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18 things to know before traveling to Panama

Dec 20, 2023 • 7 min read

We've got the lowdown on everything you need to know before visiting Panama © Westend61 / Getty Images

If you're looking for idyllic islands, rolling surf, untamed nature and showstopping wildlife,  Panama  is an ideal destination. It sits at the crossroads of the Americas, connecting two oceans, and beyond its cosmopolitan capital and legendary canal , Panama is a biodiversity hotspot. Did you also know it produces some of the world's  finest – and most expensive – coffee?

Here is the top things to know before you go to Panama.

1. Book ahead if you want to join a fiesta

Panamanians love to party, and barely a week goes by without a fiesta, from La Feria de las Flores y del Café in Boquete to the countrywide Carnaval, whose largest and loudest celebrations are in Las Tablas on the Península de Azuero .

There’s also Easter, Christmas and New Year’s. November’s numerous independence-related festivals see shops and offices closed and locals flocking to the beach. Hotel prices often double around public holidays and can be booked out weeks in advance.

2. Pack for the season: dry or wet

The country’s tropical climate means two seasons – hot and dry from December to April and hot and wet the rest of the year. Although the amount of rain depends on what coast you’re on, downpours usually come in short, sharp afternoon bursts before the sun forces you to put your Panama hat back on.

Pack high-factor sunscreen and hot-weather clothes, but carry something for the icy air-conditioning and high altitudes. Pack sturdy boots if you’re planning any hardcore hikes.

3. Carry the right amount of currency

The Panamanian Balboa may be the country’s official currency, but the bills in use are US dollars. Prices are listed in $ or B/, but both currencies have the same value.

Carry small bills for tipping, markets and rural areas, and enough cash in case the ATM doesn’t work (or there are no ATMs at all like in the Archipiélago de San Blas of the Comarca de Guna Yala ). 

4. You can’t reach Colombia by road

If you’re thinking of road-tripping south to Colombia , think again. The infamous Darién Gap – the land link between Central and South America – is a mash-up of impenetrable jungle, primordial swamps, poisonous snakes and dubious characters, and there’s no road crossing.  

But if you plan to head north to Costa Rica and beyond, several long-distance bus lines, such as Tica Bus, cover Central America.

5. Know a few keys phrases (and what not to say)

English is widely spoken, especially in Panama City and Boquete, but mastering a few basic Spanish phrases will endear you to the locals and help if you travel away from the tourist hotspots.

Panama may be laid back, but it’s important to be polite. Always greet people – buenas is a catch-all term for hello – and don’t forget to say please ( por favor ) and thank you ( gracias ). Listen out for one-of-a-kind Panamanian phrases, such as que sopa? (what’s up?), buco (a lot), and pinta fria (cold beer).

It's best to avoid subjects involving politics, religion, the Panama Canal and the Panama Papers out of respect to Panamanian residents.   

6. Learn to be more tranquil

Panama moves at a relaxed pace, including in the city, so don’t expect lightning-fast responses to requests. As in most of Central America, punctuality is a loose concept, and service in restaurants can be leisurely – meals are meant to be enjoyed and can stretch over several hours – so it's wise to adjust to the gentle flow of life here. Slow down and relax when you arrive in Panama.

7. The capital has its own dress code

Panamanians dress casually as a rule but tend to be a bit formal in the capital. You don’t have to wear suits or high heels, but the faded T-shirts, short shorts and flip-flops that were fine in Bocas del Toro will look out of place in the city. Also: shirtless men are an absolute no-no.

8. Confirm the fare before taking a cab

Panama’s yellow licensed taxis can be a wallet-friendly way to get around but don’t forget to negotiate a fare before you set off. Taxis aren’t metered, official rates are usually ignored, and tourists are typically overcharged. Ask a local for an idea of a taxi fare cost in advance.

Uber and Lyft are also available in Panama City (although drivers are often willing to go cross-country), along with UberEnglish for non-Spanish speakers and UberAssist for people with mobility issues. 

9. When should you tip, and how much?

Tips aren’t compulsory, but they are welcome. In pricier restaurants, if it’s not already been added onto your bill, leave a 10% gratuity. Taxi drivers don’t expect a tip, but you can round up a fare, and if someone helps you with your luggage, give them around $1 to $2.

10. Respect smoke-free zones

Smoking is prohibited in all indoor public spaces, hotel rooms, workplaces, public transport, outdoor dining spaces and sports venues. You can face a fine if you’re caught smoking in a non-designated area. The same goes for vaping. It’s illegal to import and sell e-cigarettes.

11. Bring repellent to avoid mosquito bites 

Not only are mosquito bites itchy, but they can also spread diseases such as dengue fever, so use a heavyweight bug spray, especially if you’re heading to the jungle.

12. Can I drink the water?

With a combo of heat and humidity, it’s important to keep hydrated, particularly if you plan to get active. Tap water is normally safe to drink, especially in cities, but if you’re going off the beaten track, avoid plastic pollution and invest in a water-filter bottle, which you can fill up from any water source.

13. Stay safe in the city

Panama is one of the safest countries in Central America, but it always pays to take a few precautions. Pickpocketing is common in crowded areas of Panama City, including bus stations, markets and shopping areas, so keep your valuables safe.

As in any big city, steer clear of poorly lit streets or wandering around new neighborhoods alone after dark. Avoid carrying all your credit cards at once – or wads of cash – and if you need an ATM, try to use one inside a bank during the day.

Report a crime by dialing 511 9260 (the Tourist Police in Panama City) or 104 (National Police), and keep the number of your embassy handy.

14. In case of a medical emergency

If you need emergency medical assistance, dial 911 for an ambulance. Panama City has good hospitals and clinics, but facilities are more limited outside the capital.

Make sure you have adequate travel insurance and read the fine print before you depart.

15. Keep an eye on the weather  

Before you take the plunge on Panama’s two coastlines, check for strong currents or riptides. Inland, heavy rains can cause flash flooding and landslides – October and November are usually the wettest months – so check the weather forecast and follow local advice before hitting the hiking trails, especially if you're going without a local guide.

16. Be wary when interacting with wildlife

While the risk is low, keep your eye out for venomous snakes, such as the fearsome fer-de-lance, while trekking along jungle trails, and avoid swimming in rivers unless you know they’re crocodile-free.

17. Always carry a copy of your ID

Foreign visitors are asked to carry their passports at all times, and the police sometimes check, but it’s safer to carry a photocopy or photo of the opening pages and entry stamp and leave the real thing somewhere secure.

18. Steer clear of drugs

Panama takes its drug laws very seriously. Getting caught with a small amount of illegal drugs, or even being with someone who is using drugs or has them in their possession, is grounds for arrest and can lead to a heavy fine or a harsh prison sentence.

This article was first published May 2022 and updated December 2023

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I was recently SCAMMED by this company who is denying a claim. Their policies have so many exclusions, it is worthless.

Anyone have similar experience

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ACE in Panama

Planning and facilitating an after-school sports camp for youth in rural Panamanian communities, promoting leadership skills and teamwork among participants.

This program is organized by AMIGOS de las Americas.

Note: Participants will arrive on-site in Panama on Sunday, May 5 and depart on Monday, May 13. Dates are subject to change up until point of departure.

Vanessa started her adventure with AMIGOS at the end of 2013 as the Gap Director for the Gap Year in Nicaragua. Since then, she has held several different roles at the organization. She now broadly oversees programming across Latin America. She is from Bend, Oregon and attended the University of Oregon Clark Honors College, double majoring in International Studies and Political Science.  She is passionate about international development, environmental education, immigration, and youth leadership. Over the last 10+ years, she has worked on different initiatives including sea turtle conservation work, environmental education, rural voluntourism, organic farming and experiential leadership trips.

She is based in Nicaragua and will be the primary contact for any questions before the program begins.

Email: [email protected]

She joined the AMIGOS team in 2019 as part of the Youth Ambassadors Program in Ecuador. She left the Youth Ambassadors program in 2022 and moved to Panama as the Country Coordinator. She spent most of her life in Quito, Ecuador and she studied International Relations. During her time at university, she studied a semester abroad in the Czech Republic, which deepened her curiosity for travelling and learning and working with people from different cultures. She is passionate about human rights, gender studies, youth empowerment, and international development. In her free time, she likes to train CrossFit, do outdoors activities and most recently, she spends time exploring the wonders of the ocean through scuba diving.

The project staff team is comprised of 2-3 staff members who will accompany and guide the students on the program. This is a team of staff dedicated to providing a trip focused on service, cultural exchange, and leadership.

Carolina López Barrera is a professional in International Relations from Bogotá-Colombia and has worked with AMIGOS on different projects for over a year. For more than 15 years, she was active in Colombian scouts, where she acquired life skills and found her vocation for social causes, the defense of human rights, and community work. After graduating from University she began work with different social organizations throughout Colombia on projects focused on post-conflict, migration, education, and culture. Carolina had the opportunity to live in the United States for 3 years and discovered many beautiful places there, in addition to making great friends. She also loves to dance, go for walks, and enjoy the local food of each country.

• access to gym; outdoor running; soccer fields

Program Overview | Service Opportunities | Program Requirements | | Program Details

Program Overview

During the week in Panama, participants will collaborate with local schools and government institutions to facilitate a sports camp and learn about Panamanian culture.

Panama is a small country of some 4.4 million people. It has benefitted from steady economic growth, but poverty and income inequality have remained, disproportionately affecting rural indigenous territories and Afro-Panamanian populations.

Though the country receives billions of dollars for the canal each year, this money does not always reach more rural areas. Schools in these areas often lack funds to offer activities outside of the regular school schedule and agenda. This is where AMIGOS comes in with fun and educational activities for youth. Though this is being run as a short-term program, the program will provide an opportunity for kids to be exposed to something new and perhaps spark interest and discipline in sports. AMIGOS is excited to offer this opportunity in communities where we have built relationships and worked for years.

Service Opportunities

ACE participants will be working with two communities in the local schools schools, located near the city of Penonomé. They will be collaborating with these two local schools for the entire week to provide a comprehensive sports camps for the kids. On the last day in Penonomé, ACE participants will host a sports competition day and bring the two communities together.

Local public schools:  ACE participants will work with schools in communities where AMIGOS has been present for several years. In addition to educating children and youth, these schools play a central role in promoting a sense of belonging and unity among the people in the community. Public schools are regulated by the Panamanian Ministry of Education; however, minimal funds are allocated to rural schools. The local schools depend on the contributions of parents, both monetary and in-kind, and alliances with other organizations to carry out initiatives that promote a better educational environment for the student body and teachers. By independently exploring other channels of support for the school, they have improved the opportunities and learning environment at the schools, and identified and responded to other issues in the community.

The ACE participants will be working in these schools to provide a unique extra-curricular opportunity for the school children through the facilitation of a sports camp. The participants will use their own experience, knowledge, and passions to design and facilitate an after-school sports camp during the days they spend in the community. Through the after-school sports camp, the local youth may be exposed to new sports, training exercises, and information about nutrition. The ACE participants will provide a safe space for kids to learn and have fun.

These activities will be held outside and participants need to be ready to be active, get their hands-dirty, and to spend time with kids and youth.

Program Requirements

Language suggestions.

Spanish is the national language of Panama. Given that the local community speaks mostly Spanish, proficiency in Spanish is beneficial although not required. Our staff is bilingual and trained in translation, however, we encourage participants to brush up on their Spanish skills before the program begins to facilitate independent communication with local partners and youth.

Other skills

No prior experience in community development, working with youth, coaching, or teaching is necessary; however, ACE participants with these skills or at least an interest in them will be highly beneficial to this program.  An interest in the region and basic understanding of Panama-U.S ties and history will also help contextualize the experience. Additionally, an interest in outdoor, hands-on work is important for this program since the majority of projects are outdoor-based and require varying levels of physical labor or active involvement.

All participants will be required to complete a Criminal Background Check prior to their arrival on the program

Personal competencies

Ideal participants will be energetic, enthusiastic, and excited to work with kids and youth. In addition, participants with the following competencies will be most successful on the program:

• Commitment to honest and ethical behaviors :  actively seeks to understand and adhere to the values, policies, procedures, and protocols of ACE and their host organization/community; lives up to commitments and promises they make to others
• Ability to manage stress in a novel environment : seeks to recognize and regulate stress reactions in themselves and calmly practice coping strategies that work for them; seeks help from others when they feel overwhelmed
• A bility to work productively on a supervised team: responds to feedback and critique from co-workers and supervisors with maturity and openness to improvement; listens actively and communicates courteously; responds with patience and perseverance to new or unanticipated situations and obstacles; accepts responsibility for their actions; balances their personal expectations of the ACE volunteer experience with the realities of working on short-term projects in cultural and workplace settings that are new to them
• Self-reliance and self-confidence : understands and meets their own physical and emotional needs in new environments with an age-appropriate mixture of optimism and realism
• Empathy and cultural sensitivity : effectively and respectfully communicates and interacts with people of different ages, races, religions, and cultures; demonstrates curiosity about the lives of others without judgment
• Self-awareness: possesses an age-appropriate understanding of the personal strengths and weaknesses they bring to an ACE project/program; able to articulate their beliefs and values, and to state authentically their personal motivation to serve as a volunteer; demonstrates an awareness of how others may view them in a variety of cultural settings
• Problem-solving and goal orientations : possesses strong analytical skills and an interest in producing deliverable end-projects for a community partner organization, e.g., construction of buildings or physical structures, etc.

Program Details

This program will be located in two primary locations with the majority of the time spent in Penonomé  (Please note that locations and durations are subject to change. Itinerary will be finalized once the ACE in Panama team is confirmed in mid-March.):

1.     Penonomé —The group will spend six nights in the city of Penonomé, the provincial capital of Cocle. The town is located about 3 hours from Panama City and has a population of around 21,000 inhabitants. It is located about 230 feet above sea level and has temperatures ranging from a low of 75° Fahrenheit to 90° Fahrenheit and 90% humidity.

2.      Panama City —The group will spend two nights in Panama City before departure. Participants will stay in the historic city center (Casco Viejo) and have an opportunity to see the Panama Canal and take a tour of the historic city to learn about the history and architecture of the colonial-style buildings. Panama City is hot and humid at all times of the year.

In Penonomé, ACE participants will be staying in group lodging facilities with access to modern utilities. The center has 10 cabins, each accommodating 6 to 10 people. Students will be placed in single-gender cabins. Each cabin has its own bathroom and shower. There is no hot water available, however, due to the weather, it will be refreshing to take a cold shower. There are communal spaces for eating, socializing, prepping materials, and relaxing. There are also open sports fields to play soccer or hang out outside. Laundry service will be offered one time on the trip. During the last two nights in Panama City, participants will stay in a youth hostel.   The hostel has shared rooms for up to 6 people, which will be shared only with ACE participants of the same gender.

It is very hot in the parts of Panama where the group will be located. Fans or air-conditioning are available at the lodging sites.

In this program, students will be provided 3 prepared meals per day and snacks. ACE participants will be able to help themselves to fruit, basic snacks, and potable drinking water throughout the day.  There may be times when participants will go out for the odd meal, which will be included in the program. Participants may wish to bring extra spending money for supplementary food and snacks that can be purchased at the nearby grocery store. Generally, most dietary restrictions and preferences can be accommodated. Detailed packing recommendations will be given closer to departure; however, participants are encouraged to bring some type of protein supplements and electrolyte powder given the high temperatures and humidity. All food that participants bring will be stored by the project staff team. Storing food correctly in the tropics is critical to avoid infestations of bugs or other critters in the bedrooms.  AMIGOS staff will ensure there is a variety of snacks available and hearty meals. When possible, the primary meals will be served in buffet style, to ensure participants can select what they like and return for additional portions, as needed.

If participants’ dietary needs are not being met for any reason, they need to inform their project staff. Also, if you have any specific concerns before signing up for the program, please contact the ACE office, [email protected] , to discuss whether or not your dietary needs can be reasonably accommodated at this program site.

The three main courses may look like this:

Breakfast  

• Typical Panamanian breakfast: Hojaldre (fried dough) with stew sausages or tortilla (fried corn patty) with eggs.
• International cuisine: pancakes with eggs or French toast with eggs.
• All breakfasts include fruit and beverages.
• Sancocho (traditional chicken soup) or rice and beans with steak or chicken and plantains.
• Smashed potatoes with grilled chicken and salad.
• Rice with pork stew and salad.

At all lodging sites, food restrictions will be considered.

Wi-fi is available at the lodging sites and participants can use internet-based communication, i.e. WhatsApp, Facetime, etc. to stay in touch. Wi-fi may be slower than students are accustomed to.

All AMIGOS onsite project staff carry cell/mobile phones at all times and are reachable via the 24-hour Emergency Contact number. AMIGOS staff is also always on-site in the event students need emergency support.

While ACE participants are permitted to bring their own cell phone, camera, laptop to the program, AMIGOS is not liable for any damage, lost, or stolen items during the stay. Due to AMIGOS’s Media Policy, technological equipment will not be permitted on the project site in Penonomé (including cell phones, cameras, etc.).

ACE participants will travel in fully insured and vetted transport with a licensed and experienced driver to and from their community partner sites, the gym, and on enrichment activities. Where possible, participants will walk. When in Penonomé, participants will travel daily to the communities which are within 45 minutes from the city.

ACE participants will be provided with time for training in their project activity schedule.  This will typically take place in the mornings or evenings depending on the daily activities. A local gym is located near the lodging sites. They have weights and cardio machines, though may not be as equipped as the gyms in the U.S. ACE participants will be provided with a short-term gym membership as part of the program where they can access the gym as many times as they like during their stay (as the program schedule allows). There will also be designated areas for running or outside free body weight activities and fields to play soccer and volleyball. A video of the gym is included in the gallery below.

Pool training is not feasible for ACE participants who need to commit to regular swimming training since there are no available pools in the area.

Once the ACE participants are confirmed and the students’ training needs are assessed, a training schedule will be developed.

ACE participants will receive online and in-person training for this program. Before departure, participants will attend two sessions of one hour each on the topics of health and safety and program components and expectations. Upon arriving in the country, participants will participate in a couple orientation activities to orient them to the area, the project, the expectations, and the plans for the week. They will also receive informative talks from the local partners. There will also be one Spanish class to support with useful phrases and functional conversation tips.

The daily schedule will fluctuate based on activities. Participants can expect a daily schedule like the following:

• 6:30-8:30am—Morning athletic training
• 8:30-9:00am—Breakfast
• 9:00am-12:00pm—Cultural enrichment activity, planning for afternoon activities with youth, and/or outdoor activity.
• 12:00-12:30pm—Travel to community.
• 12:30-1:30pm—Lunch—In community with the youth participating in the sports camp or together as a group in another location.
• 1:30-4:30pm—Facilitating a sports camp–activities with local youth.
• 4:30pm-5:00pm—Travel back to city and go to hotel.
• 5:00-6:00pm—Free time
• 6:00-7:00pm—Dinner
• 7:00-8:00pm—Asamblea
• 8:00-10:00pm—Free time or organized group activities

Participants will also receive a one-on-one mentoring session with AMIGOS staff.

Every day, there will be 1-2 student leaders of the day. These students meet with AMIGOS staff the night before their day and go over the schedule for the next day and the expectations as the student leaders. The daily leaders are responsible for waking up the group, ensuring everyone is prepared and on-time for activities, support in keeping the group engaged, and leading the nightly asamblea.

Each night after dinner the daily leaders will facilitate the asamblea with support from AMIGOS staff. This is a time to team-build, reflect on the day, and review the agenda for the following day. Daily leaders are expected to think of reflection questions for the group based on their daily activities and experiences. This will also be a space for group-processing led by AMIGOS staff, to process emotions and resolve conflicts.

Learning about the local culture is an integral part of the program. Cultural enrichment activities may include:

• Spanish class
• Panamanian cooking class
• Local dance class
• Visit to the Panama Canal
• Tour in the historic center of Panama City
• Orchid Farm
• Butterfly Haven
• Cultural presentation

Participants will also have the opportunity to immerse in the culture through daily visits to rural communities and the facilitation of a sports camp with youth.

• Panama’s Poor: Victims, Agents, and Historymakers by Gloria Rudolf • Stories, Myths, Chants, and Songs of the Kuna Indians by Joel Sherzer and Olokwagdi de Akwanusadup • America’s Prisoner: The Memoirs of Manuel Noriega by Noriega • Silver and Gold: Untold Stories of Immigrant Life in the Panama Canal Zone by Emmanuel Evers Airall • In Defiance: The Battle Against General Noriega Fought from Panama’s Embassy by Juan B. Sosa • How Wall Street Created a Nation: J.P. Morgan, Teddy Roosevelt, and the Panama Canal by Ovidio Diaz Espino

MUSIC • http://en.wikipedia.org/wiki/Music_of_Panama • http://www.panama1.com/Music_of_Panama.php • Rúben Blades (Salsa): https://www.youtube.com/watch?v=GL8x1AaUBVc • Llevarte a Marte (Reggae-Rock fusion): https://www.youtube.com/watch?v=eK8yQxDZPV0 • Lolas (Punk/Rock): https://www.youtube.com/watch?v=dmZpZ0Z7r5c • La Factoria (Reggaeton): https://www.youtube.com/watch?v=6nl5U0O5nOU • Carlos Méndez (Alternative): https://www.youtube.com/watch?v=VpMbWpSXyQQ

MOVIES • Caja 25 (Drama): http://www.iffpanama.org/es/peliculas/caja-25 • Ruta de La Luna (Drama): https://www.youtube.com/watch?v=jT7LtlI2cNA • Chance (Comedy): https://www.youtube.com/watch?v=0cQc2JDT7nI

WEBSITES • Peace Corps website with useful information on Panamá: http://www.peacecorps.gov/index.cfm?shell=learn.wherepc.LatinAmerica.panama • Panamá Canal website: http://www.pancanal.com • Panamá News in English: http://www.thepanamanews.com • Panamá newspaper, in Spanish, widely considered the most neutral: http://www.prensa.com • Latin America Network Information Center (LANIC) at the University of Texas at Austin – Country Page for Panama: http://lanic.utexas.edu/la/ca/panama . This has loads of resources and material to read up on!

Media Gallery

This is a video of the local gym in Penonomé where ACE Participants will be able to train.

Travel Notices

For additional information regarding the specific program location, it’s recommended that you review the following US State Department and International SOS websites:

• US State Department
• International SOS

• Become An Agent

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1. cashless travel insurance, 2. reimbursement claim process, 3. documentation for claims.

1. You can file cashless claims for medical expenses exceeding USD 500 and reimbursement claims for the same under USD 500.

2. You can submit all the relevant documents on our platform and initiate the verification process

3. Post successful verification, the hospital and you will receive a payment guarantee notification.

4. If we need more data to verify your claim, you will be requested to do so on time.

1. You can close the entire claim cycle within 10 days with a comprehensive and accurate documentation process.

2. Aggregate all the relevant documents and upload them to BAGIC HAT.

3. Post verification, our team will process your payment within 10 days of approval. You will receive it in your registered bank account via NEFT.

4. Our team will request any necessary but missing documents and provide you with a 45-day window to provide them. You will also receive a reminder every 15 days during this period. If you fail to furnish the necessary documents in this period, your claim request will be closed. 

We highly recommend you to use the Caringly Yours app for trip delay delight. The app keeps track of the delay in your flight, does not require any physical documentation, and automatically processes your reimbursement.

To initiate a claims process, please get in touch with our team using any of these numbers:

• 1800-209-0144
• 1800-209-5858

GOT A QUESTION? HERE ARE SOME ANSWERS THAT MIGHT HELP

What is the travel ace plan.

Travel Ace is one of the most comprehensive travel insurance plans covering a wide range of risks - from loss of luggage to medical coverage to even emergency cash assistance. Travel Ace adds an additional layer of security with over 42 coverage areas without any geographic limits and makes your next voyage securer. 

How is the Travel Ace Policy Different from Other Travel Insurance Policies?

Travel Ace is different on several grounds:

• 42+ coverage areas and 5 extensions.
• Discount for travelling partners.
• Pre-existing disease and illness inclusion in specific policy variants.
• Separated accident and sickness medical expenses for added coverage.
• No geographic limitations.
• Backed by the seamless Bajaj Allianz experience of discovering, buying, and claiming insurance. 

What are the Benefits of Travel Ace?

Travel Ace gives a wide range of benefits such as:

• Comprehensive coverage against medical, travel, and monetary risks on your foreign trip.
• Additional coverage made available with 42+ optional coverages.
• Specific policy variants are designed to suit the needs of the elderly. 

Do I Really Need Travel Insurance?

The short answer is – Yes. If you are travelling to Schengen Countries, you will anyway need travel insurance. However, getting travel insurance has benefits beyond being compliant with the laws of the land. It helps you:

• Get the required medical attention without diluting your savings.
• Get access to cash and resources when necessary.
• Get compensated for the loss of baggage and passport when their safety is outside your purview.
• Focus on the agenda of your trip, so you are never worried about the potential medical, travelling, cancellation, or other pertinent risks. 

Does the Travel Ace Policy Offer Coverage for COVID-19?

Yes. You can get:

• Up to USD 10,000 worth of coverage if you are hospitalized due to COVID-19 in a foreign country if you are under 70 years of age.
• If you are over 70 years of age, you can get up to USD 3,000 for COVID-19-included hospitalization.
• For home quarantine in a foreign location due to COVID-19, you can get up to USD 3,000 in coverage.

The coverage will be valid only on satisfaction of the terms & conditions mentioned in your insurance agreement.

Can Pre-Existing Diseases Be Covered Under the Travel Ace Plan?

Yes. Certain policy variants cover pre-existing diseases and injuries.

Which Countries Are Covered by the Travel Ace Policy?

All the countries except the ones forbidden by the Government of India for travelling purposes are covered by the Travel Ace plan.

How Long Does It Take to Receive the Policy Document After Buying It?

If you buy the Travel Ace plan on the Bajaj Allianz website or Caringly Yours mobile app, you will get the policy documents instantly as soon as you have made a successful payment. 

Is the Travel Ace Plan Applicable for Schengen Countries?

Yes. The Travel Ace Plan is valid for Schengen Countries.

Are There Any Cancellation Charges?

You can terminate the policy any time before the Risk Period begins by providing an application in writing with the necessary documents. After deducting ₹250 as the cancellation fee and applicable taxes, you will receive the premium you have already paid. 

Travel Ace at a Glance

The policy's duration depends on whether you are taking single-trip insurance or multi-trip insurance, as well as the room for extensions. The Travel Ace plan is designed to help you make your trip more fulfilling by including your family members. You can add members to the Travel Ace plan and get up to a 10% discount on the premium as far as the travelling tenure and the insurance variant chosen by them is identical to yours. The policy is open to unlimited extensions as far as the net duration for the policy is less than or equal to 360 days. 

Corporate Plus

Platinum plan, corporate lite, silver plan, standard plan, travel ace corporate plus (usd 500,000).

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to  (USD)  10,000.

5. Accidental, Death, and Disability cover up to (USD) 6,000.

6. Personal Accident Cover in India of up to ₹ 200,000.

7. Sickness Medical Exigencies of up to (USD) 500,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to  (USD) 500,000 (USD 100 Deductible).

9. Emergency Dental Care of up to  (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization:  (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 2000.

12. Trip Interruption coverage of up to (USD) 750.

13. Loss of Checked-In Baggage is covered up to ₹ 750. Delay of checked-in baggage is also covered with (USD) 100/10 hrs in a foreign location and ₹1000/10 hrs in India.

14. Personal Liability of up to (USD) 100,000.

15. Coverage for loss of passport and driving license of up to (USD) 400.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to 300.

17. Hijack Cover of up to (USD) 3,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 150,000 each for portable equipment other than laptop, laptop, and all other equipment.

19. Standard Fire & Special Perils Cover:

20. Trip Delay Delight of up to (USD) 80/6 hrs

21. Emergency Cash Assistance Service of up to (USD) 1000.

22. Bounced hotel coverage of up to (USD) 500.

23. Trip Extension coverage of up to (USD) 750.

Optional Coverage :

Extended Pet Stay (INR), Lifestyle Modification Benefit, Child Education Benefit, Missed  Connection Coverage, Legal Expenses, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Ticket Overbooking, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits :

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1700 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment: (USD) 11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1500.

6. Ambulance Services of up to (USD) 500.

Travel Ace Platinum (USD 500,000)

2. International Personal Accident Cover of up to  (USD) 25,000.

3. Lifestyle Modification Benefit of up to  (USD) 10,000.

4. Child Education Benefit of up to  (USD) 8,000.

5. Accidental, Death, and Disability cover up to  (USD) 10,000.

6. Personal Accident Cover in India of up to ₹ 10,00,000.

7. Sickness Medical Exigencies of up to 500,000 (USD 100 Deductible) alongside Pre-Existing Illness coverage of up to 5000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD)  500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD)  100/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 5000. 

12. Trip Interruption coverage up to (USD) 2000.

13. Loss of Checked-In Baggage is covered up to ₹ 1000. Delay of checked-in baggage is also covered with (USD) 300/6 hrs in a foreign location and ₹3000/6 hrs in India.

14. Personal Liability coverage of up to  (USD) 200,000.

15. Coverage for loss of passport and driving license of up to (USD)  500.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD)  1000.

17. Hijack Cover of up to  (USD) 10,000.

a. Up to ₹ 500,000 for portable equipment other than laptop and ₹ 400,000 for other equipment and up to ₹ 100,000 for laptop.

a. Up to ₹ 500,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

20. Trip Delay Delight Platinum of up to  (USD) 150/4 hrs.

21. Emergency Cash Assistance Service of up to (USD) 1500.

22. Missed Connection coverage of up to (USD) 300.

23. Bounced hotel coverage of up to (USD) 500.

24. Trip Extension coverage of up to (USD) 1500.

25. Legal Expense coverage of up to (USD) 1000.

26. Weather Guarantee of up to (USD) 500.

27. Extended Pet Stay (INR) covered up to 3,000.

28. Loss of Personal Belongings (Mobile, Laptops, and iPads) coverage of up to  (USD) 1500.

29. Car Hire Excess Insurance of up to 50 and Alternative Transport Expenses of up to  (USD) 200.

30. Compassionate Visit of up to (USD)  1000.

31. Compassionate Stay of up to  (USD) 1000.

32. Return of Minor Child coverage of up to  (USD) 1000.

33. Ticket Overbooking coverage of up to  (USD) 200.

Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Pre-Existing Injury, and Waiver of Sub-Limits.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: 1700 per day.

2. ICU:  (USD) 2500 per day.

3. Surgical Treatment coverage of up to  (USD) 11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to  (USD) 200 per visit.

5. Diagnostic & Testing charges of up to  (USD) 1500.

6. Ambulance Services of up to  (USD) 500.

Travel Ace Corporate Lite ( USD 250,000)

 1. Age Group Covered: 0 to 120 Years.

2. International Personal Accident Cover of up to  (USD) 10,000.

5. Accidental, Death, and Disability cover of up to  (USD) 5,000.

6. Personal Accident Cover in India of up to ₹ 100,000.

7. Sickness Medical Exigencies of up to 250,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to  (USD) 250,000 (USD 100 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 1000.

12. Trip Interruption coverage of up to (USD) 500.

13. Loss of Checked-In Baggage is covered up to ₹ 500. Delay of checked-in baggage is also covered with  (USD) 100/10hrs in a foreign location and ₹ 1000/10hrs in India.

14. Personal Liability of up to (USD)  100,000.

15. Coverage for loss of passport and driving license of up to (USD)  300.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to  (USD) 300.

17. Hijack Cover of up to  (USD) 2,000.

a. Up to ₹ 100,000 each for portable equipment other than laptop, laptop, and all other equipment.

20. Trip Delay Delight of up to (USD) 80/6 hrs.

21. Emergency Cash Assistance Service of up to  (USD) 1000.

22. Bounced hotel coverage of up to (USD)  500.

23. Trip Extension coverage of up to  (USD) 750.

Extended Pet Stay (INR), Lifestyle Modification Benefit, Child Education Benefit, Missed Connection Coverage, Legal Expenses, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Ticket Overbooking, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

3. Surgical Treatment: (USD)  11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

Travel Ace Gold ( USD 200,000)

2. International Personal Accident Cover of up to (USD)  15,000.

3. Lifestyle Modification Benefit of up to  (USD) 6,000.

4. Child Education Benefit of up to  (USD) 4,000.

5. Accidental, Death, and Disability cover up to (USD)  7,000.

6. Personal Accident Cover in India of up to ₹ 500,000.

7. Sickness Medical Exigencies of up to 200,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to  (USD) 200,000 (USD 100 Deductible).

10. Daily allowance during hospitalization:  (USD) 75/day for up to 7 days.

12. Trip Interruption coverage of up to (USD) 1000.

13. Loss of Checked-In Baggage is covered up to ₹ 750. Delay of checked-in baggage is also covered with (USD) 200/8 hrs in a foreign location and ₹2000/8 hrs in India.

14. Personal Liability of up to  (USD) 150,000.

15. Coverage for loss of passport and driving license of up to  (USD) 400.

15. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to  (USD) 500.

16. Hijack Cover of up to  (USD) 5,000.

17. Home Burglary & Robbery Insurance:

a. Up to ₹ 200,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

18. Standard Fire & Special Perils Cover:

19. Trip Delay Delight of up to (USD) 120/5 hrs.

20. Emergency Cash Assistance Service of up to  (USD) 1000.

21. Missed Connection coverage of up to  (USD) 300.

22. Bounced hotel coverage of up to  (USD) 500.

23. Trip Extension coverage of up to  (USD) 1000.

24. Legal Expense coverage of up to  (USD) 1000.

25. Weather Guarantee of up to  (USD)  200.

26. Extended Pet Stay (INR) covered up to 3,000.    

Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization:  (USD) 1500 per day.

2. ICU: 2500 per day.

3. Surgical Treatment:  (USD) 9,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

5. Diagnostic & Testing charges of up to  (USD)  1250.

6. Ambulance Services of up to  (USD)  400.

Travel Ace Silver ( USD 100,000)

2. International Personal Accident Cover of up to 12,000.

3. Lifestyle Modification Benefit of up to 5,000.

4. Child Education Benefit of up to 3,000.

5. Accidental, Death, and Disability cover up to 6,000.

7. Sickness Medical Exigencies of up to 100,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to  (USD) 100,000 (USD 100 Deductible).

11. Trip & Event Cancellation coverage of up to (USD) 1500. 

12. Trip Interruption coverage of up to (USD) 750.

13. Loss of Checked-In Baggage: ₹ 500. Delay of checked-in baggage is also covered with (USD) 100/10 hrsin a foreign location and ₹ 1000/10 hrs in India.

14. Personal Liability of up to 100,000.

15. Coverage for loss of passport and driving license of up to 300.

17. Hijack Cover of up to 3,000.

a. Up to ₹ 150,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

20. Trip Delay Delight of up to  (USD) 100/6 hrs.

22. Missed Connection coverage of up to  (USD) 300.

23. Bounced hotel coverage of up to  (USD) 400.

24. Trip Extension coverage of up to  (USD) 750

Legal Expenses, Weather Guarantee, Extended Pet Stay (INR), Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits : 

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: 1500 per day.

5. Diagnostic & Testing charges of up to  (USD) 1250.

6. Ambulance Services of up to  (USD)  400.    

Travel Ace Super Age (USD 50,000)

1. Age Group Covered: 70+ Years.

2. International Personal Accident Cover of up to 10,000.

3. Accidental, Death, and Disability cover of up to 2,000.

7. Sickness Medical Exigencies of up to 50,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to  (USD) 50,000 (USD 100 Deductible).

12.  Trip Interruption coverage of up to (USD) 500.

13. Loss of Checked-In Baggage is covered up to ₹ 500. Delay of checked-in baggage is also covered with (USD) 200/8hrs in a foreign location and ₹ 2000/8 hrs in India.

14. Personal Liability coverage of up to  (USD) 100,000.

15. Coverage for loss of passport and driving license of up to  (USD) 250.

16. Hijack Cover of up to  (USD) 3,000.

19. Trip Delay Delight of up to  (USD) 80/6 hrs.

20. Emergency Cash Assistance Service of up to  (USD)  1000.

23. Trip Extension coverage of up to (USD)  1000.

24. Compassionate Visit and Compassionate Stay coverage of up to  (USD)  1,000 each.

25. Ticket Overbook coverage of up to  (USD) 200.

Legal Expense, Weather Guarantee, Golfer’s Hole-in-One, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance,  Extended pet stay (INR), Alternative transport expenses and Waiver of Sub-Limits.

Applicable to people above 70 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization:  (USD) 1200 per day.

2. ICU: (USD)  2000 per day.

3. Surgical Treatment: 8,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD)  150 per visit.

5. Diagnostic & Testing charges of up to  (USD) 1000.

6. Ambulance Services of up to  (USD) 300.

Travel Ace Standard (USD 50,000)

3. Lifestyle Modification Benefit of up to  (USD) 3,000

4. Child Education Benefit of up to  (USD) 2,000.

11. Trip and Event Cancellation: (USD) 1000

12.  Trip Interruption:  (USD) 500

13. Loss of Checked-In Baggage: ₹ 500. Delay of checked-in baggage is also covered with (USD) 100/10 hrs in a foreign location and ₹ 1000/10 hrs in  India.

14. Personal Liability of up to  (USD) 50,000.

15. Coverage for loss of passport and driving license of up to  (USD) 300.

a. Up to ₹ 100,000 each for portable equipment other than laptop, laptop, and other equipment.

20. Trip Delay Delight of up to  (USD) 80/6 hrs. 

21. Emergency Cash Assistance Service of up to  (USD) 500.

22. Missed Connection coverage of up to  (USD) 250.

Bounced Hotel, Trip Extensions, Legal Expenses, Weather Guarantee, Extended Pet Stay (INR), Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff,  alternative transport expenses and Waiver of Sub-Limits.

1 Hospital Room, Emergency Room, and Boarding & Hospitalization:  (USD) 1200 per day.

2 ICU:  (USD) 2000 per day.

3 Surgical Treatment: (USD)  8,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4 Consultation Charges of up to  (USD) 150 per visit.

5 Diagnostic & Testing charges of up to  (USD) 1,000.

6 Ambulance Services of up to  (USD) 300.

Important Points to note before buying Travel Ace Insurance?

Legal Expenses

Weather Guarantees

Extended Pet Stay (Covered in INR)

Loss of Personal Belongings such as Mobile, Laptops, and iPads

Car Hire Excess Insurance

Compassionate Visit or Stay

Return of Minor Child

Ticket Overbooking

Sporting Activities

Display Benefit Cover

Replacement and Rearrangement of Staff

Waiver of Sub-Limits Applicable to All Individuals Above 50 

Years of Age Seeking OPD/Hospitalization.

Pre-Existing illnesses and injuries are covered only in specific policies. For all policies which do not state explicit inclusion, both pre-existing illnesses and injuries are excluded. 

Any incident, injury, or loss because of substance abuse in the form of drugs or alcohol will not be covered.

Any damages resulting from human activities such as nuclear testing/attacks, war, terrorism, or riots will not be covered.

Medical treatment for HIV/AIDS, as well as an alternative treatment, cosmetic treatment, or treatment becoming essential due to self-harm or beyond a licensed doctor's medical advice, will not be covered. 

Loss incurred due to unattended luggage or passport will not cover. If the luggage is not dispatched alongside the insured, any damage or loss incurred to the luggage will not be covered.

Adventure sports performed in professional capacity.

Adventure sports activity that is not under the supervision of a trained professional.

Download Travel Ace Insurance Documents

• Policy wordings
• Proposal form

Set Renewal Reminder

Thank you for your interest. We will send you a reminder when your policy is due for renewal.

Summary of Key Coverages

International Personal Accident Cover to help you recover from personal damages incurred during an accident in a foreign location.

Lifestyle Modification Benefits include the additional costs you have to bear to make necessary changes in your lifestyle and assets after an accident or emergency. 

Child Education Benefits is the compensation released for your children's welfare if you meet an unfortunate event during the international trip. 

Accidental, Death, and Disability compensate for demise or critical damage to bodily functions caused due to an accident during an international trip.

Personal Accidental Cover in India provides compensation to cover all the personal expenses incurred due to an accident in India. 

Sickness or Accidental Medical Exigencies cover the cost of medical attention required to post an unforeseeable sickness or accident in a foreign location. 

Emergency Dental Care covers the cost of non-cosmetic dental expenses for stopping pain, bleeding, or loss of teeth. 

Daily Allowance during Hospitalization covers the non-medical or survival expenses incurred during a stay in the hospital. 

Tip & Event Cancellation covers the cost incurred when the trip is cancelled for unforeseeable reasons. Trip Interruption covers only the costs incurred due to an intermittent gap in the journey that was not planned earlier. 

Loss or Delay of Checked-In Baggage provides compensation for a fixed set of hours for which the baggage was delayed or lost, post the check-in. 

Personal Liability Cover includes any liability on the insured to incur medical or property damage expenses due to inclusion in an overseas accident. 

Golfer’s Hole-in-One covers the expenses incurred to play a US Golfer’s Association-recognized golf course under a predetermined limit. 

Hijack Cover includes the compensation paid to the insured if the plan she/he/they used to travel is hijacked during the commute. 

Home Burglary & Robbery insurance covers replacing portable equipment such as laptops and other equipment stolen when the insured individual is off to the trip.

Standard Fire & Special Perils covers the cost of replacing portable equipment such as laptops and other equipment which are damaged beyond reasonable repair when the insured individual is off to the trip.

Trip Delay Delight provides compensation on a fixed hourly basis if the trip is delayed for any reasons outside the insured individuals’ control. 

Emergency Cash Assistance Service provides direct access to cash in a foreign location for emergency purposes. 

Missed Connection coverage provides compensation if the insured individual misses a connecting flight for reasons outside her/his/their control.

Coverage for Loss of Passport and Driving License compensate for the loss of passport or driving license of the insured person for no causal error of her/his/their own. Similar coverage in principle is provided under the Loss of Personal Belongings cover for mobiles, laptops, and iPads. 

Things to check while Buying a Travel Insurance Plan?

Here are a few things to look into before you choose the variant of the travel ace plan for your next journey:.

Seniors tend to attract a higher premium. Use this to optimize your clubbed insurance plan.

Ideally, avoid travelling to countries with high political or climate risks. Your insurance premium will be higher, and if a man-made event causes damages, your claims might even get rejected.

One-time and long trips will attract higher premiums. If you plan to travel frequently in a given year, consider a multi-trip plan. In terms of the itinerary, the lesser risk you put yourself into, the lesser premium you end up paying on the insurance.

Make a list of requirements you seek. Then, add a few in terms of add-ons. And now compare the insurance carriers who can cover your needs. The sum insured will be the total sum you are insured for. 

Check the convenience of the claim settlement process and the claim settlement ratio. Also, make sure you read the entire list of exclusions – the conditions mentioned in your insurance agreement that show the instances under which you will not be eligible for the insured sum. 

The Schengen Countries have some unique requirements for travel insurance plans. Read them carefully and see if your insurance plan matches them.

Understand the policies around pre-existing conditions and pre-policy tests conducted before your premium is locked.

Buy multi-trip and group insurance early to minimize the unitary costs of the insurance plan.

How to Find the Premium for your Travel Insurance Plan

You can easily calculate the tentative insurance premium for your Travel Ace plan. Here is how to do it:

Click here and access the Bajaj Allianz Travel Insurance Premium Calculator.

Add your active name, phone number, and email address. Mention your country of residence accurately.

That’s all! You will soon receive a tentative quote for your Travel Ace premium.

The actual cost of the insurance will depend on a broad set of factors such as your age, travel destination, duration of the trip, number of travellers in the plan, and the add-ons you choose. 

Steps To Buy Travel Ace Policy Plan?

1.      Visit the Bajaj Allianz website, select travel insurance, and then choose the category befitting your needs.

2.      Provide your full name and choose from the types of policies available for Leisure, Business Multi-Trip, and Student.

3.      Add your Date of Birth, Date of Departure, Date of Return, Destination, and the existing Pin Code. 

4.      Get the virtual quote and the option to select a plan. Now, you can choose the add-ons you need and make the payment. 

5.      Post successful payment, you will get the insurance policy documents over email. 

1.      Download the app and log in with a valid account ID and password. 

2.     Choose travel insurance and add your name, DOB, journey dates, and existing pin code. 

3.    Get an instant quote on your phone and select the befitting plan with add-ons. 

4.     Make a successful payment and receive the insurance documents over email. 

Visit the nearest Bajaj Allianz office and get in touch with our dedicated team. They will walk you through the entire process with a designated representative at your service. 

Customer Reviews & Ratings

Average Rating:

(Based on 5,340 reviews & ratings)

David Williams

Pretty smooth process. Hassle free process while buying travel insurance

Satwinder Kaur

I like your online service. I am happy with that.

Madanmohan Govindarajulu

Straight forward online travel insurance quote and price. Easy to pay and buy

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Written By: Bajaj Allianz - Updated: 21 st  December 2022

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Is Panama Safe? Crime Rates & Safety Report

• Panama : Safety by City
• Panama City

Panama is located in Central America, boasting two coastlines: one on the Caribbean Sea and one on the North Pacific Ocean, with Colombia (and, of course, entire South America) to the southeast and Costa Rica (and the North American continent) to the northwest.

The most interesting part about it, both geographically and from a touristic point of view, is that it’s located on the isthmus that forms the land bridge connecting North and South America and controls the Panama Canal – the world-famous canal that connects the North Atlantic Ocean via the Caribbean Sea with the North Pacific Ocean, probably the most important and best known shipping routes in the world.

Panama slowly grew into one of the most popular tourist destinations in the world: tourists can visit two different oceans and coastlines, go climbing mountains, hiking through rainforests and enjoy the impressive city life which offers to its visitors’ contemporary art, fashion and fine dining.

However, the central marvel and the biggest attraction is still the Panama Canal and it can be seen via an aerial view through the local operator, and you can even enjoy stunt and trick flights with veteran air force pilots and skydives over this engineering miracle.

• Warnings & Dangers in Panama

OVERALL RISK: MEDIUM

Panama is generally safe, but you should take precaution on the streets of major cities, and after dark. Be wary of pickpockets and bear in mind that mugging and violent crime are also part of this country's street life.

TRANSPORT & TAXIS RISK: MEDIUM

Public transport is generally safe in Panama, but do be careful on buses and bus stops since that's where pickpockets and petty thieves operate. Bear in mind that bus stations tend to be high crime areas, and whenever possible opt for calling a taxi instead of hailing one on the street.

PICKPOCKETS RISK: HIGH

Pickpockets are a common occurrence on the streets of Panama and tourists are recommended to remain vigilant at all times when on the street. Make sure you don't flash your valuables on the street, be careful when withdrawing money from ATMs and of course, keep all your valuables in a safe place in your accommodation or safely by your side.

NATURAL DISASTERS RISK: MEDIUM

Ocean currents, hurricanes, earthquakes, and floods are only some of the natural disasters that sometimes hit Panama.

MUGGING RISK: MEDIUM

Violent crime exists in Panama and mugging and kidnapping isn't uncommon on the streets of Panama. In such a situation, hand over all your possessions immediately and do not resist. Avoid poorly lit and deserted areas.

TERRORISM RISK: LOW

Although there haven't been any terrorist attacks in Panama's recent history, they shouldn't be ruled out so remain vigilant at all times.

SCAMS RISK: MEDIUM

Scams are very common in Panama, so double check your change, never pay anything upfront and negotiate everything in advance. Watch out for people sending you free drinks and never leave your drink unattended.

WOMEN TRAVELERS RISK: LOW

Traveling to Panama is generally safe for solo women, but bear in mind that you should generally hike and explore in a company, never alone. Stay away from poorly lit and deserted streets and areas and from people that are visibly intoxicated or under the influence

• So... How Safe Is Panama Really?

Generally, Panama is a safe country to visit.

When you visit Panama, you can count on friendly people offering you help with anything you need, especially in rural areas.

However, crime rates are high, and it’s not just the petty crime that’s the issue: violent crime is a common issue in Panama, though it’s on its way to getting eradicated.

There are parts of this country that you should definitely avoid such as the border region between Panama and Colombia, (considered to be extraordinarily dangerous due to the presence of Colombian rebel groups and drug traffickers), most of the city of Colon, El Chorrillo neighborhood of Panama City, and Curundu and El Marañón neighborhoods which are poor and crime-ridden areas.

Although at night the main streets and plazas and districts with bars and restaurants are safe, visitors should be more cautious after dark, especially if they’re moving north along Avenida Central towards El Chorillo.

Pick-pocketing and mugging is a common issue in Panama City, so tourists are advised to exercise caution, particularly in crowded areas such as train and bus stations, airports and on busy streets, as well as in public transport.

• How Does Panama Compare?
• Useful Information

Many countries need a visa in order to enter Panama, while some, like the U.S and Australian nationals, do not need a visa for stays of up to 180 days. Make sure your passport is valid for at least 3 months beyond the date of arrival. If you are not sure about your visa status, visit www.doyouneedvisa.com which will let you know whether or not you need a visa based on your nationality and the country you want to visit.

There are two official currencies in Panama: United States Dollar and Panamanian balboa. ATMs are mostly available throughout the country, except in some isolated areas, while credit cards are accepted in some establishments such as restaurants and upscale hotels, but may not be accepted everywhere.

The climate in Panama is tropical maritime climate, which is characterized by a hot and humid season with plenty of precipitation (which lasts from May to December) and a short dry season (lasting from January to May).

Tocumen International Airport is the busiest international airport of Panama City, the capital of the country of Panama. It is, also, at the same time the busiest airport in Central America at the moment.

Travel Insurance

Just like anywhere else, we recommend getting travel insurance when traveling to Panama, since it covers not only the costs of medical problems but also theft and loss of valuables.

Panama Weather Averages (Temperatures)

• Average High/Low Temperature

Panama - Safety by City

Explore panama.

• 11 Best Beaches in Panama
• 10 Most Dangerous Cities in Panama
• 10 Best Zoos & Aquariums in Panama
• 12 Best Flea Markets in Panama
• 10 Safest Cities In Panama
• 16 Pros and Cons of Living in Panama
• Top 9 Shores Of Panama
• Where to Next?

69 Reviews on Panama

Great website.

great website i am doing a school project on panama and this helped my mom a lot

Your mom is doing your report?

Don’t be a rat, Jim.

I have been living in Panamá for 15 years. Your comments on crime are almost total BS. Whereas there is some violent crime, it is overwhelmingly gang and drug involved, and generally confined to the poor neighborhoods in the cites. I have never even heard of anyone being mugged or forcibly robbed in Panamá. Public transportación and taxis are very safe, reliable and cheap here. Residential burglaries are an issue, like anywhere else, although less statistically than in the US. And I was law enforcement in NY. If you have a modicum of common sense, you will be fine in Panamá.

Thank you, dear Police Officer Steve, I’ m looking to have Retirement Seior unexpensive remaining of my life there : I’ ve been robbed hundreds of times in all over the rest of the world , I’ ll be careful more than the others.Thank you for your sincere advice. Wishing you Healthy long happy life.God Blessings.

Best place to relocate.

Steve, thanks buddy for your review. It helps me a lot to understand Panama thru local eyes.

Taxis safe in PANAMÁ? NOT. Use Uber. Taxis are not safe. And you live here? Me too. And you are clearly out of touch with reality here. The country is full of corruption. The police are corrupt and will do nothing to help you. I know of many instances of taxi drivers setting you up and robbing you and also of police robbing people. Panamá ain’t Kansas

Boo-Boo So how about you go back to Kansas,Robby? The Officer knows what he’s doing,unlike yourself. Sounds like you’re anti-LAW ENFORCEMENT. I smell it. Robby, Unfortunately; the planet is full of As—s Steve and I dealt with the Good-Bad and the Ugly;For 25-30 years. Show me your cards,,robby?

Only one Hurricane recorded in Panama, Hurricane Martha, category one in 1969. Kidnapping is a rare crime.

Express kidnappings

Kidnapping is not rare, it’s common. Express kidnappings wherein they take you to am atm, demand 300.00 and then let you go. They know most people can only get 300 at a time from the atm.

No Hurricanes in Panama

Martha made landfall in Veraguas Province, Panama, as a strong tropical storm–not as a full fledged “hurricane.” There are opposing currents on the two sides of the equator, in effect, canceling each other out. Panama is about 600 miles from the equator, but close enough to benefit from this. It’s impossible for a hurricane to actually cross the equator.

my experience

I have traveled to Panama 12 times and I have never had a problem. I travel alone and meet a friend or friends that live there. I have traveled many areas of the country and no problems. As a female, I am always cautious.

Rena, what brings you back to Panama so many times? Do you have a list of places that are a must for first-time visitors?

I am going for the first time doing my research on the country.

Good morning, I am planning an up coming trip to Panama for my first time. I plan on staying in Panama City. I would love some travel advice if I may ask you. Would you mind if I asked you a few questions? I guess that really is already one. Ha ha

Safe for couples travel

Have traveled there a few times now and it felt very safe. Of course have your wits about you in any big city (Panama City and L.A. alike)

The people are very helpful if you need directions or something and it’s much safer than the surrounding countries, likely because of how stable the government is in comparison.

Panama is a safety country, there are not natural disaster , the crime is low and people vey kind. I liked it a lot.

High crime rate

Too many people from other countries come up missing. That change my mind

Where you got that information from Because in my life time station in Panamá Never heard of too many people from different countries coming missing.. Panamá is safe to visit and to retire. Just like any other big country you have to be careful off your suranding eras

I’m planning to go there, pls am scared with some comments I read. Is it possible to quickly get married in panama? I would have loved to stay n settled with a Panamanian woman. Pls advice m.

Do research

Have no idea where you get your info from. This simply is not true, maybe you are thinking of the DR? I’ve lived in Panama for 4 years without problems or hearing excessive crime. Kind of the usual actually.

Been to Panama about ten times and liked it so much I decided to purchase some land and build a house, never felt unsafe in Panama, I actually feel safer there than in the states

Panama, great place, we too are building a home in Volcancito. For average the American, retiring here is not worth it. We have gun violence, and politicians who do not respond to the will of the majority of voters. You can live very well at half the price. We found the Panamanians to be some of the nicest people, we have encountered.

Looking to retire . . . .

Can you please explain by what you mean by saying, “For average the American, retiring here is not worth it.” Thanks!

Army wife stationed twice in Panama

My husband & I were ‘stationed’ in Panama twice. We loved it! You have to be ‘smart’ about where you go in Panama City. The shopping is great with wonderful bargains. There is a dry season (winter) and rainy season (summer). Both have their advantages. Our 2nd tour was when Noriega was in power. But we had a large presence of our military there, so it was OK then. We didn’t see our spouses much! So go & enjoy the Crossroads between the Americas! PS: read the book beforehand

How rainy is the beginning of June? Like coastal afternoon showers, monsoon or just a mix of sunny and rainy on and off? Thx

I think he means retiring in the USA is not worth it. Had to reread it myself to understand his point

Love Panama!

My wife and I lived on our sailboat in Panama, mostly in the San Blas for 2 years. Traveling through the canal 3 times. Overall a wonderful country. With great people. Yes there are some areas to avoid like Colon, the Columbian border area and some neighborhoods in Panama City. My wife and I walked a lot, including at night, took taxies and Ubers a real bargain. We stayed in a number of hotel of 4-5 star quality with 1-2 star pricing. Great food. Never ever had a problem. I come from a more dangerous country. Was visiting Panama this past March, just when Covid 19 hit. They were right on it ! Much better than a lot of major countries especially the US. We left Panama back to the US where there was much MORE covid that Panama. No, take it from a professional mariner, there are no hurricanes in Panama. It is south of the hurricane belt. A hurricane here would be considered extremely freak! I come from a country that has so much crime that many Europeans won’t vacation there. Much racial prejudice, hi crime and a very corrupt Oligarchic government. And guns EVERYWHERE. It’s called the United States of America. Was ready to move back to Panama when Biden got elected. May now try sticking it out and hope for improvement. But Panama a serious consideration as an alternative. As is Portugal.

I get it… We bought a place in Costa Rica for the same reasons.

You sound like a biased, racist idiot. The United States is not and never was run by an oligarch. Biden, you mean the vessel for leftism and the totalitarian State with 47 Executive Orders in one week, yes that is why a new crop of North Americans are seeking to leave and move to Panama. Wake up!

Amen! Another U.S. liberal freak who thinks Republicans are the ones destroying the country?? Moron. Ya so good to have our current liberal socialist dictators destroy capitalism, send billions of our taxes to support foreign countries and open the borders to unvetted illegals to render us reliant on government support. Ya who wants that President Trump who created a thriving economy with the lowest unemployment in history and safe borders!!!

Stop being blind

Trump did a lot of damage to your country, it’s going to take a long time to heal. The very rich run the USA and the rest who have been conditioned to believe that is a good thing, signed up with trump thinking he cared about them…. he does not. You are but minions sent out to disrupt peace and used as puppets to help with the destruction of democracy. Do you think taking away people’s right to vote is democratic? Do you think killing people and trying to overthrow your democracy because you simply didn’t like losing the vote is democratic? You are far from a US patriot if following an insane narcissistic oligarch and carrying out his bidding to disrupt the good, spread hate and racism. This is your idea of democracy? Put aside your hate for a change and show some compassion for fellow Americans and new immigrants who are the back bone of your country. Trump and friends are scum of the earth, using easily manipulated people like yourself to further their hold on monetary wealth.

oh that smell...

UFFF!! …I feel a “trumpet” smell in your words….or to Q..I don’t know but it smell bad, sound bad…any one feel the same? I bet that the US PATRIoT was at the assault to the Capitol , is it? Oh I’m sorry, is my bad…the “turistic visit to the Capitol”…you got what you want? or the fbi is still searching the videos? as far I know, the new crop of Americans seeking to live in panama or any alse place in the world is fliying out the “usa paradise.”.300 million guns on the street, tons of people with mental healt problems that can acces to assault tifles without any limitation and can show it on the strees as is happenning right now in Texas an that can do watheverer he whabt to do, american covind is sinking the world, the americans will be considered infected parias ( looks what happen in Europe right nown) politicians in both sides trying to use the virus to get benefits , monetaries or politics ah@!!! and the good proiud boys and antifa and many other groups of similar extremist ideology pushing the country to a civil war…., the climate change wih more flooding more fired more hurricane…all this is not a good reazon good reazon to leave this “country’?.. And on top of that,.. you can imagine Mr TRUMP retuning to power in 2024? …the amount of entreitment that we are going to have in those years? a lot!! of course I’m goig to see it from PAnama, in my couch in front of tv , in CNN or FOX acconding on how I feel that day with my hands ,more right or more left, depends . I invite you US PATRIOT to drinks some americam beer, the one thet the patriots drinks, if you u dare to come and see the disaster on television,,, but far from the disaster. if you not wnt to come, I wish you luck if you are an American patriot, like the ones I met in Vietnem and Korea and who did not live to enjoy their real Patriotismi

You have a point

I understand your point of view I agree that things in the USA are just getting worse. In my lifetime I have never seen America so divided. I don’t think I am overstating this. relations with Russia could not be worse. I want to retire to a location where I am out of, the line of fire.

Eighty-six the politics

I was under the impression that this article was about Panama, not US politics. This discussion stream right here is my number 1 reason for wanting to leave the US. When I was growing up in the 80s and 90s, in spite of political differences, the US was still one of the 2 most powerful nations in the world. Now, our political circus and our uncanny ability to make *any* discussion about Trump (whether for or against) has made us an international joke. Grow up, people. I’m sure you can find some political arguments to join on Reddit, but please leave this platform to those of us who want to get information about different countries other than the United States.

Veteran Patrotism

I’m very patriotic; I am a disabled veteran of the Gulf war and the USA and it’s allies is the country, I faught for; that does not mean that I am any less blind or forgiving for how racist, corrupt and dangerous it is.

U.S. Patriot must be a Republican. Name Calling is a Republican favorite pass time, along with deflecting, whataboutisms and blaming everyone else from Hilary to the Easter Bunny. Name calling is also childish. Just like you have an opinion so can everyone else. For sure the United States is ALL the things Fred says it is. What you seem not to realize is that NOT everyone ANYWHERE will have the same experiences simply because of the way they look, where they come from or who they want to be. YOU WAKE UP and stop trying to force your opinion and experience on others who obviously don’t experience it the way you do. The Oligarch government is the product of people getting into government just to take advantage of inside information to grow their wealth. For example: insider trading that is illegal for the average person but not U.S. politicians. Just think of how many U.S. politicians became wealthier buying and selling stock associated with Covid-19 Before the virus information was public; very corrupt indeed.

Consider the land and real estate grabs that they are privy to before they are listed and become public. The Governor of my state makes 172K a year. In one four year term his wealth increased by 5 million dollars. Not to mention how the wealthiest 1% can make political donations in excess of millions of dollars to get these politicians to create and vote on legislation that benefits them in achieving even more wealth. Also let’s mention what the politicians themselves get paid by large company lobbyist for voting for or against certain legislation. That’s “Oligarchic” The racism is very real, oppressive, and after Trump people now say the quiet ugly racist things out loud. The lack of gun control is because some Americans feel empowered by them and with all of the mass shooting, especially children this mind-set is insane. Quoting and agreeing with Fred: “Much racial prejudice, hi crime and a very corrupt Oligarchic government. And guns EVERYWHERE. It’s called the United States of America.” Panama is probably safer.

Great review!

I miss Ronald Reagen. Statesman, leader, zero tolerance for terrorists. A 500+ ship Navy, the bad guys in Palestine still remember when Ronnie sent the New Jesey for a visit. He could stand up to Putin unlike any other man, Brought down the Soviet Union. A great man and a great patriot. I wish we had politicians like him now. Old Vlad would be shaking in his boots. the only other President of the 20th century who could compare with him was Theodore Roosevelt. Reagen created the Bracero program that dealt with illegal immigration. He stood up to protesters who were rioting on college campuses, Very, very tough guy. Back on his feet after being shot. No better friend. No tougher enemy. Honest and kind. Sense of humor. respected all over the world. No matter how much you might admire trump. He is no Ronald Reagan. Nobody else is for that matter. He brought the country back after Carter He stands with the greatest of our presidents, Unlike Nixon, he took responsibility when his people made bad decisions. He was neve hateful. He could go at it all day with tip Oneal but at the end of the day, tip would go over to the white house, knock back a few and told jokes. As Reagen was fighting for his life after being shot, Oneal knelt at his bedside and prayed for him, I know I am older. But for those of us lucky enough to witness his greatness, the hacks of today don’ t dare stand in his shadow.

America land of the Not Free

I have news for you, as you havent been paying attention to American politics since Biden was installed (yes, installed), which is driving people like me AWAY. For the first time in US history, the American government is being weaponized against its own people. Enough to make Panama politicians blush. Families with little kids facing armed FBI agents at 7 in the morning? If thats your idea of a great country, you can move back and I will move South!

Thanks Panama Expats

Thank you; living on a boat, now that’s an idea. Sounds like a plan. Your comments about the U.S is exactly why I am leaving . No need to wait, I do not believe the U.S will get better…It’s broken. Time for something new. I was betting on Indonesia, but they are having tourist issues with an onslot of Russians and apparent bad behavior and disrespect. So as long as there is a Russian war that may be Indonesia’s issue for while. Then Thailand however, foreigners are not allowed to own land; which I understand, they don’t want to lose their country like Hawaii before it became part of the U.S, South Africa and other countries that were pretty much stolen by the wealthy. Cambodia and Panama are now in my research pervue and some of these post have helped with narrowing it down since my conerns are to avoid relocating to a place just as gun dangerous, xenophobic and as racist as the U.S. Thanks again.

Fred R You speak my language! The Truth and Nothing but the Truth So help me God! 1967-1968 Vietnam Veteran USAF Retired Law Enforcement 2003

Where in Panama do you suggest buying land at? Researching my options…

I have traveled to Panama.

I have found it to be a safe friendly Country.

But I like to have a local when I travel around, just to be safe.

I am planning on visiting again.

I have visited Panama twice in the past two years. Never, I repeat never have I had any problems in Panama. I have been to Colon, Panama City and places in between. The people are friendly and willing to help you when you have questions. I have more fears walking the streets in the U.S. than in Panama. I have never felt threatened or have I ever been threatened while in Panama. Go to Panama and have a great time, you will not be sorry. Panama is a wonderful country.

I want to travel to Panama but I have no lot. if anyone helps me I can

Hitch hike, bike there, it’ll be a nice long vacation.

Personal opinión (Panamá)

I’m from Panama travel Copa Airline they lost a suitcase never had an explanation for us. Coming back to the airport a man wanted money to let us get in the road to the airport. I love my country but it has really declined since the Americans left. The crime and trash everywhere is high. If we are nice or not depends if you travel to the interior. country people are the best. They welcome you to their home and share meals with you. They go out of their way to please you. But city people are not generous or friendly. I enjoyed the interior and it’s people.

Most economically progressive country in Latin America

Panama is generally safe, and you do not see the violent crimes you see in the U.S. and never the gun violence. Definitely no psychos grabbing their assault rifles to shoot innocent kids in school.

Although not as safe as Cuba, where crime (violent or non-violent) is all but non-existent and rated the safest county in the Western Hemisphere, Panama is a lot safer than Mexico and Guatemala. Honduras and El Salvador are extremely violent countries and the unsafest in Latin America.

Panama is economically stable because of its political stability…six democratically elected administrations since the U.S. invaded and overthrew General Noriega.

I recommend visiting and considering for retirement…

Well I live in PANAMÁ and 2 weeks ago the gangs went nuts and there are videos with hundreds of shots fired you folks don’t have a clue. I LIVE HERE. That’s the reality.

Panama is a really safe place to visit. Natural disasters, man thanks goodness, I don’t remember the last time we faced a natural disaster in the country. Economically stable country and pick pocketing as you mention is really low. Kidnapping? No way, that almost never happens in the country. Gun violence in the street? Almost never happens unless you visit some ghetto places which are very uncommon even in the capital Panama City.

Panama is a very diverse country!

We have been to Panama several times and love it. The canal is an interesting visit as well as Panama City. But you need to go to El Valle and Boquette as well. Bocas del Toro is a unique visit also. Panama is a very diverse country and you can’t see it all in one visit. Therefore we will be returning as soon as possible.

I was stationed there in the Navy 68-71. I enjoyed that tour more than any of my other tours, Spain, Germany. I always felt safe there, even in Colon, the nearest town to where i was stationed. Spent a lot of time in the “Club Florida”. met a wonderful lady there, Tai Li is what me and my friends called her. hated to leave and always wanted to go back but they closed the site where I worked. be safe

Response re politicians. Looking for somewhere to move out of the states if need be.

Just like the states! Response re politicians. Looking for somewhere to move out of the staes if need be.

bought a house near Pacific Ocean

I purchased a new home outside of Pedasi- last Fourth of July (2019) and a month later flew down to see it in person for first time ! So happy I’m made this investment for part time residence, the people including expatriates are vey nice and helpful- my compliment is it reminds me of old Mexico- clean, safe, friendly, and smart- they build their roads to last-

Where in pedasi?

Hi nice! Where in pedasi?

“No Stress”

I love Panama. Since 2013 I have come here a few times and decided to retire and move here in 2020. The biggest perks for me are the friendly people and it’s not a crime to be a black man!

Dream Country - PANAMA !!!

Panama is my dream country to live in (I’m American). I finally got a chance to go 2019 for my bday… All I can say is OMG…it was, was…wonderful, terrific, stupendous, amazing. The food was delicious and if you are American, plenty of Domino’s, Pizza H, Taco Bell we even went to a McD’s when the other local place we went to we found out was closed…and had a RUDE teenager serve us just like in the US ! Nice.

Back to Panama…the people were amazing, the food, views…the accommodations … Ancon Hill was beautiful, the canal was cool, the 3 hotels were beautiful…the neighborhood call San Francisco was just wonderful to walk thru. There were some spots that looked like some areas here in the US, but guess what – I kept it moving just like I do here. I’m seriously thinking about retiring here and not because of the current administration…because of the climate in the US now. Like an earlier poster said, nice to be black and not looked @ sideways. Black female.

I’ve done my research on Panama. Hurricanes are nill, last one in 1969ish, English is spoken even tho I’ll work on my Spanish, monetary system is something I’m used to, Uber’s are ridiculously cheap, I can teach English if I get bored, which I’ve done here and fortunately for me I can blend a bit, until I open my broken Spanish speaking mouth. Huge malls just like the US if that is your thing. Lots of historical things to do if that’s your thing, lots of different types of things to do, beach, hiking, food tasting. The skyline is absolutely amazing…my fav building is the F&F bldg or the screw tower. We found a nice expensive mall with Fendi, MK, Gucci and the like …I don’t really like hot, humid weather but I’ll deal w/it for the beautiful water and views. I’m old enough where I can just sit and watch the water w/some relaxing music and be happy.

Go if you can.

I’m working on going one to two times a year until I retire. I was told if I add my age (52) and number of years working (30) = 82 and it adds up to 80 I can retire. I want to get closer to 62 but not just 67…soooo maybe 7/8 more yrs and I’M OUT !!!

The truth about crime in Panama

Just like anyplace else, Panama has crime. New York has crime, San Francisco has crime etc. If you try to buy drugs, pick up a prostitute on the street, get obviously intoxicated in a bar, flash money, expensive watches etc you increase you risk. Much of the reported crime involves people that did a stupid thing and put themselves in harms way. Don’t carry a huge purse, hire a car a reputable car service, it’s easy and cheap. Don’t carry unessary credit cards or cash, why would you in the first place. Don’t overly share your info or brag about your income, wealth etc. Same advice I would give to visitors to most major US cities. As far as kidnappings go, the numbers are ridiculously low. If you leave valuables on a beach to go into the water it might get some attention just like it does in Hawaii and Florida. Act like a grown up in Pansms, be aware of your surroundings etc and you will have no issue at all Panama is a wonderful, safe place to visit it live.

Socio-political Climate?

I currently live in the USA and am considering moving to Panama upon retirement. The social and political climate/atmosphere has become toxic and intolerable here in the states. I never thought I would want to leave my country. Half of the nation’s population hates the other half. Each side seems dug in and things have gotten completely out of control when co-workers and neighbors and even family and friends cannot seem to tolerate each other. My question is: How do the people treat each other in Panama? Does allegiance to ideology drown out the voices of reason? I want to live in a place where politics is NOT discussed 24-hours a day and everywhere you go. Any responses would be greatly appreciated.

I am going to visit soon. I have friends in Boca del Toro. I will visit until I have figured it out. I am a single guy and a pro musician. I am used to living cheap. I plan on eventually owning property and home. I have no expectations of anything but a slower, relaxing life, in a country that seem to get along.

question. neutral rating

for retirement. how are the hospitals and end of care treatment? they taie u.s. medicare ? lower middle class. can i afford Panama?

Hola Panama

Panama is the best country in Central America. Please come here. It is safe and it’s also safer than Costa Rica. I dare you to come here.

Well, Americans make the biggest mistakes buying properties and have it stolen from them frkm the very Attorneys that set up their property Corporations (no one seems to be addressing it on here, bug time theft against home buyers too. I am in the midst of that stealing especially when one’s spuse dies or both dies…the family have hard time to clain or sell the corporatikn which their parents were force to buy from)…yes guys be up front and address these types of serious crimes and also include how top banks keep assets from the rest of the family when death occurrs. Yeap! Do confess

A wonderful country, with many impressive destinations

Panama has become an important destination for both tourists and people looking to retire in a nice country, where prices are lower. I’ve managed to go there a few times and I like it a lot. While there are still issues that need to be fixed like pickpockets and some scammers, I still think Panama has much more good things to offer than bad. Pickpockets are usually easy to spot if you carefully look and for scams, just use your judgment and refuse anything that feels off and you’ll be fine.

My wife really loved the Panama Canal. I think she could stare at ships transiting through for hours and hours. She loves this kind of stuff. There’s also a boat tour that really opens your eyes to how massive this place is. There’s also a museum, restaurant and an IMAX theater here so you can probably make a day out of it.

If hiking is more of your thing, then go for the town of Boquete. This place is safe, warm (both people wise and in climate) and is a well known spot for wildlife, nature and birdwatching. It’s also a good idea to have a car to tour the surrounding mountains but tours can also be taken in case you don’t own a vehicle.

We’re into surfing so Santa Catalina was a must visit. It’s a gorgeous place: small and friendly. I really relaxed while here. My mind slowed down and I could take in everything around me, the fresh air, the sea, nature and all sounds. There’s also Coiba National Park, a beautiful, untouched biodiversity hotspot. You’ll see many birds, turtles, crocodiles or whale sharks (which you can interact with if you scuba dive).

Overall, Panama has so much to offer especially to someone like me, who comes from an industrialized city where nature is not abundant. A great place to visit and even consider living in!

Panama Banks and Brokerage Firms

Great to know If I’m reading Isabel’s comment correctly. I’m 83 years old and have been to Panama several times, and I was thinking of purchasing an abode there for when I get old. Interesting comment about the banks also. Maybe I will rent a place instead. Does anyone else know anything about banks and brokerage trading firms in Panama? Cheers!

Love your “when I get old” comment! And “Cheers” is part of staying young, and a good Cigar now and then. Great website.

Perfect Vacay

I went in 2022 for a few weeks and had nothing but positive experiences. I was in Panama City, the Boquete region and Isla Palenque, all of which were safe and very welcoming. I traveled with 8 family members and everything went smoothly, many citizens tried to speak English to us and say “hey y’all” which was so nice. My favorite out of 15 countries I have visited.

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Panama Travel Advisory

Travel advisory july 17, 2023, panama - level 2: exercise increased caution.

Reissued with obsolete COVID-19 page links removed.

Exercise increased caution in Panama due to  crime . Some areas have increased risk. Read the entire Travel Advisory.

Do not travel to:

• Parts of the Mosquito Gulf due to  crime .
• Parts of the Darién Region due to  crime .

Read the  country information page  for additional information on travel to Panama.

If you decide to travel to Panama:

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on  Facebook  and  Twitter .
• Review the  Country Security Report  for Panama.
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .
• Visit the CDC page for the latest  Travel Health Information  related to your travel.

Parts of the "Mosquito Gulf" – Level 4: Do Not Travel

The “Mosquito Gulf” is an extremely remote and inaccessible area along part of the north (Caribbean) coast.

Do not travel within 10 miles of the coastline, from Boca de Rio, Chiriqui to Cocle del Norte. Drug trafficking and other illicit activities occur in this area.

The U.S. government has limited ability to provide emergency services to U.S. citizens in this region as U.S. government personnel must obtain prior approval before traveling there and face additional restrictions before such travel is approved.

Visit our website for  Travel to High-Risk Areas .

Parts of the Darién Region – Level 4: Do Not Travel

Do not travel to the following areas of the Darien:

• All areas south of Jaque to Manene to Yaviza to Lajas Blancas cities to the Colombian border
• The city of Lajas Blancas
• The city of El Salto

Criminal elements and drug and human trafficking networks operate in these areas. Police presence and emergency response are extremely limited.

The U.S. government has limited ability to provide emergency services to U.S. citizens in these regions as U.S. government personnel must obtain prior approval before traveling there and face additional restrictions before such travel is approved.

Travel Advisory Levels

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COVID-19: travel health notice for all travellers

Panama travel advice

Latest updates: The Health section was updated - travel health information (Public Health Agency of Canada)

Last updated: April 15, 2024 13:01 ET

On this page

Safety and security, entry and exit requirements, laws and culture, natural disasters and climate, panama - take normal security precautions.

Take normal security precautions in Panama

Colón and some areas of Panama City - Exercise a high degree of caution

Exercise a high degree of caution in Colón and some areas of Panama City, due to high levels of crime.

Region beyond Yaviza - Avoid all travel

Avoid all travel to the areas beyond the town of Yaviza in Darién Province to the Colombian border, due to the extremely high level of violent crime.

Mosquito Gulf - Avoid all travel

Avoid all travel to the Mosquito Gulf, from Boca de Río Chiriquí to Coclé del Norte, due to the high level of illegal activity such as drug smuggling and human trafficking.

Back to top

Region between Yaviza and the Colombian border

Avoid all travel from the end of the Pan-American Highway (past Yaviza, about 230 km southeast of Panama City) to the Colombian border. This area includes parts of Darién National Park and privately owned nature reserves and tourist resorts.

Colombian guerrilla groups and drug traffickers are present in this area. The level of violent crime is extremely high, with numerous reports of:

• kidnappings
• armed robberies
• disappearances

If you choose to visit this region despite this advisory:  

• be extremely vigilant at all times
• review your security situation regularly
• leave a detailed itinerary with family or friends

Mosquito Gulf

Avoid all travel to the Mosquito Gulf, from Boca de Río Chiriquí to Coclé del Norte.

This is a very remote part of the country with limited road access. There are high levels of illegal activity such as drug smuggling and human trafficking along the coast.

Petty crime

Petty crime, such as pickpocketing and purse snatching, occurs.

• Ensure that your belongings, including your passport and other travel documents, are secure at all times
• Avoid displaying signs of affluence or carrying large sums of cash
• Use ATMs located in public areas or inside a bank or business
• Don’t walk alone after dark
• Remain vigilant in all public places, especially at airports and bus terminals

In Panama City, high-crime areas include bus stations and shopping areas on Avenida Central as well as the following neighbourhoods:

• Ancón
• Curundú
• El Chorillo
• San Miguelito
• Juan Díaz
• Parque Soberania
• Río Abajo
• Veracruz Beach

Theft from hotel rooms occurs in both urban and resort areas.

Residential break-ins and robberies also occur. They are more likely to happen when nobody is home. Criminals may also try to gain your trust then enter your home.

• Stay in busy, reputable and well-protected hotels
• Always verify the identity of a visitor before opening your door
• Ensure that windows and doors are secure and locked in both private and commercial accommodations

Violent crime

Violent crime is not frequent, but does occur. There have been violent crimes committed in the cities of Colón and David, as well as in some beach communities.

Express kidnappings have also occurred. Criminals abduct victims, usually for a few hours, and force them to withdraw money from ATMs in exchange for their release. 

Demonstrations

Demonstrations occasionally occur. They can lead to disruptions to traffic and public transportation. Even peaceful demonstrations can turn violent at any time. Police may use tear gas and other methods to disperse crowds. 

• Avoid areas where demonstrations and large gatherings are taking place
• Follow the instructions of local authorities
• Monitor local and social media for information on ongoing demonstrations
• Check your route before travelling and be prepared to modify your plans in case of disturbances and roadblocks

Mass gatherings (large-scale events)

Women’s safety

Women travelling alone may be subject to some forms of harassment and verbal abuse.

Incidents of assault, rape and sexual aggression against foreigners have occurred, including at beach resorts. In some cases, hotel employees have been implicated.

• Avoid walking after dark, especially alone
• Avoid deserted or under-populated areas
• Exercise caution when dealing with strangers or recent acquaintances
• Don’t accept invitations or rides from strangers or recent acquaintances

If you are a victim of a sexual assault or other crime, you should report it immediately to the police and the Embassy of Canada.

Advice for women travellers

Water activities

Lifeguards don’t usually supervise beaches. Tidal changes can cause powerful currents, and riptides are common. Several drownings occur each year.

Rescue services may not be consistent with international standards.

• Consult residents and tour operators for information on possible hazards and safe swimming areas
• Follow the instructions and warnings of local authorities

Tour operators may not adhere to international standards.

If you undertake adventure sports, such as diving:

• choose a well-established and reputable company that has insurance
• ensure that your travel insurance covers the recreational activities you choose

If in doubt concerning the safety of the facilities or equipment, don’t use them.

Water safety abroad

Adventure tourism

If you engage in adventure tourism:

• never do so alone
• always hire an experienced guide from a reputable company
• buy travel insurance that includes helicopter rescue and medical evacuation
• ensure that your physical condition is good enough to meet the challenges of your activity
• ensure that you’re properly equipped
• ensure that you’re well informed about weather and other conditions that may pose a hazard
• inform a family member or friend of your itinerary
• obtain detailed information on each activity before setting out

Road safety

Road conditions and road safety are poor throughout the country. 

Drivers often drive dangerously.

Night construction on the Pan-American Highway is frequent, and the highway is not well-lit.

• Keep car windows closed and doors locked at all times
• Be prepared for possible roadblocks

Public transportation

Public transportation has improved in the recent years but may be unreliable.

Local buses within Panama City don’t always follow a regular route. Due to the risk of theft, when travelling by bus:

• be aware of your surroundings
• protect your belongings

Taxis and ridesharing

Registered yellow taxis are generally safe if located at a taxi stand, which are usually found at malls, hotels and main transport hubs.

They are not metered. Fares are calculated according to the number of zones crossed to get to a destination. It's preferable to have small bills available to pay taxi fares.

When using a taxi:.

• agree to a fare before departure
• tell the driver you don’t want to share a taxi, since they may attempt to pick up additional passengers
• always sit in the back of the vehicle

Rideshare apps are commonly used throughout the country.

If you use a trusted ridesharing app, confirm the driver’s identity and the licence plate before getting in the car.

The following areas are known as transportation corridors for narcotics:

• the southeastern coast of Comarca Kuna Yala

Coiba Island

• the Mosquito Gulf
• the entire length of the Pacific coast

These areas are especially dangerous at night. Boaters should be wary of vessels that may be involved in smuggling.

We do not make assessments on the compliance of foreign domestic airlines with international safety standards.

Information about foreign domestic airlines

Every country or territory decides who can enter or exit through its borders. The Government of Canada cannot intervene on your behalf if you do not meet your destination’s entry or exit requirements.

We have obtained the information on this page from the Panamanian authorities. It can, however, change at any time.

Verify this information with the  Foreign Representatives in Canada .

Entry requirements vary depending on the type of passport you use for travel.

Before you travel, check with your transportation company about passport requirements. Its rules on passport validity may be more stringent than the country’s entry rules.

Regular Canadian passport

Your passport must be valid for at least 3 months beyond the date you expect to leave Panama.

Passport for official travel

Different entry rules may apply.

Official travel

Passport with “X” gender identifier

While the Government of Canada issues passports with an “X” gender identifier, it cannot guarantee your entry or transit through other countries. You might face entry restrictions in countries that do not recognize the “X” gender identifier. Before you leave, check with the closest foreign representative for your destination.

Other travel documents

Different entry rules may apply when travelling with a temporary passport or an emergency travel document. Before you leave, check with the closest foreign representative for your destination.

Useful links

• Foreign Representatives in Canada
• Canadian passports

Tourist visa: not required for stays up to 180 days Business visa: required Student visa: required

Length of stay

If you wish to stay in the country for more than 180 days, you must change your residency status.

To renew your stay as a tourist, you must exit Panama for at least 30 days. Immigration authorities may deny you re-entry if you try to renew your stay in Panama by travelling out of the country for a short period of time and returning as a tourist.

Panama National Immigration Service (in Spanish)

You need a permit from Panama’s National Authority for the Environment to access Coiba National Park. Contact your tour operator to obtain it.

Criminal record

You may be refused entry to Panama, even for transit purposes, if you have a criminal record.

Other requirements

Entry stamp.

You must obtain an entry stamp from immigration officials upon entry into Panama. You may be fined US$1,000 if you fail to do so.

Exit or onward ticket

Immigration officials may ask you to show them a return or onward ticket and proof of sufficient funds to cover your stay.

You must register your biometrics (fingerprints and facial scan) at the port of entry.

Cash or credit card

You are required to have the equivalent of US$500 or a credit card when entering Panama.

Children and travel

Learn more about travelling with children .

Yellow fever

Learn about potential entry requirements related to yellow fever (vaccines section).

Relevant Travel Health Notices

• Global Measles Notice - 13 March, 2024
• Zika virus: Advice for travellers - 31 August, 2023
• COVID-19 and International Travel - 13 March, 2024
• Dengue: Advice for travellers - 8 April, 2024

This section contains information on possible health risks and restrictions regularly found or ongoing in the destination. Follow this advice to lower your risk of becoming ill while travelling. Not all risks are listed below.

Consult a health care professional or visit a travel health clinic preferably 6 weeks before you travel to get personalized health advice and recommendations.

Routine vaccines

Be sure that your  routine vaccinations , as per your province or territory , are up-to-date before travelling, regardless of your destination.

Some of these vaccinations include measles-mumps-rubella (MMR), diphtheria, tetanus, pertussis, polio, varicella (chickenpox), influenza and others.

Pre-travel vaccines and medications

You may be at risk for preventable diseases while travelling in this destination. Talk to a travel health professional about which medications or vaccines may be right for you, based on your destination and itinerary. 

Yellow fever   is a disease caused by a flavivirus from the bite of an infected mosquito.

Travellers get vaccinated either because it is required to enter a country or because it is recommended for their protection.

• There is a risk of yellow fever in this country.

Country Entry Requirement*

• Proof of vaccination is required if you are coming from a country   where yellow fever occurs.

Recommendation

• Vaccination is recommended depending on your itinerary.
• Contact a designated  Yellow Fever Vaccination Centre  well in advance of your trip to arrange for vaccination.
• Discuss travel plans, activities, and destinations with a health care professional.
• Protect yourself from mosquito bites .

About Yellow Fever

Yellow Fever Vaccination Centres in Canada * It is important to note that   country entry requirements   may not reflect your risk of yellow fever at your destination. It is recommended that you contact the nearest   diplomatic or consular office   of the destination(s) you will be visiting to verify any additional entry requirements.

There is a risk of hepatitis A in this destination. It is a disease of the liver. People can get hepatitis A if they ingest contaminated food or water, eat foods prepared by an infectious person, or if they have close physical contact (such as oral-anal sex) with an infectious person, although casual contact among people does not spread the virus.

Practise  safe food and water precautions and wash your hands often. Vaccination is recommended for all travellers to areas where hepatitis A is present.

Measles is a highly contagious viral disease. It can spread quickly from person to person by direct contact and through droplets in the air.

Anyone who is not protected against measles is at risk of being infected with it when travelling internationally.

Regardless of where you are going, talk to a health care professional before travelling to make sure you are fully protected against measles.

  Hepatitis B is a risk in every destination. It is a viral liver disease that is easily transmitted from one person to another through exposure to blood and body fluids containing the hepatitis B virus.  Travellers who may be exposed to blood or other bodily fluids (e.g., through sexual contact, medical treatment, sharing needles, tattooing, acupuncture or occupational exposure) are at higher risk of getting hepatitis B.

Hepatitis B vaccination is recommended for all travellers. Prevent hepatitis B infection by practicing safe sex, only using new and sterile drug equipment, and only getting tattoos and piercings in settings that follow public health regulations and standards.

Coronavirus disease (COVID-19) is an infectious viral disease. It can spread from person to person by direct contact and through droplets in the air.

It is recommended that all eligible travellers complete a COVID-19 vaccine series along with any additional recommended doses in Canada before travelling. Evidence shows that vaccines are very effective at preventing severe illness, hospitalization and death from COVID-19. While vaccination provides better protection against serious illness, you may still be at risk of infection from the virus that causes COVID-19. Anyone who has not completed a vaccine series is at increased risk of being infected with the virus that causes COVID-19 and is at greater risk for severe disease when travelling internationally.

Before travelling, verify your destination’s COVID-19 vaccination entry/exit requirements. Regardless of where you are going, talk to a health care professional before travelling to make sure you are adequately protected against COVID-19.

 The best way to protect yourself from seasonal influenza (flu) is to get vaccinated every year. Get the flu shot at least 2 weeks before travelling.  

 The flu occurs worldwide. 

•  In the Northern Hemisphere, the flu season usually runs from November to   April.
•  In the Southern Hemisphere, the flu season usually runs between April and   October.
•  In the tropics, there is flu activity year round. 

The flu vaccine available in one hemisphere may only offer partial protection against the flu in the other hemisphere.

The flu virus spreads from person to person when they cough or sneeze or by touching objects and surfaces that have been contaminated with the virus. Clean your hands often and wear a mask if you have a fever or respiratory symptoms.

Malaria  is a serious and sometimes fatal disease that is caused by parasites spread through the bites of mosquitoes.   There is a risk of malaria in certain areas and/or during a certain time of year in this destination. 

Antimalarial medication may be recommended depending on your itinerary and the time of year you are travelling. Consult a health care professional or visit a travel health clinic before travelling to discuss your options. It is recommended to do this 6 weeks before travel, however, it is still a good idea any time before leaving.    Protect yourself from mosquito bites at all times:  • Cover your skin and use an approved insect repellent on uncovered skin.  • Exclude mosquitoes from your living area with screening and/or closed, well-sealed doors and windows. • Use insecticide-treated bed nets if mosquitoes cannot be excluded from your living area.  • Wear permethrin-treated clothing.    If you develop symptoms similar to malaria when you are travelling or up to a year after you return home, see a health care professional immediately. Tell them where you have been travelling or living. 

In this destination, rabies is carried by dogs and some wildlife, including bats. Rabies is a deadly disease that spreads to humans primarily through bites or scratches from an infected animal. While travelling, take precautions , including keeping your distance from animals (including free-roaming dogs), and closely supervising children.

If you are bitten or scratched by an animal while travelling, immediately wash the wound with soap and clean water and see a health care professional. Rabies treatment is often available in this destination. 

Before travel, discuss rabies vaccination with a health care professional. It may be recommended for travellers who are at high risk of exposure (e.g., occupational risk such as veterinarians and wildlife workers, children, adventure travellers and spelunkers, and others in close contact with animals). 

Safe food and water precautions

Many illnesses can be caused by eating food or drinking beverages contaminated by bacteria, parasites, toxins, or viruses, or by swimming or bathing in contaminated water.

• Learn more about food and water precautions to take to avoid getting sick by visiting our eat and drink safely abroad page. Remember: Boil it, cook it, peel it, or leave it!
• Avoid getting water into your eyes, mouth or nose when swimming or participating in activities in freshwater (streams, canals, lakes), particularly after flooding or heavy rain. Water may look clean but could still be polluted or contaminated.
• Avoid inhaling or swallowing water while bathing, showering, or swimming in pools or hot tubs. 

Travellers' diarrhea is the most common illness affecting travellers. It is spread from eating or drinking contaminated food or water.

Risk of developing travellers' diarrhea increases when travelling in regions with poor standards of hygiene and sanitation. Practise safe food and water precautions.

The most important treatment for travellers' diarrhea is rehydration (drinking lots of fluids). Carry oral rehydration salts when travelling.

Typhoid   is a bacterial infection spread by contaminated food or water. Risk is higher among children, travellers going to rural areas, travellers visiting friends and relatives or those travelling for a long period of time.

Travellers visiting regions with a risk of typhoid, especially those exposed to places with poor sanitation, should speak to a health care professional about vaccination.  

Insect bite prevention

Many diseases are spread by the bites of infected insects such as mosquitoes, ticks, fleas or flies. When travelling to areas where infected insects may be present:

• Use insect repellent (bug spray) on exposed skin
• Cover up with light-coloured, loose clothes made of tightly woven materials such as nylon or polyester
• Minimize exposure to insects
• Use mosquito netting when sleeping outdoors or in buildings that are not fully enclosed

To learn more about how you can reduce your risk of infection and disease caused by bites, both at home and abroad, visit our insect bite prevention page.

Find out what types of insects are present where you’re travelling, when they’re most active, and the symptoms of the diseases they spread.

There is a risk of chikungunya in this country.  The risk may vary between regions of a country.  Chikungunya is a virus spread through the bite of an infected mosquito. Chikungunya can cause a viral disease that typically causes fever and pain in the joints. In some cases, the joint pain can be severe and last for months or years.

Protect yourself from mosquito bites at all times. There is no vaccine available for chikungunya.

• In this country,   dengue  is a risk to travellers. It is a viral disease spread to humans by mosquito bites.
• Dengue can cause flu-like symptoms. In some cases, it can lead to severe dengue, which can be fatal.
• The level of risk of dengue changes seasonally, and varies from year to year. The level of risk also varies between regions in a country and can depend on the elevation in the region.
• Mosquitoes carrying dengue typically bite during the daytime, particularly around sunrise and sunset.
• Protect yourself from mosquito bites . There is no vaccine or medication that protects against dengue.

Zika virus is a risk in this country. 

Zika virus is primarily spread through the bite of an infected mosquito. It can also be sexually transmitted. Zika virus can cause serious birth defects.

During your trip:

• Prevent mosquito bites at all times.
• Use condoms correctly or avoid sexual contact, particularly if you are pregnant.

If you are pregnant or planning a pregnancy, you should discuss the potential risks of travelling to this destination with your health care provider. You may choose to avoid or postpone travel. 

For more information, see Zika virus: Pregnant or planning a pregnancy.

American trypanosomiasis (Chagas disease)   is a risk in this country. It is caused by a parasite spread by infected triatomine bugs. The infection can be inactive for decades, but humans can eventually develop complications causing disability and even death.

Risk is generally low for most travellers. Protect yourself from triatomine bugs, which are active at night, by using mosquito nets if staying in poorly-constructed housing. There is no vaccine available for Chagas disease.

Animal precautions

Some infections, such as rabies and influenza, can be shared between humans and animals. Certain types of activities may increase your chance of contact with animals, such as travelling in rural or forested areas, camping, hiking, and visiting wet markets (places where live animals are slaughtered and sold) or caves.

Travellers are cautioned to avoid contact with animals, including dogs, livestock (pigs, cows), monkeys, snakes, rodents, birds, and bats, and to avoid eating undercooked wild game.

Closely supervise children, as they are more likely to come in contact with animals.

Person-to-person infections

Stay home if you’re sick and practise proper cough and sneeze etiquette , which includes coughing or sneezing into a tissue or the bend of your arm, not your hand. Reduce your risk of colds, the flu and other illnesses by:

•   washing your hands often
• avoiding or limiting the amount of time spent in closed spaces, crowded places, or at large-scale events (concerts, sporting events, rallies)
• avoiding close physical contact with people who may be showing symptoms of illness 

Sexually transmitted infections (STIs) , HIV , and mpox are spread through blood and bodily fluids; use condoms, practise safe sex, and limit your number of sexual partners. Check with your local public health authority pre-travel to determine your eligibility for mpox vaccine.  

Medical services and facilities

Good health care is available in private hospitals and clinics in Panama City. Quality of care varies greatly in public hospitals throughout the country, which are limited outside Panama City.

You may have to pay in advance, in cash, to obtain medical services.

Medical evacuation can be very expensive and you may need it in case of serious illness or injury.

Make sure you get travel insurance that includes coverage for medical evacuation and hospital stays.

Travel health and safety

Keep in Mind...

The decision to travel is the sole responsibility of the traveller. The traveller is also responsible for his or her own personal safety.

Be prepared. Do not expect medical services to be the same as in Canada. Pack a   travel health kit , especially if you will be travelling away from major city centres.

You must abide by local laws.

Learn about what you should do and how we can help if you are arrested or detained abroad .

Panama’s legal system is complex. Reporting a crime differs greatly from reporting a crime in Canada and may vary among Panama’s provinces. Local authorities generally do not speak English or French. Therefore, you may require a translator or legal representation.

Penalties for possession, use or trafficking of illegal drugs are severe. Convicted offenders can expect heavy fines and long jail sentences.

Drugs, alcohol and travel

Identification

Panamanian law requires all individuals to carry official identification documents at all times. Authorities may jail and fine you if you fail to produce identification upon request.

There may be curfews for minors (under 18 years old) in Panama City.

Police may arrest minors who are outside alone late at night in Panama City if the police believe they’re involved in suspicious activities. Police may detain minors until they can contact the parents, who may receive a fine.

Photography

Indigenous persons may ask you for a small fee if you take picture of them.

Ask permission before taking photographs of individuals, particularly of children and women.

2SLGBTQI+ travellers

Panamanian law does not prohibit sexual acts between individuals of the same sex.

However, 2SLGBTQI+ travellers could be discriminated against based on their sexual orientation, gender identity, gender expression or sex characteristics.

Travel and your sexual orientation, gender identity, gender expression and sex characteristics

You can drive in Panama with your Canadian driver’s licence for a period of up to 90 days.

Although vehicle insurance is mandatory, many Panamanians drive without it. In the event of an accident:

• call the police
• don’t move the vehicle until a police officer tells you to do so

You should carry an international driving permit.

International Driving Permit

Investments

If you plan on buying property or making other investments in Panama, seek legal advice in Canada and in Panama. Do so before making commitments. Related disputes could take time and be costly to resolve.

Dual citizenship

Dual citizenship is legally recognized in Panama.

If you are a Canadian citizen, but also a citizen of Panama, our ability to offer you consular services may be limited while you're there. You may also be subject to different entry/exit requirements .

Travellers with dual citizenship

International Child Abduction

The Hague Convention on the Civil Aspects of International Child Abduction is an international treaty. It can help parents with the return of children who have been removed to or retained in certain countries in violation of custody rights. The convention applies between Canada and Panama.

If your child was wrongfully taken to, or is being held in Panama, and if the applicable conditions are met, you may apply for the return of your child to the Panamanian court.

If you are in this situation:

• act as quickly as you can
• contact the Central Authority for your province or territory of residence for information on starting an application under The Hague Convention
• consult a lawyer in Canada and in Panama to explore all the legal options for the return of your child
• report the situation to the nearest Canadian government office abroad or to the Vulnerable Children’s Consular Unit at Global Affairs Canada by calling the Emergency Watch and Response Centre

If your child was removed from a country other than Canada, consult a lawyer to determine if The Hague Convention applies.

Be aware that Canadian consular officials cannot interfere in private legal matters or in another country’s judicial affairs.

• List of Canadian Central Authorities for the Hague Convention
• International Child Abduction: A Guidebook for Left-Behind Parents
• Travelling with children
• The Hague Convention - Hague Conference on Private International Law
• Canadian embassies and consulates by destination
• Emergency Watch and Response Centre

The currency in Panama is the balboa (PAB).

It is used interchangeably with the U.S. dollar (USD).

There have been issues with counterfeit US$50 and US$100 bills. Carry only small bills of U.S. dollars.

Hurricane season

Hurricanes usually occur from mid-May to the end of November. During this period, even small tropical storms can quickly develop into major hurricanes.

These severe storms can put you at risk and hamper the provision of essential services.

If you decide to travel to a coastal area during the hurricane season:

• know that you expose yourself to serious safety risks
• be prepared to change your travel plans on short notice, including cutting short or cancelling your trip
• stay informed of the latest regional weather forecasts
• carry emergency contact information for your airline or tour operator
• follow the advice and instructions of local authorities
• Tornadoes, cyclones, hurricanes, typhoons and monsoons
• Large-scale emergencies abroad
• Active storm tracking and hurricane watches and warnings  - United States’ National Hurricane Center

Rainy season

The rainy season extends from April to December. Seasonal flooding can hamper overland travel and reduce the provision of essential services. Roads may become impassable and bridges damaged.

Earthquakes and tsunamis

Western Panama is located in an active seismic zone. Earthquakes and tsunamis can occur.

A tsunami can occur within minutes of a nearby earthquake. However, the risk of tsunami can remain for several hours following the first tremor. If you’re staying on the coast, familiarize yourself with the region’s evacuation plans in the event of a tsunami warning.

In the event of a natural disaster, follow the advice of the local authorities.

• Earthquakes  - What to Do?
• Tsunami alerts - U.S. Tsunami Warning System
• Latest earthquakes - U.S. Geological Survey

Local services

Emergency services exist but may be limited. In case of emergency, dial:

• police: 104
• medical assistance: 911
• firefighters: 103

Consular assistance

For emergency consular assistance, call the Embassy of Canada to Panama, in Panama City, and follow the instructions. At any time, you may also contact the Emergency Watch and Response Centre in Ottawa.

The decision to travel is your choice and you are responsible for your personal safety abroad. We take the safety and security of Canadians abroad very seriously and provide credible and timely information in our Travel Advice to enable you to make well-informed decisions regarding your travel abroad.

The content on this page is provided for information only. While we make every effort to give you correct information, it is provided on an "as is" basis without warranty of any kind, expressed or implied. The Government of Canada does not assume responsibility and will not be liable for any damages in connection to the information provided.

If you need consular assistance while abroad, we will make every effort to help you. However, there may be constraints that will limit the ability of the Government of Canada to provide services.

Learn more about consular services .

Risk Levels

  take normal security precautions.

Take similar precautions to those you would take in Canada.

  Exercise a high degree of caution

There are certain safety and security concerns or the situation could change quickly. Be very cautious at all times, monitor local media and follow the instructions of local authorities.

IMPORTANT: The two levels below are official Government of Canada Travel Advisories and are issued when the safety and security of Canadians travelling or living in the country or region may be at risk.

  Avoid non-essential travel

Your safety and security could be at risk. You should think about your need to travel to this country, territory or region based on family or business requirements, knowledge of or familiarity with the region, and other factors. If you are already there, think about whether you really need to be there. If you do not need to be there, you should think about leaving.

  Avoid all travel

You should not travel to this country, territory or region. Your personal safety and security are at great risk. If you are already there, you should think about leaving if it is safe to do so.

Travel Insurance

• Emergency Medical Expenses
• Emergency Assistance & Evacuation
• Personal Accident

Excellence in service, beyond industry standards, is our goal.

THE PANAMA PERSPECTIVE

Newsletter and real estate in panama, scam alert – travel ace insurance aka travel ace assistance.

We had a wonderful trip to South America and I thought it wise to purchase travel insurance which I did from Travel Ace at the recommendation of my agent  Anavilma at Viajes David here in Boquete.

We attempted to leave Bariloche on an evening flight that was cancelled to Buenos Aires as their airport was closed to to fog.  The situation caused a 2 delay to as there were no open flights until then.  We booked a new flight for only $200 total and by the grace of God and a generous person, I was able to obtain to return tickets back to Panama at COPA for only $748 for each of us as opposed to the $1,300 one way standard airfare.

When I got back to Boquete, I filed a claim with Travel Ace through my agent Anavilma at Viajes David who just informed me that Travel Ace was denying the claim as I did not report this within 24 hours!!

I noticed that Trip Advisor has some alerts on them and for good reason.  They issue a policy that has so many exclusions, it is worthless and therefore considered a SCAM!!  TRAVELERS BEWARE.

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‘RHOP’ star Candiace Dillard Bassett is expecting her first child with husband Chris Bassett

Following her departure from “The Real Housewives of Potomac,” Dillard Bassett is embarking on a new journey.

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“The Real Housewives of Potomac” star Candiace Dillard Bassett is stepping into a new chapter – motherhood. Weeks after saying farewell to the “Housewives” franchise, Dillard Bassett revealed to Entertainment Tonight that she and her husband Chris Bassett are expecting.

“I am about 13 weeks, so just about into the second trimester,” she said, per Entertainment Tonight. “It’s been weird, but also really wonderful, I think, to keep it kind of to ourselves to this point. It’s just been kind of quietly just growing a bun.”

Just as the star was intentional about whom she shared the news with first, she was intentional about the environment her child would be coming into.

“I wanted the space around us and around our child to feel peaceful, and to feel free, and to feel positive,” she said, revealing that the pregnancy played a big part in her decision to leave “RHOP.” 

In addition to wanting to embark on the experience on their own, without any added pressure, Dillard Bassett explained that she wasn’t confident cultivating a safe space for her growing family “in the space that the show is in currently,” she told ET. 

Dillard Bassett and her husband began documenting their fertility journey on the show. After freezing embryos two years ago, the “Drive Back” singer started in vitro fertilization (IVF) in January with hopes of conceiving a child. 

“We waited and waited and waited all this time, so to finally hear that, after those two weeks, the process has worked after a year of doing the shots,” she said, recalling the moment her doctor confirmed her pregnancy. “I did two rounds of egg retrieval. To do the shots in your stomach, I had to do the shots in my bum bum every day — which was not always fun — and to finally have it all pay off was amazing.”

Though the reality show star is serving as a “bonus mom” to her hubby’s three children from his previous marriage, she debated if she was ready to have a child of her own. 

“I always wondered, like, how would I know when I was ready? And I always felt like a part of my anxiety was that I wasn’t sure that I would know, and when I knew, it was undeniable,” she said. “But then I got the itch.” 

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She added, “I kind of woke up and realized that I was never going to be 100% ready. I just had to trust the process and trust my doctors and stop being afraid and just do it. So once we decided together that we were going to do that together, it just was kind of all moving by faith from there.” 

Finding comfort in her husband’s experience raising both girls and boys, the expectant mom is excited about all the things that come with motherhood. Although they don’t know the baby’s gender yet, Dillard Bassett is prepared to support their child’s future desires, even if that pushes her out of her comfort zone. 

“It’s so cool that you literally have no idea what you’re getting [personality wise]” she said. “I’m excited to just support them in whatever they want to do.”

In addition to being her child’s biggest cheerleader and dressing them up, Dillard Bassett says she’s most excited to experience the mom community.

“It’s a space I’ve kind of been peering into from the outside, most of my friends and my cousins have kids. I’ve helped raise and change diapers and babysit all of my cousins’ kids, so it’s just gonna be fun to be a part of that community and, you know, to learn and grow as a member now.”

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