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Travel insurance

Explore worry-free with our travel insurance - your safety net for unforgettable journeys

Win 1-of-5 $1,000 Visa gift cards

Buy a travel insurance policy and apply the EASTER24 promo code by 30 April 2024 for your chance to win.

Excl. Vic. Strict eligibility, T&C apply . Always consider the PDS and TMD .

You could save on your travel insurance

You could save up to 5% on a new travel policy if you already have insurance with us 1 .

International Travel

For overseas trips, you can choose from Comprehensive cover or Essentials cover for International Travel Insurance. Plans can cover things like cancellations, luggage and rental car excess.

Domestic Travel

For trips within Australia, our Domestic Travel Insurance plans give you the choice of simple or comprehensive cover. Choose cover just for cancellations or a pick a plan that includes things like rental car excess, luggage and your belongings.

24-hr emergency assistance

We’re here to give you the emergency assistance you need, 24 hours a day, 7 days a week.

Existing medical conditions

There are lots of medical conditions that we cover automatically, so you don’t need to list it on your policy.

Things you should know

The existing customer discount is only available for existing NRMA Insurance customers. We may withdraw this offer at any time.

NRMA Travel Insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd ABN 95003 114 145, AFSL 241713 and promoted and distributed by Insurance Australia Limited ABN 11 000 016 722, AFS Licence No. 227681 trading as NRMA Insurance as well as by its authorised distributors. Limits, sub-limits, exclusions, terms and conditions (including eligibility criteria) apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit Target Market Determinations (TMD) . If you decide to purchase NRMA Travel Insurance from NRMA Insurance or its distributors they receive a commission, for more information please refer to NRMA Insurance’s FSG .

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Home > Travel Insurance > NRMA Travel Insurance Review

NRMA Travel Insurance Review

Learn more about NRMA’s travel insurance policies to find out more about their coverage and fees and compare them with other insurers today.

Fact checked

The National Roads and Motorists’ Association (NRMA) has been around for more than a century, establishing itself as one of the leaders in car, home and travel insurance. It’s a sub-agency of Lloyd’s of London and offers its services to customers across the country.

You can compare NRMA's travel insurance policies with a range of other offers here with Savvy, allowing you to choose the most suitable policy for your next trip.  Consider a range of coverage specifics, such as inclusions and exclusions, when picking the right offer for your situation.

Learn more about NRMA’s offerings on this page before getting a quote with Savvy today.

*Please note that Savvy does not represent NRMA for its travel insurance products.

More about NRMA travel insurance

What travel insurance policies does nrma offer.

NRMA offers a range of travel insurance policies, including:

• International Platinum Plan: this policy provides coverage for overseas medical and dental expenses, luggage and personal effects, additional pet boarding and funeral expenses. This policy also offers the most generous claim limits of NRMA’s products, including $2. 5 million personal liability cover.
• International Premium Plan: this policy clips a few of the benefits from NRMA’s comprehensive product but still provides coverage for cancellation, medical expenses, accidental death and personal liability. The claim limits on this policy are slightly lower than the top-tier product.
• International Essentials Plan: This particular policy covers you for the bare essentials, whether you’re taking an international holiday to Vietnam or Switzerland. This policy covers you for cancellation or rescheduling of your getaway, medical and hospital expenses, some emergency expenses and $1 million in personal liability if you’re involved in an accident or injury.
• Domestic Plan: taking a trip across Australia or visiting family in another capital city? NRMA offers a domestic travel insurance policy which protects you against cancellation, certain medical expenses, loss or damage of your bags and the excess on a hire car. You’re also afforded $1, 000 in funeral expenses if you die due to a covered incident while you’re on your trip.
• Cancellation-Only Plan: it’s all in the name. This policy purely covers you for any pre-paid costs if you need to cancel or reschedule your holiday due to a covered event. You get to choose the level of cancellation cover you need as part of this specific policy.
• Annual Multi-Trip Insurance: are you taking many trips this year? Multi-trip insurance can be the best option if you travel often during the year. Multi-Trip, included in both International and Domestic Comprehensive, pays for any number of trips done during a year.

It's important to compare domestic and international insurance options with Savvy before you buy your policy, whether you're going to the Netherlands or simply travelling around Australia.

What optional extras are available through NRMA?

NRMA, like many other travel insurers, provides a range of optional extras for both international and domestic holidays. These include:

• Ski and winter sports cover: looking to do some snowboarding on holiday ? NRMA offers ski and winter sports coverage which covers cancellation of passes and associated fees, medical expenses, snow ski equipment, piste closure and bad weather or avalanches.
• Cruise cover: if you have a cruise scheduled, either internationally or domestically, you’ll need to acquire extra coverage if you’re going with NRMA for your travel insurance. Onboard medical expenses, formal cruise attire, emergency expenses and marine rescue diversion are all covered by this policy.
• Rental vehicle excess cover: planning to hire a rental car to get around your holiday destination? This add-on covers you for the excess on your loan car if you’re involved in an accident or the vehicle is damaged.
• Specified luggage items cover: with this add-on, you may extend the coverage for any high-priced things you're bringing on your trip. Cameras and other equipment, jewellery, camping gear, and eyewear such as glasses or sunglasses all fit into this category.

What exclusions should I be aware of when buying travel insurance through NRMA?

It’s important to remember that even the most extensive product won’t provide you with limitless coverage, with providers still having a list of exclusions on their policies. NRMA’s exclusions include:

• Stopping a course of treatment while on holiday
• Travelling against your doctor’s advice
• Medical expenses due to an uncovered and/or undisclosed medical condition, such as mental illness or a heart condition
• The birth of a child
• Any loss due to a dangerous or reckless act
• Accidents caused by the consumption of alcohol or drugs
• Breaking the law in your rental car

If you’ve found a policy that draws your eye, make sure you review the Product Disclosure Statement (PDS) before you set your decision in stone.

What we think of NRMA travel insurance

What we like, discounts for buying online.

If you simply purchase your policy online through NRMA’s website, you receive a 10% discount off your premium. This only applies if you buy direct, not through a third-party source.

Extensive luggage cover

Unlike many insurance companies on the market, NRMA offers cover for lost or damaged luggage or personal items across most of their policies, including the basic international option.

24/7 support

In the event of an emergency while overseas, you can rest easy knowing that NRMA is there for you 24 hours a day, seven days a week. 

What we don't like

Cruise coverage comes at an extra cost.

While some providers automatically include cruise cover as part of their domestic or international travel insurance policies, NRMA makes you pay a higher premium to be covered while you’re sailing the high seas.

Strict pre-existing medical condition requirements

Certain types of diabetes and asthma are included at no extra cost in NRMA's travel insurance policies. However, if you have a major medical condition like heart disease, you must seek a medical evaluation before being covered.

Modest personal liability coverage

If a court rules that you’re personally liable for the damage or injury to another person or property, NRMA allows you to claim up to $2. 5 million, which is lower than other providers.

Types of travel insurance

International.

International travel insurance can offer cover for a range of events, including medical expenses, lost luggage or items, cancellation fees and more when you're overseas and a long way from home.

If you're journeying within Australia, domestic policies are designed to offer many of the same protections as international travel insurance (with the exception of medical expenses).

Single trip

The most standard and common type of travel insurance, this policy can cover you for one trip starting and ending in Australia (and is available for both international and domestic travel).

Annual multi-trip

As the name suggests, this type of travel insurance covers multiple trips over a 12-month period. Depending on your insurer, you may be able to take an unlimited number of trips up to 90 days each.

You don't have to have a return ticket booked to take out cover while you're overseas. One-way travel insurance enables you to access cover without a set end date, such as if you're moving temporarily.

You may need to take out specialist coverage if you're setting sail on a cruise. Fortunately, cruise insurance can cover emergency evacuation, cabin confinement and more.

Just because you're older doesn't mean travel insurance isn't still important. If you qualify for cover, seniors' travel insurance can offer greater peace of mind for included events while you're travelling.

Adding winter sports or ski cover to your policy can add protection against damage to your equipment, piste closure due to bad weather and activities such as back-country skiing, heliskiing and more.

Adventure sports

Looking to enjoy some adventure sports on holiday? An adventure sports pack can grant you cover for a range of activities, such as hiking, scuba diving and motorcycle or scooter riding.

Jetsetting with the whole clan in tow? Some insurers offer family travel insurance, which enables you to include yourself, your partner and your dependent children under one policy to help you save.

If you're travelling interstate or overseas with your partner (or simply another friend or family member), you may be able to access a discount by taking out a joint or duo travel insurance policy.

Why compare travel insurance with Savvy?

Reputable insurance partners, fast and convenient online process.

You can complete the quote, comparison and purchase process online through Savvy quickly and easily.

Competitive quote costs

Regardless of the type of insurance you’re looking for, we can help you compare between competitive quotes.

Frequently asked questions about NRMA travel insurance

No – NRMA’s website says it doesn’t cover incidents arising from pandemics and won’t reimburse claims made due to border closures, quarantine, flight cancellations or disruptions or other emergency expenses.

If your travel plans hit a speed bump or the unexpected happens and you need to file a claim, NRMA allows you to file it online day or night. Making a claim through the travel insurance company means following these three steps:

• Complete the claim form with ample information, including what type of travel insurance claim you’re making
• Gather your relevant documentation such as medical or police reports or receipts
• Submit your claim via the website or email

  Once you’ve submitted your claim, NRMA sends you a confirmation email. Their website says the turnaround time for approvals is about 10 working days.

There’s no one-size-fits-all when it comes to how much travel insurance costs , with the price of premiums determined by a unique set of variables including:

• Your date of birth
• Your chosen destination
• The level of coverage you buy
• Any optional extras you need
• Pre-existing medical conditions you need to disclose
• The policy excess you choose
• The type of insurer and insurance policy you buy

A single-trip policy only covers one outbound journey and one return journey. In contrast, annual multi-trip policies cover you for an unlimited number of travels within a year (often up to 60 travel days per trip). If you’re taking a single flight without the option of returning home, you may get a one-way travel insurance policy that will cover you for the whole length of your stay (up to a year). Many insurance policies allow for an additional year of coverage to be purchased.

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Travel insurance

NRMA Comprehensive Multi-Trip review

Annual policy..

This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how common it is for consumers to bring a travel insurance dispute to AFCA about them.

In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

Maximum age for dependants listed on the policy. In years (up to and including the number stated).

Does the policy list pre-existing medical conditions that are automatically covered.

Does the policy cover pre-existing medical conditions that are not listed as automatic cover on the policy (on application and subject to approval)

The lower the number, the better. It's the time period before booking your trip that a medical condition would be covered if you've had no symptoms,  medication or treatment (as long as that condition isn't specifically excluded). If for example, your condition last showed symptoms 18 months ago, but the time period here is 12 months, then you'll be covered subject to the other conditions of the policy.

Are claims covered that arise from pregnancy or pregnancy complications?

Until which stage pregnancy is covered for single births (up to and including).

Are medical costs covered for the mother if childbirth occurs up to the maximum pregancy stage

Limit for medical and emergency evacuation and repatriation expenses for illness or injury.

Expenses for an accompanying person such as a member of the travelling party, a friend or a close relative (not necessarily listed as insured on the certificate of insurance) to travel to the sick policyholder overseas, remain with them in hospital and accompany them home during an emergency repatriation.

Daily hospital cash allowance per person.

Minimum number of hours the insured must be continuously hospitalised before receiving the hospital cash allowance.

Limit for dental as a result of an accident.

Limit for dental as a result of sudden and acute pain.

Limit for overseas funeral costs and the return of mortal remains per deceased person, in the event of the death of the policy holder. There may be a separate limit for 'return of mortal remains' and 'overseas funeral costs', so check the policy terms for more details.

Limit for additional accommodation and travel expenses if the policy holder cannot travel due to injury or sickness.

The limit for additional travel expenses per person if travel is interrupted by an insured event (not including injury or sickness as that is covered separately under 'Additional travel expenses for injury or sickness'). Cover is assessed on individual circumstances.

Whether the policy covers you for additional travel expenses per person if travel is interrupted due to a lost or stolen passport or travel documents. Cover is assessed on individual circumstances.

Whether or not the policy covers you for additional accommodation and travel expenses if you need to curtail travel due to the serious illness or injury of a relative at home. May be subject to assessment of pre-existing conditions for the relative.

Limit for resumption of a journey interrupted due to the serious illness, injury or death of a relative. May be subject to assessment of pre-existing conditions for the relative. Check the policy terms for more details. 'Cancellation cover chosen' means variable cover options are available.

Whether the policy covers you for cancellation or amendment expenses.

Limit for cancellation or amendment expenses. 'Cover chosen' means variable cover options are available.

Limit for cancellation expenses for transportation bought using frequent flyer points.

Limit for travel agent cancellation fees.

Whether the policy covers you for losses arising out of insolvency of a travel services provider (e.g. airline, accomodation provider, bus line, shipping line, railway company, motor vehicle rental agency). Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to insolvency of a travel agent. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to unexpected/involuntary retrenchment. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to cancellation of pre-arranged leave from work for members of the Defence Force and Federal, State or Territory Emergency Services. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to cancellation of pre-arranged leave from work for non-emergency services occupations. Cover is assessed on individual circumstances.

Are stolen or damaged personal belongings covered

The overall limit for stolen or damaged personal belongings.

Limit for a single unspecified item.

Limit per item for a video or photo camera. Cover is assessed on individual circumstances.

Limit for a laptop or tablet. Cover is assessed on individual circumstances.

Limit for a smartphone. Cover is assessed on individual circumstances.

Limit for any prescribed medications. Cover is assessed on individual circumstances.

Overall limit for specified items, available for an extra premium. Cover is assessed on individual circumstances.

Cover for belongings locked in a luggage compartment of a car out of sight during the day. Cover is assessed on individual circumstances.

Cover for belongings locked in a luggage compartment of a car out of sight overnight. Cover is assessed on individual circumstances.

Cover for valuables such as laptops, tablets, mobile phones, jewellery or cameras locked in the luggage compartment of a car. Cover is assessed on individual circumstances.

Cover limit per person for lost or stolen cash. Cover is assessed on individual circumstances.

Overall limit for a single person for baggage lost temporarily. Cover is assessed on individual circumstances.

The minimum period of time in hours before which cover applies for temporarily lost baggage. Cover is assessed on individual circumstances.

Limit for additional travel expenses to reach a special event such as a wedding, conference or sporting event on time if the scheduled transport is cancelled or delayed.

Limit for additional travel expenses to reach pre-paid travel arrangements on time if the scheduled transport is cancelled or delayed. Cover is assessed on individual circumstances.

Whether the policy is automatically extended if your journey is extended due to unforeseen circumstances.

Limit for additional meal and accommodation expenses if scheduled transport is delayed.

The minimum number of hours before transport delay is covered. Cover is assessed on individual circumstances.

Limit per person per 24-hour period for this transport delay. Cover is assessed on individual circumstances.

Is the collision damage excess for a hire car covered?

Limit for collision damage excess for a hire car. Cover is assessed on individual circumstances.

Does the policy cover cancellation and additional expenses for claims due to transport incidents like mechanical breakdown and accidents?

Does the policy cover cancellation and additional expenses for claims due to strikes?

Does the policy cover claims due to mental health illness experienced for the first time on the trip, and not classified as an ongoing or existing medical condition?

Does the policy cover claims due to COVID-19?

Does the policy cover claims due to pandemics other than COVID-19?

Does the policy cover claims due to natural disaster?

Does the policy cover claims due to civil unrest?

Does the policy cover claims due to terrorism?

Does the policy cover claims due to war?

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Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

NRMA Travel Insurance Reviews

Flexible travel insurance options across Australia and overseas when you buy with NRMA. With many levels of cover, from international to multi-trip they have a policy to suit every budget. Policies are available to those of any age with certain conditions. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assistance no matter where you are in the world. Underwritten by Great Lakes Australia.

NRMA Travel insurance

It was very quick & easy to get, and very well explained. Booked two days before we travelled and all...  Read more

It was very quick & easy to get, and very well explained. Booked two days before we travelled and all the documentation arrived before we left (& by e-mail too)

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Roadside assist

For 16-20 year olds like myself, NRMA provides 12 months free roadside assistance, which means I can ...  Read more

For 16-20 year olds like myself, NRMA provides 12 months free roadside assistance, which means I can travel without being worried I will break down and be stuck somewhere. The customer service is fantastic, and hassle free!

Policy document impossible to understand

I hate the way insurance companies write their policy documents that are impossible to understand. Ho...  Read more

I hate the way insurance companies write their policy documents that are impossible to understand. How can you ever expect to get your money back from a claim if they have policies in gibberish.

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Comparetravelinsurance.com.au is Australia’s leading comparison site solely focused on travel insurance.

Our comparison is a free service that allows users to compare quotes in a few simple steps based on limited personal criteria. Comparisons supplied are not a recommendation or opinion about the suitability of a policy for a user. Comparisons are default ranked according to price and users have the ability to sort by popular cover levels. Whilst we compare a vast range of policies, we do not compare all providers in the market. This site compares the following brands: 1Cover, AllClear, Budget Direct, Downunder, Fast Cover Travel Insurance, Insure4Less, InsureandGo, iTrek, Simply Travel Insurance, Ski-Insurance, Travel Insurance Saver, Travel Insuranz, Wise Traveller, Zoom Travel Insurance . The directors and shareholders are common with companies i-Trek Pty Ltd, Zoom Travel Insurance and 1Cover Pty Ltd including it’s subsidiary brand Ski-insurance. CoverDirect takes all reasonable care when preparing this information but does not warrant its accuracy. Pricing information is supplied by the providers who participate on this site and should be verified with the insurer before you purchase. This site links users to the website of the provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase.

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NRMA Travel Insurance

Our verdict: nrma has some particularly high benefit limits and offers 5% off if you already have insurance with them..

In this guide

Summary of NRMA International Comprehensive policy

How does nrma travel insurance cover covid-19, what policies does nrma offer, here's a breakdown of nrma travel insurance features, standard features, optional add-ons, how to make an nrma travel insurance claim, here's the bottom line about nrma travel insurance, frequently asked questions, request travel insurance quotes and compare policies.

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• NRMA covers up to $10,000 of your rental car excess, higher than many other brands.
• NRMA covers up to $45,000 for loss of income. We didn't find another brand that offered more cover in this area.
• There's no option to add higher-risk activities to your policy, such as outdoor rock-climbing, which might rule NRMA out for some travellers.
• NRMA offers limited coverage for expenses related to COVID-19.

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Travel insurance customer satisfaction finalist

NRMA ranked in second place, with an overall score of 4.24/5. 89% of those surveyed said they'd recommend NMRA travel insurance to a friend. NRMA scored highly for customer service and ease of application, but it wasn't as impressive in the value for money category.

Best Travel Insurance - Comprehensive finalist

NRMA Travel Insurance ranked in second-place for comprehensiveness out of the 28 international policies we analysed. It scored highly for features including hospital cash allowance, COVID cover and rental car excess insurance.

Table updated September 2023

NRMA offers some cover in relation to COVID-19, including:

• Appropriate overseas medical, emergency, evacuation or repatriation costs if you're diagnosed with COVID-19.
• Additional expenses if you're diagnosed or admitted to hospital with COVID-19.
• Additional expenses if a relative or your business partner not travelling with you becomes sick as a result of COVID-19.
• Amendment or cancellation costs if you or your travelling companion are diagnosed with COVID-19 before you leave.
• Amendment or cancellation costs if your non-travelling relative or business partner becomes sick due to COVID-19.
• Amendment or cancellation costs if you're are an essential health care worker whose leave is revoked due to COVID-19.
• Amendment or cancellation costs if you or your travelling companion are diagnosed with COVID-19 on your trip.

There are some scenarios that are not covered by NRMA Travel Insurance, including if your accommodation or tour cancels due to COVID-19 or if you travel knowing you have COVID-19.

NRMA offers six insurance policies to travellers - International Multi-Trip, International Comprehensive, International Essentials, Domestic Multi-Trip, Domestic Comprehensive, and Domestic Cancellation.

International Multi-Trip

International Comprehensive

International Essentials

Domestic Multi-Trip

Domestic Comprehensive

Domestic Cancellation

The insurer of this product is Zurich Australian Insurance Limited. It comes with a cooling-off period of 21 days and choice of $250 standard excess for international plans.

These are some of the main insured events that NRMA will cover. These benefits apply across all international policies.

• Overseas medical treatment
• Lost, damaged or stolen property
• Trip cancellation or amendment
• Additional accommodation and transport
• Delayed luggage allowance
• Rental car insurance excess
• Emergency dental costs
• Kidnap and hijack
• Personal liability
• Accidental death

NRMA also offers opportunities to tailor your cover to suit your needs. It has a specific Cruise Cover option but otherwise you just have to request a quote for your other needs.

• Cruise cover. Mandatory if you are going on a multi-night cruise, includes extra cover for some cruise-related risks such as cabin confinement and missed ports.
• Medical Conditions and Pregnancy. NRMA may consider covering your pregnancy or pre-existing condition following a health questionnaire.
• Increase luggage item limits. You may be able to increase the item limit by paying an additional premium.
• Motorcycle/moped riding. Extends your insurance policy to cover some motorcycle and moped-related claims, but not personal liability.
• Snow skiing, snowboarding and snowmobiling. If you want your policy to cover you while on the slopes, you'll need to pay an additional premium.

Unfortunately, travel insurance doesn't cover everything. Generally, NRMA will not pay your claim if it relates to:

• Unlawful, wreckless or unreasonably unsafe behaviour by you
• Behaviour while you were drunk or under the influence of drugs
• Expenses related to a pre-existing medical condition
• An act of war, invasion or revolution
• Insolvency of a travel agent , tour operator or accommodation provider
• Mandatory quarantines or isolations
• You being unfit to travel or travelling against medical advic
• Childbirth or pregnancy complications before the 24th week of gestation or if you have had previous pregnancy complications
• An elective medical or dental treatment , cosmetic procedure or body modification (including tattoos or piercing)
• Self-inflicted injury or illness, suicide or attempted suicide

Make sure you review the NRMA PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions .

You can claim online via the NRMA website, following these instructions:

• Describe the incident
• Enter your expenses or losses
• Upload any supporting documents
• Provide your bank details
• Review and finalise your claim

You can save and return to an incomplete claim for up to 28 days. Once you've lodged your claim, NRMA will update you within 10 working days.

You can also phone NRMA on 1300 135 640 between 9am-5pm, Monday to Friday. Or you can fill out a claim form and post it to:

NRMA Travel Insurance c/o Cover-More Claims Department Private Bag 913 North Sydney NSW 2059

NRMA offers particularly high benefit limits, so if you're travelling with expensive items or have a high rental car excess, it could be a good option.

However, any travellers keen to take part in risky or high-adrenaline activities may want to look elsewhere as NRMA doesn't offer an opportunity to add an adventure pack to its policies, whereas many other insurance brands do.

If you're still not sure about NRMA, you can compare other travel insurance companies here .

What type of documentation do I need when making a claim?

NRMA may ask you to provide a range of documents including receipts, valuation certificates, credit card or bank statements, photos or an emergency services report.

Does NRMA cover pre-existing conditions?

NRMA covers a range of pre-existing conditions as standard, including asthma, coeliac disease, and bunions. Some additional conditions are covered with specific conditions, such as not being hospitalised within a certain time period, while others you will need to apply for specific cover and pay an extra premium..

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Nicola Middlemiss

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds.

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Travelling to Bankok Singapore

Thanks for reaching out to Finder.

If you are looking to apply for a travel insurance with NRMA , you may directly visit their website to request a quote or to speak to a representative who can help with your insurance enquiries.

Alternatively, you may compare policies from different brands from our Travel insurance for Singapore page. Simply enter your travel details and press “Get my quote”. Once you have chosen a particular cover, you may then click on the “Go to site” button and you will be redirected to the insurer’s website where you can proceed with your application or get in touch with their representatives for further assistance.

Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

Cheers, Joanne

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