Korea, and the Middle East), and USD 2,000 for the rest of the world. This benefit is subject to the terms and conditions of Philippine Airlines Travel Insurance.

• for Asia (except Japan, Korea, and the Middle East): USD 100 / day Maximum of USD 1,000
• for the rest of the world: USD 200 / day Maximum of USD 2,000

Trip Cancellation (before departure)

Philippine Airlines offers a comprehensive travel insurance policy that provides protection against a wide range of risks, including trip cancellation, missed connections, lost or delayed baggage, and more.

The policy also provides coverage for COVID-19-related cancellations, with benefits of up to PHP 50,000 for domestic Philippine trips, USD 2,000 for trips to Asia (except Japan, Korea, and the Middle East), and USD 4,000 for trips to the rest of the world. With Philippine Airlines Travel Insurance, you can rest assured that you are covered in case of any unforeseen circumstances.

• for Domestic Philippines: up to PHP 50,000
• for Asia (except Japan, Korea, and the Middle East): up to USD 2,000
• for the rest of the world: up to USD 4,000

Philippine Airlines offers a COVID-19-related benefit for trip curtailment. For domestic Philippines, the benefit is up to PHP 50,000. For Asia (except Japan, Korea, and the Middle East), the benefit is up to USD 2,000. For the rest of the world, the benefit is up to USD 4,000. Philippine Airlines will continue to monitor the COVID-19 situation and may make changes to this benefit as needed.

Please visit Philippine Airlines’ website or contact their customer service team for more information about this benefit.

Philippine Airlines Travel Insurance offers a 24-hour worldwide travel assistance service that provides coverage for COVID-19-related medical emergencies, trip cancellations, and more. The service is available for domestic Philippine flights and flights to Asia (except Japan, Korea, and the Middle East) and the rest of the world. Philippine Airlines Travel Insurance is a great way to protect yourself and your family when traveling.

Traveling can be a daunting experience, but with Philippine Airlines Travel Insurance, you can rest easy knowing that you are covered in case of any unforeseen circumstances. The policy provides protection against a wide range of risks, including trip cancellation, lost or delayed baggage, and more. In addition, the policy offers a COVID-19-related benefit for trip curtailment.

With this benefit, you can receive up to PHP 50,000 for domestic Philippine trips, USD 2,000 for trips to Asia (except Japan, Korea, and the Middle East), and USD 4,000 for trips to the rest of the world. So whether you’re traveling for business or pleasure, make sure to purchase your travel insurance policy today!

Source: PAL Travel Insurance Benefits . Please thoroughly read the  Group Policy Wording for insurance cover to ensure you are aware of all terms and conditions.

Philippine Airlines Quick Links

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PAL Travel Insurance Customer Service  Tel: +632 8859-2655 Email:  [email protected] Office Hours:  Monday to Friday, 8:30am – 5:30pm  

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PAL Travel Insurance is especially designed for Philippine Airlines passengers and is underwritten by Alliedbankers Insurance Corporation. For full details of the Terms and Conditions of PAL Travel Insurance, please refer to the  Group Policy Wording . Please read the  Privacy Policy  of this website.

Former PAL Travel insurance underwriter, PNB General Insurers Company, Incorporated (“PNB Gen”) is now wholly owned by Alliedbankers Insurance Corporation (“ABIC”) following ABIC’s acquisition of 100% of the equity of Philippine National Bank and PNB Holdings Corporation in PNB Gen. Effective 01 September 2021, PNB Gen’s business will be integrated to ABIC.

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The 2025 Real ID deadline for new licenses is really real this time, DHS says

If you plan on flying around the country in 2025 and beyond, you might want to listen up.

You have about 365 days to make your state-issued driver’s license or identification “Real ID” compliant, per the Department of Homeland Security.  

The Real ID compliance is part of a larger act passed by Congress in 2005 to set “minimum security standards” for the distribution of identification materials, including driver’s licenses. This means that certain federal agencies, like the Transportation Security Administration or DHS, won’t be able to accept state-issued forms of identification without the Real ID seal.

It's taken a while for the compliance to stick, with DHS originally giving a 2020 deadline before pushing it back a year, then another two years and another two years after that due to “backlogged transactions” at MVD offices nationwide, according to previous USA TODAY reports.

You won’t be able to board federally regulated commercial aircraft, enter nuclear power plants, or access certain facilities if your identification documents aren’t Real ID compliant by May 7, 2025. 

Learn more: Best travel insurance

Here’s what we know about Real IDs, including where to get one and why you should think about getting one.

Do I have to get a Real ID?

Not necessarily. 

If you have another form of identification that TSA accepts, there probably isn’t an immediate reason to obtain one, at least for travel purposes. But if you don’t have another form of identification and would like to travel around the country in the near future, you should try to obtain one. 

Here are all the other TSA-approved forms of identification:

◾ State-issued Enhanced Driver’s License

◾ U.S. passport

◾ U.S. passport card

◾ DHS trusted traveler cards (Global Entry, NEXUS, SENTRI, FAST)

◾ U.S. Department of Defense ID, including IDs issued to dependents

◾ Permanent resident card

◾ Border crossing card

◾ An acceptable photo ID issued by a  federally recognized , Tribal Nation/Indian Tribe

◾ HSPD-12 PIV card

◾ Foreign government-issued passport

◾ Canadian provincial driver's license or Indian and Northern Affairs Canada card

◾ Transportation worker identification credential

◾ U.S. Citizenship and Immigration Services Employment Authorization Card (I-766)

◾ U.S. Merchant Mariner Credential

◾ Veteran Health Identification Card (VHIC)

However, federal agencies “may only accept” state-issued driver’s licenses or identification cards that are Real ID compliant if you are trying to gain access to a federal facility. That includes TSA security checkpoints.

Enhanced driver’s licenses, only issued by Washington, Michigan, Minnesota, New York, and Vermont, are considered acceptable alternatives to REAL ID-compliant cards, according to DHS. 

What can I use my Real ID for?

For most people, it's all about boarding flights.

You can only use your Real ID card to obtain access to "nuclear power plants, access certain facilities, or board federally regulated commercial aircrafts," according to DHS.

The cards can't be used to travel across any border, whether that's Canada, Mexico, or any other international destination, according to DHS.

How do I get a Real ID? What does a Real ID look like?

All you have to do to get a Real ID is to make time to head over to your local department of motor vehicles.

Every state is different, so the documents needed to verify your identity will vary. DHS says that at minimum, you will be asked to produce your full legal name, date of birth, social security number, two proofs of address of principal residence and lawful status.

The only difference between the state-issued forms of identification you have now and the Real ID-compliant card you hope to obtain is a unique marking stamped in the right-hand corner. The mark stamped on your Real ID compliant cards depends on the state.

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