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3 popular European road-trips for autumn

Voyager Insurance lists 3 popular destinations for an autumn European road-trip.

Brexit and Your Travel Insurance

As the situation regarding Brexit continues to change, as it stands the UK is still currently set to...

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Voyager Plus Travel Insurance for Non-UK Residents

Voyager Plus Travel Insurance for Expats and Non-UK Residents

Great travel insurance cover from just £24.12*..

• Up to £10 million - emergency medical expenses cover
• Up to £10,000 - cancellation cover
• Up to £3,500 - baggage Cover
• 4 Levels of Cover – for all budgets and requirements
• Excellent value for money – great prices without sacrificing cover
• Kids go free – even better value for families
• Holiday financial protection – keeping your money safe
• 24/7 emergency assistance – helping you through the most difficult times
• 14-day money back guarantee – so you can make sure the policy is right for you
• 100s of activities and medical conditions - covered as standard

*based on short stay individual aged 18-49 cover to Area 2 for 7 days.

Short Stay Travel Insurance

• Annual Multi-Trip Travel Insurance

Long Stay Travel Insurance

• Already Departed Travel Insurance
• Motorcycle Tour Travel Insurance

Non-UK Residents Travel Insurance

• UK Expatriate Travel Insurance
• Travel Insurance FAQs

At Voyager Plus, we offer Travel Insurance for EEA residents

Great Travel Insurance for Non-UK residents at a great price - For peace of mind when travelling.

Our Voyager Plus Travel Insurance policies are not just available for UK residents, there are several Eligible EEA Countries whose residents can also purchase one of our policies.

Residents of Belgium, Cyprus, France, Germany, Greece, Italy, Malta, the Netherlands, Poland, Portugal, Republic of Ireland, and Spain would be considered Eligible EEA Countries and would therefore be able to purchase a Voyager Plus Travel Insurance Policy.

Voyager Plus’s Non-UK residents Travel Insurance will provide you with the same great benefits, which includes:

• Cancellation cover – up to £10,000
• Emergency Medical Expenses (including repatriation) – up to £10,000,000
• Baggage Cover – up to £3,500
• 100s of activities covered as standard
• 4 levels of cover to suit a range or budgets and needs
• Option to purchase in £ or €
• Cover for 100s of pre-existing medical conditions
• And so much more!

If you are residing in an Eligible EEA Country, Travel Insurance is available to you no matter where you are travelling to so long as your trip starts and ends in your home country.

Please note – Short Stays can be a maximum of 62 days (unless aged over 75 where the maximum stay is 31 days) but there is no age restriction on purchasing one of these policies. Equally the maximum age you can be to take out a Long-Stay policy is 59 and for an Annual Travel Insurance for Non-UK Residents policy , the maximum age is 74.

And if you suddenly feel unwell on your holiday, you may be wondering how to see a doctor when away from home, especially if you’re abroad. Our Annual Multi-Trip Travel Insurance policy now includes a service where you can speak to a 24/7 doctor while abroad as standard* .

To buy Non-UK Residents Travel Insurance from Voyager Plus, click the Get a Quote button today.

Get a Non-UK Residents Travel Insurance Quote

Frequently Asked Questions

1. What is Non-UK Residents Travel Insurance?

Our Non-UK Residents Travel Insurance is designed to provide financial protection for non-UK citizens currently living in eligible EEA countries when travelling. This includes cover for emergency medical treatment on holiday, baggage lost in transit, and much more while on your travels.

2. What destinations are covered under Voyager Plus Travel Insurance for Non-UK Residents?

Our Voyager Plus Non-UK Residents Travel Insurance can cover trips to the following areas:

• Area 1: The United Kingdom Including Northern Ireland
• Area 2: The continent of Europe West, any country with a Mediterranean coastline (excluding Algeria, Libya, Syria and Israel), Channel Islands, the Canary Islands, the Isle of Man, Madeira and Iceland (including Area 1)
• Area 3: Worldwide excluding North America. So, the USA, Canada, Mexico, the Caribbean Islands, Bahamas & Bermuda are excluded under this area.
• Area 4: Worldwide including North America.

3. What EEA countries can you provide Non-UK Resident Travel Insurance for?

At Voyager, we can offer cover for residents of the following EEA countries: Belgium, Cyprus, France, Germany, Greece, Italy, Malta, the Netherlands, Poland, Portugal, Republic of Ireland, and Spain.

4. Can I get cover for pre-existing medical conditions with Non-UK Residents Travel Insurance?

Yes, Voyager Plus can provide cover for 100s of pre-existing medical conditions. Make sure you declare these conditions when asked to when purchasing your policy to ensure you have the correct cover in place.

If you fail to declare your conditions and require treatment whilst abroad then you may not be covered, and your insurer may deny your claim.

5. Are there any difference between Non-UK Residents Travel Insurance and Standard Travel Insurance?

Voyager Plus’s policies for UK and Non-UK residents provide the same extensive coverage. There are some minor differences in contact details but please check your policy documents for these.

You also have the ability to pay for your policy in Euros if you wish.

Policy Summary:

Medical Expenses - Up to £10 million Cancellation - Up to £10,000 Financial Protection - Up to £3,000 Personal Possessions - Up to £3,500 Disruption - Up to £1,000 Abandonment - Up to £10,000 Personal Liability - Up to £3 million

8 Options available including: Action Activities Cover, Cruise Travel Insurance Option, Business Travel Insurance – Business Plus Option, Enhanced Travel or Terrorism Disruption Cover... see all

Non-UK Residents Travel Insurance Options

This Travel Insurance product offers a range of different options.

Action Activities Cover

Cruise travel insurance option, business travel insurance – business plus option, enhanced travel or terrorism disruption cover, winter sports cover, sports equipment and cycle insurance cover, gadget insurance option, golf travel insurance.

Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.

Going on a cruise? Make sure you add our Cruise Insurance option to your Voyager Plus Travel Insurance policy so that you are covered on your cruise. Enjoy all the standard cover such as Cancellation and Emergency Medical Expenses specifically for your cruise as well as including extra cruise specific cover to Re-join your Cruise, Missed Port Departure cover, Cabin/Stateroom Confinement cover, Itinerary Change cover, Unused Excursion cover and Cruise Interruption cover.

Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.

Add Enhanced Travel or Terrorism Disruption cover option to your Voyager Plus Travel Insurance policy to cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.

Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.

Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.

Add Travel Gadget Insurance to your Voyager Plus Travel Insurance policy to cover up to 4 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!

Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged

GP on Demand

Going abroad on your trip should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad. The good news is our Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you can access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.

What is GP on Demand and What Service does it provide?

Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.

The medical practitioner on this service can cover a wide range of subjects including:

• advice on managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
• general questions about prescriptions, travel, and lifestyle

Once you book an appointment on the GP on Demand app, you will receive a call back from a GP within 15 minutes of the appointed time.

For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.

Please note: video appointments are only available between 8am and 10pm, 7 days a week.

Get A Travel Insurance Quote

What is Travel Insurance and What Does it Cover?

While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.

Travel Insurance Benefits

The following summary of Travel Insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.

Cancellation or Curtailment

A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.

This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording .

Emergency Medical Expenses

Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.

Please Note : If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.

Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording .

Please Note : Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.

Personal Accident

In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.

Please Note : Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.

Travel Delay

No one likes to be delayed when travelling!

So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.

Missed Departure / Journey Disruption

Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording .

This section also covers, in the event of a Catastrophe (as defined in the policy wording ), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.

These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.

Important Information for Customers with Serious Medical Conditions - For UK Residents Only

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory  or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

If you have a specific holiday of up to 62 days duration in mind, a short stay Voyager Plus Travel Insurance policy will give you the peace of mind that you are protected financially if something should go wrong.

A Voyager Plus long stay policy can provide cover for trips up to 18 months (extendable to 24 months upon referral) so it is perfect for backpacking, gap years and other longer trips such as sabbaticals.

Annual Multi Trip Insurance

If you are planning on having several holidays this year then a Voyager Plus Annual Multi-Trip Travel Insurance policy may be for you.

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Insurance for expatriates, non UK residents and travellers who have already left their home country

World First Travel Insurance have teamed up with, Battleface, Voyager Insurance and IMG Europe to offer an extensive range of International and expatriate travel, health and medical insurance - providing quality cover to individuals, families and groups of any nationality living, travelling or working virtually anywhere in the world. The available products allow our customers to travel between countries, operate from multiple locations, and even seek treatment in countries outside one's place of residence. With service centres in both the United States and Europe, these products are here to help you when you need it most, 24 hours a day, seven days a week, 365 days a year.

Battleface help travellers by arranging robust travel insurance plans that make it possible to travel to conventional tourist destinations as well as the unconventional including those with travel bans in place. Their transparent policies even include cover for baggage, trip cancellation and emergency medical evacuation plus access to 24/7 emergency assistance. It takes just a few moments to get a quote.

Voyager Plus Travel Insurance

For Customer Services call Voyager on 01483 806 680

Designed to meet the needs of UK and Certain EEA Residents (Belgium, Cyprus, France, Germany, Greece, Italy, Malta, The Netherlands, Poland, Portugal, Republic of Ireland and Spain) looking for travel insurance while travelling outside of their home country (including those who have already travelled).

Travel Insurance for High Risk Countries

Flexible travel insurance for UK residents travelling to high risk countries and areas where the FCDO have advised against 'all travel' or 'all but essential travel' such as war zones, crisis zones and disaster relief zones.

IMG Insurance for residents outside of the European Economic Area

We also offer policies to individuals, families and groups of any nationality living, travelling or working virtually anywhere in the world through our partnership with IMG. These policies allow our customers to travel between countries, operate from multiple locations, and even seek treatment in countries outside their place of residence.

IMG have service centres in Europe and the US and offer 24 hours a day, 7 days a week, 365 days a year assistance anywhere in the world. They were founded in 2002 and are FCA regulated and approved.

• Single Trip
• Annual Multi-Trip
• Winter Sports & Ski
• Collision Damage Waiver
• Sport & Leisure
• Medical Conditions

Travel Insurance for Non-UK Residents

• Group Travel Insurance
• Travel Insurance for Couples
• Covid-19 travel insurance
• About Our Travel Insurance
• Holiday Cancellation Insurance
• Emergency Medical Assistance Cover
• Emergency Medical Cover for Travel Insurance
• Repatriation Insurance
• Baggage Cover
• Travel Insurance for Under 18s
• Comprehensive
• What's Covered
• Excluded Vehicles
• Range Rover
• Car Hire Excess Insurance
• Policy Information
• File a Claim
• Insurance Glossary
• Coronavirus - Annual Multi-trip Policy

International health insurance for expatriates

Need help? Call us on: 0371 200 0428

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Non-UK Residents

Insurance for expatriates, non-UK residents and travellers who have already left their home country

Non-UK residents Travel Insurance

Salt Insurance has teamed up with IMG Europe to offer an extensive range of International and expatriate health and medical insurance – providing quality cover to individuals, families of any nationality living, travelling or working virtually anywhere in the world. Our products allow our customers to travel between countries, operate from multiple locations, and even seek treatment in countries outside one’s place of residence. With service centres in both the United States and Europe, the IMG family of companies are here to help you when you need it most, 24 hours a day, seven days a week, 365 days a year.

Check out our range of products below

Unsure which insurance is right for you? find out here

GlobalFusionSM International Medical Insurance

Globehoppersm single-trip travel medical insurance, globehoppersm multi-trip travel medical insurance, globalfusion international medical insurance, globalfusion is designed to meet your total international and expatriate long-term private medical insurance needs. it is available worldwide to any nationality and in many cases can even provide cover or treatment back in your home country..

This plan offers the flexibility to select from a wide range of unique cover options – each with specialised covers. It is possible to customise the length and area of cover to meet all budgets, with an option to select from multiple annual excesses and premium payment instalment options. Cover is available for one year or longer.

Brochure Exclusions

GlobeHopper Single-Trip Travel Medical Insurance

Globehoppersm is designed to meet the needs of those looking for temporary travel and medical insurance coverage whilst traveling outside of their home country..

In addition to medical benefits, the plan includes coverage for emergency medical evacuation and security and political evacuation; cremation/burial, or repatriation of remains; and a wide choice of excess and plan maximums. Cover is available from five days up to two years.

Get an Individual Quote Get a Group Quote

GlobeHopper Multi-Trip Travel Medical Insurance

Globehoppersm multi-trip is designed for individuals and families who travel frequently outside of their home country throughout the year..

This plan offers the ease and convenience of an affordable single annual premium plan, providing coverage for multiple trips of up to 30 or 45 days taken during a period of 12 months. The plan provides up to £600,000, $1,000,000, €800,000 of medical coverage and services.

International Travel Insurance

Flexible International Travel Insurance policies covering all nationalities, travelling almost anywhere in the world. You can purchase travel insurance for a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad, regardless of how often you travel.

Plan Options

Our International Travel Insurance Plans

With a core International Travel Insurance policy, additional policy options and destination tailoring, you can adapt cover and premiums to provide you with exactly the right travel insurance solution for your needs.

Medical Evacuation

This is the core policy option, which provides the important medical cover against the high cost of medical treatment and emergency medical evacuations.

• Emergency medical treatment
• Accidental medical treatment
• Emergency medical evacuation
• Repatriation

Enhanced Benefits

Optional protection against additional losses to property, personal liability, and accidents that you may suffer whilst travelling abroad.

• Baggage delays and loss
• Money and documents
• Travel delays
• Non-medical evacuation

Cancellation & Curtailment Cover

Optional cover to protect you in the event that your trip is unexpectedly cancelled, or you are forced to return home early.

• Trip cancellation
• Returning home early
• Compassionate repatriation
• Treatment & evacuation

Policy Benefits

Key Benefits of our International Travel Insurance Policies

Discover more about our Travel Insurance policy benefits, put in place to protect you against unforeseen and unexpected events when you’re overseas. Depending on the policy you select we can help you with medical, financial, and logistical issues.

Emergency Medical Evacuation

Travel Insurance with us covers charges for emergency evacuation when treatment is not available locally and deemed necessary. You will be moved to a suitable location based on the expertise of medical advisors and your attending physician. You will be safe in the knowledge that you will receive the treatment you need in a safe and appropriate location.

Emergency & Accidental Medical Treatment

Falling ill or becoming injured overseas can be daunting prospect, especially in rural or lesser developed locations. Furthermore, language can often be a hurdle that many without the correct insurance cover have to navigate. Travel Insurance is in place to give you peace of mind that whatever happens, you will receive the expert care and treatment you need.

Enhanced Benefits & Protection

We offer a core Travel Insurance policy, to which you can add different benefits. This puts policy flexibility in your hands, allowing you to choose the Travel Insurance you need. This optional level of protection also covers you against the additional losses to property, personal liability, and accidents that you may suffer whilst travelling abroad.

Travel insurance cancellation and curtailment provides cover should you need to cancel your trip before you depart or cut your time overseas short. Reasons can include everything medical, including sickness, serious injury, or death. On the opposite side, cover can also include (but is not limited to) strikes, industrial action, redundancy, or your travel operator collapsing.

Medical Insurance

International Travel Insurance to Suit You

Whilst Expatriate Group offer a core Travel Insurance policy with different add-on benefits, we also offer different types of specialist cover which may be better suited to your travel insurance needs.

Comprehensive Cover

• Travel Medical Insurance

Cover for up to $/€/£1,000,000 for emergency and accidental medical treatment whilst you’re abroad. Just choose between single trip or annual trip cover so that you’re protected on your travels.

• Instant last minute cover
• Comprehensive cover
• Single or annual policy
• Emergency transport

Suited for Flexibility

Non-Resident Travel Insurance

Expatriate Group Travel Insurance for non-residents is designed for people who reside outside of their country of nationality. Additional enhanced benefit options are available to add to your package.

• Cover for EU or EEA residents
• Flexible cover up to 180 days
• One-off premium payment
• Comprehensive protection

Outbound Cover

• One Way Travel Insurance

Do you need insurance to cover to a single outbound trip? Our standard travel insurance policy can be tailored to cover just one-way travel for expats and travellers alike to any global destination.

• One trip travel insurance
• Covered from departure to destination
• Max duration 180 days

Unexpected Circumstances

• Single Trip Travel Insurance

From valuable medical cover to vital cancellation cover, our single trip insurance policies ensure that you’re protected against unexpected circumstances. The ideal solution if you want to cover a specific trip overseas.

Single Trip Insurance

• Covered from purchase to return home
• Medical cover
• Cancellation cover
• Protected against unforeseen scenarios

Unlimited Cover

Annual Travel Insurance

Save time and money when you’re going on holiday or a business excursion with Annual Multi-Trip Insurance. It takes the stress away from having to search, compare and purchase a new policy every time you travel.

• European or worldwide cover
• Cover every time you travel
• Destination tailoring
• Flexible travel insurance

Working Abroad

• Business Travel Insurance

Travelling for work requires the same level of travel insurance as any other trip. International Business Travel Insurance will cover you should your travel plans suffer, from missing your flights to losing your laptop.

• Single or annual business cover
• Europe or worldwide
• Laptop travel insurance
• Cancellation & curtailment

The Benefit Schedule

The benefit schedule is a summary of travel cover and must be read in conjunction with the policy wording . All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

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International Travel Insurance FAQs

Who can i cover with my travel insurance policy.

You can include cover for up to 10 people in your Travel Insurance quote . Infants aged 14 days up to the age of two are included in the coverage of an insured parent or guardian for no additional premium, but they must be declared at the time of initial purchase.

What types of International Travel Insurance can I take out?

We offer six different types of travel insurance here at Expatriate Group to ensure that you are covered no matter how you’re travelling.

The type of travel you choose will depend on where you’re going, how long for and what you want to be covered for.

We have expat insurance policies for:

• Annual Multi Trip Travel Insurance
• Non UK Resident Travel Insurance
• International Health Insurance

We also offer a cashless health insurance solution for corporate customers.

Will I be covered for day trips, excursions, and holidays with multiple destinations?

When going on holiday you will be covered for general leisure sports and activities that are detailed in the leisure chart provided when purchasing your policy.

Extreme sports, such as sky diving, scuba diving, white water rafting and more will require an additional level of cover and will need to be communicated when requesting your Travel Insurance quote .

If you are planning on visiting another country during your holiday, you will need to include these details when purchasing your insurance policy.

How much will my Travel Insurance policy cost?

The total of your travel insurance policy will depend on a number of factors such as; age, destination, holiday duration, activities, and pre-existing medical conditions.

We tailor each policy according to your specific needs. To find out how much travel insurance will cost you, get a Travel Insurance quote today.

Can I get Travel Insurance cover with a pre-existing medical condition?

You will only be covered for pre-existing medical conditions that you declare when purchasing your policy. If you fall ill from a pre-existing condition that you have not declared, you will not be covered and will most likely be unsuccessful in your  claim .

I don’t live in the UK, can I still buy an Expatriate Group Travel Insurance policy?

Yes, we offer  Travel Insurance for Non-UK Residents .

How long can I travel for?

When taking out a  Worldwide Single Trip Insurance and  One-Way Trip  policy your trip must not exceed 180 days and may not be combined with any other policy to exceed this limit.

If you’re purchasing an  Annual Multi Trip Insurance policy your holiday must not exceed 90 days in total.

If you require insurance for a longer period of time, International Health Insurance may be the ideal choice, particularly if you are moving abroad.

Am I eligble to purchase your travel insurance?

We are able to insure:

Single Trip Policy: A Single Trip Policy can be purchased before the Insured Person obtains age 72;

Annual Multi-Trip: An Annual Trip Policy can be purchased before the Insured Person obtains age 71. This Policy will not be renewable at the anniversary date;

provided that you are departing from and returning to the same country (or have a defined destination country of one-way trip) and you are not travelling to a country/region where the UK FCO advises against ( www.gov.uk/foreign-travel-advice ).

Is your expat travel insurance worldwide?

Yes, our policies have an option to provide cover in Europe only or Worldwide. The Europe only option is cheaper than the world wide option and allows some customer to tailor the product to their own travel plans.

Did you know that we offer a variety of Travel Insurance products to best suit your needs? Check out our  Annual Travel Insurance ,  Business Travel Insurance ,  Single Trip Travel Insurance ,  One Way Travel Insurance ,  Travel Insurance for Non-UK Residents and  Travel Medical Insurance .

What is my country of residence?

Your country of residence is whichever country you are travelling from (and usually back to, unless you have purchased a one-way trip policy) regardless of your immigration or nationality status. This is the country to where you will be returned in the event of a repatriation claim.

Can I purchase a travel policy for a child travelling alone?

Yes, provided that the child is at least 5 years old.

Do I need to declare pre-existing conditions such as diatbetes, high blood pressure or hypothyroidism?

No. As we do not provide cover for pre-existing medical conditions, we do not need to know about them except in the event of a claim.

What does ‘pre-existing medical condition’ mean?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication, whether diagnosed or undiagnosed, or have experienced symptoms of, prior to purchasing this policy.

If I need to be repatriated, which country will I be taken to?

You will be repatriated to the country that you nominate as your country of residence. However, repatriation to a different country can be considered upon request if the cost is equitable, if it doesn’t affect your health/medical outcome and if you have access to healthcare in such a country.

What does your travel insurance policy cover?

Our basic policy provides cover for emergency medical treatment, not related to any pre-existing medical conditions, and repatriation, up to the value of Euro 1 million.

If you wish to include cover for additional benefits such as personal belongings, luggage or travel delay, you will need to purchase Add On Option 1. To include Cancellation & curtailment of your trip you will need to purchase Add On Option 2.

Should I choose worldwide or European cover?

European cover should be selected if your destination country, or countries, is within the continent of Europe. The countries listed as Europe can be seen in the question mark display button next to destination when getting a quote.

Worldwide cover should be selected if the country of your destination is not listed as being within Europe.

How many countries can I visit on a single trip policy?

You can visit as many countries as you wish within the period of cover and your selected destination area.

Where can I explore expat travel insurance?

Our main  expat travel insurance  web page provides you with the plan details and also allows you to get an instant quote for your cover. If you’re happy with the plan benefits and premium, you can buy online too!

Is your policy wording available in all languages?

Although our plans are available to all nationalities living anywhere in the world, the contract wording is only currently provided in English language. Therefore please ensure that you are fully conversant with English language before purchasing one of our plans.

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Travel Insurance for Non UK Residents

• Available for all EU and EEA residents
• Best value for money
• 24/7 medical emergency helpline - we’re there if you need us
• Geographical limits

What is Travel Insurance for Non UK Residents?

Travel Insurance for Non UK Residents is designed for people who do not live in UK, but reside in EU or EEA countries and available for trips with repatriation to home country. Any kind of our travel insurance policies is available for non UK residents: Annual Multi Trip, Single Trip, Comprehensive travel insurance, Backpacker policies, Winter Sports, Age 66+.

The cheapest non UK residents policy is £ (based on 1 adult aged up to 50 travelling in Europe for up to 5 days).

Non UK Residents Travel Insurance Benefits

• 24/7 Medical Emergency Assistance service
• Many Pre-Existing Medical Conditions that are covered free of charge
• Cover for Trekking to altitudes of up to 3500 meters for free
• We will adapt policies to the length of your trip, the destination and party details that you select
• You can save time by booking our policies immediately online
• We take care of every customer, so we help you to find the most appropriate policy for all your needs

Attention! The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.

Globelink provide excellent covers for journeys to different areas such as Europe, Worldwide (All Countries) and Worldwide (Excluding USA, Canada, Caribbean, Mexico, Costa Rica, and Japan).

We offer additional covers for Travel Insurance for Non UK Residents policy. You have an opportunity to get extra covers for your Higher cost Baggage and Personal Items (Cover for Valuables), for Golf Equipment and for Golf Pack (Golfer's Cover), for a lot of Hazardous Activities and Sports (Adventure Activities) and much more.

One policy for all your needs. Travel safely with Globelink!

If you know what you want, you can get our Travel Insurance for Non UK Residents policy in just a couple of minutes: Enter your trip details; choose a policy option from the range available, checking the benefits carefully to ensure they suit your needs; add any extra cover you may require; fill in the personal details for your purchase; check through everything to ensure its correct; then purchase your policy. Enjoy your trip knowing that our Non UK residents travel insurance has got you covered!

Single Trip Travel Insurance

Single Trip Travel Insurance is designed for people aged up to 89 travelling independently or on a package holiday with a maximum trip duration of up to 15 months.

• Cancellation or Curtailment - up to £6,000 in total
• Emergency Medical Expenses - up to £10,000,000 in total
• Baggage - up to £3,000 in total

Annual Multi-Trip Travel Insurance

Travelling more than once a year? Take as many holidays as you wish and be covered all year long! 17 days Winter Sports Cover FREE if you take out the 45 days policy.

Designed for most Individuals, Couples or Families who undertake several trips of up to 120 days within a 12 months period. For people aged up to 79 years!

• Baggage - up to £3,000 in total

Backpacker Travel Insurance

Career breaker? Globetrekker? Globelink Insurance offer the budget solution for long stay journeys.

Aimed at under 51 years old backpackers on a tight budget up to a maximum of 18 months. Most adventure sports covered for free.

• Cancellation or Curtailment - up to £2,000 in total
• Emergency Medical Expenses - up to £5,000,000 in total
• Baggage - up to £1,000 in total

See also: expat travel insurance , gap year travel insurance , international travel insurance , student travel insurance , cruise travel insurance , annual travel insurance to Europe , best travel insurance , best value travel insurance , budget travel insurance , business travel insurance , camping insurance , cheap European travel insurance , cheap holiday insurance for over 65 , cheap travel insurance couples travel insurance , Easter travel insurance , essential travel insurance , extended travel insurance , extreme sports insurance , family travel insurance , fcdo travel advice , global travel insurance , group travel insurance , holiday travel insurance , last minute travel insurance , long stay travel insurance , long term travel insurance , one way travel insurance , worldwide travel insurance , yearly travel insurance , quick quote travel insurance , travel insurance for children , travel insurance for Europe , travel insurance for working abroad , travel insurance to America , travel insurance for UK residents

Still have questions?

Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.

Travel Insurance

Please read your Policy Wording carefully to ensure that it meets with your precise requirements. View and download the relevant Policy Wording* from the links below. If you purchased a Globelink policy previously while you were an EU RESIDENT, or you need to view the Policy Wording we issue to EU Residents, please click here to visit our Globelink EU site.

*If you purchased your Travel Insurance policy prior to Jan 2022, you can view your policy wording by reviewing your Globelink Travel Insurance Documents Purchase email, or obtain a copy by contacting [email protected] with your name and address details.

*if you purchased a STAYCATION Policy please see the *last PDF at the bottom of this page – for the Staycation Policy Wording

Policy Wording for Policies issued to UK residents (Living in the UK only) from from 29th November onwards .

Policy wording for policies issued to uk residents (living in the uk only) from 1st october 2023 to 28th november ., policy wording for policies issued to uk residents (living in the uk only) from 1st june 2022 to 30th september 2023 ., policy wording for policies issued to uk residents (living in the uk only) from 1st feb 2022 to 31st may 2022., policy wording for policies issued to uk residents (living in the uk only) from 30th dec 2020 to 31st january 2022, policy wording for policies issued to uk residents (living in the uk only) from 29th oct - 29th dec 2020, policy wording for policies issued to uk residents (living in the uk only) from 1st oct - 28th oct 2020, policy wording for policies issued to uk residents (living in the uk only) from 1st feb – 10th august 2020.

For reliable Travel Insurance, simply complete 5 quick & easy steps. Pay with your Visa, MasterCard, or PayPal and receive your policy documents by email in seconds.

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Travel Insurance for Non UK Residents

Direct-Travel have teamed up with Voyager and Uniglobal to offer an a range of international and expatriate travel insurance options. All our expat and international travel insurance products are backed by the twenty four, seven medical emergency assistance helpline and offer flexible cover levels to help meet your needs.

EEA Residents

We have insurance for European residents including the below

• 3 levels of cover
• Medical cover upto £10,000,000
• Cancellation up to £10,000
• Holiday financial protection

And much, much more

Global Residents

For global residents our insurance has a few extra niceties

• Short term medical coverage
• Six levels of excess
• Freedom to seek treatment with a hospital of your choice
• Available to purchase after departure

UK Customer Services 0330 880 3600

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Guides, services and help for expats around the world

Help, advice and events, spotlight on..., information for british expats, useful 3rd party services for expats.

Best travel insurance options for expats

Last updated: 9 October 2023 at 14:41

Travelling while living abroad introduces a number of different challenges regarding what kind of cover your travel insurance may provide you, but not all travel insurance companies will provide travel insurance for non-UK residents.

When travelling, many people simply choose one of the options presented to us either by the travel agent, airline company or travel website. However, as an expat, your personal situation might exclude you from all the benefits available so it is vital that you read all the terms, conditions and small print to ensure that you are fully covered while travelling.

It is also advised that, rather than wait until you are about to travel to arrange your travel insurance, you should purchase travel insurance as close to when you made your booking as possible - ideally on the same day. This is to ensure you are covered if your travel plans get re-arranged or cancelled due to unforeseen events.

If you have a travel plan which you purchased before you moved abroad, you must also read the small print as it is unlikely to provide cover for your travels once you have moved abroad.

Companies offering travel insurance policies for expats and non-UK residents

Expatriate Healthcare Travel Insurance

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

You can cover a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad; regardless of how often you travel.

Perfect for people who

• Expats under 70 years old
• Seeking global cover
• Children over 5 travelling alone

Important Facts

• Visit as many countries in your destination area
• Europe only cover
• Global cover
• Contracts in English
• Free online quotes

Staysure Expat Travel Insurance

Staysure Overseas SL offers Expat Travel Insurance to the over 50s, bringing our quality products and excellent value for money to those living outside the UK.

• Live abroad and travel anywhere in the world
• Are over 50
• Need global cover
• Instant quote
• Instant cover

We do not accept any responsibility for information, offers or product suitability of any product or content on third party sites.

Travel Insurance for Non UK Residents

Travel insurance: simple & flexible You can buy and claim online , even after you've left home. Travel insurance from WorldNomads.com is available to people from over 130 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities .

7 things you should know about travel insurance from WorldNomads.com

Trusted reliable underwriters WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

Value for money with the cover you need WorldNomads.com provides cover for what's important for travellers from over 130 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.

Flexibility when you need it most Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.

Cover for a range of adventure activities From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities , giving you peace of mind to get the most from your travels.

World Nomads keeps you travelling safely All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub .

More than just great value travel insurance All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal .

Commitment to exceptional customer service We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

All of the information provided about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

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This insurance is provided by Blue Bear Travel Insurance which is a trading name of Rush Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority (Firm Reference Number 714385) and which is permitted to arrange general insurance contracts.

Copyright © Blue Bear Travel Insurance 2024.

June 1, 2020

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International Travel Insurance

International travel is exciting whether it's a quick visit to Paris, an African safari or a week in the Caribbean. Wherever your adventure takes you, international travel insurance can help you travel with peace of mind. If you become sick or injured while traveling; or if circumstances cause you to cancel or interrupt your trip, international travel insurance is there to help you. And, with our  OneTrip Prime plan , kids 17 and under are covered for free when traveling with a parent or grandparent (not available on policies issued to Pennyslvania residents). If something goes wrong when you're far from home, we're here to help. Just call our 24-hour assistance hotline.

View international travel insurance products .

International Travel Articles

The rewards of international travel are incredible — but before your adventure begins, you have to get through customs. We'll help you plan your next overseas trip, figure out what to pack, and protect yourself while you're traveling.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Non-UK Resident or Already Travelled

Our standard travel insurance products are designed to cover people who are resident in the UK and still in the UK when they purchase the policy.  If you are not resident in the UK or have already departed on your trip please choose one of the options below.

EU/EEA Resident or Travelling within the EU/EEA

Travel insurance for residents of the European Union or European Economic Area and UK residents who have already departed the UK to travel to an EU or EEA country.

Please note: Travel insurance for non-UK residents and UK residents who have already departed the UK is arranged and administered by Voyager Insurance Services Ltd.

Get a Quote

Worldwide Resident or Travelling outside of the EU

Travel insurance for residents of countries which are not within the European Union or European Economic Area and UK residents who have already departed the UK to travel outside of the EU/EEA.

Please note:  Travel insurance for worldwide residents is provided by battleface.  

battleface insurance is provided in the UK by battleface Insurance Services Limited, a UK insurance intermediary authorised and regulated by the Financial Conduct Authority. Details provided on this webpage are for information only. Terms, conditions, exclusions, and limitations apply. Always read the description of cover contained within your policy to ensure it is suitable for your needs.

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Foreign travel insurance

If you’re travelling abroad, it's important to take out appropriate travel insurance before you go.

If you travel internationally you should buy appropriate travel insurance before you go. If you already have a travel insurance policy, check what cover it provides for coronavirus-related events, including medical treatment and travel disruption, and any planned activities such as adventure sports. If you are choosing a new policy, make sure you check how it covers these issues.

If you do not have appropriate insurance before you travel, you could be liable for emergency expenses, including medical treatment, which may cost thousands of pounds.

For example:

You should buy your travel insurance as soon as possible after booking your trip. Read the small print, and familiarise yourself with any exclusion clauses for the policy.

When you travel, make sure you take your insurance policy details with you, including the policy number and your insurer’s emergency assistance telephone number. Share your policy details with people you’re travelling with and friends or family at home, in case they need to contact your insurance company on your behalf.

The Association of British Insurers (ABI) represents over 200 insurance companies. Read ABI’s advice on travel insurance , including how COVID-19 can affect it, and their guide on choosing the right travel insurance policy .

In addition to making sure you have appropriate insurance, you should check and sign up to travel advice for your destination.

What to consider when you buy travel insurance for you and your family

• emergency treatment and hospital bills can be expensive. Check whether your policy covers treatment in public or private hospitals
• emergency transport, such as an ambulance, is often charged separately to other medical expenses, and emergency travel home on medical grounds can also be expensive
• pre-existing medical conditions: declare existing conditions or pending treatment or tests so that you are covered if anyone gets ill during your trip. Failing to declare something may invalidate your travel insurance
• all activities you may undertake on holiday, such as sports or adventure tourism (you may need specialist insurance for some activities). Also consider all the places you intend to visit, even if you are in transit, in case anyone needs emergency treatment in another country
• cruises generally require an additional level of cover because it is more difficult to get to hospital for treatment. Check the booking conditions of the operator you plan to sail with
• repatriation costs if you or a family member die abroad
• getting home after medical treatment if you cannot use your original ticket
• reasonable costs for a family member or friend to stay with you, or travel out to accompany you home, if required
• 24-hour assistance helplines to offer support and advice about appropriate treatment
• COVID 19 cover for if you or family members cannot return home because you/they test positive for COVID during your travel. Check your insurance covers additional costs such as alternative flights, accommodation and COVID tests. You should also check your insurance provides cover if you cannot reach your final destination during transit due to COVID-19
• within Europe, some insurers may waive any excess on medical treatment if you use a European Health Insurance Card (EHIC) or UK Global Health Insurance Card (GHIC). Check the terms of your policy or contact your insurer to see if this is the case. EHIC and GHIC allow you to access state-provided medically necessary healthcare within the EU and Switzerland on the same terms as residents of these countries. Note that EHIC and GHIC are not alternatives to travel insurance as they do not cover any private medical healthcare costs, repatriation or additional costs such as mountain rescue in ski resorts. Find out more about the EHIC and GHIC, including how to apply for one free of charge
• ATOL is a consumer protection scheme for air holidays and flights, managed by the Civil Aviation Authority (CAA) . Some insurance policies do not provide cover for when airlines or suppliers go out of business. Choose an ATOL-protected holiday or a travel insurance policy that includes airline or supplier failure cover

Policy exclusions

Check how an insurance policy covers:

• alcohol and drugs: most travel insurance policies do not cover events that happen after you have drunk excessive alcohol or taken recreational drugs or other substances
• high risk destinations: many travel insurance policies will not cover travel to a high risk destination where the Foreign, Commonwealth & Development Office (FCDO) advises against all but essential travel or all travel. Check your policy wording and the relevant country travel advice pages before booking your trip and buying insurance
• mental health conditions: some policies may exclude cover for treatment related to a pre-existing mental health condition. For more guidance see foreign travel advice for people with mental health issues
• age restrictions: check whether there are any age-related restrictions if you are buying an annual policy. The Money Advice Service provides guidance on how to choose the right level of cover, get the best deal, and make a travel insurance claim. It also has specific guidance for travellers over the age of 65 or with pre-existing medical conditions
• sports such as bungee jumping, jet skiing, winter sports or skydiving: these are not usually included in standard policies. Use of quad bikes and hire of mopeds is also usually not covered
• driving overseas: check Driving abroad . If you’re hiring a car, check what cover the hire company provides. If you are driving your own vehicle, check your motor insurance policy to see what it covers
• terrorist acts: most policies offer only limited cover for terrorist acts. As a minimum, make sure your policy covers you for emergency medical expenses and travel home if you are caught up in a terrorist attack. Some travel insurers offer policy add-ons to provide additional cover if there is a terrorist attack in your destination. This may include cancellation cover, if your destination is affected by a terrorist attack before your trip and you decide you no longer wish to travel
• other incidents: some policies only offer limited cover for claims related to or caused by a natural disaster (such as an earthquake or tropical cyclone) or civil unrest. You may also not be covered for some claims that arise from an incident (such as strikes or other industrial action) that was known publicly when you booked your trip and/or bought your travel insurance policy

Insurance for extended periods of travel

‘Long-stay’ travel insurance can cover extended periods of continuous travel. Check carefully the maximum duration allowed in any policy you consider buying to ensure that it meets your needs.

Make sure that the entire policy meets your needs, including specific activities and work (paid or unpaid) you may undertake.

Insurance if you live abroad or go for work or study

Travel insurance is not intended for permanent residence abroad. If you live overseas, or you’re planning to move to a different country to live, work or study, you should consider your insurance needs carefully. Local law may require you to have medical insurance, including as part of a visa application.

Read the healthcare guidance in the Living in guide for the country where you live to ensure you have the right healthcare arrangements for your circumstances.

You can buy private medical insurance for UK expatriates. You can also buy insurance from local providers overseas. You should always check policies carefully, including seeing whether you could transfer medical cover if you re-locate to other countries in future.

Support for British nationals abroad

Support for British Nationals Abroad explains how the FCDO can provide support to British nationals if things go wrong abroad.

Reviewed and updated guidance in full.

Updated guidance on using an EHIC or GHIC to access healthcare in Switzerland.

Updated to reflect new rules for travelling to amber list countries.

Updated COVID-19 section on new rules for international travel from 17 May.

Updated to reflect current COVID-19 travel guidance

New link to the declaration form for international travel (for England), from 8 March.

Edited grey box at top of page to provide further information on requirements coming into affect from 15 February

From 15 February you will need to quarantine in a government-approved hotel if you arrive in the UK from countries on the travel ban list.

Updated with new requirements coming into effect from 4am on 18 January 2021.

Updated with information on pre-departure testing for everyone travelling into England and Scotland.

Updated to reflect latest UK COVID-19 restrictions.

Updated the section on travel to Iceland, Liechtenstein, Norway and Switzerland, to reflect changes from 1 January 2021.

Updated ‘Travel to the EU’ section to reflect that UK-issued European Health Insurance Cards (EHIC) will still be accepted in EU countries, with different guidance for people travelling to Norway, Iceland, Liechtenstein and Switzerland from 1 January 2021.

Updated COVID-19 travel guidance

Updated to reflect the latest Tier-based COVID-19 rules for England

Updated to reflect the 5 November national restrictions for England relating to travel

Updated EU travel section with information on EHIC validity

New information on making sure your travel insurance covers you for coronavirus-related events

Update to contents including addition of new segments; travel insurance after starting travel or changing your plans, making a travel insurance claim, other financial protection and if you’re not covered.

Added information on financial protection of package holidays.

Information on the use of European Health Insurance cards (EHIC) in the event of a no deal added to the EU Exit update section

EU Exit update with advice on checking insurance coverage when travelling to Europe after the UK leaves the EU.

Content and format changes

Inclusion of Association of Travel Insurance Intermediaries (ATII) information.

Updated information on travel insurance

First published.

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Travel Insurance for Non UK Residents

Travel insurance: simple & flexible You can buy and claim online , even after you've left home. Travel insurance from WorldNomads.com is available to people from over 130 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities .

7 things you should know about travel insurance from WorldNomads.com

Trusted reliable underwriters WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

Value for money with the cover you need WorldNomads.com provides cover for what's important for travellers from over 130 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.

Flexibility when you need it most Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.

Cover for a range of adventure activities From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities , giving you peace of mind to get the most from your travels.

World Nomads keeps you travelling safely All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub .

More than just great value travel insurance All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal .

Commitment to exceptional customer service We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

All of the information provided about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

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Non-UK Resident Travel Insurance

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Non UK Resident Travel Insurance for EEA residents and those who have already travelled

Able2Travel Travel Insurance is only available to you if you are a resident of the United Kingdom, Channel Islands or British Forces Posted Overseas and if you have not yet departed on your trip. This means you need to be a resident of England, Wales, Scotland, Northern Island, the Isle of Man or the Channel Islands or British Forces Posted Overseas. Please see the Able2Travel policy wording for more details.

However, if you have already departed on your trip or you live in one of the following EEA countries; France, Italy, Spain, Greece, Germany, Malta, Netherlands, Portugal or the Republic of Ireland, then we can still offer you an alternative, great value Travel Insurance arranged by Voyager Insurance Services, who can provide Travel Insurance for EEA residents of the countries mentioned above.

Our EU and EEA resident Travel Insurance can provide ideal cover for you if:

• You are a resident of the EEA (as defined) and require Travel Insurance before you depart
• You are a resident of the UK or EEA (as defined), have already departed on your travels and are yet to purchase Travel Insurance (this includes UK residents)

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EU Resident Travel Insurance Benefits Summary As Standard:

Voyager Plus also offers  other great benefits such as:

• Kids “Go Free” on family Single Trip policies
• Over 100+ Sporting Activities covered free, with options available to add cover for many more
• Simplified approach to medical screening with online screening available
• Includes holiday financial protection, including scheduled airline failure and timeshare cover as standard
• A range of Optional Extra covers available, such as Cruise Plus and Gadget Cover Option, to customise your policy to meet your needs (these are listed below).

Optional Add-On Covers Available For EU Resident Travel Insurance

• Enhanced Travel Disruption Option – Extra cover for those travelling independently of a tour operator.
• Cruise Plus Insurance Option – Cruises are covered as standard, but this option provides additional cover for cruise-specific exposures such as Missed Port Cover.
• Business Plus Insurance – Business travel is covered as standard, but this option extends existing cover for business-specific exposures such as business equipment or replacement staff
• Cruise Insurance – Extend the duration of your cover in your destination if you are taking a one way trip
• Double Your Excesses Option – Reduce the overall policy cost, by doubling your excesses
• Enhanced Travel or Terrorism Disruption - Extend your standard policy to include cover against Cancellation, Travel Delay, Abandonment, and more for acts of Terrorism.
• Excess Waiver Option - You have the option to remove your Excess altogether.
• Golf Insurance Option – Extend your insurance to cover certain golfing essentials.
• One Way Extended Trip Cover - Extend cover in your final destination from 48 hours to 31 days.
• Wintersports - Protect your ski equipment (hired or owned) and get cover for ski passes and more with our Wintersports cover option.

Please Note : Our Gadget Insurance Option is available to UK Residents, including the Channel Islands and Isle of Man, ONLY  

How can I apply for Non-UK Resident Travel Insurance with Voyager Insurance Services?

If you are a resident in any of the following countries, then we can provide Travel Insurance for you:

Belgium, Cyprus, France, Germany, Greece, Italy, Malta, the Netherlands, Poland, Portugal, Republic of Ireland and Spain

Please note : ‘Resident’ is defined in the Voyager Travel Insurance policy wording as meaning ‘ a person who permanently resides in an eligible UK country or eligible EEA country and is registered with a medical practitioner in their home country.’.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory  or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

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Already left the UK or non-UK Resident

If you have already left the UK or are a non-UK resident, we are not able to provide cover for you on our standard travel insurance policies, please choose one of the options below:

UK Resident: Already Left the UK

Total Travel Protection can offer travel insurance cover to UK residents who have already left the UK:

• No upper age limits
• Cover for pre-existing medical conditions
• Medical & repatriation up to £10 million
• 24-hour emergency medical support

To be eligible for this cover you must have

• Left the UK no more than 14 days ago
• Be returning to the UK within 31 days from the date you purchase cover

Call us now to get covered on 0330 053 3747

To obtain travel insurance cover if you have already left the UK please call us on 0330 053 3747 , we are open Sales:Monday to Friday 9am - 7pm.Saturday and Sunday 9am - 5.30pm.Customer service:Monday to Friday 9am - 5pm..

If you need to obtain cover outside of these hours or wish to buy online, our partner battleface may be able to help. Please visit their website for a quotation:

https://www.battleface.com/?pa...

Non-UK Resident

Travel insurance from Total Travel Protection is designed to cover people who are resident in UK.

You must have resided within the United Kingdom for no less than 6 months, and have not spent more than 6 months abroad in the year prior to purchasing the policy, have a permanent United Kingdom address and be registered with a United Kingdom General Practitioner.

If you are not resident in the UK our partner battleface may be able to offer you travel insurance cover. Please visit their website for a quotation:

Please note: Travel insurance for non-UK residents is arranged and administered by battleface.

battleface insurance is provided in the UK by battleface Insurance Services Limited, a UK insurance intermediary authorised and regulated by the Financial Conduct Authority. Details provided on this webpage are for information only. Terms, conditions, exclusions, and limitations apply. Always read the description of cover contained within your policy to ensure it is suitable for your needs.

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