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7 Best Saudi Arabia Travel Insurance Plans for US Citizens in 2023

Updated on May 10, 2023 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to Saudi Arabia travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE SAUDI ARABIA

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST  WEBSITE FOR

Comparing Policies

• Compare dozens of the best Saudi Arabia travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

BEST WEBSITE FOR

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Adventure Travel

• Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
• Can insure up to 9 people in one family and the signup process is super easy
• Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

• Compare dozens of travel insurance policies from all the major providers in one place

Saudi Arabia travel insurance FAQs

Which is the best company to purchase saudi arabia trip insurance from.

There are nearly two dozen reputable travel insurance providers. However, using a comparison website is the best way to find the right policy for you. My preferred choice is TravelInsurance.com since they only feature the most trusted companies. I also like that the site has simple-to-use filters and top-notch customer support.

What is “Cancel for Any Reason” coverage?

“Cancel for Any Reason” (CFAR) is an optional upgrade package that you can add to your travel insurance policy. It allows you to cancel your trip for any reason, including those not covered by your standard plan. Should you use your CFAR protection, the reimbursement rate for all non-refundable trip costs not covered by your policy will most likely be 75%.

How long will my Saudi Arabia trip insurance be valid for?

This all depends on the type of coverage you purchase. Single-trip travel insurance covers you from when you leave for vacation until you return home. That said, some policies do not include trip cancellation benefits and are called International Medical policies. Coverage usually lasts a year but can be renewed for up to 3 years maximum. A purchase of an annual trip insurance plan will provide medical coverage and evacuation benefits for multiple trips within a year.

If I become hospitalized in Saudi Arabia, will my regular health insurance reimburse me for my bills?

Your regular insurance will likely only reimburse you for any medical care you receive in the US. Most policies give no or minimal international coverage, and Medicare benefits do not extend beyond US borders. This is why it’s vital that you buy the best Saudi Arabia travel insurance policy once you’ve booked your trip.

How do travel insurance companies define trip interruption?

Trip Interruption benefits cover you if you must cut your Saudi Arabia vacation short to return home to the US due to unexpected events. Covered reasons include, but are not limited to, job termination, terrorist attacks, inclement weather, injury, death, or illness of any insured travel companions. These benefits become active once you leave home for your travels, making it a post-departure benefit.

Will my trip insurance policy cover me in the event of a relative’s death?

This depends on the policy you choose. For example, cheaper plans tend not to cover a relative’s death if it’s due to suicide or a pre-existing medical condition. However, most policies with higher premiums will offer bereavement benefits, irrespective of the reason for your relative’s passing. Remember to read a policy’s full details before purchasing. Another aspect of bereavement benefits you must understand is what constitutes a “covered relative”? For example, do siblings, in-laws, cousins, and grandparents qualify as covered relatives? Of course, this differs from one policy to the next, so check with the provider offering the policy for further specifics.

What should I do if I have an emergency during my time in Saudi Arabia?

If you have an emergency in Saudi Arabia, dial 112. It’s a free call from any phone. Should you or any of your insured travel companions experience a medical emergency, someone in your party must contact your travel insurance provider’s customer support hotline. Your insurer will then arrange transport to the nearest hotel that meets US standards.

Will travel insurance reimburse for Covid-related trip cancellations?

Most policies include trip cancellation benefits that will reimburse you if you or anyone insured on your plan comes down with Covid before departure. However, there are some aspects of travel that insurance may not cover. These include negative test requirements, border closures, quarantine requirements, an insured traveler’s fear of travel due to changing global health circumstances, and more. If you suspect any of these will pose an issue regarding your trip to Saudi Arabia, I suggest adding a Cancel for Any Reason (CFAR) upgrade package to your policy. It will give you peace of mind, knowing that you will recoup a significant portion of your investment in your trip. Regardless of the cancellation reason, the typical reimbursement rate using a CFAR plan is 75% of total non-refundable trip costs. As the travel insurance industry constantly adapts and adjusts to the always-changing circumstances caused by the pandemic, you can find new policies insurers offer using a comparison site like TravelInsurance.com . I recommend getting a policy with at least $50,000 in emergency medical coverage and $100,000 in medical evacuation benefits. If you already have a policy in place that does not offer any coverage due to Covid, verify with your insurer whether they have a policy rider you can get to cover trip cancellations due to infectious diseases.

Typical problems tourists may experience while traveling in Saudi Arabia and how to avoid them:

Common health issues, such as the flu, cold or traveler’s diarrhea, are a concern in Saudi Arabia, just as anywhere else. However, a few more serious health concerns exist, particularly heatstroke (sunstroke), dengue fever and malaria. Heatstroke is a real threat for Saudi Arabian travelers, especially those not used to such high temperatures. The mercury regularly rises above 100 degrees between May and September and stays in the 90s from October through December and April. You may have heatstroke if any or all of these symptoms arise: sweats, high fever, vomiting, delirium, nausea and elevated heart rate. Get to a hospital immediately if you develop any of these. Since heatstroke can lead to organ failure and become fatal, take extra precautions to avoid it. The first is to stay out of the afternoon sun as much as possible, as this is when it’s strongest. In Saudi Arabia, it’s easy not to notice you’ve been overexposed to the sun because of the dry air. The second is to drink plenty of water and freshly pressed juices to stay hydrated while avoiding dehydrating drinks such as those with high refined sugar and caffeine. Furthermore, dengue fever and malaria are potential dangers in some of the country. To avoid contracting either, use a strong insect repellent on any exposed skin, including the bottoms of your feet. Bug sprays containing DEET yield the best results. Sleep with a mosquito net over your bed at night, mainly if you left the doors or windows open throughout the day. Also, to keep yourself strong and healthy throughout your trip, always stay hydrated. Both malaria and dengue fever can become debilitating or fatal. Should you experience a high fever, vomiting, fatigue, extreme bodily aches or a rash, seek medical care immediately.

Tourists experience most accidents in Saudia Arabia due to car accidents or outdoor activities like hiking or quad-biking adventures. Driving here can shock the system, as locals are known for driving extremely fast, tailgating, and other aggressive driving habits. To reduce your risk for collision, stay alert at all times and drive defensively.

While violent crime rates are low, petty crimes such as pickpocketing and purse snatching still occur. Such crime usually occurs in busy places that appeal to tourists. So be attentive to your belongings and carry your cash and credit cards in a money belt under your clothes.

Emergency resources for Saudi Arabia

Phone numbers.

For general emergencies, dial 112 for free from any phone. The operator will connect you with the appropriate service. If you want more direct numbers, dial 999 or 911 to reach the police, 998 for the fire department and 997 for ambulance services.

US embassy or consulate details

The US has an embassy in Riyadh and consulates in Dhahran and Jeddah. Visit the Embassy’s website for opening hours, location information and citizen services. The US Department of State has a Smart Traveler Enrollment Program through which you can register your trip details for Saudi Arabia. Once you do so, you will receive relevant health and safety notifications. Furthermore, enrolling in the program allows the nearest US embassy to communicate with you or your loved ones back home in an emergency.

Other local knowledge that is helpful for travelers

Accommodations.

Until recently, Saudi Arabia only opened its doors to foreign business people, so most accommodations cater to this demographic and the wealthy. Therefore, luxury hotels abound, particularly in Riyadh, Jeddah and other larger cities. The great news is that comfortable hotel room prices cost less than their US equivalents. What Saudis call “budget chain hotels” are comfortable and affordable and often come with kitchens. As odd as it may sound, some kitchens do not come stocked with pots and pans, cooking utensils, cutlery and plates. So, if you’re planning an extended stay in Saudi Arabia, you may want to pick up a few things from a marketplace or local shop.

Communication

Staying in touch with friends and family back in the US during your vacation in Saudi Arabia is a relatively straightforward affair. For those who do not need to be connected 24/7, you can rely on WiFi at your hotel or artisan coffee shops to email and use messaging apps. However, another solution is to purchase a local, prepaid SIM card at the airport upon arrival. For this to work, you must check with your mobile carrier back home to ensure your phone is unlocked. You must show your passport and provide a fingerprint to register and activate the SIM card. The 3 major mobile carriers in Saudi Arabia are STC (the most extensive network), Mobily (the largest data packages) and ZAIN (the cheapest but smallest network). Even though much of the country is remote, you’ll be surprised to discover that 4G reception is quite reliable throughout. Of course, another option is to see if your mobile carrier in the US has an international roaming package that includes Saudi Arabia. If so, add it to your mobile plan for your trip dates. Fair warning: This will likely be the most expensive choice and the data included will be minimal. The upshot is that your loved ones can contact you on your US phone number.

The Saudi Arabian currency is the riyal (SAR or Rs for pricing). Each riyal is subdivided into 100 halala. Banknotes (bills) come in 1, 5, 10, 20, 50, 100 and 500 denominations. Coins come in Rs 1 and Rs 2 and Halala 5, 10, 25, 50 and 100. ATMs are abundant throughout the country, with roadside and drive-thru machines scattered throughout cities, towns, highways, and gas (petrol) stations. You will generally get the most beneficial exchange rates by withdrawing cash using your US debit card instead of trading cash currency exchange desks. And the great news is that Saudi ATMs have no hidden fees. Many businesses in Saudi Arabian cities accept debit and credit cards, but having cash on hand is always helpful, especially if you travel further afar. Note that smaller local businesses, including Indian cafés, do not accept cards. Additionally, memorize your PINs before leaving home. You must also notify your banks and credit card companies of your travel dates and destination so they don’t block you from using your cards.

Saudi cuisine is flavorful and hearty and rich in spices, such as cumin, cardamom, cinnamon and cloves. Meat and rice or flatbreads dominate. Expect to be wowed by the Indian, Persian, African and Turkish influences in most dishes. One of the most popular foods in the Saudi Kingdom is mutabbaq, a Saudi spin on a stuffed paratha made with ground meat and vegetables. A typical combination of ingredients is eggs, minced meat, green onions, tomatoes and spices. A more dessert-style version is made with butter, sugar, cheese, crushed peanuts and sweet toppings. Another dish that doubles as a snack or main dish is burēk, a pastry filled with minced meat, spinach, cheese, seasonings and creamy egg yogurt, and then baked until the phyllo dough is flaky. Many consider kabsa the national dish. It’s a fragrant rice dish made with cloves, cinnamon, black lime, black pepper and saffron and served with meat. Meats vary based on regions and preferences. Expect anything from camel, goat, lamb, chicken or beef to fish or shrimp. Another filling dish is tharid, a spicy lamb stew. It’s made with vegetables, cardamom, cumin, cloves, onions, garlic ginger and black pepper. Saudis serve it with thick barley flatbread. Of course, a list of main dishes in Saudi Arabia would not be complete without one of the most famous of all: shawarma. Shawarma is marinated lamb, beef or chicken meat that is slow-cooked on a spit and flavored with cinnamon, cardamom, turmeric, cumin and paprika. It’s cut off into thin pieces and wrapped in a warm pita. Toppings usually include tomatoes, pickles and sauce, but lettuce, onions and garlic sometimes make an appearance. A delicious but light Saudi dessert is a pudding called muhallebi. It’s made from rice, rice flour, milk, sugar and semolina. Nuts or raisins are normally used as a garnish. More fragrant varieties include jasmine or rose extract or ground cardamom. Last but never least, it’s important to note that while meat dominates Saudi cuisine, vegans and vegetarians can get by reasonably well in Riyadh, Jeddah and Al-Khobar, where most veg-friendly restaurants are located. Indian restaurants are usually a great option for those seeking meat-free food. Aside from mutabbaq mentioned above, there are a few traditional dishes to keep your eyes open for in case you need some alternatives: hummus, tamiya and ful wa tameez. We may have hummus in the US, but the flavors can’t compare to those made in Saudi Arabia and other Middle Eastern countries. Be sure to eat it with hot pita bread. A tamiya is a fritter made from fava beans or chickpeas. In the US, we refer to them as falafel.

Entry Requirements

US citizens must obtain a tourist visa prior to arriving in Saudi Arabia. Tourist visas allow for stays of up to 90 consecutive days, with a maximum stay of 180 days within a year. You can apply for your e-Visa via the Saudi Commission for Tourism and National Heritage website . For your visa, you Check the Saudi Arabia Embassy in Washington DC’s website for information on additional entry requirements for US citizens.

Getting Around

Saudi Arabia is a massive country in which the most popular cities, Riyadh, Jeddah, Jizan and Al-Ula are extremely far from each other. If your travels will take you beyond one Saudi city, consider catching a domestic flight to reach your next destination, as it will be the most efficient time-wise. Saudia Airlines and Flyadeal (budget airlines) have frequent domestic flights each day. Another way to move quickly around the country is to hop on one of the inter-city trains. There is a North-South line and an East train, both of which Saudi Arabia Railways runs. Booking your tickets in advance can save you more than 50% compared to same-day purchases. Once you arrive at each destination, you can use taxis and ride-hailing apps, such as Uber or Careem, or rent a car to get around. The former will likely be the least stressful as Saudi drivers are known for being fast and aggressive. It is important to mention that no Saudi Arabian city is remotely walkable, so don’t expect to do much of it. Also, keep in mind that public transportation in most cities is still relatively new and, therefore, still expanding. Those who rent a car during their vacation will need their US driver’s license and an International Driver’s Permit, available through any AAA location or through the mail. Visitors from the US will be pleased to know that Saudis also drive on the right side of the road; nearly all rental cars come with automatic transmissions and gas is extremely cheap. Remember that rental cars often come with a daily or weekly limit on how many kilometers you can drive, ranging between 250-300 km/day. Visitors on a budget or who wish to travel more slowly move about the country by bus. Buses are a very affordable way to move between cities, yet they offer plenty of comforts. For more timetables and ticket reservations, check out the SAPTCO website. Some of the larger Saudi cities have public transport that they are continually expanding. SAPTCO, as linked above, also operates some of its buses in Riyadh and other urban areas.

Arabic is the national language, particularly the three following dialects: Gulf, Hejazi and Najdi. It’s worth watching short videos online to learn useful phrases that you can use. However, it’s important to note that most of Saudi Arabia’s service workers and laborers are primarily from the Philippines, Pakistan and India, so Tagalog, Urdu and Hindi are spoken widely among foreigners.

Saudi Arabia is a traditional, conservative, family-centric Muslim country in which religious beliefs inform the country’s laws, also known as Sharia law. As guests, it behooves us to learn and respect those laws to the fullest. Otherwise, you will likely end up in prison. Below are the most relevant laws concerning you during your trip to Saudi Arabia.

• Non-Muslims cannot practice their religion or worship openly. Additionally, they cannot wear any religious symbols, including jewelry, or share religious materials with others.
• Modest and loose-fitting clothing is required for both men and women, regardless of religion or nationality.
• The sale and consumption of alcohol are illegal, except in some hotels and private clubs (designated areas).
• Non-Muslims are forbidden from visiting Mecca, the Holy City of Islam.
• Public displays of affection (PDA) are illegal.
• It is illegal to criticize the Saudi government, the royal family, and Islam, whether that be verbally or in writing, including posts to social media or websites.
• Profane language and insulting gestures are illegal.
• Pornography is illegal, and accessing it on the internet is thus outlawed too.
• Any activities that one could associate specifically with the LGBTQ+ community are illegal.
• It is illegal to play music in public or in your accommodation during the 5 daily prayer times.
• It is illegal to photograph local people (especially women), police stations, airports, and government buildings without explicit permission, so be attentive whenever you take photographs.

Be aware that Saudi Arabia operates an intense surveillance state throughout the country. Therefore, it’s best to act on the premise that the government will monitor your phone and internet activity. Furthermore, the police or government agents can search your hotel room without notice. You may also notice that you cannot access some websites you are used to accessing while in the US.

Local Customs & Etiquette

Before visiting, it’s crucial that every visitor research local customs and etiquette. This is the best way to avoid offending locals or even breaking the law since social and religious values shape the country’s laws. After all, the Kingdom of Saudi Arabia is a socially conservative, family-oriented society. In addition, most Saudis are Sunni Muslims who practice Wahhabism or Salafism, both of which adhere to stringent, traditional interpretations of the Quran. Muslim prayer takes place 5 times daily, and the times change each day slightly. Times are listed online. Most shops and businesses close for approximately 15 to 30 minutes during these times. If you find yourself near a mosque during prayer, the best thing you can do is find somewhere comfortable to sit and relax. Keeping your voice down or staying silent is the most respectful way to conduct yourself during these times. If you are not near a mosque, you can continue your day. While Saudi law no longer requires segregation in restaurants, many older, more traditional restaurants may still adhere to the practice. This means a restaurant will have a section only for men and another for women and families likely enclosed or separated so that women are not visible to the men-only area. Some restaurants may even have separate entrances for women and families. Avoid discussing sex, religion or politics with locals. These topics are taboo when it comes to conversations in Saudi Arabia. Also, refrain from making social media posts about these topics while in the country. That said, you will likely learn a bit about Islam from your guide by taking guided tours. At local markets (souks), feel free to bargain. Sellers will find it odd if you don’t. It’s all part of the ritual, so go ahead and make a counteroffer. Under Saudi law, men and women must dress conservatively, regardless of whether they are Saudi. Dressing modestly helps deter unwanted attention from local authorities. For men, this means wearing long pants and shirts that cover your shoulders, ideally with long sleeves. For women, this translates into ankle-length skirts or pants, long-sleeved shirts, a headscarf and closed-toe shoes. Women can wear an abaya or a full-length robe if you want to blend in. They are usually lightweight. Avoid situations where you will be left alone in a room, car, etc., with someone of the opposite sex. For example, if you are female and get into a taxi alone, sit directly behind the driver in the backseat so you are out of sight. As in many Middle Eastern and Asian countries, Saudi Arabia observes the left-hand rule. The left hand is associated with cleaning, including that of one’s own body, so you must never wave, eat or give anything to anyone using your left hand alone. However, using both hands to pass a food platter or even a gesture is acceptable. The list of etiquette and local customs is quite long, but there are a few more things that foreigners should be mindful of while on vacation:

• Whistling, spitting and blowing one’s nose in public are considered rude.
• If you are invited to a local’s home, always remove your shoes upon entering.
• If your hosts offer you a meal, be sure to eat plenty and at least sample a bit of all dishes on offer. Not doing both may be seen as rude.

Saudi Arabia can be safe to visit, as it has low crime rates when compared with other Middle Eastern countries. That said, terrorist activity is not unheard of, and there are areas of the country that US citizens should definitely avoid due to potential missile and drone strikes. Such areas include those near the Iraqi and Yemeni borders, Awamiyah, Abha Airport and Qatif. Consult the US Department of State’s Saudi Arabia Travel Advisory for more information.

Tipping in Saudi Arabia is the norm. For example, if your restaurant bill does not include a service charge, it’s typical to tip 10-15%. Should you receive excellent service, you are welcome to leave a little extra on top of the service charge to show your appreciation. In hotels, tip porters the equivalent of US$1-2 per bag, housekeepers $2-5/day for housekeepers, $1-2 for room service and $5-10 for any additional requests you make of the concierge. Spa technicians generally don’t expect tips, but 10% should suffice if you receive outstanding service. Other people who regularly receive tips are food delivery drivers, taxi drivers, tour guides and other tour staff. For food delivery, Rs 2-5 is appropriate. Taxi drivers should get 10% of the total fare or a little extra if they help you with your luggage or give you helpful travel tips. Lastly, tour guides should get the equivalent of US$10, drivers $5 and additional tour staff $2-3 each. Tips for tours are based on a per-day, per-person basis.

A final note about travel insurance for the Saudi Arabia

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that TravelInsurance.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

SwiftScore Ranking Methodology

• Average price for a 2-week vacation based on a 35-year-old California resident traveling to the Saudi Arabia with a $3,500 trip cost
• Coronavirus coverage
• Cancel for any reason (CFAR)
• AM Best rating of the underwriter
• Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
• Ease of sign up
• Policy language clarity
• User reviews

Travel with Confidence

Travel confidently and enjoy peace of mind by protecting your journey with reliable travel insurance.

Insuring your travel is important to

Comprehensive coverage for unforgettable adventures, coverage tailored to your needs.

Travel can be full of surprises, so it's essential to have the proper protection. With Arabia Insurance, you can confidently travel, knowing that we're by your side to handle unexpected expenses and disruptions. Our travel insurance plans are designed to cater specifically to your needs, so you can focus on making unforgettable memories.

Main Features

• Trip cancellation or curtailment charges
• Emergency medical expenses
• Evacuation in case of a medical emergency
• Personal accident
• Accommodation expenses of close relatives or travelling companions (in case of hospitalization over 48 hours)
• Transportation and accommodation expenses (in case of hospitalization for more than 5 days)
• Loss of travel documents
• Delayed personal possessions
• Delayed/missed departure
• Personal Money
• Missed event/missed connection
• Credit card fraud
• Travel assistance services
• Personal liability
• Legal assistance/hijack/bail bond
• Expenses in case of minor child left alone
• Repatriation/funeral expenses

Customized Coverage for Your Unique Journey

• 3 differentiated plans-Royal, Elite and Essential, with Royal and Elite covering two geographical areas (worldwide and worldwide excluding USA, Canada & Caribbean)
• 1 Family plan is extended to 1 spouse and 4 children for free
• Discounted rates for group policy
• 50% discount for children below 18 years
• All plans are Schengen Visa-compliant.
• Collection and delivery services available
• Our call centre is available 24/7 to assist with inquiries and claims.

Benefits of Choosing Arabia Insurance

Extensive coverage.

Our travel insurance plans to cover various situations, including medical expenses, trip cancellation/interruption, baggage loss/delay, and emergency evacuation. You are protected from the moment you step out of your home until your safe return.

Affordable Premiums

We believe that travel insurance should be accessible to everyone. That's why we offer competitively priced premiums without compromising on the quality of coverage. We want to make protecting your journey affordable and hassle-free.

Smooth Claims Process

In case of an unforeseen incident, our dedicated claims team is here to support you. We strive to make the claims process as smooth as possible, ensuring that you receive the assistance you need when you need it.

Take the first step towards worry-free travel. Contact us today and request a quote for your travel insurance. Discover the peace of mind of knowing you're protected by Arabia Insurance. Your journey deserves the best coverage; we're here to provide it.

Our reliable reputation

Countries of operation

of regional expertise

Claim settlement

Strong issuer credit

Solid financial rating

Why Select   Arabia Insurance?

Personalized Risk Assessment 

Utilize cutting-edge AI technology to provide customers with a highly personalized risk assessment, offering tailored plans that precisely match their unique needs.

24/7 Virtual Insurance Concierge

Offer round-the-clock support with a Virtual Insurance Concierge that can answer queries, assist in claims processing, and provide advice—all in real-time.

Fast-Track Claims Approval

Promise and deliver a rapid claims approval process, say within 24 hours, backed by transparent communication throughout the entire journey.

We're here to help you.

Contact one of our advisors to walk you through our insurance plans and help you make the right decision.

Have a question? We’ve got you covered

We’ll tell you everything you need to know about insurance plans.

What is travel insurance?

A travel insurance policy provides coverage for financial losses or emergencies that may occur during your trip. It offers protection against various risks, such as medical expenses, trip cancellation/interruption, baggage loss/delay, and more.

Is travel insurance worth it?

Yes, travel insurance is definitely worth it. It provides financial protection and peace of mind if unexpected events disrupt your travel plans. It can save you from significant expenses and help you deal with emergencies while away from home.

How much does travel insurance cost?

The cost of travel insurance depends on various factors, such as the duration of your trip, age, the level of coverage you choose, and the destination. It's best to request a quote from Arabia Insurance for an accurate estimate based on your needs.

Legal Information

Arabia Insurance Company s.a.l. – Branch of Foreign Company | Paid up Capital QR 35,000,000 | Commercial Registration No: 347 – Licensed by Qatar Central Bank License no: 1966/4 | In accordance with the provisions of the QCB law and the Financial Institutions Regulations issued by law number 13 for the year 2012 | Al Hilal, C Ring Road, Building No. 199, Street No. 230, Zone No. 42 | P.O. Box: 771

Top Travel Insurances For Saudi Arabia You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Saudi Arabia is best known among visitors for being home to the Islamic holy cities of Mecca (to which the Hajj pilgrimage is made) and Medina, as well as stunning deserts and mountain landscapes. Although travelling to Saudi Arabia can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Saudi Arabia and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Saudi Arabia Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Saudi Arabia:

Best Travel Insurances for Saudi Arabia

• 01. Do I need travel insurance for Saudi Arabia? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Saudi Arabia scroll down

Heading to Saudi Arabia soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Saudi Arabia?

No, there's currently no legal requirement to take out travel insurance for travel to or through Saudi Arabia.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Saudi Arabia or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Saudi Arabia:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Saudi Arabia, no matter whether you're planning to journey to Mecca for the Hajj or snap a sunset panorama at the Edge of the World.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Saudi Arabia, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Saudi Arabia:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Saudi Arabia, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Saudi Arabia because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Saudi Arabia? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Saudi Arabia

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Saudi Arabia. However, we strongly encourage you to do so anyway, because the cost of healthcare in Saudi Arabia can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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Saudi Arabia Travel Insurance Requirements

Last updated: 04/01/2024

Do You Need Travel Insurance to Visit Saudi Arabia?

Travelers heading to Saudi Arabia must apply for a Tourist Visa in order to enter the country. Part of the application process involves securing mandatory health coverage that lasts for the duration of your stay.

The health insurance policy, which was approved by the Saudi Council of Health Insurance, covers medical emergencies up to SAR 100,000, roughly $27,000. The policy may cover expenses such as hospital bills, diagnostic services, and medications.

While this coverage is mandatory, we strongly recommend obtaining additional protection for your Saudi Arabia trip that includes further medical coverage, as well as protection from cancellations, delays, terrorism, baggage delays, and more.

How Does Saudi Arabian Travel Insurance?

According to Visit Saudi , the cost of a tourist eVisa, which includes the mandatory health insurance policy, will cost SAR 535. This equates to roughly $142.

For further protection, many travelers heading to Saudi Arabia opt to purchase additional coverage through a third party travel insurance provider. The cost of a comprehensive travel insurance policy is determined by a wide-range of factors, including your total insured trip costs, the length of your trip, your age, and the extent of your coverage.

On average, Squaremouth customers that travel to Saudi Arabia typically spend between $350-$400 on a comprehensive travel insurance plan, with an average trip cost of around $6.500.

What Should Your Saudi Arabia Travel Insurance Include?

When traveling to Saudi Arabia, it’s important to have comprehensive travel insurance coverage to protect yourself against unexpected events. Here are some key components your Saudi Arabia travel insurance should include:

• Emergency Medical : For most international trips, we recommend at least $50,000 in medical coverage. Since Saudi Arabia’s required plan doesn’t meet this limit, we recommend additional protection.
• Medical Evacuation : Your insurance should cover the cost of emergency medical evacuations to a suitable medical facility. We recommend at least $100,000 in Medical Evacuation Coverage.
• Trip Cancellation : This coverage protects you financially if you need to cancel your trip due to unforeseen circumstances such as illness, injury, death of a family member, and natural disasters.
• Baggage & Personal Item Loss : Make sure your insurance policy includes coverage for loss, theft, or damage to your luggage and personal belongings during your trip.
• Delay Coverage: Reimbursement for expenses incurred due to travel delays , missed connections , or trip disruptions caused by factors such as flight cancellations, severe weather, or transportation strikes.
• Emergency Assistance Services : All travel insurance providers on Squaremouth offer 24/7 emergency assistance services to support you before and during your trip.
• Terrorism Coverage : Given the geopolitical situation in some regions, it’s advisable to check if your insurance includes coverage for acts of terrorism, civil unrest, or political instability.

Before purchasing a policy, carefully review the terms, conditions, and exclusions. Consider your individual needs and the nature of your trip to ensure that the selected policy provides adequate coverage for your specific circumstances. It’s advisable to compare policies from different providers to find the one that best meets your requirements.

Other Saudi Arabia Entry Requirements

Entry requirements for US citizens traveling to Saudi Arabia typically included:

• Visa: US citizens traveling to Saudi Arabia usually need a visa. This could be obtained through the Saudi embassy or consulate before traveling or through the Saudi eVisa system. The eVisa system allows eligible travelers to apply for a visa online.
• Passport: US citizens must have a passport valid for at least six months beyond the date of entry into Saudi Arabia.

Saudi Arabia Travel Tips & General Information

Safety in saudi arabia.

Saudi Arabia is generally considered safe for travelers, including tourists and expatriates. The country has a low crime rate compared to many other countries, and violent crime targeting foreigners is rare.

Saudi Arabia has faced terrorism threats and incidents in the past, although the government has taken significant measures to combat terrorism and enhance security within the country. When in Saudi Arabia, it’s important to remain vigilant and stay informed about local security situations.

Travelers concerned about terrorism should consider travel insurance that includes Trip Cancellation coverage for terrorist events. This coverage provides reimbursement if a terrorist attack forces you to cancel your plans or end your trip early.

Food & Water in Saudi Arabia

Saudi Arabia generally maintains high food and water safety standards, particularly in urban areas and established establishments. Saudi Arabian cuisine features a variety of dishes, including grilled meats, rice, bread, and traditional Middle Eastern specialties.

Water supplies in urban areas are generally safe for drinking and cooking, but it’s generally recommended to stick to water bottles when traveling abroad. Bottled water is widely available throughout Saudi Arabia and is generally considered safe for consumption.

Saudi Arabia Weather & Natural Disaster Concerns

Saudi Arabia has a predominantly desert climate characterized by high temperatures and low humidity, with variations depending on the region. Travelers should be prepared for hot conditions and take appropriate precautions, such as staying hydrated and wearing sun protection, especially if traveling during the summer.

Saudi Arabia is relatively spared from natural disasters compared to some other regions, but it is not entirely immune. Sandstorms and flash flooding have been known to occur in the region. To protect against severe weather events, many travel insurance providers offer Hurricane & Weather benefits within their top plans.

FAQs Among U.S. Citizens Visiting Saudi Arabia

What are the best things to do in saudi arabia.

Saudi Arabia offers a rich tapestry of cultural, historical, and natural attractions for visitors to explore. Here are some of the best things to do in the country:

• Visit Mecca and Medina: For Muslims, pilgrimage to the holy cities of Mecca and Medina is a profound spiritual experience. Non-Muslims are generally not permitted to enter Mecca but can visit Medina, where they can explore significant sites such as the Prophet’s Mosque and the burial place of Prophet Muhammad.
• Explore Riyadh: Saudi Arabia’s capital city, Riyadh, offers a blend of modernity and tradition. Visitors can explore historic sites like Al-Masmak Fortress and Diriyah, the birthplace of the Saudi state, as well as modern attractions like the Kingdom Centre Tower and the National Museum.
• Discover Historical Sites: Saudi Arabia is home to numerous historical and archaeological sites, including the UNESCO World Heritage Site of Al-Hijr (Madain Saleh), an ancient Nabatean city similar to Jordan’s Petra. Other notable sites include the Al-Ula archaeological site, the ancient city of Tayma, and the rock art at Jubbah and Shuwaymis.
• Experience the Edge of the World: Located near Riyadh, the Edge of the World (Jebel Fihrayn) offers breathtaking views of towering cliffs and vast desert landscapes. It’s a popular spot for outdoor activities such as hiking, camping, and photography.
• Explore the Red Sea Coast: Saudi Arabia’s Red Sea coast is renowned for its stunning coral reefs, pristine beaches, and crystal-clear waters. Visitors can enjoy snorkeling, scuba diving, boat tours, and other water-based activities in destinations like Jeddah, Al-Lith, and Yanbu.
• Experience Desert Adventures: The vast Arabian Desert offers opportunities for desert adventures such as camel trekking, dune bashing, and camping under the stars. Popular desert destinations include the Empty Quarter (Rub’ al Khali), the largest continuous sand desert in the world.

What Currency is Used in Saudi Arabia?

The official currency of Saudi Arabia is the Saudi Riyal ( SAR ), abbreviated as ر.س or SAR . It is divided into 100 halalas. The Riyal is widely used for everyday transactions throughout the country.

As for credit cards, major credit cards such as Visa, Mastercard, and American Express, are accepted at many hotels, restaurants, shops, and other establishments, especially in urban areas like Riyadh, Jeddah, and Dammam. However, it’s always a good idea to carry some cash, especially when traveling to more remote areas or smaller establishments where credit card acceptance may be limited.

What Should I Wear When I Visit Saudi Arabia?

In Saudi Arabia, clothing choices are influenced by cultural norms, Islamic principles, and the country’s conservative customs. It’s important to dress modestly and respectfully,

Western-style clothing such as pants and t-shirts are generally acceptable for men, however casual clothing should be avoided if possible. Women should dress modestly, covering the body from the shoulders to the ankles. Loose-fitting, long-sleeved tops and ankle-length skirts or pants are appropriate.

Helpful Resources

• U.S. Embassy for Saudi Arabia
• Tawakkana Information

Available Topic Experts for Media:

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Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

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Saudi Arabia Travel Insurance

Travel insurance for saudi arabia.

Home of shifting sands of the Arabian Desert, and a country where futuristic urban projects like NEOM collide with the ancient settlements of the Bidah Valley, Saudi Arabia is surely up there with the most intriguing of Middle Eastern destinations. If you're planning an adventure to this less-trodden corner of the region this year, be sure to check out this guide. It's essential reading for US travelers, revealing the ins and outs of buying travel insurance for Saudi Arabia.

• What should your Travel insurance cover for a trip to Saudi Arabia? 
• How does Travel Insurance work for Saudi Arabia?
• Do I need Travel Insurance for Saudi Arabia? 
• How much does Travel Insurance cost for Saudi Arabia? 

Our Suggested AXA Travel Protection Plan

What types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to saudi arabia.

• Traveling with pre-existing Medical Conditions?   

What Should Your Travel Insurance Cover for a Trip to Saudi Arabia?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Saudi Arabia.

How Does Travel Insurance for Saudi Arabia Work?

Saudi Arabia is hot! Temperatures in the Red Sea resort city of Jeddah have been recorded in excess of 125 Fahrenheit. Imagine walking around the salt-washed corniches and shopping districts there only to suddenly get a hit of sun exposure. Dizziness, tiredness, and even hyperventilation are all possible symptoms. If you're covered by a travel insurance plan, then you'll likely get instant support and help, to put you in contact with the relevant medical professionals right away. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I Need Travel Insurance for Saudi Arabia?

Saudi Arabia did have a compulsory travel insurance requirement in place during the COVID-19 pandemic. However, that's since been lifted, so there's no overarching need to get insurance before you visit the KSA from the USA. However, most people would recommend you do get insurance for Saudi Arabia. Why? There are several reasons:  

Medical Emergencies: One of the main priorities of any travel insurance product is health coverage, and specifically coverage for medical emergencies, so that you have support and help if things suddenly go wrong.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Flight Delays: Travel insurance can help cover the expense of missed flights or delays, which have the power to spoil your travel plans quite considerably.

How Much Does Travel Insurance Cost for Saudi Arabia?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:   

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.   

With AXA Travel Protection, travelers to Saudi Arabia will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Saudi Arabia hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you want all the extra coverage options for your trip to Saudi Arabia. It has the highest coverage limit of any of our plans, plus additional features like " Cancel for Any Reason " which covers up to 75% of trip expenses if you choose to cancel. The Platinum Plan also includes "Rental Car (Collision Damage Waiver)", which means you'll get support in the event of an accident in a hire vehicle in Saudi Arabia.

Axa covers three types of medical expenses:

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation   

Emergency Medical: this covers the unexpected incidents, such as sudden illness, broken bones, or emergency treatment.

Emergency Evacuation and Repatriation: can cover your immediate transportation home in the event of an accidental injury or illness.  

Non-Medical Emergency Evacuation and Repatriation: this offers support in the event that you need to be evacuated for a non-medical reason, such as sudden civil unrest, for example.

No. All COVID-19 restrictions have now been lifted in Saudi Arabia. Travelers no longer need to show proof of a negative test, a vaccination certificate, or undergo tests once they're in the kingdom.

Traveling with pre-existing Medical Conditions? 

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Saudi Arabia?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Saudi Arabia?

You do not have to get travel insurance to visit Saudi Arabia, though most people would highly recommend it.

4.What is needed to visit Saudi Arabian from the USA?

All US passport holders will need to apply for a Saudi Arabian Tourist e-Visa before they travel. To get that, you'll need a valid passport, a digital photograph of yourself, and a working email address.

5.What happens if a tourist gets sick in Saudi Arabian?

If you become sick in Saudi Arabian, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Air Arabia Maroc: Buy travel insurance before the flight

Buy insurance from air arabia maroc to insure your trip.

Air Arabia Maroc passengers benefit from a new service: when booking their flight online, they can take out cancellation insurance or travel insurance provided by TUNE PROTECT. Paul de Raad, Vice President Marketing & E-commerce.

Customers of this airline will thus be able to benefit from travel and cancellation insurance, an attractive premium, excellent conditions and quality assistance in case of need or disaster.

TUNE PROTECT travel insurance includes the following:

-Emergency medical and hospital expenses for overseas travelers who are diagnosed outside the UAE

-Emergency medical and hospital expenses for travelers of different nationalities.

– One-way economy class plane ticket for the return of a traveling companion and dependent children in the event of an air evacuation to their country for treatment.

The low cost airline Air Arabia Maroc has launched its new annual multi-trip insurance service, in partnership with TUNE PROTECT .

The Emirati cheap flight specialist offers its customers travel insurance at the best value for money, in partnership with one of the leading insurance providers in Asia and Africa.

This new annual service provides its customers with extensive coverage when they travel, with unlimited trips to any destination for a period of twenty eight days or more.

Air Arabia Maroc specifies that its new multi-trip insurance is underwritten by TUNE PROTECT, and offers significant coverage of medical costs and coverage of personal property.

Other insurance products are already offered to passengers of this airline, covering medical expenses, personal effects and cancellation in the event of unforeseen circumstances and which adds to the reimbursement of the ticket.

Insurance can be taken out when booking the plane ticket, or added to an existing reservation before departure.

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• Travel Insurance
• You and Your Family

We provide the coverage exclusively in Jordan through, the worldwide leader in travel assistance insurance and member of Allianz Group, Allianz Global Assistance. Our travel insurance plans include insurance and assistance to cover the risks during your travel such as medical expenses, repatriation expenses, personal accidents, legal assistance, loss or delay of luggage and many others.

Covers of the Plan

•Emergency medical insurance up to 35,000 JDs

•Geographical region: -Europe & Middle East

•Repatriation in case of illness or accident

•Repatriation expenses in case of death

Please download the policy to read all the benefits subject to this plan .

•Emergency medical insurance up to 70,000 JDs

•Geographical region: -Europe & Middle East -Worldwide excluding USA, Canada & the Caribbean -Worldwide

•Emergency dental care expenses up to 110 JDs

•Loss, stolen or damaged luggage up to 530 JDs

•Optional: Ski coverage

Please download the policy to read all the benefits subject to this plan.

•Emergency medical insurance up to 175,000 JDs

•Emergency dental care expenses up to 215 JDs

•Loss, stolen or damaged luggage up to 1100 JDs

•Reimbursement of 1st necessity items in case of delay of delivery for more than 12 hours on the place of destination

•Third party liability

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Travel Insurance for Saudi Arabia

Travel insurance saudi arabia.

If you are planning an international vacation to somewhere uncommon yet beautiful, Saudi Arabia could be the perfect place to visit! The country boasts of amazing locales, a rich heritage, and delicious cuisines. Saudi Arabia is the birthplace of Islam and is frequented by visitors from all around the globe throughout the year. From the majestic Red Sea coral reefs to the Tai’s Mountain resorts and Nabatean tombs’, you will be overwhelmed with things to do and places to visit in Saudi Arabia.

Saudi Arabia has been a top favourite for travellers keen on experiencing different cultures and religions while vacationing. And the country has its own treasures. You can pay a visit to Riyadh, the geographic and cultural hub and the capital of Saudi Arabia, to experience the ultimate mix of modern and ancient. From residential suburbs to high-rises, you will also get the perfect traditional appeal of the historic Qasr Al-Hokm here.

Intrigued already? Well, before you start jotting down an itinerary for your Saudi Arabia trip, you should also think about protecting your trip financially. And the best way to do that is by opting for a travel insurance plan. While on an international trip, you may fall prey to several trip-related adversities. You can fall ill or meet with an accident for which you may need immediate hospitalisation. And in such cases, a travel medical insurance Saudi Arabia plan can keep your pockets safe.

Also, if you end up losing your luggage, passport, or other essential documents on the trip. Or, if your hotel bookings or flights get cancelled, with a timely travel insurance claim, you will get the compensated amount on your account. So, while searching for cheap travel insurance in Saudi Arabia policy, you may find the perfect match with Tata AIG. Our international travel insurance plans start at as low as just ₹45.5 per day*.

With Tata AIG, you can experience an absolutely easy and hassle-free policy purchase, renewal, and claiming process online. Also, if you are planning a trip with your family, you can opt for a family travel insurance plan for your Saudi Arabian trip.

Saudi Arab Consulate in Kolkata

What is saudi arabia famous for, major benefits of buying a travel insurance for saudi arabia plan.

A trip to Saudi Arabia could be intriguing and exciting for anybody! However, if you are travelling for the first time, you need to guard your pockets against emergencies. As mentioned above, accidents may happen anytime, and you may even fall sick. Also, several other mishaps may take place during the trip. Hence, to keep your financial woes at bay during such tough times, you should have a robust Saudi travel insurance policy in place!

Here are some of the major benefits of having a travel insurance for Saudi Arabia plan with Tata AIG -

• Local journey assistance
• Flight hijack cover
• Coverage for loss or delay of luggage
• Cover against personal liabilities
• Cover against hospitalisation due to accidents, illnesses, and COVID-19 care to the tune of $5,00,000
• Cover against medical emergencies due to Accident & Sickness, including the treatment of Covid-19 during the trip, if hospitalised
• With Tata AIG, you can buy the best travel insurance Saudi Arabia in a hassle-free and fast way
• Affordable travel insurance plan for Saudi Arabia from India starting at just ₹45.5 per day*
• Automatic extension of your travel insurance Saudi Arabia online plan for up to 60 days or date of discharge, whichever is lesser in the event of hospitalisation close to the expiry date of the insurance plan
• Automatic 7-day extension of your travel insurance Saudi Arabia plan due to the cancellation or delay of your flight back to India

Travel Insurance from India to Saudi Arabia

Saudi Arabia has opened its borders for tourists from all over the world. It now welcomes visitors beyond just the Muslim pilgrims who visit for their annual haj. Hence, foreign tourists have been delighted to tour around the country in order to experience the best of its ancient ruins as well as the most exciting modern structures in the country.

However, in order to experience a worry-free trip to Saudi Arabia, you need to secure your trip financially. This is advisable because you will never know what situations will arise during your trip to make you anxious and worried amidst unknown faces. Hence, with travel insurance for Saudi Arabia policy, you can at least have the needed financial support.

Travel insurance from India to Saudi Arabia will offer you the right kind of financial assistance in a different nation. Even though the locals in Saudi Arabia are helpful, you will not know where to go in case of an accident. But with the best travel insurance Saudi Arabia policy, you can keep all your worries at bay! Our international travel insurance will offer coverage against all kinds of medical exigencies and treatment costs in Saudi Arabia. Also, if you end up losing your luggage or passport, your valid travel insurance for Saudi Arabia will reimburse you for the same.

At Tata AIG, you can buy cheap travel insurance Saudi Arabia plans to cover a wide range of accidental adversities that may arise during your trip to this beautiful. Hence, if your tickets are booked, it could be just the right time to apply for a Tata AIG travel insurance policy online.

Why Do You Need a Travel Insurance Saudi Arabia Plan from India?

When planning for your first-ever trip to Saudi Arabia, you should plan thoroughly! There shouldn’t be any stone unturned and you should plan everything thoroughly. This is important because while vacationing in a different nation, no amount of research is ever enough! So, in order to ensure that you have the most memorable trip, you need to be prepared well beforehand.

But even when you may think that everything related to the trip has been taken care of, a sudden accidental emergency or illness may happen to you or your co-traveller while touring anytime. Also, keeping in mind the susceptibility of our health conditions due to the ongoing Covid-19 pandemic, it’s always better to be safe than sorry! So, prepare yourself properly to travel well, and only then you will be able to come back with nothing but a bag full of memories.

However, when buying travel insurance online, it’s also important to look at all the options to find the best match. At Tata AIG’s official website, you can go through the different international insurance plan quotes and then choose the one that’s affordable and comes with wide coverage options. Your chosen travel insurance policy should have the necessary medical assistance, trip cancellation/extension coverage, luggage loss coverage, passport loss coverage , repatriation coverage, etc.

With Tata AIG’s travel insurance for Saudi Arabia policy, you can get all the features mentioned above and more. Our international travel insurance will offer you a substantial amount of financial shield during your international trip to Saudi Arabia.

Benefits offered by the Tata AIG travel insurance for Saudi Arabia plan

With Tata AIG’s travel insurance for Saudi Arabia from India plan, you can benefit from different travel insurance policy coverage options. Some of which are listed below:

1. Baggage Cover - If during your trip to Saudi Arabia, you end up losing your luggage in transit or if it gets delayed at any of the airports, the Tata AIG baggage coverage will provide financial assistance for the same. This coverage option is included with our travel insurance for Saudi Arabia policy, and with this, you can opt for full reimbursement for the cost of every single item in your checked-in luggage upto the limit stated in the policy document.

2. Journey Cover - With Tata AIG’s travel insurance from India to Saudi Arabia, you will get absolute coverage for your trip. It will include financial protection against the loss of your passport , the flight delay or cancellation, cancellation of your hotel bookings, etc.

3. Medical Cover - The Tata AIG travel insurance for Saudi Arabia plan is designed perfectly to provide you with the essential monetary coverage during any kind of illness or any sudden accident during the trip that requires hospitalisation.

If you fall sick or meet with an accident in the country that requires you to get hospitalised, our medical coverage will have you financially covered. Keeping in mind the current pandemic scenario, you can also get coverage against any Covid-19 related medical emergencies in a foreign land.

1. Miscellaneous Benefits

• Travel insurance for Saudi Arabia plans start at an affordable rate of just ₹45.5 per day*.
• Travel insurance policy purchasing can be done online through the Tata AIG website with no additional requirements of a thorough medical check-up.
• There is complete ease of paying the travel insurance policy premiums in Indian National Rupees and receiving the travel insurance Saudi Arabia plan coverage in Saudi Arabia.

To get the best travel insurance for Saudi Arabia, always compare travel insurance plans online with our online travel insurance premium calculator .

Saudi Arabia Visa and Entry Information

Visa Information for Saudi Arabia

Saudi Arabia expects every single visitor to have a valid visa in hand in order to enter the Kingdom. You can apply for a visa for the country from your nearest Saudi Arabian Embassy or Consulate. The country also offers the ease of applying for a visa online for the residents of 49 nations, including India. Hence, you need to choose the right visa depending upon the purpose of your visit.

Here is a list of the Saudi Arabian visas for the Indian travellers

1. Tourist Visa – This one is meant for the tourists travelling to the country for leisure.

2. Business Visa – If you wish to travel to Saudi Arabia for business purposes, you need to get this visa approved by the Ministry of Foreign Affairs.

3. Religious Visa – Muslims from all over the world need to apply for this visa through the website of the Ministry of Hajj.

4. Work Permit/Residence Visa – If you intend to stay in Saudi Arabia for more than three months, you will need to have a valid Iqama; a residential permit.

Process of Application for a Saudi Arabian Visa

In order to apply for a Saudi Arabian visa, you need to fill in the application form on the website of MoFA. After submitting the form, you will have to take out a printout of the form and submit the same to your nearest Consulate or Embassy along with a few necessary documents. Here’re the documents that you will need to apply for a visa for your Saudi Arabian trip –

• Passport/visa size photographs of the applicants'
• Copy of the first and last page of your valid passport
• Dully filled application form
• Return flight tickets

Entry Information of Saudi Arabia from India

All visitors from India to Saudi Arabia needs to have the following documents in place –

• Proof of vaccination
• Accommodation proof
• A valid Indian passport with a validity of at least 6 months
• Proof of sufficient amount in the bank account for sustaining throughout the trip
• A valid Saudi Arabian Visa issued by the Kingdom of Saudi Arabia

Saudi Arabia Visa Application Centres in India

Saudi Arabia Trip: Safety and Precautionary Measures to Be Undertaken

Once you are in Saudi Arabia, you should always obey the local safety protocols for avoiding any unnecessary incidents. Some of the general safety measures are listed below -

• The country is safe and has very low crime rates. However, you need to be aware of pickpocketing and mugging by staying vigilant in crowded places.
• Always keep your passport and other mandated documents safe and with you.
• Try to avoid visiting the border areas with Iraq and Yemen if you are worried about terrorist attacks during the trip.
• Do not unnecessarily participate in any demonstrations.
• If you find yourself amid any large local gatherings or protests, quickly take shelter in a safe place nearby.
• Keep following the local news and adjust your travel itinerary accordingly.
• Respect the local laws and regulations posed by the Saudi Arabian government and authorities.
• Do not be a part of any unlawful activities or violate the dignity of public places.
• The locals follow the Wahhabism branch of Islam. Try to be respectful towards them.
• Carry a decent amount of cash along with you, as credit cards are mostly not accepted in the local markets.
• Do not travel to any remote places without proper knowledge about the same. Take help from local authorities always.
• Always use official and legal means of transport.
• Learn some common Arabic words as English isn’t a commonly spoken language there.
• Be mindful of your visa validity in Saudi Arabia and ensure that you do not overstay in the country without a valid visa.
• Protect your luggage, passport, and other belongings, especially in crowded spaces and tourist spots.

Opt for the best travel insurance for Saudi Arabia policy to have maximum financial support during your journey.

Covid-19 Specific Safety Gidelines

• Cover your nose and mouth with a mask, especially in public places and while using public transport.
• Always maintain social distancing.
• Cooperate with the local Saudi Arabian government and designated authorities, and follow the applicable Covid-19 guidelines.
• Monitor yourself for any Covid-19 symptoms. Self-isolate and get tested in case you develop any of the symptoms.

If you have the right travel insurance for Saudi Arabia policy with yourself, you will not have to worry about the financial altercations that may arise if you end up contracting the Covid-19 virus during your trip to and from the country.

The Indian Embassy in Saudi Arabia

Major international airports in saudi arabia.

• King Khalid International Airport, Riyadh
• King Fahad International Airport, Dammam
• King Abdul-Aziz International Airport, Jeddah
• Prince Mohammad bin Abdul-Aziz International Airport, Madinah

A Few Most Exciting Things to Do in Saudi Arabia

When you are in Saudi Arabia, you would be overwhelmed with choices to explore. From amazing local souks to places to worship and lip-smacking food, you will be spoilt for choices. Here are a few things that you shouldn’t miss out on while on your first-ever trip to Saudi Arabia –

• Grab a bite of the delicious Saudi Arabian Shawarma and we are sure you will not be able to have just one bite of it! Shawarma is one of the most popular food items in the country and quite rightfully so! In India, you haven’t even tasted 1% of what a real Saudi Arabian shawarma is.
• Do not forget to visit Al-Ula. It is one of the popular tourist destinations in Saudi Arabia. It was once the centre of trade and commerce in the country. Today, this famous archaeological spot has numerous remnants for visitors that are thousands of years old.
• If you are fond of exciting nightlife, you can pay a visit to one of the several dance bars and discos. You can enjoy non-stop live music in almost each one of them. Riyadh often organises different concerts and musical evenings where you can spend an entire evening enjoying pop, jazz, and all other sorts of music.
• Your trip to Saudi Arabia will not be complete without taking a trip to the National Heritage, which is a very popular Saudi Arabian Museum in Riyadh. This beautiful museum boasts eight different kinds of exhibition halls that are based on thrilling themes like the Man and Universe, the Pre-Islamic Era, and the enigmatic Arabian Kingdom.

Best Time to Visit Saudi Arabia

The best time to visit Saudi Arabia is during the months of November to February. During these months, the weather in Saudi Arabia remains pleasant and the outside temperature is average, which makes it perfect to tour around. You should avoid planning your trip to Saudi Arabia in the summer months between April and October. During this time the weather is hot and humid.

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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1. how to buy travel insurance for saudi arabia plan.

If you wish to opt for travel insurance for Saudi Arabia policy with Tata AIG, you can directly visit our website and select the international travel insurance under the products section. Fill in the required personal information, select the right coverage options you wish to have in your travel insurance policy, and make the payment online. If you want, you can also add some additional covers to your travel insurance policy for Saudi Arabia with us, including the following.

• Medical coverage
• Baggage coverage
• Journey coverage

Once you have opted for the necessary coverage options on your travel insurance for Saudi Arabia plan, you can pay through your desired payment option online and complete the purchase process of the insurance policy. Upon verification, we will send the policy to your registered email ID.

2. Is it mandatory to buy travel insurance for Saudi Arabia plan to visit the country?

No, it is not mandatory to have travel insurance for Saudi Arabia for your trip to this country. However, it is strongly recommended for you to have one as it will keep your finances safe during any trip-related mishaps. Also, if you are looking for affordable plans, do check the price of your travel insurance Saudi Arabia plan with our Travel Insurance Premium Calculator online.

3. What is not included in a travel insurance Saudi Arabia plan?

Certain things will not be included in your international travel insurance policy for Saudi Arabia. For instance, if you lose your passport or if it is detained or confiscated by the police or any other official authorities, or if you lose your belongings due to a threat to national security like riots, it won’t be covered by your plan. Also, any other non-medical expenses that you incur will not be covered under the plan. Moreover, if you incur any medical condition while travelling against the advice of your doctor or due to a pre-existing disease-related emergency, it will not be covered.

4. Do I need to buy a separate plan for my family member/spouse?

No. You can go for a family insurance plan where you will have to pay one single premium amount and you can get coverage for the whole family.

5. If there is a change in my travel dates to Saudi Arabia, can I make the changes to the travel dates mentioned in the policy?

Yes, you can change the travel dates mentioned in the policy before the commencement of your travel insurance plan, which is the same as your date of travel.

6. When will my travel insurance Saudi Arabia from Tata AIG end?

The end date of your travel insurance policy will be mentioned on your policy document. For single trip policies, the travel insurance ends as soon as your trip ends and you return to your city of residence. For multi-trip policies, you can check the dates on your policy document.

7. If I immigrate to Saudi Arabia, do I need a travel insurance plan for the same?

No. A travel insurance plan will not cover you if you are immigrating to Saudi Arabia. Your travel insurance Saudi Arabia plan from Tata AIG will only cover your expenses if you are going there for leisure, studies, or work.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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