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Why choose Royal Sundaram?

Trustworthy insurance partner for over two decades

Comprehensive Coverage

Royal Sundaram offers a wide range of insurance products,including Motor, Health ,Travel and more.Their policies often provide comprehensive coverage to meet specific needs.

Customer-Centric Approach

Royal Sundaram is known for its customer-centric approach, focusing on delivering excellent service and support. Royal Sundaram aims to make insurance hassle-free and understandable.

Trusted Reputation

With a history spanning two decades, Royal Sundaram has built a strong reputation for reliability and trustworthiness within the insurance industry.

Customization

Royal Sundaram offers policy customization options, allowing you to tailor coverage and add-ons to suit your unique requirements.

Digital Convenience

Royal Sundaram has embraced digital technology, making it easier for customers to purchase, manage, and claim insurance online.

Prompt Claims Settlement

Royal Sundaram is committed to a timely and efficient claims settlement process, ensuring that you receive support when you need it most.

Financial Stability

Royal Sundaram is part of the Sundaram Finance Group, a financially stable organization, which adds to their credibility.

Strong Network

They have a vast network of offices and branches across India, providing accessibility and convenience.

Learn more about our products and coverages

At Royal Sundaram, we’ve built our business around understanding what you need and what’s important for you to protect

Bike insurance

Protect your ride with comprehensive Two wheeler insurance coverage today

Price starts from ₹ 340*

Car insurance

Drive with peace of mind. Get comprehensive insurance for your car

Price starts from ₹ 2000*

Taxi insurance

Don't leave your business vulnerable - opt for Taxi Insurance now.

Health insurance

Your Path to a Healthy, Worry-Free Life

Price starts from ₹ 400*

Lifeline insurance

Your Lifeline in Times of Uncertainty

Advanced top-up insurance

Boost Your Insurance, Boost Your Confidence

Multiplier insurance

Multiply Your Coverage , Minimize Your Worries

Price starts from ₹ 1349*

Family plus insurance

Comprehensive Coverage, For you and your Loved ones

Price starts from ₹ 789*

Personal accident insurance

Shielding You Against Life's Unexpected Twists

Price starts from ₹ 124*

Divyang insurance

Empowering Individuals with Disabilities

Price starts from ₹ 476*

Building insurance

Home Building Insurance shields your house from unexpected costs caused by natural and man-made damages.

Price starts from ₹ 301*

Home content insurance

Home Contents Insurance covers the loss or damage of your valuable belongings, giving you peace of mind.

Price starts from ₹ 238*

Building and home content insu...

Home Building and Contents Insurance safeguards your house and belongings from damage and loss.

Price starts from ₹ 539*

Single trip travel insurance

Travel with Peace of Mind on Every Journey

Price starts from ₹ 587*

Multi trip travel insurance

Explore More, Worry Less with Annual Coverage

Price starts from ₹ 2740*

Student trip travel insurance

Your Safety Companion for your Educational Journey Abroad

Price starts from ₹ 1285*

Senior citizen travel insurance

Experience the World with Confidence, Regardless of Age

Price starts from ₹ 1781*

Business insurance

TEmpower Your Business for Success with Our Insurance Solutions

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Recognizing Innovation and Impact in the Insurance Industry

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by Information Week

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Best employer award.

Trusted by 2 crore + happy customers

We Prioritize service and satisfaction and always try to give our best for all our customers.

VM SUNDARAM

I wanted to take a moment to say thank you for your excellent and quick service. I really appreciate the help you provided, and I'm happy with the work you did for me. It was a tough task for me, but your staff's support made it easier. I've been a member of your insurance company for four years, and I'm glad I chose ROYAL SUNDARAM insurance. Even on the weekend, the claim process went smoothly, and I'm grateful for how your employees communicated with me and approved my request within just one day. Your company's commitment is truly remarkable, and I want to thank you again for your support.

SWAMINATHAN R S

I want to mention how impressed I am with the quick response from your office. The survey was promptly scheduled and conducted, and the approval was given in a timely manner. I am truly delighted with how you handled my claim. Your explanation and settlement of the claim amount left me satisfied. I never expected such a smooth and efficient process from an insurance company. I am very thankful to you and the management for the support you provided. Your response and handling of the situation were excellent. I am looking forward to renewing my policy with your company and will also recommend others to consider your services. Keep up the good work!

V SARAVANAKUMAR

In April of last year, I reached out to your company to file an insurance claim for my vehicle, Vitara Breeza. I am delighted to share that Mr. Kalimuthu from your company, Valuor, provided me with full support throughout the process until I received my vehicle. I want to express my heartfelt gratitude to your company for this excellent service. Thank you very much!

I want to extend my gratitude for helping me with the windshield replacement for my car. Your service was incredibly fast and hassle-free. I truly appreciate the timely assistance, and I'd like to give special thanks to Mr. Kiran for organizing the team. Thank you once again!

Rabindra Nath Singh

I had a very pleasant and trouble-free experience during the settlement of my claims after a mishap and narrow escape. The surveyor and office executives played a crucial role in making the process smooth, and I highly appreciate their help. Thank you for the excellent service.

Dr.A.Arul Prakash

I want to express my gratitude for the swift action taken on my car claim. You inspected the vehicle on the very same day I made the request and provided prompt confirmation and assurance for the claim approval. I am delighted to be associated with Royal Sundaram for their spontaneous help, which has strengthened my trust in being a loyal customer for future insurance needs as well. Thank you for your excellent service!

I am extremely satisfied with my experience with Royal Sundaram Insurance and workshop Yash Motors. Both companies have maintained a high level of service quality, which I greatly appreciate. The fast approval process from Royal Sundaram and the on-time delivery of my car by Yash Motors have been highly commendable. Overall, it has been an excellent experience, and I am very happy with the services provided.

Muskan Samnani

We are grateful to Royal Sundaram for the prompt settlement of my car claim. The quick service and the polite and patient communication with Mr. Vishal were exactly what I needed as a customer. My vehicle claim was settled hassle-free, and this experience convinced me to continue with Royal Sundaram insurance. I would happily recommend it to my friends as well. Thank you for the excellent service!

Divyanshu Girdhar

I am thankful for Mr. Tushar Mishra's outstanding service in helping me successfully get a cashless claim for my Hyundai Grandi10. His efficiency, gracious customer service, and quick resolution are truly appreciated. Thank you for the excellent service!

Dr Chacko Kalliath

I'm delighted with the service from Royal Sundaram. The experience was friendly, hassle-free, and Mr. Mohankumar was incredibly helpful. I'm glad the claims process was fast and stress-free. Thank you so much! Wishing you a happy and prosperous New Year.

Anuradha Ananth

I appreciate Mr. Anand's quick response and kind assistance in reviving the policy. Thanks to Mr. Anand and the team.

Dr. Ramani Mabel

Mr. Dinesh has been very sincere and supportive throughout our interaction these 4 days. Amazing support from Royal Sundaram.

Joseph Augustine

Thank you, for sending me the amended Policy with the change in the salutation. I appreciate your speedy and professional support and the way you kept me informed at each stage of the progress. Keep up the good work.

Praful Roogi

I appreciate your concern and care towards helping me. Based on this positive support, I have renewed my Policy without considering any other brand. Thank you again for your support.

Keshav, please accept my appreciation for the excellent job in renewing my policy.

Bijoy Manarkattu

Thank you for taking keen interest in solving my problem. Employees like you are the backbone of M/s Royal Sundaram general insurance company. I appreciate your dedication.

Rajeev Juneja

Thanks to the entire Royal Sundaram Team. You people have actually gone out of the way and helped complete this renewal. My father is a happy man. Special thanks to Mr. Dinesh Kumar and Anitha ma'am who spent considerable time with me today to complete the process. Best regards to all.

Harsh Vardhan

The complete renewal process was quite smooth compared to previous years. I appreciate all the follow-ups done by you and the complete health retention team. I'll give 5 stars for your service and follow-ups. I hope this will remain the same going forward.

Vinishya Ravichandran

Happy customer with family health cover. Queries resolved immediately by customer support team, especially Rajesh, trained well by Mr. Sanjeevi.

Gitesh Kumar Patle

Thanks to Rajesh and team for the smooth policy endorsement with correct vehicle details. Timely response and excellent help. Keep up the good work.

Rahul Nimase

Thank you, Mary, for your support throughout the process. You went above and beyond to help me.

Pawan Kumar Sharma

Thank you for the information and excellent service. My father's cataract problem was resolved. Thanks again.

Surya Pratap Singh Rathore

Thank you for the amazing customer service. You were polite and confident. Great experience.

Jayesh C Patel

Thank you, Mr. Dinesh Kumar, for sorting out my policy renewal issue and providing solutions promptly.

Thank you, Ms. Shembau, for your quick and customer service-oriented approach in renewing my policy.

Joginder Pal

Thank you for the caring words and regular updates. Royal Sundaram's experience has been terrific.

We have office and team all around India

Today, we've come a long way - from the two Cities in Tamilnadu to an impressive 160+ offices in more than 24+ cities across the country, and we promise we'll soon be ready to welcome you in many more.

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Terms and Conditions

1. Consent for Communication:

By submitting my contact number and email ID, I authorize Royal Sundaram to call, send SMS, messages over internet-based messaging applications like WhatsApp, and email to offer me information and services for the product(s) I have opted for as well as other products/services offered by Royal Sundaram General Insurance Limited

2. Premium Payment:

I declare that the premium paid under this transaction to Royal Sundaram General Insurance Limited is being paid by me as the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as "source account"). I confirm that it is not a third-party payment made by any other person on my behalf. I understand that in the event of policy cancellation, the refund of premium as per policy terms and conditions may be credited back to such source account, and such electronic transfer will constitute full and final discharge of the Company's obligation.

3. Authorization and Sharing of Information:

We authorize the Company to share information pertaining to my proposal, including medical records, for the sole purpose of proposal underwriting and/or claims settlement with any Governmental and/or Regulatory authority. Further, I agree that I shall not lodge any complaint to TRAI of any alleged unsolicited by Royal Sundaram to me, as part of their policy/claims servicing.

4. Information Sharing:

I hereby permit/authorize Royal Sundaram General Insurance Company Limited to collect, store, communicate, and process information relating to the policy(ies) and all transactions related therewith, including the sharing and disclosing the public authorities of any confidential information as required by law.

When is your current policy expiring?

• Yes, policy expired
• More than 2 months
• Less than 2 months

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Royal Sundaram Travel Insurance

About RoyalSundaram Travel insurance

Royal Sundaram General Insurance Co. Limited (formerly known as Royal Sundaram Alliance Insurance Company Limited), is the first private sector general insurance company in India to be licensed in October 2000 by the Insurance Regulatory and Development Authority of India. Royal Sundaram has been providing innovative general insurance solutions to individuals, families and businesses directly as well as through its intermediaries and affinity partners. The company offers Motor, Health, Personal Accident, Home and Travel Insurance to individual customers and offers specialized insurance products in fire, marine, engineering, liability and business interruption risks to commercial customers. Royal Sundaram has over 2000 employees with 150 branches across India and its products are distributed through various channels-agents, distribution partners, affinity partners, brokers and online.

Royal Sundaram overseas travel insurance coverage

• No medical reports required.
• You need to be in good health condition.
• Minimum age at entry of insured peson must be 91 Days.
• Maximum age of entry of insured person must be 90 + years.

Royal Sundaram Travel Insurance review

Sum insured.

USD 50,000 to 1,000,000

Claims settlement ratio **

Incurred claims ratio, number of policies issued *, number of lives covered *.

Policy Wordings

* As per IRDAI report for 2018-19    |    ** As per NL25 data published on the Insurance Company website

Key features of Royal Sundaram Travel Insurance

• Royal Sundaram General Insurance Co. Limited (formerly known as Royal Sundaram Alliance Insurance Company Limited), is the first private sector general insurance company in India to be licensed in October 2000 by the IRDAI.
• RSA has the widest range for Travel Insurance Plan options in the India market with sum insureds of Accident & Sickness Medical Expense from $50,000 to $1,000,000.
• The insured traveller doesn’t have to undergo any medical tests before purchasing the insurance plan while travelling abroad.
• They are one of the few insurance providers who Offer Assistance & Claims Service Support abroad through their TPA, Paramount Healthcare and in India through their Company call centre.
• As part of their Transparent and Prompt claims settlement process in their Travel insurance plans, RSA offers Cashless Inpatient Claims Settlement while providing comprehensive coverage benefits across all plans offering maximum flexibility.
• They Offer coverage upto 1 year upfront apart from facility to extend policies upto 6 times during the insured’s travel duration.

Royal Sundaram international travel insurance

Why should an insured avail a royal sundaram travel health insurance plan.

• Widest range for Plan options from $50,000 to $1,000,000 Accident & Sickness Medical Expense Sum insured
• No medical tests required before purchasing the plan
• Offer Assistance & Claims Service Support abroad through their TPA and in India through their Company call centre
• Cashless Inpatient Claims Settlement
• Comprehensive coverage benefits across all plans offering maximum flexibility
• Transparent and Prompt claims settlement process
• Offer coverage upto 1 year upfront apart from facility to extend policies upto 6 times during the insured’s travel duration

Royal Sundaram travel insurance overview

Royal sundaram travel secure insurance – individual leisure / business plans, royal sundaram travel secure – annual multi trip insurance, royal sundaram travel secure – asia plan, royal sundaram travel secure – senior citizen’s plan, travel coverage descriptions.

• Out Patient Treatment, Hospitalization Expenses, Medical Practitioner’s charges, Ambulance services for any illness or injury sustained while abroad.
• Medical Evacuation to another better nearby location or to India subject to obtaining prior approval from our end for further treatment.
• Any expenses due to Pre Existing Diseases will not be covered. Only in case of Life Threatening emergency, the expenses incurred abroad will be covered up to a max of $2,000.
• Sickness Dental Relief Coverage for actual expenses incurred resulting from sickness sustained to Sound Natural Teeth during a Trip abroad.
• Accidental Death & Dismemberment (including Common carrier) The policy covers the insured for Accidental Bodily Injury during the course of his overseas journey while travelling abroad apart from in a common carrier such as rail, bus, tram or aircraft and such bodily injury is the sole and direct cause of the Insured’s death or Permanent Total Disablement.
• Repatriation of Mortal Remains In the event of the unfortunate death of the Insured Person during the Trip due to illness/ injuries, compensation will be provided for the transportation expenses reasonably incurred to return the mortal remains of the Insured Person to the place of residence in the Republic of India or the expenses for local burial or cremation in the country where the death occurred.
• Loss / Delay of Checked-in Baggage The Company will reimburse (up to the limits specified) any purchase of essential clothes, toiletries and essential medicines in the event that the Insured Person suffers a loss of baggage or delay of more than 6 hours from the Scheduled Arrival time at the destination. This benefit is only payable on outward journey from India and not on return journey to India.
• Loss of Passport In the event that the Passport, Visa belonging to the Insured Person is lost, the Company will reimburse the direct expenses necessarily and reasonably incurred in connection with obtaining emergency travel documents in lieu of passport /visa or duplicate or new passport.
• Personal Liability In the event of the Insured Person becoming legally liable to a Third Party (under statutory liability provisions or in common law for an incident which results in death, injury of such third party or damage to his/ her properties), the company will compensate the Insured person.
• Earthquake.
• Lighting, Storm, Tempest, Typhoon, Hurricane, Inundation, Subsidence
• Landslide and rockslide
• Floods resulting from unseasonal rains, storm or cyclone.
• Volcano Eruption
• Emergency Cash Advance The company will provide an assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money or hold up whilst on a trip covered under policy. The service provider will coordinate with the insured person’s family members in his country of residence to provide emergency cash advance.
• death or serious injury or sudden sickness requiring minimum 3 days of hospitalization of (a) of the Insured Person or (b) Traveling Companion or (c) immediate Family member of the Insured Person.
• Bounced Hotel/Airline Booking The company will reimburse the additional expenses towards alternate flight booking, transportation to the alternative hotel, cost of up gradation to a superior class of hotel if required when the confirmed hotel/airline booking services with the suppliers is bounced due to over booking.
• Return of Minor Child In the event of death of the insured whilst in abroad or hospitalized due to an Injury and / or Illness, shall pay the insured, cost of economy class air ticket incurred for sending the unattended Minor Child (below the age of 18 years) back to the Country of Residence.
• Home Content Insurance (in INR) The company shall pay for the loss or damage to household contents and personal effects of insured kept in insured’s specified home in India caused by Fire & allied perils, Burglary/Housebreaking during the policy period, whilst the insured person is abroad.

Student Coverage Description

• Compassionate Visit If the insured person is hospitalized on account of an illness/accident for a period exceeding 5 days and requires special assistance from an immediate family member, the insurance company shall reimburse the cost of the economy class flight ticket incurred by the immediate family member and accommodation expenses not exceeding 200 USD/day.
• Study Interruption In the event of Hospitalization of the insured person of more than one consecutive month due to a covered Injury or Sickness or in the case of Terminal Sickness or in the case of a medical repatriation or in case of the death of an immediate family member and the insured student is unable to continue his/her studies for the remaining part of a school semester for which Tuition fee has been paid, the Company shall reimburse the Insured Person the Tuition fees which has already been advanced to the educational institution.
• Sponsor Protection In the case of injury to the Insured Person’s Sponsor (as stated in the Enrolment Form) resulting in Death or Permanent Disablement, the Company shall reimburse the insured person the Tuition Fee incurred for the remaining period of this education.
• Bail Bond The insurance company will pay bail bond costs that the insured student incurs, as a result of any inadvertent law breaking or false arrest or wrongful detention by any government or foreign power during his/her travel overseas.
• Maternity benefit Coverage is available towards Inpatient Medical expenses related to termination of pregnancy as a result of physician's advice to terminate pregnancy only due to medical reasons.
• Treatment for mental and nervous disorders: including alcoholism and drug dependency Medical expenses related to treatment for mental and nervous disorders, including alcoholism and drug dependency are covered.
• Cancer screening and mammography examinations Coverage is available for Cancer Screening and mammographic examination which are done on recommendation of a physician.
• Loss of Laptop The Company will indemnify the Insured for the loss due to Theft of the insured’s laptop. The claim shall be settled at present market value of the laptop at the time of the loss, which will be arrived at by depreciating the replacement value of the laptop by 25% per annum.

FAQ’s for Royal Sundaram Travel Secure Insurance

What is the type of cover available under travel secure.

Cover under Travel Secure is available on an Individual basis and not on Family Floater basis.

What is the premium that I need to pay?

The premium payable shall be based on your age, country of visit and number of days of travel. The applicable premium shall be remitted as a single payment.

Do I need to undergo any medical examination for coverage?

When does the coverage start.

Cover commences from the time the insured person boards the conveyance to leave for onward overseas journey or the Contracted Departure Date as per the policy whichever is later, subject to receipt of premium by us.At the time of taking the policy, customer should be in India.

How can my coverage end?

The coverage shall end on occurrence of any one of the instances as mentioned in the table below.

What document will I get as a proof of Insurance?

You would get the soft copy of the policy terms and conditions together with a certificate detailing the insurance coverage details.

Is there a free look period available under the policy?

Free look provision is applicable only in respect of an annual multi trip policy and annual student policy. At the inception of the policy, provided the trip has not commenced, insured will be allowed a period of 15 days (30 days for Telesales, Online and Web aggregators) from the date of receipt of the policy to review the terms and conditions of the policy and to return the same if not acceptable. Insured will be entitled to the following, provided no claim has been reported, settled or lodged for the period the policy has been in force:

• A refund of the premium paid less stamp duty charges or; where the risk has already commenced and the option of return of the policy is exercised, a deduction towards the proportionate risk premium for period on cover or;
• Where only a part of the risk has commenced, such proportionate risk premium commensurate with the risk covered during such period.
• However, please note free look is not applicable in the case of renewals.

What is the procedure to be followed for extension of a policy?

A policy issued under Leisure plan can be extended based on request much prior to the expiry of the policy. Subject to no claim having been reported and confirmation of good health by the insured person, the company will inform the additional premium applicable which will be difference between the premiums applicable for the total extended period less the premium already paid. Upon receipt of premium prior to expiry of the period specified in the policy, company will issue an endorsement extending the policy up to the permissible extended period. The maximum number of days that can be covered including extension shall not exceed 360 days in respect of Leisure Plan.

Can this policy be cancelled and if so what will be the premium that will be returned?

Yes as per details specified below. The Company may at any time cancel the Policy on grounds of misrepresentation, fraud, non-disclosure of material fact relating to this insurance of the insured or non-cooperation by the insured by sending seven days’ notice in writing by Registered A/D to the insured at his last known address in which case the Company shall not refund to the insured any portion of the premium Cancellation of policy by the Insured Person may be done only in the following cases

• where a journey is not undertaken and only on production of the Insured Person’s passport as a proof that the journey has not been undertaken. Any request for cancellation will be entertained up to 14 days after the first day of insurance as indicated in the schedule of the policy subject to a deduction of cancellation fee/-
• In case of an early return of the insured person under this policy prior to expiry of the policy period the company will refund premium as per the existing structure. No refund of premium or part thereof will be allowed if any claim has been made under the policy before invoking cancellation request.

What are the Current Declined list of countries to which travel insurance coverage is not extended?

Afghanistan, Myanmar (Burma), Democratic Republic of Congo, East Timor, Eritrea, Iran, Iraq, Liberia, Libya, North Korea, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Yeman, Congo, Republic of (Brazzaville), Timor-Leste (East Timor), Zaire , Pakistan The list of declined countries may undergo change from time to time depending on the geo-political situation in the respective country. Any revision to the country list shall be updated on our website every quarter.

Claims Assistance

Exclusions under the royal sundaram travel secure plans.

• Travelling against the advice of a Physician
• Cementing or fixation of tooth or teeth bridge/s.
• Any claim for participation in Hazardous Sports/Hazardous Activities and any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semi- professional sports persons
• Any Jewellery, perishables and consumables
• Any willful, malicious, criminal, illegal or unlawful act.
• Failure to check in on time
• Any mental and nervous disorders rest cures or stress of any kind (excepting as provided)
• Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance.
• Any claim in respect of Pre-existing conditions (excepting in case of life threatening situations up to a maximum of USD2000).
• Any claim arising out of illnesses or Accidents that the Insured Person has caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
• Any claim for any losses in whole or in part and/expenses directly or indirectly in respect of the Insured Person riding on a motor cycle or any other two-wheeled and two-wheeled motorized mode of conveyance as driver unless at the time of the Accident the insured is in possession of a currently valid full international driving license and while riding a two wheeler is wearing a safety crash helmet and following rules applicable in the country of visit.
• Illness and Accidents that are results of war and warlike occurrence or invasion, acts of foreign enemies, hostilities, civil war, rebellion, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power, seizure, capture, arrest, restraints, detainments of all kings princes and people of whatever nation condition or quality whatsoever.

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India travel insurance useful links, how to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy Royal Sundaram travel medical insurance after approval.

Royal Sundaram Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Royal Sundaram Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Royal Sundaram by contacting them.

Royal Sundaram Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Royal Sundaram Travel Insurance links

Travel elite, annual multitrip, pre-existing, schengen visa, resourceful indian travel insurance links, international travel insurance, travel insurance benefits, travel insurance premium chart, indian travel insurance faq.

Importance of Travel Insurance: Royal Sundaram

BusinessWire India

Chennai (Tamil Nadu) [India], March 26: Travel opens up new horizons, but unexpected events can ruin even the best trips . That's where travel insurance comes in - it's an essential ally that protects you financially and guides you to safety when things go wrong. This guide explains the must-knows about travel insurance for those seeking protection for their adventures.

The Benefits of Travel Insurance

Insurance shields travelers from costly incidents beyond their control. Why spend extra money on it? For travelers venturing abroad, international travel insurance is a small price for financial security and peace of mind.

An Umbrella in Difficult Situations

In unfamiliar places, small problems can become big issues. With proper coverage, you can weather storms like flight delays, medical emergencies, or lost luggage. Comprehensive plans cover emergency hospital bills or last-minute accommodation costs.

A Helping Hand When You Need It

Top providers offer travel assistance services - a lifeline for stranded travelers overseas. They coordinate medical care, help with passport issues, or arrange emergency travel home, turning potential disasters into mere inconveniences.

Tailored Protection for Your Needs

Different travelers have different needs. Some want adventure, while others prefer relaxation. Whether solo backpacking or a family ski trip, there's niche protection for every travel style. Evaluate your risks and customize coverage - your passport to fully enjoy each culture and adventure.

Understanding Policy Details

Choosing adequate protection amidst the fine print can be confusing. Here's help decoding this crucial decision.

Common Coverage Types:

- Trip Cancellation/Interruption: Reimbursement if events derail travel plans.

- Emergency Medical: Covers overseas hospitalization and treatment.

- Travel Delay: Compensates for costs from delayed journeys.

- Baggage Protection: Guards belongings against damage, theft, or temporary loss.

- Travel Assistance: Support navigating troubles abroad.

- Emergency Evacuation: Transport to advanced healthcare facilities.

- Accidental Death/Dismemberment: Financial protection for families in tragedy.

Adventure Activities

Daring travelers must ensure activities like scuba diving or bungee jumping are covered, often by purchasing add-ons.

Pre-Existing Conditions

Some providers limit or deny coverage for pre-existing illnesses. Scrutinize this aspect when choosing a plan if you have health conditions.

Real-World Reviews

See verified customer reviews to understand how responsive the provider is in real situations.

Choosing the Right Policy

The cheapest insurance offers little to no value if it doesn't match your trip requirement. Stay focused on key details to find a tailored match.

Match Coverage to Trip Costs

Don't over- or under-insure. Set coverage limits based on total vacation expenses.

Consider Medical Needs

Exotic destinations may require more medical coverage, especially for extended treatments.

Weigh Cancellation Coverage

Consider cancellation reimbursements against overall trip costs when deciding coverage.

Why Royal Sundaram

For tailored policies for Indian travelers , Royal Sundaram stands out. With coverage spanning overseas medical, assistance services, and even home burglary insurance, they accompany globetrotters to 150 countries worldwide.

Their expertise crafts nuanced products like single trip & multi trip, overseas student or senior citizen policies. With a stellar claim settlement record, Royal Sundaram translates to travel insurance worthy of even the most adventurous spirit.

So let your global adventures begin. With financial risks secured and dedicated helpers abroad, jet setters can chase their dreams unfettered - the world is their oyster. Travel insurance done right is the ultimate passport to a safe trip.

(ADVERTORIAL DISCLAIMER: The above press release has been provided by BusinessWire India . ANI will not be responsible in any way for the content of the same)