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The 6 Best Travel Cards for Europe in 2024

If you’re traveling to Europe, a travel money card can make spending and withdrawing cash when you’re away cheaper and more convenient. Different types of travel money cards, including travel debit cards, prepaid travel cards and travel credit cards, are available to support different customer needs. The right one for you will depend on your personal preference and how you like to manage your money. 

Read on for all you need to know, including a closer look at travel money card types, some great options to consider, and the sorts of fees you need to think about when you choose. 

Wise – good value debit card for Europe

Before we get into details about different travel money card options, let’s start with the Wise card as a good all-round option that allows you to hold and spend euros, as well as a diverse range of other European and world currencies.

Wise accounts have the flexibility to hold and exchange more than 40 currencies, plus you can get a linked Wise card for a one-time delivery fee. You can either top up your account in dollars and switch to EUR, RON, HUF, NOK, DKK, SEK or any of the other supported European currencies before you travel, or you can let the card automatically switch currencies as required. All currency conversion uses the mid-market exchange rate, with fees from as low as 0.43%. 

You can also get EUR , RON and HUF bank account details, as well as local account details for up to 7 other currencies, to receive payments easily to your Wise account . 

Here are some of the advantages and disadvantages of using the Wise travel money debit card , to help you decide if it's suitable for you.

What is a travel money card?

A travel money card can be used for payments online and in stores, and for cash withdrawals, just like your regular bank card can be. However, with a travel money card you’ll find the features and fees have been optimized for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees. Some travel cards also have options to earn cashback and rewards when you use your card internationally.

6 travel money cards for Europe compared

We’ll look at each of these card options in a little more detail in just a moment, but let’s start with an overview of how 6 top travel money cards for Europe line up side by side:

As you can see, the features of different travel money cards can vary pretty widely. In general travel debit cards can be convenient and often fairly cheap to use, while travel credit cards can offer some nice perks like cashback or rewards - but do mean you might run into interest and late payment charges, depending on how you choose to pay.

Travel debit cards often let you top up a linked account online or through an app, so you can set your budget and can’t spend more than you intend. Travel credit cards on the other hand let you spend to your card limit, and then repay the amount over a few months if you’d prefer to. Which is best for you will come down to how you like to manage your money - we’ll dive into a few more details about each card type, next.

What are different types of travel cards?

Broadly speaking, US customers are able to select a travel money card from either a regular bank or a specialist provider, which may be a travel debit card, travel prepaid card or a travel credit card. We’ll walk through what each travel money card type is, and pick out a couple of good card options, so you can compare and choose.

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

1. Travel Debit Cards for Europe

Travel debit cards are usually offered by specialist providers, with linked digital accounts you can use to hold and convert a currency balance. While different cards have their own features, travel debit cards can usually be topped up easily online and through an app, with the option to see your balance and get transaction notifications through your phone too. That makes it easier to keep on top of your money, no matter where in the world you are.

Travel debit card Option 1: Wise

Wise is a good value travel money debit card for Europe. There’s no fee to open a Wise account , and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge. You just pay low Wise fees from 0.43% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account.

• No fee to open a Wise account, no minimum balance requirement
• 9 USD one time fee to get your Wise card
• 2 withdrawals, to 100 USD value per month for free, then 1.5 USD + 2%
• Hold EUR and 40+ other currencies, convert between them with the mid-market rate
• Get local account details to receive EUR and 8 other currencies

Travel debit card Option 2: Revolut

Revolut has a selection of different account tiers, so you can simply pick the account you prefer - from no-fee Standard plans to the 16.99 USD/month Metal plan. All Revolut accounts have linked cards, although exactly what type of card you get depends on your account tier. You can hold around 25 currencies including EUR, and convert currencies with the mid-market rate to your plan’s allowance. 

• No fee to open a Standard Revolut account, or upgrade for up to 16.99 USD/month 
• Card delivery fees may apply depending on your account tier
• All accounts have some no-fee applied currency conversion with 0.5% fair usage fees after that
• Standard plan holders can withdraw 400 USD overseas per month without paying fees
• Hold EUR and around 25 other currencies

Pros and cons of using debit travel cards in Europe

How to choose the best travel debit card for europe.

The best travel debit card for Europe really depends on your personal preferences and how you like to manage your money. If you’ll be traveling widely it makes sense to look for an account with mid-market currency exchange and a large selection of supported currencies as well as EUR, like Wise . Other providers like Revolut can also be a good pick, particularly if you’ll use your account very frequently and would prefer to pay a monthly fee to unlock lots of no fee transactions and extra perks.

Is there a spending limit with a travel debit card in Europe?

Different providers set their own limits for card use. Limits may apply daily, weekly or monthly, and can apply to different types of transactions. You might find you have a limit to the amount of ATM withdrawals you can make per day, for example, or the value of contactless payments - these limits are set for security and can sometimes be managed and changed in the provider’s app.

2. Prepaid Travel Cards for Europe

With a prepaid travel card you’ll need to order a card and add funds, to pay merchants and make cash withdrawals. While prepaid travel cards are usually issued on large global networks - and can therefore be used pretty widely - not all cards are accepted globally, so you’ll need to check network coverage in your destination country.

Prepaid travel card option 1: Bluebird American Express prepaid debit card

You can order a Bluebird prepaid debit card for free online. You’ll then be able to top up in cash or from a bank account. You can also add checks or have funds deposited by others - fees apply for some top up methods. While this card doesn’t allow you to hold foreign currencies, you won’t pay a foreign transaction fee to spend your USD balance abroad, which makes it a good choice when you’re away from home.

• Get a card for free by ordering online
• Top up in a range of ways in USD
• No foreign transaction fee when spending overseas
• ATM withdrawal fees of 2.5 USD or the equivalent when overseas
• American Express cards are not always accepted internationally - check coverage before you travel
• No interest to pay 

Prepaid travel card option 2: Discover it Secured

Discover it Secured is a credit card, but we’ve included it in our roundup of prepaid cards because it’s a secured card, which means you’ll need to pay an upfront deposit, and can then spend to that deposit level every month. Clear off your bill in full to avoid interest, and you could build a credit score, earn cashback and get no foreign transaction fees when you spend overseas, too.

• No annual card fee, although interest charges and late payment fees do apply
• No foreign transaction fees for spending overseas
• ATM withdrawal fees may apply including a 10 USD cash advance fee
• Earn cashback on spending and build credit as you do so
• Discover network is not always internationally supported - check your destination before you travel

Pros and cons of using prepaid travel cards in Europe

How to choose the best travel prepaid card for europe.

There’s no single best travel prepaid card for Europe - it’ll come down to your personal preference. If you’re looking specifically for a prepaid debit card you can use in Europe with no foreign transaction fee, try the Bluebird card option. However, if a credit card suits you, the Discover it Secured can be a strong pick thanks to the cash back options available.    

Is there a spending limit with a prepaid card in Europe?

Different prepaid travel cards set their own limits for spending and withdrawals, which can  vary between currencies. You’ll need to check your card’s terms and conditions carefully to make sure you pick a provider which suits your needs.

3. Travel Credit Cards for Europe

Travel credit cards typically offer some extra international features compared to regular credit cards, such as low or no foreign transaction fees or extra option to earn rewards when you’re abroad. In general, travel credit cards are safe and convenient but can be more expensive compared to using a debit card option. Before you select the right card for you it’s important to check the fees, rates, eligibility rules and interest rates which apply, so you can make sure it’s a good fit for you.

Travel credit card option 1: Capital One Venture Rewards

The Capital One Venture Rewards card has no foreign transaction fees when you spend overseas. There’s also a comparatively low cash advance fee when you use an ATM, at 3 USD or 3% whichever is higher. You’ll need to repay your bill in full every month to avoid fees and interest, but can earn travel rewards and miles on your day to day spending.

• No foreign transaction fee
• Earn travel rewards on spending 
• Get extras like lounge access and free travel insurance
• International spending uses the network exchange rate 
• Variable interest rates which apply if you don’t pay off your bill in full

Travel credit card option 2: Chase Sapphire Preferred

The Chase Sapphire Preferred card has a variable interest rate with no foreign transaction fee to pay. However, you’ll need to pay a 95 USD annual card charge to get your card in the first place. Currency conversion uses the network exchange rate - plus there are benefits and rewards available for cardholders.

• Variable interest rates and a 95 USD annual fee
• Check your eligibility and order a card online easily
• Network exchange rates apply

Pros and cons of using credit cards in Europe

How to choose the best travel credit card for europe.

The best travel credit card for Europe will depend on your personal preferences. If you’re interested in earning rewards and cash back on your overseas spending, a travel rewards card like the Chase Sapphire Preferred could be a good bet as it has no foreign transaction fee and offers rewards on all spending. Whichever card you’re considering you’ll want to weigh up the potential fees you’ll need to pay against the rewards you can earn to make sure it’s worthwhile.

If you are looking to get more information about the country that you're travelling to, you can check out our travel card guides:

• Best travel cards for Spain
• Best travel cards for Italy
• Best travel cards for France
• Best travel cards for Turkey
• Best travel cards for Canada

Which cards are accepted in Europe?

It’s important to know that you may find that different card networks are more popular in one country than they may be in another. For example, while Visa and Mastercard are pretty widely accepted globally, other popular US card networks, like American Express and Discover cards are less likely to be accepted in some countries and regions. In most cases it’s best to carry more than one means of payment when you travel - for example a credit card and a specialist travel money card which has been issued on a different network - so that you always have a plan B if your preferred payment method isn’t available.

Related:  How to buy Euro in the US

Conclusion: Which travel money card is best for Europe?

If you’ve planned travel to Europe you might want to pick a travel money card for EUR spending, or to spend in any of the other currencies used in European countries, like Polish zloty or Bulgarian lev. Travel money cards have different features, and can be picked up via regular banks or online specialists. 

You could opt for a low cost travel debit card which comes with a linked account to hold a selection of currencies - like the Wise account. Or you might prefer a prepaid travel money card like the Bluebird American Express debit card which can be linked to a fee free account. Finally, another option is to get a travel credit card either to earn cashback and rewards, or to avoid foreign transaction fees. 

Use this guide to start your research and pick the right option for your specific needs.

Go to Wise Go to Revolut

FAQ - Best travel cards for Europe 2024

1. Which card is best to use in Europe?

There’s no single best card to use in Europe. Which is right for you will depend on your preferences and where exactly you’re headed to. While many countries in Europe use euros, there are also quite a lot of other currencies - so having a multi-currency account from a provider like Wise or Revolut can be a good bet as you’ll be able to hold and exchange EUR alongside dozens of other major currencies for convenience.

Related: Best Euro cards

2. What is the best way to pay when traveling in Europe?

Spending with your card is convenient when traveling in Europe, but you’ll be best off having several different payment methods just in case your first choice isn’t supported. For example, you could choose 2 different debit or credit cards, issued on different networks, and you could also get euros in advance so you have some cash on you for those times when cards aren’t available.

3. Can you withdraw cash with a credit card in Europe?

You can usually make cash withdrawals with a credit card in Europe at any ATM that supports your card network. You’ll often find that a fee applies, and you may start to accumulate interest on the withdrawn amount immediately. Travel money debit cards from providers like Wise and Revolut can be a lower cost option for cash withdrawals in EUR.

4. Can I use a US card in Europe?

You can use your US card anywhere you see the card network’s logo displayed. Visa and Mastercard networks are very well supported globally, including in Europe, making these good options to look out for when you pick your travel debit card for Europe.

5. Are prepaid cards safe?

Prepaid cards from reputable providers are safe to use at home and abroad. They aren’t linked to your main bank account which can offer extra peace of mind, and may also make it easier to manage your travel budget. However, you’ll need to check the card features and fees carefully to make sure you're getting the best match for your needs.

6. What are the main fees for travel cards when traveling?

The fees applied for travel cards can vary widely depending on the provider and the card type. With debit cards you may find ATM fees, and costs for converting currencies, although specialist providers like Wise and Revolut have linked multi-currency accounts which can bring down the costs of currency conversion. Credit card fees include cash advance charges, foreign transaction fees and interest.

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Table of Contents

For booking your Europe trip

When traveling within europe, other questions to ask, if you want to pack a new credit card for your next trip to europe.

So you’ve finally started planning a trip to Europe. You’ve figured out which countries you’d like to visit, you’re itching to try on that new beret you just purchased, and you’re wondering — what is the best credit card for Europe travel?

The U.S. credit card market is overflowing with cards competing for your attention, which may make it seem confusing when it comes time to actually, well, buy anything. We break it all down to find out the best travel credit cards for Europe, both before and during your trip.

The best time to figure out your travel credit card strategy is before you actually begin to buy anything for your trip. Why? Because travel rewards credit cards offer some of the most lucrative sign-up bonuses .

With a large trip to Europe on the horizon, you’ll ideally want to give yourself enough time to earn the bonus and wait for the points or miles to be deposited into your account (so that you can redeem them for hotels, flights and more).

» Learn more: Why you should get your new travel card 6 months ahead of your trip

Travel credit cards

If want to purchase airfare, hotel rooms, train tickets, a rental car or gas, you’ll want a credit card that maximizes returns on all of these. In this case, your best bet is the Chase Sapphire Reserve® . After the first $300 is spent on travel purchases annually, the card earns 5x points on flights, 10x points on hotels and car rentals, and 10x points on Chase Dining purchases made through Chase Ultimate Rewards® .

With a broad definition of what counts as “travel,” the Chase Sapphire Reserve® also earns 3x points on other travel worldwide, including dining at restaurants, via delivery services or takeout. Since the card earns 1x points on all other purchases, it can give Europe-bound travelers some serious value.

In addition to great bonus categories, this card also features premium benefits to ease your travel experience, including Priority Pass airport lounge access and a Global Entry, NEXUS or TSA PreCheck fee credit.

The Chase Sapphire Reserve® comes with a hefty annual fee of $550 , which may be off-putting to some. In that case, the Chase Sapphire Preferred® Card offers the same broad definition of travel and 2x bonus points per dollar while charging only a $95 annual fee.

» Learn more: How to maximize Chase Ultimate Rewards®

Once you get to Europe, you might actually spend more on dining and activities than travel. Take a look at the best credit cards to use during your trip.

No foreign transaction fee credit cards

First and foremost, you’re going to want to find a credit card that doesn’t charge any foreign transaction fees . These fees can add up to 3% onto your bill simply for using your card outside the U.S. Thankfully, many credit cards don’t charge foreign transaction fees.

If you already have a credit card, you can check if it charges foreign transaction fees online. Otherwise, there are plenty of cards that’ll waive these fees, including our top pick for bonus travel rewards , the Chase Sapphire Preferred® Card .

Entertainment rewards credit cards

Odds are that once you’re abroad, you’re not going to sit around in your accommodations all day. Whether you’re heading out to the Mona Lisa or spending the day at Disneyland Paris, you’ll want a credit card that’ll maximize every dollar you spend. If you’re willing to pay the $95 annual fee, the Capital One Savor Cash Rewards Credit Card will give you a generous 4% cash back on entertainment — and it counts plenty of things as entertainment. These include tourist attractions, movie theaters, amusement parks, theatrical promoters, aquariums, zoos, bowling alleys and even dance halls.

If you’d rather skip the annual fee entirely, you can still earn rewards with a card like the Capital One SavorOne Cash Rewards Credit Card , which offers a respectable 3% cash back on entertainment without costing you a dime.

» Learn more: A guide to travel credit cards for beginners

Restaurant rewards credit cards

Depending on how you travel, you may spend a lot of money dining out.

If you already used one of the Chase Sapphire cards to book the trip, you’re covered on eating out as well. This is because the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card offer 3x bonus points per dollar on dining. Basically, if you want to spend on only one card before and during your Europe trip, pick a Chase Sapphire card.

If you’re simply looking for the maximum amount of earnings on your restaurant spend, the American Express® Gold Card with a $250 annual fee may look appealing to you. This card earns 4x points on dining worldwide, but American Express cards may not be accepted as widely as Mastercards and Visas in Europe. It’s better to have one of the Chase cards (Visa) or the Capital One Savor cards (Mastercard) just in case a restaurant you dine in doesn’t accept AmEx. Terms apply.

» Learn more: What are travel points worth and why do they matter?

Before you make your selection, ask yourself these questions.

What benefits do you already have?

It may not make sense to immediately jump to the conclusion that you need a new credit card. Instead, look at your current points strategy. Do you already have a card with no foreign transaction fees? Do you have enough points to book the flight or hotel?

For example, if you already have a Chase Sapphire card, you might consider getting another card in the Chase trifecta . You could earn a chunk of points through a sign-up bonus on another card that earns Chase Ultimate Rewards®, then transfer those points to your Sapphire so you can redeem them at the higher rate for travel.

» Learn more: Cash back vs. travel: How to choose credit card rewards

How many credit cards are you willing to get?

We’ve recommended several different credit cards that excel in certain categories. If you’re not averse to multiple credit cards, you can really maximize the points you’ll earn during your trip by applying for a few different cards to get before your trip.

If not, you’ll want to pick a single card whose bonus categories most closely overlap with your predicted travel expenses.

Keep in mind the unwritten Chase 5/24 rule , which may curb the number of credit cards you can be approved for in a 24-month period.

What kind of annual fee are you willing to pay?

The credit cards with the most perks come with the highest annual fees. If you want all the bells and whistles (high earning rates, lounge access, Global Entry membership, etc.), you’ll likely need to shell out for a card with a high annual fee.

» Learn more: How to pick a premium travel credit card

How long do you have until your trip?

If you’re nearly ready to travel, you likely won’t have time to get more than one credit card, let alone spend enough money to earn multiple welcome bonuses. Consider this before applying for any credit cards.

How confident are you in your booking?

If you're worried your plans may change or go awry, travel insurance might help. This optional standalone insurance can be purchased separately from your other travel expenses.

But you might not even need to pay out-of-pocket for trip insurance because many credit cards offer travel insurance as a built-in benefit to customers who pay for travel expenses on that card.

Sometimes, though, not even trip insurance will guarantee a refund. Unless you’ve purchased a Cancel For Any Reason policy , which is usually more expensive, you’re only entitled to a refund if you cancel for a covered reason.

There are several ways to slice and dice the question of which credit card is best for a European vacation.

If your goal is to redeem travel rewards for your vacation, apply for a new credit card at least six months in advance .

If your goal is to earn rewards on your travel expenses, consider applying for a travel credit card ahead of booking your accommodations and flights.

Advanced travel credit card users might further optimize their wallets by including cards for specific in-country travel expenses, like entertainment or dining, and that are widely accepted overseas.

Above all, get a card that won’t ding you with foreign transaction fees.

The information related to the Capital One Savor Cash Rewards Credit Card and Capital One SavorOne Cash Rewards Credit Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

The Backpacker Network

Travel Cards for Europe – The Best Options for Travellers! 

Choosing the right travel card for Europe can be complicated. There are a lot of factors to consider: exchange rates, fees for spending or withdrawing, type of card, payment processors, plus travel rewards and perks. 

Get it right and you’ll be a budgeting ninja – you’ll know exactly how much you’ve spent and how you’re going to pay for everything you need. Get it wrong and you’ll be more clumsy clown than ninja! Hefty bank fees, poor exchange rates and potentially being unable to access your hard-earned money are all risks you take when you pick the wrong bank card for European travel. 

We’ve trawled the internet for information about travel money cards, so you don’t have to. This research, combined with our own experiences and recommendations from our backpacking community on the ground, has helped us put together this shortlist of the best travel money cards for Europe.

Top Three European Travel Cards 

Disclosure: Some links on this page are affiliate links. We always write our articles before checking if affiliate links are available.

• Available to European Economic Area residents.
• Limited fee-free withdrawals.
• Use the interbank exchange rate.

• Only available to UK residents. 
• Unlimited fee-free withdrawals
• Use the Mastercard exchange rate.

• Fee-free withdrawals depending on the country the card was issued in.
• Multi-currency accounts.
• Low fees when transferring money. 

Related: (links open in a new tab)

• Cheapest Cities in Europe
• Cheapest Countries in Europe
• Europe Budget Guide

Types of Travel Card for Europe

Debit cards for travel .

You’re bound to be familiar with debit cards. They’re provided with almost every current account as standard. The idea is that money is taken from your account as soon as it’s spent, making it easy to keep track and avoid spending more than you can afford. But not all debit cards are created equal. 

Many traditional banks charge ridiculous fees for using your card abroad or withdrawing money from foreign ATMs. On top of this, they often deliver a poor exchange rate, meaning the bank profits from you swapping your money into a foreign currency. 

Travel debit cards from digital or challenger banks tend to be much better for use in Europe. There are very few charges and you can usually withdraw at least some cash without paying foreign withdrawal fees. The exchange rate at challenger banks tends to be better too, often sticking to the official Mastercard or interbank rate. This means you can be sure the bank isn’t profiting from you needing some euros! 

Prepaid Travel Cards for Europe 

A prepaid travel card is essentially a debit card that needs to be topped up from your bank account. You can top them up using online banking, via an app or in certain stores and establishments. When the funds are loaded, you can use the card as a regular debit card. 

Until the relatively recent rise of digital banks, prepaid euro cards were an excellent choice for anyone travelling the continent. While they still have plenty of fees attached, they’re cheaper than traditional banks. However, with the swell of challenger banks offering excellent debit cards for travel, there’s no real need to use a prepaid card anymore.

If you do opt for a prepaid euro card, ensure you understand the fees and exchange rates. Prepaid cards that take multiple currencies may offer a fantastic exchange rate if you convert the money to euros straight away. But, if you load the card with your home currency, the exchange rate for each foreign transaction is generally much worse. It’s also worth noting that some even charge you to a small fee to top up! 

Credit Cards for Travel in Europe

Travel credit cards are an excellent way to save money in Europe – but only if you’re careful! Make sure you pay off the balance each month. If you don’t, the interest you’ll need to pay will negate any savings you’d otherwise make. 

Most credit cards for travel offer fee-free transactions, no matter where you are in Europe. However, very few offer fee-free cash withdrawals – and even if they do, there is usually a higher interest rate attached to withdrawing cash on a credit card.

As well as fee-free transactions, travel credit cards tend to offer points for every pound, dollar or euro you spend. These points add up over time and can be redeemed for air miles, hotel stays and a range of other incentives, including cold hard cash! Exactly what is on offer will depend on your credit card provider, so shop around to make sure you get the best deal! 

Direct Debit Travel Card 

Direct debit travel cards offer a unique way to save money in Europe: simpler than opening a new bank account, easier than getting a new credit card and far less faff than choosing a good prepaid euro card, direct debit travel cards are changing the game. 

They connect to your normal bank account and you use them as a traditional debit card. The only difference is that the transaction goes through the travel card provider who act as an intermediary between your bank and the card machine you’re using. This step means your bank won’t charge you foreign transaction fees, saving you a small fortune! 

The Best Money Cards for Europe!

• Available to customers from the European Economic Area as well as many more countries!
• Multi-currency accounts on offer
• Limited free foreign withdrawals

Available to customers from many countries  – As well as being available to anyone with an address in the  European Economic Area , Revolut offer accounts to anyone from Australia, New Zealand, Singapore, Switzerland, UK, USA, Japan and Brazil. Revolut also offer ‘lite’ accounts to customers from other countries too! 

Visa or Mastercard  – Whether you get a Mastercard or Visa Revolut debit card will depend on where you live and where your account is registered. Both Visa and Mastercard work across Europe, so you won’t have an issue with either! 

Spending and Withdrawals  – Revolut allow you to withdraw £200GBP ( the exact amount may be slightly different in your local currency ), or make five withdrawals per month fee-free. After this, a 2% cash withdrawal fee kicks in. You also get limited fee-free card transactions each month. The first £1000GBP spent on your card (not including cash withdrawals) comes with no additional fees. After the first £1000GBP, a 0.5-1% fee applies to every transaction. With Revolut’s paid accounts, the withdrawal and spending limits are higher. 

App-Based  – Revolt offer full control of your account through the app. You can open a current account, multi-currency account, lock the card and create single-use digital debit cards all from the comfort of your sofa – no more needing to queue up at the bank to tell them you’re going travelling! 

Accommodation Bookings  – Revolut Stays allows you to book accommodation through the Revolut app and get 3-10% cashback!

You must be 18 and over to open a Revolut account. Read the full T&Cs .

• Free foreign withdrawals
• Deluxe accounts available for an additional fee
• Uses the interbank exchange rate
• Free withdrawals are limited to a certain amount of money each month
• Exchange rate changes at the weekend
• Fee-free foreign spending is limited

Starling Bank

• Fee-free foreign withdrawals and transactions
• Uses the Mastercard exchange rate 
• Account set-up is quick and easy

Withdrawals – Starling allow you to withdraw up to £300GBP or make six withdrawals per day . There are no foreign withdrawal fees and Starling uses the Mastercard exchange rate with no markup. There are also no fees for using your card to pay directly when in Europe!

Ethical Banking – Starling seem determined to do things differently. They have clear ethical and environmental goals laid out on their website . While your typical high street bank is investing your money in firearms, tobacco, alcohol and fossil fuels, Starling opt for ethical investing! 

Works Across Europe – Starling Bank provide a Mastercard with their accounts. This works almost everywhere in Europe! 

Helps You Budget – Thanks to spending notifications, spending categories, saving spaces and goals, Starling helps you accurately budget before and during your trip. You can create a virtual debit card for each saving space, allowing you to closely monitor your spending while you travel in Europe!

• No fees on foreign spending or withdrawals
• Easily replaces your traditional bank
• Full control from your phone
• Only available to those with a UK address

• No fee for foreign transactions
• Multi-currency account – hold up to 50 currencies at once
• Some free foreign withdrawals – the exact amount depends on where you live and where the account is registered

Perfect for Digital Nomads – If your work involves clients in multiple countries, Wise has you covered. A Wise account allows you to be paid in and store multiple currencies. 

Visa or Mastercard – Wise provide either a Visa or Mastercard depending on where you live and where your account is registered. However, not all Wise customers are eligible for a debit card with their account, this also depends where you live. See the full list of card-eligible countries here . 

Fees for Withdrawing Cash – Wise offer some free cash withdrawals each month. The exact amount you can withdraw before incurring fees depends on where you live and where the account the registered. 

Fees for Foreign Transactions – Wise allow you to spend money on your card fee-free but only if you have the correct currencies stored in your account. If not, they charge a small conversion fee for each transaction. 

• Available to residents of almost every country
• Can store and spend multiple currencies with one account
• Low international transfer fees
• Not all accounts come with a debit card (it depends on where you live)
• The card doesn’t work in every country

• No foreign transaction fees
• Uses Visa’s live exchange rate
• Works in all European countries

Fees – Although you can access a network of over 60,000 ATMs fee-free in the USA, you’ll need to pay a $2.50USD fee to withdraw money abroad with your Chime debit card. However, there are no international transaction fees with Chime, so you can pay for things on your card without having to stump up for an additional fee. 

Exchange Rate – When spending abroad with your Chime debit card, you’ll get the live Visa exchange rate. While fractionally worse than the Mastercard exchange rate, it’s still much better than using a money changer or letting traditional banks dictate the exchange rate. Remember to always pay in the local currency if you see the option on an ATM or card terminal! 

App and Website – Both Chime’s smartphone app and website give you an excellent level of control of your account. Make sure you enable international spending either through the app or website, so you can use the card abroad! Failure to do so will prevent the card from working and could see Chime block the card due to suspicious activity! 

Withdrawal Limit – Chime offer a generous $500USD daily withdrawal limit. If you’re withdrawing money abroad, you should withdraw the maximum possible to reduce the frequency you’ll be paying the $2.50USD foreign withdrawal fee!

• No rolling monthly fee
• High daily withdrawal limits
• Easy to control your account through the app or website
• Only available to customers in the USA
• No contactless card payments possible (does work with Apple and Google Pay though)
• Not all online payments are supported by Chime

• Connects with your traditional bank account
• Use the Currensea card as you would a normal debit card
• Removes foreign transaction fees usually levied from your bank

Easy to Use – While getting another travel card or opening a new bank account can feel like a hassle, Currensea making spending money in Europe easy! Thanks to open banking laws, a Currensea direct debit travel card hooks straight into your bank account, allowing you to spend money with reduced fees while abroad. Simply use the card as you would your normal debit card and Currensea handle the rest!

Different Plans – Currensea offer three different plans. The free plan offers everything you need for a shorter trip but if you travel a lot, getting either the Premium or Elite plan gives you access to better exchange rates, larger fee-free withdrawals and a range of other perks such as hire car discounts, hotel bonuses and even airport lounge access with the Elite card! 

Mastercard – The Currensea direct debit travel card is powered by Mastercard. This means you can use it anywhere that accepts Mastercard (almost everywhere in Europe)!

• No need to set up a new account
• Up to £500GBP fee-free withdrawal each month
• Different plans available depending on your needs
• Small fees for foreign withdrawals after the £500GBP limit is reached
• 0.5% foreign transaction fee with the free account (no transaction fee with paid accounts)
• Still leaves you reliant on your major high street bank

Prepaid Euro Cards 

While not necessary in the age of digital banks and FinTech companies, prepaid euro cards are still relatively popular – more popular than they deserve to be, honestly. 

Prepaid travel cards tend to have lower fees than your traditional high street bank but the costs are higher than opting for a digital bank or even a direct debit travel card. Some prepaid cards also have nasty hidden fees, such as a fee for loading money onto the card, or a fee for getting any leftover money back after your trip. 

We don’t like to recommend prepaid travel cards because they serve little purpose in today’s digital world but in case you’ve already made up your mind, these are the most popular options among travellers to Europe! 

• Travelex – Best for Travellers from the USA
• Monese – Top Choice for Travellers from the UK
• Fair FX – Top Choice for Travellers from the EU
• PayPal Prepaid Mastercard – Another Good Option for Travellers from The USA

Travel Money Cards for Europe – Your Questions Answered! 

Which cards are accepted in europe.

Mastercard and Visa cards are widely accepted throughout Europe and the rest of the world. You may have a hard time using an American Express card in Europe, although they’re more common than they used to be. Discover cards are less accepted than American Express. If you only have a Discover or American Express card, we recommend supplementing your wallet with a Mastercard or Visa as well! 

What is a Travel Card?

Travel cards allow you to access your money, either via card transactions or an ATM, abroad, without incurring high fees from your traditional bank. They come in different forms:

– Travel Credit Cards – Usually just regular credit cards with low or no foreign use fees and often include travel-based incentives like air miles or discounts on hotel stays.  – Travel Debit Cards – Can be used like a normal debit card. Often travel debit cards are supplied by a travel-friendly bank but you can also get prepaid travel debit cards that you top up from your traditional bank. You can also get direct debit travel cards which connect to your traditional bank and allow you to bypass your bank’s fees.

Travel Cards for Europe – A Round-Up

Getting the right travel card for Europe won’t make or break your trip but it can mean the difference of a few hundred dollars, even over a couple of weeks of travelling! For a longer adventure, the savings you’ll make will allow you to upgrade your accommodation choices or treat yourself to good restaurants while you travel!

It really is a no-brainer! Grab your travel card, book your flight and head to Europe for a backpacking trip to remember!  Have we missed your favourite travel card from our list? Let us know in the comments below!

Tim Ashdown | Writer and Gear Specialist

After a life-changing motorcycle accident, Tim decided life was too short to stay cooped up in his home county of Norfolk, UK. Since then, he has travelled Southeast Asia, walked the Camino de Santiago and backpacked South America. His first book,  From Paralysis to Santiago,  chronicles his struggle to recover from the motorcycle accident and will be released later this year.

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The 5 Best Travel Cards for Europe 2024

Europe is one of the top destinations for Australians heading on holiday - with year round attractions depending on whether you’re looking for a beach break, ski trip, or simply some time to eat, drink and soak up the culture. No matter what you’re off to Europe for, you’ll need to pay for things while you’re there. This guide walks through our picks of 5 of the best travel cards available for Australians heading to Europe, with a look at their features, benefits and drawbacks.

5 best travel cards to use in Europe

• Wise - debit card
• Revolut - debit card
• Travelex - prepaid card
• 28 Degrees Platinum - credit card
• Bankwest Zero Platinum Mastercard - credit card

Wise is our pick for travel debit card for Europe

With this card:

• Convert Aussie dollars to Euros at the mid-market exchange rate
• It's very easy to set up and order
• You can receive foreign currency into a multi-currency account linked to the card
• You can transfer money to a bank account overseas

It's not all good news though

• There is a 1.75% ATM withdrawal fee when you withdraw over $350 during a month
• It takes 7-14 days for delivery

Click here to see the full list of cards and how Wise compares

Read the full review

What are different types of travel cards?

It can be tricky working out which is the best travel card to use in Europe.

The fact is, the best one for you will really depend on what you need from the card you're using. We've listed what we think are three of the best travel money cards you can use while you're in Europe.

They can be either prepaid, debit or credit cards designed specially for overseas use. You can use travel cards to make purchases online, in stores and to withdraw money at ATMs. There are 3 popular types:

Travel Debit Cards

Prepaid travel cards, travel credit cards.

Let's have a look at each one.

Debit Cards offer the convenience of a credit card, but work differently. They draw money directly from your bank account when you make a purchase. It's designed for everyday money transactions and means that you're not accumulating debt.

If you have spending issues, it's a better option to use your debit card whenever possible. This is because it will prevent you from falling into credit card debt. And for daily purchases, we think a debit card can help you stick to your travel budget, because you can't overdraw money from your account.

Generally, we recommend having the combination of a travel debit and travel credit card for safety, flexibility and convenience on your trip.

Wise - travel debit card for Europe

The Wise card offers a flexible way to pay and make withdrawals with most European currencies covered for holding and exchange. You’ll be able to order your card for a low one time fee, with no ongoing costs to worry about.

Whether you’re spending in euros, British pounds, or any of the other 40+ currencies supported, you’ll get the mid-market exchange rate when you switch from AUD, with low fees from 0.43%. Exchange your AUD to the currency or currencies you need in advance, or just let the card handle the conversion at the point of payment for extra convenience.

• No annual fee, hidden transaction fees, exchange rate markups
• No minimum balance requirements
• Allows you to make payments and withdrawals wherever you are in the world in over 40 currencies
• Local bank account details in Australia (AUD), the UK (GBP), the USA (USD), Europe (EUR) and New Zealand (NZD)
• It takes 7-14 business days to receive the card
• Can't always access local technical support depending on where you are
• Free cash withdrawals limited to under $350 every 30 days
• Only currently available in the US, UK, Europe, Australia and New Zealand

Revolut - prepaid travel card for Europe

The Revolut prepaid travel card lets you pick the account and card type that suits your personal needs and preferences. Go for a Standard plan with no monthly fee to pay, or upgrade to one of the higher tier account options with ongoing costs, which unlock extra features and benefits. Whichever card you pick you can spend in 150+ countries and get some no fee ATM withdrawals and currency conversion which uses the mid-market rate. Fair usage fees apply once you’ve used your account plan no-fee limit for a particular transaction type.

Click here to see the full list of cards and how Revolut compares

• Very easy to use app
• Free to set up
• No hidden fees or exchange rate mark-ups (except on weekends)
• You can use it to transfer money to a bank account overseas
• Additional fees for using the card on a weekend
• 2% ATM fee once you withdraw more than $350 in any 30 day period
• 3-4 business days before you receive your card
• Ongoing subscription fee for Premium and Metal cards

For prepaid cards, you're able to load the card with a set amount of money in the currencies you need. Ideally you do this before your trip, but often you can reload them as well.

Most prepaid travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

Depending on where you're visiting, there might be better local alternatives available. Check out our lists of the best prepaid cards available in the USA and UK .

With prepaid travel cards you need to be careful. They can have numerous fees and charges, which can make it more expensive than other options. But if you're organised and travelling to multiple cities a prepaid travel card is a good option.

Travelex - prepaid travel card for Europe

The Travelex travel money card can be a convenient pick if you’re in a hurry as you can walk into a Travelex store and get one in just a few minutes. Just take along a suitable ID document, to get your card and account before you travel. You’ll be able to hold and exchange 10 major currencies, which covers euros and pounds. Bear in mind that exchange rates may include a markup - and other European currencies aren’t supported for holding or exchange so while you’ll be able to spend in a selection of other currencies, you won’t be able to buy them in advance to lock in a rate and set your travel budget.

Click here to see the full list of cards and how Travelex compares

• Supports 10 major global currencies for holding and exchange 
• Get your card online or in person for extra convenience
• No Travelex fee to spend or make an ATM withdrawal
• Some fee free ways to top up your card balance are available
• Exchange rates are likely to include a markup on the mid-market rate
• Fees may apply when you buy or top up your card
• Relatively low number of supported currencies
• Account closure and inactivity fees may apply

Credit cards have obviously been around for a long time. But now there are specialised travel credit cards. Generally, these cards give you longer to pay back what you've spent but the interest rates after this time can be quite high.

The main advantage with credit cards are the reward points you get in return for your customer loyalty when you spend. But it only works if you pay off the balance in full each month.

Credit cards are great to use for car hire, restaurants and accommodation - larger expenses that are easier for you to pay back over time. Some services only take credit cards to hold purchases so they can definitely be handy while you're travelling.

28 Degrees - travel credit card for Europe

• There are no annual fees
• No overseas purchase fee or currency conversion fee
• You get 55 days interest free on purchases
• Access to free 24/7 concierge service
• Emergency card replacement worldwide

The 28 Degrees Platinum Mastercard has additional benefits including shoppers and repayments benefits cover.

• Can have 9 additional cardholders
• No overseas purchase fee, or currency conversion fee
• No foreign transaction fee
• Free Replacement Card
• High interest rates after the initial 55 days
• Minimum credit limit is $6,000
• No introductory offers or rewards

Bankwest Zero Platinum Mastercard - travel credit card for Europe

The Bankwest Zero Platinum Mastercard has no annual fee to pay, and no foreign transaction fee either. That can make it a good option if you’d prefer to spend using a credit card and then pay off your travel bills later. There’s even a buy now, pay later which may let you split the costs of some eligible purchases into 4 payments with no extra interest to pay. Bear in mind that some fees and costs do apply to this card, particularly if you want to make ATM withdrawals, or if you’d prefer not to pay your bill off in full every month.

• No annual fee to pay
• No Bankwest foreign transaction fee
• Some complimentary travel insurance available for card holders
• Can be used as a payment guarantee, such as when renting a car or checking into a hotel
• Interest applies if you don’t pay your bill in full every period
• Cash advance fee of 3%, and a higher rate of interest compared to card spending
• 6,000 AUD minimum credit limit
• Subject to eligibility requirements and credit checks

FAQ - 5 best travel cards for Europe

Which card is better to use in Europe?

The best card for Europe will depend on exactly where you’re heading and how you like to manage your money. Using a travel debit card or travel prepaid card like Wise travel card or Revolut can be a handy way to hold, exchange, spend and manage your money across a selection of major European currencies, offering flexibility and low costs. 

What's the best prepaid card to use in Europe?

There’s no single best prepaid card for Europe, but picking one which covers all the currencies you’ll need is essential. Bear in mind that there are many other European currencies aside from pounds and euros - choose a card which has a broad range of supported currencies for convenience. Wise supports 40+ currencies, while Revolut has 25+ currencies, making either of these a good place to start your research.

Can I use my Australian debit card in Europe?

You can use your Australian debit card in Europe anywhere the network - often Visa or Mastercard - is supported. Bear in mind that you may need to tell your bank you’re planning to travel, to avoid your card being frozen for security reasons. Double check if your debit card has a foreign transaction fee to pay - if it does, using a specialist travel card can mean you pay less overall when you spend in foreign currencies.

What is the best way to pay when travelling in Europe?

Having a selection of ways to pay whenever you travel is a good idea. You may choose to carry some local cash, some AUD for exchange, your Australian debit card and a specialist travel credit or debit card, for example. This should mean you’re covered - even if you find a merchant which can’t accept your preferred payment method.

Which debit card has no fees in Europe?

A travel card from a provider like Wise, Revolut or Travelex lets you hold a foreign currency balance and spend it with no extra fee. Each card has its own features and fees so you’ll need to compare a few to decide which is best for your specific needs.

Is Visa or Mastercard better for Europe?

Both Visa and Mastercard are very widely accepted in Europe. Look out for the symbol displayed on ATMs or at payment terminals in stores.

Need to know more about travelling to Europe?

Passports, Visas and Vaccinations

How Much Things Cost in Europe

Currency in Europe

Banks, ATMs & Currency Exchange

The Best Cards to Use in Europe

7 Common Travel Money Traps to Avoid in Europe

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372) | Outside the U.S.: Mastercard Global Service Phone Numbers

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

*Card registration required. Certain exceptions apply. Click here for terms and conditions .

†Requirements may vary. See card packaging for details or contact card issuer.

Editorial note: We may not cover every product in this category. For more information, see our Editorial guidelines .

The 5 best travel money cards for europe in 2024.

Europe is one of Australia’s favourite destinations and with all its attractions, weather and food it's not hard to see why thousands of Australians each year.

In Europe you are likely to pay for accommodation, food, transport and entertainment as well as withdraw cash from ATMs with your card.

We have compared a large number of the best travel cards  and have summarised their best points.

Best 5 Travel Money Cards for Europe:

• Wise Multi Currency Card for best exchange rates
• Revolut for low fees
• Travelex Money Card - Best all rounder
• Bankwest Breeze Platinum Credit Card for lowest interest rate
• Macquarie Transaction Debit Card for a card you can use in Australia too

Wise Multi Currency Prepaid Card - Best Exchange Rates

• 40+ currencies available
• Best exchange rates globally
• One of the lowest conversion fee on the market
• No international transaction fees
• No annual or monthly fees
• Extremely low costs to send money overseas

Wise Travel Card

• Cross currency conversion fees are between 0.24–3.69%. AUD to USD, EUR or GBP was 0.42%, which is one of the lowest on the market
• Free cash withdrawals up to $350 every 30 days. However after that, Wise charge a fixed fee of $1.50 per transaction + 1.75%
• Daily ATM withdrawal is $2,700
• Issue up to 3 virtual cards for temporary usage
• It takes between 7 to 14 business days to receive your card
• Can be used wherever MasterCard is accepted

The Wise Travel Card is a prime selection for travelers embarking on a European adventure. It offers over 40 currencies at the intermarket exchange rate, which is the cheapest rate globally. In addition you can buy goods online from overseas with no transaction fee plus get the best exchange rate. However if you use ATMs frequently this is not the card to use due to the fees. Finally Wise Travel Card lets you transfer money to an overseas bank account with extremely low fees and the best exchange rate.

Revolut - Low Fees

• 30+ currencies available
• One of the best exchange rates globally
• No annual or monthly fees for standard membership
• No initial card fee
• Instant access to a range of cryptocurrencies

Read our Revolut Card Review

Revolut Travel Card

• No fee ATM withdrawals up to A$350, or 5 ATM withdrawals, whichever comes first, per rolling 30 day period and 2% of withdrawal amount (minimum charge of A$1.50) after that
• Exchanging currency on the weekend can incur a 1% mark-up fee
• Fees on international money transfers were introduced in April 2021.
• Can be used wherever Visa is accepted

The Revolut Travel Card is a decent option for those who travel a lot as it offers over 30 currencies at a great exchange rate, which is the cheapest rate globally. However if you exchange currency on the weekend you can incur a one-percent mark-up fee. In addition they have introduced fees for international transfers. Finally if you use ATMs frequently this is not the card to use due to the fees.

Travelex Money Card - Best All Rounder

Best features.

• Unlimited free ATM withdrawals
• 24/7 Emergency Assistance
• Initial and replacement card are free
• Lock in up to 10 currencies

Read our Travelex Money Card Review

Travelex Money Card

• Minimum load of $100 and maximum load of $100,000
• Can be used wherever Mastercard is accepted
• Fees include a $10 closure fee, $5 for an additional card and $4 inactivity monthly fee.
• While Travelex don't charge ATM fees, some ATM operators may charge their own fees.
• Currencies that can be loaded are AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$
• If your card is lost or stolen you can access cash in your account through Moneygram or Western Union agents, with no charge
• Boingo hotspots offer free wifi and you can look at their number of free hotspots per country on this map

The Travelex Money Card is a good all-rounder no matter if you are heading to the romantic streets of Paris, the historic sites of Rome, or the lively atmosphere of Barcelona.

You can use it to take money out of the ATM, for merchant purchases like restaurants and even for online shopping in foreign currency. While the exchange rates aren't as good as Wise or Revolut, the support network if the card is lost or stolen is very good.  This advantage can be notably beneficial when journeying through the diverse countries of Europe.

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

• Lowest interest rate at 9.90%
• No international transaction fees on purchases
• Up to 55 days interest free on purchases
• Low annual fee
• Complimentary international travel insurance

Bankwest Breeze Platinum Credit Card

• Free annual fee first year, then $69 annual fee
• Free international travel insurance that includes the basics but does not cover cancellation costs, pre existing conditions and travellers over 80
• $6,000 minimum credit card
• 0% p.a. on purchases and balance transfers for the first 15 months, then reverts to 9.90%
• 21.99% interest rate on purchases and cash advances
• Cash advance fee of the higher of $4 or 2% of cash advance

The Bankwest Breeze Platinum is a great no frills credit card that offers ‘no foreign transaction fees’ and the lowest interest rate on the market, at 9.90%. These two factors alone will save you hundreds of dollars when travelling throughout Europe.

In addition it has a low annual fee and complimentary international travel insurance. Finally for its price point it is a great value credit card that will be accepted most places in Europe.

Macquarie Transaction Debit Card

• No ATM fees overseas or ATM fees in Australia
• No monthly fees or initial card fees
• No foreign transaction fee
• Contactless limit with no PIN up to $200 per transaction
• Joint accounts available

Macquarie Transaction Account Debit Card

• Simple and easy to work out costs for account
• Can be used in Australia as an EFTPOS card
• Instant transfers can be made using PayID and OSKO
• Works with Apple Pay, Google Pay, Fitbit and Garmin
• Available to 14 year olds and older
• Easily lock and unlock your card in the app if your card is lost or stolen
• Multi award winning account including Mozo Best Everyday Savings for 2021
• $2,000 daily limit for ATM withdrawals
• Exchange rates are MasterCard exchange rates, which are normally 2% - 6%+ the market rate
• Get discounts of up to 10% on eGift cards to use at over 50 leading retailers
• Added security with a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity
• Tools for spending each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure or technology. In addition you can see how you're spending at a glance and over time.

If you want a debit card you can use in Australia or in Europe without paying fees at ATMs then the Macquarie Bank Transaction debit card is a good fit. It has no foreign transaction fees, no ATM fees in Australia or overseas and no monthly fees. In addition the only fee you will pay is the currency conversion charged by Mastercard.

The debit card works in Australia and the contactless limit is $200, which is super handy. It also works with Apple Pay, Google Pay, Fitbit and Garmin. Finally it has tools to help you track your spending, can be given to teenagers over 14 and is easy to lock or unlock your card through the app if lost or stolen.

Learn more about the best credit, debit and prepaid cards for travel

Best Travel Credit Cards

Best Prepaid International Cards

The best travel card for Europe does not charge for international transactions, has a very competitive currency exchange rate for Euro, does not charge for cash withdrawals at ATMs and you are able to use it within Australia as well. We suggest taking at least one credit card, like the BankWest Platinum Breeze or the ING One Low Rate and one debit card linked to foreign currencies at competitive rates like the Wise Multi Currency and Citibank Plus Global Currency . In addition we recommend taking a back up ATM card like the Macquarie Transaction debit card to reduce the cost of ATM withdrawals around Europe.

Yes you should, ordering euro from S Money will be cheaper than withdrawing money from an ATM overseas. In fact, taking both cash and a card can be a great way to bring money to Europe . It is also more convenient to have cash on you before you arrive, one less thing to do in the airport when you arrive. Finally it's handy to have cash to tip, for smaller purchases or transport.

Debit cards, prepaid cards and credit cards with Mastercard or Visa can be used in Europe in most places. Similar to Australia, American Express is also accepted but not as frequently, due to the costs American Express places on the seller. Best to avoid other types of cards as they might not be accepted.

Yes you can place Euros on a prepaid travel card or you can have your debit account linked to currency accounts like with Wise and Citibank . Most prepaid travel cards have hefty fees including initial card, loading, reloading, inactivity and ATM fees so while they are handy, there are cheaper alternatives on the market.

Yes Mastercard debit cards work in Europe and are one of the two cards most commonly accepted throughout Europe. If the ATM has a Mastercard, Cirrus or Maestro logo on it, two different coloured circles overlapping you can withdraw local currency with your Mastercard debit card.

As a general rule, working out how much spending money to take to Europe depends on where you go and your type of travel. If you travel on a budget to Eastern Europe it can cost $60 - $100 a day. If you travel in the middle range throughout Europe it can cost $250 - $300 per day. Finally if you travel with luxury throughout Europe it can cost anywhere from $400 per day.

Yes it is better to use a debit card in Europe as it is cheaper than using funds from a credit card which have an interest rate typically of 20%, they are accepted in most places for payment, they are secure and you can transfer money into the account easily overseas.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.

ASIC regulated

Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).

S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.

Travelling from the UK to Europe? Spend effortlessly in Euros (EUR) with a multi-currency card.

40+ million worldwide customers use Revolut

Revolut offers so much more than a travel card. Exchange currencies, send money abroad, and hold 36 local currencies in-app. These are just some reasons why our customers rely on us for their travel spending.

How does a Euro card work?

How to get your EUR card

Get your Euro card in 3 steps

Get revolut.

Join 40+ million people worldwide saving when they spend abroad with Revolut.

Order your card

Order your free Euro card. Top up your balance in GBP or 36 other currencies.

Spend like a local

Start spending in Euros.

Currency exchange fees subject to fair-usage limits and weekend markups. Currency exchange shown is only an indicative example.

Why should I get a Euro card?

Where is the Euro card available?

Spend confidently with a Euro card

How to save money when spending in Euros

Tips for saving money in Europe

Don't exchange at airports or at home.

No need to exchange cash before you travel — use your travel money card to spend or withdraw money from an ATM.

Choose EUR as the local currency

Choose the local currency when spending with your card in shops and restaurants.

Save with a travel money card

Spend in Euros like a local with Revolut.

How to avoid unwanted ATM fees

Need to make EUR withdrawals in Europe?

Fee-free Euro ATM withdrawals

Fee-free atm withdrawals up to £200, fee-free atm withdrawals up to £400, fee-free atm withdrawals up to £800.

ATM withdrawals are subject to fair-usage fees depending on plan. Currency exchange fees may apply.

What are you waiting for?

Save when you travel with a EUR travel card

Rating as of 26 Apr 2024

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Need a little more help?

Euro currency card FAQs

Is it better to use a travel money card rather than cash in europe.

There is no 'best' way to spend in Euros, but here are some tips to help you save money:

• Don’t exchange cash at the airport. It’s much cheaper to withdraw money from an ATM with your Euro card.
• Don't carry more cash than you need. When you return home to the UK, you’ll have to re-convert this cash back to GBP.
• Always choose EUR as the local currency when spending with your card in shops and restaurants.
• Download the Revolut app, then sign up to get instant notifications on what you spend and manage your balance.

Are travel money cards safe and secure?

Where can i use my eur travel money card, how much can i pay using my euro card.

There is no limit to the amount that you can spend using your Euro card. Just top up in-app with however much you want and enjoy your travels.

How can I avoid unwanted ATM fees in Europe?

There are tonnes of benefits to a Euro card. Let’s look at a few:

• Send and spend in Euros and 150+ other currencies.
• No need to exchange or carry cash. Pay with your Euro card, either contactless or with chip and PIN.
• No need to wait for your physical card to arrive. Instantly add your card to Google Pay or Apple Pay.
• Create single-use virtual cards for safe online shopping or travel bookings.
• Enjoy fee-free ATM withdrawals between £200 and £2,000 monthly, depending on your plan.
• Get instant payment notifications to keep track of how much you spend.
• Stay in control of your card’s security, with card freezing and spending limit controls.
• Easily manage your spending around the world with the free Revolut app.

How do I get a Euro travel money card?

To order your Revolut debit card and start spending in Euros, simply:

• Download the Revolut app on your Android or iPhone and sign up for free.
• Order your free Euro card. Top up your balance in GBP or 150+ other currencies.
• Get your card in the post or add it to Google Pay or Apple Pay to use it immediately.
• Start spending like a local in Euros.

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• Travel Money

A safe-to-use, prepaid, reloadable, multi-currency card that’s not linked to your bank account

No charges when you spend abroad*

Make contactless, Apple Pay and Google Pay™ payments

Manage your account and top up or freeze your card easily with our Travel app

*No charges when you spend abroad using an available balance of a local currency supported by the card.

Win £5000 with Post Office Travel Money Card

A chance to win £5000 when you top up a new or existing Travel Money Card*. Offer ends 12 May

*Exclusive to travel money cards. Promotion runs 4 March to 12 May 2024. 1 x £5,000 prize available to be won each week. Minimum equivalent spend of £50 applies.

Why get a Travel Money Card?

Carry up to 22 currencies safely.

Take one secure, prepaid Mastercard® away with you that holds multiple currencies (see ‘common questions’ for which).

Accepted in over 36 million locations worldwide

Use it wherever you see the Mastercard Acceptance Mark – millions of shops, restaurants and bars in more than 200 countries.

Manage your card with our travel app

Top up, manage or freeze your card, transfer funds between currencies, view your PIN and more all in our free Travel app .

It’s simple to get started

No need to carry lots of cash abroad. Order a Travel Money Card today for smart, secure holiday spending.

Order your card

Order online, via the app or pick one up in branch and load it with any of the 22 currencies it holds.

Activate it

Cards ordered online and in-app should arrive within 2-3 working days. Activate it by following the instructions in your welcome letter.

It’s ready to use

Spend in 36 million locations worldwide, and top up and manage your card in the app or online.

Stay in control

Manage your holiday essentials together in one place on the move, from your Travel Money Card and travel insurance to extras like airport parking.

New-look travel app out now

Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

Order a Travel Money Card

Order your card online – or through the Post Office travel app – and we'll deliver it within 2-3 days. Just activate it and go.

Need it quick? Visit a branch

Pick up a Travel Money Card instantly at your local Post Office. Bring a valid passport, UK driving licence or valid EEA card as ID. 

Need some help?

We’re here to help you make the most of your Travel Money Card – or put your mind at ease if it’s been lost or stolen

Lost or stolen card?

Please immediately call: 020 7937 0280

Available 24/7

To read our FAQs, manage your card or contact us about using it:

Visit our Travel Money Card support page

Common questions

How can i order my card.

There are three ways that you able to obtain a Travel Money Card, each very simple.

Please note, you must be a UK resident over the age of 18 to obtain a Travel Monday Card.

• Via our travel app: you can order and store up to three Travel Money Cards in our free travel app . Delivery will take 2-3 working days.
• Online: follow our application process  to order your card online. Your card will take 2-3 working days to be delivered. Once it arrives you can link it to our Travel app to manage on the go. 
• In branch: simply find a nearby Post Office branch and pop in to get your Travel Money Card there. Please remember to take a valid passport, UK driving licence or a valid EEA card in order to obtain your card, and you can take it away the same day.

Whichever way you choose to order your card, don't forget to activate it once it arrives. Full details of how to activate your card will be provided in your welcome letter, to which your card will be attached if it’s been sent in the post.

How do I use my card?

Travel Money Card is enabled with both chip & PIN and contactless, so you can make larger and lower-value value payments with it respectively. For convenience, you can also add it to Apple Pay and Google Wallet.

You can load it with between £50 and £5,000 (see more on load limits below). You can use it to pay wherever the Mastercard Acceptance Mark is displayed. And you can withdraw cash with it at over 2 million ATMs worldwide (charges and fees apply, see 'Are there top-up limits?' below).

Your Travel Money Card is completely separate from your bank account so it’s a safe and secure way to pay while you’re abroad.

How can I manage my card?

After you've activated your card, you can manage it using our travel app or via a web browser. You can check your recent transactions, view your PIN, transfer funds between different currency ‘wallets’, top up your card, freeze your card and more.

Our travel app brings together travel essentials including holiday money, travel insurance and more together in one place. As well as managing your Travel Money Card you can buy cover for your trip, access your policy documents on the move, book extras such as airport parking and hotels, and find your nearest ATM while overseas or Post Office branches here in the UK.

Which currencies can I use?

The Post Office Travel Money Card can be loaded with up to 22 currencies at any one time. You can top up funds on the card and transfer currencies between different ‘wallets’ for these currencies easily in our travel app or online.

Currencies available:

• EUR – euro
• USD – US dollar
• AUD – Australian dollar
• AED - UAE dirham
• CAD – Canadian dollar
• CHF – Swiss franc
• CNY – Chinese yuan
• CZK – Czech koruna
• DKK – Danish krone
• GBP – pound sterling
• HKD – Hong Kong dollar
• HUF – Hungarian forint
• JPY – Japanese yen
• NOK – Norwegian krone
• NZD – New Zealand dollar
• PLN – Polish zloty
• SAR – Saudi riyal
• SEK – Swedish Krona
• SGD – Singapore dollar
• THB – Thai baht
• TRY – Turkish lira
• ZAR – South African rand

What are the charges and fees?

Full details of our charges and fees can be found in our   Travel Money Card terms and conditions .

The Post Office Travel Money Card is intended for use in the countries where the national currency is the same as the currencies on your card. If the currency falls outside of any of the 22 we offer on your card, you’ll be charged a cross-border fee. For example, using your card in Brazil will incur a cross-border fee because we do not offer the Brazilian real as a currency. 

Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer. 

For more information on cross border fees, please visit our cross border payment page.

There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20 and will be deducted from your euro balance. 

To avoid unnecessary charges to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in euro if offered a choice; choosing to pay in sterling (GBP) in this example would allow the merchant to exchange your transaction from euro to sterling. This would mean your transaction has gone through two exchange rate conversions, which will increase the total cost of your transaction. 

For loads in Great British pounds, a load commission fee of 1.5% will apply (min £3, max £50). A monthly maintenance fee of £2 will be deducted from your balance 12 months after your card expires. Expiration dates can be found on your TMC; all cards are valid for up to 3 years. 

A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM globally that accepts Mastercard.  

We have listed all available currencies and their associated withdrawal limits and charges below: 

EUR – euro Max daily cash withdrawal: 450 EUR Withdrawal charge: 2 EUR

USD – US dollar Max daily cash withdrawal: 500 USD Withdrawal charge: 2.5 USD

AED – UAE dirham Max daily cash withdrawal: 1,700 AED Withdrawal charge: 8.5 AED

AUD – Australian dollar Max daily cash withdrawal: 700 AUD Withdrawal charge: 3 AUD

CAD – Canadian dollar Max daily cash withdrawal: 600 CAD Withdrawal charge: 3 CAD

CHF – Swiss franc Max daily cash withdrawal: 500 CHF Withdrawal charge: 2.5 CHF

CNY – Chinese yuan Max daily cash withdrawal: 2,500 CNY Withdrawal charge: 15 CNY

CZK – Czech koruna Max daily cash withdrawal: 9,000 CZK Withdrawal charge: 50 CZK

DKK – Danish krone Max daily cash withdrawal: 2,500 DKK Withdrawal charge: 12.50 DKK

GBP – Great British pound Max daily cash withdrawal: 300 GBP Withdrawal charge: 1.5 GBP

HKD – Hong Kong dollar Max daily cash withdrawal: 3,000 HKD Withdrawal charge: 15 HKD

HUF – Hungarian forint Max daily cash withdrawal: 110,000 HUF Withdrawal charge: 600 HUF

JPY – Japanese yen Max daily cash withdrawal: 40,000 JPY Withdrawal charge: 200 JPY

NOK – Norwegian krone Max daily cash withdrawal: 3,250 NOK Withdrawal charge: 20 NOK

NZD – New Zealand dollar Max daily cash withdrawal: 750 NZD Withdrawal charge: 3.5 NZD

PLN – Polish zloty Max daily cash withdrawal: 1,700 PLN Withdrawal charge: 8.5 PLN

SAR – Saudi riyal Max daily cash withdrawal: 1,500 SAR Withdrawal charge: 7.50 SAR

SEK – Swedish Krona Max daily cash withdrawal: 3,500 SEK Withdrawal charge: 20 SEK

SGD – Singapore dollar Max daily cash withdrawal: 500 SGD Withdrawal charge: 3 SGD

THB – Thai baht Max daily cash withdrawal: 17,000 THB Withdrawal charge: 80 THB

TRY – Turkish lira Max daily cash withdrawal: 1,500 TRY Withdrawal charge: 7 TRY

ZAR – South African rand Max daily cash withdrawal: 6,500 ZAR Withdrawal charge: 30 ZAR

Are there top-up limits?

Yes, all currencies have top-up limits and balances. See full information below, which is applicable to all currencies available on the Travel Money Card.

• Top-up limit: minimum £50 – maximum £5,000
• Maximum balance: £10,000 at any time, with a maximum annual balance of £30,000
• Read more Travel Money Card FAQs

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Find out more information by reading the  Post Office Travel Money Card's terms and conditions .

Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Post Office and the Post Office logo are registered trademarks of Post Office Limited.

Post Office Limited is registered in England and Wales. Registered number 2154540. Registered office: 100 Wood Street, London, EC2V 7ER. 

These details can be checked on the Financial Services Register by visiting the  Financial Conduct Authority website  and searching by Firm Reference Number (FRN).

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Which Eurail Pass should you choose?

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Travel by train to over 30,000 destinations in  33 European countries  with our classic rail Pass. Choose this for multi-country trips or if you haven't decided on your destination.

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Here Are the Four Best Travel Money Cards in 2024

François Briod

Co-Founder of Monito and money transfer expert, François has been helping Monito’s users navigate the jungle of money transfer fees, bad exchange rates and tricks for the last ten years.

Jarrod Suda

A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

From the multitude of bank fees and ATM charges to hidden currency conversion fees, there's no question that spending your money abroad while travelling can be costly — and that's saying nothing about the cost of the holiday itself!

As you prepare for your trip abroad, the golden rule is that you'll save the most money by using the local currency of your destination. This means withdrawing local cash at foreign ATMs and using a debit card to pay directly in the local currency. For example, if you're from the UK, using your bank's debit card that accesses your British pounds will likely lose you money to hidden fees at ATMs abroad and at local merchants.

In general, we rate Revolut as the best travel card all around. Its versatile account and card can be used to spend like a local pretty much anywhere in the world. ✨ Get 3 months of free Revolut Premium as a Monito reader with our exclusive link .

If you're from the EU, UK, or US, here are a few more specific recommendations to explore:

• Best for travelling from the UK: Chase
• Best for travelling from the US: Chime ®
• Best for travelling from the Eurozone: N26

If it's not possible for you to spend in the local currency when travelling abroad, then spending in your home currency while using a card that doesn't charge any hidden exchange rate markups from your bank (e.g. only the VISA or Mastercard exchange rates to convert currency) is still a good bet for most people.

In this guide, we explore cards that waive or lower ATM fees and that hold multiple currencies. Spend on your holiday like a local and enjoy peace of mind after each tap and swipe!

Best Travel Cards (And More!) at a Glance

Best travel money cards.

• 01. What is the best best multi currency card? scroll down
• 02. Are prepaid currency cards really it? scroll down
• 03. Monito's best travel money card tips scroll down
• 04. FAQ about the best travel cards scroll down

Revolut: Best All-Rounder

Revolut is one of the most well-known fintechs in the world because it offers services across Europe, the Americas, Asia, and Oceania.

• Trust & Credibility 8.9
• Service & Quality 7.9
• Fees & Exchange Rates 8.3
• Customer Satisfaction 9.4

Revolut is available in many countries. You can double-check if it's available in yours below:

Here's an overview of Revolut's plans:

Revolut Ultra is currently only available in the UK and EU.

Like Wise, Revolut converts your currency to the local currency of your travel destination at an excellent exchange rate (called the 'Revolut Rate', which, on weekdays, is basically on par with the rate you see on Google), making it a good way to buy foreign currency before travelling abroad. As always though, bear in mind that Revolut's exchange rates might be subject to change.

Revolut's Standard Plan only allows currency exchange at the base mid-market exchange rate for transfers worth £1,000 per month. ATM withdrawals are also free for the first €200 (although third-party providers may charge a withdrawal fee, and weekend surcharges may also apply). These allowances can be waived by upgrading memberships.

N26: Good Bank For EU Travellers

One of the most well-known neobanks in Europe, N26 and its debit card operate in euros only. However, N26 is a partner with Wise and has fully integrated Wise's technology so that you never have to pay foreign transaction fees on your purchases outside of the eurozone. While N26 does not have multi-currency functionality, N26 will apply the real exchange rate on all your foreign purchases and will never charge a commission fee — making N26's card a powerful card for EU/EEA residents who travel across the globe.

• Trust & Credibility 7.9
• Service & Quality 8.0
• Fees & Exchange Rates 9.3
• Customer Satisfaction 8.1

These are the countries in which you can register for an N26 account:

And here is an overview of the various plans and account:

This low-fee option for banking is also ideal for travellers who do not belong to a European bank but frequent the Eurozone. For example, N26 is available for residents and citizens of Switzerland, Norway, and other European Economic Area countries that do not run on the Euro.

These citizens, who are in close proximity to the Eurozone, will save each time they spend with an N26 card while in Europe. N26 provides three free ATM withdrawals per month in euros but does charge a 1.7% fee per ATM withdrawal outside of Europe.

Take a look at our guide to the best travel cards for Europe to learn more.

Wise: Best For Multi-Currency Balances

Load up to 54 currencies onto this card at the real exchange rate, giving you access to truly global travel.

• Trust & Credibility 9.3
• Service & Quality 8.9
• Fees & Exchange Rates 7.6
• Customer Satisfaction 9.6

These are the countries in which you can order a Wise debit card:

Unlike banks, credit unions, airport kiosks, and foreign ATMs, Wise is transparent about never charging a hidden exchange rate margin when you convert your home currency into up to 54 currencies. The live rate you see on Google or XE.com is the one you get with Wise.

An industry-low commission fee per transaction will range from 0.35% to 2.85%, depending on the currency.

Chase: Great UK Bank For Travel

A recent arrival from the USA, Chase is one of the UK’s newest digital challenger banks and comes with a rock-solid reputation and no monthly charges, no currency conversion charges, no withdrawal fees, and no other charges for everyday banking from Chase. It’s a simple, streamlined bank account with an excellent mobile banking app and a great cashback offer. However, it doesn’t yet offer more advanced features like international money transfers, joint accounts, business banking, overdrafts and loans, and teen or child accounts.

• Trust & Credibility 10
• Fees & Exchange Rates 10
• Customer Satisfaction 8.7

Chime: Great Account For US Travelers

Chime  is a good debit card for international travel thanks to its no foreign transaction fees¹. Unlike multi-currency accounts like Revolut (which let you hold local currency), Chime uses the live exchange rate applied by VISA. This rate is close to the mid-market rate, and Chime does not add any extra markup to your purchases, although out-of-network ATM withdrawal and over-the-counter advance fees may still apply.

• Trust & Credibility 9.5
• Service & Quality 8.8
• Fees & Exchange Rates 9.8

While Chime waives ATM fees at all MoneyPass, AllPoint, and VISA Plus Alliance ATMs within the United States, this fee waiver does not extend to withdrawals made outside the country. For withdrawals abroad, Chime applies a $2.50 fee per transaction, with a daily withdrawal limit of $515 or its equivalent. This is in addition to any fees charged by the ATM owner. Therefore, we recommend Chime primarily for card purchases rather than relying on it for withdrawing cash while traveling internationally.

• No  foreign transaction fees ¹;
• Uses VISA's exchange rate ( monitor here ):
• A $2.50 fee per ATM withdrawal made outside of the United States;
• More info:  Read our  Chime review  or  visit their website .

Best Travel Money Cards in 2024 Compared by Country

In the table below, see our comparison summary of the four best travel cards for 2024 by country:

Last updated: 8 January 2024

What's The Best Prepaid Card to Use Abroad?

Travel cards come in many varieties, such as standard credit cards or debit cards with no foreign transaction fees or cards that waive all foreign ATM withdrawal fees.

What is a Multi-Currency Card?

Multi-currency cards are a specific type of travel card that allows you to own all kinds of foreign currencies, which you can instantly access when you pay with your card abroad. By spending the local currency in the region of travel , you bypass poor foreign exchange rates. ATMs and cashless payment machines will treat your card like a local card.

We have already mentioned a few multi-currency cards in this review, but we will also introduce Travelex . Travelex's Money Card also allows you to top up several foreign currencies — albeit at exchange rates slightly poorer than the real mid-market rate .

Wise Account

Wise has one of the best multi-currency cards available on the market.

Read our full review for more details.

Revolut is impressive for its vast options in currencies and its additional services.

Our in-depth review explores Revolut's services in detail.

Travelex offers a prepaid travel money card that supports 10 currencies and waives all ATM withdrawal fees abroad.

• Trust & Credibility 9.0
• Service & Quality 5.8
• Fees & Exchange Rates 7.1
• Customer Satisfaction 9.3

Travelex charges fees, which fluctuate according to the exchange rates of the day, in order to convert your home currency into the currencies that it supports. But once the currency is on the card, you'll be able to spend like a local. Learn more with our full review .

Don’t Let Banks, Bureaux de Change, and ATMs Eat Your Lunch 🍕!

Are you withdrawing cash at an ATM in the streets of Paris? Exchanging currencies at Gatwick airport? Paying for a pizza with your card during a holiday in Milano? Every time you exchange currencies, you could lose between 2% to 20% of your money in  hidden fees . Keep reading below to make sure you recognize and avoid them.

Currency Exchange Fees Eating My Lunch? What’s That?

You’re often charged a hidden fee in the form of an alarming exchange rate.

At any given time, there is a so-called “ mid-market exchange rate ” — this is the real exchange rate you can see on  Google . However, the money transfer provider or bank you use to exchange currencies rarely offers this exchange rate. Instead, you will get a much worse exchange rate. They pocket this margin between the actual rate and the poor exchange rate they apply, allowing the bank or money transfer provider to profit from the currency exchange. 

In other words, you or your recipient will receive less foreign currency for each unit of currency you exchange. All the while, the provider will claim that they charge zero commission or zero fees.

So the question now is… how can you avoid them? Thankfully, the best travel money cards will allow you to hold the local currency, which you can access instantly with a tap or swipe. Carrying the local currency avoids  exchange rate margins  on every purchase.

Top Travel Money Tips

• Avoid bureaux de change. They charge between 2.15% and 16.6% of the money exchanged.
• Always pay in the local currency and never accept the  dynamic currency conversion .
• Don't use your ordinary debit or credit card unless it's specifically geared toward international use. Doing this will typically cost you between 1.75% and 4.25% per transaction. Instead, use one of the innovative travel money cards below.

By opting for a travel card without FX fees, you can freely swipe your card abroad without worrying about additional charges. However, saving money doesn't stop there. To make the most out of your travel budget, consider using  Skyscanner , one of the most powerful flight search engines available that allows you to compare prices from various airlines and find the best deals.

With Skyscanner's user-friendly interface and comprehensive search options, you can discover cheap flights and enjoy your holidays with peace of mind and more money in your pocket.

Best Travel Money Card Tips

When you convert your home currency into a foreign currency, foreign exchange service providers will charge you two kinds of fees :

• Exchange Rate Margin:  Providers apply an exchange rate that is poorer than the true  "mid-market" exchange rate . They keep the difference, called an  exchange rate margin .
• Commission Fee:  This  fee  is usually a percentage of the amount converted, which is charged for the service provided.

With these facts in mind, let's see what practices are useful to avoid ATM fees, foreign transaction fees, and other charges you may encounter while on your travels.

Tip 1: While Traveling, Avoid Bureaux de Change At All Costs

Have you ever wondered how bureaux de change and currency exchange desks are able to secure prime real estate in tourist locations like the Champs-Élysées in Paris or Covent Carden in London while claiming to take no commission? It’s easy: they make (plenty of) money through hidden fees on the exchange rates they give you. 

Our study shows that Bureaux de Change in Paris charges a margin ranging from 2.15% at CEN Change Dollar Boulevard de Strasbourg to 16.6% (!!) at Travelex Champs-Élysées when exchanging 500 US dollars into euros for example. 

If you really want cash and can’t wait to withdraw it with a card at an ATM at your destination, ordering currencies online before your trip is usually cheaper than exchanging currencies at a bureau de change, but it’s still a very expensive way to get foreign currency which we, therefore, would not recommend.

Tip 2: Always Choose To Pay In the Local Currency

Don’t fall for the dynamic currency conversion trap! When using your card abroad to pay at a terminal or withdraw cash at an ATM, you’ve probably been asked whether you’d prefer to pay in your home currency instead of the local currency of the foreign country. This little trick is called dynamic currency conversion , and the right answer to this sneaky question will help you save big on currency exchange fees.

As a general rule, you always want to pay in the local currency (euros in Europe, sterling in the UK, kroner in Denmark, bahts in Thailand, etc.) when using your card abroad, instead of accepting the currency exchange and paying in your home currency. 

This seems like a trick question - why not opt to pay in your home currency? On the plus side, you would know exactly what amount you would be paying in your home currency instead of accepting the unknown exchange rate determined by your card issuer a few days later.

What is a Dynamic Currency Conversion?

However, when choosing to pay in your home currency instead of the local one, you will carry out what’s called a “dynamic currency conversion”. This is just a complicated way of saying that you’re exchanging between the foreign currency and your home currency at the exact time you use your card to pay or withdraw cash in a foreign currency, and not a few days later. For this privilege, the local payment terminal or ATM will apply an exchange rate that is often significantly worse than even a traditional bank’s exchange rate (we’ve seen margins of up to 8%!), and of course, much worse than the exchange rate you would get by using an innovative multi-currency card (see tip #3). 

In the vast majority of times, knowing with complete certainty what amount you will pay in your home currency is not worth the additional steep cost of the dynamic currency conversion, hence why we recommend always choosing to pay in the local currency.

Tip 3: Don't Use a Traditional Card To Pay in Foreign Currency/Withdraw Cash Abroad

As mentioned before, providers make money on foreign currency conversions by charging poor exchange rates — and pocketing the difference between that and the true mid-market rate. They also make money by charging commission fees, which can either come as flat fees or as a percentage of the transaction.

Have a look at traditional bank cards to see how much you can be charged in fees for spending or withdrawing $500 while on your holiday.

These fees can very quickly add up. For example, take a couple and a child travelling to the US on a two-week mid-range holiday. According to this study , the total cost of their holiday would amount to around $4200. If you withdraw $200 in cash four times and spend the rest with your card, you would pay $123 in hidden currency exchange and ATM withdrawal fees with HSBC or $110 with La Banque Postale. With this money, our travellers could pay for a nice dinner, the entrance fee to Yosemite Park, or many other priceless memories. 

Thankfully, new innovative multi-currency cards will help you save a lot of money while travelling. Opening an N26 Classic account and using the N26 card during the same US holidays would only cost $13.60.

Need Foreign Cash Anyway?

In many countries, carrying a wad of banknotes is not only useful but necessary to pay your way since not every shop, market stall, or street vendor will accept card payments. In these cases you'll have two options to exchange foreign currency cheaply:

1. Withraw at an ATM

As we've explored in great depth in this article, withdrawing money from a foreign ATM will almost always come with fees — at the very least from the ATM itself, and so it's therefore the best strategy to use a travel debit card that doesn't charge in specific ATM withdraw fees on its own to add insult to injury. That said, if you need cash, we recommend making one large withdrawal rather than multiple smaller ones . This way, you'll be able to dodge the fees being incurred multiple times.

2. Buy Banknotes (at a Reasonable Rate!)

As we've also seen, buying foreign currency at the airport, at foreign bank branches, or in bureaux de change in tourist hotspots can be surprisingly expensive. Still, not all exchange offices are equally pricey . If you're looking for a well-priced way to exchange your cash into foreign currency banknotes before you travel, Change Group will let you order foreign currency online and pick them up at the airport, train station, or a Change Group branch just before you leave for your holiday. A few pick-up locations in the UK include:

• London centre (multiple locations),
• Glasgow centre,
• Oxford centre,
• Luton Airport,
• Gatwick Airport,
• St. Pancras Station.

(Note that Change Group also has locations in the USA, Australia, Germany, Spain, Sweden, Austria, and Finland!)

Although its exchange rates aren't quite as good as using a low-fee debit card like Revolut, Change Group's exchange rates between popular currencies tend to be between 2% to 3%, which is still a lot better than you'll get at the bank or at a touristy bureau de change in the middle or Paris or Prague!

FAQ About the Best Travel Money Cards

Having reviewed and compared several of the industry's leading neobanks, experts at Monito have found the Wise Account to offer the best multi-currency card in 2024.

In general, yes! You can get a much better deal with new innovative travel cards than traditional banks' debit/credit cards. However, not all cards are made equal, so make sure to compare the fees to withdraw cash abroad, the exchange rates and monthly fees to make sure you're getting the best deal possible.

• Sign up for a multi-currency account;
• Link your bank to the account and add your home currency;
• Convert amount to the local currency of holiday destination ( Wise and Revolut convert at the actual mid-market rate);
• Tap and swipe like a local when you pay at vendors.

Yes, the Wise Multi-Currency Card is uniquely worthwhile because it actually converts your home currency into foreign currency at the real mid-market exchange rate . Wise charges a transparent and industry-low commission fee for the service instead.

More traditional currency cards like the Travelex Money Card are good alternatives, but they will apply an exchange rate that is weaker than the mid-market rate.

The Wise Multi-Currency Card is the best money card for euros because unlike banks, credit unions, airport kiosks, and foreign ATMs,  Wise  is transparent about never charging a hidden exchange rate margin when you convert your local currency into euros with them.

The live rate you see on Google or XE.com is the one you get with  Wise . An industry-low commission fee will range from 0.35% to 2.85%. USD to EUR transfers generally incur a 1.6% fee.

Learn more about how to buy euros in the United States before your trip.

There are usually three types of travel cards, prepaid travel cards, debit travel cards and credit travel cards. Each have pros and cons, here's a short summary:

• Prepaid travel cards: You usually need to load cards with your home currency via a bank wire or credit/debit card top-up. You're then able to manage the balance from an attached mobile app and can use it to pay in foreign currencies or withdraw cash at an ATM abroad tapping into your home currency prepaid balance. With prepaid travel cards, as the name indicates, you can't spend more than what you've loaded before hand. Some prepaid card providers will provide ways to "auto top-up" when your balance reaches a certain level that you can customize. On Revolut for example, you can decide to top-up £100/£200/£500 from your debit card each time your balance reaches below £50.
• Debit travel cards: Some innovative digital banks, like N26 or Monzo, offer travel debit cards that have the same advantages than a Prepaid Travel Cards, except that they're debit card directly tapping into your current account balance. Like a Prepaid travel card, you can't spend more than the balance you have in your current account with N26 or Monzo, but you can activate an overdraft (between €1,000 or €10,000 for N26 or £1,000 for Monzo) if you need it, for a fee though.

Note that even if they're Prepaid or Debit cards, you can use them for Internet payments like a normal credit card.

• Credit travel cards: You can find credit cards made for international payments offering good exchange rates and low fees to withdraw money abroad, but you'll need to pay interests in your international payment if you don't pay in FULL at the end of every month and interest on your ATM withdrawals each day until you pay them back.

Why You Can Trust Monito

Our recommendations are built on rock-solid experience.

• We've reviewed 70+ digital finance apps and online banks
• We've made 100's of card transactions
• Our writers have been testing providers since 2013

Other Monito Guides and Reviews on Top Multi Currency Cards

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

12 Best Prepaid and E-Sim Cards for Europe in 2024

Planning your trip to Europe and wondering what is the best way to stay connected? Don't get stuck with high roaming costs or slow overseas data roaming packages! Get yourself a sim card for traveling in Europe. This is a guide for finding the best European sim card for your trip.

Whether you need a physical prepaid sim card or an e-sim cards for Europe in this guide you will find them both. Find out where to order one, up to date prices as per April 2024 and everything else you need to know before ordering a sim card for traveling to Europe in 2024

For my research finding the best sim card for Europe I traveled to every European country and documented all my travel tips. That is why on Traveltomtom you can find complete guides for finding the best prepaid and e-sim card for Spain ,  Italy , Switzerland , Greece ,  Ireland , Portugal , Germany ,  Poland , France ,  Sweden , UK , Hungary , Croatia , Austria , Finland , Norway , Netherlands , Belgium , Bulgaria  and all others.

In the above guides you can find a comparison between local prepaid sim cards you buy on arrival and sim cards for Europe you buy on the internet.

My recommendation for 2024

Buying a local prepaid sim card is the cheapest way to stay connected when traveling to Europe in 2024. In the links above you will find specific guides for buying a local prepaid sim card per country or airport, which means on arrival in Europe.

But wouldn't it be easy to be online and have data on your phone as soon as the plane lands?

Arrive prepared for your trip to Europe and by ordering a sim card online before your trip. Ordering a sim card for Europe on the internet is super easy and there are amazing tourist sim card deals available.

Here are Traveltomtom's top picks for 2024:

1. Holiday Europe - 50 GB - $59.90 USD

• valid for 28 days
• unlimited calling & texting
• valid in 39 countries - all of Europe
• only $1.2 USD per Gigabyte

Click here for more info or to order a Orange e-sim card for traveling to Europe via SimOptions .

Traveltomtom rates the Orange Holiday Europe eSIM as the best Europe sim card in 2024. For $59.90 USD you get 50 GB data which is just $1.2 USD per Gigabyte and best thing is that this e-sim card is 5G ready, where most of the physical prepaid and e-sim cards for Europe only support 4G/LTE.

2. Bouygues Telecom - 30 GB - $44.90 USD

• valid for 30 days
• $1.5 USD per Gigabyte

Click here for more info or to order a Bouygues Telecom e-sim card for traveling to Europe via SimOptions .

Traveltomtom ranks the Bouygues Telecom e-sim cards as the second best sim card for traveling to Europe in 2024. You get 30 GB data for 30 days for $44.90 USD including unlimited calling and texting. This comes down to $1.5 USD per Gigabyte.

Physical prepaid sim card

If your phone is not e-sim compatible then Traveltomtom recommends an  Orange Holiday Europe . This is the best physical prepaid sim card for visiting Europe in 2024.

You get 30 GB data for 15 days including unlimited calling and texting plus 120 minutes to anywhere in the world for $49.90 USD. That is $1.67 USD per Gigabyte. SimOptions  is the only sim card provider where you can order a physical prepaid sim card for Europe.

Don't waste your precious holiday time in Europe standing in line at the airport or waste an hour waiting for your turn in a local sim card store. No more language barriers. Order a sim card for Europe online before your trip! How?

This is your ultimate guide, read everything you need to know below and get connected instantly.

Traveltomtom's favorite e-sim providers are  Airalo  and  SimOptions . Why? Traveltomtom has personally used Airalo and SimOptions sim cards for more than 5 years and never faced an issue.

All the sim cards listed in this article are European sim cards with data that you can order online before your trip. The international physical prepaid sim cards will be delivered to your home address before your trip and are activated automatically from its first use. E-sim cards for Europe obviously are delivered via email.

Traveltomtom also recommends world sim cards with global coverage. Check out my article with a comparison of the  best international sim cards for travelling in 2024  if you for example continue your trip to Europe to Turkey, Asia or the Middle East.

Sim cards for Europe with unlimited data

Traveltomtom does not recommend sim cards for Europe with unlimited data. With most of these sim cards you will end up frustrated! Always double check at what speed you get unlimited data, because in reality 'unlimited' is mostly not 'unlimited'.

There is pretty much always a FUP (Fair Use Policy) on these Europe sim cards with unlimited data.

For example Holafly sells e-sim cards with unlimited data for Europe, but in the small letters you will find this:  the eSIM includes unlimited data for the contracted time. However, please note that the carrier may reserve the right to apply a Fair Usage Policy.

This literally means that if the operator thinks you are using too much data on a day, they reduce your data speed. Holafly does not specify what the FUP is. From my own experience I can tell you that this already applies sometimes after using 2 GB data per day.

When this happens your data speed is reduced to something like 512 Kbps which means you can barely send a photo through WhatsApp and your social media apps won't work for a full 24 hours.

To avoid all this hassle, Traveltomtom does not recommend sim cards for Europe with unlimited data, unless the Fair Use Policy is clearly mentioned and it is above 100 GB data per month or something similar.

To make it all easy for travelers coming to Europe, just buy your sim card online before your trip! Here are the 12 best European prepaid sim cards and e-sim cards for Europe. The best ones are ranked first...

1. Orange Holiday Europe eSIM - 50 GB

This is the latest addition to the family of the Orange sim cards for traveling in Europe. It is the bigger brother of the Orange Holiday Europe sim card. At the moment this sim card is only available as an e-sim card and not as physical prepaid sim card.

This Orange Holiday Europe 50 GB eSIM is the only proper 5G ready sim card for Europe. The rate of only $1.2 USD per Gigabyte makes this the best-buy e-sim card for Europe in 2024.

Price: $59.90 USD

• 50 GB data in all of the EU including Switzerland, UK, Iceland and Norway
• Unlimited calling & texting in Europe
• 120 minutes to any country in the world
• 1000 sms to any country in the world
• Valid 28 days
• Automatically activated from the first time it connects to a supported network in Europe
• Top up available
• ID verification/registration is NOT required
• Sim card comes with a phone number from France starting with +33

Click here to order the Orange Holiday Europe e-sim card for 28 days .

2. Bouygues Telecom My European eSIM - 30 GB

The Bouygues Telecom prepaid sim card for tourists is rated as one the best sim card for traveling to Europe in 2024 by Traveltomtom. Unfortunately the Bouygues Telecom tourist sim card is ONLY available as an e-sim card and not as a physical prepaid sim card, so make sure your phone is e-sim compatible.

Price: $44.90 USD

• 30 GB data in all of the EU countries including UK, Norway, Iceland
• Switzerland is NOT included
• Valid for 30 days
• Top up is possible
• E-sim card comes with a phone number from France starting with +33
• Can receive sms and calls
• You have to activate the e-sim card within 1 year after purchase
• Automatically activates from the first time it connects to a supported network in Europe

Click here to directly order a Bouygues Telecom e-sim card for Europe .

This Bouygues Telecom e-sim card package is called My European eSIM and with $1.5 USD per 1 Gigabyte data is among the best value sim cards for Europe. On top of that this e-sim card is valid for 30 days and therefore it is mentioned second in my list of the best sim cards for Europe in 2024.

3.  Orange Holiday Europe - 30 GB  (physical and e-sim)

One of the best physical prepaid sim cards for traveling in Europe is the Orange Holiday Europe sim card for tourists, especially if you are looking for a Europe sim card including international minutes. It is available as physical prepaid sim card as well as e-sim card and you can order it directly online.

Price: $49.90 USD

• 30 GB data in all of the EU including Switzerland, UK, Iceland and Norway
• Valid 14 days
• $1.67 USD per Gigabyte

Click here to order this Orange Holiday Europe sim card for Europe as a physical prepaid sim card

You can also order this sim for Europe as an e-sim via SimOptions  for the same price.

Great advantage of this Orange tourist sim card for Europe is that it has international calling minutes included. The downside about the Orange Holiday Europe prepaid sim card is that it is valid for only 14 days.

If your trip to Europe is longer than 14 days I recommend you getting a different prepaid or e-sim card for Europe so you don't have to worry about topping up during your holiday.

4. Jetpac (e-sim)

Jetpac is a fairly new e-sim provider and is trying to conquer the market with some incredible e-sim card plans for traveling to Europe. 

The Jetpac e-sims work in 28 countries in Europe: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Portugal, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.

Pretty much in all popular tourist destinations in Europe, however not in: Poland, Ukraine, Slovakia, Romania, Albania, Cyprus, Serbia, Montenegro, North Macedonia, Bosnia and Herzegovina.

If you are visiting the Balkan on your trip to Europe then Jetpac is not the perfect e-sim for your trip.

Prices and rates Jetpac Europe

Jetpac Global is at the moment the cheapest e-sim card for Europe as they have an offer for just $1 USD. Here are all the e-sim card plans from Jetpac for 2024:

• 1 GB data for 30 days = $1 USD
• 3 GB data for 30 days = $8.5 USD
• 5 GB data for 30 days = $14 USD
• 10 GB data for 30 days = $18 USD
• 15 GB data for 30 days = $28 USD
• 20 GB data for 30 days = $34 USD
• 25 GB data for 30 days = $38 USD
• 30 GB data for 30 days = $40 USD
• 40 GB data for 30 days = $60 USD

Click here to  order a Jetpac e-sim card for Europe .

The rate of the best Jetpac e-sim is 40 GB data for 60 USD which comes down to $1.33 USD per Gigabyte.

The Jetpac Global e-sim card plans are valid for 30 days and the validity starts automatically when it connects for the first time to a network in a country where you can use Jetpac and the data pack is valid 1 year from date of purchase.

Jetpac Global is only available as an e-sim card and not as a physical prepaid sim card. The Jetpac Global e-sim cards are data-only and incoming and outgoing calls are not supported.

An extra advantage of Jetpac Global e-sim cards is that they provide free lounge access if your flight is delayed. However, you will have to register your flight before you travel and in case of a delayed or canceled flight a LoungeKey voucher will automatically be provided. This is a complimentary service that no other e-sim cards offer.

For more info check out the Jetpack website .

5. Eurolink eSIM from Airalo

Airalo is a trusted e-sim card provider and offers e-sim cards for pretty much every country in the world. Their Europe e-sim card plans are more expensive than other e-sim cards for Europe.

The Airalo e-sim cards for Europe are partially 5G ready, meaning in some countries you are able to use 5G in some countries you will have to it with 4G/LTE. It is a 50/50 I would say.

5G is available in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, France, Greece, Iceland, Ireland, Italy, Latvia, Luxembourg, Malta, Poland, Romania, Spain, Sweden, Switzerland, UK. All other countries there is only 4G/LTE network available.

Eurolink e-sim cards also have plans for 3 months and even for 6 months, which could be a very interesting e-sim for travelers visiting Europe for more than 1 month.

• 1 GB data for 7 days = $5 USD
• 3 GB data for 30 days = $13 USD
• 5 GB data for 30 days = $20 USD
• 10 GB data for 30 days = $37 USD
• 50 GB data for 90 days = $100 USD
• 100 GB data for 180 days = $185 USD

Click here for more info or to order a Eurolink e-sim card for Europe via Airalo .

Eurolink e-sim cards are valid in all of Europe including Iceland, Norway, UK, Switzerland, Ukraine and even in Turkey!

Traveltomtom uses Airalo e-sim cards a lot, but their rates per Gigabyte for Europe are more expensive than the other sim cards mentioned above.

Traveltomtom sometimes uses an Airalo e-sim card for Europe when I continue my Europe trip to Istanbul. Airalo is the best e-sim card for traveling to Europe and Turkey on one trip.

Especially for people looking for e-sim cards for Europe that are valid for 3 or 6 months Airalo is one of the best e-sim cards for Europe.

6. Bouygues Telecom Travel Basic - 15 GB  (e-sim)

This is another e-sim card only plan from Bouygues Telecom, basically a cheaper plan. This European sim card is for those travelers who stay less than 15 days and only need about 1 GB per day.

Price: $21.90 USD

• 15 GB data in all of the EU countries including UK, Norway, Iceland
• Valid for 15 days

This Bouygues Telecom sim card is not available as a physical prepaid sim card, only as an e-sim card.

7.  Three (3) Data Pack - 10 GB  (physical sim)

This Three UK sim card is only available as a physical prepaid sim card and NOT as an e-sim. It will be delivered to your home address and it is plug and play on arrival in Europe.

Price: $24.90 USD

• 10 GB data in all of Europe including Switzerland, UK, Norway, Iceland and up to 30 countries outside of Europe
• Unlimited calls/sms in all of Europe
• Valid 30 days from inserting in phone
• No top up possible
• Sim card comes with a phone number from UK starting with +44

Click here to directly order a Three Data Pack physical sim card for traveling to Europe .

Big plus is that this Europe sim card is 5G ready and includes unlimited calls/sms in Europe and up to 30 other countries around the world like USA, Brazil, Australia, Indonesia, Israel, Singapore, Vietnam, Costa Rica, Colombia and many more.

8. Nomad eSIM for Europe

Nomad has some of the cheapest e-sim cards for traveling in Europe with some amazing value plans. They go as low as $1.3 USD per GB data. The Nomad e-sim cards are from eSIM Go and they support 5G in some countries, not yet everywhere.

• 1 GB data for 7 days = $7 USD
• 3 GB data for 15 days = $13 USD
• 5 GB data for 30 days = $12 USD
• 20 GB data for 30 days = $26 USD

Click here to order a Nomad e-sim card for traveling in Europe .

The Nomad e-sim cards are data-only sim cards for Europe and do not come with a phone number. Incoming and outgoing calls are not supported.

9.  O2 Go Card Prepaid sim card - 10 GB  (physical and e-sim)

This O2 sim card plan from Czech Republic is available as a physical prepaid sim card as well as an e-sim card. When you order this physical sim card it will be delivered to your home address before your trip to Europe.

• 10 GB data in all of Europe (Switzerland NOT included)
• $2 credit for calls in Europe (top up online available only for EU citizens. For non-EU citizens only within Czech Republic)
• $2 credit for sms in Europe
• Receiving unlimited calls in all of the covered countries in Europe
• Valid for 30 days from its installation, even if not in Europe yet
• It comes with a Czech number starting with +420

Click here to order an O2 Go Card as a physical prepaid sim card and here as an e-sim card .

10. Orange Holiday Zen sim card for Europe - 12 GB

Price: $29.90 USD

• 12 GB data in all of Europe including Switzerland, UK, Iceland and Norway
• Valid for 14 days from the first time it connects to a supported network in Europe

The smaller brother of the Orange Holiday Europe sim card is called the Orange Holiday Zen. Unlimited calls/texting in Europe and 12 GB, so much smaller data plan, but also cheaper.

Click here to order this Orange Holiday Zen sim card for Europe as a physical prepaid sim card and click here to order the Orange Holiday Zen as an e-sim card .

11. Holafly

Holafly sells e-sim cards for Europe with unlimited data. Traveltomtom is not a fan of e-sim cards with 'unlimited' data and I explained to you why in the beginning of this article.

• 1 day 'unlimited' data = $6 USD
• 2 days 'unlimited' data = $10 USD
• 3 days 'unlimited' data = $13 USD
• 4 days 'unlimited' data = $16 USD
• 5 days 'unlimited' data = $21 USD
• 6 days 'unlimited' data = $25 USD
• 7 days 'unlimited' data = $29 USD
• 8 days 'unlimited' data = $31 USD
• 9 days 'unlimited' data = $35 USD
• 10 days 'unlimited' data = $37 USD
• 11 days 'unlimited' data = $40 USD
• 14 days 'unlimited' data = $48 USD
• 20 days 'unlimited' data = $64 USD
• 30 days 'unlimited' data = $75 USD

The Holafly e-sim cards for Europe are data-only and incoming and outgoing calls/sms are NOT supported. These e-sims do also not come with a phone number. The Holafly e-sims operate on the 4G/LTE network and are not 5G ready.

You can use a hotspot on Holafly Europe e-sim cards of up to 500 MB per day.

The Holafly Europe e-sims are valid in the following 32 countries: Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, United Kingdom, Czech Republic, Romania, Sweden, Switzerland, and Ukraine.

Why 'unlimited'? Because there is a Fair Use Policy and Traveltomtom has had bad experiences with this in the past. Suddenly your data speed is slowed down for 24 hours because you apparently used too much data.

If I hate something then it is slow data speed. Therefore Traveltomtom's is not a fan of e-sim cards with 'unlimited' data and I do not want reduced data speed because I apparently hit the FUP (which is not defined).

Therefore the Holafly e-sim cards for Europe are not ranked that high in this list of the best sim cards for traveling to Europe in 2024.

Of course you can also order sim cards for traveling to Europe on Amazon. When searching for 'Sim Card for Europe' on Amazon you will get a long list of available physical prepaid sim cards. There are no e-sim cards available on Amazon.

Here are some examples:

• Orange: 16 GB data (not in UK, Switzerland) + 800 minutes for 28 day = $28 USD + tax
• Three: 10 GB data + unlimited calls/sms for 30 days = $19 USD + tax
• Sim2Roam: 3 GB data for 30 days = $16 USD + tax
• Vodafone: 12 GB data for 14 days = $17 USD + tax

Listed as a last option because it is a jungle finding the best sim card for Europe on Amazon. Plus delivery fees and taxes making it sometimes really expensive.

Free EU data roaming on European sim cards

The European Union came in 2017 finally with the genius idea to let go of roaming charges within the EU countries. Therefore in 2017 people can use their sim card from Spain in Italy and their Germany sim card in Sweden without any extra charges. For people looking for a sim card for Europe travel this was the best news ever of course.

Therefore upon arrival in Europe you can potentially buy a local prepaid sim card for tourists and be connected to the internet in all other countries you visit in Europe. However, there are a lot of exceptions, so keep reading…

The biggest exceptions are: UK, Switzerland and Norway. As you might know these are countries in Europe, but they are NOT part of the European Union, which means roaming costs can apply for these countries.

Brexit threw the UK out of the European Union and one of the major problems is the free EU roaming on UK prepaid sim cards. Most of the prepaid and e-sim cards you buy in the UK do not include free EU roaming anymore. For more info see my guide for buying a sim card in the UK in 2024 .

Why buying a sim card for Europe

A very simple question? Do you want to rely on others when traveling to Europe? Yes, your hotel, bar, restaurant, train and even park have free public WiFi these days. So getting WiFi when traveling is fairly easy. Yet, Traveltomtom still recommend you getting a sim card for Europe.

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First of all public WiFi can not be trusted in speed, signal and security. What if the signal in your hotel room is weak and you can't change rooms? Or it is too slow to even upload an Instagram story. Getting connected with your phone makes traveling so much easier, just like real life!

Also another reminder that surfing the internet on public WiFi is through an UNSECURED network. The use of a VPN is recommended in these cases to protect your privacy.

Think about ordering a cab on the streets through a taxi app, or getting directions from Google Maps and finding a nearby restaurants with good reviews or finding out the train schedule to get back to your hotel. So many reasons Traveltomtom recommends getting a sim card for your trip to Europe.

Local prepaid sim cards vs. European sim cards

All sim cards mentioned in this article are sim cards with FREE EU roaming intended for those that visit a couple countries on a short trip. However, if you only travel to 1 or 2 countries in Europe you might be better off buying a local sim card on arrival. Local sim cards are mostly valid in 1 country only. Especially for a trip to Eastern Europe I would recommend buying a local sim card, rather than a European sim card.

For a complete overview of all sim card prices per country have a look at my guide for buying a local sim card in Europe in 2024 .

I love traveling in Europe off the beaten path , have a look at my 12 secret places to visit. I bet some of them you have never even heard of.

Getting connected is the first thing I do when I get to a new country. Depending on the length of my trip that means either buying a local prepaid sim card on arrival or ordering an e-sim card online. Must say that the last years on all my trips to Europe I bought an e-sim card since it is just much easier and less hassle.

Buying a local sim card on arrival in Europe

Sometimes the best European sim card deals you get on arrival in Europe. In France for example you get 150 GB data for €20 EUR ($22 USD) and data bundles in Italy are also very affordable. Most countries in Eastern Europe offer amazing local prepaid sim card deals with up to 75 GB data for just $6 USD but these local prepaid sim cards often do NOT offer free EU data roaming.

Therefore I recommend you to check my complete guide for buying a local sim card in Europe in 2024 , with a specific list of every country in Europe and what prices to expect on arrival before buying a sim card for Europe.

Traveltomtom also wrote sim card guides for all major airports in Europe: Zurich ,  London Heathrow , London Gatwick , Copenhagen , Amsterdam , Paris , Frankfurt , Dublin , Madrid , Manchester , Lisbon , Rome , Milan , Venice , Vienna , Oslo , Athens , Barcelona ,  Berlin , Budapest , Geneva , Bucharest , Tirana , Budapest , Prague , Brussels  and many more.

I hope all the above tips for finding the best sim card for your trip to Europe in 2024 were helpful. If you still have questions please don’t hesitate to leave me a comment below.

Looking for off the beaten path destinations in Europe then click on the link and I bet most of those places you have never even heard of. Let me fuel you with some more wanderlust.

Because Traveltomtom would also like to visit every country in the world  you can already find more than 200 sim card guides on Traveltomtom from all around the world: USA , Canada , Mexico , Colombia , South Africa , Asia , Turkey ,  Saudi Arabia ,  Hong Kong , Thailand , Singapore , Brazil , Philippines , Egypt , China , Australia , New Zealand  and many more!

So next time you plan your adventure abroad come check out Traveltomtom for the latest prepaid sim card and e-sim card advice for your next holiday destination. Bookmark me!

If interested check out my Instagram profile @traveltomtom to see more of my journey to visit every country in the world . As of April 2024 I have traveled to more than 155 countries, but no rush to reach 197.

      View this post on Instagram       A post shared by Adventure Travel & Blogger (@traveltomtom)

Enjoy your trip to Europe!

Some links in this article about the best travel sim cards for Europe are affiliate links. If you buy any of the products after using an affiliate links I earn a small commission. Don’t worry this is at absolutely no extra cost to you!

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Heathrow Border Force, Gatwick catering woes and French ATC: The travel strikes hitting Europe in April and May

Editor's Note

We always hope your travel will be trouble-free, but there are strikes and other disruptions across Europe to look out for in the coming weeks.

If you plan to travel during these dates and need advice, read our guide to insurance policies and strike coverage . Additionally, find out what you may be entitled to in terms of compensation if your flight is delayed or otherwise affected.

Here are the strikes to be aware of in the U.K. and Europe.

Related: The best credit cards for trip cancellation and interruption insurance — and what it actually covers

Heathrow Border Force and refueling worker strikes

When: april 29-may 2, may 3-18 and may 4-6.

First, it was on, then it was off. Now, it's back on again: Border Force workers — the staff members who carry out immigration controls and passport checks — based at London's Heathrow Airport (LHR) are set to walk out between April 29 and May 2. The four-day strike action has the potential to cause serious disruption to international flights.

In addition to those dates, there will be a "work to rule" strike between May 3 and 18, when workers will only carry out essential tasks.

The strike involves members of the Public and Commercial Services Union, with 90% of its members voting in favor of the walkouts. The strike is over disputes regarding the U.K. government's planned changes to schedules and shift patterns.

Adding further woe at Heathrow, about 50 refueling workers will also stage a 72-hour strike to protest benefit cuts between May 4 and 6.

Catering workers for EasyJet and Tui at Gatwick Airport

When: april 26-29, may 3-6 and may 10-13.

Around 100 Dnata catering staff, including drivers and warehouse workers, will walk out on three consecutive weekends in April and May. The walkouts will affect services on EasyJet and Tui Airways flights from London Gatwick Airport (LGW).

The strikes — which involve about 100 workers — are due to take place April 26-29, May 3-6 and May 10-13.

Related: You are entitled to a refund for your canceled flight — even if the airline says you aren't

Air traffic controller strike in France

Air traffic controllers at French airports are threatening to strike April 25. While the strike could be averted, the clock is ticking; the staff only has until April 23 to call off the strike. If the strike goes ahead, it could disrupt up to 70% of flights arriving at the country's major airports and passing through French airspace.

France transport strike notice

When: feb. 5 to sept. 9.

Staff members employed by the state-owned Ile-de-France bus and metro network commenced a seven-month strike notice period in early February over pay. If they don't come to an agreement during this period, the strikes could likely take place during the 2024 Paris Olympics.

Commission offers 35,500 DiscoverEU free travel passes to young people

Starting this summer, thousands of young people will once again travel around Europe by train for free thanks to the latest call of the DiscoverEU programme. Today at 12:00 CET during the  European Youth Week  buzzing with  activities , the Commission launched the latest DiscoverEU application round. It will end on Tuesday 30 April at 12:00 CET.

In total, 35,500 travel passes are available. To get one, young people born between 1 July 2005 and 30 June 2006 can do a quiz with five questions about the EU and one additional question on the  European Youth Portal . Successful applicants will get a free rail pass to travel in Europe for up to 30 days between 1 July 2024 and 30 September 2025.

The call is open to applicants from the European Union and countries associated to the  Erasmus+ programme  including Iceland, Liechtenstein, North Macedonia, Norway, Serbia and Türkiye. Ticket holders can plan their own routes or be inspired by existing ones. For example, they can discover a  route  launched last year, which focuses on cities and places making the European Union ‘beautiful, sustainable and inclusive' in line with the principles of the  New European Bauhaus .

Participants can also benefit from the  DiscoverEU Culture Route  an initiative of the 2022 European Year of Youth that combines various cultural destinations including architecture, music, fine art, theatre, fashion and design. Participants can visit the  European Capitals of Culture  which are on the  UNESCO World Heritage List ,   European Heritage Label  sites, or  Access City Award  label locations, which are cities that have gone above and beyond to become more accessible to everyone.

DiscoverEU is much more than just a ticket. Participants will also receive a  discount card  with over 40,000 discount possibilities on public transport, culture, accommodation, food, sports and other services in eligible countries. Additionally,  Erasmus+ National Agencies  organise pre-departure information meetings, and national agencies across all Erasmus+ countries prepare  DiscoverEU Meet-ups , learning programmes lasting from one to three days.

Social inclusion is a top priority of the Erasmus+ programme, so participants with disabilities or health issues receive support on their journeys. Since October 2022, the Erasmus+ National Agencies have implemented the  DiscoverEU Inclusion Action , allowing organisations working with young people with fewer opportunities to apply for a grant. This action provides extra support to participants, such as extra funding and the possibility to travel with accompanying persons. More than 250 projects have been awarded by the Erasmus+ National Agencies since the first call in October 2022, and two calls of the Inclusion Action are taking place in this year.

While DiscoverEU encourages sustainable travel by rail,  special arrangements  are available for young people from outermost regions, Overseas Counties and Territories, remote areas and islands.

The Commission launched  DiscoverEU  in June 2018 following a preparatory action from the European Parliament. It is integrated into the  Erasmus+ programme 2021-2027 .

Since 2018, more than 1 million candidates have applied for 284,000 available travel passes. According to the latest post-travel survey, 72% of candidates declared it to be the first time travelling out of their country of residence by train. For many, it was also the first time they travelled without parents or accompanying adults, and the majority indicated an increased sense of independence. Over two-thirds said that they would not have been able to finance their travel pass without DiscoverEU.

The DiscoverEU experience has given young people a better understanding of other cultures as well as European history and improved their foreign language skills. Participants are invited to become DiscoverEU Ambassadors to champion the initiative. The  # DiscoverEU Official group  has more than 96,000 members where young travellers can contact each other to share experiences and tips.

To apply, eligible candidates need to complete a multiple-choice quiz on general knowledge about the European Union and other EU initiatives targeting young people. The Commission will rank applicants on the basis of their responses. The Commission will offer travel passes to applicants following their ranking up to the limit of available tickets.

For More Information

European Youth Portal

DiscoverEU is a fantastic opportunity for young people who want to explore Europe, discover places and meet new people. I am happy to launch this spring application round during the exciting European Youth Week. I wish the best of luck to all applicants!

Iliana Ivanova, Commissioner for Innovation, Research, Culture, Education and Youth

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What is Global Entry and why do you want it? Here’s how to get it nearly free

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.   

Global Entry is a government-run membership program that allows preapproved, low-risk travelers to use expedited security lines when returning to the United States from travel abroad. It’s one of several “trusted traveler programs” along with TSA PreCheck and NEXUS. Here’s what you need to know about how Global Entry works to help you decide if it’s worth it for you.

What does Global Entry do?

In the United States, Global Entry clearance speeds up the time it takes to get through the customs line when arriving from an international location. Instead of waiting in the typical long lines formed when multiple international flights arrive at the airport or a ship full of passengers disembarks at the port, those with Global Entry membership can check in at a designated kiosk or via the Global Entry mobile app, bypassing the need to wait in a queue.

How to get Global Entry

Global Entry is a Trusted Traveler Program run by the Department of Homeland Security’s U.S. Customs and Border Protection Department. Membership in this program is limited to U.S. citizens, U.S. legal permanent residents, and Mexican nationals. There are also some countries that have arrangements with the U.S. and the Global Entry program to help expedite entry and exit with those countries. You can find a list of currently participating partner nations here .

For those who fit the residency criteria, there’s a few steps to apply for a Global Entry card:

• Go to the Trusted Traveler website and create an account.
• Fill out the application. You’ll be asked a number of questions including your legal name, Social Security number, address and other identifying information.
• Pay a non-refundable application fee of $100. You can pay with a credit card or by electronic bank transfer. Some travel credit cards offer an application fee reimbursement if you charge it to the card. More on that below.
• Wait for an email from the Trusted Traveler system indicating your status has changed. This might typically take around two to three weeks, although some online users have reported faster results (and some, slower results). Once you receive notice that your status has changed, you can log into your account to see if you’ve received conditional approval or been denied. If you were denied, there will be a note indicating why. If you were conditionally approved, the next step is to set up an interview at an Enrollment Center. The Trusted Traveler site indicates this could take anywhere from four to six months. A quicker option if it aligns with your travel plans is the Enrollment on Arrival option. Those entering the U.S. from an international location with conditional approval to an airport with a designated U.S. Customs and Border Control Preclearance location can complete their interview at the airport by letting the agent know when it’s your turn to clear customs. Currently there are over 50 U.S. airports with Preclearance locations. However, you can only participate in Enrollment on Arrival if you’re returning from an international trip. Domestic flights or walk-ins are not eligible for this option. Also note that you’ll need your passport and an accepted document showing evidence of residency (such as your driver’s license, mortgage or rent statement, or utility bill). 
• Once you’ve completed your interview, it should take approximately two to four weeks to receive your physical card.

Do I need to carry my Global Entry card when traveling?

No, if you are flying, you do not need to carry your physical Global Entry card to use Global Entry in the airport. However, you do need to present your card if seeking expedited entry at SENTRI and NEXUS lanes coming into the U.S.

What’s the difference between Global Entry and TSA PreCheck?

Global Entry allows expedited entry into the U.S. from international locations and also includes TSA PreCheck membership—but is run by the U.S. Customs and Border Protection. TSA PreCheck expedites the security line process when departing from U.S. airports and is run by the Transportation Security Administration. Here’s a comparison of the two programs:

What is CLEAR?

CLEAR is a biometric technology company that is not a government-operated trusted traveler program but can provide expedited identity screening. CLEAR® Plus is the CLEAR program found at 55+ U.S. airports that allows its members to go through the security checkpoint process more quickly in a dedicated lane. TSA PreCheck is in more than 200 airports, although some airports will have both TSA PreCheck lanes and CLEAR lanes. Which one is faster will depend on various factors including how busy the airport is and how many people are in line for each.

Certain credit cards reimburse you for a CLEAR Plus membership, such as the American Express® Green Card —for an annual fee of $150, the Amex Green provides a yearly credit of up to $189 credit toward cost of CLEAR® Plus per calendar year. 

There’s also a free CLEAR membership option you can sign up for that can get you through security and into your seat more quickly at certain stadiums and arenas. 

All information about the American Express® Green Card has been collected independently by Fortune Recommends™ .

Are there other Trusted Traveler programs?

Yes, in addition to TSA PreCheck and Global Entry, other trusted traveler programs include:

• NEXUS: This program allows expedited air, vehicle and pedestrian entry into the U.S. and Canada, expedited marine entrance into the U.S. from Canada, and provides access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens, U.S. lawful permanent residents, and Canadian citizens. There is a $50 application fee and NEXUS is good for five years once approved.
• SENTRI: This program allows expedited air, vehicle and pedestrian entry into the U.S. from Canada and Mexico for U.S. citizens, U.S. lawful permanent residents, and all foreign nationals. There is a $122.25 fee and SENTRI is good for five years once approved. SENTRI offers access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens and U.S. lawful permanent residents.
• FAST: This program allows expedited entry for truck drivers entering and exiting the U.S. from Canada and Mexico who are U.S. citizens, U.S. lawful permanent residents, Canadian citizens, Canadian permanent residents, and Mexican nationals. There is a $50 fee and it’s good for five years. It does not include TSA PreCheck. 

Credit cards with Global Entry application fee reimbursement:

There are multiple travel credit cards that offer an up to $100 application fee reimbursement credit for you to apply for Global Entry or TSA PreCheck if you pay with the card. Some of the options include:

• Bank of America® Premium Rewards®
• Bank of America Premium Rewards Elite Card

Capital One Venture X Rewards Credit Card

• Capital One Venture Rewards Credit Card
• Chase Sapphire Reserve®
• Aeroplan® Credit Card
• Citi® / AAdvantage® Executive World Elite Mastercard®
• Delta SkyMiles® Platinum American Express Card
• Delta SkyMiles® Reserve American Express Card
• IHG One Rewards Premier Credit Card
• Marriott Bonvoy Brilliant® American Express® Card
• The Platinum Card® from American Express
• United SM Explorer Card
• United Club℠ Infinite Card
• United Quest℠ Card

To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page .

To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page .

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page .

To view rates and fees of the The Platinum Card® from American Express, see this page .

Intro bonus

Rewards Rates

• 10X 10x miles on hotels and rental cars booked through Capital One Travel
• 5X 5x miles on flights booked through Capital One Travel
• 2X 2x miles on everyday purchases
• Annual $300 travel credit and 10,000 Miles upon card anniversary make up for the annual fee
• Airport lounge access
• Capital One Miles require effort to maximize
• Limited cash redemption options

Other benefits

• Travel protections including car rental insurance, trip cancellation/interruption and travel delay protection
• Consumer protections including extended warranty and return protection

The takeaway

Global Entry reimbursement is an under-rated perk of many premium credit cards. The time you take upfront to go through the enrollment process could save you hours over the next decade.

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.  

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.  

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.  

EDITORIAL DISCLOSURE : The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends ™ editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.

Here are the best-rated Priority Pass lounges in 2024

P riority Pass has revealed its best-rated airport lounges around the world — and you're definitely going to want to tick off a few of them on future trips.

Pulled together as part of the Priority Pass Excellence Awards, this roundup features the highest-rated lounges across the Priority Pass network , their rankings decided by 379,966 member ratings and reviews.

Related: 11 credit cards that offer Priority Pass airport lounge access

Each lounge is judged on a range of criteria, including quality of facilities, customer service, food and beverage selection, and overall satisfaction, with the awards recognizing best-in-class lounges both regionally and globally.

"We have a shared ethos with our partners to deliver the best airport experience to our members and the winners of this year's Priority Pass Excellence Awards have proven that they truly elevate every customer journey into something special," said Christopher Evans, president of Collinson International.

Here's a rundown of the lounges that received the best ratings for 2024.

Global and Europe

Winner: vienna lounge, terminal 1, vienna airport (vie) in austria.

The Vienna Lounge was refurbished in 2022 and is likely the slickest Priority Pass lounge we've ever visited, so it's no surprise that it received the best ratings in Europe and globally from visitors. It features hip art nouveau stylings, a beautiful Viennese cafe and top-tier food and drinks. And that's before we even mention the airy outdoor terrace with runway views and the artwork displayed throughout the lounge, which includes various works from renowned Austrian painter Gustav Klimt.

"The Vienna Lounge is all about symbolising impressive Vienna elegance and Austrian cuisine for travellers," said Julian Jäger, joint CEO and chief operating officer of Vienna Airport, in reaction to the win. "To be named Global Lounge of The Year amongst 1,500 other lounges and travel experiences is an outstanding confirmation of the quality of our services."

Highly commended (Europe): Marco Polo Club, Venice Marco Polo Airport (VCE) in Italy

The Save SPA-partnered Priority Lounge, Marco Polo Club, was also highly commended and recognized for its selection of hot and cold snacks, beverages, shower facilities, and other amenities. It's a worthwhile stop-off point if you're visiting Venice soon.

The Asia-Pacific region

Winner: chase sapphire lounge by the club, terminal 1, hong kong international airport (hkg).

This stylish Chase Sapphire Lounge covers 12,000 square feet and opened in October 2022. It features separate spaces for those traveling for business and pleasure, with dedicated areas for work and relaxation. Along with self-serve food and drink options, the lounge has an impressive array of signature cocktails, curated wines and made-to-order dishes.

Highly commended: Oriental Club Lounge, Terminal 2, Taiwan Taoyuan International Airport (TPE)

This lounge haven in Taiwan Taoyuan International Airport is a perfect backdrop for travelers wanting to relax and enjoy freshly prepared (and delicious) Taiwanese delicacies during work downtime. You'll find a classy environment with grade-A service, food and drinks, and other amenities.

Latin America and the Caribbean

Winner: advantage vip lounge, curitiba afonso pena international airport (cwb) in brazil.

Priority Pass' standout offering in Brazil, the Advantage VIP Lounge, garnered great reviews for its excellent gastronomy experiences — which, along with regionally inspired menus, include delicious gluten-free options and frequent theme days that pay ode to Curitiba.

Highly commended: Macondo Lounge, Barranquilla Ernesto Cortissoz International Airport (BAQ) in Colombia

Also recognized was the Macondo Lounge in Colombia, which prides itself on its fully stocked selection of newspapers and magazines, friendly service and diverse seating areas.

The Middle East and Africa

Winner: petra lounge, amman queen alia international airport (amm) in jordan.

The Petra Lounge was ranked highly thanks to its warm and inviting front-of-house staff, great food and vast seating area decorated in modern Middle Eastern-influenced details that reference the region's rich culture.

Highly commended: Primeclass Lounge, Muscat International Airport (MCT) in Oman

The highly regarded Primeclass Lounge is not only a favorite of Priority Pass members but was also referenced in glowing terms repeatedly by members of the Priority Pass team when TPG recently asked for recommendations. The lounge features a sprawling open buffet, a gaming zone, a cinema, a spa and a kids play zone.

North America

Winner: vip lounge aguascalientes, aguascalientes international airport (agu) in mexico.

The VIP Lounge Aguascalientes topped the ratings across North America thanks to its vibrant food and drink services and comfortable, pet-friendly space.

Highly commended: Escape Lounge, South Terminal A, Syracuse Hancock International Airport (SYR) in New York

Finally, the Escape Lounge at Syracuse Hancock International Airport also received a worthwhile nod, thanks, in part, to its highly praised seasonal menus, which are changed frequently throughout the year.

Credit cards that offer Priority Pass Select memberships

These are multiple credit cards through which you can get a Priority Pass Select membership.

These include not only premium travel cards like the Chase Sapphire Reserve® , The Platinum Card® from American Express (enrollment required) and the Capital One Venture X Rewards Credit Card — which even includes two guests — but also hotel credit cards like the Marriott Bonvoy Brilliant® American Express® Card (enrollment required).

Bottom line

Priority Pass has just revealed the winners of its newly established Priority Pass Excellence Awards, which take into account ratings and reviews of lounges across its entire global network. For 2024, the standout Lounge of the Year award goes to the Vienna Lounge at Vienna Airport after it topped the global and European rankings.

Related reading:

• Key travel tips you need to know — whether you're a first-time or frequent traveler
• Best travel credit cards
• Where to go in 2024: The 16 best places to travel
• 6 real-life strategies you can use when your flight is canceled or delayed
• 8 of the best credit cards for general travel purchases
• 13 must-have items the TPG team can't travel without

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

• International edition
• Australia edition
• Europe edition

French strike forces Ryanair to cancel more than 300 flights across Europe

Ryanair urges European Commission to protect overflights and keep EU skies open

Ryanair has demanded that the EU reform its skies after the airline was forced to cancel more than 300 flights across Europe scheduled for Thursday because of a strike by French air traffic controllers.

The cancellations come in spite of the withdrawal of strike action by one of the biggest unions, the SNCTA, which came too late to avoid disruption after France’s civil aviation authority asked airlines to cut flights.

Ryanair said 50,000 of its passengers would be affected because of France’s failure to protect overflights – where planes fly over the country without landing there – during industrial action.

It said most of the disrupted passengers would be simply flying over French airspace en route to the likes of Greece or Spain.

The airline called on the European Commission president, Ursula von der Leyen , to take action to protect overflights by law during air traffic control strikes, to allow Europe’s other controllers to manage flights over France during the strikes, and limit the power of unions to call strikes immediately.

Ryanair chief executive Michael O’Leary said: “French air traffic controllers are free to go on strike, that’s their right, but we should be cancelling French flights, not flights leaving Ireland, going to Italy, or flights from Germany to Spain or Scandinavia to Portugal.

“The European Commission under Ursula von der Leyen has failed for five years to take any action to protect overflights and the single market for air travel. We’re again calling on her to take action to protect overflights which will eliminate over 90% of these flight cancellations.”

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Despite the French strike this week, O’Leary said he believed air travellers would see significantly less disruption over summer 2024 than during the past two years, when labour shortages and strikes limited capacity.

• Airline industry
• Michael O'Leary
• European Commission
• Ursula von der Leyen
• European Union

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