123 travel insurance ireland

091 501 677

Policy type

Destination.

Europe The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands, and non-European countries bordering the Mediterranean (except Algeria, Israel, Jordan, Libya, Lebanon and Syria)

Worldwide excluding USA / Canada (Area 3) Worldwide including USA / Canada (Area 4)

Winter sports

We will pay (up to the amount specified, and based on the cover you choose) a benefit per day for: loss, theft or damage to winter sports equipment, the cost of your ski pack (should you become ill or injured), extra travel and accommodation expenses if your scheduled public transport is cancelled or curtailed due to avalanche or if the piste is closed for more than 12 hours due to lack of snow.

Journey dates

Please note: You will not be covered for holiday cancellation until your policy start date. Choose today’s date if you want cover as soon as possible.

Select whether you would like to purchase an insurance policy tailored for families or a group of individuals so we can offer you the most suitable products.

Private Health Insurance

Private health insurance discount

If you and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.

In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.

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If you have any questions, queries or comments, please don’t hesitate to contact us. You can get in touch with us at the following times:

Mon-Fri 9am – 7pm Saturday 9am – 1pm

Emergency number: +353 91 545 908 (emergency overseas, 24/7), non-emergency claims +353 91 545 907

Compare Travel Insurance Ireland

Compare travel insurance to find the best travel insurance in Ireland. We do all the searching for you to find the best & cheap travel insurance. With just a few clicks using our 'travel insurance compare' feature, you can purchase the best travel insurance policy. It's Quick and Easy!

Single trip covers you one trip from the time you leave Ireland until you return including travelling to multiple countries.

Annual multi-trip covers you for an unlimited number of trips for a specified duration within one year.

Backpacker will cover you for between 3 and 24 months and include travel to multiple destinations. This cover is also known as ‘long stay’ or ‘extended stay’.

Policies will normally exclude cover if you are travelling to an area or country where the Department of Foreign Affairs has advised against travel. For advice on countries not to travel to and for more information prior to travel, visit https://www.dfa.ie/travel/travel-advice/

Annual multi-trip: cover will commence on the specified start date. If you choose to include cancellation cover, it will begin on the policy start date you have selected and not the date you buy your insurance.

Single trip and backpacker: cover will commence on the day you incept the insurance if you choose to include cancellation cover.

What to consider

Annual multi-trip: if you choose to include cancellation cover, it will begin on the policy start date and not the date you buy your insurance. Therefore, if you set the start date for when your first trip begins, you will not be covered if you are unable to travel.

Single trip and backpacker: if you choose to include cancellation cover, it will begin on the date you buy your insurance. All other policy features will begin on the date you select.

Who is covered?

Individual: this is to cover Individual travellers travelling alone or together.

Couple: this will usually cover 2 adults residing at the same address.

Family: usually two adults and a specified number children under the age of 18 who live at the same address. This also includes single parent families.

Definitions may vary from insurer.

Individual: as the name suggests, this will cover one traveller.

Couple: this will typically cover two adults who live at the same address.

Family: this will typically cover two adults and up to four children under the age of 18 who live at the same address.

Winter sports: an additional cover required if you are going on a trip that will involve you skiing or snowboarding etc. This may also include cover for off-piste skiing and for your equipment.

Cruise cover: these policies include cover for cruises and may include extras such as missed port departure and cabin confinement.

Business Trip: these policies are tailored for the business traveler and may include additional cover for mobile phones, laptops or other items used in support of your business.

Always read the policy wording carefully as it may include specific conditions and exclusions. Please ensure that your insurance provider will cover you for all destinations on your cruise.

Private Heath Insurance

Insurers will usually offer a discount and cover some pre-existing conditions automatically if all the insured persons hold an eligible Private Health Insurance policy that covers in-patient medical treatment abroad of at least €55,000 per person per claim. The policies will usually re-quire you to claim from your PHI provider in the first instance if you receive medical treatment abroad with the Travel Insurance benefits offering a top up if you exceed the limit of your PHI.

Please refer to the insurer’s policy documents for full terms and conditions.

What is a medical condition?

An illness or injury for which you have taken medication or been given treatment.

This also includes conditions from which you have suffered symptoms, but not yet had a diagnosis and ongoing medical conditions. Policies may exclude any claims relating to being on a waiting list to receive a diagnosis or treatment or a terminal illness. This may also extend to non-travelling family members.

This policy is only available to you if you have been permanently resident in Ireland for the past six months.

What our customers say

Find Best Travel Insurance in Ireland with Ucompare

Ucompare's tool does all the hard work for you and helps you to compare & buy cheap travel insurance in Ireland.

Whether it's the annual travel insurance, single trip, backpacker travel, or global travel insurance; fill in our simple form & get multiple quotes to compare & choose the best insurance.

Annual trip Policy

Our annual trip holiday insurance policies cover avid travelers for a full 12-month period. You can select from various geographical locations, including Europe, the US, Australia, or even worldwide.

An annual trip travel insurance policy covers you for all trips made within the year, so you never need to worry about any last-minute panic to arrange travel insurance.

If you are a frequent flyer, it will often be much better value than individual policies for each trip.

Single trip Policy

We also offer a huge range of comprehensive single trip travel insurance options. If you don't travel as frequently, the single trip option can save you a lot of money and stress if anything doesn't go to plan.

This travel insurance type offers advantages, including the policy being tailor-made and designed especially for your trip abroad.

We offer a large range of add-on options for whatever you may need.

Backpacker Policy

If you are travelling for an extended period of time, our backpacker travel insurance options have you covered.

It is the most popular option for those jetting off to travel the world and is essential if you will be away from home for more than 3 months.

Our Backpacker travel insurance policy options can cover you for up to 2 years, so no matter how long you will be away for, make sure to get a quote today.

Benefits of Travel Insurance with Ucompare

Travelling brings you the most wonderful memories to cherish forever. But sometimes things may not always go according to the plan.

Lost luggage at the airport, flight cancellations, flight delays, natural disaster or a medical emergency can seriously hamper your travel plans.

Unfortunately, you don't have control over these mis happenings. But what's in your control is to buy the right holiday insurance policy which provides you the cover you need in these unfortunate circumstances.

Our travel insurance options come with a range of benefits to give you the best cover possible. These include delayed or lost baggage cover, trip cancellation cover, winter sports cover, and car hire excess cover.

Many benefits come as a standard with your policy. For any extras, you might require you can select various add-ons, so be sure to know what you are looking for with the help of our easy to understand comparison tool.

With the range of benefits on offer, you can select the perfect travel insurance policy tailored to your precise needs.

With some help from Ucompare, finding the best deal on your holiday insurance is quick and easy with our easy and stress-free comparison tool, there hasn’t been a better time to choose your next policy.

Hope this will help you find the best travel Insurance in Ireland

Buy Cheap Travel Insurance with Ucompare

Travel Insurance is absolutely essential for anyone who is considering travelling abroad. The Travel Insurance market in Ireland can be daunting so UCompare.ie has brought all of the main competitors together to make your life easier.

UCompare.ie offers a range of Cheap Travel Insurance products in Ireland and they also offer more comprehensive and specialised cover too.

There are a number of different ways in which you can save money on your travel insurance. For instance, many companies automatically select the postage and text message option when you are running a quotation, if you pay attention & remove these options you could save yourself up to €5.00.

Another way to save money is to watch out for the automatic renewal option. While this can be seen as convenient for some travellers, it also pays to shop around and ensure that you are getting the best deal around every year.

Take us away with you

Travel insurance from €6.71*

InsureandGo offers  a range of travel insurance policies  for holidays and trips of all types, whether you’re looking to cover a lazy beach holiday or an action-packed adventure around the world. That’s why we’re  Ireland’s travel insurance specialist.

• Medical coverage up to €10m (Platinum product)
• Cancellation and personal belongings covered
• 24/7 emergency assistance
• Discount for private health insurance customers
• Online medical screening

Our travel insurance policies now provide cover for Cancellation and Curtailment as a result of a COVID diagnosis, and Medical Expenses incurred abroad as a result of a COVID diagnosis, subject to the policy terms, conditions, and exclusions.

*Based on a single trip to anywhere in Europe for three days for someone aged 65 or under.

Single trip travel insurance

• Up to €7,500 Cancellation cover (Platinum product)
• Cover for trips of 3 days to up to 12 months
• Over 50 sports and activities covered free
• 24-hour emergency helpline

Annual multi-trip

• Unlimited number of trips covered
• Cover for trips of up to 60 days (Platinum product)

What are you covered for?

InsureandGo offers comprehensive coverage for your travel needs. Get a quote for an annual multi-trip or single trip travel insurance policy now.

Medical coverage

You will have access to medical coverage up to €10 million if you choose the Platinum option.

Cancellation

All of our travel insurance policies include cover for cancellation of your trip.

Emergency assistance

If you have an emergency, you can call our medical emergency line, 24 hours a day, 7 days a week.

Transparency

We are fully transparent to our clients. There are no hidden transaction fees in your coverage.

I’ve lost my documents. How do I retrieve them?

If you have lost your policy documents, you can retrieve them online. Enter your quote number and e-mail address to access your documents. If you would like your documents resent through the post or you have forgotten your quote number or if you have any other problems accessing your documents online, please call our customer service team on 091 545 904 or email [email protected] .

What do I do if my passport is lost or stolen abroad?

You should report any loss or thefts of passports to the local police in the country you are in as soon as possible. You will need the crime reference details they provide for the APS1 (which is the Lost or Stolen Passport Notification) form. You should also report the loss or theft to the Irish embassy of the country you are in. You can get details of your local Irish embassy wherever you are by visiting the website of the Department of Foreign Affairs. The Irish embassy will issue you with replacement travel documents so you can travel back.

When will my documents arrive through the post?

Normally, we say to allow between 5 to 10 working days between you buying your policy and your documents being received in the post. However, we do always aim for your policy pack to be with you sooner. You can still travel with a printed copy of your emailed documents if the posted documents don't arrive in time.

What do I need to take on holiday with me?

We advise that you take your travel insurance certificate and the relevant policy wording booklet away with you.

You may travel with a printed copy of your emailed documents. If you are unable to print your emailed documents, simply write down your policy number and the emergency medical assistance and claims line telephone numbers from the back of our policy wording booklets which can be found here.

Read more FAQs

Emergency contact overseas

In the event of an emergency overseas, call +353 91 545908

Non-emergency claims

For non-emergency claims, please call +353 91 545907

Other enquiries

For other enquiries, please see our “Contact Us” page.

Wintersports cover

We will pay (up to the amount specified, based on the policy you choose) for:

loss, theft or damage to winter sports equipment, the hire of winter sports equipment (should your equipment be lost stolen or damaged), the cost of your ski pack (should you become ill or injured), extra travel and accommodation expenses if your outward or final return journey is delayed due to avalanche, and if the piste is closed for more than 12 hours.

Private health insurance discount

If you and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.

In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.

Destinations

Europe excluding Algeria, Israel, Jordan, Libya, Lebanon and Syria (Area 2)

The Continent of Europe, The Azores, any country or island with a Mediterranean coastline.

Please see list below:

Albania - Andorra - Austria - Balearic Islands - Belgium - Bosnia - Bulgaria - Canary Islands - Corsica - Crete - Croatia - Cyprus - Czech Republic + Slovakia - Denmark - Egypt - Finland - France - Greece - Germany - Hungary - Ibiza - Iceland - Italy - Lapland - Liechtenstein - Luxbbourg - Madeira - Mallorca - Malta - Menorca - Monaco - Morocco - Netherlands - Norway - Poland - Portugal - Romania - San Marino - Sardinia - Sicily - Slovenia - Spain - Sweden - Switzerland - Tunisia - Turkey - Yugoslavia. Also included is these parts of the former USSR: Estonia - Belorussia - Latvia - Lithuania - Moldavia - Russia (Moscow) - Ukraine (Kiev)

Worldwide excluding USA/ Canada (Area 3) Worldwide including USA/ Canada (Area 4) United Kingdom and Channel Islands (Area 1)

Group types

Individual(s): Principal insured Person(s) that are not spouses or common law Partners.

Couple: Principal insured Person and his/her spouse or common law Partner.

Family: Principal Insured Person, his/her spouse or common law Partner, and their dependent child/children aged 17 years and younger.

The main traveler must be aged 18 or over, but not exceed 86

This date is too far from the current date

Get a travel insurance quote from The AA

All the help you need to buy the right travel cover for your holiday, get a European Health Insurance Card, and what to do if things go wrong.

Why get travel insurance?

Travel insurance can protect you financially if something goes wrong when you’re travelling abroad or on holiday.

This could include paying for medical care if you fall ill, refunding your booking if you have to cancel or compensating you for lost or stolen personal belongings.

Find out how to secure the right travel insurance in our guide. Here’s what’s included:

What travel insurance covers

Types of travel insurance.

• Buying travel insurance in Ireland
• What the European Health Insurance Card covers
• Making a claim on your travel insurance

Holiday consumer rights

What’s covered by travel insurance.

It depends on the insurance provider and level of cover you choose, but most decent policies cover:

• Emergency medical assistance: which pays for the cost of medical treatment if you fall ill overseas. This also covers repatriation costs to get you home to Ireland if you’re not well enough to travel on a standard flight.
• Personal accidents & injury: which pays you a lump sum if you have a serious accident on your holiday resulting in life-changing injuries, for example, losing a limb or your sight.
• Cancellation & curtailment: which refunds the cost of your trip if you need to cancel or cut short your trip due to unforeseen circumstances, for example, if you or a family member are seriously ill or you’re made redundant after you book.
• Luggage & personal possessions: which pays out the cost of replacing lost or stolen luggage and for essential items to tide you over if your baggage is delayed at the airport.
• Lost or stolen money & documents: covers your foreign currency, including cash like U.S. dollars or British pounds. This also covers your travel documents and passport if they’re lost or stolen on your trip.
• Personal liability cover: which protects you financially if you cause an accident or injure someone else while abroad.

You can also add extra cover to include things like:

• Winter sports, e.g. skiing and snowboarding
• Extreme sports, e.g. scuba diving or paragliding
• Golf equipment & bookings, including your clubs and green fees if you’re injured or too ill to play

Make sure you take your European Health Insurance Card (EHIC) if you’re travelling in Europe, even if you have travel insurance.

To get the right value from your insurance, it pays to get the right type of insurance tailored to your circumstances and the type of travel.

Here’s the types of insurance you can get in Ireland:

• Single trip insurance: This covers one trip only, usually for between 30 and 60 days and is the cheapest.
• Multi-trip insurance: Also called annual cover, it covers multiple trips in one year. It may cover worldwide or just Europe & UK trips.
• Backpackers insurance: Cover designed for travellers going on a long trip or holiday abroad. Many standard travel policies only offer cover for up to 30 days per trip, but with a backpacker policy, you can get cover for up to two years plus cover for visiting multiple counties.
• Winter travel insurance: Cover that includes extra protection for activities like skiing, snowboarding and tobogganing. Some standard travel insurance policies exclude these activities because they’re high risk and the cost of medical care on the slopes can be very expensive.
• Elderly travel insurance: Cover for older people can be harder to find or more expensive because over 65’s pose a greater risk for medical care. It may also have more restrictions, so take more time to read the T&Cs and compare quotes.
• Family travel insurance: Cover for your children will work out cheaper if you buy a family policy and if you choose annual family cover you’ll have the flexibility to travel as an individual or a couple too. Perfect for a snatched weekend away!

You can read our guides How to find the right travel insurance guide or How to get travel insurance as you get older to find out more about other types of insurance.

Single trip or annual multi-trip travel insurance?

If you have more than two trips planned per year, it’s usually cheaper to get an annual policy, but your age and medical history may affect what’s available.

With annual cover, you’ll be covered for any short trips in Ireland, but if you plan to travel outside of Europe and the UK or are unsure of your travel plans, choose an annual policy that covers worldwide destinations.

For a look at the pros and cons of single versus multi-trip insurance, visit How to choose the right travel insurance .

How to choose the right type of cover

You’ll save money by choosing the right type of travel insurance for your circumstances, so ask yourself these questions before buying:

• How many trips are you taking? Consider taking out annual cover if you plan to travel more than three times per year.
• What will you be doing? Consider specialist cover if you plan to go skiing or do another high-risk activity.
• Who is the cover for? Check for discounted cover if travelling as a couple, family or group. If you’re over 70 your choice may be more limited.

For more advice on finding the right insurance for your needs, visit our how to find the best travel insurance guide.

Does travel insurance cover COVID-19?

Losses due to epidemics, border closures, warnings, travel advisories or quarantine rules are generally not covered; however, some insurers offer COVID-19 related benefits.

They may provide cancellation, curtailment, medical expenses and accommodation cover if you get COVID-19 while abroad and are unable to return home as planned.

If this is an important concern, shop around, read the terms and conditions carefully and get several quotes before choosing a travel policy.

Buying travel insurance

How much does travel insurance cost.

Standard single trip insurance could cost you less than €25 if you are young with no underlying medical conditions, but may not provide the cover you need if it’s very cheap.

Annual or multi-trip travel insurance could cost around €50 or more for European cover and €65 or more for Worldwide cover. The older you are, the higher the premium regardless of your health.

If you have private medical insurance which covers you while you’re abroad, your travel insurance will be cheaper still.

What affects the price of cover?

• your destination
• your medical history
• whether you have private health insurance

To find the cheapest travel insurance quote, shop around so you can compare prices and benefits.

What if I have private medical insurance?

Even if your existing medical insurance covers you abroad, a comprehensive travel insurance policy can offer financial protection in other areas, for example, if you need to cancel your trip or your travel money is stolen.

The good news is that many travel insurers in Ireland offer a discount on your quote if your medical insurance covers you abroad, which could make your travel insurance even cheaper.

If you hold private medical insurance, you could get up to 25% off the travel cover price.

What’s the age limit on annual multi-trip cover?

For many annual policies, the maximum age limit is 75 years, but often people over 70 years must hold private health insurance.

Should you buy the cheapest travel insurance?

Although it’s tempting to pick the cheapest policy, it’s not always a good idea with travel insurance. The cheapest policies will offer less cover and have more exclusions.

It’s best not to scrimp on cover for medical expenses and personal liability because you could end up liable for eye-watering expenses if you get ill or are involved in an accident on holiday.

Also, pick a policy that fully covers the cost of the holiday and your belongings and find a policy that includes enough financial protection for you and your family.

Who offers travel insurance in Ireland?

Most of the large insurers in Ireland offer travel insurance, as do private health companies. An online search will also provide a selection of smaller, travel insurance specialists.

Although there are many insurance providers to choose from, many policies are underwritten by the same companies.

What you need to buy travel insurance

Before you buy your travel insurance, you’ll need to know:

• Your destination: usually shown as UK and the Channel Islands, Europe or Worldwide (including or excluding USA and Canada).
• The dates of your trip: this is the date you leave Ireland and the date you arrive back in Ireland.
• Who needs to be covered: usually shown as individual, couple or family but check the help information for exclusions.
• The age of each traveller if you’re buying a group policy, have that information to hand.

You may also be asked to confirm:

• If you hold private medical insurance that covers trips abroad
• If you need cover for winter sports

When should you buy travel insurance?

It’s best to buy your single-trip travel insurance as soon as you book your trip so you’re covered if the flights, accommodation or package holiday is cancelled.

This will also cover you if something happens before your trip starts, which means you have to cancel your holiday, e.g. you or a relative becomes seriously ill.

For an annual or multi-trip policy, you need to know roughly when you’ll be travelling as you have to choose a start date for your policy and it runs a year from that date. If you book a holiday that starts before your policy does, you won’t be covered.

The European Health Insurance Card

What is european health insurance (ehic).

It’s free healthcare available to Irish residents and EU citizens living in Ireland. The European Health Insurance Card, known as the EHIC or formerly E111, shows that you’re eligible for free healthcare when you travel in Europe.

If you’re travelling to the EU or European Economic Area (EEA) you should take it with you in case you become unwell or have an accident and need medical attention.

Each member of your family needs an EHIC when they travel within the EU. You can apply for them in person, by post, or online if you have a medical or drug payment scheme card.

What does it cover?

Here’s a summary of what the EHIC does and doesn’t cover you for:

• Free or reduced cost state healthcare in any of the EU and EEA countries
• Pre-existing medical conditions
• Routine maternity care - as long as you’re not going there to give birth
• A temporary stay up to three months*

Not covered

• Private healthcare or costs for something like mountain rescue
• Ongoing or permanent healthcare
• Medical expenses, if your reason for going abroad is to have treatment
• The cost to fly you back to Ireland

*If you’re a student studying abroad, you’ll be covered for up to an academic year.

How to use the card

If you need medical care while you’re away, you must show your EHIC to the public medical centre or hospital as evidence of eligibility.

You can expect to get the same treatment and care as local residents and on the same terms.

If public healthcare is free in the country you’re visiting, you won’t pay anything, but if there’s a charge for medical services, you’ll be charged too.

Here’s more information about how to use your EHIC in each country and any costs involved.

Do you still need travel insurance?

Yes, it’s essential you get travel insurance and an EHIC, or you won’t be covered for things like cancellation and lost or stolen luggage.

Your EHIC just covers medical costs in the EU, but travel insurance can include many extras to suit your trip, such as winter sports cover. You can find out more about how to choose the best travel insurance in our helpful guide.

How to renew or apply for the EHIC

You can either apply or renew:

• In person: at any local health office except Dublin North West. Check what ID to take.
• By post: Print out an application form and post it to your local health office along with any documents required.
• Online: using the official HSE website

The EHIC is completely free. Never use a website that tries to charge you a fee.

Claiming on your travel insurance

You’ll need to contact your insurance company as soon as possible in the event of a problem.

Remember to take your travel insurance documents and their emergency contact details with you when you travel. Take a paper and electronic copy of the policy so you have more than one way of accessing the information.

If you’re taking expensive items abroad, jot down serial numbers or take photos of your electronics or jewellery before you travel.

Here’s the emergency claim numbers of popular travel insurers in Ireland:

Claiming for illness, accidents and medical emergencies

If you need medical treatment while you’re away, you’ll need to contact your insurer as soon as possible. Your insurer has to agree to any medical procedures, so do this before treatment takes place.

This may not be possible in an emergency, so get evidence of any treatments or medication you’ve paid for.

Depending on the country you’re in, you may have to pay up-front for treatment and claim it back when you get home, so always secure medication receipts or an invoice for medical treatment.

It’s vital you tell your insurer about any existing health problems or conditions when you take out insurance, or you may not be covered.

Claiming for lost, stolen or damaged belongings

If your belongings are lost or stolen, inform the local police within 24 hours of your items going missing and get a statement. If this isn’t possible, tell someone else such as your hotel manager, tour operator or airline and get a written report.

If you have to replace essential items, such as toiletries or clothing, keep receipts for everything you need to purchase and provide them as evidence to support your claim.

Your insurer will want to see that you’ve taken reasonable steps to look after your luggage or belongings whilst travelling, so be prepared for questions and support your claim with evidence wherever possible.

Claiming if you have to cancel your trip

Your claim for cancellation or trip curtailment will only be accepted under certain conditions. It’s wise to check the small print for acceptable reasons, but typically they will be:

• unexpected death, illness or injury involving you, your partner or fellow travellers
• unexpected damage to your home, such as fire, flood or burglary
• you’ve been advised not to travel due to pregnancy (after you bought insurance)
• you’ve been called for jury service or as a court witness

Check your policy schedule for the rules of reimbursement should you have to cut short your trip.

You now have the same rights whether you book your holiday at a high street retailer or online. Here are your consumer rights if you book a package holiday or linked travel arrangement.

When can you cancel?

You can cancel at any time up to the start of your holiday for a reasonable cancellation fee. The less notice you give, the more money you’ll lose.

You may be entitled to a full refund without paying any fee in the following situations:

• In extraordinary circumstances: e.g. war, terrorism, floods and earthquakes that will significantly affect the holiday or stop you from reaching your destination safely.
• If the price increases by more than 8%: you have the right to cancel without paying a charge. Contractually no price changes are allowed within 20 days of the departure date.
• If significant changes to the holiday are made: e.g. departure and arrival times that will affect your accommodation and transport arrangements.

When can the travel company cancel?

They may have to cancel due to extraordinary circumstances beyond their control or where they can’t get the minimum number of participants needed for a trip to run. In these situations, you have the option of:

• A replacement holiday of equal or superior quality
• A lower quality holiday, plus a refund for the difference between the two trips
• A full refund

Can your holiday price go up after you’ve booked?

Yes, the cost can go up but not within 20 days of your departure date. The cost of your trip may be affected by increases to:

• Transport costs e.g. fuel prices
• Taxes, fees and duties charged at airports or ports
• Currency exchange rates

What are my package holiday rights?

If you book a package holiday, you should be:

• Given all the essential information from the retailer or trader before the booking is completed.
• Able to contact the organiser directly and through the retailer you bought the package from (if different).
• Entitled to a full refund and repatriation if the trader becomes insolvent.
• Able to transfer the holiday to another traveller, giving reasonable notice and you may have to pay costs.
• Offered suitable alternative arrangements at no extra cost if a significant proportion of the travel services can’t be provided.
• Given assistance if you’re in difficulty e.g. access to healthcare or alternative travel arrangements.

How to complain about your holiday

You must raise any issues with the travel organiser without delay, where you feel a service isn’t satisfactory. If you delay, it could affect the compensation you get.

They should be allowed to put things right, but if this doesn’t happen, you should gather evidence to support your complaint e.g. take photos or video footage.

If the matter is still unresolved when you’re back home, you should put your complaint in writing within 28 days of the holiday end date. Details of where to send your complaint should be shown in the contract’s terms and conditions.

If you’re unhappy with their response or they fail to respond within a reasonable timeframe, you can contact:

• The Competition and Consumer Protection Commission (CPPC): who can investigate Irish traders and ensure they comply with the Consumer Protection Act.
• ECC Ireland: who can settle complaints between consumers and traders in another EU country, not Ireland.

Travel companies may use arbitration to resolve complaints. This is where an independent party investigates and reviews the evidence to decide how much compensation to award.

You also have the option of pursuing a claim up to €2,000 through the Small Claims Court.

Specific travel insurance questions

What is the maximum length trip i can get cover for.

It depends on the insurer. Most insurance providers cover trips lasting up to 30 days, but you could find cover up to 60 days if you shop around.

If you buy an annual travel insurance policy, you’re covered for multiple trips but only up to the maximum duration per trip and total duration for the year.

If you need continuous cover for longer, backpacker insurance usually lasts up to a year but can last up to two years.

Do you need special travel cover if you're pregnant?

Most travel insurance policies will cover you to travel in the early stages of pregnancy, but you should always check how far into the pregnancy the cover will last. For example, you may be covered to travel up to 32 weeks into your pregnancy but not beyond this date. If you fall pregnant after taking out a travel insurance policy and will be at a late stage in your pregnancy when you’re due to travel, you may be able to claim for cancellation.

What is a linked travel arrangement?

This is where you buy two or more travel services from different companies that are linked. For example, you book a flight on one website and click on a targeted link to another website where you book accommodation for your trip.

The second booking must be made no later than 24 hours after the first, to count as a linked travel arrangement.

You have fewer rights with a linked travel arrangement than with a package contract and you’re only covered against insolvency with the first booking.

What does repatriation mean?

It’s the return of someone to their own country. For example, if you fall seriously ill during your holiday you’d have to travel back to Ireland early and may need treatment on the flight home.

Emergency repatriation can be very expensive because you may need to travel back to Ireland in a specialist air ambulance, or you might have to be brought home from a remote location.

Repatriation is usually included in the medical cover benefit of a travel insurance policy, but check the policy document to make sure.

Suggested companies

Liberty insurance ireland, allianz ireland.

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Very good insurance company

Very good insurance company. They are easy to use, easy to talk to, with competitive rates and a no fuss attitude. No issues insuring an older car where other insurers wont even look at you.

Date of experience : 02 April 2024

Reply from 123.ie

Hi Conor, great to hear this, thank you for taking the time to provide your feedback. - CB

123.ie makes car insurance easy easy

123.ie makes car insurance easy - they are good value but more importantly are at the end of the phone for the important things you need done quickly. I would highly recommend anyone deciding on new insurance to consider 123.ie you won't regret it - I'm with them over five years and never looked back

Date of experience : 29 March 2024

Hi Denise, we are delighted to hear you have had a positive experience with us here at 123.ie. Thank you for your feedback and your loyalty. -CB

So easy to deal with123

So easy to deal with123, simple to make changes, add or remove drivers online, and the prices are reasonable! I was delighted to also get an online discount that I wasn’t expecting!

Date of experience : 25 March 2024

Hi Denise, thank you very much for taking the time to leave your feedback. We love to hear you are happy with your 123 experience so far. -CB

If only I can give this company a zero…

If only I can give this company a zero star , I will definitely do it . Worst company I’ve ever encountered. Would not cover expenses for a damage car caused by a car insured by them. Please beware of this company.

Hi there, thank you for taking the time to leave your feedback. I am so sorry to hear of your experience. -CB

Seems ok on paper until you have to…

Seems ok on paper until you have to claim, then the true service level appears. Woefully inadequate and left to fend for myself in the face of incompetent loss adjusters appointed by 123/RSA

Date of experience : 22 October 2023

Hi Eamonn, thank you for taking the time to leave your feedback. I am sorry to hear you had these issues. If you want to send us a DM on Facebook or X @Ask123ie with your details I can arrange a callback for you to discuss this today. -CB

Great service, affordable insurance

Great service, affordable insurance. Great to be able to make policy changes online and especially useful to be able to make changes after office hours. Also, I like being able to print insurance policy and disc without having to wait for it arrive in the post.

Date of experience : 19 March 2024

Morning, thank you for taking the time to leave your feedback. We are delighted to hear you are happy with our service. -CB

Cheapest quote by far and easy…

Cheapest quote by far and easy application process on website.Im old school with no patience for ringing around insurance companies but applying online was a doddle and fast.no hassle.

Date of experience : 01 March 2024

Hi Richard, thanks for taking the time to leave your feedback. We are delighted to hear you had a positive experience online. -CB

I have dealt with this company for a…

I have dealt with this company for a number of years without problems so providing costs haven’t changed much I don’t change companies

Date of experience : 10 December 2023

Hi Teresa, Thank you for taking the time to provide us with your feedback. Great to hear you have been happy with our service. -CB

Terrible customer service

Terrible customer service, left without a car. Wouldn't answer urgent emails or phone.

Date of experience : 26 March 2023

Hi Celine, thank you for taking the time to provide your feedback. I am sorry to hear of this. If you would like to pop us a DM on Facebook or X @Ask123ie I can arrange a callback for you to discuss this today. -CB

So happy I started with 123 and the…

So happy I started with 123 and the renewal each year is class value compared to other insurers I've been with before

Date of experience : 15 September 2023

Hi Josh, we are delighted to hear of your positive experience. Thank you for taking the time to provide this. -CB

Using Breakdown assistance

Using Breakdown assistance, waiting 22 minutes for the call to be answered ( this was a saturday morning24th Feb) after that the assistance was prompt with AA arriving, but unfortunately my car needed to be towed to the garage and i was to ring again on Monday 26th when I had liaised with the garage, I am still on hold 25 mins later. I am lucky the both times i rang i was at home and not on the side of the road. This is not a good response to an emergency call

Date of experience : 24 February 2024

Hi Sandra, I am sorry to hear this. If you would like to pop us an email at [email protected] and include your policy details, we can give you a call to discuss this. Thank you for taking the time to provide your feedback -CB

My second year with 123 and the Staff…

My second year with 123 and the Staff are always so helpful and friendly, which as a senior citizen is very important. Their insurance premiums are also very competitive, another important issue. No hesitation in recommending them

Date of experience : 18 March 2024

Hi there, we are very happy to hear you have had a positive experience here with us at 123.ie. Thank you for taking the time to leave your feedback. -CB

Cheap but not recommended

Cheap price is the only plus for their travel insurance. In case of medical help you need cover all expenses first and then claim them back. You have to fill different form for their assistant company first and then for them. Help outside EU is just “go to public hospital”. Process is dramatically slow without any guarantee of deadline. Just relax and wait. Based on my experience- not recommended.

Date of experience : 05 December 2023

Hi Sergei, thank you for taking the time to leave your feedback. I am sorry to hear you feel this way, if you would like to discuss this further please feel free to email us at [email protected] and we can arrange a callback for you. -CB

Clear and easy online application and…

Clear and easy online application and very competitive pricing I always compare prices with other companies and end up staying with 123.ie because I get better cover and good price. Thankyou 123.ie

Date of experience : 20 February 2024

Hi Frances, We are delighted to hear you were happy with our cover and price. Thanks for letting us know. -CB

Really easy process

Really easy process, cheaper than my previous insurer. Easy to upload documents. Overall very happy.

Date of experience : 05 March 2024

Hi Siobhan, we are delighted to hear you are happy with our service. Thanks for taking the time to provide your feedback. - CB

Very easy to get quote

Very easy to get quote, uploads were fast and policy documents were emailed quickly and efficiently. And price was good in comparison with my other online insurer. So shop around.

Date of experience : 12 January 2024

Hi John, thanks for taking the time to provide such positive feedback. Great to hear you had a good experience with us. -CB

Went through all details to get a quote…

Went through all details to get a quote and ended up needing a black box which was not advertised from the start and still expensive thake my advice and shop around , 123. Used to be the best but once your there customer they are more expensive the next year maybe next year

Hi James, thanks for taking the time to provide your feedback, this is very much appreciated. We do have the option of a telematics policy, which includes a black box monitoring your driving, for customers who do not fit within our acceptance criteria for a standard policy. If you would like to discuss this further pop us a message on X @Ask123 or send us an email at [email protected], we will be happy to help. -CB

Renewal more expensive even with no claims

I have to say that I am very much disappointment with 123.ie. I am going for my 3rd renewal, no claims and instead of getting a discount, I got a quotation more expensive than last year. I put so much effort to get my full driver license to get no benefit from it. I was always recommending this insurance company for people, but not anymore.

Date of experience : 11 December 2023

Hi Debora, thank you for taking the time to provide us with your feedback. I am sorry to hear we were not competitive for you this year. If you would like to discuss this further pop us a DM on X @Ask123 or email us at [email protected]. -CB

Adding my son to my car insurance

I wanted to add my son to my car insurance, while he is home on holidays. I got through quickly on the phone, spoke to a customer service staff member who was friendly and most efficient.......in fact the experience was superb! The addition was done within a couple of hours and I received written confirmation promptly.

Date of experience : 18 December 2023

Hi Jackie, thank you for the positive feedback we really appreciate you taking the time for this. We are delighted you are happy with our service. -CB

Easy & very keenly priced

It was so easy to obtain a quotation on line & complete the transaction without any obstacles, the price was ultra keen compared to my current insurance company who have now lost my motor business & home insurance. Great website & easy to navigate Well done to all at 123.ie

Date of experience : 17 November 2023

Hi there, we are delighted to see our price was competitive for you this year. Also, great to hear that you found our quote process and website easy to use. We really appreciate you taking the time to provide this feedback. -CB

Multitrip Travel Insurance

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Voted Best Travel Insurance Provider

Winner of multiple 'best travel insurance provider' awards in ireland, affordable travel insurance.

Multitrip.com offers comprehensive travel insurance, whether you're traveling for business, pleasure, or adventure. We understand that unexpected events can occur, causing disruptions and inconvenience. That's why we are here to provide you with peace of mind by protecting your travel plans at affordable prices.

Expert Service

We believe that everyone deserves to travel with confidence, knowing that they are backed by a reliable and trustworthy insurance provider. Our team of experienced professionals are committed to delivering a high level of service and support, providing you with the assistance you need when you need it the most.

Covid Cover

We are committed to ensuring that you are protected against any unforeseen circumstances during your travels, including those related to COVID-19 medical and cancellation. With our enhanced coverage, you can rest assured that you are in safe hands. Learn More .

What is Travel Insurance?

Travel Insurance covers you for unexpected travel, medical and financial issues that may result in loss of money or additional costs, such as delayed departure, emergency medical expenses and baggage loss. There are three travel insurance options - Single Trip , Multitrip & Backpacker Travel Insurance - and a range of Optional Covers available. At Multitrip.com, individual cover is provided up to 79 years, special deals for family and couples cover and max trip durations of up to 365 days (Age Limit and max trip durations vary depending on the cover type). Compare different quotes with Multitrip.com to find the best travel insurance option for you.

What Type of Travel Insurance should I Buy?

Single trip insurance,  from € 3.62.

If you know for sure you will only be taking one trip in the next year or two, then Single Trip Travel Insurance may meet all your needs.

 from € 19.95

If you're going abroad on multiple trips in the next year or so, then Multitrip Cover can offer the protection you are looking for.

Backpacker Insurance

 from € 119.99.

Going on an extended trip around Europe or settling in to a new country? Backpacker Travel Insurance can provide cover for up to 365 days.

What does Travel Insurance Cover?

At Multitrip.com, Travel Insurance covers the common travel issues, such as delayed baggage, cancellation and delayed departure, as well as including cover for over 60 sports and activities under Grade 1 as standard. Please refer to policy wording for full details of cover.

Cancellation covers irrecoverable, unused travel and accommodation costs and other pre-paid charges which you are contracted to pay while curtailment covers your reasonable additional travel expenses incurred to return to your home country as a result of an unforeseen illness, injury or bereavement.

This covers emergency medical and other expenses including dental (for pain relief only) if an insured person suffers a sudden and unforeseen bodily injury or illness or dies during a trip outside Ireland.

This provides 24 hour emergency assistance in the event of a medical emergency abroad, repatriation or curtailment of your holiday.

This provides protection against the accidental loss of, theft of or damage to baggage/personal belongings.

This provides cover should you become legally liable to pay compensation for any claim or series of claims arising from accidental bodily injury to a third party or loss or damage to property that does not belong to you.

This provides cover if the scheduled public transport on which you are booked to travel is delayed at the final departure point from or to Ireland for at least 12 hours.

Travel Insurance Reviews from Multitrip.com Customers

So helpful on the phone and easy to get travel insurance at a great price would highly recommend. John - 5 Star Review - 31 st January 2023

Travel Insurance Optional Cover

You can tailor your travel insurance by adding one or more optional cover to suit your specific needs. Depending on the cover type selected optional covers available may be: Winter Sports , Travel Disruption Cover , Flight Cancellation, Wedding, Business, Golf Equipment, Exam Failure, Cruise Connection and Excess Waiver.

What Countries does Travel Insurance Cover?

When getting travel insurance from Multitrip.com Ireland, you may choose the most appropriate area of cover for your destination. Please note that areas of cover available vary depending on the travel insurance type.

Why choose Multitrip.com?

No matter what holiday or trip you have planned abroad, we will help you stay protected. Whether it’s a single trip to Europe, a backpacker trip to Asia, or multiple trips around the world each year, you can rest assured that we have a Travel Insurance policy to suit your needs.

Super Competitive Prices

In addition to affordable Travel Insurance , Multitrip.com provides up to three levels of cover and a full range of discounts and benefits.

Easy Claims Process

The claims process is made as fast, simple and straight forward as possible. Liaise with an experienced team, committed to providing the highest standards of service.

Award Winning Travel Insurance Provider

Multitrip.com is part of Cover-More Blue Insurance Services Limited, winner of many Best Travel Insurance Provider awards and Deloitte Best Managed Companies Award 2013 to 2018.

Expert Friendly Customer Service

Our Customer Service team is always ready to help and can be reached via phone, email and social media. FAQs also available.

• Cover Information
• Breakdown Assistance
• Young Drivers
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• Renew Taxi Policy
• Cover Information! - Allianz Ireland Van Insurance
• Allianz Ireland Insurance's Popular FAQs & Answers for Vans
• Renew Van Policy

Car Insurance

• Emergency Home Assistance
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Schools Insurance

About Allianz

• Careers at Allianz
• Pupil Personal Accident
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Allianz Assistance  Travel Insurance

Feel relaxed on   your holidays, your benefits.

• 24/7/365 medical assistance helpline

Presence in 66 countries worldwide to support you

• Sales and claims services are based in Ireland
• Allianz Assistance is part of the Allianz Group and is one of the world‘s leading Travel Assistance Companies
• Allianz Assistance has a presence in 66 countries worldwide to support you
• Allianz Assistance have significant expertise in Travel Insurance & Assistance. They provide a wide range of flexible travel insurance products with optional covers.

Get a Quote  online today!

Learn more about allianz  travel insurance.

Allianz Assistance

Annual Multi Trip

Our annual multi trip policy helps keep you protected whenever you travel, covering you for all of your trips of up to 35 days in duration, throughout the year.

Annual multi trip insurance policy information  click here .

Our backpacker travel policy offers protection for up to 365 days against risks such as cancellation, delays, missed departures, lost or stolen personal items and medical expenses.

Backpacker insurance policy information  click here .

Single Trip

Business Travel

Contact  allianz assistance travel insurance.

If you have a query about your travel insurance policy you can call Allianz Assistance on 01 619 3681 , Mon - Fri 9am - 5pm

Or email: [email protected]

AWP Assistance Ireland Ltd, trading as Allianz Assistance and Allianz Partners, is regulated by the Central Bank of Ireland, registered in Ireland No: 163174. Registered Office: Allianz Assistance , 11b Joyce Way, Park West Business Campus, Dublin 12, D12 C4V6 VAT no IE6563174F. 

AWP Assistance Ireland Ltd arranges insurance and carries out a full policy and claims administration service for customers on behalf of AWP P&C S.A. – Dutch Branch, who is the underwriter.

Have a look at other products. We think you might like them.

Enjoy the journey with Allianz Car Insurance

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Protect Your Best Friend with Allianz Pet Insurance

Protect the things you love with Allianz Renters Insurance

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• Existing Customers
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Travel Insurance

Get 20% Off Your Travel Insurance By Buying Online*

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

Important Notice:  Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within Ukraine, Belarus or Russia.

Travel Policies

Help & Advice

Discover The Benefits of AIG Travel Insurance

Annual multi trip travel insurance starting from €2.28 per month[ 4 ]..

With all our travel insurance policies you will also get a wide range of benefits as listed below and in our  product information document .

Quick Claims Process

Our claims process is designed to be quick and hassle-free, so you can get back to enjoying your travels as soon as possible.

• Flexible Cover Options

Choose from a range of plans to fit your specific needs and budget, whether you're traveling solo or with family and friends.

Global Coverage

We provide coverage for trips all around the world, so you can travel with peace of mind no matter where you go.

24/7 Customer Support

Our knowledgeable and friendly customer service team is always available to assist you, whenever you need it

Choose the Best Travel Insurance Policy For You

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits with a 20% online discount[ 1 ]. If you have private medical insurance that has overseas medical cover, you could save even more with a 25% discount on your travel cover.[ 2 ]

Single Trip Travel Insurance

Take a long weekend away from €6.44 per trip [ 3 ], you can get budget holiday insurance that's quick, simple and cost effective for short term trips up to 120 days.

Annual Multi Trip Travel Insurance 

From only €2.82 per month (€33.89 per year) [ 4 ], travel around Europe as much as you like for up to 12 months, with 17 days of our winter sports or skiing cover free.

Long Stay Travel Insurance

If you're in it for the long haul, more than 3 months and up to 12 months, enjoy peace of mind with our Extended Stay travel insurance; perfect for globetrotters.

Winter Sports Travel Insurance 

Make the most of winter and the various activities it offers with our Ski & Winter Sports cover.

Family Travel Insurance 

Add up to 4 dependents at no extra charge, so you can go on and enjoy your family trip.

Backpacker Travel Insurance 

Get 24/7 emergency assistance as standard so you can span the globe with added piece of mind.

Golf Travel Insurance

Enjoy the fairways around the globe with our excellent cover for Golfers.

Covid-19 Update

Find out what AIG Travel insurance provides cover for in relation to Covid-19.

[1]  20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes. 

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023. 

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

Coronavirus (Covid-19) Notice

Due to the widespread media reports of Coronavirus (Covid-19), and the World Health Organization (WHO) announcement declaring Covid-19 a pandemic, Covid-19 is a foreseen or known event. If you are purchasing a new policy, certain covers will not apply.   AIG Travel insurance provides cover for the following Covid-19 related events:

a)  for trip cancellation  (Section A of the policy document attached) if  1)  an Insured Person,  2)  a person who an Insured Person has booked to travel with  3)  a relative or friend living abroad who an Insured Person had planned to stay with or  4)  a Business Associate has a  confirmed and documented diagnosis of COVID-19*  at the time of departure which prevents the Insured Person from travelling.

b) for medical expenses  (Section B of the policy document) and  cutting your trip short  (Section C of the policy document) coverage if an Insured Person has a  confirmed and documented diagnosis of COVID-19*  whilst on a covered trip to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Normal Precautions or High Degree of Caution to.

Please note that travel to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Avoid Non-Essential Travel or Do Not Travel to is excluded by our policy.

All other Covid-19 related claims are excluded. We encourage AIG travel policyholders to please refer to their  policy wording  for full details or get in touch with us on 1800 344 455 with any further queries. All claims submitted will be assessed in line with the terms, conditions and exclusions clearly detailed in the policy wording.

*Confirmed and documented diagnosis of COVID-19  means a positive PCR or antigen test which has been conducted by a trained clinician. Self-administered antigen tests will not be accepted as a valid confirmation of a positive diagnosis.

Enjoy a Worry-Free Holiday with Travel Insurance From AIG

Travel insurance fedback from aig customers, more than 3 in 4 aig customers would recommend us. [5].

[5] Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

• Quick Claim Process

Claims made easy. We'll always aim to make your travel insurance claim as quick and easy as possible.

"SORTED A PROBLEM OTHER COMPANIES STRUGGLED TO."

EDDIE - JANUARY 2024

Whether you're taking a break abroad or enjoying a staycation, we have a policy for you. See our  policy booklet for details.

"IT WAS STRAIGHTFORWARD AND A GOOD SELECTION OF OPTIONS TO FIT PEOPLE'S BUDGETS."

DARREN - JANUARY 2024

24/7 Help & Support

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.

"I CONTACTED CUSTOMER SERVICE ABOUT A PROBLEM AND THEY GOT TO ME FAST AND SORTED IT OUT."

CHRISTENA - JANUARY 2024

79% of travel customers are delighted with our service [6]

[6] Based on a combined promoter score of 79% in Q1 2023 AIG new business travel customers

"THE STAFF WERE VERY FRIENDLY AND INFORMATIVE AND ANSWERED ALL MY QUESTIONS.  MY ONLINE EXPERIENCE WAS EQUALLY EXCELLENT."

DEIRDRE - DECEMBER 2023

• 24/7 Support
• Great Customer Service

You Might Also Be Interested In...

What is Travel Insurance?

Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

Do You Have Private Medical Insurance?

Having a plan that covers medical treatment while you are abroad, might qualify you for cheaper travel insurance premium. 

Do You Need Car Hire Excess Insurance?

Our Car Hire Excess Insurance can help take care of that nasty bill you may be left with if your rental car becomes damaged or stolen.

Get your great value Travel Insurance today

Frequently asked questions.

You can find a list of our most frequently asked questions on our FAQ page. 

Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Syria, North Korea or the Crimea region, or countries where the Department of Foreign Affairs have allocated  a security status of 'avoid non-essential travel' or 'do not travel'.  Other exclusions and conditions may apply so please check the  Policy Wording  for details.

Policy Documents

You can find our Travel Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Have A Question?

You can contact our customer service team between 9am - 5pm on  1800 344 455 . If you need help with your existing policy or are looking to renew, you can find all your relevant information on our  Existing Customers  page.

Explore Our Travel Tips & Guides

Know more and make better choices - find useful tips and ideas on our travel hubs!

Ski Holidays Guides

Whether you're an experienced skier or a novice hitting the slopes for the first time, our comprehensive guides have everything you need to make your ski trip a success.

Travel Destination Guides & Inspiration

Traveling around Europe or dreaming of exploring South America or embarking on an African safari? We've got you covered with expert tips and things to know before you go.

Car Hire Tips & Advice

Learn how to save money on car rentals and discover must-know tips for a smooth and enjoyable journey. Prepare yourself for a stress-free car rental experience and make the most of your travels.

Backpacking Tips & Advice

Whether you're a seasoned backpacker or planning your first adventure, our expert insights cover everything you need to know. From essential packing lists and practical travel tips to guidance on planning a gap year trip, we have you covered.

Travel Safety Tips & Advice

From practical airport safety measures, navigating last-minute holiday bookings, understanding the risks associated with traveling without insurance, ensuring hotel safety, and handling flight cancellations, our guide equips you with the knowledge to protect yourself and your travels.

Family Travel Tips & Advice

We understand that traveling with children requires careful planning, patience, and creativity. That's why we've curated a comprehensive guide that covers various aspects of family travel.

Terms and Conditions:

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023.

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

[5]  Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

• Our products are available for Ireland residents only.

• You must be 18 years or over to purchase a policy.

• Your trip must not have already started to purchase a policy from us.

• Upper age limits may apply, depending on the product selected.

• You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and car insurance policies, as well as any other cover which you may already have or is available to you, including through other insurers, as a member of an organization, or through your bank/credit card program(s).

Compare Insurance Ireland – Ireland’s Leading Insurance Comparison Website

Open Today: 9am – 5pm

0818 123 321, travel insurance ..

Travel insurance covers you for unforeseen events while travelling. It can offer you financial protection from having to cancel or curtail your holiday, to delayed or missed flights, lost or stolen money or possessions, lost passports, or lost or delayed baggage.  

It also offers you protection in the event that you or your travelling companions should fall ill and need to pay for emergency medical treatment or repatriation, or have an accident.

Table of Content

What is travel insurance

Types of travel insurance

• Single trip travel insurance
• Annual or multi trip travel insurance
• Backpacking travel insurance
• Over 70’s travel insurance

What does travel insurance cover

Winter sports cover

Who offers travel insurance

How much is travel insurance

Benefits of travel insurance

Factors that affect the price of travel insurance

Get travel insurance today

What is travel insurance?

Travel insurance offers you financial protection should something go wrong while you (and your family) are on holiday.

Compare travel insurance quotes from every insurer.

Take our 90-second online assessment and get the best travel insurance quotes on the market. Our vetted travel insurance partners are regulated by the Central Bank of Ireland and will outline the various options available to you.

Types of Travel Insurance

There are 4 common types of travel insurance to cover when travelling abroad:

Single Trip Travel Insurance

Covers you for a single holiday to one location usually for less than 30 days. This is the most common type of travel insurance.

Annual or Multi Trip Travel Insurance

Annual / multi trip policies cover you for multiple holidays (usually each of less than 30 days duration) within a year to multiple destinations, depending on the cover you choose.

Annual and multi trip policies are very common among frequent travellers and business travellers. 

Backpacking Travel Insurance

Cover for multiple destinations within a year without any limit on the duration of your stay.

Most backpackers are travelling on a budget, so having backpack insurance can help protect against big unexpected medical bills and lost property.

Over 70’s Travel Insurance

Specifically for protecting the over ‘70’s. Make sure your medical expenses are covered when travelling in your golden years.

What does travel insurance cover?

All policies offer cover for cancellation or curtailment of your holiday, lost or delayed baggage, lost or stolen personal money and possessions while abroad, as well as medical emergency cover and repatriation.  Policies also offer personal accident and personal  liability cover.  

Covid 19 cover is also usually included which covers you for cancellation or curtailment of your holiday due to a Covid 19 diagnosis, but not usually for government restrictions due to Covid 19.

Limits of cover vary widely with some policies offering up to €10,000,000 cover for medical emergencies.  AIG’s Premium Plus Plan offers unlimited cover for medical emergencies.  

All insurers have a helpline you can contact while abroad.  AA offers a virtual doctor for medical advice while abroad.

An Post offers car hire excess cover as an option when you purchase travel insurance.

AIG covers you if your accommodation is uninhabitable up to €500 on their more premium plans.

Allianz offers €2,000,000 personal liability cover with silver and gold level travel insurance.

Backpackers insurance covers a trip up to one year’s duration.  Backpackers policies usually include emergency medical cover, repatriation, cover for travel disruption, lost belongings or travel documents  cover, and sometimes personal accident cover.  

Allianz backpacker insurance offers cover if you need to curtail your holiday and return home early.

How Compare Insurance Works

We compare all insurance options so you can be sure you’re always getting the best deal.

1. Select Your Product

Simply select the insurance product you need a quote for e.g. life, home or health insurance.

2. Online Quote Form

Fill out one of our simple online assessments with your insurance details.

3. Free Quote Consultation

Winter sports cover.

Winter sports cover usually includes skiing and snowboarding and is usually an optional addition for which you will pay an additional premium.  

Insureandgo.ie covers 50 sports as standard with their travel insurance.

Student Travel Insurance

All travel insurances offer the option to include a student aged 18- 22 while on the family holliday.  

Backpacker insurance offers students on a longer term holiday cover for their travels.  

Multitrip offers additional cover for exam failure with their backpackers insurance, should your trip be curtailed to resit exams.

Who offers travel insurance in Ireland?

How much is travel insurance?

The price of travel insurance differs depending on many factors such as reason.

Backpacker insurance, age 20, Australia/ New Zealand travel, 1 years travel, no winter sports cover.  €229.00 total price (Blue Insurance).

Single trip, over 70’s, UK travel, with private health insurance, no sports cover.  €64.42 (Multitrip.com).

Family ages 46,45,12,9, Worldwide travel incl. US/ Canada, Multitrip. €400.89 Allianz Gold).

Tailored Travel Insurance Quotes

We are Ireland’s first impartial insurance comparison website.

Our mission is to help consumers find the best insurance deals in Ireland

All research is examined through an independent market research body

Our central bank regulated insurance partners will provide you with free travel insurance quotes from every provider so you always get the best deal

Benefits of Travel Insurance

Peace of mind.

Travel insurance gives you peace of mind and allows you to relax and enjoy your holiday, knowing that you are covered should something unexpected happen. If you or one of your family fall ill or have an accident, you will be covered should you have to cancel your holiday.

Cover Medical Expenses

If you need medical treatment abroad, you will have cover. If there is travel disruption, and your flight is delayed or cancelled, you will be able to make alternative arrangements.

Protect Against Theft

Your money and belongings will be covered should you be pickpocketed. Most policies offer personal liability cover, should you need this.

The financial protection of travel insurance will mean that these expenses will be covered.

Factors that affect the price of travel insurance:

Trip duration.

Whether you need to cover one trip, multiple trips in a year, or a year’s travelling. The longer you are abroad the higher the premium will be.

Travel in Europe is usually cheaper than travel to the USA or Canada. Political or climate reasons in your destination may make your trip more expensive to cover.

Age & Health

Your age and pre- existing health conditions may restrict your cover or be subject to exclusions and may affect the price you pay for cover.

It is really important to be upfront and disclose any pre-existing medical conditions, as you may not be covered unless you do so.

Also, it is usually a condition of cover that you are compliant with any treatments for your condition.

Who you are travelling with?

Family policies are more expensive and cover will be more expensive if travelling with older relatives.

Snow sports will be an optional extra and will increase the price of cover.

Private Health Insurance

If you have private health insurance, you will pay less for travel insurance.

Get a travel insurance quote today.

If you are travelling abroad and want to make sure you and your family are protected from the unexpected, make sure to take our online assessment to speak with a Qualified Financial Advisor who can find you the best quote.

Compare Insurance are Irelands leading insurance comparison website . Speak with us today and find out how much you can save on your travel insurance.

Get the lowest premiums by comparing all the policies in the Irish market

Choose your insurance type, fill out the relevant assessment and speak to a central bank regulated insurance advisor

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© Copyright 2012-2023. CompareInsurance.ie is an information-only website and does not provide direct financial advice. By submitting your information through the platform, your information is sent directly to our insurance advisor partners who are regulated by the Central Bank of Ireland. CompareInsurance.ie registered office at Unit 1, Cranford Centre, Stillorgan Road, Dublin, Ireland. View privacy policy

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Annual Travel Insurance

Travel Insurance from €14.99^ with 24/7 GP access.

AA Travel Insurance Features And Benefits 🏝

Protection at home and abroad. AA Travel Insurance covers you for staycations and vacations. With 24/7 access to a GP as standard. + More benefits too. Discover now.

Annual Multi Trip

Get cover before, during and after your holiday the whole year.

Cancellation Cover

Cover up to €6,000 for any lost travel and accommodation costs if cancelling your trip is unavoidable

Medical Cover

Emergency medical and repatriation cover up to €10,000,000

Baggage Cover

If your baggage is delayed for more than 12 hours we cover you for up to €300 (€50 per day)

Winter Sports Cover

Covers a wide array of winter sports activities including skiing and snowboarding

COVID-19 Cover

Cancellation, Curtailment, Medical Expenses & additional accommodation cover if you contract COVID-19 while abroad & unable to return home as planned.

24/7 access to a GP as standard.

All AA Travel Insurance policies now give you access to an English speaking GP 24/7 whilst you are abroad. If you need a doctor , they are just a call away or click away…

COVID-19 Cover. Holidays without worry 👌

Our cover for covid-19 gives you the peace of mind you need for a stress-free return to travelling.

Our cover for COVID-19 gives you benefits such as:

• Cancellation cover if you, a close relative or travelling companion receive a positive diagnosis for COVID-19
• Cancellation cover if you, or any person insured by the policy, are required to self-isolate on your scheduled departure date
• Curtailment cover if The Department of Foreign Affairs (or any other equivalent government body in another country) advises you to return home due to COVID-19
• Related Medical Expenses if you contract COVID-19 while abroad
• Additional accommodation if you contract COVID-19 while you are abroad and are unable to return home as planned

Please note that cancellation claims relating to government restrictions for COVID-19 are excluded and any Pandemic illness is not covered within 48 hours of your policy purchase date.

Cover is subject to Terms & Conditions and some exclusions will apply. For full details of cover available please click here

*Please note that cancellation claims relating to government restrictions for COVID-19 are excluded and we will not cover any claim where your travel to a country or specific area or event to which the Travel Advice Section of the Department of Foreign affairs or the World Health Organisation has advised the public not to travel to.

With AA Travel Insurance, we have something for everyone.

Get cheap holiday Insurance from as low as €14.99  We Cover Medical, Baggage, Annual Multi-Trip, Cancellation etc.

Choosing Your Travel Insurance

Single Trip Insurance

Planning a one time getaway?

Backpacker Insurance

Planning a gap year or just time to get away?

Already Insured with us? 🤝

We hope your trip will go off without a hitch, but should something change. We’re here.

^ AA Travel Insurance Annual Multi Trip Value price covers one adult under 50 to Europe with private medical insurance. AA Ireland is tied to Inter Partner Assistance SA for travel insurance policies.

Have a question? Get in touch with our customer service 👌

0818 227 228.

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First Ireland is experiencing some technical problems with internal systems and emails. While we are working on resolving this problem, you still can contact us on our phone number or through our Online Chat.

If you need to make any payment you can do it online through our Online Payments available on our website. Pay Online

Please also be advised that our Customer Portal MyFI is available for you at any time. MyFI Login MyFI Registration

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+70 Travel Insurance

Your passport to a better travel insurance deal, travel insurance.

Frequently Asked Questions

Our Products

Car insurance, home insurance, pet insurance.

You’ve worked hard all your life and now have the time to make some of those trips you’ve dreamed off. No matter what your age, we have simple travel insurance to suit your needs. Whether you’re planning a short city break, a week in the sun or a trip of a lifetime to exotic locations, then First Ireland Travel insurance 70+ provides insurance options that protects you and your holiday.

Choose from either our single or multi trip policies. Relax and un-wind in the knowledge that you’re protected against unexpected medical problems or mishaps which may arise during your trip. Have peace of mind knowing you’ll have 24/7 emergency medical and travel assistance support, staffed by travel assistance experts.

Get a quick +70 travel insurance online quote

Call us today.

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Why Choose Us

Personal belongings.

Travel Insurance offers cover for loss or theft of your personal belongings including your baggage, passport, personal money or travel documents.

Cancellation

Travel Insurance can cover trip cancellations for reasons such as unforeseen emergencies as illness, injury or death of you, your traveling companion and/or a relative. The cover does not include cancellation due to business obligations, change of mind or your dislike of the travel time. In addition, pre-existing medical conditions are not covered. Remember this cover starts from the moment you buy your travel insurance, so it’s important to buy it once your trip is booked.

Missed Departures

Travel Insurance will cover you in case you miss your departure due to conditions you cannot control like severe weather conditions, unexpected accidents, strikes etc.

Popular Products

Single Trip

Single trip insurance is best if you’re planning a one-off trip. We recommend you arrange your travel insurance when you book your holiday as cancellation cover applies from the time you pay your premium! Don’t worry if your return to Ireland is unavoidably delayed as once the circumstance is covered by your policy, then your cover date will automatically extend for the period of your delay. Long-stay travel insurance up to 365 days is also available as part of our single trip insurance options.

Annual Multi Trip

If you’re a frequent traveller, then Multi trip Insurance is probably the most competitive travel insurance for you. Multi-trip is an annual travel insurance policy. Just select your cover date and destinations that suit your annual travel plans.

Types of Covers & Benefits

• Baggage €500
• Cancellation €1000
• Medical Expenses €2,000,000
• Baggage €2,000
• Cancellation €5,000
• Medical Expenses €5,000,000

Premier Plus

• Baggage €2,500
• Cancellation Unlimited
• Excess No Excess
• Medical Expenses Unlimited

Car Hire Excess

Don’t pay extra at the car hire desk, save money now with our Car Hire Excess cover. We offer European or Worldwide cover options and our cover is up to €3,500 (annually 5,000). Our insurance covers Tyres & Keys, Fire, Theft & Vandalism, Windscreen, Undercarriage. Also, our insurance covers for additional drivers and drivers up to 84 years . Annual Cover & Daily Hires.

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