aig travel insurance netherlands

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The Netherlands, with its charming windmills, picturesque canals, and fields of colorful tulips, is a top destination for travelers from around the world. Whether you’re visiting to explore historic cities like Amsterdam and Utrecht, to take in the art and culture, or simply to bike through the serene countryside, it’s important to ensure that your trip is worry-free. Travel insurance can be a traveler’s best friend, offering protection against unexpected events such as trip cancellations, medical emergencies, or lost baggage. Here are ten top travel insurance plans that can help make your Netherlands adventure as carefree as possible:

1.World Nomads – Known for their comprehensive coverage, World Nomads offers travel insurance that caters to adventurous travelers. This includes cover for a wide range of activities which might appeal if you plan on cycling or participating in other sports while in the Netherlands.

2.IMG Global – IMG’s Patriot Travel Medical Insurance provides excellent options for those seeking flexibility. They offer both short-term and long-term coverage perfect for tourists and expats alike.

3.Allianz Travel Insurance – Allianz has various plans that can suit any type of traveler. With features like trip interruption coverage and emergency medical benefits, they are a popular choice among international visitors.

4.Travelex Insurance Services – Their Travel Select Plan offers customizable packages which include additional options for adventure sports coverage – ideal if you’re planning an active Dutch holiday.

5.AXA Assistance USA – AXA offers the Silver, Gold and Platinum plans with varying degrees of protection so you can choose what suits your travel needs best when heading to the Netherlands.

6.Travel Guard by AIG – Travel Guard offers a range of plans with different levels of coverage including comprehensive travel insurance, which is perfect for peace of mind during your Dutch sojourn.

7.Seven Corners – They have a variety of options that cater specifically to international travelers including students, which could be ideal if studying abroad in the Netherlands.

8.Generali Global Assistance – Formerly CSA Travel Protection, Generali’s Premium plan comes highly recommended with its extensive coverage that manages to balance cost with benefits effectively.

9.HTH Worldwide Travel Insurance – Offers superior medical coverage which may be a priority when traveling through the Dutch healthcare system.

10.SafetyWing – An affordable option designed for digital nomads and frequent travelers offering health insurance along with travel benefits on a subscription-like basis.

Regardless of which plan you choose, make sure it fits your specific needs for your trip to the Netherlands. Always read the fine-print regarding what is covered—especially concerning pre-existing conditions and activity exclusions—to ensure you’re fully protected on your journey.

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Travel Insurance for Netherlands

The Netherlands is a beautiful country packed with historic brick filled and cobblestone cities, cool interconnected canals, vast and scenic farmlands, iconic windmills and pristine beaches. Although partying it up in Amsterdam is what most travellers have on their list, there is so much more this amazing country has to offer. As you spend time exploring the city and its outskirts, you’ll discover remarkable things such as blooming tulips, especially in springtime, and museums that have groundbreaking artistry from world leading artists like Vincent van Gogh and Rembrant van Rijn. There is nothing quite like summer excursions that will allow you to escape the city and enjoy seaside resorts scattered along the North Sea coast. Relax in Vlissingen by the lively ocean view where you can also stroll down beautiful boulevards, enjoy the vibrant nightlife and have fun with all sorts of watersport activities. For more child friendly fun, Het Arsenaal has awesome theme parks. Alternatively, if you want to see the country without crowds, then Utrecht is the place for you.

First things first, get yourself a Museumkaart (Museum Card) which is good for a month for non-residents. This card will grant you entry into 32 museums in Amsterdam and 400 museums throughout the Netherlands. Priced at 60 Euros, this card is a must if you are planning on visiting multiple cities. The best and cheapest form of transportation is with a good old bicycle. You can rent a bike for only a few euros a day or take a multi-day bike tour. Whether it’s self-guided or with a host, you can find many fantastic bike tours in the Netherlands. If you plan on walking, Dutch cities are small and easy to get around so that can be an option too. In the summertime, everyone spends time outside so be sure to check the local city boards for a list of free concerts, festivals, shows and markets. Another must do activity is taking a canal tour to explore the famous canals that the Dutch have created. It’s an essential part of life in the Netherlands that can only be understood when you spend time boating on the canals. Last but not least, make sure you try some poffertjes (fluffy mini-pancakes served with powdered sugar), patat (thick cut fries with topping) and stroopwafels (sweet Dutch waffles).

Why do I need Travel Insurance for Netherlands?

Travel insurance to Netherlands is extremely helpful in the event you encounter a burdensome scenario. Whether it’s a sudden flight delay, a detested luggage theft or an accident, AIG will be there for you every step of the way. You can trust AIG to ensure all your travel and health needs are taken care of. All you have to do is browse this insurance page for more information and acquire an instant quote. 

Buy Travel Insurance for Netherlands with AIG

Enjoy your exciting trip to Netherlands and let AIG take care of all your concerns. We offer a comprehensive insurance plan that will protect you throughout your journey. It takes minutes to get a quote online and make your purchase. For as low as RM45, you can be carefree while you travel and have fun. Don’t worry about any unforeseen circumstances, as AIG is ready to reimburse you for reasons applicable within our policy. Acquire our insurance and travel to Netherlands today, and have yourself a delightful Dutch holiday.

Our benefits include:

Comprehensive coverage

Besides overseas emergency medical expenses, medical evacuation costs and personal accident coverage, AIG will provide cover if you are forced to cancel or cut short your trip for reasons covered under our policy. Any flight departure delays, baggage delays, baggage damage or loss, personal items damage or loss due to theft or negligence by service providers, AIG will cover for you.

Medical & Personal Accident Cover

Depending on the plan and product purchased, AIG will cover up to unlimited medical expenses and up to RM 500,000 for personal accidents in Netherlands. Our travel assistance team is on call by phone 24/7 to assist you in any emergency situation, ensuring that you receive appropriate medical care in Netherlands.

Trip Cancellation Cover

AIG will reimburse you for non-refundable expenses incurred if your trip to Netherlands is cancelled due to specific events, within 60 days before your departure date.

Natural Disasters

If natural disasters occur in Netherlands such as earthquakes and floods, AIG will pay for expenses caused by these travel inconveniences.

Travel Inconvenience

If you experience travel inconveniences such as delays, loss or damage to your personal belongings, including your checked-in baggage, you will be covered by AIG.

AIG Global Assistance Service

Our 24-hour Emergency Assistance Team delivers fast and efficient aid if you are injured during an accident or if you are ill, requiring hospitalization in Netherlands.

Helplines during emergency in Netherlands

If you are insured with AIG when you travel in Netherlands, keep our 24/7 contact no.  603-27725600  with you at all times to process claims and medical emergencies.

Dial  112  for emergency help (police, fire and ambulance)

Contact details for Embassy of Malaysia, The Hague, Netherlands: Address : Rustenburgweg 2 Zuid-Holland 2517 KE The Hague Phone:  +31 70 3506506 Fax: +31 70 3506536

Want to know more about AIG Travel Insurance?

Read in detail about:  

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AIG Travel Insurance: The Complete Guide

Everything you need to know before you buy AIG Travel insurance plans

For decades, AIG Travel , part of American International Group, Inc., has provided travel insurance options for many travelers. Marketed under Travel Guard, the company offers travel insurance solutions and travel-related services, including medical and security services, marketed to both leisure and business travelers around the globe.

If you have purchased a trip insurance plan in the past, it may have been provided by AIG Travel without you even knowing it: the company also creates custom policies for several smaller insurance brokers, airlines and even travel groups. Is AIG Travel the right company for your trip? 

About AIG Travel

AIG Travel is a member of American International Group, Inc., a global insurance company that provides everything ranging from property casualty insurance, life insurance, retirement products, and other financial services. Travel Guard is the marketing name that AIG Travel uses to advertise its portfolio of products.

Today, the company is headquartered in Stevens Point, Wisc., and serves travelers in 80 countries and jurisdictions through eight wholly-owned global service centers in key regions, including Houston, Texas; Stevens Point, Wisc.; Kuala Lumpur, Malaysia; Mexico City, Mexico; Sofia, Bulgaria; Okinawa, Japan; Shoreham, England; and Guangzhou, China. 

How Is AIG Travel Rated?

AIG Travel policies are underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., another subsidiary of AIG. As of June 2018, the policy writer has an A.M. Best A rating, putting them in the “Excellent” credit category with a stable outlook.

For customer service, AIG Travel is highly rated on three major travel insurance marketplaces online. With more than 400 reviews, AIG Travel has a five-star rating from TravelInsurance.com , with a 98 percent recommendation rate. Customers of InsureMyTrip.com give the company 4.56 stars (out of five). Although Squaremouth.com no longer offers AIG Travel policies anymore, previous customers gave the company 4.46 stars (out of five), with less than one percent negative reviews. 

What Travel Insurance Does AIG Travel Offer?

AIG Travel offers four plans for consumers, based on their needs and travel plans: Basic, Silver, Gold, and Platinum. Although the Basic plan is not available direct through AIG Travel, it can be purchased through marketplaces like TravelInsurance.com. All travel insurance plans include travel medical assistance, worldwide travel assistance, LiveTravel® Emergency Assistance, and personal security assistance, but only take effect when travelers are at least 100 miles away from home.

Please note: All schedules of benefits are subject to change. For the most up-to-date coverage information, contact AIG Travel.

• Travel Guard Basic: Travel Guard Basic is the lowest level of coverage available through AIG Travel Guard, with the smallest benefits for trip cancellation , trip interruption , and trip delay. The basic plan offers 100 percent coverage of trip cancellation or trip interruption events (up to $100,000), but has very low coverage ceilings for return airfare due to trip interruption ($500 maximum), trip delay (maximum of $100 per day, up to $500), baggage loss ($500 before a $50 deductible) and baggage delay ($100 maximum). The basic plan includes an optional rental car damage policy for an additional price but does not include options for a pre-existing medical condition exclusion waiver or accidental death and dismemberment. Read the schedule of benefits here.
• Travel Guard Silver : Travel Guard Silver is the lowest level of coverage available directly through AIG Travel Guard. Described as “savvy coverage that helps give you peace of mind on a budget,” Travel Guard Silver offers more generous benefits for baggage delay and baggage loss ($750; $50 deductible) and accident sickness medical expenses ($15,000; $50 deductible). This plan also offers optional coverage for pre-existing medical condition exclusion waivers, trip cancellation or interruption due to financial default and additional flight coverage. Typically, travelers who elect to purchase Travel Guard Silver over Travel Guard basic can expect to pay around 2.5% more. Read the schedule of benefits here.
• Travel Guard Gold : The most popular plan offered by AIG Travel Guard, Travel Guard Gold balances insurance costs with benefits. The Gold plan offers more money for trip interruption (150 percent, up to $150,000 maximum), return airfare due to trip interruption (the greater of $750 or 150 percent of the trip cost) and trip delay coverage ($150 per day maximum, up to $750 total). This plan also introduces several additional benefits, including baggage and travel document loss (up to $1,000), baggage delay ($300) and missed connection coverage (up to $250). When purchasing within 15 days of the initial trip payment, travelers may also be covered for pre-existing condition waivers, trip cancellation or interruption due to financial default and primary coverage for accident sickness medical expenses. Optional coverage levels include Cancel for Any Reason insurance (up to 50 percent of insured trip costs), car rental collision coverage and upgrades for medical expense and emergency evacuation coverage. Before any optional coverage, expect to pay 20 percent more for Travel Guard Gold compared to Travel Guard Silver. Read the schedule of benefits here.
• Travel Guard Platinum : Travel Guard Platinum is the highest level of coverage offered by AIG Travel Guard, with the biggest benefit levels. In addition to trip cancellation and trip interruption benefits, travelers can receive up to $1,000 for return air travel due to trip interruption, trip delay benefits of up to $200 per day ($1,000 maximum) and up to $500 in missed connection benefits. Like Travel Guard Gold, travelers who purchase their policy within 15 days of their initial trip payment may also receive the pre-existing medical condition exclusion waiver, trip cancellation or interruption coverage due to financial default, primary accident sickness medical expense coverage and primary baggage and personal effects coverage. Optional policy add-ons include Cancel for Any Reason (up to 50 percent of insured trip costs), car rental collision coverage, and medical coverage upgrades. Because Travel Guard Platinum is the highest level of coverage available, it is also the most expensive: travelers should expect to pay between 50 and 60 percent more than Travel Guard Gold before any additional add-on coverage.  Read the schedule of benefits here.

What Won't AIG Travel Cover?

While AIG Travel offers plans to cover many common travel issues, they will not necessarily cover everything. Excluded situations include:

• Self-inflicted injuries: If you are in crisis while traveling, there are ways to get help anywhere around the world. Note that mental health care may not be covered by your travel insurance plan .
• Pregnancy or childbirth: In many situations, pregnancy or childbirth are not covered under AIG Travel plans.
• Dangerous activities: Planning on mountaineering, going motor racing, or participating in a professional-level athletic event? All of these situations are not covered under AIG Travel plans.
• Baggage loss for items seized by governments or customs officials: Before you return home, be sure to understand what may (or may not) be allowed in your home country. If you believe your items were stolen by customs or Transportation Security Administration officials , there is a separate protocol for reporting those losses.
• Baggage loss for eyeglasses, sunglasses, or hearing aids: Loss or replacement of prescription vision wear is not covered by AIG Travel.

This is just an abbreviated list of situations that may not be covered under AIG Travel trip insurance plans. For a full list, refer to the schedule of benefits of each plan, which are linked in the above content.

How Do I File a Claim With AIG Travel?

Travelers who purchased an AIG Travel plan in the United States can start their claims online . After starting an account online, travelers can file claims for the most common situations, including trip cancellation, baggage loss, and trip delay. Policyholders can also find documentation requirements online , as well as receive updates online. Those who have questions about their policies or claims can call AIG Travel direct at +1-866-478-8222.

The online claims tool is only available for American travelers who purchased their travel insurance plans in the United States. All other travelers should contact AIG Travel directly via their provided telephone number to start the claims process.

Who Is AIG Travel Best For?

At the Basic and Silver levels, AIG Travel is a very basic-level travel insurance plan that may cover those who do not already have trip coverage through a credit card or otherwise have access to a trip insurance plan. Before considering either of these AIG Travel plans, be sure to check that you don't already have coverage through the credit card used to pay for your trip.

If you are planning a major international trip, or are going on a big trip aboard a cruise line, AIG Travel Gold and Platinum may offer better coverage than a credit card. With large benefit levels and coverage already built in for pre-existing conditions when purchased within the first 15 days of an initial travel payment, Gold and Platinum can be a better bet for those who are spending money on a big vacation and want to make sure their trip runs smoothly.

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AIG Travel Toolkit

U wilt straks veilig reizen. Daarom hebben wij vast een digitale koffer voor u ingepakt. Hierin zitten hulpmiddelen die u voor, tijdens of na uw reis kunt gebruiken.  

Wij wensen u een veilige reis!

Met onze app kunt u ons bij een noodgeval met één druk op de knop bereiken. Wij staan 24/7 voor u klaar. Zoek in de app store op AIG Travel Assistence of klik hier voor  Android  of  iOS .

Travel Card

U heeft misschien niet altijd uw smartphone bij de hand. Daarom vindt u ons noodnummer ook op uw Travel Card. U hoeft het alleen te printen en uw polisnummer erop te schrijven.

Schadeformulier

Wij hopen natuurlijk dat u het niet nodig heeft. Maar als u toch iets overkomt tijdens uw reis, meldt u dat met het schadeformulier. Het is handig dit altijd mee te nemen als u op reis gaat.

Travel Assistance

Alles wat u nodig heeft om goed voorbereid op reis te gaan vindt u op AIG Travel Assistance. Via de  website  of de app heeft u toegang tot verschillende middelen die u voorbereiden op een veilige reis.

U logt eenvoudig in bij Travel Assistance met uw polisnummer.

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Onze country reports geven u alle reisinformatie van het land waar u naartoe gaat. Over de veiligheid, gezondheidsrisico's of politieke situatie.

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In deze korte veiligheidstraining leert u onder meer gezond te blijven in een vreemd land en te voorkomen om slachtoffer te worden van criminaliteit.

Travel Alerts

U kunt eenvoudig een alert aanmaken voor uw reisbestemming. Zodra er iets gebeurt dat uw veiligheid kan raken, sturen wij u een alert.

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5 Tips for Buying Schengen Visa Travel Insurance

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Table of Contents

1. Decide which type of insurance you’d like

2. get multiple quotes, 3. use this as an opportunity to maximize credit card bonus points, 4. double-check the policy before purchasing, 5. consider using a credit card that provides trip insurance instead of buying a new policy, if you’re looking to buy travel insurance for a schengen visa.

Travel insurance can be a very important accompaniment to your trip, especially when you’re traveling throughout multiple countries. Europe is a prime example of this, where the border-free Schengen zone allows you to traverse multiple countries without passing passport control. Finding Schengen visa travel insurance isn’t always simple, however, and you’ll want to ensure that you have coverage regardless of your location.

There are plenty of things to think about before buying travel insurance when traveling throughout Europe, including: the coverage you’re looking for, how you’ll be paying and whether your credit card already offers insurance.

Let’s take a look at Schengen travel insurance and five easy tips for making sure you’re good to go — no matter where you travel within the region.

Although there aren’t generally any Schengen visa travel insurance requirements, there are multiple types of travel insurance coverage available depending on your needs. Consider carefully the type of coverage you’re looking for. Common types includes:

Travel medical insurance .

Trip interruption insurance .

Cancel for any reason insurance .

Trip cancellation insurance .

Lost luggage insurance .

Rental car insurance .

Accidental death insurance .

Emergency evacuation insurance.

Note that the U.K. left the Schengen zone a few years ago, so you’ll want to double-check whether coverage in the U.K. is valid for your travel insurance policy.

» Learn more: Is travel insurance worth it?

It’s always in your best interest to get multiple quotes before purchasing insurance. The amount you’ll pay will be heavily dependent on the type of coverage you receive, its length and any deductibles that you may have.

Cancel For Any Reason insurance, or CFAR, allows you to recoup most or all of your nonrefundable costs — no matter why you’ve chosen not to travel.

There are plenty of different websites that’ll allow you to compare different insurance plans such as TravelInsurance.com or SquareMouth.com (a NerdWallet partner), which will gather together multiple quotes in one easy search.

There are several details you’ll need to have on hand when looking for quotes. These include:

The total cost of your trip.

Your destination.

Your dates of travel.

The number of travelers.

The age of travelers.

Where you live.

When you booked your trip.

Once you’ve got all your information gathered together, it’s simple to find a policy that fits your need for travel insurance in the Schengen zone on one of the comparison websites.

» Learn more: What is travel insurance?

If you’re planning a vacation to Europe, hopefully you’ve already acquired a travel credit card or two. However, cards that focus on travel rewards won’t necessarily optimize insurance purchases.

» Learn more: How to choose a credit card for Europe travel

In this case, you’ll want to double down on rewards with a card that’ll maximize everyday spend. These cards will give you bonus points on all purchases, no matter their category. Great options for this include:

Capital One Venture Rewards Credit Card : Earn 2x Capital One Miles per dollar spent on all purchases.

Citi Double Cash® Card : Earn 2% cash back in the form of Citi ThankYou points on all purchases: 1% when you make your purchase and another 1% when you pay your bill. Plus, through the end of 2024, cardholders can get 5% cash back on hotel, car rentals and attractions booked through the Citi Travel portal .

Chase Freedom Unlimited® : Typically earn 1.5% cash back on all non-bonus category purchases.

The Blue Business® Plus Credit Card from American Express : Earn 2 American Express Membership Rewards on the first $50,000 in purchases each year. Terms apply.

Pair your Chase Freedom Unlimited® card with a Chase Sapphire Preferred® Card card or Chase Sapphire Reserve® card to unlock the full suite of Chase Ultimate Rewards® transfer partners. This strategy is sometimes referred to as the Chase Trifecta .

While you likely won’t be earning a ton of points for your travel insurance purchase (unless your costs are exorbitantly high), maximizing your earnings is always a good idea. Don’t leave money on the table.

» Learn more: The best travel insurance companies

Not all travel insurance policies are created equal. This is probably no great revelation, but it’s definitely something of which you’ll want to be aware.

This is especially pertinent when it comes to the current travel climate in the COVID-19 era. While you may purchase a health insurance plan that covers most medical costs, it may specifically exclude those incurred by COVID-19. And even if it does reimburse you for any hospital costs, it may not pay for a forced quarantine in the event of illness.

These are things you’ll want to check for when buying travel insurance for any trip. Be sure to read the terms and conditions of your policy carefully, and if there’s very specific coverage you’re looking for (such as that offering protection in the event you catch COVID-19), you can often use search filters to narrow down your options.

» Learn more: Is there travel insurance that covers COVID quarantine?

One great feature of travel credit cards is the complimentary trip insurance they often provide. In order for your trip to be eligible for coverage, you’ll need to use the card to pay for your trip. In exchange, however, you can receive some pretty powerful benefits without needing to pay out of pocket.

The Chase Sapphire Preferred® Card card, for example, provides primary rental car insurance. This means that when you decline the insurance offered at the counter, your entire rental will be covered against collision up to the actual value of the rental car.

What’s most powerful about this feature is that, as primary, it comes before your own personal insurance — possibly saving you expensive premium jumps and claims on your policy.

Other cards that include powerful travel insurance protection such as interruption, cancellation or baggage coverage include The Platinum Card® from American Express and the Chase Sapphire Reserve® card. Terms apply.

» Learn more: The cheapest flights to Europe on points

It makes sense to purchase travel insurance in many circumstances, especially with the uncertainty in today’s travel world. Take advantage of these five tips to make sure you’re properly prepared for your trip — whether you’re heading to France, Finland or any of the over two dozen Schengen countries.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

AIG Travel Guard Insurance Coverage Review – Is It Worth It?

Christine Krzyszton

Senior Finance Contributor

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Keri Stooksbury

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Why Purchase Travel Insurance

Core coverages, optional coverages for an additional fee, aig travel guard and covid-19, additional information — aig travel guard, to other travel insurance companies, to credit card travel insurance, the value of travel insurance comparison websites, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Purchasing insurance for your home, auto, or your life, can be complicated and time-consuming if you want to compare coverages and premium costs between companies. Fortunately, the process of purchasing travel insurance is quite simple , and you can secure immediate coverage within minutes.

It all starts with determining the coverages that most important to you, securing a quote, then making sure you’re purchasing from an established, highly-rated company. One such established travel insurance company is AIG Travel Guard .

With over 25 years of experience and high ratings from premier insurance financial rating company A.M. Best , AIG Travel Guard was named the best travel insurance company of 2020 by Forbes . Its Travel Guard Deluxe policy was also given a top 5-star rating by Forbes’ insurance analysts.

We’ll certainly discuss AIG Travel Guard’s policy offerings in our article today but we also want to discuss why you’d want to purchase travel insurance , whether travel insurance covers COVID-19, the process for obtaining a quote, and additional resources to help ensure you’re receiving good value.

Plus, if you’re wondering if you need to purchase travel insurance or whether you might have enough coverage elsewhere, you’ll want to read on.

While the primary reasons for purchasing travel insurance are to protect your economic investment and to cover unexpected additional expenses you might incur due to trip disruptions, purchasing travel insurance has another, more intangible, purpose.

Purchasing travel insurance can provide peace of mind prior to and during your trip as you won’t be worried that an unforeseen event will result in an economic loss. Knowing you have evacuation insurance when you’re traveling to a remote area on safari, for example, could be tremendously reassuring, even if you never use the coverage.

Here are some sample situations where travel insurance may provide coverage:

• Your sister is diagnosed with a life-threatening illness and you must cancel your trip
• You broke your ankle and will not be able to go on your skiing trip
• You become ill and cannot travel
• You or your traveling companion is terminated or involuntarily laid off from your job
• You are summoned to jury duty or other legal action such as requiring you to appear as a witness

If your trip is expensive, complicated, or you need medical coverage while traveling, a travel insurance policy is a must.

Bottom Line: In addition to protecting your trip investment and covering unexpected expenses due to trip disruptions, travel insurance can also provide peace of mind before and during your travels. 

AIG Travel Guard — Coverages and Policy Options

There’s probably nothing more boring than listing insurance coverages but it’s important to know the types of coverages you can expect when purchasing an AIG Travel Guard policy.

First, AIG Travel Guard offers 3 policy options for U.S. residents (not including NY residents), 3 separate options for NY residents, and 1 policy for Canadian residents.

• Tr avel Guard Essential
• Travel Guard Preferred
• Travel Guard Deluxe
• Travel Guard Essential Expanded — available to NY residents
• Travel Guard Protect Assist — available to NY residents
• Travel Guard Tour, Cruise, & Travel — available to NY residents
• Gold Trip Cancellation Policy — available to Canadian residents

Coverage options and limits will vary by policy, however, you can expect to find the core and optional coverages listed here.

Here are the types of coverages you’ll find offered on AIG Travel Guard policies and the applicable coverage limits for each type of policy.

There are also additional coverages that may be included at no extra charge, depending on the policy type selected. Terms and conditions apply.

• 1 child under 17 per covered adult is included for no extra charge
• Pre-existing conditions waiver
• Trip exchange coverage
• Single occupancy fee coverage
• Evacuation for a security reason
• Non-flight accidental and dismemberment insurance
• Worldwide travel and medical assistance services

You may secure any of the following add-on coverages by paying an additional fee.

• Cancel for Any Reason Insurance — covers trip cancellation for any reason
• Rental vehicle damage — coverage for collision damage when renting a vehicle
• Pet bundle coverage — pet care, medical expenses, and adds pet illness to trip cancellation benefit
• Adventure sports coverage — coverage for higher risk adventure activities
• Increased lodging expense bundle — increases the amount covered under travel inconvenience benefit
• Wedding bundle — coverage when a destination wedding is canceled
• Name a family member bundle — select a traveler to be covered as a family member

Hot Tip: For more information and tips on purchasing travel insurance, start here in our article on travel insurance basics .

Travel insurance , in general, is designed to protect you from financial loss due to unforeseen events that may cause you to cancel your trip, or to cover disruptions that could occur during your journey. It is not meant to cover voluntary trip cancellations due to fear of getting ill.

Voluntary cancellations, including those that are related to the fear of getting ill, are not covered on travel insurance policies. However, there is 1 option for obtaining coverage for voluntarily canceling your trip.

Cancel for Any Reason insurance (CFAR) is an optional coverage that can be added to select travel insurance policies allowing you to cancel your trip for any reason you deem necessary and be covered for partial reimbursement.

AIG Travel Guard offers CFAR coverage as an optional add-on to add to its Preferred and Deluxe plans , with these stipulations:

• Must be purchased within 15 days of the initial trip deposit
• The trip must be canceled more than 48 hours prior to departure
• The full cost of the trip must be insured for at the time of purchase

Cancel for Any Reason insurance does not cover the entire cost of the trip. In this case, to add CFAR insurance to the Deluxe and Preferred plans above, the additional premium would be $53.31 for coverage to cover up to 50% of the trip price. Additional options may be available to cover up to 75% of the cost of your trip.

The above prices are for a single trip 1-week in length for a traveler of 40 years of age at a cost of $3,000.

AIG Travel Guard policies, even without the CFAR insurance add-on, offer coverage for trip cancellations due to COVID-19 related illness and also medical coverage should a covered traveler become sick with COVID-19 during their travels. Terms and conditions apply.

Bottom Line: While trip cancellation, trip interruption, and emergency medical may offer some coverage for illness, you must purchase Cancel for Any Reason insurance to have coverage for canceling a trip due to the fear of getting ill. AIG Travel Guard offers this coverage on its Deluxe and Preferred plans.

Point-of-Sale Availability — In addition to offering travel insurance package policies directly to the public, AIG Travel Guard offers travel insurance products via several travel providers including airlines and various travel services. You’ll find the option to purchase Travel Guard protection during the checkout process with companies such as United Airlines or Frontier Airlines when purchasing a flight and when making a travel purchase via Costco Travel .

Call for Additional Quotes — While AIG Travel Guard does sell annual multi-trip policies, you must call to request a quote. Adventure sports coverage, medevac coverage, and rental vehicle damage coverage quotes are also available via phone.

15-Day Free Look Period — If you decide, after you have reviewed your purchased policy, that you do not want it, you may receive a full refund.

Cruise Insurance Option — AIG Travel Guard offers cruise insurance that includes cruise diversion and other applicable coverages.

Filing a claim — to initiate a claim, you can either call AIG Travel Guard at 866-478-8222 or access travelguard.com to begin the process. You will need your policy number handy. Once your claim is submitted, you can check the status at claims.travelguard.com/status .

How Does AIG Travel Guard Compare

First, know that when purchasing a policy from AIG Travel Guard, you’re buying from a highly-rated established insurance company. Here’s how the company stacks up in relative comparison with other travel insurance companies.

Comparing travel insurance policies can be complicated as coverage limits and prices vary widely. We looked at a 1-week trip to Mexico for a traveler 40 years of age and a total trip cost of $3,000 as criteria for obtaining a quote.

AIG Travel Guard’s Preferred plan, which prices out at around $200, aligns with the John Hancock Bronze policy above. Add in CFAR coverage, however, and the comparison costs are closer to AIG Travel Guard’s $254 premium for its Preferred level plan that also includes CFAR.

This 1 example uses the criteria of a specific trip for an individual traveler of a certain age and may not reflect the same relative premium costs as other comparisons.

Your own individual traveler information, the number of travelers, trip length, destination, state of residence, selected coverages, and the total cost of your trip will ultimately determine the premium cost. Our example is just a narrow snapshot comparison.

Bottom Line: Travel insurance policy coverages and costs vary dramatically. To ensure you’re receiving good value, determine the coverages that are most important to you, compare policy options, and purchase from a reliable company. 

The travel insurance coverages that come complimentary on your credit cards are no substitute for a comprehensive travel insurance policy. With that being said, the coverage that comes with your credit card could be enough to cover some trips.

Here are some examples of trips where you may not need travel insurance and the coverage you have on your credit card could be sufficient.

• The trip consists of only a round trip domestic flight and hotel stay
• The trip is a road trip by car
• The trip does not include any non-refundable trip expenses
• The trip does not have several travel providers involved
• Your health insurance covers you while traveling and you are not worried about having additional medical coverage during your trip

Also, keep in mind that coverage offered on your credit card is generally secondary versus a primary travel insurance policy. This means you must first file a claim with other applicable insurance, including coverage with the airline or travel provider, for example, before the credit card coverage will kick in.

Bottom Line: If you have a significant investment at stake, several travel providers involved, or want medical coverage during your travels, you should purchase a comprehensive travel insurance policy for your trip and not depend on a credit card with travel insurance . 

Travel insurance is widely available and competitive. You won’t have trouble purchasing some level of coverage regardless of your situation. Additionally, there are travel insurance comparison websites that make it easy to find a policy that fits and purchase coverage that is effective immediately.

These travel insurance comparison websites are each easy to use, have qualified people to assist, and all feature policies offered only by highly-rated companies.

Travelinsurance.com

• Instant coverage
• Simple format, easy to secure a quote quickly
• Guarantees the best price for the policy you’re purchasing

Squaremouth

• Features 20 companies with nearly 120 different policy options
• Its customer service team is award-winning
• You can access thousands of customer reviews

InsureMyTrip

• Educational content to assist you in understanding coverages
• Features 21 highly-rated companies
• Licensed agents can answer questions and assist with a claim

Bottom Line: Travel insurance comparison websites provide quick easy access to securing a quote, compare several high-rated travel insurance providers at once, and the benefit of receiving immediate coverage. 

While airlines and travel providers have made significant changes to cancellation, refund, and exchange policies, it’s still important to consider purchasing travel insurance if you’re uncomfortable with the possibility of losing your trip investment or incurring unexpected expenses during your journey.

In addition, if you need medical insurance coverage during your trip, you won’t find that coverage on a credit card or with the airlines — you’ll need to purchase it.

The fact that AIG Travel Guard does not exclude COVID-19 related claims under certain coverages and offers a Cancel for Any Reason add-on is significant as not every travel insurance company can make that claim.

Also, if you have children traveling with you, you may find good value with AIG Travel Guard having those under 17 included for no extra charge (1 per premium-paying adult).

The bottom line when purchasing travel insurance from AIG Travel Guard is that if you can secure the coverages you need at a price you’re comfortable with and you’ll know you’re completing that transaction with a highly-rated established company.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

Frequently Asked Questions

Is aig travel guard a good travel insurance company.

AIG Travel Guard is a highly-rated established travel insurance company. It is rated A by the prominent insurance financial rating company A.M. Best and has been in business for over 25 years.

It was also named the best travel insurance company of 2020 by Forbes.

Does AIG Travel Guard cover trip cancellation?

Yes, AIG Travel Guard will cover trip cancellations but only for covered reasons listed in the policy. Examples of situations that may be covered include becoming ill and having to cancel your trip, being called for jury duty or other covered legal obligation, or your home becomes uninhabitable.

Does AIG Travel Guard cover flight cancellations due to COVID?

AIG Travel Guard, like other travel insurance companies, does not cover canceling a flight due to the fear of getting ill. However, if you become ill from COVID-19 and have to cancel your trip, you may have coverage for trip cancellation, trip interruption, or emergency medical if should become ill during your trip.

How do I make a claim with AIG Travel Guard?

You can file a claim with AIG Travel Guard by calling 866-478-8222 Monday through Friday from 7 a.m. to 7 p.m. CST. You can also initiate a claim online at travelguard.com using your policy number and last name.

Once you have submitted a claim, you can check the status of your claim at claims.travelguard.com/status , using your claim number and last name.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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Travel Insurance TU/e: AIG Travel Guard

• Travel Insurance TU/e

The general TU/e Travel Insurance, the AIG Travel Guard, is connected to the registration for the international experience (outgoing mobility) in Mobility Online and/or the scholarship for your internship/exchange abroad. The student is insured for the period as registered in the Mobility Online system or at the application form, with a maximum of 12 months. The travel insurance is not valid during vacation or travelling after the end date as mentioned in Mobility Online. For this private period you need a personal travel insurance.

Insurance is only relevant for exchange/internship or other academic mobilities up to a maximum duration of 12 months. The travel insurance offers extensive cover. Claims by 3rd parties are not covered within this agreement. Cancellations are not covered within this insurance. Full information is available within the policy conditions. The relevant claim form should be completed and submitted for any damage/loss incurred during the international experience. The insurance company has an app available for download via the App Store or Google Play Store. Search using “AIG Travel Assistance” and you will be requested to enter policy number 60187816 to access. Information regarding use of the app is available in the column on the right as well

Insurance company

The policy number of the AIG Travel Guard for TU/e: 60.18.7816,

via insurance company Aon (IAK).

Aon Verzekeringen C.V. Kantoor Eindhoven Postbus 90165 5600 RV Eindhoven

The coverage list can be found in the column on the right side of this page.

• Please notice that the AIG Travel Guard is not a health insurance.
• Cancellations are not covered within this insurance.

Health Insurance

The AIG Travel Insurance is NOT a health insurance.

A health insurance is a mandatory insurance in the Netherlands. Via the mandatory health insurance (with (standard) European or (optional) world coverage) the student already has coverage for medical costs.

Medical costs made outside EU (form example in USA, Switzerland and Japan) are often higher than the Dutch health insurance reimburses. In that case, students can contact the travel insurance for the coverage of the extra made costs on top of the reimbursement of their own health insurance.

For international students at TU/e insured via Aon: please contact Aon before your exchange or internship abroad so they can give you advise concerning your Aon health and travel insurance.

Damage/Loss claim form

The relevant claim form should be completed and submitted for any damage/loss incurred during the international experience. You find the claim form in the column on the right side of this page.

You can send the completed claim form to: AIG Europe Limited, Netherlands Postbus 8606 3009 AP Rotterdam

Telnr: +31 (0)10 4535455

In case of emergency when abroad

In case of emergency when abroad for internship or exchange (being hospitalized, severe accident) or when you need to return to the Netherlands because of urgent circumstances:

Alway contact the emergency number of AIG Business Travel Insurance Travel Guard, as soon as possible: +31 10 4535656 of +44 1273738302

They can advise and assist you in arranging practical and financial matters in case of emergencie.

Directly to

Aig travel guard, [pdf] nieuw schadeformulier-travel-guard-zakelijke-reisverzekering-nl.pdf, [pdf] verzekeringsvoorwaarden aig studenten.pdf, [pdf] nieuw-nl downloading the business travel assistance app dec16.pdf, [pdf] new general conditions travel guard business travel aig (2019).pdf.

• Seven Corners Travel Insurance
• AIG Travel Guard
• Travelex Travel Insurance
• Trawick International Travel Insurance
• AXA Assistance USA
• TravelSafe Insurance

CFAR Travel Insurance Frequently Asked Questions

• Why You Should Trust Us

Best Cancel for Any Reason Travel Insurance

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

"Cancel for Any Reason" (CFAR) travel insurance provides the utmost flexibility, allowing you to cancel your trip for any reason that's not covered by standard travel insurance. It's the safety net for those 'just in case' moments, offering peace of mind for unforeseen circumstances. Let's dive into what sets CFAR cover apart from general-purpose best travel insurance policies .

• Seven Corners Travel Insurance : Best Overall
• Travel Guard : Best Value
• Travelex Travel Insurance : Best for Adventurers
• Trawick International Travel Insurance : Most Popular
• AXA Assistance USA : Best for Cruises and Tours
• TravelSafe Insurance : Best for Quick Protection

Compare the Top CFAR Insurance Offers

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

• Trip cancellation coverage of up to 100% of the trip cost
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
• con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
• con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

• Silver, Gold, and Platinum plans available
• Trip interruption coverage of up to 150% of the trip cost
• Emergency medical coverage of up to $250,000

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to 120 days' coverage available for travelers ages 79 and under (30 days for 80+)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $2,500 per person for missed connections over three hours or more
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage of up to $150 per person per day kicks in after six hours or more
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy can be purchased by U.S. citizens living abroad
• con icon Two crossed lines that form an 'X'. Medical coverage ceiling of $100,000 may be low for some travelers' needs.
• con icon Two crossed lines that form an 'X'. Claims reviews from customers say performance is not always the best
• A well-rounded insurance plan for travelers who are concerned about missing connections for cruise-related travel
• Classic and Basic travel insurance plans
• GolfSafe travel insurance plans provide coverage for you and your equipment
• Travel medical insurance through partner Trawick International

Best Cancel for Any Reason Insurance Reviews

Best overall cfar insurance: seven corners travel insurance.

Seven Corners Travel Insurance is a well-known carrier that has served thousands of travelers. The Trip Protection Choice plan offers a cancel for any reason travel insurance add-on that covers up to 75% of total trip costs, with a maximum of up to $75,000 in reimbursement. Medical coverage is also generous, with up to $500,000 per person for eligible medical expenses and evacuation/repatriation limits of up to $1 million per person.

Seven Corners also offers generous benefits on lost baggage and delayed travel or baggage expenses. Baggage delay benefits kick in after just six hours and go up to $500 per person. The Choice plan does not insure travel canceled by tour operators that are or have gone out of business, so this policy may not be the best fit for travelers who plan to visit destinations with tenuous

Read our Seven Corners Travel Insurance review here.

Best Value CFAR Travel Insurance: AIG Travel Guard Travel Insurance

Travel Guard  is one of the best-known names in the travel insurance industry, with several plans available for traveler needs in every direction. AIG also provided the lowest quote for our hypothetical Europe travelers despite offering the highest ceiling on CFAR reimbursement. Both AIG's Preferred and Deluxe insurance plans offer CFAR coverage as an add-on to the policy, and some policies cover up to 75% of total trip costs going all the way up to a maximum reimbursement of $112,500.

Many AIG policies also include COVID coverage even without CFAR protection, as well as some ancillary benefits such as rental car protection and even pet travel insurance.

Read our AIG Travel Guard Insurance review here.

Best CFAR Insurance for Adventurers: Travelex Travel Insurance

Travelex Travel Insurance is a great cancel for any reason option for travelers who plan to participate in strenuous or adventurous activities during their trip. While the CFAR coverage add-on only reimburses up to 75% of nonrefundable trip expenses, it still provides a certain modicum of peace of mind in case of emergencies, with cancellation available as an option up to 48 hours before travel begins. Travelex offers low medical coverage compared with its competitors, with a maximum of up to $50,000 per person. Travelers participating in adventure sports can purchase an optional add-on bundle for additional coverage. In case of emergency, Travelex policy holders might do well to consider the travel insurance benefits on their credit cards to supplement any potential medical expenses.

Read our Travelex Insurance review here.

Most Popular Cancel for any Reason Travel Insurance: Trawick Travel Insurance

Trawick International Travel Insurance had one of the priciest plans with CFAR coverage in our comparison, but the carrier's popularity amongst travelers is undeniable, for many reasons. The Safe Travels Explorer is particularly beneficial for pet owners who may incur medical expenses for their animals, as the plan includes up to $250 toward unexpected costs for cats and that who accompany their owners in their travels.

While Trawick's CFAR coverage was one of the most expensive add-ons we evaluated as well, the carrier offers generous compensation margins for travelers who need it, with up to 75% reimbursement for nonrefundable trip costs.

Read our Trawick Travel Insurance review here.

Best CFAR Coverage for Cruises: A XA Assistance USA Travel Insurance

AXA Assistance USA  is a great option for our hypothetical Europe cruise travelers, with its coverage of up to $1,500 per person for missed cruises and tours. This insurer also covers lost and delayed ski, sports and golf equipment – items that aren't always included in lost or delayed baggage coverage under other carriers. The rest of your belongings are safe too with AXA, as lost baggage claim ceilings are up to $3,000 per person - more than double some of its other competitors. Unfortunately, AXA may not be the best fit for travelers who need high-ticket travel protection, as the upper limit for CFAR reimbursement only goes up to a maximum of $50,000 despite covering up to 75% of total nonrefundable expenses, which is lower than the ceilings from other competitors such as AIG and Seven Corners. Furthermore, CFAR insurance coverage can only be added on to AXA's top-tier Platinum plan.

Read our AXA Assistance USA Travel Insurance review here

Best CFAR Coverage for Convenience: TravelSafe Travel Insurance

Travel insurance is a great option to consider if you have a lot of stops or transits on your trip, or if you are an expat living abroad. This insurer offers flexible coverage terms for longer travel durations. If you are 79 years old or younger, you can purchase a single-trip travel insurance plan that can cover your adventures for up to 120 days. Furthermore, reimbursement for baggage delays and losses, trip delays and missed connections kick in far more quickly than most competitors, with up to $2,500 per person for eligible missed travel connections available at the three-hour mark.

While TravelSafe's medical coverage of up to $100,000 may be on the lower side for travelers who anticipate potential medical expenses, those with the right credit cards may be able to supplement their emergency costs through a claim with their card issuer.

Read our TravelSafe Insurance review here.

Understanding 'Cancel for Any Reason' Coverage

Key features.

CFAR policies are unique; they allow cancellation for reasons beyond the usual covered reasons of travel insurance policies. This includes fear of traveling due to a pandemic or a sudden change of mind. However, it's essential to understand the specifics, such as the percentage of the trip cost reimbursed and the time frame for cancellation.

How CFAR Differs from Standard Policies

Unlike traditional travel insurance policies that cover specific cancellation reasons like illness or weather-related issues, CFAR offers a broader spectrum of coverage. It's the premium choice for travelers seeking full control over their plans.

That said, you must also buy travel insurance early if you want to qualify for a CFAR policy, usually within a certain period from when you place a deposit on your trip. That's why it's important to be mindful of when you buy travel insurance . 

How to Pick The Best CFAR Travel Insurance Plan for You

There is no one-size-fits-all "best" insurance plan, especially for CFAR coverage, which can add to your insurance premium. Even for the same person, the right policy will vary from trip to trip, depending on your activities.

If you're primarily concerned about getting your money back if your schedule changes, you may be able to get away with a basic plan that allows you to add CFAR coverage. If you're undertaking a grueling hike through some challenging mountain ranges, you may want to select a policy that includes generous medical and evacuation protection, plus flexibility to reschedule or re-book your trip in case of injury. And if you plan to visit a number of destinations within a short amount of time, trip delay or baggage loss protection may need to be one of your top priorities.

Steps to Choosing CFAR Coverage

• Evaluating Your Travel Needs Consider the nature of your trip, destinations, and what uncertainties you might face. This will help determine the level of travel insurance coverage you need.
• Comparing Prices and Benefits Analyze different policies in terms of cost, coverage percentage, and additional benefits. Look for the best value for your specific needs.
• Reading the Fine Print Understanding the terms and conditions, including the cancellation window and reimbursement process, is crucial to avoid any surprises.
• Making the Most of Your Policy Once you've chosen a policy, it's important to know how to use it effectively.
• Understanding Your Policy Familiarize yourself with the details of your policy, including how and when to file a claim.
• Tips for Filing a Claim Be timely and thorough when filing a claim. Keep all relevant documents handy and follow the provider's process closely to ensure a smooth experience.

CFAR insurance is purchased as an add-on to a single trip travel insurance policy. It will affect how much you can receive for a canceled trip, but won't affect your other benefits. 

No, insurance providers generally don't offer CFAR for multi-trip annual plans. It's limited to single trip travel insurance.

This varies by provider, but typically, CFAR policies reimburse between 50% and 75% of the pre-paid, non-refundable trip cost.

Yes, cancel for any reason travel insurance is worth it if there's a chance you need to change your travel plans. Traditional travel insurance only offers cancellation coverage for specific reasons, so CFAR insurance provides extra coverage and peace of mind. It also reduces the amount of paperwork necessary for filing a claim.

Trip cancellation coverage is a benefit of standard travel insurance plans, offering reimbursement if your trip needs to be canceled for specific covered reasons, such as a death in the family or illness. On the other hand, cancel for any reason insurance, reimburses you for a canceled trip regardless of the reason, so there are fewer restrictions.

Why You Should Trust Us: How We Chose the Best CFAR Travel Insurance

Business Insider reviewed numerous insurance products looking for the best options. Especially when it come to travel insurance, each traveler has a distinct experience and plan. So we looked for companies offering the optimal coverage packages for certain groups.

To accurately compare the cost of CFAR coverage from the insurance carriers we recommend, we collected quotes for a hypothetical two-week trip to three countries in Europe for two travelers ages 38 and 45 that includes a river cruise, renting a vacation home, and taking several flights. The total cost of travel comes out to $14,000 between two people.

The main factors we evaluated when picking our top CFAR travel insurance options were: policy cost, level of protection, claims experience, and policy types.

All our reviews are independently done, meaning travel insurance companies don't get to review or approve our reviews. Similarly, our top guide spots are not for sale. All placements are earned through strong coverage, efficient claims handling, and strong customer service.

Read our insurance rating methodology for more details.

• Main content

AIG Travel Guard Insurance | Money

W e’ve reviewed Travel Guard from AIG as part of our exploration of the best travel insurance companies of 2023. This review will cover the pros, cons and features of AIG Travel Guard to help you decide if it’s the best travel insurance provider for you.

Best for Add-Ons

AIG travel insurance stands out for its wide variety of add-on options. Travel Guard offers a security bundle, pet bundle, sports bundle and many other add-ons to customize your travel insurance.

AIG Travel Guard Travel Insurance Pros and Cons

AIG Travel Guard is one of many insurance providers that support international travelers while they’re abroad. It isn’t your only option, so let’s take a look at how the company’s policies compare to competitive offerings. Here’s an overview of what you can expect from a Travel Guard travel insurance policy.

• Up to $1 million in evacuation coverage
• Plenty of add-on options
• Optional waiver for pre-existing conditions
• CFAR upgrade doesn't cover the entire trip
• Premiums can get expensive

Pros explained

AIG Travel Guard insurance is highly rated across review platforms. This might be the right insurance company for you if you’re looking for a policy with high coverage for medical evacuations, a range of add-ons and waivers for pre-existing conditions.

$1 million medical evacuation coverage

One of the main reasons people buy travel insurance is to pay for an emergency medical evacuation. If you get sick or injured while abroad, you may need to be evacuated for your safety.

With Travel Guard Deluxe from AIG, you get up to $1 million in coverage for medical evacuations. Travel Guard Preferred offers $500,000 for evacuations, and Travel Guard Essential offers $150,000. That coverage goes toward flights and other costs to get you to a safe location where you can receive high-quality medical care.

Offers a variety of special add-on coverages

AIG Travel Guard Insurance offers a wide variety of add-on coverage options. These riders can be added to your plan to customize your trip. These include:

• Medical bundle: This supplies extra coverage for medical costs and the option to choose your hospital.
• Wedding bundle: This allows you to cancel your trip if a destination wedding is canceled.
• Pet bundle: This provides a daily benefit for the costs of traveling with a dog or cat, plus coverage for veterinary bills.
• Inconvenience bundle: This covers certain problems that don’t end your trip, such as credit card cancellations, closed attractions and trip delays.
• Adventure sports bundle: This removes coverage exclusions for injuries caused by extreme sports such as scuba diving, skydiving and rock climbing.
• Baggage bundle: This gives increased coverage for baggage loss and delays.

Pre-existing medical conditions waiver available for purchase

If you have a pre-existing condition that could lead to medical costs during your trip, Travel Guard offers waivers to extend coverage for those expenses. The waiver must be bought before your trip. It might be worthwhile for travelers with chronic conditions, immune system deficiencies, and other conditions that can make traveling especially dangerous.

Cons explained

AIG travel insurance isn’t right for everyone. Before you buy a Travel Guard plan, you should be aware that you can’t get a full reimbursement when you cancel for any reason and that your premium might be more expensive than other options.

Cancel for Any Reason upgrade only covers 50% of trip costs

Cancel for any reason (CFAR) policies are common with travel insurance companies. This add-on allows you to be reimbursed no matter why you cancel your trip.

A standard travel insurance plan only offers reimbursements for a prescribed list of eligible reasons for canceling. These include medical or weather-related emergencies and the death of a close family member or traveling companion. But with CFAR, you can cancel under any circumstances and still receive coverage — as long as you do so 48 hours before departure.

Unfortunately, AIG Travel Guard with CFAR only offers a 50% reimbursement of your prepaid travel expenses. Other companies offer a higher reimbursement percentage, so consider whether you want more comprehensive protection before signing up for this insurance.

Expensive premiums

AIG Travel Guard is not the cheapest travel insurance company out there. Your exact premium depends on several factors, including your destination, plan type, add-ons and age. But based on our sample quotes, AIG travel insurance plans are slightly more expensive, on average, than other insurers’ plans.

AIG Travel Guard Travel Insurance Plans

Like shopping for the best travel credit cards , choosing the best travel insurance plan takes time and research. The best plan will save you money and give you peace of mind, while the wrong plan could be an unnecessary expense. That’s why looking for insurance companies offering multiple policy options is best.

AIG Travel Guard offers three main plans plus two bonus plans for international travel insurance. Let’s break those options down in detail.

Travel Guard Essential is a very basic travel plan offered by AIG. This budget-friendly plan comes with standard coverage for trip cancellations, interruptions and delays. Medical coverage goes up to $15,000 plus $500 for dental costs and $200 for lost or damaged baggage.

The Essential plan is best for a tourist or short-term traveler who is willing to sacrifice comprehensive coverage for a lower insurance premium. The plan can be beefed up with any of AIG’s add-on bundles.

Travel Guard Preferred is a mid-priced option for someone who wants more coverage. This policy comes with medical coverage of up to $50,000 and evacuation coverage of up to $500,000. Damaged, lost or stolen baggage is covered up to $1,000.

Travel Guard Deluxe, the most expensive plan offered by AIG, comes with a wide range of benefits and includes security evacuation, missed-connection coverage, trip-saver coverage and more. This plan offers up to $1 million for a medical evacuation.

Travel Guard Deluxe is a good choice for someone traveling to rural or dangerous areas. It covers almost any emergency and even includes robust coverage for your beneficiaries in case of a fatal accident.

AIG’s Pack N’ Go plan is designed for travelers who buy their insurance at the last minute. There is no cancellation coverage, but this plan offers up to $25,000 in medical coverage plus $500 for lost or damaged baggage. Buying travel insurance at the last minute is not recommended, but this is a helpful option if you plan a trip quickly.

You can purchase an annual travel insurance plan through AIG. An annual plan is ideal for someone who travels frequently, especially to dangerous areas. With Travel Guard’s annual plan, you’ll get:

• Trip delay coverage: $150 per day, up to $1,500
• Trip interruption coverage: up to $2,500
• Lost baggage coverage: up to $2,500
• Baggage delay coverage: up to $1,000
• Medical expenses coverage: up to $500,000 (dental coverage up to $500)
• Accidental death coverage: up to $50,000
• Emergency evacuations and repatriation of remains: up to $500,000

These benefits apply to multiple trips within the same year. You can renew your coverage annually or cancel at the end of a payment period. Purchasing an annual plan is usually less costly than insuring two trips individually.

AIG Travel Guard Travel Insurance Pricing

AIG travel insurance is comprehensive but on the higher end of the price spectrum. Premiums for Travel Guard Essential and Premium are on par with industry standards. Travel Guard Deluxe is slightly more expensive because of the added coverage that comes with it.

For example, our quote for a month-long vacation in Europe for two people costing around $5,000 came to around $300 with Travel Guard Premium and $560 with Travel Guard Deluxe. Add-on bundles will add a flat rate to that price. Our quotes for the same trip came out to around $150–$300 with other travel insurance companies.

Of course, that’s just an estimation. Your exact premium will vary depending on your travel dates, destination, age, number of people in your party and other factors. AIG family travel insurance goes up in price for each family member added.

Talk to an AIG Travel Guard representative to get a personalized quote for your travel insurance. You can also request a quick quote online for a basic estimate.

AIG Travel Guard Travel Insurance Financial Stability

AIG Travel Guard is an established insurance provider and a publicly traded company. It has an A rating from AM Best, which reflects a high degree of financial strength and stability. AIG also has a rating of A2 from Moody’s and an A+ from Standard and Poor’s. Because Travel Guard is a product of AIG, you should expect this insurer to remain stable in the future.

AIG Travel Guard Travel Insurance Accessibility

Here’s how AIG Travel Guard compares with other top insurers in terms of accessibility.

Availability

AIG travel insurance offers coverage on six continents. You can search for your destination country on AIG’s website to ensure coverage is available, but remember that not all coverage is available in all destinations.

When it comes to buying travel insurance, AIG is only available to residents of the U.S.

Contact information

You can call AIG’s travel insurance phone number any time to get more information about your policy or request help. Both of these numbers have 24/7 availability:

• U.S. toll-free, 1-855-203-5962
• U.S. and international collect, 1-715-345-0505

If you need to file an AIG travel insurance claim, you can connect with a customer service agent online or over the phone. You can also reach AIG by mail at:

Travel Guard

3300 Business Park Drive

Stevens Point, WI 54482

User experience

While it does offer a travel-assistance app, this insurer isn’t as up-to-date with modern technology as other options. Its Travel Assistance app has 2-star ratings on both Google Play and the App Store and is difficult to navigate. The website is also slightly confusing and has several pages stating the same information. On top of that, AIG travel insurance claims must be filed directly with an agent.

However, getting a quote on the AIG website is easy. It takes less than a minute, and you don’t need to provide your name or any contact information.

AIG Travel Guard Travel Insurance Customer Satisfaction

AIG Travel Guard receives a high rate of customer complaints. It’s rated 1.01/5 stars with the Better Business Bureau. Some reviewers report a lack of helpful customer service and problems getting their AIG travel insurance refund for a canceled trip.

Keep in mind that these complaints are fairly standard in the travel insurance industry. Your individual experience will vary depending on your plan and other details.

AIG Travel Guard Travel Insurance FAQ

What does aig travel guard travel insurance not cover.

• Pre-existing conditions (without an optional waiver)
• Traveling against your doctor's advice
• Traveling against warnings about war or other dangerous conditions
• Trip cancellation due to concerns over a COVID-19 outbreak at home or in your destination country. You may be eligible for cancellation coverage if you have a confirmed diagnosis of COVID-19 before your departure.

What is the AIG Travel Guard claims process like?

Is aig travel guard travel insurance worth it, how we evaluated aig travel guard travel insurance.

We evaluated AIG Travel Guard for this review based on several factors, including:

• Range of plan options
• Accessibility
• Customer reviews and complaints
• Claims filing process
• The extent of coverage for the cost

Summary of Money’s AIG Travel Guard Travel Insurance Review

AIG Travel Guard stands out for its variety of add-ons. Its optional bundles allow you to customize your plan to meet your travel needs. While the Deluxe plan is a little more expensive than other options, Travel Guard could be the right choice for you if you value flexibility and extensive coverage.

Whichever insurance policy you choose, be sure to plan ahead and buy your insurance far in advance. Keep an eye out for other ways to save on your trip, including the best travel rewards credit cards and travel booking sites .

© Copyright 2023 Money Group, LLC . All Rights Reserved.

This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. Opinions expressed in this article are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Offers may be subject to change without notice. For more information, read Money’s full disclaimer .

Netherlands Visa For Indians

Netherlands Visa for Indians

There are so many facets of travelling outside one’s own country that appeal to so many kinds of people. For some, it can be about basking in scenic landscapes, while others might feel pulled to the stories and structures of centuries past. Whatever your reasons for travel, there are few things that take us out of our routines and breathe new life into each day more enjoyably than a visit to another culture.

Home to the world’s most iconic museums, phenomenal architecture, romantic tulip fields, and visionary nightlife, the Netherlands is often a non-negotiable stop along the tour of Europe. The country is a haven of surreal experiences, whether it is standing atop any of the stunning canals of Amsterdam, taking a thrill ride in one of the country’s biggest amusement parks, or losing yourself in the Van Gogh Museum. Biking down the Dutch coastal shores along crisscrossed pathways is also one of the greatest joys of living here, aside from kicking back with drinks and cozy conversations in one of the myriad glorious cafes.

Before experiencing the Netherlands, however, it’s important to make sure your process of getting there is smooth, convenient, and hassle-free. Travelling to Europe from India requires a Schengen visa along with a list of other documents and precautionary measures. This includes a suitable and comprehensive travel insurance plan to keep you and your finances secure throughout the journey.

At Tata AIG, we offer a variety of international travel insurance policies that are easy to customize based on specific needs. Our Schengen travel plans are applicable for any of the 26 countries and start at ₹40.82 per day*. Buying a Tata AIG travel insurance plan online takes only a few clicks and almost no paperwork, so you can have a seamless experience with no hitches on the way.

Why Do You Need A Visa To The Netherlands?

Your process of applying for a Schengen visa will depend on several factors, such as the purpose of your visit, duration of stay, nationality, and so on. Only citizens belonging to the European Union (EU), Switzerland, and European Economic Area (EEA) are exempt from any visa requirements to the Netherlands. This means if you are travelling from India, you will need to follow the application procedure for a relevant visa.

Your purpose of visit can include anything from work and studying to tourism and visiting a friend or relative. Travellers can also apply for a long-stay visa if they decide to stay longer than 90 days. In that case, you may even need a residence permit. Additionally, those who wish to take multiple trips to the country can apply for a multiple-entry visa.

The application process can seem intimidating at first, especially to first-time travellers. However, if you know each step and have your documents in order, you will find it rather straightforward. This page discusses every detail of how to apply for a Netherlands visa from India.

Types of Schengen Visas

The type of visa you need to apply for is determined by the nature of your visit and other circumstances. Every type has its own rules and restrictions that travellers just understand before applying. Here’s a list of the major Netherlands visas for Indians:

Uniform Schengen Visa (USV)

This visa gives you access to any of the Schengen Area Member Countries for a maximum duration of 90 days in a six-month period, which begins on the date of entry. The “A” category visa, or the Airport Transit Visa, is required to pass through the international zone of the country airport but without access to the Schengen Area. The “C” category visa is relevant for short-term stays and allows you to stay in a Schengen area for a specified duration, depending on validity. These can be single-entry, double-entry, or multiple-entry visas.

• A single-entry visa, as the name implies, only allows the holder to enter the Schengen Area one time for a given period of time.
• Double-entry visas allow you to return to the Schengen country two times, granted with certain rules and restrictions.
• Multiple-entry visas are suitable for individuals who wish to travel to the area multiple times, given that they follow the 90/180 rule.

National Visa

The “D” category visa is designed for those who aim to study, work, or take permanent residence in one of the Schengen territory countries. These can be single or multiple-entry, depending on the purpose of the visit. You can apply for a Schengen visa for any of the following reasons:

• Airport transit
• Visiting family and friends
• Business meetings
• Official purposes
• Medical reasons
• Study requirements
• Cultural, sports, or cinema events
• Others (reasons to be specified)

Netherlands Student Visa for Indians

If you plan to go for higher studies in the Netherlands, you must acquire a student visa. Netherlands student visas for Indian students are offered only after the student gets his or her application accepted at a university. After that, the students need to apply for a Resident Permit or a Long Stay Visa (MVV), which is made specifically for students. Netherlands visa cost for Indian students comes down to 317 EUR or ₹25080*, which they can pay online or through bank transfer at the visa application centre.

Who Should Apply For A Netherlands Visa?

Any person with a legitimate and legal reason to visit the Netherlands can apply for a relevant visa. You might be headed there for work, higher studies, visiting your friends and family, or simply leisure. In these cases, you can apply for a short-stay or national visa, depending on the duration of your stay.

Indian citizens travelling to the Schengen nations will have to get a pre-approved visa. This will be followed by an interview at the pertinent embassy, consulate, or VAC, where you will be submitting all the paperwork and speaking to the embassy representative about your visit. The Netherlands embassy is located in New Delhi, but you can also go to the consulate-general in Mumbai.

While a majority of the world needs a Schengen visa to enter the country, residents of the following countries are exempt from this obligation: Albania, Argentina, Australia, Bahamas, Barbados, Brazil, Canada, Chile, Colombia, Costa Rica, Dominica, Honduras, Israel, Japan, Malaysia, Mauritius, Mexico, New Zealand, Tonga, Singapore, Ukraine, United Arab Emirates, United Kingdom, United States of America, and a few others.

How To Apply For A Netherlands Visa From India?

The first step of applying for a Netherlands visa involves understanding which type of visa you need. If you’re visiting the country for a small duration, here are the steps to secure your short-stay visa:

• Figure out the relevant embassy, consulate, or visa application centre (VAC) you must apply to.
• Read the guidelines on the visa application portal and complete the application form. This should take around 30 minutes as you need to provide information about your travel dates, documents, the purpose of the visit, accommodation, and so on.
• After submitting, print and sign the completed form to take along for your interview.
• Keep all the documents you need for your Schengen visa organised and prepared.
• You will receive an interview date at an embassy or VAC in India.
• Carry the requisite documents for your interview appointment.
• Pay the visa fees and wait approximately 15 days for it to be processed.

Eligibility Criteria For Netherlands Visa

Here’s a snapshot of the mandatory requirements you need to step foot inside the Netherlands:

• The completed applications form
• A valid passport that exceeds the duration of your visa by at least three months and has two blank pages remaining
• Proof of accommodation, flight tickets, and an itinerary for the duration of your stay
• Proof that you are financially secure enough to stay and travel in the country to prevent any liabilities to the government
• Recent bank and income statements, as well as a copy of your return flight tickets

Documents Required To Apply For A Netherlands Visa

This friendly guide details every single piece of document you need to ensure your visa application is in order:

• Completed and signed printout of the Netherlands visa application form
• Two passport-size photographs against a white background taken in the last six months
• Your passport (which cannot be older than ten years and must have at least two blank visa pages)
• Proof of legal residence (passport, old visas, residence permit, etc.)
• Copy of your passport’s front page with all your personal details
• Proof of return flight tickets and accommodation in the Netherlands
• Complete travel itinerary, including a return travel reservation to the Schengen territory
• Work permit, if applicable
• Document form your employer stating the conditions of your employment as well as the purpose of visit
• Recent bank statements as evidence of sufficient funds to sustain your stay in the country
• Copy of your health and travel insurance for the Schengen area

Documents To Carry For Netherlands Visa Interview

Like most visa application procedures, applying for a Dutch Schengen visa also entails sitting for an interview at the embassy, consulate, or VAC you are using. The questions are rather general and focus on the reasons you are visiting as well as some basic facts about the country. Before the appointment, you’ll be required to submit a list of documents, which includes:

• Valid passport (with a continued validity of at least six months)
• Most recent passport-size photographs
• Birth certificate and marriage certificate (if applicable)
• Proof of residence and income
• Recent financial statements to ensure adequate funds
• Proof of admission at school, college, or university (if applicable)
• Job offer letter or work permit (if applicable)
• Information related to flight tickets and accommodation
• Any other documents specified by the embassy or consulate

Key Facts About The Netherlands Visa Application Process

Travelling to a new country can be overwhelming. Here are some major facts you need to know before going to your visa application centre:

• You must pay a visa fee at the time of your interview appointment, subject to the latest Dutch travelling guidelines. The Netherlands visa cost for Indians depends on various factors.
• You must have adequate funds in your bank account for the entire duration of your stay.
• You must have comprehensive health and travel insurance that is valid throughout the Schengen area. Travellers are expected to have coverage of at least €30,000 in case of medical emergencies.
• There are additional visa requirements for minors, such as a declaration from their school, a consent form signed by both parents or guardians, a birth certificate, and so on.
• You can only apply for a Netherlands visa six months prior to your date of travel.
• You must apply for the visa at least fifteen days before the date of travel.
• While it usually takes around 15 days to process most visa applications, sometimes it may take up to 45 days.
• The Netherlands embassy in India is situated in New Delhi, and the consulate-general is in Mumbai & Benguluru

Reasons For Netherlands Visa Rejection

The purpose of a visa application process is to ensure national safety and security while protecting travellers from financial liabilities in a new country. Obtaining a visa is not too difficult, but some applications might be rejected based on the discretion of the Dutch embassy. Here are a few reasons why this might happen:

• Falsified or incorrect travel documentation
• Criminal record in the past or present
• Unsatisfactory explanation of the nature of the visit
• A damaged or invalid passport
• No travel itinerary or confirmed flight tickets
• Insufficient funds in your bank account
• Invalid or inadequate travel insurance
• No proof of accommodation

How To Check The Status of Your Netherlands Visa Application?

When you submit your visa application form, you will receive a reference number that allows you to track the status of your request. If you don't receive an update on your registered email ID within 15 days of applying or are unable to access your email account, you can call or make an appointment with the embassy. Some online portals allow you to track the application through your reference number, making it easier to get your visa in a timely manner.

Travel Insurance For Netherlands Visa

Travelling to a whole new country is one of the most thrilling experiences to sign up for. However, not being on home turf also means you need to shield yourself and your finances against unpredictable circumstances, such as an accident, medical emergency, or travel-related hassles. This is especially true in the era of the COVID-19 pandemic, which is why Tata AIG offers extensive coverage against COVID-19 as part of our comprehensive international travel insurance plans. Most importantly, it’s effortless to file a travel insurance claim in case something unfortunate does occur during your trip.

Starting at ₹40.82 per day*, the policy provides you with an accident and sickness benefit of almost $5,00,000, with COVID-19 coverage included. It also protects you against unexpected events like misplaced luggage and passport, delayed or cancelled flight, personal liabilities against third parties and so on. You will also be eligible for features such as:

• Travel assistance and cash transfers
• Hijack coverage
• Local assistance
• An extensive medical support, including evacuation and repatriation
• Automatic plan extension for seven days in case of return flight cancellation or delay

To make your visa application process quicker, simpler, and completely hassle-free, browse through the many customisable plan options and make your trip as secure as possible. After all, in addition to getting a Netherlands tourist visa from India, having your travel insurance ready will increase the chances of your visa application being approved.

Popular Travel Destinations In The Netherlands

From picturesque canals and sand-covered coastlines to endless tulip fields and museums that carry iconic legacies, the Netherlands is full of surprises around every corner. The cities are sleek and super-sophisticated, while the pathways are meant for cyclists as much as pedestrians and motorists. Whether you wish to soak in the country’s unparalleled artistic insights or simply marvel at the many architectural masterpieces like the Van Nelle Fabriek, Mauritshuis, and Sint Janskerk, you will never run out of interesting things to do, happening places to be in, and fascinating people to converse with.

While Amsterdam is one of the most common tourist spots in the country, there is so much more to explore in terms of nightlife, restaurants, culture, leisure, and entertainment. Here are some places in the Netherlands you simply cannot miss out on:

• Zaanse Schans

Information last updated Dec 23. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to buy a travel insurance indonesia plan.

In order to buy a travel insurance Indonesia plan, you can visit our website and select the international travel insurance under the products section. Enter the required personal information, then select the coverage plans you wish to have in your insurance policy. You can also add a few additional covers to your travel insurance plan for Indonesia with us, including the following.

• Medical coverage
• Luggage coverage
• Trip coverage

Once you have opted for the coverage on your travel insurance Indonesia plan, you can make the payment online and complete the purchase of the policy. The policy documents shall be delivered to your registered email ID.

How much should I pay for a travel insurance Indonesia plan?

The premium payment for your travel insurance Indonesia will be determined by different important factors, including the duration of your stay and the sum insured you choose. It is prudent to select an appropriate sum assured to have sufficient coverage during your trip. This becomes even more vital if you are planning your trip with your family. With the Tata AIG travel insurance Indonesia plans, you can benefit from excellent coverage at a price that won’t break your bank. You can determine the price of your travel insurance Indonesia plan with our Travel Insurance Premium Calculator.

Disclaimer:

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .