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The Ultimate Guide to Health Insurance in Vietnam

Table of contents.

Tenzing Pacific Services is an insurance and financial services agency headquartered in Vietnam. We put together this guide to help people understand how health insurance is marketed and managed here, based on 50+ years experience in the region. Unless you’ve been kicking around Southeast Asia for a good while, you’re likely to find some surprising information here.

We believe that educated consumers are in the best position to benefit from our broad expertise and offerings. Tenzing works with more than 40 health insurance providers , both international and local, so we can provide the widest possible range of benefits and coverage options. We charge no fees for our services, which include year-round customer support to find and book local health facilities, set up cashless billing, assist with claims issues and documents, help with premium payments, and more. You can talk to an expat advisor who lives here – they will give you a quote that compares policy features on an apples-to-apples basis, based on your situation and needs. So, please read on. We hope this is useful. If you’d like to talk with an expert, just complete this form:

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These articles are intended to give you enough information to make informed decisions, but health insurance is complicated. Whether you still have questions on this topic or feel ready to take the first steps toward getting a policy, our advisors can help.

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1. Types of Health Insurance in Vietnam

Private health insurance .

There are loads of insurers that offer full-service private health insurance in Vietnam.  Every year, more international providers enter the market, usually through a partnership with a general insurer.  Other providers shift their focus to include Southeast Asia, although they may not have physical offices here.  The local providers concentrate their efforts on Vietnamese nationals, although their products are typically available to expats too.

We think of private insurers in these three general categories:

• Local focus
• Regional Southeast Asia focus
• International focus

What’s appropriate for you?   The answer will depend on your budget, current circumstances, future plans, and more.  No matter which provider you choose, there will be pros and cons to understand and work through.  Most people have to make at least one concession, such as a higher premium or lacking a benefit or key feature.  The reality is that it’s rare to find a perfect policy fit.

Your options for residents of Vietnam include:

Here are the pros and cons of each group:, travel health insurance.

International travel health insurance bridges the gap between basic travel insurance and real health insurance. Basic travel insurance from your credit card or bank might give you some limited medical coverage and lost baggage protection. Travel health insurance can give you more coverage – higher spending limits, larger geographic areas, more types of medical care, broader choices of doctors, etc. The benefits provided are usually less robust than a health insurance policy — low annual benefits limits, lots of exclusions, no coverage for pre-existing medical conditions, mandatory deductibles, no direct billing. But for healthy people with a high risk tolerance, travel insurance for a vacation or longer maybe a good choice, providing access to basic health care to allow travelers to continue their trip or to return home.

Life Insurance Coupled with Health Insurance

You can also get health insurance in Vietnam through a life insurance company.  These are mostly international life insurance brands that set up an entity in Vietnam to offer bundled life insurance, investments and critical illness insurance.   Health insurance is sometimes available as an add-on product. 

But you can’t buy a standalone health insurance plan from a life insurance company, so it’s not an option unless you’re looking for a suite of products.  This is a popular choice for local Vietnamese citizens who are looking for a packaged solution from one provider. 

Vietnamese Social Insurance

For those who are working (legally) in Vietnam with a work permit and TRC, you’ll get the mandatory social insurance provided by the government through your employer.  This is not something you can opt out of if you decide to take private health insurance in Vietnam.

Social insurance provides very basic coverage, usually at government hospitals.  If you’re relying on this alone, be prepared to pay big out-of-pocket bills. to wait for services, and to have a Vietnamese friend with you to translate.  If you want a new private room with English speaking doctors and low out-of-pocket costs, then you should get a regular health insurance plan.

2. Cost of Health Insurance in Vietnam

The cost of health insurance in Vietnam , which is known as the premium , depends on a number of factors, such as:

• Provider and its underwriting style, terms and conditions
• The benefits you select and the limitations of each benefit
• The coverage area

When it comes to cost, health insurance providers can be broken into three categories:

Budget-Friendly

These policies from local providers won’t break the bank, but they come with tradeoffs: more restrictions, lower limitations, more liability, etc. Some examples are:

• Pacific Cross

For your money, these insurers can offer an excellent product when you consider all factors: what you get, what you pay, safety, user friendliness and key features. Examples:

Highest Quality

Comprehensive coverage with large global insurance providers. 

The following charts compare the premiums for similar policies across a range of ages for private health insurance in Vietnam

Inpatient only: 

Inpatient & outpatient.

Note: These charts reflect 2022 rates, some of which may have increased, but the relative costs remain accurate. Aetna policies are now managed by Allianz; APlus policies are now managed by April.

The following charts compare the average premiums from 3 groups of providers for private health insurance in Vietnam.

Average Premiums

Inpatient only:, inpatient & outpatient:.

3. Key Features of Health Insurance in Vietnam

Coverage area.

All health insurance policies define a geographic coverage area. With a few exceptions, the health insurance policies offered in Vietnam provide four choices:

• Vietnam only
• Southeast Asia excluding Singapore
• Worldwide excluding USA
• Worldwide including USA

In addition to your regular coverage area, your health insurance policy will usually include some emergency coverage, which pays for accidents and illnesses that happen when you’re traveling on a temporary trip outside of your regular coverage area.

The benefits you choose will have a significant effect on your health insurance premium. The two major factors are limitations on each benefit and the amount of your annual coverage for each.

Also called hospitalization, inpatient benefits are mandatory in that all policies include them. They cover treatment which typically requires you to be admitted to a hospital, usually overnight in a bed. This is for more severe illnesses, injuries and diseases. Despite the name, inpatient benefits usually include some outpatient coverage that is related to a hospital stay.

As the name implies, outpatient covers you for minor injuries, illnesses and treatments done at a clinic or hospital where you get the treatment and then go home, rather than staying in a bed. This for your more routine and minor medical conditions. This is an optional benefit that you cannot choose without an inpatient plan.

Health checks

Provides a predetermined amount of coverage for check-ups, tests, etc. that are not related to a current symptom. Most hospitals and clinics in Vietnam will offer a range of annual health checks, which can also satisfy the requirement for your TRC.

Following a waiting period, usually 10 or 12 months, maternity covers a woman for the routine costs of a pregnancy, usually including prenatal visits, delivery, and complications. Most maternity policies are offered as an add-on benefit with additional premiums. A few inpatient policies cover complications without requiring the maternity add-on.

Another add-on benefit, dental typically covers both minor and major dental benefits. Minor dental can be used right away and is for checkups, cleaning, polishing, scraping, sealants and some other less significant treatments.

Major dental covers surgeries and sometimes orthodontia and is usually available only after a waiting period, typically 9 or 10 months. 

Evacuation and Repatriation

Evacuation involves transportation in a life-threatening situation to the nearest facility where appropriate treatment is available. In Vietnam, that’s usually a hospital in Saigon or Hanoi, or sometimes Bangkok. Evacuation is an extremely expensive service and health insurance providers know this, so it’s not easy to qualify for.

Repatriation generally involves returning you to your home country for treatment, but it can also be to your residence country if you’re traveling outside of your residence country when the accident or illness occurs. Most providers don’t offer repatriation to your home country. If they do, you may have to pay extra or include your home country in your coverage area.

Pre-existing Conditions

Private health insurance in Vietnam is a for-profit business.  Providing coverage for existing expensive medical conditions (pre-X) would seriously lower profits, so insurers are very careful about taking on this risk

Nevertheless, some insurers will cover some pre-X.  You’ll need to declare them during the application process and wait for a decision.  Depending on the provider, the condition, how serious it is, the cost of related treatments, etc., the provider will take one of the following actions:

• Accept the pre-X at normal terms and conditions
• Accept it with an additional fee (“loading”)
• Exclude that condition and anything related to it from your coverage
• Reject the application if the pre-X is quite serious

Your health insurance broker can help you point towards the providers who are more likely to accept your pre-existing conditions.  Typically, you’ll need to submit relevant medical reports and/or questionnaires, depending on the condition. 

Direct Billing

Want to make your health insurance experience in Vietnam more smooth and easy?  Get a policy that offers cashless direct billing services.  This allows you to show your insurance card at the hospital and clinic and then not have to go through the normal pay and claim process. 

Direct billing in Vietnam is not a perfect system; the most common problem is delays in getting confirmation between insurance providers and medical facilities.

Here are some other common issues:

• Not every type of treatment is available for direct billing
• Some providers are much better at direct billing than others
• A hospital may make you leave a credit card on file with them even if you’re using direct billing
• Make sure your preferred hospital or clinic is in the direct billing network of your provider prior to taking a policy out
• Some providers may not offer direct billing for outpatient services

Premium Payment Methods and Installments

Depending on the provider, you may have different payment methods and installment options.  

If you don’t have access to either an international credit card or a local bank account, then your choice of providers might be somewhat limited. Most providers offer some combination of the following payment methods:

• Local bank transfer to a Vietnamese bank account
• Offshore bank transfer to offshore account
• Credit or debit card
• Online payment link

Many insurers provide periodic payment options instead of an annual premium, and most charge an additional fee for the privilege.  In general, the local providers don’t offer installments, whereas the regional and international providers do.

COVID-19 Coverage

In general, health insurance providers treat COVID like any other illness:  subject to the policy terms and conditions, they’ll cover it.  So, unless COVID is a pre-existing medical condition, your hospitalization will be covered, and your outpatient visit will be covered if you have outpatient coverage, up to the policy limits.  

A small percentage of local providers have excluded COVID. 

You can request a COVID coverage certificate should you require one for traveling purposes. 

4. Where to buy Health Insurance in Vietnam

An insurance broker.

We will always recommend using Tenzing Services as your trusted source for all things health insurance in Vietnam, but if it’s not us, then we still recommend using a broker or agent. Why? 

• Policies from $50 to $500 USD monthly
• Our services have no additional fees, no obligations, no pressure 
• 40+ insurance partners means unbiased advice, lots of choices
• 5-star customer service includes help with claims, finding doctors

You can buy directly from an insurer.  Most providers have a sales force available to answer your questions and sell you a policy.  Of course, they know only their own products — they can’t answer questions about other providers’ policies.  So, trying to shop around on your own is tricky because policies are structured differently across providers, with different terminology.  Unless you’re quite experienced with health insurance, it’s usually better to use a broker or agent.

Most banks offer some form of Bancassurance for their members. Bancassurance is a form of health insurance in which a bank makes a partnership with a health insurance company. In Vietnam, these policies provide local health insurance, which is fine if you’re looking for basic and cheap health insurance. If you’re looking for benefit-rich policy with higher-level coverage, this is not the option for you.

Your employer

You may also get your health insurance in Vietnam through your employer.  The employee benefits industry is still in its infancy stage and developing, so there is a pretty wide spectrum of what’s offered. 

In our experience, many companies (including schools) offer bare minimum policies just to promote the fact that they offer health insurance. If you have such coverage, our strong recommendation is to carefully review a copy of your benefits table, so you understand what’s covered (and not).

If the coverage provided isn’t satisfactory, have a conversation with your employer. One suggestion in that scenario is to request an allowance instead of the employer policy and find more suitable coverage for yourself.

5. The Sign up process for Health Insurance

The Sign up process includes:

You’ll need to submit an application form and a picture of your passport.  The form will usually require some fairly detailed medical information.

If there are no pre-existing conditions to consider, most providers will take between 1-4 days to accept your application. 

If you have pre-existing conditions, the insurer will assess how risky you are to insure and make you an offer (accept the condition as is or with loading, exclude it, or deny your application).  This process may take a week or more.

After acceptance, you’ll be given instructions on making payment.

After you pay, you’ll get a digital certificate of insurance and a policy package. Some providers are moving away from printing physical cards if they have a phone app.

6. Hospitals and Clinics in Vietnam and the Cost of Treatment

The cost of medical treatment in Vietnam can vary wildly, depending largely on which hospital or clinic you choose and whether you use direct billing. 

There’s a vast range of prices charged for the same services.  It would not be uncommon to spend $2,000-$5,000 for relatively minor surgery in a nice private hospital with English speaking doctors. That exact same surgery may be available for half the price in a local hospital, in a ward room where you (or a friend) would speak in Vietnamese with staff and doctors. 

Like many countries in Southeast Asia, most hospitals in Vietnam use a multi-tiered pricing system that charges different prices based on whether you’re paying out-of-pocket or using insurance. Broadly speaking, you’ll be charged more if you’re using insurance because the hospital will sometimes be forced to wait months before being paid by the insurance company.  If you use direct billing but part of a hospital stay isn’t covered, you may be charged the insurance price rather than the lower cash price. The prices can even depend on which insurer you have.  

Not every medical facility will have direct billing set up with every insurer. Local hospitals tend to focus on local health insurance companies. The hospitals and clinics that cater to expats will have a combination of local and international insurers for direct billing. 

Here are the major hospitals & clinics where you can access the best healthcare in Vietnam.

7. Conclusion

If you take away just one idea from reading this, we hope it’s that navigating the health insurance industry is really hard, especially overseas, and that you might be better off asking for a little help from an expert. Whether you turn to us at Tenzing Pacific, or to another trusted source, we hope you make the time to choose a policy that fits.

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Top Travel Insurances For Vietnam You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Vietnam is known for its friendly people, intriguing cultural heritage, stunning landscapes, and delicious cuisine such as the famous Pho and Banh Mi dishes. Although travelling to Vietnam can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Vietnam and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Vietnam Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Vietnam:

Best Travel Insurances for Vietnam

• 01. Do I need travel insurance for Vietnam? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Vietnam scroll down

Heading to Vietnam soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Vietnam?

No, there's currently no legal requirement to take out travel insurance for travel to or through Vietnam.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Vietnam or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Vietnam:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Vietnam, no matter whether you're planning to hike through the jungles of Phong Nha-Ke Bang or explore the busy streets of Hanoi.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Vietnam, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Vietnam:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Vietnam, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Vietnam because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Vietnam? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Vietnam

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Vietnam. However, we strongly encourage you to do so anyway, because the cost of healthcare in Vietnam can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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Health insurance in Vietnam 2023: best value for money

Vietnam is such a beautiful country, but it hides many risks that are often underestimated. You will often meet tourists or expats who will tell you about their misadventures. Road accident (heavy traffic, poor road quality, reckless driving by some vietnamese truck drivers) is the most common example, resulting in emergency transport to the hospital.

Food poisoning is also common, but while it only takes a few hours to recover, others will be less fortunate and contract tropical diseases such as dengue, malaria, typhoid fever and leptospirosis, which will sometimes suddenly end their plans to live in Vietnam. Following safety rules and common sense advice is obvious, but as there is no zero risk, it is recommended to take out health insurance to cover medical expenses and evacuation in case of an accident.

✅ Our recommandations: We compared different health insurance plans for expats or travelers in Vietnam, selecting among different criteria: reliability, reimbursements, customer reviews, etc. Of course, we obviously found good providers but also some you must absolutely avoid! If you want to receive our suggestion list to help you choose the insurance that suits your needs, it is available below in a few clicks 💪.

Want to get a free quotation from the most suitable health insurance providers ? Check this out here

Tourists or expats in Vietnam: should you be insured?

It is common to meet tourists who travel several months without insurance or even expatriates who do volunteer work, internships or even work without any coverage. More importantly, some well-known insurance providers do not cover you if you have a motorcycle accident (even if you are a passenger!) which is unacceptable if you want to live several months in Vietnam.

⚠️ Choose the right health insurance in Vietnam …

Choosing a reliable insurance that covers you for the most frequent risks that may happen to expatriates in Vietnam is a necessity. This means having an excellent mutual insurance or health insurance adapted to life in Vietnam. We are talking about an insurance that would cover major accidents that you may face as an expatriate wishing to live in Vietnam.

While most basic health needs like caring for colds, stomach bugs and dental care is affordable, you would need insurance for bigger risks such as the “Saigon Kiss.”

This review of is more suitable for those looking for an expat health insurance. Following the new vietnam health insurance law of 2019, the advices are also eligible for small businesses to find a reliable insurance in Vietnam for their employees. This guide will help you to find the best expat insurance vietnam. Living here for more than two years allows me to go deep inside the different offers to finally choose one that fit my needs. Some vietnamese told me that I should translate this article in Vietnamese so it could answer “health insurance là gì”. This is a great idea that we will provide soon.

Some retirees even embark on the adoption of a health system that combines Eastern and Western medicine. So you are free to experiment and do your own research. In this article, we will focus on health in Vietnam, and the decisions you have to make as an expatriate which are essential if you want to settle for several months in Ho Chi Minh City, Hanoi or even other cities.

Want to jump to the best reviewed health insurance for expats in Vietnam ? Check out the one recommended !

Health system in Vietnam – what is the situation?

In Vietnam, the government is trying to establish a universal health system that would be applicable to all legal residents of the country for all basic medical care. However, Vietnamese citizens and expatriates living in Vietnam are obliged to pay for medical services themselves, whether in public or private institutions.

People who have the necessary means naturally choose private institutions because these hospitals are better equipped and more efficient. This is a reason to have good medical insurance when you choose to reside in Vietnam.

How is it Going at the level of Public Institutions?

Expatriates residing in Vietnam often comment on the quality of care in public institutions. Vietnam’s public hospitals often do not have the necessary finances to have good equipment. Moreover, turning to this type of establishment is really painful for newly arrived expatriates as staff generally only speak Vietnamese. And as you might expect, the queues are extremely long! In the case of rural areas, the quality and availability of health care is significantly reduced. And in some of the country’s most remote regions, public health care is almost non-existent.

It is therefore quite normal to see expatriates turning directly to care in private institutions whenever possible. However, in some cities such as Ho Chi Minh City, the quality of care remains high and you will pay much less than if you go to a private clinic. Doctors who speak English can be enough if you want to have a consultation for an affordable price for a quality that often almost matches the quality of international hospitals. Here is the list of the best establishments in Ho Chi Minh:

• Benh Vien Cho Ray: the most famous hospital in Saigon with certified doctors, recent equipment and a wide range of specialists
• University Medical Center: a hospital in district 5, this is the hospital grafted to the Ho Chi Minh Medical University, so many locals trust it for care. Remember to arrive early in the morning (preferably before 6am to avoid the crowd)

Private Health Clinics : Best Solution for Expat

Fortunately, the quality of care in Vietnam’s private hospitals is acceptable and more or less meets what expatriates expect from a hospital. Private hospitals in major Vietnamese cities have the advantage of having doctors and health professionals in their staff who have studied in foreign countries such as the United States, Korea, Japan and France. This means that they are mostly bilingual or trilingual with a good understanding of English, French, Korean and even sometimes Japanese.

In addition, most of the basic treatments that are given in Vietnam’s private health facilities are covered by the international health insurance policy. Since the services of specialized health professionals can be quite expensive, it is preferable for expatriates to claim their health insurance. Generally, it is the services of dentists and dermatologists that are most in demand. However, it should be noted that although the rates applied to expatriates are significantly higher than those applied to locals, the cost of care in Vietnam is still lower than in other Asian countries. To this end, it is essential that all expatriates in Vietnam invest in comprehensive international health insurance to cover the high costs associated with private health care.

Best Private Clinics in Ho Chi Minh City Tailored for Expat

There is a wide choice of clinics in Ho Chi Minh city if you are looking for a private quality establishment whose staff will be there to listen, quality consultations as well as modern equipment if you have scanners, radios or other specific requests:

• FV Hospital: a renowned French-Vietnamese hospital in District 7, often tops the rankings of the best hospitals in Saigon
• International Medical Centre (CMI): French-Vietnamese hospital, doctors speak French and its location in district 3 is advantageous if you do not wish to travel to district 7
• Victoria healthcare in Phu Nhuan, District 1 and District 7 have doctors trained in the United States

Best private hospitals in Hanoi

Both Hanoi and Ho Chi Minh have many health clinics created with foreign investment. Doctors have generally been trained abroad, which guarantees that you can communicate in your native language (the French hospital in Hanoi has a very good reputation) and thus be reassured if you go there for delicate cases:

• Vinmec International General Hospital: Vinmec is well known as the one present in Ho Chi Minh, it is a modern hospital with an infrastructure, doctors and know-how that is well proven.
• Hanoi French Hospital (HFH): French private clinic originally created by the French. It always has a very good press and many French expatriates go there for their current or emergency health care.
• Japanese International Eye Hospital (JIEH): Private hospital from Japanese investments is one of the best choices for you if you are looking for an international clinic with proven expertise

Want to discover and get a free quote to the best health insurance for expats ? Check this out here

Is Subscribing to Health Insurance a necessity ?

For an expatriate, the question does not even arise. It is only natural to take out an international health insurance policy before coming to Vietnam. Moreover, if possible, it would be more appropriate for an expatriate to check the health insurance coverage provided by an insurance company and ensure that it covers all hospital care. It is known that in extreme situations, patients are generally evacuated to Bangkok or Singapore, which have facilities that can provide the best treatment and emergency care.

What Precautions Should Be Taken to Protect Your Health?

Despite strong health insurance, it is strongly recommended to take some precautionary measures. This generally includes only buying medicines from pharmacies and establishments that are linked to private hospitals and clinics, as the existence of expired and counterfeit medicines should not be ruled out. Among the risk factors that should be addressed to minimize health problems in Vietnam is tap water, which is not drinkable and should therefore be avoided in all its forms.

Temperatures in Vietnam can skyrocket. Sunburn, sunstroke and dehydration are major problems for newcomers to the country. It is recommended to wear a sunscreen that offers high protection against UV rays. Those considering settling in the Vietnamese countryside are also invited to take antimalarial treatment. All basic vaccinations must also be done before moving to Vietnam.

What Insurance Options are available for Expat Residents in Vietnam?

Expat (American, British, Australian, French, …) people who have chosen to reside in Vietnam must have good health insurance to fully enjoy their stay. A few solutions are then available to them in order to preserve their health during their stay in Vietnam.

For Expat From a country with a General Health Insurance like France

For a French person who contributes to the CPAM, it is possible to keep all your rights to French health insurance offered by the social security system if he stays in Vietnam for a short time. Depending on their situation, whether they are a student, employee or pensioner, French expats will be able to benefit from their right to French social security by sending the administrative formalities to the CPAM in France.

There is the CFE (Caisse des français de l’étranger) which is useful during expatriations for a fixed period. The coverage offered is certainly not complete, but it allows you to continue to contribute to French social security while abroad.

Dutch, German, Belgium and other nationalities

If you also have in your home country a general health insurance (Netherlands, Germany, Belgium …), you can consider this option to see the package they provide and which cost would be to keep your hometown insurance.

Private insurance is an interesting option for those who want to reside in Vietnam with full coverage in case of illness.

Health insurance options in Vietnam

Those who wish to have good health insurance in Vietnam have a wide variety to choose from. Insurance companies offer packages to protect individuals, couples, retirees and even families. Depending on individual preferences, it is important to choose the right insurance policy plan. For Vietnam, the French can classify their needs in three types of insurance.

Travel Health Insurance

This is the preferred option for people who visit Vietnam during holidays or for a short period of time. It is similar to traditional insurance packages, one of the cheapest insurance policies, easy to obtain and most often includes benefits such as protection against loss and theft of luggage and flight cancellation. This insurance covers minor health problems and people who subscribe to it usually do so as a preventive measure.

Local Health Insurance

This is an insurance policy offered by local companies. The expatriate will have the advantage of dealing with people who have a good knowledge of the health system in Vietnam. The package generally covers consultations, dental care, ophthalmological care and maternity needs. By adding additional costs, it is possible to add several options to the insurance. However, this type of insurance does not cover travel outside Vietnam.

International Health Insurance

Despite its higher price than other options, the international health insurance policy is the most appreciated by retirees based in Vietnam and expatriates who plan to stay there for several years. Designed for people who do not stay in France, this insurance policy offers global coverage It is accepted by a wide range of private and semi-private hospitals as well as many health professionals around the world. This type of package is suitable for retirees based in Vietnam who want to keep the possibility to visit other countries during the holidays. The negative points to highlight with this type of session would be the high price compared to other available options that may seem excessive for people do not need certain options.

How to buy a health insurance in Vietnam?

In addition to taking out an insurance policy once on site, it is also possible to make comparisons on the Internet in order to find an insurance company that offers international health insurance adapted to everyone’s needs. Generally, many expatriates opt for companies that handle all the administrative.

Our recommendation: best health insurance in Vietnam ?

My personal advice: I’ve used different insurance providers in the last few years: I’ve had good and bad surprises. Depending on your expectations, budget and expected coverage, I can recommend a suitable solution. It gives a peace of mind if you are travelling or living in Vietnam without wondering about any health issue.

Which benefits do you want ?

Do you have any specific requirements ? Did you already received medical advice or treatment before ?

Your information will be kept private and mandatory to provide you a personalized quotation.

• Requirements

Where do you plan to expatriate / travel ?

Choose your country, insurance coverage.

✈️ If you come to Vietnam for a short stay (as a tourist), select the first choice "Travel". If, on the other hand, you are looking for long-term insurance for expats, then choose the other options. 💡 The difference between an inpatient and outpatient care is how long a patient must remain in the facility where they have the procedure done. Inpatient care requires overnight hospitalisation while outpatient don’t need to spend a single night in a hospital.

Price / Budget

Your prefered choice, special requirements, pre-existing conditions, personal information, your fullname, your e-mail, how many people do you want to insure , faq : answers of the most asked questions in 2023 from forums and facebook groups, 💥 cost efficient health insurance in vietnam 2023 (for expats and tourists).

During the last few years in south east Asia, I have been able to closely study the different health insurance plans for expatriates living in Vietnam. Of course I had some good surprises and some bad ones… If you want like to get a free personalised quotation (with no hidden costs) from the most-tailored insurance company that suits your needs (age, pre-existing conditions, expected coverage), click here and fill in the following form.

↩️ Full refunds for treatment costs

Because of the situation in Vietnam, hospitals are no longer refund health-check and treatment fees for tourists and expatriates who are not resident in Vietnam (they must have a work permit). So being insured for any medical expenses becomes mandatory for tourists and expats in Vietnam.

🇻🇳 International vs local health insurance

Being covered if you are doing trips in South East Asia is a must. This is one of the criteria of our study to find the best health insurance in 2023 for south east asian expats or tourists : fit the needs who plan to live a couple of months or years in Asia.

Being covered if you are doing trips in South East Asia is a must. We have taken this parameter into account and we can recommend the best health insurance in 2023 for expats or tourists in South East Asia. You will fully meet the needs and requirements for Vietnam and you will also be insured for your travels in ASEAN countries.

💰 Cost of health insurance in Vietnam

The starting average package is about 60$/month for an inpatient policy to be secure if you are seriously sick (inpatient). For this rate, you will have to pay for your own health check-up, dentist, … Outpatient options are also available to get a higher health package. Submit your request for a free quote by clicking here to get the best offer fitting your situation.

👮 Vietnam health insurance law 2019

Vietnam is currently implementing a global health care system to cover all the population. Local companies must fit the new requirements and get a health coverage for their staff. Finding a local healthcare partner is now one of the biggest challenge human ressources of vietnamese companies are working on in 2019 and 2020.

What Should I Consider When Applying for an Insurance Policy?

Those who have knowledge of the insurance world can choose according to a few criteria instead of just the folds that are offered :

• Level of service: it is advisable to know the limits of an offer to ensure that you can quickly access care when you need it.
• Freedom of treatment: it happens that some formulas are only dedicated to the Vietnamese market and do not allow to be evacuated to another Southeast Asian country or another foreign country.
• Contract renewal conditions: this applies to those who have a thorough knowledge of how insurance companies work. The fact that some companies calculate the course based on the personal use of the insurance policy and others calculate based on their portfolio can make all the difference in costs.
• Direct billing: Knowing whether or not an insurance company has a large direct billing network can be a great help in making a choice.
• Portability: Knowing the portability of an insurance company can be useful for those who like to move outside Vietnam from time to time.
• Payment terms: Depending on the means available, the fact that an insurance company only offers annual enrolment forms or accepts only a limited number of payment terms may become a problem.
• VAT invoicing
• The use of two-wheeled vehicles: since this practice involves risks, the insurance company may have additional requirements compared to the use of two-wheeled vehicles.
• Sports practice: The practice of a sport, whether extreme sports or practice at a professional level, can change the nature of the adapted insurance.

Thus, many parameters must be taken into account if you want to be sure you have the right insurance policy to guarantee your health during your stay in Vietnam. And it is for this reason that it is advisable to be assisted by a professional or an advisor when choosing your insurance plan.

More questions about living in Vietnam ? Download our free e-book

Travel Insurance Vietnam

Travel insurance for vietnam.

Ah, Vietnam – a vibrant chaos of scooters zipping around, ancient temples that have seen it all, and greenery that makes you feel like you're in a nature hug. This Southeast Asian gem isn't just about rich culture and history – it's also the kingdom of adventures and, of course, the land of the mighty pho. Before you kick off your shoes and wade into the wonders of Vietnam, let's talk about practical matters. While Vietnam's known for the stunning Ha Long Bay and its gregarious people, it's also a place where even the savviest traveler might hit a speed bump. Let's dive into the everything you need to know abouet travel insurance for Vietnam so you can face unexpected travel hiccups with confidence.

• What should your Travel insurance cover for a trip to Vietnam? 
• How does Travel Insurance work for Vietnam?
• Do I need Travel Insurance for Vietnam? 
• How much does Travel Insurance cost for Vietnam? 
• Our Suggested AXA Travel Protection Plan

What Types of Medical Coverage Do AXA Travel Protection Plans Offer?

Are there any covid-19 restrictions for travelers to vietnam.

• Traveling with pre-existing Medical Conditions?

What should your travel insurance cover for a trip to Vietnam?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Vietnam.

How does Travel Insurance for Vietnam work?

Imagine: you're on a motorbike adventure through the winding roads of Dalat. Suddenly, an unexpected slip or a minor mishap occurs, and you find yourself in need of medical attention. Here's where an AXA Travel Protection plan steps in with its "Emergency Medical Expenses" benefit. From hospital stays to doctor's fees, AXA can support and assist so you're not left navigating the complications of the Vietnamese healthcare system. Moreover, if the situation takes a serious turn and requires evacuation to the nearest medical facility or even repatriation, AXA Travel Protection's got your back. Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Vietnam?

Although it's not required to have travel insurance for Vietnam, we highly recommend that travelers think about getting an insurance plan to make sure they stay well-protected during their visit. Why? There are several reasons:

Medical Emergencies: Given the adventurous activities in Vietnam, the potential for minor mishaps or unexpected health issues is notable. Having coverage for emergency medical expenses ensures that you can seek necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Emergency Evacuation & Repatriation: While Vietnam's healthcare has improved through the years, the quality of healthcare in more rural or remote areas may not be as advanced. In the event of a serious medical emergency, having coverage for emergency evacuation to the nearest suitable medical facility or repatriation becomes crucial.

How much does Travel Insurance cost for Vietnam?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Ecuador will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Vietnam hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. Travelers to Vietnam may want extra coverage. The Platinum Plan is a good choice for travelers who want a bit of extra coverage. Cancel for Any Reason is an option that offers coverage for canceling a trip for any reason. The Collision Damage Waiver coverage is also optional. It covers collisions, theft or damage to a rental car being used during your Vietnam trip.

AXA covers three types of medical expenses:

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Starting in 2023, travelers heading to Vietnam no longer have to show a valid Covid-19 vaccine card or a negative PCR test. The travel restrictions in Vietnam have been lifted, making the entry process simpler for all travelers.

Traveling with pre-existing Medical Conditions? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Vietnam?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Vietnam?

While travel insurance is not a mandatory requirement for Americans visiting Vietnam, it is highly recommended. Travel insurance can provide financial protection and assistance in case of unexpected events such as medical emergencies, trip cancellations, lost luggage, or other travel-related issues.

4. What is needed to visit Vietnam from the USA?

For a trip to Vietnam, US citizens need a visa for tourism or business, obtainable from the Vietnamese Embassy in the US or through a single-entry e-visa on the Vietnam Immigration website. Make sure your passport is valid for at least six months beyond your intended stay and has at least one blank visa page.

5. What happens if a tourist gets sick in Vietnam?

If you become sick in Vietnam, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Vietnam Travel Insurance: The best guide before you go

Should I need Vietnam travel insurance ? What are the benefits that I got? In this post, Prime Trave l will help you address all your concerns about travel insurance when visiting Vietnam, ensuring you have the safest and most enjoyable trip.

Why do you need travel insurance in Vietnam?

Do you really need to purchase travel insurance? If not, what are the disadvantages? Here are some several reasons:

• Vietnam has a different health care system than your home country. You may not be able to access the same quality of care or facilities that you are used to. And you also may have to pay upfront for medical services, which can be expensive and difficult to claim back from your regular health insurance.
• Vietnam has various natural and man-made hazards that could affect your travel plans. You could encounter typhoons, floods, landslides, fires, civil unrest, terrorism, or crime. These could cause injuries, damages, delays, or cancellations that could cost you a lot of money and stress.
• You need to meet strict entry requirements, such as visa, passport, vaccination.
• Vietnam has different laws and customs than your home country. You may not be aware of some of the rules or regulations that apply to you as a visitor. You could unknowingly break the law or offend the local culture and face legal consequences or social backlash.

Why do you need Vietnam travel insurance ? ( Source: Internet )

Read more>>> How to apply Vietnam E-visa 2023

What does travel health insurance in Vietnam cover?

Each Vietnam travel medical plan varies just as each trip and traveler varies. A travel medical insurance plan for Vietnam can be purchased as a standalone plan or as a part of a comprehensive travel insurance plan. A comprehensive travel insurance policy offers coverage for various travel-related expenses, such as cancellation, lost baggage, or delays.

Travel insurance provides a safe experience for travelers ( Source: Internet )

Some common coverages to consider for a trip to Vietnam include:

• Motorcycle/Motorbike travel insurance
• Coverage for pre-existing conditions (obtaining a waiver for the condition before traveling)
• Emergency Medical Evacuation
• Accidental Death & Dismemberment

Read more>>> Things to do in Hanoi 

What do Vietnam travel insurance not include ? ( Source: Internet )

There are a few eventualities a standard travel insurance policy is unlikely to cover, including: 

• Pre-existing conditions: Make sure you declare any pre-existing medical conditions to your provider when you buy your policy, otherwise you won’t be covered.
• Drugs or alcohol: But be aware that if your belongings are stolen or you’re injured while you’re under the influence, you might find your insurance provider won’t pay out.
• Natural disasters: Vietnam’s long coastline makes it prone to storms and flooding, particularly in the cyclone season from May to November. While it’s unlikely that extreme weather will affect your trip, it’s worth knowing that you may not be covered if it does.
• Terrorism: Vietnam doesn’t have a history of terrorist attacks, but it still pays to be vigilant. Although your travel insurance will cover the cost of any medical care you might need following an attack, it won’t cover much else.

How much is travel insurance to Vietnam?

The price of Vietnam travel protection can vary depending on the age, health status, and number of travelers being covered, as well as the duration of the trip and type of coverage.

Tourists experience boat rowing on Trang An ( Source: Internet )

As risk involved with the trip increases, prices may also increase. For example, a trip to Vietnam that lasts one week may cost less than a two-week trip, even if the type of coverage is the same, due to the extended length of the trip. Additionally, a traveler with pre-existing health conditions can usually expect to pay higher rates than a traveler who does not have any diagnosed pre-existing conditions.

In general, the cost of purchasing travel insurance in Vietnam for foreigners will range from $40 to $80 for a trip lasting from 7 to 10 days in Vietnam.

Read more>>>  Vietnam trip cost for Australian

How to choose the best travel insurance in Vietnam?

There are many travel insurance providers and plans available for Vietnam, but not all of them are suitable for your needs. Here are some tips on how to choose the best travel insurance in Vietnam:

• Compare different plans and providers online. You can use websites like: Chubs, Luma, or Care to compare different features, benefits, prices, and reviews of various travel insurance plans and providers for Vietnam.
• Check the coverage limits and exclusions. Make sure that the plan you choose covers you adequately for the risks you face in Vietnam. For example, if you plan to ride a motorbike in Vietnam, make sure that your plan covers motorbike accidents. 
• Check the customer service and claims process. Make sure that your provider has a reliable and accessible customer service team that can assist you 24/7 in case of an emergency. Also check how easy and fast it is to file and settle a claim with your provider.

How to choose the best travel insurance in Vietnam ? ( Source: Internet )

Read more>>> Top 5 best Vietnamese traditional food

How to use travel insurance in Vietnam?

Using travel insurance in Vietnam is simple and straightforward if you follow these steps:

• Keep your policy documents and certificate of insurance handy at all times. You may need to show them at the airport or immigration checkpoints when entering or leaving Vietnam.
• Contact your provider or their assistance company as soon as possible if you encounter any emergency or problem during your trip. They will guide you on what to do next and how to access their network of medical providers or other services.
• Keep all receipts and evidence related to your claim. You may need to submit them along with a completed claim form to your provider within a certain time frame after your trip.
• Enjoy your trip with peace of mind knowing that you are covered by travel insurance in Vietnam.

Tips for using travel insurance ( Source: Internet )

Read more>>> Hanoi street food – Top 10 delicious dishes

How to buy travel insurance in Vietnam?

Buying travel insurance in Vietnam is easy and convenient with online platforms. You can follow these steps to buy travel insurance in Vietnam online:

• Visit one of the websites mentioned above or search for other reputable online travel insurance providers for Vietnam.
• Enter your personal details and travel information, such as your name, age, nationality, destination, duration, and purpose of travel.
• Choose the plan that suits your needs and budget from the options available.
• Review the policy details and terms and conditions carefully before confirming your purchase.
• Pay securely online with your credit card or other payment methods.
• Receive your policy documents and certificate of insurance instantly by email.

Capturing best moment with safe journey in Vietnam ( Source: Internet )

You can also choose to purchase travel insurance directly in your home country through travel companies. Additionally, if you have already arrived in Vietnam, you can consider buying it from providers like Liberty , Chubb , etc….

Read more>>> Top 5 best tours in Hanoi

 To conclude, travel insurance is not mandatory when traveling to Vietnam, but considering its various uses and benefits, it’s something you should contemplate purchasing. With the information shared by Prime Travel above, it is hoped that it will give you a detailed understanding of this type of travel insurance.

Check out Prime Travel’s tours here:

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Authentic Vietnamese coffee workshop

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• Ho Chi Minh City

• Planning A Trip

All-in-one Guide to Travel Insurance For Your Vietnam Trip

• 1. Why Would I Need Insurance?
• 2. What Types Of Insurances Are There?
• 3. Insurance Plan
• 4. When To Get Your Insurance
• 5. Where To Start Looking For Travel Insurance

In many countries, purchasing and showing proof of a purchase for a travel insurance is a must as you apply for your travel documents. As you get a visa for Vietnam, you are not required to present one. But do you need one? The answer is YES, you will greatly benefit from a wisely picked travel insurance. And how to figure out which one is the best in the pool of insurance offered? We will tell you right now.

Why Would I Need Insurance?

You can just skip this section if you already know how important it is to get travel insurance. For those who are still skeptical, read on.

This is not to say Vietnam is an unsafe place to visit, but that anything can happen and it is better you get yourself prepared. Getting insurance sometimes will save you thousands of dollars, but in the least it gives you peace of mind. You know you are protected to a certain extent.

What Types Of Insurances Are There?

Thanks to Vietnam’s readily available tourism activities, you will find yourself anywhere from flying, taking cruise trips, staying at a high end resort, going kayaking on the bay or even simply crossing the streets. Fun as they may sound, some may be more prone to risk than others.

Currently in the insurance market, there is both individual and comprehensive plan for you to choose from: flight and trip cancellation insurance, travel health insurance, medical evacuation insurance, baggage coverage insurance, excess valuation, to name a few. Depending on your particular trip and preference, you may find one that best suits your interest.

How much your insurance will cost you will depend on the number of days you travel, the destination you will be travelling (Vietnam is generally listed as a safer place, and costing less money for insurance, some other countries), and the types that you choose.

Below is a closer look at the different types of insurance:

Trip cancellation.

If you book your flight with, Expedia or Orbitz or even directly from the airlines website such as Air Asia, chances are that you will be asked whether you want to purchase a flight or trip cancellation insurance. Unless you are 100% sure that you will make it for the trip, it may be wise to purchase one. This flight cancellation insurance starts from $13 and will be an excellent deal in case your flight or trip gets cancelled.

Flight Insurance

Baggage Insurance

You won’t be a happy traveler as you land and find out that you lost your baggage or your 2 trolleys were totally damaged. Most airlines will provide only hefty reimbursement in case of lost luggage. Baggage insurance will be necessary if you travel long distance.

Travel Health Insurance 

Your national health care insurance will not cover your trip to Vietnam in particular. The Australian Reciprocal Medicare Agreement only entitle Australian nationals to get discounted treatment while in the UK, New Zealand, Sweden, Italy, among others, but Vietnam is not currently on the list. Canadians with OHIP coverage will too bear the full cost of medical expense while abroad. For US citizens, some private health insurance may cover basic needs for your travel but no company will assist you to evacuate or repatriate back to the homeland with your existing plan. With the evacuation or medication pack, you will be aided in case of injury or death and flown back to your home country. The annual premium starts from $250.

Other insurances available for your consideration are: Adventure travel, Credit card coverage, extreme sports insurance, to name a few.

Insurance Plan

Instead of going with individual coverage you may also purchase insurance plan:

Vacation plan

This is the most popular type of all travel insurance. Vacation plan includes trip cancellation or interruption, medical emergencies, loss or delays of luggage, and some over coverage depending on the insurance providers.

Specialty plan

This includes evacuation plans, accident plans, which cover the emergency evacuation and often-sold on annual basis. The insurance will cover transport and any emergency medial costs associated with the occurrence while you are abroad.

Travel medical plan 

When To Get Your Insurance

It is best to get your travel insurance as you start your booking process: reserving a flight ticket, making deposit for a package tour to Vietnam or paying for your cruise trips.

Where To Start Looking For Travel Insurance

Below are some of the more prestigious travel insurance providers by countries:

Canada: Travel Guard, Kanetix (www.kanetix.ca), Manu Life (www.manulife.ca), RBC (http://www.rbcinsurance.com/travelinsurance/index.html)

US: Travel Guard, (http://www.travelguard.com)

UK: travel guard, Tesco Bank, Barclay (www.barclays.co.uk)

Australia: Travel guard, World Nomad, Travel Insurance Cover (www.travelinsurancecover.com.au)

Latest Travel Alerts & Updates for Vietnam

Can I travel to Vietnam right now? What are the requirement? When can I expect to be allowed to travel to Vietnam? Find answers to these questions with our frequently updated travel alerts.

Best Time to Visit Vietnam: When to Go & What to Expect

"When is the best time to visit Vietnam" is one of the most common questions that spring up to mind for all trip planners. Overall the golden time to visit the country is March-May and October-early December.

What $1 Can Buy in Vietnam

Although the cost of living has risen tremendously in Vietnam in recent years, you can still to live by with few dollars per day in your pocket. Below is a quick summary of what a dollar can be worth in various cities in Vietnam.

Featured Streets

Hang Thung - Street Of Buckets

Hang Bac - Street Of Silver

Hang Tre - Street Of Bamboos

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Vietnam Travel Insurance Requirements

Last updated: 03/07/2024

Effective May 15, 2022, Vietnam lifted all Covid-19 travel requirements, including mandatory travel insurance. With that said, these entry rules are subject to change at any time, and all travelers heading to Vietnam should confirm the latest entry requirements prior to departing for their trip.

Squaremouth’s Vietnam Travel Insurance Recommendations

In addition to a policy with Emergency Medical coverage with at least $50,000 in coverage, Squaremouth recommends a policy with at least $100,000 in Medical Evacuation coverage. Travelers who are visiting more remote areas of Vietnam should consider a policy with at least $100,000 of Emergency Medical and $250,000 in Medical Evacuation coverage, due to the potential for increased medical costs.

Emergency Medical coverage can offer reimbursement for treatment due to an unforeseen illness or injury, and typically includes treatment for contracting Covid-19. The Medical Evacuation benefit can provide reimbursement for costs associated with transportation costs associated with a traveler getting to the nearest adequate medical facility.

For travelers with prepaid and non-refundable trip costs, Squaremouth recommends the Trip Cancellation benefit, which can reimburse up to 100% of covered trip costs if a traveler has to cancel their trip before they’ve left. Typical reasons include an unforeseen illness or injury, death, inclement weather, or terrorism. Canceling from testing positive for Covid-19 is typically covered, as well.

Policies with Trip Cancellation coverage typically includes Trip Interruption. This benefit can cover a traveler’s unused, prepaid, non-refundable trip expenses if a person’s trip gets interrupted for a covered reason such as illness or injury, flight delays, or a natural disaster. If a traveler needs to cut their trip short, this benefit can also cover additional transportation expenses incurred to return home.

Vietnam Travel Insurance Trends and Data

Vietnam boasts delicious food, gorgeous hikes, and the world’s largest cave. Travelers also love to experience the limestone towers at Halong Bay.

Destination Rank: 20

Percentage of Squaremouth Sales: 1.24%

Average Premium: $293.44

Average Trip Cost: $3,843.60

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• Vietnam State Department Information
• Vietnam Travel Information

Available Topic Experts for Media:

Squaremouth's destination information is free and available for use within your reporting. Please credit Squaremouth.com for any information used.

Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

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• Global travel destinations

Vietnam travel insurance, Travel insurance for Vietnam

Compare and buy the best visitor travel insurance, buy visitor travel insurance.

Visitor travel insurance coverage - Highlights

Health care expenses.

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Compare and buy the best Immigrant insurance

Us immigrant travel insurance coverage - highlights.

Compare and buy Student insurance

International student health insurance coverage - highlights.

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Hospital medical expenses for sickness or accidents during coverage.

International students who need coverage for existing medical ailments.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repatriation of remains expenses to home country in case of death.

Compare and buy Pre-Existing insurance

Visitor travel insurance Pre-existing conditions coverage - Highlights

What does visitor travel insurance cover.

Testimonials - From Our Customers

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Travel health insurance Vietnam, Vietnam Travel Insurance

Schengen visa insurance

US Expatriates Insurance

Vietnam Visitors Insurance

USA Visitors Insurance

Vietnam covid 19 insurance, vietnam covid travel insurance requirements:.

Yes - the VGP - The Ministry of Culture, Sport and Tourism has made these requirements mandatory for international tourists arriving in Vietnam:

• Mandatory Covid insurance Vietnam of atleast USD 10,000 for covid19 treatment.
• A negative RT-PCR covid test taken 72 hours or rapid test within 24 hours prior to departure from the country of origin.
• International travelers have to pay for COVID-19 test, treatment and related costs.

NON US Travelers

• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Vietnam with Covid19 coverage.

US Travelers

• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Vietnam with Covid coverage.
• Travel SE Covid Quarantine Benefit: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Safe Travels Voyager Insurance offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
• Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Covid19 travel insurance to Vietnam, Coronavirus travel insurance for Vietnam for Covid19

International travel to Vietnam has started again after the complete lockdown due to the Covid19 pandemic. However given the health risks and increased healthcare costs involved in light of the pandemic, it is very important to have good travel insurance which covers Covid19 illness. Travelers can compare Vietnam travel health insurance with Covid coverage by using our Compare visitors insurance tool .

Travelers should provide relevant information such as the travelers age, the duration of travel, the medical maximum coverage, the deductible and Covid travel insurance coverage requirement. Travelers can filter the available traveler insurance plans with options for coverage of Covid illness. The traveler can then review these Covid19 travel insurance plans based on price and other coverage benefits and buy Covid19 insurance that they like best.

Travel insurance for Vietnamese going to the USA

Tourists on vacation, visiting family in the USA.

Steps to buy US travel medical insurance online

Step 1: finding the available us travel insurance plans.

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Step 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application..

Step 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers.

Factors that determine the cost of US travel insurance plans

Age of the traveler.

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Contact our customer service team, we are here to help you!

Travel insurance for acute onset of pre-existing conditions

Travel insurance for Asthma

Travel insurance for Arthritis

Travel insurance for Diabetes

Travel insurance for Heart Ailment

Travel insurance for Cholesterol

Travel insurance for BP

Travel insurance for visiting Vietnam

Us residents visiting vietnam, travel insurance for vietnam trip.

Vietnam has seen a steady increase in the number of international tourists and with good reason. The country has plenty to offer visitors, excellent cuisine and a rich culinary tradition, beautiful landscapes and river cruises along the Mekong river, the Halong Bay with its amazing landscapes, the historic cities of Ho Chi Minh and Hanoi, smaller but equally attractive cities like Hue and Da Nang not to overlook the rich history and culture and the ever smiling friendly Vietnamese people.

Exploring exotic destinations like Vietnam and leaving behind the mundane routines is most exciting however US and International tourists should not forget to buy Vietnam travel insurance.

Buying travel insurance for Vietnam or elsewhere in Asia on Americanvistorinsurance.com may appear paradoxical, however while we offer travel insurance for visiting the US, we also provide cheapest travel insurance to Vietnam.

Vietnamese Americans - An overview

Vietnamese-American are the fourth largest Asian American group in the US, numbering close to 1.5 million. Most Vietnamese immigrants came to the US after the Vietnam war ended in 1975. This community is spread across the country, however a large number are concentrated in Texas and in California . Starting off as refugees, this community has worked its way up, and a lot of Vietnamese Americans are now clearly middle class working professionals. It is very common for Vietnamese Americans to have friends and family members visit the US from Vietnam.

There is also a much improved relationship between the US and Vietnam, with president Obama visiting Vietnam in 2016. This has encouraged many more Vietnamese tourist and students to come to the Untied States. However given the high cost of health care in the US, all visitors should be good travel insurance.

Review visitor medical insurance, Travel health insurance Vietnam

• The availability of various visitors insurance plans offered by several insurance companies might confuse visitors while making a purchase. It is advisable for visitors to review insurance plans before buying them.
• Insurance customers need not have to visit insurance companies individually to compare plans if they can use online compare facility.
• On this website, a user friendly compare facility is available for the customers to evaluate several plans under single roof and then make an informed decision.
• The compare facility allows the visitors to save time, energy and money.

Travel insurance for Vietnam citizens

Vietnamese immigrants in the usa.

The early Vietnamese immigrants to the US was soon after the Vietnam War which ended in 1975. Due to the political and economic instability of the communist government migration of refugees began. The majority of the Vietnamese who lived in the US were the wives and children of American servicemen or researchers during the Vietnam war. There were also a few Vietnamese who did unskilled work during the late 19th and early 20th centuries. With the end of the Vietnam War the first wave of immigration began who were well-educated, financially comfortable, and talented in English language. They had their close ties to America or the then South Vietnam. According to the 1975 US State Department data, more than 30% of the immigrants in the first wave were medical professionals or technical managers who stayed in California and Texas.

The immigration of the Bangladeshis to the US grew through the year 1970s as they were looking for better economic opportunities. There were legally allowed to migrate according to the Diversity Visa Program and lottery system. Another big wave of migration happened around the year 1990-2000 for blue-collar jobs like taxi drivers and restaurant helpers. Today the Bangladeshi communities is growing all around the US with many professionals and students coming to the US. There are over 150,000 Bangladeshis immigrants in the USA. In New York, on the Union Avenue there are many Bangladeshi clothing and grocery stores and is the emerging Little Bangladesh.The second wave of immigrant’s refugees arrived in 1978-1980s when the Refugee Act of 1980 eased the restrictions on the entry of the Vietnamese refugees. Since the 1980s the Vietnamese immigration progressed and the trail to Vietnamese immigration today has moved completely. The history of Vietnamese migration to the US which began from refugees is now with a population of 2.2 million people. Where most of them have lawful permanent residence (LPR) or Green cards based on the source of family sponsors and by way of immediate relatives to the U.S Citizenship.

Immigrating to a new country with different culture, weather and socio-economic conditions is very thrilling, however it often increases the chances for unexpected situations and the need for good immigrant health insurance is necessary, particularly in the pandemic situation of Covid19. Health care in most westernized countries is very expensive and the US offers one of the best medical services to its immigrants. In case of any injury or sickness one can land up in huge financial loss without proper immigrant medical insurance.

Vietnamese students in the USA

The United States of America is renowned for its higher education programs with highly qualified professors, innovative technology and research abilities of the institutions, thus making US one among the popular and the most desirable study destination around the globe. According to the SEVIS in March 2019 there were about 30,684 Vietnamese students in the US attending the boarding and the day schools. Vietnam stands at rank 6th among the countries sending their students for international study to US. Largely, Vietnam remains a dense undergraduate market contributing nearly $1 billion to the U.S. economy. In the financial year 2018-19 Computer Science, Engineering, Math and Business and Management continue to be the topmost fields of study for international students studying at U.S.

Education remains as a foundation of the bilateral and diplomatic relationship between U.S and Vietnam. On the 25th Anniversary of US-Vietnam diplomatic relations ,in the Open Doors data there is a noticeable proof that education being the foundation with 30,684 Vietnamese students studying in the US and US will continue to encourage opportunities for Vietnamese students to study in the US via its Education USA services, American Centers in Hanoi and Ho Chi Minh City.

With the multicultural environment for Vietnamese students to study in the US, often incline towards neglecting one’s health. Falling sick away from home without proper care would be stressful, however it’s necessary to be ready to face any unexpected medical emergencies that may arise while you are staying in the US. A student medical insurance cover will provide coverage for medical expenses incurred due to an injury or any illness. At American Visitor Insurance, Vietnamese students can buy reasonable US student medical insurance which are cheaper and meets the requirements of the university.

Vietnamese Professionals coming to the US

The United States of America is one among the most desirable countries for better economic status and future careers. Huge groups from the first wave of immigration those were well-educated migrated to the US. More than 30% of the immigrants in the first wave were medical professionals or technical managers who stayed in California and Texas according to the 1975 US State Department data. Most professionals who migrated to the US worked in various fields like science, technology; innovation and research.

While travelling to the US to begin a new start is exciting, one should be prepared for all the challenges that may arise while you are staying in the US. Having international travel insurance is necessary for safe stay especially in the current time of the Covid19 pandemic. Vietnam Visitors insurance cover offers coverage in case of any medical emergency like an injury or illness. At American Visitor Insurance, Vietnam professionals can get quotations from various US insurance providers by comparing several options and make an informed decision.

Vietnamese Tourists visiting America

The United States is a melting pot with incredibly diverse culture, industrial advances and natural wonders which makes the country one of the most desirable tourist destination for Vietnamese. Thousands of tourists travel to the US and with over 2.2 million Vietnamese residing, it is natural that there would be increase in the number of tourists. In the year 2019 1, 32,796 Vietnamese tourists travelled to the US spending 3.13 billion which is an increase of 12%.

Travelling on a holiday to the US is exciting but one must be prepared for any medical emergencies that might rise while traveling. The healthcare system in the US is very expensive. In case of any injury or illness you might land up in a huge medical bill. Travel insurance will provide coverage for all unforeseen medical emergencies that may occur during the holiday.

Some statistics on Vietnamese Immigrants in the US

The early immigrants of the Vietnamese to the US began soon after the Vietnam War that ended in 1975.With the end of the Vietnam War the US supported admission of an estimated 125,000 Vietnamese refugees to the US. The immigrated Vietnamese population has increased significantly and expanding every decade since 1980 and 2000, and an increase of 26% in 2000s. In 2017, more than 1.3 million Vietnamese reside in the US representing the 6th largest foreign-born group in the US.

Source: Data from U.S. Census Bureau 2010 and 2017 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, "Historical Census Statistics on the Foreign-born Population of the United States: 1850-2000" (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006), available online.

H1b Visas and insurance for Vietnamese

The United States of America for many decades now have been allowing US companies to hire temporary high skilled workers in a specialty occupation around the globe with H1B visa. The H-1B visa an employer sponsored visa that allows a temporary foreign worker to stay and work in the US contributing to companies growth and the US economy. USCIS issues 85,000 new H-1B Visas every year in addition to the ones that have lapsed. A large number of Vietnamese immigrants migrated to the US as part of the first wave ,who were medical professionals or technical managers who stayed in California and Texas.

While the H-1B visas came under the scanner due to an increase in the unemployment in the US due to the outbreak of coronavirus pandemic, the new President Joseph Biden has eased the policies around immigration and the green card. The Issuances of H1B visa will be carried on as normal and visa approval will be based on the lottery system.

Thousands of Vietnamese are working in the US with H1B visas and quite a few are waiting to renew their visa. Staying away from home country in the new environment one must be prepared for any unexpected medical emergencies that may arise while staying overseas especially in the current times of Covid19 pandemic. Health care system in the US is very expensive and incase of any injury or illness H1B visa health insurance will provide coverage and help from a huge financial loss. American visitor insurance suggests some of the best travel insurance providers in the US like Trawick international, International Medical Group (IMG), TokioMarine HCC, Seven Corners, INF and Global Underwriters who offer good and affordable Vietnamese visitor insurance coverage as per your needs.

Vietnamese Parents visiting USA

The history of Vietnamese migration to the US which began from refugees has now become stronger and diverse after the political normalization. Despite the stressed history during the Vietnam War, today Vietnam is one among the country in South East Asia which has made its mark with 2.2 million people residing in the US. Most of these have a lawful permanent residence (LPR) commonly known as Green cards. Most of the Vietnamese in the US often have their parents and relatives visit their family as a result there is a lot of travel between Vietnam and the US.

Traveling to the USA to see children is very thrilling and a detailed planning is necessary when parents are aged. To avoid all inconvenience due to change in weather conditions, food and long hours of travel. It is very important for parents to buy a best international travel insurance cover which can provide coverage for any unexpected medical and travel emergencies, especially in the current Covid19 pandemic. Vietnamese travelers can select some of the best choices from our senior citizen visitors insurance comparison tool from the top most US insurance providers and make an informed decision.

Vietnamese Software employees going to the US

The United States of America offers software engineers with numerous chances to work with the greatest technologies and improved economic status and gives a chance to live the America dream. Many Vietnamese Software engineers have been immigrating to the US to start a new life. Thousands of Vietnamese students become software programmers each year and they are growing to be one among the world’s top software programmer producers for large establishments in the US, Europe, and Japan.

During the Trump administration the non-immigrant visa category had some limitations in the immigration policies and software professionals found it difficult to continue working in the US. Nevertheless with the election for the new President Joseph Biden, who announced that the policies around the non-immigrant will continue as usual. On 3rd February 2021, the United States Citizenship and immigration Services (USCIS) announced that the Computer programmers can apply for their H-1B visa as they will not be entitled to denial.

Software professionals are concerned about the safety of their jobs and to be safe from the Covid19 global pandemic. While staying away from home it is necessary that one should have good visitor’s insurance cover that provides coverage for unexpected medical and travel emergencies that you may face while you stay overseas. American visitor insurance recommends to their travelers with some of the finest US insurance providers who offer best Vietnamese H1B visa insurance to the USA. For more details visit our website or you can call us for further assistance and one of our licensed agents will help you.

Visitors who are Relatives of Vietnamese Professionals in the USA

The United States is a home to people of diverse cultural backgrounds, natural wonders and monuments that makes it the most desirable country for many years now. 2.2million Vietnamese have now settled in the US with their family. Each year thousands of relatives of these immigrants visit their friends and family in the US.

Travelling to the US away from home to visit a relative or a friend is always exciting .Lot of planning goes into an overseas travel and one must keep in mind of the unexpected medical or travel emergency that may occur during the trip. It very crucial for travelers to buy a visitor insurance cover that will ensure to provide a good coverage in case of any injury or illness while you travel. American Visitor Insurance offers Vietnamese travelers with the best coverage for all their requirements. For further assistance visit our website or alternatively you can contact us by email or phone at any time and one of our agents will assist you.

Travel insurance Vietnam, Vietnam health insurance for foreigner’s information

Travel Medical insurance Vietnam resources

International travel insurance resources for Vietnam visa holders.

Factors for travel insurance Vietnam online

Important factors while deciding on the best travel insurance to Vietnam.

Types of Vietnam travel insurance online

Different types of Vietnam visa travel insurance options.

Vietnam travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

Select the type of travel health insurance for visiting Vietnam...

Travel insurance for quarantine coverage.

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage

• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Best travel insurance

Best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness

• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses

• US travel health insurance for US citizens outside USA
• Available up to 3 years (Elite plan)
• Offers maximum coverage up to $1,000,000
• Travel Medical Plus insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses

• Offers coverage outside the US
• Includes coverage for Covid19 as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician.
• The antibody test and prescreening test are not covered, as they are not medically necessary. For individuals age 65+, maximum plan coverage is $100,000.
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

Best Expat insurance, Best Expatriate insurance

Expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.

• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

Best trip cancellation insurance, Best trip protection insurance

Best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.

• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max

• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

Cancel for any reason trip cancellation insurance

Cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

USA Senior Citizen travel insurance, USA seniors travel health insurance

Travel health insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip

• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

Best Annual travel insurance, Best yearly travel insurance

Annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Offers coverage for covid19 illness.

• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip

• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.

Review and compare the best Annual insurance.

Covid Quarantine insurance for US citizens

According to changes from June 2022, US Citizens who have traveled overseas are no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic. This COVID19 test was required both for unvaccinated and for vaccinated travelers. However, despite the Covid test not being compulsory, it is prudent for US citizens to buy travel insurance with Covid quarantine expenses included given the pandemic and different Covid sub-variants.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

Single Trip Travel Insurance

Single Trip vs MultiTrip Insurance

Vietnam travel insurance, covid insurance for travel to vietnam - faq's, does vietnam travel insurance cover covid19 illness.

There are some USA Covid travel insurance plans available for travel to Vietnam that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Vietnam to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

What is the best Vietnam travel insurance?

This is a good question and American Visitor Insurance tries to answer for our customers. Given the different needs of different travelers there is not one policy that is always best for everyone.If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to give our customer as much information as possible so they can find the Vietnam travel health insurance plan that is best for their needs.If you want some more guidance, please feel free to contact us and our licensed agents will help you!

Why should travelers from Vietnam buy US visitor health insurance?

There are several reasons why one should buy medical insurance while in the US. The most obvious reason is that the medical costs in the US are very high and hospitalization will leave the traveller with very high medical bills. Medical emergencies can happen when least anticipated and visitor insurance plans safeguard the traveller when he or she is in a foreign environment. These plans can be purchased even after the start of the journey.

However, the coverage is not as effective if purchased after facing a medical emergency. The insurance provider will consider such cases as treatment for pre-existing conditions and will not cover the traveller. However there are some visitors insurance plans offering coverage for pre-existing conditions . Compare visitor medical insurance and buy the best coverage for your visit to USA.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them. Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

Popular outbound destination among Vietnam travelers

Travel insurance for international tourists visiting vietnam, trip cancellation insurance.

Trip cancellation insurance insure trip cancellation related emergencies while in Vietnam.

Travel medical insurance

Travel medical insurance for Vietnam to cover accident and medical expenses.

Annual Travel insurance

Annual travel insurance for frequent travelers to and from Vietnam.

Group insurance

Group travel insurance for Vietnam covers five or more travelers on same itinerary.

Popular tourist destinations in Vietnam

Halong Bay is one of the world's most spellbinding sea views and is a UNESCO World Heritage Site.

Khai Dinh Tomb in Hue

The architecture of the Khai Dinh Tomb in Hue has been described as Buddhist as well as Roman Gothic.

Hang Son Doong Cave

The cave has Bright blue water pools, Lush greenery lines the walls and a river runs through it.

Phong Nha-Ke Bang National Park

It is a dramatic karst mountain formation honeycombed with huge caverns, which are home to superb stalactite and stalagmite displays.

Vietnam - General Information  

Vietnam - general information.

o Chi Minh city, Hanoi, Ha Long Bay, Da Nang, Hoi An, Hue, Da Lat, Nha Trang, Sa Pa, Ha Long, Phu Quoc, Can Tho.

  Vietnamese

Around 92 million

Vietnamese Dong

Feb to Apr, Aug to Oct.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel Insurance for Vietnam residents

Best travel medical insurance, patriot america plus.

• Available for US citizens visiting USA
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Plan is suitable for Green Card holders as long as they reside outside the US.

Visitors Protect

• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.

Atlas America

• This plan is available for Non-US citizens traveling outside their home country
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).

Diplomat America

• This plan is for Non Us citizens and Non US residents visiting the US.
• This plan have 24 months waiting period for pre-existing conditions.

Safe Travel USA Comprehensive

• Covers acute onset of pre-existing conditions up to policy maximum age up to 69 years.
• This plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• This plan is available for green card holders.
• For ages 14 days to 89 years.
• Coverage for minimum 5 days to maximum up to 364 days.

Travel Medical Choice

• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• For the acute onset of pre-existing condition coverage with Cardiac Condition and/or Stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.Other than Cardiac Condition and/or Stroke it covers for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available
• This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• There is a minimum purchase of 90 days required to buy this plan

INF Elite 90

• Covers 90% of eligible medical expenses.

INF Safe Traveler USA 90

• INF Safe Traveler USA 90 covers 90% of elgibile medical expenses

INF Safe Traveler USA

• INF Safe Traveler USA covers 80% of elgibile medical expenses

INF Elite Plus

• Covers Preventive & maintenance care and coverage for full body physicals.
• Comprehensive plan with full pre existing condition coverage up to 99 years which is unique.

Visitors Care

• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.

Travel Medical USA

• Offers coverage for acute onset of pre-existing conditions up to 79 years.
• Renewable up to 364 days

Visitor Secure

• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.

INF Standard

• This plan is available for for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Minimum Enrolment should be 30 days.

Safe Travels Elite

• It offers coverage for acute onset of pre-existing conditions up to 89 years.
• Available for Non US citizens coming to the US and worldwide.

INF Premier

• Acute Onset treated like New Sickness
• This plan covers Full pre-existing conditions up to 99 years.

INF Premier Plus

• Covers preventive & maintenance care
• This plan covers Full pre-existing conditions up to 69 years.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• This plan is available to both Non-US citizens and US citizens traveling outside their home country.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 69 years).
• Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

Safe Travel USA

• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

Travel Medical Basic

• The policy maximum for this comprehensive insurance starts from $50K and provides up to $5M. For people above age 80 years, they get a policy maximum of $10K
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25K up to 65 years; $5K for 65 to 79 years.

INF Elite plan

• This plan offers full pre existing condition coverage.
• Elite plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.

Safe Travel USA Cost Saver

• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• Acute onset of pre-existing condition coverage for Worldwide including US with Cardiac Condition and/or Stroke - $50K up to 69 years; $5K for 70 to 79 years.Other than Cardiac Condition and/or Stroke - $75K up to 64 years; $7.5K for 65 to 79 years.
• For Worldwide excluding US - $50K up to 64 years; $10K for 65 to 79 years.

INF Elite Plus plan

• Elite Plus plan with policy maximum $150K covers pre-existing condition coverage up to $25K maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75K covers pre-existing condition coverage up to $20K maximum with deductible $1,500 for age 70 to 99 years.

INF Elite 90 plan

• This plan covers 90% of eligible medical expenses.
• Elite 90 plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
• It is an affordable plan for visitors visiting the US.

INF Premier plan

• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• Covers full pre-existing conditions up to 99 years.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• This fixed plan Covers preventive & maintenance care.
• Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 70.

Atlas Premium

• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• This plan provides coverage up to $250,000 for 70 to 79 year old travelers.
• Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.

Travel Medical USA insurance

• The Travel Medical USA plans ( Travel Medical USA Visitor Basic , Travel Medical USA Visitor Choice ) cover acute onset of pre-existing conditions for people up to age 79.
• Travel Medical Choice Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
• The age availability is 14 days to 80+years.
• Covers acute onset of pre existing conditions up to the age of 79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America Lite with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
• Visitors Protect Plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.

Patriot Platinum

• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Pre-existing complications from covid-19 covered
• Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years
• This plan need to be purchased for a minimum of 3 months.
• This fixed plan from provides full pre existing condition coverage.
• In-patient, out-patient, specialist care covered for pre-existing.
• Minimum purchase of 90 days is required for this plan.
• This is another comprehensive plan from INF.
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years .

Older traveler medical insurance for above 70 years

Safe travels usa comprehensive.

• Safe Travels USA Comprehensive available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• For the age of 65 to 80 years this plan provides a policy maximum of $50,000 and $100,000.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Covers 90% of elgibile medical expenses and minimum purchase of 90 days is required for this plan.
• INF Safe Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.

Senior Citizen travel insurance for above 80 years

• INF Safe Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Safe Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan covers Urinary Tract infection for older travelers above 80 years.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
• For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• The Safe Travels USA Comprehensive provides a policy maximum of $20,000 for people aged above 80 years.

Safe Travels USA Cost Saver

• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.

Safe Travels USA

• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.

Safe Travels Elite Diamond

• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years
• Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
• Travel Medical USA Visitor Choice is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
• Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.

Senior Citizen travel insurance for above 90 years

Globehopper travel insurance for older us travelers.

US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip.

The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Student medical insurance for Vietnamese in the US

There has been a steady and spectacular growth in the number of Vietnamese students studying in the United States. Currently there are over 20,000 Vietnamese students in the country. Nearly 70% of these students are in Undergraduate programs while the remaining 30% are split between Graduate students and the Optional Practical Training (OPT) status. The number of Vietnamese students has risen from around 2000 students in 2000/2001 to 22000 in 2016/2017, and is currently the sixth largest source of international students to the US.

Vietnamese students in the US should buy adequate student medical insurance given the very expensive healthcare costs here. While most students buy University insurance, our international student medical insurance plans are attractive given that they are cheaper than most University plans while providing similar insurance benefits.

NEED HELP? Contact Us We are here to help you!

(877)-340-7910

Vietnamese students on the Optional Practical Training (OPT) status will find our OPT student insurance plans very helpful given that they are very affordable while providing excellent insurance benefits.

Travel insurance for Vietnamese residents visiting USA

Senior citizens.

Senior citizens travel insurance from Vietnam to USA.

Pre-existing Coverage

Travel health insurance coverage for Vietnam travelers to USA with Pre-existing conditions.

Student Insurance

International student health insurance for Vietnam students in USA.

J1 Visa Health Insurance

J1 visa exchange scholars and students have to satisfy these requirements.

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

Us immigrant health insurance plans.

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

Travel medical insurance Vietnam, Travel insurance to Vietnam from USA links

Travel Insurance from USA to Vietnam FAQ

Travel Insurance USA to Vietnam Blog

Travel Insurance to Vietnam from USA Forum

Travel Insurance USA Claims

Types of us travel medical insurance.

Fixed vs Comprehensive plans

Fixed benefit travel insurance.

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits. Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Vietnam residents residents visiting Schengen countries

• Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance online.

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Best International travel insurance Cost

Travel insurance - pre-existing conditions coverage, international travel insurance resources, more tourist medical insurance usa categories.

Compare Visitors insurance USA

USA New immigrant Insurance

US visa health insurance

Senior Citizen travel insurance

Pre-existing visitors insurance

J1 Visa health insurance

International student Insurance

Green Card medical insurance

International Medical Insurance

Cruises Travel Insurance

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Travel Insurance For Vietnam: Everything You Need To Know

Updated: Apr 26, 2024, 11:14am

Table of Contents

Do australians need travel insurance for vietnam, what does travel insurance for vietnam cover, frequently asked questions (faqs).

Vietnam is an increasingly popular travel destination for Australians, with the country even hoping to encourage more Aussies to visit by potentially waiving visa requirements in due time.

The Southeast Asian country is set to be high on the list for Aussies going overseas in 2024. The number of Australian tourists in Vietnam now exceeds pre-pandemic levels: more than 317,000 Australians visited Vietnam in 2019 , while there were 390,000 Aussie visitors in 2023.

Plus, as more and more flights become available, such as low-cost carrier Vietjet Air launching a direct service between Hanoi and Melbourne earlier this year, getting to Vietnam is becoming easier for Australians.

If the direct flights, fascinating history, vast scenery and delicious food aren’t enough to convince Australian travellers, the cost may be. Vietnam is considered one of the cheapest travel destinations in the world for Australian tourists due to our strong conversion rate against the Vietnamese Dong and the nation’s low cost of living in comparison to our own.

And while cheap thrills may be what you’re after on your vacation, it’s important not to skimp on the necessities that may cost that little bit extra—such as travel insurance. This guide outlines what you need to know regarding travel insurance in Vietnam.

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Cover-More Travel Insurance

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Yes, amount chosen by customer

Southern Cross Travel Insurance

Medical Cover

Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

$2,500 with option to increase to unlimited

Investing in travel insurance is a good idea for any overseas trip. Travel insurance policies can help protect you from having to dive deep into your pockets, with many offering unlimited medical treatment while abroad and cancellation cover for your trip should the unexpected occur.

Travel insurance is not just handy for medical purposes or travel changes, either. Your personal items can be covered, should any baggage go missing or an important item be stolen—which, unfortunately, often occurs in Vietnam.

Smarttraveller warns Australians to be alert at all times in Vietnam, considering petty theft–including bag slashing–is common in tourist areas and crowded places, especially during holiday times. Snatch-and-grab theft by thieves on motorcycles is also common, the website states.

Like most international travel insurance policies, you will be able to find basic coverage for your trip to Vietnam, or choose to opt for a more comprehensive, albeit more expensive, policy.

While a basic policy will often cover medical expenses and lost luggage,a comprehensive policy includes a lot more. Most basic policies also likely won’t offer compensation for travel delays, stolen cash, accidental death and more.

Additionally, if you are going on a trip to multiple countries within the year, it may be worth opting for an ‘annual multi trip’ insurance instead—making sure that there are no exclusions to the regions you are wishing to visit.

Visa Requirements For Australians Travelling to Vietnam

You’ll still be allowed to travel to Vietnam if you don’t invest in travel insurance, but you do so at your own risk—and, as stated, it is highly advised to have a travel insurance policy for any overseas trip.

However, what you cannot do is enter Vietnam as an Australian tourist without a tourist visa. While Vietnam will grant Australian citizens visas on arrival, applying for one online is much easier.

A tourist visa costs under $100 AUD; however the exact price depends on your length of stay.

The Vietnamese government may consider waiving visas for Australian citizens, especially since many other SEA countries have done so such as Indonesia and Thailand .

However, at the time of writing, Forbes Advisor Australia has confirmed that Australian citizens must still obtain a visa to visit Vietnam for tourism purposes.

The exact inclusions of your travel insurance will be dependent on your personal policy and the provider.

However, generally speaking, you can expect a travel insurance policy for Vietnam to offer some level of cover for:

• Medical expenses;
• Lost, damaged or stolen luggage;
• Travel cancellations or delays ;
• Personal liability;
• Credit card fraud;
• Covid-19 expenses;

If you are partaking in certain sports and activities, you will need to make sure that you choose a policy that covers them. You’ll also need to make sure that your policy covers any pre-existing medical conditions as well.

Plus, if you are travelling with valuables, you may wish to opt for a policy that lets you increase the protection cover on your items.

Ultimately, you need to consider what your trip consists of, what you will be taking with you, and your physical health to establish what policies would be appropriate for you.

From there, you can compare quotes of different policies and providers to ensure you have the optimal—yet affordable—cover for your trip to Vietnam.

Does Travel Insurance Cover The Ha-Giang Loop?

Considered one of the most scenic motorcycle routes in the world, the Ha-Giang Loop is a popular tourist activity in Vietnam for adventurous travellers. If the Ha-Giang Loop is one of your goals, you’ll need to make sure you have travel insurance that covers motorcycling.

Occasionally a policy may include this as one of their included ‘sports and activities’, but it is more often the case that you will need to purchase an additional ‘adventure pack’ that is either specific to, or includes, motorsports.

Even so, when purchasing an additional pack to cover motorbikes, you need to be cautious of the conditions. For example, some policies will only cover motorcycle riding if the bike you are riding has an engine under a certain size.

Often, coverage will cease and claims won’t be accepted if you haven’t been wearing the correct safety equipment such as boots and a helmet, or have been under the influence of drugs and alcohol.

What Does Travel Insurance Exclude?

Your travel insurance policy may exclude some activities that you wish to partake in, unless you can opt-in to purchase an additional adventure pack as explained above in regards to motorbike riding.

Just like with the inclusions of a policy, the exclusions depend on what type of policy you choose, and what provider you go with.

Commonly, however, you won’t be covered for instances where you:

• Break the law;
• Are under the influence of alcohol or drugs;
• Partake in an excluded activity;
• Receive medical treatment for a pre-existing condition that was not disclosed;
• Travel to a ‘Do Not Travel’ destination as outlined by Smarttraveller.

As always, it is essential to read the product disclosure statement (PDS) of your travel insurance policy carefully to understand what you will and won’t be covered for while overseas.

Do I need a visa to travel to Vietnam?

Yes, as of April 2024, Australian tourists still need a visa to travel to Vietnam. This visa can be obtained on arrival, or purchased online prior to travel. The visa takes approximately three days to process online, and the cost depends on how long you intend to stay in the country.

Does international travel insurance cover Covid-19?

Many comprehensive travel insurance policies now cover Covid-19, including medical conditions related to Covid-19 or trip cancellations due to a Covid-19 diagnosis. However, it is not guaranteed that all policies will. It’s important to check your policy’s PDS carefully to understand what it will and will not cover in regards to Covid-19 for both you and your travelling companions.

Related: Travel Insurance And Covid: Are You Covered?

How much does travel insurance cost for Vietnam?

The cost of your travel insurance for a trip to Vietnam will depend on your age, your health, the activities you wish to partake in, and the length of your stay.

For example, for a 34 year old with no pre-existing medical conditions travelling to Vietnam for two weeks, a policy from some of our top choices for comprehensive travel insurance would cost around $130 (based on quotes from Cover-More , 1Cover , and Fast Cover ).

The prices of these quotes would change depending on a chosen excess, cancellation cover, and any additional coverage options you may choose to purchase such as adventure packs or cruise cover.

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Cover for you and your family

 international health insurance for vietnam, health insurance vietnam.

• Member support

Making access to healthcare  simpler, easier and safer

Do you travel frequently, either alone or with your family? If so, we can make access to healthcare easier for you. Our International Healthcare plans were designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care.

Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments at home and abroad. Our plans also include treatment for covid-19, subject to terms and conditions.

Your cover is also subject to:

•  Policy definitions and exclusions
• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
• Any policy endorsements, policy terms and conditions and any other legal requirements.
• Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

Cover in some countries is subject to local health insurance restrictions, particularly for residents of that country. It is your responsibility to ensure that your health cover is legally appropriate. If you are not sure, please get independent legal advice, as we may no longer be able to cover you. The cover we provide is not a substitute for local compulsory health insurance

Digital or in-person support  around the clock

Health and wellbeing tools.

Support for mental and emotional wellbeing with apps and services such as fitness coaching, Expat Assistance Programme, Digital check-up and Wysa mind coaching app    

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Digital  for convenience

Global telehealth services.

Talk to an experienced medical team 24/7 via phone, tablet or computer   

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Monthly live webinars

 Health & wellbeing updates by international health experts  

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24/7 Helpline in 6 languages

available to support you and your family  

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Second Medical Opinion

Build your  plan .

Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more. All our core plans include a selection of Global Health Services that aim to improve the quality of your life.

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient, dental, maternity and repatriation cover.

Global access to  cover so you can use your cover in any country included within your area of cover. It is a good idea to select an area where you normally travel to or are based for work purposes.

Terms, conditions and regulatory restrictions apply.

Health insurance plans for Vietnam at a glance

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Vietnam Care Pro

Vietnam care plus, vietnam care.

•  Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre
• Where ongoing treatment is required, we will cover hotel accommodation costs
• Evacuation in the event of unavailability of adequately screened blood
• If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs for a max. of 7 days

Global Health Services

Offers access to a range of 24/7 multilingual support services as follows:

• Counselling - confidential and professional support (in-person, phone and video)
• Legal and financial referral services
• Critical incident support
• Wellness website access

Offers 24/7 access to personal security information and advice for all your travel safety queries. This includes:

• Emergency Security Assistance Hotline (not a free phone number)
• Country intelligence and security advice
• Daily security news updates and travel safety alerts 

Our Health & Wellness support program includes, for example:

• HealthSteps fitness app
• Access to wellness resources 
• Manage your cover online with our app or portal
• Submit and track progress of claims
• Access your policy documents, health services, payment details and more

Optional Core Plan Deductibles

Deductible amount  

No deductible US$610  US$1,015  US$2,025  US$4,050  US$8,100  US$13,500  

Discount on your core plan premium when you don’t add a maternity plan

0% premium discount 5% premium discount 10% premium discount

20% premium discount  35% premium discount 50% premium discount 60% premium discount

Discount on your  core plan premium when you add a maternity plan

0% premium discount

2.5% premium discount 5% premium discount 10% premium discount 17.5% premium discount 25% premium discount 30% premium discount

Optional Plans

Maximum Plan Limit US$5,000,000

COMPARE ALL PLANS

Maximum Plan Limit US$4,000,000

Maximum Plan Limit US$2,500,000

Get your health cover in a few simple steps

Why choose us  , flexibility, trusted leader, worldwide reach, innovative partner, quick and efficient, family-friendly solutions, let's  talk, looking for a different solution  , international healthcare plans for specific regions, short-term international health  insurance, critical illness cover  .

Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.

• For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
• For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time. 

For further information, please contact our Sales team .

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

• You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
• There will be a 24-month waiting period before claims for any pre-existing medical conditions will become eligible.
• Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
• Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
• This option is available to individuals or groups with 3 to 9 policies
• Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

Full medical underwriting   is when we assess the insurance risk before cover starts.  This means that:

• You’ll be asked to complete a medical questionnaire for each person to be covered, telling us about pre-existing conditions when you apply.
• Pre-existing conditions may not be covered (or there may be a surcharge to cover pre-existing conditions). Members will be asked to complete an application form disclosing their medical history before cover starts. Our underwriting team will then assess the information and decide if we are able to offer cover for medical conditions disclosed on the form.
• Claims process is shorter because we already know if pre-existing conditions are covered.
• This option is available to individuals or groups with 3 to 9 policies.

Find out more

Most of our contracts are for one year – but we have a short-term plan to suit members who need International Health Insurance for less than a year.

For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480 .

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Is travel insurance worth it?

April 30, 2024 | 2 min read

Planning a trip and wondering if you need a travel insurance policy? Keep reading to learn more about travel insurance to decide whether it’s right for you.

Key takeaways

• Travel insurance can provide financial protection if things go wrong before or during a trip.
• You might get travel insurance to cover potential losses from trip cancellations or delays, lost baggage or medical issues.
• Factoring in details specific to your trip and balancing with existing coverage might help you decide whether travel insurance is right for you.

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What does travel insurance do?

Travel insurance is a type of specialized protection that might help protect against financial losses from airline delays, medical issues or other unexpected occurrences. Some travel insurance plans focus on specific things, like lost baggage or health care. Others offer a wide range of benefits under a single plan. It’s a good idea to make sure you understand the terms and conditions, because coverage varies.

When might travel insurance be beneficial?

Some of the situations where it can help to have travel insurance include:

Interruptions and cancellations

Trip delay insurance covers food and lodging expenses if you experience an airline delay. Trip cancellation insurance can reimburse your prepaid costs if an illness forces you to cancel entirely.

Baggage issues

Baggage loss coverage can reimburse you if your luggage is lost, stolen, damaged or delayed.

Medical emergencies

Travel health or medical insurance can cover everything from medication to emergency medical evacuation if you become sick or injured when traveling abroad .

When might travel insurance be unnecessary?

There’s no right or wrong time for travel insurance. It depends on your circumstances. But when deciding whether travel insurance is worth it, you can consider things like:

• Type and length of trip: If the trip’s refundable, you might not need extra protection. And a short or cheap trip might not be worth the cost of coverage.
• Your existing coverage: Check existing policies and agreements. If you have coverage through your health insurance provider, credit card issuer or card network, you may not need more.

Considering travel insurance in a nutshell

Travel insurance can offer peace of mind if anything goes wrong before or during a trip. But it may not always be worth it. If you’re considering travel insurance coverage, looking at your situation, your trip and the terms and conditions of your existing insurance policies could help you determine whether the benefits outweigh the costs.

If you’re interested in getting insurance coverage from a credit card, you can check out the benefits that come with Capital One rewards credit cards .

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