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LV= Travel Insurance

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Your benefits

Bo undless members can enjoy savings on LV=’s flexible travel insurance. Choose from their Essential policy or Defaqto 5 Star rated Premier policy to find the right cover for you

• Boundless members get 5% off LV= public prices
• Buy online and save a total of 19% including your Boundless membership discount.

Essential and Premier Travel Insurance with LV=

From a weekend in the Cotswolds to a cruise around the world, you’ll love LV=’s top-rated Premier travel insurance. You can choose from two levels of cover, their Essential policy or their Defaqto 5 Star Rated Premier policy.

LV’s Premier travel insurance includes everything in the Essential travel insurance policy and more. Here’s some of the things you can expect from the two policies:

Tailored to you

Travel insurance with covid-19 cover.

In response to the COVID-19 pandemic LV= made some important changes to their travel insurance policies. These include details of Coronavirus cover for all new customers and existing customers renewing with them.

To find out more about Coronavirus cover, please visit https://www.lv.com/boundless/travel-insurance/coronavirus/coronavirus-update

Click here for full details of coverage exclusions

Terms and conditions

Mon-Fri 9am-5pm. For Text Phone: first dial 18001. Calls will be recorded.

Boundless by CSMA act as an introducer to Liverpool Victoria Insurance Company Limited for general insurance.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514, are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB. Tel 0330 123 9970.

Discounted Travel Insurance from LV= click the link below or call 03306786207

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LV= travel insurance quotes

You could save money, get better cover, or both.

Get the best LV= travel insurance quotes

With an LV= travel insurance policy, you’ll know you are protected from costly accidents or theft. While traveling it’s best to be covered for: cancellation, lost luggage, delayed flights, stolen property, illness and injury. Travel insurance can also be known as ‘holiday insurance’.

And while it’s not legally required, it can really help you out of a tight spot financially while you are on holiday. With travel insurance you can rest easy knowing that any unexpected costs on your holiday will be covered. Emergencies on holiday are never pleasant, but at least you can rest assured knowing you’re covered. It only takes minutes to find the best LV= travel insurance quotes with Shieldwise.

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Here are some frequently asked questions about travel insurance. Have a different question? Contact us today.

What affects LV= travel insurance quotes?

LV= travel insurance quotes are dependent on a few factors. Insurance providers take into account the length of your trip, your travel location(s), your age and medical history, etc.

What can you do to save on LV= travel insurance quotes?

Why should I have LV= travel insurance anyway?

Insurance policies in the UK are meant to protect your property or the person insured. Travel insurance is meant to protect your belongings and you from the financial burden of theft, a serious illness or an unexpected change in your travel plans due to an accident or disaster. This helps guarantee that the cost of changing plans, your medical care, or replacing your belongings is no big deal while you are on holiday.

What should I look for in a good LV= travel insurance policy?

When buying travel insurance, always check that you are aware of the key factors that could affect your trip. Pay attention to who the travel insurance pays out to and how long it takes the travel insurance company to pay out. In the event you need to use the travel insurance policy, these two things will affect the ease of your experience.

If I am young and healthy, do I really need LV= travel insurance?

The main thing to consider when getting travel insurance is whether you will require financial assistance in the case of an accident or unexpected event on your trip. Will you be able to make alternate plans, replace your belongings, or pay for unexpected medical bills comfortably? Or will they likely struggle financially or fall into debt? Regardless of your age, if you would need a little extra financial support in an emergency situation, it is wise to get travel insurance cover.

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HelloSafe » Travel Insurance » Reviews by Travel Insurance Companies » LV Travel Insurance

LV Travel Insurance Review and Quotes

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Table of Contents

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether LV is the right company to go on holidays with?

In this definitive LV review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is LV the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into LV travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.

4 Safe overall rating for LV

LV travel insurance reviews by expert and consumers

To check if LV is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

Find the best travel insurance in just a few seconds!

What does LV travel insurance cover?

LV travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.

LV Travel Insurance policies are available for individuals, couples, groups and families.

LV single-trip and annual multi-trip travel insurances

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at LV:

LV winter sports travel insurancet

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Optional Winter Sports Cover is available across 2 levels: Essential and Premier at LV Travel Insurance and it comes with the following benefits:

• Up to £2 million personal liability cover
• Up to £25,000 personal accident cover
• Up to £10 million emergency medical cover
• Up to £10,000 for unused pre-booked winter sports tuition due to bad weather
• Up to £10,000 for unused pre-paid lift pass
• Hired winter sports activities (while not in use) will only be covered if you take additional baggage cover.

What are the other travel insurance options available at LV?

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call LV before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is LV travel insurance?

You'll find below indicative quotes per level of cover at LV:

It is, however, quite difficult to give precise price ranges as LV travel insurance policy quotes will depend on a range of factors such as:

• Your age at the time of travelling
• The length of your stay
• Your trip destination (Europe, North America, Worldwide)
• The period you wish to be covered for (single trip, annual multi-trip, extension)
• If you need specific insurance (cruise, ski, backpackers, gadget cover)
• Your medical condition before travelling
• Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at LV?

10% discount available when booking online.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at LV.

What else should I know about LV travel insurance?

What are the general exclusions at lv travel insurance.

General exclusions when purchasing a travel insurance policy at LV are as follows:

• Your trip has already started at the time of purchase of policy
• Travelling to a destination where the Foreign and Commonwealth Office (FCO) has advised against ‘all travel’ or ‘all but essential travel’
• Consumption of too much alcohol that affects your judgement
• Taking part in an activity that has not been listed among activities covered as standard
• Going on a cruise without a cruise cover
• Taking part in any manual work
• Your property being held, delayed or confiscated by customs officials or any other authority.

How do I get travel insurance quote from LV?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If LV is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.

Good to know

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to LV website?

There is no login on the LV= Travel Insurance website.

How to claim at LV travel insurance?

There are 3 ways to make a claim and that is either through a phone call, online or by sending a letter.

How do I contact LV travel insurance?

Lv contact phone numbers, lv other contact details, how to cancel your annual lv travel insurance policy.

You will find below main information to cancel your travel insurance policy at LV:

Our opinion on LV travel insurance

Liverpool Victoria is one of the leading insurance companies in the UK and is authorised and regulated by the Financial Conduct Authority as well as the Prudential Regulation Authority (PRA).

They offer Single and Annual Multi Trip Policies across 2 levels of cover: Essential and Premier. Their Premier level of cover has a 5 star rating on Defaqto.

Unfortunately, aside from the main insurance covers and the optional additional covers such as the Winter Sports and Cruise covers, LV doesn't any other type of travel insurance such as Backpacker or Longstay.

We would recommend LV's travel insurance to anyone looking a simple travel insurance cover that is affordable.

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

LV Travel Insurance Review

Marvin's low-down on Travel Insurance from LV

The experts say:

LV's Premier Travel Insurance has earned an impressive 77% score from Which?, earning it 11th place out of all 71 providers. This comprehensive policy is rated "Superior" for Covid cover, and offers a whopping £10 million in medical expenses cover. It also includes baggage cover of up to £3,000 and cancellation cover of up to £10,000 as standard. There is only a small excess payable on medical claims with this policy at just £90. Fairer Finance awarded this policy 4 stars. All in all, LV's Premier Travel Insurance looks like a great option for those looking for a comprehensive policy with plenty of coverage.

What LV customers are saying right now:

• 🤩 Quick, helpful support for claims
• 🤗 Competitive price for new customers
• 😃 Loyal customers can get good discounts
• 😊 Easy to use online application
• 🙂 Helpful customer service on the phone
• 😡Increased Home Insurance Renewal Hike - up to 44.7%.
• 😤Premiums increased by £200 despite no changes in coverage or claims made.
• 😠Poor customer service, with phone representatives refusing to listen and charging customers more than expected.

LV customer reviews summary

LV has recently been met with some criticism for its large home insurance renewal hikes and auto-renewal prices, as well as its handling of customer claims. However, many customers have reported that their car insurance renewals have been competitively priced and that the company's staff are helpful and responsive. Overall, LV is a reliable provider but could do more to reward loyalty, scoring 6 out of 10.

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How do I contact LV Insurance?

Finding the right contact details for LV Insurance is not exactly the easiest of tasks: the company has a lot of different phone numbers, email addresses and offices! But don’t fear; we have done all the hard work and collected the LV contact details for you. Whether you need to claim, renew your policy, make a complaint or get a quote, read on to find the best way to contact LV.

Why contact LV?

LV Insurance is a huge company - it has 5 million customers! - which means that it doesn't just have one contact number. In order to deal with the high volume of calls and queries it receives every day, the LV contact details are broken down by insurance type and contact reason , such as renewing a policy, making changes to a policy or making a claim.

LV car insurance contact number

LV offers a range of car insurance (full car insurance page coming soon) policies, including comprehensive car insurance, multi-car insurance and classical car insurance. Classical car insurance, motorbike insurance and breakdown insurance have their own contact details; all other car insurance policies have the same point of contact. We will outline the contact details for these more specalised types of car insurance later on, but first let’s take a look at the contact information for standard LV car insurance .

Make changes to your policy

If you want to make changes to your LV car insurance policy (LV car insurance guide coming soon), e.g. change your name, address or add a person onto your policy, the number you need to ring depends on when you took out your policy. Both phone lines are open Monday-Friday 8am-8pm, Saturday and bank holidays from 9am to 5pm, and Sunday 10am-4pm.

• If you took out your policy before 6th November 2017: ring 0800 202 8463
• If you took out your policy on or after 6th November 2017: ring 0800 085 5663

Renew your policy

You can renew your car insurance policy over the phone by calling the number listed below. Remember that you can renew your policy online (find out more in Selectra's guide to LV insurance ), but if you want to make any changes to it, you will have to do the renewal process over the phone.

LV car insurance renewal number The team will help you renew your policy 0800 085 5663 *Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm.

Make a claim

If you simply need to claim for a chipped windscreen or window, there is no need to contact LV. You can either book an appointment with Autoglass directly online, or give Autoglass a call on 0800 032 9075 . Great news! A windscreen claim does not affect your no claims discountor car insurance premium. You will not even have to give Autoglass your policy number.

For all other car insurance claims, you need to ring the LV car insurance claims team.

• If you are in the UK while making your claim, ring 0800 202 8464
• If you are outside the UK , ring +44 1202 559 261

Both these lines are open 24 hours of the day, 7 days of the week, so you can make a claim whenever you need to.

If LV has asked you to send any documents, photos or invoices as proof to back up your claim, you can either email them to [email protected] , or post them to:

Motor Claims, PO BOX 7740, Bournemouth, BH1 9XD

Follow up on a claim

If you have already made a claim and would like to follow up, there are a few different contact numbers through which you can get in touch:

• If your car is being repaired : call 0800 032 1625 (Mon-Fri 8am-8pm, Sat 8am-5pm)
• If your car has been written off : call 0800 032 1810 (Mon-Fri 8am-8pm, Sat 8am-5pm)
• If your car has been stolen : call 0800 032 1769 (Mon-Fri 8am-6pm)

Summary of LV car insurance contact numbers

If you have purchased breakdown cover as part of your car insurance policy, head to our breakdown cover contact section below to see all the relevant LV contact numbers you might need.

Classical car insurance

If you are an LV classical car insurance policy holder (LV car insurance guide coming soon), here are all the numbers you need to make changes to your policy, renew your policy and make a claim.

• Make changes : 0800 085 5663 (Mon - Fri 8am-8pm, Sat and bank holidays 9am-5pm, Sun 10am-4pm)
• Renew policy : 0800 085 5663 (Mon - Fri 8am-8pm, Sat and bank holidays 9am-5pm, Sun 10am-4pm). Don’t forget that if you don’t want to make any changes to your policy, you can renew it online.
• Make a claim : 0800 032 2577 (24 hours a day, 7 days a week)

Contact details for breakdown insurance

Breakdown cover is great but a bit useless if you don’t know the number to call when you actually break down! To get emergency assistance when you are left stranded on the roadside , call one of these LV breakdown recovery numbers:

• If you are in the UK : 0800 202 8487
• If you are abroad : +44 1202 292 971
• If you have classical car insurance : 0800 929 111

All phone lines are open 24/7, so someone will be able to help you no matter what time you breakdown.

If you’ve taken out breakdown cover alongside LV car insurance, they are classed as separate policies. This means that the LV contact details to make changes to or renew your breakdown policy are different to those for your car insurance policy.

Unlike with LV car insurance, you can make certain changes to your breakdown policy online using online forms. The forms differ depending on what personal details you want to change. Click the relevant button below to be taken to the correct form.

If you would like to…

• change something other than these details - such as add a person to your policy - or you would simply prefer to talk to someone directly to make the changes, you can ring the following number: 0800 756 8700 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm).
• renew your LV breakdown insurance , call 0800 756 8700 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm).

Motorbike insurance contact info

What if you have LV motorbike insurance ? What are the LV contact details you need? To make any changes to your motorbike insurance, you will need to give LV a call on one of the following numbers:

• If you renewed your policy after September 2017 or took out your policy on or after 19 June 2017 : ring 0800 085 5663 (Mon-Fri 8am-8pm, Sat and bank holidays 9am-5pm, Sun 10am-4pm).
• If you bought your policy before 19 June 2017 and have not received your renewal pack and you want to renew the policy: ring 0800 085 5663 (Mon-Fri 8am-8pm, Sat and bank holidays 9am-5pm, Sun 10am-4pm).

Like with other LV insurance policies, you can renew your motorbike insurance online if you don’t want to make any changes to it. If you want to make changes when you renew, you can ring the renewal phone line on 0800 085 5663 to get everything sorted. You can reach someone on this line Monday to Friday from 8am to 8pm, Saturday and bank holidays from 9am to 5pm, and Sunday from 10am to 4pm.

The LV motorbike insurance contact number to make a claim is

• If you are in the UK : 0800 032 2577
• If you are overseas : +44 1689 898 603

Both lines are open 24 hours a day, 7 days a week.

Not a LV customer but had a car accident with one?

If you do not have motor insurance with LV but have been involved in an accident with someone who does, you are within your rights to reach out to LV and let them know about the accident.

• Inform LV about the accident : call 0800 032 2577 (Mon-Fri 8:30am-5:30pm)
• Follow up on the claim : call 0800 032 1796 (Mon-Fri 8:30am-5:30pm)

LV home insurance contact number

No matter what type of home insurance you have, whether it is standard home insurance , buildings insurance or contents insurance only, or tenants insurance , the LV contact details are the same. They are however different for insurance.

If you want to make any changes to your LV home insurance policy (LV home insurance guide coming soon) the contact number you need depends on when you took out your policy. Both of these phone lines are open Monday to Friday from 8am to 8pm, Saturday and bank holidays from 9am to 5pm, and Sunday from 10am to 4pm.

If you took out your home insurance policy...

• before 22 May 2018 : ring 0800 633 5212
• on or after 22 May 2018 : ring 0800 085 5664

To renew your policy over the phone, you can ring 0800 085 5664 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm). If you want to make changes to your policy when you renew it, you must renew it over the phone. If you do not want to make any changes, you can simply renew it online using the LV renewal form.

How do you make a home insurance claim? If you wish to claim for storm or flood damage , you can do so online by clicking the button below.

All other home insurance claims are handled over the phone. You can reach someone on the following numbers Monday to Friday from 8am to 8pm, and from 8am to 4pm on a Saturday. The LV contact details to make a home insurance claim are:

• If you are in the UK : 0800 032 2844
• If you are abroad : +44 1202 296 762

Usually when you make a claim, LV will ask you to supply proof , such as photos of the damage and/or invoices for the cost of repairs. You can email these to [email protected] or post them to:

Home Claims, PO BOX 7733, Bournemouth BH1 9XB

If you have already made a home insurance claim and would like to follow up to see what is going on, give LV a call on 0800 032 2844 (Mon-Fri 8am-6:30pm, Sat 8am-4pm).

Home emergency contact

LV allows you to add home emergency cover to any home insurance policy. This means that if disaster strikes at home, such as pipe bursting or your boiler breaks , someone will be there to fix it as soon as possible. So how do you get in touch with LV in a home emergency?

You can either report the problem online or call 0800 028 5988 to receive emergency domestic assistance. As disaster can strike at any time, LV’s Domestic Emergency Assistance Helpline is active 24/7.

Summary of LV home insurance contact numbers

Contact number for landlords.

Landlords have their own LV contact details. If you have a landlord insurance policy with LV, here’s all the phone numbers you will need.

• If your policy starts with the letters NBS : ring 0800 028 5165 (Monday-Friday 9am-5:30pm).
• If you took out policy on or after 10th May 2018 : ring 0800 085 5664 (Monday-Friday 8am-8pm, Saturday 9am-5pm, Sunday and bank holidays 10am-4pm).
• Renew your policy : 0800 085 5664 (Monday-Friday 8am-8pm, Saturday 9am-5pm, Sunday 10am-4pm).
• If policy starts with the letters NBS : ring 0800 028 5168 (Monday-Friday 9am-5:00pm).
• If took out policy on or after 10th May 2018 : ring 0800 032 2811 (Monday-Friday 8am-6pm).

Caravan insurance

To make changes to, renew or make a claim on your LV caravan insurance, ring one of the following numbers:

• Make changes to your policy : 0800 085 5664 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm)
• Renew your policy : 0800 085 5664 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm)
• If you are in the UK : 0800 633 5814 (24/7)
• If you are abroad : +44 1202 296 762 (24/7)

LV travel insurance contact number

LV offers two different travel insurance policies : single trip and annual multi-trip . The contact details for both these policies are exactly the same (yay!).

Making changes to your LV travel insurance (LV travel insurance guide coming soon) policy, (such as changing the name and address listed on the policy), is really easy as it can all be done online. You just need to fill out the relevant form: change name , change address , change email/phone number . You can also make these changes and others by ringing 0800 707 6966 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm).

If you wish to renew your policy over the phone , call 0800 707 6966 (Monday-Friday 8am-8pm, Saturday and bank holidays 9am-5pm, Sunday 10am-4pm).

If you wish to claim on your travel insurance, you need to ring the LV claims team on the following number:

LV travel insurance claims All calls are recorded and/or monitored 0800 707 6967 *Monday-Friday 8am-8pm, Saturday 8am-4pm

When making a claim you will need to tell LV the dates and times of your trip , and the amount of money you wish to claim for. The may also ask you to supply receipts, bills or invoices for medical related expenses.

If you’ve made a claim and want to double check where LV are in the process of accessing it and issuing your money, give them a call on:

• From the UK : 0800 707 6967
• If you are abroad : +44 1243 621 537

Both lines are open Monday to Friday 8am to 8pm and on a Saturday from 9am to 4pm.

Contact for a medical emergency when abroad

There is nothing worse than having a medical emergency on holiday and not knowing who you can turn to for help and assistance. Luckily LV travel insurance includes 24 hour emergency assistance. You can reach the LV 24/7 Emergency Travel Helpline on +44 1243 621 537 .

You must call this number in the following circumstances:

• before you go into hospital.
• if you need medical treatment that costs more than £500.
• if you think you need to return home before the scheduled end of your trip.

If you do not call in the above situations, it could affect your ability to make a successful claim .

Pre travel contact

LV also offers a 24/7 Pre Travel Advice Helpline . If you have any queries before your trip, just ring 0800 707 6971 to have them all answered.

Summary of LV travel insurance contact numbers

Lv contact number for pet insurance.

Pets are part of the family, right? To make sure all members of your family are safe and secure, LV also offers pet insurance . If your pet is covered with LV and you want to make any changes to the policy, you can ring 0800 756 8563 (Monday-Friday 8am-8pm, Saturday 9am-2pm, Sunday and bank holidays 9am-5pm). This is also the number to call to inform LV that your pet has been chipped (when the vet puts an electronic microchip in your pet for identification purposes).

Alternatively, you can let LV know about changes you want to make to your policy by sending a letter to the Portsmouth office. Address your letter to:

LV= Pet Claims Department, The Connect Centre, Kingston Crescent, Portsmouth PO2 8QL

To renew your pet’s policy , call 0800 756 8563 . The line is open Monday to Friday from 8am to 8pm and Saturday from 9am to 2pm. On bank holidays, hours change to 9am-5pm.

If you need to make a claim , you should ring the following number: 0800 756 8567 (Monday-Friday 8am-8pm, Saturday 9am-2pm)

Current customers: request your policy documents

Customers who are lucky enough to have an LV online account (the service is currently only available to customers who have a car, home or landlord policy) can view and download their insurance policy documents on their account.

Struggling to log in to your LV online account? Follow our step by step LV login guide and you will have access in no time.

If you do not have an online account but have car insurance, home insurance and landlord insurance, you can request the documents through LV’s online chat . Lv has divided up its online chat services into the different insurance products:

• Car insurance
• Home insurance
• Landlord insurance

If there are no agents currently available, you will have to try again a bit later. The online chat is open Monday to Friday from 8am to 8pm, Saturday from 9am to 5pm, and Sunday from 10am to 4pm.

If you want a copy of your travel insurance documents, you need to fill out an online document request form. In the form you can choose whether you want LV to email or post your documents to you.

To get a copy of your pet insurance documents, you need to ring: 0800 756 8563 (the same number you ring to make changes to the policy).

Potential customers: how do I get a quote?

Are you interested in taking out an insurance policy with LV? Getting a rough idea of what the insurer will charge you can help you decide if it is the right provider for you. There are two ways you can get a quote with LV Insurance: online or via a short phone call.

To get a quote over the phone, you will need to call the correct insurance department. Ringing LV car insurance won’t get you very far if you want a quote for LV home insurance. In the table below we have clearly listed the number for each department to make sure you have the correct one.

In order to give you an accurate quote , LV will ask you for a few personal details - such as your name, address, date of birth and claims history - as well as information that’s relevant to the specific insurance policy. For example, if you want to get a quote for car insurance, you will be asked a couple of questions about your car e.g. the model and age.

General enquiries and feedback

If you have any general queries for LV about its insurance policies, or you want to give the insurer some feedback on your experience (that’s not a complaint), you have two options:

• Send LV an email at [email protected]
• Fill out the online LV feedback form

Never forget that the best place to start when you have questions is LV Insurance’s FAQS page. Here lie the answers to loads of questions people frequently ask: from everything to do with claims and payment to renewals and policy management.

Connect with LV Insurance on Social Media

LV also has accounts on various social media platforms . A great way to keep up to date with news and developments with LV is to connect with it on one of these platforms.

How to make a complaint with LV

There are three ways you can complain to LV Insurance. You can contact LV :

• send a letter to the complaints team at the head office in Bournemouth
• submit a complaint online

Whichever method you prefer to use, we have listed all of the LV contact details below.

If you want to complain via a phone call, you will need to ring the correct complaints department. These vary depending on the type of insurance and whether you want to complain about sales and services or your claims experience.

If you would prefer to place a complaint online , you simply need to fill in the following complaints form and hit the blue submit button at the bottom of the page.

If writing a strongly worded letter is your preferred way to complain, send your letter to the following address. Don’t forget to include your contact details so LV can get back in touch with. These can be your email address, phone number or postal address.

Send a letter to:

Customer Complaints Box 2 LV= County Gates Bournemouth Dorset BH1 2NF

How good is LV at dealing with complaints? Will it take a long time for your complaint to be addressed? Head to Selectra’s review of LV’s complaint handling to find out.

LV life insurance contact number

If you have one of LV’s many life insurance policies, such as Income protection or Over 50s life insurance , here are all the correct contact details you need to make a claim and manage your policy.

Making a claim

  Income protection

• Call: 0800 756 5869 (UK) *Mon-Fri 8:30am-6:30pm; +44 1392 366 685 (abroad) *Mon-Fri 8:30am-6:30pm

  Life insurance and Life insurance with critical illness

• 0800 756 5869 (UK) *Mon-Fri 8:30am-6:30pm
• +44 1392 366 685 (abroad) *Mon-Fri 8:30am-6:30pm
• 0800 550 050 (UK) *Mon-Fri 8:30am-6:30pm

  Mortgage payment protection

  Over 50s life insurance

• Call: 0800 032 8390 (UK) *Mon-Fri 8:30am-6:30pm

  Quick cover life insurance

• Call: 0800 681 6286 (UK) *Mon-Fri 8:30am-6:30pm; +44 1392 366 685 (abroad) *Mon-Fri 8:30am-6:30pm

  Sick pay insurance

• Call: 0800 681 6286 (UK) *Mon-Fri 8:30am-6:30pm

You can also make a claim by sending an email to [email protected] or send a letter to the following address:

LV= Health Claims Team, Emperor House, Grenadier Road, Exeter Business Park, Exeter, EX1 3LH

If you have already made a claim and would like to follow up, all the contact details you need are listed in the table below.

Manage your life insurance policy

Unlike with LV’s general insurance policies discussed previously (e.g. home, car and travel insurance), you are able to manage your LV life insurance policy online by submitting online forms. You can submit a form to:

• Make changes to your policy, such as name, address and bank details
• Check the amount you are covered for
• Request copies of your policy documents
• Make any missed premium payments

Click the button below to find all the relevant forms. When on the page, simply select the type of policy you have and you will see a section named Online forms to manage policy. Just click the form you would like to submit, e.g. Change the name on your policy or Pay your missed premium , fill in all the required information and press submit.

LV member care line

Customers who have taken out a certain type of insurance policy with LV automatically become members. Being an LV member comes with certain benefits, including access to a 24/7 helpline every single day of the year. Through this line, members can get free legal, medical and counselling advice and services.

LV member care line 0800 876 6166 For medical and counselling services, choose option 1. For legal support, choose option 2. For the member support fun, choose option 3 (only open Mon-Fri 9am-5pm) For general enquiries, choose option 4

Data and information correct as of July 2019.

All material on this page and the selectra.co.uk website is for information purposes only and does not constitute any form of financial advice. Selectra.co.uk is not responsible for any consequences that might arise from your use of the information provided.

The services and products mentioned on this website may only represent a small selection of the options available to you. Selectra encourages you to carry out your own research and seek advice if necessary before making any decisions. We may receive commission from selected partner providers on sales of some products and/or services mentioned within this website. Our website is free to use, and the commission we receive does not affect our opinion or the information we provide.

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• HTH Worldwide Travel Insurance
• GoReady travel insurance
• Nationwide Travel Insurance
• Trawick International Travel Insurance

Affordable Travel Insurance Tips

• Why You Should Trust Us

Best Cheap Travel Insurance of April 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

In an ever-evolving world, emergency medical and evacuation travel insurance coverage is essential, especially if you're traveling internationally. However, sports equipment coverage, pet protection, and cancel for any reason coverage are among the increasingly popular coverage options that are changing the way we travel.

Best Cheap Travel Insurance

• HTH Worldwide Travel Insurance : Best overall
• GoReady travel insurance : Best for trip cancellation 
• Nationwide Travel Insurance : Best value
• Trawick International Travel Insurance : Most popular

Compare the Top Cheap Travel Insurance Plans

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
• con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
• con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
• Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
• Cancel for any reason insurance and missed connection insurance available with the Preferred plan
• Baggage delay insurance starting after 24 or 12 hours depending on the plan

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a CFAR upgrade add-on on certain plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive pricing
• con icon Two crossed lines that form an 'X'. Online complaints about claims not being paid and non-responsiveness
• con icon Two crossed lines that form an 'X'. Not all more expensive plans include CFAR coverage
• con icon Two crossed lines that form an 'X'. Dropping rating with AM Best
• Annual and multi-trip plans available
• All plans include pandemic coverage for COVID-19
• Coverage for weather-related delays, cancellations and other incidents

• Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
• con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
• con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

• Cancel for any reason coverage available

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

Affordable Travel Insurance Reviews

So you're planning a big family vacation—if you're lucky, the trip of a lifetime. Travel costs can skyrocket quickly, leaving you feeling a bit overwhelmed. At this point, travel insurance starts to look like a potentially unnecessary cost, but is it really?

The best travel insurance plans can go a long way toward defraying unexpected costs that may arise if you're asking the right questions starting with: What does travel insurance cover ?

Best Affordable Travel Insurance Overall: HTH Worldwide TripProtector Economy Travel Insurance

The HTH Worldwide Travel Insurance Economy plan offers the most comprehensive coverage across major categories of all the providers in this guide.

You'll have some peace of mind with up to $75,000 of financial protection for eligible medical emergencies, and up to $500,000 per person for medical evacuation costs. For more everyday expenses, you can also relax with baggage loss and delay, trip interruption, cancellation and delay coverage that will help you recoup many, if not all, of your costs.

However, this plan falls short on missed connection benefits and accidental death coverage, both of which are not available under most circumstances (missed connection coverage only applies to cruises, and will only cover up to $500 per person after a three-hour delay).

Read our HTH Worldwide Travel Insurance review here.

Best Affordable Travel Insurance for Trip Cancellation: GoReady Trip Cancellation Plan Travel Insurance

The GoReady travel insurance Trip Cancellation Plan is exactly that: a cost-effective plan that offers protection in the event that your trip is canceled for a covered reason. The plan we priced out for our hypothetical trip cost just 1.16% of our total travel expenses — a very small amount of money to pay for the guarantee of our money back in the right circumstances.

The benefit is that this plan can supplement other coverage you already have, or give you a little bit of protection for a trip where you might not otherwise have opted for insurance altogether. On the downside, you won't get any protection for medical emergencies, trip interruption or delays or lost bags from this plan.

Read our GoReady Travel Insurance review here.

Best Value Cheap Travel Insurance: Nationwide Essential Travel Insurance

Nationwide Travel Insurance  is a well-rounded alternative to HTH Worldwide Trip Protector Economy. This plan offers solid protection for both travel-related snafus as well as situations that might call for emergency medical and evacuation, making it a good choice for trips where you have cause to worry about potential interruptions or delays. However, it does not offer protection for missed connections or accidental death.

Read our Nationwide Travel Insurance review here

Most Popular Cheap Travel Insurance: Trawick Safe Travels Explorer Travel Insurance

The Trawick International Travel Insurance Safe Travels Explorer plan has been purchased by more than 36,000 travelers since 2020, and it has great reviews to boot. And no wonder: Trawick offers generous trip delay coverage of up to $2,000 per person, although hopefully you won't need to reach that reimbursement amount because the daily limit is $150.

You'll also be able to rely on a $200 reimbursement per person for lost baggage - one of the higher amounts amongst these affordable plans, although this amount pales in comparison to the baggage loss coverage offered through the best travel credit cards .

Read our Trawick Travel Insurance review here.

Types of Cheap Travel Insurance

Comprehensive coverage.

This type of insurance offers extensive protection, covering everything from medical issues to trip cancellations. While it's more expensive up front, it can save you a lot in the long run.

Medical-Only Coverage

As the name suggests, this policy focuses solely on medical emergencies, making it a cost-effective option for travelers who are primarily concerned about health-related expenses.

Evacuation and Repatriation

In extreme cases where you need to be evacuated due to a medical emergency or a natural disaster, this coverage ensures that you can return home safely without incurring huge costs.

Benefits of Opting for Cheap Travel Insurance

Cost savings.

Cheap travel insurance can significantly reduce your travel expenses, ensuring that you're not overpaying for coverage you might not need.

Adequate Coverage for Less

Just because it's cheap doesn't mean it's lacking. Many affordable policies offer substantial coverage, giving you peace of mind without breaking the bank.

How to Pick The Best Cheap Travel Insurance Plan for You

No single travel insurance plan will meet the needs of every single traveler. By nature, we are diverse and evolving meaning travel insurance should be equally so. Travel insurance for a week-long trip to a big city shouldn't be the same as the coverage for a backpacking expedition in the mountains. A splurge to purchase comprehensive insurance coverage may also be worth it for international ventures or other large expenditures.

In most cases, the cost difference between a basic and comprehensive travel insurance plan isn't as significant as you might think. Regardless, it's generally a good idea to choose a trusted travel insurance provider known for exceptional customer service and coverage. (For this roundup, we looked at traveler reviews shared through the travel agency SquareMouth .)

• Assessing Your Travel Needs: Consider the nature of your trip, the destination, and your own personal needs when choosing a policy. This ensures that you're not over-insured or underinsured.
• Comparing Different Policies: Don't settle for the first policy you find. Compare different options, looking at their coverage and prices, to find the best fit for your budget and needs.
• Reading the Fine Print: Always read the terms and conditions carefully to understand what's covered, what's not, and the process for making a claim.

If you just want trip cancellation protection, go with the GoReady Trip Cancellation Plan. For more robust coverage that won't break the bank, consider HTH Worldwide's TripProtector Economy, Trawick's Safe Travels Explorer, or Nationwide's Essentials plan.

Yes, many affordable policies offer comprehensive coverage suitable for international travel. It's crucial to compare policies and understand your needs.

Travelers insurance is relatively cheap because it only covers you for a set period of time, and depending on your plan, the level of coverage you get may not be particularly high. However, even with high coverage limits and extras like cancel for any reason coverage , travel insurance is relatively affordable. 

The average cost of travel insurance is 4%-8% of your trip's cost. This usually translates into a premium between $89 to $399.

Why You Should Trust Us: How We Chose the Best Cheap Travel Insurance

To determine the best insurance plan for travelers on a budget, we evaluated dozens of products using a hypothetical trip to Australia for a single traveler, age 26, with a total cost of $2,500 for flight, hotel and other incidentals. We then compiled the plans that covered the essentials at the lowest costs.

Of note: All of these plans include COVID-related medical coverage and 24-hour assistance, and pay at least 100% of your trip cost for eligible trip cancellations. None include rental car coverage.

The seven winning plans cost between $29 to $74 — significantly below the typical cost of comprehensive travel insurance, which can range between 4%-8% of total travel expenses, according to the US Travel Insurance Association. But these affordable plans also come with comparably low ceilings for various aspects of coverage such as emergency medical, trip cancellation, or delay — and do not include rental car or "cancel for any reason" (CFAR) protection. So if you think you might need these benefits, it may well be worth upgrading to a comprehensive travel insurance plan for a few more dollars, just for the peace of mind.

Convenience and Flexibility

Each of the plans in this list include 24-hour assistance worldwide from reputable insurance providers. And despite being on the lower end of insurance plans, each of these options includes refunds for up to 100% of your total trip cost for eligible reasons. Each of these plans also includes medical coverage for COVID-related issues that may arise during your travels, which may come in handy as the pandemic continues to evolve worldwide.

Sufficient Coverage in Essential Categories

The cheapest travel insurance plan will rarely cover every scenario that could go awry on your trip. However, each of these plans can at least help you get your money back in the event that your travel is canceled for an eligible reason, and most of them include financial protection if you incur emergency medical bills while traveling. We also factor in what travelers are most concerned about now. 

You can read more about how Business Insider rates insurance here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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Over 65s travel insurance

All of our content is approved by our in-house advisory board of experts

Travel insurance for over 65s travellers from LV=

It isn't always easy to find suitable  travel insurance  when you're over the age of 65. Thankfully, LV= offers Essential and Premier cover for over 65s travellers, plus we also consider all pre-existing medical conditions.

Why not get a travel quote to see which cover best suits you?

Get your over 65s travel insurance quote  and see how much you could save.

We consider all pre-existing medical conditions

Why choose over 65s travel insurance?

• Emergency medical cover of up to £10 million (excluding UK cover)
• Benefit from up to £10,000 cancellation cover if you’re too ill to travel
• All pre-existing medical conditions considered
• Cruise cover when you choose an annual LV= travel insurance policy (annual policies available up to age 80)
• Choose between Essential and Defaqto 5 Star rated Premier cover

Enhance your travel insurance with our optional extras , including baggage, personal belongings and money cover.

Are there any age restrictions on your policies?

The single trip policy has no upper age limit. Our annual policy is only available to travellers who are aged 79 and under. Choose from two different levels of cover - Essential or Premier .

The maximum trip length under an annual multi-trip Premier policy is 90 days or 31 days under an Essential annual multi-trip policy. On a single trip for over 65s, the maximum trip length is 90 days or 31 days if you’re over 79.

Are pre-existing medical conditions covered with LV= Travel insurance for over 65s?

Even with a pre-existing medical condition, you may still be able to get travel insurance with us. However, you must tell us about all pre-existing medical conditions before you take out the policy.

Is emergency prescription medication covered?

If you run out of prescription medication because you were unable to return home as planned, we cover the costs of additional medication. If you've taken out optional baggage cover and you lose your medication, we'll cover the cost of replacing it. Full details can be found in the Document of Travel Insurance.

What's the difference between Essential and Premier cover?

We offer two levels of annual travel insurance to suit your needs - Essential and Premier.

Our Essential policy offers up to £10 million emergency medical cover, £5,000 cancellation cover and £25,000 personal accident cover.

Premier offers everything that Essential does, but increases cancellation cover to £10,000 and has additional benefits including:

• Cover for delays and cancellations after 24 hours caused by for example, bad weather, ash clouds or strikes
• Up to £1,000 if you miss your pre-booked transport eg if you miss your flight because of a delayed train

Life begins at 60, right? We think so too, so here's what we'll do for you...

Over 70s travel insurance, over 75s travel insurance, over 80s travel insurance, now sit back, relax and start your quote.