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Version History
1.1.1 (september 9, 2011).
- Updated to reflect the fall schedule.
1.1 (July 1, 2011)
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- Fixed a bug that crashed the app if the Region Format was set to a form of Arabic.
1.0 (June 15, 2011)
- Initial release.
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Biden Announces Student Debt Relief for Millions in Swing-State Pitch
During an appearance in Wisconsin, President Biden said 10 million borrowers could see debt relief of at least $5,000. The plan could help rally support among young voters.
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Biden Announces New Plan for Student Debt Relief
President biden announced a large-scale effort to help pay off federal student loans for more than 20 million borrowers..
Today, I’m proud to announce five major actions to continue to relieve student debt for more than 30 million Americans since I started my administration. And starting this fall, we plan to deliver up to $20,000 in interest relief to over 20 million borrowers and full forgiveness for millions more. [applause] I will never stop to deliver student debt relief and hardworking Americans. And it’s only in the interest of America that we do it. And again, it’s for the good of our economy that’s growing stronger and stronger, and it is, by freeing millions of Americans from this crushing debt of student debt. It means they can finally get on with their lives instead of being put — their lives being put on hold.
By Michael D. Shear
Reporting from Madison, Wis.
President Biden on Monday announced a large-scale effort to help pay off federal student loans for tens of millions of American borrowers, seeking an election-year boost by returning to a 2020 campaign promise that was blocked by the Supreme Court last year.
Mr. Biden’s new plan would reduce the amount that 25 million borrowers still owe on their undergraduate and graduate loans. It would wipe away the entire amount for more than four million Americans. Altogether, White House officials said, 10 million borrowers would see debt relief of $5,000 or more.
“While a college degree still is a ticket to the middle class, that ticket is becoming much too expensive,” Mr. Biden said during a speech to a small but enthusiastic audience filled with supporters. “Today, too many Americans, especially young people, are saddled with too much debt.”
Mr. Biden announced the plan in Madison, Wis., the capital of a critical swing state and a college town that symbolizes the president’s promise to make higher-education affordability a cornerstone of his economic agenda.
But it is a promise he has so far failed to achieve, largely because of legal challenges from Republicans and other critics. They accuse Mr. Biden of unlawfully using his executive authority to enact a costly transfer of wealth from taxpayers who have not taken out federal student loans to those who have.
Officials did not say how much the new plan would cost in coming years, but critics have said it could increase inflation and add to the federal debt by billions of dollars.
Mr. Biden said his new effort would help the economy by removing the drag of enormous debt from people who would otherwise not be able to buy a home or pursue a more economically sound future.
“We’re giving people a chance to make it,” Mr. Biden said. “Not a guarantee. Just a chance to make it.”
Mr. Biden’s announcement was a presidential do-over. In the summer of 2022, he put in motion a plan to wipe out $400 billion in student debt for about 43 million borrowers. That was blocked by the Supreme Court , which said he exceeded his authority. In the months since, Mr. Biden has waived small amounts of debt using existing programs. But now he is attempting a larger effort closer to the scale of his first try.
The original plan relied on a law called the HEROES Act, which the administration argued allowed the government to waive student debt during a national emergency like the Covid pandemic. The justices disagreed after Republican attorneys general and others challenged the debt waiver plan.
The new approach is different.
For months, Mr. Biden’s Education Department has been developing regulations using a long process authorized by the Higher Education Act. Instead of an across-the-board waiver of debt, the new approach targets five groups of borrowers: those whose loans have ballooned because of interest; borrowers who have been paying for decades; those who have economic hardship; people who qualify for existing debt relief programs but have not applied; and people whose loans come from schools that have since been denied certification or have lost eligibility for federal student aid programs.
Administration officials said because the new approach is based on a different law, it is more likely to survive the expected challenges. They said lawyers for the White House and the Education Department have studied the Supreme Court ruling and have designed the new program to make sure it does not violate the principles laid out by the justices.
But lawyers for those who oppose the approach are likely to argue that waiving the debt is unfair to those who already paid back their loans or never took out college loans in the first place. That argument helped sway the justices in the last case.
Neal McCluskey, the director of the Center for Educational Freedom at the Cato Institute, called the new plan “dangerous policy” that is unfair to taxpayers and would cause colleges and universities to raise their prices.
“The Constitution gives Congress, not the president, the authority to enact law, and the Supreme Court has already struck down a unilateral, mass student debt cancellation scheme by the Biden administration,” he said. “It would stick taxpayers with bills for debts other people chose for their own financial advancement.”
The legal challenges will likely take months to resolve, and that could leave the debt relief plan in limbo as voters go to the polls in November to choose between Mr. Biden and former President Donald J. Trump.
Members of Mr. Biden’s administration fanned out across the country on Monday to talk about the new plan, betting that it will rally support among voters who were disappointed that the court blocked the first one, which would have eliminated up to $20,000 in debt for tens of millions of borrowers. Vice President Kamala Harris held a round-table discussion with a teacher, a nurse and a social worker in Philadelphia. Miguel A. Cardona, the education secretary, spoke in New York City.
“We need you to stay in these jobs doing this work,” Ms. Harris said in the library of an elementary school. “And you shouldn’t have to make a decision about whether you serve or are able to pay your bills.”
But beyond the threat of legal action, the president faces steep obstacles just because of the calendar. The new plan has not yet been published in the Federal Register, which will kick off a required, monthslong public comment period before it can take effect. Officials said on Sunday only that they hoped some of the provisions would begin going into effect in “early fall” of this year.
Administration officials hope that the president’s supporters will give him credit for trying, even if many of the borrowers do not end up seeing any relief before they go to the ballot box. Andrew O’Neill, the legislative director for Indivisible, a liberal advocacy organization, praised Mr. Biden’s announcement.
“Progressives have led the fight for student debt cancellation, and Joe Biden has responded,” he said in a statement. “More than 30 million folks will now get relief from Biden’s programs. That’s a huge deal.”
White House officials have been scrambling for months to respond to the anger about student loans among the president’s base. In one poll released last month, more than 70 percent of young people said the issue of student loan forgiveness was “important” or “very important” to them as they make their decision in the 2024 election campaign.
Officials said the five groups of people targeted in the new plan will address most of the egregious issues that some borrowers have with their student loans.
People whose loans have grown beyond the amount they originally borrowed because of interest would have up to $20,000 of that interest wiped away, leaving them to repay only the amount they originally borrowed. People making less than $120,000 a year, or couples making less than $240,000, would qualify to have all of their interest forgiven.
Officials said that 23 million people would most likely have all of their interest-related balances waived from that provision.
About two million borrowers who already qualify to have their student loans waived under existing programs have not applied for relief. Under the new rules, the Education Department would be authorized to cancel the debt for those people without their having to apply.
People who took out federal student loans for undergraduate degrees and began repaying them more than 20 years ago would automatically have the debt canceled under the new plan. Graduate students who borrowed money and began repaying 25 years ago would have their debt canceled.
Officials said that about 2.5 million people would qualify under that rule.
People who borrowed money to attend colleges that have since lost their certification or their eligibility to participate in the federal student aid program would have their debt canceled. Officials did not say how many people that would affect. And people who are especially burdened with other expenses — such as high medical debt or child care — could apply to have their student loans forgiven.
Officials did not estimate how many people might qualify for what they called the “hardship” programs.
Nicholas Nehamas contributed reporting from Philadelphia.
Michael D. Shear is a White House correspondent for The New York Times, covering President Biden and his administration. He has reported on politics for more than 30 years. More about Michael D. Shear
Our Coverage of the 2024 Election
Presidential Race
The start of Donald Trump’s criminal trial in Manhattan thrusts the presidential race into uncharted territory and Trump back into the public spotlight in ways he hasn’t been since he left the White House.
An average of recent surveys, including a new poll by The New York Times and Siena College, shows that President Biden is inching closer to Trump, Nate Cohn writes .
A group of major news organizations issued an unusual joint statement urging Biden and Trump to commit to participating in televised debates before Election Day.
Vice-Presidential Calculations: As Trump sifts through potential running mates, he has peppered some advisers and associates with a direct question: Which Republican could best help him raise money ?
Embracing the Jan. 6 Rioters: Trump initially disavowed the attack on the Capitol, but he is now making it a centerpiece of his campaign .
Mobilizing the Left: Amid the war in Gaza, the pro-Palestinian movement has grown into a powerful, if disjointed, political force in the United States. Democrats are feeling the pressure .
On a Collision Course: As president, Trump never trusted the intelligence community. His antipathy has only grown since he left office, with potentially serious implications should he return to power .
GOBankingRates
8 Affordable US Trip Ideas So You Can Finally Plan That 2024 Getaway
Posted: November 9, 2023 | Last updated: November 9, 2023
If you have been aching to get away , now is the time to start planning your 2024 vacation. While international travel may still cost an arm and a leg, flights within the U.S. are pretty affordable. If you plan now, you may be able to sneak away for a long weekend for less than ever.
I'm a Luxury Travel Agent: 10 Destinations My Wealthy Clients Are Booking for 2024 Find Out: How To Get Cash Back on Your Everyday Purchases
At GOBankingRates, we asked travel experts from around the country where the best and most cost-efficient destinations will be next year. Here are 8 affordable trip ideas so you can finally plan that 2024 getaway.
Miami or Sarasota, Florida
Molly Egan, a travel and hospitality expert and founder of themollyegan , recommended Florida as an inexpensive destination.
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She stated, "For a beach getaway in Florida, such as Miami or Sarasota, plan a visit in October or early May to avoid peak times. You will avoid the snowbird crowds, spring breakers and heat, and best of all, snag a great lodging and flight deal!"
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Bozeman, Montana
Egan noted that for western adventures, she would suggest, "Bozeman, Montana, in June and October, which are slow times for the city, so that you can snag an affordable deal! The same timing goes for Western Colorado towns such as Vail, Colorado."
She continued, "The beginning of October is a great time to see the leaves changing, go hiking, feel like you have the whole mountain town to yourself and find the best lodging deals. If you are interested in skiing, the best time is late November or early December and early to mid-April (the skiing conditions vary, but the deals are the best)."
See: 11 Expensive Vacation Destinations That Will Be Cheaper in 2024
Savannah, Georgia
Tracy Kennedy, an experienced travel advisor at Tasmania , noted, "If you're eyeing an affordable yet enriching U.S. trip for 2024, Savannah, Georgia, should be high on your list. The city is a perfect blend of traditional Southern charm and modern allure, and it's an ideal destination for a 2-3 day weekend getaway. Flights to Savannah are usually economical, with multiple carriers offering competitive rates."
She added, "Once there, you can enjoy quintessential forms of tourism such as exploring the historic district, strolling through Forsyth Park, and taking a riverboat cruise. The culinary scene is exceptional but won't break the bank, offering classic Southern dishes that are rich in flavor but easy on the wallet."
She also stated, "However, what sets Savannah apart is its unique offerings like the Sorrel Weed House Museum. This historic haunted house provides an unforgettable experience, especially if you're planning a trip around Halloween. Not only does it offer a glimpse into 19th-century life in the South, but it also has its share of ghost stories and paranormal activities, adding a thrilling element to your visit."
Asheville, North Carolina
Adrian Todd, an outdoor and travel expert, hiking coach and owner of Great Minds Think Hike , said, "One of my favorite places to go to is Asheville. Nestled in the Blue Ridge Mountains, Asheville is a great destination with various things to do."
He continued, "Asheville has some of the most breweries in and around than most places East of the Mississippi. You can hike in the nearby Great Smoky Mountains National Park, visit the Biltmore Estate, or explore the artsy downtown area."
Santa Fe, New Mexico
"Santa Fe is a really neat place," Todd also noted. He explained it is "full of neat adobe style houses and architecture. I recommend going to the Georgia O'Keeffe Museum, but to make sure to book way ahead in advance."
He also suggested, "Check out the oldest house and church in the US near the downtown area. Be sure to visit the Loretto Chapel to see the mysterious staircase and head to the downtown area during the market when all the natives come by to sell handcrafted items."
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Stanley, Idaho
For fishing and outdoor activities, Todd recommended Stanley, Idaho. He said it is "a small town located to the East in Idaho. It is a beautiful mountain time hugged by the Sawtooth Mountains. I highly recommend checking this place out during the summer months when it is a lot warmer."
He continued, "Go fishing along the Salmon River, hiking to Sawtooth Lake, and camping near Redfish Lake. There is so much to do for all outdoor lovers in this destination."
Nashville, Tennessee
"Nashville is historically known for its live music scene and offers a vibrant atmosphere and many free or affordable activities," stated Todd. "You can explore the city's music history, visit the Country Music Hall of Fame, and enjoy live music in honky-tonks," he said.
The hiking enthusiast added, "There are also a lot of things to do out in nature in Tennessee if the city life isn't your cup of tea. Check out the Great Smoky Mountains to visit the most popular and visited national park in the US."
Loveland, Ohio
"Loveland, Ohio, is known as the 'Sweetheart of Ohio,'" explained Krista Rose, marketing and communications coordinator for the City of Loveland. "We are the perfect destination for a Midwest trip on a budget! We are often told Loveland feels like a 'resort town' and 'time slows down here.'"
She continued, "Loveland is located about 15 miles north of Cincinnati and close to major highways including I-75 and I-71. We are known for our river and trails, making us a favorite trip for outdoor enthusiasts."
For outdoor adventure seekers she recommended, "the Little Miami Scenic Trail is an 80-mile bike/pedestrian trail across Ohio. This trail runs through the center of Loveland. Visit for a day of canoeing, kayaking, and outdoor adventure! After you explore the trail, explore Historic Downtown Loveland's unique shopping and dining. There are quaint AirBNBs and a boutique hotel in town."
You can learn more about the city by visiting LovinLifeLoveland .
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Using the trip planner. Enter your origin and destination by typing the address, intersection, landmark or station name and selecting from the list of suggestions. Click "Plan my trip" and the trip planner will generate a step-by-step itinerary in a new tab. To change the date and time of travel, click on the "Leave now" button".
Your trip information is being saved for us to better improve service. Continued use of this tool constitutes agreement with our Privacy Statement.
Our new trip planner uses Google Maps to generate your trip plan. The data it uses comes from GRT's real-time data feed. Planning your trip. ... Grand River Transit 250 Strasburg Rd Kitchener, ON N2E 3M6. Phone: 519-585-7555 Deaf and Hard of Hearing (TTY): 519-575-4608. More Contact Information.
Plan My Trip; Look Up Schedule; Next Ride; Alerts; Info; From. To. Reverse powered by . ... Grand River Transit. By GHD Digital. Contact Us. Grand River Transit 250 Strasburg Rd Kitchener, ON N2E 3M6. Phone: 519-585-7555 Deaf and Hard of Hearing (TTY): 519-575-4608. More Contact Information.
GRT's trip planning tools, including next ride text, next ride call, passenger information displays and real-time map use real-time departure information. How real-time works. Real-time uses GPS satellite technology to track buses and trains and provide their approximate location. Once the vehicle is located, the system then predicts when it ...
Plan a trip by phone. RTA Travel Information Center You can get travel information from the RTA Travel Information Center by calling: 1 (312) 836-7000. Notes: The center is open from 6am to 7pm, Monday thru Saturday. For faster service, be ready to give your starting point and destination and the day and time at which you wish to travel.
Learn more about GRT's trip planning tools. Riding the bus: Watch a video about how to ride GRT. Before you leave, remember to check what you can bring on the bus. Find your bus stop. All GRT bus stops have stop markers with the 4-digit stop number. Orange markers indicate local bus routes; routes with green markers are served by an express route.
Search through routes and stops when managing trips. Much faster (up to 2x) at getting trip times. Fixed a bug that crashed the app if the Region Format was set to a form of Arabic. 1.0 (June 15, 2011) Initial release. Ride GRT is an iPhone and iPod touch app for Grand River Transit servicing the cities of Waterloo, Cambridge, and Kitchener.
Plan Your Trip Accessibility Lost and Found Cycling. Accessibility; Connecting with other transit services; COVID-19; Cycling; How to ride; Lost and Found; Plan your trip; ... Grand River Transit. By GHD Digital. Contact Us. Grand River Transit 250 Strasburg Rd Kitchener, ON N2E 3M6. Phone: 519-585-7555
Grand River Transit. General Inquiries. 250 Strasburg Road, Kitchener, ON N2E 3M6. T. 519-585-7555. TTY. 519-575-4608. Link to Grand River Transit Landing Page. Map this Location. Region of Waterloo General Inquiries. 150 Frederick St., Kitchener, Ontario N2G 4J3.
GRT: Grand River Transit ·
Call our customer service line at 519-585-7555; TTY 575-4608. For all other lost items, such as cell phones, all bus passes, text books, hats, gloves and umbrellas, please go to the appropriate terminal to inquire. GRT is unable to stop the bus to locate these items.
Easily save, collaborate and book - all your travel plans in one place. Make your travel plans easier with Expedia's Trip Planner. From saving favorites and organizing, to deciding with your group and booking your ideal trip, everything is together all in one place. You can select your favorite stays and activities while you search, and then ...
Schedule, manage, and keep track of your rides using: Online booking - Create an account to conveniently book and manage your own rides 24/7. Ride notifications - Subscribe and get convenient reminders of your upcoming ride! Ride notifications are available by either text, email or phone call. Both features are optional!
GRTC Next Network. Your New GRTC Transit System. Plan a trip to compare itineraries on the existing and new networks. Depart atPlan Trip. WeekdaySaturdaySunday.
The Trippy road trip planner automatically calculates the optimal itinerary including stops recommended by Trippy members, favorite restaurants and hotels, local attractions and things to do based on what people who live in the area have suggested, and more. Once you have a quick trip planned, you can customize every detail, adding or removing ...
Provide up to 26 locations and Route Planner will optimize, based on your preferences, to save you time and gas money. Find the shortest routes between multiple stops and get times and distances for your work or a road trip. Easily enter stops on a map or by uploading a file. Save gas and time on your next trip.
Keep exploring with the Roadtrippers mobile apps. Anything you plan or save automagically syncs with the apps, ready for you when you hit the road! Tall tales, trip guides, and the weird and wonderful. Plan your next trip, find amazing places, and take fascinating detours with the #1 trip planner. Every trip is a road trip.
Instead, pack clothes that all go together and can be mixed and matched easily. I like to keep all the clothes I bring in the same family of colors, with a few basic templates: pants + shirt + cardigan + scarf, say, and then I bring 2 pairs of pants and 4 shirts and 2 scarves to mix and match.
GRTC Transit System offers the transit trip planning feature of Google Maps. Using this feature will make trip planning quick and easy. Simply enter where you are, where you want to go, and when you want to be there. Trip Planner will do the bus planning for you. You can customize your trip by clicking on the "Schedule Explorer" and under "Route Options" whether you want "Best Route," "Fewer ...
Plan your trip. Trips lets you plan, build and manage your perfect itinerary for adventures of any length, in any location. Start planning. Stay informed about unexpected changes. Trips keeps all your bookings in one place with real-time updates on any cancellations, delays or gate changes that may arise.
Trip Planner is a Google My Maps project that helps you plan your trips and share them with others. You can customize your map with markers, routes, photos, and descriptions of your destinations ...
Buy your $10 One-Day Weekend travel pass now! Select the number of people in your group for all day unlimited travel. Kids GO Free! Travelling on the GO is even easier and more affordable since kids 12 and under always ride free! Plan your trip with GO Transit! Choose where you're coming from and going to, and the date and time.
Everything in one place. Gather the pieces of your plan: itinerary, budget, & important documents. Plan That Trip is here to take the hassle out of your trip planning process. We eliminate the clutter of traditional planning methods by combining various planning aspects into one intuitive interface.
Use Wanderlog to share your itinerary with tripmates, friends, and families and collaborate in real time, so everyone stays in the loop. Plan your road trip or vacation with the best itinerary and trip planner. Wanderlog travel planner allows you to create itineraries with friends, mark routes, and optimize maps — on web or mobile app.
Did you know: If you use the Roadtrippers mobile app, your trips will instantly auto-sync over... Ready for navigation and good times! Search. The ultimate road trip planner to help you discover extraordinary places, book hotels, and share itineraries all from the map.
1-Day (512MB) International Pass: 512MB of high-speed data and unlimited calling, to be used up to 24 hours, for $5. 10 day (5GB) International Pass: 5GB of high-speed data and unlimited calling, to be used up to 10 days, for $35.
Download a route schedule directly from your computer. Trip Planner. Use Google Maps to easily plan your next trip from point A to point B. Real Time Location & Mobile App. Get access to real time bus location and estimated times of arrival on your computer, smart phone or mobile device. Download our FREE Official "GRTC Transit On The Go!"
The original plan relied on a law called the HEROES Act, which the administration argued allowed the government to waive student debt during a national emergency like the Covid pandemic. The ...
Here are 8 affordable trip ideas so you can finally plan that 2024 getaway. If you have been aching to get away, now is the time to start planning your 2024 vacation. While international travel ...