mike used his travel card

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Travel card 101 answers.

Check our TDY Travel Policies 101 Answers .

Government Travel Card 101 Assessment Answers (v 2.03)

Programs and policies travel card 101 answers.

Match the policies to their description. Use the drop-downs to choose the correct answers. When you are done, click Submit.

(1) Requires each Executive department and agency to evaluate the credit worthiness of an individual.

(2) Mandates the use of a Government sponsored travel card for costs associated with official Government travel.

(3) Requires split disbursement to the travel card vendor.

(4) States that the applicant understand the provisions of the travel card program and proper use of the travel card.

(5) Establishes command, supervisory, and personal responsibilities for use of the GTCC and the operation of the DoD travel card program.

(1) Public Law 109-115

(2) Public Law 105-264

(3) Public Law 107-314

(4) Statement of Understanding

(5) Government Travel Charge Card Regulations

Complete the statements by selecting the correct answer. After you are done, click Submit.

(1) The ATM withdrawal limit for a standard cardholder is:

(2) The cardholder, not the Government, is liable for payments for:

(3) The card that limits the cardholder to a minimal amount of credit and must be activated and deactivated for official travel periods is the:

(2) IBA travel cards

(3) restricted card

Step 3 – Applicant informs APC of travel card request.

Step 5 – Applicant completes online application and provides signed SoU and Travel Card 101 completion certificate to APC.

Step 1 – APC verifies, completes, and approves the application.

Step 2 – Applicant receives travel card.

Step 4 – Cardholder reads the cardholder agreement, signs it, verifies receipt of the travel card, and updates their DTS profile with the new travel card information.

Match the travel card policies to their descriptions.

(1) The travel card vendor receives direct payment for the amount of travel card expenses specified in the travel voucher.

(2) DoD, on behalf of the travel card vendor, automatically collects payment from the cardholder’s pay for any amount owed as a result of undisputed delinquencies.

(3) Individuals are deployed on long-term travel to locations that preclude them from filing interim vouchers (non-DTS).

(4) A written agreement between the cardholder and the travel card vendor in which the cardholder agrees to make a monthly payment to the vendor.

(1) Split Disbursement

(2) Salary Offset

(3) Mission Critical Status

(4) Reduced Payment Plan

Army Travel Card 101 Answers

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Streamlining Airfare with Mike’s Travel Card: A Winning Strategy

When it comes to purchasing airfare, seasoned travelers like Mike know that every penny counts. That’s where Mike’s trusty travel card comes into play, offering a winning strategy for streamlining the booking process and saving a significant amount of money in the process. With over a decade of experience in the industry, Mike, a seasoned travel journalist, understands the intricate dynamics of international travel. Combining his vast knowledge of travel cards, payment systems, and their impact on purchasing airfare, Mike has perfected a seamless and cost-effective approach that he is eager to share with fellow adventurers. So, let’s dive into the world of streamlining airfare with Mike’s travel card and discover the winning strategy that can transform your travel experience.

Key Takeaways:

• Mike utilized his travel card for various expenses including airfare, lodging, rental car, gasoline, meals, parking, and even cash withdrawals from ATMs.
• It is crucial for the cardholder to report any loss or theft of the travel card immediately to avoid being responsible for unauthorized charges made before reporting.
• When submitting vouchers, Mike must ensure that all expenses, including the cash withdrawal, are split and disbursed to the travel card vendor.
• Familiarizing oneself with the terms and conditions of the specific travel card being used is advisable to understand any associated fees such as transaction fees or ATM withdrawal fees.
• The travel card enables convenient payment for a wide range of travel-related expenses, simplifying the reimbursement process.
• By using a travel card, travelers can also enjoy benefits like earning rewards or points for future travel.
• Properly allocating and splitting disbursements for all expenses incurred with the travel card ensures accurate reimbursement and adherence to travel expense policies and guidelines.

Table of Contents

Mike Used His Travel Card to Purchase Airfare

Traveling can be an exciting experience, but it can also come with its fair share of expenses. From airfare to lodging, rental cars to meals, the costs can quickly add up. That’s why it’s essential to explore different payment options that can help ease the financial burden. One such option is using a travel card to purchase airfare. In this guide, we will delve into how Mike successfully utilized his travel card to streamline the process and make his journey even more rewarding.

The Travel Card Advantage

A travel card is a valuable tool that allows you to conveniently pay for various travel-related expenses, including airfare. Beyond its functionality, it offers additional benefits, such as earning rewards or points for future travel. It can also simplify the reimbursement process when submitting vouchers for travel expenses. So, let’s discover how Mike maximized the potential of his travel card to purchase airfare and make the most out of his travel experience.

Understanding the Basics

Before embarking on any travel adventure, it’s crucial to familiarize yourself with the terms and conditions of your specific travel card. This will help you grasp any potential fees that may be associated with its use. Examples of fees to be aware of are transaction fees or ATM withdrawal fees. Remember, knowledge is power, and understanding the rules will help you make informed decisions throughout your journey.

Securing Your Travel Card

Mike understood the importance of keeping his travel card secure. Losing the card can have serious consequences, making the cardholder responsible for any charges made before reporting the loss or theft. To minimize the risk, it’s vital to keep your travel card in a safe place and notify the card provider immediately if it goes missing. Early action is crucial in protecting yourself from unauthorized charges and ensuring a smooth travel experience.

Effective Allocation of Expenses

When using a travel card for purchasing airfare, it’s essential to split disburse all the listed expenses, including any cash withdrawals, to the travel card vendor. This careful allocation and submission of vouchers are necessary to ensure accurate reimbursement and compliance with travel expense policies and guidelines. By understanding this process, Mike was able to streamline his expenses and expedite the reimbursement process.

A Step-by-Step Guide

To fully illustrate the process of using a travel card for purchasing airfare, let’s follow a step-by-step approach:

Step 1: Research Your Travel Card Before making any purchases, delve into the details of your travel card. Familiarize yourself with its specific benefits, fees, and terms and conditions. This knowledge will help you make the most informed decisions when using your card throughout your journey.

Step 2: Book Airfare with Your Travel Card When you’re ready to book your airfare, ensure that your travel card is accepted by the chosen airline or travel agency. Make use of the card’s convenience and potential rewards by providing the necessary details during the checkout process.

Step 3: Allocate Expenses Correctly After purchasing your airfare, remember to allocate all related expenses to your travel card vendor. This includes lodging, rental car, gasoline, meals, parking, and any cash withdrawals made. Splitting these expenses accurately will facilitate the reimbursement process and avoid any complications down the line.

Step 4: Stay Within Your Budget While the travel card provides convenience and rewards, it’s essential to remain within your predetermined budget. Treat your travel card like any other payment method, and make mindful decisions that align with your financial goals. Ensure that your airfare purchase doesn’t exceed what you can comfortably afford.

Pros and Cons to Consider

To help you weigh your options effectively, let’s consider some pros and cons associated with using a travel card to purchase airfare:

Pros: – Convenient and easy payment method for various travel-related expenses – Possible rewards or points accumulation for future travel – Streamlined reimbursement process when submitting vouchers – Added security against loss or theft compared to carrying cash – Gain insights into your travel expenses through detailed transaction records

Cons: – Potential transaction fees or ATM withdrawal fees – Limited acceptance by some vendors or establishments – Need for careful expense allocation and voucher submission for accurate reimbursement – Regular monitoring of your travel card balance to avoid overspending

In Mike’s case, using his travel card to purchase airfare proved to be a winning strategy. By fully understanding the benefits, fees, and allocation processes, he optimized his travel experience while enjoying the additional rewards. Remember, when using a travel card, familiarize yourself with its terms and conditions, secure it diligently, allocate expenses accurately, and stay within your budget. By following these guidelines, you too can make the most out of your travel card and streamline your airfare purchases. Safe travels!

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Step-by-step guide on using a travel card to purchase airfare

Traveling to new destinations is an exhilarating experience that enables us to immerse ourselves in different cultures and create lifelong memories. But let’s face it, the cost of airfare can put a dent in our travel budget. That’s where using a travel card to purchase airfare can come to the rescue. With their attractive rewards and benefits, travel cards can help ease the financial burden of travel while providing a seamless payment experience. In this step-by-step guide, I’ll walk you through the process of using a travel card to purchase airfare, ensuring a smooth and cost-effective journey.

• Utilizing a travel card for airfare purchases can help save money and earn valuable rewards for future travel.
• Choosing the right travel card requires considering factors such as rewards and fees, and whether it aligns with your travel preferences.
• Understanding the terms and conditions of your travel card is crucial to avoid unexpected fees or limitations.
• Using a travel card to purchase airfare simplifies the reimbursement process, ensuring compliance with travel expense policies.
• Keeping your travel card secure is essential to prevent unauthorized charges. Report lost or stolen cards immediately for prompt action.

Before we dive into the step-by-step guide, let’s explore some of the benefits of using a travel card for airfare purchases. Travel cards offer rewards programs that allow you to earn points or miles for every dollar spent. These rewards can be redeemed for free flights, hotel stays, or other travel-related expenses, maximizing the value of your purchases. Additionally, travel cards often come with travel insurance, waived checked baggage fees, and even access to exclusive airport lounges, enhancing your overall travel experience.

Now, let’s get started with our step-by-step guide:

Step 1: Choose the Right Travel Card

The first step in using a travel card to purchase airfare is selecting the card that best fits your travel needs. Consider factors such as rewards offered, annual fees, and any special travel perks. Co-branded cards affiliated with specific airlines or hotels often provide benefits tailored to those brands, while general travel cards offer more flexibility in redemption options.

Step 2: Familiarize Yourself with the Terms and Conditions

Once you have selected your travel card, take the time to review its terms and conditions. Pay close attention to any potential fees, such as foreign transaction fees or annual fees. Understanding these terms will help you avoid any unexpected charges and make the most of your travel card benefits.

Step 3: Earn and Accumulate Rewards

Before purchasing airfare, take advantage of any introductory bonuses or ongoing rewards programs offered by your travel card. Many cards provide bonus points or miles for a certain dollar amount spent within the first few months of opening an account. Make sure to meet these requirements to maximize your rewards.

Step 4: Use Your Travel Card to Book Airfare

When it’s time to book your flight, use your travel card to make the purchase. Most travel cards allow you to book flights directly through their rewards portal, offering competitive prices and the ability to redeem your rewards towards the purchase.

Step 5: Track Your Expenses and Allocations

To ensure reimbursement and compliance with travel expense policies, accurately allocate all expenses related to your airfare purchase. Keep track of your receipt or transaction details, including the date, amount, and purpose of the purchase. This will simplify the reimbursement process and help you stay within your budget.

Step 6: Strengthen Card Security

Now more than ever, keeping your travel card secure is crucial. Always safeguard your card and never share sensitive information such as PINs or passwords. In the event of loss or theft, report it immediately to your card issuer to prevent unauthorized charges.

In conclusion, using a travel card to purchase airfare offers numerous benefits, including cost savings, rewards accumulation, and simplified expense management. By following this step-by-step guide, you can optimize your travel experience and make the most of your travel card’s features. So, go ahead, book that dream trip, and let your travel card be your trusted companion on your journey to new horizons.

Sources: – Thrifty Traveler – Guide to covering travel purchases with Capital One Venture Miles – Quizlet – Travel Card Program (Travel Card 101)

Key considerations when using a travel card for airfare purchases

When it comes to purchasing airfare, using a travel card can be a game-changer. Not only does it offer a convenient and secure payment method, but it also comes with a range of benefits that can enhance your travel experience. However, to make the most out of your travel card when buying airfare, there are key considerations you need to keep in mind.

Choosing the Right Travel Card

The first step in streamlining your airfare purchases with a travel card is selecting the right one for your needs. Consider these factors when making your decision:

Rewards and Points : Look for a travel card that offers attractive rewards and points specifically on travel-related expenses. This way, you can earn valuable rewards or miles that can be redeemed for future travel or used to save money on airfare purchases.

Fees : Keep an eye on annual fees that some travel cards may charge. Premium travel cards can have fees that exceed $500 per year. Additionally, be aware of any foreign transaction fees if you plan on making purchases outside your home country.

Travel Preferences : Consider your travel habits and preferences. If you frequently fly with a particular airline or stay at specific hotel chains, look for a travel card that offers rewards and benefits specific to those brands.

Understanding the Terms and Conditions

Before putting your travel card to use for airfare purchases, take the time to understand the terms and conditions. This will ensure you avoid any unexpected fees or limitations. Here’s what you should pay attention to:

Authorized Charges : Be aware of your responsibility for authorized charges made before reporting the loss or theft of your travel card. It’s crucial to report it immediately to minimize your liability.

Card Replacement : Familiarize yourself with the process of obtaining a new travel card and PIN in case you lose your current card. Knowing how swiftly a replacement card will be issued can greatly reduce the inconvenience of a lost or stolen card.

Maximizing the Benefits

Once you have the right travel card and understand the terms and conditions, it’s time to make the most out of its benefits when purchasing airfare. Consider the following strategies:

Expense Allocation : Properly allocate all travel-related expenses to your travel card. This ensures accurate reimbursement and compliance with your travel expense policies. Keep detailed records to ease the reimbursement process.

Extra Miles or Points : Take advantage of the extra miles or points that your travel card may offer for airfare purchases. By using your travel card instead of other payment methods, you can earn more rewards and enhance your future travel experiences.

Added Security : Utilizing a travel card for airfare purchases offers an added layer of security. In case of theft or fraudulent charges, you have protection and can report it promptly. Keep your travel card secure to avoid any unauthorized charges.

• Choosing the right travel card involves considering rewards, fees, and travel preferences.
• Familiarizing yourself with the terms and conditions of your travel card is important to avoid unexpected fees and limitations.
• Properly allocating expenses and utilizing the card’s rewards can optimize your airfare purchases.
• Keeping your travel card secure is crucial to prevent unauthorized charges.

Citation: 1. “Smart Spending: Mike Used His Travel Card to Purchase Airfare” – Wealthy Byte 2. “Travel Card Program (Travel Card 101) [Mandatory] Flashcards” – Quizlet

Additional Perks and Rewards Offered by Travel Cards for Airfare Purchases

Travel cards have become essential tools for savvy travelers, offering a plethora of perks and rewards that elevate the overall travel experience. When it comes to purchasing airfare, these cards can be powerful allies, helping to save money, earn rewards, and simplify the reimbursement process. In this guide, we’ll explore the additional perks and rewards offered by travel cards specifically for airfare purchases, empowering you to make the most of your travel card and streamline your airfare expenses.

With a wide variety of travel cards available, it’s crucial to choose one that aligns with your travel preferences and financial goals. When considering a travel card for airfare purchases, keep the following factors in mind:

Rewards and Points : Look for a travel card that offers attractive rewards and points specifically on travel-related expenses. Some cards provide bonus points or miles for every airfare purchase, increasing your travel savings.

Fees : Be aware of any annual fees and foreign transaction fees that some travel cards may charge, as they can impact the overall value of your card. Compare the fees against the potential benefits and rewards to ensure you’re making a wise choice.

Travel Preferences : Consider your travel habits and preferences. If you frequently fly with a particular airline, a co-branded airline card may offer benefits such as priority boarding, free checked bags, or airport lounge access.

Terms and Conditions : Take the time to understand the terms and conditions of your travel card. Familiarize yourself with any potential limitations, blackout dates, or restrictions on redeeming rewards for airfare purchases. This knowledge will help you avoid unexpected fees or limitations.

Maximizing Rewards and Benefits

Once you have selected the right travel card for your needs, it’s time to discover and leverage its additional perks and rewards specifically for airfare purchases. Below are some strategies to maximize the benefits:

Extra Miles or Points : Many travel cards offer bonus miles or points for airfare purchases. Take advantage of these promotions by using your travel card for booking flights. By doing so, you’ll accumulate more rewards, bringing you closer to discounted or free future travel.

Enhanced Travel Protection : Some travel cards provide travel insurance or protection, covering unexpected trip cancellations, delays, or lost luggage. Be sure to explore these benefits and understand the coverage limits, helping you travel with peace of mind.

Upgrade Opportunities : Certain travel cards offer the chance to earn elite status or enjoy complimentary upgrades with partner airlines. These perks can enhance your flight experience, offering more comfort and exclusive services.

Airport Lounge Access : Consider a travel card that provides access to airport lounges. These oases of tranquility allow you to relax before your flight, enjoying comfortable seating, complimentary refreshments, and other amenities.

Flexible Redemption Options : Look for a travel card that offers flexibility in redeeming your rewards. Some cards allow you to transfer points to various airline loyalty programs, providing more options for booking airfare and potentially increasing the value of your rewards.

• Travel cards offer additional perks and rewards for airfare purchases, making them valuable financial tools for travelers.
• When choosing a travel card, consider factors such as rewards, fees, and your travel preferences to find the best fit.
• Familiarize yourself with the terms and conditions of your travel card to avoid unexpected limitations and fees.
• Take advantage of extra miles, points, and benefits offered by your travel card specifically for airfare purchases.
• Explore enhanced travel protection, upgrade opportunities, airport lounge access, and flexible redemption options available through your travel card.

As you plan your next trip, make sure to leverage the perks and rewards offered by your travel card for airfare purchases. By doing so, you’ll not only save money but also elevate your overall travel experience, creating cherished memories that will last a lifetime.

Sources: – Forbes – CardRates.com

Q1: Can Mike use his travel card to purchase airfare?

A1: Yes, Mike can use his travel card to purchase airfare. His travel card allows for convenient payment of various travel-related expenses, including airfare.

Q2: Is Mike responsible for charges made before losing his travel card?

A2: Yes, Mike is responsible for authorized charges made before losing his travel card. It is important to keep the travel card secure to avoid any unauthorized charges.

Q3: What expenses does Mike need to split disburse to the travel card vendor?

A3: Mike needs to split disburse all of the listed expenses, including airfare, lodging, rental car, gasoline, meals, parking, and the cash withdrawal, to the travel card vendor when submitting his voucher.

Q4: Can using a travel card for airfare purchases provide any benefits?

A4: Yes, using a travel card for airfare purchases can provide benefits such as earning rewards or points for future travel. It can also help streamline the reimbursement process when submitting vouchers for travel expenses.

Q5: Are there any fees associated with using a travel card for airfare purchases?

A5: There may be fees associated with using a travel card, such as transaction fees or ATM withdrawal fees. It is advisable to familiarize oneself with the terms and conditions of the specific travel card being used to understand any applicable fees.

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Mike used his travel card to purchase airfare, lodging, rental car, gasoline, meals, and parking, and used an ATM

Question : Mike used his travel card to purchase airfare, lodging, rental car, gasoline, meals, and parking, and used an ATM to obtain a cash withdrawal. Which expenses must Mike split disburse to the travel card vendor when he submits his voucher?

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All of the listed expenses, including the cash withdrawal.

Mike used his travel card to purchase airfare, lodging, rental car, gasoline, meals, and parking, and used an ATM to obtain a cash withdrawal. Mike must split disburse all of the listed expenses, including the cash withdrawal , to the travel card vendor when he submits his voucher.

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Apart of Moscow City is there any safety area to stay? - Russia Forum

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Apart of Moscow City is there any safety area to stay?

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Hi everyone,

I'm about to visit Moscow during World Cup period but it seems like the budget hotels are already booked then I just thinking about another area to looking for a hotel.

I have tried on Arbat and Komsomolskaya but there's no good option.

One of my concern is about the safety. I understand that the security will be strict during the event but if you could have me some suggestion it would be appreciated.

Thank you in advance,

Moscow is safe in general, and most important - there are no safe and unsafe areas... Book a hotel, ideally with a metro walkable, and enjoy!

Big thanks Vasily. Will looking the Metro walkable hotel instead.

When you make up your mind about the hotels you may consult about the areas;

It's very unlikely, though, that you will have anything in the city; I remember similar questions a couple of months ago.

This topic has been closed to new posts due to inactivity.

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Security Questions Emerge as First Charges Are Filed in Russia Attack

Russian officials formally charged four men in the attack, which killed at least 137 people at a Moscow-area concert hall on Friday. American officials blamed a branch of the Islamic State.

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• A memorial outside the Crocus City Hall concert venue. Maxim Shemetov/Reuters
• People waiting to visit a memorial at Crocus City Hall. Maxim Shemetov/Reuters
• Leaving flowers outside the site of the attack. Nanna Heitmann for The New York Times
• Mourners at a memorial in St. Petersburg, Russia. Anton Vaganov/Reuters
• Firefighters and rescuers clearing debris after the deadly attack. Reuters
• Police officers outside the Basmanny District Court in Moscow. Alexander Zemlianichenko/Associated Press
• People waited to donate blood near Crocus City Hall on Saturday. Nanna Heitmann for The New York Times
• A flag flying at half-staff as policemen guard the closed entrance to Red Square in Moscow. Sergei Ilnitsky/EPA, via Shutterstock
• A billboard on Saturday noted the date of the concert hall attack in Moscow. Nanna Heitmann for The New York Times
• The Crocus City Hall concert venue in suburban Moscow after it was attacked Friday night. Nanna Heitmann for The New York Times

Paul Sonne and Neil MacFarquhar

Here’s what to know about the attack.

Russian officials have brought charges against four men they said were responsible for a fiery terrorist attack on a suburban Moscow concert venue that killed at least 137 people last week.

Four men were arraigned late Sunday night on terrorism charges in the attack at Crocus City Hall, just outside the Russian capital. A court spokesman identified them as Dalerjon Mirzoyev, Saidakrami Rachabalizoda, Shamsidin Fariduni and Muhammadsobir Fayzov, a 19-year-old who appeared in court in a wheelchair, according to Russian media outlets.

Mr. Mirzoyev, Mr. Rachabalizoda and Mr. Fariduni told the court they were from Tajikistan, and Russian media outlets reported that Mr. Fayzov was also from the Central Asian nation. All four had visible injuries; Mr. Rachabalizoda’s head was heavily bandaged and Mr. Fayzov had to be wheeled in and out of the courtroom.

Earlier Sunday — which had been declared a national day of mourning — people visited the scene of the attack to lay flowers and light candles at a memorial. Scores of people waited in a long line under a gray sky, many clutching red bouquets, as efforts were underway inside to dismantle the remains of the stage. Flags were lowered to half-staff at buildings across the country, and state media released a video of President Vladimir V. Putin lighting a memorial candle in a church.

Russia’s Investigative Committee, a top law-enforcement body, said on Sunday that 137 bodies had been recovered from the charred premises, including those of three children. It said that 62 victims had been identified so far and that genetic testing was underway to identify the rest.

There are two primary narratives about the violence on Friday night, Russia’s deadliest terrorist attack in 20 years . American officials say it was the work of Islamic State Khorasan, or ISIS-K, an Islamic State offshoot that has been active in Pakistan, Afghanistan and Iran . But on Saturday, Mr. Putin did not mention ISIS in his first public remarks on the tragedy , and hinted at the possible involvement of Ukraine, which has issued a strong denial .

Here’s what to know:

The search for survivors ended on Saturday, as details about the victims began to emerge . Many of the more than 100 people wounded in the attack were in critical condition. The search for bodies continues.

As Russia mourned, the war in Ukraine continued. Ukraine’s air force said it had shot down 43 out of 57 Russian missiles and drones launched overnight against different parts of the country. And Ukraine’s military said it had struck two large landing ships that were part of Russia’s Black Sea Fleet. There was no immediate comment from Russia’s Defense Ministry.

Piknik, the Russian rock band that was to play a sold-out concert at the suburban venue on the night it was attacked and burned to rubble, now finds itself at the center of the tragedy .

The attack dealt a political blow to Mr. Putin , a leader for whom national security is paramount.

Neil MacFarquhar

Russia charges four people with terrorism after attack on concert hall.

The four men suspected of carrying out a bloody attack on a concert hall near Moscow, killing at least 137 people, were arraigned in a district court late Sunday and charged with committing a terrorist act.

The four, who were from Tajikistan but worked as migrant laborers in Russia, were remanded in custody until May 22, according to state and independent media outlets reporting from the proceedings, at Basmanny District Court. They face a maximum sentence of life in prison.

The press service of the court only announced that the first two defendants, Dalerjon B. Mirzoyev and Saidakrami M. Rachalbalizoda, pleaded guilty to the charges. It did not specify any plea from the other two, Mediazona, an independent news outlet, reported.

The men looked severely battered and injured as each of them was brought into the courtroom separately. Videos of them being tortured and beaten while under interrogation circulated widely on Russian social media.

Muhammadsobir Z. Fayzov, a 19-year-old barber and the youngest of the men charged, was rolled into the courtroom from a hospital emergency room on a tall, orange wheelchair, attended by a doctor, the reports said. He sat propped up in the wheelchair inside the glass cage for defendants, wearing a catheter and an open hospital gown with his chest partially exposed. Often speaking in Tajik through a translator, he answered questions about his biography quietly and stammered, according to Mediazona.

Mr. Rachabalizoda, 30, had a large bandage hanging off the right side of his head where interrogators had sliced off a part of his ear and forced it into his mouth, the reports said, with the cutting captured in a video that spread online.

The judge allowed the press to witness only parts of the hearings, citing concerns that sensitive details about the investigation might be revealed or the lives of court workers put at risk. It is not an unusual ruling in Russia.

Russia’s Federal Security Services announced on Saturday that 11 people had been detained, including the four charged men, who were arrested after the car they were fleeing in was intercepted by the authorities 230 miles southwest of Moscow.

In the attack, on Friday night, four gunmen opened fire inside the hall just as a rock concert by the group Piknik was due to start. They also set off explosive devices that ignited the building and eventually caused its roof to collapse. Aside from the dead, there were 182 injured, and more than 100 remain hospitalized, according to the regional health ministry.

President Vladimir V. Putin used the fact that the highway where the men were detained leads to Ukraine to suggest that the attack was somehow linked to Ukraine’s war effort. But the United States has said repeatedly that the attack was the work of an extremist jihadi organization, the Islamic State, which claimed responsibility.

The first charged, Mr. Mirzoyev, who had a black eye and cuts and bruises all over his face, leaned for support against the glass wall of the court cage as the charge against him was read. Mr. Mirzoyev, 32, has four children and had a temporary residence permit in the southern Siberian city of Novosibirsk, but it had expired, the reports said.

Mr. Rachabalizoda, married with a child, said he was legally registered in Russia but did not remember where.

The fourth man charged, Shamsidin Fariduni, 25, married with an 8-month-old baby, worked in a factory producing parquet in the Russian city of Podolsk, just southwest of Moscow. He had also worked as a handyman in Krasnogorsk, the Moscow suburb where the attack took place at Crocus City Hall, at a concert venue within a sprawling shopping complex just outside the Moscow city limits.

The Islamic State has been able to recruit hundreds of adherents among migrant laborers from Central Asia in Russia who are often angry about the discrimination they frequently face.

Alina Lobzina , Paul Sonne and Milana Mazaeva contributed reporting.

Maps and Diagrams of the Moscow Concert Hall Attack

The mass shooting and arson at a suburban Moscow concert venue, which killed more than 130, were attributed by U.S. officials to members of a branch of the Islamic State.

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The other two men charged in the attack are Shamsidin Fariduni, 26, and 19-year-old Muhammadsobir Fayzov, who appeared in court in a wheelchair. All four men who've been charged have been identified by a court spokesman on Telegram. They appeared separately before a judge on charges of committing a terrorist act and were remanded in custody until May 22.

Russian authorities have begun naming the suspects in the attack. The first two suspects have been identified as Dalerjon Mirzoyev and Saidakrami Rachabalizoda, according to state news agency RIA Novosti, which is reporting from the court. Both have been charged with committing a terrorist act and face a maximum sentence of life in prison.

RIA reported that Mirzoyev is a 32-year-old from Tajikistan who had an expired three-month permit to be in the southern Russian city of Novosibirsk. Less information was immediately released about Rachabalizoda, but state media reports said he was born in 1994.

Valerie Hopkins and Alina Lobzina

Concertgoers describe screams, smoke and stares of shock in a night of horror.

Once they heard the shots ring out on Friday night at Crocus City Hall, Efim Fidrya and his wife ran down to the building’s basement and hid with three others in a bathroom.

They listened as the gunfire began and thousands of people who had come to a sold-out rock concert on Moscow’s outskirts began screaming and trying to flee.

Horrified and scared, Mr. Fidrya did the only thing he could think to do: He held on tight to the bathroom door, which didn’t lock, trying to protect the group in case the assailants came to find them.

“While we could hear shooting and screaming, I stood the whole time holding the bathroom door shut,” Mr. Fidrya, an academic, said in a phone interview from Moscow. “The others were standing in the corner so that if someone started shooting through the door, they wouldn’t be in the line of fire.”

They didn’t know it then, but they were sheltering from what became Russia’s deadliest terror attack in two decades, after four gunmen had entered the popular concert venue and began shooting rapid-fire weapons.

Their story is one of many harrowing accounts that have emerged in the days since the attack, which killed at least 137 people. More than 100 injured people are hospitalized, some in critical condition, health officials said.

Mr. Fidrya’s small group waited and waited, but the attackers had started a fire in the complex and it was spreading. Mr. Fidrya’s wife, Olga, showed everyone how to wet their T-shirts and hold them to their faces so they could breathe without inhaling toxic smoke.

And then a second round of shots rang out.

After about half an hour, it was so smoky that Mr. Fidrya, 42, thought even the assailants must have left. As he ventured out, he saw the body of a dead woman lying by the escalator. Later he saw the body of another woman who had been killed in the carnage, her distraught husband standing over her.

His group went down into the parking garage and eventually emerged on the street as the emergency service workers were carrying victims from the building.

The Islamic State, through its news agency, claimed responsibility for the attack. U.S. officials said the assailants were believed to be part of ISIS-K, an Islamic State affiliate in Afghanistan. On Saturday, Russia’s Federal Security Services announced that 11 people had been detained, including four who were arrested after the car they were fleeing in was intercepted by authorities 230 miles southwest of Moscow.

In interviews, survivors described how what started as a typical Friday night out devolved into a scene of panic and terror. The venue, which seated 6,200 people, had been sold out for a show by a veteran Russian band called Piknik.

Video footage from the scene shows the assailants shooting at the entrance to the concert venue, part of a sprawling, upscale complex of buildings that also includes a shopping mall and multiple exhibition halls. They then moved into the concert hall, where they sprayed gunfire as well, videos show.

The attackers also set the building on fire using a combination of explosives and flammable liquid, Russian authorities said.

Like the Fidryas, Tatyana Farafontova initially thought the sound of the shooting was part of the show.

“Five minutes before the show was supposed to start, we heard these dull claps,” she wrote on her VK social media page. Ms. Farafontova, 38, said in a direct message on Saturday that she was still in shock and was slurring her speech after the attack.

Then the claps got closer and someone shouted that there were attackers shooting. She scrambled onto the stage with the assistance of her husband.

“At the moment when we climbed onto the stage, three people entered the hall with machine guns,” she wrote in her VK account. “They shot at everything that moved. My husband from the stage saw bluish smoke filling the hall.”

Ms. Farafontova said that being on the center of the stage made her feel exposed and targeted.

“It felt as if they were poking me in the back with the muzzle of a machine gun,” she wrote, adding, “I could feel the breath of death right behind my shoulders.”

She crawled under the curtain and eventually followed the musicians, who had already started to flee, and ran as far as she could from the building.

Up on the balcony, Aleksandr Pyankov and his wife, Anna, heard the gunshots and lay on the floor for some time before joining others who jumped up and began running to the exit.

As they fled, they encountered a woman who had slumped down on an escalator and was blocking their route. She was alive but staring blankly ahead, Mr. Pyankov, a publishing executive, said. He told her to keep running, but then turned his head and saw what she was staring at.

“I started to look,” Mr. Pyankov, 51, said in a telephone interview. “And first I saw a murdered woman sitting on the sofa, and there was a young man lying next to her. I looked around and there were groups of bodies.”

It all happened in a matter of seconds, he said, and he tried to keep fleeing.

“The worst thing is that in this situation you’re not running away from the shooting, but toward it,” he said. “Because it was already clear that there would be a fire there, we know how it would burn. And you’re just running to figure out where else to run.”

Anastasiya Volkova lost both her parents in the attack. She told 5 TV, a state channel, that she had missed a call from her mother on Friday night at around the time of the assault. When she called back, there was no response, Ms. Volkova said.

“I couldn’t answer the phone. I didn’t hear the call,” Ms. Volkova told the broadcaster, adding that her mother had been “really looking forward to this concert.”

Accounts emerging about others who died in the assault also told tales of eager concertgoers who had made special efforts to get to the show.

Irina Okisheva and her husband, Pavel Okishev, traveled hundreds of miles — making their way from Kirov, northeast of Moscow. Mr. Okishev had received the tickets as an early birthday present, the newspaper Komsomolsaya Pravda reported. He did not live to celebrate his 35th birthday, which is this week. Both he and his wife died in the attack.

And Alexander Baklemyshev, 51, had long dreamed about seeing Piknik , a heritage rock band that was playing the first of two sold-out concerts accompanied by a symphony orchestra.

Mr. Baklemyshev’s son told local media that his father had traveled solo from his hometown of Satka, some 1,000 miles east of Moscow, for the concert.

His son, Maksim, told the Russian news outlet MSK1 that his father had sent him a video of the concert hall before the attack. That was the last he had heard from him.

“There was no last conversation,” his son said. “All that was left is the video, and nothing more.”

Mr. Fidrya said he felt grateful to be alive, and that four of the assailants had been captured.

“Now there is confidence that the crime will be solved and those non-humans who organized and carried it out will be punished,” he said. “This really helps a lot.”

But images of the victims remain seared in his memory, in particular that of the husband, his back burned from the fire, standing over his dead wife outside the building as medics attended to the wounded.

The man was talking to Mr. Fidrya’s wife, Olga, saying they were from the city of Tver northwest of Moscow, had been together for 12 years and had three children.

“For us it’s all over, by and large,” Mr. Fidrya wrote in a message after the phone interview. “But for that guy who stood over the body of his wife, and for their three children, the worst is yet to come. And there are so many people like him there.”

Oleg Matsnev contributed reporting.

Russia’s Investigative Committee, a top law enforcement agency, released video of suspects being led, blindfolded, into its headquarters on Sunday. The agency said the investigation at the scene of the attack was continuing.

Ivan Nechepurenko

As questions about security failures swirl, Russian state media focus on a different narrative.

As Russia mourned the victims of the worst terrorist attack in the Moscow area in more than two decades on Sunday, differing narratives about the attack were spreading and taking hold in the country.

The attack late Friday on a concert hall near Moscow left at least 137 people dead and represented a significant security failure for the Kremlin. While the Russian authorities said they had arrested the four attackers, speculation over their identities and motivations was widespread. There also were open questions about whether Russia had adequately followed up on a warning from the United States about the threat of such an attack, and about how specific that warning was.

But most Russian commentators and state media devoted little time to those issues, instead pointing fingers elsewhere. The reaction reflected in part the state of anxiety that Russia has been living in since the start of the war in Ukraine, with propaganda outlets competing to advance one narrative, conspiracy theory or bit of speculation after another.

Many nationalist commentators and ultraconservative hawks on Sunday continued to push the idea that Ukraine was the obvious culprit, despite a claim of responsibility and mounting evidence that a branch of the Islamic State was responsible.

Hard-line anti-Kremlin activists speaking from abroad, meanwhile, speculated that the Russian state could have orchestrated the attack so that it could blame Ukraine or further tighten the screws inside the country.

Some lawmakers in Parliament argued that the government needed to get tough on migrants, after the authorities said that the four assailants were foreign citizens. Lawmakers also pledged to discuss whether capital punishment should be introduced in Russia.

“Different political forces are starting to use” the attack, said Aleksei Venediktov, a Russian journalist and commentator and the former editor of the influential Ekho Moskvy radio station. “The Kremlin, most of all,” he said in an interview broadcast on YouTube. “But others too, who say that it was all organized by the Kremlin.”

Some nationalist activists said that such a sense of disorientation could have been the attackers’ ultimate goal.

Yegor S. Kholmogorov, a Russian nationalist commentator, wrote in his blog on the Telegram messaging app that Russian society was “strongly united by the war and President Vladimir V. Putin’s victory in the election” before the attack.

But after the tragedy, he lamented on Sunday, Russia had turned into a “society that is split.”

Mr. Putin has done little to clear things up. On Saturday, he vowed to inflict “fair and inevitable” punishment on both the terrorists and the unknown forces behind them. Mr. Putin hinted that Ukraine was tied to the tragedy but stopped short of directly laying blame.

But many of Mr. Putin’s subordinates and public supporters appeared to have made up their minds about who was responsible.

Sergei A. Markov, a pro-Kremlin analyst who often appears on Russian state television, wrote in a post on Telegram that Russia must work at isolating the Ukrainian leadership by “connecting the terrorist act not with ISIS, but with the Ukrainian government as much as possible.”

Russian state news outlets barely mentioned the claim of responsibility made by ISIS. United States officials have said the atrocity was the work of Islamic State Khorasan, or ISIS-K, an offshoot of the group that has been active in Pakistan, Afghanistan and Iran.

Maria V. Zakharova, a spokeswoman for the Russian Foreign Ministry, said on Sunday that the West was pointing at ISIS in order to shift the blame away from Ukraine.

Russia has not presented any evidence of Ukraine’s involvement in the attack. Ukrainian officials have ridiculed the Russian accusations, and U.S. officials also have said there is no indication Kyiv played any role.

“There is no, whatsoever, any evidence — and, in fact, what we know to be the case is that ISIS-K is actually by all accounts responsible for what happened,” Vice President Kamala Harris said Sunday when asked on ABC’s “This Week” whether the United States had evidence that Ukraine was connected to the concert hall attack.

Some commentators did criticize Russian security services for failing to prevent the tragedy. On Saturday, the state news agency Tass reported , citing a source in the Russian special services, that they had received a warning from the United States but that it was “broad, without any concrete information.”

Maggie Astor

Vice President Kamala Harris was asked on ABC’s “This Week” whether the United States had any evidence to back up Vladimir Putin’s hints that Ukraine was connected to the concert hall attack. “No,” she said. “There is no, whatsoever, any evidence — and, in fact, what we know to be the case is that ISIS-K is actually by all accounts responsible for what happened.”

Russia’s Investigative Committee, a top law enforcement agency, said 137 bodies have been recovered from the site of the attack, including those of three children. It said 62 victims had been identified and that genetic testing was being carried out on the remaining bodies to establish identities.

Jason Horowitz

Pope Francis offered prayers today “to the victims of the vile terrorist attack carried out the other night in Moscow,” telling the faithful gathered in St. Peter’s Square in Rome for Palm Sunday Mass that he hoped God would comfort and bring peace to their families and “convert the hearts of those who plan, organize and implement these unhuman acts.’”

He also prayed for all those suffering because of war: “Especially I think of martyred Ukraine, where many people find themselves without electricity because of the intense attacks against infrastructure, which, beyond causing death and suffering, bring about the risk of a human catastrophe of even greater dimensions."

Search and rescue workers are dismantling the remains of the stage at Crocus City Hall so that a giant crane can be brought in to clear debris from the collapse of the roof, the regional governor, Andrei Vorobyov, said on Telegram. Late last night, he said 133 bodies had been recovered from the scene of the attack, of which 50 have been identified. Another 107 injured people were in area hospitals, he said.

Matthew Mpoke Bigg

As the investigation into the Moscow attack continues, the war in Ukraine carries on. Ukraine's air force said it had shot down 43 out of 57 Russian missiles and drones launched overnight against different parts of the country. And Ukraine’s military said it had struck two large landing ships that were part of Russia’s Black Sea Fleet. There was no immediate comment from Russia's defense ministry.

Crocus International, the company that owns the concert hall, vowed in a statement to restore everything that was destroyed during the terrorist attack. The cost of restoring the concert hall, one of the biggest and best-equipped in Moscow, will likely exceed $100 million, real estate experts told RIA Novosti, a Russian state news agency.

The complex was developed by the Azerbaijan-born billionaire Aras Agalarov, whose son, Emin, is a famous pop star. Former President Donald Trump held the Miss Universe pageant at the same complex in 2013, and world-famous performers like Eric Clapton, Dua Lipa and Sia have also performed there.

Sunday is a national day of mourning in Russia. The state media is airing footage of flags flying at half-staff on government buildings and foreign embassies, and of people bringing flowers, candles and toys to spontaneous memorials across the country.

Alex Marshall

Piknik, a longtime Russian rock band, is now at the center of a tragedy.

Early Saturday, Piknik, one of Russia’s most popular heritage rock bands, published a message to its page on Vkontakte , one of the country’s largest social media sites: “We are deeply shocked by this terrible tragedy and mourn with you.”

The night before, the band was scheduled to play the first of two sold-out concerts, accompanied by a symphony orchestra, at Crocus City Hall in suburban Moscow. But before Piknik took the stage, four gunmen entered the vast venue, opened fire and murdered at least 133 people .

The victims appear to have included some of Piknik’s own team. On Saturday evening, another note appeared on the band’s Vkontakte page to say that the woman who ran the band’s merchandise stalls was missing.

“We are not ready to believe the worst,” the message said .

The attack at Crocus City Hall has brought renewed attention to Piknik, a band that has provided the soundtrack to the lives of many Russian rock fans for over four decades.

Ilya Kukulin, a cultural historian at Amherst College in Massachusetts, said in an interview that Piknik was one of the Soviet Union’s “monsters of rock,” with songs inspired by classic Western rock acts including David Bowie and a range of Russian styles.

Since releasing its debut album, 1982’s “Smoke,” Piknik — led by Edmund Shklyarsky, the band’s singer and guitarist — has grown in popularity despite its music being often gloomy with gothic lyrics. Kukulin attributed this partly to the group’s inventive stage shows.

After the collapse of the Soviet Union, Kukulin said, the band began performing with exciting light displays, special effects and other innovative touches. At one point in the 1990s, the band’s concerts included a “living cello” — a woman with an amplified string stretched across her. Shklyarsky would play a solo on the string.

This month, the band debuted a new song online — “ Nothing, Fear Nothing ” — with a video that showed the band performing live before huge screens featuring ever-changing animations.

Unlike some of their peers, Piknik was “never a political band,” Kukulin said, although that did not stop it from becoming entwined in politics. In the 1980s, Soviet authorities banned the group — along with many others — from using recording studios, while Soviet newspapers complained of the group’s lyrics, including a song called “Opium Smoke” that authorities saw as encouraging drug use.

In recent years, some of Russia’s most prominent rock stars have left their country, fed up with President Vladimir V. Putin’s curbs on freedom of expression, including regular crackdowns on concerts. Piknik had benefited from that exodus, Kukulin said, because the band had fewer competitors on Russia’s heritage rock circuit.

Unlike some musicians, Shklyarsky had not acted as a booster for Russia’s invasion of Ukraine, Kukulin said. Still, Ukrainian authorities have long banned Piknik from performing in the country because the group has played concerts in occupied Crimea. In a 2016 interview , Shklyarsky said he was not concerned about the ban.

“Politics comes and goes, but life remains,” he said.

Kukulin said that among Piknik’s songs was “ To the Memory of Innocent Victims ” — a track that could be interpreted as being about those who were politically oppressed under communism. Now, Kukulin said, many fans were hearing the song in a new way, as a tribute to those who lost their lives in Friday’s attack.

Anton Troianovski

news analysis

A deadly attack shatters Putin’s promise of security to the Russian people.

Less than a week ago, President Vladimir V. Putin of Russia claimed a fifth term with his highest-ever share of the vote, using a stage-managed election to show the nation and the world that he was firmly in control.

Just days later came a searing counterpoint: His vaunted security apparatus failed to prevent Russia’s deadliest terrorist attack in 20 years.

The assault on Friday, which killed at least 133 people at a concert hall in suburban Moscow, was a blow to Mr. Putin’s aura as a leader for whom national security is paramount. That is especially true after two years of a war in Ukraine that he describes as key to Russia’s survival — and which he cast as his top priority after the election last Sunday.

“The election demonstrated a seemingly confident victory,” Aleksandr Kynev, a Russian political scientist, said in a phone interview from Moscow. “And suddenly, against the backdrop of a confident victory, there’s this demonstrative humiliation.”

Mr. Putin seemed blindsided by the assault. It took him more than 19 hours to address the nation about the attack, the deadliest in Russia since the 2004 school siege in Beslan, in the country’s south, which claimed 334 lives. When he did, the Russian leader said nothing about the mounting evidence that a branch of the Islamic State committed the attack.

Instead, Mr. Putin hinted that Ukraine was behind the tragedy and said the assailants had acted “just like the Nazis,” who “once carried out massacres in the occupied territories” — evoking his frequent, false description of present-day Ukraine as being run by neo-Nazis.

“Our common duty now — our comrades at the front, all citizens of the country — is to be together in one formation,” Mr. Putin said at the end of a five-minute speech, trying to conflate the fight against terrorism with his invasion of Ukraine.

The question is how much of the Russian public will buy into his argument. They might ask whether Mr. Putin, with the invasion and his conflict with the West, truly has the country’s security interests at heart — or whether he is woefully forsaking them, as many of his opponents say he is.

The fact that Mr. Putin apparently ignored a warning from the United States about a potential terrorist attack is likely to deepen the skepticism. Instead of acting on the warnings and tightening security, he dismissed them as “provocative statements.”

“All this resembles outright blackmail and an intention to intimidate and destabilize our society,” Mr. Putin said on Tuesday in a speech to the F.S.B., Russia’s domestic intelligence agency, referring to the Western warnings. After the attack on Friday, some of his exiled critics have cited his response as evidence of the president’s detachment from Russia’s true security concerns.

Rather than keeping society safe from actual, violent terrorists, those critics say, Mr. Putin has directed his sprawling security services to pursue dissidents, journalists and anyone deemed a threat to the Kremlin’s definition of “traditional values.”

A case in point: Just hours before the attack, state media reported that the Russian authorities had added “the L.G.B.T. movement” to an official list of “terrorists and extremists”; Russia had already outlawed the gay rights movement last year. Terrorism was also among the many charges prosecutors leveled against Aleksei A. Navalny, the imprisoned opposition leader who died last month .

“In a country in which counterterrorism special forces chase after online commenters,” Ruslan Leviev, an exiled Russian military analyst, wrote in a social media post on Saturday, “terrorists will always feel free.”

Even as the Islamic State repeatedly claimed responsibility for the attack and Ukraine denied any involvement, the Kremlin’s messengers pushed into overdrive to try to persuade the Russian public that this was merely a ruse.

Olga Skabeyeva, a state television host, wrote on Telegram that Ukrainian military intelligence had found assailants “who would look like ISIS. But this is no ISIS.” Margarita Simonyan, the editor of the state-run RT television network, wrote that reports of Islamic State responsibility amounted to a “basic sleight of hand” by the American news media.

On a prime-time television talk show on the state-run Channel 1, Russia’s best-known ultraconservative ideologue, Aleksandr Dugin, declared that Ukraine’s leadership and “their puppet masters in the Western intelligence services” had surely organized the attack.

It was an effort to “undermine trust in the president,” Mr. Dugin said, and it showed regular Russians that they had no choice but to unite behind Mr. Putin’s war against Ukraine.

Mr. Dugin’s daughter was killed in a car bombing near Moscow in 2022 that U.S. officials said was indeed authorized by parts of the Ukrainian government , but without American involvement.

U.S. officials have said there is no evidence of Ukrainian involvement in the concert hall attack, and Ukrainian officials ridiculed the Russian accusations. Andriy Yusov, a representative of Ukraine’s military intelligence agency, said Mr. Putin’s claim that the attackers had fled toward Ukraine and intended to cross into it, with the help of the Ukrainian authorities, made no sense.

In recent months, Mr. Putin has appeared more confident than at any other point since he launched his full-scale invasion of Ukraine in February 2022. Russian forces have retaken the initiative on the front line, while Ukraine is struggling amid flagging Western support and a shortage of troops.

Inside Russia, the election — and its predetermined outcome — underscored Mr. Putin’s dominance over the nation’s politics.

Mr. Kynev, the political scientist, said he believed many Russians were now in “shock,” because “restoring order has always been Vladimir Putin’s calling card.”

Mr. Putin’s early years in power were marked by terrorist attacks, culminating in the Beslan school siege in 2004; he used those violent episodes to justify his rollback of political freedoms. Before Friday, the most recent mass-casualty terrorist attack in the capital region was a suicide bombing at an airport in Moscow in 2011 that killed 37 people.

Still, given the Kremlin’s efficacy in cracking down on dissent and the news media, Mr. Kynev predicted that the political consequences of the concert hall attack would be limited, as long as the violence was not repeated.

“To be honest,” he said, “our society has gotten used to keeping quiet about inconvenient topics.”

Constant Méheut contributed reporting.

There have been other deadly attacks at concerts and music festivals in recent years.

The attack before a sold-out rock concert near Moscow on Friday was the latest in a series of mass killings at concerts and music festivals around the world in recent years.

During the Oct. 7 attacks in Israel last year, Hamas targeted Tribe of Nova’s Supernova Sukkot Gathering , a dance music festival in Re’im, leaving at least 360 dead , according to the Israeli authorities. Gunmen surrounded the music festival at daybreak, killing and kidnapping attendees as others fled in their cars, only to find roads blocked and the event surrounded. “It was like a shooting range,” said Hila Fakliro, who was bartending around sunrise. Around 3,000 people had come to the event, timed to the end of the harvest holiday Sukkot.

In May 2017, a suicide bombing killed 22 people and injured hundreds more at an Ariana Grande concert at the Manchester Arena in England. The assailant, a British citizen of Libyan descent, detonated explosives packed with nails, bolts and ball bearings moments after the performance ended, sending the crowd — filled with children and adolescent fans of the pop singer, who was then 23 — into a panic. Intelligence officials found that the bomber had previously traveled to Libya to meet with members of an Islamic State unit linked to terrorist attacks in Paris in 2015, which included an assault on a concert venue.

In November 2015, 90 people were killed at the Bataclan , a Paris music venue that holds 1,500, when three men armed with assault rifles and suicide vests stormed a concert by the California rock band Eagles of Death Metal. The musicians fled the stage as gunfire broke out, and attendees tried to hide from the assailants. A standoff with the police lasted more than two hours, with concertgoers held as hostages, ending when the police entered the club. One attacker was killed; two others detonated suicide vests. “Carnage,” one attendee posted on Facebook from inside the club. “Bodies everywhere.”

The deadliest mass shooting in modern U.S. history took place at a music festival in October 2017, when a gunman fatally shot 60 people and injured hundreds more attending the Route 91 Harvest festival in Las Vegas . The assailant had stockpiled 23 firearms in a 32nd-floor suite at the Mandalay Bay Resort and Casino, opening fire from his window as Jason Aldean was onstage singing “When She Says Baby.” “It was just total chaos,” Melissa Ayala, who attended the festival with four friends, said. “People falling down and laying everywhere. We were trying to take cover and we had no idea where to go.” The F.B.I. concluded that the motive for the killings was unclear, but released files last year suggesting that the gunman, a gambler, was angry over casinos scaling back on perks. He had searched “biggest open air concert venues in USA” and reserved a hotel room overlooking the Lollapalooza festival in Chicago before settling on the Las Vegas event as his target.

The people killed at recent concerts and music festivals were commemorated earlier this year at the Grammy Awards . “Music must always be our safe space,” Harvey Mason Jr., the chief executive of the Recording Academy, which gives out the awards, said during the telecast. “When that’s violated, it strikes at the very core of who we are.”

Christina Goldbaum

The ISIS branch the U.S. blames for the attack has targeted the Taliban’s links with allies, including Russia.

The ISIS affiliate that American officials say was behind the deadly attack in Moscow is one of the last significant antagonists that the Taliban government faces in Afghanistan, and it has carried out repeated attacks there, including on the Russian Embassy, in recent years.

That branch of ISIS — known as the Islamic State Khorasan or ISIS-K — has portrayed itself as the primary rival to the Taliban, who it says have not implemented true Shariah law since seizing power in 2021. It has sought to undermine the Taliban’s relationships with regional allies and portray the government as unable to provide security in the country, experts say.

In 2022, ISIS-K carried out attacks on the Russian and Pakistani embassies in Kabul and a hotel that was home to many Chinese nationals. More recently, it has also threatened attacks against the Chinese, Indian and Iranian embassies in Afghanistan and has released a flood of anti-Russian propaganda.

It has also struck outside Afghanistan. In January, ISIS-K carried out twin bombings in Iran that killed scores and wounded hundreds of others at a memorial service for Iran’s former top general, Qassim Suleimani, who was killed by a U.S. drone strike four years before.

In recent months, the Taliban’s relationship with Russia, as well as China and Iran, has warmed up. While no country has officially recognized the Taliban government, earlier this month Russia accepted a military attaché from the Taliban in Moscow, while China officially accepted a Taliban ambassador to the country. Both moves were seen as confidence-building measures with Taliban authorities.

ISIS-K has both denounced the Kremlin for its interventions in Syria and condemned the Taliban for engaging with Russian authorities decades after the Soviet Union invaded Afghanistan.

Its propaganda has painted the Taliban as “betraying the history of Afghanistan and betraying their religion by making friends with their former enemies,” said Ricardo Valle, the director of research of the Khorasan Diary, a research platform based in Islamabad.

In the more than two years since they took over in Afghanistan, Taliban security forces have conducted a ruthless campaign to try to eliminate ISIS-K and have successfully prevented the group from seizing territory within Afghanistan. Last year, Taliban security forces killed at least eight ISIS-K leaders, according to American officials, and pushed many other fighters into neighboring Pakistan .

Still, ISIS-K has proved resilient and remained active across Afghanistan, Pakistan and Iran. Within Afghanistan, it has targeted Taliban security forces in hit-and-run attacks and — as it came under increasing pressure from Taliban counterterrorism operations — staged headline-grabbing attacks across the country. Just a day before the attack at the concert hall in Moscow, the group carried out a suicide bombing in Kandahar — the birthplace of the Taliban movement — sending a powerful message that even Taliban soldiers in the group’s heartland were not safe.

After the attack in Moscow, Abdul Qahar Balkhi, a spokesman for Afghanistan’s foreign ministry, said in a statement on social media that the country “condemns in the strongest terms the recent terrorist attack in Moscow” and “considers it a blatant violation of all human standards.”

“Regional countries must take a coordinated, clear and resolute position against such incidents directed at regional de-stabilization,” he added.

Oleg Matsnev

Names of the victims are beginning to emerge.

As emergency services combed the scene of the attack on a concert hall in Moscow, details on some of the victims began to emerge from officials and local news media.

Most of those identified so far appeared to be in their 40s, and many had traveled from other parts of the country to attend the concert where Piknik, a Russian rock band formed in the late 1970s, was slated to perform on Friday night.

Alexander Baklemyshev, 51, had long dreamed about seeing the band, his son told local media , and had traveled solo from his home city of Satka, some 1,000 miles east of Moscow, for the concert.

His son, Maksim, told the Russian news outlet MSK1 that his father had sent him a video of the concert hall before the attack. That was the last he heard from his father.

Irina Okisheva and her husband, Pavel Okishev, also traveled hundreds of miles to attend the concert — making their way from Kirov, northeast of Moscow. Mr. Okishev had received the tickets as an early birthday present. He was set to turn 35 next week, the Komsomolskaya Pravda newspaper reported. Both he and his wife died in the attack, the paper reported.

“Very painful and scary,” Ms. Okisheva’s colleagues wrote on a social media page for a photo studio where she worked. “The whole studio team is horrified by what happened.”

Anastasiya Volkova lost both of her parents in the attack. She told 5 TV that she had missed a call from her mother on Friday night at around the time of the attack. When she called back, there was no response, Ms. Volkova said.

As the death toll climbed to 133 people, the Moscow region’s health care ministry published a preliminary list of victims . It had 41 names; Andrey Rudnitsky was one of them.

A forward in an amateur hockey league, he turned 39 years old last week, according to his page on the league’s website. Mr. Rudnitsky’s teammates told Pro Gorod , a local news website, that he had moved to Moscow last year from Yaroslavl but planned to return home to play there. Mr. Rudnitsky had two children.

Ekaterina Novoselova, 42, was also on the list. Ms. Novoselova won a beauty pageant in 2001 in her home city of Tver, 110 miles northwest of Moscow, one of the pageant organizer’s told the local news outlet TIA . It reported that she had moved to Moscow to work as a lawyer and is survived by her husband and two children.

Some people appeared to have been named by mistake. Yevgeniya Ryumina, 38, told Komsomolskaya Pravda that she had fled the concert hall to safety. But she had lost her ID, Ms. Ryumina said, suggesting that might have led to the confusion.

This is what we know about the attack.

An attack Friday at a popular concert venue near Moscow killed 137 people, the deadliest act of terrorism the Russian capital region has seen in more than a decade.

The Islamic State claimed responsibility for the attack; American officials have attributed it to ISIS-K, a branch of the group.

Russian officials and state media have largely ignored ISIS’s claim of responsibility and instead suggested that Ukraine was behind the violence. Ukraine has denied any involvement, and American officials say there is no evidence connecting Kyiv to the attack.

Russian authorities have detained at least 11 people, including four migrant laborers described as Tajik citizens who have been charged with committing a terrorist act, but they have not identified most of the accused assailants or their motives.

Here’s a closer look at the attack.

What happened?

The gunmen entered the Crocus City Hall building, one of the biggest entertainment complexes in the Moscow area, with capacity of more than 6,000, shortly before a sold-out rock concert was scheduled to start. Armed with automatic rifles, they began shooting.

Using explosives and flammable liquids, Russian investigators said, they set the building ablaze, causing chaos as people began to run. The fire quickly engulfed more than a third of the building, spreading smoke and causing parts of the roof to collapse. Russia’s emergency service posted a video and pictures from after the fire showing charred seating and firefighters working to remove debris.

Russian law enforcement said that people had died from gunshot wounds and poisoning from the smoke.

At least three helicopters were dispatched to extinguish the fire or to try to rescue people from the roof. The firefighters were only able to contain the fire early on Saturday; the emergency service said it was mostly extinguished by 5 a.m.

The search for survivors ended on Saturday, as details about the victims began to emerge. Many of the more than 100 people injured in the attack were in critical condition.

Where are the assailants?

Attackers were able to flee the scene. Early on Saturday, the head of Russia’s top security agency, the F.S.B., said that 11 people had been detained in the connection to the attack, including “all four terrorists directly involved.” The four men were arraigned late Sunday and charged with committing a terrorist act, according to state and independent media outlets, and they face a maximum sentence of life in prison.

The press service of the Basmanny District Court said that the first two defendants, Dalerjon B. Mirzoyev and Saidakrami M. Rachalbalizoda, had pleaded guilty to the charges.

It did not specify any plea from the other two — Muhammadsobir Z. Fayzov, a 19-year-old barber and the youngest of the men charged, and Shamsidin Fariduni, 25, a married factory worker with an 8-month-old baby — according to Mediazona, an independent news outlet.

The men looked severely battered and injured as they appeared in court, and videos of them being tortured and beaten while under interrogation circulated widely on Russian social media.

There were signs that Russia would try to pin blame on Ukraine, despite the claim of responsibility by the Islamic State. The F.S.B. said in a statement that the attack had been carefully planned and that the terrorists had tried to flee toward Ukraine.

How are Russians responding?

President Vladimir V. Putin, who claimed victory in a presidential election last weekend, did not publicly address the tragedy until Saturday afternoon. In a five-minute address to the nation, he appeared to be laying the groundwork to blame Ukraine for the attack, claiming that “the Ukrainian side” had “prepared a window” for the attackers to cross the border from Russia into Ukraine.

But he did not definitively assign blame, saying that those responsible would be punished, “whoever they may be, whoever may have sent them.”

The attack has punctured the sense of relative safety for Muscovites over the past decade, bringing back memories of attacks that shadowed life in the Russian capital in the 2000s.

Russia observed a national day of mourning on Sunday as questions lingered about the identities and motives of the perpetrators. Flags were lowered to half-staff at buildings across the country.

Neil MacFarquhar contributed reporting.

2018 Primetime Emmy & James Beard Award Winner

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Travel Card 101 Questions And Answers Complete Solution Pack

• Match the policies to their description. Use the drop-downs to choose the correct answers. When you are done, click Submit.

(1) Requires each Executive department and agency to evaluate the credit worthiness of an individual.

(2) Mandates the use of a Government sponsored travel card for costs associated with official Government travel.

(3) Requires split disbursement to the travel card vendor.

(4) States that the applicant understand the provisions of the travel card program and proper use of the travel card.

(5) Establishes command, supervisory, and personal responsibilities for use of the GTCC and the operation of the DoD travel card program. (1) Public Law 109-115

(2) Public Law 105-264

(3) Public Law 107-314

(4) Statement of Understanding

(5) Government Travel Charge Card Regulations

Betty, a cardholder, receives a call inquiring about her SSN. The caller introduces himself as an employee of the travel card vendor and tells her that he needs her SSN to verify the validity of the card. What should betty do? Betty should not provide the information because she is unsure about the legitimacy of the call.

Jackie, a restricted cardholder, performed TDY at a U.S. military installation. She used her card to purchase airline tickets and other travel-related expenses totaling $250. How much of her total credit limit remains? $3750

For the purpose of obtaining a card, does how often you travel on official business in a year determine if you are required to use the travel card? No

• Complete the statements by selecting the correct answer. After you are done, click Submit.

(1) The ATM withdrawal limit for a standard cardholder is:

(2) The cardholder, not the Government, is liable for payments for:

(3) The card that limits the cardholder to a minimal amount of credit and must be activated and deactivated for official travel periods is the: (1) $250

(2) IBA travel cards

(3) restricted card

click and drag to arrange the steps in the correct sequence. After you are done, click Submit. Step 3 – Applicant informs APC of travel card request.

Step 5 – Applicant completes online application and provides signed SoU and Travel Card 101 completion certificate to APC.

Step 1 – APC verifies, completes, and approves the application.

Step 2 – Applicant receives travel card.

Step 4 – Cardholder reads the cardholder agreement, signs it, verifies receipt of the travel card, and updates their DTS profile with the new travel card information.

Tom, a cardholder, was recently transferred from Edwards Air Force Base, California to Offutt Air Force Base, Nebraska. Who should he notify regarding his change of address for travel card matters? Travel card vendor and APC

Which of the following statements about Reduced Payment Plans is incorrect? RPPs can be established after an account is placed into Salary Offset

• Match the travel card policies to their descriptions.

(1) The travel card vendor receives direct payment for the amount of travel card expenses specified in the travel voucher.

(2) DoD, on behalf of the travel card vendor, automatically collects payment from the cardholder’s pay for any amount owed as a result of undisputed delinquencies.

(3) Individuals are deployed on long-term travel to locations that preclude them from filing interim vouchers (non-DTS).

(4) A written agreement between the cardholder and the travel card vendor in which the cardholder agrees to make a monthly payment to the vendor. (1) Split Disbursement

(2) Salary Offset

(3) Mission Critical Status

(4) Reduced Payment Plan

Which item is a benefit of using the travel card? Using it prevents travelers form having to use their own money for official travel expenses.

Which statement about an individually billed account (IBA) is true? Regardless of the status of the traveler’s reimbursement, they must pay their bill on time.

Which situation will most likely result in an individual being issued a restricted travel card? The traveler refuses to authorize a credit score check.

Patricia is preparing to go TDY. Which of the following is NOT an action she should take to prepare? Hold onto vouchers from earlier trips, so she can process them all together when she returns.

Vanessa is applying for an IBA. She completed the online application form and then completed the Program & Policies – Travel Card Program [Travel Card 101] training class and provided a copy of her completion certificate to her APC. What does Vanessa need to do next before she can receive a travel card? Sign a DoD Statement of Understanding and provide it to her APC.

Which is a reason for account suspension? Account delinquent after 61 days

Which of the statements about a lost or stolen travel card is true? The cardholder is responsible for authorized charges made before losing the card.

Mike used his travel card to purchase airfare, lodging, rental car, gasoline, meals, and parking, and used an ATM to obtain a cash withdrawal. Which expenses must Mike split disburse to the travel card vendor when he submits his voucher? All of the listed expenses, including the cash withdrawal.

Which is an action you should coordinate with the APC before you start a Permanent Change of Station (PCS) move? Ensure your IBA is placed into a PCS and Mission Critical Status

Which statement applies only to restricted cardholders? They must validate with their APC that their GTCC is activated and available for use during their travel period.

Why should you establish an online account with the travel charge card vendor? Because it provides easy access to statements, payments, and mobile alerts.

What should you do if there are incorrect transactions on your monthly statement? File a dispute with the GTCC vendor within 60 days of the statement date.

Which item is a benefit of using the travel card? Using it prevents travelers from having to use their own money for official travel expenses.

Which situation will most likely result in an individual being issued a restricted travel card? The traveler refuses to authorize a credit check.

Which is a reason for account suspension? Account delinquent after 61 days.

Which is an action you should coordinate with the APC before you start a Permanent Change of Station (PCS) move? Ensure your IBA is placed into a PCS and Mission Critical Status.

Which statement applies only to restricted cardholders? They must validate with their APC that the GTCC has been activated with the travel card vendor.

Which item is a benefit of using the travel card?

Answer: Using it prevents travelers from having to use their own money for official travel expenses.

Which statement about an individually billed account (IBA) is true?

Answer: Regardless of the status of the traveler’s reimbursement, they must pay their bill on time.

Which situation will most likely result in an individual being issued a restricted travel card?

Answer: The traveler refuses to authorize a credit check.

Patricia is preparing to go TDY. Which of the following is NOT an action she should take to prepare?

Answer: Hold onto vouchers from earlier trips, so she can process them all together when she returns

• Vanessa is applying for an IBA. She completed the online application form and then completed the Program & Policies – Travel Card Program [Travel Card 101] training class and provided a copy of her completion certificate to her APC. What does Vanessa need to do next before she can receive a travel card?

Answer: Sign a DoD Statement of Understanding and provide it to her APC.

Which is a reason for account suspension?

Answer: Account delinquent after 61 days.

• Which of the statements about a lost or stolen travel card is true?

Answer: The cardholder is responsible for authorized charges made before losing the card.

• Mike used his travel card to purchase airfare, lodging, rental car, gasoline, meals, and parking, and used an ATM to obtain a cash withdrawal. Which expenses must Mike split disburse to the travel card vendor when he submits his voucher?

Answer: All of the listed expenses, including the cash withdrawal.

Which is an action you should coordinate with the APC before you start a Permanent Change of Station (PCS) move?

Answer: Ensure your IBA is placed into a PCS and Mission Critical Status.

Which statement applies only to restricted cardholders?

Answer: They can upgrade their GTCC by simply requesting their APC to upgrade their account, agree to a new credit score check and have a credit score above 659.

• Why should you establish an online account with the travel charge card vendor?

Answer: Because it provides easy access to statements, payments, and mobile alerts

What should you do if there are incorrect transactions on your monthly statement?

Answer: File a dispute with the GTCC vendor within 60 days of the statement date.

(5) Establishes command, supervisory, and personal responsibilities for use of the GTCC and the operation of the DoD travel card program.

Answer: (1) Public Law 109-115

• Betty, a cardholder, receives a call inquiring about her SSN. The caller introduces himself as an employee of the travel card vendor and tells her that he needs her SSN to verify the validity of the card. What should betty do?

Answer: Betty should not provide the information because she is unsure about the legitimacy of the call.

• Jackie, a restricted cardholder, performed TDY at a U.S. military installation. She used her card to purchase airline tickets and other travel-related expenses totaling $250. How much of her total credit limit remains?

Answer: $3750

• For the purpose of obtaining a card, does how often you travel on official business in a year determine if you are required to use the travel card?

(3) The card that limits the cardholder to a minimal amount of credit and must be activated and deactivated for official travel periods is the:

Answer:(1) $250

• click and drag to arrange the steps in the correct sequence. After you are done, click Submit.

Answer:Step 3 – Applicant informs APC of travel card request.

Step 5 – Applicant completes online application and provides signed SoU and Travel Card 101 completion certificate to APC.

Step 1 – APC verifies, completes, and approves the application.

Step 2 – Applicant receives travel card.

Step 4 – Cardholder reads the cardholder agreement, signs it, verifies receipt of the travel card, and updates their DTS profile with the new travel card information.

• Tom, a cardholder, was recently transferred from Edwards Air Force Base, California to Offutt Air Force Base, Nebraska. Who should he notify regarding his change of address for travel card matters?

Answer: Travel card vendor and APC

Which of the following statements about Reduced Payment Plans is incorrect?

Answer: RPPs can be established after an account is placed into Salary Offset

(2) DoD, on behalf of the travel card vendor, automatically collects payment from the cardholder’s pay for any amount owed as a result of undisputed delinquencies.

(4) A written agreement between the cardholder and the travel card vendor in which the cardholder agrees to make a monthly payment to the vendor.

Answer:(1) Split Disbursement

Answer: Using it prevents travelers form having to use their own money for official travel expenses

Answer: The traveler refuses to authorize a credit score check.

Answer: Hold onto vouchers from earlier trips, so she can process them all together when she returns.

Answer: Account delinquent after 61 days

Answer: Ensure your IBA is placed into a PCS and Mission Critical Status

Answer: Because it provides easy access to statements, payments, and mobile alerts.

• Requires each Executive department agency to evaluate the credit worthiness of an individual.

Answer: Public Law 109-115

• Mandates the use of a Government travel card for costs associated with official Government travel.

Answer: Public Law 105-264

Requires split disbursement to the travel card vendor.

Answer:Public Law 107-314

States that the applicant understands the provisions of the travel card program and proper use of the travel card.

Answer: Statement of Understanding

Establishes command, supervisory, and personal responsibility for use of the GTCC and the operation of the DoD travel card program.

Answer: Government Travel Charge Card Regulations

Betty, a cardholder, receives a call inquiring about her SSN. The caller introduces himself as an employee of the travel card vendor and tells her that he needs her SSN to verify the validity of the card. What should Betty do?

Answer:Betty should not provide the information because she is unsure of the legitimacy of the call.

Jackie, a restricted cardholder, performed TDY at a U.S. military installation. She used her card to purchase airline tickets and other travel-related expenses totaling $250. How much of her total credit limit remain?

Answer:$3750

For the purpose of obtaining a card, does how often you travel on official business in a year determine if you are a frequent or infrequent traveler?

Last year, Sam traveled three times for official business purposes. Sam is:

Answer: a frequent traveler

The ATM monthly withdrawal limit for a standard cardholder is:

Answer:$665

A cardholder, not the Government is liable for payments for:

Answer:IBA travel cards

The card that limits the cardholder to a minimal amount of credit and must be activated and deactivated for official travel periods is the:

Answer:restricted card

Tom, a cardholder, was recently transferred from Edwards Air Force Base, California to Offutt Air Force Base, Nebraska. Who should he notify regarding his change of address and travel card matters?

Answer:Travel card vendor and APC

Answer:RPPs can be established after and account is placed into Salary Offset

The travel card vendor receives direct payment for the amount of travel card expenses specified in the travel voucher

Answer:Split Disbursement

DoD, on behalf of the travel card vendor, automatically collects payment from the cardholder’s pay for any amount owed as a result of undisputed delinquencies.

Answer:Salary Offset

Individuals are deployed on long-term travel to locations that preclude them from filing interim vouchers (non-DTS)

Answer:Mission Critical Status

A written agreement between the cardholder and the travel card vendor in which the cardholder agrees to make monthly payment to the vendor.

Answer:Reduced Payment Plan

Answer:Using it prevents travelers from having to use their own money for official travel expenses.

Answer:Regardless of the status of the traveler’s reimbursement, they must pay their bill on time.

Answer:The traveler refuses to authorize a credit check.

Answer:Hold onto vouchers from earlier trips, so she can process them all together when she returns.

Vanessa is applying for an IBA. She completed the online application form and then completed the Programs & Policies – Travel Card Program [Travel Card 101] training class and provided a copy of her completion certificate to her APC. What does Vanessa need to do next before she can receive a travel card?

Answer:Sign a DoD Statement of Understanding and provide it to her APC.

Answer:Account delinquent after 61 days.

Which of the following statements about a lost or stolen travel card is true?

Answer:The card holder is responsible for authorized charges before losing the card.

Mike used his travel card to purchase airfare, lodging, rental card, gasoline, meals and parking and used an ATM to obtain cash withdrawal. Which expenses must Mike split disburse to the travel card vendor when he submits his voucher?

Answer: All the listed expenses, including the cash withdrawal.

Answer:Ensure your IBA is placed into a PCS Mission Critical Status.

Answer:They can upgrade their GTCC by simply requesting their APC to upgrade their account, agree to a new credit score check and have a credit score above 659.

Why should you establish an online account with the travel card vendor?

Answer:Because it provides easy access to statements, payments, and mobile alerts.

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