best comprehensive travel insurance for bali

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Best Travel Insurance for Bali – Price & Requirements

Buying travel insurance for Bali should be one of the first things you do before you jet off to this fantastic destination. After all, you never know when a vacation will be interrupted by a broken leg, lost luggage, or a flight delay. Having Indonesia travel insurance , or insurance for travel to Bali specifically, means you won’t be stuck with tons of extra fees if something unexpected happens.

Tegallalang rice paddies, the best travel insurance for Bali

Best Travel Insurance for Bali – Price & Requirements

When we went to Bali, we purchased Heymondo travel insurance before our trip. As it turned out, this was a very smart decision since I ended up needing medical treatment during the trip. Even if nothing had gone wrong, though, travel insurance for Bali was worth having just for the peace of mind it gave us.

5% OFF your travel insurance

Of course, to have the perfect trip, you’ll also need to decide what things you want to do in Bali and where to stay in Bali . In terms of Bali travel insurance , though, these are all the things you need to know:

Is travel insurance mandatory for Bali?

How much is travel insurance for Bali?

Best travel insurance for Bali

Ready to learn more about the best travel insurance for Bali ? Let’s get to it !

Travel insurance for Bali is not currently mandatory. Still, purchasing travel insurance that covers COVID-19 is always a smart idea.

After all, you never know when you’ll get sick or injured while you’re traveling. Plus, paying medical fees out of pocket can get incredibly expensive. On top of that, having insurance for travel to Bali will allow you to get reimbursed if you cancel a hotel reservation at the last minute, lose your luggage, or need to quarantine. It’s always better to buy travel insurance for Bali and not need it than to go without it and up paying tons of fees.

Bali travel insurance requirements

Even though travel insurance for Bali is not an entry requirement, there are still several types of coverage that you should have if you do decide to purchase insurance. COVID-19 coverage is absolutely imperative, as is emergency medical expense coverage, particularly since medical care can be costly. Evacuation and repatriation coverage, which covers return travel to your home country for medical treatment or because of political events, is also crucial.

As such, you should, at a minimum, purchase travel health insurance for Bali . If you’d prefer to have travel-related coverage as well, look for travel insurance with trip cancellation and baggage coverage .

The price of travel insurance for Bali will depend on your age and nationality, as well as the length and cost of your trip. To help you get an idea of how much insurance for travel to Bali costs , I used the example of a 30-year-old American spending a week in Bali with a trip cost of $2,500 to generate quotes.

*price used for example

Ultimately, all four of the Bali travel insurance plans I’ve compared have their merits. The best overall travel insurance for Bali , however, is Heymondo , especially since they pay travelers’ medical expenses directly and upfront. If you’d prefer to save money and just have medical-related coverage, SafetyWing is another excellent option, but bear in mind it has a deductible of $250 per claim .

1. Heymondo , the best travel insurance for Bali

If you want the best travel insurance for Bali , look no further than Heymondo . Not only does their Top plan offer a high amount of coverage in all categories, but it’s also the most affordable option with both travel- and medical-related coverage.

On top of that, Heymondo is the only Bali travel insurance company that pays for travelers’ medical expenses directly and upfront, saving you the hassle of filing a claim to get reimbursed. The convenience of this payment process as well as the company’s excellent customer service have enabled Heymondo to consistently rank as one of the best travel insurance companies .

Best of all, the Top plan includes a $0 deductible for medical expenses, so you won’t have to pay a single penny out of pocket for any medical fees.

Heymondo has several amazing benefits and very few downsides, which is why we have annual multi-trip insurance with this company. Since we’ll be taking a number of trips over the next year, this policy saves us a lot of money. You can learn more in our Heymondo review and save 5% on your plan with the promo code below.

2. SafetyWing , a cheap travel insurance for Bali

Saving money on travel insurance doesn’t have to mean poor coverage. Purchasing travel health insurance will ensure you get the medical coverage you need without the higher cost of covering travel-related expenses.

SafetyWing is by far the best health insurance for Bali travel option. Their Nomad Insurance plan offers great worldwide coverage in all medical-related categories, plus it’s the most affordable Bali travel insurance of all the plans I compared. You can even choose to automatically extend your plan every month if you want to keep traveling, so it’s ideal for digital nomads looking for long-term travel insurance .

The Nomad Insurance plan does offer some limited travel-related coverage for baggage loss and trip interruption, but this coverage is not as comprehensive as that of other travel insurance plans. Moreover, the plan’s $250 deductible means you’ll have to pay $250 towards any medical bills before SafetyWing covers the remaining balance.

As such, if you’d prefer a $0 deductible or want better travel-related coverage, Heymondo is your best bet.

3. World Nomads , the best holiday insurance for Bali for sporty travelers

If you’re planning a vacation full of adventurous activities, World Nomads is the perfect choice for holiday insurance for Bali . Their Standard plan covers tons of activities and sports, including surfing and snorkeling, two of the best things to do in Bali .

World Nomads, best travel insurance for Bali

You’ll also enjoy good coverage in all travel- and medical-related categories, as well as a $0 deductible for medical expenses. In terms of cost, however, the Standard plan is a little on the pricey side. After all, you can get a higher amount of coverage in all categories for a much lower price with Heymondo.

While World Nomads is one of the best cheap travel insurance companies , it’s only worth it if you’ll be doing a lot of sporty activities.

4. IMG , a reliable travel insurance for Bali, Indonesia

IMG is a well-respected travel insurance company that many travelers trust for their insurance needs. As such, it probably comes as no surprise that IMG’s iTravelInsured SE plan provides a solid amount of coverage in all categories, including trip cancellation insurance .

This travel insurance for Bali plan even includes Cancel for Work Reasons coverage and coverage for pre-existing conditions . There’s also a $0 deductible for medical expenses, so as long as your claim is approved, IMG will completely cover any medical bills incurred abroad.

One drawback, though, is that the iTravelInsured SE plan is the most expensive of all the plans I compared. As such, if you want similar or even better coverage for a lower price, go with Heymondo .

What travel insurance do I need for Bali?

Ultimately, travel insurance for Bali is not mandatory, but it’s still smart to purchase some kind of coverage. Take it from me: when I was visiting the Monkey Forest in Ubud, a monkey bit me! I then rushed to the nearest hospital, where I was quickly treated.

Balangan Beach, how much insurance for travel to Bali costs

Fortunately, I had purchased Heymondo holiday insurance for Bali before my trip, so I knew my medical expenses would be covered. When I saw the bill, though, I was especially relieved I had travel insurance – that medical treatment was not cheap! Save yourself the stress of going through an experience like mine without travel insurance by purchasing coverage before you travel.

Any of the Bali travel insurance options above will provide great coverage, but the standout is Heymondo , which offers excellent travel- and medical-related coverage for an affordable price.

On the other hand, if you want to save money, SafetyWing ’s travel health insurance for Bali is the most affordable option.

Either way, these essentials will help you plan your trip to Bali :

Essentials to save on your trip to Bali

Check the best no-foreign transaction fee credit cards .

Find the BEST DEALS for the top accommodation options in Bali .

Get a 5% discount on your travel insurance for Bali .

Check the best tours in Bali to make the most of your time HERE and HERE .

CHEAP FERRIES from Bali (hotel pick-up not included).

If you have any other questions about purchasing travel insurance for Bali or planning your trip, feel free to leave me a comment below!

best comprehensive travel insurance for bali

Ascen Aynat

Cómo tener internet en Indonesia sin utilizar el roaming y sin gastar una fortuna

6 replies on “ Best Travel Insurance for Bali – Price & Requirements ”

Hello, am I able to get this cover while in Bali, i usually get travel insurance prior to leaving but apparently if i dont have return ticket (which I don’t as i have the 180 days option) they would offer the 90 days free (my bank) only found this out on the day I was leaving so wasn’t planned. Now in bali and just want to make sure my son and I can get some cover soonest. Thanks in advance, Bron

Hi Bron, Some travel insurance companies let you buy a policy even if you’re already abroad. For example, Heymondo can get you covered for your Bali trip. Good luck!

Hello Ascen, a group of family are travelling to Bali next year, we have heard that there are some insurance companies that will not cover you if you ANY alcohol in your system. As there will drinking on our trip we are concerned. Would you know if this will apply to any of the above mentioned Insurance companies?

Warmest regards,

Hi Zena, Most insurance companies won’t cover any injuries or incidents that result from having a blood alcohol level above the legal limit. If you’re socially drinking, you should be okay, and you can still purchase a travel insurance policy for Bali.

Hello . Are there any insurance that cover for driving a scooter in Bali ? (- If not having a motorcycle licence- only a UK driving licence for a car and IDl for car) . ?

Would i be covered for medical cost s if I went as a passanger on the official Gojet? Taxi scooters? Thank you

Hi Eva, Yes, but the extent of the coverage really does depend on which company and policy you go with. I would double-check before purchasing.

Do I need travel insurance to visit Bali?

Our top picks for the best travel insurance for bali, why bali travel insurance is important, how much does travel insurance for bali cost, what does travel insurance for bali cover, what isn’t covered by travel insurance for bali, tips for getting the best bali travel insurance, bali travel information & requirements, faq: bali travel insurance, related topics.

Travel Insurance for Bali: US Visitor Requirements & Quotes

You’ll need a visa and a valid U.S. passport to travel to Bali.
It’s a good idea to purchase travel medical insurance because Indonesia does not accept U.S. health insurance .
According to our research, our top picks for travel insurance for Bali come from Seven Corners, Travelex and Tin Leg ( skip ahead to view these plans ).
While the cost of travel insurance varies depending on the provider, type of coverage and more, the cheapest plans can cost as little as $1 per day .
To find the best deal, we recommend using an online comparison tool . This way, you can view multiple quotes and coverage options at once.

If you’re in the mood for an island getaway, you can’t go wrong with a trip to Bali. Breathtaking waterfalls, sandy beaches, mountain summits and hidden caves await you.

Before you pack your bags, however, we highly recommend that you purchase comprehensive Bali travel insurance.

In this guide, we’ll help you understand:

Travel requirements for Bali
Why it’s important to purchase a comprehensive travel insurance plan
What travel insurance for Bali covers and doesn’t cover
How to find the best travel insurance policy for your needs

Our top picks for the best travel insurance bali

Seven Corners: Best for Robust Coverage
Travelex Insurance Services: Best Rated Travel Insurance
Tin Leg: Best for Travel Delays

Seven Corners

Travelex insurance services.

There’s no legal requirement to have travel insurance , but we highly recommend purchasing a travel plan with coverage for trip cancellation, trip interruptions, medical expenses, medical evacuation and other common scenarios.

A good travel insurance plan protects you from significant financial losses in the following circumstances:

You incur unexpected medical expenses while you’re island-hopping in Indonesia.
You need emergency evacuation services due to a severe illness or injury.
An unforeseen natural disaster forces you to cancel your trip or end it early.
The airline loses or damages your luggage.
An unexpected delay forces you to stay in Indonesia for longer than planned.

Best for Robust Coverage

Why we like it.

Offers coverage for pre-existing conditions
Money-back guarantee
Cancellation & Interruption coverage standard
Covers action sports & equipment
Cancel for any reason not included standard
Must meet waiver for pre-existing conditions to be covered

Best Rated Travel Insurance

Plans can be customized with upgrades
Children 17 and under included for free with some plans
Coverage for pre-existing medical conditions available
CFAR coverage is available as an add-on to a comprehensive travel insurance plan
Optional CFAR coverage only reimburses 50% of prepaid travel expenses, which is less than some competitors
Travel Select plan only has $50,000 in coverage for emergency medical expenses, which is lower than some competitors
The baggage delay benefit requires a 12-hour waiting period
CFAR coverage is not available with all Travelex plans

Best for Travel Delays

Coverage for pre-existing conditions
Cancelation & interruption coverage
Offers hurricane and weather coverage

Risk of volcanic eruptions and natural disasters

Indonesia is located in the Ring of Fire, a belt of earthquakes and volcanoes surrounding much of the Pacific Ocean. Therefore, there’s a high risk of volcanic eruption. Some insurance companies classify volcanic eruptions as foreseen events, which means they won’t cover trip cancellations or interruptions due to volcanic activity. Other firms treat them as unforeseen events.

Risk from sporting activities

Bali is home to Mount Batur, West Bali National Park and other points of interest. If you decide to go trekking, try SCUBA diving or participate in other adventure activities, you’ll need a comprehensive travel insurance policy to protect you. Depending on the type of policy you buy, your insurer may reimburse you for unforeseen medical expenses, medical evacuation costs and other expenses associated with adventure sports.

Note that most standard insurance plans don’t include this type of coverage. If you want coverage for risky activities, you’ll need to add it to your Bali travel insurance policy.

Risk of a driving accident

Bali doesn’t have a strong public transportation system, so many people use motorbikes and mopeds to get around. When you ride a motorbike or a moped, you don’t have the body of a vehicle around you for extra protection. Therefore, you may sustain serious injuries if you’re involved in an accident.

The risk of accidents is also higher for motorbikes and mopeds than it is for standard cars and trucks, especially if you ride with someone who darts around traffic or drives at a high rate of speed. A comprehensive travel insurance plan covers medical expenses and other costs arising from this type of accident.

According to official sales data from Squaremouth , travel insurance for Indonesia costs, on average, $262.90.

Our official sales figures over the past year show that our customers paid an average of $122.46 for travel insurance to Bali and wider Indonesia.

Based on our research, the cheapest travel insurance for Bali costs just under $1 per day for basic coverage. Alternatively, we found that a more comprehensive policy will cost around $7 to $11 per day.

To help give you a better idea of how much travel insurance costs for Bali, used our online comparison tool to get quotes from different providers.

We applied this information to our quotes:

Age: 35 years old
Destination: Indonesia
Trip Length: 7 days
Trip cost: $2,000

The table below shows quotes for basic travel insurance from four different providers. These plans range from less than $1 per day to $6 per day .

Example Where Plan Doesn’t Reimburse the Full Trip Cost

The next table shows quotes from the same four providers. However, these plans are more comprehensive. They include trip cancellation and trip interruption coverage. We found these plans cost between $7 and $11 per day .

Example Where Plan Does Reimburse the Full Trip Cost

Keep in mind that several factors affect the cost of Bali travel insurance, including:

The total cost of your trip
The duration of your trip
What type of coverage you buy

Depending on what type of travel insurance policy you buy, your plan may cover the following situations.

Trip cancellation insurance

Trip cancellation coverage reimburses your prepaid, nonrefundable expenses in the event you have to cancel your trip for a covered reason. For example, if you come down with a serious illness before your departure date, you may qualify for reimbursement of up to 100% of your prepaid costs.

This type of insurance only covers unforeseen events, which are things that happen suddenly and unexpectedly. For example, if you book your trip after a named storm has already developed near Bali, you won’t be able to get your money back if the storm forces you to cancel your trip. Severe illness, job loss and the death of an immediate family member are all examples of unforeseen events covered by trip cancellation policies.

Some companies also offer cancel-for-any-reason insurance , commonly abbreviated CFAR. This type of insurance allows you to get your money back if you have to cancel for a reason that isn’t covered by your standard travel insurance plan.

Assume your travel companion decides they want to go to Bora Bora instead of Bali. That’s not a good enough reason to cancel under a standard plan, but you can get your prepaid, nonrefundable expenses back if you paid for CFAR coverage.

Trip delay insurance

During your trip, you’ll probably use at least one common carrier, which is a company that provides transportation services to the public. This includes commercial airlines, railroads, cruise lines and bus companies.

If you’re delayed due to a problem with one of these carriers, your travel insurance will reimburse you for any expenses arising from the delay . For example, if an airline cancels your flight, causing you to arrive in Indonesia a day later than planned, your insurance company may reimburse you for the money you spent on meals and toiletries related to the delay.

Trip interruption insurance

Sometimes you depart on time and have to end your trip early due to unforeseen circumstances. This is why you need trip interruption insurance. This type of coverage reimburses you for expenses associated with a covered event . Imagine that you’re hiking through the Indonesian wilderness. Suddenly, you fall from a great height, breaking both legs. You won’t be able to continue your trip as planned, the perfect time to use your trip interruption benefits.

Your insurance company may also cover your repatriation costs, which are the costs associated with returning to your home country. For example, if you have to change your flight, a last-minute ticket may cost $500 or $1,000 more than you already spent. Trip interruption insurance covers these expenses.

Travel medical insurance

U.S. health insurance generally doesn’t cover medical emergencies that occur overseas . Travel medical insurance covers expenses arising from unexpected illness and injuries, ensuring that you don’t leave Bali with a huge hospital bill. For example, if you get into a motorbike accident, you may have to spend several days in a medical facility. Travel insurance will cover your room and board, nursing care, lab tests, X-rays and other healthcare services.

Medical evacuation insurance

Some areas of Indonesia are rather remote. If you’re exploring some of Bali’s hidden caves, for example, there’s a chance you’ll fall and injure yourself. Unfortunately, the closest hospital may be 50 miles away . Medical evacuation insurance covers the cost of transporting you to the nearest medical facility equipped to treat you.

Insurance for personal items

Personal item coverage, also known as baggage and personal effects insurance, protects you in the event your personal items are stolen or damaged while you’re traveling. For example, if an airline employee damages your camera, you may be able to get reimbursed by your insurance provider.

Rental car coverage

Rental car coverage protects you any time you’re using a covered vehicle. Due to poor lighting, Bali’s streets are rather difficult to navigate at night. You may also encounter drivers who refuse to follow local traffic laws.

If you’re in an accident, or if someone vandalizes or steals your rental vehicle, your insurance company will reimburse the rental car agency . The reimbursement is usually limited to the cost of repairs or the value of the vehicle. Note that your travel insurance policy may exclude some vehicle makes and models.

Standard travel insurance doesn’t cover the following:

Pre-existing medical conditions: If you’re diagnosed with or have symptoms of a health condition before you book your trip, you have what’s known as a pre-existing condition . A standard travel insurance policy won’t cover any expenses arising from this type of condition. However, you may be able to purchase a pre-existing condition waiver.
Foreseeable events: Travel insurance doesn’t cover events that a reasonable person could have predicted.
Bad weather: You may not want to sit on the beach while it’s raining, but bad weather isn’t covered unless it results in some type of unforeseeable event.
Normal pregnancy: If you get pregnant after you purchase your travel insurance policy, your travel insurance won’t cover routine pregnancy expenses . However, it may cover medical expenses arising from an unforeseen pregnancy complication.
Illegal activities: Travel insurance doesn’t cover expenses arising from illegal drug use or other criminal activities.

To get the best travel insurance for your needs, consider the following factors:

Transportation method.

If you plan to stay at a resort all week, you may not need to pay for rental car coverage. However, you may need extra insurance if your trip includes multiple common carriers.

Travel preferences.

If you love to climb mountains, explore caves and hike difficult trails, you’ll probably need more insurance than someone who plans to lounge on the beach for their entire vacation.

Date of purchase.

Travel insurance typically costs more if you wait until the last minute to purchase it. To save money, consider purchasing a policy as soon as you finalize your plans.

Are there COVID-19 restrictions for U.S. tourists?

Although the U.S. State Department encourages American travelers to get the COVID-19 vaccine, Bali’s government has no COVID-related restrictions for U.S. tourists. Indonesia stopped requiring proof of vaccination on June 9, 2023.

Do I need a visa or passport to travel to Bali?

Yes. You need a valid U.S. passport with at least two blank pages for your entry stamp. Your passport must be valid for at least six months following your scheduled arrival date.

You also need to obtain a visa from Indonesia’s e-Visa system before your trip. Indonesia offers single-entry visas as well as multi-trip visas. The cost of a visa depends on the length of your stay and the reason you plan to visit Bali. For example, it costs IDR 1,500,000 (around $96) to purchase a single-entry tourist visa for stays lasting no more than 60 days.

Is it safe to visit Bali?

Bali is relatively safe, but it does have an increased risk of natural disasters due to its location in the Lesser Sunda Islands. There’s also some risk of terrorist activity in Bali and other parts of Indonesia. Protect yourself by taking common-sense precautions during your trip.

Is travel insurance mandatory for Indonesia in 2024?

No. You’re not required to purchase travel insurance before you travel to Indonesia.

What documents are required for Bali travel?

To travel to Bali and other parts of Indonesia, you must have a valid U.S. passport and a visa.

Does Bali require COVID insurance?

No. Bali ended the last of its COVID-related restrictions in mid-2023. However, it is still a good idea to make sure you purchase travel insurance with covid coverage .

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last five years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.

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Home » Southeast Asia » Indonesia » Bali

Guide To Bali Travel Insurance – ALL You Need To Know

Island of the Gods, heaven on Earth for surfers, and a treasure trove of natural wonders. Bali is, quite rightly, one of the most popular destinations in the world. Dripping in spirituality (those 20,000 temples help), the island is also a playground for adrenaline junkies. Oh, and Bali also knows how to put on a damn good party.

It is one of the few places in the world where shoestring backpackers, digital nomads, and luxury honeymooners coexist alongside one another. There is a little something for absolutely everybody and it’s also a great location to kickstart your travels around SE Asia.

Your head is probably spinning thinking about all the awesome things you can do in Bali. We bet you can’t wait to get out there. But, before you do, today’s topic will really break you out in a sweat. This one’s all about travel insurance in Bali!

Buying travel insurance is a hindrance we would all rather avoid. With these helpful tips and tricks, you can know which insurance company is best for you and your travels, and what kind of policy you need.

Month to month payments, no lock-in contracts, and no itineraries required: that’s the exact kind of insurance digital nomads and long-term traveller types need. Cover yo’ pretty little self while you live the DREAM!

Do I Need Travel Insurance For Bali?

What should travel insurance in bali cover, what is the best bali travel insurance, how to choose the right bali travel insurance for you, final thoughts on bali travel insurance.

Low aerial view of a Hindu temple by a blue lake.

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As with the rest of Indonesia, travel insurance for Bali is not mandatory. Immigration won’t send you away if you rock up at Bali Ngurah Rai International without it. But all travellers to Bali should put some serious thought into covering themselves with a decent insurance policy.

First up, there is a fair amount of danger lurking beneath those swoon-worthy palm trees. We’re talking about volcanic activity and tsunamis, tropical diseases and rogue monkeys who don’t take too kindly to you not surrendering your jungle trail mix. And then there are the bike crashes – you may be the most competent motorcyclist out there, but all it takes is one drunken tourist on your side of the road to throw a spanner in the works.

It won’t take you long to suss out that Balinese people are among some of the warmest, friendliest and purest in the world. But sadly, theft and petty crimes are common, even in Bali! It’s also worth noting that not all Bali police will help you if you get your bag swiped.

We encourage all travellers to at least consider taking out some travel insurance in Bali. At the end of the day, you just never know what might happen in those rice paddies!

Need more convincing? Check out these other reasons why you should have travel insurance!

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Healthcare in Bali

As tourism has mushroomed, the boost on the economy and infrastructure in Bali has bolstered the healthcare system. Tourists will find many private hospitals with state of the art, international-standard facilities. Most of the doctors are fluent in English, or at least have a strong command of the language. Geographically, the lion’s share of Bali’s premium healthcare is in the south of the island – tourist central. Kuta, Denpasar and Seminyak are where you will find the majority of the large hospitals. Ubud, a popular Bali destination, also is medically well-equipped.

The cost of seeing a doctor in Bali for minor injuries and medical complaints is low in comparison to Western prices. For a consultation with a doctor at a local clinic, you can expect to pay in the region of 500,000+ IDR ($31 USD). Further tests, laboratory costs, treatment fees, and prescription costs will be added to the bill. Expect rates to be higher at tourist-facing hospitals such as BIMC and Siloam . Ultimately, if you require emergency treatment in Bali, medical attention is going to get pricey without insurance or medical coverage.

Check out if your Bali travel insurance policy has a tie-in with a particular hospital or clinic whereby they can bill your insurance provider directly. Otherwise, keep your receipts to be reimbursed.

Crime in Bali

Bali is a peaceful island that is, on the whole, safe for tourists . The region ranked 133rd in a recent survey from Numbeo, with a criminality index of 47.66. Compare this to Caracas, which came top of the crime list with a score of 84.92!

While violent crime is low, sexual assaults and drink spiking are, sadly, all-too-common in Bali. Female travellers need to exercise much more caution, especially when walking alone, or even riding scooters.

The one thing Bali is notorious for is drive-by bag snatches. First-time visitors and digital nomads: you’re very likely to find yourself in the hippy-go-lucky Canggu . When heading out for a night on the Bintang, ensure you hide your money and smartphone! If partying is high on the agenda, all the more reason to consider travel insurance for Bali. Thieves prey on their victims as they leave beachside bars and target pedestrians as well as those driving their own wheels.

In a similar vein, never, ever, leave valuables in your Scoopy while you hit the surf. Lock them away at your hostel and keep essentials on your person. Consider adding valuables insurance to your coverage.

Scams are relatively common. There is a notorious ‘ taxi mafia ’ who block the usage of taxi apps Grab and Gojek (Indonesian Uber!). Tourists have reported ordering a ride and then seeing local drivers violently assault drivers. Basically, as far as crime goes in Bali, you just need to keep your wits about you.

Issues Facing Travellers in Bali

Besides falling in love and never wanting to leave, there are a few other issues facing travellers visiting Bali. These are where your fancy travel insurance can help you out. As a tropical, humid destination, you’re bound to run into Bali’s mosquitos bringing risk of dengue. In extreme cases, this requires a mini-break in a ward.

You’ve also got to stay clear of the monkeys, which can be particularly aggressive in Ubud. Don’t be fooled by those cute little faces!

Meanwhile, two active volcanoes bubble away in Bali – Mount Agung and Mount Batur. Agung is the one you need to keep an eye on; it’s made a few headlines over the past few years by spewing up lava. Indonesia is known for jolting its tourists with earthquakes on an ad hoc basis. Recently a 6.3 magnitude tremor earthquake was reported in Bali.

Both volcanoes and earthquakes can trigger tsunamis. Basically, what we are trying to say, when you are shopping around for the best travel insurance for Bali, you may want to tick that natural disaster box!

If you plan on hopping on a motorbike in Bali, this is where travel insurance is going to sound super sexy. Police reported that Indonesian motor accidents take around 30,000 lives per year! Back in 2015, a total of 1,492 traffic accidents across Bali occurred. More often than not, tourists are involved, and as Go Fund Me testifies, those tourists often don’t have an insurance plan.. Don’t be that person.

We can’t stress the value of travel insurance in Bali enough if you are planning on driving or riding pillion. Also, ensure that you have the correct license and double-check the small print – at least twice. And never ride without rocking a helmet.

Common Activities in Bali

Surfing – This small island is packed with awesome things to do ! First and foremost, Bali is a surfer’s island. It goes without saying that surfing carries its fair share of risks – and we’re not just referring to how addictive it is. Keeping the watery theme going, Bali is popular with divers and snorkellers. Scuba diving is usually insured to a certain depth, but you’ll need to check the terms on your travel insurance for clarity.
Yoga – Another popular holiday activity for Bali is ducking into a yoga retreat. You can barely walk through the island for the number of downward dogs and warriors – kinda . Obviously, a yoga holiday in Bali isn’t too high risk, but if you get a bit too eager with that backbend, well, you might want some cover.
Driving a motorbike is ubiquitous in Bali. If we didn’t terrify you in the previous passage, it’s something you’ll definitely want to look into. There’s no better way to discover this little slice of tropical heaven (and dodge the selfie sticks).

Not all companies will cover these activities by default, so do browse with care and remember that the cheapest Bali travel insurance might not offer the best protection.

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As a rule, most travel insurance for Bali will include the following;

Emergency Accident & Sickness Medical Expenses

Baggage and personal property.

Emergency Evacuation and Repatriation

Non-Medical Emergency Evacuation

Trip cancellation, trip interruption.

These are key terms to look out for when comparing insurance policies.

Let’s take a closer look at what each one of these actually means.

The headline for most travel insurance policies is emergency medical costs. If you are in a car crash or come down with meningitis, you want to rest easy knowing that any ensuing medical costs will be taken care of.

In case you have never seen a medical bill, let us assure you that they CAN be expensive. A member of our team once racked up costs of $10,000 in Costa Rica and then a nasty infection in Thailand cost him $2,000.00 for just 2 days in the hospital. Ouch.

Pre-existing medical and health conditions may not be covered or may come at an additional premium.

Ideally, Emergency Accident & Sickness Medical insurance should offer at least $100,000.00 of coverage.

Baggage and Personal Stuff coverage covers the value of your personal property. It’s most common application is for lost luggage and many policies also extend this to cover “on the ground” theft.

The limits on this vary between policies but rarely exceed $1000 with a maximum item value between usually up to $500.

This is fine for many travellers but if you travel with a lot of electrical gear (laptop & camera), you may also wish to think about taking out a separate gadget cover.

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Emergency MedicalEvacuation and Repatriation

Emergency medical evacuation covers the cost of sending you back to your home country in a sickbed. Let’s say that the above-mentioned car crash is a nasty one and the decision is taken to send you home for further treatment; this will take care of the high, associated costs.

Repatriation is the cost of sending your earthly remains home in the tragic event you die overseas. The costs of this are generally huge, and it is not a burden I would want to leave to my family. Whilst this is rare, every now and then I do come across a Facebook or “Go Fund Me” page for somebody’s body to be flown home.

Non-medical Emergency Evacuation is when you have to be evacuated from your destination because of some unexpected crisis. Classic examples are outbreaks of war/civil unrest and earthquakes that decimate infrastructure. In recent times, the Corona COVID-19 outbreak created the biggest international emergency evacuation situation ever. (FYI – it straddled both the medical and non-medical evacuation boundaries).

Emergency evac insurance covers the costs of having to book a last-minute flight ( which can be expensive) and will also cover accommodation costs if you end up being flown to a random, “safe” country rather than going straight home.

Being forced to cancel a trip you were looking forward to sucks. But being left out of pocket just rubs salt into that festering wound. Trip Cancellation cover can help you recover non-refundable costs such as booked flights and hotel costs.

Note that you can’t claim under this simply because you changed your mind or broke up with your boyfriend. Acceptable cancellation reasons are things like sickness, family emergencies, bereavement, natural disaster, pandemics and war – you get the gist.

Trip Interruption is when something goes wrong with a part of your trip leaving you out of pocket. For example, when your hotel burns down and you are forced to book another one. Or when your flight home is canceled and you need a few extra nights at your hotel. These are just a few examples of when you may need to reply on trip interruption.

Anything Else?

The above is what we consider to be the basic, bare-bones of travel insurance. However, some policies do offer a few more aspects and the best Bali travel insurances may also offer the following;

Adventure Sports and Activities

Note that some travel insurance options do not cover adventure sports and activities. The definition of adventure sports and activities does vary between providers but for example, can include;

Paragliding
Soccer practice….

If you are even considering doing anything physical or outdoorsy on your trip, it is wise to check that your insurance provider is covering it. Broken ankles hurt enough without having a $5k Doctors bill attached to them.

Accidental Death and Dismemberment

This one doesn’t cover any travel-related expenses but instead it basically provides you, or your family with some compensation in the event that something awful happens to you. If you die, your loved ones get a payout. Or, if you lose a finger or something, YOU get a payout.

It’s like having a bit of life cover attached to your travel insurance. I know that not everybody is altogether comfortable with the concept of pay-outs for life & limb – I guess it kind of goes something like this;

“Well dear, I’m afraid there is good new and bad news. The bad news is that our beloved son little Jimmy died on his trip to Bali. The good news is that we get $10k! Bali here WE come!”

Gear and Electronics Cover

Some insurance policies cover electronic gadgets, and some don’t. Those that do, may charge an additional fee, and they generally limit the maximum item value. If you only travel with a phone or tablet, your travel insurer may well cover it entirely. On the other hand, if you are traveling with a decent laptop then you may wish to consider obtaining gadget cover.

I have personally had gadget cover on my MacBook Pro for years.

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It is fair to say that not all insurers are created equal. Some offer lower prices than others, and others offer more comprehensive cover. Some are notorious for shirking cover, whilst others are applauded for their excellent customer service .

Travel insurers are all the same yet always different, and it is absolutely not the case that anyone of them is the best, or is “better” than the others. Insurance is a complex product which takes into account a whole lot of data and a wide set of variables. The “best” travel insurance always depends on where you are going, when you are going there and ultimately upon you and your needs.

Below, we will introduce a few of the many travel insurance providers on offer. These are firms we have used ourselves over the years.

SafetyWing is a very interesting travel insurance company. They specialise in covering digital nomads and offer open-ended cover on a monthly subscription basis. Note that because they are primarily covering digital nomads, they don’t offer much in the way of trip cancellation or delay.

They do however excel on health insurance, covering dental and some complimentary treatments, and they even allow young children to be covered for free. If cancellation and delay is not a concern for you, or you will be spending some considerable time on your trip, then maybe SafetyWing are right for you.

Emergency Accident & Sickness Medical Expenses – $250,000
Baggage and Personal Property – $3000
Emergency Evacuation and Repatriation – $100,000
Non-Medical Emergency Evacuation – $10,000
Trip Cancellation -$0
Trip Interruption – $5000

If you need more information or want to get a quote, then you can visit the website for yourself.

World Nomads

World Nomads have been supporting and encouraging travellers to explore their boundaries since 2002. Designed by travellers for travellers, they offer simple and flexible travel insurance covering multiple countries and a lot of adventure activities.

If you leave home without travel insurance or your policy runs out, you can buy or extend while on the road.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

The savvy fin-tech insurer Faye provides whole-trip travel coverage and care that brings out the best in each journey with industry-leading technology that enables smarter and smoother assistance with faster claims resolutions. Their excellent app-based travel insurance covers your health, your trip and your gear all via an app that provides real-time proactive solutions, quick reimbursements and 24/7 customer support.

If you ever do need to make a claim, then you simply log in to the app and the claim will be assessed super quickly from anywhere in the world! My friend made a claim and was able to manage everything directly on the app. She was even able to purchase ‘Cancel for Any Reason’ Insurance that allows you to quite literally cancel for any reason, and be refunded up to 75% of non-refundable bookings.

Best of all, if the claim is successful then the funds will be immediately credited to the smart wallet on your phone or device and ready for you to spend.

Columbus Direct

Named after one of history’s greatest (and most divisive explorers), Columbus Direct also specialise in insuring adventure-hungry explorers like us. They have been providing award-winning insurance for 30 years. What we like about this plan is that it does cover small amounts of personal cash. However, Gadget Cover is not available.

Columbus Direct actually offers a number of different travel insurance plans. Below we have focused on 1 of these, and have set out the coverage amounts for the Globetrotter plan.

Emergency Accident & Sickness Medical Expenses – $1,000,000
Baggage and Personal Property – $750
Emergency Evacuation and Repatriation – $1,000,000
Non-Medical Emergency Evacuation – $0
Trip Cancellation -$1,000
Trip Interruption (“Catastrophe”) – $750

Iati Seguros

Iati Seguros is a Spanish based travel insurance company who we have personally used and loved. You will notice that they provide competitive cover amounts for the key travel insurance areas, and are competitively priced. So far we have heard nothing but good things about them.

They also offer multiple options, but we have focused on the Standard Plan. Although, we wholly encourage checking out all plans for yourself to identify the best one for your needs.

Emergency Accident & Sickness Medical Expenses – $200,000
Baggage and Personal Property – $1000
Emergency Evacuation and Repatriation – 100% of cost
Trip Cancellation -$1,500
Trip Interruption – 100% of cost

Insure My Equipment

Insuremyequipment.com is an online insurer for expensive equipment (like camera gear). You can get specific pieces of gear insured so you know exactly what will be covered. Note that this policy is for your gear only!

An Insure My Equipment policy works well in combination with other travel insurance. Insure My Equipment policies are an excellent choice for professionals and backpackers with more than $3000-$4000 worth of camera equipment or expensive laptops.

Choosing the right travel insurance for your Bali holiday is like choosing underwear, only you know what feels good. You need to work out how much your trip is worth, how much equipment you plan to take and what activities you intend to engage in.

And of course, you need to ask yourself how much can you afford – how much you can afford to pay for cover, and how much you can afford to be out of pocket in the unlikely event of a claim.

Sometimes, the cheapest Bali travel insurance will be enough, and sometimes it will be worth spending a bit more. Hopefully, the information provided in this post will help you to decide – if not, then I just wasted 5 hours of my life in writing it!

Is Bali Safe? Bali Backpacking Guide

Is Bali Expensive? Where To Stay in Bali

There you have it – your guide to travel insurance for visitors to Bali in a nutshell. Well done for persevering; you’ve earned yourself your first Bintang at Old Man’s!

Now that’s done and dusted, don’t forget that Bali is one of only 17,000+ islands in the breathtaking nation of Indonesia. We’ve written heaps of insider guides to Bali and its neighbouring islands, including where to stay in Bali and the best things to do in Bali. Off you go to plan your legendary trip!

Aiden Freeborn

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Is it true we need to have at least $25,000 in travel insurance coverage for Covid related expenses? I thought that was a condition of entry at the moment?

Best Travel Insurance for Bali

updated October 8, 2022, 5:32 pm 35k Views 2 Comments

I’ve been travelling almost constantly for over 30 years, and if there is one thing I am grateful for it’s comprehensive travel insurance. I’ve used several different companies and a range of policies and the best travel insurance for Bali , in my experience, is Global Nomads. I’ve used their policies for the past 5 years and after making several stress-free claims I’m convinced it’s the best policy on the market.

Is travel insurance worth it?

There’s a saying “if you can’t afford travel insurance then you can’t afford to travel”. It’s true. I’ve had friends and fellow travellers regale me with stories of thinking medical treatment is cheap, especially in a place like Bali, when they strike medical issues.

I can tell you from first-hand, hard-earned experience that travelling without insurance is like playing Russian Roulette. You probably won’t need it , but if something goes wrong having it means being able to access the insurer’s global network of expert assistance and health providers 24 hours a day.

Buy travel insurance online.

There are many insurance policies you can buy online, but to my knowledge Global Nomads is one of the only (if not the only) company where I can buy online even when travelling while away from my home country.

Most insurance providers will only allow purchasing a policy from within your home country , which isn’t much use when your travel plans change or you are travelling for an extended period of time.

You can complete any claims simply and easily online from wherever you are and Global Nomads policies are available to people from over 130 countries. It’s designed for travellers with cover for overseas medical, evacuation, baggage and more.

Buy coverage for only the countries you are travelling to.

One of the best features is being able to buy coverage for the specific countries you are travelling to. This is a huge feature as the premiums will change significantly if you apply for a select set of countries, as opposed to buying blanket coverage, which by definition will be more expensive.

Flexible coverage for changes on the go.

One of the other features I really like is the ability to update my policy while on the go to account for a change in itinerary and include more countries should my travel aspirations get bigger – which they often do 🙂

Insure for adventure activities.

From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.

Get an instant quote.

Another thing about travel insurance for Bali or elsewhere is that Global Nomads only needs your intended list of countries, home country, travel dates and age. That’s it. Use this quote form to generate an instant quote for your holiday.

Cheaper than airlines.

You will most likely have seen the checkbox while booking airfares with your airline selling travel insurance. This is a great earner for the airlines, and by definition is more expensive than buying directly because they make a margin on the sale of your policy.

Written by Aisha Ria Ginanti • August 15, 2023 • • Travel Tips • 37 Comments

Bali Travel Insurance: Everything You Need to Know

When embarking on a journey to the enchanting island of Bali, the allure of pristine beaches , lush landscapes, and vibrant culture can easily overshadow the importance of ensuring your safety and well-being during your travels. This is where Bali travel insurance comes into play.

Whether you’re a seasoned traveller or a first-time visitor, understanding the significance of travel insurance for your Bali adventure is paramount. In this comprehensive guide, we delve into everything you need to know about Bali travel insurance, from its benefits to the coverage options that will safeguard your trip from unexpected setbacks.

Table of Contents

Why is it important to have Bali travel insurance?

Benefits of bali travel insurance, what type of insurance do you need for bali, how to choose the best travel insurance, what travel insurance won’t cover, here’s everything you need to know about bali travel insurance for a safe holiday.

Bali travel insurance is your safety net in the face of unforeseen circumstances that might disrupt your travel plans. While you may have meticulously planned your itinerary, there are elements beyond your control, such as flight cancellations, medical emergencies, or even the loss of personal belongings.

These situations can quickly turn your dream vacation into a nightmare. Bali travel insurance steps in to alleviate these worries, providing you with financial protection and peace of mind so you can focus on soaking in the island’s breathtaking beauty.

Trip Cancellation or Interruption Coverage : Life is unpredictable, and sometimes you might need to cancel or cut short your trip due to emergencies. Bali travel insurance covers non-refundable expenses, ensuring you don’t bear the financial burden of missed flights or accommodations.
Medical Expenses Coverage: Falling ill or facing a medical emergency in a foreign land can be overwhelming. With Bali travel insurance, your medical expenses, hospital stays, and emergency medical evacuations are taken care of, allowing you to receive the best possible care without the added stress of exorbitant bills.
Lost Baggage and Personal Belongings : Misplaced or lost luggage can be a major inconvenience, but travel insurance for Bali offers coverage to replace your belongings, making sure you’re not left without essentials during your stay.
Travel Delay Coverage: Flight delays are not uncommon, and they can disrupt your plans and lead to additional expenses. Travel insurance compensates for these delays by covering accommodation and meals until you can resume your journey.
Emergency Assistance: Navigating a foreign country during an emergency can be daunting. Bali travel insurance provides 24/7 emergency assistance services, offering guidance and support when you need it the most.

Just like any other type of travel insurance, there are two types of travel insurance when you’re on a trip to Bali.

Basic Travel Insurance

The basic level of travel insurance is mainly focused on taking care of your health needs when you’re abroad. It covers things like emergency medical expenses, your stuff, personal responsibility, and other important stuff. It’s usually the most affordable choice and works well if you’re watching your wallet or going on a single trip.

Comprehensive travel insurance

With this kind of insurance, you get bigger coverage for important things like medical expenses, your belongings, being responsible for things, and so on. Plus, it goes the extra mile and covers other things like if your travel plans get messed up, if you need to rent a car, if there’s an issue you lose your important stuff like your passport or credit cards , or even in unusual situations like a hijacking. It also looks out for you in the event of a disability or an unfortunate accident.

There are a bunch of travel insurance companies out there offering awesome coverage. Just make sure to think about what matters most to you and pick the Bali travel insurance that fits you like a glove.

Here are some recommendations for Bali travel insurance that you can consider.

Disclaimer: All the prices below are based on the writer’s simulation (age 30 and travel on September 20, 2023, with an excess of AUD200 for the insurance).

There are three types of insurance they offer:

Medical Only: AUD34.43
Basic: AUD56.09
Comprehensive: AUD63.42

Website: https://www.zoomtravelinsurance.com.au/

International Basic: AUD40.00
International Comprehensive: AUD48.00
International Comprehensive+: AUD60.00

Website: https://www.covermore.com.au/

Southern Cross Travel Insurance
International Medical: AUD52.19
Single Trip: AUD73.95
Annual Multi-Trip: AUD372.21

Website: www.scti.com.au

There are two types of insurance they offer:

Medical Only: AUD54.44
Comprehensive: AUD70.16

Website: https://www.1cover.com.au/

Basic: AUD60.50
Comprehensive: AUD87.90
Multi-Trip: AUD450.43

Website: https://travel.allianz.com.au/

Actually, there are many more Bali travel insurance options for you, which you can choose based on your needs and budget. But what must be remembered is the importance of having travel insurance if you want to vacation abroad.

You don’t want it, do you, if something happens in someone else’s country and you don’t have enough funds for treatment or just compensation for lost goods? If you have a budget for travelling, make sure you include a budget for travel insurance as well.

This is the most important thing that YOU MUST KNOW about travel insurance, that is, your insurance claim will not be enforced if the following things happen.

Going Against the Rules: If you find yourself hurt while doing something against the law, like riding a motorcycle without the proper helmet, your insurance might not cover your hospital bills.
Partying Too Hard: Your insurance might not help if you get into trouble because of too much partying or using illegal drugs, which is a no-go in Bali. Some folks from Australia have gotten into serious trouble recently for these kinds of things.
Choosing Unsafe Spots: It’s a good idea to follow the advice about where to go. If you go to places that are marked as not safe, your insurance coverage might not hold up.
Being a disrespectful visitor: If you don’t follow the local rules, like not climbing sacred trees, causing a mess, being aggressive, or taking inappropriate photos, your insurance might not cover situations where you’re responsible for something bad happening.
Dealing with Health Stuff: If you have any serious health issues and you didn’t let the insurance company know about them before getting the policy, they might not help if something goes wrong related to those issues.

In the grand tapestry of your Bali adventure, travel insurance is the sturdy thread that weaves together a safety net, ensuring you’re well protected against the unexpected. From its invaluable benefits to the array of coverage options, Bali travel insurance is your key to unlocking a worry-free and exhilarating exploration of this tropical paradise.

As you plan your journey to Bali, remember that while you immerse yourself in its beauty and culture, having comprehensive travel insurance is the ultimate testament to responsible and mindful travel. Embrace the wonders of Bali with open arms and a heart full of excitement, knowing that you’ve taken the necessary steps to safeguard your journey of a lifetime.

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The Best Bali Travel Insurance Policies: The Guide for 2024

Going on a Swing? You need Bali travel insurance!

Going on a Bali swing? You need travel insurance…

Short on time? Just want to get to the bottom line?

We created this article to be one of the most comprehensive on the web, so it’s long. Stick with us—the advice is comprehensive.

But if you know you need insurance and just want to get it sorted, then...

Click through now for a free quote:

Overall Best Choice : Heymondo ( save 5% with this link!)

Best Single / Adventure / Digital Nomads : Heymondo

Best Family : Heymondo

Best Budget : SafetyWing (but also get a quote from Heymondo just to compare and be fully informed)

Best for comparing multiple policies : Travel Insurance Master

Table of Contents Show

Best Bali Travel Insurance: Introduction

Buying Bali travel insurance might seem like a daunting process. Or just boring.

However, by the end of this article, you will know exactly which why insurance for Bali is so important, what policy inclusions you need and where to get Bali travel insurance sorted in a few clicks.

Bali travel insurance is an essential part of your trip (like that other essential, the Bali Visa ) as it will protect you from hideous expenses and give you the peace of mind of a team of people who are behind you should an emergency arise.

Will you need it?

A study by the Australian Government's Smartraveller found that 1 in 4 travellers claimed on their travel insurance in the 2018-19 year (before COVID stopped travel) - that's over 300,000 claims and 90% were paid out. Wow.

Bali Travel Tips

Protecting Your Digital Identity in Bali

Do we benefit by telling you that you need Bali travel insurance?

If you go to Bali without travel insurance you are being a monkey!

Bali without insurance? Monkey business!

We are not recommending you get travel insurance just because we might benefit if you support our work by following a link in this article (but thank you!).

All the consumer and government advice worldwide agrees that everyone going overseas to a place like Bali should consider travel insurance a must-have , and you can get it from your travel agent, online, or through your airline (the most expensive ways), or you can go online or use our recommendation (and that helps us create more content).

For anyone who has had an accident on the island of the gods, or fallen ill, the lack of Bali travel insurance can be truly devastating. And the truth is, medical care on the islands is expensive, and if the illness is serious, they simply don't have the facilities to care for you there, and you will need to be evacuated, and the bill for that will be astronomical.

Best things to do in Bali: The Epic Experiences List for 2024!

Is travel insurance mandatory for Bali and Lombok?

Does Bali travel insurance cover riding motorcycle? It depends...

No jacket, short pants, just flip flops? We hope he has travel insurance.

It is not mandatory to have travel insurance to enter Indonesia, including Bali and Lombok.

However, it is highly recommended to purchase travel insurance when travelling through the country as a medical expense bill can be devastating :

- A small injury involving a few stitches could easily cost you $2,000.

- A medivac from Bali to Australia can cost between $30,000 and $40,000 depending on the medical facility.

- A Bali travel insurance policy for 7 days is likely to cost less than $50 dollars .

The comfort of having a travel insurance help desk 24/7 on the end of the phone will be reassuring if you have an emergency. They will have your back.

What kind of travel insurance do you need for Bali, Ubud, Lombok?

To decide the level of coverage you need, it helps to understand the risks so you can ensure these are included in your policy and also not pay for coverage you do not need.

What are the common sickness and health issues in Bali?

The islands hold a range of health risks due to its tropical climate, poor infrastructure, wild roads and the fact tourists are seen as the financial solution to any accident (you will be blamed, regardless of the truth).

Sure, there are the obvious like motorcycle accidents, surfing accidents and general travel accidents, but even an infected coral cut, bite in a monkey forest, walking the uneven, pot-holed streets or slipping down a waterfall pathway are obvious risks. It is also important to be aware of the risk of food poisoning and bacterial infections caused by contaminated water and foods.

Should you worry about Malaria and Dengue Fever in Bali?

Malaria is present in rural parts of the islands, and travellers should be vigilant about taking precautions to avoid mosquito bites. Dengue Fever is another health concern for travellers to Bali. There is no treatment or vaccination for Dengue Fever, so travelers are at risk of catching it and eventually developing severe symptoms.

Is Bali healthcare expensive?

When you are admitted to hospital emergency it's too late to get insurance

When it’s a medical emergency, you want travel insurance to pick up the bill, not you.

Hospitals in Bali are generally much more expensive for tourists compared to locals (and medical is not free in Indonesia, even for locals). The quality of medical cover and healthcare can be quite basic, particularly if you're seeking advanced treatment or surgery. This is why you should always travel with health cover that covers medical evacuation and coverage for treatment costs. Understand that the majority of travellers do have Bali travel insurance , so hospitals charge accordingly and if you are the bunny without cover you still pay the high price regardless.

Why Bali travel insurance is important for seniors

Travelling to Bali can be a beautiful and exciting experience for seniors, but it can also be a potentially risky one. To protect against accidents and medical expenses, senior citizens must consider purchasing Bali travel cover. This must cover expenses in the case of an emergency, including evacuation. No senior should go to Bali without insurance.

What should Bali travel insurance cover?

When choosing your policy, it’s important to decide what coverage you are going to need because policies differ in their inclusions. Also, the price of a policy can change with optional inclusions.

Six things Bali travel insurance should cover

Emergency medical expenses, including medical evacuation costs;

Baggage and personal property is important to cover you for loss, delay and theft;

Cancellation and trip interruption should also be covered under the plan;

Sports and activities add-ons provide coverage for sports and activities. For example, most policies regard the very innocent-sounding activity of snorkeling as a high risk activity;

Some policies also offer additional benefits such as personal accident and liability coverage , accommodation cover, and legal expenses .

Finally, read the plan's terms carefully, as some may exclude certain medical expenses , include coverage limits, or exclude certain pre-existing medical conditions .

What Bali travel insurance probably won’t cover is Identity Theft

Identity theft, hacking, and viruses are all big problems in Bali, and they are usually not covered by travel insurance. That is why it is important to protect your digital identity with an app that protects your digital identity and your devices.

Is emergency medical evacuation and repatriation important?

Medical evacuation and repatriation coverage is critical to cover medical and transport expenses if the traveler requires transfer to another country (typically Singapore, Australia, or your home country) for urgent medical care. Often, this coverage will include your partner or family member to accompany you.

Should I have non-medical emergency evacuation?

Non-medical evacuation coverage can include expenses related to emergency evacuation, such as transportation and travel-related expenses. This can include medical expenses, if necessary.

Is baggage and personal property cover important?

If you go to the Gilis or Lombok your luggage will ride in an open wooden boat - so you need insurance!

You did not know your luggage was going to be transferred like this, and you can’t back out now. Tick for insurance.

All policies typically cover items such as luggage, personal effects, cameras, spectacles, and computers. The coverage can be customized to include additional items such as a GoPro camera or a drone.

If your airline loses your baggage or your Gilli Islands transfer boat hits a wave, the cost of buying a new set of clothes can be eye-watering, and you won't be able to avoid the expense. Get covered, and your new wardrobe (and equipment) is covered, up to the value of your policy.

Trip Cancellation

Trip cancellation cover protects you from losing out on prepaid, non-refundable trip expenses due to unexpected emergencies. It is important to note that trip cancellation insurance is different to insurance that covers expenses related to delays or missed flights.

Canceling your Bali trip for health reasons

Canceling your trip to Bali for health reasons can be covered under travel policies. In order to reimburse you for any non-refundable and prepaid expenses, such as expenses paid for accommodation, transportation, and medical expenses, travel policies typically include coverage for cancellation costs.

Canceling your Bali vacation trip because of extreme weather

Trip cancellation cover can provide financial protection in the event of extreme weather while on a trip. This type of cover protects travelers against the cost of canceling a trip due to inclement weather. It also reimburses travelers if a trip is delayed or canceled due to inclement weather.

Cancelling your trip due to Volcano activity

When the next volcano errupts, you absolutely want to have travel insurance!

Volcanos will puff, travel will stop. Be covered.

A travel insurance plan can provide coverage for trip cancellation fees as well as expenses incurred if you need to cancel your trip due to volcanic activity or volcanic ash. If a natural disaster takes place before your trip, trip cancellation benefits may not apply.

Trip interruption

Trip interruption insurance can provide travelers with coverage if an unexpected emergency causes them to cancel their trip with little notice. This type of travel cover can reimburse travelers for non-refundable expenses such as airfare, hotel stays, and tours that may have been planned for their trip.

Treating travellers Bali Belly

Bali Belly, also known as indigestion or travel-induced stomach pain, is a common health issue that can occur during travel to Bali. Many plans include a 24-hour emergency medical helpline. This can be critical if you are suffering from Bali belly and need medical attention or advice even in the middle of the night (inevitable, right?).

Tip: We have a special article What is Bali Belly? A Guide to Causes, Symptoms &Treatment which will share with you essential steps to prepare yourself before your trip and protect yourself from Bali belly whilst in Bali.

Adventure sports and activities

Snorkelling is an adventure sport, not having insurance is unwise

Yup, even snorkeling is an adventure sport.

Bali is known for its adventure activities, including surfing . But did you know most policies consider snorkeling an adventure sport ? Getting on a swing can also be regarded as an adventure sport, as is rafting or cycling tours . If you plan on taking part in any of these activities, make sure your travel policy covers you.

Riding motorbikes and scooters

Riding motorbikes and scooters in Bali is a common activity (even if just as a passenger on a Gojek), so it's essential to check what's covered under travel insurance policies. Many policies will not cover you unless you have a motorcycle license in your home country and you wear safety gear whilst riding. Check the policy carefully.

Accidental death and dismemberment

Accidental death and dismemberment coverage can help ensure that families are financially prepared for such a tragic event. A comprehensive travel insurance plan for Bali would provide comprehensive coverage for these expenses.

Baggage loss and theft coverage

If you are traveling to Bali, be sure to keep travel insurance coverage for baggage loss in mind. Lost or damaged luggage is a common concern when traveling, and insurance can help offset the costs associated with replacing lost items.

Gear and electronics cover

Get your gear covered, theft, damage, harsh climate and accidents can all happen

Put your gear in the frame when buying Bali travel insurance

It is important to check the policy's coverage for electronics and other gear before traveling to Bali as these items may not be covered by the insurance plan unless specified (meaning you list them when taking out the policy). If electronics and other gear are included in the coverage, read the policy to understand any excess and depreciation rules (meaning they may pay you a reduced value for older equipment).

Medical insurance for investors, digital nomads, and remote workers

If you’re traveling the world as a digital nomad or remote worker, it’s vital you have travel insurance to protect yourself from any potential risks. Digital Nomads are highly likely to rent a motorcycle and certainly be a passenger on one often. And as a digital nomad, Indonesians see you as being 'on business' so they will look to you to pay in the case of any accident even if it is not your fault.

Investors and business people visiting Bali should make sure they have travel cover and make sure it covers business trips. It is crucial that travellers understand all the terms and conditions of their insurance policy before purchasing it and ensure they receive comprehensive coverage for their trip.

How to choose the right Bali travel insurance for you

We have a simple formula to determine the right cover for you:

Add up your trip costs , equipment and think about the activities you will get into when deciding how much coverage to include in your policy. That ticks off the variable cost aspect of insurance.

Choose the maximum you can get for medical and evacuation - don't skimp on this part. Often the max cover is only a few buks more than standard.

You don't need more cover than your belongings are worth or the value you paid for your trip. You do need cover for most activities, even snorkelling. You do need the max cover you can get for medical and evacuation.

What is the best travel insurance for Bali?

Here is our selection of the best travel insurance for Bali available. As mentioned at the beginning of this article, we may receive a small commission if you take out a policy at no extra cost to you (in fact, some of our recommendations come with exclusive savings) and in turn, you and the insurance you choose are supporting our work, which is a win-win.

Want the Bottom Line?

Our bali travel insurance recommendations:, #1 - heymondo - if you ask us to give a general ‘best’ answer, we think heymondo is the best choice. it is reasonably priced ( use this link and get 5% off as well ), has the best coverage with zero excess, and an app with 24/7 live support. it also has a high trustpilot rating among consumers. click here for a quote.

#2 - SAFETYWING - If you are a budget traveler, budget family, or digital nomad, SafetyWing is the low cost, lower-coverage guy who will have your back in a big emergency. SafetyWing also has an excellent Trustpilot rating. Click here for a quote

#3 - TRAVEL INSURANCE MASTER - TIM offers a diverse array of plans and advantages from several top-notch global suppliers, consolidated on a single website for effortless comparison. Each journey is unique, and your travel insurance arrangement should reflect that fact.

If you want to know more about our reasons for this recommendation and some special cases where we would advise other choices, read on…

Our Recommendation of best travel health insurance Bali in depth:

We’ve reviewed a bunch and there are two main insurers we’ve checked out thoroughly and recommend you consider:

1. Heymondo

Heymondo has been around since 2016 and is baked by AXA, a world-leader in insurance. Their policies offer very high coverage amounts, and they have no excess or deductible, which means you can claim without paying the first X dollars yourself. They have plans for short trips, long-term travel and annual plans. They cover most activities and sports you’re likely to do on Bali and Lombok (except, for example, scuba diving, which requires an add-on, so check your activities closely to see if yours are covered). Also, they have an app with 24/7 doctor advice, free online calls, and claim reporting. We think this feature is huge... all you need is WiFi and you get help, even in the middle of the night.

Heymondo Trustpilot Rating : 4.4 from 1500+ reviews, 78% 5-star

Summary : High coverage, no excess, most activities covered and an app for quick help

Bonus : Use this link to get 5% discount thanks to Heymondo supporting small publishers like us and our readers

2. SafetyWing

SafetyWing is very popular among budget digital nomad travelers. They are a safe, solid company. They are cheaper because (1) they offer lower coverage amounts than others, and (2) they have a $250 excess. In other words, they could be a good choice if you just want to be covered for a major loss for a low premium and are happy to not claim for smaller medical or personal item losses. Our advice is that everyone must have travel insurance, so SafetyWing is the choice for those who feel bulletproof but just want to know that if they really go off the rails, they are covered.

SafetyWing Trustpilot Rating : 4.3 from 657 reviews, 78% 5-star

Summary : Cheap but absolutely reliable choice if you are okay with low coverage amounts and a $250 excess.

3. Travel insurance Master

Travel Insurance Master offers a diverse range of plans and benefits from top providers worldwide, all conveniently accessible on a single website for easy comparison. No journey is the same, and your travel insurance should reflect that.

The process is straightforward - input your unique trip and traveler information in three simple steps. The website will swiftly identify all available plans and present them side by side for easy comparison, suggesting the most valuable coverage. This recommendation is generated by Travel Insurance Master's advanced algorithm, which is continuously updated and enhanced to provide you with the best travel insurance options.

Even if you haven't fully paid for your trip yet, you can request a quote and safeguard your journey. In fact, it is advisable to purchase insurance soon after making a deposit for your trip, ideally on the same day or within a few days afterward. This is because insurance companies that cover pre-existing medical conditions will only do so if you acquire trip insurance within a specific time frame from the initial deposit, typically around ten days.

Summary : If you have the time, this is a great way to compare a variety of policies to find the right one for you.

Travel insurance recommendations for special needs:

Best bali travel insurance for young families.

For families that want solid coverage, go with Heymondo .

SafetyWing is a interesting choice for young families on a budget because they include 2 children under 10 (one per adult) free on your policy. That is pretty amazing when you think about it. Just bear in mind their policy has a $250 deductible and much lower coverage than Heymondo and that is one way they keep it affordable.

Best Bali travel insurance for adventurous people:

Heymondo gets the edge for us because of its high rating by its customers. Just make a list of your anticipated sports and activities and make sure they are included. They probably are, but just check.

Best Bali travel insurance if you want to ride a motorbike

Heymondo (for comprehensive cover) and SafetyWing (cheap). Note that you must have a motorcycle license in your home country and be prepared to wear safety gear when riding during your trip. You won't be covered if you answer “no” to either point.

Best cheap and affordable Indonesia travel insurance

SafetyWing is a value-based choice, as you will see if you compare rates. Note the $250 deductible, one reason why the rates are so cheap. To be covered on a motorcycle, you must have a motorcycle license in your home country and be wearing safety gear when riding on Bali and Lombok. But the policy covers all the other important things, like interruption, cancellation, natural disasters, and personal liability, and includes reasonable limits for the premium paid. Also note that Heymondo offers our readers 5% discount , which might be the bonus you need to go for the better coverage.

Best travel insurance for remote workers and digital nomads

Heymondo is still our favorite here. SafteyWing has a specifically named policy for remote workers and digital nomads. With Heymondo, you can only extend the long-stay policy, and you need to extend it 3 days before it expires.

Best travel health insurance Bali if you've left home already

Heymondo and SafetyWing are both brilliant here because they will let you take out the policy after you have left home. And you can extend while away as well (only the long term policy with Heymondo).

How to read your policy disclosure document (PDS)

Read your travel insurance policy before you leave home and keep the novels for the beach!

Read the novel on the beach. Read the policy document before you go.

Once you have used the links above to get a few quotes, take a moment to read the details of the cover for each of your choices. Here are a few tips to reading the policy disclosure documents (PDS) so you can focus on the important bits:

The table of benefits gives an overview of the coverage.

The policy cover section is crucial and often divided into 'what we will pay for' and 'what we won't pay for.'

General exclusions are important to review as they outline events that are not covered by any section of the policy.

Pre-existing conditions are essential to review, especially for those with medical conditions, no matter how minor, as they can remind you of any forgotten ailments.

The word definition table may contain surprises, making it a useful resource to clarify the meaning of terms like 'relative' or 'moped' or 'motorcycle'.

'How to make a claim' sections will share with you things like the need to avoid admitting fault or liability and the documentation required when making a claim, such as police reports.

Many policies have a specific section detailing COVID-19 coverage for medical, cancellation, and other related matters.

Write down and keep the 24-hour emergency assistance contact number in a handy place.

How much is travel insurance for Bali?

The above Bali travel insurance options all offer competitive pricing and have received excellent online reviews from travellers and we're confident you will find amongst these the best possible rate for the cover you require. If you need help choosing or just want a sounding board feel free to reach out to us and we can share any latest information and tips where we can. Just click the Whatsapp button floating bottom right of your screen.

Advantages of buying Bali travel insurance online

There are many benefits of buying travel medical insurance online. You can easily compare plan features, costs, and terms to find the best coverage for your trip. Moreover, insurance plans offer comprehensive medical coverage for short-term travel not available through traditional health insurance plans. Also, you can easily get insurance for your trip as there is no need to visit a travel agent or fill a lengthy medical questionnaire. Thus, buying Bali travel insurance online has become an essential part of travel planning today.

Recommended hospitals in Bali and Lombok

We do not receive or accept any benefit for the following recommendations - they are simply the best:

BIMC hospitals in Nusa Dua, Kuta/Denpasar and Ubud have been providing world-class medical facilities to tourists in Bali for many years. The hospital offers a wide range of healthcare services including surgeries, medical treatment, diagnostic tests, and health check-ups.

Siloam Private Hospitals offer excellent medical facilities to travelers in Bali. These private hospitals have world-class medical equipment and well-trained staffs who provide quality medical care to patients. You can get medical treatment at Prima Medika Hospital, Lombok International Hospital or Ganesha Medical Centre as per your choice.

Mataram General Hospital is the main public hospital in Lombok. This hospital provides medical services at reasonable costs and has specialty departments such as obstetrics and gynecology and emergency medical wards. You can visit this hospital if you are looking for quality medical care from top-notch doctors and specialists alike.

Recommended dentists in Bali

There are several recommended dentists in Bali, such as ARC Dental Clinic , Kuta Sunset Dental Seminyak and Uluwatu Dental Care .

Denpasar BIMC Dental Centre is also a great option. They provide quality dental care for both domestic and international patients. They offer wide range of dental treatment options, such as tooth extraction, crowns, and bridges. Besides, their treatment plan can be customized as per the needs of the patient.

Frequently Asked Questions

Is travel insurance necessary for bali.

Yes, travel insurance is necessary for Bali. Travel insurance can provide important coverage in case of unexpected events such as medical emergencies, lost luggage, trip cancellations, and more. It can also help protect you financially if you are faced with unexpected expenses or delays due to unforeseen circumstances.

Do I need special COVID-19 quarantine cover for Bali?

No. That entry requirement has now ended. Read more on the Welcome Back to bali official website

Is Bali travel insurance required by Indonesian law for visa entry?

No, travel insurance is not mandatory for your trip to Bali, however, it is highly recommended. Not only can medical expenses be high in an exotic destination like Bali, but even a medivac from Bali to Australia would cost up to $40,000! That's why Bali travel insurance can be a worthy investment when travelling abroad.

What kind of Bali travel insurance do I need for Indonesia?

Ensure that the insurance plan is comprehensive enough to cover all your valuable belongings, medical care expenses in an emergency, evacuation costs and travel delays. With the right insurance plan, you can enjoy a worry-free trip and focus on making the most of it!

Can I buy health insurance in Bali?

Yes, some online policies will allow you to buy after you have left home, but not all. Check our policy recommendation section where we tell you exactly which policies to go for in this case.

What should I do if there is a healthcare emergency in Bali?

In the event of an emergency in Bali, call for help as soon as possible. For medical emergencies dial 118 or +62 361 118, and for police-related emergencies dial 112 or +62 361 112. It is also advisable to save your accommodation host's number in your phone as they may be able to provide assistance if required. But most importantly, save your Bal travel insurances' Help Desk number in your phone and call them as soon as possible - they will help you get help, coordinate care and give you emergency triage advice over the phone whilst you wait or get to help.

Does Bali travel insurance cover for riding a scooter in Bali?

Yes, policies will cover this but it is usually an 'adventure' or 'sport' add on - but it is a must. You need this coverage even if you are just a passenger on a motorcycle 'taxi' like Gojek and it is very likely you will get on one at least a few times when on Bali and Lombok.

Does Bali travel insurance cover for Volcano in Bali?

Yes, coverage usually comes as an add-on to a standard policy that must be purchased separately. When it comes to hiking around active volcanoes in Bali, most policies will cover up to 4,500 meters of hiking which includes both Mount Batur and Mount Agung.

I am a citizen of India or Canada. Do I need Bali travel insurance?

Yes. Everyone visiting Bali should have travel insurance no matter where we come from. Even if you ride a motorcycle at home or are used to a range of rugged conditions, you can still get hurt and need medical assistance.

If I just stay in one place like Seminyak do I need Bali health insurance?

Yes. Even if you stay in one location you will still move around, go shopping, go to the beach and risk accident or injury.

How much is travel insurance to Bali? Is Indonesia travel insurance expensive?

Bali travel insurance is not expensive. For a single person for 7 days it can be around 50 dollars. For a family it can be less than a few meals out back at home. It is something you can buy well in advance of your trip to spread your trip costs out.

Welcome to Bali paradise, knowing you are insured

Paradise is waiting for you…see you on the beach!

Bali travel insurance is critical - do not leave home without it. Go for a comprehensive policy because when you really need it is when it is truly serious and you will want to be fully covered .

Whether you buy your Bali travel insurance through a travel agent or online, a small portion of premium will go to your travel agent or referral source. In supporting our work by using the links above you not only ensure you have the critical coverage you need but you are supporting independent publishing as well. So thank you and pat yourself on the back too because your trip will be fully secured and safe.

Suggested traveller resources

For Australians: Smartraveller

Also for Aussies (but worth a ready by everyone), the travel insurance information by Choice on Smartraveller

For India citizens - Travel Advisory

For UK Travellers - Health Travel Advice

For USA Travellers - State Departm e nt, Travel Advisory

18 Best Things To Do in Bali: The Nature Lovers’ Bucket List

Where is bali located discover where is bali, indonesia..

Stay Covered in Paradise: Essential Bali Travel Insurance Guide

Embarking on a Balinese adventure promises an exotic blend of vibrant culture and breathtaking landscapes. But before you dive into the crystal-clear waters or explore the lush rice terraces, it’s crucial to consider how Bali travel insurance can safeguard your journey.

Whether it’s a missed flight, a lost suitcase, or an unexpected illness, travel insurance is your safety net, probably especially valuable on your first trip to the island . Let’s unpack why securing the right coverage is a non-negotiable for your Bali getaway.

Navigating the ins and outs of travel insurance can be tricky, but you’ll soon discover how a little prep can lead to peace of mind. With the right policy, you’ll be free to immerse yourself in Bali’s enchantment, knowing you’re covered every step of the way.

Why Bali Travel Insurance is Crucial

One of the key reasons to secure travel insurance for Bali is the medical coverage it provides. While Bali is renowned for its beauty, it’s equally important to recognize that medical facilities may not always meet the standards you’re accustomed to. Should you fall ill or sustain an injury, your travel insurance can cover the costs of treatment, which might be expensive without proper coverage.

Additionally, the unpredictable nature of travel means you might face flight cancellations or delays . These disruptions can have a domino effect on your travel plans, leading to missed hotel bookings or connecting flights. Your Bali travel insurance can offer compensation for the inconvenience and help salvage your itinerary.

Lost or stolen belongings are another reality of travel. In Bali, where you’ll likely be on the move exploring, the risk of loss is amplified. Luckily, travel insurance provides peace of mind by covering the loss of valuable items, so you can focus more on the experiences and less on your possessions.

Natural disasters and political unrest are also considerations when traveling abroad. The possibility of such events shouldn’t deter you from visiting Bali, but being prepared with the right insurance coverage means you’re ready to tackle any challenge that arises.

Choosing the right travel insurance for Bali requires understanding the specifics of what’s covered:

Medical expenses and evacuation
Trip cancellations or interruptions
Lost, stolen, or damaged luggage
Emergency assistance services

By ensuring your travel insurance policy covers these areas, you’ll not only safeguard your trip but also enjoy the vivid landscapes and rich culture of Bali with the confidence that comes from knowing you’re protected.

Key Considerations for Choosing the Right Coverage

When looking for Bali travel insurance, it’s crucial to assess the extent of coverage. Different policies offer varying levels of protection, and you’ll want to ensure you’re not underinsured or paying for unnecessary extras.

Policy Limitations and Exclusions are the first things you should scrutinize. Read the fine print to understand what’s not covered under your plan. For instance, high-risk activities, such as scuba diving or bungee jumping, may require additional coverage. Always verify that your policy provides adequate protection for your specific needs in Bali.

Next, consider the Medical Coverage offered by the insurance policy. Healthcare in Bali can be expensive, especially if evacuation is needed. Make sure your policy has a high enough limit to cover hospital stays, treatments, and potentially, medical repatriation. It’s wise to look for plans with direct payment to hospitals. This way, you won’t have to pay out of pocket and seek reimbursement later.

Another critical component is coverage for Delays and Cancellations . Trips can get disrupted due to various reasons, such as natural calamities or even personal emergencies. Your travel insurance should compensate you for the expenses incurred due to these unforeseen and involuntary changes in your itinerary.

Don’t overlook Luggage and Personal Belongings Coverage . It provides compensation if your items are lost, stolen, or damaged during your trip. Make an inventory of valuables you’ll be carrying and ensure your policy’s coverage limit reflects their worth.

Finally, Customer Support is something you’ll want to lean on if things go south. Reliable travel insurance companies offer 24/7 assistance. This could be a lifesaver when you’re in a foreign country and need help immediately.

By considering these critical aspects, you’ll find Bali travel insurance that offers peace of mind and caters to the unique challenges you might face on your adventure. Remember, the best policy is one that’s tailored to fit your specific travel plans and risk profile.

Understanding the Ins and Outs of Travel Insurance

Before you hit the pristine beaches or the lush rice terraces of Bali, it’s paramount to get a handle on the intricacies of Bali travel insurance . You’re investing in your peace of mind, ensuring that unexpected hiccups won’t derail your dream vacation.

Firstly, you should be aware that not all policies are created equal. Bali travel insurance can come with a range of coverage options that cater to different types of travelers. Whether you’re an adventure seeker planning to surf the waves or a culture enthusiast indulging in local ceremonies, there’s a policy to match your activity level.

Here are some key elements to scrutinize:

Medical Coverage : Check if your policy offers comprehensive medical coverage, this is non-negotiable. You’ll want to ensure that it includes hospital stays, medication, and even medical evacuation if necessary.
Trip Cancellations and Interruptions : Life is unpredictable. A sudden illness or a family emergency can change your plans instantly. Your policy should cover trip cancellations or interruptions so you’re not left bearing the full brunt of non-refundable costs.
Lost or Stolen Belongings : Luggage can go missing or valuables can be stolen. Confirm your insurance covers personal items and know the process for claims.
Natural Disasters and Political Unrest : Though hopefully rare, these events can happen. Verify your travel insurance extends to these scenarios, so you’re protected against the larger forces at play.

Clearly understanding the policy limitations and exclusions is just as important as knowing what’s covered. Always read the fine print and ask questions if you’re unsure.

When in doubt, reach out to the customer support of your insurance provider. Good customer service can go a long way, especially when you’re in need of guidance while navigating a stressful situation away from home.

As a rule of thumb, you shouldn’t shy away from asking for a detailed itinerary of what’s covered under your Bali travel insurance plan. That way, you’ll know exactly what you’re paying for, and more importantly, you can travel with a sense of security knowing you’re well-prepared for whatever comes your way.

How to Ensure Peace of Mind with the Right Policy

When embarking on your Bali adventure, securing the right Bali travel insurance policy is akin to drawing a safety net around your trip. The key to peace of mind lies in custom-tailoring a plan that fits snugly with your unique travel agenda. Here’s how you make sure you’ve got the coverage that lets you breathe easy under the Balinese sun.

First off, verify the comprehensiveness of your chosen insurance plan. A well-rounded policy covers not just the obvious snags like flight cancellations or medical emergencies but also accommodates less thought-of issues such as trip interruptions or legal assistance.

Pin Down the Details

Dive into the specifics:

Deductibles : Understand how much you’re expected to pay out-of-pocket before reimbursement kicks in.
Coverage Limits : Ensure the policy’s monetary caps are sufficient for potential losses or expenses.
Exclusions : Be aware of what’s not covered, so there are no unpleasant surprises.

Check the Provider’s Reputation

Research the insurer:

Reputation matters as you’re relying on their promises. Look for customer reviews and ratings to gauge reliability.
Prompt customer service ensures that even in the event of an incident, you’re not left stranded without guidance.

Stay Informed on Local Conditions

Be updated about Bali’s current situation with a quick rundown on:

Health alerts or disease outbreaks that might necessitate vaccinations in advance.
Political climate, which may affect the stability of your travels.

Read Every Word

Carefully reviewing your Bali travel insurance policy is non-negotiable. Deftly sidestep potential pitfalls by understanding exactly what’s in black and white. This isn’t where you skim – each clause could be the difference between an inconvenience and a crisis.

Take the guesswork out of your travel planning; once you’ve thoroughly vetted your insurance options, you’ll be well-equipped for a Bali adventure with true peace of mind.

Immersing Yourself in Bali’s Enchantment with Confidence

With Bali travel insurance in your back pocket, you’re all set to immerse yourself in the island’s enchantment without a hint of hesitation. Bali’s alluring beauty doesn’t just call for adoration; it demands exploration with the peace of mind that you’re covered in case of any unforeseen events.

Discover Bali’s majestic temples like the serene Uluwatu Temple that sits on a cliff, without worrying about medical mishaps.
Dive into the vibrant marine life while snorkeling in Amed, assured that any lost or damaged gear is a mere hiccup thanks to your insurance policy.
Tantalize your taste buds with Bali’s exquisite cuisine at bustling markets—your policy can handle any unexpected allergic reactions.

It’s not just about being adventurous; it’s also about being smart. Your insurance policy is your silent guardian, watching over you as you trek through the lush rice terraces of Tegallalang. Should you face an accidental slip or fall, your coverage is there to pick you up, so you can continue your journey with minor delays.

Beyond the physical adventures, Bali travel insurance helps in managing the mundane but necessary aspects of travel:

If your bags wander off to a destination that isn’t Bali, the insurance company’s assistance service can help track them down.
Should your flight get delayed, causing you to miss a pre-paid tour, look to your policy for compensation on non-refundable expenses.

Before you dive headfirst into Bali’s warm waters or explore the depths of its cultural heritage, remember to verify 24/7 emergency assistance services that your insurance provider offers. Stay connected to your insurer – they’re your lifeline, whether you’re up against flight cancellations, need an emergency medical evacuation or face the hassle of lost documents.

Securing the right Bali travel insurance before you jet off can be the difference between a trip remembered for adventure and one remembered for mishaps. With the right policy, you’ll navigate the island’s wonders knowing you’re prepared for the unexpected. Whether it’s medical emergencies, lost belongings, or travel disruptions, you’re covered. Remember to review your policy details and ensure you have 24/7 support at your fingertips. Safe travels and enjoy the peace of mind that comes with being well insured on your Bali getaway.

Frequently Asked Questions

What is the main purpose of travel insurance for bali.

Travel insurance for Bali aims to protect travelers from unforeseen events such as medical emergencies, lost or damaged gear, and travel interruptions, ensuring a more secure and worry-free trip.

Why is comprehensiveness important in choosing a Bali travel insurance plan?

A comprehensive travel insurance plan for Bali covers a wide range of potential issues, from medical mishaps to gear loss, ensuring peace of mind across various travel experiences.

What should I check about the travel insurance provider’s reputation?

Research the insurance provider’s customer reviews, claims handling, and industry ratings to gauge their reliability and the quality of their customer service.

How can reading the insurance policy thoroughly benefit me?

Understanding the policy’s deductibles, coverage limits, and exclusions helps you know what is covered and to what extent, which can prevent surprises in case you need to make a claim.

What are the benefits of Bali travel insurance?

Bali travel insurance benefits include coverage for medical incidents, protection for gear while snorkeling, compensation for lost bags, and support for unexpected travel delays.

How can 24/7 emergency assistance services be helpful in Bali?

These services can assist with managing flight cancellations, emergency medical needs, lost documents, and other urgent issues, no matter the time of day.

Choosing the Best Travel Insurance to Bali

by Jeff The Chilled Nomad

Introduction

Are you planning your dream trip to Bali and looking for the best travel insurance? You’re not alone; with shifting safety guidelines due to Covid-19, visitors are now required to have health coverage of at least $25,000.

This comprehensive guide goes beyond simply listing policy providers – we’ll delve into what factors require careful consideration when choosing the right protection for your Bali adventure .

Page Contents

Ready to dive in?.

Key Takeaways

SafetyWing’s Nomad Insurance plan is highly recommended for Bali travel due to its comprehensive coverage for trip cancellation, medical emergencies, and adventure sports activities .
Visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 specifically for Covid-related medical expenses.
Other reputable travel insurance options for Bali include Heymondo , World Nomads , Allianz Travel Insurance , and Travelex Travel Insurance . Each option offers various levels of coverage for different needs and preferences .

Factors To Consider When Choosing Travel Insurance For Bali

When choosing travel insurance for Bali, consider factors such as coverage for trip cancellation and interruption, medical coverage and emergency evacuation, baggage loss or delay, adventure sports coverage, and specific requirements for activities like volcano hiking or motorbike accidents.

Coverage For Trip Cancellation And Interruption

Travelling to Bali comes with its share of uncertainties. As a digital nomad or remote worker, you may need to cancel your trip abruptly due to work commitments or face interruptions during your stay.

This is where the coverage for trip cancellation and interruption becomes crucial in your travel insurance plan. SafetyWing Nomad Insurance , highly recommended for Bali travel, provides excellent coverage for trip cancellations and interruptions , covering unexpected costs that could arise from sudden changes in plans.

Opting for this benefit ensures that financial losses are minimised if unforeseen situations force changes to your itinerary during your sojourn on the Indonesian island.

Medical Coverage And Emergency Evacuation

Medical coverage and emergency evacuation are crucial factors to consider when choosing travel insurance for Bali. As a digital nomad or remote worker, it’s important to have peace of mind knowing that you will be taken care of in case of any medical emergencies during your trip.

SafetyWing’s Nomad Insurance plan is highly recommended for Bali travel as it offers comprehensive worldwide coverage, including medical expenses.

In addition, it’s worth noting that visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 specifically for Covid-related medical expenses. This requirement ensures that you are protected in case you need medical treatment due to the ongoing pandemic.

Having adequate medical coverage also includes emergency evacuation, which can be extremely expensive without insurance. In the event of a serious injury or illness where local medical facilities may not be able to provide the necessary care, emergency evacuation ensures that you will be transported safely and efficiently to a suitable facility for treatment.

Bali, Indonesia

Coverage For Baggage Loss Or Delay

One important factor to consider when choosing travel insurance for Bali is coverage for baggage loss or delay . We all know that lost or delayed luggage can be a major inconvenience, and it’s always better to be prepared.

Look for a travel insurance plan that offers comprehensive coverage for these situations, ensuring that you will be reimbursed for any essential items you need to purchase in the event of lost luggage or compensation for the inconvenience caused by delayed baggage.

SafetyWing’s Nomad Insurance plan , which is highly recommended for Bali travel, includes coverage for baggage loss or delay, providing peace of mind during your trip. With this coverage in place, you can relax knowing that even if an unfortunate incident occurs with your luggage, you’ll have the financial support to get through it smoothly and enjoy your time on this beautiful Indonesian island without worry.

Adventure Sports Coverage

If you’re an adventurous soul planning a trip to Bali, it’s important to consider travel insurance that covers adventure sports. Bali offers a plethora of exciting activities such as surfing, scuba diving, volcano hiking, and motorbike adventures .

SafetyWing is a highly recommended travel insurance option for these types of activities. Their Nomad Insurance plan provides comprehensive coverage for emergency medical expenses worldwide, including injuries sustained during adventure sports .

With SafetyWing by your side, you can explore the adrenaline-pumping activities in Bali with peace of mind knowing that you have the right coverage if anything goes wrong. Stay protected and enjoy your thrilling experiences in paradise!

Specific Requirements For Bali, Such As Coverage For Volcano Hiking Or Motorbike Accidents

When traveling to Bali, it’s important to consider the specific requirements for the destination. One of the unique activities that visitors often engage in is volcano hiking. While it can be an exhilarating experience, it also comes with risks.

Therefore, when choosing travel insurance for Bali, make sure it includes coverage for any accidents or injuries that may occur during volcano hikes. Additionally, as motorbike rentals are a popular mode of transportation in Bali, coverage for motorbike accidents should also be considered.

These specific requirements ensure that you are adequately protected during your adventurous pursuits on the island.

Bali’s natural beauty and thrilling activities attract many digital nomads and remote workers who seek a different work-life balance. However, it’s essential to have proper travel insurance that covers these specific requirements to enjoy peace of mind while indulging in volcano hiking or riding motorbikes around the island.

Top Travel Insurance Options For Bali

Here are the top travel insurance options for Bali: SafetyWing, Heymondo, World Nomads, Allianz Travel Insurance, and Travelex Travel Insurance .

SafetyWing is the go-to travel insurance option for digital nomads and remote workers heading to Bali. With its Nomad Insurance plan , SafetyWing offers comprehensive worldwide coverage for all medical emergencies, ensuring that you’re protected no matter where your travels take you.

Not only does SafetyWing provide robust health insurance coverage, but it also meets the specific requirements for Bali travel. For instance, visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 for Covid-related medical expenses, and SafetyWing ensures that you meet this requirement.

As one of the most trusted names in the industry, SafetyWing takes care of your well-being so that you can focus on enjoying all that Bali has to offer without worrying about any unexpected medical expenses or emergencies along the way.

Heymondo is a travel insurance provider that offers comprehensive coverage for Bali. With their flexible plans, digital nomads and remote workers can find the right level of protection for their trip.

Heymondo provides coverage for medical emergencies, including COVID-related expenses, ensuring you’re financially protected if you need medical treatment while in Bali. They also offer options for trip cancellation and interruption, baggage loss or delay, as well as adventure sports coverage if you plan on participating in activities like volcano hiking or motorbike riding in Bali.

Heymondo understands the unique needs of travelers to Bali and provides tailored coverage to give you peace of mind during your trip.

World Nomads

World Nomads is a popular choice among digital nomads and remote workers for Bali travel insurance, especially for those traveling from the USA. With their comprehensive coverage options , World Nomads ensures that you stay protected during your trip to Bali.

They offer benefits like trip cancellation and interruption coverage , medical coverage for emergencies , protection against lost or delayed baggage, and even coverage for adventure sports activities .

Whether you’re planning to go volcano hiking or exploring Bali on a motorbike, World Nomads can provide the specific requirements needed for your adventurous journey. When it comes to finding reliable and trusted travel insurance for Bali, many travelers turn to World Nomads as their go-to option.

Allianz Travel Insurance

Allianz Travel Insurance is a well-known and trusted insurance company that many digital nomads and remote workers prefer when traveling to Bali. With their comprehensive coverage options , Allianz provides peace of mind during your trip by offering protection against unexpected events such as trip cancellation or interruption, medical emergencies, and lost or delayed baggage.

Their plans also include coverage for adventure sports activities , which is perfect for those looking to explore the adventurous side of Bali.

If you’re concerned about Covid-related expenses, Allianz offers travel insurance plans that may provide coverage for medical expenses related to the virus. This is especially important as visitors to Bali are required to have proof of health insurance with a minimum coverage of $25,000 for Covid-related medical expenses.

When it comes to choosing the right travel insurance for your trip to Bali, Allianz Travel Insurance stands out as a reliable option with their extensive coverage and reputable name in the industry .

Travelex Travel Insurance

Travelex Travel Insurance is a reputable option for those planning a trip to Bali. With its range of comprehensive coverage options , Travelex can offer peace of mind to digital nomads and remote workers exploring the island paradise.

Their travel insurance plans typically include benefits such as trip cancellation and interruption coverage , emergency medical expenses , baggage loss or delay protection , and even coverage for adventure sports activities.

While it’s important to check specific requirements for Bali, Travelex can provide the necessary protection against unexpected incidents during your travels. Remember that having adequate travel insurance is highly recommended to ensure a worry-free journey to Bali.

How To Buy Travel Insurance For Bali

To buy travel insurance for Bali, first determine your coverage needs, then research and compare different insurance providers. Read and understand the policy terms and conditions before purchasing the policy that best meets your needs.

Determine Your Coverage Needs

To ensure you choose the right travel insurance for your trip to Bali, it’s essential to determine your coverage needs . Consider factors such as the duration of your stay , the activities you plan to engage in , and any specific requirements for Bali .

For example, SafetyWing is highly recommended for Bali travel due to its comprehensive Nomad Insurance plan that offers worldwide coverage during medical emergencies.

Moreover, visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 for Covid-related medical expenses. By assessing your coverage needs beforehand and understanding the specific requirements, you can select an insurance policy that provides adequate protection and peace of mind throughout your journey in Bali.

Research And Compare Different Insurance Providers

To find the best travel insurance for your trip to Bali, it’s important to take the time to research and compare different insurance providers . Look for insurance companies that specialize in travel coverage and have experience with international destinations like Bali.

Start by checking out popular options such as SafetyWing, Heymondo, World Nomads, Allianz Travel Insurance, and Travelex Travel Insurance .

When comparing providers, consider factors such as coverage options, policy limits, deductibles, and customer reviews . Take note of specific features that are important for your trip to Bali, such as coverage for adventure sports or specific requirements like volcano hiking or motorbike accidents.

Remember that COVID-19 has added an extra layer of concern when it comes to travel insurance. Look for a provider that offers coverage specifically related to COVID-19 medical expenses if you want additional peace of mind during these uncertain times.

Read And Understand The Policy Terms And Conditions

Before purchasing travel insurance for your trip to Bali, it is crucial to carefully read and understand the policy terms and conditions . This step ensures that you have a clear understanding of what is covered and any limitations or exclusions that may apply.

Pay attention to important details such as coverage limits , deductibles , and any specific requirements for activities or destinations in Bali.

For example, SafetyWing’s Nomad Insurance plan offers worldwide coverage in all medical emergencies, making it an attractive option for digital nomads and remote workers traveling to Bali. Additionally, visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 for Covid-related medical expenses.

By taking the time to review the policy terms and conditions thoroughly, you can make an informed decision about which travel insurance plan best meets your needs. This ensures that you are adequately protected against potential risks during your journey to beautiful Bali.

Purchase The Policy That Best Meets Your Needs

To ensure a worry-free trip to Bali, it is crucial to purchase the travel insurance policy that best meets your needs. With a plethora of options available, it’s important to consider factors such as coverage for trip cancellation and interruption , medical coverage and emergency evacuation , baggage loss or delay protection , and adventure sports coverage .

Specific requirements for Bali should also be taken into account, including coverage for activities like volcano hiking or motorbike accidents.

One highly recommended option is SafetyWing’s Nomad Insurance plan . Not only does it offer worldwide coverage in all medical emergencies but it also provides comprehensive protection for unexpected events during your trip.

Additionally, visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 for Covid-related expenses.

Other popular choices among travelers include Heymondo and World Nomads. Whether you’re a digital nomad or remote worker visiting from overseas or an expat looking for reliable insurance options in Bali, these companies offer varying levels of coverage tailored to your specific needs.

When purchasing your policy, take the time to determine your exact coverage requirements based on the activities you plan to engage in during your stay in Bali. Research and compare different insurance providers to find the most suitable one that aligns with both your budget and desired level of protection.

Understanding the policy’s terms and conditions is essential before making any final decisions. Carefully reviewing the details will help ensure that you fully understand what is covered – whether it’s delayed flights, lost baggage or unexpected medical emergencies – allowing you to make an informed choice.

In conclusion, when it comes to finding the best travel insurance for your trip to Bali, SafetyWing’s Nomad Insurance plan stands out as a top choice. With comprehensive coverage for medical emergencies worldwide and specific options for adventure sports and activities in Bali , SafetyWing provides the peace of mind you need while exploring this beautiful destination.

Remember to check the specific requirements for Bali and consider factors such as COVID coverage and additional benefits before making your decision. Stay protected and enjoy your worry-free journey to Bali!

1. What factors should I consider when choosing the best travel insurance for Bali?

When selecting travel insurance for Bali, it’s important to consider coverage for medical emergencies, trip cancellations or disruptions, lost or stolen belongings, and personal liability. Additionally, make sure the policy covers activities you plan to participate in while in Bali.

2. Are pre-existing medical conditions covered by travel insurance for Bali?

Coverage of pre-existing medical conditions can vary among different insurers. It’s crucial to review the policy details and speak with the insurer directly to understand if your specific condition will be covered.

3. How much does travel insurance for Bali cost?

The cost of travel insurance for Bali depends on various factors such as trip duration, traveler age, coverage limits, and desired add-ons. It’s recommended to compare quotes from multiple insurers to find a policy that suits your needs and budget.

4. Can I purchase travel insurance after booking my trip to Bali?

Yes, you can usually purchase travel insurance even after booking your trip to Bali. However, it is advisable to acquire coverage as soon as possible after making bookings since some policies may have waiting periods before certain benefits become effective (e.g., trip cancellation).

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Best Travel Insurance for Bali: A Comprehensive Guide for Visitors from Around the World

Travel Guide

Best Travel Insurance for Bali: leave with a free spirit

To travel with a free spirit, there is one element that should not be overlooked: you need a travel insurance. Your health is precious and must be the subject of all attention (repatriation or emergency medical evacuation, coverage of health costs). We will give you the some options of best travel insurance for Bali.

Bali is one of the most popular tourist destinations in the world, known for its beautiful beaches, vibrant culture, and stunning landscapes. However, traveling to Bali comes with its own set of risks, such as medical emergencies, trip cancellations, and lost luggage. This is where travel insurance comes in handy. In this article, we will provide a comprehensive guide to the best travel insurance for Bali, suitable for visitors from all over the world.

When it comes to Bali, it’s essential to choose a travel insurance policy that covers medical emergencies. Bali’s healthcare system is not as advanced as some Western countries, and medical expenses can quickly add up. Additionally, Bali is prone to natural disasters such as earthquakes, which can disrupt travel plans.

Several important factors to consider when looking for travel insurance for Bali

When choosing travel insurance for Bali, there are a few things you should keep in mind:

1. Medical Coverage

Bali is a popular travel destination, but medical emergencies can happen. Look for a travel insurance policy that provides comprehensive medical coverage, including coverage for emergency medical treatment, hospitalization, and medical evacuation if necessary.

2. Trip Cancellation and Interruption

It’s important to be prepared for unexpected events that may cause you to cancel or interrupt your trip. Look for a policy that provides coverage for trip cancellation or interruption due to unforeseen events such as illness, injury, or natural disasters .

3. Personal Belongings Coverage

Theft and loss of personal belongings can occur during travel. Look for a policy that offers coverage for lost, stolen or damaged baggage and personal items.

4. Adventure Activities

Bali offers many adventure activities such as surfing, scuba diving, and trekking. If you plan on participating in any adventure activities, make sure your travel insurance policy covers them. Read also: Fun Water Sports Activities in Bali | Jet Ski, Flying fish, Parasailing, Banana boat and Flyboard

5. 24/7 Assistance

Look for a policy that offers 24/7 assistance services such as emergency medical assistance and travel assistance.

6. Policy Exclusions

Make sure to review the policy exclusions, including any pre-existing conditions, to ensure that you have the necessary coverage and are not caught off guard.

For visitors to Bali who plan to rent a scooter or motorbike , it’s important to find a travel insurance provider that offers coverage for these activities.

Travel insurance prices can vary widely depending on the provider and the level of coverage you choose. Compare prices and features from multiple providers to find a policy that fits your needs and budget.

Disclaimer: The prices listed in this article are subject to change and may not be accurate at the time of reading. Please refer to the insurance providers’ websites for the latest pricing information. It is important to carefully review the policy details before purchasing travel insurance to ensure it meets your specific needs.

Good to know

When visiting a public hospital in Bali, remember to bring some Indonesian rupiah money with you. The reason you need to do this is because some do not accept payments through a cashless service.

The disadvantage of public hospitals is a fairly limited service compared to private health facilities, but the bill will be lower. In addition, private hospitals also accept payment methods other than cash.

Medical costs in Bali can be very expensive if you are not covered in the event of an accident or a health problem.

What if you have a dental problem in Bali?

Most of dentists in Bali are fluent in English. Some of them have even been trained abroad. However if you have an emergency, it’s like being in Australia, Europe or the U.S. without a good insurance, your credit card will quickly heat up.

All these reasons demonstrate the importance of being insured for your stay in Bali.

Here is a table that compares different travel insurance plans for visitors and travelers to Bali

The cost of travel insurance can vary based on several factors such as the length of your trip, your age, and the coverage limits you select. These costs are just examples for a 1-week trip for a 30-year-old traveler.

The travel insurances listed below are very popular among travellers. However, only your criteria allow you to know which one is the most suitable for your needs.

Travel insurance is an essential investment for any trip, especially to a destination like Bali where unexpected events can happen. Visitors and travelers should carefully consider their needs and the risks associated with their travel plans when selecting a travel insurance plan. By doing so, they can ensure they are protected and can enjoy their trip with peace of mind.

Read also: Things To Do When Arriving at Bali Airport (DPS) | Tips for Every Traveler As Soon As We Land

MEDICINES IN BALI | Preparing for your trip to Bali

The best travel insurance for Bali by country of your residence

When it comes to finding the best travel insurance for Bali by country, it’s important to research options that cater to the specific needs of travelers from different countries.

It’s important to note that these are just a few examples of travel insurance providers and plans that are available for visitors to Bali. Without further ado, let’s explore the best travel insurance options for Bali visitors:

Best Travel Insurance for Bali for Visitors from Australia:

Southern Cross Travel Insurance

They offer comprehensive coverage for medical expenses, trip cancellation, and other travel-related risks. Their policy also includes coverage for pre-existing medical conditions, which is particularly important for older travelers. The cost of their policies varies depending on the level of coverage you choose, but you can expect to pay around AUD $80 for a week’s worth of coverage.

Link: https://www.scti.com.au/travel-insurance/bali-travel-insurance

InsureandGo Australia

It offers comprehensive travel insurance plans for Bali starting at AUD $30.68 for a seven-day trip. Link: https://www.insureandgo.com.au

1Cover Travel Insurance

Offers comprehensive travel insurance plans for Bali starting at AUD $26.43 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation, lost or stolen baggage, personal liability, and more. Link: https://www.1cover.com.au

Cover-More offers travel insurance plans for Australian citizens traveling to Bali, Indonesia. Their plans cover medical expenses, trip cancellation and interruption, personal belongings, and more. Link: https://www.covermore.com.au

Best Travel Insurance for Bali for Visitors from the USA:

Allianz Global Assistance: Offers a range of travel insurance plans for Bali starting at USD $25 for a seven-day trip.

Link: https://www.allianztravelinsurance.com/find-a-plan

World Nomads

For travelers from the USA, World Nomads is a popular choice for Bali travel insurance. They offer coverage for medical expenses, trip cancellation, and a range of adventure activities, such as surfing and diving. Their policies are flexible, allowing you to customize your coverage to suit your needs. Prices vary depending on the level of coverage you choose, but you can expect to pay around $70 for a week’s worth of coverage.

Link: https://www.worldnomads.com/usa

Best Travel Insurance for Bali for Visitors from Canada:

Travel guard.

Offers travel insurance plans for Bali starting at CAD $30.50 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation and interruption, baggage loss and delay, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking. Link: https://www.travelguard.ca

Manulife offers travel insurance plans for Canadian citizens traveling to Bali, Indonesia. Their plans cover emergency medical expenses, trip interruption and cancellation, baggage and personal belongings, and more. Link: https://www.manulife.ca/personal/insurance/our-products/travel-insurance.html

Best Travel Insurance for Bali for Visitors from Europe:

Columbus direct (uk).

Offers travel insurance plans for Bali starting at €9.70 for a seven-day trip. Link: https://www.columbusdirect.com/travel-insurance/

AXA Assistance – Platinum Plan (muliple countries)

AXA Assistance offers the Platinum Plan, which includes emergency medical coverage, trip cancellation and interruption coverage, and personal belongings coverage. It also covers adventure activities such as surfing and trekking. The cost for a 10-day trip to Bali for a 30-year-old traveler starts at €48.

AXA offers travel insurance plans for Bali. The plan covers emergency medical expenses, trip cancellation and interruption, baggage loss and delay, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking.

French: https://www.assurance-voyage.axa-assistance.fr
Italian: https://www.assicurazione-viaggio.axa-assistance.it
Spanish: https://www.axa-assistance-segurodeviaje.es
Portuguese: https://www.viagemsegura.pt/pt
Polish: https://www.axa-assistance.pl

Staysure (UK)

Staysure offers travel insurance plans for UK citizens traveling to Bali, Indonesia. Their plans cover medical expenses, trip cancellation, baggage and personal belongings, and more. Link: https://www.staysure.co.uk/single-trip-travel-insurance

Bali Packing List – What to pack for Bali? Best Packing List and Tips for a Perfect Vacation (What to Bring in Your Luggage or Suitecase)

Best Travel Insurance for Bali for Visitors from Asia:

Etiqa insurance (singapore).

They offer a range of plans that cover medical expenses, trip cancellations, and adventure activities. Their ePROTECT travel insurance plan starts from SGD $18 for a seven-day trip.

Link: https://www.etiqa.com.sg/personal-insurance/travel-insurance

AIG (Singapore)

Offers travel insurance plans for Bali starting at SGD $35 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation and interruption, baggage loss and delay, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking. Link: https://www.aig.sg/personal/travel-guard

Chubb Travel Insurance (Singapore)

Offers travel insurance plans for Bali starting at SGD $17 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation, travel delay, loss of baggage, and more. Link: https://www.chubbtravelinsurance.com.sg

Mitsui Sumitomo Insurance (Japan)

Offers travel insurance plans for Bali starting at JPY 1,500 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation and interruption, lost or stolen baggage, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking. Mitsui Sumitomo Insurance also offers customizable plans and optional coverage for specific activities or situations, such as sports and adventure travel, rental car damage, and more.

Link: https://www.ms-ins.com/english

Tune Protect (Malaysia)

Offers travel insurance plans for Bali starting at MYR 24 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation and interruption, lost or stolen baggage, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking. Link: https://www.tuneprotect.com/products/travel-easy-insurance

China Life Insurance

Offers travel insurance plans for Bali starting at CNY 20 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation and interruption, lost or stolen baggage, and more. Optional coverage is also available for adventure activities such as scuba diving, surfing, and hiking. Link: https://www.e-chinalife.com

Allianz Global Assistance (Philippines)

Allianz Global Assistance offers travel insurance plans specifically designed for travelers visiting Southeast Asia, including Bali. Their plans include coverage for emergency medical expenses, trip cancellation, and travel delays. You can purchase coverage online through their website: https://www.allianzpnblife.ph

Pacific Cross (Philippines)

Pacific Cross offers travel insurance plans for Philippine citizens traveling to Bali, Indonesia. Their plans cover emergency medical expenses, trip interruption and cancellation, personal belongings, and more. Link: https://www.pacificcross.com.ph/#travel

Best Travel Insurance for Bali for Visitors from Africa

Hollard travel insurance.

They offer comprehensive travel insurance plans that cover medical expenses, trip cancellations, and luggage loss. Their Standard Plan starts from ZAR 398 for a seven-day trip.

Link: https://www.hollard.co.za/travel-insurance

Travel Insurance Consultants

Offers travel insurance plans for Bali starting at ZAR 312 for a seven-day trip. Link: https://www.tic.co.za

Photo credit : stux via Pixabay

Cheapest Credit Card to Use Abroad | Maximizing Savings and Convenience, Especially When Traveling to Bali

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Whether you’re traveling with family, friends, or on a romantic getaway, villa Carissa in Seminyak center offers the perfect base for exploring Bali’s many attractions and enjoying a relaxing vacation.

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Travel Insurance for Bali (2024)

Protect your vacation to Bali with a travel insurance plan that covers unexpected medical and cancellation expenses

in under 2 minutes

with our comparison partner, Squaremouth

Nicole Leigh West is an experienced lifestyle journalist and writer for publications including Wanderlust, TripSavvy and Vacations & Travel. Along with roaming the globe and penning fiction novels, Nicole works for World Words as a sub-editor and writer.

Sabrina Lopez is an editor with over six years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she is not working on articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.

When planning a trip to Indonesia for beaches, adventure sports and Balinese cultural excursions, it’s wise to have a safety net for peace of mind. Travel insurance can help protect your investment in case of the unexpected.

When you find the right travel insurance plan for you, you can relax knowing you’ll receive reimbursement for some or all of your prepaid trip costs. Below, we at the Marketwatch Guides Team discuss the best travel insurance for Bali vacations, including the costs involved and specific requirements.

How Much Does Bali Travel Insurance Cost?

The cost of travel insurance largely depends on your personal preferences and age. Other factors to consider include pre-existing medical conditions for appropriate medical insurance. Plan options may consist of useful single-trip and annual multi-trip policies.

For a Bali travel insurance quote, you’ll need to provide the below information on insurance provider sites:

Number of travelers and ages of each traveler
Destination country and location
Home country and location
Total trip price

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Bali. The below quotes are for a 30-year-old traveler from Florida, traveling to Bali for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

The quotes listed to determine the cost of travel insurance were collected from each company’s website in May 2023. In general, standard plans for international travel insurance to Bali include coverage for trip cancellation and interruption, emergency medical and transportation and baggage loss or delay.

Compare The Best Bali Travel Insurance Companies

Use the table below to compare CFAR coverage, average costs and COVID-19 coverage of our top recommended travel insurance companies for a trip to Bali:

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for Bali?

It’s not mandatory to buy travel insurance for a vacation in Bali. However, whether you’re traveling to Indonesia for business or pleasure, comprehensive travel insurance is recommended. If you require medical care in Bali, up-front costs can be expensive without medical coverage. In the case of trip interruptions or trip cancellations, insurance helps protect you from financial loss.

From exploring rice fields in Ubud to riding a scooter around Denpasar and rafting the Agung River, adventure activities are popular in Bali. A travel insurance policy with coverage for unexpected injuries is a good idea if you intend to participate.

Cancel for Any Reason Coverage (CFAR)

Travel insurance companies offer cancellation coverage with standard policies. However, you’re limited with regard to your reasons for canceling. Typically, they include the death of a family member, hospitalization or similar medical emergencies.

Cancel for any reason coverage , otherwise known as CFAR, is a policy upgrade that allows you to remain flexible and cancel travel plans at your discretion. For example, in the case of the pandemic and different requirements for COVID-19 coverage, CFAR allowed for a wide range of changing circumstances.

It’s important to note that CFAR is subject to disclaimers and restrictions. For example, to reimburse a trip cost, you may need to cancel within 48 or 72 hours of a departure or travel delay.

Gear Theft Protection

Whether you’re surfing in Kuta or scuba diving on a boat trip from Seminyak, gear theft protection is useful when you’re taking equipment with you. This may include valuables such as:

Professional cameras
Surfboards or snorkeling and scuba diving gear

Travel insurance coverage helps with the financial loss of items that are damaged, stolen or lost by airlines and tour operators. Generally, your insurance provider reimburses costs up to a predetermined limit. Check if exclusions apply and leave valuable items in your home country if they’re not fully covered.

Medical Emergency Insurance and Emergency Medical Evacuation

The health care system in Bali accommodates tourists with international standards of health care at hospitals and medical treatment centers. Typical health concerns in Bali range from an upset stomach due to new foods to accidents on motorbikes. Therefore, it’s important to have insurance to cover unexpected medical costs.

In the unfortunate case of accidents and illness, travel insurance for medical emergencies generally includes the following:

Hospital fees, such as operating room charges
Emergency dental work

Most health insurance plans include emergency medical evacuation and repatriation if local medical care isn’t available or you need to fly back to your home country. If you’re doing adventure sports or riding scooters, check if your plan covers associated accidents.

Rental Car Protection

To rent a car in Bali, you need an International Drivers Permit and a valid license from your home country. It’s important to get a rental vehicle from a trusted company to ensure third-party insurance is included. Optional coverage is recommended to limit your liabilities while driving around the island.

Coverage may vary depending on the insurance provider. As a general rule, the following is offered by rental car companies:

Collision damage waiver
Windshield protection
Roadside assistance
Theft protection

Most Bali travel insurance plans include rental vehicle excess cover on top of insurance from car rental companies. This helps reimburse the costs of excess paid for stolen or damaged cars.

Trip Cancellation Insurance

If you cancel your Bali vacation before departure, standard travel insurance policies cover trip cancellations for a limited number of reasons. Typically, known and ongoing natural disasters, such as volcanic eruptions, are not covered.

Choose CFAR coverage to remain flexible for changing travel plans. As a general rule, accepted reasons for trip cancellations include:

Death of family members
Hospitalization or serious illness
Severe weather conditions preventing departure
Jury or military duty

How Do I Get Travel Insurance for Bali?

When planning a trip to Bali, find out if your credit card or current health insurance provider offers travel insurance. If so, check the policies to ensure appropriate coverage for the type of vacation you’re expecting. It’s also possible to purchase Bali travel insurance directly through your airline.

Otherwise, the best advice is to shop around and compare prices between providers. Choose the best travel insurance to suit your personal needs.

Bali Safety Tips

Below are general travel and safety tips to help you enjoy peace of mind during your Bali vacation.

Crime and Safety

According to the U.S. Department of State , the Indonesian Travel Advisory is at Level 2: Exercise Increased Caution. However, Bali isn’t mentioned in areas of increased crime risk or terrorist activities.

Petty crimes, such as pickpocketing and drink spiking, may occur in Bali. It’s advised to stay alert in crowded areas, nightclubs and bars. Indonesia is also susceptible to natural disasters such as volcano eruptions, tsunamis and floods.

Day Trips, Tours and Excursions

From scuba diving to hiking and island-hopping, Bali offers a range of exciting tours and day trips. Travel insurance helps protect you financially during accidents and travel plan changes.

Always ensure tours are booked with reputable organizations. Seek advice from travel agents and hotel concierges. Visit the official website of the Ministry of Tourism , Republic of Indonesia for travel advice.

According to the Indonesian Embassy as of May 2023, all travelers over 18 must show a physical or digital vaccination certificate for the second dose of a COVID-19 vaccine. On arrival, travelers must comply with Indonesian health protocols which may include a temperature check or PCR test.

Is Travel Insurance for Bali Worth It?

Though travel insurance isn’t mandatory for visiting Bali, it’s recommended to protect against financial loss due to cancellation, and to cover unexpected medical emergencies.

To decide if travel insurance is worth it , take into account pre-existing medical conditions and the activities you’re likely to do on vacation. Even if you’re not riding scooters or doing adventure sports, accidents can occur. We recommend getting quotes from at least three providers to find the best deal for your travel insurance plan.

Frequently Asked Questions About Travel Insurance in Bali

Can i claim flight compensation.

Travel insurance with trip cancellation or interruption ensures that you can claim compensation for a delayed or canceled fight . Otherwise, compensation is at the discretion of airlines and may not be applicable in many circumstances.

Is travel insurance necessary for Bali?

It’s not mandatory to buy travel insurance for a Bali vacation. However, it’s recommended to get comprehensive travel insurance before you leave to cover unexpected medical costs. Otherwise, medical care may result in paying thousands of dollars up-front.

What documents are required for Bali travel?

According to the U.S Department of State, travelers to Bali require a passport valid for six months with at least two blank pages. You’ll buy a visa on arrival for approximately $35.

Travelers over the age of 18 must show proof of two doses of COVID-19 vaccination.

How much does travel insurance typically cost?

Travel insurance rates vary depending on the plan purchased, the destination and your age. As a general estimate, basic plans start from about $100 and can be as high as $500 for premium international travel insurance.

How We Rated Travel Insurance Companies for Bali

A 30-year-old couple taking a $5,000 vacation to Mexico.
A family of four taking an $8,000 vacation to Mexico.
A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
A 30-year-old couple taking a $7,000 trip to the United Kingdom.
A 19-year-old taking a $2,000 trip to France.
A 27-year-old couple taking a $1,200 trip to Greece.
A 51-year-old couple taking a $2,000 trip to Spain.
Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have questions about this page, please reach out to our editors at [email protected] .

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Unfortunately my flight to Bali was cancelled by the airline the night before I was to depart, and I couldn’t get on another flight until 3 days later. This put me out of pocket for the accommodation that I had booked, totalling around $1,500 for those 3 nights. After I arrived back from my trip, I lodged a claim with Allianz who reimbursed me for those prepaid expenses (less a $300 excess). The claims process was super straightforward. I filled out an online form, uploaded my documentation like tax invoices and the cancellation email. Within 4 days, Allianz had approved my claim and I received the funds a week later. It was the best outcome from a bad situation.

Why do I need travel insurance in Bali?

It can cover you for emergency medical treatment.
It can cover medical expenses caused by injuries and accidents, unless it's from an excluded activity.
It can pay for transport to hospital by helicopter or ambulance, as well as medical evacuations back to Australia.
If you're renting a car in Bali, make sure you have car rental excess cover.
Pickpocketing can occur in Bali. Travel insurance can cover you for lost or stolen valuables. This could include rings, necklaces, phones and watches.
Bali is home to active volcanoes. Travel insurance can cover travel disruptions caused by natural disasters.
Terrorism is a risk in Bali. A few insurers provide cover for medical and hospital expenses caused by an act of terrorism, including the cost of bringing you back home.

Looking for the best travel insurance for Bali? Check out our award winners in 2023

Tick travel insurance has ranked first place for customer satisfaction in 2023 .

This survey was conducted by Dynata, where 95% of respondents said they would recommend Tick to a friend, and it scored the highest in the 'value for money' category.

Finder comprehensive travel insurance awards winner

Southern Cross Travel Insurance has taken the top position in the 'Travel insurance - Comprehensive' category for the 2023 Finder Awards . Why? It's got to do with its wide COVID-19 coverage and how it handles cancellations due to unexpected events.

Adding to that, its average pricing was pretty affordable compared to other brands who offer less coverage for a higher price.

Finder travel insurance value awards winner

Fast Cover is the winner of the 2023 Finder Awards for the 'Travel insurance - Value' category. How? We compared the average prices of 28 international travel insurance policies, and Fast Cover came out on top.

But what does ' value' mean? It means we looked at more than just price. Fast Cover doesn't include everything on its policies, but it offers good value.

Finder domestic travel insurance award winner

InsureandGo has taken the top place for the 'Travel insurance - Domestic' category in the 2023 Finder Awards .

Why? We analysed 23 domestic policies and found that InsureandGo were generous with their benefit limits for things like cancellation and rental car excess insurance.

Finder seniors travel insurance awards winner

Southern Cross Travel Insurance is the winner of the 'Travel insurance - Seniors' category in the 2023 Finder Awards . Why? It has higher age limits and generous benefits.

We also appreciated SCTI's easy-to-read product disclosure statement. This means that customers can easily understand their policies, and travel with confidence.

Fast Cover Travel Insurance's COVID-19 Benefits & Refund Policy earned it a place among the finalists in the Insurance Innovation category of this year's Finder Innovation Awards .

It goes further than many other insurers, covering COVID medical expenses and evacuation, up to $5,000 for COVID-related cancellations and additional expenses.

Bali travel insurance: Common exclusions

Every travel insurance policy has things you won't be covered for. Common exclusions include:

If you purchase cover after the incident has occurred. For example, if you take cover out after you've been injured and need medical attention.
Pre-existing medical conditions. If you have any major medical conditions, make sure you let your insurer know before taking out a policy. Otherwise you won't be covered for claims related to that condition.
You travel despite government travel advice. For example, if you travel to areas that have a warning from Smartraveller, such as the provinces of Papua (Papua), Papua Highlands (Papua Pegunungan), Central Papua (Papua Tengah) and South Papua (Papua Selatan), travel insurance may not cover you.
Incidents that occur while you're under the influence of drugs or alcohol. For example, if you go out drinking in Seminyak, get injured and need medical attention, travel insurance won't cover you.
Driving vehicles without a licence. Like Australia, you won't be covered for medical costs or personal liability expenses if you drive without a licence in Bali.

What add-ons should I look for?

If you have plans to zoom around Bali on a scooter or motorbike, make sure to have the right license, and the right policy.
Bali is a surfers' paradise. Protect yourself from accidents while on your board, and from whatever is underneath your board.
Taking a dive into deeper waters? Some policies can cover you if you're diving between 10-30m below the surface, but you'll need extra cover if you're going deeper.

Will I be covered for COVID-19?

Travel insurance can cover you for COVID-19 in Bali. A policy can cover you for the following:

Rearrangement costs if you catch the virus and need to change your plans. Lots of comprehensive travel insurance policies let you claim up to $5,000 towards these expenses.
Medical costs due to COVID-19. This can include hospital expenses and RATs if you catch COVID-19 while overseas (but you won't be covered for mandatory PCRs).
Expenses if you need to isolate. For example, if you catch COVID while you're overseas and need to push back your flight and stay in your accommodation longer.

How do I get cheap travel insurance for Bali?

Medical only or basic policies will generally be the cheaper policies on the market.
Use exclusive deals or promo codes to get a discount.
Opt for a higher excess. This will make your policy cheaper but more expensive if you have to claim.
Compare across a handful of travel insurers – they're not all the same.
Get the most value by buying your policy early. It means you're covered for longer while paying the same price.

When I travel, I don't want to fork out a lot for travel insurance. I always get something above the bare minimum though which usually only covers medical-only expenses. Flight disruptions and delayed luggage are really common, so look for a cheap policy that covers me for these things.

Gary Ross Hunter Finder's travel insurance senior writer

What do I do in emergencies?

For emergencies: call 112 (police), 112 (ambulance) or 112 (fire).

In a medical emergency, call for help and then contact your insurer on their emergency assistance line.

Civil unrest, security risks, threat of terrorist attack and crime are a concern in Bali, but you should still be eligible for travel insurance. It won't cover all of these situations but it can help cover medical costs, stolen belongings and much much more.

Meet our travel expert Angus Kidman

Angus Kidman is the international editor-at-large at Finder. He's an award-winning journalist, avid travel enthusiast and passionate frequent flyer. Angus appears regularly on Sunrise, Today, The Project, Seven News and other TV and radio shows to share his expert tips.

Angus's top Bali travel insurance tips

Planning to surf in Bali? Check that your policy covers both injuries and damage to your board - many don't.
Take out insurance as soon as you book your trip - that maximises the value of your cover.
Bintang beware: travel insurance likely won't cover your for inuries that occur while you're drunk.

Why you can trust Finder's travel insurance experts

We're experts

We're independent

Is the water safe to drink?

Water in Bali isn't safe to drink unless it's boiled so it's worth following these tips when you travel:

Only consume tap water if it's been boiled – for example, drinking tea or coffee.
Don't brush your teeth with the tap water.
Ask for no ice in your drinks, just in case it's not been made with boiled water.

Do you need vaccinations for Bali?

Before travelling to Bali all travellers should make sure routine vaccinations are up to date and speak to a doctor about other travel vaccinations.

Smartraveller.gov.au and a doctor can advise the risks of any other diseases/viruses, which can include:

Hepatitis A
Hepatitis B
Japanese encephalitis
Dengue fever

While protection from malaria doesn't require a vaccination and the disease isn't prominent in Bali, some mosquitoes may still carry malaria. Nearby islands do have a higher risk of malaria, so if you're travelling beyond Bali you should take precautions.

Speak to a doctor at least eight weeks before your departure to find out what vaccines you will need, and always protect yourself from mosquitoes.

Remember, if you do not get the recommended vaccines and fall ill while abroad your travel insurance may not cover you, which could leave you with high medical bills.

Which travel insurance is good for Bali?

The cheapest policy will usually only cover you for medical expenses. However, flight disruptions and petty crime are fairly common in Bali so it may be worth getting comprehensive travel insurance. This can cover you for medical expenses, trip rearrangement costs, theft, luggage delay and more.

Do you need travel insurance to go to Bali?

The Australian government's smartraveller site recommends that you take out cover when travelling to Bali. If you can't afford travel insurance, you can't afford to travel.

Which travel insurance company has COVID cover for Bali?

Lots of travel insurers cover COVID-related expenses now. You can find a full table of the policies that cover COVID expenses on our homepage .

Is it safe to travel to Bali?

The Australian government smartraveller website says to exercise a high degree of caution in Bali. You should still be able to get travel insurance for Bali but make sure you do some research before you travel. There may be certain areas of the country that are not safe.

Gary Ross Hunter

Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).

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10 Responses

I am a 74 year old Pensioner, who spends nearly 6 months of the year in Bali. I have mild Oestesporosis and mild Enphysemia and just need the basic insurance to get me back to Australia if anything were to happen to me in Bali. How much would I be approximately? Would it be cheaper t purchase per the 60 day holiday or to purchase for a year?

Hi Richard,

Based on your situation, a seniors travel insurance might be a good option to consider. It offers benefits such as cover for pre-existing medical conditions and accidents overseas.

The exact cover and premium you’ll pay will vary between providers. Read our guide on Seniors Travel Insurance ( https://www.finder.com.au/travel-insurance/seniors-travel-insurance ) for more information.

When you’re ready, you can get a quote from the providers listed in the guide. Click the green ‘Get Quote’ button to get started.

Before applying, always read a policy’s Product Disclosure Statement (PDS) so that you’re aware of what you’re covered for, along with and exclusions or restrictions.

I hope this helps,

Regards, James

Hi With the volcano issues in Bali, what would be the best cover to get in relation to missed flights, missed work, more accommodation? Assuming you are in Bali when it happens? Thanks

Thanks for your question. It is always advisable to get cover before you leave. As there is no current eruption, there are no moratoriums on the cover.

There is no best cover, as cover needs vary from person to person. To compare your travel insurance options from the brands in our panel, enter your travel details into the form. Once you have done so, you will be able to view the various brands on offer, their cost and levels of cover.

I hope this was helpful, Richard

Does being licenced to ride a motorcycle include L’s?

Hi Gabriella,

Thanks for your question. Generally it means you have to have an unrestricted licence.

I hope this helps, Richard

My wife and daughter are travelling to Bali in June for 9days, obviously they need travel insurance but they would also like cover for riding scooters are you able to give me a quote

Thanks for your question.

If you would like to review how the insurers in our panel treat motorcycle use while traveling, please have a look at motorcycle travel insurance . Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

I have travel insurance with Priceline and was wondering if I am covered if the government puts out a travel warning for Bali where I am travelling to.

Thanks for your question. Unfortunately, finder.com.au is a comparison service. I contacted Priceline and who said at this point in time, they do not have any specific instructions for people travelling to Bali. If you are after specific information in regards to travel warnings, please refer to the General Exclusion section in the PDS. I would be worth pointing out that travel warnings do change, so keep an eye on this be taking advantage of services such as Smartraveller.

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Travel Insurance for Bali

Travelling to bali.

Bali is a popular overseas destination for Australians – it’s beautiful, close to home, and can be budget friendly. This island paradise caters for a variety of holiday styles. Choose your tempo – surf, sand and sun at Seminyak or unearth your inner bliss at a rainforest retreat in Ubud.

But as with every destination, there are risks when travelling in Bali. This is where a travel insurance policy may come in handy. Before you leave home, consider the benefits of Allianz Travel Insurance that is designed to cover you for overseas emergency assistance. See the Product Disclosure Statement (PDS) for all terms, conditions, exclusions, limits and applicable sub-limits that may apply.

Why choose us?

Thousands of satisfied customers, network of medical experts, emergency assistance available, we’re an established insurer, choose your plan.

Basic Travel Insurance

Overseas Emergency Assistance 2
Overseas Medical & Hospital Expenses 2
Personal Liability 2

Comprehensive Travel Insurance

Overseas emergency assistance, medical and hospital expenses 2
Unexpected trip cancellation 2
Loss of or damage to luggage and personal effects 2

Multi-Trip Travel Insurance

Overseas emergency assistance, medical and hospital expenses 2

Health and safety when travelling in Bali

Staying safe

Theft and petty crime are common in Bali. Keep your valuables on your body and stay alert, especially in crowded areas and at night.

There’s also the possibility of volcanic eruptions and tsunamis, as well as other natural events. Refer to Smartraveller for current travel alerts affecting Bali before you buy a policy, before you leave Australia, and during your travels.

Keeping healthy

Health risks in Bali can include diseases such as malaria, dengue fever, Japanese encephalitis and rabies. You may wish to consult with a travel doctor or clinic before travelling to understand any options for preventative measures.

Some medications are illegal in Indonesia, and harsh penalties can apply even if you have a valid prescription. Make sure your medication is legal before you arrive.

You may need to be evacuated for treatment elsewhere if you become seriously ill or injured. Being uninsured may mean you have to arrange payment for your evacuation before you can be treated.

Being prepared for adventures

Adventure activities

Bali is world-famous for its surfing, with thousands of tourists flocking to the legendary beach breaks and reefs each year.

Allianz Comprehensive Travel Insurance is designed to cover activities like surfing and snorkelling. If you plan on getting more adventurous with activities like abseiling or riding a motorcycle, consider buying an Adventure Pack as an optional add-on. 2,3

Read the PDS for a full list of sports and activities automatically included in the Comprehensive or Multi-Trip plans, as well as what additional activities the Adventure Pack is designed to cover.

Riding mopeds and motorcycles

Riding motorcycles, motorised scooters and mopeds aren’t activities covered under a Comprehensive, Basic or Multi-Trip plan.

If you plan to ride motorcycles, mopeds, motorised scooters or quad bikes as either the driver or pillion passenger in Bali, you might want to consider buying an Adventure Pack for an additional premium, which is an optional add-on for our Comprehensive and Multi-Trip plans. 2

The Adventure Pack is designed to cover eligible policy holders while riding on a motorcycle, moped, motorised scooter or quad bike 2,3 if you meet the following conditions:

You hold the appropriate class of licence (excluding learners licences) in Australia for the vehicle you’re driving, or if your Australian licence isn’t recognised in that country – a licence valid for the country you’re riding in.
When you’re riding as a pillion passenger on a motorcycle, moped or motorised scooter, the driver holds a licence valid for that vehicle and for the country it’s being ridden in.
You’re the driver of a quad bike and you’re not carrying a pillion passenger. Note that you’re not covered if you ride as a pillion passenger on a quad bike.
You wear an appropriate safety helmet at all times.
You aren’t racing or riding a motorcycle, moped, motorised scooter or quad bike in a professional capacity.

Ready to find your travel insurance for Bali?

Frequently asked questions.

If you get sick or injured on your trip, depending on the plan you select, travel insurance may help with your medical expenses, as well as the costs of rescheduling your travel arrangements 2 .

An Allianz Basic Travel Insurance policy is designed to cover overseas medical and hospital expenses 2 , including if you’re positively diagnosed with COVID-19 1 . For coverage that’s designed to include the above, plus events such as accidental death and permanent disability 3 , consider choosing our Comprehensive Travel Insurance 2 .

You can compare Allianz Travel Insurance plans to find out which product best suits your needs.

It’s important to understand that our policies have a number of general exclusions such as:

‘Travel alerts and other warnings’ which excludes claims that arise because you didn’t follow an advice or warning that a reasonable person would have been aware of that was either issued by the Australian government (‘Reconsider your need to travel’ alerts or ‘Do not travel’ alerts) or which was published in a reliable mass media source.

‘Aware of circumstances’ which excludes claims that arise when at the time of buying the insurance, you were aware, or a reasonable person in your circumstances would have been aware, of something that would give rise to you making a claim under the policy.

If you weren’t aware, or a reasonable person wouldn’t have been aware, of a volcanic eruption or ash cloud when you bought your policy and your trip is subsequently delayed or cancelled as a result of an ash cloud, you may be covered 2 . You must, however, follow government advice.

If there is a travel alert or government advice in effect, or circumstance you were aware of, or a reasonable person would have been aware of, at the time a policy is bought, we may deny your claim as this would be considered a known event for the purpose of the ‘Aware of circumstances’ General Exclusion.

Check Smartraveller for current travel alerts affecting Bali before you buy a policy, before you leave Australia, and during your travels.

International travel insurance comparison

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If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to narrow down international single trip and annual multi-trip policies from 27 insurers, offering cover for COVID-19, existing medical conditions, car rental and more.

Travel insurance is a portable version of health, home, contents, life, public liability, and car rental excess insurance all packaged in one to take on holidays with you. But with all those insurances piled into one product, navigating your way through the terms and conditions to find the loopholes can be very challenging.

Use our travel insurance comparison to narrow down your options and make sure you're getting the best cover for your needs when on holiday.

List of brands we tested in this review.

Battleface 2
Cover-More 5
FastCover 4
Flight Centre 4
Go Insurance 4
InsureandGo 3
Southern Cross Travel Insurance (SCTI) 3
Tick Travel Insurance 4
Travel Insurance Direct 3
Virgin Australia 5
WAS Insurance 2
World Nomads 2
World2Cover 4

The average cost of the policy compared to other policies of the same type (single trip or annual multi-trip). One $ sign is the cheapest through to five $$$$$ the most expensive. NA means the policy wasn't included in the price rating.

enter value/s in increments of 1 between 0 and 0

Policy type

One trip 65
Policy age limit

In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

Does the policy cover international cruises?

Optional 71

Medical expenses for COVID-19

Whether the policy covers you for medical and emergency evacuation and repatriation expenses for claims arising directly or indirectly from COVID-19. Cover is assessed on individual circumstances.

Cancellation expenses for mental health

Whether the policy covers you for cancellation expenses for claims arising directly from recognised mental health disorders experienced for the first time such as depression, anxiety, schizophrenia, bipolar disorder or PTSD. Cover is assessed on individual circumstances.

Cancellation for insolvency of a travel services provider

Whether the policy covers you for losses arising out of insolvency of a travel services provider (e.g. airline, accomodation provider, bus line, shipping line, railway company, motor vehicle rental agency). Cover is assessed on individual circumstances.

Cancellation expenses for a natural disaster

Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from a natural disaster. Cover is assessed on individual circumstances.

Cancellation expenses for civil unrest

Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from civil unrest such as political protests, riots and strikes. Cover is assessed on individual circumstances.

Baggage cover

Are stolen or damaged personal belongings covered

Limit for baggage expenses

The overall limit for stolen or damaged personal belongings.

Limit for a smartphone

Limit for a smartphone. Cover is assessed on individual circumstances.

Limit for a laptop or tablet

Limit for a laptop or tablet. Cover is assessed on individual circumstances.

Limit for rental car excess

Limit for collision damage excess for a hire car. Cover is assessed on individual circumstances.

Scuba diving

Does the policy cover scuba diving if you are appropriately certified or diving with a qualified instructor?

Skiing and snowboarding on-piste

Does the policy cover skiing and snowboarding on-piste?

Optional 82

Skiing and snowboarding off-piste

Does the policy cover skiing and snowboarding off-piste withing the resort boundaries?

Optional 72

Tobogganing

Does the policy cover tobogganing on snow?

Optional 50

Does the policy cover riding a moped with an engine capacity 50cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license

Optional 32

Moped 125cc

Does the policy cover riding a moped with an engine capacity 125cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license

Optional 28

Does the policy cover riding a motorcycle with an engine capacity above 125cc with an Australian motorcycle license and a helmet?

Optional 34

Included in this comparison

Price rating
Dependant age limit
Cancellation
Pregnancy stage covered
Childbirth costs
Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
Medical expenses
Expenses for a person to accompany a sick policyholder
Daily hospital cash allowance
Hours of hospitalisation before receiving allowance
Dental expenses for accident or injury
Dental expenses for acute pain
Overseas funeral costs
Additional travel expenses for injury or sickness
Additional expenses for interrupted travel
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
Cancellation covered
Cancellation expenses
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave
Cover for transport incidents
Cover for strikes
Cover for mental health
Cover for COVID-19
Cover for pandemics
Cover for natural disasters
Cover for civil unrest
Cover for terrorism
Cover for war
Additional expenses for a special event
Additional expenses for pre-paid travel arrangements
Limit for travel delay expenses
Hours before travel delay covered
Limit per 24 hours for travel delay
Limit for a single unspecified item
Limit for a video or photo camera
Limit for prescribed medications
Overall limit for specified items
Cover for baggage in a car during the day
Cover for baggage in a car overnight
Cover for valuables in a car
Cover for lost or stolen cash
Limit for baggage lost temporarily
Hours before cover applies for baggage lost temporarily
Rental car excess
Snow sports
Mopeds and motorcycles
Bungee jumping
Horse riding
High altitude hiking
White water rafting
Paragliding
Hot air ballooning
Hang gliding

Displaying all 91 products

Brand (A-Z)

Limit for additional meal and accommodation expenses if scheduled transport is delayed.

Your filters

This overall score is based on our expert assessment of what the policy covers, price and how easy it is to understand and buy. A higher score is better.

1Cover Comprehensive

1Cover Frequent Traveller

1Cover Medical Only

AANT Annual Multi-Trip

AANT Basics

AANT Essentials

AANT Premium

AHM Comprehensive

AHM Comprehensive Multi-Trip

AHM Medical Only

Battleface Covid Essentials

Battleface Discovery

Cover-More Basic

Cover-More Comprehensive

Cover-More Comprehensive Multi-Trip

Cover-More Comprehensive Plus

Cover-More Comprehensive Plus Multi-Trip

FastCover Basics

FastCover Comprehensive

FastCover Frequent Traveller Saver

FastCover Standard Saver

Flight Centre Multi-Trip YourCover Essentials

Flight Centre Multi-Trip YourCover Plus

Flight Centre YourCover Essentials

Flight Centre YourCover Plus

Go Insurance Go Basic

Go Insurance Go Basic Annual Multi-Trip

Go Insurance Go Plus

Go Insurance Go Plus Annual Multi-Trip

InsureandGo Bare Essentials

InsureandGo Gold

InsureandGo Silver

Jetstar Comprehensive

Medibank Comprehensive

Medibank Medical Only

Medibank Multi-Trip Comprehensive

NIB Annual Multi-Trip

NIB Comprehensive

NIB Essentials

NRMA Comprehensive

NRMA Comprehensive Multi-Trip

NRMA Essentials

Qantas Annual Multi-Trip

Qantas International Comprehensive

RAA Essentials

RAA Multi-Trip

RAA Premium

RAC Annual Multi-Trip

RAC Comprehensive

RAC Essentials

RAC Medical Only

RACQ Annual Multi-Trip

RACQ Premium

RACQ Standard

RACT Annual Multi-Trip

RACT Comprehensive

RACT Essentials

RACV Annual Multi-Trip

RACV Basics

RACV Comprehensive

RACV Essentials

Southern Cross Travel Insurance (SCTI) Annual Multi-Trip

Southern Cross Travel Insurance (SCTI) Comprehensive

Southern Cross Travel Insurance (SCTI) Medical Only

Tick Travel Insurance Basic

Tick Travel Insurance Budget

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Direct Annual Multi-Trip

Travel Insurance Direct Basics

Travel Insurance Direct The Works

Virgin Australia International Plan (bought with flight purchase)

Virgin Australia Travel Safe International

Virgin Australia Travel Safe International Multi-Trip

Virgin Australia Travel Safe Plus International

Virgin Australia Travel Safe Plus International Multi-Trip

WAS Insurance Covid Essentials

WAS Insurance Discovery

Webjet Travel Safe International

Webjet Travel Safe International Multi-Trip

Webjet Travel Safe Plus International

Webjet Travel Safe Plus International Multi-Trip

World Nomads Explorer

World Nomads Standard

World2Cover Annual Multi-Trip

World2Cover Basics

World2Cover Essentials

World2Cover Top

Insurance provider

Product selected for a detailed comparison

Travel Insurance for Bali: All You Need to Know

Bali, a prime jewel among Indonesia's thousands of islands, is a top destination for tourists from all over the world, including India. Its lush landscapes, vibrant culture, and stunning beaches make it a paradise for travellers. However, venturing overseas, especially to exotic locales like Bali, comes with its own set of risks and uncertainties. Thus, obtaining travel insurance is a crucial step for Indians travelling to Bali.

This article will delve into why travel insurance is essential for such trips, the benefits it offers, and other important travel-related information.

Why must you consider getting travel insurance for Bali?

Following are the reasons why travel insurance for Bali is essential:

Medical emergencies: Covers unexpected medical and hospitalisation costs.
Trip cancellations or interruptions: Reimburses non-refundable expenses due to sudden trip cancellations or interruptions.
Loss of baggage: Provides compensation for lost or stolen baggage.
Personal liability: Protects against legal liabilities arising from damages to a third party.
Emergency evacuations: Covers the cost of emergency medical evacuation to a proper facility or back to India.

What are the benefits of having travel insurance for Bali?

Having comprehensive travel insurance allows travellers to explore Bali with confidence, knowing they are protected from a variety of potential issues. Following are the benefit of having a travel insurance place:

Peace of mind: Travel insurance provides financial protection against unforeseen travel mishaps, such as flight cancellations, delays, or medical emergencies, ensuring a stress-free trip.
24x7 assistance: With access to 24-hour emergency services and support, travelers can get immediate help for medical issues, travel disruptions, or other urgent situations, regardless of the time zone.
Coverage for adventure activities: Many policies include coverage for popular activities in Bali, such as scuba diving, surfing, and snorkelling. This ensures that any injuries or cancellations related to these activities are financially covered. However, you must check the policy wordings to know about the coverage in detail.
Protection against theft: Travel insurance also safeguards against the risk of theft, which can be a concern in tourist-heavy areas. This includes coverage for stolen belongings like passports, luggage, and personal items.

Read more about international travel insurance and its benefits.

Documents required for travel insurance for Bali

Following are the common documents required to get travel insurance for Bali:

Passport copy: A scanned copy of the passport's personal details page to verify identity and nationality.
Travel itinerary: Details of flight bookings, hotel reservations, and planned activities to outline the travel period and destinations.
Proof of address: A recent utility bill or bank statement to confirm the current residential address.
Health declaration: Any pre-existing medical conditions need to be declared to ensure accurate coverage.
Payment method: Credit or debit card details for premium payment.
Personal information: Full name, date of birth, and contact details to process the insurance policy.

These documents help streamline the application process and ensure appropriate coverage for the trip.

How to apply for travel insurance for Bali?

Follow the below steps ensures a smooth process to secure travel insurance for your trip to Bali:

Research and compare: Compare different travel insurance providers and policies online to find the one that best fits your needs, considering coverage, premiums, and exclusions.
Choose a policy: Select the most suitable policy based on your travel plans, including coverage for medical emergencies, trip cancellations, adventure activities, and theft.
Gather documents: Prepare necessary documents such as a copy of your passport, travel itinerary, proof of address, health declarations, and personal information.
Online application: Visit the insurance provider’s website, fill out the application form with required details, and upload the necessary documents.
Payment: Pay the premium online using a credit or debit card.
Confirmation: Receive the policy document via email, ensuring you review and understand the terms and conditions.

Know the travel visa information for Bali

Following are few information on travel visa for Bali:

Visa on arrival: Available for Indian tourists, valid for up to 30 days.
Visa extension: Possible to extend for an additional 30 days without leaving the country.
Documents required: Valid passport with at least 6 months validity, return ticket, and proof of sufficient funds.

Different types of Bali visas for Indians

Following are the different types of Bali visas available for Indians. You can choose one based on your purpose of visit.

Visa-free entry: Indian tourists can stay in Bali for up to 30 days without a visa, but this is non-extendable and valid for tourism purposes only.
Visa on Arrival (VoA): Available for a fee, this visa allows a 30-day stay and can be extended once for an additional 30 days. Suitable for short-term visits and tourism.
Social and cultural visa (B-211): Allows stays up to 60 days and can be extended four times for 30 days each. Ideal for social, cultural, and educational activities.
Business visa: For business-related activities like meetings and conferences. Initially valid for 60 days and extendable for up to 180 days.
Work Visa (KITAS): For those employed by Indonesian companies. Requires sponsorship from the employer and allows long-term stay with multiple entries.

Read more about Bali visas for Indians .

Tips on safety and precautionary measures for travelling to Bali

Consider the following precautions to ensure a safe and enjoyable trip to Bali”

Health precautions: Ensure vaccinations are up to date and carry a basic first aid kit. Drink bottled water to avoid waterborne illnesses.
Travel insurance: Obtain comprehensive travel insurance covering medical emergencies, theft, and adventure activities.
Local laws and customs: Respect local customs and dress modestly when visiting temples. Familiarize yourself with local laws to avoid legal issues.
Secure belongings: Be vigilant in crowded places and use hotel safes for valuables to prevent theft.
Transportation safety: Use reputable taxi services or ride-sharing apps and wear helmets when renting scooters.
Natural disasters: Stay informed about potential natural disasters like earthquakes and follow local guidelines for safety.

Top tourist places to visit in Bali

Following are the top tourist places to visit in Bali:

Ubud: The cultural heart of Bali, famous for its art galleries, the Sacred Monkey Forest, and beautiful rice terraces.
Kuta: Famous for its surfing spots and bustling nightlife.
Seminyak: A vibrant area known for upscale beach resorts, trendy shops, and lively nightlife.
Nusa Penida: A nearby island famous for its stunning beaches, clear waters, and diving spots.
Mount Batur: Popular for sunrise trekking, offering breathtaking views of the volcanic landscape and Lake Batur.
Uluwatu Temple: A stunning sea temple perched on a cliff, known for its sunset views and traditional Kecak dance performances.
Tanah Lot: An iconic sea temple located on a rock formation, offering picturesque sunset views.
Tegallalang Rice Terraces: Renowned for its beautiful, lush landscapes and traditional Balinese irrigation system.

Which is the best time to visit Bali?

The best time to visit Bali is during the dry season, from April to October. This period offers pleasant weather with less humidity and minimal rainfall, making it ideal for outdoor activities like beach visits, surfing, and exploring cultural sites. July and August are the peak tourist months with lively festivals but can be crowded. For fewer crowds and good weather, consider visiting in April, May, June, or September.

Travel insurance is a non-negotiable facet of planning a trip from India to Bali. It ensures that unforeseen circumstances do not disrupt your vacation and that any potential financial losses are mitigated. Understanding the types of visas available, the required travel documents, and safety measures enhances your preparation for a hassle-free and enjoyable Bali experience. Remember, the best trips are those where preparedness goes hand in hand with excitement and adventure.

Frequently asked questions

Travel insurance is not legally required for entering Bali, but it is highly recommended. It can cover unexpected medical expenses, trip cancellations, lost luggage, and other unforeseen issues. Given the potential for natural disasters and other travel disruptions, having comprehensive travel insurance can provide peace of mind and financial protection during your trip to Bali.

The cost of travel insurance for Indonesia from India varies depending on factors like the traveller's age, trip duration, coverage scope, and insurer. For comprehensive coverage, costs can be higher. Always compare different plans to find the best rate and coverage options.

The best travel insurance for Bali should include comprehensive coverage for medical emergencies, trip cancellations, lost or stolen belongings, and adventure activities like scuba diving or surfing. Look for policies offering 24/7 assistance and covering natural disasters, as Bali is prone to volcanic activity and earthquakes.

For most Indian tourists, a visa is not required for short stays (up to 30 days). However, having travel insurance is highly recommended for protection against unforeseen events. If applying for a longer stay visa, such as a business or social visa, travel insurance might be required by the issuing authority.

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*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

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IMAGES

Guide To Bali Travel Insurance
Travel Insurance For Bali
Here's Why You Need a Travel Insurance in Bali
Travel Insurance for Bali
What Is The Best Travel Insurance For Bali?
Travel Insurance for Bali

COMMENTS

Travel Insurance For Bali
The upgrade will increase the price of your travel insurance plan cost by about 50% but gives you the liberty to cancel your trip for any reason and make a claim. Reimbursement for this is ...
4 Best Travel Insurance for Bali in 2024
1. Heymondo, the best travel insurance for Bali. If you want the best travel insurance for Bali, look no further than Heymondo. Not only does their Top plan offer a high amount of coverage in all categories, but it's also the most affordable option with both travel- and medical-related coverage.
Bali Travel Insurance: Price Quotes & Visitor Requirements
According to official sales data from Squaremouth, travel insurance for Indonesia costs, on average, $262.90. Our official sales figures over the past year show that our customers paid an average ...
Guide To Bali Travel Insurance
Healthcare in Bali. As tourism has mushroomed, the boost on the economy and infrastructure in Bali has bolstered the healthcare system. Tourists will find many private hospitals with state of the art, international-standard facilities.Most of the doctors are fluent in English, or at least have a strong command of the language. Geographically, the lion's share of Bali's premium healthcare ...
Best Travel Insurance for Bali
I've used several different companies and a range of policies and the best travel insurance for Bali, in my experience, is Global Nomads. I've used their policies for the past 5 years and after making several stress-free claims I'm convinced it's the best policy on the market. Is travel insurance worth it? Buy travel insurance online.
Bali Travel Insurance: Everything You Need to Know
Bali travel insurance covers non-refundable expenses, ensuring you don't bear the financial burden of missed flights or accommodations. Medical Expenses Coverage: Falling ill or facing a medical emergency in a foreign land can be overwhelming. With Bali travel insurance, your medical expenses, hospital stays, and emergency medical evacuations ...
Get Covered: Finding The Best Bali Travel Insurance Plan
Our Bali travel insurance recommendations: #1 - HEYMONDO - If you ask us to give a general 'best' answer, we think Heymondo is the best choice. It is reasonably priced ( use this link and get 5% off as well ), has the best coverage with zero excess, and an app with 24/7 live support.
Travel Insurance For Bali: The Ultimate Guide to Choosing The Right
A policy excess is an amount of money that you must pay before the insurer will pay out any money. So, for example, if the excess policy on your travel insurance for Bali is $500 and you go to the hospital, You will then need to pay the first $500 of your treatment costs before the insurer will pay anything.
Compare Travel Insurance For Bali
You'll need worldwide travel insurance for your trip to Bali. A standard policy should cover you for up to 30 days, but if you're planning a longer trip you may need to look at backpacker insurance. The price for travel insurance will also depend on the level of cover you want. When you search for a travel insurance quote with us, we'll ...
Stay Covered in Paradise: Essential Bali Travel Insurance Guide
Discover why travel insurance is a must for your Bali adventure, covering everything from medical emergencies to lost luggage. Get tips on choosing the right policy for a worry-free trip! ... Best Time To Visit Bali? Bali Visa Secrets 2024; Where To Stay In Bali; Start Here! Menu Toggle. Bali First Timer Tips; Moving to Bali; Luxury Bali Vacation;
Bali Travel Insurance
Check if your insurance policy covers personal item theft. 4. Safety First: Bali's roads can be hectic. If you're planning to rent a scooter, be sure to have appropriate medical coverage. Accidents can and do happen on the road. 5. Respect Local Customs: Balinese culture is steeped in spirituality.
Choosing the Best Travel Insurance to Bali
Visitors to Bali must have proof of health insurance with a minimum coverage of $25,000 specifically for Covid-related medical expenses. Other reputable travel insurance options for Bali include Heymondo , World Nomads , Allianz Travel Insurance, and Travelex Travel Insurance. Each option offers various levels of coverage for different needs ...
Best Travel Insurance for Bali: A Comprehensive Guide for Visitors
1Cover Travel Insurance. Offers comprehensive travel insurance plans for Bali starting at AUD $26.43 for a seven-day trip. The plan covers emergency medical expenses, trip cancellation, lost or stolen baggage, personal liability, and more. Link: https://www.1cover.com.au.
Travel Insurance for Bali (2024)
The below quotes are for a 30-year-old traveler from Florida, traveling to Bali for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations ...
Bali travel insurance
Travel insurance can cover you for COVID-19 in Bali. A policy can cover you for the following: Rearrangement costs if you catch the virus and need to change your plans. Lots of comprehensive ...
Travel Insurance for Bali
1. Proximity: Depending on where you live in Australia, you can fly to Bali 3-6 hours making it relatively easy as a destination to get to. 2. Affordability: Compared to Australia, Bali is way more cost-effective when it comes to food, accommodation. 3.
Travel insurance for Bali
Search for a policy that suits your itinerary. When deciding on travel insurance for Bali, consider the cover most relevant to your trip. Comprehensive insurance is available as both single and annual multi-trip policies and can include cover for medical expenses, cancellation fees, luggage and rental vehicle insurance excess.
Travel Insurance for Bali
Adventure activities. Bali is world-famous for its surfing, with thousands of tourists flocking to the legendary beach breaks and reefs each year. Allianz Comprehensive Travel Insurance is designed to cover activities like surfing and snorkelling. If you plan on getting more adventurous with activities like abseiling or riding a motorcycle ...
Travel Insurance Bali
Source: Indonesia.Travel. Bali is part of Indonesia, so here are a few quick Indonesian facts: Capital: Jakarta. Population: 1 million. Currency: Indonesian Rupiah. Official Language: Bahasa Indonesia. Land area: 905 million km². Fun fact: Indonesia is the largest archipelago in the world with more than 18,000 islands.
Compare International Travel Insurance 2024
Find the best product for you. If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to narrow down international single trip and annual multi-trip policies from 27 insurers, offering cover for COVID-19, existing medical conditions, car rental and more.
Travel Insurance for Bali: Coverage and Benefits
The best travel insurance for Bali should include comprehensive coverage for medical emergencies, trip cancellations, lost or stolen belongings, and adventure activities like scuba diving or surfing. Look for policies offering 24/7 assistance and covering natural disasters, as Bali is prone to volcanic activity and earthquakes.

Best Travel Insurance for Bali – Price & Requirements

How much is travel insurance for Bali?

Bali travel insurance requirements

1. Heymondo , the best travel insurance for Bali

2. SafetyWing , a cheap travel insurance for Bali

3. World Nomads , the best holiday insurance for Bali for sporty travelers

4. IMG , a reliable travel insurance for Bali, Indonesia

Essentials to save on your trip to Bali

Do I need travel insurance to visit Bali?

Seven Corners

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Best for Travel Delays

Risk of volcanic eruptions and natural disasters

Risk from sporting activities

Risk of a driving accident

Trip cancellation insurance

Trip delay insurance

Trip interruption insurance

Travel medical insurance

Medical evacuation insurance

Insurance for personal items

Rental car coverage

Transportation method.

Travel preferences.

Date of purchase.

Are there COVID-19 restrictions for U.S. tourists?

Do I need a visa or passport to travel to Bali?

Is it safe to visit Bali?

Is travel insurance mandatory for Indonesia in 2024?

What documents are required for Bali travel?

Does Bali require COVID insurance?

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Bali Travel Insurance: Everything You Need to Know

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Best Bali Travel Insurance: Introduction

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