travel insurance webjet

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Webjet Travel Insurance

Webjet travel insurance offers competitive limits on trip cancellation costs and overseas medical expenses along with a low standard excess payment..

In this guide

Summary of Webjet's Travel Safe Plus International policy

How does webjet travel insurance cover covid-19, what policies does webjet offer, here's a breakdown of webjet travel insurance features, standard features, optional add-on, how to make a webjet travel insurance claim, here's the bottom line about webjet travel insurance, frequently asked questions, compare your travel insurance quotes.

Destinations

• We compared a slew of travel insurance providers and Webjet was one of 26 providers to offer some sort of cover for COVID-19. This includes situations where you, or your travel companion, test positive for coronavirus and have to cancel your trip as a result.
• Webjet Travel Insurance offers a generous 21-day cooling-off period, nearly a week longer than the industry standard of 14 days. This is a huge plus if you're not quite sure about its cover but are keen to start your policy straight away.
• Webjet's rate of up to $2,500,000 for personal liability cover isn't market leading - brands such as Medibank and Fast Cover offer double that amount.

Compare other options

Table updated October 2022

Webjet joins the ranks of a growing list of insurers that offer some cover for COVID-19. The key benefits covered are:

• Overseas medical and dental expenses
• Additional accommodation and transport expenses
• Amendment or cancellation costs

There are some scenarios that are not covered and you should review the Webjet Travel Insurance product disclosure statement (PDS) before deciding on whether this cover meets your needs. Exclusions to be aware of include claims related to:

• Government travel bans and "do not travel" warnings.
• Mandatory quarantine or self-isolation requirements related to cross area, border, region or territory travel
• Travel delays, missed connections or special events arising from a multi-night cruise being affected by COVID-19

In addition to a standard excess that applies to your policy, Webjet also has a special excess for COVID-19 claims. The excess varies from $150 to $500 depending on the type of policy you choose.

What this means is that if you have, for example, a $250 standard excess and claim for cancellation costs because you're diagnosed with COVID-19, Webjet would deduct an excess of $750 in total from your claim ($250 standard excess + $500 special excess).

If Webjet's COVID-19 cover isn't quite hitting the mark, we've compared all the providers that offer cover for COVID-19 here .

Webjet has five different plans available: Travel Safe International, Travel Safe Plus International, Domestic, Domestic Cancellation and Inbound. If you're planning more than one trip for the year, Webjet offers an annual multi-trip option for some of its plans.

Travel Safe International

Travel Safe Plus International

Domestic Cancellation

Annual Multi-trip

Webjet travel insurance is administered by Cover-More Insurance Services Pty Ltd and issued by Zurich Australian Insurance Limited.

The cooling-off period is 21 days which means if you cancel your policy within this period, Webjet will refund your premium in full provided you haven't started your trip or intend to make a claim. You also have your choice of standard excess that applies when claiming for an insured event . An excess is an amount you need to pay when you make a claim, and you can lower the cost of your policy by selecting a higher excess.

These are some of the features that Webjet will cover you for if something goes wrong on or before your trip. Some of these inclusions only apply to certain levels of cover (e.g. Travel Safe Plus vs a domestic policy ).

• Accidental death and disabililty
• Additional expenses including accommodation or travel expenses
• Delayed luggage allowance
• Loss of income
• Luggage and travel documents
• Rental car insurance excess
• Travel delay
• Travel services provider insolvency

If you're looking for a bit more flexibility, Webjet offers a range of add-on options. These will help you create a travel insurance policy that meets your needs and gives you peace of mind.

• Adventure activities. Cover for riskier activities , including outdoor rock climbing, skydiving, and trekking more challenging routes.
• Cruise cover. Extend your cover to also include any claims related to cruise travel , including onboard and ship to shore medical expenses, cabin confinement and missed shore excursions.
• Increase luggage item limits. Travelling with high-value items? You can increase the individual item limits so you can claim the full value if one of your expensive items is lost, damaged or stolen.
• Motorcycle/moped riding. Cover if you're riding a motorcycle - including injuries as a rider or pillion, and any damages you might cause.
• Snow sports. Cover for skiing, snowboarding and snowmobiling - including injuries on the slopes, stolen equipment, and lost lift passes.

All travel insurers have some exclusions – and they're usually pretty similar – but it's still important to read your PDS carefully. Here are a few key things Webjet won't cover you for:

• Any claims that were due to recklessness or an unlawful act committed by you
• Self harm, suicide, or drug and alcohol abuse
• Body modification, including tattoos and piercings
• A pre-existing medical condition not approved by Webjet
• Claims related to war, rebellion or revolution
• Pregnancy after the start of the 24th week
• Riding a motorbike or scooter without a helmet or suitable licence
• Elective medical or dental treatment
• If you're travelling against the advice of a medical professional
• Hunting, running with the bulls or trekking greater than 6,000 metres above sea level

Make sure you review Webjet's PDS for a detailed breakdown of what isn't covered, found under its list of general exclusions .

You can submit your claim by downloading a claim form online and posting it to:

Cover-More Travel Insurance Claims Department Private Bag 913, North Sydney NSW 2059 Australia

Alternatively, you can submit a claim online by following these steps:

• Head to https://claims.covermore.com.au/default
• Enter your full name and policy number to log in
• Describe the incident and provide expenses
• Upload supporting documents relevant to your claim
• Submit, and you should hear back within 10 business days

Webjet is a one-stop shop for travel where you can do everything from booking flights and accommodation to arranging car hire and travel insurance. That convenience extends into Webjet's straightforward policy offering and flexibility to choose your excess, cancellation cover and optional add-ons.

Where Webjet falls short is with the limited cover for pregnant travellers and lower than average limits for personal liability cover. If these are important to you, you'll want to run through the fine print to make sure you'll have enough cover when you need it the most.

If you're still not sure about Webjet, you can compare other travel insurance companies here .

Can I cancel my policy if I change my mind?

Yes, Webjet travel insurance offers a 21-day cooling-off period if you decide you're not happy with the policy.

What qualifies for trip cancellation?

Trip cancellation covers you when you need to cancel your trip for a variety of reasons. These include being medically unfit to travel, the death of a non-travelling family member and involuntary redundancy.

How do I contact Webjet Australia?

For emergency assistance, you can contact Webjet at +61 2 8907 5619. For other enquiries, you can reach its customer service line on 1300 468 601 or [email protected].

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Cristal Dyer

Cristal Dyer is a travel writer at Finder. She has been writing about travel for over five years and has visited over 40 countries around the world. Cristal currently travels full-time, writing about her favourite cities and food finds, and she is always on the lookout for amazing flight deals to share.

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12 Responses

Hi. Is Webjet travel insurance any good if you’re skiing in America? Thanks!

Thank you for getting in touch with Finder.

Webjet offers snow sports cover which includes injuries on the slopes, stolen equipment, and lost lift passes. While we are unable to tell if Webjet is the best ski travel insurance provider in the market, we can help you find the best ski travel insurance using our online tool and some things to keep a close eye on when purchasing a policy.

• Pay close attention to how the insurer reimburses you for damaged snow equipment, lost lift passes, rental excesses, resort closures, trip cancellations, and injuries.
• Check for exclusions that might impact your trip. For example, some insurers won’t cover injuries that happen while off-piste skiing, unless you’re with an instructor.
• Most policies have a maximum limit that you can claim for any one item. If you’ve got the top-of-the-range gear, you might have to let your insurer know.
• You shouldn’t buy a policy based solely on price, but we know it’s an important deciding factor. Keep an eye on the cost to make sure you’re getting value for money.

To compare your options, please enter your travel details on our travel insurance quotes form and press “Get my quote”. You should be able to compare quotes from different insurers. When you are ready, you may then click on the “Go to site” button and you will be redirected to the insurer’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

If you prefer to purchase Ski travel insurance from Webjet, you may directly reach out to them using their contact details above.

As a gentle reminder, before purchasing please ensure you review the relevant Product Disclosure Statements/Terms and Conditions.

I hope this helps.

Have a great day!

Cheers, Jeni

Hi Guys please advise if this travel insurance covers car rental excess for example CDW when travelling in the USA. thanks Russ

Thank you for contacting finder.com. We are a comparison website and general information service, we’re more than happy to offer general advice.

Webjet Travel insurance does cover rental vehicle excess – up to $3000. You may refer to Webjet’s website directly for additional information or to speak with one of their customer service representatives.

Cheers, Danielle

how can i change a policy ? Brent

Thanks for getting in touch. You will need to contact Webjet directly about any changes you want to make to your policy.

Cheers, Zubair

What about pre existing conditions.?

Does this cover cruise ships sailing to New Zealand and USA for 70 and 77 years old?

Thank you for your question.

Webjet Travel Insurance does provide cover for sailing from 11 to 15 nautical miles off any land mass under adventure pack they do provide cruise cover under cruise pack. Webjet Travel Insurance has different age limits for different plans, comprehensive and domestic plans are available for all ages. Essentials, basic and multi-trip plans have age limit of maximum 74 years old.

It’s a good idea contact Webjet directly to verify if they can cover you for sailing as well cruise to your trip destinations.

Please make sure though to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you.

Thanks for your question. finder.com.au is a comparison service and not an insurer. Webjet Travel Insurance provide cover for 43 pre-existing conditions under its standard medical cover.

I hope this was helpful, Richard

i completed travel ins. with you 2-3 days ago. do i get some confirmation or policy details together with a @ $50 voucher?

Thanks for your question. You may want to contact Webjet directly to get confirmation or policy details for this.

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Table of Contents

What travel insurance covers

How much does travel insurance cost, types of travel insurance, how to get travel insurance, what to look for in travel insurance, best travel insurance comparison sites, which insurance company is best for travel insurance, when to skip travel insurance, travel insurance, recapped.

Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more.

Cost is affected by trip length, pre-existing medical conditions, depth of coverage, your age and add-ons.

You can get it through credit cards or third-party companies, & can shop on travel insurance comparison sites.

Before buying, evaluate risks, know existing coverage, obtain quotes online and review policy details warily.

Skip it if you buy flexible airfare and hotels, already have coverage or only book refundable activities.

Booking travel always carries some degree of uncertainty. Travel insurance provides a safety net so you can step out with confidence. You may not need travel insurance for inexpensive trips, but it can provide a sense of security when you prepay for pricey reservations, a big international trip or travel during cold and flu season, which can be unpredictable.

According to insurance comparison site Squaremouth, travelers in 2023 spent an average of $403 for comprehensive coverage, compared to $96 for medical-only policies. Comprehensive plans typically cost between 5% and 10% of the insured trip cost.

Since that price tag is no small amount, it helps to know how to shop smart for travel insurance. Here's how to find the right travel insurance plan for you and your next adventure.

Depending on the type of coverage you’re looking for, the chart below will help you determine what to look for when selecting a policy:

Depending on the policy, travel insurance reimburses you or offers services when something goes awry. There’s even coverage for the worst-case scenario: if you die in an accident while traveling. Accidental death coverage pays your beneficiary a lump sum in that case.

Before you buy, take a little time to get familiar with different types of travel insurance products, how it’s priced, and what it covers and excludes. If you’re traveling during these uncertain times, you’ll want to make sure that the policy you select covers coronavirus-related emergencies. Usually, the more thorough the coverage, the more it will cost.

Travel insurance costs vary depending on:

Length and cost of the trip: The longer and more expensive the trip, the higher the policy cost.

Cost of local health care: High health-care costs in your destination can drive up the price of trip insurance.

Medical conditions you want covered: Conditions you already have will increase the cost of travel insurance coverage.

Amount and breadth of coverage: The more risks a policy covers, the more it will cost.

Your age: Generally the older you are, the higher the price.

Any optional supplement you add to your policy : Cancel For Any Reason , Interrupt For Any Reason and more.

Keep these factors in mind when considering different travel insurance options.

You’ll find a wide selection of travel protection plans when you shop for a policy.

Typically, travel insurance is sold as a package, known as a comprehensive plan, which includes a variety of coverage.

Here are seven of the most common types of travel insurance:

Travel medical insurance

These plans provide health insurance while you’re away from home. Although in some ways these policies work like traditional health plans, generally you cannot use travel health insurance for routine medical events. For example, a routine medical checkup is usually not covered. In addition, these policies often include limitations on coverage and exclusions for pre-existing conditions.

Although most travel insurance plans cover many recreational activities, such as skiing and horseback riding, they often exclude adventure sports, such as skydiving or parasailing, or competition in organized sporting events. You may need to buy a special travel policy designed for adventure or competitive sports.

International travel insurance

Most likely, your U.S.-based medical insurance will not work while you’re traveling internationally, and Medicare does not provide any coverage once you leave the United States outside of a few very specific exemptions. If you plan on traveling abroad, purchasing travel medical insurance could make a lot of sense.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Trip cancellation, interruption and delay

Trip cancellation coverage reimburses you for prepaid, nonrefundable expenses if the tour operator goes out of business or you have to cancel the trip for one of the covered reasons outlined in the policy, such as:

Your own illness.

The illness or death of a family member who’s not traveling with you.

Natural disasters.

Trip interruption insurance covers the nonrefundable cost of the unused portion of the trip if it is interrupted due to a reason outlined in the policy.

Trip delay coverage reimburses you for expenses such as lodging and meals if you’re delayed during a trip (e.g., your flight gets canceled due to weather ).

Many package policies cover all three. These policies are different from the cancellation waivers that cruise lines and tour operators offer, the Insurance Information Institute says. Waivers are cheap, ranging from $40 to $60, and often include restrictions. For example, according to the institute, waivers might not refund your money if you cancel immediately before departure. Waivers are technically not insurance policies.

Some companies offer additional layers of coverage at extra cost. “Cancel For Any Reason” coverage will reimburse a large part of the trip cost, no matter why you back out. And some companies let you pay extra to cover pre-existing conditions if you cancel for medical reasons.

Some insurers and comparison sites let you customize a policy by choosing types of coverage a la carte. For example, TravelInsurance.com is a comparison site that provides quotes from different providers.

Baggage and personal belongings

How does lost luggage insurance work? This coverage reimburses you for baggage and personal belongings that are lost, stolen or damaged during the trip. Some plans also reimburse you for extra expenses if you experience a baggage delay for more than a certain period, such as 12 hours.

Your renters or homeowners insurance may cover personal belongings while you are traveling. It’s best to review your homeowners insurance policy to determine the level of coverage it provides so you do not end up paying for a benefit you already have.

» Learn more: Baggage insurance explained

Emergency medical assistance, evacuation and repatriation

This coverage pays medical expenses if you get sick or injured on a trip . Medical evacuation coverage pays for transporting you to the nearest hospital, and medical repatriation pays for flying you to your home country.

» Learn more: Can I get travel insurance for pre-existing medical conditions?

24-hour assistance

This service is included with many package plans. The insurer provides a 24-hour hotline that you can call when you need help, such as booking a flight after a missed connection, finding lost luggage, or locating a doctor or lawyer.

Generally, travel insurance companies do not cover sports or any activity that can be deemed risky. If you’re thinking of incorporating adventurous activities into your vacation, choose a plan that includes adventure sports coverage.

Most travel insurers cover a wide array of services, but the specific options vary. Some plans include concierge services, providing help with restaurant referrals, tee time reservations and more. Many services also offer information before the trip, such as required vaccinations. The only way to know what’s included is to read the policy.

» Learn more: Should you insure your cruise?

Accidental death and dismemberment insurance

This coverage pays a lump sum to your beneficiary, such as a family member, if you die in an accident while on the trip. Accidental death and dismemberment insurance policies also pay a portion of the sum to you if you lose a hand, foot, limb, eyesight, speech or hearing. Some plans apply only to accidental death in a plane.

This coverage may be duplicative if you already have sufficient life insurance, which pays out whether you die in an accident or from an illness. You may also already have accidental death and dismemberment insurance through work, so it's best to check your policies to ensure you’re not overpaying.

» Learn more: NerdWallet's guide to life insurance

Rental car coverage

Rental car insurance pays for repairing your rental car if it’s damaged in a wreck, by vandals or in a natural disaster. The coverage doesn't include liability insurance, which pays for damage to other vehicles or for the medical treatment of others if you cause an accident and are held responsible.

Ask your car insurance company whether your policy will cover you when renting cars on the trip. U.S. car insurance policies generally don’t cover you when driving in other countries, except Canada.

Car insurance requirements are complex because they vary among countries. You can usually purchase liability insurance from the rental car company. Learn about car insurance requirements by searching for auto insurance by country on the U.S. Embassy website .

» Learn more: Best credit cards for rental car coverage

A note about single vs. long-term policies

Single trip insurance plans are a great option for those going on a single trip for a specific length of time (e.g., a two-week vacation) and then returning home. The price of the policy is usually determined by the cost of the trip.

Long-term travel policies cover you for multiple trips, but there are limitations to how long you can be away from home, if you can return home during your travels and how many trips you can take. In addition, trip cancellation and interruption coverage is either not offered or capped at a dollar amount that can be significantly below the total cost of all the trips taken during the covered period.

Long-term travel insurance plans — often called 'multi-trip' or 'annual travel insurance' — are a suitable option for those who travel often and are satisfied with the amount of trip cancellation coverage for all the trips they take over the duration of the policy.

» Learn more: How annual (multi-trip) travel insurance works

Below, we include how to obtain travel insurance, along with the pros and cons of each option.

Some credit cards offer trip cancellation and rental car insurance if you use the card to book the trip or car.

When you book a trip with your credit card, depending on the card you use, you may already receive trip cancellation and interruption coverage.

» Learn more: 10 credit cards that provide travel insurance

Here are a handful of credit cards that offer varying levels of travel insurance coverage for purchases made with the card.

on Chase's website

on American Express' website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Travel accident: Up to $500,000.

• Rental car insurance: Up to $75,000.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Travel accident: Up to $1 million.

• Rental car insurance: Up to the actual cash value of the car.

• Trip delay: Up to $500 per trip for delays more than 6 hours.

• Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

• Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

Terms apply.

Pros: Coverage is free.

Cons: You can’t customize the insurance to meet your needs. Most credit cards offer secondary car rental insurance, which pays for the costs not covered by your regular car insurance plan.

Travel agents and travel reservation sites

You can buy travel insurance when you book your flight, hotel and car rental.

Pros: Buying is as quick and easy as clicking “yes” when you book reservations. Coverage is inexpensive.

Cons: You can’t customize the coverage.

» Learn more: Airline travel insurance vs. independent travel insurance

Travel insurance comparison sites

You can compare different policies and review quotes at once based on the trip search criteria you’ve input into the search form. Examples include marketplaces like Squaremouth or TravelInsurance.com.

Pros: You can choose a policy that fits your needs and compare policies and pricing in one place.

Cons: Comparing multiple policies takes time.

Travel insurance companies

You can purchase travel insurance directly from an insurance provider.

Pros: You can choose a policy that fits your needs. Many travel insurer websites also offer information to help you understand the coverage.

Cons: You’ll need to go to multiple websites to compare coverage and pricing.

» Learn more: The best travel insurance companies right now

Keep these tips in mind when you’re considering a trip insurance policy.

Evaluate the financial risks you face when traveling. Can you bear those costs yourself, or do you want insurance?

Examine what coverage you already have: Does your credit card offer travel insurance? Do you have renters or homeowners insurance to cover belongings? What is the deductible? Will your health plan cover you in all the locations where you travel?

Get quotes for trip insurance online. Choose a package of the benefits you need and compare prices for similar coverage among carriers.

Narrow your choices and then read the policy fine print to understand what’s covered, what’s excluded and the limits on coverage. You may find that the lowest-priced policy is too restrictive and that paying a little more gets you the coverage you need. Or you might find that the cheapest, most basic policy fits the bill.

If you don’t know which provider to go with, it makes sense to browse a list of plans on a travel insurance comparison site. These online marketplaces will often include plans from the best travel insurance companies along with customer reviews.

Squaremouth

Compare plans from more than 30 providers.

Over 86,000 customer reviews of insurers.

Under its Zero Complaint Guarantee, Squaremouth (a NerdWallet partner) will remove a provider if any customer complaint isn't resolved to its satisfaction.

Has a filter option to see policies that provide COVID-coverage.

TravelInsurance.com

Compare plans from 13 providers.

See good and poor customer ratings and reviews for each insurer when you receive quotes.

“Learning Center” includes travel insurance articles and travel tips, including important how-to information.

Quotes provided from each provider include a link to COVID-19 FAQs, making it easy for customers to review what’s covered or not.

InsureMyTrip

Compare plans from more than two dozen providers.

More than 70,000 customer reviews.

“Anytime Advocates” help customers navigate the claim process and will work on behalf of the customer to help with appealing a denied claim.

Includes a link to plans that offer COVID coverage.

Compare plans from 11 providers.

Search coverage by sporting activity, including ground, air and water sports.

Many types of plans available for students, visiting family members, new immigrants, those seeking COVID quarantine coverage and more.

Compare different insurance plans from 35 providers.

Over 5,600 customer reviews on Trustpilot, with an average 4.9 stars out of five.

Formerly known as AardvarkCompare, AARDY includes a “Travel Insurance 101” learning center to help customers understand various policies and benefits.

Quote search results page includes COVID-coverage highlighted in a different color to make it easier for customers to review related limits.

Whether you’re looking for an international travel insurance plan, emergency medical care, COVID coverage or a policy that includes extreme sports, these providers have you covered.

Our full analysis and more details about each organization can be found here: The Best Travel Insurance Companies Today .

Allianz Global Assistance .

Travel Guard by AIG .

USI Affinity Travel Insurance Services .

Travel Insured International .

World Nomads .

Berkshire Hathaway Travel Protection .

Travelex Insurance Services .

Seven Corners .

AXA Assistance USA .

There are a few scenarios when spending extra on travel insurance doesn't really make sense, like:

You booked flexible airline tickets.

Your hotel room has a good cancellation policy.

It's already included in your credit card.

You haven't booked any nonrefundable activities.

» Learn more: When you don't need travel insurance

Yes, especially for nonrefundable trips and travel during the COVID-era. Whether you purchase a comprehensive travel insurance policy or have travel insurance from your credit card, you shouldn't travel without having some sort of travel protection in place to safeguard you and your trip. Travel insurance can protect you in case of an unexpected emergency such as a canceled flight due to weather, a medical event that requires hospitalization, lost luggage and more.

There are many good travel insurance policies out there and a policy that may be great for you may not be good for someone else. Selecting the best plan depends on what coverage you would like and your trip details.

For example, World Nomads offers a comprehensive travel insurance policy that has excellent coverage for adventure sports. Allianz provides coverage for trips of varying lengths of time through its single trip plans and multi-trip plans. Some providers offer add-on options like Cancel For Any Reason travel insurance. If you’re not sure which plan to go with, consider looking at trip insurance comparison sites like Squaremouth or Insuremytrip.

Yes, you can. However, it's better to purchase it sooner rather than later, ideally right after booking your trip because the benefits begin as soon as you purchase a policy.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your trip cancellation benefits to get your nonrefundable deposit back.

Most comprehensive travel insurance plans offer trip cancellation, trip interruption, emergency medical and dental, medical evacuation, trip delay and lost luggage coverage. Many plans offer COVID coverage, but you’ll always want to check to ensure that the policy you choose provides that benefit if you’re traveling during these times. Some plans may also allow you to add features like Cancel For Any Reason travel insurance.

It depends which credit card you have. Premium travel cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express offer travel insurance benefits if you book a trip using your card or points.

However, the coverage provided by the credit cards is usually lower than if you purchased a standalone policy. Review the travel insurance benefits on your credit card and check that the limits are adequate before foregoing from purchasing a separate plan.

Let’s say you’re going on a trip in a month and a week before departure, you fall and break your leg. If you’ve purchased a travel insurance policy, you can use your

trip cancellation benefits

to get your nonrefundable deposit back.

It depends which credit card you have. Premium travel cards like the

Chase Sapphire Reserve®

The Platinum Card® from American Express

offer travel insurance benefits if you book a trip using your card or points.

Unpredictability is one of the mind-opening joys of travel, but travel insurance should contain no surprises. The time you spend to understand your options will be well worth the peace of mind as you embark on your next adventure.

Whether you’re seeking a single or a long-term policy, each travel insurance option offers different strengths and weaknesses. Choosing the right policy depends on your trip needs, your budget and how important various benefits are to you.

Keep reading

If you want to dig in deeper to world of travel insurance, these resources will point you in the right direction.

What is travel insurance?

How much is travel insurance?

Is travel insurance worth it?

What does travel insurance cover?

Does travel insurance cover COVID?

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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• Annual Travel Insurance
• Cruise Travel Insurance
• Family Travel Insurance
• Seniors Travel Insurance
• Ski Travel Insurance
• Budget Direct
• Fast Cover Travel Insurance
• Insure4Less
• InsureandGo
• Simply Travel Insurance
• Ski-Insurance
• Travel Insurance Saver
• Travel Insuranz
• Wise Traveller
• Zoom Travel Insurance
• See more companies...
• Travel Insurance Tips
• Covid-19 Help
• Read Reviews
• Write a Review

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Use our travel insurance comparision to help you save time, worry & loads of money!

Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

Webjet Reviews

Webjet offers a broad range of travel insurance products, with the opportunity to tailor your excess and control your premium to suit your needs. Policies are available to those under 86 years. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assistance no matter where you are in the world. Underwritten by Allianz Australia Insurance Limited.

Customer Experience

Claims experience, value for money.

Let down by Webjet, again.

Do not utilise the Webjet insurance service, do your research. There is a reason why there is so many...  Read more

Do not utilise the Webjet insurance service, do your research. There is a reason why there is so many bad experiences from customers online, I am still chasing a refund after 3 years. To add on to this experience, Webjet referred me to their insurance policy and 'cancelled' my flight credits, assuring me that I would obtain a refund from their insurance....KNOWING THAT THIS IS FALSE INFORMATION....I couldn't believe it when I was told that no, I would not be covered for this. To then go back to Webjet who now state that my flight credit is cancelled and they've taken my money. Its comical. Do not book with Webjet, ever. They are dishonest and will disappoint you whilst simultaneously ringing out your wallet.

0 comment on this review

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How my family fell victim to a corrupt online travel agency

Made a mistake in our tickets, refused to fix the error and expected us to pay to change our tickets ...  Read more

Made a mistake in our tickets, refused to fix the error and expected us to pay to change our tickets when the mistake was made by a member of their staff. Would not provide the number to their head office based in the state I live, would not let me speak to a manager. Called everyday for a week with them saying, “we’ll get back to you” and now to gaslighting me and shifting the blame onto me for messing up our ticket dates. Horrible service, I wish I read the reviews before using this travel agency, because I would NEVER recommend them to anyone.

Book 2 travel together end up in 2 flights Bad customer service

We were book same flight at time, but end up up Webjet change 1 fly SingaporeAir one with Jet star. W...  Read more

We were book same flight at time, but end up up Webjet change 1 fly SingaporeAir one with Jet star. What a joke… bad service

Covid flights

A lot of negativity around webjet and all airfare brokers to be honest, HOWEVER I have to say, I have...  Read more

A lot of negativity around webjet and all airfare brokers to be honest, HOWEVER I have to say, I have used webjet so many times and have never had a problem. Always found them easy to deal with. Getting through can be an issue at times but there intentions are always what’s best for the customer and they will always demonstrate this by going by going in to bat for you with the airlines. They ultimately save you money and get some great deals, just do your homework so you understand what you are buying from the airline through webjet.

Money hungry greedy selfish

After doing the right ethical thing. Asking for a refund for failing to advise me of Visa requirement...  Read more

After doing the right ethical thing. Asking for a refund for failing to advise me of Visa requirementa to India. They did not send me.an email. I rock up.to the airport told by Cathay Pacific i cannot fly. I was told there was a service desk which was not true I was lied to. I asked for help and did not get any help. She said in baggage check u r responsibilty. Then the peron behind me sid can i have a ticket. She said yes. My set was the last one they took it from me. I was going to india. To help orphan $3000 wasted. no refund offered..have u noticed this is a common oxcurance here. They tell u to go back to the carrier Cathay Pacific..Webjet pass the blame but does not care about their customers. I called up 15 hung up 5 times was harrassed by manager. Told I would get a refund. Then was lied to now i have 6 kids crying I was going there to give gifts for christmas. they have no parents. Thanks Webjet for the christmas.present Now 6 innoccent kids will be having no gifts thanks to u You diserve coal this christmas. I will tell everyone. I wont stop. Untill justice.is served.

Booked a flight through Webjet from Sydney & took out the travel insurance for loss of fare due t...  Read more

Booked a flight through Webjet from Sydney & took out the travel insurance for loss of fare due to cancellation or other circumstances beyond your control. The flight from my hometown to Sydney was delayed as the pilot was sick, so I could not make the connecting flight out of Sydney. Made a claim. Sorry only cover fares including pilot strike or terrorist attack. How many people buy this thinking they are covered? I will never take travel insurance through Webjet or Allianz again. Be warned

Absolutely incredible

Put a claim in on Tuesday morning and received the money in my account by Wednesday afternoon, no que...  Read more

Put a claim in on Tuesday morning and received the money in my account by Wednesday afternoon, no questions asked!

WEBJET / ALIANZ It is just giving them a donation

This company cancelled my policy half way. If your travel is interrupted and you briefly return home ...  Read more

This company cancelled my policy half way. If your travel is interrupted and you briefly return home you cover is null and void you lose all money paid to them. When you resume travel you will need to buy more insurance. This seems very unfair as I could of stayed overseas and had expensive medical treatment at their expense but I returned home for treatment. It cost me half the cost of the policy.

impossible to deal with

I am currently trying to make a claim.. everything is done online. it is so hard to get an answer &am...  Read more

I am currently trying to make a claim.. everything is done online. it is so hard to get an answer & when you do its over 1 week later. This is the most frustrating experience. We have had travel insurance with Covermore for 17 years this year for the 1st time i shopped around for a cheaper option.. This is the 1st year we have ever had a claim.. I 1st submit papers back in July.. Still being asked for more info & paperwork even though I have sent everything.. I'm certain they are hoping it will all get to hard & i'll just give up...

2 comments on this review

Worst insurance company when comes to claims

Had the worst experience with these guys even if you have your belongings right next you they won'...  Read more

Had the worst experience with these guys even if you have your belongings right next you they won't pay you a cent they just will find a way not to pay you and leave you out of pocket with all the expenses Never using you guys again

1 comment on this review

Would Recommend?

The most inexpensive travel insurance for me. Doesn't mean it is worth it. I would say I would recomm...  Read more

The most inexpensive travel insurance for me. Doesn't mean it is worth it. I would say I would recommend it but there is probably better deals out there. Customer experience has been okay. Frustrating contacting them, but the problem I have is usually sorted out quickly.

How many people can I include in my policy?

You can only purchase insurance for nine adults and nine children online. Call up Webjet to see how many additional people can be added to your policy.

Am I covered if I go on a cruise?

Yes, you are covered for cruises. If you are travelling on a domestic cruise, select the Pacific region to ensure you are covered for any medical costs.

Am I covered for skiing and my equipment?

No Webjet does not cover snowsports.

Can I pay to reduce or cancel my excess?

You have the option of removing the standard $100 Excess for Essentials and Comprehensive plans by paying an additional premium. You can also increase your Excess to $500 to lower your policy premium.

What additional extras are there?

Webjet offers a 24/7 customer support service and a wide range of policies to suit an extensive variety of travellers.

Am I covered if my tour company collapses?

Yes, Webjet will pay up to $10,000 due to the insolvency of a travel service provider. Webjet will not cover insolvency of any travel agent, tour wholesaler, and tour operator or booking agent.

I'm not an Australian resident- can I buy cover?

No, this policy is only available to travellers who are permanent residents of Australia (and are eligible for an Australian Medicare card) unless otherwise agreed.

Webjet allows you to ride a motorbike with an engine size of 50cc or less, provided you hold a valid license for Australia and the country you are travelling in.

How long is their single trip cover for?

Can i extend my policy from overseas.

If you’re having too much fun and decide to lengthen you trip you can do so for up to 12 months. Call Webjet on 1800 139 426 439.

Do they cover for my rental vehicle excess?

Webjet includes cover of up to $3,000 for the excess of a rental vehicle in case of collision, damage or theft.

Who underwrites them?

What's their cooling off period, where are they based, our travel insurance comparision helps you, save time, worry and loads of money.

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Comparetravelinsurance.com.au is Australia’s leading comparison site solely focused on travel insurance.

Our comparison is a free service that allows users to compare quotes in a few simple steps based on limited personal criteria. Comparisons supplied are not a recommendation or opinion about the suitability of a policy for a user. Comparisons are default ranked according to price and users have the ability to sort by popular cover levels. Whilst we compare a vast range of policies, we do not compare all providers in the market. This site compares the following brands: 1Cover, AllClear, Budget Direct, Downunder, Fast Cover Travel Insurance, Insure4Less, InsureandGo, iTrek, Simply Travel Insurance, Ski-Insurance, Travel Insurance Saver, Travel Insuranz, Wise Traveller, Zoom Travel Insurance . The directors and shareholders are common with companies i-Trek Pty Ltd, Zoom Travel Insurance and 1Cover Pty Ltd including it’s subsidiary brand Ski-insurance. CoverDirect takes all reasonable care when preparing this information but does not warrant its accuracy. Pricing information is supplied by the providers who participate on this site and should be verified with the insurer before you purchase. This site links users to the website of the provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase.

CoverDirect Pty Ltd owns and operates this website under AFS Licence 383590.  Located at Level 12, 338 Pitt Street, Sydney, NSW 2000 Australia.

For further information view our FSG and Terms of Use . Contact us by calling 1300 659 411.

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U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

9 Best Travel Insurance Companies of April 2024

According to our analysis of more than 50 travel insurance companies and hundreds of different travel insurance plans, the best travel insurance company is Travelex Insurance Services. In our best travel insurance ratings, we take into account traveler reviews, credit ratings and industry awards. The best travel insurance companies offer robust coverage and excellent customer service, and many offer customizable add-ons.

Travelex Insurance Services »

Allianz Travel Insurance »

HTH Travel Insurance »

Tin Leg »

AIG Travel Guard »

Nationwide Insurance »

Seven Corners »

Generali Global Assistance »

Berkshire hathaway travel protection ».

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance Companies.

Table of Contents

• Travelex Insurance Services
• Allianz Travel Insurance

Travel insurance can help you protect the financial investment you made in your vacation when unexpected issues arise. Find the best travel insurance for the type of trip(s) you're taking and the coverages that matter most to you – from interruptions and misplaced belongings to illness and injury.

• Travelex Insurance Services: Best Overall
• Allianz Travel Insurance: Best for Trip Interruptions
• HTH Travel Insurance: Best for Groups
• Tin Leg: Best Cost
• AIG Travel Guard: Best for Families
• Nationwide Insurance: Best for Last-Minute Travel Insurance
• Seven Corners: Best for 24/7 Support When Traveling
• Generali Global Assistance: Best for Medical Emergencies
• Berkshire Hathaway Travel Protection: Best for Specialized Coverage

Customizable upgrades are available, including car rental coverage, additional medical insurance and adventure sports coverage

Medical and trip cancellation maximum are not as high as some other companies

• 100% of the insured trip cost for trip cancellation; 150% for trip interruption
• Up to $1,000 in coverage for lost, damaged or stolen bags and personal items; $200 for luggage delays
• $750 in missed connection coverage
• $50,000 in emergency medical and dental coverage
• Up to $500,000 in emergency medical evacuation and repatriation coverage

SEE FULL REVIEW »

Annual and multitrip policies are available

Distinguishing between the company's 10 travel insurance plans can be challenging

• Up to $200,000 in trip cancellation coverage; $300,000 in trip interruption coverage
• $2,000 for lost, damaged or stolen luggage and personal effects; $600 for bag delays
• Up to $1,600 for travel delays
• Emergency medical coverage of up to $75,000
• Epidemic coverage

Generous coverage at the mid- and high-tier levels, and great group discounts

Preexisting conditions coverage is only available at mid- and high-tier plans

• 100% trip cancellation coverage (up to $50,000); 200% trip interruption coverage
• Up to $2,000 in coverage for baggage and personal effects; $400 in baggage delay coverage
• Up to $2,000 in coverage for trip delays; $1,000 for missed connections
• $500,000 in coverage per person for sickness and accidents

Variety of plans to choose from, including two budget-friendly policies and several more premium options

More limited coverage for baggage issues than other companies

• 100% trip cancellation protection; 150% trip interruption
• $500 per person for lost, stolen or damaged baggage and personal items
• Up to $2,000 per person in travel delay coverage ($150 per day); $100 per person for missed connections
• $100,000 per person in emergency medical coverage, including issues related to COVID-19

Travel insurance policy coverage is tailored to your specific trip

Information about policy coverage inclusions is not readily available without first obtaining a quote

• Trip cancellation coverage for up to 100% of your trip's cost; trip interruption coverage for up to 150% of the trip cost
• Up to $2,500 in coverage for lost, stolen or damaged baggage; $500 related to luggage delays
• Up to $1,000 in missed connection and trip delay coverage
• $100,000 in emergency medical coverage

Variety of plans to choose from and coverage available up to a day before you leave on your trip

Limited trip cancellation coverage even at the highest tier

• Trip cancellation coverage up to $30,000; trip interruption coverage worth up to 200% of the trip cost (maximum of $60,000)
• $2,000 for lost, damaged or stolen baggage; $600 for baggage delays
• Up to $2,000 for trip delays; missed connection and itinerary change coverage of $500 each
• $150,000 for emergency medical and dental issues

Customer service available 24/7 via text, Whatsapp, email and phone

Cancel for any reason coverage costs extra

• 100% trip cancellation coverage (up to between $30,000 and $100,000 depending on your state of residence); interruption coverage for up to 150% of the trip cost 
• Lost, stolen or damaged baggage coverage up to $2,500; up to $600 for luggage delays
• Trip delay and missed connection coverage worth up to $1,500
• Emergency medical coverage worth up to between $250,000 and $500,000 (depending on where you live)

Generous emergency medical and emergency evacuation coverage

Coverage for those with preexisting conditions is only available on the Premium plan

• 100% reimbursement for trip cancellation; 175% reimbursement for trip interruption
• $2,000 in coverage for loss of baggage per person
• $1,000 per person in travel delay and missed connection coverage
• $250,000 in medical and dental coverage per person

In addition to single-trip plans, company offers specific road trip, adventure travel, flight and cruise insurance coverage

Coverage for missed connections or accidental death and dismemberment is not part of the most basic plan

• Trip cancellation coverage worth up to 100% of the trip cost; interruption coverage worth up to 150% of the trip cost
• $500 in coverage for lost, stolen or damaged bags and personal items; bag delay coverage worth $200
• Trip delay coverage worth up to $1,000; missed connection coverage worth up to $100
• Medical coverage worth up to $50,000

To help you better understand the costs associated with travel insurance, we requested quotes for a weeklong June 2024 trip to Spain for a solo traveler, a couple and a family. These rates should help you get a rough estimate for about how much you can expect to spend on travel insurance. For additional details on specific coverage from each travel insurance plan and to input your trip information for a quote, see our comparison table below.

Travel Insurance Types: Which One Is Right for You?

There are several types of travel insurance you'll want to evaluate before choosing the policy that's right for you. A few of the most popular types of travel insurance include:

COVID travel insurance Select insurance plans offer some or a combination of the following COVID-19-related protections: coverage for rapid or PCR testing; accommodations if you're required to quarantine during your trip if you test positive for coronavirus; health care; and trip cancellations due to you or a family member testing positive for COVID-19. Read more about the best COVID-19 travel insurance options .

Cancel for any reason insurance Cancel for any reason travel insurance works exactly how it sounds. This type of travel insurance lets you cancel your trip for any reason you want – even if your reason is that you simply decide you no longer want to go. Cancel for any reason travel insurance is typically an add-on you can purchase to go along with other types of travel insurance. For that reason, you will pay more to have this kind of coverage added to your policy.

Also note that this type of coverage typically only reimburses 50% to 80% of your nonrefundable prepaid travel expenses. You'll want to make sure you know exactly how much reimbursement you could qualify for before you invest in this type of policy. Compare the best cancel for any reason travel insurance options here .

International travel insurance Travel insurance is especially useful when traveling internationally, as it can provide medical coverage for emergencies (in some cases for COVID-19) when you're far from home. Depending which international travel insurance plan you choose, this type of travel insurance can also cover lost or delayed luggage, rental cars, travel interruptions or cancellations, and more.

Cheap travel insurance If you want travel insurance but don't want to spend a lot of money, there are plenty of cheap travel insurance options that will offer at least some protections (and peace of mind). These are typically called a company's basic or standard plan; many travel insurance companies even allow you to customize your coverage, spending as little or as much as you want. Explore your options for the cheapest travel insurance here .

Trip cancellation, interruption and delay insurance Trip cancellation coverage can help you get reimbursement for prepaid travel expenses, such as your airfare and cruise fare, if your trip is ultimately canceled for a covered reason. Trip interruption insurance, on the other hand, kicks in to reimburse you if your trip is derailed after it starts. For instance, if you arrived at your destination and became gravely ill, it would cover the cost if you had to cut your trip short.

Trip delay insurance can help you qualify for reimbursement of any unexpected expenses you incur (think: lodging, transportation and food) in the event your trip is delayed for reasons beyond your control, such as your flight being canceled and rebooked for the next day. You will want to save your receipts to substantiate your claim if you have this coverage.

Lost, damaged, delayed or stolen bags or personal belongings Coverage for lost or stolen bags can come in handy if your checked luggage is lost by your airline or your luggage is delayed so long that you have to buy clothing and toiletries for your trip. This type of coverage can kick in to cover the cost to replace lost or stolen items you brought on your trip. It can also provide coverage for the baggage itself. It's even possible that your travel insurance policy will pay for your flight home if damages are caused to your residence and your belongings while you're away, forcing you to return home immediately.

Travel medical insurance If you find yourself sick or injured while you are on vacation, emergency medical coverage can pay for your medical expenses. With that in mind, however, you will need to find out whether the travel medical insurance you buy is primary or secondary. Where a primary policy can be used right away to cover medical bills incurred while you travel, secondary coverage only provides reimbursement after you have exhausted other medical policies you have.

You will also need to know how the travel medical coverage you purchase deals with any preexisting conditions you have, including whether you will have any coverage for preexisting conditions at all. Read more about the best travel medical insurance plans .

Evacuation insurance Imagine you break your leg while on the side of a mountain in some far-flung land without quality health care. Not only would you need travel medical insurance coverage in that case, but you would also need coverage for the exorbitant expense involved in getting you off the side of a mountain and flying you home where you can receive appropriate medical care.

Evacuation coverage can come in handy if you need it, but you will want to make sure any coverage you buy comes with incredibly high limits. According to Squaremouth, an emergency evacuation can easily cost $25,000 in North America and up to $50,000 in Europe, so the site typically suggests customers buy policies with $50,000 to $100,000 in emergency evacuation coverage.

Cruise insurance Travel delays; missed connections, tours or excursions; and cruise ship disablement (when a ship encounters a mechanical issue and is unable to continue on in the journey) are just a few examples why cruise insurance can be a useful protection if you've booked a cruise vacation. Learn more about the top cruise insurance plans here .

Credit card travel insurance It is not uncommon to find credit cards that include trip cancellation and interruption coverage , trip delay insurance, lost or delayed baggage coverage, travel accident insurance, and more. Cards that offer this coverage include popular options like the Chase Sapphire Reserve credit card , the Chase Sapphire Preferred credit card and The Platinum Card from American Express . 

Note that owning a credit card with travel insurance protection is not enough for your coverage to count: To take advantage of credit card travel insurance, you must pay for prepaid travel expenses like your airfare, hotel stay or cruise with that specific credit card. Also, note that credit cards with travel insurance have their own list of exclusions to watch out for. Many also require cardholders to pay an annual fee.

Frequently Asked Questions

The best time to buy travel insurance is normally within a few weeks of booking your trip since you may qualify for lower pricing if you book early. Keep in mind, some travel insurance providers allow you to purchase plans until the day before you depart.

Many times, you are given the option to purchase travel insurance when you book your airfare, accommodations or vacation package. Travel insurance and travel protection are frequently offered as add-ons for your trip, meaning you can pay for your vacation and some level of travel insurance at the same time.

However, many people choose to wait to buy travel insurance until after their entire vacation is booked and paid for. This helps travelers tally up all the underlying costs associated with a trip, and then choose their travel insurance provider and the level of coverage they want.

Figuring out where to buy travel insurance may be confusing but you can easily research and purchase travel insurance online these days. Some consumers prefer to shop around with a specific provider, such as Allianz or Travelex, but you can also shop and compare policies with a travel insurance platform. Popular options include:

• TravelInsurance.com: TravelInsurance.com offers travel insurance options from more than a dozen vetted insurance providers. Users can read reviews on the various travel insurance providers to find out more about previous travelers' experiences with them. Squaremouth: With Squaremouth, you can enter your trip details and compare more than 90 travel insurance plans from 20-plus providers.
• InsureMyTrip: InsureMyTrip works similarly, letting you shop around and compare plans from more than 20 travel insurance providers in one place. InsureMyTrip also offers several guarantees, including a Best Price Guarantee, a Best Plan Guarantee and a Money-Back Guarantee that promises a full refund if you decide you no longer need the plan you purchased.

Protect your trip: Search, compare and buy the best travel insurance plans for the lowest price. Get a quote .

When you need to file a travel insurance claim, you should plan on explaining to your provider what happened to your trip and why you think your policy applies. If you planned to go on a Caribbean cruise, but your husband fell gravely ill the night before you were set to depart, you would need to explain that situation to your travel insurance company. Information you should share with your provider includes the details of why you're making a claim, who was involved and the exact circumstances of your loss.

Documentation is important, and your travel insurance provider will ask for proof of what happened. Required documentation for travel insurance typically includes any proof of a delay, receipts, copies of medical bills and more.

Most travel insurance companies let you file a claim using an online form, but some also allow you to file a claim by phone or via fax. Some travel insurance providers, such as Allianz and Travel Insured International, offer their own mobile apps you can use to buy policies and upload information or documents that substantiate your claim. In any case, you will need to provide the company with proof of your claim and the circumstances that caused it.

If your claim is initially denied, you may also need to answer some questions or submit some additional information that can highlight why you do, in fact, qualify.

Whatever you do, be honest and forthcoming with all the information in your claim. Also, be willing to provide more information or answer any questions when asked.

Travel insurance claims typically take four to six weeks to process once you file with your insurance company. However, with various flight delays and cancellations due to things like extreme weather and pilot shortages, more travelers have begun purchasing travel insurance, encountering trip issues and having to submit claims. The higher volume of claims submitted has resulted in slower turnaround times at some insurance companies.

The longer you take to file your travel insurance claim after a loss, the longer you will be waiting for reimbursement. Also note that, with many travel insurance providers, there is a time limit on how long you can submit claims after a trip. For example, with Allianz Travel Insurance and Travelex Insurance Services, you have 90 days from the date of your loss to file a claim.

You may be able to expedite the claim if you provide all the required information upfront, whereas the process could drag on longer than it needs to if you delay filing a claim or the company has to follow up with you to get more information.

Travel insurance is never required, and only you can decide whether or not it's right for you. Check out Is Travel Insurance Worth It? to see some common situations where it does (and doesn't) make sense.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

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• Single Travel Insurance
• Annual Travel Insurance
• Cruise Travel Insurance
• Family Travel Insurance
• Seniors Travel Insurance
• Ski Travel Insurance
• NZ Travel Insurance
• Zoom Travel Insurance
• See more companies...
• Travel Insurance Guide
• Covid-19 Help
• Read Reviews
• Write a Review

Need Quotes?

Use our travel insurance comparision to help you save time, worry & loads of money!

Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

Webjet Travel Insurance Reviews

Webjet offers a broad range of travel insurance products, with the opportunity to tailor your excess and control your premium to suit your needs. policies available to those under 75 years. Dependants under 21 years travel for free with a parent or grandparent. 24/7 emergency assistance anywhere in the world with Allianz Global Assistance. Underwritten by Allianz Australia Insurance Limited.

Currently, there are no reviews for Webjet

No travel insurance reviews yet for Webjet. Help out other savvy shoppers and have your say on your customer experience, value for money and claims.

How many people can I include in my policy?

You can purchase a policy online for up to 9 adults.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in Kiwi waters you still need to pick pacific, not New Zealand as your destination.

Am I covered for skiing and my equipment?

You are covered medically for any accidents or injury that occur when you are skiing, however there is no cover for ski equipment.

Can I pay to reduce or cancel my excess?

Yes, you can choose between $0, $100, or $500 excess. The more excess you pay, the less your premiums will be.

What additional extras are there?

Rental vehicle excess, cover extention, increase luggage limits.

Am I covered if my tour company collapses?

Yes, you are covered for any pre-paid travel and accomodation arrangements, less any refunds, due to the insolvency of your travel insurance provider.

I’m not an New Zealand resident- can I buy cover?

No cover only available to New Zealand residents.

What size moped or motorbike am I covered to ride overseas?

Webjet will cover you for any engine size you ride as long as you’re insured to do so in New Zealand. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

Can i extend my policy from overseas.

Having too much fun? No problems! You can extend your policy with Webjet up to 12 months.

Do they cover for my rental vehicle excess?

Yep, you're covered up to $3,000 for reimbursement of the Rental Vehicle insurance Excess or the cost of repairing the vehicle, whichever is the lesser, if a vehicle you have rented from a rental company is involved in an accident while you are driving, or is damaged or stolen while in your custody. Cover excludes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or any vehicle over 4.5 tonnes.

Do they offer pregnancy cover?

Expectant mums are covered up until 23 weeks.

Who underwrites them?

This insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 (Incorporated in Australia) trading as Allianz Global Assistance and is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand.

Where are they based?

Our travel insurance comparision helps you, save time, worry and loads of money.

Stay up to date with our latest news, deals and special offers.

Your privacy is important to us.

CoverDirect NZ Limited (INC 3526051) owns and operates this website.

Our comparison is a free service that makes it easy for users to compare multiple quotes, saving both time and money. Our comparison ranks quotes according to price and is limited to those insurers that have agreed to participate on the site. CoverDirect NZ Limited does not hold a financial services licence. The comparison does not take your personal circumstances into account; as such, all information provided should be considered general and should not be considered as advice or a recommendation. Whilst we take all reasonable care when preparing this information, we do not warrant its accuracy. Pricing information is supplied by the insurance providers and ALL policy details should be verified with the before you purchase. This site links users to the website of the insurance provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase. We do not issue insurance. Users purchase directly from the travel insurance provider.

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Flights, hotels, packages‪…‬

Webjet marketing pty ltd, designed for ipad.

• 3.7 • 7 Ratings

Screenshots

Description.

Book the best deal possible with Webjet, Australia & New Zealand’s #1 online travel agent. • Flights Our easy to use flight search box will have you viewing deals in a few quick taps. Filter your results by airline, stops, departure time, total duration or price. From aircraft type to in-flight features like WIFI, meals, legroom + much more, all the information is clearly displayed for you to make the best choice. ‘My Cart’ allows you to add (or remove) flights, hotels, car hire, and travel insurance to your flight booking. Use the ‘recent searches’ feature to retrieve details of your previously searched flights. You can also view upcoming trips in your profile or on the home screen close to your departure date and track the flights in real time. • Payments Webjet has made payments easy, offering a range of methods to help you book the holiday you deserve. Choose from: o Credit or Debit (Mastercard, Visa, American Express, JCB); o Buy now, Pay Later (Afterpay, Zip, PayPal Pay in 4); o Points+Pay (American Express Membership Rewards, NAB Rewards, ASB True Rewards); o Virtual wallets (PayPal, Click to Pay, Apple Pay, Google Pay); or o Webjet Gift Card and eGift Cards. T&Cs apply and some payment methods are not available for bookings that include a rental car. • Packages Booking your flight and hotel together through Webjet packages can save you even more, thanks to special wholesale rates. The cheapest flight option is displayed first, but you can tap ‘change flight’ to compare alternate departure times and airline options. Enjoy building your own package itinerary and saving money at the same time! • Hotels Quickly book a hotel on the go. Specials are clearly labelled on the results page where you can also compare Quality & Traveller ratings. View hotels in a list or map view – it’s up to you! • Car Rental Compare over 800 leading car rental brands at the best rate for domestic and international car hire deals. Book as a standalone car hire, or add rentals to a flight, hotel or package booking. • Webjet Travel Insurance Prepare for the unexpected with Webjet Travel Insurance (powered by Cover-More), right from the palm of your hand. Get a quote, and buy before you fly. T&Cs apply. At Webjet we value feedback, just go to Menu > Help & Support > Feedback to tell us what you think about the app.

Version 11.1.0

We update the app regularly to provide an improved experience for you. In this release we have made some changes to the flight search calendar pricing display. We have also added some data entry help when entering frequent flier numbers in the flight search screen. Love the Webjet app or have ideas on how we can further improve? Leave us a review and let us know.

Ratings and Reviews

Good app for aussies.

This App works well if you want to compare local flights (virgin vs jetstar) however there is a bug - when you search for return flights it only shows you the TO info. So you need to input 2 searches TO then RETURN.

Very impressed

I like the way the flight alternatives are presented. I'd like to have alternate currency payments available too.

Miss Representing Rates

Rates shown are shown per leg of trip. So when you book round trip be careful tje Total you think is double. So its not round trip rate! Very misleading. Not can you select the country your from so who knows what currency is being shown!

App Privacy

The developer, Webjet Marketing Pty Ltd , indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

Data Linked to You

The following data may be collected and linked to your identity:

• Financial Info
• Contact Info
• Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

• User Content
• Search History
• Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

• Developer Website
• App Support
• Privacy Policy

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Call wait times are high 

Self-serve options are available on our  self-serve hub  page.  Please only call if you're travelling within the next 72 hours.

We’ve recently updated our privacy statement .

By using the WestJet website, you agree to the website terms of use , the privacy statement , and the use of cookies .

Travel insurance

The added peace of mind that comes with travel insurance can come with added questions. Our answers below can help make your journey a little more carefree.

WestJet travel insurance solutions are administered by Allianz Global Assistance. We have four different plans to match every guest’s travel insurance needs.

General questions

Which travel insurance package or plan is right for me.

The right coverage for your trip depends on where you're travelling, how long you’ll be gone and, in some instances, your age and overall health. View all of our travel insurance options now. 

Can I extend my emergency medical coverage if I extend my trip? 

You may extend your coverage if you extend your trip, subject to certain conditions of your policy.

Does my travel insurance cover me if I participate in any sports during my trip? 

There are a number of sports that are not covered during your trip. For more details, be sure to read the Exclusions section of your policy document . 

Why should I buy trip cancellation and interruption insurance? 

The cost of a trip can be a significant financial investment. With trip cancellation and interruption insurance, you're protected when certain situations prevent you from travelling as planned. Examples include: 

• You can't travel due to an illness, job loss or immediate family member's medical emergency 
• You need to return home earlier than scheduled because of a family emergency or medical condition

Will my travel medical insurance cover Coronavirus (COVID-19)?  

Policyholders with a Deluxe Package or Classic Emergency Medical Plan who contract COVID-19 at their destination will be eligible for emergency medical benefits.

These benefits are available as long as there is no Government of Canada travel advisory related to COVID-19 in place on their departure date, that advises against non-essential travel (Level 3) or all travel (Level 4) for their destination.

Who can buy travel insurance administered by Allianz Global Assistance?

Allianz Global Assistance offers a variety of travel insurance solutions to Canadian residents. Your destination, health and the length of your trip may affect the specific coverage(s) available to you.

In addition to me, who else needs travel insurance? My partner? My spouse? My kids?  

It is recommended that all travellers purchase travel insurance coverage when leaving their province or territory of residence.  

Will my age affect my eligibility for travel insurance? 

Age can affect eligibility for certain medical coverages and plans, and Allianz Global Assistance offers non-medical options that have no age limits. If you are age 65 or older, you may need to answer a few questions about your health to make sure you have the most appropriate coverage. 

Contact Allianz Global Assistance at  1-833-358-0573 for a quote. Our representatives can help guide you to an appropriate plan and take you through a medical questionnaire.

Will a pre-existing medical condition affect my travel insurance coverage? 

Depending on your age and medical conditions, and if applicable, your answers to our health questions, pre-existing medical conditions are covered if they are stable for a certain time period before your policy's effective date, as specified in your policy. 

What do I need to know about completing the health questions for travel insurance coverage? 

If you exceed the age limit to purchase travel insurance in the flight booking path, you can complete a medical questionnaire online or over the phone with an Allianz Global Assistance representative at 1-833-358-0573 . Your answers to the health questions (if applicable) will be used to help determine the benefits you are eligible to receive under your insurance policy. 

When answering the health questions: 

• Plan for about 10 minutes to complete the medical questionnaire. 
• You (the applicant) should complete the Medical Questionnaire. (If you have someone else complete the Medical Questionnaire on your behalf, it is still your responsibility to make sure the answers to the questions are correct.) 
• Answer each question carefully and accurately. Review your answers to make sure they are correct. Incorrect answers may lead to your claim being denied, or addiitonal premiums charged.
• Have your prescriptions or a description of your medications nearby for reference. 
• If you are unsure about any questions regarding your medical condition or medications, please speak to your physician.

Do I need travel medical insurance?

Do i need travel medical insurance when i travel within canada .

Accidents can happen anywhere, and government health insurance plans have limits on reimbursement of emergency medical expenses incurred while you are in another province. For example, ambulance fees, emergency dental treatment and prescription drugs might not be covered by some government health insurance plans.

Will my government health plan cover me for travel in the United States? 

The Canadian government recommends every Canadian secure travel medical insurance before travelling abroad. 

Out-of-country health care, particularly in the US, can be costly, and your government health plan may cover only a very small portion of out-of-country emergency medical expenses. Be sure to read your insurance policy and learn about the coverages available to you. 

Government health insurance plans also don't provide coverage for situations such as lost, damaged or delayed baggage or trip cancellation and interruption. Travel insurance offered by Allianz Global Assistance can provide these coverages and more. 

Do I need travel medical insurance when travelling abroad? 

An accident, illness or medical emergency can happen anywhere, anytime.  

When an emergency upsets your plans, Allianz Global Assistance will be there to guide you with 24/7 emergency care and assistance from an experienced in-house medical team.  

Access to an extended worldwide network of trusted physicians and hospitals and Virtual Care will ensure you are referred to the most accessible and appropriate medical care based on your unique healthcare needs while you’re at destination. 

Allianz Global Assistance will also arrange direct payment for your treatment whenever possible, so you can avoid out-of-pocket expenses.

More about travel insurance

Learn about all  travel insurance packages  available through Allianz Global Assistance, or check out a few more frequently asked questions. 

How far in advance of my trip's departure date must I purchase travel insurance? 

You must purchase coverage before departing on your trip. You may benefit from purchasing coverage as soon as you make your initial trip deposit, especially if you are purchasing trip cancellation and interruption insurance—either as stand-alone coverage or as part of one of the packages offered by Allianz Global Assistance. 

Will my travel insurance policy pay my emergency medical bills up-front? 

If you purchase travel insurance administered by Allianz Global Assistance, Allianz will arrange direct billing for your treatment whenever possible, so you can avoid out-of-pocket expenses.

Will travel insurance pay my expenses if I’m on a trip and I am called home for an emergency? 

If you purchase trip cancellation and interruption insurance, it will help pay for your expenses to return home in the event of a covered emergency. There are a number of circumstances that qualify as an emergency (for example, the death or serious illness of a family member).  

The cost of cancelling a trip prior to departure can be very expensive, as most trips are non-refundable, especially if you have to cancel just before leaving on your trip. Having to return early from a trip can also be very expensive. Either way, trip cancellation and interruption insurance are very important to protect your travel investment.

An update from our partner, Allianz Global Assistance, regarding Coronavirus (COVID-19)

Due to the ongoing COVID-19 pandemic, the Government of Canada may issue travel advisories to avoid non-essential travel (Level 3) or avoid all travel (Level 4) outside of Canada due to COVID-19. These advisories may be issued for all international travel, for specific destinations or for certain types of travel (i.e. cruises). Travel advisories impact travel insurance and are subject to change. They may be issued, lifted, and then reinstated depending on the status of COVID-19 infection rates in Canada and abroad. 

If you’re preparing to travel outside of Canada, plan ahead and remember to check the requirements of the country that you’re visiting. As with every trip, it is recommended you review and follow any travel advisories for your destination from the Government of Canada .

Trip Cancellation and Trip Interruption Benefits found in: Deluxe Package, Deluxe Package with COVID-19 Coverage, Trip Cancellation & Interruption Plan, Non-Medical Package

If you test positive for COVID-19 prior to your departure and are unable to travel as a result, trip cancellation benefits will be available under these plans.

Other than this circumstance, these travel insurance plans do not provide coverage for trip cancellation or trip interruption claims related to an epidemic or pandemic. As a result if the Government of Canada issues a travel advisory for your destination, there is no coverage for trip cancellation or trip interruption due to the advisory.

Emergency Health Benefits found in: Deluxe Package, Emergency Medical Package 

These benefits are available as long as there is no  Government of Canada travel advisory  related to COVID-19 in place on their departure date, that advises against non-essential travel (Level 3) or all travel (Level 4) for their destination.

Enhanced COVID-19 cover found in: Deluxe Package with COVID-19 Coverage

If you do travel while a Government of Canada travel advisory against non-essential travel (Level 3) is in place for your destination, the Deluxe Package with COVID-19 Coverage offers benefits for emergency medical and quarantine expenses if you test positive for COVID-19 while on a trip.   

This package also includes our standard emergency medical, trip cancellation, trip interruption, baggage, flight and travel accident benefits for our most comprehensive protection.

Contact and claim questions

How do i get help while on my trip.

Call Allianz Global Assistance at 1-833-358-0573 . Their caring and experienced in-house medical team is ready to help you 24/7. It is critical that you contact Allianz Global Assistance before seeking treatment.

In your time of need, their Emergency Assistance Specialists will guide you to the most optimal healthcare provider based on your condition and location – whether that is to seek emergency help at a specific nearby hospital, visit a walk-in clinic, take a house-call, or to speak with a virtual health provider through Virtual Care, Allianz’s TeleMedicine solution.

Their Emergency Assistance Specialists will also arrange payment on your behalf whenever possible, and share important information and next steps related to your claim.

In a life-threatening medical emergency, get to a hospital immediately and have a family member or friend call Allianz Global Assistance on your behalf within 24 hours of admission and before any surgery is performed.

How do I file a claim?

Filing a travel insurance claim with Allianz Global Assistance is easy thanks to their online claims portal . It’s a smooth and efficient experience that keeps you informed at each stage of your claims journey. 

Claims for all products and benefits can be submitted online including trip cancellation, interruption and delay, lost or delayed baggage, and out of pocket emergency medical expenses. 

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Is travel insurance worth it?

April 30, 2024 | 2 min read

Planning a trip and wondering if you need a travel insurance policy? Keep reading to learn more about travel insurance to decide whether it’s right for you.

Key takeaways

• Travel insurance can provide financial protection if things go wrong before or during a trip.
• You might get travel insurance to cover potential losses from trip cancellations or delays, lost baggage or medical issues.
• Factoring in details specific to your trip and balancing with existing coverage might help you decide whether travel insurance is right for you.

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What does travel insurance do?

Travel insurance is a type of specialized protection that might help protect against financial losses from airline delays, medical issues or other unexpected occurrences. Some travel insurance plans focus on specific things, like lost baggage or health care. Others offer a wide range of benefits under a single plan. It’s a good idea to make sure you understand the terms and conditions, because coverage varies.

When might travel insurance be beneficial?

Some of the situations where it can help to have travel insurance include:

Interruptions and cancellations

Trip delay insurance covers food and lodging expenses if you experience an airline delay. Trip cancellation insurance can reimburse your prepaid costs if an illness forces you to cancel entirely.

Baggage issues

Baggage loss coverage can reimburse you if your luggage is lost, stolen, damaged or delayed.

Medical emergencies

Travel health or medical insurance can cover everything from medication to emergency medical evacuation if you become sick or injured when traveling abroad .

When might travel insurance be unnecessary?

There’s no right or wrong time for travel insurance. It depends on your circumstances. But when deciding whether travel insurance is worth it, you can consider things like:

• Type and length of trip: If the trip’s refundable, you might not need extra protection. And a short or cheap trip might not be worth the cost of coverage.
• Your existing coverage: Check existing policies and agreements. If you have coverage through your health insurance provider, credit card issuer or card network, you may not need more.

Considering travel insurance in a nutshell

Travel insurance can offer peace of mind if anything goes wrong before or during a trip. But it may not always be worth it. If you’re considering travel insurance coverage, looking at your situation, your trip and the terms and conditions of your existing insurance policies could help you determine whether the benefits outweigh the costs.

If you’re interested in getting insurance coverage from a credit card, you can check out the benefits that come with Capital One rewards credit cards .

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