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tourist card

Definition of tourist card

Examples of tourist card in a sentence.

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'tourist card.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

1948, in the meaning defined above

Dictionary Entries Near tourist card

tourist car

tourist class

Cite this Entry

“Tourist card.” Merriam-Webster.com Dictionary , Merriam-Webster, https://www.merriam-webster.com/dictionary/tourist%20card. Accessed 19 Apr. 2024.

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Mexican Tourist Cards and How to Get One

Ben Pipe / Getty Images

Who Needs a Mexico Tourist Card?

How to get a tourist card in person, how to apply online, length of validity, what to do if you lose your card, how to extend your tourist card.

• Frequently Asked Questions

Mexico tourist cards ( Forma Migratoria Multiple,  also known as FMT) are a government form declaring that the stated purpose of a visit to Mexico is tourism. Although more than one kind of Mexico visa exists, a Mexico tourist card essentially says the holder has the intention of vacationing in Mexico for no more than 180 days. The form requires minimal information including name, nationality, date of birth, the purpose for visiting, flight details, and the address of the place you'll be staying in Mexico. and address of stay in Mexico.

Travelers can think of it as a visa on arrival, as it functions in the same way, even though it's not technically a visa. Foreign nationals who will be working in Mexico are required to obtain a work visa from the National Immigration Institute (INM).

Be sure to hold on to your tourist card and keep it in a safe place, as you will need to hand it in when you are departing the country.

In the past, travelers who were remaining within the United States border zone for up to 72 hours did not need a tourist card. However, now the tourist card is required for most non-Mexican visitors to the country, including infants, who will remain for fewer than 180 days. 

Exceptions are granted, however, to travelers staying in Mexico for fewer than 24 hours. As of August 2022, Cancun International Airport has done away with tourist cards and customs forms for most foreign visitors, including U.S. passport holders. The 180-day rule still applies, however; travelers will instead receive a stamp upon arrival, ensuring that they stay no longer than what's allowed.

If flying into Mexico, passengers will be given a tourist card and instructions for filling it out onboard their plane—the cost of a tourist card (about $25) is included in the fare, so travelers won't need to pay upon arrival. The card is stamped at customs/immigration in the Mexico airport, showing the visitor is in the country legally. Should your flight attendant not hand you a tourist card, you can pick one up at an immigration desk at a Mexico airport.

If you're  driving ,  taking the bus , or walking into Mexico, the tourist card is given at the border inspection station/immigration office after showing your ID or passport  proving your U.S. citizenship. Visitors need to go to a bank and pay the card fee, and it will be stamped to show the payment was made. The next step is returning to a border immigration office to have the card stamped again—proof the holder is visiting the country legally.

Tourists can also get a tourist card at a  Mexico consular office  or  Mexico government tourism office  in a U.S. city before heading to Mexico.

To ensure a smooth customs process, you may find it easier to complete your immigration online via the Mexico Tourist Card website . You can apply for one within 30 days of your trip; unlike tourist cards that you can get in person, these are free.

Once you've filled out the application, you will receive your card—which consists of an entry form and exit form—via e-mail. You will need to print both; upon arrival in Mexico, you will present them to an immigration official, who will stamp your exit form and write in the number of days that you are allowed to stay in the country. The official will keep the entry form, but you will need to hold onto the exit form for the duration of your trip.

The tourist card is valid for a maximum of 180 days or six months; however, the time actually given is at the discretion of the immigration official. Often, only 30, 60, or 90 days are granted. If you wish to stay in Mexico for longer than the time allotted on your tourist card, you will either need to leave and re-enter the country, extend your card, or apply for a tourist or work visa.

If you lose your Mexico tourist card, or it gets stolen, you will have to pay to replace it, which should be done as soon as possible. Go to the  nearest immigration office  in the country, or try the immigration office at the nearest airport, to pay a fine (reports vary from $40-$80) and receive a new card. It shouldn't take more than a few hours in total. Bring all relevant documentation, including travel tickets, receipts, and your passport should the officials request proof of length of stay.

Technically, it is possible to be deported from a country without a passport stamp or the proper visa and documents, but reports are rare that this step is taken for travelers who have misplaced their tourist cards. The majority typically pay a fine and are reissued a new card without issue.

If wish to travel around Mexico for a bit longer, and the immigration official cleared you for a stay of fewer than 180 days, you can apply for an extension at the National Institute of Immigration Office ; be sure to bring your passport and proof of income to your appointment. For those planning to stay longer than 180 days, you will need to apply for a tourist visa.

If you are a foreign citizen and are traveling to Mexico for pleasure or short-term business, you will need a tourist card. Exceptions are made to those arriving in Mexico by way of Cancun International Airport.

You can get a Mexican tourist card online, at a Mexico airport (or at a Mexico port of call if arriving by sea), or at your home country's Mexico embassy.

It depends on where you get yours. If you're flying, your airline may provide you with a tourist card, which is included in the cost of your ticket. You can also get a card for free online. If you're applying at an immigration office, however, it will cost you about $25.

U.S. Department of State. "Mexico International Travel Information." Accessed January 12, 2023.

iVisa. "How to Obtain a Mexico Tourist Card Online Quick and Easy." November 24, 2022.

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Guide to Mexico’s Tourist Card and Visas for Travelers

By: Author Laura Bronner

Posted on Last updated: December 9, 2021

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Are you planning to visit Mexico? If so, you may know that it’s a vast country with an incredible amount to see and do. This includes visiting Teotihuacan’s 1,800-year old Aztec Pyramid of the Sun , exploring the bustling, metropolitan capital Mexico City , and enjoying sunbathing and siestas on the beaches and resorts of the Mayan Riviera, south of Cancun .

You’ll also want to taste the local cuisine, such as quesadillas (a sort of hot, filled sandwich), empanadas ( hot pastries with a variety of fillings), as well as spruce up your Spanish. Say it with me – “¡Estoy pasándolo muy bien aquí!” (“I’m having a great time here!”)

Of course, before you can begin your Mexican adventure, first you need to get your travel documentation in order to be allowed to enter the country. The Mexico visa policy differs depending on your nationality:

• If you’re from one of 67 countries or territories including the US, UK, EU, Australia, Canada, Japan or New Zealand, you just need what’s known as a Tourist Card (which is officially called the Forma Migratoria Multiple or ‘FMM’).
• If you’re from Russia, Ukraine or Turkey, you require an Electronic Visa or e-Visa (officially called the Sistema de Autorización Electrónica or ‘SAE’) as well as the Tourist Card.
• If you’re from any other country, including China, India, Indonesia or Brazil, you need both an FMM and to obtain a traditional paper visa from your nearest Mexican embassy or consulate.

In this post, we’ll look at each of these documents in turn, courtesy of online visa service Byevisa.com .

1. About Mexico’s Tourist Card ( Forma Migratoria Multiple )

All international tourists entering Mexico must acquire a Tourist Card prior to entry. To apply, you need a passport that’s valid for at least 6 months from your intended exit date from Mexico.

If you’re flying into the country, the Mexican government charges no fee for the FMM and you typically apply at the airport once your plane has landed. Alternatively, if you’re entering Mexico by land, either at the border with the USA or Canada, then there’s a cost of 29 USD. 

On the application form, you fill in information including:

• Your full name
• Your gender
• Your date of birth
• Your country of birth
• Your country of residence
• Your home address
• Your country of citizenship
• Your passport’s country of issue
• Your passport number
• Your passport’s issue and expiry dates
• Your purpose of travel
• Whether you’re arriving by land or air
• Your point of entry in Mexico
• Your airline’s name (if applicable)
• Your flight number (if applicable)
• Your intended entry and exit dates
• Your accommodation address in Mexico
• Your email address
• Your telephone contact number

To save yourself the time and effort of filling in the forms by hand and potentially queuing up at the border checkpoint, you can apply online in advance using a third-party service.

Once you obtain this document, you have 30 days to enter Mexico, after which you can visit for up to 180 days. The Tourist Card is a Single Entry travel pass – this means that if you enter Mexico, exit, and then want to enter again, you’ll need to apply for a new FMM. 

¡Y ya está! (And that’s it!) With your approved FMM, you’re free to enter and enjoy your trip.

2. About Mexico’s e-Visa ( Sistema de Autorización Electrónica)

As we state above, if you’re from Russia, Ukraine or Turkey, you require both a Tourist Card and an e-Visa or SAE to enter Mexico. 

This is a fully online system to obtain your travel permit using any internet-connected device. The Mexican government has set this up to allow citizens of these countries to acquire your visa without having to visit your nearest Mexican embassy or consulate, which is handy!

Please note that, if you’re a citizen of any of these three countries and you already have a valid visa from the UK, USA, Canada, Japan or Europe’s Schengen Zone, you don’t need a SAE to enter Mexico. You just need the Tourist Card and proof of your aforementioned visa.

Here are the requirements and conditions for the Mexican eVisa:

• You require a valid passport to apply.
• You’re permitted to visit for non-renumerated activities (so you can’t work for pay).
• The SAE is only valid if you’re arriving by air. If you’re arriving by land or sea, you’ll need a traditional paper visa.
• You must confirm that the airline you’re flying into Mexico with participates in the e-Visa system (consult with your airline about this).

The Mexican government charges no fee for the SAE. On the application form, you fill in similar details to obtain the Tourist Card (see above).

Once your application is approved, you must print your SAE to show to Mexico’s border officials when you arrive. 

The eVisa is valid for 30 days from the date of issue to enter Mexico and, once you’ve crossed the border, you can stay for 180 days from your date of entry. It’s a Single Entry document, so you can enter and exit only once. ¡Buen Viaje! (Have a good trip!)

3. About Mexico’s Traditional Paper Visa

If you’re a citizen of any other country, such as India, China, or Brazil, then you require both a Tourist Card and a traditional visa to enter Mexico. To obtain this, you must visit your nearest Mexican embassy or consulate in your country.

You’ll need the following documents:

• A filled-in visa application form for yourself and your travel companions.
• A passport with at least six months’ validity remaining and three blank pages for stamping.
• Two recent color passport-sized photographs.
• A recent bank statement to prove your ability to financially support yourself in Mexico.
• Your return or onward travel tickets out of Mexico.
• Proof of your hotel reservation and other attraction bookings.
• If you’re visiting friends or family, a sponsorship invitation letter.

The visa costs around 36 USD, although you should confirm this at the embassy. You need to apply in person because, as part of the application process, your biometric details will be taken and you’ll also be interviewed.

Similarly to the travel documents described above, your Mexican visa is valid for a Single Entry only for 180 days from the date you cross the border. Once you submit your application, if everything is in order, you can receive your valid visa in just two working days.

By now, we’ve given you a clear overview of how to acquire your Mexican travel permit, whether that’s just the Tourist Card, or also the SAE or paper visa. 

So this gives you extra time to decide what you want to do more – visit the world-famous Tulum Archeological Site , enjoy the spectacular Día de Los Muertos (Day of the Dead) festivities in early November, or go snorkeling in Akumal . ¡Hasta siempre, amigos!

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What is a Mexican Tourist Card and where to get it?

by admin · Published April 12, 2021 · Updated March 24, 2024

The Tourist Card, also called FMM (“Forma Migratoria Múltiple”), is a crucial document, a tourist permit required by all foreign travelers coming to Mexico as tourists who do not intend to engage in any paid work.

Tourist cards may be valid for up to 180 days and allow the holder to remain in Mexico as a tourist for the allotted time. Keep the card in a safe place, as you will need to hand it in when you are departing the country.

Foreign visitors who plan to work in Mexico are required to obtain a work visa from the National Immigration Institute (INM).

US Border Zone: The so-called border zone covered an area approximately 20 km from the US border in Mexico, and also included most of Baja California and the Sonora “free zone”.

Get your Mexico Tourist Card online

You can fill in the form and you’ll receive the card via email. Print off the card and remember that the Tourist Card must be stamped by an immigration official when you enter Mexico, otherwise, it is not valid.

Mexico Tourist Card is a travel document granted by the Mexican Government to foreign travelers who want to travel and stay in Mexico for tourism purposes.

You can apply for a tourist card online on the website of Mexico’s National Immigration Institute: https://www.inm.gob.mx/fmme/publico/en/solicitud.html

You can get two types of Mexico Tourist Cards from Natvisa:

• Tourist Card – Air is delivered through email and is valid for 6 months.
• Tourist Card – Land will be also delivered via email and valid for 6 months.

Print this card, save it, and when you arrive in Mexico, present it to the immigration officer at the airport, who will stamp it and write down the number of days you are allowed to stay in the country as a tourist.

The maximum is 180 days or six months, but the time given is at the discretion of the immigration official (often only 30 to 60 days are granted initially), for longer stays, the tourist card would need to be extended.

Leaving Mexico: Upon leaving the country you must surrender your tourist card to immigration officials. If you do not have your tourist card, or if your tourist card is expired, you may be fined when leaving Mexico.

If you lose your Tourist Card: If your tourist card is lost or stolen, you will need to pay a fee to get a replacement tourist card at an immigration office, or you may be fined when you’re leaving the country.

If you want to stay longer you will have to leave and re-enter the country or apply for a different type of visa.

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The FMM for Mexico Explained: How to Get a Tourist Card

By: Author Zachary Friedman

Posted on Last updated: January 19, 2024

Categories Mexico , Visas and Borders

Home » Mexico » The FMM for Mexico Explained: How to Get a Tourist Card

Mexico offers visa-free entry to those who hold passports from countries on its no visa required list. Instead of a Mexican visa, visitors must obtain an FMM tourist permit (Forma Migratoria Múltiple). This document allows you to stay in Mexico for the purpose of tourism or business for up to 180 days. The FMM currently costs 685 pesos or $38. If you’re staying for less than 7 days, it’s free. To get an FMM, you need a valid passport or passport card. This guide explains everything you need to know about the FMM for Mexico. I’ll explain what the FMM tourist card is, how to apply, the travel documents you’ll need, where it is issued, costs, eligibility, validity, and more.

I’ve also made this YouTube video that outlines the main points of the article.

Quick Info About the FMM Tourist Card

• Cost- $687 pesos (about $38). Free for stays of 7 days or less
• Validity- Up to 180 days. The number of days you’re granted will be written on the form.
• Issued on arrival at the point of entry or online . The Mexico FMM is available at land borders, international airports, and most seaports.
• Eligibility- Citizens of the U.S., Canada, the U.K., Australia, New Zealand, European Schengen Area Countries, Japan, South Korea, and more. If your country is on this list , you’re eligible.
• How to apply- Fill out the form with basic travel info. You will receive the form at the port of entry.
• Required documents- A valid passport or passport card
• Issued by INM (Instituto Nacional de Migración), a Mexican government agency

Important note

The Mexican government is currently phasing out the paper version of the FMM permit. It is being replaced with a passport stamp. Currently, some ports of entry still use the paper form. Some have transitioned to the stamp. The rules are all still the same. The eligibility, validity, and cost haven’t changed. If you’re given a paper form on arrival, fill it out as normal. If you don’t receive a paper form, the Mexican authorities will stamp your passport instead. I’ll update this article as additional information about this change comes out.

Table of Contents

• What is the FMM Visitor’s Permit?
• Eligibility and Who Needs an FMM
• Required Documents
• FMM Validity
• How to Get an FMM

What is an FMM Tourist Permit?

The FMM Tourist Permit (Forma Migratoria Múltiple) is a travel document that allows those who are eligible to enter Mexico without a visa.

The FMM Visitor’s Permit allows you to stay in Mexico for up to 180 days. During that time, you can participate in tourism activities, do business, transit through the country, study, volunteer, or live anywhere in Mexico.

You are not allowed to be employed, work, or earn money in Mexico while visiting on an FMM permit. If you plan to work and earn money in Mexico, you will need to apply for a temporary resident visa and work permit.

The FMM is issued by the INM (Instituto Nacional de Migración), a Mexican government agency. You can obtain an FMM permit on arrival at the port of entry. All you need is a valid passport. Mexico also offers online FMM applications as well. You simply fill out the application form, print it out, and bring it with you to get stamped by immigration authorities when you arrive.

The FMM is also referred to as the Mexico tourist card. It is also sometimes called a Mexico tourist visa, even though it is not technically a visa.

Who is Eligible for an FMM Tourist Permit and Who Needs a Visa?

FMM tourist permits are available for visitors from countries on this list. If the country that issued your passport is on that list, you don’t require a visa to visit Mexico. The list includes the United States, Canada, the United Kingdom, Schengen area countries, Australia, New Zealand, Japan, most Latin American and Caribbean countries as well as many others. If your country is on the list, you only need an FMM permit to visit Mexico. You do not need a Mexican tourist visa.

In addition, to be eligible for an FMM you must be visiting Mexico only for purposes of tourism, business, volunteering, or studying. Your trip must last 180 days or less. If you plan to visit for another purpose or for a longer duration, you’ll need to apply for a Mexico visa in advance.

Regardless of your citizenship or residency, you are also eligible for an FMM tourist permit if you hold a valid permanent residency visa or a multi-entry visitor visa for the United States, Canada, United Kingdom, Japan, or a European Schengen Area country.

You are not eligible for an FMM if you are a citizen of one of these countries. If the country that issued your passport is on this list and you do not have a valid visa to one of the above-listed countries, you need to arrange a visa in advance to enter Mexico.

You can apply for a visa at your nearest Mexican consulate or embassy. For more info on the application process, check out this Mexican government website.

If you plan to travel to Mexico for longer than 180 days or if you plan to work, study, invest, or get married in Mexico, you need to arrange a visa in advance, regardless of your citizenship. The most common type of visa for these types of trips is a temporary residency permit. There are several classes of temporary residency permits available for different types of trips. For example, some allow you to work and earn money while others don’t. For more info, check out my guide here.

If you already hold a temporary or permanent residency visa for Mexico, you do not need an FMM permit. You can present your residency visa at the port of entry instead.

Who Needs an FMM Tourist Permit?

Everyone entering Mexico for the purposes of tourism, business, studying, or volunteering needs an FMM tourist permit. Only temporary resident visa holders, permanent residency visa holders, and Mexican citizens can enter Mexico without an FMM permit.

Children under 2 years of age do not need to pay for an FMM. They will need a valid passport.

Before October 2015, there was an unofficial ‘free zone’ near the Mexican border where an FMM was not required if you were staying for 72 hours or less. This was never part of Mexico’s official immigration law but it was widely accepted.

Now, all foreign nationals entering Mexico needs an FMM unless they have a valid Mexican residency visa. Even if you’re only crossing the border to spend the day in Tijuana and staying near the border, you still need to stop and get an FMM.

Ideally, you should carry your passport and FMM permit with you when you’re out and about so you can present them if you’re stopped by the police or at a security checkpoint. Checkpoints are set throughout the country where you must present your FMM and passport to prove that you’re in the country legally.

While walking around cities I don’t like to carry my passport. I always worry about it getting lost or stolen. While in transit, I always keep my passport handy just in case.

What Documents Do I Need to Get an FMM Tourist Permit?

• A valid passport. If you’re crossing the border by land or sea, you can use a passport book or passport card. If you’re flying in, you need a passport book. It must be valid when you enter and must remain valid for as long as you plan to stay in Mexico. Your passport must also have at least one blank page for a stamp. For more info, check out my guide: Do I Need a Passport to go to Mexico?
• A completed FMM form. You get the form at the port of entry. If you’re flying to Mexico, a flight attendant may hand you the form during the flight. If you’re applying for your permit online, you fill the form out online. You’ll receive an acceptance email that you must print and bring with you to get stamped at the Mexican border.
• 594 Pesos (about $30) in cash. You pay this at the border upon entry or exit depending on where you enter. It’s best to bring pesos. Dollars may be accepted.

What Information is Required to fill out the FMM Form?

The FMM form requires basic travel information including:

• Date of birth
• Residency and nationality
• Passport number
• Purpose of your trip- tourism or business
• Entry date and date that you plan to leave Mexico
• How you’re entering- by air, sea, or land
• Your destination in Mexico
• The name and address of the place that you plan to stay in Mexico
• Your signature

If you enter by air, you may get a slightly different form that asks for the flight number and airline that you arrived on.

How Much Does the FMM Tourist Permit Cost

If you’re staying in Mexico for less than 7 days, the FMM tourist permit is free.

If you’re staying in Mexico between 7 and 180 days, there is a 594 peso (about $30) fee for the FMM tourist permit.

You pay this fee in cash at a Banjercito bank window at the border. At some borders, you pay the immigration official who checks your passport directly.

How to Pay for the FMM Tourist Permit

Most borders accept payment in pesos or US dollars. You’ll get a more favorable rate if you pay in pesos. Some borders only accept pesos. It’s best to carry pesos just in case.

If you arrange your FMM permit online, you can pay the fee with a credit card or debit card. They accept Visa and Mastercard.

Some smaller land border crossings don’t have the facilities to accept the FMM fee. In this case, you will pay when you exit Mexico. You can also pay the fee at immigration offices that are located in cities and towns throughout Mexico as well as in all international airports.

After you pay your FMM fee, the banker gives you a receipt. You bring the receipt to the immigration official. They stamp the receipt, tear the FMM form in half, and hand your half back. You must keep the receipt as proof that you paid. If you lose it, you will have to pay the fee again when you exit Mexico because there is no proof that you have paid.

When you arrive by air or cruise ship, the FMM fee is often included in the price of your ticket. Check with your airline or cruise line before you travel so you don’t pay twice. Usually, the FMM will be listed in the ‘fees and taxes’ section of your ticket.

If you find that you’ve already paid for an FMM, carry a copy of your ticket with you for proof. When the Mexican authorities try to charge you again when you exit, you can show them that you have already paid. If you can’t prove that you’ve paid, you’ll be charged again.

How Long Can You Stay with an FMM Visitor’s Permit?

The FMM Visitor’s Permit is valid for up to 180 days (about 6 months) from the date that you entered Mexico. The number of days you get is up to the immigration agent issuing you the permit.

Sometimes the Mexican immigration authorities will ask you how many days you plan to stay in Mexico and then grant you that many days on your FMM. For example, if you indicate that you plan to stay in Mexico for 2 weeks, you may only be granted 2 weeks on your FMM. This means you can only stay in Mexico for 2 weeks. I recommend you always request 180 days. That way, you can stay longer if your plans change.

Your passport cannot expire before you plan to exit Mexico. For example, your passport must have at least 180 days of validity if you want an FMM that is valid for 180 days. Mexico does not require that your passport have 6 months of validity to enter, like most other countries. If your passport has 1 month of validity but you want to travel to Mexico for 1 week, you can.

When you pass through immigration, the official who checks your passport and FMM form will write the number of days you can stay on the visitor’s permit. It’s up to you to calculate the correct exit date so you don’t accidentally overstay. For example, if you enter Mexico on January 1, and are granted 180 days, you must exit Mexico by June 30. It’s important to remember that 180 days isn’t exactly 6 months because some months are longer than others. You must leave before the permit’s expiration date or you will be fined.

There are several cases where Mexican officials may grant you fewer than 180 days. For example, when entering Mexico on a cruise ship you often only get 21 days. When transiting through Mexico, you may only get 30 days. If you indicate on the FMM application that you only plan to stay for 2 weeks, the immigration official might only grant you two weeks. If you want the full 180 days, you can always ask. Usually, you’ll get it.

Caution: Do not tamper with the FMM form. I have read stories of travelers changing the date on their FMM to give themselves more days. Don’t do this. Your FMM form has a serial number that is recorded when you enter Mexico. The number of days you are granted is stored. You could get in trouble if you’re caught tampering with your FMM.

How to Apply for an FMM Tourist Permit?

You get the FMM Visitor’s Permit at the port of entry. This could be a land border, airport, or seaport. The process varies slightly depending on where and how you enter Mexico. In this section, I’ll outline the process of obtaining an FMM at each type of port of entry. I’ll also outline how to get the FMM online.

Entering by Land: Driving or Walking into Mexico

When driving across the border, you will need to park your car and go into the immigration and customs office (INM and Aduana) to get your FMM tourist permit.

While driving across the border, look for a sign pointing you to the ‘something to declare’ area. There will be parking available here. The immigration office is generally nearby. If you don’t see this area, you can ask around for immigration (inmigración in Spanish.) Alternatively, you can just drive across the border into Mexico, find a place to park near the border, and walk to the immigration building.

If you’re walking into Mexico, you can proceed directly to the immigration desk. There is no exit procedure for the U.S. There will be signs pointing you toward immigration and a path to follow. If you’re unsure, just walk toward Mexico and follow the crowd.

Once you find the immigration desk, you will be handed an FMM form to fill out. The forms are available in the immigration building. Be sure to bring a pen with you.

At some borders, an immigration officer may fill the FMM form out for you. In this case, they will ask you a few questions about your trip and copy your personal information from your passport.

After filling out the FMM form, hand it to the immigration official along with your passport. They will look over the form and run your passport through their computer.

The immigration official may ask you a few additional questions about your trip such as, how long are you going to stay in Mexico? Where are you staying? Do you have accommodation booked? What is your final destination in Mexico? What is the purpose of your trip? Where are you going? etc.

At most land borders, you pay your FMM fee when you enter the country if you’re staying longer than 7 days. After an immigration officer inspects your completed FMM form and your passport, you will take the FMM form to a Banjercito bank window near the immigration desk and pay the fee. The cashier will hand you a receipt. Next, you take your receipt back to the immigration official along with your passport. They will stamp your receipt and FMM form and the receipt. After that, you can proceed to customs and into Mexico.

Some small land border crossings do not have payment facilities. If you enter through one of these borders, you will pay your FMM fee when you exit Mexico. You can also pay the fee at an immigration office in Mexico or at all international airports.

Be sure to keep your FMM receipt. When you exit Mexico, you’ll have to prove that you’ve already paid for the FMM permit. If you can’t prove it, you will be charged again.

If you’re driving to Mexico, you’ll need to buy temporary car insurance. I recommend Baja Bound Mexican Insurance . They offer reasonable prices and friendly service. Click the link to get a free quote in just a couple of minutes.

Arriving in Mexico by Air

On most flights, a flight attendant will hand out FMM forms to everyone who needs one. You should fill it out before you land so you’re ready to go through immigration when you arrive. If you don’t get an FMM form on the plane, you can get one at immigration when you land. They will be sitting around on a table or someone will be standing around handing them out.

Once you land, follow the signs to immigration. You’ll present your passport and completed FMM form to an immigration official and they will stamp you into Mexico.

Mexican airports do not collect FMM fees from inbound passengers. This is because pretty much every airline includes the FMM fee in the price of the ticket. If you’re flying into Mexico, chances are you’ve already paid for an FMM.

Make sure you keep a copy of your ticket with proof that you have paid the FMM fee. This will usually be outlined in the ‘taxes and fees’ section of your ticket. If you can’t prove you’ve already paid, you will be charged a second time when you exit Mexico.

Tip: Once you get your FMM, place it in your passport. If you’re traveling long-term and you’re afraid you’ll lose it, consider stapling it or taping it to a page in your passport. You can do the same with your receipt.

Entering Mexico by Sea

If you’re entering Mexico on a cruise ship or your own boat, you can get an FMM at the first port of call. You’ll simply fill out the FMM form at the port and pay the fee. The process is basically the same as arriving overland.

If you’re arriving on your own boat, you should double-check to make sure the port where you plan to enter Mexico offers FMMs. You won’t have to worry about this if you’re arriving on a cruise ship. Cruise ships only dock at major ports.

If you’re bringing your own boat to Mexico, you also need to get a temporary vehicle importation permit (TIP) for the boat. You need to arrange this before you enter Mexican waters. You can’t get this document in Mexico.

If you’re entering Mexican waters but don’t plan to go to land, you’ll need a nautical Sportfishing FMM visitor’s permit. This document is also required if you plan to go fishing in Mexican waters. The process is a bit different from obtaining a normal FMM. You can get your nautical FMM online. For more info, check out this guide from Discover Baja.

Applying for an FMM Online

Mexico offers the option to apply for an FMM tourist permit online. This involves filling out a simple online application form and paying the fee with your Visa or Mastercard credit or debit card. Upon acceptance, you’ll receive an email with your FMM form. You’ll need to print this out and get it stamped at the border when you pass through immigration. You must enter Mexico within 30 days of getting your permit online.

For most travelers, it’s still better to get the FMM on arrival at the border. The reason is that you still need to stop at the border to get your immigration documents stamped, even if you applied online. You can’t just drive through. There is really no benefit to arranging your FMM permit in advance. You might save a couple of minutes waiting in line at the bank window.

The only time applying for an FMM online makes sense is if you’re also applying for a Temporary Vehicle Importation Permit (TIP) online. In this case, you’ll need to get your FMM online before applying for the TIP. For more info, check out my guide to the Temporary Vehicle Importation Permit.

You can apply for an FMM online here.

When you apply for your FMM online, you receive an email with your approved FMM document within a few minutes. You’ll need to print this document out and bring it with you to immigration to get it stamped and validated.

When applying online, you must use your FMM within 30 days. Otherwise, it expires.

Frequently Asked Questions About the FMM

Can i make multiple entries on an fmm tourist permit.

No. The FMM is a single entry permit. When you fly out of Mexico, you must surrender your FMM at immigration before boarding the plane. At this point, it is invalidated. You’ll have to buy a new one when you return to Mexico. When you re-enter, you’ll fill out a new FMM form and pay for another permit.

When you exit Mexico at the southern border to Guatemala or Belize or any northern border outside of Baja California, you will also have to surrender your FMM when you pass through immigration. At this time, it will be invalidated and you will have to get a new one when you return.

There is one exception where you can use your FMM for multiple entries. You can enter and exit the state of Baja California Norte overland as many times as you like until your FMM permit expires. This is great for people who want to take short trips over the border. The FMM used to be a single-entry permit. In 2015, the INM changed the rules to allow this one exception.

Can I Stay in Mexico for More than 180 Days with an FMM

No. If you plan to stay in Mexico for longer than 180 days, you should apply for a Temporary Resident Visa or Permanent Resident Visa. You must apply for these visas at a Mexican consulate or embassy before your trip. You can’t obtain them in Mexico.

Alternatively, you could leave Mexico before your FMM expires then return and buy a new one for another 180 days. This is often called a border run. To do this, you can travel overland to the US, Guatemala, or Belize and then cross back into Mexico. You could also fly to your home country or a third country, then return to Mexico.

How Long do I Have to Leave Mexico Before Returning for a New FMM?

There is no rule stating how long you must remain outside of Mexico before returning and paying for a new FMM permit. In most cases, you can exit and then re-enter immediately after if you want. It really depends on the immigration official. Most don’t care and allow you to cross right back over.

Some expats have lived in Mexico on an FMM tourist permit for years. They simply make visa runs to the border to get a new permit every 6 months.

With computerized entry and exit and facial recognition technology, it is possible for Mexico to track how much time you spend in the country on an FMM permit. If you exit and re-enter too many times, they could deny you entry at some point if an immigration official decides that you’re spending too much time in Mexico on an FMM.

Recently, Mexico has begun cracking down on people living in the country on FMM permits. They are issuing permits with fewer than 180 days. Some visitors are only getting 10-30 days upon entry. To get 180 days, you may have to provide some supporting documents such as proof that you’ve paid for long-term accommodation.

If you plan to stay in Mexico longer than 180 days or retire or live in Mexico, it’s best to apply for a Temporary Resident Visa. This gives you peace of mind knowing that you are staying in the country legally. You don’t have to worry about being denied entry.

Keep in mind that there is a financial requirement to get a Temporary Resident Visa. You’ll need to prove that you have enough income or assets to support yourself while in Mexico. Currently, you need to show that you have an income of about $2400-$2700 per month or around $45,000 in a savings or investment account.

What Happens if You Overstay an FMM Visitor Permit?

You need to leave Mexico before your FMM visitor’s permit expires (usually 180 days). If you don’t, you will be fined for overstaying. The fine depends on how long you overstayed. Mexico charges on a per-day basis. The maximum fine is around $350 (7000 pesos). As far as I know, the fine is the only punishment. Mexico won’t bar you from re-entering if you overstay.

You can pay the fine at an immigration office or at an international airport. If you’re flying out of Mexico, you should take care of this fine a couple of days before your flight so you don’t risk missing it. Otherwise, you’ll want to show up for your flight a few hours early. The process could take some time.

If you overstayed your FMM by a couple of days, it’s usually not a big deal. You’ll simply pay a small fine and leave. If you overstayed by months, you’ll probably have to answer some questions.

What if you Lose Your FMM Permit?

If you lose your FMM Visitors permit while in Mexico, you need to visit a local immigration office and apply for a replacement before you can leave the country. The process involves filling out some forms and paying a replacement fee.

I don’t know exactly how much the current fee is. I have read reports ranging from $30 and $60 (around 500-1200 pesos). You can find immigration offices in many towns and cities across Mexico as well as in international airports.

If you go to the border without your FMM card, chances are you will be allowed to exit without it but you will have to pay a fee (or bribe.) I have heard that the charge is around $100 (2000 pesos).

If you go to the airport to catch a flight without your FMM, you’ll be sent to the immigration office in the airport to get a replacement. Be sure to leave yourself extra time if you have to do this so you don’t miss your flight.

If you’re planning to exit Mexico overland from the state of Baja California Norte, you’re in luck. You don’t need to bother getting a replacement because Mexico does not check passports when you exit and cross into the United States. You proceed straight to U.S. immigration. When you go to U.S. immigration, they do not look at the FMM.

What if You Kept Your Visitor’s Permit When You Left Mexico?

At some border crossings, there is nowhere to turn in your old FMM permit when you exit. For example, when crossing from Baja California to the U.S., there is no passport control when you exit Mexico. You just drive or walk straight to U.S. immigration. This means you keep your FMM document.

Legally, this is fine. As of 2015, you do not need to turn in your FMM when exiting Baja California overland according to the INM. You can re-use it for multiple entries until it expires then discard it. There is still a note on the back of the FMM that says that you must return the document.

The problem with this situation is that you won’t get an exit stamp to prove that you left Mexico. When you go to re-enter on your next trip, the immigration official checking your passport could question you as to why you don’t have an exit stamp. They could assume you overstayed on your previous visit. I have heard of people being fined in this situation but I have not been able to confirm whether or not this is actually true.

Unfortunately, there really is no solution to this problem. There is no official procedure as to how to go about returning your FMM if you exit Mexico overland at a border where you don’t pass through immigration to exit.

If you’re questioned, you’ll have to explain that you exited at the northern border where FMM forms are not collected and passports are not stamped upon exit. When you enter Baja, nobody will question you. When you fly to Mexico or enter at another part of the country, you could be questioned.

If you kept your FMM when exiting Mexico and have no plans to return before it expires, you can throw it away. If you plan to return to Mexico and enter through one of the Baja California crossings, you can use it again when you re-enter.

For those who are really worried about keeping their FMM and not getting stamped out, you can contact your nearest Mexican consulate, embassy, or INM office to ask them what to do. They may tell you to mail it somewhere. The process is unclear.

What if I Entered Mexico Without Getting an FMM?

It is possible to enter Mexico without going through immigration and getting an FMM. At the U.S. Mexico border, you can drive right across without stopping. Nobody will flag you down unless you look suspicious. You may feel tempted to drive through to avoid paying the FMM fee. There are a number of reasons why you shouldn’t do this.

If you’re caught in Mexico without a valid FMM, most likely you will be temporarily detained and then told to go back to the border to get one. If you made it hundreds of miles from the border, this would be a major hassle. The officer that catches you could also try to solicit a bribe or issue you a fine. If you’re trying to exit Mexico without an FMM, you may have to pay the immigration official a fee/bribe of around $100.

If you are driving your car in Mexico without an FMM, your insurance probably isn’t valid because you technically entered the country illegally. Check your policy. If you’re pulled over, the police could impound your car if they wanted to. It is also important to note that there are regular checkpoints throughout Mexico. At these checkpoints, the officers will ask to see your passport and FMM to make sure you’re in the country legally.

You also will not be able to board a flight in Mexico because an FMM is required. Even for domestic flights. If you were involved in a serious accident or experienced a medical emergency and you need to be evacuated by air to another city, you may experience a delay if you don’t have an FMM.

Of course, it is also the law. You need an FMM to legally be in Mexico as a tourist. It’s always best not to break the law in a foreign country. For these reasons, you should always take the time to get an FMM when visiting Mexico, even if you’re only crossing the border for the day.

Can I renew or extend an FMM?

No. FMM tourist permits can not be extended or renewed in Mexico. You must leave the country before your permit expires or you will be fined based on the number of days that you overstayed.

The only way to extend your stay is to leave the country and then re-enter and get a new FMM. This is officially called ‘leave to remain’. Alternatively, you could leave the country and apply for a temporary residency visa. Either way, you have to leave Mexico before the visitor’s permit expires. It is non-renewable.

Can I Exchange an FMM for a Residency Visa?

No. You must apply for a temporary residency visa or permanent residency visa outside of Mexico at a Mexican embassy or consulate.

There are a couple of exceptions to this. It is possible to exchange your FMM permit for a temporary residency visa in a small number of situations. In order to do this, you must meet a specific set of criteria.

You must be the spouse, child, or parent of a Mexican national or permanent residency visa holder. You must also meet the other requirements for obtaining a temporary residency visa. In addition, you may be able to apply for residency within Mexico if you are seeking political asylum.

Do I Have to Stop at the Border or Can I Get an FMM in Mexico?

Yes, you have to stop at the border to get a Mexican tourist card. You cannot get an FMM anywhere but an official port of entry (land border, seaport, or international airport). If you applied for your FMM online, you still have to stop at the border to get it stamped and validated.

In the past, you could drive across the border and travel into Mexico and get an FMM at an immigration office. This was easier and faster because you didn’t have to deal with stopping at a busy border crossing. Unfortunately, this is no longer possible.

Most border crossings are open 24/7/365 so there is no excuse for not stopping. Check the hours of the border before you plan to arrive just to be sure. At busy border crossings, you can also check the average wait time before you go. You can check border wait times on the U.S. Customs and Border Protection website here.

Final Thoughts

The FMM permit makes it easy for U.S. citizens, Canadian citizens, and citizens of many other countries to visit Mexico without arranging a visa in advance. If you’re eligible, you can get your FMM on arrival at the border or airport in just a few minutes. All you need is a valid passport and enough cash to pay the permit fee. The only complication is that the process varies slightly depending on where and how you enter Mexico. Hopefully, this guide clears things up and makes planning your trip to Mexico a bit easier and smoother.

Have you visited Mexico on an FMM visitor’s permit lately? Share your tips and experience in the comments below!

More from Where The Road Forks

• Is Mexico Safe? Avoiding Crime and Scams
• Renting a Car in Mexico
• Healthcare in Mexico for Americans
• How to Fly out of Tijuana and use the Cross Border Xpress
• Living in Tijuana as an American
• Traveling to Mexico With a Dog
• How to Travel from San Diego to Tijuana by Bicycle

Zachary Friedman is an accomplished travel writer and professional blogger. Since 2011, he has traveled to 66 countries and 6 continents. He founded ‘Where The Road Forks’ in 2017 to provide readers with information and insights based on his travel and outdoor recreation experience and expertise. Zachary is also an avid cyclist and hiker. Living as a digital nomad, Zachary balances his professional life with his passions for hiking, camping, cycling, and worldwide exploration. For a deeper dive into his journey and background, visit the About page. For inquiries and collaborations, please reach out through the Contact page. You can also follow him on Facebook.

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Wednesday 30th of August 2023

My wife has a green card from USA and her passport is from a country not on the list to travel without going to The Mexican Consulate office to get the FMM? It's only a 4day stray traveling by land. Does she have to go to the Consulate?

wheretheroadforks

Wednesday 13th of September 2023

I believe the green card is sufficient but I'm not 100% sure. Sorry I can't be of more help.

Wednesday 2nd of August 2023

Hi.... I just filled out my FFM form to enter MX on 8/6 and it sent me a "registration number" but won't let me print the form and there is no link to pay the fee. Is this a new policy for what do I need to do to get a copy of the form or to pay? Thanks for your help.

Sunday 6th of August 2023

That's strange. I'm not really sure. It could be a new policy.

Monday 5th of June 2023

I flew into CDMX and got a passport stamp instead of paper FMM, but I'm leaving by land border. Do you know if they'll accept the passport stamp in leiu of the form at the land border??

Yes, they will. At some points of entry, they're changing over to a passport stamp instead of the FMM. Eventually, they're going to get rid of the FMM completely.

Tuesday 4th of April 2023

Great video! If I cross the border from San Diego and fly into Cancun from TJ airport (domestic) for 10 days, do I need the FMM? What about for my return trip from Cancun to TJ?

Thursday 6th of April 2023

Yes, you will need the FMM. Pretty much any time you enter Mexico, you'll need the FMM.

Alejandro Arashi

Friday 24th of March 2023

I can’t find references to the below in any official Mexican government websites …. can you provide a link to the 2015 IMN rule change/exception?

“ There is one exception where you can use your FMM for multiple entries. You can enter and exit the state of Baja California Norte overland as many times as you like until your FMM permit expires. This is great for people who want to take short trips over the border. The FMM used to be a single-entry permit. In 2015, the INM changed the rules to allow this one exception.”

Thursday 30th of March 2023

I couldn't find it. I know that I have used my FMM to travel back and forth multiple times. I'm not sure how the rules will change as the FMM is phased out though.

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tourist card noun

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What does the noun tourist card mean?

There is one meaning in OED's entry for the noun tourist card . See ‘Meaning & use’ for definition, usage, and quotation evidence.

Entry status

OED is undergoing a continuous programme of revision to modernize and improve definitions. This entry has not yet been fully revised.

How common is the noun tourist card ?

Where does the noun tourist card come from.

Earliest known use

The earliest known use of the noun tourist card is in the 1970s.

OED's only evidence for tourist card is from 1971, in the Daily Nation (Nairobi).

tourist card is formed within English, by compounding.

Etymons: tourist n. , card n. 2

Nearby entries

• tourifying, adj. 1825–
• touring, n. 1818–
• touring, adj. 1832–
• touring-car, n. 1903–
• touring-sedan, n. 1915–
• tourism, n. 1811–
• tourist, n. 1780–
• tourist, v. 1953–
• tourist cabin, n. 1928–
• tourist-car, n. 1895–
• tourist card, n. 1971–
• tourist centre | tourist center, n. 1922–
• tourist class, n. 1936–
• tourist court, n. 1937–
• touristdom, n. 1888–
• touristed, adj. 1873–
• tourist flight, n. 1959–
• tourist guide, n. 1924–
• touristic, adj. 1848–
• touristical, adj. 1863–
• touristically, adv. 1928–

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Meaning & use

Entry history for tourist card, n..

Originally published as part of the entry for tourist, n.

tourist, n. was first published in 1913; not yet revised.

Revision of the OED is a long-term project. Entries in oed.com which have not been revised may include:

• corrections and revisions to definitions, pronunciation, etymology, headwords, variant spellings, quotations, and dates;
• new senses, phrases, and quotations which have been added in subsequent print and online updates.

Earlier versions of this entry were published in:

A Supplement to the OED, Volume IV (1986)

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OED Second Edition (1989)

• View tourist in OED Second Edition

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Citation details

Factsheet for tourist card, n., browse entry.

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Do you have a glossary of travel, tourism & hospitality terms?

Every industry has its own jargon and lingo. tourism is no different. here's a great list of tourism terms that you should know..

The list has been compiled by the world-class team of strategists, consultants, educators and established tourism experts at the nonprofit Tourism Academy . Our team offers relationship powered professional development, trade marketing, tourism development and consulting solutions. 

Glossary of Tourism Terms

adventure travel:  a type of niche tourism, involving exploration or travel with a certain degree of risk (real or perceived), and which may require special skills and physical exertion 

affinity group : a group of people linked by a common interest or purpose. See also pre- formed group. 

agent : one who acts or has the power to act as the representative of another. A person whose job it is to arrange travel for end clients (individuals, groups, corporations), confirming travel components and simplifying the planning process for customers, providing consultation services and travel packages. 

American Bus Association (ABA) : A trade organization consisting of member bus lines throughout the country. www.buses.org 

American National Standards Institute (ANSI): A private non-profit organization that oversees the development of voluntary consensus standards for products, services, processes, systems, and personnel in the United States. www.ansi.org

American Society of Travel Agents (ASTA):  The oldest and largest travel agent organization in the world with travel agents being the primary members. Other companies providing travel industry products and services can be associate members. www.astanet.com 

Application Programming Interface  ( API) : a code that allows two software programs to communicate with each other. 

attrition : Shortfall of sleeping room block pick-up or food-and-beverage projections from numbers agreed to in a contract. Penalties for attrition may be outlined in a contract’s attrition clause. 

Average Daily Rate (ADR) : a statistical unit that represents the average rental income per paid occupied room in a given time period. 

back of house : a business term that refers to parts of a business operation that customers do not see. This may refer to mechanical rooms, accounting offices, kitchens, and those persons who are engaged in those areas. 

block : a group of rooms, tickets, seats or space reserved for a specific customer - usually for a set period of time. Room blocks are commonly reserved for conventions, meetings or groups in general. Room blocks may also be allocated to high volume buyers (wholesale, receptive, tour) who intend to sell them as tour components on an ongoing basis. A room block is usually under a firm agreement and is for a set period of time. 

Brand USA : A public/private partnership to promote inbound tourism to the United States and communicate US entry/exit policies. Also known as the Corporation for Travel Promotion. www.thebrandusa.com 

bulk pricing : the practice of offering exceptionally low, typically non-commissionable rates to high volume buyers who purchase a specified number of units to resell at a mark up. 

campaign : A specific, defined series of activities used in marketing a new or changed product or service, or in using new marketing channels and methods. 

Certified Tour Professional (CTP) : A designation administered by the National Tour Foundation and conferred upon tour professionals who complete prescribed evaluation requirements. 

certificate:  an official document attesting to a fact such as a level of achievement in a course of study or training.

certification: the action or process of providing someone or something with an official document attesting to a status or level of achievement. See also: American National Standards Institute

certified: officially recognized as possessing certain qualifications or meeting certain standards. 

Certified Travel Counselor (CTC) : A designation conferred upon travel professionals who have completed a travel management program offered by the Institute of Certified Travel Agents. 

Certified Meeting Planner (CMP) : A designation conferred upon convention and meeting management professionals who have completed an application and written exam offered by the Events Industry Council. 

channel manager : a system or platform that coordinates the distribution of product details, inventory and pricing in real time across multiple sales “channels” 

charter : to hire for exclusive use any aircraft, motorcoach, cruise ship or other vehicle 

class of service : a parameter used to differentiate the types of accommodation offered by travel suppliers, often denoted by fare code on air tickets. Classes may reflect differences in space, comfort, amenities and cabin service. Ex: First Class, Business Class, Coach Class or please hold this chicken until we land. 

commercial rate : A special rate given by a hotel or rental car, motor coach, bus or passenger transport company to an organization based on either the volume of business done or the type of accommodation or rental car. Also referred to as a corporate rate. 

commission : The varying amount paid by suppliers to travel agents for the sale of travel products and services. 

commissioned tours : A tour available for sale through retail and wholesale travel agencies, which provides for a payment of an agreed upon sales commission either to the retail or wholesale seller.

complementary : goods or services that add to the value of another good or service. Ex: peanut butter complements jelly

complimentary (comp) : Service, space or item given at no charge.

complimentary (comp) ratio : The number of rooms, tickets, meals or service items provided at no cost based on the number of occupied rooms.

• The industry standard is one complimentary room per 20-50 rooms occupied per day. 
• The industry standard for ticketed attractions and restaurants is one complimentary admission/meal per 10-20 paid. 

complimentary registration : Waiver of registration fees. 

concierge : a hotel employee whose job is to assist guests by arranging tours, local transportation, making reservations for theater or restaurants, etc. 

Convention & Visitors Bureau (CVB) : A nonprofit organization supported by bed taxes, government budget allocations, private memberships or a combination of these. A CVB promotes tourism, encourages groups to hold meetings and trade shows in its city, and assists groups before and during meetings. 

consolidator : a person or company which forms groups to travel using group rates on to increase sales, earn override commissions or reduce the possibility of tour cancellations. 

consortium : a loosely knit group of independently owned and managed companies such as travel agencies, tour operators, hotels, or other suppliers, with a joint marketing distribution process 

convention and visitors bureau (CVB) : a nonprofit local organizations charged with representing (and promoting) a specific destination. CVBs are funded by transient room taxes, government budget allocations, private membership dues, sponsorship sales and program participation fees, or a combination of these mechanisms.  See also: destination marketing organization 

co-op marketing: outreach activities that help multiple suppliers reach the target audience by sharing costs, resources and tactics. 

course: a series of lessons or modules to teach the skills and knowledge for a particular job or activity. 

destination : a place where travelers might visit. This may be any neighborhood, city, region or country that can be marketing as a single entity for tourists. 

destination management company (DMC) : Company or professional individual engaged in organizing tours, meetings of all types and their related activities. Also referred to as a ground operator. 

destination marketing organization (DMO) : A nonprofit marketing organization for a city, state, province, region or area whose primary purpose is the promotion of the destination.  See also: convention & visitors bureau 

direct spend : the value of goods and services purchased by tourists (e.g., attraction ticket, hotel room rate and meals) 

double double : refers to a room containing two separate double beds, capable of sleeping up to four guests comfortably, sometimes referred to as a “quad” 

double occupancy rate : the price per person for a room that will be shared between two people 

dynamic pricing : the practice of varying the price for a product or service to reflect changing market conditions, in particular the charging of a higher price during times of greater demand. This is the opposite of static pricing. 

educational travel : a type of niche tourism, built around learning objectives, often to the benefit of students and/or those who share a common interest, hobby or profession 

emerging market : A group of customers who do not provide as much business as the target markets, but show interest in the destination. 

escort : a person employed or contracted by a seller of packaged travel product who accompanies tour participants from point to point often acting as a the tour operator liaison and onsite problem solver. 

escorted tour : a packaged, pre-planned itinerary that includes the services of a tour manager or tour escort who accompanies participants for the full duration of the tour 

escrow : a legal concept and financial instrument whereby assets are held by a third party on behalf of two other parties that are in the process of completing a transaction. In many places, agents and tour operators are required by law to maintain customer deposits and pre-payments in escrow until the time of service. 

excursion : a trip made for leisure, education or physical purposes. It is often an adjunct to a longer journey, cruise or visit to a place. 

familiarization tour (FAM) : A program designed to acquaint participants with specific destinations or services. Offered in groups and on an individual basis. 

folio : an itemized record of guest charges and credits, often referred to as a guest bill or statement. 

frequent independent travel (FIT) : A custom-designed, pre-paid travel package with many individualized arrangements. An FIT operator specializes in preparing FITs documents at the request of retail travel agents. FITs usually receive travel vouchers to present to onsite services as verification or pre-payment. Also known as foreign individual/independent travel or frequent individual travel. 

front office : a business term that refers to a company’s departments that come in direct contact with customers. 

gateway : a city, airport, port or area where visitors arrive. International gateway refers to places where foreign visitors may first enter a country. 

ground operator : a company or individual providing local accommodations, transfers, ticketing and related services.  See also: receptive operator 

group booking : Reservation for a block of rooms for a single group. 

group tour : A prearranged, prepaid travel program for a group usually including transportation, accommodations, attraction admissions and meals. Also referred to as a package tour. 

guaranteed departure : a tour that will definitely operate on the day it is scheduled and will not be cancelled. 

Horizontal Market : audiences for products or services that are not easily distinguished by consumer characteristics. Examples of horizontal markets include those for computer security, legal or accounting services. 

Hospitality Sales and Marketing Association International (HSMAI):  A trade association for hotel sales, marketing and revenue management professionals. 

hotel classifications : Classification of a hotel by its amenities, facilities, service and cost. Qualifications and terms may vary by country. 

• limited service or economy  is generally a reasonably priced, generally providing a bed, telephone, TV, shower and free parking. They often do not have room service or a restaurant. 
• full service  may refer to a property of any price category that offers some meeting space and features a restaurant onsite 
• moderate  medium-priced property with services and amenities such as a restaurant and possibly conference rooms. 
• upper moderate  is a property that offers special services such as a first-rate restaurant, banquet and conference rooms, valet service, room service, cable TV, and a host of other amenities. 
• luxury or deluxe  is a top-grade hotel or resort offering the highest service and the maximum variety of amenities. All rooms have a private bath, and all the usual public rooms and services are provided. 
• boutique  is loosely used to describe properties that have typically between 10 and 100 rooms and often contain luxury facilities in unique or intimate settings with full service accommodations. 

hub and spoke : a style of tour that has guests staying in a single location with excursions to nearby destinations 

incentive tour : travel experience offered to stimulate employee productivity or as a reward for sales agents 

incidentals : items not included in the package price 

inclusive : referring to a package or product price that includes all of the varying components, taxes and gratuities for a flat rate. An inclusive tour may include transportation, lodging, transfers, etc. for a set price. An inclusive meal might include food, drink, tax and gratuity. 

independent tour : a style of travel packaging that allows visitors to move about without the accompaniment of a tour manager or escort 

indirect spend : the value of all goods and services used to produce tourism output. (e.g., toiletries for hotel guests, ingredients for meals and plastic used in souvenirs) 

International Inbound Travel Association (IITA) : A trade association of inbound receptive tour operators and suppliers from the US. Formerly RSAA Receptive Services Association of America. 

incentive travel : A travel reward given by companies to employees to stimulate productivity. Also known as an incentive trip. 

inclusive tour : A specific package in which all components of the package are part of the price. Generally, an inclusive package includes transportation, lodging, meals, gratuities and taxes, and some form of sightseeing or rental car. The terms and conditions of a tour contract should specify exactly what is covered. Also referred to as an all-expense tour and an all-inclusive tour. 

inclusive rate : The rate charged to an operator that includes all service, tax, gratuities and additional fees. 

IPW : A computerized scheduled appointment show for international tour operators always held in the United States and sponsored by U.S. Travel Association. Formerly known as Pow Wow. 

itinerary : a schedule of travel components put together by an agent or operator. 

leg : a portion of a journey between two scheduled stops.

lesson: an amount of teaching given at one time; a period of learning or teaching.  

market segment : a group of consumers or buyer types that share one or more common characteristics, lumped together for sales or marketing purposes. 

markup : the difference between the cost of a good or service and its selling price. 

meet and greet : Pre-purchased service for meeting and greeting a client upon arrival in a city, usually at the airport, and assisting the client with entrance formalities, baggage and transportation. 

microlearning : a tool for training, teaching and development that delivers content in small, very specific bursts. 

module: each of a set of standardized parts or independent units that can be used to construct a more complex structure such as an item of furniture or a building. multiple lessons may be combined to create a module.  

motor coach : A large, comfortable, well-powered bus that can transport groups and their luggage over long distances. Motor coaches are normally able to accommodate 46 to 54 passengers. 

motor coach tour operator : A company that creates tours in which group members are transported via motor coach to their destination, itinerary activities and back. 

mystery tour : a short journey, usually in a bus, that people make for pleasure without knowing where they are going. 

NAJ : Producers of the RTO (receptive tour operator) summit and similar small trade show formats with a regional focus. Also referred to as North American Journeys 

net rate : A wholesale rate for groups (usually 10-15 people) which an operator may add a mark up. 

NTA (formerly National Tour Association) : A trade association of North American motor coach tour operators. www.ntaonline.com 

occupancy : the percentage of available rooms in use during a given period. 

online travel agent (OTA) : a travel website that specialized in the sale of travel products to consumers 

outbound operator (or outbound tour) : A company or tour that takes groups from a given city or country to another city or country. 

Ontario Motor Coach Association (OMCA) : A trade association of motorcoach operators based in and around Ontario province. 

package : Travel arrangements with two or more components offered for one price, inclusive of all taxes. Also refers to a single-fee booth package offered by show management. 

packager : An individual or organization that coordinates and promotes the development of a package tour and establishes operating procedures and guidelines for that tour. 

performance tour operator : A tour operator company that focuses on planning trips for groups that must perform while traveling like school bands, choral groups, etc. 

plus plus : a term used to describe a product price that does not include taxes, gratuities and/or service charges. Ex: The meal is $15 plus tax and gratuity OR $15++. 

pre- and post-trip tours : Optional extension or side trip package offered before or after a meeting, gathering or convention. 

pre-formed group : a group that contacts the tour operator to plan travel exclusively for the group members. 

rack rate : the normal rate of a product or service, before any discounts, commissions or net price arrangements 

receptive operator : A tour operator who provides local services, transfers, sightseeing, guides, etc. Many large receptive operators develop packages and sell them through wholesale tour operators in foreign countries. Also referred to as a ground operator, an inbound tour operator, a land operator, an RTO and a receiving agent. 

retail tour : A tour put together by a tour operator and sold to individuals.

request for proposal (RFP) : A document that stipulates what services the organization wants from an outside contractor and requests a bid to perform such services.

retailer : one who sells directly to the consumer.  See also: travel agent 

return on investment (ROI) : Net profit divided by net worth. A financial ratio indicating the degree of profitability. 

revenue per available room (RevPAR) : A measure used by hotels that divides revenue for a given time period by the number of available rooms for the same time period. 

sales mission : Intense selling effort in a particular locality; calling upon qualify leads. Usually performed by a group of people who may or may not all be in a sales capacity but have an interest in meeting with the same buyers. 

Seasons  (from a buyer/operator perspective): 

• looking The time of year when tour operators are looking at for new activities & vendors to include in future trips. Also known as product or catalog development season. 
• selling The time of year when tour operators are focused on reaching out to their customers, promoting future trips and selling packaged travel programs. 
• booking The time of year when tour operators are booking and confirming tour components they plan to utilize. 
• travel The time of year when the majority of the tour operators’ customers are traveling. 

Seasons  (from a supplier perspective): 

• off-season The time of year when tourist traffic, and often rates, are at their lowest because of decreased demand. Also referred to as low season, off-peak or value season. 
• peak season The time of year when demand and price is at a premium. Also known as high season. 
• shoulder season The season between peak season and off-season when demand is average and the travel product will not produce the highest price but does not need a deep discount to generate traffic.

series : describing a piece of business or scheduled itinerary that takes place on a regular frequency 

site inspection : Personal, careful survey of property, facility or area.

Skål  is a professional, fraternal organization of tourism leaders around the world, promoting global tourism and friendship. 

SMERF : Meetings acronym for a category of meeting market segments including social, military, educational, religious and fraternal type groups. These organizations often are looking for value when selecting a meeting destination. 

supplier : The actual provider of a travel product such as the hotel, attraction, restaurant, airline or car rental agency; not the travel agent or tour operator selling the product. 

STAR (STR) Report : a tool used to measure hotel performance against competitive aggregates and within local markets. Data is collected and distributed by strglobal 

static pricing : the practice of maintaining the same price for a product or service at all times regardless of changing market conditions, trends and demand. This is the opposite of dynamic pricing. 

Student Youth Travel Association (SYTA) : a trade association representing tour operator companies that specialize in student travel. www.syta.com 

tariff : a schedule of rates for a good or services provided by a supplier 

tiered pricing : A pricing structure that offers a variety of price points for different customer types. For more or suggested rates by buyer type. 

tour operator : A person or company that negotiates discount rates, packages travel products, prints brochures, and markets these travel products through travel agents or to the general public. 

tour vouchers : Documents issued by tour operators to be exchanged for accommodations, meals, sightseeing, admission tickets and other services. Also referred to as coupons and tour orders. 

tourism : travel for business or pleasure; also the theory and practice of touring, the business of attracting, accommodating, and entertaining tourists, and the business of operating tours. Tourism may be international, or within the traveler’s country. 

tourism ambassador: an individual possessing the knowledge, skill and training to represent a destination, assist tourists and create better visitor experiences. 

Tourism Cares : A charitable organization that focuses on helping preserve the travel experience for future travelers. www.tourismcares.org 

trade association : Group of persons employed in a particular trade.

trade publication : A magazine or newsletter that targets a specific industry. 

trade show : Exhibit of products and services that is targeted to a specific clientele and not open to the public. 

travel agent (or travel agency) : Person or firm qualified to advise and arrange for travel needs such as hotel rooms, meals, transportation, tours and other travel elements. Represents all travel suppliers worldwide. Also referred to as a retailer. 

Travel Alliance Partners (TAP) : A member-owned organization of tour operators that work together to develop unique itineraries within their respective regions, cross-promote products offered by other members and leverage their collective buying power. www.tapintotravel.com 

travel receipt : purchase of travel and tourism related goods and services by visitors. These goods and services include food, lodging, recreation, gifts, entertainment, local transportation and other items incidental to travel. 

United Motor Coach Association (UMA) : North America's largest association for operators of motorcoach companies providing charter, tour and regular route services. www.uma.org 

United States Tour Operators Association (USTOA) : A nationwide organization of tour operators offering protection for travelers purchasing member travel products by way of a multi-million-dollar bond. www.ustoa.com 

Upsell : sales technique where a seller induces the customer to purchase more expensive items, upgrades or other add-ons in an attempt to make a more profitable sale 

U.S. Travel Association : The national, nonprofit association representing all components of the U.S. travel industry. (formerly known as TIA - Travel Industry Association of America) www.ustravel.org 

Vertical Market : used to identify areas where vendors offer goods & services specific to a group of customers with specialized needs. Examples may include customers identified by their areas of origin, age range(s) or interest types. 

Visa : a conditional authorization granted by a country to a foreigner, allowing them to enter, remain within, or to leave that country. 

voluntourism : the act or practice of doing volunteer or charitable work as needed in the communities where one is vacationing 

voucher : documents or digital codes issued to consumers by tour operators that may be exchanged for tour components 

walk-through : Review of meeting details, or inspection of function room or trade show floor prior to event. 

webinar : Short for web-based seminar, a presentation, lecture, workshop or seminar that is transmitted over the web. A key feature of the webinar is its interactive elements – the ability to give, receive and discuss information. Contrast with webcast in which the data transmission is one way and does not allow interaction between the presenter and the audience. 

wholesaler : A company that creates and markets inclusive tours and FITs for sale through travel agents. Often used interchangeably with “tour operator,” but several distinctions should be drawn: a wholesaler presumably sells nothing at retail, a tour operator does both; a wholesaler does not always create his or her own products, a tour operator virtually always does; and a wholesaler is less inclined than a tour operator to perform local services. 

World Tourism Organization (WTO) : An organization created to promote and develop tourism in the interest of the economic, social and cultural progress of all nations. www.world-tourism.org

About the Author

Stephen Ekstrom is the Chief Strategist at The Tourism Academy | tourismacademy.org, featured speaker at numerous tourism industry conferences, travel writer and host of the Business Class podcast.

The Pros and Cons of Using Travel Cards

Just as purchasing cards (commonly known as P-Cards ) have become a convenient and safe way to handle business expenditures, the more specifically used travel cards (or T&E Cards) have also become popular with businesses as a method of payment. What exactly are travel cards, and what are their pros and cons, especially in terms of monitoring your business expenses?

What is a travel card?

A travel card is similar to a purchasing card, with the only exception being that its use is delegated specifically for travel expenses, often on a global scale. Typically, they are pre-paid cards: a certain amount of money is placed on the card for the cardholder’s use. But it’s also possible to have travel cards that are based on a credit or debit model.

The pros of using travel cards

They help with the management and monitoring of transactions. Because travel cards are being used specifically for travel (as well as dining and entertainment) expenses, they — by their very nature — assist with the organizing and categorizing of expenses. Having these expenses organized in clear, easy-to-view categories makes trends — both positive and negative — easier to track. With use of the data, budgets are better determined, while red flags of fraudulent behavior or misuse become more apparent.

They provide spend control. A handy tool for companies that use cards is the ability to block certain “merchant category codes” (more commonly called MCCs ). Doing so helps ensure that the card is used only for its intended purpose — namely travel expenses. Blocking MCCs helps limit misuse and fraud, and it eliminates needless categories when doing expense reviews.

They make tax compliance and deductions easier. The same tools that help transactions more secure and easier to track also help businesses when it comes to taxation. Travel cards make it more convenient to track the T&E deductions and discern tax obligations.

They’re secure. Travel cards offer a secure method of payment. They can be quickly and easily deactivated and replaced if lost, stolen, or damaged.  The transactions themselves are safer too, thanks in large part to modern technology — such as chips, PINs, and security monitoring.

Furthermore, some banks also offer other means of security as part of their benefits, such as T &E insurance and emergency travel assistance. When an employee is in a foreign country with limited resources, such added benefits can be extremely reassuring — and they have the potential of saving the company money when such services are necessary. Businesses should check with the bank that issues their travel card to determine if these benefits are available.

They can protect personal credit. One of the great things about travel cards is that they typically do not report credit activity to any consumer credit bureaus. So their usage rarely impacts personal credit lines. Again, check with the issuing bank to confirm whether or not it reports activity to consumer credit bureaus.

They pay — literally. Many travel card companies provide monetary value back to the company via cash rebates, frequent flyer mileage, and hotel points.

The cons of using travel cards

They are limited. While for monitoring and managing expenses this trait is a “pro,” the fact that travel cards are only used for T &E can also be a “con” for some businesses.

Since travel cards are — technically and practically speaking — strictly for travel expenses, this fact creates the necessity of an alternate payment source for all the other types of business expenses. Creating multiple expense payment systems can be challenging for many businesses, as it can place an overwhelming burden on a company’s resources.

They don’t always cover all travel expenses. As ironic as it might seem, there are some expenses that companies with T &E cards exclude that are “travel” in nature. These can include flight upgrades to first or business class, “non-preferred” hotels, car rental upgrades to luxury lines, extra luggage, and memberships for business-lounge access. To prevent confusion on what to purchase with a travel card, companies typically have cardholders comply with a travel policy that will outline the purchases that are prohibited or allowed on the travel card.

They still require monitoring and reviews. Yes, travel cards do inherently assist with organizing expenses. But the key word here is “assist.” The cards alone cannot provide assurance against internal fraud and misuse. Only a stringent system of statement and receipt reviews can do that.

So the assumption that, due to the nature of T &E , monitoring is unnecessary is a dangerous one. Without internal controls, compliance goes unchecked, savings are not realized, and spend categories can become vague, misleading, and downright inappropriate.

Reviewing travel expenses can also be a huge undertaking. Travel cards can carry thousands of data transactions to review. And if your company is still handling reviews manually, that can be a daunting task.

They don’t stop misuse.   Travel cards cannot, on their own, stop personal purchases from happening. Nor can they end business purchases that might be out-of-policy, prohibited, or conducted with non-preferred suppliers. Without constant, consistent communication and deliberate training of card users, a greater possibility of misuse on unauthorized charges exists.

That risk of confusion runs for both the travel card and any other methods of payment that might be in use. Without proper orientation of procedures, employees might use the travel cards for non- T&E expenses and likewise, other payment methods for travel.

Another trend worth noting is the extension of business trips into personal travel. Hotel stays and meals that are actually personal in nature can show up on travel card statements. Termed “bleisure trips” (for business and pleasure combined), these trips don’t necessarily have to be condemned — they are often a beneficial perk for employees — provided that the “pleasure” portion doesn’t creep its way onto their travel cards.

Again, monitoring and conducting reviews, with included targeted controls, need to be put into place to keep these transactions from occurring.

They can be pricier. Travel card fees tend to be higher than the typical credit/debit card. There can be fees for:

• Loading and reloading pre-paid cards
• Rate conversion
• Cash back at the time of purchase
• Card replacement
• Closing the card’s account

So, to avoid these fees, research a number of financial institutions and their fee structures before choosing a travel card for your organization.

They’re used on a bigger, wider scale. As discussed in our article “ Taking on the world: the challenges of a global card program ,” the more far-reaching a card program, the more issues that program can potentially face. Namely, these would include the necessity of unique policies and procedures, dealing with international law and compliance, establishing and maintaining good business relationships with international vendors, and reviewing the global spend data. A T &E program will face all these challenges. Click HERE to read and learn more.

Is a travel card right for your business?

So is a travel card right for you and your company or organization? As with anything else in business, you have to weigh the pros and cons — and then decide for yourself, taking into account your organization’s unique wants, needs, and priorities.

But remember when making that decision that Card Integrity can handle the massive, often global aspects of a T &E program. The issues of monitoring all those international transactions, creating and communicating special program policies, and training employees on new card usage are no longer a part of that consideration. Problems solved!  

To learn more about how Card Integrity can be an integral part of your travel card program, call us today at 630-501-1507 or contact us by clicking HERE .

For More Tips, Download the Complete T&E Best Practices eGuide

Card Integrity’s T&E card expense review  best practices eGuide  will provide your organization with a clear and detailed outline of best practices that can be implemented into your program today.

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How do travel credit cards work?

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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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Key takeaways

• A travel credit card offers points or miles for the purchases you make with the card that you can redeem for future travel.
• Travel credit cards come in all shapes and sizes, from co-branded hotel or airline cards to general travel cards that allow points and miles transfers to partner brands.
• In terms of redemption, you’ll typically get the most value by redeeming toward travel in your issuer’s portal or by transferring rewards to travel loyalty programs.
• Before applying for a travel card, consider its fees, ongoing rewards structure and first-year welcome bonus opportunity.

Travel credit cards make it easy to earn rewards — usually offered in the form of points or miles — for certain types of purchases. You can typically redeem your travel rewards for the big expenses associated with your next trip such as flights, hotels, car rentals and vacation packages. Some issuers also let you redeem travel rewards for statement credits and other non-travel options.

Certain kinds of travel credit cards are associated with a specific airline or hotel loyalty program, whereas others let you earn rewards within a credit card’s rewards program . At the end of the day, you’ll want to understand the type of travel rewards your card offers, as well as available redemption options before you sign up.

Regardless of which type of card you choose, becoming a savvy travel rewards credit card holder can help offset travel costs and even enhance your overall travel experience.

Credit Cards Editor Ashley Parks on travel credit cards

Travel rewards cards earn points or miles on qualifying purchases cardholders make with their card. After banking enough points, cardholders redeem rewards for flights, hotels or other travel-related purchases.

Types of travel credit cards

No matter what your spending habits and rewards preferences, there’s likely a travel credit card that fits. Top travel credit cards include flexible rewards cards and those that are co-branded with another program , such as hotel credit cards and airline credit cards.

Flexible travel credit cards

Hotel credit cards, airline credit cards, how to redeem points and miles.

Once you’ve met the requirements for a hefty welcome offer or earned enough miles to cover your next flight, how do you redeem them? The kind of travel card you have and its respective rewards program determine how you can apply those rewards. If you have a hotel or airline credit card, you can typically only redeem those points with their respective loyalty programs minus a few exceptions. However, there are more ways to redeem flexible travel rewards like booking through your card issuer’s online travel portal or by transferring your points or miles to an issuer’s travel partner.

Redeeming rewards on an issuer’s online portal

Your card issuer will typically have a portal on its website that lists redemption options and points values. Examples of redemption options include statement credits , travel purchases, gift cards and cash back . Rewards programs typically use a 1:1 conversion rate, meaning every 100 points or miles is worth $1. Some issuers, like Chase, also offer boosted points values or other perks for travel purchases made through their online portal. To get an idea of how much your points and miles are worth, take a look at Bankrate’s points and miles valuations page for an in-depth look at airline, hotel and credit card program rewards values.

To redeem your rewards on an issuer’s online portal, simply log in to your account and locate the appropriate rewards or travel section.

Redeeming rewards by transferring to a travel partner

Some travel rewards cards let you transfer points or miles to the issuer’s travel partners, which may include frequent flyer programs or hotel loyalty programs. This is often how to get the most value out of your travel rewards.

You can redeem travel rewards by transferring to an eligible travel partner through the issuer’s online portal. Transfer times can range from instantly to a few days — so plan ahead. Note, once you transfer points or miles from an issuer to a travel partner, you won’t be able to transfer them back to the issuer.

Other ways to redeem points and miles

Some credit cards allow you to redeem your points and miles for things like statement credit, cash back, gift cards or other merchandise. This is usually the least valuable way to redeem your points and miles so you’d be better off using them towards travel most times.

What’s the best way to maximize travel rewards?

When you want to make the most of your rewards, there’s no shortage of ways to spend a stockpile of points or miles. But here are some of the best ways to use your travel rewards :

• Book luxury accommodations
• Cover or lower the cost of your next flight
• Reserve a rental car at your destination
• Upgrade a flight or hotel stay

Be sure to check your card issuer’s online portal and travel partners for rotating deals to help stretch your rewards further. In many cases, you can also choose to exchange your travel rewards for cash or a statement credit. But keep in mind that doing so usually dilutes the buying power of those rewards. Once you get the hang of using your travel credit card, you can maximize those rewards on bigger, better travel plans.

In general, the best value for flexible travel rewards will come from transferring them to various loyalty programs. For instance, Bankrate estimates that a Chase Sapphire Preferred® Card member’s rewards could be worth about [shortcode Points and Miles, Chase Ultimate Rewards Sapphire Preferred (43)] each when transferred to a high-value travel partner, but they’re worth only 1.25 cents each when redeemed for travel through the Chase travel portal.

How to maximize your travel rewards

As we’ve mentioned, the best way to redeem points or miles is to transfer your rewards to one of the issuer’s airline or hotel partners and redeem them for accommodations or airline tickets. But making good use of a travel rewards card is about more than just earning and redeeming rewards — it’s also about managing the card itself well.

Whether you’re trying to get the best possible redemption value or want to know which pitfalls to avoid, here are a few tips to help you get the most out of your travel rewards.

Don’t miss out on a sign-up bonus

Many travel credit cards come with generous sign-up bonuses requiring you to spend a certain amount within the first few months of opening the account. Although these bonuses are often an attractive incentive to apply for a card, make sure the spending requirement is realistic for your budget and travel plans before you choose a travel credit card . You don’t want to end up in debt for the sake of earning extra rewards.

Don’t ignore the card’s fees

Credit card fees don’t directly affect the rewards you earn, but the cost of the fees does affect a card’s overall value to you. Take note of all the fees associated with any card you’re interested in getting.

One of the biggest fees to watch out for with travel credit cards is the annual fee some of them charge. Not all travel cards come with an annual fee, but those that do can range from an approachable $95 to $695 (or more!). If you’re interested in a travel card that has an annual fee, be sure that the rewards and benefits will offset the cost. Otherwise, consider our list of the best travel credit cards with no annual fee .

Watch out for foreign transaction fees

Some credit cards charge a foreign transaction fee for purchases in foreign currency. This fee is usually around 3 percent of a purchase, and you’ll pay this fee for every transaction you make overseas. If you travel abroad frequently, you should consider getting a credit card with no foreign transaction fees .

Luckily, many of the best travel rewards cards don’t charge foreign transaction fees, but it’s always a good idea to verify that before applying.

Make sure you have the right card

It’s important to find the right travel card for your needs, which you can do after comparing options and considering all their pros and cons . For example, if you’re partial to a certain airline or hotel chain, a co-branded credit card can offer higher rewards rates, discounts and perks.

Additionally, pay attention to a travel credit card’s rewards categories. For example, earning points or miles at restaurants won’t deliver a lot of value if you rarely dine out. But if you use services like Lyft or Uber a lot, you may want to look into a card that offers points or miles for rideshares.

How to choose a travel rewards card

Choosing the right travel rewards card is a highly personalized decision. Ultimately your spending habits, goals, finances and credit history will determine which travel card works best for you. This may require some self-reflection and an assessment of your financial situation to find the right travel card. Review these factors in your financial life to get clear on which travel card you need:

• Travel preferences. Do you prefer using one specific airline or hotel chain when you travel? Or would you rather have the freedom to use your points on whichever hotel and flight you choose? For loyalty-based rewards go for a co-branded travel card.
• Spending habits. What do you spend the most money on? One of the best ways to choose a travel card is finding one that offers the highest rewards for the categories you spend the most in.
• Welcome offers. You may find welcome offers for travel credit cards where you can earn extra rewards by meeting purchase requirements within a certain timeframe. As long as you’re able to comfortably meet the spending requirements, a bonus offer could be a deciding factor.
• Credit history. Like most credit cards, applying for a travel rewards card means a hard credit check to determine eligibility. If you know where your credit score stands, it’s best to choose travel rewards cards that fit your credit profile to avoid unnecessary denials and credit inquiries. For cards that match your credit, use Bankrate’s CardMatch™ tool .
• Annual fee. There are plenty of travel credit cards with no annual fee if that’s what works for your budget. However, some cards with annual fees are worth it thanks to extra perks and benefits.

Travel rewards cards for beginners

When you’re ready to earn rewards, it’s best to start with a beginner-friendly travel card so you can get the hang of things. Here are our picks for beginner travel rewards credit cards:

• Discover it® Miles . Earn unlimited 1.5X miles on all of your purchases without an annual fee. With a simple rewards structure and a mile-for-mile match on all of the miles you earn at the end of your first year, you’ll find plenty of ways to make the most of this flexible travel rewards card.
• Capital One Venture Rewards Credit Card . Get flexible travel rewards that are easy to use and understand. Earn 2X miles on all purchases and 5X the miles on hotels and rental cars booked through the Capital One Travel portal.
• Bilt Mastercard® . If you want to earn travel rewards by paying your rent, the Bilt Mastercard has you covered. Earn 1X points on rent (up to 100,000 points each year), 2X on travel and 3X on dining. Plus you’ll access exclusive benefits on the first of every month.
• Chase Sapphire Preferred . If you’re going for your first travel credit card, but it’s not your first time using a credit card, Sapphire Preferred offers tons of cardholder perks and high rewards on travel and everyday categories like dining. For $95 per year, you’ll benefit from annual hotel credits, $200 travel partner value and see $0 foreign transaction fees.

These might not be your forever cards, but they’re a good starting point for learning how travel credit cards work. It’ll also help you get familiar with earning, redeeming and eventually maximizing travel rewards.

The bottom line

Using a travel rewards credit card can help you elevate your travel experiences by stashing away points or miles from your purchases. When you choose a travel card that aligns with your budget and goals, it can significantly reduce your travel costs or dish out perks that enhance your trip. There’s a learning curve to using a travel card, but once you get the hang of it, you may be surprised by how much you can accomplish with your redemptions.

To make sure a travel credit card is ultimately worth it for you , be sure to select a card that rewards you for the type of purchases you make most often or the categories you spend the most in. Ideally, it won’t charge a fee that costs more than you’ll earn in rewards. If you’re ready to jump into the travel rewards lifestyle and start earning towards your next travel plans, take a look at the best travel rewards cards to make your decision a little easier.

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5 benefits you need from a travel credit card

Are travel credit cards worth it?

The pros and cons of travel credit cards

Should I get a travel credit card that earns points, miles or both?

5 steps to choose the best travel card

Best Travel Credit Cards of 2024

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A Guide to Travel Money Cards

Often deemed the cheapest way to spend money abroad , travel money cards are deemed a failsafe option for many travellers. Given the rapid growth of the financial services sector, we want to find out if travel money cards are still as cutting edge as they once were, by comparing them to the new alternatives. Our job is to identify the best international money transfer services and payment providers in the industry: will travel money cards make the cut?

What are travel money cards?

Travel money cards are a popular payment method for individuals headed abroad. Customers will load funds onto the card, using the money as foreign currency when overseas, much like a debit card is used at home. Also known as travel money prepaid cards or currency cards, they facilitate free foreign transactions and overseas ATM withdrawals.

We recommend finding a travel money card which lets you lock-in a favourable exchange rate and supports multiple currencies on one card, to make sure you are securing a flexible and cost-effective deal.

How do you use a travel money card?

Using a travel money card should be straightforward and stress-free. Simply load funds onto the card before you leave, and once abroad, you will be able to reload funds and change currencies using the website or associated money transfer app . The card can be used to make withdrawals, in-store purchases and book travel arrangements.

Where can I get a travel money card?

Travel money cards are available from different retailers and can be purchased and preloaded online, over the phone or in-store, depending on the brand. In the UK, popular brands include Travelex and the Post Office.

Where can I use a travel money card?

Again, this depends on the brand and where you get your money travel card from. Available currencies vary from card to card but commonly used currencies include US Dollars, UK Pound sterling, Euros, Japanese Yen and New Zealand Dollars. Make sure you check with the provider before ordering a travel money card.

How secure are travel money cards?

Generally, travel money cards are considered a lot safer than handling multiple currencies in cash, or travellers cheques, as your provider will be able to cancel it if need be. Furthermore, some of the best travel money cards employ an equivalent level of security to traditional debit cards, including a PIN code, touch ID and face recognition.

Many consider it safer to use a travel money card abroad than a debit card, as they are not associated with your bank account and therefore cannot be linked if lost or stolen.

Travel money cards vs. Credit cards: What is the difference?

One of the biggest advantages of using a travel money card is that your chosen currency is preloaded before you arrive in the foreign country and you won’t be charged conversion fees. This means you are able to benefit from the most favourable exchange rates, locking it in ahead of time and using the funds at a later date.

Most people who use their credit card abroad do it because it is more convenient. The cost of this convenience, however, can sometimes amount to 3 - 5% per use, depending on the transaction and financial institution. Making a foreign ATM withdrawal with your credit card can incur flat-fees of $5 and up, each time.

This being said, there are some excellent traveller credit cards on the market, so we would recommend users compare exchange rates and transfer fees offered by each provider before making a decision on which card is more beneficial.

If you're planning on using your credit card, we suggest you take a look at our credit card wire transfer guide.

What are the alternatives to travel money cards?

Multi-currency accounts.

International money transfer companies are often tailoring their products and services to meet the needs of their customers. Wise , offers a multi-currency account designed with “international people" in mind. This savvy travel credit card is aimed at frequent flyers who want to spend in various currencies in over 200 countries. Wise is a reliable company to trust with your overseas spending habits.

Challenger banks

More and more alternative service providers are popping up around the world, many of them offering reputable banking features for the modern traveller. In a bid to distinguish themselves from traditional banks, challenger banks are scrapping fees on foreign exchange and international spending. Monzo customers, for example, can benefit from free international ATM withdrawals as well as fee-free spending overseas.

We hope this guide to travel money cards has enlightened you and helped you make a decision about whether this is a suitable payment method for your next trip overseas. We appreciate the value of your hard-earned cash and want all our customers to benefit from the best possible rates when dealing with international payments. Use our comparison tool today to make sure you are offered the most desirable exchange rate for your currency.

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• 10 Years of Data Predicts the Go-to Holiday Destinations for Brits Now COVID Is Over To establish the expected changes to tourism and GBP(£) spend abroad going forwards, MoneyTransfers.com analysed 10 years' worth of UK travel data from the Office for National Statistics (ONS) - 2009 - 2019, to discover and predict where Brits will be travelling to in the next 10 years now that travel is well and truly back on again since Covid! February 19th, 2024

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April Summers

Update April 12, 2024

Information for u.s. citizens in the middle east.

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Visitor Visa

Visa Waiver Program

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Citizens of Canada and Bermuda

Border Crossing Card

For citizens of mexico.

The Border Crossing Card (BCC) is both a BCC and a B1/B2 visitor’s visa. A BCC (also referred to as a DSP-150) is issued as a laminated card, which has enhanced graphics and technology, similar to the size of a credit card. It is valid for travel until the expiration date on the front of the card, usually ten years after issuance.

Border Crossing Card Validity

• The new card is valid for ten years after issuance, except in the cases of some children (see  Border Crossing Card Fees ).
• “Laser visas” issued prior to October 1, 2008 are still valid for travel until the expiration date on the front of the card.

Qualifying for a Border Crossing Card

• B1/B2 visa/Border Crossing Cards are only issued to applicants who are citizens of and resident in Mexico.
• Applicants must meet the eligibility standards for B1/B2 visas.
• They must demonstrate that they have ties to Mexico that would compel them to return after a temporary stay in the United States.

Applying for a Border Crossing Card

BCC applicants must make an application using the normal procedures set by consular sections in Mexico. Refer to the websites of the U.S. Embassy and Consulates in Mexico for details.

Required Documentation

All applicants for a B1/B2 visa/Border Crossing Card must have a valid Mexican passport at the time of application.

Border Crossing Card Fees

For current fees for Department of State services, select Fees .

Mexican children under 15 years of age pay a reduced fee for a Border Crossing Card. The child must have at least one parent who holds a valid BCC or is applying for a BCC. BCC's issued for the reduced fee expire on the child’s 15 th birthday. If the full fee is paid, the child receives a BCC valid for the full ten years.

References - U.S. Laws

Section 104 of the Illegal Immigration Reform and Immigrant Responsibility Act of 1996 (IIRIRA) serves as the legal basis for the issuance of Border Crossing Cards.

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Pros and Cons of Travel Reward Cards

Travel cards can save you money but they're not all alike

Pros and Cons of Travel Cards

• What to Consider Before Opening One
• What to Consider When Choosing One

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Travel credit cards are convenient for booking trips, and the best ones save you money plus offer travel perks . These cards typically allow you to earn miles or points for every dollar you charge on travel, or in some cases, everyday expenses. The rewards are redeemable for free or discounted hotel stays, airfare, seat upgrades, online shopping and more.

So should you get a travel card, and if so, how do you decide which one to get? Before you start your search, weigh the pros and cons.

There are several reasons to consider a travel card:

• Many travel cards offer points or miles on everyday spending as well as travel purchases, making it easy to rack up rewards even if you don’t fly that frequently.
• Points or miles can often be redeemed as a statement credit (maybe you charged your last trip), or to save money on future travel.
• Some travel cards come with valuable perks, such as complimentary airport lounge access, hotel-room upgrades, discounts on dining and entertainment and travel insurance.
• Co-branded hotel and airline credit cards can help you earn free nights or flights faster than other travel cards because your spending may count toward rewards with the hotel or airline's loyalty program as well.
• Some travel cards allow you to transfer points or miles to other partnered airline or hotel travel programs, giving you more ways to redeem. Just make sure it’s a decent transfer ratio.
• In addition to travel, you may also be able to redeem points or miles for gift cards, merchandise, or cash back.
• Many top-tier travel rewards cards offer big introductory bonuses as an incentive to sign up.

While an introductory bonus will help you rack up miles or points quickly, you’ll probably need to spend a certain amount in the first three months to get it.

In terms of downsides, here are the main things to consider:

• Many travel cards charge an annual fee , with premium travel cards topping out at more than $500 per year.
• Some travel cards charge foreign transaction fees , which apply to purchases made overseas. This fee is typically 2%-3% of the purchase amount, so if you plan to use your card abroad regularly—or just buy a lot online from an overseas vendor—it may cancel out the rewards.
• Some travel cards impose blackout dates or other restrictions on when and how you can redeem your rewards.
• Redeeming travel miles or points for anything other than travel (i.e., gift cards, statement credit, or cash back) typically diminishes the value of your rewards. This is something to carefully consider, especially if you’ve invested in a card with a sizeable annual fee.

Keep in mind that typically, miles or points can’t be used for the taxes or fees on airfare. These can be sizeable, depending on the airline.

What To Consider Before Opening a Travel Card

If you're on the fence about whether to get a travel reward card, ask yourself some key questions:

• How often do you travel and how much do you spend on travel annually? Generally speaking, if the annual fee on a travel card is more than 2% or 3% of that figure, you’d want to make sure the signup bonus or other rewards make the investment worthwhile. (Some card issuers have a rewards calculator, but remember to consider the value of travel perks like free checked bags.)
• Do you travel at peak times or are you flexible with your travel dates?
• What would you most need a travel card to do (i.e., get discounts on flights, unlock extras such as hotel upgrades)?

If you want to save money on your next trip but don’t travel a ton, a cash-back card is another option. These are less likely to have an annual fee and may earn you higher rewards on everyday spending. You can book your travel on a cash-back card, then redeem your cash as a statement credit. Cash-back cards typically don’t have nearly as many travel perks, though, and the sign-up bonuses might be smaller.

What To Consider When Choosing a Travel Card

If you've determined that opening a travel credit card is the right choice, ask these questions when choosing which one is right for you:

• Aside from travel, what else will you charge to the card, and how often? Do you eat out a lot or have bigger grocery bills? Do you use mass transit or want a card that gives big bonuses at the gas pump?
• Do you plan to use your card a lot abroad? If so, look for a card without a foreign transaction fee, to avoid extra charges.
• How much will you need to spend to snag the signup bonus if there is one?
• What's the annual percentage rate on the card? Interest can nibble away at the value of your rewards if you carry a balance .
• What extras does the card come with? And which of those perks do you think you'll actually use?

The more research you do, the more likely you are to find a card that matches your spending habits and needs. Once you've opened an account, remember to review the card's terms, features, and benefits annually to make sure it's still the best card to have in your wallet.

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What are travel cards. Do you need it?

First, consider your travel habits and opt for the card best suited to your needs make sure to check fees and cashback options. but, opt for one only if you are a frequent traveller.

Mumbai: Travel is fun. And the right tools can make travel even more fun. Have you considered opting for a travel credit card ? “The first thing that people associate with travel cards are air miles. However, travel cards also come with other features," said Navin Chandani, chief business development officer, Bankbazaar. To know more, read on.

What are travel cards?

A travel card is a type of credit card that is specifically designed keeping in mind the needs of a traveller. A normal credit card gives you rewards in form of cashback or points which can be redeemed for gift cards, merchandise and discounts. A travel credit card offers travel-specific benefits. “Travel credit cards are available in both, co-branded and non-cobranded varieties. As co-branded travel credit cards usually offer higher reward points on spends made at partner travel brands, consider opting for a co-branded travel card only if you are loyal to a particular travel brand," said Naveen Kukreja, chief executive officer (CEO) and co-founder, paisabazaar.com.

The non co-branded travel credit cards offer higher benefits on travel expenses and greater choice for earning reward points or redeeming them as you are not limited by partner airlines or hotels, he added. These cards offer points or miles that can be redeemed for travel reservations or travel-related options. Reward points or miles can be earned as a sign-up bonus, usually after meeting a minimum amount of spending within specified time. Also, reward points or miles can be earned for spends as well as purchases from the airline or hotel partner or for purchases from certain categories of merchants.

How to choose a card?

The easiest way to choose a card is to approach your existing bank. However, this might not always be the best option for you. To make the right decision, first consider your travel habits. Check the joining fee and the annual fee.

“Unless you are opting for a no-frills card, cards typically include a joining and an annual fee. In case of co-branded or specialised cards, this is usually a sizeable amount. Make sure the cost of the card will be recovered before you opt for it. If you spend enough, the rewards you earn make the annual fees well worthwhile, not otherwise," said Chandani.

This means before choosing a travel card, consider the amount of spending a card requires so that you can earn the extra bonus points and the time frame in which you must do it. If it is more than you usually spend or more than what you can reasonably pay back without carrying a balance, it is advisable not to opt for it, he said. You should also know the foreign currency mark-up fee, foreign transaction fee and cash withdrawal charges when you use your credit card abroad. A foreign transaction charge is between 1.5% and 3.5% of the total transaction.

Cash withdrawals can also cost you anywhere between 1% and 4%, in addition to the standard cash withdrawal rate for your credit card.

“It makes sense to carry cash or a travel card where charges are muted compared to your card. Or else, choose a no foreign transaction fee travel card or a card that rewards you heavily for foreign transactions so that the transaction fee can nullify when redeeming those rewards," he said.

What you should do

There’s no doubt that travel credit cards offer a number of benefits. But before you apply for one, it makes sense to assess your travel needs. If you are not a frequent traveller or are not excited about travel rewards, don’t go for one.

Secondly, consider the cost of the travel credit cards, they come with significant joining and transaction fees. Always do the cost benefit analysis before applying for one. If you tend to not repay your card spends on time, avoid a travel credit card. Instead, switch to a no-fee credit card, use it wisely, and once you are responsible with credit, switch to a travel credit card.

Lastly, remember that gone are the days when credit cards were used as a means of credit. Credit cards are not to be used as means of credit, rather to get convenience and benefits. And that can only happen if you pay your total due on time and don’t carry forward the balance.

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Credit Card Glossary: Terms and Definitions

Travel credit card.

A travel credit card is one that gives rewards to a consumer in the form of points or miles that can be used for travel-related purchases, most commonly plane flights and hotel rooms. The rewards offered by travel credit cards can be lucrative, but they also often come with annual fees and relatively high interest rates. Compare travel credit cards.

Terms from A-Z

Search the CreditCards.com glossary for every credit-related term from "account holder" to "zombie debt." Select a letter for alphabetized terms and definitions.

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• Travel Guide

What Is A Tourist Visa?

Published: November 8, 2023

Modified: December 28, 2023

by Beryle Gamache

• Plan Your Trip

Introduction

A tourist visa is a travel document that allows individuals to visit and explore a foreign country for recreational, sightseeing, or leisure purposes. It is typically granted to individuals who do not have the intention to work or engage in any business activities during their stay. A tourist visa is a temporary authorization and is subject to certain limitations and conditions.

For travelers planning to venture abroad, understanding the concept of a tourist visa is crucial. It serves as the key to unlock the doors of various countries, granting access to their rich cultural heritage, breathtaking landscapes, and memorable experiences. Whether you dream of exploring ancient ruins in Rome, basking in the sun-soaked beaches of Bali, or witnessing the marvels of wildlife in the African savannah, obtaining a tourist visa is often the first step.

In the following sections, we will delve deeper into the intricacies of a tourist visa, including its definition, purpose, application process, requirements, duration, and limitations. By familiarizing yourself with the ins and outs of a tourist visa, you will be better equipped to plan your travel adventures and make the most of your time in a foreign land.

Definition of a Tourist Visa

A tourist visa is a legal document issued by a foreign country’s government that allows individuals to enter their country for a temporary period of time for tourism-related activities. It is an endorsement or stamp placed in the traveler’s passport, indicating that they have permission to enter the country as a tourist.

The specific regulations and requirements for obtaining a tourist visa may vary from country to country. However, the common thread among all tourist visas is that they grant individuals the right to explore the country for a limited duration, typically ranging from a few days to several months.

Tourist visas are generally categorized as single-entry or multiple-entry visas. A single-entry visa allows the traveler to enter the country once and stay for the designated period. Once they leave the country, the visa becomes invalid. On the other hand, a multiple-entry visa permits the traveler to enter and exit the country multiple times within the specified validity period.

It’s important to note that a tourist visa does not confer the right to work, study, or engage in any business activities. If the individual wishes to engage in such activities, they must obtain the appropriate visa, such as a work visa or a student visa, respectively.

Each country has its own policies and requirements for issuing tourist visas. Some countries may have specific visa categories based on the purpose of travel, such as a tourist visa, business visa, or transit visa. It’s essential to understand the specific requirements and limitations of a tourist visa for your desired destination before applying.

Purpose of a Tourist Visa

The primary purpose of a tourist visa is to allow individuals to visit a foreign country for recreational, sightseeing, or leisure purposes. It enables travelers to explore new cultures, experience different landscapes, and indulge in the local traditions and attractions of the destination country.

Here are some key purposes and benefits of obtaining a tourist visa:

• Leisure Travel: A tourist visa allows individuals to take a break from their routine lives and enjoy a vacation in a foreign country. Whether it’s lounging on pristine beaches, exploring historical landmarks, or immersing oneself in vibrant city life, a tourist visa provides the opportunity to relax and have a memorable travel experience.
• Sightseeing and Cultural Exploration: Many travelers seek tourist visas to explore the rich cultural heritage of a country and witness its iconic landmarks, monuments, and attractions. It offers the chance to visit famous sites, museums, art galleries, and historical sites that are unique to the destination.
• Visiting Friends and Family: A tourist visa allows individuals to visit their friends or family members residing in another country. It provides an opportunity to strengthen relationships, spend quality time with loved ones, and experience the local customs and way of life.
• Attending Events and Festivals: Festivals and events are an integral part of a country’s culture and traditions. Tourist visas enable travelers to participate in various cultural festivals, religious celebrations, music concerts, or sports events that take place in the host country.
• Exploration of Natural Beauty: Many countries are known for their breathtaking landscapes, such as mountains, waterfalls, national parks, and wildlife reserves. A tourist visa allows nature enthusiasts to explore and appreciate the natural beauty of the destination.

Overall, a tourist visa opens up a world of opportunities for travelers to satisfy their wanderlust, immerse themselves in new experiences, and create lasting memories. It is the gateway to discovering the wonders and diversities that the world has to offer.

Duration and Limitations of a Tourist Visa

The duration of a tourist visa varies depending on the country issuing the visa and the specific regulations in place. In general, tourist visas have a validity period ranging from a few days to several months. It’s important to note that the duration of stay allowed under a tourist visa is distinct from the validity period of the visa itself.

Typically, the duration of stay permitted with a tourist visa ranges from 30 days to 90 days. However, some countries may grant shorter or longer periods of stay based on their individual immigration policies. It is important to check the specific details and limitations of the tourist visa for the intended destination before planning your trip.

It’s crucial to adhere to the limitations and conditions of the tourist visa. Failure to comply with the visa regulations may result in penalties, deportation, or future difficulties in obtaining visas for other countries. Here are some common limitations to keep in mind:

• No Work Permitted: The primary restriction on a tourist visa is that it does not allow individuals to engage in any form of employment or work-related activities. This includes both paid and unpaid work. If you wish to work in a foreign country, you will need to obtain the appropriate work visa or permit.
• No Business Activities: Similarly, a tourist visa also prohibits individuals from conducting business-related activities, such as attending conferences, meetings, or negotiating business deals. If you have business intentions, you must obtain a business visa that suits your specific needs.
• No Study or Education: A tourist visa is not intended for individuals seeking to pursue educational opportunities in a foreign country. If you plan to study, attend a course, or engage in any form of education, you will need to apply for a student visa.
• No Public Benefits: Individuals holding a tourist visa are generally not entitled to receive any public benefits or support from the host country, such as healthcare services or social security benefits.
• Restrictions on Extensions or Renewals: Some tourist visas may have limitations on extensions or renewals. It’s important to confirm the rules regarding extensions or renewals of a tourist visa before your initial entry to avoid any legal issues or overstaying situations.

It is vital to familiarize yourself with the specific limitations of the tourist visa for your desired destination. By respecting the restrictions imposed on a tourist visa, you can ensure a smooth and enjoyable travel experience while staying compliant with the laws and regulations of the host country.

Application Process for a Tourist Visa

The application process for a tourist visa may vary depending on the country you plan to visit. Each country has its own specific requirements and procedures. It is important to thoroughly research and understand the process before applying for a tourist visa. Here are the general steps involved in the application process:

• Research and Gather Information: Begin by researching the specific tourist visa requirements for your desired destination. Visit the official website of the country’s embassy or consulate to find detailed information about the application process, necessary documents, and any additional requirements.
• Complete the Application Form: Fill out the tourist visa application form accurately and legibly. Provide all the required information, such as personal details, travel plans, and purpose of visit.
• Compile Required Documents: Gather all the necessary documents as per the requirements specified by the embassy or consulate. Common documents include a valid passport with at least six months of validity from the date of entry, recent passport-sized photographs, proof of travel arrangements, proof of accommodation, travel itinerary, financial statements, and proof of health insurance coverage.
• Pay the Application Fee: Most tourist visa applications require payment of a non-refundable application fee. The fee amount and payment methods will be specified by the embassy or consulate. Ensure that you have the funds available to cover the fee before submitting your application.
• Schedule an Appointment: Some countries require applicants to schedule an appointment at the embassy or consulate to submit their visa application and supporting documents. Follow the instructions provided to schedule an appointment within the designated timeframe.
• Attend the Visa Interview: Depending on the country and visa requirements, you may be required to attend a visa interview. Prepare yourself by reviewing your application and supporting documents thoroughly, and be prepared to answer questions about your travel plans and intent.
• Submit Application and Supporting Documents: On the scheduled appointment day, visit the embassy or consulate to submit your completed visa application form and supporting documents. Ensure that you have all the required documents in the specified format, as per the instructions provided.
• Wait for Visa Processing: After submitting your application, you will need to wait for the visa processing period. The processing time can vary, depending on the country and other factors such as the time of year and current workload of the embassy or consulate. It is advisable to apply well in advance of your intended travel dates.
• Collect your Visa: Once the processing is complete, you will be notified to collect your passport with the visa attached. Follow the instructions provided by the embassy or consulate to retrieve your passport. Ensure that all the details on the visa are correct before leaving the embassy or consulate.

It is essential to follow the instructions carefully and submit all the required documents as per the guidelines to avoid any delays or issues with your tourist visa application. If you have any doubts or questions, seeking assistance from a visa agency or consulting with the embassy or consulate can be helpful.

Requirements for Obtaining a Tourist Visa

Obtaining a tourist visa requires fulfilling certain requirements set by the country you plan to visit. These requirements may vary depending on the destination and the specific policies and regulations in place. It is important to thoroughly research and prepare the necessary documents to meet these requirements. Here are some common requirements for obtaining a tourist visa:

• Valid Passport: A valid passport is a fundamental requirement for obtaining a tourist visa. Your passport should have a validity of at least six months beyond your intended stay in the country.
• Completed Application Form: Most countries require applicants to complete a specific tourist visa application form accurately and legibly. Make sure to provide all the required information and double-check for any errors or omissions.
• Passport-Sized Photographs: Prepare recent passport-sized photographs that meet the specifications of the country you are applying to. Typically, these photographs should have a white background and adhere to specific size and format guidelines.
• Proof of Travel Itinerary: Provide a detailed travel itinerary that showcases your planned activities, including information on accommodations, transportation, and sightseeing. This includes flight reservations, hotel bookings, and any organized tours or activities you plan to undertake.
• Proof of Sufficient Funds: Demonstrate that you have enough financial resources to cover your expenses during your stay. This may include bank statements, sponsorship letters, or any other evidence that shows you can afford your travel and accommodation costs.
• Proof of Health Insurance: Some countries require proof of health insurance coverage for the duration of your stay. Make sure to have valid travel medical insurance that meets the requirements of the country you are visiting.
• Letter of Invitation (if applicable): If you are visiting friends or family, they may need to provide a formal invitation letter outlining your relationship and the purpose of your visit. This letter may need to be notarized or authenticated by relevant authorities.
• Travel History and Intent: In some cases, you may need to provide evidence of previous international travel, such as previous visa stamps or entry/exit records. It is important to demonstrate a genuine intent of visiting for tourism purposes only and not for any other activities like work or immigration.
• Additional Documentation: Depending on the country, there may be additional requirements specific to the destination or the applicant’s circumstances. These may include proof of employment, educational qualifications, marital status, or any other supporting documents deemed necessary by the embassy or consulate.

It is essential to carefully review the specific requirements for the tourist visa of your desired destination and ensure that you gather all the necessary documents before submitting your application. Failure to provide the required documents may result in delays or rejection of your visa application, so it is crucial to pay attention to detail and meet all the stipulated requirements.

Cost of a Tourist Visa

The cost of a tourist visa varies depending on the country you intend to visit and your nationality. Each country sets its own visa fees, which can range from a nominal amount to a significant sum, depending on factors such as visa type, duration of stay, and reciprocity agreements between countries.

When planning to apply for a tourist visa, it is important to consider the visa fees as part of your travel budget. The fees cover administrative costs associated with processing your application and are generally non-refundable, even if your visa application is rejected.

The cost of a tourist visa can vary greatly from country to country. Some countries offer different pricing tiers based on the duration of stay or the number of entries allowed. For example, a single-entry short-term tourist visa may have a lower fee than a multiple-entry long-term tourist visa.

In addition to the visa application fees, there may be additional costs involved in the visa application process, such as courier fees for returning your passport, visa processing fees, or fees for any required supporting documents such as health insurance or invitation letters.

The best way to determine the exact cost of a tourist visa is to refer to the official website of the embassy or consulate of the country you wish to visit. They will provide detailed information about the visa fees, payment methods, and any additional costs associated with the application process.

It is important to note that visa fees are subject to change, so it is advisable to check for any updates or changes in the fees before submitting your application. Additionally, some countries may offer expedited processing services for an additional fee if you need your visa quickly.

When planning your trip, make sure to account for the cost of the tourist visa to ensure that you have sufficient funds available to cover all travel expenses, including visa fees. By budgeting accordingly and being aware of the costs involved, you can smoothly navigate the visa application process and focus on enjoying your travel adventures.

Renewal and Extension of a Tourist Visa

The renewal and extension policies for tourist visas vary from country to country. While some countries allow for the renewal or extension of a tourist visa, others may require individuals to exit and reapply for a new visa after a certain period of time. It is important to familiarize yourself with the specific regulations of the country you are visiting to understand the options available for extending or renewing your tourist visa.

In countries that do allow for the renewal or extension of a tourist visa, the process typically involves submitting an application to the immigration authorities. Here are some key points to consider:

• Eligibility: Not all tourist visas are eligible for renewal or extension. Some countries may impose limitations on the number of times a tourist visa can be extended or the total duration of stay allowed as a tourist. It is crucial to check the eligibility criteria before applying for a renewal or extension.
• Application Process: Generally, the application process for renewal or extension involves completing the appropriate forms, providing the necessary supporting documents, and paying any applicable fees. The required documents may include a valid passport, proof of financial means, proof of travel itinerary or accommodations, and a letter explaining the purpose and need for the extension.
• Timing: It is advisable to start the renewal or extension process well in advance of the expiration date of your current visa. The processing time may vary, and it is important to ensure that you have a valid visa while your application is being reviewed.
• Fees: There may be fees associated with the renewal or extension of a tourist visa. These fees can vary depending on the country and the specific circumstances of the application. It is important to check the fee schedule and make necessary payments during the application process.
• Decision and Notification: Once you have submitted your renewal or extension application, it will be reviewed by the immigration authorities. The decision will be communicated to you through the appropriate channels. It is essential to regularly check your email or mail for updates and follow any instructions provided.

It is important to note that the renewal or extension of a tourist visa is not guaranteed. The immigration authorities have the discretion to accept or deny an application based on various factors, including the applicant’s compliance with visa regulations, the purpose of the extension, and the overall immigration policies of the country.

If your renewal or extension application is approved, you will typically receive a new visa or an extended validity period attached to your existing visa. On the other hand, if your application is denied, you may be required to leave the country before the expiration of your current visa.

It is highly recommended to consult the official website of the country’s embassy or consulate and seek guidance from immigration authorities or visa service providers for detailed and up-to-date information on the renewal or extension process for the specific tourist visa you hold.

Differences between a Tourist Visa and Other Types of Visas

While a tourist visa allows individuals to visit a foreign country for recreational or leisure purposes, there are other types of visas that cater to different purposes of travel. Understanding the differences between a tourist visa and other visa categories is crucial to ensure that you apply for the correct visa based on your intended activities and duration of stay. Here are some key distinctions:

• Work Visa: A work visa, also known as an employment visa, is issued to individuals who intend to work in a foreign country. Unlike a tourist visa, a work visa authorizes the holder to engage in specific employment activities, whether it’s temporary employment or long-term employment with a company or organization in the destination country. Work visas often have stricter requirements and may require sponsorship from an employer.
• Student Visa: A student visa is designed for individuals who wish to pursue their education in a foreign country. It allows students to enroll in educational programs, such as universities, colleges, or language schools. Student visas typically have specific conditions regarding the length of stay, enrollment in a recognized educational institution, and financial requirements to cover tuition and living expenses.
• Business Visa: A business visa is granted to individuals who need to travel for business-related activities, such as attending conferences, meetings, or establishing business connections in a foreign country. While a tourist visa prohibits engaging in business activities, a business visa allows individuals to participate in specified business-related activities for a limited duration. The requirements and restrictions for business visas may vary depending on the country.
• Transit Visa: A transit visa is intended for individuals passing through a country en route to their final destination. It allows for a short stay during a layover or when changing flights. Transit visas generally have a limited validity period and may require proof of onward travel or a valid ticket to the final destination.
• Residence Permit/Visa: A residence permit or visa is a long-term visa that allows individuals to reside in a foreign country for an extended period. It is typically granted for purposes such as employment, study, family reunification, or investment. Unlike a tourist visa, residence permits allow individuals to stay in the country for an extended period and often come with additional rights and privileges.

It’s important to note that the requirements, application processes, and limitations of these visa categories can vary significantly from country to country. It is crucial to thoroughly research and understand the specific regulations and requirements for each visa type based on your intended activities and duration of stay.

Applying for the correct visa type ensures that you comply with the immigration laws of the country and enables you to engage in the activities you plan during your time abroad. It is advisable to consult with the embassy or consulate of the country you wish to visit or seek assistance from a trusted visa agency to navigate through the visa application process smoothly.

Important Considerations for Tourists Holding a Tourist Visa

When traveling on a tourist visa, there are several important considerations that tourists should keep in mind to ensure a smooth and enjoyable experience. Here are some key points to consider:

• Adherence to Visa Regulations: It is essential to adhere to the regulations and conditions of your tourist visa. This includes respecting the permitted duration of stay, refraining from engaging in unauthorized work or business activities, and abiding by any other restrictions outlined by the immigration authorities. Failure to comply with these regulations can result in penalties, deportation, or difficulties in future visa applications.
• Valid Passport and Visa: Always carry a valid passport and your tourist visa while traveling. Make copies of these documents and keep them in a separate place as a precaution. In the event of loss or theft, having copies will facilitate the replacement process.
• Health and Travel Insurance: Obtain suitable health and travel insurance coverage before your trip. It is essential to have insurance that covers medical expenses, trip cancellation, and any other unforeseen circumstances that may arise during your travels. Check the specific requirements and coverage needed for your destination.
• Respect Local Laws and Customs: Familiarize yourself with the local laws, customs, and cultural norms of the country you are visiting. Respect the local traditions, dress codes, and religious practices. It is important to conduct yourself in a manner that is considerate and appropriate to the local culture.
• Currency and Finances: Be aware of the local currency and familiarize yourself with the prevailing exchange rates. Carry a mix of cash and internationally accepted credit or debit cards for payments. Keep track of your expenses and be mindful of any currency exchange fees or transaction charges that may apply.
• Safety and Security: Prioritize your safety and take precautions while traveling. Research and be aware of any potential safety concerns, such as high-crime areas or health risks. Stay vigilant, secure your belongings, and follow any safety advice or warnings issued by local authorities or your embassy.
• Communication and Language: Learn a few basic phrases in the local language to facilitate communication. Carry a translation app or guidebook for assistance. Having a basic understanding of the local language can help you navigate more effectively, interact with locals, and enhance your overall travel experience.
• Travel Itinerary and Flexibility: Plan your travel itinerary in advance, but also allow for flexibility and spontaneity. Be prepared for unexpected changes or delays, and have contingency plans in place. Make sure to provide your contact details to a trusted family member or friend so they can reach you in case of emergencies.
• Responsible Tourism: Practice responsible tourism by respecting the environment, wildlife, and local communities. Observe and follow guidelines for sustainable tourism, such as avoiding littering, supporting local businesses, and being mindful of your environmental footprint.

By considering these important factors, tourists can make the most of their time on a tourist visa, ensuring a memorable and rewarding travel experience. It is always a good idea to stay informed, remain respectful, and embrace the opportunities for cultural exchange and exploration that come with international travel.

Obtaining a tourist visa is a crucial step for individuals who wish to explore the wonders of a foreign country for leisure, sightseeing, and recreational purposes. Understanding the definition, purpose, and limitations of a tourist visa is essential to ensure a hassle-free and enjoyable travel experience.

Throughout this guide, we have explored various aspects of a tourist visa, including its definition, the purpose it serves, the application process, requirements, and important considerations for tourists. We have also highlighted the differences between a tourist visa and other types of visas, and provided insights into the renewal and extension processes.

As a tourist visa holder, it is important to comply with the regulations and restrictions imposed by the issuing country. Respect the permitted duration of stay, refrain from engaging in unauthorized activities, and adhere to the local laws and customs. By doing so, you can avoid any legal complications and make the most of your travel experience.

Remember to carefully research the specific requirements and guidelines for obtaining a tourist visa for your desired destination. Each country has its own unique visa policies and procedures, and it is crucial to stay informed and prepare the necessary documents to ensure a successful visa application.

Finally, as you embark on your travels, embrace the adventure, immerse yourself in the local culture, and create lasting memories. Traveling provides an incredible opportunity for personal growth, cross-cultural understanding, and breathtaking experiences. Whether you’re exploring ancient ruins, enjoying the beauty of nature, or indulging in culinary delights, a tourist visa enables you to embark on a journey of discovery and create cherished moments that will last a lifetime.

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15 Best Travel Credit Cards of April 2024

ALSO CONSIDER: Best credit cards of 2024 || Best rewards credit cards || Best airline credit cards || Best hotel credit cards

A travel rewards credit card brings your next trip a little closer every time you use it. Each purchase earns points or miles that you can redeem for travel expenses. If you're loyal to a specific airline or hotel chain, consider getting one of that company's branded credit cards. Otherwise, check out the general-purpose travel cards on this page, which give you flexible rewards that you can use without the restrictions and blackout dates of branded cards.

Some of our selections for the best travel credit cards can be applied for through NerdWallet, and some cannot. Below, you'll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

250+ credit cards reviewed and rated by our team of experts

80+ years of combined experience covering credit cards and personal finance

100+ categories of best credit card selections ( See our top picks )

Objective comprehensive ratings rubrics ( Methodology )

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity .

Show summary

NerdWallet's Best Travel Credit Cards of April 2024

Chase Sapphire Preferred® Card : Best for Flexibility + point transfers + big sign-up bonus

Capital One Venture Rewards Credit Card : Best for Flat-rate travel rewards

Capital One Venture X Rewards Credit Card : Best for Travel portal benefits

Chase Freedom Unlimited® : Best for Cash back for travel bookings

Chase Freedom Flex℠ : Best for Cash back for travel bookings

American Express® Gold Card : Best for Big rewards on everyday spending

Wells Fargo Autograph℠ Card : Best for Bonus rewards + no annual fee

The Platinum Card® from American Express : Best for Luxury travel perks

Ink Business Preferred® Credit Card : Best for Business travelers — bonus rewards + big sign-up offer

Citi Premier® Card : Best for Triple points on multiple categories

Bank of America® Travel Rewards credit card : Best for Flat-rate rewards + no annual fee, and for balance transfers

Chase Sapphire Reserve® : Best for Bonus travel rewards + high-end perks

World of Hyatt Credit Card : Best for Hotel credit card

Bilt World Elite Mastercard® Credit Card : Best for Travel rewards for rent payments + no annual fee

United℠ Explorer Card : Best for Airline card

Best Travel Credit Cards From Our Partners

Find the right credit card for you..

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Flexibility + point transfers + big sign-up bonus

Flat-rate travel rewards, travel portal benefits, cash back for travel bookings, big rewards on everyday spending, bonus rewards + no annual fee, luxury travel perks, business travelers — bonus rewards + big sign-up offer, triple points on multiple categories, flat-rate rewards + no annual fee, and for balance transfers, bonus travel rewards + high-end perks, hotel credit card, travel rewards for rent payments + no annual fee, airline card, full list of editorial picks: best travel credit cards.

Before applying, confirm details on the issuer’s website.

Capital One Venture Rewards Credit Card

Our pick for: Flat-rate rewards

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks ( see rates and fees ). Read our review.

Bank of America® Travel Rewards credit card

Our pick for: Flat-rate rewards + no annual fee, and for balance transfers

One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review.

Chase Sapphire Reserve®

Our pick for: Bonus travel rewards + high-end perks

The high annual fee on the Chase Sapphire Reserve® gives many potential applicants pause, but frequent travelers should be able to wring enough value out of this card to more than make up for the cost. Cardholders get bonus rewards (up to 10X) on dining and travel, a fat bonus offer, annual travel credits, airport lounge access, and a 50% boost in point value when redeeming points for travel booked through Chase. Points can also be transferred to about a dozen airline and hotel partners. Read our review. 

Chase Sapphire Preferred® Card

Our pick for: Flexibility + point transfers + big sign-up bonus

For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review. 

Wells Fargo Autograph℠ Card

Our pick for: Bonus rewards + no annual fee

The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

Citi Premier® Card

Our pick for: Triple points in multiple categories

The Citi Premier® Card earns bonus points on airfare, hotels, supermarkets, dining and gas stations. There's a solid sign-up bonus as well.  Read our review.

U.S. Bank Altitude® Connect Visa Signature® Card

Our pick for: Road trips

The U.S. Bank Altitude® Connect Visa Signature® Card is one of the most generous cards on the market if you're taking to the skies or the road, thanks to the quadruple points it earns on travel and purchases at gas stations and EV charging stations. It's also a solid card for everyday expenses like groceries, dining and streaming, and it comes with ongoing credits that can offset its annual fee:  $0 intro for the first year, then $95 .  Read our review .

Capital One Venture X Rewards Credit Card

Our pick for: Travel portal benefits

Capital One's premium travel credit card can deliver terrific benefits — provided you're willing to do your travel spending through the issuer's online booking portal. That's where you'll earn the highest rewards rates plus credits that can make back the bulk of your annual fee ( see rates and fees ). Read our review.

Chase Freedom Unlimited®

Our pick for: Cash back for travel bookings

The Chase Freedom Unlimited® was already a fine card when it offered 1.5% cash back on all purchases. Now it's even better, with bonus rewards on travel booked through Chase, as well as at restaurants and drugstores. On top of all that, new cardholders get a 0% introductory APR period and the opportunity to earn a sweet bonus. Read our review.

Chase Freedom Flex℠

The Chase Freedom Flex℠ offers bonus cash back in quarterly categories that you activate, as well as on travel booked through Chase, at restaurants and at drugstores. Category activation can be a hassle, but if your spending matches the categories — and for a lot of people, it will — you can rack up hundreds of dollars a year. There's a fantastic bonus offer for new cardholders and an intro APR offer, too. Read our review.

The Platinum Card® from American Express

Our pick for: Luxury travel perks

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

American Express® Gold Card

Our pick for: Big rewards on everyday spending

The American Express® Gold Card can earn you a pile of points from everyday spending, with generous rewards at U.S. supermarkets, at restaurants and on certain flights booked through amextravel.com. Other benefits include hundreds of dollars a year in available dining and travel credits and a solid welcome offer for new cardholders. There's an annual fee, though, and a pretty substantial one, so it's not for smaller spenders. Read our review.

Bilt World Elite Mastercard® Credit Card

Our pick for: Rewards on rent payments

The Bilt World Elite Mastercard® Credit Card stands out by offering credit card rewards on rent payments without incurring an additional transaction fee. The ability to earn rewards on what for many people is their single biggest monthly expense makes this card worth a look for any renter. You also get bonus points on dining and travel when you make at least five transactions on the card each statement period, and redemption options include point transfers to partner hotel and loyalty programs. Read our review.

PenFed Pathfinder® Rewards Visa Signature® Card

Our pick for: Credit union rewards

With premium perks for a $95 annual fee (which can be waived in some cases), jet-setters will get a lot of value from the PenFed Pathfinder® Rewards Visa Signature® Card . It also offers a generous rewards rate on travel purchases and a decent flat rate on everything else. Plus, you’ll get travel credits and a Priority Pass membership that offers airport lounge access for $32 per visit. Read our review.

United℠ Explorer Card

Our pick for: United Airlines + best domestic airline card

The United℠ Explorer Card earns bonus rewards not only on spending with United Airlines but also at restaurants and on eligible hotel stays. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. Read our review.

» Not a United frequent flyer? See our best airline cards for other options

World of Hyatt Credit Card

Our pick for: Hotel credit card

Hyatt isn't as big as its competitors, but World of Hyatt Credit Card is worth a look for anyone who spends a lot of time on the road. You can earn a lot of points even on non-Hyatt spending, and those points have a high value compared with rival programs. There's a great sign-up bonus, free nights, automatic elite status and more. Read our review.

» Not a Hyatt customer? See our best hotel cards for other options.

Ink Business Preferred® Credit Card

Our pick for: Small business — bonus categories + big sign-up offer

The Ink Business Preferred® Credit Card starts you off with one of the biggest sign-up bonuses of any credit card anywhere: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠. You also get bonus rewards on travel expenses and common business spending categories, like advertising, shipping and internet, cable and phone service. Points are worth 25% more when redeemed for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. Learn more and apply .

Are you in Canada?

See NerdWallet's best travel cards for Canada.

OTHER RESOURCES

How travel rewards work.

Modern-day adventurers and once-a-year vacationers alike love the idea of earning rewards toward their next big trip. According to a NerdWallet study , 68% of American adults say they have a credit card that earns travel rewards.

With a travel rewards credit card, you earn points or miles every time you use the card, but you can often earn more points per dollar in select categories. Some top travel credit cards, such as the Chase Sapphire Reserve® , offer bonus points on any travel spending, while the Marriott Bonvoy Boundless® Credit Card grants bonus points when you use the card at Marriott hotels, grocery stores, restaurants or gas stations.

Not all points and miles earned on travel rewards credit cards are the same:

General-purpose travel credit cards — including the Chase Sapphire Preferred® Card , the American Express® Gold Card and the Capital One Venture Rewards Credit Card — give you rewards that can be used like cash to pay for travel or that can be exchanged for points in airline or hotel loyalty programs. With their flexible rewards, general-purpose options are usually the best travel credit cards for those who don't stick to a single airline or hotel chain.

Airline- and hotel-specific cards — such as the United℠ Explorer Card and the Hilton Honors American Express Card — give points and miles that can be used only with the brand on the card. (Although it's possible in some cases to transfer hotel points to airlines, we recommend against it because you get a poor value.) These so-called co-branded cards are usually the best travel credit cards for those who always fly one particular airline or stay with one hotel group.

How do we value points and miles? With the rewards earned on general travel cards, it's simple: They have a fixed value, usually between 1 and 1.5 cents per point, and you can spend them like cash. With airline miles and hotel points, finding the true value is more difficult. How much value you get depends on how you redeem them.

To better understand what miles are worth, NerdWallet researched the cash prices and reward-redemption values for hundreds of flights. Our results:

Keep in mind that the airline values are based on main cabin economy tickets and exclude premium cabin redemptions. See our valuations page for business class valuations and details about our methodology.

Our valuations are different from many others you may find. That’s because we looked at the average value of a point based on reasonable price searches that anyone can perform, not a maximized value that only travel rewards experts can expect to reach.

You should therefore use these values as a baseline for your own redemptions. If you can redeem your points for the values listed on our valuations page, you are doing well. Of course, if you are able to get higher value out of your miles, that’s even better.

HOW TO CHOOSE A TRAVEL CREDIT CARD

There are scores of travel rewards cards to choose from. The best travel credit card for you has as much to do with you as with the card. How often you travel, how much flexibility you want, how much you value airline or hotel perks — these are all things to take into account when deciding on a travel card. Our article on how to choose a travel credit card recommends that you prioritize:

Rewards you will actually use (points and miles are only as good as your ability to redeem them for travel).

A high earning rate (how much value you get in rewards for every dollar spent on the card).

A sign-up bonus (a windfall of points for meeting a spending requirement in your first few months).

Even with these goals in mind, there are all kinds of considerations that will influence your decision on a travel rewards credit card.

Travel cards are for travelers

Travel cards vs. cash-back cards.

The very first question to ask yourself when choosing a travel credit card is: Should I get a travel card at all? Travel credit cards are best for frequent travelers, who are more likely to get enough value from rewards and perks to make up for the annual fees that the best travel credit cards charge. (Some travel cards charge no annual fee, but they tend to offer lesser rewards than full-fee cards.) A NerdWallet study found that those who travel only occasionally — say, once a year — will probably get greater overall rewards from cash-back credit cards , most of which charge no annual fee, than from a travel card.

Flexibility and perks: A trade-off

Co-branded cards vs. general travel cards.

Travel credit cards fall into two basic categories: co-branded cards and general travel cards.

Co-branded cards carry the name of an airline or hotel group, such as the United℠ Explorer Card or the Marriott Bonvoy Boundless® Credit Card . The rewards you earn are redeemable only with that particular brand, which can limit your flexibility, sometimes sharply. For example, if your credit card's co-branded airline partner doesn't have any award seats available on the flight you want on the day you want, you're out of luck. On the other hand, co-branded cards commonly offer airline- or hotel-specific perks that general travel cards can't match.

General travel cards aren't tied to a specific airline or hotel, so they offer much greater flexibility. Well-known general travel cards include the Capital One Venture Rewards Credit Card and the Chase Sapphire Preferred® Card . Rewards on general travel cards come as points (sometimes called "miles" but they're really points) that you can redeem for any travel expense. You're not locked into using a single airline or hotel, but you also won't enjoy the perks of a co-branded card.

Evaluating general travel credit cards

What you get with a general travel card.

The credit cards featured at the top of this page are general travel cards. They're issued by a bank (such as Chase or Capital One), carry only that bank's name, and aren't tied to any single airline or hotel group. With these cards, you earn points on every purchase — usually 1 to 2 points per dollar spent, sometimes with additional points in certain categories.

Issuers of general travel cards typically entice new applicants with big sign-up bonuses (also known as "welcome offers") — tens of thousands of miles that you can earn by spending a certain amount of money on the card in your first few months.

» MORE: NerdWallet's best credit card sign-up offers

What do you do with those points? Depending on the card, you may have several ways to redeem them:

Booking travel. With this option, your points pay for travel booked through the issuer's website, using a utility similar to Orbitz or Expedia. For example, if points were worth 1 cent apiece when redeemed this way, you could book a $400 flight on the issuer's portal and pay for it with 40,000 points

Statement credit. This lets you essentially erase travel purchases by using your points for credit on your statement. You make travel arrangements however you want (directly with an airline or hotel, through a travel agency, etc.) and charge it to your card. Once the charge shows up on your account, you apply the necessary points and eliminate the cost.

Transferring to partners. The card issuer may allow you to transfer your points to loyalty programs for airlines or hotel chains, turning your general card into something like a co-branded card (although you don't get the perks of a co-brand).

Cash back, gift cards or merchandise. If you don't plan to travel, you can burn off your rewards with these options, although you'll often get a lower value per point.

Airline and hotel cards sharply limit your choice, but they make up for it with perks that only they can offer, like free checked bags or room upgrades. General travel cards, on the other hand, offer maximum flexibility but can't provide the same kinds of perks, because the banks that issue them don't operate the airlines or hotels. Still, there are some noteworthy perks on general travel cards, including:

Travel credit. This is automatic reimbursement for travel-related spending. Some top travel credit cards offer hundreds of dollars a year in travel credit.

Trusted traveler reimbursement. More and more travel credit cards are covering the application fee for TSA Precheck and Global Entry, programs that allow you to move through airport security and customs more quickly.

Airport lounge access. Hundreds of lounges worldwide operate separately from airlines under such networks as Priority Pass and Airspace, and several general travel cards offer access to these lounges.

Points programs

Every major card issuer has at least one travel card with a points program. American Express calls its program Membership Rewards, while Chase has Ultimate Rewards® and Citi pays in ThankYou points. Wells Fargo has Wells Fargo Rewards, and U.S. Bank has FlexPerks. Bank of America® travel cards offer points without a fancy name. Travel cards from Capital One, Barclays and Discover all call their points "miles."

These programs differ in how much their points are worth and how you can use them. Some offer the full range of redemption options, including transfers to loyalty programs. Others let you use them only to book travel or get statement credit.

» MORE: Travel loyalty program reviews

Evaluating airline credit cards

What you get with an airline credit card.

Airline credit cards earn "miles" with each purchase. You typically get 1 mile per dollar spent, with a higher rate (2 or more miles per dollar) on purchases with the airline itself. (Some airline cards have also begun offering extra miles for purchases in additional categories, such as restaurants or car rental agencies.) These miles go into the same frequent-flyer account as the ones you earn by flying the airline, and you can redeem them for free flights with the airline or its alliance partners.

Co-branded airline cards typically offer sign-up bonuses (or welcome offers). But what really sets them apart are the perks they give you. With some cards, for example, the checked-bag benefit alone can make up for the annual fee after a single roundtrip by a couple. Common perks of airline cards include:

Free checked bags. This commonly applies to the first checked bag for you and at least one companion on your reservation. Some cards extend this perk to more people, and higher-end cards (with higher annual fees) may even let you check two bags apiece for free.

Priority boarding. Holders of co-branded airline credit cards often get to board the plane early — after the airline's elite-status frequent flyers but before the general population. This gives you time to settle in and gives you a leg up on claiming that coveted overhead bin space.

In-flight discounts or freebies. You might get, say, 25% off the cost of food and beverages during the flight, or free Wi-Fi.

Airport lounge access. High-end cards often include a membership to the airline's airport lounges, where you can get away from the frenzy in the terminal and enjoy a complimentary snack. Some less-expensive airline cards give you only limited or discounted lounge access; others give you none at all.

Companion fares. This perk lets you bring someone with you for a lower cost when you buy a ticket at full price.

A boost toward elite status. Miles earned with a credit card, as opposed to those earned from actually flying on the airline, usually do not count toward earning elite status in an airline's frequent-flyer program. However, carrying an airline's high-end card might automatically qualify you for a higher tier within the program.

The biggest U.S. airlines — American, United and Delta — offer an array of credit cards. Each airline has a no-annual-fee card that earns miles on purchases but provides little in the way of perks (no free bags or priority boarding). Each has a high-end card with an annual fee in the neighborhood of $450 that offers lounge access and sumptuous perks. And each has a "middle-class" card with a fee of around $100 and solid ongoing perks. Southwest offers three credit cards with varying fees; smaller carriers may just have a single card.

» MORE: NerdWallet's best airline credit cards

Choosing an airline

Which airline card you get depends in large part on what airline you fly, and that's heavily influenced by where you live. Alaska Airlines, for example, has an outstanding credit card, but the airline's routes are concentrated primarily on the West Coast. So it's not a great option for those who live in, say, Buffalo, New York, or Montgomery, Alabama.

If your local airport is dominated by a single airline, then you're probably flying that carrier most (or all) of the time by default. Delta, for example, is the 800-pound gorilla at Minneapolis-St. Paul and Salt Lake City. United has the bulk of the traffic at Newark and Washington Dulles. American calls the shots at Charlotte and Dallas-Fort Worth. That airline's credit card may be your only realistic option. If you're in a large or midsize market with frequent service from multiple airlines, you have more choice.

» MORE: How to choose an airline credit card

Evaluating hotel credit cards

What you get with a hotel card.

Hotel credit cards earn points with each purchase. As with airline cards, you typically get more points per dollar for purchases from the co-brand partner, and some cards also give bonus points in additional categories. (Hotel cards tend to give you a greater number of points overall than airline cards, but each individual point is generally worth less than a typical airline mile.) Similar to the airline model, the points you earn with the card go into the same loyalty account as the points you earn from actually staying at a hotel. You redeem your points for free stays.

Hotel cards usually offer a sign-up bonus, but like airline cards, they really make their bones with the ongoing perks. Common perks on hotel cards include:

Free nights. Several cards offer this perk, which can make up for the card's annual fee. You may get a free night automatically every year, or you may unlock it by spending a certain amount within a year. In the latter case, it comes on top of the points you earn for your spending.

Upgrades and freebies. Cardholders may qualify for automatic room upgrades when available, or free or discounted amenities such as meals or spa packages.

Early check-in/late check-out. No one likes having to cool their heels in the hotel lobby waiting for 3 o'clock to check in. And no one likes have to vacate their room by 11 a.m. when their flight doesn't leave till evening.

Accelerated elite status. Some hotel cards automatically bump you up a level in their loyalty program just for being a cardholder.

» MORE: NerdWallet's best hotel credit cards

Choosing a hotel group

If you decide to go the hotel-card route, you'll need to decide which hotel group gets your business. Hotels aren't as market-concentrated as airlines, so if your travels take you mostly to metropolitan areas, you'll have a decent amount of choice. Keep in mind that even though there are dozens of nationally recognizable hotel brands, ranging from budget inns to luxury resorts, many of them are just units in a larger hotel company, and that company's card can unlock benefits across the group.

Marriott, for example, includes not only its namesake properties but nearly 30 other brands, including Courtyard, Fairfield, Renaissance, Residence Inn, Ritz-Carlton, Sheraton and Westin. The Hilton family includes DoubleTree, Embassy Suites, Hampton Inn and Waldorf-Astoria. InterContinental includes Holiday Inn, Candlewood, Staybridge and Crowne Plaza. Wyndham and Choice have more than 15 mid-tier and budget-oriented brands between them.

HOW TO COMPARE TRAVEL CREDIT CARDS

No travel rewards credit card is going to have everything you want. You're going to be disappointed if you expect to find a high rewards rate, a generous sign-up bonus, top-notch perks and no annual fee. Each card delivers value through a different combination of features; it's up to you to compare cards based on the following features and choose the best travel credit card for your needs and preferences.

Most of the best travel cards charge an annual fee. Fees in the range of $90 to $100 are standard for travel cards. Premium cards with extensive perks will have fees of $450 or more. Weigh the value of the rewards and perks you'll get to make sure they'll make up for the fee.

Can you find good cards without an annual fee? Absolutely! There are no-fee options on our list of the best travel credit cards, and we've rounded up more here . Just be aware that if you go with a no-fee travel card, you'll earn rewards at a lower rate, your sign-up bonus will be smaller, and you won't get as many (if any) perks.

Rewards rate

Rewards can be thought of in terms of "earn rate" and "burn rate".

The earn rate is how many points or miles you receive per dollar spent. Some general travel cards offer flat-rate rewards, meaning you get the same rate on all purchases, all the time — 2 miles per dollar, for example, or 1.5 points per dollar. Others, including most co-branded cards, offer a base rate of maybe 1 point per dollar and then pay a higher rate in certain categories, such as airline tickets, hotel stays, general travel expenses or restaurant meals.

The burn rate is the value you get for those points or miles when you redeem them. The industry average is about 1 cent per point or mile. Some cards, particularly hotel cards, have lower value per point on the "burn" side but give you more points per dollar on the earning side.

When comparing rewards rates, don't just look at the numbers. Look at the categories to which those numbers apply, and find a card that matches your spending patterns. Getting 5 points per dollar seems great — but if those 5X points come only on purchases at, say, office supply stores, and you don't spend money on office supplies, then you're getting lousy value.

Sign-up bonus

Travel cards tend to have the biggest sign-up bonuses — tens of thousands of points that you earn by hitting a certain amount of spending. But there's more to consider when comparing sign-up bonuses than just how many points or miles you earn. You must also take into account how much you have to spend to earn the bonus. While cash-back credit cards often require just $500 to $1,000 in spending over three months to unlock a bonus, travel cards commonly have thresholds of $3,000 to $5,000.

Never spend money you don't have just to earn a sign-up bonus. Carrying $3,000 in debt for a year in order to earn a $500 bonus doesn't make economic sense — the interest you'll pay could easily wipe out the value of the bonus.

Finally, keep in mind that the biggest bonuses will come on cards with annual fees.

Foreign transaction fees

A good travel card will not charge a foreign transaction fee. These fees are surcharges on purchases made outside the U.S. The industry standard is about 3%, which is enough to wipe out most if not all of the rewards you earn on a purchase. If you never leave the U.S., then this isn't much of a concern, but anyone who travels abroad should bring a no-foreign-transaction-fee card with them.

Some issuers don't charge foreign transaction fees on any of their cards. Others charge them on some cards but not all.

International acceptance

Not all travel credit cards are great companions for international travel. While Visa and Mastercard are good pretty much worldwide, you may encounter limited acceptance for American Express and, especially, Discover, depending on the destination. This doesn't mean world travelers should dismiss AmEx and Discover. Just know that if you take one of these cards with you overseas, you'd be smart to bring along a backup in case you run into acceptance problems. (Having a backup card is good advice within the U.S., too, really.)

Travel protections

Consider which travel protections — car rental insurance , trip cancellation coverage , lost baggage protection — are important to you.

"Rewards" are what you get for using a credit card — the points earned with each transaction and the bonuses you unlock with your spending. "Perks" are goodies that you get just for carrying the card. There's a very close correlation between the annual fee on a card and the perks you get for carrying it. Cards with no annual fee are all about rewards and go very light on perks. Premium cards with annual fees of $450 or more are laden with perks (although sometimes their rewards aren't too special). Midtier cards (in the $100 range) tend to have solid rewards and a handful of high-value perks.

Assuming you take advantage of them, the perks often make up for the annual fee on a card quite easily. This is especially true with co-branded cards. Free checked bags can pay for an airline card several times over, and a free night is usually worth more than the fee on a hotel card. When comparing the perks of various cards, be realistic about which ones you will and won't use. Sure, that card may entitle you to a free spa package the next time you're at a five-star hotel, but how often do you stay at five-star hotels?

SHOULD YOU GET A TRAVEL CARD? PROS AND CONS

Pros: why it's worth getting a travel card.

The sign-up bonus gives you a big head-start on travel. Bonuses on the best travel credit cards typically run $500 or more — enough for a roundtrip ticket in many instances.

Perks make travel less expensive and more relaxing. You won't have to worry about cramming a week's worth of clothes into a carry-on if your travel credit card gives you a free checked bag (or automatically reimburses you for the bag fee). Hate the crush of travelers in the terminal? Escape to the airport lounge. Renting a car? Use a travel card that provides primary rental car insurance.

Rewards get you closer to your next trip with every purchase. Spending money on the mundane activities of daily life has a silver lining when you know that every $1,000 you spend will knock $10 or $20 off the cost of that future beach vacation or trip home to see Mom and Dad.

No foreign transaction fee can mean big savings. Take just any old credit card with you on vacation outside the U.S., and $1,000 worth of purchases can cost you $30 off the top due to the foreign transaction surcharge. Good travel cards don't charge this fee.

"Double dipping" gives you more points on travel purchases. Buy a plane ticket or book a hotel room, and you'll earn loyalty points or miles regardless of how you pay. Use the right credit card, though, and you'll earn even more points and miles on top of those.

Strategic redemption can multiply your value. With cash-back credit cards, 1 cent is worth 1 cent, and that's just how it goes. The points and miles on many travel credit cards have variable value based on how you redeem them — booking travel with them vs. transferring them to a partner, booking domestic vs. international flights and economy vs. business class, staying at budget hotels vs. high-end resorts, and so on.

Cons: Why a travel card might not be for you

The best cards charge annual fees. In many cases, the value you get from a credit card more than makes up for the annual fee. But some people are dead set against paying a fee under any circumstances. If that's you, your options in travel cards will be sharply limited, and you won't get the perks that provide a big portion of the value on many cards.

Sign-up bonus spending requirements can be steep. A bonus worth $500, $600 or $700 is attractive, but only if you can afford to earn it with spending you were going to do anyway. If you have to amass thousands of dollars in debt and then pay interest on it, it's not worth it.

Travel cards aren't ideal for infrequent travelers. In the first year with a travel card, you're probably going to come out ahead: You can earn a big sign-up bonus, and several popular cards waive the first year's annual fee, too. In subsequent years, though, you'll break even on that fee only if you use the card enough to make up for it (with the rewards you earn and redeem and the perks you use). Infrequent travelers are more likely to get more total rewards from a cash-back card with no annual fee.

Cash back is simpler and more flexible. Some travel cards allow you to redeem your rewards only for travel. Others give you poor value unless you redeem for travel. Still others have complicated redemption options, making it hard to get the most out of your rewards. With cash-back credit cards, you can use your rewards on anything, you know exactly how much your rewards are worth, and redemption is usually simple.

Rewards cards tend to charge higher interest rates. If you regularly carry a balance from month to month, a travel credit card — or any rewards credit card — probably isn't your best choice. The interest you pay is eating up the value of your rewards. You're better off with a low-interest card that reduces the cost of carrying debt.

MAKING THE MOST OF YOUR TRAVEL CARD

Maximize your rewards with the following tips:

Plan your credit card application around a big purchase to earn the sign-up bonus.

Seize every opportunity to pick up the tab, especially if your travel credit card pays bonus rewards on dining; your friends can pay you back while you collect rewards.

Redeem rewards for travel instead of gift cards, merchandise or (in most cases) cash back to get the best value.

Join the loyalty program associated with a co-branded card — a frequent-flyer or frequent-guest program.

Shop for essentials in your card’s online bonus mall or through its exclusive offers, if available, to get extra rewards.

OTHER CARDS TO CONSIDER

It’s worth considering whether a travel credit card is even right for you in the first place. A NerdWallet study found that cash-back credit cards often earn more money — even for many travelers.

If you carry a balance from month to month, the higher interest rates typically charged by rewards cards can cancel out any rewards earned. If you have a good credit score, you're better off with a low-interest credit card that can save you money on interest.

A good travel credit card shouldn't charge foreign transaction fees, but there are good non-travel cards that also don't charge them. See our best cards with no foreign transaction fee .

If you value transparency and flexibility in your rewards, you can't go wrong with a cash-back card — and you can still use the rewards for travel, if you want.

Finally, if you're still not sure what's right for you, take a look at our best rewards credit cards for options beyond travel and cash back.

NerdWallet's Sam Kemmis contributed to this article.

To view rates and fees of the American Express® Gold Card , see this page . To view rates and fees of The Platinum Card® from American Express , see this page .

Last updated on April 19 , 2024

Methodology

NerdWallet's Credit Cards team selects the best travel rewards credit cards based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of travelers. Factors in our evaluation include each card's annual fee, foreign transaction fees, rewards earnings rates, ease of use, redemption options, domestic and international acceptance, promotional APR period, bonus offers, and cardholder perks such as automatic statement credits and airport lounge access. Learn how NerdWallet rates credit cards.

Frequently asked questions

Travel credit cards earn points (sometimes called miles) each time you buy something. The standard earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, particularly travel expenses. The value of a point depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.

Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal similar to those at online travel agencies or on airline and hotel websites, but instead of paying cash, you pay with your points. Depending on the card, you may also have the option of booking travel any way you want, paying for it with the card and then cashing in your points for a credit against those expenses.

Points and miles are just different names for the same thing: the currency used in a travel rewards program. Some travel credit cards call them points, some call them miles.

Airline frequent flyer programs have long used the term “miles” to refer to the rewards you earn for flying. That’s because at one time, you really did earn rewards according to how many miles you flew — the longer the flight, the more miles you earned. Nowadays, most domestic airlines give out “miles” based on how much you spend, not how far you fly, so they’re really just points. (There are a few exceptions, though, notably Alaska Airlines.)

Especially when it comes to redeeming your rewards, there’s no difference between points and miles. The number of points or miles you need is based mostly on the cost of what you’re redeeming them for. It takes more than 500 miles (value about: $5) to get a free 500-mile flight!

The value of a point or mile depends on the card you earned it with and how you redeem it. A common rule of thumb is to assume that each point or mile is worth an average of 1 cent, although you can certainly get a much higher (or lower) redemption value. See our travel loyalty roundup page for NerdWallet’s current valuations for airline miles and hotel points.

Travel credit cards fall into two main categories: co-branded and general-purpose.

• Co-branded travel cards carry the name of an airline or hotel chain. The rewards you earn on the card can typically be redeemed only with that brand (or maybe its partners). Co-branded cards limit your flexibility, but because they are issued in partnership with an airline or hotel, they can give you special perks, like free checked bags or room upgrades.

• General-purpose travel cards are issued by a credit card company and are not directly tied to any particular airline or hotel. They earn points in the issuer's own program, such as American Express Membership Rewards, Chase Ultimate Rewards® or Citi ThankYou. These points are a lot more flexible, as you can use them to pay for a range of travel expenses, including flights on any airline or stays at any hotel. However, they don’t offer the airline- or hotel-specific perks of co-branded cards.

Travel cards — like rewards cards in general — typically require good to excellent credit for approval. Good credit is generally defined as a credit score of 690 or better. However, credit scores alone do not guarantee approval. Every issuer has its own criteria for evaluating applications.

About the author

Sara Rathner