buying travel at costco

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7 things to know about booking travel through Costco

Costco, America’s beloved wholesale behemoth best known for its bulk goods and Kirkland Signature™ private label, has long been one of the country’s favorite one-stop shops. Here, you can get high-end perfume and camping gear. Although most people know that Costco has great deals on household paper goods, they may not realize that Costco has been in the travel business since 2000. Costco Travel offers members discounted rental cars, cruises and guided group trips, as well as domestic and international vacations.

Because Costco Travel is a division under the regular Costco umbrella, its users can expect the same benefits shopping for a vacation as they would shopping for chicken. Here’s how it works: Costco Travel is made up of buying teams, just like the dealmaking foot soldiers who work for regular Costco. These buyers work with travel vendors to negotiate lower prices on a limited number of goods (i.e., hotel rooms or cruise fares), then offer those discounted rates and packages to the many millions of Costco members. Buyers don’t work on commission or incentives; their job is simply to secure the best value.

Other wholesale stores like Sam’s Club and BJ’s Wholesale Club also sell discounted travel experiences, but Costco’s cult-like following and robust vacation package options make the company stand out from the pack.

Perhaps the nicest part of booking with Costco Travel is that it’s straightforward. The prices advertised on the website already include taxes, so you don’t end up with a completely different estimate at the end of the process, unlike other online travel agencies (like Booking.com or Hotels.com).

Intrigued? Before you book a trip with Costco Travel, here are a few things to keep in mind.

1. There’s something for everyone

There isn’t one kind of Costco Travel vacation. The most popular itineraries usually involve Hawaii, Mexico, the Caribbean and cruising, but there’s much more out there to book. Costco Travel has trips for adventure-seekers , for young people ages 18 to 35 who want to travel with fellow young people, or people who want to drink a bunch of wine in a new place.

The prices vary, too. Travelers can hunt for packages around $300 in the Under $499 category or splurge on one of the “Costco Vacations of a Lifetime.”

You don’t have to book a big blockbuster vacation to reap the Costco Travel benefits, either. You can use the service to book an individual hotel room, or a hotel and flight. And according to insiders, one of the best-kept secrets is its rental-car business.

2. Look for Buyer’s Choice vacations or cruises, or Kirkland Signature vacations

Costco Travel insiders say that where the real savings lurk are in Kirkland Signature vacations , Buyer’s Choice vacations and Hot Buys, or limited-time deals that are advertised online and in Costco email newsletters. These trips will offer added value and amenities beyond what regular Costco Travel experiences already deliver.

3. Take advantage of flexible payment options

Costco members have options when it comes to how to pay, like setting up recurring payments to cover the whole cost. You’ll probably have to pay a deposit on packages or pay for your airfare upfront, and some payment requirements may depend on the time of year. People who are able to pay early may be eligible for bigger savings .

4. Do your research on airfare before you book

Shalen Fairbanks, a Costco member who lives in Silver Spring, Md., first started using Costco Travel six years ago. She has booked five trips for her family to Mexico, Jamaica and the Dominican Republic. Her advice to potential Costco Travel users would be to shop around for flights before booking a trip, because she has occasionally found better airfare deals than what Costco offered.

“You pick where you want to go, [Costco Travel] gives you a bunch of different options of hotels and packages, and then I do look at airfare separately,” Fairbanks says. “Sometimes it’s cheaper to go buy your own flight and then book the rest of the package” through Costco Travel.

If you do go with Costco Travel’s airfare option, which often comes with airport transfers, make sure you book any upgrades ahead of time. Charleston, S.C., resident Michael Fanning booked an African safari through Costco Travel when he noticed that it cost drastically less than what he had seen elsewhere.

“The trip was fantastic,” Fanning says. “I mean, it really was extraordinary.”

But one thing he would’ve done differently: “The one part that was not as fun was the 14-hour plane ride on South African Airways from JFK to Johannesburg,” Fanning says. “That’s a tough trip. We would have preferred to have upgraded our seats, but we weren’t allowed to do that through the package.”

Already thinking about summer travel? Good. It’s time to book flights now.

5. Get cash back on your vacation purchase

Depending on your membership level, you may be able to get even better deals on a vacation when you book with Costco Travel. Executive Members (whose annual fee is $120) earn 2 percent cash back on their Costco Travel purchases.

Members who book their travel with a Costco Anywhere Visa Card by Citi credit card (a card with no foreign transaction fees, by the way) earn 3 percent cash back.

6. Costco Travel trips come with perks

Executive Members are treated to benefits like food and beverage credits, spa credits, room upgrades and more for the primary cardholder booking the trip. The extras that get thrown into vacation packages are one of Fairbanks’s favorite parts of using Costco Travel.

“They’ll give you a $250 Costco Rebate Card,” she says. “The [trips] we’ve been on have a $100 or $200 spa credit per room. The one to Jamaica, we had a spa credit per room, plus we got $200 to use toward the local activity” company.

That Jamaica trip also included access to a VIP departure experience at the airport that got the Fairbankses through customs quicker. Accounting for the perks her family of five earned, Fairbanks estimates she saved the cost of one person’s trip.

7. Costco can’t control everything

While the planning and booking can be seamless, keep in mind that Costco Travel trips can have hiccups, like any travel experience. For example, the Fairbankses’ airport transfer didn’t show up for their scheduled pickup. “But that’s a problem on the company that made this transfer,” she says — not Costco’s. “Their driver didn’t show up that day.”

In the event that anything goes awry, pick up the phone and contact a Costco Travel representative to assist with any issues.

Correction: An earlier version of this story misnamed the airline flown by Michael Fanning. He used South African Airways. This article has been corrected.

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What travelers should know about booking a trip with Costco Travel

When Cathi White books a trip, she always checks Costco Travel first. For over a decade, she has booked a range of vacations with the wholesale retailer, from theme parks to island getaways with her family.

"Places like Disneyland are very, very expensive, but they've always got some kind of deal going," said White, 50, who lives in Indianapolis.

On a trip she booked through Costco to Grand Cayman in 2019, she estimated she saved $2,000 by using the service.

Much like packs of paper towels or jumbo jars of mayonnaise, Costco Travel can offer shoppers deals on everything from cruises to rental cars. But travelers and travel experts say the service has some limitations as well.

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How does Costco Travel work?

Costco Travel offers a range of options for travelers looking to book a trip. "We use our buying authority to negotiate the best value in the marketplace, and then pass on the savings to Costco members ," the service said on its website .

Those include curated vacation packages to select destinations around the world, which may include combinations of flights, hotel stays, car rentals and more, according to Assistant Vice President and General Merchandise Manager Chris Hendrix.

"In these bundled packages, our buyers vet and hand pick each resort and component. … We limit our selection to ensure the best quality and value," he said in an email.

What can you book through Costco Travel?

Travelers can also book cruises, rental cars and build their own trips to various U.S. cities, booking hotel stays or bundling them with flights and car rentals, according to Hendrix. Those making bookings can do so online or by phone, and the service has reservation agents that can assist travelers before, during and after their trip, he said.

Can Costco Travel replace a travel agent?

Brian Ayers and his wife booked a Costco Travel package for their honeymoon in Greece in part because of the convenience. The 2019 trip, which took them to Athens, Santorini and Mykonos marked his first time out of the country, and he said it "was going to be much too complex for us to measure it out, just because booking ferry times and hotels, there were just so many choices."

Even when their plans hit a snag after a ferry was canceled, leaving them "hanging out at the ferry station for a couple of hours," the 29-year-old said, Costco Travel was a helpful intermediary. Ayers, who lives in Lewisville, Texas, and works for a semiconductor chip manufacturer, called the service, which confirmed with the ferry provider that their tickets would be valid on the next one available.

However, Kerry Mooneyham, owner of Midwest Travel Solutions said booking through Costco Travel is not the same as working with a travel agent that can offer more personalized guidance.

"You're going to have the same cruise whether you book it directly with Carnival, you book it with Costco, or you book it with me," she said. "The cruise is exactly the same. ... It's behind the scenes that we do things to make it better."

She said booking with Costco Travel may make more sense for some trips than others.

"I think maybe when you're not exactly sure what is the best option for you is really a time when you should be reaching out to an expert that understands the differences between cruise A and cruise B," Mooneyham said. "But if you know exactly what you want, that's a time where you might only be looking at, you know, 'What's the best value for me?'"

However, Hendrix said the company has more than 1,000 Costco Travel employees with experts in various focus areas, including cruises, Hawaii and Europe.

But travelers may not always find what they are looking for. Hendrix said Costco only offers car rentals with Avis, Alamo, Budget and Enterprise, for example, and it has a limited selection of hotels and hotel brands. Certain destinations may also not be available for their vacation package and build-your-own-trip options.

Can you book flights with Costco Travel?

"Flights are available as part of our vacation packages or our build-your-own options," Hendrix said. However, travelers cannot currently purchase flights alone through Costco Travel.

Do you have to be a Costco member to use Costco Travel?

Yes. Travelers must be active Costco members to use the service. Depending on the tier, Costco memberships cost between $60 and $120 per year – before any applicable sales tax – according to its website .

"Many of our programs offer Costco Travel members an exclusive Costco Shop Card for their travel purchase, which they receive once their travel is completed, and can be used in the warehouse or online at Costco.com," Hendrix added.

Costco Executive members also get an annual 2% reward – up to $1,000 – on qualifying purchases made through Costco Travel.

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Is Costco Travel a good deal?

Some travelers have found significant savings using the service. Ayers booked a 2022 trip to Spain with Costco Travel after pricing the trip out themselves.

"The cost for just the airline tickets would have been the cost for the entire Costco package," he said, which included flights, hotels and more.

White also noted that resort fees have always been included when she has booked through the service. When possible, Hendrix said Costco Travel's buyers work to include those fees "or negotiate the waiving of those fees."

And despite its budget-friendly reputation, White has booked luxury hotels such as the Ritz-Carlton through the service.

When she doesn't book with Costco, she said it's usually just because they don't have what she's looking for. "But they do have an amazing selection," White said.

Nathan Diller is a consumer travel reporter for USA TODAY based in Nashville. You can reach him at [email protected].

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How To Use Costco Travel To Save Money

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Costco membership, costco travel, costco vacation packages, costco hotels, costco cruises, costco car rentals, costco theme parks and specialty vacations, final thoughts.

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When you hear “Costco,” chances are the first thing that comes to mind is the big-box warehouse, a gigantic market where you can get wholesale prices on groceries, cheap home goods, affordable gifts, clothing, and alcohol. Did you also know Costco has an in-house travel agency?

Costco Travel offers vacation packages, hotel rooms, cruises, and rental cars to Costco members.

By taking advantage of the same bulk-purchasing power that it uses in retail, Costco can secure group rates when putting together vacation packages and bundles.

In this post, we’ll go over everything you need to know about Costco Travel and whether or not it can save you money on your next vacation.

There are 2 levels of Costco membership, and you must be a member to use Costco Travel .

Gold Star: $60 per year
Executive: $120 per year

Costco Executive members receive 2% back annually on qualifying Costco purchases, including Costco Travel purchases, up to $1,000 per year. This 2% reward comes as a certificate that can be redeemed for most Costco in-store purchases.

If you spend at least $3,000 per year on Costco purchases, including Costco Travel purchases, you’ll earn enough through the 2% yearly reward to negate the extra cost of the Executive membership.

A Costco membership is required to book vacations through Costco Travel. Costco Executive members can earn 2% in rewards on qualifying Costco purchases, including Costco Travel.

Costco Travel is an online travel agency available to Costco members only. It offers vacation packages, hotels, cruises, rental cars, and theme park and specialty bookings . Interestingly, you can’t book a flight through Costco Travel unless it’s included in a vacation package.

You can access Costco Travel by selecting Travel on the Costco website or by visiting costcotravel.com .

To view prices, you must be a Costco member, and you need to create a Costco Travel account, which is separate from your Costco.com account, before you can book anything. To do this, you just need your Costco membership number and an email address.

A Costco Travel vacation package includes a hotel stay with a flight and/or a rental car. Searching for a vacation package works like any other online travel agency you may be familiar with. First, you need to input your travel destination, number of travelers, dates, and departure city.

The search results list, which defaults to Costco recommendations first, is easily filtered and sorted to find exactly what you’re looking for.

The total package price is displayed along with any included extras, such as a Costco digital shop card.

After choosing a package, click on View Deals & Customize . You can see what’s included in the package and select different flights or choose an upgraded room. The cost of your package automatically adjusts based on your choices. Remember that the price and extras, such as the Costco shop card that comes with many travel packages, may change as you alter your options.

Upgrading hotel room on a Costco travel package

Once you finalize the details of your Costco Travel package, you can select whether you want just to pay a deposit or pay for the entire trip. Payments can be made with a Visa or Mastercard . American Express cards aren’t accepted.

While only Visa cards are accepted in Costco stores, you can pay for a Costco Travel package using a Visa or a Mastercard.

Price Comparisons

We wanted to see how Costco Travel vacation package prices stacked up, so we checked out a few options. These examples include a 7-night package for 2 people, including hotel accommodations and flights.

Costco Travel offered the best packages for the first 2 examples. Not only was the package price the lowest, but Costco’s packages also included airport transfers and Costco shop cards, making them an even sweeter deal.

However, the third package illustrates that Costco Travel isn’t always the best option. In this example, Costco Travel was the most expensive. However, it included a daily breakfast buffet and a walking food tour. The cheapest option was Expedia, but that package was completely nonrefundable, which may not be worth the savings for some travelers.

Vacation Package Included Activities

One thing to look out for when booking a vacation package through Costco Travel is that they sometimes include extras that you don’t really want . If you remove these extras, the price drops, but some packages require you to add an activity.

For example, this European vacation package included a walking food tour in the quoted price.

Included activities in a Costco Travel vacation package

After tour was removed, the price dropped by $582.44 ! That’s a huge price to pay for a walking tour, and it would have been easy to assume it was a part of the package when, in reality, it cost a lot extra.

The bad news is that some vacation packages don’t let you to opt out of an activity . In this example, there were 5 activity options available ranging in price from $582 to $1,590.

This can add a lot of unnecessary costs to a Costco Travel vacation package.

Costco Vacations travel packages include a hotel plus a flight and/or rental car. These packages often offer tremendous savings over booking through other websites or booking each element separately. However, Costco Travel won’t always offer the lowest price, so it’s good to shop around a bit before booking any vacation package.

Searching for a hotel through Costco Travel works just like any other online travel agency you may be familiar with. However, the options for booking a hotel without a vacation package are limited .

To begin, click on the Hotels tab on the Costco Travel website and then enter the city, dates, number of people, and the number of rooms.

Results appear on the next screen, with options to filter the list by a specific hotel, hotel chain, area, amenities, member reviews, and ratings. The results list can be sorted by price, but you only see prices if you enter your Costco number.

Remember that when you book a hotel through Costco Travel, you aren’t eligible to earn hotel loyalty points, nor will the hotel recognize any elite status you have . If you’re loyal to a particular hotel chain, such as Hyatt , Hilton , or Marriott , it’s important to weigh any savings against the benefits and points you’d give up.

After selecting a hotel, you can choose a different room, and the price will adjust automatically.

Payment options and cancellation policies can vary based on the hotel and rate you choose, so be sure to read the fine print carefully before you book.

We priced out a couple of hotel stays to see if Costco Travel offered competitive pricing. We found examples of Costco’s price being both higher and lower than the hotel website’s price. You may be able to find a great deal, but it’s not guaranteed.

There are a limited number of hotels you can book through Costco Travel unless you’re booking a package. You may find there are no options even in popular cities and vacation spots, so it can be frustrating to book a stand-alone hotel through Costco Travel.

Like many online travel agencies, Costco offers deals, perks, and specials when booking cruises. Sometimes, these can be quite valuable, but as always, it pays to shop around.

If you know more or less what you want, it’s easy to search for cruises on Costco Travel. Just go to the home page, click the Cruises tab, and enter your destination, departure month, specific cruise line (if you have a preference), and duration.

You can also select an option to search for Alaska cruise tours, which combines a cruise voyage and a guided land tour before or after the voyage.

The results page lists every matching available cruise, with options to filter and sort the results. Each result shows the available room types and any included extras, such as a Costco Cash Card (gift card), onboard credit, or discount.

The price listed in Costco Travel’s cruise search results is per person and doesn’t include taxes and fees.

One of the downsides of using Costco Travel to search for a cruise is that you can only search for 1 month at a time . While other cruise booking websites allow you to search by year or any combination of months, Costco Travel requires you to pick a specific month to travel.

When you find the right cruise, you can select your stateroom type, the number of people joining, and even the specific room location. You can also choose to add flights and pre- or post-cruise hotels to a package.

Some cruise lines offer their own credit card with cruise rewards, but a more general travel rewards card like The Platinum Card ® from American Express almost always offers a better value. For more information, check out our full guide to the best credit cards for booking cruises .

Costco Travel Cruise Deals

You can browse available deals, packages, and popular options if you aren’t set on a specific cruise, date, or region. You find these options by scrolling down on the Costco Travel cruise page, where you can explore by destination, category (such as last-minute cruises or luxury cruises), departure port, or cruise line.

We priced out cruises on Costco Travel and the cruise lines’ websites and found that the cost was usually lower with Costco Travel, especially considering they all came with Costco shop cards.

However, getting accurate pricing on a cruise can be tricky . For example, for the Norwegian cruise, the cost was higher on Norwegian’s website initially, but that’s because it included Free at Sea promotions. With those removed, the cost was the same. Booking through Costco came with a $70 shop card but didn’t give you the ability to add the Free at Sea promotions (which could be very valuable for some guests).

In our research, we’ve found that most cruise booking websites offer the same (or very similar) pricing. The difference is in the extras offered, like a Costco shop card, drink packages, or shipboard credit.

It’s always smart to price out a cruise on multiple websites, and Costco Travel could be a great place for Costco members to start.

Costco Travel also includes a stand-alone car rental booking feature in addition to letting you rent a car as part of a vacation package.

Unlike some other online travel agencies that offer just about everything under the sun, Costco sticks with 4 big car rental agencies: Alamo , Avis , Budget , and Enterprise.

If you would prefer to get your rental from another company like Hertz or Dollar , you should book directly or use a more inclusive portal like AmexTravel.com or Orbitz .

When renting a car, be sure to use a credit card that comes with car rental insurance . You’ll need to decline the rental company’s collision or loss damage waiver (CDW/LDW) for the credit card insurance to be active. Some of our favorite options, such as the Chase Sapphire Preferred ® Card , include primary coverage.

Searching and Booking

To search for a rental car, input the pickup and drop-off locations, dates, and times, and then click Search .

Search results are shown in a grid, with the 4 companies as the columns and the various classes of cars available as the rows. The lowest prices for each type of car are shown in red , and the price includes taxes and fees. You can click on any price to see the terms and conditions for that rental.

We did some price comparisons using the metasearch engine Kayak , and we always found lower prices on rental cars through other websites .

That doesn’t mean that Costco will never have the best price, however. Car rental prices fluctuate, so it’s always best to price out your rental on multiple websites before booking.

Costco Travel also offers the ability to book select theme parks and specialty vacations .

Adventures by Disney
Aulani, A Disney Resort and Spa
Brendan Vacations Ireland & Scotland
Disney Cruise Line
Disneyland (vacation packages)
Evan Evans Britain’s Finest Sightseeing Tours
Insight Vacations
Lion World Travel (African safaris)
Luxury Gold
Trafalgar Worldwide Guided Vacations
Walt Disney World (vacation packages)

To book a theme park or specialty vacation package through Costco Travel, you first choose the package type you’re looking for.

Costco Travel Specialty Vacation Packages

Then, you can see each package’s inclusions and details. Each vacation package includes different components, so it’s important to read the details carefully.

Pricing information isn’t displayed until all package components are selected, so it can be a bit tricky to search based on your vacation budget .

For Costco members , using the retailer’s travel service can present an opportunity to save some cash on an incredible vacation. Through negotiated rates with hotels, tour providers, and more, Costco can sometimes offer generous discounts or great added perks.

As always, make sure to compare prices and read all terms. While Costco may offer a price advantage for one service, another portal might win for something else, while direct booking may be the best option for yet another aspect of your travel.

Lastly, if you plan to book a vacation package through Costco and have a Gold Star membership, you might want to consider upgrading to an Executive Membership for an extra $60 a year. The extra 2% rewards could make the upgrade well worth it.

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For rates and fees of The Platinum Card ® from American Express, click here .

Frequently Asked Questions

What is costco travel.

Costco Travel is a travel booking service exclusively for Costco members. It offers great deals on vacation packages, hotels, cruises, rental cars, and guided tours.

How does Costco Travel work?

The platform can offer competitive prices the same way it offers deals on retail products, and the same way that organizations like AAA can offer lower rates. By leveraging the size of its membership, Costco can ask travel service providers to offer lower prices for its members, driving business toward them in exchange.

Is Costco Travel a good deal?

That depends — it’s always smart to compare prices on your own to see. In some cases, Costco offers a better rate than other travel booking services or booking directly.

However, in other cases, Costco is more expensive or offers fewer options. For example, many hotels can’t be booked unless they are part of a package, and vacation packages won’t offer flights on some airlines, such as Southwest.

Can you cancel Costco Travel bookings?

Sometimes. Just like with any other travel service (or booking directly with a hotel or airline), each reservation can have different terms and conditions. Make sure to read the terms carefully every time you book to see if something can be canceled or refunded.

Can you book Costco Travel without a Costco membership?

No. You must sign up for a Costco membership ($60 to $120 per year) to book services through the Costco Travel portal.

Can I book on behalf of someone else?

Yes, as long as you hold a Costco membership. Just enter the other person’s name when prompted for traveler information.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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Costco cruise deals: How to save money booking travel at a warehouse club

Deal hunters know that Costco Travel is an under-the-radar hit for finding travel deals. For folks who prefer to vacation at sea, Costco cruise deals can be among the most lucrative offers you can find.

That's because low fares and value-added extras are hallmarks of Costco cruise bookings. Combine that with generally friendly service from the warehouse club's travel agents, and you might have another way to get maximum value out of your membership.

What are the benefits of booking a cruise through Costco, and how do Costco's cruise prices compare with cruise line pricing? I went online to road-test the booking platform. Here's what I learned.

For cruise news, reviews and tips, sign up for TPG's cruise newsletter .

Benefits of booking a cruise through Costco

First things first (because I've seen people misinterpret this): a Costco cruise is a sailing booked through Costco Travel. Costco does not operate its own branded cruise line where the buffet line serves Kirkland hot dogs and churros and all cabins are equipped with Lovesac beanbag chairs. (That would be epic, though.)

Related: 5 unexpected places that sell cruises

The main benefit of booking a cruise through Costco is that every booking comes with a Digital Costco Shop Card and/or onboard credit.

Also, if you're an Executive Member, you earn 2% back on qualifying Costco purchases (up to $1,000), including many travel purchases. With cruises, you'd earn the 2% back on the cruise fare but not on the taxes, fees, auto-gratuities, other surcharges and trip protection.

That's free money for you to spend, either in a Costco warehouse or on the ship – especially as Costco cruises typically have competitive fares. It's not like you're paying more than you would by booking directly and getting the difference in Costco money.

This brings me to my second point. Typically, Costco Travel offers competitive rates on cruises, so you can either find a discounted deal or at least pay a similar rate offered by other travel sellers.

Finally, Costco offers "Buyer's Choice" and "Kirkland Signature" cruise deals, which offer "exclusive savings and included extras," according to the Costco Cruises website. The added-value perks vary by cruise line but may include shipboard credit, complimentary dinners and spa treatments on board and special wine and culinary theme cruise access with exclusive meals, tastings and demos.

My quick search through these deals revealed that Costco's Royal Caribbean and Norwegian Cruise Line cruises usually have the most added freebies. Norwegian cruises even feature free perks, such as a photo package or spa credit, that are combinable with the line's Free at Sea value-adds offered to everyone. Celebrity cruise deals were the ones centered around food-and-wine theme cruise perks, while Costco Carnival cruise deals typically offer both onboard credit and a Costco shop card.

Related: The best cruise booking perks – and which ones are actually free

I was not surprised to see that you could book Disney cruises through Costco, but they are not eligible for either Kirkland Signature or Buyer's Choice deals.

Costco cruise prices

Costco Travel boasts "exclusive Costco member rates," but are you really getting a deal? I priced out three sailings on different cruise lines to see how much you could potentially save by booking a Costco cruise.

I started with a seven-night Eastern Caribbean cruise on Royal Caribbean 's Harmony of the Seas, departing Sept. 9.

Costco listed balcony cabins from $784 per person. Booking perks included $50 onboard credit per room, one meal for two people in a specialty restaurant and a Costco shop card. Royal Caribbean listed rates starting from $833 per person on the same departure.

The cheapest balcony cabins where I could pick a cabin were Boardwalk-facing balcony cabins (inward-facing balconies toward the back of the ship) on Deck 14. Costco's final price for the two-person cabin was $1,849.56, plus a $95 shop card and the dining and credit perks. Royal Caribbean's final price was $2,197.56, with no perks.

Both prices included taxes and fees. The difference before the perks was $348, plus you get roughly $200 in value from the perks alone.

Related: Costco lovers: Consider the Costco Anywhere Visa Card by Citi

Next, I priced out a Carnival cruise , which didn't offer as many extra perks.

A six-night Mexico cruise on Carnival Miracle, departing from Los Angeles Oct. 8, was listed as $584 for a balcony cabin on Carnival and $564 on Costco.

Carnival offered $50 onboard credit per room, and Costco offered a $70 shop card and possibly some shipboard credit, but it wasn't clear the way the fine print was written.

Final prices worked out to $1,478.40 on Carnival (for two people sharing a cabin) and $1,444.40 on Costco. The Costco cruise deal was slightly better, especially if it really did come with shipboard credit.

For my last cruise, I looked at a seven-night Hawaii cruise on Norwegian Cruise Line 's Pride of America, departing May 27.

Starting prices were similar: $2,649 per person for a balcony cabin through Costco and $2,549 on Norwegian's website. Both included Norwegian's Free at Sea perks (complimentary beverage package, specialty dining, Wi-Fi and shore excursion credit).

However, Costco also offered the following valuable perks:

Photo package.
$50 spa credit for two people.
200-minute Internet Package.
$50 arcade credit for one guest.
One bottle of wine and chocolate-covered strawberries (per room).

On the other hand, Norwegian listed additional Free at Sea perks – free airfare and free third and fourth guests – that Costco did not mention on its site.

Ultimately, this sailing priced out the same at $6,375.28 per balcony cabin, based on double occupancy. Norwegian might have the edge if you can take advantage of the airfare offer. Otherwise, the Costco deal could be better value with all the extra inclusions.

Things to know when booking Costco cruises

I noticed a few things as I road-tested Costco's booking tool and compared it to the cruise lines' versions.

You can click on Kirkland Signature or Buyer's Choice deals to see featured offers, but they don't necessarily account for all of Costco's best deals. Sort by destination or cruise line to see more options.

Costco wasn't always clear about whether all sail dates and cabin categories were eligible for deals. The links that prompted you to click them to determine eligibility never gave me that information. Because I was not actually booking cruises, I could not see if these details became clearer just before you gave Costco your credit card information.

Lead-in rates were occasionally for guarantee rooms (where the cruise line picks your cabin), even when I thought I was choosing a regular cabin type. If you're not given a cabin number and you want control over your stateroom location, click the link to choose another room or cabin category.

Costco only accepts Visa and MasterCard for cruise booking payments. You will not be able to use your American Express and earn Membership Rewards points for your vacation purchase.

Related: Use these credit cards to maximize your next cruise vacation

You can, however, use a future cruise credit from a cruise line to pay for all or part of your Costco cruise. Your shop card amount will be determined by the cost of the cruise fare, not how you pay for it. So, if you use FCC to pay for your entire sailing, you will still get the shop card based on the invoice price.

Ultimately, savings will vary based on the specific itinerary, departure date and room you choose. The more you spend, the higher the shop card amount will be. Some deals were only available on close-in sailings or specific sail dates. In general, though, pricing was competitive with the cruise lines, and often the value-adds gave Costco the edge.

Costco cruise cancellation policy

Costco Travel operates like a typical online travel seller. Its cruise change and cancellation policies are simply what the cruise lines put in place themselves. They aren't different because you booked through Costco.

If you need to change or cancel your Costco cruise, you may be subject to fees or forfeit your deposit or portion of your cruise fare, according to each cruise line's rules.

You cannot get a rate reduction once you pay in full for the cruise, usually 90 to 160 days before departure. "Exceptions to this policy, if any, are at the full discretion of the cruise line and are outside of the control of Costco Travel," according to the online terms and conditions.

Are Costco cruises a good deal?

Costco cruises are priced competitively, especially when you factor in the shop card or shipboard credit available with every purchase. Some cruises will be exceptionally good deals, especially ones that come with lots of complimentary extras. Others will be roughly the same value as you'd find elsewhere.

You can spend a lot of time searching the site for the most amazing Kirkland Signature or Buyer's Choice steal, but it isn't always simple to assess the value. Still, if you're flexible, focus on these featured offers, especially ones with lots of freebies.

Travelers generally report having good experiences with Costco, either booking online or using one of their agents. You can use future cruise credit to book cruises with Costco. You will still earn cruise loyalty points toward status and can earn points, miles or cash back for your purchases made with rewards-earning credit cards like Visa and Mastercard.

It's likely not worth joining Costco just for its travel services. However, if you already have a membership and are planning a cruise, it's definitely worth seeing what the warehouse club is offering in terms of pricing and perks for the sailing you're contemplating. You might find a great deal and get a shop card to spend when you return home from vacation.

Planning a cruise? Start with these stories:

The 5 most desirable cabin locations on any cruise ship
A beginners guide to picking a cruise line
The 8 worst cabin locations on any cruise ship
The ultimate guide to what to pack for a cruise
A quick guide to the most popular cruise lines
21 tips and tricks that will make your cruise go smoothly
15 ways cruisers waste money
The ultimate guide to choosing a cruise ship cabin

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Select an rv type and locate a participating rv dealership near you..

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Why should I locate a dealer?

Participating costco auto program dealerships:.

Are the only dealerships nationwide that offer prearranged Costco member pricing
Consistently rank high in Customer Satisfaction Scores
Commit to a no-pressure, no-hassle experience
Agree to meet strict pricing requirements exclusively for Costco members

Participating dealerships establish an Authorized Dealer Contact who:

Is specially trained and certified to assist Costco members
Is the only person(s) with access to your exclusive prearranged Costco member price
Provides a comfortable, no-obligation buying experience

Participating dealerships utilize the Costco Member-Only Price Quote for the RV you select. This sheet:

Is exclusively for Costco members
Visibly identifies your member savings on a new RV
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By clicking Locate Dealer, you are inquiring about an RV – not buying.

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Costco Wholesale has teamed up with Essex Credit Corporation, America's leading online direct Boat & RV lender, to offer Costco members discounted rates on financing their new or pre-owned Boat or RV.

Your Privacy Choices

Under certain U.S. State Privacy Laws, you can request that we do not sell Personal Information about you or share it for targeted advertising. To submit a request, complete the form below or call 877-722-4559 and visit our Cookie Preference Center .

Locate your membership number on the back of the card. The Costco Membership Number is a 12-digit number that starts with 1, 3, or 8.

By submitting this request, I confirm that the information is true and accurate, and that Costco Auto Program has the right to process this request.

* Required Fields

Thank you for visiting Costco Auto Program and for reviewing our Privacy Policy. We want to ensure that you are well informed of the measures we have in place to protect any collected personal information. Your trust is a top priority and is embedded in everything we do. Costco Auto Program is committed to data privacy, data security and transparency in our data practices and processes.

Updated as of: January 1, 2023

Costco Auto Program is operated by Affinity Auto Programs, Inc. (“ CAP ”, “ we ”, “ us ” or “ our ”). CAP is an independent company, not an affiliate of Costco Wholesale Corporation (“ Costco ”). CAP respects your right to privacy and your ability to make informed choices about the information we collect and use about you. This privacy policy (“ Privacy Policy ”), which is separate from Costco’s privacy policy, describes our policies and practices regarding the collection, use and disclosure of information about you as part of Costco Auto Program and our technology platforms, including, without limitation, our website, mobile application, call center, text and chat communications, customer surveys, interactive features and social media pages (collectively, the “ CAP Site ”). This Privacy Policy applies to information collected from the CAP Site and offline unless different terms are specified in an online or other form or contract we provide you.

Additionally, please note that Section 1 of this Privacy Policy, which describes our collection and use of information through the CAP Site, also serves as our Notice at Collection for California residents for purposes of the California Consumer Privacy Act (“ CCPA ”).

This Privacy Policy has been designed to be reasonably accessible to people with disabilities. If you experience any difficulties accessing the information in the Privacy Policy, please contact us at [email protected].

NOTICE AT COLLECTION; COLLECTION AND USE OF INFORMATION
SOURCES OF INFORMATION
DISCLOSURES OF INFORMATION TO OTHER ENTITIES
YOUR U.S. STATE PRIVACY RIGHTS
PROMOTIONAL COMMUNICATIONS AND NEWSLETTERS
TRACKING TECHNOLOGIES
HOW WE COMMUNICATE WITH YOU
SECURITY OF INFORMATION
OTHER SITES
INTERNATIONAL TRANSFERS
CHANGES AND POLICY UPDATES
MINOR CHILDREN

We collect two types of information: Personal Information and Other Information.

Personal Information is any information:

That identifies or can be used to identify you
That relates to, describes, is capable of being associated with, or could reasonably be linked (directly or indirectly) with you;
That can be used to authenticate you;
That can be used to provide access to an account through the CAP Dealer Portal if you are an employee, owner, director, officer, or manager of a participating Costco Auto Program dealer.

The table and language below summarize the categories of personal information we have collected over at least the last 12 months, the purposes for collection and use of that personal information, and how long we keep each category of personal information.

WE DO NOT “SELL” YOUR INFORMATION as the term “sell” is traditionally understood. NONETHELESS, “sale” under the CCPA interpreted does include the activities set out in this Privacy Policy. To comply with the applicable law of the definition of such activity we have included the following statements. We sell, and share for targeted advertising, the following categories of personal information: commercial information, device, internet, and network activity information, general location data, and inferences. Under certain U.S. State Privacy Laws, you may be able to request that we not sell or share for targeted advertising, Personal Information about you for targeted advertising. If you would like to opt-out of the sale and sharing of these categories of personal information, please click Your Privacy Choices

Additional Uses . We may also use all of the Personal Information noted above:

if we determine a policy violation has occurred, to enforce our rights, or to enforce agreements;
if we believe such processing is necessary to identify, contact, or bring legal action regarding the rights and property of ours or our affiliates;
to enforce our rights or to protect against unauthorized access to our systems or other inappropriate use of our services, products, or other services;
to comply with laws, regulations, court orders and subpoenas or similar requests for information by authorities;
to protect our safety, your safety and the safety of others;
to perform audits;
to contact you about the CAP Site or policy updates;
for research and analytics, including to identify usage trends and to improve and update our products and services;
as otherwise described to you at the point of collection or pursuant to your consent; and
to assist us in fraud prevention or investigation, all on the basis of our legitimate interest in the continuation of our commercial activities and the protections of our rights.

Vehicle Purchase and Lease Agreement . With your consent, we may collect and use your vehicle purchase or lease agreement in order to conduct price verification and program compliance audits with our dealerships and vehicle manufacturers, customer support, and the Additional Uses noted above.

De-identified Information . To the extent we possess de-identified information, we will maintain and use the information in deidentified form and not attempt to reidentify the information, except that we may attempt to reidentify the information to confirm the information is truly de-identified.

Retention . We will retain your Personal Information for as long as is needed to carry out the purposes we’ve described, or as otherwise required by law. The criteria used to determine the applicable retention period for your Personal Information includes the length of time we have an ongoing relationship with you as applicant or consumer and whether there is a legal obligation to which we are subject that requires us to retain your Personal Information.

We collect or receive information from the following sources:

Participating Dealerships and Vehicle Manufacturers : We collect and store personal identifiers, vehicle purchase or lease agreement, and commercial information from participating dealerships and/or vehicle manufacturers in order to conduct price verification and program compliance audits with our dealerships and vehicle manufacturers, customer support, and the Additional Uses noted above.
Directly from you : We collect and store the Personal Information that you provide us, such as when you request to be referred to a participating CAP dealer to receive member pricing on a desired vehicle or to receive a discount coupon or voucher for parts and service; provide other information, such as information about your vehicle preferences (e.g., vehicle make, model and/or your desired vehicle options); register at the CAP Site for an OEM promotion or opt-in to receive text messages, emails or other incentives or communications; contact us for any reason (such as when you speak with a CAP customer service representative); or provide feedback by participating in a member survey.
Automatically from your devices : We use cookies, pixel tags and similar technologies to automatically collect information when you visit the CAP Site or interact with our ads and other online content. Cookies are small bits of information that are stored by your Device’s web browser. Pixel tags are very small images or small pieces of data embedded in images, also known as “web beacons” or “clear GIFs,” that can recognize cookies, the time and date a page is viewed, a description of the page where the pixel tag is placed, and similar information from your Device.
From Other Sources : We may receive information about you from other sources and may combine that information with the other information we collect or receive about you. For example, you may choose to participate in another party’s application or social media site through which you allow us to collect (or the other party to share) information about you, including Personal Information. We may also receive information from partners and service providers, including partners and service providers that provide us information that is publicly or commercially available. We may match the information we collect about you through the CAP Site with information collected from other parties in order to enhance our ability to serve you, to tailor our content to you and/or to offer you opportunities to purchase products or services that we believe may be of interest to you.

During at least the past 12 months, we have disclosed your Personal Information outlined in the table above to the following categories of entities:

Participating Dealerships and Vehicle Manufacturers : We disclose personal identifiers, general location information, and commercial information to participating dealerships and/or vehicle manufacturers so that they can provide you with incentives, promotional materials, and other materials that you request or that we think might be of interest to you. We share inferences with participating dealerships for the same purposes. For example, we may share your name, physical address, email address, phone number and requested vehicle information (such as make, model and vehicle features) with a participating dealership to help you with the purchase of your vehicle. However, CAP is not responsible for the privacy practices of these participating dealerships and/or vehicle manufacturers, which may use information about you for their own purposes.
Costco : We disclose personal identifiers, commercial information, and inferences to Costco for customer service, member tracking and satisfaction purposes, and so Costco can communicate with you about other products and services that you may be interested in. CAP is not responsible for the privacy practices of Costco, which may use information about you for its own purposes.
Service Providers and Contractors Performing Services on Our Behalf : We disclose all categories of Personal Information listed above to service providers and contractors that perform functions on our behalf (or on behalf of our partners), such as service providers and contractors that host or operate the CAP Site, analyze data, fulfill inquiries or provide customer service, or participate in or administer our promotions or provide marketing or promotional assistance.
Third Parties : We disclose commercial information, general location information, device, internet and network information, and inferences to our advertising and marketing third party partners. While on the CAP Site, you may also have the opportunity to opt-in to receive information and/or marketing incentives from someone else or to otherwise consent to the disclosure of information about you to a third party. If you agree to have your Personal Information disclosed to a third party you will be subject to the privacy policy and business practices of that third party. We are not responsible for any additional information you provide directly to these parties, and we encourage you to become familiar with their privacy practices and policies before disclosing information to them. We may also disclose or make available information with or to social media platforms, advertising networks, and ad tech companies.
Acquirers and Business Transfers : We may disclose or transfer all categories of Personal Information listed above as part of, or during negotiations of, any merger, acquisition, or sale of all or substantially all of the company or assets of CAP.
Government Authorities and Legal Disclosure : We disclose all categories of Personal Information listed above to comply with a legal obligation; when we believe in good faith that the law requires it; at the request of governmental authorities conducting an investigation; to verify or enforce our applicable policies; to respond to an emergency; or otherwise to protect the rights, property, safety, or security of third parties, visitors to the CAP Site or the public.
Consent : Upon receipt of a request from you and with your consent, we disclose your Personal Information to a participating Costco Auto Program dealership.

A. Your U.S. State Privacy Rights

You have specific rights with respect to Personal Information under certain U.S. state privacy laws. For purposes of this subsection, the terms “consumer”, “Personal Information”, “business purpose”, “third party”, “sell”, and “share” have the meanings ascribed to them respectively in the applicable state law. To the extent provided for under the applicable laws, you may have the right to:

Access and Disclosure : You can request, up to two times every 12 months, that we disclose to you the categories of Personal Information we collected about you, the categories of sources from which we collected the Personal Information, the categories of Personal Information we sold or disclosed, the business or commercial purposes for collecting, selling, or sharing your Personal Information, the categories of third parties with whom we shared the Personal Information, and the specific pieces of Personal Information we collected about you.
Delete and Correction of Your Personal Information : You may request that we delete certain records that contain Personal Information we have collected about you. This right is not absolute, and we may deny certain deletion requests in whole or in part based upon our record keeping practices and legal rights and obligations. We are under no obligation to store such Personal Information indefinitely and disclaim any liability arising out of, or related to, the destruction of such Personal Information.
How to Submit a Request : You can exercise the rights above by submitting a Data Request Form or by calling 877-722-4559. We may deny certain requests, or fulfill a request only in part, based on our legal rights and obligations. For example, we may retain Personal Information as permitted by law, such as for tax or other record-keeping purposes. Please note that in order to protect your personal information, you will be asked to provide information to match our records and verify your identity. If we are unable to match your information, we will not be able to process your request.
Your Privacy Choices (Opt-out of Targeted Advertising) : To request that we not sell or share your Personal Information as described in the “Notice at Collection” section above, click Your Privacy Choices on the CAP Site or call us at 877-722-4559.
Opt-Out Preference Signals/Global Privacy Control : You can submit a request to opt-out of the selling and sharing of Personal Information about you through an opt-out preference signal. If you use an opt-out preference signal, we will apply the opt-out to the device or browser which sends the opt-out preference signal and to any consumer profile associated with that browser or device, including pseudonymous profiles. You can use an opt-out preference signal by downloading a supported browser or extension. If known, we will also treat the opt-out preference signal as a valid request to opt-out of the sale/selling for the user. Some web browsers may give you the ability to enable a “do not track” setting, an older request to block tracking of users by third parties. We may not take action in response to these older signals.
California Shine the Light Request - If you are a California resident, in addition to any rights and choices described in this Privacy Policy, you have the right to ask us once each year if we have shared Personal Information with third parties for their own marketing purposes. To make a request, please send us an email at [email protected] . Please mark your inquiries “California Shine the Light Request.”
Sensitive Personal Information : We do not collect, use, or disclose Sensitive Personal Information.
Financial Incentives : We may collect Personal Information, like personal identifiers, online identifiers, and commercial information, in connection with a financial incentive, such as a rebate, discount, special pricing or other promotional offer. Our offers and incentives generally reflect the value of the relationships that we have with the individuals who participate in these programs. Participation in these programs is voluntary and you may withdraw at any time by electing not to participate or contacting us using the information in the “Contact Us” section of this Privacy Policy.
Users Under 16 : Note that CAP is not intended for users under the age of 16. We do not knowingly collect information from anyone under the age of 16. Please see our section on Minor Children below for more information.

B. Promotional Communications and Newsletters

You may unsubscribe from certain email communications by clicking the “Unsubscribe” link provided at the bottom of an email sent to you by CAP. Please note that we reserve the right to send you certain communications relating to your use of the CAP Site and these transactional messages may be unaffected if you choose to opt-out from marketing communications.

C. Tracking Technologies

Cookies : Depending on the configuration options offered by the operating system, web browser, and other software on your Device, you may be able to decide if and how your Device will accept a cookie by configuring your preferences or options in your Device or web browser. If you choose to refuse, disable, or delete these technologies, some of the functionality of the CAP Site may no longer be available to you.
Interest-Based / Targeted advertising : CAP may use third-party network advertisers to serve advertisements and third-party analytics vendors to evaluate and provide us with information about the use of the CAP Site and viewing of our content. Ad network providers, the advertisers, the sponsors, and/or analytics service providers may set and access their own cookies, pixel tags and similar technologies on your Device, and they may otherwise collect or have access to information about you. On occasion, we and our network advertisers may target advertisements for products and services in which you might be interested based on your visits to both the CAP Site and other websites. We may use a variety of companies to serve advertisements. If you do not want to receive the benefits of targeted advertising, you may opt out of some network advertising programs that use information about you by visiting: the NAI Opt-Out Page and the DAA Opt-Out Page . Please note that even if you choose to remove information about you (opt-out), you will still see advertisements while you’re browsing online, including advertisements that are relevant to the content of the webpage or application page on which they are displayed and advertisements that are relevant to your current location. However, the advertisements you see may be less relevant to you and your interests. Additionally, many network advertising programs allow you to view and manage the interest categories they have compiled from your online browsing activities. These interest categories help determine the types of targeted advertisements you may receive. The NAI Opt-Out Page and the DAA Opt-Out Page each provide a tool that identifies its member/participating companies that have cookies on your browser and provides a mechanism to opt out of receiving cookies from those companies. Please note that if you opt-out of targeted advertising, we may still track your visits to the CAP Site for our own analytics, operations and security purposes.
Google : Google provides tools to allow you to opt out of the use of certain information collected by Google Analytics at https://tools.google.com/dlpage/gaoptout , by Google Analytics for Display Advertising or the Google Display Network at https://www.google.com/settings/ads/onweb/ , or downloading the Google Analytics Opt-out Browser Add-on.
Mobile Device : You may also limit our use of information collected from or about your mobile device for purposes of serving targeted ads to you by going to your device settings and turning off tracking for advertising purposes.

We may communicate with you regarding any matter related to Costco Auto Program via mail, via telephone or via electronic communications, including via email to the email address you provide, via text message to the mobile phone you provide, or via the CAP Site.

To opt-out of receiving text messages, please follow the instructions in the body of the text message. Note that in order for you to receive communications via text message, you must maintain, at your own cost, a mobile device capable of sending and receiving text messages. Message and data rates may apply to each text message sent and received in connection with Costco Auto Program. Please see your wireless provider to review your wireless plan details.

We take information security seriously and use certain reasonable security measures designed to help protect your Personal Information. However, no electronic data transmission or storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information you transmit to us, and you use the CAP Site and provide us with information at your own risk.

The CAP Site may contain links to other websites or online services that are operated and maintained by Costco or third parties, and that are not under the control of or maintained by CAP. The inclusion of a link on the CAP Site does not imply endorsement of the linked site or service by us or by our affiliates.

This Privacy Policy does not apply to Costco’s activity or to any Personal Information you may disclose directly to Costco. We encourage you to review Costco’s privacy policy, available here .

The CAP Site is operated in the United States. If you are located in the EEA, Canada or anywhere else outside of the United States, please be aware that information we collect, including, without limitation, Personal Information, will be transferred to, processed and stored in the United States. The data protection laws in the United States may differ from those of the country in which you are located, and your Personal Information may be subject to access requests from governments, courts, or law enforcement in the United States according to laws of the United States. By using the CAP Site or providing us with any information, you consent to this transfer, processing and storage of information about you in the United States. Where required by law, we will transfer your personal data subject to appropriate or suitable safeguards, such as Standard Contractual Clauses.

Please note, we may change information on the CAP Site and/or this Privacy Policy at any time without prior notice to you, and any changes will be effective immediately upon the posting of the revised Privacy Policy on the CAP Site. We encourage you to periodically review this page for the latest information on our privacy practices.

The CAP Site is a general audience website and we do not knowingly collect any Personal Information from children younger than the age of sixteen (16). We will delete any Personal Information collected that we later determine to be from a user younger than the age of sixteen (16).

If you have any questions or concerns regarding this Privacy Policy, please contact us at: Costco Auto Program, 10590 W. Ocean Air Drive, Suite 300, San Diego, CA 92130, Attn: Privacy Policy.

Again, this CAP privacy policy and practices are separate from Costco’s practices. Please visit Costco’s privacy policy for information about how Costco uses information.

Updated as of: Feb 2019

PLEASE READ THE FOLLOWING CAREFULLY.

The Costco Auto Program is operated in the United States by Affinity Auto Programs, Inc., doing business as “Costco Auto Program” (“CAP”, “we”, “us” or “our”), which is an independent company, not an affiliate of Costco Wholesale Corporation (“Costco”).

This document sets out those terms and conditions (the "Agreement") under which we allow you ("you", "your") to use our website ("Website"), whether you do so just to find out about us and our services or to provide us with information in order to participate in the Costco Auto Program or in any other activities through the Website.

If you are visiting our Website as a Visitor (see below for definitions), your use of the Website confirms that you agree to this Agreement. To access other services or parts of the Website, you may have to confirm that you have read, accepted and agreed to this Agreement by clicking on "Accept" or you will not be able to view or use those portions of the Website.

THIS AGREEMENT LIMITS THE LIABILITY OF COSTCO AUTO PROGRAM, DISCLAIMS CERTAIN WARRANTIES, GRANTS YOU A LIMITED LICENSE AND GIVES THE COSTCO AUTO PROGRAM CONTROL OVER THE INFORMATION YOU ELECT TO PROVIDE TO US. ALL PERSONAL INFORMATION PROVIDED BY INDIVIDUALS ALSO BECOMES SUBJECT TO THE COSTCO AUTO PROGRAM'S PRIVACY POLICY https://www.costcoauto.com/privacy.aspx DO NOT USE THE WEBSITE OR PROVIDE US WITH ANY PERSONAL INFORMATION IF YOU DO NOT AGREE TO THESE TERMS,

1. Help and feedback

If you require assistance using the Website or wish to provide us with feedback, please call us at 1-877-500-1470

2. Agreement May Change

We may change any of the terms or conditions of this Agreement from time to time without notice. You should revisit the Website periodically to review the terms and conditions of the then-current Agreement. Any revisions to this Agreement are effective once posted on or accessible from or through the Website.

3. Definitions

Many of the words and phrases in this Agreement have specific meanings so we have provided those for you to read:

“Agent” means any person who provides Personal Information to the Costco Auto Program in any manner on behalf of another individual.

“CAP Service(s)” means any one or more of the services or benefits offered by the Costco Auto Program from time to time; which may include a referral to a participating CAP dealer, issuance of a dealer parts and service coupon, or issuance of an authorization number to register to participate in an OEM promotion or any other service or benefit offered by the Costco Auto Program.

" Data " means any and all records, documents, data and information collected by CAP related to any Guest’s use of any CAP Service from a Guest, an Agent, a Participating Dealer or an OEM; including, without limitation, certain non-Personal Information about vehicle purchases (such as a vehicle make, the vehicle model and model year, purchase date and price paid or capital cost of lease), Personal Information related to Guests, and related matters.

“Guest” means an individual who submits information to the Costco Auto Program to participate in one of more of the CAP Services. A Guest may access the Website as a Visitor on a different occasion without disclosing information or requesting a CAP Service. A Guest may provide certain Personal Information personally and/or directly, or they may use instruct an Agent or representative to do so.

" OEM " an original equipment manufacturer.

" Personal Information " means all information about an identifiable individual; including, without limitation, name, email address, telephone number, home address, geolocation, demographic information (such as postal code, gender and age), contact information, Costco membership number, and certain information about vehicle purchases whether provided by a Guest, Agent, Visitor Participating Dealer or OEM (such as the vehicle purchase agreement or a vehicle sales file which may include the vehicle identification number, model and model year, purchase date, price paid or capital cost of lease, MSRP and invoice price).

“Visitor” means anyone who visits the publicly available parts of our Website, but who is not asked to provide information related to a request to use one or more of the CAP Services. Visitors can access information from the Website's publicly available areas without creating an account or otherwise submitting information about themselves. However, by using the Website, Visitors agree to accept all of the terms and conditions of this Agreement. A Visitor may not utilize a CAP Service and cannot request to access the Data.

Please note that CAP collects and archives your IP address as provided in our Privacy Policy .

4. Purpose for access

You agree that the purpose for our providing you with access to the Website is to (i) allow you to obtain information and (where applicable) upload, download, create, and add to the Data for purposes reasonably connected to a request to participate in one or more of the CAP Services on behalf of yourself or on behalf of another person for whom you have the authority to do so, and (ii) to allow CAP to generate and review reports on your activities, or those of Guests you act on behalf of as may be permitted by CAP from time to time. Once received by CAP, the Data becomes part of a database, which CAP owns. Any Personal Information in the Data will be collected, used and disclosed by CAP pursuant to the CAP Privacy Policy .

5. Your warranty and representations to CAP

You warrant and represent to CAP as follows:

If you act on behalf of an organization, whether a motor vehicle dealership (on behalf of a Guest) or otherwise, that organization has implemented a legally compliant privacy policy and appointed responsible individuals with respect to the collection, use and disclosure of personal information, including by you;
By accessing the Website and/or adding to, deleting or modifying Data with respect to any Guest, you are not breaching any contract, duty or law or infringing anyone's intellectual property, privacy or other legal rights;
If you are a bona fide Agent, as defined in this Agreement, your access to this Website is permitted solely for the limited purpose of carrying out your role as an Agent, and any access or use other than as permitted to an Agent is hereby prohibited. As an Agent, you are permitted to access this Website only to the extent reasonably required to fulfill your obligations to the other individual or individuals you are assisting regarding their use of one or more of the CAP Services; and,
You are aware of the content of this Agreement and agree to follow its terms and conditions.

6. Compliance with rules and regulations

You agree that you will follow all of the rules, requirements and regulations set forth by CAP from time to time. Those rules, requirements and regulations are currently as set out in this Agreement. These rules, requirements and regulations will apply to any use of the Website and access to the Data and will apply to you whether you are a Guest, Visitor or Agent.

You agree and confirm that:

you are at least 18 years old; and
you possess the legal authority to enter into this agreement and to use the Website in accordance with all of the terms and conditions contained in this Agreement.

We respect your personal privacy. We will collect, use and disclose personal information as described in our Privacy Policy, which is available at www.costcoauto.com/privacy. By using or accessing the Website, you consent to the collections, uses and disclosures of your personal information for the purposes described in our Privacy Policy.

8. Your agreement

You agree that at all times:

Your access to this Website is for your use for the stated purposes in this Agreement only. You will not allow or provide access to this Website to any unauthorized person or any person under the age of 18, unless such access is continuously supervised by you;
You are using this Website solely to determine whether you wish to use one or more of the CAP Services;
If you are a bona fide Agent, as defined in this Agreement, your access to this Website is permitted solely for the limited purpose of carrying out your role as an Agent, and any access or use other than as permitted to an Agent is hereby prohibited. As an Agent, you are permitted to access this Website only to the extent reasonably required to fulfill your obligations to the other individual or individuals you are assisting regarding their use of one or more of the CAP Services;
If you are a bona fide Visitor or a Guest, you are permitted to access this Website and download copies of content from this Website for non-commercial and personal use only; and
applicable laws, including, but not limited to, privacy laws;
acceptable-use policies and other policies that we implement with respect to the Website from time to time, as posted on or made available through the Website; and
Other rules, policies and procedures we communicate to you from time to time.

9. Prohibited Activities

You will not use the Website for any purpose that is unlawful or prohibited by this Agreement.

In addition to, and without limiting, any other prohibitions set out in this Agreement, you may not do any of the following when accessing, using or interacting with the Website:

use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website;
engage in harassment in any manner, including via e-mail, chat, or by use of obscene, offensive or abusive language (as determined by us in our sole discretion);
impersonate others, including a CAP employee or representative, or other members or visitors to the Website;
upload to, distribute or otherwise publish any content that is defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offence, violate the rights of any party or which may otherwise give rise to liability or violate any law;
upload any commercial content or solicit others to join or become members of any other online service or other organization;
circumvent or disable any access control technology, security device, procedure, protocol, or technological protection mechanism that may be included or established in or as part of the Site or any hardware or software used to provide the Site, or third party hardware, software or services;
use the Website or any hardware or software used to provide the Website to perform cyber currency or crypto currency mining; and
collect any content or information from CAP, our licensee’s or any user or otherwise access the Website personally or through any automated means (such as harvesting bots, robots, spiders, or scrapers) without our permission.

10. Relationship

You agree that by using the Website or by submitting personal information on your own or a Visitor or Guest's behalf, you and CAP are not entering into:

An employment relationship
A business partnership or joint business venture;
A consulting relationship; or
A relationship where CAP or you act as each other's legal agent.

11. Withdrawal of access for cause

This Agreement grants no rights, only privileges and permission. You agree that CAP, in its absolute discretion, will be the sole judge of whether you have breached any provision of this Agreement and that any privileges or permission granted to you under this Agreement may be revoked, suspended or terminated by CAP at any time without notice.

You acknowledge that the Internet and websites accessed by you are inherently dangerous and subject to computer, system and network failure as well as malicious human activity. While CAP will take such steps as are reasonable in the circumstances to maintain the security of this Website and the Data and your privacy and confidentiality with respect to information you provide, you agree that you use this Website completely at your own risk and that in no event shall CAP be held liable for any loss or damages, however caused, except as expressly provided in this Agreement, even if caused by the negligence or reckless behavior of CAP.

13. Disclaimer

THE COSTCO AUTO PROGRAM DOES NOT WARRANT THAT THIS WEBSITE WILL OPERATE ERROR-FREE OR THAT IT AND ITS SERVER OR SERVERS ARE OR WILL BE FREE OF COMPUTER VIRUSES, TROJAN HORSES, OR OTHER HARMFUL CONTENT, DEVICES OR PROGRAMS. THIS WEBSITE AND ITS CONTENT AND MATERIAL, AND ACCESS TO THE DATA, ARE ALL PROVIDED ON AN "AS IS, WHERE IS", AND "AS AND WHEN AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS, GUARANTEES, CONDITIONS OR WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY THE LAW, THE COSTCO AUTO PROGRAM DISCLAIMS ANY AND ALL CONDITIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE CONDITION OR WARRANTY OF MERCHANTABILITY AND THE CONDITION OR WARRANTY OF FITNESS FOR ANY PARTICULAR PURPOSE. THE COSTCO AUTO PROGRAM MAKES NO WARRANTY OR REPRESENTATION OF NON-INFRINGEMENT. THE COSTCO AUTO PROGRAM FURTHER MAKES NO WARRANTIES OR REPRESENTATIONS CONCERNING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE DATA ACCESSED BY USE OF THE WEBSITE.

CAP strives to ensure information is accurate and current. However, we make no representations to you about the accuracy of the information contained on the CAP Website. This includes, without limitation, the availability of any CAP Service to you on a local or national basis.

14. Limitation of damages

You further agree THAT THE COSTCO AUTO PROGRAM will not be liable to you for any damages you may suffer and that IN NO EVENT WILL COSTCO AUTO PROGRAM BE LIABLE FOR indirect, general, special, economic, consequential, EXEMPLARY or punitive damages resulting from the use of (or inability to use) this Website or any cap service, whether in tort (including negligence), contract or any other cause of action, including without limitation, for availability of any cap service, loss of data, information or programs, or damage to computers or networks, or from breach of privacy and similar personal rights, or from infringement of intellectual property rights, OR FROM DEFAMATION, LIBEL OR SLANDER, or any other damages whatsoever, whether or not CAP shall have been advised of the possibility of such damages.

15. Exceptions to disclaimers and limitations of damages

THIS AGREEMENT DOES NOT EXCLUDE OR LIMIT CAP’S LIABILITY (IF ANY) FOR DEATH OR PERSONAL INJURY CAUSED BY CAP’S NEGLIGENCE, FRAUD, FRAUDULENT MISREPRESENTATION OR ANY MATTER WHICH IT WOULD BE ILLEGAL FOR CAP TO EXCLUDE OR ATTEMPT TO EXCLUDE CAP’S LIABILITY.

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES; AS A RESULT, ONE OR MORE OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

16. Further disclaimer of CAP

Except as provided in the Privacy Policy , while CAP will make reasonable commercial efforts to make access to review the Data available on a reasonable basis, CAP accepts no obligation to do so on any pre-agreed basis or at all. CAP may interrupt access to the Data, or terminate access to the Data at any time, without notice or liability. Access to the Data shall in all cases be a privilege and not a right or proprietary interest of any kind. Subject to its privacy policies and applicable law, CAP shall be free to modify, change, delete, share the Data with Costco Wholesale, Participating Dealers and OEM’s and generally deal with the Data as it sees fit. Other parties may have access to the Data and can change, modify, amend or delete the Data. CAP has no control over such third parties and no event will CAP be liable for any reliance by you on the Data.

17. Events Outside our Control

CAP will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under this Agreement that is caused by events outside our reasonable control. CAP’s performance will be deemed to be suspended for the period that any such event continues, and we will have an extension of time for performance for the duration of that period or such longer period as we may reasonably require. We will use our reasonable efforts to end the event or to find a solution by which our obligations may be performed despite the event.

18. Enforcement

CAP's performance of its obligations under this Agreement is subject to all applicable laws and regulatory requirements. Nothing contained in this agreement is in derogation of CAP’s rights and obligations to comply with law enforcement requests or requirements relating to your use of the Website or information provided to, or gathered by CAP with respect to such use.

19. Evidence

Computer records stored in reasonably secure conditions by CAP with respect to the Data, the Website and your access to them will be accepted as conclusive evidence of your conduct, communications and dealings with the Data and the Website. Computer records will be deemed to be stored in reasonably secure conditions if systematically recorded on a durable and inalterable medium, including a write-protected disk, tape, CD or DVD or similar medium, or, if upon an alterable medium, upon reasonable proof that such record has not been altered.

20. Injunctive and similar relief

You agree that any breach by you of this Agreement will not be fully compensable in damages and you therefore agree that CAP shall be entitled to immediate equitable, injunctive and other similar relief against you without notice and without the necessity of proving damages or the likelihood of damages.

21. Indemnity

You agree to indemnify and save harmless CAP for any damages sustained should you breach your warranties and representations or any term or condition of this Agreement.

22. Ownership and Grant of limited license

The Website, its organization and design (including all software code and architecture and the look and feel of the Website and its user interfaces), and all information, images, artwork, text, video, audio, pictures and other material and content on the Site, all of which CAP owns or has the right to use, are protected by copyright and other proprietary rights.

CAP grants to you a non-exclusive, limited and revocable license to download and view the content available on this Website on your computer for the purposes stated in this Agreement and no other purposes.

23. Feedback

If you send any communications, comments, questions, suggestions, or related materials to us by any method of communication suggesting or recommending changes to the Website, any CAP Service or any product, services or materials offered through the Website or that you would like to see offered through the Website (“Feedback”) then:

all Feedback is not, and will not be treated as, your confidential or proprietary information or property;
CAP is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Feedback for any purpose whatsoever, and you acknowledge that CAP may independently develop its own updates or improvements to the Website or any CAP Service that may be similar or identical to the Feedback; and
you understand and agree that CAP is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel us to do so.

24. Assignment

CAP may assign this Agreement to any affiliate or any third party at any time. You may not assign this Agreement or any rights or benefits offered to you by CAP. This Agreement shall remain personal between you and CAP.

25. Termination

In its absolute discretion, CAP may terminate this Agreement at any time with or without notice to you. You may not terminate this Agreement or any provision. This Agreement will remain in force between you and CAP unless and until terminated by CAP and CAP may enforce any and all provisions of this Agreement against you, and, if you are an Agent, against any organization you are employed with or on whose behalf you access the Website or the Data.

26. Entire agreement

This is the entire agreement, contract and understanding between you and CAP and supersedes any prior terms and conditions, agreement or understanding between you and CAP.

27. Other sites and Linking

You agree that (i) CAP has no control over the content or performance of any website linked to or from this Website, (ii) CAP expresses no opinion concerning the content or performance of any such linked website, and, (iii) CAP shall not be held liable or responsible for the content or services of any such linked website. CAP provides all such links for your convenience only; they are not an endorsement or referral by CAP. You access and use those linked sites at your own risk. Those linked sites may have terms of use and privacy policies different from ours, and those terms and policies will apply to your activities on those sites.

If you wish to provide a link to our Website from your own web site, you may only link to our home page at www.costcoauto.com . You may not use any of our icons or logos on your web site without our prior written approval, and you may not use the link to suggest that we sponsor, endorse, approve of or are affiliated with you or your web site.

28. Modifications and Updates

We may from time to time add new features to the Website, remove existing features from the Website, or otherwise modify the Website, the CAP Services and any of the products, services and content made available through the Website (including their functionality, “look-and-feel”, universal resource locators and software components), all without notice to you or any liability to you.

29. Governing law

This Agreement shall in all respects be governed by the laws of State of Delaware. You agree that any and all disputes will be adjudicated by the Delaware courts. You expressly submit to the jurisdiction of such Delaware courts. The use of the Website in any jurisdiction not giving effect to all provisions of these terms and conditions is unauthorized.

30. Severance

Should any term or provision of this Agreement be held by a court of competent jurisdiction to be unenforceable, then such term or provision shall be severed from this Agreement; provided, however, that the remaining provisions terms and provisions of the Agreement shall continue to be valid and enforced.

31. Copyright and trademark notices

All contents of the Website are: Copyright © Affinity Auto Programs, Inc. Other trade-marks of third parties displayed on the Website are the property of such parties, used with permission. All rights are expressly reserved.

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Costco Travel Insurance Review

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

When something goes wrong on your trip, having travel insurance protects you personally and covers eligible travel expenses.

Many travelers rely on credit card travel protections, but those benefits generally have lower limits and only cover reservations made with that card.

If you’re considering buying Costco travel insurance, here’s what you need to know, including what it covers, how much it costs and which plan is right for you.

» Learn more: What to know before buying travel insurance

What does Costco travel insurance cover?

Members tend to love Costco and often look to see if it offers products and services before looking elsewhere.

When planning a trip, members might ask, "Does Costco sell travel insurance?" so they can protect their vacation. Costco offers several different types of travel insurance coverage based on the type of trip you are taking.

Insurance policies are offered by Cover-More Inc., a company of Zurich. To simplify coverage and premiums, Costco only offers one insurance option for each type of vacation.

International vacation packages

For vacation packages outside of the U.S., Costco members can choose an international travel policy. These policies generally offer the highest coverage limits and are designed for trips to all eligible countries around the world.

Domestic vacation packages

Travelers staying within the U.S. can get a travel insurance policy from Costco to cover their trip. Coverage limits are substantial enough to cover most domestic travel needs.

Whether your cruise is within the U.S. or visiting destinations abroad, cruise travel insurance protects you and your finances. A cruise insurance policy from Costco Travel covers all of your trip, not just the actual cruise.

Rental cars

Instead of buying expensive travel insurance from a rental car company, Costco trip insurance offers coverage to protect your rental car. It covers damage to the rental vehicle and post-departure trip interruption benefits. Rental car protection covers up to the actual cash value of the car. Additionally, it covers rental charges imposed while the car is being repaired.

This coverage is primary, which means that your personal auto insurance is not involved if there are any claims. However, it does not cover injuries or damage to other property.

Howver, many travel credit cards include similar coverage and benefits — so you might already have travel insurance on a card in your wallet.

You should consider skipping Costco Travel Insurance coverage if you have a credit card that includes complimentary rental car protection, such as the Chase Sapphire Preferred® Card .

This card includes primary coverage for physical damage to or theft of a covered rental vehicle.

» Learn more: How rental car insurance works on your credit card

Upgrade options

When buying your policy, there are two upgrade options to increase your benefits.

Cancel For Any Reason: When you cancel at least three days before departure, you’ll receive up to 50% of your insured trip cost (maximum trip cost of $10,000).

Rental Car Damage Upgrade: Protect your rental car against collision damage, vandalism, windstorm, hail, fire or flood. Coverage is up to $50,000.

Comparison of Costco travel insurance plans

This chart highlights the coverage limits and benefits you’ll receive from the different Costco travel insurance plans.

How much does Costco travel insurance cost?

The price for travel insurance policies varies based on your destination, trip length, where you live and how much you spend per person. To lower your insurance premium, only include the prepaid, nonrefundable portion of your trip.

In this chart, you’ll find sample quotes for different types of trips. The scenarios vary by destination, length of trip and cost to highlight how premiums can change.

* Quoted rates as of July 2023.

When pricing out vacation package travel insurance, the primary factor in determining the premium is the covered amount. In these scenarios, a domestic trip offered a 10% discount compared to an international trip with the same trip cost. The length of the trip did not affect premiums, except when buying rental car coverage.

» Learn more: The best travel credit cards right now

Which Costco travel insurance plan is best for me?

Since Costco travel insurance doesn’t offer different levels of coverage, the best policy for you depends on what type of vacation you’re planning. Travel insurance from Costco has one level of benefits and coverage limits for all members.

What isn’t covered by Costco travel insurance?

Travel insurance offers numerous protections that cover you, your travel companions and your nonrefundable, prepaid reservations. Before buying your policy, it’s important to understand what isn’t covered.

Pre-existing conditions. Injuries and illnesses that travelers already had before buying their policies are generally excluded from travel insurance. You may be eligible for a waiver of this exclusion, depending on your policy and travel details, as long as you buy coverage within 21 days of your initial trip payment.

Refundable reservations. Reservations that you can cancel and get a refund for are not covered. Simply contact the airline, hotel or other travel provider and cancel directly with them.

High-risk activities. Activities that take an unreasonable amount of risk of injury or death, like bungee jumping or parachuting, are excluded.

Intentional acts. Injuries, illness or losses resulting from self-inflicted actions, like drug use, intoxication or self-harm, are not covered.

Specifically designated events. Natural disasters, war, epidemics and similar events are excluded.

Is Costco travel insurance worth it?

While many travelers rely on their credit card travel insurance benefits, buying a separate travel insurance policy can be worth it.

Costco travel insurance offers higher coverage limits than what’s available through your credit card. The policies are reasonably priced, and you can easily get a free quote online in minutes.

If you’re ready to purchase, you can buy your policy online without speaking to an agent.

Costco is known for selling a variety of products and services at discounted prices. Like many of its services, Costco travel insurance is also sold through an established partner. Cover-More, a division of Zurich North America, issues all policies and is backed by Zurich Insurance Group, which has an A+ rating by A.M. Best and AA- rating from Standard and Poor’s.

Yes, travel insurance is available to all Costco members for any of your vacations. It is available whether you booked through Costco, directly with airlines or hotels, with a travel agent or through an online travel agency. Costco members receive preferred rates on Zurich products and services.

Yes, you can buy travel insurance from Costco online. Visit the Costco Travel website , then select the type of policy you want to buy. Enter basic trip details, including your destination, travel dates, your state of residence and how much you’re spending per traveler, to receive a quote. Select your policy and complete your payment to buy your insurance.

Yes, you can buy travel insurance from Costco online. Visit the

Costco Travel website

, then select the type of policy you want to buy. Enter basic trip details, including your destination, travel dates, your state of residence and how much you’re spending per traveler, to receive a quote. Select your policy and complete your payment to buy your insurance.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Help Center

Current product hierarchy

Can I still purchase Zurich travel insurance if I didn't book with Costco Travel?

Is this answer helpful.

3 things Costco shoppers should know before buying gold bars

Costco sells an estimated $200 million of gold bars and silver coins a month.
A gold expert, Taylor Huff, says that with the popularity, some buyers may not know what to expect.
Huff recommended three things Costco shoppers should keep in mind when buying gold.

Gold bars and silver coins are some of Costco's hottest items this year, with the warehouse club selling through its supplies to the tune of $200 million a month.

Each new batch of gold bars sells out " within a few hours " of being released, Costco's chief financial officer has said, for a small markup over the spot price.

The Wall Street Journal reported that some buyers had been getting a crash course in commodity trading as they tried to make a quick profit on their gold stash.

But Taylor Huff, the CEO of My Gold Advisor , says that's the wrong approach.

"Some people will just go buy gold from Costco, even though they don't know why they're buying it or what to do with it," he said.

Huff shared his top three tips that shoppers should remember when buying gold.

1: Gold is for saving, not quick profit

"You don't buy physical gold to flip a profit. You buy physical gold to store wealth and to protect what you've earned," Huff said. "You're trading out your dollars for a physical asset outside of the banking system."

Gold appreciates at about 8% a year on average, according to JPMorgan , which makes it popular among those seeking a hedge against inflation.

But that also means buyers should plan to hold onto any physical gold they buy for a minimum of one year, and preferably much longer. Huff says.

2: Start researching dealers early on

While waiting for gold to appreciate , Huff recommends researching and connecting with reputable dealers who would buy the bars at a fair price.

This can be especially helpful if circumstances require an earlier-than-planned selling of the gold stash.

"Whenever the time comes, you already have that in your back pocket. You've already vetted them out and know the process," he said.

In addition, Huff says silver makes a nice complement to gold for a simple investing strategy.

"A ratio that we watch is the gold-to-silver ratio," he said. "When gold becomes cheaper relative to silver, you could sell some of your silver or trade some of your silver for gold and flip-flop your portfolio that way."

3: Keep it safe

While silver can take up a lot of space, Huff says gold is surprisingly compact.

"You could fit a million dollars' worth of gold in two hands," he said.

To secure smaller stashes, Huff says a small fireproof safe — preferably bolted to the floor — is probably sufficient. A fully insured self-storage unit is also a reasonable option.

Larger holdings can be kept at private depositories that specialize in precious metals and collectibles and include insurance.

"The approach should be that you never want to sell it," Huff said. "You never want to spend your savings, and gold should be approached that same way."

Get the latest Gold price here.

Watch: All the differences between Cadbury chocolate in India and the UK

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The Single Best Thing To Buy at Costco If You’re on a Middle Class Budget

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The middle class is defined as households making $40,000 to a little over $119,000. That’s a pretty wide range that covers a lot of types of consumers. Perhaps you’re supporting a family , or you just need to keep costs low. Though Costco is known for keeping its prices pretty affordable, it can be easy to overspend.

However, there are a few standout items that, if you’re passing by a Costco, you should definitely stop in for. GOBankingRates asked consumer experts what you should not pass up at Costco. If you’re trying to make smart decisions while still keeping things affordable, here is what they recommend.

Option 1: Gas

No matter how high the price gets, you’ll probably still buy gas. Why not buy it somewhere known for selling it cheap?

“Take advantage of the gas prices at Costco. Rarely are gas prices lower anywhere else in comparison to Costco,” said David Kemmerer, CEO of CoinLedger . “So, middle class individuals and families should aim to gas up there in order to make that necessary expense less costly.”

In fact, Costco gas is so cheap that other gas stations have taken Costco to court, saying they weren’t fairly pricing their product, as reported by Supermarket News. The U.S. Court of Appeals for the Seventh District recently ruled that those gas stations were wrong: Costco’s prices are completely fair. Even more reason for you to start shopping there.

For example, the average gas price in Burbank, California right now is $5.33 a gallon for regular, but at Costco in Burbank, gas is only $4.89 a gallon for regular. It’s been reported that Costco gas is often about $0.30 cheaper than regular gas stations, so next time you’re planning a long road trip, make sure you map out where all of the Costco gas stations will be on your trip.

Option 2: Meat

Do you have a big party coming up? Are you trying to prepare to have a large group of people over for the next holiday? Or maybe you’re just trying to save cash and have some meat on hand for all of your future meals? Costco is your place to shop.

“When it comes to must-buy items at Costco, you can put anything in their meat department on the top of the list,” said Dan Gallagher, a registered dietitian at Aegle Nutrition . “You’re going to get a great price, per pound, for whatever choice of meat you buy, and you don’t need to use it all at once.” Gallagher added that meat is a great pick on a budget, because you can freeze your leftovers.

Here’s an example of how much you could save. At Ralphs, a pound of grass-fed ground beef goes for $11.99. At Costco, you can get a package of 12 pounds of grass-fed ground beef for $129.99. That’s $10.83 a pound. You’re saving more than $1 a pound, plus you can be certain you’ll be stocked up on beef for months to come — or you’ll be all set for a big event.

Melanie Musson, a shopping expert with Clearsurance , agreed, saying Costco’s rotisserie chicken is a particularly good pick. “It’s hard to find a better deal than Costco rotisserie chicken. At $4.99 per chicken, you can bring home a dinner entrée that feeds your family with healthy protein. You can use the leftovers for chicken sandwiches or chicken noodle soup.”

Option 3: Medications and Supplements

If you’re stocking up your medicine cabinet, Musson said you should look no further than Costco. “Vitamins and supplements for cold and flu season are a great deal at Costco. You’ll pay about what you’d pay at the drugstore but get twice as much product.”

For example, a bottle of 500 vitamin C tablets will cost you $19.99 at Costco. If you were to buy vitamin C from a grocery store like Ralphs, 110 tablets would cost you $10.29. You’d end up spending more than twice the Costco price to get the same quantity.

The same goes for pain relievers, like acetaminophen. At Costco, you can get a bottle of 400 tablets with 500mg each for $17.99. At Ralphs, even the Kroger brand will cost you much more than that: For 150 tablets with 500mg each, you’d pay $11.99. To get 500 tablets at Ralphs, you’d end up spending more than $40.

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Costco Travel offers everyday savings on top-quality, brand-name vacations, hotels, cruises, rental cars, exclusively for Costco members.
Everything you need to know about Costco Travel
Costco Travel package Booking directly; Flights on United round-trip from Houston to Orlando (tickets for three) Included in the total package cost: $1188.57: ... You could use a Digital Costco Shop Card to buy a new flat-screen TV for movie nights and game days, a new outdoor patio setup ahead of summer or even Costco Pharmacy prescriptions. ...
The Complete Guide to Using Costco Travel to Save Money
Consider one $3,000 trip booked with Costco Travel using an Executive Membership at 2% generates a $60 reward. Additionally, Executive Members are eligible for extra travel perks and upgrades, depending on the trip. And keep in mind the 2% reward applies to all Costco purchases—except gas and a handful of other items.
Buying travel at Costco? What to know about wholesale club deals
What are the perks of buying travel through BJ's, Costco or Sam's Club? BJ's, Costco and Sam's Club leverage their buying power to negotiate lower prices on cruises, hotels and rental cars.
7 things to know about booking travel through Costco
88. Costco, America's beloved wholesale behemoth best known for its bulk goods and Kirkland Signature™ private label, has long been one of the country's favorite one-stop shops. Here, you ...
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Think Costco Travel First. Exclusively for Costco members. We are Costco and we know travel. The value you want with the quality you expect. No surprises when you're ready to pay. Additional advantages of membership. Learn more about the Costco Travel difference.
What is the benefit of Costco Travel?
Costco Travel offers a range of options for travelers looking to book a trip. "We use our buying authority to negotiate the best value in the marketplace, and then pass on the savings to Costco ...
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A Costco membership is one of the most reliable ways to save money on rental cars, with up to 30% off base rates. Bookings made through Costco also include a second driver and free cancelation at ...
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Costco Membership. There are 2 levels of Costco membership, and you must be a member to use Costco Travel. Gold Star: $60 per year. Executive: $120 per year. Costco Executive members receive 2% back annually on qualifying Costco purchases, including Costco Travel purchases, up to $1,000 per year.
Can you save money booking your cruise through Costco Travel?
The main benefit of booking a cruise through Costco is that every booking comes with a Digital Costco Shop Card and/or onboard credit. Also, if you're an Executive Member, you earn 2% back on qualifying Costco purchases (up to $1,000), including many travel purchases. With cruises, you'd earn the 2% back on the cruise fare but not on the taxes ...
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Costco Membership Plans. Cosco offers two different types of membership plans. The entry-level Gold Star membership costs $60 and doesn't offer any special discounts on travel services.
Shop Recreational Vehicles
Costco Auto Program has been providing prearranged pricing and a stress-free car-buying experience to Costco members for more than 30 years. We've developed a proven formula to maximize value, streamline the process and remove the hassle normally associated with buying a car. When you choose Costco Auto Program, you can shop with confidence ...
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Helpful Tips and FAQs. "Per person, double occupancy" means that the price is per person, based on two people sharing the room or stateroom. Airfare from most major cities throughout the United States can be added to nearly all of the vacations or cruises shown. Look for Executive Member benefits associated with select travel products.
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Rental cars. Instead of buying expensive travel insurance from a rental car company, Costco trip insurance offers coverage to protect your rental car. It covers damage to the rental vehicle and ...
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If I'm a Costco member, can I book a vacation package or cruise for a non-member? Yes. You may book a vacation package or cruise for someone else whether they're a member or not. You don't need to be a traveler in the package. Any rewards that may be earned, like a Costco Shop Card or 2% Executive Reward, will go to the primary member on the ...
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Not all Costco Auto Program dealerships currently participate in this benefit. Maximum savings: $500. Costco member must pay sales tax and tax is charged on the purchase amount prior to discount where required. Get Email Offers. Car buying can be stressful, but Costco Auto Program can help. Automotive savings exclusively for Costco members.
Can I still purchase Zurich travel insurance if I didn't book with
You can purchase Zurich travel insurance for any of your vacations. However, you only receive Costco preferred rates when you book your vacation with Costco Travel. Click here for more information.
Apple AirTag, 4-pack
Size and Weight. Diameter: 1.26 inches (31.9 mm) Height: 0.31 inch (8.0 mm) 0.39 ounce (11 grams) Splash, Water, and Dust Resistance. Rated IP67 (maximum depth of 1 meter up to 30 minutes) under IEC standard 60529. Connectivity. Bluetooth for proximity finding. Apple-designed U1 chip for Ultra Wideband and Precision Finding.
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Costco sells an estimated $200 million worth of gold and silver bars a month, but shoppers should keep some key things in mind before buying. Menu icon A vertical stack of three evenly spaced ...
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At Costco, you can get a package of 12 pounds of grass-fed ground beef for $129.99. That's $10.83 a pound. You're saving more than $1 a pound, plus you can be certain you'll be stocked up on beef for months to come — or you'll be all set for a big event. Melanie Musson, a shopping expert with Clearsurance, agreed, saying Costco's ...
Selling Gold: How to Sell Gold Bars From Costco
As prices of the precious metal hit all-time highs on numerous occasions this year, it's fueled a buying spree for gold bars being sold by the members-only warehouse club. Wells Fargo analysts said they expect Costco's revenue from gold sales to be between $100 million and $200 million per month. But despite the frenzy, some members may ...
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Current Price. $787.19. Price as of May 10, 2024, 4:00 p.m. ET. This warehouse retailer is near all-time highs. Can the outperformance continue over the long term? Brick-and-mortar retail might be ...
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