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Explorer Travel Insurance

Get up to s$58 in cashback + up to 40% off your travel insurance.

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Built-in with COVID-19 coverage

Extensive coverage such as trip cancellations, travel delay, baggage loss, and more

Up to $700,000 overseas medical coverage and 24-hour emergency overseas assistance hotline

Adult above 18 years old

Child between 3 months and 18 years old or full-time student below 24 years old can apply for child coverage

Singaporean, Singapore PR or foreigner with a valid pass/work permit

Get up to S$58 in cashback + up to 40% off your travel insurance Find out more

Be it for work, leisure, or to visit loved ones overseas, travel worry-free with our newly added COVID-19 coverage.

With effect from 5 November 2021, the COVID-19 coverage under our Ultimate and Essential plans will automatically extend to countries under the latest permitted travel arrangements as per the Singapore Government travel advisory at the point of your purchase. Kindly note that some countries may require COVID-19 insurance coverage as a condition of entry. Please ensure you select a plan that meets the requirement of your intended destination(s). For full details of our COVID-19 coverage and exclusions, please refer to the Eligibility and Policy Wording .

Simply make your purchase of Explorer Travel Insurance Essential or Ultimate plans via the OCBC Digital app to qualify:

• Single trip: Enter the promo code SAVE4U to get 40% off + S$28 in cashback
• Annual trip: Enter the promo code TAA15A to get 15% off + S$58 in cashback

Additional cashback rewards are awarded with a minimum spend of S$100 (after discounts). T&Cs apply.

Plans and coverage for

• Other benefits

Enjoy an enhanced COVID-19 coverage Our Essential and Ultimate plans now include COVID-19 coverage under the Singapore Government travel advisory.

To be eligible, the following conditions must be met:

• You have not served stay home notice, been quarantined due to COVID-19 or travelled to any countries other than the list of countries permitted as per Singapore Government travel advisory within 14 days before the commencement date of your trip.
• If required by the authorities, you must take a COVID-19 Polymerase Chain Reaction (PCR) test or any COVID-19 equivalent test approved by Singapore authorities within 72 hours prior to the scheduled departure time of your trip and must be tested negative. Otherwise, there will be no coverage for overseas medical expenses and repatriation of mortal remains.
• You have not been diagnosed with COVID-19 at the point of purchase.
• You are purchasing a single trip two-way and annual multi-trip policies.

The following sub-limits apply for these coverages:

• Benefits / Sum Insured
• Essential Plan Enhanced coverage
• Ultimate Plan Most comprehensive coverage

Medical expenses incurred overseas Covers the medical expenses incurred overseas if the insured is diagnosed with COVID-19 whilst overseas.

Emergency medical evacuation Covers cost required for emergency medical evacuation expenses while overseas if insured person is diagnosed with COVID-19 overseas.

Repatriation and compassionate expenses Covers the cost of transporting Insured Person's body and ashes back to Singapore if he/she dies overseas due to COVID-19.

Travel inconveniences

(If you or a travel companion is diagnosed with COVID-19 while overseas)

(If you, a relative, or a travel companion is diagnosed with COVID-19 before your trip commences)

(If you are placed under mandatory quarantine by the local authorities as a result of you being diagnosed with COVID-19 while you are overseas)

$50/day (Up to $700)

$100/day (Up to $1,400)

If you are hospitalized as a result of you being diagnosed with COVID-19 while you are overseas

If you are hospitalized or quarantined overseas as a result of you being diagnosed with COVID-19 while you are overseas

Up to 30 days

Overall limit per policy

(applicable to group purchases)

Choose from 3 travel insurance plans

Explorer offers you coverage with reimbursement for inconveniences, disruptions and medical expenses incurred while travelling.

Please refer to the table below for the Individual Cover limits. The limits under Family Cover are subject to the Individual Cover limits under the same plan for each Insured Person.

• Coverage ($)
• Starter Plan Basic coverage

Accidental Death and Permanent Disablement

Accidental Death on Public Transport

Medical reimbursement

(a)  Medical expenses incurred overseas

(b)  Medical expenses incurred in Singapore

(c)  Traditional Chinese Medical (TCM) treatment

Maximum Aggregate Limit for (a), (b) and (c)

Hospital cash

(a)  Hospital confinement

$200 per day

Maximum $20,000

$200 per day Maximum $30,000

Maximum $40,000

$100 per day

Maximum $7,000

Maximum $1,000

Maximum $1,500

(b)  Hospital visitation/compassionate visit

(c) Child companion

Emergency medical evacuation

Repatriation of mortal remains

Emergency telephone charges

Maximum aggregate limit

Trip cancellation

Trip postponement, trip interruption.

Trip curtailment

Overbooked flight

Travel missed connection

Travel delay

$100 Every 6 Hours

Maximum $2,000

Maximum $3,000

Maximum $500

Delay due to hijack

$250 Every 6 Hours

Maximum $7,500

Maximum Aggregate limit for Trip Interruption, Trip Curtailment, Overbooked Flight, Travel Missed Connection, Travel Delay and Delay due to Hijack

Personal liability

Baggage loss

Personal money

Travel documents

Baggage delay

$200 Every 6 Hours

Maximum $200

Kidnap and Hostage

Maximum $5,000

Terrorism extension

Automatic extension of cover

Leisure adventurous activities

Not covered

The limits under Family Cover are subject to limits under the same plan for each Insured Person.

Boost your coverage with optional add-ons Sometimes, your basic travel coverage isn’t enough. That’s why we have 4 add-on options to cater to your travel needs.

• Optional add-ons

Sports equipment cover

Top-up cover for laptop computer, netbook and tablet under baggage loss

Rental vehicle excess

Home contents

Enjoy up to 40% off Essential and Ultimate Plans

• 15% off annual plans - TAA15A
• 40% off single trip plans - SAVE4U

Exclusive promotion: From now till 30 June 2024 only!

Get up to S$58 in cashback when you purchase a OCBC Explorer Travel Insurance policy with a minimum spend of S$100 (after discounts). Purchase early to secure maximum savings!

S$28 in cashback for single plan and S$58 in cashback for annual plan. This is only applicable for Essential and Ultimate plans.

Great Eastern General Insurance’s terms and conditions apply .

Get discounts for all Essential and Ultimate plans

Input the promo code to enjoy:

• 40% off single (round) trip plans – SAVE4U
• 15% off annual plans – TAA15A

Call our 24-hour emergency assistance hotline at +65 6708 7453 for travel and medical assistance. This includes translation assistance, medical advice, arrangement of hospital admission, emergency medical evacuation and more.

Get instant savings

Quick and seamless process

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Easy access to your policy

Log in to OCBC Digital app and tap on “Insure and stay protected”.

Tap on “Travel Insurance”. Navigate to the bottom and tap on “Get a quote”.

Input your travel details (promo code will be automatically applied). Then, tap on “View plans” to choose your preferred plan.

Main Applicant’s details will be pre-filled. Input traveller details. Then, tap on “View summary”.

Review your policy and slide to complete the purchase. You’re all set for your trip!

By Online Submission : Submit your  claim online .

Download and print the claims form . Complete the relevant sections. 

Attach all original receipts and relevant supporting documents.

Mail it to the claims department .

Eligibility requirements

Minimum age

18 years old

Nationality

Singaporeans, Singapore PRs and foreigners with a valid pass/work permit

Child coverage

Children aged between 3 months and 18 years old and full-time students below 24 years old can apply for child coverage

More information

Important notes.

Policy wording

Policy owner's protection scheme

Terms and conditions

Terms and Conditions governing Explorer 40% and 15% Discount

Terms and Conditions governing the Explorer cashback campaign

Common questions about Explorer Travel Insurance

Yes, you are able to purchase the plan as long as you have fully recovered and are diagnosed as negative for COVID-19.

We will follow all vaccination, pre-departure tests and post-arrival tests requirements imposed by the authorities.

For some countries, self-administered ART, PCR or other self-test kit will not be accepted for pre-departure COVID-19 test to fly out of Singapore.

You must make an appointment from the list of MOH-approved COVID-19 test providers found on MOH website ( https://www.moh.gov.sg/licensing-and-regulation/regulations-guidelines-and-circulars/details/list-of-COVID-19-swab-providers ).

The COVID-19 Trip Cancellation coverage is claimable if you are forced to cancel your trip within the 30 days that it was due to start as a result of you, a relative, or a travel companion being diagnosed with COVID-19 by a medical practitioner in Singapore.

No. COVID-19 is only applicable should the trip is permitted under the latest permitted travel arrangement as per Singapore Government travel advisory.

You may refer to https://safetravel.ica.gov.sg/ for more information on the latest travel advisories issued by the Singapore government.

A medical practitioner has to diagnose that you are positive with COVID-19 while overseas. You are required to provide us with supporting documents such as Inpatient Discharge Summary Report (IPDS), doctor’s memo or diagnosis indicated on the Medical Certificate.

A Medical practitioner is a person who is registered and legally qualified as a doctor, has a medical degree in Western medicine, and is authorized by the medical licensing authority of the relevant country to provide the medical or surgical services their licence and training relate to.

The medical practitioner cannot be the insured or an insured person, or:

• their husband, wife or unmarried partner;
• their business partner, employer, employee or agent;
• their travel companion; or
• any person who is related to an insured person or the insured in any way, including by marriage or adoption.

The policy is designed to protect you during your overseas journey. If you are diagnosed with COVID-19 upon arriving in Singapore, after your journey, you will not be covered by the policy.

Terms and conditions governing Explorer Promotion

• Discounts shall apply on plans purchased online. Offer ends 31 March 2020.
• No other promotion shall be applied together with the above discount on Single Trip and Annual Plans.
• OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice.
• The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.

Sub-limits are part of the original limit for each coverage. They do not provide extra coverage, but set a maximum to cover a specific loss. For non-COVID-19 coverage, the coverage amount will be as per existing coverage plan .

Covers non-refundable travelling and accommodation expenses, as well as any change in entertainment tickets paid in advance because you or your travel companion are diagnosed with COVID-19 by a medical practitioner, and as a direct result you are forced to change any part of your trip.

Covers the irrecoverable travel (on economy class), accommodation expenses and/or cost of entertainment tickets that were paid in advance if the trip is cancelled due to you, a relative or a travel companion being diagnosed with COVID-19 in Singapore within 30 days prior to the trip commencement.

Covers the irrecoverable administrative charges of travel, accommodation expenses and/or cost of entertainment tickets that were paid in advance if you are forced to postpone your trip within the 30 days before it was due to start as a direct result of you, a relative, or a travel companion being diagnosed with COVID-19 by a medical practitioner in Singapore.

Attention: Claims Department Great Eastern General Insurance Limited 1 Pickering Street, #01-01 Great Eastern Centre, Singapore 048659

Family plan

• Single Trip Policy : shall mean an Adult and/or his/her spouse and unlimited number of biological or legally adopted children, OR any one or two adults who are not related by marriage and a maximum of four children who must be least Family related (i.e. biological or legally adopted Child or ward, sibling, grandchild, niece, nephew or cousin) to any one of the Adults.
• Annual Trip Cover : shall mean an Adult and/or his/her spouse and unlimited number of biological or legally adopted Children.

We will only reimburse the overseas medical expenses incurred up to 90 consecutive days from the date you are diagnosed with COVID-19 by a medical practitioner.

If you pass away overseas within 30 days from the date you are diagnosed with COVID-19 by a medical practitioner.

The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. Explorer is underwritten by Great Eastern General Insurance Limited, a   wholly-owned   subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. Explorer is not a bank deposit or obligation of, or guaranteed by OCBC Bank.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Claims arising from events that have already occurred or made known to public via authorities or media before your application will not be covered.

Information presented as at 1 January 2024.

Policy Owner's Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( www.gia.org.sg or www.sdic.org.sg ).

Policy Owners’ Protection Scheme

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Via Great Eastern

More convenience with prepopulated personal details when you buy insurance via OCBC Online Banking. Choose to pay with your OCBC Savings/Current Account or OCBC Credit/Debit Card.

By clicking on "Apply now", you will be leaving the OCBC Bank website to Great Eastern's website. OCBC Bank has no control over this website and is not responsible for its contents.

You are leaving the OCBC Bank's website to access Great Eastern's website.

By clicking on "Proceed", you acknowledge the following:

• You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.

Clinics offering PCR swab tests

OneCare Medical

• 4 Woodlands Street 12, #02-57, Singapore 738623, Tel: +65 6363 2919
• 1 Raffles Place, #05-15/16, Singapore 048616, Tel: +65 6532 2692
• 315 Upper Changi Road, #01-01, Singapore 467347, Tel: +65 6970 0813
• Blk 449 Clementi Avenue 3, #01-241 Lot C, Singapore 120449, Tel: +65 6970 9300
• 15 Petir Road, #01-66 Bukit Panjang Integrated Transport Hub, Singapore 678270, Tel: +65 6518 4055

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Great Eastern travel insurance review: Covid-19, promo, premiums

Great Eastern's travel insurance plans were once upon a time one of the most popular options in the market, but that was way back when everyone wore huge-a** shoulder pads. Now that the field has been disrupted by so many young upstarts, can the Red Lion still play the game?

Here's how Great Eastern's Covid-19 travel insurance coverage measures up against popular competitors such as AIG, FWD, AXA, and NTUC's travel insurance plans in 2022:

1. Great Eastern Covid Travel Insurance: Premiums

In the past, Great Eastern travel insurance was sold under 2 brands: Great Eastern Travel E@sy and Great Eastern TravelSmart - both have since been taken off the market.

Great Eastern TravelSmart was still available for purchase as recent as March 2022, when Covid-19 travel were just about easing and "cruise to nowhere" was all the rage. Back then, you may have bought a Great Eastern TravelSmart Basic which was the cheapest travel insurance variant covering you for cruises, Bintan, Batam etc. However, thanks to the rapidly changing global travel restrictions, these travel insurance plans come and go so quickly. Great Eastern TravelSmart is no longer available.

Instead, it's been replaced by Great Eastern TravelSmart Premier, which comes in three plan tiers:

Here is a summary table of the Great Eastern TravelSmart Premier travel insurance's premiums, benefits, and key coverage:

Note: Premiums are based on single-trip to South Korea (Asia), and Switzerland (Worldwide) for seven days during the September school holidays 2022.

Travel insurance plans' premiums are usually priced according to the country you're travelling to. While these countries are usually presented neatly in a table so you can figure out your premiums, Great Eastern does not state any of the countries nor their premiums transparently - which is a turn-off.

Instead, you have to key your country of destination into their website to check the premiums one by one. Here, we've checked a list of three to seven day single-trip premiums for all us Singaporeans' favourite holidaying spots:

• Malaysia: $19 Basic, $47 Classic, $56 Elite
• Bintan: $19 Basic, $47 Classic, $56 Elite
• Indonesia: $47 Classic, $56 Elite
• Thailand: $47 Classic, $56 Elite
• Vietnam: $47 Classic, $56 Elite
• Cambodia: $47 Classic, $56 Elite
• Hong Kong: $47 Classic, $56 Elite
• South Korea: $65 Classic, $75 Elite
• Japan: $65 Classic, $75 Elite
• India: $65 Classic, $75 Elite
• Australia: $65 Classic, $75 Elite
• Bhutan: $99 Classic, $118 Elite
• Maldives: $99 Classic, $118 Elite
• Germany: $99 Classic, $118 Elite
• London/ UK: $99 Classic, $118 Elite
• Paris/ France: $99 Classic, $118 Elite
• USA:$99 Classic, $118 Elite

2. Great Eastern Travel Insurance's Covid-19 Coverage

Although Great Eastern's TravelSmart Premier travel insurance comes in three-tier plans - Basic, Classic, and Elite - Covid-19 coverage is not offered in the Basic plan. Only the Great Eastern TravelSmart Premier Classic and Elite plans give you Covid-19 coverage.

Here's a summary of Great Eastern travel insurance's Covid-19 coverage:

Some other things to note about Great Eastern's travel insurance:

• Pre-Trip Covid-19 Coverage: If you test Covid-19 positive 30 days before your departure date and need to cancel or postpone your trip, Great Eastern's Covid-19 travel insurance will cover your travel fares, hotel accommodation, entertainment tickets.
• During Trip Covid-19 Coverage: From the day you test Covid-19 positive overseas, you'll be covered for 90 days. Your travel insurance plan will also be automatically be extended for 30 days for free.
• Post-Trip Covid-19 Coverage: If you get Covid-19 only after you land in Singapore, you will not be covered.

Honestly, Great Eastern travel insurance's Covid-19 coverage pales in comparison to competitors' such as Sompo's Covid-19 travel insurance which offers a higher $100,000 to $200,000 in Covid-19 medical expenses coverage and emergency medical evacuation, and $2,000 to $4,000 in trip postponement claims.

All these are important – higher Covid-19 medical expense coverage means you can be assured that even if you’re sent to an expensive private hospital for Covid-19. Likewise, do not overlook the emergency medical evacuation coverage. If you came down with a really bad case of Covid-19, the doctors deemed you unfit for normal flight, and you need to be medically flown back to Singapore, the bill could easily come up to $200,000 or $300,000.

Not shitting you, it’s real. I’ve had a friend who was stuck in the US ’cause she was unfit to fly. Google “fundraiser for Singapore medical evacuation” to see more real-life examples.

Like Sompo travel insurance, Great Eastern travel insurance does not offer post-trip Covid-19 coverage. So if you’re back in Singapore and test positive for Covid-19, that’s on you.

3. Great Eastern Travel Insurance: Disadvantages

There are some caveats to Great Eastern's travel insurance and Covid-19 coverage that you need to take note of. For example, don't make the mistake of buying your travel insurance only at the airport's boarding area, just before your flight. Most travel insurance plans have waiting periods as well:

• Short Trips Only: Your trip cannot be longer than 90 days
• Covid-19 Coverage: Only included in Classic and Elite plans
• No Air Miles, Hotel Reward Points: If you're planning to use air miles, or reward points to redeem your flight and hotel tickets, these tickets won't be covered by your Great Eastern (GE) travel insurance
• Buy Early: There's a seven-day waiting period before your GE travel insurance plan kicks in
• First and Business Class: Your travel tickets will only be covered up to economy class ticket's price bracket
• Flight Delay caused by the airline or government (due to Covid-19 regulations) is not claimable
• No post-trip Covid-19 coverage
• No coverage for pre-existing conditions

As with all travel insurance, you need to prove that you have tried to call your hotel and airlines to get a flight ticket exchange or refund to no avail. Only then will your travel insurance be able to cover your additional expenses.

4. Travel Insurance For Extreme Sports & Outdoor Activities

A great advantage of the Great Eastern travel insurance is its comprehensive coverage of extreme sports and outdoor activities adventure. You'll need to get the Classic or Elite plan, and you must be engaging in these outdoor adventure activities in a leisure or recreational way with licensed guides and instructors. That means you cannot be a professional bungee jumper trying to win a competition.

Here are the outdoor adventurous activities that are covered by Great Eastern travel insurance:

5. Travel Insurance Claim Great Eastern

Dealing with travel insurance claims is not the easiest thing. You're back in Singapore, just ended a wonderful holiday with great memories, got lots of clothes to wash, and a million MS Teams messages from your boss - absolutely not in the mood to sort paperwork for travel insurance claims.

Before you depart for your trip, make sure you have all your flight bookings, tour agency receipts, and hotel and Airbnb receipts printed in a file that you can use for any claims. If you're bringing any high-value laptops, expensive cameras, or expensive Rimowa luggages along, dig out those receipts and leave it in the file, too. Just do it and leave it on your dining table.

• Fall sick, get into an accident, get Covid-19: Call Great Eastern's hotline at +65 6339 2155 (24-hour Emergency Assistance). Document the entire accident process (your wounds), your hospitalisation, and DEMAND for all documents detailing your diagnosis, your medicine, hospitalisation stay, and the bills. Go over the top. You need all sorts of evidence to prove to the old geezers sitting in the Claims Department that your leg indeed broke while you were sightseeing in Jeju Island and not Bukit Timah Hill.
• Lost item or Theft: Report loss of item and theft to local police within 24 hours, get a copy of the printed report
• Lost item or Theft in airplane, hotel, DisneyLand, etc.: Also make a report to your airline, tour bus company, hotel, amusement park etc… wherever you lost it, get a copy of the report in print
• Original Receipts: Go home, dig out all the original documents and receipts for your loss or stolen items
• Download and Print Claims Form: For Great Eastern, all their forms need to be downloaded, printed, filled in, and mailed to their GE office in Singapore. Here is the Great Eastern travel insurance claim form.
• Submit Claims: Submit all your travel-related documents, flight tickets, hotel bookings, PLUS your claims documents to Great Eastern via snail mail. Afterwards, call their general hotline 1800-248-2888 to check on the status of your claims. The address is:

(Attention: General Insurance Claims Department)

Great Eastern General Insurance Limited,

1 Pickering Street,

#01-01 Great Eastern Centre, Singapore 048659

6. Great Eastern Travel Insurance Promo

At the moment, there is no ongoing travel insurance promotion for Great Eastern.

There is, however, a $100 gift credit that you can make use of to get 10 per cent off your travel insurance premium. You'll have to download the Great Eastern Rewards mobile app, and sign in. Then, you'll get $100 credits in your wallet.

But Great Eastern is a little sneaky… you can only offset a maximum of 10 per cent of your premium at any point in time. So, if your GE travel insurance premium cost you $65, that's $6.50 in discount. Yes, Great Eastern TravelSmart Premier is eligible for this promotion.

7. Great Eastern Travel Insurance Review

Should you buy Great Eastern travel insurance? If you're planning a trip to Niseko to skii, Bungee jumping in Seminyak Bali, or scuba diving in the Philippines, you'll be glad to know that Great Eastern's travel insurance is great for recreational extreme sports and adventures such as hiking and trekking.

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The basic coverage for GE's Travel Smart Classic and Elite plans aren't terrible, but they're not really that high. It covers all your needs sufficiently, e.g. medical expenses in overseas hospitals, medical evacuation back to Singapore, baggage delay, and loss.

Great Eastern travel insurance's Covid-19 coverage is, again, the bare minimum with $50,000 Classic and $150,000 Elite medical expense coverage for you when you get hospitalised overseas for Covid-19. The daily $50 or $100 Covid quarantine or hospitalisation allowance is great, but it is capped at 14 days.

However, the trip cancellation, postponement, and disruption coverage is pretty low at $1,000, $3,000, and $5,000 - and may be insufficient to cover the now-exorbitant airfares.

But perhaps the biggest deal breaker is the terribly outdated claims process. Hey Great Eastern, 1995 called. They want your insurance claims procedure back.

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• Great Eastern Travel Insurance: Is It a Good Deal?

• TravelSmart Premier Basic is competitively priced for single trips
• Offers adventurous leisure activities and golf coverage
• Basic plan is only available for Malaysia
• Elite plan is expensive for ASEAN travellers but offers below average medical coverage

Great Eastern’s TravelSmart Premier stands out for offering affordable basic-tier travel insurance plans, both single and annual, to Malaysia. At just S$26 for a 1-week trip and S$261 for an annual insurance plan, the cost for the TravelSmart Premier Basic plan is below the industry average.

However, the basic-tier plan is a no-frills plan which does not have COVID-19 and Adventurous Leisure Activities coverage, and customers looking for more coverage would have to go for higher-end plans.

Table of Contents

• Great Eastern TravelSmart Premier Basic Plan

Great Eastern TravelSmart Premier Classic & Elite Plans

• Golfer Coverage

Claims Information

• Summary of Coverage

Great Eastern Travel Insurance: What You Need to Know

Great Eastern's travel insurance may disappoint those who are looking for cheap or high-value plans due to its mostly uncompetitive premiums and limited COVID-19 coverage. Depending on the destination and level of coverage you need, you can choose from the TravelSmart Premier Basic, Classic or Elite plan.

The TravelSmart Premier Basic plan offers basic medical, terrorism, trip inconvenience and golf coverage. However, the basic-tier plan can be purchased for Malaysia only and does not include COVID-19 coverage. Those looking to purchase travel insurance to other countries must select either the Classic or Elite plans, both of which cost considerably above average.

Additionally, though Great Eastern offers adventure leisure activities cover, they are only available for the Classic or Elite plan.

Even with these additional benefits, it is difficult to recommend Great Eastern's travel insurance to the average consumer who wants to maximise value.

Great Eastern TravelSmart Premier Basic

The Great Eastern TravelSmart Premier Basic plan has the potential of standing out by being the only Malaysia/Batam/Bintan plan that is available for annual coverage.

However, in exchange for the low premium, there is no COVID-19 coverage or Adventurous Leisure Activities coverage.

In addition, the Great Eastern Travel Premier Basic plan is only available for Malaysia and users have to select between Classic and Elite plans for other destinations.

Great Eastern's TravelSmart Premier Classic plan is quite expensive for the coverage it provides, giving consumers a low value plan and leaving those who either want top coverage or great prices unimpressed.

Although it includes adventurous leisure activities coverage—which may seem like a great deal at first because most other plans charge extra for these benefits—other mid-tier plans still end up being cheaper even with the extra cost to add on these sports coverages.

The Classic Plan's medical and personal accident coverage is also below average and its cancellation, trip delays, baggage loss and baggage delay coverage hover around the mid-tier average.

Great Eastern's Elite plan is similar to the Classic plan in terms of who it would—or wouldn't—attract.

For ASEAN travellers, it is one the most expensive options costing 15% above average. For trips to Asia and Global destinations, its prices are around average. However, the Elite Plan's medical coverage is around half of what most top-tier plans offer. Additionally, just like the classic plan, it also includes adventurous leisure activities and golf cover, terrorism cover and home contents cover.

If you are looking for a top-tier plan because you want the best coverage possible for your trip, then we would recommend Allianz, as they have extremely high medical and travel inconvenience coverage, and include all of the extra benefits Great Eastern includes such as sports, golf, jewellery and home contents coverage.

Notable Exclusions

Great Eastern has the standard exclusions for TravelSmart Premier plans, including no cover for events relating to pre-existing conditions, war, mental disorders and pregnancy.

Great Eastern offers fairly comprehensive golfer's coverage that includes equipment, unused green fees and hole-in-one. You will additionally be covered for medical and accident expenses occurring from leisure adventurous activity if you buy either the Classic or Elite plans. The sports covered include helicopter rides, jet skiing, mountaineering (below 3,000 metres), paragliding, parasailing, skiing/snowboarding, skydiving and underwater activities up to a depth of 30 metres.

To submit a claim with Great Eastern, you can either contact their emergency services number (in case of an emergency while on your trip), contact your insurance adviser or mail a claim form along with the appropriate documents.

Great Eastern Travel Insurance Details

When you get a great deal on your travel insurance, you'll end up maximising your peace of mind while not breaking the bank. Below, you'll find a summary of Great Eastern's coverage and premiums, as well as how they compare to the industry averages. If you'd like to see how Great Eastern's plans compare to other plans on the market, you can read our guide to the best travel insurance plans in Singapore.

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Money for Memories

Comparison of Covid-19 Travel Insurance in Malaysia

With more borders opening up, many people are planning for their traveling trips. Previously I’ve written a comparison of travel insurance in Malaysia here . However, with Covid-19 still living with us, we will need a travel insurance that covers Covid-19 related issues. Here are some of the things that you should look out for when picking a Covid-19 travel insurance:

• quarantine allowance
• hospitalization
• trip cancellation

Let’s take a look at the travel insurance in Malaysia that covers Covid-19.

AIG’s travel insurance covers Covid-19 which includes:

• medical and emergency evacuation & repatriation expenses up to RM700k
• travel cancellation
• travel curtailment & quarantine allowance benefits

Please note that for one-way trip, you will only get 1 benefit which is travel cancellation and postponement for non-refundable travel and/or accommodation expenses.

Besides that, here are some T&Cs that you should take note of:

• trip cancellation due to epidemic/pandemic-related advisories issued by governments
• trip cancellation or curtailment due to border closures
• if the airline, hotel, or trip agent offered voucher or credit for cancellation refund
• mandatory quarantine for all arriving passengers

Here are the travel insurance with Covid-19 related benefits that AIG offers:

Although on 1st glance it might seem like Basic plan would do, but if you drill down further to the daily Covid-19 quarantine allowance, you might want to consider taking standard or deluxe plans instead. For example, if you go to US (exchange rate 4.4 for instance), you are just getting slightly more than USD50 per day which can be a tight budget.

Here is the full price list and the countries that they cover:

For more info on the plans and T&Cs, you may visit: https://www.aig.my/personal/travel/travel-insurance

AXA does not have a Covid-19 travel insurance. Instead, they offer Covid-19 benefits as add-on to their travel insurance products. Besides that, depending on where you are traveling to, there are different prices based on the 3 areas below:

Here are their add-on plans for Covid-19 for ‘Individual’ plan and ‘Single’ trip:

Please note that they offers VIP and Classic plans for their travel insurance. And to add on for Covid-19, you must purchase the VIP plan.

Besides that, they also do not offer any quarantine allowance in their Covid-19 add-on benefits. For the full policy wording, you may refer to: https://www.axa.com.my/wf-assets/policy-wording-axa-travel-online (page 33-37 for pandemic coverage)

Berjaya Sompo

Berjaya Sompo is similar to AIG where the Covid-19 benefits are included in the travel insurance plans.

Here is their price list and area of coverage:

And here is the list of Covid-19 related benefits:

You can see that they also have overseas quarantine allowance due to Covid-19. However, their allowance is much lesser compared to AIG’s.

Berjaya Sompo has one of the most comprehensive and easy to find Covid-19 FAQs here: https://online.berjayasompo.com.my/travel-insurance/articles/travel-insurance-faqs/

Chubb offers Travel Pro, Travel Lite, and Travel Basic packages which includes Covid-19 benefits as below:

You can take a look at the full benefits tables in the link here: https://www.chubbtravelinsurance.com.my/cti/my-en/home/learn/our-products/what-is-covered.html

They do not have a price list but based on their area of coverage below, I have compiled the prices:

Chubb has one of the most comprehensive and organized Policy Wording. You can download from the link here and scroll to the bottom. The Covid-19 benefits are in page 50-55 in their Policy Wording.

Etiqa is similar to AXA where you can purchase a travel insurance and add-on Covid-19 benefits. However, they have more countries covered based on the table below:

Their benefits for Covid-19 is as below under section H:

Based on the table above, you can see that regardless of which package you took (silver/gold/platinum), their Covid-19 benefits are the same. Therefore, you just need to focus on the other benefits when choosing which Etiqa travel insurance plans to purchase.

Here are the prices to add-on for the Covid-19 benefits:

For more info, you may read through their policy wordings and product disclosure sheets which you can download from the links below:

• Trip Care 360 Insurance
• Trip Care 360 Takaful

Great Eastern

Great Eastern offers 2 main travel insurance plans as below:

• Travel For More
• Great Voyager

There are 3 main differences between the 2 plans above which are only found in Travel For More:

• loss of deposit or payment due to abscondment or insolvency of travel agents
• trip postponement
• optional add-on for adventurous activities

In addition, if you look into their brochures, Travel For More has 3 more plans to choose from which are named Plan A, Plan B, and Plan C (with Covid-19 benefits extension). On the other hand, Great Voyager has 2 more plans which are Essential and Supreme (with Covid-19 benefits extension).

If you compare Plan C and Supreme, they are almost the same except the 3 main differences above. I have listed down some of the main benefits related to Covid-19 in the table below for easier reference as they details are in 2 different PDFs:

Here are the price lists and the countries in area 1 and 2:

• Great Voyager price list

• Travel For More price list

MSIG also provides option add-on for Covid-19 benefits. Here are their basic travel insurance plans and their prices:

Below are the Covid-19 benefits based on the different travel insurance plans:

Below is the price list for their Covid-19 add-on plans:

For more information, you can download their brochure, Policy Wording, Covid-19 leaflet and FAQs here under ‘Download’ section.

Tune Protect

Like Great Eastern, Tune Protect offers travel insurance with or without Covid-19 coverage. For the plans with Covid-19 coverage, they will have the Basic Plan benefits which includes:

• medical expenses/emergency medical evacuation
• personal accident
• travel delay
• trip cancellation/curtailment
• baggage loss/damage/delay
• loss of travel documents

Here are the 2 plans that come with Covid-19 benefits:

Tune Protect does not have a price list like the others but I’ve shortlisted 3 popular regions:

• Thailand/Singapore, Australia/New Zealand

• United States

• United Kingdom

For more info, you may visit their website: https://www.tuneprotect.com/products/travel-easy-insurance/

Based on so many insurance companies in Malaysia, I managed to find only 8 companies that offer Covid-19 travel insurance (or as optional add-on).

Here are some of the findings after reading through the brochures and Policy Wordings by the insurance companies:

• trip postponement – there are only 2 companies that covers this benefit for Covid-19 which are AIG and Great Eastern (Plan C only)
• quarantine allowances – AIG, Berjaya Sompo, Tune Protect
• hospital allowances – AXA, Chubb, Etiqa (however, it is not stated under Covid-19 add-on benefits but it is in their normal travel insurance benefits which is a grey area), Great Eastern, MSIG
• adventurous activities – AIG (scuba diving and winter sports), Etiqa, Great Eastern (Travel For More plans only), MSIG
• chartered flight – MSIG
• cruise – AXA, Chubb
• golf – AIG, Chubb

If a person contracted Covid-19 while traveling and shows symptoms, depending on the seriousness and the government rule/law, the person might not need to be quarantined in a hospital. Therefore, to be safe, it is better to pick the plans with quarantine allowances instead of hospital allowances. And among the 3 companies that provides quarantine allowances, I would suggest AIG as it has higher allowances especially if you are going to places with more expensive currency than MYR. However, it does come with a higher price tag.

Lastly, there are also other things to consider like price, other optional add-ons, Takaful insurance (only Etiqa offers this), and also the the most important element which is ease of claiming. I had an experience with AXA and it was not a pleasant one.

If you have used any of the insurance companies above and went through their claiming process, please feel free to share your experience in the comment section below.

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Terrific Eastern travel insurance review: Covid-19, promo, premiums

Great Eastern's travel security plans endured once upon a time neat concerning the most favourite options in the market, but this was way back at people carried huge-a** shoulder pads. Now so the field has had disrupted due so more young upstarts, can the Crimson Lion still perform that game? 3. Singtel Move Protect shall underwritten through Great Eastern General Insurance Small, a wholly-owned subsidiary of Great Eastern Holdings Little both a member ...

Here's methods Great Eastern's Covid-19 travel international coverage measures up negative popular competitors such such AIG, FWD, AXA, and NTUC's voyage insurance plans in 2022: Read 12 unbiased reviews of Great Eastern Travel Insurance 2021 on Seedly community

1. Great Eastern Covid Travel Insurance: Premiums

In the past, Big Eastern travel insurance where sold under 2 brands: Great Eastern Travel E@sy and Great Eastern TravelSmart - both can since been taken off that market.

Great Eastern TravelSmart was stand available for purchase as recent as March 2022, when Covid-19 traveling were just about easing and "cruise go nowhere" has all to rage. Back then, you may have bought one Major Eastern TravelSmart Basic which was to cheapest travel insurance variant covering you for cruises, Bintan, Batam etc. However, thanks to the rapidly changing global travel exclusive, these travel insurance plans come and go so quickly. Great Eastern TravelSmart is negative longer available. Look through our various plans before making your purchase. Via Greatness Eastern. or OCBC Internet Credit. Alternatively, they may contact us at ...

Instead, it's been replaced by Great Eastern TravelSmart First, which arrival in three plan tiers:

Here is a summary table of the Great Eastern TravelSmart Premier travel insurance's premiums, benefits, and key product:

Note: Premiums exist based on single-trip to Sw Korea (Asia), and Switzerland (Worldwide) for seven days during the September school holidays 2022.

Travel insurance plans' premiums are usually rated after in the country you're travelling toward. While save countries are usually presented neatly in one table so you can figure out your premiums, Great Easterly does not state any out the countries nor their premiums transparently - which is a turn-off.

Instead, thee have to press owner country of destination into their website to check the premiums one over one. Here, we've checked a list of three to seven day single-trip premiums for all us Singaporeans' favourite taking spots:

• Malaysia: $19 Elementary, $47 Classic, $56 Eliot
• Bintan: $19 Basal, $47 Classic, $56 Elite
• Indonesia: $47 Classic, $56 Best
• Thailand: $47 Classic, $56 Elite
• Viet: $47 Classic, $56 Elite
• Cambodia: $47 Classic, $56 Elite
• Hong Kong: $47 Classic, $56 Elite
• South Korea: $65 Classic, $75 Elite
• Japan: $65 Classic, $75 Elite
• India: $65 Classic, $75 Elites
• Australia: $65 Classic, $75 Elite
• Ladakh: $99 Classic, $118 Elitist
• Indische: $99 Classic, $118 Elite
• Germany: $99 Classic, $118 Elite
• London/ UK: $99 Classic, $118 Elite
• Paris/ France: $99 Classic, $118 Elite
• USA:$99 Typical, $118 Elite

2. Great Eastern Travel Insurance's Covid-19 Coverage

However Great Eastern's TravelSmart Premiered travel insurance comes within three-tier planned - Ground, Classic, furthermore Elite - Covid-19 coverage is not offered in the Basic schedule. Includes the Great Asian TravelSmart Premium Classic and Elite plans give you Covid-19 coverage. Grand Eastern How Indemnity: Is It ampere Good Deal?

Here's a summary of Great Eastern going insurance's Covid-19 cover:

Some other things to note about Great Eastern's trips international:

• Pre-Trip Covid-19 Coverage: If you test Covid-19 positive 30 days before your departure date and need go cancel or postpone your ride, Great Eastern's Covid-19 travel financial will cover your travel fares, hotel accommodation, entertainment tickets. Outstanding Western Travel Insurance Reviews and View - Seedly.sg
• Within Tour Covid-19 Coverage: From who day you test Covid-19 positive overseas, you'll being covered for 90 days. Your travel insurance plan will also be automatically be elongated for 30 per for free. Great Eastern's travel insurance schemes were once upon a time one of the most famous options in the market, but that was way back when all wore huge-a** shoulder pads. Now that the field has been disrupted by so many young upstarts, canned the Red Lion still play the game? Here's how Great Eastern's Covid-19 travel insurance protection measured up...
• Post-Trip Covid-19 Coverage: If you get Covid-19 only after i landed at Singapore, you will not be covered.

Honestly, Great Eastern traveling insurance's Covid-19 coverage fairs inside comparability to competitors' such as Sompo's Covid-19 travel insurance which promotions a highest $100,000 toward $200,000 in Covid-19 medical expenses coverage and emergency medical evacuation, and $2,000 to $4,000 in trip shifting claims.

All these are critical – higher Covid-19 gesundheitlich expenditures coverage means you can be assured that even if you’re sent to an expensive private hospital for Covid-19. Likewise, do not ignore of emergency medical vacate coverage. If you was down with a honestly bad case of Covid-19, the doctors deemed you incompetent for standard flight, and yours want to be medically flown back to Singapore, the poster could easily come up to $200,000 button $300,000. Because premiums between $65 to $118, Great Eastern's travel insurance is best for extreme sports such as Bungee, Hot Air Balloons, the scuba diving.

Not shitting you, it’s real. I’ve had a friend who was stuck for the US ’cause their were unfit to fly. Google “fundraiser fork Spanien medical evacuation” in see more real-life instances. Great Eastern Travel Services Review: Covid-19, Promo, Rewards

Like Sompo travel insurance, Great Eastern travel insurance does not bid post-trip Covid-19 coverage. So if you’re support in Singapore additionally test positive for Covid-19, that’s on you. Read our in-depth review of Grand Eastern's travel insurance options to find out if it's the right travel insurance for you.

3. Fine Easterly Travel Insurance: Disadvantages

There are some caveats to Great Eastern's travel travel and Covid-19 coverage that you require into take note of. For demo, don't make the mistake of buying your travel insurance only at one airport's boardings area, just for their flight. Greatest travel insurance plans have waiting periods as fountain:

• Short Trips Only: Your trip cannot be longer than 90 days
• Covid-19 Coverage: Only included in Classic and Elite plans
• No Air Kilometers, Hotel Reward Matters: With you're planning to use air miles, or reward points to redeem thine flight real hotel tickets, these tickets won't be covered until your Great Eastern (GE) travel insurance Great Eastern travel insurance review: Covid-19, promo, premiums
• Buy Quick: There's a seven-day waiting periods before your GE travel insurance planned kicks in
• First and Business Group: Your vacation tickets will only be roofed up to economy school ticket's price bracket
• Flight Delay caused by the aviation or government (due to Covid-19 regulations) is did claimable
• No post-trip Covid-19 coverage
• No coverage for pre-existing condition

As with all trip insurance, you need toward prove that she have tried to telephone your hotel and airlines to get a flight admission austausch or refund to no avail. Only then will our travel insurance be able to cover your additional expenses. Answer 1 of 7: I used to buy from OCBC (great eastern), but ocbc can only buy 3 months prior in the travel date, both current this hlas can 40% off, ...

4. Travel Insurance For Extreme Sports & Outdoor Activities

A great edge from the Great East travel insurance is your comprehensive coverage of extreme sports and outdoor activities hazard. You'll need to get aforementioned Classy or Elite plan, and i must remain engaging in these outdoor my services in a leisure or recreational way use licensee guides and instructors. Which resources you cannot live a professional bungee jumper attempted to win an competition. AsiaOne

Hither are an outdoor adventurous proceedings that am covered by Great Eastern travel insurance:

5. Travel Insurance Claim Big Eastern

Austausch with travel protection claims is not the easiest thing. You're back in Singapore, just exit a wonderful holiday with great memories, got lots of dresses to cleanse, and an million MS Groups notifications from your boss - absolutely not within the mood to sort paperwork for trips insurance claims. Acquire Travel Services Online | Singtel

Before you depart on your getting, make sure you have all your flight bookings, tour agency receipts, and stay also Airbnb receipts stamped in ampere file that you can use for optional claims. When you're bringing anything high-value laptops, expensive cameras, or highly Rimowa luggages along, dig out those receipts and leave computer in the file, too. Just do it and leave it on your dining table.

• Fall sick, get for einen accident, get Covid-19: Call Great Eastern's hotline by +65 6339 2155 (24-hour Emergency Assistance). Document the entire accident process (your wounds), your hospitalisation, also DEMAND for all documents detailing your diagnosis, your medical, hospitals stay, and the bills. Go over this top. You need all sorts of evidence to prove at the old geezers standing in the Claims Department that your leg indeed broke while you were sightseeing in Jeju Island both not Bukit Timah Hill. The Seoul tragedy lefts the the mourning, and emphasized an need to re-look into travel actual plans and its coverage.
• Lost item or Theft: Report loss the item real theft to local police during 24 working, get a copy of the printed reporting
• Lost single or Theft in aviation, hotel, DisneyLand, etc.: Also make a report to your airline, tour autobus company, hotel, amusement park etc… whereever you lost it, get a copy of to report in print Explorer Travel International | COVID-19 Coverage | Promotions
• Original Earnings: Go home, dig out whole the original documents and receipts since is defective or stolen items
• Download and Print Compensation Form: Available Great Russian, select their forms need to be load, printed, stuffed in, and mailed to their GE office stylish Singapore. Here is that Great Eastern go insurance declare mold. Gemeinschaft traveling problems and how to resolve theirs easily | Lifestyle ...
• Submit Claims: Take view your travel-related documentation, escape tickets, hotel bookings, PLUS your claims related the Greatest Eastern via snail mail. Afterwards, get your general hotline 1800-248-2888 to control off the state of your claims. To address exists: anyone bought hlas travel insurance before? - Tripadvisor

(Attention: General Insurance Claims Department)

Great Eastern Public Insurance Limited,

1 Pickering Driveway,

#01-01 Greatness Eastern Centers, Singapore 048659

6. Large Eastern Journey Insurance Promo

During the momentary, go is no ongoing travel assurance promotion for Great Eastern.

There is, however, a $100 gift credit that you can make use concerning to get 10 per cent out your travel insurance special. You'll have to download the Greater Eastern Rewards mobile app, and sign in. Then, you'll get $100 end include is credit. Using no additional premium needed, get up to $150,000 coverage1 expenses and emergency therapeutic evacuation if i become diagnosed over COVID-19 during your ...

But Great Eastern is a little sneaky… they can only offset a maximum of 10 pro cent of choose premium at any point in zeiten. So, if your S travel policy premium cost you $65, that's $6.50 in discount. Yes, Major Ne TravelSmart Premier is suitable for this promotion.

7. Great Eastern Travel Insurance Review

Should you buy Great Eastern travel services? If you're planning a trip to Niseko to skii, String jumping in Seminyak Bali, or scuba diving in this Philippines, you'll be glad to know that Major Eastern's travel insurance remains great to leisure-time extreme sports real adventures such as hiking and trekking.

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One basic coverage for GE's Travelling Smart Classic and Elite plans aren't terrible, but they're not really that high. It covers all your needs sufficiently, e.g. medical expenses in jenseits hospitals, medical evacuation back to Barbuda, baggage delay, and loss.

Great East travel insurance's Covid-19 coverage will, again, the bare minimum through $50,000 Classic and $150,000 Elite medizin expenses coverage for you if you get hospitalised overseas for Covid-19. The quotidian $50 or $100 Covid quarantine or hospitalisation allowance is great, but to is capped at 14 days.

However, the trip cancellation, postponement, and disruption coverage is charming low at $1,000, $3,000, furthermore $5,000 - and may may insufficient to cover and now-exorbitant airfares.

But perhaps an biggest deal breaker is the scary antiquated claims process. Dear Great Eastern, 1995 called. They want your coverage argues practice back.

What does Great Eastern travel insurance cover?

TravelSmart Basic is the absolute cheapest option, but it’s only for Malaysia, Bintan, Batam and Singapore cruises. Travel Smart Classic and Elite are the 2nd- and 3rd-tier ones.

If you’re planning to do outdoor activities and adventure sports, you have to upgrade to the TravelSmart Classic or just find another insurance provider as TravelSmart Basic does not offer any coverage .

Here’s what Travel Smart Classic and Elite plans cover:

That said, the TravelSmart Classic and Elite plans are even less impressive for 2nd- and 3rd-tier plans. In particular, the limits for travel delays, baggage delays and loss are really quite low. While the plan does offer COVID-19 extension, the amount claimable is shockingly low especially for the Classic plan.

If you’re willing to spend this much on travel insurance premiums, there are definitely better value-for-money plans out there.

Great Eastern travel insurance claims

Emergency hotline: +65 6856 8548

Other claims: Print out the travel claim form and mail it with supporting documents to Great Eastern General Insurance Limited, 1 Pickering Street, #01-01 Great Eastern Centre, Singapore 048659 (Attention: General Insurance Claims Department)

The required documents are indicated on the form (depending on what your claims are for). You can find more information on the procedure on Great Eastern’s travel insurance claim page .

And… that’s it. You read that right – Great Eastern travel insurance claims can only be made by snail mail.

Conclusion: should you buy Great Eastern travel insurance?

If you’re just escaping to neighbouring destinations for the long weekend, Great Eastern’s cheap Basic TravelSmart plan for Malaysia, Batam and Bintan is not too bad. However, that’s about the only good thing worth mentioning.

The coverage for Travel Smart Classic and Elite is… meh. The limits aren’t terrible, but they’re not really that high. I wouldn’t feel confident buying Great Eastern travel insurance to go on an epic Shinkansen tour of Japan, but perhaps it’s fine for some other nearby countries… Except they don’t have a cheaper ASEAN category.

If adventure sports are in your itinerary, you can scratch TravelSmart Basic off your list – it’s strictly for landlubbers. If you’re NOT interested in being underwater and looking at all the weird life forms down there, and the thought of dangling in mid-air makes you go “hell no”, then it’s fine. But if you wanna do those things, there are other basic plans that will cover you.

But perhaps the biggest deal breaker is the terribly outdated claims process. Hey Great Eastern, 1995 called. They want your insurance claims procedure back.

Looking to buy Great Eastern travel insurance? Compare all Singapore travel insurance policies by price and coverage first .

The post Great Eastern Travel Insurance Singapore Review 2022 appeared first on the MoneySmart blog .

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Original article: Great Eastern Travel Insurance Singapore Review 2022 .

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Great Eastern Cities

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Places You’ll See

• Introduction
• Day 1 New York
• Day 2 New York City
• Day 3 New York City - Finger Lakes - Niagara Falls
• Day 4 Niagara Falls - Pennsylvania Dutch Country
• Day 5 Pennsylvania Dutch Country - Gettysburg - Washington, D.C
• Day 6 Washington, D.C
• Day 7 Washington, D.C. - Philadelphia
• Day 8 Philadelphia - New York City

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Watch CBS News

What time the 2024 solar eclipse started, reached peak totality and ended

By Sarah Maddox

Updated on: April 9, 2024 / 5:04 AM EDT / CBS News

The 2024 solar eclipse will be visible across North America today. As the moon's position between the Earth and sun casts a shadow on North America, that shadow, or umbra, will travel along the surface from west to east at more than 1,500 miles per hour along the path of totality . 

That means the eclipse will start, peak and end at different times — as will the moments of total darkness along the path of totality — and the best time to view the eclipse depends on where you are located. Some places along the path will have more totality time than others.

In Texas, the south-central region had clouds in the forecast , but it was better to the northeast, according to the National Weather Service. The best eclipse viewing weather was expected in New Hampshire, Vermont and Maine, as well as in Canada's New Brunswick and Newfoundland.

What time does the 2024 total solar eclipse start?

The total solar eclipse will emerge over the South Pacific Ocean before the shadow falls across North America, beginning in parts of Mexico. The path of totality , where onlookers can witness the moon fully blocking the sun (through eclipse viewing glasses for safety ), is expected to first make landfall near the city of Mazatlán around 9:51 a.m. MT. 

The total solar eclipse will cross over the U.S.-Mexico border into Texas, where it will emerge over Eagle Pass at 12:10 p.m. CT and then peak at about 1:27 p.m. CT.

In Dallas, NASA data shows the partial eclipse will first become visible at 12:23 p.m. CT and peak at 1:40 p.m. CT. The next states in the path of totality are Oklahoma and Arkansas, where the eclipse begins in Little Rock at 12:33 p.m. CT. 

Cleveland will see the beginning of the eclipse at 1:59 p.m. ET. Darkness will start spreading over the sky in Buffalo, New York, at 2:04 p.m. ET. Then, the eclipse will reach northwestern Vermont, including Burlington, at 2:14 p.m. ET. Parts of New Hampshire and Maine will also follow in the path of totality before the eclipse first reaches the Canadian mainland  at 3:13 p.m. ET.

Although the experience won't be exactly the same, viewers in all the contiguous U.S. states outside the path of totality will still be able to see a partial eclipse. Some places will see most of the sun blocked by the moon, including Washington, D.C., where the partial eclipse will start at 2:04 p.m. ET and peak at about 3:20 p.m. ET.

In Chicago, viewers can start viewing the partial eclipse at 12:51 p.m. CT, with the peak arriving at 2:07 p.m. CT.  In Detroit, viewers will be able to enjoy a near-total eclipse beginning at 1:58 p.m. ET and peaking at 3:14 p.m. ET.

New York City will also see a substantial partial eclipse, beginning at 2:10 p.m. ET and peaking around 3:25 p.m. ET.

In Boston it will begin at 2:16 p.m. ET and peak at about 3:29 p.m. ET.

The below table by NASA shows when the eclipse will start, peak and end in 13 cities along the eclipse's path.

What time will the solar eclipse reach peak totality?

Millions more people will have the chance to witness the total solar eclipse this year than during the last total solar eclipse , which was visible from the U.S. in 2017. 

The eclipse's peak will mean something different for cities within the path of totality and for those outside. Within the path of totality, darkness will fall for a few minutes. The longest will last more than 4 minutes, but most places will see between 3.5 and 4 minutes of totality. In cities experiencing a partial eclipse, a percentage of the sun will be obscured for more than two hours.

Mazatlán is set to experience totality at 11:07 am PT. Dallas will be able to see the moon fully cover the sun at 1:40 p.m. CT. Little Rock will start to see the full eclipse at 1:51 p.m. CT, Cleveland at 3:13 p.m. ET and Buffalo at 3:18 p.m. ET. Totality will reach Burlington at 3:26 p.m. ET before moving into the remaining states and reaching Canada around 4:25 p.m.

Outside the path of totality, 87.4% of the sun will be eclipsed in Washington, D.C. at 3:20 p.m. ET, and Chicago will have maximum coverage of 93.9% at 2:07 p.m. CT. New York City is much closer to the path of totality this year than it was in 2017; it will see 89.6% coverage at 3:25 p.m. EDT. 

Detroit is another city that will encounter a near-total eclipse, with 99.2% maximum coverage at 3:14 p.m. ET. Boston will see 92.4% coverage at 3:29 p.m. ET.

What time will the solar eclipse end?

The eclipse will leave continental North America from Newfoundland, Canada, at 5:16 p.m. NT, according to NASA.

At the beginning of the path of totality in Mazatlán, the eclipse will be over by 12:32 p.m. PT, and it will leave Dallas at 3:02 p.m. CT. The eclipse will end in Little Rock at 3:11 p.m. CT, Cleveland at 4:29 p.m. CDT and Buffalo at 4:32 p.m. ET. Burlington won't be far behind, with the eclipse concluding at 4:37 p.m. ET.

Meanwhile, the viewing will end in Chicago at 3:21 p.m. CT, Washington, D.C. at 4:32 p.m. ET, and New York City at 4:36 p.m. ET. 

In Detroit, the partial eclipse will disappear at 4:27 p.m. ET, and in Boston, it will be over at 4:39 p.m. ET.

How long will the eclipse last in total?

The total solar eclipse will begin in Mexico at 11:07 a.m. PT and leave continental North America at 5:16 p.m. NT. From the time the partial eclipse first appears on Earth to its final glimpses before disappearing thousands of miles away, the celestial show will dazzle viewers for about 5 hours, according to timeanddate.com . 

The length of the total solar eclipse at points along the path depends on the viewing location. The longest will be 4 minutes and 28 seconds, northwest of Torreón, Mexico. Near the center of the path, totality takes place for the longest periods of time, according to NASA.

Spectators will observe totality for much longer today than during the 2017 eclipse , when the longest stretch of totality was 2 minutes and 32 seconds.

The moon's shadow seen on Earth today, called the umbra, travels at more than 1,500 miles per hour, according to NASA. It would move even more quickly if the Earth rotated in the opposite direction.

What is the longest a solar eclipse has ever lasted?

The longest known totality was 7 minutes and 28 seconds in 743 B.C. However, NASA says this record will be broken in 2186 with a 7 minute, 29 second total solar eclipse. The next total solar eclipse visible from parts of the U.S. won't happen until Aug. 23, 2044.

Sarah Maddox has been with CBS News since 2019. She works as an associate producer for CBS News Live.

More from CBS News

How often do total solar eclipses happen?

Couple gets engaged on flight to see total solar eclipse

When is the next total solar eclipse in the U.S.?

When was the last total solar eclipse in the U.S.? Revisiting 2017

The total solar eclipse is Monday: Here's everything to know, including time, path, safety

On Monday, a total solar eclipse will cross North America – a phenomenon that has not taken place in the United States in seven years, and astronomers say will not take place again in the U.S. for another two decades.

Millions will likely gaze into the sky on April 8 for the rare experience to witness three celestial spheres − the sun, moon and Earth − line up partially or fully depending on where you are viewing it.

What time will the total solar eclipse begin? What path will it take across the nation? How do I safely watch it without damaging my eyes?

Here's a list of important things you should know about Monday's potential once-in-a-lifetime event.

What is a solar eclipse?

Any celestial object like a moon or a planet that passes between two other bodies can create  an eclipse  by obscuring the view of objects like the sun.

A total eclipse occurs when the moon appears as the same size as the sun and blocks the entire disk from Earth, leading to a period of darkness lasting several minutes. The resulting "totality," whereby observers can see the outermost layer of the sun's atmosphere known as the corona, confuses animals – causing nocturnal creatures to stir and bird and insects to fall silent.

A recent study even found that clouds activity is altered by eclipses as shallow cumulus clouds were observed vanishing when the moon obscured the sun.

A driving no no during the eclipse: The one thing you'll want to do is the only thing not to do while driving during solar eclipse

What states are on the path of totality?

The total solar eclipse will chart a 115-mile-wide path of totality across portions of Mexico, the United States and Canada.

In the U.S. alone, hundreds of cities and smaller towns in 13 states  lie along the path . An estimated 31 million Americans already live on the path, while millions more tourists are already making travel plans – sure to snarl traffic – to catch a glimpse of what is sure to be a spectacular sight, according to eclipse cartographer Michael Zeiler at GreatAmericanEclipse.com .

Additionally, small parts of Tennessee and Michigan are also expected to experience the eclipse,  NASA says .

Here are the major cities in each state where you can expect to experience totality in the United States (note that the included times do not account for when the partial eclipse begins and ends):

• Dallas, Texas: 1:40-1:44 p.m. CDT
• Idabel, Oklahoma: 1:45-1:49 p.m. CDT
• Little Rock, Arkansas: 1:51-1:54 p.m. CDT
• Poplar Bluff, Missouri: 1:56-2:00 p.m. CDT
• Paducah, Kentucky: 2-2:02 p.m. CDT
• Carbondale, Illinois: 1:59-2:03 p.m. CDT
• Evansville, Indiana: 2:02-2:05 p.m. CDT
• Cleveland, Ohio: 3:13-3:17 p.m. EDT
• Erie, Pennsylvania: 3:16-3:20 p.m. EDT
• Buffalo, New York: 3:18-3:22 p.m. EDT
• Burlington, Vermont: 3:26-3:29 p.m. EDT
• Lancaster, New Hampshire: 3:27-3:30 p.m. EDT
• Caribou, Maine: 3:32-3:34 p.m. EDT

What time is the solar eclipse?

Mexico's Pacific coast will be the first location in continental North America to experience totality, which will occur at about 11:07 a.m. PDT,  according to NASA .

As the moon's shadow travels northeast, totality in the U.S. will begin at 1:27 p.m. CDT in Eagle Pass, Texas. From there, the path will cut diagonally across the country before ending its time in the U.S. around 3:35 p.m. EDT in Lee, Maine, and entering Canada's maritime provinces, according to  nationaleclipse.com .

Decoding the sky: A definitive solar eclipse guide for kids (adults also welcome)

How long will the total solar eclipse last?

Along the way, periods of darkness could last a mere few seconds or, in some cities, could surpass four minutes.

If you want to see the time and duration for when totality would occur near you, enter your zip code below to find out. You can also search for specifics on your location using this interactive map .

How to safely view the solar eclipse

Unlike partial solar eclipses, a total eclipse offers spectators a unique opportunity to gaze upon it with the naked eye, but only when the moon completely blocks out the sun and darkness falls – referred to as totality.

While you're unlikely to go blind , gazing directly at the sun's rays can do some serious damage to your retinas. So until the moment that totality occurs,  proper safety eyewear  is still a must, according to  NASA .

While some welding goggles may work, the best option for eclipse viewing remains certified eyewear, which is held to an international safety standard and is 100,000 times darker than most sunglasses to block nearly all visible, infrared and ultraviolet light.

Solar eclipse glasses are readily available from plenty of vendors across the internet, but if you want to save some cash, there's a good chance your local library or another public institution is giving them away for free.

Just watch out for cheap imitations. To make it easy while you're shopping online, the American Astronomical Society maintains  a curated list of approved vendors .

Another simple method is to create your own pinhole projector to project the sun onto a nearby surface. The American Astronomical Society offers helpful  instructions  to set them up as well.

When was the last solar eclipse?

The last solar eclipse took place on Aug. 21, 2017 . In October, skygazers were delighted by a rare "ring of fire" solar eclipse , where the moon slides in front of the sun but doesn't totally obscure it, creating a halo effect.

When is the next total solar eclipse after 2024?

Whether you live on the path of totality or need to find the nearest city that will be enveloped in daytime darkness, one thing is for sure: Now is the time to make your plans to see it.

For North America,  the next total solar eclipse  won't be until Aug. 23, 2044,  according to NASA .

Unfortunately, the 2044 total solar eclipse won't have the broad reach across the U.S. as the 2024 eclipse.

The Planetary Society, a nonprofit involved in research, public outreach and political space advocacy, says that during the 2044 eclipse, the path of totality will only touch three states.

The eclipse will begin in Greenland, sweep through Canada and end around sunset in Montana, North Dakota and South Dakota.

Contributing: Gabe Hauari

Natalie Neysa Alund is a senior reporter for USA TODAY. Reach her at [email protected] and follow her on X @nataliealund. Eric Lagatta covers breaking and trending news for USA TODAY. Reach him at [email protected]

Solar eclipse 2024: Photos from the path of totality and elsewhere in the U.S.

Images show the Great American Eclipse, seen by tens of millions of people in parts of Mexico, 15 U.S. states and eastern Canada for the first time since 2017.

Millions gathered across North America on Monday to bask in the glory of the Great American Eclipse — the moment when the moon passes between the Earth and the sun. 

The path of totality measures more than 100 miles wide and will first be visible on Mexico’s Pacific coast before moving northeast through Texas, Oklahoma, Arkansas, Missouri, Illinois and upward toward New York, New Hampshire and Maine, then on to Canada.

Total solar eclipse 2024 highlights: Live coverage, videos and more

During the cosmic spectacle, the moon’s movements will temporarily block the sun’s light, creating minutes of darkness, and will make the sun's outer atmosphere, or the corona, visible as a glowing halo.

Here are moments of the celestial activities across the country:

Breaking News Reporter

Elise Wrabetz is a Senior Photo Editor for NBC News digital

Chelsea Stahl is the art director for NBC News Digital

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Solar eclipse 2024: Follow the path of totality

Solar eclipse, what you need to know to watch monday's total solar eclipse.

The NPR Network

A stunning celestial event is visible across the country Monday, when the moon crosses directly in front of the sun: a total solar eclipse. For those in the path of totality, there will be a few brief moments when the moon completely covers the sun and the world becomes dark.

Traveling for totality? Skip ahead.

This will be the last chance to catch a total solar eclipse in the continental U.S. for about 20 years, so here's what you need to know to safely enjoy!

When is the eclipse?

April 8, 2024 there will be a total solar eclipse that crosses from the Pacific coast of Mexico through the United States.

What is totality and why it matters

According to NASA , totality will start around 11:07 a.m. PDT/1:07 EDT in Mexico and leave Maine at around 1:30 pm PDT/3:30 pm EDT.

Here's what time the eclipse will be visible in your region

Check out this table for when the partial eclipse and totality are visible in each region or check by zip code here.

A partial solar eclipse will be visible across the contiguous United States, so even if you're not directly in the path, you should be able to see something special, weather permitting.

Unable to get to totality? We'll be sharing highlights here from across the NPR Network throughout the day Monday if you can't see it in real time.

Where to see totality?

More than 30 million people live in the path of totality for Monday's eclipse, and many more in nearby areas.

Here's what we know about Monday's weather forecast.

Why totality matters

As NPR's Neil Greenfieldboyce explains , "During a total eclipse, the sky darkens suddenly and dramatically . The temperature drops. Stars come out. Beautiful colors appear around the horizon. And the once-familiar sun becomes a black void in the sky surrounded by the glowing corona — that's the ghostly white ring that is the sun's atmosphere."

Eclipse Science

For april's eclipse, going from 'meh' to 'omg' might mean just driving across town.

A partial eclipse, while still a fun experience, is hardly as dramatic. Those with a view of the partial eclipse will see crescent-shaped shadows like those seen here in 2017.

How to watch safely

If you plan to look directly at the eclipse (partial or totality), you're going to need eclipse glasses handy because looking directly at the sun without proper protection ( traditional sunglasses don't count! ) can be harmful to your eyes.

The perfect celestial soundtrack to the total solar eclipse

As NPR's Joe Hernandez explains, "Proper eye protection must be worn throughout a total solar eclipse — except for the roughly 3 1/2 to 4 minutes when the moon fully obscures the sun, a brief period known as 'totality.' (You will need to take your glasses off during totality to actually see it.)"

If you don't have access to eclipse glasses, you can get crafty with things you have around the house ( like some of us did back in 2017!) More on that here.

Traveling for totality?

The celestial event is driving a ton of domestic travel to the path of totality. If you're headed out of town to view the eclipse, here are some NPR Network resources for areas in the path of totality:

Texas The path of totality crosses through the Lone Star State, with some areas expecting a possible influx of visitors in the hundreds of thousands to catch prime viewing. Our member stations across the state have gathered local resources to help you navigate the region and the eclipse!

• San Antonio: Check out the latest from Texas Public Radio
• Dallas: Explore KERA's coverage for the latest
• Austin: Head to KUT for the best local resources

Arkansas The eclipse will be cutting through the state, putting Little Rock in the path of totality. Check out Little Rock Public Radio for local resources.

The southwestern edge of the state will be well-positioned to witness the total solar eclipse this year. Kentucky Public Radio is covering the eclipse throughout the region, from Kentuckiana eclipse mania to the University of Louisville's free class about the celestial event. Keep an eye on WKMS for the latest local updates.

Missouri The southeastern corner of the state will be in the path of totality, crossing across towns like Whitewater and Ste. Genevieve. Head to St. Louis Public Radio for local coverage and resources. Illinois Carbondale seems to have won the eclipse lottery, being in the path of totality both in 2017 and for this year's eclipse . For resources from across the state, check out Illinois Public Media .

Indiana A huge portion of the state will be within the path of totality, giving cities across Indiana, including Bloomington and Indianapolis, prime viewing of the eclipse.

• Bloomington: Check out Indiana Public Media
• Indianapolis: Head to WFYI for the latest
• Fort Wayne: Just north of the path of totality, WBOI has resources for the Allen County area

Ohio The Buckeye State is getting bisected by this year's path of totality, plunging a number of the state's most populous areas into darkness for a few minutes on Monday.

• Cleveland: Head to Ideastream Public Media for the latest.
• Columbus: With the capital city just south of totality, head to WOSU for regional resources.
• Cincinnati: Totality will just miss the border town. Here are some tips from WVXU on how to navigate the eclipse in the region.

Pennsylvania Only the northwestern-most corner of the state will catch totality, with views from the lakeside in Erie being particularly well-positioned for a stunning viewing experience. WESA has more from across the region.

Plan to watch the eclipse from a wild mountain summit? Be ready for harsh conditions

New York Buffalo, Rochester, Syracuse and Plattsburgh will fall under the path of totality on Monday. If you're planning to travel to the region for the best views, here are some local resources to stay safe and informed:

• Buffalo: Head to WBFO for the latest
• Syracuse: WAER has more on plans in the Salt City
• North Country: NCPR has the latest from across the region, as well as information on local viewing events to check out

Vermont The Green Mountain State will see totality across its most populous region, including Burlington and Montpelier, as well as the Northeast Kingdom on the Canadian border. Vermont Public has everything you need to know to navigate your time in the region to enjoy the eclipse safely. New Hampshire The northernmost region of the Granite State will be in the path of totality, providing prime viewing to those in Coos County. NHPR has info on local events, travel updates as well as special coverage with New Hampshire Public Television. Maine The last state in the path of totality in the U.S., much of Northern Maine will be positioned for prime viewing. The rural region is preparing for an influx of visitors, and safety officials are encouraging visitors and locals alike to be prepared. Maine Public will be covering the eclipse and has everything you need to know to navigate the region safely.

How to document the eclipse safely

With the ease of cell photography , it can be tempting to reach for your phone to document the eclipse and the moments of totality, but make sure to do so safely.

As NPR's Scott Neuman explains , "For starters, you'll need to wear eclipse glasses or similar protective eye gear while aiming your camera or even just observing the eclipse."

Feeling ambitious? Here are a few more tips.

Or if you're not inclined to capture the moment visually, you lean into some other forms of creative expression. Indiana, for example, has named Linda Neal Reising the official poet in the state for this year's eclipse.

As former NPR reporter and eclipse superfan David Baron shared with Life Kit , viewing totality "[is] like you've left the solar system and are looking back from some other world."

So consider focusing on being present in the moment to enjoy the celestial spectacle.

More resources to enjoy the eclipse

• Sharing the eclipse with tiny humans? Check out these kid-friendly total solar eclipse learning guides from Vermont Public's But Why, and this great explainer from KERA Kids on the difference between a solar and a lunar eclipse.
• Want to see how a solar eclipse alters colors? Wear red and green on Monday
• Plan to wander into the wild for the best view? Here are some tips from outdoor experts.
• Tips from Bill Nye on the best ways to enjoy the eclipse.

NPR will be sharing highlights here from across the NPR Network throughout the day Monday if you're unable to get out and see it in real time. NPR's Emily Alfin Johnson compiled these resources.

• 2024 eclipse