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Top tips to consider when booking a car rental.

Whether you're embarking on a cross-country adventure or exploring a new destination by car, finding the right car rental vehicle is essential for a stress-free journey. Here are some rental car tips to help you score the best deals and hit the open road with confidence.

How to book a car rental for your next trip?

To start the easy process of booking car rentals through Expedia, simply enter your desired location along with the dates and times for pickup and drop-off. Alternatively, browse our selection of popular rental car types and destinations if you need some inspiration. Whether you’re looking for a convertible car rental for you and your partner or a passenger van rental for the whole family, we have a wide variety of rent a car options available that can have you riding with efficiency and style.

What kind of cars are available for rent?

An SUV car rentals in Los Angeles , for example, can be a great option for those in town on business or just wanting to explore the city in comfort and style. Opt for a convertible car rentals in Fort Lauderdale , if you’re traveling for the sunshine. Those venturing to LAS can go with a luxury car in Las Vegas to get themselves a premium car rental experience. A vast array of car types are available from several different suppliers, allowing you to customize your search and find the rental that best suits your vacation type.

How much does it cost to rent a car?

The cost of rental cars varies widely based on several factors, like the class of car selected and the location where you’re renting. A one-way car rental tends to be a bit more expensive than a round-trip car rental. More luxurious cars tend to cost more, and busier areas are typically more expensive to rent in. Of course, travelers may opt for certain add-ons or protection policies that can also increase costs. If you're looking for deals, check the Exclusive Offers section of the filter list to find the lowest-priced car rentals. You can also sort your search results by price and set filters for budget limitations along with any other filters you find applicable.

How do I find a cheap car rental?

Finding a cheap car rental requires travelers to take advantage of search filters and pricing trends. Within your search, apply filters for your budgetary limits in the “total price” section of the filter list. Additionally, pay attention to the other filters, as they come with low-price limits for each. For example, in the Car type section, you’ll typically find that the low-price estimate listed for the economy car rentals is far less than the starting price for the premium car rentals .

What type of car is the cheapest to rent?

Economy cars tend to be the cheapest car rental most of the time, but there are exceptions to this trend. In general, the larger and more luxurious the car rental, the more expensive it's going to be overall. It's also important to consider where you're renting a car. Rental cars at the airport tend to be more expensive than rentals closer to downtown even for the exact same kind of car.

Where can I rent a car?

Rental cars are available from various places in your destination, including near your hotel or downtown or at the airport, such as car rentals at Logan International Airport . There are search filters available that let you choose the specific neighborhood where you need to find your rental car as well. The companies that are available for car rentals will vary based on where you’re traveling, but some of the most notable are Enterprise , Hertz , and Avis car rentals . You can filter based on which company you prefer in the Rental car company section of the search filters, allowing you to search specifically for something like Avis car rentals in Chicago if you like. In terms of cities, virtually every destination has rental cars available. The best places to rent a car tend to be larger cities where you may want to get around faster than public transportation will allow. Some of the best locations to rent a car include car rentals near Disneyland or car rentals in Phoenix .

Is it worth it to rent a car?

Travelers will find several advantages to renting a car, including having an easy way to travel that's faster than public transportation and the ability to feel more like a local. This also comes in handy when you're in a place that doesn't have that many taxis or you plan on traveling a lot to the point where taxis would be too expensive or impractical. Planning your vacation itinerary is easier since your transportation is taken care of in advance, rather than having to factor in train lines or bus routes. Whether you're on a business trip or traveling with the whole family, you have a stress-free way to get from place to place.

How do I get a good deal on a rental car?

The easiest way to get a good deal on a rental car is to use our filters. At the top of the filter list, you'll find a section featuring our best car rental offers. Check the filter for "Great Deal," and your search results will be filled with specials. Of course, you may also use filters for special features you want in the car alongside filters for the cost to see what kind of rentals are available that have the characteristics you want for your budget.

Do I need insurance to rent a car?

No, you don’t need personal auto insurance to rent a car in most cases. You will, however, be required to purchase some insurance to cover the duration of the rental. Rental companies will offer this insurance when you rent the car. Certain personal car insurance policies can also be applied to rental cars, and travelers can even use non-owner car insurance if they rent cars often but don’t have a car of their own. Additionally, some car rentals simply include rental car insurance within the price of the rental. You can check the exact insurance policy on any rental by clicking the "View rules and restrictions" link in the rental policies section.

Can I rent a car with a debit card?

Yes, many rental car companies do allow travelers to rent cars with a debit card. A debit card incurs greater risk to the company, however, so it’s not uncommon for them to make the process a bit more involved compared to paying with a credit card since they can’t bill a debit card on file without you present. Prepaid cards are almost always out of the question, so you’ll need a bank-issued debit card in most cases. Additionally, they may require proof of insurance, extra forms of ID, a credit check, and a deposit, among other requirements. Using a credit card to cover your deposit is the easiest way to not tie up your cash flow.

Can I rent a car at 18 years of age?

In some cases, 18-year-olds can rent a car, but that’s often not allowed in most locations in North America. In Michigan, Quebec, and New York, however, the minimum legal age to rent a car is 18. In places like Alabama and Nebraska, the minimum age is 19. Just about everywhere else in the US and Canada, the minimum age is 20.

Can I book a long-term car rental?

Yes, long-term car rentals are available on Expedia. These rentals are designed for people who plan to rent for several weeks or even several months at a time. Simply enter how long you need the rental for, and the available options for those dates will appear in your search.

Are car rentals fully refundable?

Some car rentals are fully refundable. Each one that qualifies will be marked as such in green text on the search results page. You may also filter for this feature specifically.

Why should I rent with Expedia?

Booking car rentals with Expedia makes it easy to find the right rental and book the rest of your trip in a single, convenient location. We also offer flights, hotels, and even activities you can book in advance. Plus, One Key members will earn OneKeyCash with every eligible booking that you can use to save on future trips. Membership is free, sign up today!

*OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo.

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Compare flights from 100s of sites.

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The New Yorker A Wyndham Hotel $220+
Flight Miami - Newark (MIA - EWR) $51+
Flight Chicago - New York (ORD - LGA) $53+
Flight Fort Lauderdale - Newark (FLL - EWR) $63+
Flight Fort Lauderdale - New York (FLL - LGA) $76+
Flight Miami - New York (MIA - LGA) $80+
Flight Orlando - New York (MCO - LGA) $89+
Flight Orlando - Newark (MCO - EWR) $90+
Flight Dallas - New York (DFW - LGA) $93+
Flight Chicago - New York (ORD - JFK) $127+
Flight Dallas - Newark (DFW - EWR) $127+
Flight Chicago - Newark (ORD - EWR) $130+
Flight Los Angeles - New York (LAX - LGA) $155+
Flight Fort Lauderdale - New York (FLL - JFK) $166+
Flight Miami - New York (MIA - JFK) $167+
Flight Los Angeles - Newark (LAX - EWR) $171+
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Grand Hotel Kissimmee At Celebration $54+
Ramada Plaza by Wyndham Orlando Resort & Suites Intl Drive $66+
Flight Atlanta - Orlando (ATL - MCO) $35+
Flight Philadelphia - Orlando (PHL - MCO) $53+
Flight Minneapolis - Orlando (MSP - MCO) $60+
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Flight Phoenix - Seattle (PHX - SEA) $100+
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New Orleans

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Flight Atlanta - New Orleans (ATL - MSY) $56+
Flight Dallas - New Orleans (DFW - MSY) $60+
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Frequently asked questions about KAYAK

How do i find travel deals on kayak.

Simply use one of our travel search engines to scan for prices gathered from hundreds of travel sites. KAYAK’s search results pages have loads of filter options to help you find deals, discover exactly what you’re looking for and make booking seamless. Plus, there’s no extra fee from KAYAK.

How can I use KAYAK to manage my travel bookings?

KAYAK Trips creates a travel itinerary for you that will give you flight status alerts, can be shared with friends and more. Simply forward your booking confirmations to [email protected] or use the KAYAK app and sync your email account to keep all your travel plans organized in one app, even if you didn’t book with KAYAK. You can share your holiday plans with friends and family and also check out your travel stats for past vacations, like how far you’ve traveled, your most popular cities and how many times you’ve traveled around the world. Even if you don’t have signal, don’t worry, as you can access Trips to check out your itineraries whilst on the road. Your data is safe and secure with us and you won’t have to re-enter credit card info when booking future trips. If you want to make changes or cancel bookings, then you should contact the travel provider, which is provided on the booking confirmation.

What makes KAYAK a great travel app?

On the KAYAK app for iOS and Android you’ll find all the great travel offers found on the website and much more. There are special mobile rates and app only deals that allow you to save even more money. Plus, you can get notifications straight to your phone letting you know when prices for your next trip have dropped. But the KAYAK app is much more than just a travel app. Use the Trips function to manage your travel itinerary and get up to date status alerts on flights, check-in changes and to store your boarding pass. Even if you’re in the middle of nowhere on your travels, you can still access your travel notes via Trips, as no internet connection is required.

What are KAYAK Price Alerts?

Instead of manually checking back in on the price of your next flight or stay, let KAYAK do the hard work for you with KAYAK Price Alerts. Once you’ve saved your search, our data will determine how the price will rise or fluctuate over the coming days. You’ll then get a push notification letting you know when’s the perfect time to book.

Search cheap flights with KAYAK. Search for the cheapest airline tickets for all the top airlines around the world and the top international flight routes . KAYAK searches hundreds of travel sites to help you find cheap airfare and book a flight that suits you best. Since KAYAK searches many plane ticket sites at once, you can find cheap tickets from cheap airlines and for trains and buses quickly.

KAYAK also helps you find the right hotels for your needs.

Save up to 60% on car rentals * Hit the road

Booking with Hotwire means getting a car rental to match your travel style. Show off your stylish drop-top convertible rental while cruising city streets. Whether you’re traveling for business or luxurious leisure, Hotwire has the posh, sleek car rental to match your vacation aesthetic. If you’re more of a tour the town type, opt for a compact car rental with everything you need for traveling to each destination attraction in style.

Rent a car with Hotwire and you can save up to 60%* on your rental car reservation. Hotwire works with top brand-name rental agencies like Hertz, Enterprise, and Avis to help you find the perfect car rental for your trip. Need to pick up your rental at the airport? No problem. With Hotwire, you can choose from a variety of car sizes and types to conveniently pick-up and drop-off at the airport and around town.

Hotwire makes car rentals easy. If you need to rent a car with lower fuel costs, Hotwire offers Hot Rate economy car rentals for cheap. Round trip or one-way, luxury or cheap car rentals, Hotwire has your ride—no matter what. Need a quick last-minute car rental? Even better. With Hotwire Hot Rates, you can save up to 60% off a last-minute car rental. Simply download the Hotwire app, fill out your search criteria and let Hotwire do the picking based on your preferences. Ah, the spontaneity is quite exciting.

Of course, if you prefer to stay in control of the exact affordable car rental you book, you’ll need to book in advance. Whether you choose to plan ahead or leave the fate of your car rental type to Hotwire, you’re sure to save money on with a killer car rental deal.

What are you waiting for? Download the Hotwire app and start browsing. Adventure awaits!

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*Savings are based on actual Hot Rate® car rentals made from airport pick-up locations as compared with the lowest published rates found on leading retail travel sites. Prices are dynamic and vary based on the booking date and length of the car rental. There is no guarantee these savings or rates will be in effect at the time of your search. Availability is limited. Hot Rate® cars are different from retail rates. With Hot Rate® cars you enter the location, date, and car class. The car rental company is revealed only after booking. All bookings are final.

†Price based on economy/compact Hot Rate car bookings made in the previous 12 months. Hot Rates are different from retail prices. You enter city, dates and car class. Car rental company revealed only after booking. All bookings final.

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Millions of people around the world trust Tripadvisor to help plan every aspect of their trip including searching for rental cars. By leveraging the world’s largest rental car booking service and searching all major rental brands, we help you find the lowest rental car prices available. We offer comprehensive coverage of over 60,000 locations worldwide. No matter where you find yourself, we’ll help you find a rental car. Finally, when renting a car through Tripadvisor, you can always book with confidence. We never assess additional fees or credit card charges, and most bookings can be cancelled without a penalty. Let us help you land the right car at the right price and without any extra hassle.

Tripadvisor’s mission is to help people travel well, and we know that having a great rental car can elevate your vacation or business trip from the routine to something exceptional. No matter the nature of your travel, we’ll find the exact vehicle for your needs - Sedan, Convertible, Truck, Luxury, Van, SUV, Jeep, and everything in between. Additionally, you can pick up your vehicle at any of our locations, whether that be locally or at the airport. Search with us today, find the best prices, and you’ll be on the road in no time.

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Rental-Car Prices Are Far Lower. Here’s Where You Can Save Money.

Gone are the days where renting a car meant spending upward of $80 or even $100 a day—if you could even find a car.

Nationally, the cost to rent a car has fallen, online travel agencies and leisure-industry analysts say. Car-rental prices are averaging $38 a day nationwide, according to travel-search company Hopper. That’s down 8% from last year, or $3. It’s a significant turnaround for travelers, who just a few years ago witnessed prices soar roughly 80% higher than prepandemic levels for a car.

Taking a vacation is still more expensive than it was before the pandemic, with hotel prices and many other parts of the travel experience rising. But travelers are less likely to run into the sticker shock that came with car rentals in recent years, and don’t need to fear that the agency will run out of cars.

“It’s one of the few areas in travel where there’s actually a little bit of price relief for the consumer,” says John Healy, an analyst at Northcoast Research, an equity research company.

Helping mitigate the rental-car issues seen in recent years is a greater supply of new cars. This has enabled rental-car agencies to maintain or grow their fleets to account for higher demand. And the expansion of upstart companies like Sixt and Turo has added competition in popular markets, offering travelers more opportunities to save money.

These improvements are occurring across the country, industry analysts say. Even markets like Hawaii, where a few years ago travelers reported renting U-Hauls amid a rental-car shortage, have more cars to go around and lower prices.

According to Priceline, the national average daily rate to rent a car in April is $65, down about 1.5% from a year ago. Prices have fallen more steeply in some popular markets.

On average, a rental car costs around $61 a day in Boston in April, down nearly 28% from a year ago, Priceline’s data show. During that same time frame, daily rental-car rates dropped about 26% in San Juan, Puerto Rico, and more than 16% in Orlando, Fla.

Here come reinforcements

The biggest driving force behind the drop in rental-car prices is the fresh supply of new vehicles. Clogs in the supply-chain and a global chip shortage a few years ago sharply reduced the number of new vehicles on the market.

That supply crunch coincided with a return to robust travel demand. Agencies regularly ran out of cars to rent, and often kept cars in their fleet longer than usual.

As of February, the supply of new vehicles across the auto industry had risen to the highest level since June 2020, according to a report from Cox Automotive. And the average transaction price of a new vehicle was down 4% over the past year as of January, according to Kelley Blue Book. Rental agencies are passing those savings on to travelers.

With automakers selling more cars, rental agencies are replenishing their fleets. That’s led to major improvements in terms of customer satisfaction, says Michael Taylor, practice lead for travel intelligence at J.D. Power. The cars being rented out are generally cleaner and in better condition, and waits to pick up cars have improved now that there are more to go around, he says.

Particularly during off-peak periods—think Florida in mid-May—discounts are easier to find now compared with a couple of years ago, says Chris Woronka, lodging and leisure analyst at Deutsche Bank. (You should still watch out for costly fees.)

More options for lower prices

The rental-car market is expanding, reflecting the growth of newer entrants to the industry. These companies are far smaller than Enterprise, Avis, Budget and Hertz, Priceline Chief Executive Brett Keller says, but could still benefit anyone planning a getaway.

“Any cars being added to the network is a good thing,” he says.

German rental company Sixt operates 100 rental stations across 22 states. Sixt launched in Pittsburgh in February and several markets last year, including Vail, Colo.

Companies like Turo and Getaround are aiming to upend the traditional rental-car model by bringing an Airbnb-style approach to the market.

Woronka has one caveat for travelers: While the cost to rent a car has improved in recent months, it remains more expensive than it was before the pandemic, especially during peak travel periods.

“We could see prices firm up again,” he says.

—Sign up for the WSJ Travel newsletter for more tips and insights from the Journal’s travel team.

Write to Jacob Passy at [email protected]

Rental-Car Prices Are Far Lower. Here’s Where You Can Save Money.

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Rental Car FAQs

Renting a car through Costco Travel’s Low Price Finder™ is a fast and easy way to save money on your next car rental. Here are some of the most frequently asked questions we receive from Costco members.

For additional rental car FAQs, click here.

Know Before You Rent a Car

Before you sign the contract at the counter.

Make sure you read the Rental Agreement
Ask about any extra charges, for example insurance, optional equipment, tolls, gas, etc.
If you see anything you don't understand, ask the rental car representative assisting you
Be aware that any changes to your reservation can affect pricing

Refueling Options

Pay in Advance: You can pay in advance for a tank of fuel at the counter when you check in. This is the most convenient option as you are then free to bring back the car empty. Credit is not given for unused fuel
Self Refueling: Plan to stop for gas on the way back. You will need to keep your receipt and provide upon drop off to avoid any refueling charge

Change or Cancel Rental Car Reservation

Q: how do i change or cancel my rental car reservation.

To make a change online:

Book and confirm a new reservation.
Cancel the previous reservation.

To cancel online:

Log in to your Costco Travel account in top menu bar.
Select the Current booking you wish to cancel.
Near the top click on "Cancel".
Click yes, when the pop-up message asks to confirm cancelation.
Confirmation of your cancelation will be emailed to you.
There is no charge for canceling an online rental car reservation.

Q: Do cancelation fees apply?

No. Reservations made online at Costco Travel may be canceled by logging in and selecting “Your Account” or by calling the car company directly. Please note if you reserved a car via the phone and it is a prepay rate you may be subject to a cancelation fee.

Q: Can I change or cancel my vacation package or cruise?

To change or cancel your vacation package or cruise reservation, please call Costco Travel and provide your booking number. Cancelation fees may apply to vacation packages and cruises.

Costco Travel Account

Q: why am i having problems logging into my costco travel account.

There could be many reasons why you are unable to log in. Please check the following:

Make sure you are using your Costco Travel account password. (It may be different than your Costco.com password.)
Verify you’ve entered your membership number correctly (your spouse will have a separate number).
If your Costco membership number changed recently please call 1-866-921-7925 to have your Costco Travel account updated. Re-issued credit cards sometimes create new membership numbers.
If you continue to have issues try logging in without an account. We will save all your booking and trip information for the next time you log in to your account.

Q: Can I use the same account that I use when shopping on Costco.com?

Your Costco Travel account is different and requires a separate registration. After you’ve registered, you can log in to your profile at any time to view your bookings and print itineraries.

Q: Can I purchase without logging into my account?

Yes. You may purchase without logging in by providing your valid membership number and last name. Just select “Continue Without an Account” on the login page.

Low Price Finder Search

Q: why do i get this error message “for the time and/or date searched, all locations are either closed or all cars are sold out.”.

Most likely you’ve entered in a time that is too early or late for that location. Some city locations and smaller airports are not open 24 hours.

Q: I’m looking for a minivan or a full size van and it is not listed, what are my options?

The location might be sold out or not carry that type of vehicle. You can try different times/dates or another location. Some vehicles (like pickup trucks) must be booked directly with the rental car company, please call 1-866-921-7925, option 1.

Q: If there is a specific color/make/model of car I want, can I request it?

The color, make, and model are based on availability at the time of pickup and cannot be guaranteed at the time of booking. If there are multiple models under the same car classification, car companies will state the most popular model followed by “or similar.” For example, an intermediate car with Avis will be a “Chevrolet Cruze or similar.”

Applicable Discounts

Q: how do i know if my costco member discount is included and if i’m receiving the best rate possible.

All prices will reflect applicable Costco member discounts and coupons, plus any taxes and fees. Our Low Price Finder will automatically calculate the best applicable coupon combinable with the Costco member discount, based on the length of rental, car type, location, reservation and travel dates.

Q: I selected a specific coupon to price, but I’m receiving a different one. Why did it change?

Costco Travel ensures the best value for every rental car. If, for example, a “Free Single Upgrade” coupon is selected, then a five-day rental period is specified, another coupon will override the upgrade if the price is lower per car category.

Q: Does my rental waive the additional driver fee?

Yes. For Alamo and Enterprise, the additional driver fee is waived for rental in the U.S., Canada, UK, France, Germany, Ireland and Spain. For Avis and Budget, the fee is waived for rentals in the U.S.

The additional driver must meet all renter requirements, appear at the rental counter with the primary renter, present a valid driver's license and present a major credit card in their name at the time of rental (they do not need a valid membership card).

Payment Options

Q: do i need any payment information to reserve the car.

No, a credit card is not required to reserve a car online at Costco Travel.

Q: What credit card is required at time of pickup?

A major credit card must be presented at time of rental pickup. Occasionally during pickup, monetary holds are placed on credit cards for rentals above a certain price. For specific types of cards accepted and inquiries regarding hold amounts, it is suggested that you contact the car company location directly. (The phone number is listed on your invoice.)

Q: Can I rent with a debit card instead of a credit card?

Debit cards are accepted at some locations with specific terms. Please contact the rental location for all information.

Q: Do I have to verify my membership to reserve a car?

Yes, as with everything Costco sells, only Costco members are entitled to the savings and value. You will need a valid membership number to book online or when calling to speak to a rental car representative.

Q: Does the primary driver have to be a Costco member?

Yes, at the time of car pick up the rental car agent may ask to see the primary driver’s Costco membership card.

Q: Can I reserve a car for a friend or family member?

Yes, if the primary driver has a valid membership card to show at time of pickup. (Note: The primary driver is not required to be the member who logged in and reserved online, but they must have their own membership card to present at time of pickup.)

Q: Do I receive emails from Costco Travel after I reserve a car?

Yes. Immediately after the car is reserved, a confirmation email is sent to the email address provided during the booking process. In addition, a final confirmation is sent four days prior to pick up. If no email is found in your inbox, check the junk or spam folder for a message from [email protected].

Q: Can I view my reservation on the rental car company’s website?

Yes. After making the reservation, you will receive an email with a confirmation number in the upper right-hand corner. This will be the number you use to view your reservation on the car company’s website.

Q: When I call Costco Travel and select a rental car company from the automated menu, am I speaking to a Costco employee?

Once you select a specific rental car company, your call is directed to a dedicated representative from that rental company. The representative may state, “Welcome to Budget for Costco members,” for example. That representative is an expert on their company’s inventory and policies, and also has been thoroughly trained on all applicable Costco member discounts and benefits. You might be offered prepaid rates from Avis and Budget, but those are not required to finalize the reservation. (To be directed back to Costco Travel, dial 1-866-921-7925.)

Q: Are car rental prices based off of a 24-hour rental period?

No. Rates fluctuate based on demand, availability and marketplace forces. There is no exact method to determining a rate. However, rates generally revolve around daily (up to four days, Monday through Wednesday); weekend (up to four days, Thursday through Sunday); weekly (five to 20+ days); and monthly rates (28 days or more). To find the best rate, you should select based on travel needs, and then adjust different pick up/drop-off days and times accordingly. Please note: Any change to pick up/drop-off time or date could increase the cost of the rental.

Q: Can prices be lower for a higher car category (e.g.: full-size versus intermediate)?

Just as there is no set method in determining a rate due to demand, availability and marketplace forces, the same applies to car categories. A certain location may have less inventory of an intermediate car due to demand, thus making a full-size car more reasonably priced.

Q: I am younger than 25 and want to book a car with Costco Travel, but the website shows an error message and will not allow me to see rates. How do I confirm a reservation with the Costco member discount?

Drivers younger than 25 still receive the Costco Member Discount, but may incur an Underage Driver Fee and must book directly with the rental company at 1-866-921-7925, option 1. The fee varies by company and location, and Costco Travel does not have the ability to determine the underage driver fee for each location.

Q: Does my rental include unlimited miles?

Many locations provide unlimited mileage; however, it depends on the specific location and rental car company. To view mileage or geographic restrictions, please refer to the “Geographic Restrictions/Mileage Rule” bullet to the left of the selected car on the rental car grid.

Q: What types of rentals are not supported through the Costco Travel website?

For all car companies, Costco Travel does not support picking up at a neighborhood location and dropping off at a different neighborhood location. If this type of rental is needed, call 1-866-921-7925, option 1 for car rentals, and then select the rental car company you’re interested in.

Q: Are there extra fees for one-way rentals?

There are drop fees or a higher rate for one-way rentals, but they are included in the base rate. A breakdown is not provided. You will not have to pay an extra fee at the location itself.

Q: Can I rent a car for longer than 30 days?

Avis and Budget: Yes you can rent a car for longer than 30 days. For more information please refer to the terms and conditions of the rental or speak with the location agent or manager.

Enterprise and Alamo: Yes, you can rent a car for longer than 30 days. For reservations that exceed thirty (30) days, the renter may be required to return the rental vehicle to a location for a vehicle inspection.

Q: Can my rental price change once it is reserved?

Base rates do not change, but taxes are subject to change. Since there is no payment at the time of booking, taxes can fluctuate until the car is picked up. Any tax fluctuations are outside the control of Costco Travel.

Q: Are prepay rates available?

We do not offer prepay rates online as they require payment at the time of booking and change or cancel fees may apply. Prepaid rates are available through Avis and Budget directly. The Costco member discount and/or coupon codes must be applied, and members are subject to the prepay terms listed by the rental car company at time of booking. The Costco member discount and coupons are not combinable with Alamo prepaid rates

Q: Is there a drop-off grace period?

Yes, as determined by the rental company. Please check directly with the location to know all rental parameters.

Q: Can I add a loyalty number?

Loyalty numbers can be entered for Avis, Budget, and Enterprise on Costco Travel’s website before finalizing the reservation.

Q: Can insurance be added to the rental?

Optional insurance through the car rental company is available. It is the same price whether it is prepurchased by phone or added at the time of pickup. For information, you must contact the car company directly. Some credit card companies offer rental insurance, including the Costco Anywhere Visa® Card by Citi, so check with your credit card company for terms and conditions. For questions about the rental car insurance benefit from Costco Anywhere Visa® Card by Citi, you can call 1-866-918-4670 24/7/365 or call collect internationally at 1-312-356-7839.

Q: How can I speak to a Costco Travel representative?

Reservation experts are available to assist you Monday through Friday from 7 a.m. to 7 p.m., and on Saturday and Sunday from 8 a.m. to 5 p.m., Pacific Time. For rental cars, call 1-866-921-7925.

Q: Can I rent a car anywhere in the world through Costco Travel?

Rentals are offered in Canada, France, Germany, Ireland, Spain, the U.K., and the U.S., including Puerto Rico and the U.S. Virgin Islands.

Digital Costco Shop Card Terms

Q: what are the digital costco shop card terms and conditions.

One Digital Costco Shop Card per booking. The exact amount of the Digital Costco Shop Card will be calculated during the booking process. The Digital Costco Shop Card promotion is nontransferable and may not be combined with any other promotion. A Digital Costco Shop Card will arrive by email approximately 10 days after the start of your trip. Click on the Terms & Conditions link below for additional information.

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Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Best No-Annual-Fee Travel Credit Cards of 2024

Best no-annual-fee travel card with rotating categories, chase freedom flex℠ *.

Up to 5% Reward Rate

Earn 5% cash back in categories that rotate quarterly on up to $1,500 when enrolled, 5% on travel purchased through Read More

$200 bonus + 5% on Gas and Grocery (excluding Target and Walmart)

20.49% - 29.24% Variable

Excellent, Good (700 - 749)

This card has the brawn to handle just about all of your credit card spending needs without an over-inflated price tag. The card has an annual fee of $0, yet comes with a pumped-up earnings structure that covers a wide swath of expenses including travel, drugstores and dining plus rotating quarterly bonus categories in areas many households are likely to find appealing.

No annual fee
Rotating quarterly categories earn 5% rewards when activated, up to a combined quarterly $1,500 maximum
Travel rewards rate rivals some of the best premium travel cards
Generous rewards rate in several other categories
Travel bookings must be made through Chase Travel℠ to earn 5% cash back
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year
5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% on travel purchased through Chase Travel℠, 3% on dining and drugstores and 1% on all other purchases

Best Flat-Rate No-Annual Fee Travel Card

Chase freedom unlimited®.

Up to 6.5X Reward Rate

Earn an additional 1.5% cash back on up to $20,000 spent in the first year, after that 5% cash back Read More

Up to $300 cash back

A good overall spending card that allows you to hold a balance on new purchases with a low introductory APR, pay no annual fee, and still earn at least 1.5% cashback on all purchases

Generous welcome offer for a no annual fee card
Unlimited 1.5% minimum earn rate for cash-back rewards
No minimum redemption amount
Foreign transaction fee
Ongoing balance transfer fee is high
Requires a companion card to transfer points to travel partners
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

Best No-Annual-Fee Flat-Rate Cash-Rewards Card for Travel

Wells fargo active cash® card.

Unlimited 2% Rewards Rate

Earn unlimited 2% cash rewards on purchases

$200 Cash Rewards

The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. This puts it in competition with the best flat-rate cash back cards on the market.

Unlimited 2% cash rewards on purchases
$0 annual fee
Cellphone protection benefit
There’s a balance transfer fee
There’s a foreign transaction fee
No travel transfer partners
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.

Best for Everyday Spending

Earning 3 points per dollar spent on a wide range of spending—including restaurants, travel, gas stations, transit and popular streaming services—for no annual fee, the Wells Fargo Autograph is a powerhouse.

No foreign transaction fee
Introductory APR period
Plentiful reward points categories
Protections include cell phone insurance
Balance transfer fee
No introductory balance transfer APR

Best No-Annual-Fee Credit Union Card for Travel

Alliant cashback visa® signature credit card *.

Up to 2.5% Reward Rate

Those eligible for Tier 1 Rewards earn 2.5% cashback on the first $10,000 of qualifying eligible purchases per billing cycle Read More

17.24% - 27.24% variable

Excellent (750 - 850)

If you regularly rack up your monthly balance, the 2.5% return on the Alliant card is hard to beat. The downsides are that excellent credit is recommended before you apply for the card and the lack of a welcome bonus.

2.5% cash back rate on up to $10,000 in monthly purchases for eligible accounts (then 1.5%)
No foreign transaction fees
Generous credit line
No intro APR offer
No welcome bonus
Requires a companion checking account with balance, direct deposit and e-statement requirements
Earn up to 2.5% cash back with no categories to track on up to $10,000 in purchases each billing cycle with qualifying accounts. All other purchases earn 1.5%
You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings
Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity

Best No-Annual-Fee Card To Earn Cash Back on Travel

Discover it® cash back.

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, and more, Read More

Cashback Match™

17.24% - 28.24% Variable APR

Excellent/Good

For moderate spenders who are willing to activate the 5% rotating categories and track the quarterly spending cap, this no-annual-fee card can deliver tidy rewards outside of its ongoing 1% earning rate.

5% cash back on quarterly rotating spending categories throughout the year (activation required)
Discover will automatically match all the cash back you’ve earned at the end of your first year
No minimum cashback redemption
5% bonus cashback rate is limited to $1,500 per quarter in spending
Bonus categories must be activated quarterly
Low 1% base reward rate on everything else
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Redeem your rewards for cash at any time.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Terms and conditions apply.

Best No Annual Fee Amex Card for Travel

Blue cash everyday® card from american express.

Up to 3% Reward Rate

Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. on up to Read More

19.24%-29.99% Variable

Excellent/Good (700 - 749)

For no annual fee, the Blue Cash Everyday® Card from American Express offers excellent value in the right hands. Spending a lot at U.S. supermarkets and U.S. gas stations brings plump rewards, while the introductory APR rate on purchases helps keep your interest expenses down. Look elsewhere for foreign transactions.

Introductory APR offer on purchases and balance transfers
Above-average earnings at U.S. supermarkets, U.S. gas stations and online retail purchases in the U.S.
Elevated earnings at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. are capped at $6,000 in annual spending per category
Rewards earning outside of the bonus categories is just 1% cash back
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
No Annual Fee.
Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
Terms Apply.

Best No-Annual-Fee Card To Earn Rewards on Rent

Bilt world elite mastercard®.

Up to 3x Reward Rate

1x on rent payments with no transaction fee (on up to 100,000 points each calendar year). 2x points on travel Read More

Good/Excellent (700 - 749)

Pay rent, earn rewards and use your earnings for travel. Sounds like a great way to maximize your rent money to us.

Earn rewards on rent
Primary car rental and cell phone insurance
Points can be transferred to partners
Requires five card transactions per statement period to earn rewards
High regular APR range
Rewards outside of rent spend are relatively low compared to other cards
Earn points when you make 5 transactions that post each statement period
1x points on rent payments with no transaction fee (on up to 100,000 points each calendar year)
2x points on travel (when booked directly with an airline, hotel, car rental or cruise company)
3x points on dining
Plus 1x points on other purchases
Cell Phone Insurance
Purchase security (theft and damage protection)
Mastercard® World Elite Concierge
Lyft Credits
No foreign currency conversion fee
Rewards & benefits terms

Best No-Annual-Fee Card for Dining

U.s. bank altitude® go visa signature® card *.

Up to 4X Reward Rate

Earn 4 points per dollar on dining, takeout, and restaurant delivery and 2 points per dollar at grocery stores, grocery Read More

18.24% - 29.24% (Variable)

Excellent Credit (750 - 850)

With no foreign transaction fee and industry-leading earnings on dining, the Altitude Go could get you up into the air quickly.

No penalty APR
Generous rewards for a no annual fee card
Annual credit toward eligible streaming services
No bonus reward tier for entertainment spending
Earn 20,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening. That’s a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
4 points per dollar spent on dining, takeout, and restaurant delivery
2 points per dollar spent on streaming services and a $15 credit for annual streaming purchases
2 points per dollar spent at grocery stores, gas stations, and EV charging stations (excluding discount stores, supercenters and wholesale clubs effective September 9, 2024)
1 point per dollar spent on all other eligible purchases
Points never expire

Best No-Annual-Fee Card for Hilton

Hilton honors american express card.

Up to 7X Reward Rate

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Read More

Earn 80,000 points

20.99%-29.99% Variable

Good,Excellent (700 - 749)

A good intro into the Hilton world without paying an annual fee, the Hilton Honors Card from American Express brings you a few nice perks. But if you’re a serious Hilton traveler, you’ll want to look at one of the higher end cobranded Hilton cards offered by American Express.

High point earning rates
Generous welcome bonus
Automatic Silver status includes fifth night free on award stays
No annual fee or foreign transaction fee
No blackout dates
Low point redemption value
Silver status comes with limited benefits
Poor transfer rate to airline partners
Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Points for all other eligible purchases on your Card.
Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.

Best for Earning Membership Rewards Points

Amex everyday® credit card *.

Up to 2x Reward Rate

Earn 2X points at US supermarkets on up to $6,000 per year (then 1X); Earn 2X points at American Express Read More

Earn 10,000 points

18.24% - 29.24% variable

If you are looking for a solid intro APR offer and frequently spend at US supermarkets, this is the card for you.

Possible to earn 20% bonus on all points earned
2 Membership Rewards points per dollar on up to $6,000 spent annually at U.S. supermarkets (then 1 point per dollar)
2.7% foreign transaction fee
Spending cap on bonus points at grocery stores
Requires 20 purchases per month to earn 20% bonus
Earn 10,000 membership rewards points after spending $2,000 in qualifying purchases in the first 6 months of card membership
Earn 2 points per dollar spent on qualifying purchases at US supermarkets up to $6,000 per year (then 1 point)
Earn 2 points for every dollar when you use your card to book your trip through American Express Travel
Earn 1 point for every eligible dollar you spend on everything else
You can use membership rewards points towards eligible charges you make on your card, such as retail, dining, entertainment and more
Use your card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases

Best No-Annual-Fee Airline Card

United gateway℠ card.

Up to 2x Rewards Rate

2X miles per $1 spent on United purchases, at gas stations and on local transit and commuting. 1 mile per Read More

Earn 20,000 bonus miles

21.99% - 28.99% Variable

With its simple and respectable rewards rates, plus Visa Signature benefits, casual fliers who are loyal to United will find value in United’s only card with no annual fee.

Earn 2 miles on purchases with United, at gas stations and on local transportation
Enjoy expanded United award travel availability
Earns only 1 mile per dollar spent on non-bonused purchases
No free checked bag or enhanced boarding benefits
Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
Earn 2 miles per $1 spent on United® purchases
Earn 2 miles per $1 spent at gas stations, on local transit and commuting
Earn 1 mile per $1 spent on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card

Best No-Annual-Fee Hotel Card

Marriott bonvoy bold® credit card *.

3 points per dollar spent at over 7,000 hotels participating in Marriott Bonvoy program, 2 points per dollar on other Read More

Earn 30,000 bonus points

21.49% - 28.49% variable

One of several Marriott credit cards, the Marriott Bonvoy Bold card is the only one without an annual fee. It’s a smart entry-level card for travelers who want to earn points in the Marriott Bonvoy rewards program and enjoy Silver Elite status.

The first Bonvoy Rewards card with no annual fee
15 Elite Night credits per year + Silver Elite status
Rewards bonus categories are somewhat limited
5% fee for balance transfers
Earn 30,000 bonus points after you spend $1,000 on your first 3 months of account opening.
Earn 3X points per dollar spent at over 7,000 hotels participating in Marriott Bonvoy®
Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy member
15 elite night credits annually, enough for Silver Elite status, terms apply

Here’s a Summary of the Best No-Annual-Fee Travel Credit Cards

More about the best no-annual-fee travel credit cards.

Navigating the world of credit cards means finding the combination of pros and cons that offer the best value for your needs. A card rewarding your unique spending habits and goals will outperform one that is seemingly best for the average consumer, so make sure to evaluate each card for your specific uses.

Be aware that cards with no annual fee often charge other types of fees. In addition to interest charges incurred when a balance is carried, cardholders may also face penalty charges, including over-limit fees and late payment fees, as well as fees for foreign transactions, cash advances and balance transfers.

If you’re looking for a cash-back credit card and want the option to redeem points for travel, the Chase Freedom Flex℠ * may be exactly what you need. This card lets you earn a strong base rate of rewards for each dollar you spend, and you can redeem points for cash back, statement credits, gift cards, merchandise or travel through the Chase Ultimate Rewards® portal.

Welcome bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.

Rewards: Earn 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases.

Other benefits and drawbacks: The Chase Freedom Flex℠ * may be marketed as a cash-back credit card, but you can redeem rewards for travel through the Chase Ultimate Rewards portal. Since you can also redeem your rewards for statement credits at a rate of 1 cent per point, you can cover travel purchases charged to your card as well.

This card paired with a premium Chase card like the Chase Sapphire Preferred® Card , Chase Sapphire Reserve® or Ink Business Preferred® Credit Card can provide extra leverage as points are worth 1.25 to 1.5 cents each when redeemed through the Chase travel portal depending on which premium card you have. Carrying both the Flex card and a premium Chase card also gives you the opportunity for 1:1 transfers to Chase’s airline and hotel partners like United and Hyatt.

The Chase Freedom Flex℠ * offers a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. Balance transfer fee of up to 5% (min. $5) of the amount of each transfer applies. This makes the card a solid option if you want to charge a big purchase and pay down your balance over time without worrying about interest for the duration of the 0% introductory APR period.

The card’s benefits also include purchase protection against damage and theft and extended warranties for eligible items.

Those looking to get into the Chase ecosystem with a no-annual-fee card might want to consider the flat-rate Chase Freedom Unlimited® .

Welcome bonus: Earn an additional 1.5% cash back on up to $20,000 spent in the first year, worth up to $300 cash back.

Rewards: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases, plus an additional 1.5% cash back on the first $20,000 in purchases the first year.

Other benefits and drawbacks: The Chase Freedom Unlimited® may not be the best choice for those who like to travel abroad because it charges a foreign transaction fee. On the plus side, it offers an introductory APR: 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, applies in the first 60 days of account opening. After that, a fee of either $5 or 5% of the amount of each transfer applies.

If you’re looking for a card to boost your travel funds but prefer a cash rewards card, the Wells Fargo Active Cash® Card may be the way to go.

Welcome bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Rewards: Earn 2% cash rewards on purchases.

Other benefits and drawbacks: The Wells Fargo Active Cash® Card offers up to $600 per claim in cellphone protection (subject to a $25 deductible) when you pay a monthly cellphone bill with the card, terms apply.

It also offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies.

The Wells Fargo Autograph℠ Card is excellent for everyday spending with bonus categories that most people will have no problem using.

Welcome bonus: Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.

Rewards: Earn 3 points per dollar at restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus, earn 1 point per dollar on other purchases.

Other benefits and drawbacks: The Wells Fargo Autograph℠ Card also offers an introductory 0% APR: 0% introductory APR on purchases for 12 months from account opening. A variable APR of 20.24%, 25.24%, or 29.99% applies for purchases after the intro period ends and for balance transfers. The card has a balance transfer fee of up to 5%, minimum $5. Cardholders can also benefit from cellphone protection, roadside dispatch and an auto rental collision damage waiver.

The Alliant Cashback Visa® Signature Credit Card * offers the potential for a high rate of cashback, although this rate is limited to the first $10,000 in purchases each month. However, this will likely be sufficient for most people’s monthly spending.

Welcome bonus: This card does not offer a welcome bonus.

Rewards: Earn up to 2.5% cash back with no categories to track on up to $10,000 in purchases each billing cycle with qualifying accounts. All other purchases earn 1.5%.

Other benefits and drawbacks: You’ll have to join Alliant Credit Union to be eligible to apply for this card and to achieve the highest rate of cashback, you’ll have to have an average daily balance of at least $1,000 in your Alliant High-Rate Checking account for each preceding calendar month. The Alliant Cashback card doesn’t charge foreign transaction fees.

The Discover it® Cash Back isn’t specifically marketed as a travel card, but cashback can be used for anything—including travel, so we’ve included it here. This card offers solid rewards as long as you can remember to activate the quarterly categories. It also offers a non-traditional but impressive welcome bonus for those who spend plentifully on the card.

Welcome bonus: Discover will automatically match all the cash back earned at the end of the first year as a cardmember. There's no minimum spending or maximum rewards.

Rewards: Earn 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Other benefits and drawbacks: The Discover it® Cash Back offers a 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a standard rate of 17.24% - 28.24% variable applies. A balance transfer fee of up to 5% of the amount transferred applies. It also offers online privacy protection tools and free social security number alerts.

The Blue Cash Everyday® Card from American Express (Terms apply, see rates & fees ) is a solid option for those looking to earn cash back from American Express.

Welcome bonus: Earn $200 statement credit after spending $2,000 on purchases within the first 6 months.

Rewards: Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits or at Amazon.com checkout.

Other benefits and drawbacks: The Blue Cash Everyday® Card from American Express offers an introductory APR: 0% intro APR for 15 months on purchases and on balance transfers requested within 60 days of account opening, followed by a variable APR of 19.24%-29.99%. A balance transfer fee of $5 or 3%, whichever is greater, applies. Cardholders can also benefit from access to Amex Offers, up to $84 in credit ($7 monthly) for a Disney Bundle subscription and a $180 Home Chef credit. Additional benefits include purchase protection ¹ and car rental loss and damage insurance ² .

The Bilt World Elite Mastercard® ( rates & fees ) lays the claim as the first card that offers the ability to pay rent and earn points on those purchases. For those who pay rent, it’s a great way to earn a bunch of additional points each year.

Rewards: Earn 1 point per dollar on rent payments without the transaction fee (on up to 100,000 points each calendar year), 3 points per dollar on dining, 2 points per dollar on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), and 1 point per dollar on other purchases.

Other benefits and drawbacks: Bilt points can be transferred at a 1:1 rate to various transfer partners, including American Airlines and Hyatt. The card also offers cellphone protection, various travel benefits and the ability to earn bonus points (and sometimes other benefits) once per month on Rent Day, though you must use the card five times each statement period to earn points ( rewards & benefits ).

The U.S. Bank Altitude® Go Visa Signature® Card * earns points that you can redeem for merchandise, gift cards, cash back or travel, all at a value of 1 cent per point. It offers reasonable earn rates for a no-annual-fee card.

Welcome bonus: Earn 20,000 bonus points after spending $1,000 in eligible purchases within the first 90 days of account opening.

Rewards: Earn 4 points per dollar on dining, takeout, and restaurant delivery, 2 points per dollar at grocery stores, grocery delivery, gas stations, streaming services and on EV charging stations (excluding discount stores, supercenters and wholesale clubs effective September 9, 2024) and 1 point per dollar on all other eligible purchases.

Other benefits and drawbacks: Cardholders can also benefit from a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, followed by a regular variable APR of 18.24% - 29.24%. A balance transfer fee of 3% applies ($5 minimum). The card also offers a $15 annual streaming bonus for services like Netflix, Apple TV+, Spotify and others.

The Hilton Honors American Express Card (Terms apply, see rates & fees ) offers the ability to earn Hilton Honors points for each dollar you spend and automatically qualify for elite perks.

Welcome bonus: Earn 80,000 Hilton Honors bonus points after spending $2,000 in purchases on the card in the first six months of card membership.

Rewards: Earn 7 Hilton Honors points for each dollar of eligible purchases charged directly with hotels or resorts within the Hilton portfolio, 5 points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations and 3 points per dollar on all other eligible purchases.

Other benefits and drawbacks: The Hilton Honors American Express Card offers robust earning categories that let you earn bonus points in many common areas of spending.

Cardholder benefits include automatic Silver status, but you can move up to Hilton Honors™ Gold status if you spend at least $20,000 on your credit card within a calendar year. If you expect to spend this much on your card each year, it may make sense to get a card that automatically provides a higher level of Hilton status and place the spending on a card that will net you more rewards overall.

Those looking for an Amex Card but with a preference to earn Membership Rewards instead of cash back should consider the Amex EveryDay® Credit Card * .

Welcome bonus: Earn 10,000 points after spending $2,000 in qualifying purchases in the first 6 months of account opening.

Rewards: Earn 2 Membership Rewards points per dollar at US supermarkets on up to $6,000 per year in purchases (then 1X), 2 points per dollar when using the card to book trips through American Express Travel and 1 point for every eligible dollar on everything else. Plus, use the card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases.

Other benefits and drawbacks: When you use your Amex EveryDay® Credit Card * 20 or more times per billing cycle, you’ll earn a 20% bonus on all points earned during that billing cycle. This card also offers access to Amex Offers, car rental loss and damage insurance and purchase protection.

United isn’t the only airline with a no-annual-fee card, but it’s the best no-annual-fee airline offering. The United Gateway℠ Card provides a few valuable benefits when a cardholder flies United.

Welcome bonus: Earn 20,000 bonus miles after spending $1,000 on purchases in the first 3 months of account opening.

Rewards: Earn 2 miles per dollar on United® purchases, at gas stations and on local transit and commuting and 1 mile per dollar on all other purchases.

Other benefits and drawbacks: Holders of the United Gateway℠ Card receive 25% off United in-flight purchases made on the card. It also offers an auto rental collision damage waiver, trip cancellation/interruption insurance, purchase protection, extended warranty coverage and doesn’t charge foreign transaction fees.

Those looking for more United benefits, including a free checked bag when flying with the airline, should consider the United℠ Explorer Card that has a $0 intro annual fee for the first year, then $95.

Read more: United Airlines MileagePlus: The Ultimate Guide

The Marriott Bonvoy Bold® Credit Card * is a decent option for those wanting to earn Marriott points without paying an annual fee. If you’re really looking for a Marriott-specific card, you should also ask yourself: Which Marriott Card is right for me ?

Welcome bonus: Earn 30,000 bonus points after spending $1,000 on purchases in the first three months of account opening.

Rewards: Earn 3 points per dollar at over 7,000 hotels participating in Marriott Bonvoy program, 2 points per dollar on other travel purchases (from airfare to taxis and trains) and 1 point per dollar on all other purchases.

Other benefits and drawbacks: The Marriott Bonovy Bold offers complimentary Marriott Bonvoy Silver status and 15 Elite Night credits each year that may help you qualify for higher levels of elite status. The card also offers various travel and purchase coverage like baggage delay insurance and purchase protection, and it doesn’t charge foreign transaction fees.

Methodology

Forbes Advisor compared dozens of travel credit cards from all major issuers to find the best options with no annual fee. Factors we looked at include:

Earning rates
Welcome offers
Introductory APR
Consumer protections
Automatic elite status
Multiple redemption options

Read more: How Forbes Advisor Rates Credit Cards

What Does No Annual Fee Mean?

No annual fee means the credit card company does not charge you to maintain the credit card. No annual fee does not mean you should expect no fees at all—you might still pay interest, over-limit fees, late payment fees or a foreign transaction fee. Carefully consult your cardholder agreement and the Schumer box therein.

Why Do Credit Cards Have Annual Fees?

When a credit card charges an annual fee, it means the issuer is charging the cardholder directly to maintain the account. Once a credit card is activated, this type of flat fee isn’t impacted by how the card is used or by any other factors within the cardholder’s control—it simply recurs for as long as the account stays open. Most commonly, an annual fee is billed on the anniversary month of the credit card account’s opening. The cost of these fees can vary dramatically.

Annual fees are, unsurprisingly, not popular, so why do credit card issuers commonly charge them? Traditionally, cards with higher annual fees offer significantly better perks. It’s still common for no-annual-fee cards to fall on the less-generous end of the benefits spectrum. Credit cards designed for individuals with low credit scores and poor application prospects may also charge a high annual fee and a higher APR to offset the theoretically heightened risk assumed by the issuer.

Credit card issuers expect to profit from each offering, and each card represents a calculated compromise between advantages popular among consumers and guarantees or benefits for the issuer. Your choice should focus on the combination of pros and cons providing you the best value.

How Do Travel Credit Cards With No Annual Fee Work?

No annual fee means the issuer does not charge consumers to carry the credit card. At least in theory, annual fees are levied by issuers to compensate for other aspects of a card considered especially favorable to the cardholder, such as rewards. Though it’s common for these fees to be waived for a year or altogether to attract customers, the most benefit-heavy cards often charge annual fees. Apart from this tradeoff, no-annual-fee credit cards function much like cards with annual fees.

Benefits of No-Annual-Fee Travel Credit Cards

Each card offers its own suite of benefits. These vary depending on the issuer, but most credit cards offer at least some of the following:

Fraud protection (all consumer cards are required to offer a certain degree of protection)
Introductory APRs
Rewards earning (in the form of cashback from purchases or points and miles redeemable for airline tickets, hotel stays or other travel)
Discounts on in-flight food and beverage purchases

No-annual-fee cards may offer fewer of these benefits compared to their counterparts that charge an annual fee.

Who Should Get a No-Annual-Fee Travel Credit Card?

Many people can benefit from a no-annual-fee travel credit card. Whether you travel occasionally or all the time, these cards offer benefits targeted toward travelers without charging you anything to hold the card.

If you’re an occasional traveler: Look for a travel credit card that offers the most benefits for the lowest fee—You can probably find a no-annual-fee card that will fit your needs.
If you’re a frequent traveler: While you may be able to find a no-annual-fee travel card that works for you, there’s a good chance you would benefit more from one of the best travel cards , many of which do charge an annual fee.

How To Choose the Right Travel Credit Card With No Annual Fee

All the travel credit cards in our ranking allow consumers to earn travel rewards points or cash back without having to pay a fee each year. But there’s more to picking a travel credit card than just finding an option without a fee. The following tips can help shoppers find a card that suits their needs:

Compare rewards programs: Make sure you’re earning rewards you can actually use. If you plan to pick up a hotel credit card or airline credit card specifically, you’ll want to explore the loyalty program to ensure you understand how it works and whether it makes sense for you. If you never fly, for example, there’s no sense in earning airline miles.
Consider flexible travel options: Decide whether a flexible travel credit card might work better. While some cards only let you redeem points within a specific loyalty program, others allow you to cash in points for any travel purchase you want or for additional redemption options like gift cards or merchandise.
Look at 0% APR offers: Many cards on our list also offer an introductory 0% APR for a limited time. Some of these offers apply only to purchases, but a few apply to balance transfers, as well.
Look for other cardholder perks: Finally, consider which cards offer the benefits you want most, whether those include no foreign transaction fees, elite status with a loyalty program or travel insurance benefits. Ideally, you’ll find a card with rewards you can use and cardholder perks that make sense for the way you travel.

Find the Best Travel Credit Cards for 2024

Find the best travel credit card for your travel needs.

How To Apply for a No-Annual-Fee Travel Credit Card

It is often easiest to compare and apply for credit cards through the card issuer’s website. Though you can often apply over the phone or by mail, these methods may take longer and be less convenient.

Applicants should know their credit scores and credit histories before shopping for cards. No-annual-fee travel credit cards may require good to excellent credit for an application to be successful. The better your score and credit history, the better your chances for approval.

Any applicant can take steps to increase creditworthiness and chances of approval for new cards. These steps include clearing up any outstanding debts carried elsewhere and decreasing your credit utilization ratio , representing how much of your overall available credit is used. Applicants should also become familiar with the card’s terms and conditions and check for any important details in the fine print before applying.

Is a Credit Card With No Annual Fee Worth It?

A credit card with no annual fee, as long as it offers you benefits and rewards that you can use, is worth it. The real question is this: Is there another card that’s better? There may be another no-annual-fee card that offers rewards more in line with your spending habits or benefits that are more valuable to you. There could be a credit card with an annual fee that offers even better rewards and benefits—enough to offset the annual fee—that makes even more sense. It’s worthwhile to take some time to compare the available options so you can find the card that’s best for you.

Bottom Line

Many excellent travel cards offer lucrative rewards and benefits without charging an annual fee. Though no annual fee does not mean the absence of fees altogether, paying an annual fee is only worthwhile if a cardholder can extract at least as much value from that card beyond what the best no-annual-fee card can offer. Carefully do your research before applying for any card, and recognize that just because a card doesn’t charge an annual fee doesn’t mean it won’t stick you with interest and other fees if you don’t manage the account responsibly.

To view rates and fees for Blue Cash Everyday® Card from American Express please visit this page . To view rates and fees for Bilt World Elite Mastercard® please visit this page . To view rates and fees for Hilton Honors American Express Card please visit this page . ¹Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. ¹Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Frequently Asked Questions (FAQs)

What is the best credit card with no annual fee and cashback.

There is not one no-annual-fee cash-back card that tops all others, as everyone has a unique credit profile and set of needs. Our list is designed to give you a starting point for your search. If you are looking for a card with no annual fee and category bonuses, consider the Chase Freedom Flex℠ * . If you are looking for no annual fee and simple cash rewards, consider the Wells Fargo Active Cash® Card.

What benefits are common for no-annual-fee cards?

Each card offers its own suite of benefits. These vary depending on the vendor, but most credit cards offer fraud protection (all consumer cards are required to offer a certain degree of protection), and many offer some sort of rewards or intro APR.

What is the best credit card for airline miles with no annual fee?

We consider the United Gateway℠ Card and the JetBlue Card * to be among the best no-annual-fee airline cards, but the card best for you depends on your spending habits, airline preference and more. Other airlines also offer no-annual-fee options, but all airline cards without an annual fee are light on the benefits compared to annual-fee card peers. If you regularly fly with a specific airline or if you occasionally fly but usually check a bag, consider an airline card with an annual fee. While you may pay an annual fee, the savings from a free checked bag and other benefits could save you money in the long run.

Which no-annual-fee travel cards offer the best welcome bonus?

Welcome bonuses vary not only by the card but by the day. Banks frequently publish new promotions, so welcome bonuses may change without much notice. A couple of cards consistently offering solid welcome bonuses are the Chase Freedom Flex℠ * and the United Gateway℠ Card .

What credit score do I need to get a no-annual-fee travel card?

Generally, rewards cards—including travel credit cards—typically require good to excellent credit even when the card doesn’t have an annual fee. A score in the good range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards, you can expect to need a score of 740 or higher to qualify.

What is the best travel rewards credit card with no annual fee?

The best travel rewards card for you may not be the best travel rewards card for the next consumer. While we believe the Chase Freedom Flex℠ * may be an excellent overall choice for many, we urge you to carefully research whether the card’s reward structure matches your spending habits and if this card’s set of travel benefits and protections will serve you better than another card.

When should I look for a no-annual-fee credit card?

Though many cards in the list of no-annual-fee credit cards above require a more robust credit history than most when initially looking for a credit card , no-annual-fee credit cards make great first credit cards. Many no-annual-fee cards also offer low or 0% introductory APRs on purchases or balance transfers when you need to make a large purchase or complete a balance transfer, but applying for any credit card should only be done when you’re ready for the responsibility associated with a credit card account.

Can you get a no-annual-fee travel card with bad credit?

It may be difficult to qualify for a no-annual-fee travel card with bad credit. You should first consider the best cards for bad credit and focus on improving your credit score to gain access to better credit card products in the future.

Is it hard to qualify for a no-annual-fee travel credit card?

It’s not necessarily hard to qualify for a no-annual-fee travel credit card, but your credit profile will be evaluated when you apply.

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*The information for the following card(s) has been collected independently by Forbes Advisor: Chase Freedom Flex℠, Alliant Cashback Visa® Signature Credit Card, U.S. Bank Altitude® Go Visa Signature® Card, Amex EveryDay® Credit Card, Marriott Bonvoy Bold® Credit Card, JetBlue Card . The card details on this page have not been reviewed or provided by the card issuer.

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.

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