travel insurance providers ireland

Ireland Travel Insurance

Travel insurance for ireland.

Known for its lush green countryside, ancient castles, and lively traditions, Ireland captivates the hearts of visitors from around the world. Whether you're exploring the vibrant streets of Dublin or marveling at the dramatic Cliffs of Moher, Ireland promises a journey filled with unforgettable experiences. As you embark on your Irish adventure, you must be well-prepared for any unforeseen events. That's where travel insurance comes into play, offering coverage throughout your travels. In this guide, we'll walk you through the ins and outs of travel insurance for Ireland, helping you explore the Emerald Isle with confidence.

• What should your Travel insurance cover for a trip to Ireland? 

How does Travel Insurance for Ireland work?

• Do I need Travel Insurance for Ireland? 
• How much does Travel Insurance cost for Ireland? 

Our Suggested AXA Travel Protection Plan

• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 Restrictions for Travelers to Ireland?
• Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Ireland?

At a minimum, your travel insurance to Ireland should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State  outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Ireland.

Imagine you've planned an exciting journey to Ireland, ready to explore the historic sites and savor the scenic beauty. On the day of your departure, however, you receive news of unexpected severe weather conditions affecting your connecting flight. The airport announces a significant delay, leaving you stranded and unsure about the next steps. Here's where the "Trip Delay" benefit comes to your rescue. With this coverage, you can rest assured that your additional expenses, such as meals and accommodations during the unforeseen delay, are taken care of. In times of escalating challenges, AXA stands ready to assist you in devising a strategic course of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Ireland?

 You don't have to get travel insurance for an Irish visa, but it's a good idea to follow the official advice and get yourself covered.  Here are several reasons why securing travel insurance for Ireland is recommended:

Medical Emergencies: While Ireland offers free healthcare to EU and UK residents, travelers from other regions may face substantial medical expenses in case of illness or injury. Having coverage for emergency medical expenses becomes essential so you can receive necessary medical care without worrying about hefty bills.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Delays: Given Ireland's unpredictable weather conditions, having coverage for unexpected delays can be particularly relevant. Whether it's due to adverse weather affecting flights or other unforeseen circumstances, this benefit may cover additional expenses for meals and accommodations incurred while you wait for your flight.

How much does Travel Insurance cost for Ireland?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

With AXA Travel Protection, travelers to Ireland will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Ireland hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for Ireland’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Ireland's stunning landscapes in a rental car. The "Loss Golf Days" benefit offered by the Platinum Plan is particularly beneficial for travelers visiting Ireland, a country renowned for its world-class golf courses. In the event of unexpected closures impacting your prepaid golf plans, this optional coverage offers reimbursement, allowing your golfing experience to remain pleasurable despite unforeseen disruptions.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation & repatriation
• Non-medical emergency evacuation & repatriation

Emergency medical: Covers unforeseen events such as fractures, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation:  Assists in situations requiring immediate departure from a destination due to non-medical incidents. These events may include natural disasters or civil unrest, and the coverage provides support for evacuation.

Are there any COVID-19 restrictions for travelers to Ireland?

As of March 2022, all COVID-19 travel restrictions have been lifted. There is no requirement to fill out a passenger locator form, provide proof of vaccination or recovery, or undergo a COVID-19 test.

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Ireland?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Ireland?

Travel insurance is not mandatory for U.S. visitors to Ireland. However, having coverage for medical emergencies, trip cancellations, and rental cars can protect you from financial losses due to unforeseen circumstances and costly medical expenses.

4. What is needed to visit Ireland from the USA?

To enter Ireland, a valid passport is required. U.S. citizens can enjoy visa-free entry for tourism or business stays lasting up to 90 days. While there is no specific minimum passport validity requirement, it is advisable to possess a passport valid for the entire duration of your stay. Additionally, it is recommended to have evidence of ample funds to support your stay and a return airline ticket.

5. What happens if a tourist gets sick in Ireland?

If you become sick in Ireland, travelers with AXA Travel protection can contact the AXA Assistance at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

Get a travel insurance quote from The AA

All the help you need to buy the right travel cover for your holiday, get a European Health Insurance Card, and what to do if things go wrong.

Why get travel insurance?

Travel insurance can protect you financially if something goes wrong when you’re travelling abroad or on holiday.

This could include paying for medical care if you fall ill, refunding your booking if you have to cancel or compensating you for lost or stolen personal belongings.

Find out how to secure the right travel insurance in our guide. Here’s what’s included:

What travel insurance covers

Types of travel insurance.

• Buying travel insurance in Ireland
• What the European Health Insurance Card covers
• Making a claim on your travel insurance

Holiday consumer rights

What’s covered by travel insurance.

It depends on the insurance provider and level of cover you choose, but most decent policies cover:

• Emergency medical assistance: which pays for the cost of medical treatment if you fall ill overseas. This also covers repatriation costs to get you home to Ireland if you’re not well enough to travel on a standard flight.
• Personal accidents & injury: which pays you a lump sum if you have a serious accident on your holiday resulting in life-changing injuries, for example, losing a limb or your sight.
• Cancellation & curtailment: which refunds the cost of your trip if you need to cancel or cut short your trip due to unforeseen circumstances, for example, if you or a family member are seriously ill or you’re made redundant after you book.
• Luggage & personal possessions: which pays out the cost of replacing lost or stolen luggage and for essential items to tide you over if your baggage is delayed at the airport.
• Lost or stolen money & documents: covers your foreign currency, including cash like U.S. dollars or British pounds. This also covers your travel documents and passport if they’re lost or stolen on your trip.
• Personal liability cover: which protects you financially if you cause an accident or injure someone else while abroad.

You can also add extra cover to include things like:

• Winter sports, e.g. skiing and snowboarding
• Extreme sports, e.g. scuba diving or paragliding
• Golf equipment & bookings, including your clubs and green fees if you’re injured or too ill to play

Make sure you take your European Health Insurance Card (EHIC) if you’re travelling in Europe, even if you have travel insurance.

To get the right value from your insurance, it pays to get the right type of insurance tailored to your circumstances and the type of travel.

Here’s the types of insurance you can get in Ireland:

• Single trip insurance: This covers one trip only, usually for between 30 and 60 days and is the cheapest.
• Multi-trip insurance: Also called annual cover, it covers multiple trips in one year. It may cover worldwide or just Europe & UK trips.
• Backpackers insurance: Cover designed for travellers going on a long trip or holiday abroad. Many standard travel policies only offer cover for up to 30 days per trip, but with a backpacker policy, you can get cover for up to two years plus cover for visiting multiple counties.
• Winter travel insurance: Cover that includes extra protection for activities like skiing, snowboarding and tobogganing. Some standard travel insurance policies exclude these activities because they’re high risk and the cost of medical care on the slopes can be very expensive.
• Elderly travel insurance: Cover for older people can be harder to find or more expensive because over 65’s pose a greater risk for medical care. It may also have more restrictions, so take more time to read the T&Cs and compare quotes.
• Family travel insurance: Cover for your children will work out cheaper if you buy a family policy and if you choose annual family cover you’ll have the flexibility to travel as an individual or a couple too. Perfect for a snatched weekend away!

You can read our guides How to find the right travel insurance guide or How to get travel insurance as you get older to find out more about other types of insurance.

Single trip or annual multi-trip travel insurance?

If you have more than two trips planned per year, it’s usually cheaper to get an annual policy, but your age and medical history may affect what’s available.

With annual cover, you’ll be covered for any short trips in Ireland, but if you plan to travel outside of Europe and the UK or are unsure of your travel plans, choose an annual policy that covers worldwide destinations.

For a look at the pros and cons of single versus multi-trip insurance, visit How to choose the right travel insurance .

How to choose the right type of cover

You’ll save money by choosing the right type of travel insurance for your circumstances, so ask yourself these questions before buying:

• How many trips are you taking? Consider taking out annual cover if you plan to travel more than three times per year.
• What will you be doing? Consider specialist cover if you plan to go skiing or do another high-risk activity.
• Who is the cover for? Check for discounted cover if travelling as a couple, family or group. If you’re over 70 your choice may be more limited.

For more advice on finding the right insurance for your needs, visit our how to find the best travel insurance guide.

Does travel insurance cover COVID-19?

Losses due to epidemics, border closures, warnings, travel advisories or quarantine rules are generally not covered; however, some insurers offer COVID-19 related benefits.

They may provide cancellation, curtailment, medical expenses and accommodation cover if you get COVID-19 while abroad and are unable to return home as planned.

If this is an important concern, shop around, read the terms and conditions carefully and get several quotes before choosing a travel policy.

Buying travel insurance

How much does travel insurance cost.

Standard single trip insurance could cost you less than €25 if you are young with no underlying medical conditions, but may not provide the cover you need if it’s very cheap.

Annual or multi-trip travel insurance could cost around €50 or more for European cover and €65 or more for Worldwide cover. The older you are, the higher the premium regardless of your health.

If you have private medical insurance which covers you while you’re abroad, your travel insurance will be cheaper still.

What affects the price of cover?

• your destination
• your medical history
• whether you have private health insurance

To find the cheapest travel insurance quote, shop around so you can compare prices and benefits.

What if I have private medical insurance?

Even if your existing medical insurance covers you abroad, a comprehensive travel insurance policy can offer financial protection in other areas, for example, if you need to cancel your trip or your travel money is stolen.

The good news is that many travel insurers in Ireland offer a discount on your quote if your medical insurance covers you abroad, which could make your travel insurance even cheaper.

If you hold private medical insurance, you could get up to 25% off the travel cover price.

What’s the age limit on annual multi-trip cover?

For many annual policies, the maximum age limit is 75 years, but often people over 70 years must hold private health insurance.

Should you buy the cheapest travel insurance?

Although it’s tempting to pick the cheapest policy, it’s not always a good idea with travel insurance. The cheapest policies will offer less cover and have more exclusions.

It’s best not to scrimp on cover for medical expenses and personal liability because you could end up liable for eye-watering expenses if you get ill or are involved in an accident on holiday.

Also, pick a policy that fully covers the cost of the holiday and your belongings and find a policy that includes enough financial protection for you and your family.

Who offers travel insurance in Ireland?

Most of the large insurers in Ireland offer travel insurance, as do private health companies. An online search will also provide a selection of smaller, travel insurance specialists.

Although there are many insurance providers to choose from, many policies are underwritten by the same companies.

What you need to buy travel insurance

Before you buy your travel insurance, you’ll need to know:

• Your destination: usually shown as UK and the Channel Islands, Europe or Worldwide (including or excluding USA and Canada).
• The dates of your trip: this is the date you leave Ireland and the date you arrive back in Ireland.
• Who needs to be covered: usually shown as individual, couple or family but check the help information for exclusions.
• The age of each traveller if you’re buying a group policy, have that information to hand.

You may also be asked to confirm:

• If you hold private medical insurance that covers trips abroad
• If you need cover for winter sports

When should you buy travel insurance?

It’s best to buy your single-trip travel insurance as soon as you book your trip so you’re covered if the flights, accommodation or package holiday is cancelled.

This will also cover you if something happens before your trip starts, which means you have to cancel your holiday, e.g. you or a relative becomes seriously ill.

For an annual or multi-trip policy, you need to know roughly when you’ll be travelling as you have to choose a start date for your policy and it runs a year from that date. If you book a holiday that starts before your policy does, you won’t be covered.

The European Health Insurance Card

What is european health insurance (ehic).

It’s free healthcare available to Irish residents and EU citizens living in Ireland. The European Health Insurance Card, known as the EHIC or formerly E111, shows that you’re eligible for free healthcare when you travel in Europe.

If you’re travelling to the EU or European Economic Area (EEA) you should take it with you in case you become unwell or have an accident and need medical attention.

Each member of your family needs an EHIC when they travel within the EU. You can apply for them in person, by post, or online if you have a medical or drug payment scheme card.

What does it cover?

Here’s a summary of what the EHIC does and doesn’t cover you for:

• Free or reduced cost state healthcare in any of the EU and EEA countries
• Pre-existing medical conditions
• Routine maternity care - as long as you’re not going there to give birth
• A temporary stay up to three months*

Not covered

• Private healthcare or costs for something like mountain rescue
• Ongoing or permanent healthcare
• Medical expenses, if your reason for going abroad is to have treatment
• The cost to fly you back to Ireland

*If you’re a student studying abroad, you’ll be covered for up to an academic year.

How to use the card

If you need medical care while you’re away, you must show your EHIC to the public medical centre or hospital as evidence of eligibility.

You can expect to get the same treatment and care as local residents and on the same terms.

If public healthcare is free in the country you’re visiting, you won’t pay anything, but if there’s a charge for medical services, you’ll be charged too.

Here’s more information about how to use your EHIC in each country and any costs involved.

Do you still need travel insurance?

Yes, it’s essential you get travel insurance and an EHIC, or you won’t be covered for things like cancellation and lost or stolen luggage.

Your EHIC just covers medical costs in the EU, but travel insurance can include many extras to suit your trip, such as winter sports cover. You can find out more about how to choose the best travel insurance in our helpful guide.

How to renew or apply for the EHIC

You can either apply or renew:

• In person: at any local health office except Dublin North West. Check what ID to take.
• By post: Print out an application form and post it to your local health office along with any documents required.
• Online: using the official HSE website

The EHIC is completely free. Never use a website that tries to charge you a fee.

Claiming on your travel insurance

You’ll need to contact your insurance company as soon as possible in the event of a problem.

Remember to take your travel insurance documents and their emergency contact details with you when you travel. Take a paper and electronic copy of the policy so you have more than one way of accessing the information.

If you’re taking expensive items abroad, jot down serial numbers or take photos of your electronics or jewellery before you travel.

Here’s the emergency claim numbers of popular travel insurers in Ireland:

Claiming for illness, accidents and medical emergencies

If you need medical treatment while you’re away, you’ll need to contact your insurer as soon as possible. Your insurer has to agree to any medical procedures, so do this before treatment takes place.

This may not be possible in an emergency, so get evidence of any treatments or medication you’ve paid for.

Depending on the country you’re in, you may have to pay up-front for treatment and claim it back when you get home, so always secure medication receipts or an invoice for medical treatment.

It’s vital you tell your insurer about any existing health problems or conditions when you take out insurance, or you may not be covered.

Claiming for lost, stolen or damaged belongings

If your belongings are lost or stolen, inform the local police within 24 hours of your items going missing and get a statement. If this isn’t possible, tell someone else such as your hotel manager, tour operator or airline and get a written report.

If you have to replace essential items, such as toiletries or clothing, keep receipts for everything you need to purchase and provide them as evidence to support your claim.

Your insurer will want to see that you’ve taken reasonable steps to look after your luggage or belongings whilst travelling, so be prepared for questions and support your claim with evidence wherever possible.

Claiming if you have to cancel your trip

Your claim for cancellation or trip curtailment will only be accepted under certain conditions. It’s wise to check the small print for acceptable reasons, but typically they will be:

• unexpected death, illness or injury involving you, your partner or fellow travellers
• unexpected damage to your home, such as fire, flood or burglary
• you’ve been advised not to travel due to pregnancy (after you bought insurance)
• you’ve been called for jury service or as a court witness

Check your policy schedule for the rules of reimbursement should you have to cut short your trip.

You now have the same rights whether you book your holiday at a high street retailer or online. Here are your consumer rights if you book a package holiday or linked travel arrangement.

When can you cancel?

You can cancel at any time up to the start of your holiday for a reasonable cancellation fee. The less notice you give, the more money you’ll lose.

You may be entitled to a full refund without paying any fee in the following situations:

• In extraordinary circumstances: e.g. war, terrorism, floods and earthquakes that will significantly affect the holiday or stop you from reaching your destination safely.
• If the price increases by more than 8%: you have the right to cancel without paying a charge. Contractually no price changes are allowed within 20 days of the departure date.
• If significant changes to the holiday are made: e.g. departure and arrival times that will affect your accommodation and transport arrangements.

When can the travel company cancel?

They may have to cancel due to extraordinary circumstances beyond their control or where they can’t get the minimum number of participants needed for a trip to run. In these situations, you have the option of:

• A replacement holiday of equal or superior quality
• A lower quality holiday, plus a refund for the difference between the two trips
• A full refund

Can your holiday price go up after you’ve booked?

Yes, the cost can go up but not within 20 days of your departure date. The cost of your trip may be affected by increases to:

• Transport costs e.g. fuel prices
• Taxes, fees and duties charged at airports or ports
• Currency exchange rates

What are my package holiday rights?

If you book a package holiday, you should be:

• Given all the essential information from the retailer or trader before the booking is completed.
• Able to contact the organiser directly and through the retailer you bought the package from (if different).
• Entitled to a full refund and repatriation if the trader becomes insolvent.
• Able to transfer the holiday to another traveller, giving reasonable notice and you may have to pay costs.
• Offered suitable alternative arrangements at no extra cost if a significant proportion of the travel services can’t be provided.
• Given assistance if you’re in difficulty e.g. access to healthcare or alternative travel arrangements.

How to complain about your holiday

You must raise any issues with the travel organiser without delay, where you feel a service isn’t satisfactory. If you delay, it could affect the compensation you get.

They should be allowed to put things right, but if this doesn’t happen, you should gather evidence to support your complaint e.g. take photos or video footage.

If the matter is still unresolved when you’re back home, you should put your complaint in writing within 28 days of the holiday end date. Details of where to send your complaint should be shown in the contract’s terms and conditions.

If you’re unhappy with their response or they fail to respond within a reasonable timeframe, you can contact:

• The Competition and Consumer Protection Commission (CPPC): who can investigate Irish traders and ensure they comply with the Consumer Protection Act.
• ECC Ireland: who can settle complaints between consumers and traders in another EU country, not Ireland.

Travel companies may use arbitration to resolve complaints. This is where an independent party investigates and reviews the evidence to decide how much compensation to award.

You also have the option of pursuing a claim up to €2,000 through the Small Claims Court.

Specific travel insurance questions

What is the maximum length trip i can get cover for.

It depends on the insurer. Most insurance providers cover trips lasting up to 30 days, but you could find cover up to 60 days if you shop around.

If you buy an annual travel insurance policy, you’re covered for multiple trips but only up to the maximum duration per trip and total duration for the year.

If you need continuous cover for longer, backpacker insurance usually lasts up to a year but can last up to two years.

Do you need special travel cover if you're pregnant?

Most travel insurance policies will cover you to travel in the early stages of pregnancy, but you should always check how far into the pregnancy the cover will last. For example, you may be covered to travel up to 32 weeks into your pregnancy but not beyond this date. If you fall pregnant after taking out a travel insurance policy and will be at a late stage in your pregnancy when you’re due to travel, you may be able to claim for cancellation.

What is a linked travel arrangement?

This is where you buy two or more travel services from different companies that are linked. For example, you book a flight on one website and click on a targeted link to another website where you book accommodation for your trip.

The second booking must be made no later than 24 hours after the first, to count as a linked travel arrangement.

You have fewer rights with a linked travel arrangement than with a package contract and you’re only covered against insolvency with the first booking.

What does repatriation mean?

It’s the return of someone to their own country. For example, if you fall seriously ill during your holiday you’d have to travel back to Ireland early and may need treatment on the flight home.

Emergency repatriation can be very expensive because you may need to travel back to Ireland in a specialist air ambulance, or you might have to be brought home from a remote location.

Repatriation is usually included in the medical cover benefit of a travel insurance policy, but check the policy document to make sure.

Take us away with you

Travel insurance from €6.71*

InsureandGo offers  a range of travel insurance policies  for holidays and trips of all types, whether you’re looking to cover a lazy beach holiday or an action-packed adventure around the world. That’s why we’re  Ireland’s travel insurance specialist.

• Medical coverage up to €10m (Platinum product)
• Cancellation and personal belongings covered
• 24/7 emergency assistance
• Discount for private health insurance customers
• Online medical screening

Our travel insurance policies now provide cover for Cancellation and Curtailment as a result of a COVID diagnosis, and Medical Expenses incurred abroad as a result of a COVID diagnosis, subject to the policy terms, conditions, and exclusions.

*Based on a single trip to anywhere in Europe for three days for someone aged 65 or under.

Single trip travel insurance

• Up to €7,500 Cancellation cover (Platinum product)
• Cover for trips of 3 days to up to 12 months
• Over 50 sports and activities covered free
• 24-hour emergency helpline

Annual multi-trip

• Unlimited number of trips covered
• Cover for trips of up to 60 days (Platinum product)

What are you covered for?

InsureandGo offers comprehensive coverage for your travel needs. Get a quote for an annual multi-trip or single trip travel insurance policy now.

Medical coverage

You will have access to medical coverage up to €10 million if you choose the Platinum option.

Cancellation

All of our travel insurance policies include cover for cancellation of your trip.

Emergency assistance

If you have an emergency, you can call our medical emergency line, 24 hours a day, 7 days a week.

Transparency

We are fully transparent to our clients. There are no hidden transaction fees in your coverage.

I’ve lost my documents. How do I retrieve them?

If you have lost your policy documents, you can retrieve them online. Enter your quote number and e-mail address to access your documents. If you would like your documents resent through the post or you have forgotten your quote number or if you have any other problems accessing your documents online, please call our customer service team on 091 545 904 or email [email protected] .

What do I do if my passport is lost or stolen abroad?

You should report any loss or thefts of passports to the local police in the country you are in as soon as possible. You will need the crime reference details they provide for the APS1 (which is the Lost or Stolen Passport Notification) form. You should also report the loss or theft to the Irish embassy of the country you are in. You can get details of your local Irish embassy wherever you are by visiting the website of the Department of Foreign Affairs. The Irish embassy will issue you with replacement travel documents so you can travel back.

When will my documents arrive through the post?

Normally, we say to allow between 5 to 10 working days between you buying your policy and your documents being received in the post. However, we do always aim for your policy pack to be with you sooner. You can still travel with a printed copy of your emailed documents if the posted documents don't arrive in time.

What do I need to take on holiday with me?

We advise that you take your travel insurance certificate and the relevant policy wording booklet away with you.

You may travel with a printed copy of your emailed documents. If you are unable to print your emailed documents, simply write down your policy number and the emergency medical assistance and claims line telephone numbers from the back of our policy wording booklets which can be found here.

Read more FAQs

Emergency contact overseas

In the event of an emergency overseas, call +353 91 545908

Non-emergency claims

For non-emergency claims, please call +353 91 545907

Other enquiries

For other enquiries, please see our “Contact Us” page.

Wintersports cover

We will pay (up to the amount specified, based on the policy you choose) for:

loss, theft or damage to winter sports equipment, the hire of winter sports equipment (should your equipment be lost stolen or damaged), the cost of your ski pack (should you become ill or injured), extra travel and accommodation expenses if your outward or final return journey is delayed due to avalanche, and if the piste is closed for more than 12 hours.

Private health insurance discount

If you and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.

In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.

Destinations

Europe excluding Algeria, Israel, Jordan, Libya, Lebanon and Syria (Area 2)

The Continent of Europe, The Azores, any country or island with a Mediterranean coastline.

Please see list below:

Albania - Andorra - Austria - Balearic Islands - Belgium - Bosnia - Bulgaria - Canary Islands - Corsica - Crete - Croatia - Cyprus - Czech Republic + Slovakia - Denmark - Egypt - Finland - France - Greece - Germany - Hungary - Ibiza - Iceland - Italy - Lapland - Liechtenstein - Luxbbourg - Madeira - Mallorca - Malta - Menorca - Monaco - Morocco - Netherlands - Norway - Poland - Portugal - Romania - San Marino - Sardinia - Sicily - Slovenia - Spain - Sweden - Switzerland - Tunisia - Turkey - Yugoslavia. Also included is these parts of the former USSR: Estonia - Belorussia - Latvia - Lithuania - Moldavia - Russia (Moscow) - Ukraine (Kiev)

Worldwide excluding USA/ Canada (Area 3) Worldwide including USA/ Canada (Area 4) United Kingdom and Channel Islands (Area 1)

Group types

Individual(s): Principal insured Person(s) that are not spouses or common law Partners.

Couple: Principal insured Person and his/her spouse or common law Partner.

Family: Principal Insured Person, his/her spouse or common law Partner, and their dependent child/children aged 17 years and younger.

The main traveler must be aged 18 or over, but not exceed 86

This date is too far from the current date

Compare Insurance Ireland – Ireland’s Leading Insurance Comparison Website

Open Today: 9am – 5pm

0818 123 321, compare travel insurance ..

Travel insurance offers financial protection for unforeseen events whilst travelling or while on holiday. Having financial protection in place will give you peace of mind that many expenses arising from these events will be covered by your travel insurance policy.

Table of Content

What is travel insurance

Who offers travel insurance

Compare travel insurance

How to compare travel insurance

What do travel insurance policies cover

Travel insurance add ons

Factors that affect the price of travel insurance

Get a travel insurance quote today

What is travel insurance?

Travel insurance offers financial protection if you require medical assistance while on holiday. It will cover emergency medical treatment abroad. It will also offer cover if you need medical evacuation to a local healthcare facility or repatriation home in a medical emergency.

Disruption to your travel arrangements is also covered, in varying degrees,by travel insurance.  Additional expenses due to cancelled flights, delays, or lost baggage should be covered. If you need to cancel your holiday due to illness of a close family member, for example, travel insurance will offer financial protection.

Personal liability cover is generally included in travel insurance ie. if you cause an accident or injure another person while on holiday.

Who offers travel insurance in Ireland?

When choosing a travel insurance provider in Ireland you should consider the following providers.

Compare travel insurance quotes from every insurer.

Take our 90-second online assessment and get the best travel insurance quotes on the market. Our vetted travel insurance partners are regulated by the Central Bank of Ireland and will outline the various options available to you.

Compare Travel Insurance Providers

There is a huge range of protection offered by the travel insurance providers and the types of cover and extent of cover can also be different between insurers.

A number of non-traditional insurance companies such as An Post have entered the market in recent years.

AIG Travel Insurance

AIG offers a wide range of policies to cover single trip, multi trip, long stay, winter sports, family holiday, backpacker, and golf insurance policies available.

They also offer car hire excess policies.

AIG’s premier plus level policies offer unlimited medical expenses cover, giving you complete peace of mind.

An Post Travel Insurance

An Post offers single or multi trip cover for families, couples, or individuals.  

They offer good cover for families with up to seven children under 18 covered on one policy, as well as young adults aged 18-22 who are in full time education.

An Post gives an up to 30% discount if you purchase travel insurance online.

AA Travel Insurance

AA travel insurance offers single, multitrip, backpackers, and winter sports travel insurance.

Access to an English speaking GP 24/7 is included in all policies which could provide reassurance if you need to get medical advice.

Blue Insurance Travel Insurance

Blue insurance offers single, multitrip, and backpackers travel insurance.You can also include winter sports cover as an additional option.

Blue insurance also offers car hire excess and gadget insurance so it might be worth getting additional cover from the same provider if you wish to purchase additional cover for car hire, or gadgets etc.

Multitrip.com Travel Insurance

Multitrip.com offers cover for single, multitrip, backpacker, family and skiing holidays.  

Multi trip.com also offers specialised cover for weddings, cruises, over 70’s, and business travel.

Over 70’s travel insurance is available to those with pre-existing medical conditions and offers this age group up to €20 million in medical expenses cover.

Insureandgo.ie Travel Insurance

Insureandgo.ie offers single and multi trip cover for individuals, couples, or families.

Their long stay travel insurance offers protection for trips of up to 12 months duration for business or personal travellers.

Cornmarket Travel Insurance

Cornmarket travel insurance offers protection at three levels – Silver, Gold or Platinum.  

Cornmarket offers free winter sport cover for 50 sports as standard in all their policies.

Allianz Travel Insurance

Allianz offers a comprehensive range of travel insurance products with cover at Bronze, Silver, and Gold levels.

Allianz offers insurance specifically for business travellers with additional protection such as cover for business equipment and gadgets, as well as assistance towards travel for a business associate to complete your trip should you have to come home early.  

Aviva Travel Insurance

Aviva offers travel or holiday insurance at two levels – Holiday and Holiday Plus, as well as Backpacker insurance.Winter sports cover and car hire excess cover are available as  optional extras. 

Aviva offers unlimited Chubb assistance in association with Chubb European Group which offers emergency medical assistance, evacuation, and repatriation when needed as well as interpreter services and legal advice abroad.

Laya Travel Insurance

Laya offers travel insurance for single trip, multitrip, backpackers cover, and car hire excess.   

Laya’s cover offers additional extra protection for Winter Sports, Golf Travel. Weddings, and Natural Catastrophe Cover.

How to compare travel insurance?

Having paid for that expensive trip or holiday, nobody wants to have to fork out a lot for travel insurance on top but travel insurance will more than pay for itself if something goes wrong.

It is important to consider other factors as well as price also so that you get the best cover for you:

Comparing travel insurance policies on price is important, especially, if you are purchasing, for example, a simple insurance policy such as a single trip policy to Europe and you have health insurance.  

However, it is also important to ensure that the cover you are offered is appropriate for the trip you are taking and that it is the best cover for your circumstances, rather than comparing on price alone.

Medical Expenses

The medical expenses limit varies widely between policies and it is important to pay attention to the upper limit, especially if you are travelling to the US, for example, where healthcare is extremely expensive.  

Medical evacuation and repatriation cover can also vary between policies and it is important when comparing policies to check what you are paying for.

Emergency medical treatment, medical evacuation, and repatriation are a key point of comparison between travel insurance policies as the levels of protection offered vary substantially between policies and the expenses involved are substantial.

Cancellation/ Travel Disruption

The financial protection offered towards having to cancel or curtail your trip can vary between policies.Ensure that the amount offered in your policy is enough to compensate you for the cost of your holiday, should you be forced to cancel.

Again, ensure that the protection offered for missed flights and connection is high enough to cover the expense of making alternative travel arrangements.

If you need to curtail your trip, cover can vary between insurers. Ensure that the protection offered is enough to cover this unforeseen expense.

The excess is the amount you pay out of pocket before you receive any benefit from your insurance policy. The excess can vary between policies. 

It is important to check how much the excess on the policy is as you will be faced with this expense if you need to make a claim.

Emergency Assistance

Travelling is stressful and things can easily go wrong. Being covered for the unexpected can make your travelling experience less stressful.

At a minimum it is important to go with an insurer who offers phone support 24/7.  

Some insurers offer medical advice from a nurse or a GP and some policies provide for an interpreter. The last thing you need in an emergency is to be unable to access support.

Lost/ Damaged Possessions

From a lost passport, to mislaid baggage, to a broken phone or being pickpocketed. All of these events can curtail our holiday. It is important to check what you are covered for and to ensure that the limits in your travel insurance policy are enough to cover the cost of replacing your possessions.

Travel with Preexisting Medical Conditions

If you have pre existing medical conditions, it is important to ensure that you understand what is included in your policy and that the cover is appropriate for you rather than just purchasing the cheapest policy. 

Cover for all members of the family

If you are travelling with children, or with older relatives, it is essential to ensure that the travel insurance you purchase is suitable for their needs. It is essential that your travel insurance is sufficient that they can get care if they need it while on holiday.

How Compare Insurance Works

We compare all insurance options so you can be sure you’re always getting the best deal.

1. Select Your Product

Simply select the insurance product you need a quote for e.g. life, home or health insurance.

2. Online Quote Form

Fill out one of our simple online assessments with your insurance details.

3. Free Quote Consultation

What do all travel insurance policies cover.

Below are some features that are common to almost all travel insurance. When comparing travel insurance, it is a good idea to look at these features of the policy first as they are the things that often go wrong when you are travelling.

24/7 Support

All Insurers offer support to their customers while on holiday. Insurers may offer a helpline to offer you advice or support or some offer medical information while you are abroad.

Cancellation curtailment of your holiday

If you are unable to go on holiday due to death or serious illness of a close family member, your travel insurance will compensate you. Likewise, if you are forced to cut your holiday short, you are protected.

Lost or delayed baggage

If your baggage is delayed or lost in transit, travel insurance will offer you protection.There may be time limits where you can only claim if your baggage is delayed or lost past a certain time period.

Lost or stolen personal money and possessions while abroad

If you lose your passport, possessions, or lose money or are pickpocketed, travel insurance offers protection. There may also be cover for lost or damaged electronics or if you have gadget insurance your electronics may be protected by this.

Medical emergency cover and repatriation

This is a key protection offered by travel insurance.Emergency medical treatment, as well as medical evacuation, and repatriation home are all covered, to varying degrees, by travel insurance. 

The differences in cover here are a key point of comparison when choosing travel insurance. 

Trying to save money by choosing a policy without generous cover for a medical emergency may be a false economy.

Personal accident

Most, but not all, travel insurance policies offer cover if you have an accident whilst on your holiday.Check to see what cover you are being offered.

Personal liability cover

If you are responsible for an accident, or if you damage someone’s property while abroad, you will be protected by personal liability cover.

Limits of indemnity vary between policies.

Travel disruption

If your flights are cancelled, delayed, or you miss connecting flights, your travel insurance offers financial compensation.

This cover is becoming more essential due to post Covid travel disruption.

It is important to tailor your cover to the trip you intend to undertake as you may need more specific protection. Here are some of the types of additional cover available with travel insurance.

Over 70’s travel insurance

This is not so much an add- on as a specific type of travel insurance offered to over 70’s with preexisting health conditions who may struggle to get cover elsewhere.

Winter sports

Winter Sports cover offers protection specifically for those who enjoy active holidays. 

This cover is available as standard on some policies but is usually an additional option.

Wedding travel cover

Wedding   travel is tailored to those who travel for their wedding and offers additional cover for personal possessions associated with weddings.

This type of cover can be included with travel disruption cover or purchased separately.

Travel Disruption insurance offers additional protection for travel disruption such as flight and airport delays.

EU Law provides protection for cancellations and rescheduled flights within certain limits but travel cover is much more extensive in this regard.

Natural disaster or civic unrest cover

Natural disaster or civic unrest cover offers additional protection and support where there are climate or political factors disrupting travel arrangements. 

It should be noted, however, that travel insurance never covers areas that are not considered safe to travel to by the Irish DFA so you must always check with the DFA website for the latest travel advisories.

What factors affect the price of travel insurance?

It is a good idea to be aware of the different factors that affect the price of travel insurance policies so you will be able to compare between them.

Type of travel insurance

Whether single trip, multi trip or backpacker’s travel insurance, the nature of your travel will affect the price you pay., if you are heading off for a year backpacking make sure you check with the dfa website for travel advisories., these locations will not be covered by your policy., location specific cover, t ravel insurance cover in europe is usually cheaper than travel to the usa or canada. , political or climate reasons in your destination may make your trip more expensive to cover. , designated travel advisories locations are not covered by insurance and you always need to check with the dfa for the latest updates., private medical insurance.

Having existing private health insurance with international in cover in place will lower the price of any travel insurance you purchase. 

Many private health insurance policies offer some level of cover for travel but if you are spending more than 3 months abroad you will likely need to take out an additional policy.

Age and health factors

Fami ly travel or travel insurance for over 70’s tends to be more expensive. Travel insurance with preexisting medical conditions is usually more expensive burt can be purchased as a specific product.

Additional cover add-ons

Get a travel insurance quote today.

Holiday time is precious and you want to get away with the minimum of stress and hassle but things can go wrong and expenses can mount up quickly when they do!

Get in touch today and find the best travel insurance for your trip to give you peace of mind so you can relax and enjoy your time away.

Get the lowest premiums by comparing all the policies in the Irish market

Choose your insurance type, fill out the relevant assessment and speak to a central bank regulated insurance advisor

Best Price Guarantee Compare Every Insurance Provider Complimentary phone consultation

Business Info

Compare Insurance Ireland, 151 Thomas Street, Dublin 8, D08 PY5E

© 2024 • Powered by BeQuick Media

© Copyright 2012-2023. CompareInsurance.ie is an information-only website and does not provide direct financial advice. By submitting your information through the platform, your information is sent directly to our insurance advisor partners who are regulated by the Central Bank of Ireland. CompareInsurance.ie registered office at Unit 1, Cranford Centre, Stillorgan Road, Dublin, Ireland. View privacy policy

We use cookies on our website. By using our website you consent to the use of cookies in accordance with our cookie policy

• Compare Insurance
• Travel Insurance
• Multitrip Travel Insurance
• Single Trip Insurance
• Backpackers Travel Insurance
• Pre-Existing Conditions Insurance
• Winter Sports Insurance
• Cruise Travel Insurance
• Life Insurance
• Mortgage Protection Insurance
• Series Illness Insurance
• Income Protection Insurance
• Car Hire Excess Insurance
• Gadget Insurance
• Bicycle Insurance

Compare travel Insurance Ireland

Ideal for “one-off” holiday whether you are going on a an adventure trip, taking a cruise or scaling the Alps

Comparing insurance quotes for you

Annual Trip Travel Insurance: Love going on holidays more than once a year? Annual Trip Insurance is ideal for you

Planning to travel away for extended periods? Backpacker travel insurance is ideal for your big travel adventure

Have that peace of mind while you enjoy your dream winter sports holiday on the slopes

Going on a fancy cruise ? Then cruise cover is ideal for you

Not Irish resident or already traveling but forgot to buy travel insurance? Then Travel Insurance while abroad is ideal for you

Single Trip Travel Insurance

Annual multitrip travel insurance, backpacker travel insurance, winter sports travel insurance, cruise connection travel insurance, travel insurance while abroad, how to buy travel insurance in minutes.

Save yourself valuable time and money by using the Ucompare insurance comparison tool to find the right policy for you within a matter of minutes.

1. Enter your travel details

Enter some basic details about what you are looking for

2. Get Quotes & Compare

Compare quotes from Ireland's insurance providers

3. Choose and Book

Choose your insurer and pay them directly

4. You are now covered

Sit back and enjoy your holiday

Types of Travel Insurance

Are you planning the holiday of a lifetime around the world or even a ski trip closer to home? Then be sure to remember your comprehensive travel insurance policy, there to give you the peace of mind that if anything goes astray from your plan. You will still be safe and sound- more and more people are learning about travel insurance in Ireland, and answering some of the most common questions making it a must-have for any holiday.

Annual Trip Travel Insurance

Our annual trip holiday insurance policies cover avid travellers for a full 12-month period. You can select from various geographical locations, including Europe, the US, Australia, or even worldwide. An annual trip travel insurance policy covers you for all trips made within the year, so you never need to worry about any last-minute panic to arrange travel insurance. If you are a frequent flyer, it will often be much better value than individual policies for each trip.

We also offer a huge range of comprehensive single trip travel insurance options. If you don’t travel as frequently, the single trip option can save you a lot of money and stress if anything doesn’t go to plan. This travel insurance type offers advantages, including the policy being tailor-made and designed especially for your trip abroad. We offer a large range of add-on options for whatever you may need.

If you are travelling for an extended period of time, our backpacker travel insurance options have you covered. It is the most popular option for those jetting off to travel the world and is essential if you will be away from home for more than 3 months. Our BACKPACKER TRAVEL INSURANCE policy options can cover you for up to 2 years, so no matter how long you will be away for, make sure to get a quote today.

Travel Insurance While Abroad

If your travel insurance expires while you are abroad, or you forgot to arrange travel insurance before you left home, fear not. We offer travel insurance policies which can be purchased from abroad. These are also not restricted to nationality or country of residence, meaning we can offer travel insurance to everyone wherever you are. Although many insurance providers do not offer this option, we have you covered at Ucompare for arranging travel insurance while abroad. If you have any more questions about this service, then do not hesitate to contact us, our agents would be delighted to help.

Benefits of Holiday Insurance with Ucompare

Holiday Insurance in Ireland needs to be purchased prior to commencing your trip; if you wait until you reach your destination and then try to purchase the insurance, most likely you won’t be covered as insurance companies won’t cover people who have already departed for holidays.

It has become a very hot topic with so many holidays and travel plans being cancelled due to airline strikes, volcanic ash, adverse weather conditions and more recently with Coronavirus pandemic.

Holiday Insurance can cover a broad range of benefits including emergency medical service, missed departure if you have a valid reason that is covered under your insurance policy, cancellation due to a valid and insured reason, personal expenses and many other benefits as stated on your policy documents.

Above list is not an exhaustive list so we recommend our customers to always check their travel insurance policy documents if there are any exclusions. Don’t just go for the first cheap insurance policy you can find on the internet as it might be full of exclusions and even the most basic things won’t be covered. Some benefits may not be applicable due to various reasons like trip duration, age limit and any incident related to alcohol or drug.

The most common benefits that people look out for are Emergency Medical Expenses, Cancellation and Baggage cover. It is also important to ensure that the excess is not too high as you want to avoid getting a nasty surprise if you try to make a claim. You can choose to buy the excess waiver cover by paying a small additional premium to reduce the excess to zero.

We have all heard of someone who has run into difficulty abroad at one point or another. If you prefer to book your holidays with your trusted travel agent, it is worth noting that you can make significant savings on your Insurance if you tell the agent that you can organise that aspect of the package yourself.

Travel agents normally add a mark-up on the premium to cover their cost and this could easily add another twenty to thirty euros to your insurance premium. This is especially true for older travellers, who generally face a much higher premium than their younger counterparts.

We have partnered up with top brands like Multi trip, AA, Insureandgo to name just the few to give you the best prices in the market. So, it doesn't matter if you are going for a short city break to London or travelling to America on a family vacation, we have a range of insurance policies to choose from to make sure you get the best value for money you can find in Ireland. Please use our comparison engine to get the best insurance quotes for your trip now.

Comparing Holiday Insurance benefits and limits is so important. Did you know that if you were to end up in a hospital in Europe for one week your bills may reach up to €2,500? If you were to end up in a similar situation in the US, the bill is likely to run into tens of thousands.

In recent years, many insurers have introduced additional covers to protect you against situations such as volcanic ash clouds and natural disasters. In 2010, many people were adversely affected by the Icelandic Ash Cloud that brought the European air space to a standstill.

If this is a particular concern of yours, it is useful to compare the benefits on each insurer’s policy to make sure you get the best Insurance policy that is right for you.

Another option to make sure you are covered for all eventualities is to buy Travel Disruption and Flight cancellation additional cover which could be helpful if your airline has cancelled your flight.

Not Sure Which Travel Insurance Policy To Buy?

Sometimes deciding which travel insurance policy to buy can be a difficult task. With so many options out there, it can be very confusing to know which one is offering you the most comprehensive cover at the best price. There are more and more savvy shoppers now coming to us for cheap holiday insurance in Ireland.

With the Ucompare comparison tool, the process is made easy. We search the market for the best deals available and allow you to compare the different policies and prices to see the exact differences between them. This makes your decision much easier as you have all of the information required in one place.

If you’re still unsure about which policy type would be best for you, click on one of the below to get all the details you need.

Selecting a Travel Insurance Policy

Travel Insurance is an important part of your holiday preparations.

What cover levels should i look for?

Single Trip, Annual Multi Trip, or Backpacker travel insurance, we have you covered.

Compare Travel Insurance Ireland

Save money by comparing different insurance policies.

Compare Quotes For Cheap Travel Insurance!

Compare and buy cheap travel insurance policies with Ucompare.ie. We are Ireland’s leading travel insurance comparison website. We search and compare quotes from different insurance providers all over the country, so you can relax and simply choose the right travel insurance policy that fits your needs.

Travel insurance has become such a hot topic these days with flights cancelled and being delayed due to bad weather, strikes, civil unrest and third-party insolvency. Make sure to protect yourself against the risk and don’t let it happen to you.

Make sure you buy adequate travel insurance cover for you, your spouse or your family before you travel. It is vital to choose the best travel insurance cover to suit all of your individual needs.

Don’t worry; at Ucompare we do the difficult part of the job for you! We search for quotes from a wide and varied range of different travel insurance providers, so all you need to do is to fill in your details and let us do the rest. Compare cheap travel insurance quotes with Ucompare and travel with confidence.

Travel Insurance

Ireland's award winning travel Insurance provider. We provide Annual, Single Trip and Backpacker travel insurance to suit different trips abroad, budgets and needs. Annual travel insurance provides European and/or Worldwide cover. Backpacker travel insurance covers trips to the USA, Canada, Australia, Europe and more. No matter what holiday or trip you have planned abroad, we will help you stay protected. Get a quick travel insurance quote below now.

• Discount applies if You and all Insured Persons on your travel insurance policy have Private Health Insurance, with a minimum of €55,000 inpatient medical cover abroad.

Important Conditions Relating To Health

Tel: 0818 286 525.

Please note certain medical conditions will incur an additional premium.

Medical Screening Line Opening Hours

• Monday: Friday 9am to 7pm
• Saturday: 9.30am to 4pm
• Sunday: 11am to 3pm
• Quoting Reference: Blue Irish Broker 2015-2016.

Private Health Insurance Members

If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below.

Important note: If your private health insurance does not provide cover for the full duration of your trip abroad as stated on your validation certificate you will still be required to contact the Medical Screening Line to declare your medical conditions.

Non Private Health Insurance Members

At the time of taking out this policy, do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

If so, it is a condition of this policy that you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from this medical condition(s) unless you contact the Medical Screening Line on and they have agreed in writing to cover your medical condition(s).

If you have only one medical condition and it is one of those shown in the table of ‘Medical Conditions which do not require screening’ below, then this will be covered under the policy without the need to contact us.

Exclusions that apply to all Insured Persons

These exclusions apply to all insured persons irrespective of whether they are a Private Health Insurance or Non Private Health Insurance holder.

The following exclusions apply to all insured persons at the time of taking out this policy or at the time of booking the trip.

You will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which you are aware of but have not had a diagnosis.
• Any medical condition for which you have received a terminal prognosis.
• Any medical condition for which you are receiving or are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

The following exclusions apply to all insured persons at all times:

• Any medical condition you have in respect of which a Medical Practitioner has advised you not to travel or would have done so had you sought his/her advice but despite this you still travel.
• Any surgery, treatment or investigations for which you intend to travel outside of Ireland to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
• Any medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a Medical Practitioner.
• Your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.

You should also refer to the general exclusions in the policy wording.

Exclusions that apply if a Close Relative or Travelling Companion has Medical Conditions

If any of the below exclusions apply to your close relative(s) or travel companion(s) at the time of taking out this policy or at the time of booking the trip, you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which a close relative or travelling companion have received a terminal prognosis.
• Any medical condition for which a close relative or travelling companion are receiving or on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.
• Any medical condition for which a close relative or a travelling companion are aware of but for which they have not had a diagnosis.

Medical Conditions which do not require screening

Important Note: If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening..

• Achilles Tendon Injury
• Acid Reflux
• Anal Fissure/Fistula
• Allergy (requiring non prescriptive treatment only)
• Bells Palsy (in isolation only)
• Benign Prostatic Enlargement
• Broken/Fractured Bones(not head or spine)
• Carpal Tunnel Syndrome
• Colds or Influenza
• Colitis (no hospital admissions in last 12 months
• Corneal Graft
• Cuts & Abrasions (non self-inflicted)
• Cyst Breast (Benign)
• Cyst Testicular (Benign)
• Diarrhoea and/or vomiting (resolved)
• Dislocated Hip
• Epididymitis
• Essential Tremor
• Fungal Nail Infection
• Gall Bladder Removal (if more than 3 months ago)
• Gastric Reflux
• Glandular Fever
• Hemorrhoids (Piles)
• Hernia (not Hiatus)
• Hip Replacement
• HRT (Hormone Replacement Therapy)
• Hyperthyroidism
• (Overactive Thyroid)
• Hypothyroidism (Underactive Thyroid)
• Hypercholesterolaemia (high cholesterol)
• Hysterectomy (provided carried out more than 6 months ago)
• Irritable Bowel Syndrome
• Macular Degeneration
• Menorrhagia
• Migraine (confirmed diagnosis, no on-going investigations)
• Myalgia (Muscular Rheumatism)
• Myalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
• Nasal Polyp(s)
• Neuralgia, Neuritis
• Nut Allergy
• Osteochondritis
• Osteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures
• Pelvic Inflammatory Disease
• Reflex Oesophagitis
• Rhinitis (Allergic)
• Shingles (Herpes Zoster)
• Shoulder Injury
• Sleep Apnoea
• Tendon Injury
• Underactive Thyroid
• Varicose Veins legs only (if GP has confirmed that client is fit to travel)
• am resident in Ireland    (i)
• have not already departed on/commenced my trip
• have read and agree with the important conditions relating to health
• understand that this policy does not cover cancellation due to government lockdown or travel restrictions imposed by the Department of Foreign Affairs. There is no cover for any cancellation claim event relating to a Covid diagnosis occurring within 14 days of the date you purchased this insurance or the time of booking any Trip whichever is the later or if you and/or all insured persons are advised to self-isolate without a positive Covid diagnosis. Please refer to the Policy Wording for full information.

Private Health Insurance Discount

Cover-More Blue Insurance Services Limited offers significant discounts on our Annual Multi Trip and Single Trip policies for Insured Persons with VHI, Laya or Aviva Private Health Insurance policies. Your Private Health Insurance policy must include a minimum of €55,000 of inpatient medical cover abroad. If your Private Health Insurance policy includes this select ‘Yes’ in the ‘Private Health Insurance’ box on our website home page. Our Travel Insurance policy will provide the same benefits as on our standard policy, but it recognises that you already have cover on your Private Health Insurance policy for inpatient medical expenses abroad up to a specific limit (Min €55,000). Our Travel Insurance policy will top up the amount to the overseas medical expenses limit on your Private Health Insurance policy allowing you to save money on travel insurance premiums without sacrificing cover.

It is your responsibility to ensure that your Private Health Insurance policy covers you and all other travellers named on your Travel Insurance policy for a minimum of €55,000 of inpatient medical cover abroad.

Please note that not all Private Health Insurance Plans provide a minimum of €55,000 of inpatient medical cover abroad. Please check with your Private Health Insurance provider to ensure you have adequate cover to be eligible for this discount. If you cancel or fail to renew your Private Health Insurance policy, it is your responsibility to contact us as soon as is reasonably possible to update your Travel Insurance policy details and ensure you have sufficient cover. Any Private Health Insurance discount you received will be removed from the Travel Insurance policy and you may also be required to contact the Medical Screening Line to declare any medical conditions you or anyone named on your Travel Insurance policy has/has had.

Further information on Medical Screening can be found by clicking here.

Data Privacy Policy

This notice will inform you about our policies and procedures concerning the personal information about you that we collect, maintain and disclose, in connection with the insurance policies you obtain from us.

Information we may provide to others

We may disclose information about our applicants, customers and former customers, as permitted or required by law in conjunction with our normal insurance operations, such as:

• in the processing of an insurance claim.
• in connection with a legal proceeding.
• with government agencies conducting examinations of our procedures.
• internal database marketing.

Data Protection

We collect and maintain personal information about you in order to carry out our functions as a provider of insurance products. All personal information submitted is treated with the utmost confidentiality and with appropriate levels of security.

This information is used to manage the issuance of an insurance policy, including underwriting and claims handling, and may be stored as computer records and/or paper files to assist us to complete transactions, or follow up discrepancies, complaints or queries. Details may also be submitted to regulatory authorities and auditors. Unless otherwise instructed, we may use personal data for commercial purposes.

Personal Information Restrictions

Access to the information you submit is limited to those employees who have legitimate business needs for such information with respect to the insurance policies issued. We maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your non-public personal information.

Internet Usage

Our websites do not contain any hidden codes or applications designed to obtain any kind of information about you from your computer, apart from what is required to establish a connection and transfer content between our website and your computer.

Our host servers do obtain information about the number of connections to it. This data may contain details such as your IP address, the kind of operating system you are using and the version of your internet browser. This information is used only for the purposes of analysing the traffic to the website. It does not contain any kind of data about you which may be classified as personal or private.

Our website uses ‘cookies’ to track visitor navigation. Cookies are small text files stored on your computer, which identify it to our website. Cookies do not contain viruses, and the cookies stored on your computer by the website do not contain any kind of personal, private or sensitive information. They are used simply to track navigation and remember data and preferences submitted by you. Cookies can be disabled on your browser, though this may hamper your ability to effectively obtain a quote and purchase a policy from our website.

Sensitive Data

Any sensitive data supplied by you in order to purchase an insurance policy, such as dates of birth or health details, will only be used for the purpose specified at the time of submitting this data.

We reserve the right to provide this information, when we are legally obliged, to official bodies such as the Police, the Courts, or other organisations investigating insurance fraud.

Call Monitoring

We may monitor and record telephone calls in order to improve our service to you and to prevent and detect fraud.

Marketing Preferences

We will use the details you have given us to provide you with information about the products and services of the Cover-More Blue Insurance Services Limited and our affiliates/partners which may interest you. Your data will not be shared with our affiliates/partners. We will not do so if you have already told us you do not want this information, see the ‘opt-out’ phone number email address below. We may also use your information for these purposes in the event that you do not take up a policy with us at this time and also after your policy has ended, unless you ask us not to.

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below:

How we might contact you for marketing purposes?

From time to time we may contact you using the information you have provided in relation to our products and services in any of the following ways:

• Through digital and/ or other remote applications
• By text message

Why might we contact you?

We might contact you:

• about an enquiry you have made;
• with products or services offers from the Cover-More Blue Insurance Services Limited;
• in relation to your policy or quote;
• to ask for your feedback/views on the products and services we provide;
• to tell you about any important changes to our website; or
• where there is another genuine reason for doing so

How to Opt out

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ’opt-out’. If you want to ’opt-out’, please phone us on 0818 484 484 or email us at [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

Marketing Preference

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below. We will also use the details you have given us to provide information about our products and services and those of other companies in the Cover-More Blue Insurance Services Limited and other companies whose products and services may interest you. However, we will not do so if you have already told us you do not want this information. We may also use your information for these purposes after your policy has ended, unless you ask us not to.

How we might contact you?

• about an enquiry you have made
• with relevant products or services offers
• in relation to your policy or quote
• to ask for your feedback/views on the products and services we provide

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ‘opt-out’. If you want to ‘opt-out’, please phone us on 0818 484 484 or email [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

By going ahead with a Cover-More Blue Insurance Services Limited quote or policy or by giving us personal information including sensitive personal information (as more particularly described in our Security and Privacy Statement) you will be explicitly agreeing to us, our agents, other insurers and the other persons described in this notice (and/or in the Security and Privacy Statement) processing it for all relevant purposes including but not limited to those described in this notice. Before you provide us with any information about others, you should make sure they are aware of how we will use their information and have agreed to this. It is your responsibility to ensure that you have obtained the permission of any such persons and have shown this notice to them to allow us to process their personal data for the purposes outlined in this notice. For our policy about taking instructions from persons other than the Policyholder, details about data transfers outside the European Economic Area, how to obtain copies of personal information and who to contact in the event of questions, please see the Security and Privacy Statement (which contains a full overview about Cover-More Blue Insurance Services Limited’s use of your personal information) which we expect you to read. You can view this by visiting our Privacy Policy or by contacting our Customer Services Manager at [email protected] for a hard copy.

You can obtain confirmation on what information is held about you and your previous claims on Insurance Link by visiting www.inslink.ie .

Before you travel, get a Risk assesment of your destination . Check Trip .

Travel Insurance with Covid-19 Medical & Cancellation Cover . Learn More .

Why Blue Insurance?

Online Annual European Premier Plus cover for person under 66 years holding private health insurance with medical cover abroad.

• Cancellation or Curtailment
• Emergency Medical Expenses
• Personal Accident
• Personal Money & Documents
• Personal Liability
• Missed Departure
• Holiday Abandonment

© Cover-More Blue Insurance Services Limited. All rights reserved.

© 2020 Cover-More Blue Insurance Services Limited. All rights reserved.

Cover-More Blue Insurance Services Limited is regulated by the Central Bank of Ireland. Agent/Broker Login | Broker / Agent Registration | Careers | Privacy | Terms of Business including Schedule of Fees & Charges

• Travel Insurance
• Single Trip Travel Insurance
• Annual Multi Trip Travel Insurance
• Wintersports Travel Insurance
• Cruise Travel Insurance
• Gadget Insurance
• Pet Insurance
• Motor Insurance
• Home Insurance
• Health Insurance
• Life Insurance
• Business Insurance

Compare great value Travel Insurance from brands you can trust

Compare trusted brands

Get the right cover for you

Single Trip

Compare great value Travel Insurance for your next trip!

Annual Multi-Trip

Do you Travel more than once a year?

Winter Sports

Planning on hitting the slopes this winter?

Planning a once in a lifetime cruise holiday?

At Insurancecomparison.ie

We compare travel insurance quotes from the leading brands, helping you to find the most suitable travel insurance product for your upcoming trip..

• Step 1 - Enter your details
• Step 2 - Compare quotes from leading providers
• Step 3- Choose and book
• Step 4 - Relax and enjoy your holiday :)

Why buy travel insurance for your trip?

Buying travel insurance can help cover you for things that can go wrong when you are abroad, particularly if you get ill or injured. in addition a policy can help if you lose possessions, or have a delayed flight., a policy would normally cover you for the following:.

Medical expenses incurred abroad

Cancellation or curtailment

Personal liability

Emergency Assistance and repatriation

Personal possessions

Travel delay

Whether you’re exploring Europe or travelling worldwide, cruising the open seas, or hitting the slopes this winter to partake in winter sports, our travel insurance comparison tool will help you identify the best travel insurance policy quickly and easily.

Simply follow the process above, telling us some details about your trip, yourself and your travelling party. Our panel offers cover for individuals, families, couples or groups , with different cover levels and excesses. In addition some of our panellists offer cover for pre-existing medical conditions.

DO I REALLY NEED TRAVEL INSURANCE?

It is not a legal requirement to have travel insurance when abroad but if you don’t, and you require medical treatment while you’re away, you may have to pay the bill. These bills can be very expensive, for example treatment in the USA should your appendix rupture can sometimes cost in excess of 10,000 Euros. By taking out a comprehensive insurance policy, you can have that peace of mind that if the worst were to happen you would likely be covered.

Do I need Travel Insurance for Europe?

It is a good idea to have comprehensive travel insurance in Europe. The European Health Insurance Card (EHIC) only covers medical care in certain public facilities and will not cover any repatriation costs to get you home, should the worst happen. Some insurers on our panel will waive the medical excess if an EHIC is used, so travelling with one can be a way to also save money .

What medical conditions do I need to declare?

Not all insurers on our panel will cover claims arising directly or indirectly from a pre-existing medical condition. A summary document of each schemes Important Conditions relating to health is provided in the results section when you progress through a quote. You will need to read this document carefully before purchasing any policy and notify the insurer where applicable.

What happens if I develop a medical conditions after I buy a policy?

It's important that you declare any changes to your health or medical conditions, even after you have bought your policy. Please contact the insurance provider directly.

Am I covered for sports and activities?

Our panel of travel insurance policies will all include cover for some sports and activities as standard. However other activities will be excluded or you may need to pay an additional premium to cover. Please check the policy terms and conditions before purchasing.

Will my policy cover cancellation?

Most policies on our panel will cover cancellation due to unforeseen specified circumstances. You can select the amount appropriate to the cost of your trip. Please note for single trip policies cancellation benefit is applicable from the date you purchased the policy. For Annual Multi Trip policies cancellation cover starts from the date you book your trip or the commencement date of the policy whichever is later and ceases on the policy expiry date unless you renew with your insurer.

What is an excess?

An excess is the agreed amount of money you will pay towards a claim, these are usually calculated per person per claim, but can vary between policies. Once the excess has been settled, your insurance provider will then pay the remaining expenses up to the cover limit.

What is repatriation?

Repatriation is the return of your body back to the Republic of Ireland for medical treatment, if it was to be deemed necessarily. This benefit also covers the repatriation of your body if you pass away whilst abroad.

What is the difference between Single trip and Annual Multi Trip cover?

A single trip policy is designed to cover a specific holiday. You will need to select the destination countries and when the trip will start and end to receive a quotation. An annual multi-trip policy is designed to cover multiple trips within a 12-month period. Therefore, if you or your family are regular travellers, travelling more than once per year, an annual policy could save you time and money. Most policies have maximum trip duration limitations, so please check policy documentation before purchasing.

Why are cruise and winter sports cover more expensive?

When you go on a cruise or go on a winter sports holiday,  these are likely to incur the insurer additional costs compared to a typical holiday, for example, the cost of getting you off the ship if you were ill or if you require an emergency evacuation off a mountain if you were to injure yourself on the slopes. There are also extra product benefits are often added to the policy to cover things such as missed port departure, cabin confinement and itinerary changes, and for winter sports benefits such as piste closure and cover towards ski and snowboarding equipment. These will vary between providers on the panel so please check the policy documentation.

What isn’t typically covered by Travel Insurance?

Each holiday Insurance will have its own policy terms, conditions and exclusions. These will be made clear on the policy wording and a summary can be found in the Insurance product information document (IPID for short). It is important to check these before you Travel. Some travel insurance exclusions are fairly standard, though, which means it is unlikely you would be covered for the following:

• Alcohol related incidences.  
• Extreme sports and activities (some insurers will offer to cover these at an additional premium).
• Medical expenses if you give birth overseas. Most policies do not define pregnancy as a medical condition but are unlikely to cover if you are travelling near your due date.
• Needless exposure to danger.
• Travelling against the advice of the department for Foreign Affairs (DFA) or World Helath Organisation (WHO).

How can I get cheap travel insurance?

When you buy holiday insurance it’s important to always choose a policy that is most appropriate for your individual needs. The cheapest travel insurance may sometimes not give you the level of cover you actually need, which could end up costing you a lot more in the long run. That doesn’t mean you should spend a fortune but it is good to check the coverage of a range of providers, our quote engine will allow you to select the amount of coverage you need for benefits such as cancellation cover and baggage cover and compare. Other ways to obtain cheaper travel insurance quotes include purchase an annual policy if you travel regularly, or select a higher excess (this could cost you more if you need to make a claim though), again you can select the excess amount and compare travel insurance quotes.

How do I compare travel insurance?

Our comparison tool will allow you to compare holiday insurance quotes. When you enter your details, you can specify the maximum excess you would like to pay, and the minimum cancellation and baggage benefit you require, as well as optional extras such as winter sports and cruise. The results presented will be to the specified criteria making it easier to compare travel insurance. You will also need to check documentation as each policy has its own terms, conditions and exclusions.

Covid-19 FAQ’s

In order to help you understand what is and isn’t covered under various scenario’s please read the below FAQ’s concerning Covid-19.

Before you travel please check the Department of Foreign Affairs (DFA) website https://www.dfa.ie/travel/travel-advice/ to get the most up to date information on travel guidance. If the DFA advises against all or all but essential travel policies sold on this platform will not cover you.

Am I covered if I get Covid-19 whilst abroad and require medical treatment?

This would be covered as standard on all policies offered on the platform – please note however that no cover would be in place if you are travelling against the advice of the Department of Foreign Affairs (DFA) or against medical advice.

Am I covered if either myself or my travelling companion has had to self-isolate because we have come into contact with someone with Covid-19?

Get Cover, Accident & General and Travelsafe.ie offer coverage but will only cover if a positive diagnosis has been made. If there has been no diagnosis and you have only been asked to self-isolate, then you would not be covered under these policies.

Am I covered if my trip is going ahead but I no longer wish to travel?

No providers on our panel offer cover for disinclination to travel.

Am I covered if the Department for Foreign Affairs advises against all but essential travel to my destination?

No cover under this policy for this scenario. Please check the DFA website before you travel https://www.dfa.ie/travel/travel-advice/

Am I covered if government restrictions are in place that advise travel is OK but a quarantine period is required on arrival back to Ireland?

 No cover is in place for disinclination to travel should you wish to cancel for this reason.

Can I still buy Travel Insurance and will it cover Covid-19?

Travel Insurance is still available to but via Insurancecomparison.ie – and every provider on our platform provides emergency medical assistance and repatriation for Covid-19 as a minimum. This means that if you are diagnosed with coronavirus whilst abroad you would be covered for medical treatment and getting back to the UK if deemed necessary.

Will Travel Insurance cover me if I have to cancel my trip following a positive diagnosis of Covid-19?

Get Cover, Accident & General, and Travelsafe.ie now cover cancellation if you or a travelling companion receive a positive Covid-19 diagnosis in advance of the trip. Cover would not apply if symptoms or diagnosis occurred prior to your policy purchase or within 7 days of the issue date.

6 Travel Insurance benefits

By having travel insurance, you are covering yourself against travel emergencies and risks

11 Reasons you need travel insurance

Planning your trip is almost as exciting as finally departing on it but you need to ensure you are covered

All you need to know about travel insurance

Insurance Comparison compare travel insurance policies so you are sure to have the best cover available for your trip and your budget.

Are your gadgets covered on your travel insurance policy

Gadget cover on your travel insurance (depending on your policy) could protect your gadgets

Backpacker Travel Insurance

Backpacking is one of the most incredible ways to travel

Cover your tech when you travel?

Use a comparison engine like Insurance Comparison to ensure you buy the right cover for your trip and your tech.

Delayed, lost or damaged luggage: what you need to know

With Insurance Comparison you can compare many travel insurance policies from top brands in Ireland at a click of a button.

Different Travel Policy Types

Planning your next trip is exciting, always ensure you are covered for the unforeseen.

Emergency Assistance

Travelling with peace of mind is probably one of the most important elements of your trip.

Emergency Dental Cover when Travelling

Insurance Comparison is a quick and easy way to compare travel insurance policies on one website

Ensure you have travel insurance

Travel insurance can help give you that peace of mind while on an overseas holiday

Essential tips for business travellers

Ensure your hotel and flight offers Wi-Fi as part of your package so you are sure to be prepared the moment your feet hit the ground.

Extra cover for sports activities when travelling

No matter what your idea of a holiday is, relaxing next to the pool or the exhilaration of jumping off a bridge, you must ensure your travel insurance would have you covered.

Extreme sports and travel insurance

If you are planning on anything adventurous make sure your travel insurance would cover you for adventure sport.

Family travel insurance

Travel insurance is important as you might have secured you and your family against any medical costs that you may incur in case of an accident.

Flight Delays and Travel Insurance

In addition to your airline being responsible to look after you in the case of a delay, some travel insurance policies also offer cover in the case of flight delays.

Flight delays: What to expect from your airline

You booked your flight and you are so excited for this trip – a trip of a lifetime, but things don’t always go as planned.

Flight overbooking: what you need to know

Always ensure you rather check in early if you have time constraints so a seat will be assigned to you and the chances of you getting bumped decrease.

Hazardous Activities Cover

Most travel insurance policies do not cover the more hazardous/extreme sports as standard so it is important to check the coverage of your policy.

How to compare travel insurance policies?

It’s always exciting to plan your trip, but finding the right travel insurance for you and your budget can take a lot of time.

How to make a travel insurance claim?

To make a claim easier we recommend that you are always thorough in your application for travel insurance especially when it comes to health and pre-existing conditions.

How to maximise your travel insurance

Taking a trip overseas can be an exciting holiday – when planning your holiday also start thinking about the must-haves you will need when buying travel insurance and add it to a list.

How to stay healthy while travelling

The last thing you need on your long overdue holiday is falling sick, but this does sometimes happen.

How to Travel with Peace of Mind

A good start would be to compare travel insurance policies using a comparison engine like Insurance Comparison.ie.

Is trip cancellation included in your travel insurance?

It’s a good idea to have travel insurance in case of an emergency or you have to cancel the trip.

Is your credit card travel insurance enough?

At Insurance Comparison we recommend you compare a range of travel policies, it’s costs, it’s excess and its benefits so you can make an informed choice

Lost your travel tickets? Here’s what you do:

Almost every airline now offers electronic tickets to replace the traditional paper tickets and what a relief.

Make sure you are covered for your next trip

Travel insurance policies could cover medical expenses, trip cancellation, lost or stolen luggage and some policies include liability cover too.

Medical costs abroad

Travel insurance is the first thing you should buy for your trip overseas so you are sure to be covered from unexpected medical costs and travel-related emergencies.

Multi Trip Travel Insurance

Before you purchase your annual travel policy make sure you know how many trips are covered, some policies cap the maximum number of days you can take per  trip and/or the maximum days you can spend abroad over the year.

Our guide on holiday cancellation insurance

Travel insurance can be purchased for a family or if you are travelling alone you would need individual travel insurance.

Our guide on medical expenses cover

Medical expenses are one of the main reasons you should consider taking out travel insurance.

Our guide on personal liability cover

Liability insurance is generally included in travel insurance policies and can cover third-party claims.

Our top 5 holiday tips!

Going on holiday is exciting but it can be extremely stressful and can start with early morning hours, long lines, busy airports, frequent flight delays and long layovers!

Over 60's Travel Insurance

Most travel policies have age limits, use a comparison engine like Insurance Comparison to compare a big range of reputably travel insurance policies and travel insurance companies so you are sure to have the best policy that best meets your needs.

Personal Accident

If you are unfortunate to have an accident abroad, having travel insurance can help in several ways.

Planning a ski holiday: what you need to know

Compare and check the difference in the cost of the lift passes to give you an idea of the costs of the resort so you can be sure to get the most for the budget you have available.

Reasons to have travel insurance

Travel insurance is the first thing you should buy for your trip overseas to give you peace of mind, should you incur unexpected medical costs and travel-related emergencies during your trip.

Single trip travel insurance

Travel insurance policies do cover your whole trip for the exact number of days you are travelling, yet the cover cancellation cover benefit  starts immediately after purchase.

Ski Travel Insurance

Nothing like the thrill of skiing and the cold fresh air while bolting down the mountain! A ski holiday offers you all the adrenaline you would need, but you need the right cover to enjoy the speed with peace of mind.

Solo travel - a must for everyone at least once

A solo adventure is something recommended for everyone at least once! But travelling alone can be lonely and scary and challenging even with all the positive press regarding travelling solo.

Stay covered with an annual travel insurance policy

Use Insurance Comparison to compare a wide range of travel insurance policies so you are sure to find the right cover for your travel needs.

Terrorism Cover when travelling

If your holiday destination city is affected by an act of terror and you can’t travel there due to airports or areas being closed travel insurance this would more than likely not be covered by standard travel

The importance of travel insurance

Travel insurance gives you the benefit to travel with peace of mind knowing that you are likely covered and won’t have crippling expenses if something does go wrong during your trip.

Travel insurance and pregnancy - what you need to know

It's important if you are pregnant to understand what you are covered for during your trip so you are not caught off guard while travelling.

Travel insurance: business and pleasure

We have compiled some points to keep in mind when you are planning on extending your business trip with some sightseeing and leisure activities.

Travel insurance for cancer patients

We do recommend that you compare insurance policies as some insurers would offer you comprehensive cover for your pre-existing condition.

What does cancellation cover actually cover?

The short answer is that travel insurance covers you in the case you're that your trip got cancelled before you depart.

What if you were to get mugged when travelling?

If you got injured during the mugging or robbery you would most likely be covered for the under your medical benefit of the travel insurance policy.

What to do if your credit card is lost or stolen on holiday

If you lost or someone has stolen your wallet and you have no other way to get cash, most MasterCard and Visa cards offer cardless cash withdrawals through your banking app.

What to pack in your carry-on luggage?

Always be sure to put all your valuables in your carry-on so you can keep track of it, remember to check the weight and size of your carry-on.

Why emergency repatriation cover is so important?

This is a type of insurance that gives coverage to travellers returning to their home country for emergency treatment or in the case of death.

Why take out travel insurance for your upcoming cruise?

Buying travel insurance can save you a lot of stress and out of pocket expenses while on a cruise – we all know that things don’t always go as planned.

Why you need travel insurance

Cover for your luggage and valuables in the case that it gets lost, stolen or damaged during your trip.

Why you should always declare your pre-existing medical conditions

Pre-existing diseases are illnesses that you have already been diagnosed for and you are aware of this illness before buying a travel insurance policy.

Why you should buy winter sports travel insurance when going skiing

It’s important to note that in most cases you would need to buy a policy extension covering wintersports to ensure you are covered while skiing.

Why you should consider baggage cover

Baggage cover is cover that can reimburse you should your baggage gets lost, stolen, damaged or even delayed.

Worldwide Travel Insurance

Worldwide travel insurance will cover you for almost every country in the world, whether it’s single-trip insurance or multi-trip insurance.

Your travel insurance checklist

Travelling to a foreign country is a thrilling adventure – but you must always ensure you are prepared for the unexpected and covered with a suitable travel insurance policy.

Top Travel Insurances for Ireland You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Ireland stands out for being steeped in history, home to stunning landscapes, and the host to a unique cultural heritage with traditional music and dance. What's more, it's also renowned among tourists for its legendary pubs and whiskeys! Although travelling to Ireland can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ireland and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ireland Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ireland:

Best Travel Insurances for Ireland

• 01. Should I get travel insurance for Ireland? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Ireland scroll down

Heading to Ireland soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Ireland?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ireland.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ireland or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ireland:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ireland. It lets you choose between various plans tailored to meet the specific needs of your trip to Ireland, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ireland:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ireland? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ireland

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ireland. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ireland can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

Multitrip Travel Insurance

• Annual Travel Insurance

Backpacker Travel Insurance

Single trip travel insurance, family travel insurance.

• Travel Insurance for Children
• Travel Disruption Insurance

Ski Insurance

• Winter Sports Insurance
• Travel Insurance Europe
• Travel Insurance USA
• Travel Insurance Canada
• Compare Travel Insurance
• Compare with The AA
• Compare with VHI
• Compare with Laya
• Covid-19 Benefits
• Cheap Travel Insurance
• Travel Insurance Ireland
• Holiday Travel Insurance
• Cancelled or Delayed Flight
• Manage Your Policy / Renew
• Make a Claim
• Get a Quote

Travel Insurance for over 70s

Annual travel insurance from €19.95 *, affordable travel insurance.

Multitrip.com offers comprehensive travel insurance, whether you're traveling for business, pleasure, or adventure. We understand that unexpected events can occur, causing disruptions and inconvenience. That's why we are here to provide you with peace of mind by protecting your travel plans at affordable prices.

Flexible choice

Whether it's a weekend trip to Europe, a backpacker holiday to Asia, or multiple trips around the world each year, you can rest assured that with Multitrip.com you will find a travel insurance policy to suit your needs.

Expert Service

We believe that everyone deserves to travel with confidence, knowing that they are backed by a reliable and trustworthy insurance provider. Our team of experienced professionals are committed to delivering a high level of service and support, providing you with the assistance you need when you need it the most.

Covid Cover

We are committed to ensuring that you are protected against any unforeseen circumstances during your travels, including those related to COVID-19 medical and cancellation. With our enhanced coverage, you can rest assured that you are in safe hands. Learn More .

Travel Insurance Reviews from Multitrip.com Customers

So helpful on the phone and easy to get travel insurance at a great price would highly recommend. John - 5 Star Review - 31 st January 2023

Ireland's Favourite Travel Insurance Provider

Looking for travel insurance that gives you peace of mind no matter where you are? Here are three reasons to travel with Multitrip.com:

Competitive Prices

The travel insurance we offer is not only affordable, but we also allow you to compare travel insurance benefits across three levels of cover.

Multi-Award-Winning Provider

Multitrip.com is part of Cover-More Blue Insurance Services Limited, winner of numerous Best Travel Insurance Provider awards and Deloitte's Best Managed Companies Award.

Friendly Customer Service Team

Our customer service team is always happy to help you via phone, email and social media.

Easy Claims Process

The claims process is made as fast, simple and straight forward as possible. Liaise with an experienced team, committed to providing the highest standards of service.

Types of Travel Insurance

No matter what your travel style is, we’ve got a travel insurance type for you:

Planning a one-off trip? Whether it’s a long or short getaway, Single Trip Holiday Insurance could be the best option for you.

Love travelling? Save money with 1 or 2 Year Multitrip Travel Insurance - it covers unlimited trips, so you can holiday as much as you like.

Heading abroad to travel, work or study? Backpacker Holiday Insurance offers extensive protection whether you’re 18 or 49!

Travelling with children? Protect your family under one Multitrip Travel Insurance policy.

Hitting the slopes? Add Winter Sports Cover to your policy and stay protected whether you’re skiing or snowboarding.

Want to spend your retirement travelling? Find affordable holiday insurance with comprehensive cover for seniors over 70s.

What Does Travel Insurance Cover?

Discover six of Multitrip.com's travel insurance benefits below* or explore more details here .

Cover the expenses of unused and irrecoverable travel and accommodation costs in case you need to cancel or cut short your travel.

Cover financial expenses should injury, illness or death occur during your trip outside Ireland.

Have 24/7 assistance should you require medical emergency abroad, repatriation or curtailment while on holiday.

Get cover against accidental loss of, theft of or damage to baggage/personal belongings.

Cover the expenses you become legally liable to pay if you cause another's bodily injury or property damage.

Get reimbursed for the costs of travel delays if your scheduled public transportation is delayed for over 12 hours.

Cancellation or Curtailment

Medical expenses, emergency assistance, baggage & personal belongings, personal liability, delayed departure.

*Terms & Conditions apply.

Upgrade Your Travel Insurance

Planning a holiday that’s unique to you? At Multitrip.com, you can include additional travel cover to suit your specific needs:

   Winter Sports

  travel disruption,   flight cancellation,   wedding,   business,   golf,   cruise connection,   excess waiver,   exam failure backpacker cover only, travel insurance tips.

• Purchase your policy straight after you've booked your trip:  If you buy your holiday insurance as soon as you book your flights and accommodation, Multitrip.com travel insurance can provide cover should mishaps affect your holiday before you even leave home.
• Personalise your cover to match every inch of your itinerary:  Hitting the slopes for a snowboarding sesh? Worried volcanic activity will affect your dream holiday? You can protect your bespoke trip with the additional coverage options.
• Always declare your medical conditions:  Multitrip.com travel insurance automatically covers a number of medical conditions, but if yours isn't listed, be sure to contact the Medical Screening line to find out more about the options available.

Our Travel Insurance is underwritten by

Insure My Travel

Your Ticket To Quality Cover

Welcome to Insure My Travel

Annual Worldwide Multi-Trip Insurance from just €37.59 (10c per day)

• Multi Trip Travel

Travelling more than once a year? Our Annual Multi Trip Travel Insurance provides you with insurance for an unlimited number of trips Worldwide as standard.

• Single Trip Travel

Great value comprehensive cover for a Single Return Trip Travel Insurance policy including children cover.

• Winter Sports

Going on a winter sports holiday? Our Winter Sports Insurance Travel Policy offer Ski and Snowboarding Insurance with on or off piste cover. This includes ambulance cover, medical emergency and repatriation cover.

• Make a Claim

Click here to find all the information you may need to make a claim.

Welcome to Insure My Travel – Cheap Travel Insurance

Providers of comprehensive yet cheap travel insurance ireland..

Whether you’re bound for a short break, an extended holiday, or several trips around the world over the coming year, we have cheap travel insurance to protect you and your belongings, at the most competitive rates around.

Our travel insurance Ireland rates begin at:

Annual Multi-Trip Insurance

• €22.04 (6c per day) for European cover
• €37.59 (10c per day) for Worldwide cover

Single Trip Insurance

• 52c per day for UK & Ireland cover (based on 14 days)
• 79c per day for European cover (based on 14 days)
• 94c per day for Australian/New Zealand cover (based on 28 days)

For those low, low prices, you will receive full travel insurance cover and peace of mind against all unwanted eventualities such as personal accident, medical expenses, flight cancellations, loss of luggage, and everything else that can turn your holiday or business trip into a nightmare.

At Insure My Travel, our mission statement is simple:

To provide comprehensive yet cheap travel insurance so that you can relax and enjoy your holiday or concentrate on your business without worrying about what will happen if things go wrong, and without paying excessive amounts for that peace of mind.

Get A Quote for your trip now, and you’ll see all the benefits we can bring you for such incredibly low prices. You can also call our Customer Service team at 1890 904 904 if you require further help or have any queries.

Get Your Travel Insurance Quote Now

47 Upper Dorset Street, Dublin 1 1890 904 904 [email protected] National Insurance Ltd trading as Insure My Travel is regulated by the Central Bank of Ireland

Our Products

Opening hours.

Mon - Fri 9:15am - 5:30pm

Closed For Lunch 1:00pm - 2:00pm

Sat - Sun Closed

Latest News

Travel insurance uk, travel insurance for usa, travel insurance for spain, travel insurance for portugal, privacy overview.

• (01) 254 1300
• open mobile menu close mobile menu

Travel Insurance

• Get 10% off with code Devil10
• Kids go free on family policies*
• 24-hr Emergency Assistance

Why Choose Quote Devil Home Insurance

Whether you are looking for single trip travel insurance or annual multrip, European-only cover or Worldwide, you are in safe hands with Quote Devil. Our travel insurance policies are underwritten by Mawdy, a global insurance company with a support team based in Galway, Ireland.

Travel Insurance Discount

Enjoy 10% OFF travel insurance today with promo code DEVIL10. Click here to see how much you can save.

Multi Trip Insurance

Multi trip travel insurance is the best type of policy for most people. It’s an annual policy so you only have to worry about it once a year and then you can forget about it until you receive your renewal in twelve months’ time.

Whether travelling for business or pleasure our multi-trip policy has you covered. The main reason for travel insurance is to cover for emergency medical expenses including 24 hour emergency assistance, lost or stolen money or personal property, and the cancellation or curtailment of your holiday.

Single Trip Insurance

Looking for one off holiday cover? At Quote Devil we have you covered by providing you with some of the best value single trip cover on the market. You’re only a few clicks away from securing a great price and the peace of mind you need.

Treatment abroad and medical repatriation can be expensive, and it’s easy to end up with a big bill if you fall sick or are injured overseas. Although it’s a great idea to get a European Health Insurance Card (EHIC), is it highly recommended you also take out a suitable travel insurance policy to cover your holiday.

Our single trip policies also cover you for emergency repatriation, holiday cancellation, delays, lost luggage, and theft of personal belongings.

Regular Traveler? Maybe consider one of our Multi-Trip policies and allow yourself a stress free 12 months!

Covid-19 Cover

Quote Devil travel insurance policies include extra protection against Covid-19. All of our travel policies include Covid-19 Medical and Cancellation Cover as standard.

Winter Sports Travel Insurance

Going skiing this winter? Quote Devil has you covered! Our online quote form includes the option to add winter sports cover , either for a one-off trip or as part of your annual multi trip policy

We cover all of the following;

• Cross-country skiing
• Glacier walking or trekking
• Ice skating
• Mono skiing
• Off-piste skiing
• Off-piste snowboarding
• Recreational ski or snowboard racing
• Snowboarding
• Snowmobiling
• Tobogganing

Backpacker Travel Insurance

If you’ve finished your studies and aren’t yet ready for the working world, now is a great time to see the world. Although it might seem a good idea to save on this part of your trip, paying for insurance can be the best thing you can do.

Travelling with Medical Conditions

Are you sick of being charged through the roof for travel insurance because you have a pre-existing medical condition? Quote Devil can help.

Our online medical screening system is easy to use and means you can still get a quote online. If cover is refused for your pre-existing medical condition, we will only exclude any claims relating to that medical condition. The rest of your travel insurance cover will not be affected by this exclusion.

Age Related Travel Policies

You are retired and your feet are starting to get itchy. Now is the time for your S.K.I. Holiday (Spend the Kids Inheritance!).

Taking into consideration health conditions, we aim to provide cover for all ages including those in their golden years. Unlike most other providers of travel insurance Quote Devil can offer you a single trip or annual policy up to the age of 86, with a maximum travel duration of 31 days.

Have any questions?

If you’ve still got a question about our travel insurance policies please call us on 01 245 1300.

Please see policy wording for full terms and conditions including maximum trip durations and cover limits.

* Children under 18 go free on family policies provided there are no medical conditions.

• Meet the Team
• Work with Us
• Czech Republic
• Netherlands
• Switzerland
• Scandinavia
• Philippines
• South Korea
• New Zealand
• South Africa
• Budget Travel
• Work & Travel
• The Broke Backpacker Manifesto
• Travel Resources
• How to Travel on $10/day

Home » Europe » Ireland » Travel Insurance

Guide To Ireland Travel Insurance – ALL You Need To Know

Can’t hold out anymore on experiencing that Irish charm you’ve heard about? Then you’re in for a treat! Ireland is a joy to explore on your next hard-earned holiday. It’s a small but perfectly formed country, with spirited cities and breathtaking landscapes. Furthermore, Ireland is dotted with historical castles, quaint rustic villages and endless pints of Guiness. It’s chill, it’s safe, it’s totally fun and everybody agrees!

The Irish are known for their luck, and they certainly got lucky with their land. Ireland is blessed with glorious coastlines, rolling hills, and rugged mountains. Irish people won’t disappoint you with their wit and warmth, either. They definitely set the worldwide standard for humor!

But whilst the Irish may be lucky, do you feel lucky? Because if you prefer not to leave things down to chance this post is just for you. Let’s take a look at Ireland travel insurance!

Month to month payments, no lock-in contracts, and no itineraries required: that’s the exact kind of insurance digital nomads and long-term traveller types need. Cover yo’ pretty little self while you live the DREAM!

Do I Need Travel Insurance For Ireland?

What should travel insurance in ireland cover, what is the best ireland travel insurance, how to choose the right ireland travel insurance for you.

So what’s the craic on travel insurance in Ireland? Do you need it and if so why? First of all, do note that this guide is specifically about the Republic of Ireland (Eire). For Northern Ireland, you may want to consult our Guide to UK Travel Insurance . Now, back to Ireland, where travel insurance is not a mandatory entry requirement. And in a country which doesn’t exactly shout out ‘danger,’ you might wonder if it’s necessary and worth the expense.

Crime rates are very low. In fact, most of the danger stems from one too many Guinnesses turning to a street brawl (it happens). However, as is the case with every place you visit, opportunistic crime does happen – even in the Emerald Isle. Airlines and tour operators can go bust in the blink of an eye. This happened to Flybe , Europe’s largest regional airline, very recently. It’s worth considering insurance, as travel disruption can result in a lot of lost money.

Ultimately, we encourage all travelers to consider insurance, regardless of the destination. Even if it’s the cheapest Ireland travel insurance you can find! It won’t seem like a waste of money if you need it.

Need more convincing? Check out these other reasons why you should have travel insurance !

Unlock Our GREATEST Travel Secrets!

Sign up for our newsletter and get the best travel tips delivered right to your inbox.

Healthcare in Ireland

Irish healthcare is adequate, overall, but statistics show it lags behind its European comrades. Waiting lists are lengthy, and beds are limited. However, should you need emergency treatment while in Ireland, you can rely on it. Ireland’s healthcare comprises highly-trained Irish doctors as well as international ex-pats.

The healthcare system is a mixture of public and private. Available for all Irish citizens, the former is funded by taxes. Those who have medical cards have access to free healthcare. Anyone else will be required to pay subsidized fees in the public sector. Meanwhile, 45% of the Irish population choose to take out private healthcare insurance. This way, they receive the highest level of care and do not have to deal with the timely waiting lists. In fact, Ireland has one of Europe’s highest populations who opt to go private.

Now, let’s get over to costs. For a routine or non-emergency appointment, the cost of seeing a GP in Ireland as a tourist ranges between  €40-60 ($37 – $55 USD). This covers the cost of the consultation. Blood tests, x-rays, and further investigation will cost more. Plus, the cost of any prescription medicine. Meanwhile, a trip to an emergency ward will cost you around €100 ($117 USD).  You will pay approximately €80 per night to stay in a hospital. Typically, Irish hospitals will treat you and then ask you to pay afterward, or refer them to your Ireland travel insurance provider.

Good news if you’re from the UK or another European country! You can apply for the free EHIC (European Health Insurance Card) before travel. This is provided free of charge and grants you access to subsidized, or sometimes free, emergency healthcare. But, EHIC recommends always traveling with travel insurance too, which covers medical and possessions.

Crime in Ireland

Crime in Ireland is low enough that the destination is popular with travelers and holidaymakers of all types. It’s a fabulous option to begin your solo backpacking lifestyle. The country has the 11th lowest homicide rate in Europe and the 23rd lowest in the world. In fact, in 2019, there was a decrease in homicides. However, attempted murder and sexual offences did increase (9% and 7% respectively). Irish cities are where most of the crimes occur, with Dublin, Limerick, and Cork city being among those with the highest reported incidents .

Property crime is your biggest contender while traveling in Ireland.  Keep your valuables secure on your person when sightseeing. Lock away all that you can in your hostel locker or safely in your guesthouse. Don’t leave valuables in your rental car either. The cheapest Ireland travel insurance will likely impose a surcharge for valuables, so check your small print in case you do end up needing to claim.

And finally, the drug trade is alive and well in Ireland. Dealing and trafficking are both crimes, which mainly occupy Dublin. An increase of 17.3% was observed in 2019. Stick to Guinness and castles, and you won’t find yourself in a pickle.

Issues Facing Travellers in Ireland

The first issue you’ll face in Ireland is deciphering an Irish accent over the jostling crowds of a Dublin Temple Bar brew, although your insurance won’t do much good there!

• Travel disruption – In terms of what your Ireland travel insurance can help you with, first up – the event that your airline goes bankrupt. It’s worth investing in some cover should this happen. If your flight is canceled, the best insurance for Ireland will see that your additional accommodation costs are covered while waiting for your new connection. They should reimburse you for the canceled flight, as well. Tour operators should be factored in here, too. They, too, can cancel schedules at the drop of a hat due to liquidation or unforeseen circumstances.
• Fluke natural disasters – Regarding natural disasters, Ireland’s soil is pretty much untouched. However, although you won’t find a volcano on the Emerald Isle, you might cross paths with the side effects. The eruption of Eyjafjallajökull in Iceland in 2010 grounded flights across Europe due to ash. Check out the terms of your Ireland travel insurance so you know what the deal is should a fluke incident like that occur. Besides that, flooding and landslides can occasionally form a roadblock in your itinerary and lead to missing a connection.
• Petty theft – And, as we’ve said, issues like pickpocketing and other property theft are worth taking under consideration. It is recommended that travel insurance for visitors to Ireland cover your valuables, passport, and euros.

Popular Activities in Ireland

Most of the things you’ll want to do in Ireland are safe, focused on culture and gentle sightseeing. We’d hope that shouldn’t result in a claim on your Ireland travel insurance. But if you’re after an adrenaline rush, check out some of the following ideas!

• Cycling – You could pootle around a city or gear up a mountain bike for an adrenaline rush through the gorgeous scenery! Ensure you are covered in the event your two-wheeler is stolen or vandalized. Helmets are not a legal requirement for cyclists in Ireland, but they are recommended. Some Ireland travel insurers may stipulate that you should wear one. Scout your coverage T&Cs before squeezing into your lycra.
• Surfing – Surfing is one of Ireland’s best-kept secrets ! Mullaghmore has one of the largest swells in the Atlantic Ocean for the most daring. Alternatively, there are plenty of beginner spots for novices to catch your first wave. But surfing is definitely one of the activities to check your insurance for Ireland holidays covers because coral and rocks can hurt.
• Renting a car – Before embarking on your self-drive road trip around Ireland, check your travel insurance provides comprehensive cover. You need to protect the hire car itself, any other cars involved, and your personal injuries. Not all travel insurance will cover car rental expenses by default, so read closely.

Things go wrong on the road ALL THE TIME. Be prepared for what life throws at you.

Buy an AMK Travel Medical Kit before you head out on your next adventure – don’t be daft!

In our experience, most Ireland travel insurance policies will probably include the following;

Emergency Accident & Sickness Medical Expenses

• Luggage and Personal Property

Emergency Evacuation and Repatriation

Non-medical emergency evacuation, trip cancellation, trip interruption.

We feel that these are the most common key terms to look out for when you are comparing different insurance policies. We will not examine each one of these to see what they actually mean.

Emergency Medical costs are perhaps the single most important aspects of any travel insurance policy. If you have an accident or become seriously ill with a tropical illness, you may want to rest easy knowing that the medical costs and Doctors bills will be taken care of.

Many of you may have never seen a medical bill. However, we have seen too many for our liking and believe us, they can get very expensive very quickly. A friend of mine was once charged $10,000 for a leg infection in Costa Rica. Even 2 days in a Thai hospital cost him nearly $2,000.00! Thankfully he was insured on both occasions.

Pre-existing medical and health conditions may not be covered under this or they may be covered for an additional premium.

Ideally, Emergency Accident & Sickness Medical insurance should offer at least $100,000.00 of coverage but some run into the millions. If you are visiting the US, then do have a serious think about this.

Baggage and Personal Property

Luggage and Personal property coverage covers the value of your bags and what’s in them. It is most commonly used for lost luggage and Many policies also extend this to cover “on the ground” theft which comes in very useful if you are robbed once you reach your destination.

The limits on this do vary between policies. However, the maximum value rarely exceeds $1000 with a maximum item value between – $250 – $500.

This is probably enough for many travellers. However if you travel with a lot of electrical gear (laptop & camera), or are packing golf clubs or something, you may also wish to think about taking out a separate gadget cover.

We’ve tested countless backpacks over the years, but there’s one that has always been the best and remains the best buy for adventurers: the broke backpacker-approved Osprey Aether and Ariel series.

Want more deetz on why these packs are so  damn perfect? Then read our comprehensive review for the inside scoop!

Emergency evacuation covers the cost of sending you back to your home country in a hospital. Let’s say that the above mentioned tropical illness is a very nasty one, and the decision is taken to send you home for further treatment; this will take care of the high costs of flying you home on a drip.

Repatriation is the cost of sending your remains home in the rare event that you die on your trip. Repatriation costs are not a burden I would want to leave to my family. Whilst this is thankfully rare, I do come across Facebook or “Go Fund Me” campaigns for somebody’s body to be flown home.

Non-medical Emergency Evacuation is when you have to be evacuated because of some sudden crisis.  Examples are outbreak of war/civil unrest and natural disasters that decimate infrastructure such as the South Asian Tsunami of 2006.

In more recent times, the Corona COVID-19 outbreak created the biggest international emergency evacuation situation ever. (FYI – it straddled both the medical and non-medical evacuation boundaries).

Emergency evacuation insurance covers the costs of having to book an emergency flight home ( which can be seriously expensive) and will also cover accommodation costs if you end up being flown to a random, “safe” country rather than going straight home.

Having to cancel an adventure that you were truly excited for is painful. However, being left out of pocket just makes it worse. Trip Cancellation cover can help you to recover the ‘non-refundable costs’ of your trip such as flight and hotel costs. Visa’s are also in this category.

To clarify, you can’t claim this simply because you changed your mind about the trip or fell out with your travel buddy. Proper cancellation reasons are things like sickness, family emergencies, bereavement, natural disaster and war – you get the gist.

Trip Interruption is when something goes wrong, even interrupts, and you have additional costs to pay because of it. One example, when your pre-paid hotel falls down and you are forced to book another one. Another example is when your flight home is cancelled and you need a few extra nights at your hotel.

Anything Else?

The above are what we consider to be the basic, bare-bones of travel insurance policies. However, some policies do offer a few more aspects to them. The very best Ireland travel insurance policies may also include the following;

Adventure Sports and Activities

Please note that Adventure sports and activities are not covered by all travel insurance policies. The definition of adventure sports and activities really does vary between providers but for example, can include;

• Trekking (altitude is usually a factor here)
• Swimming with Whales
• Improvised football games….

If you are going to be doing anything remotely physical or outdoorsy on your trip, then it may be sensible to check that your insurance provider is covering it. Broken jaws hurt enough without having high medical bills attached to them.

Accidental Death and Dismemberment

Accidental Death & Dismemberment cover doesn’t cover any travel related expenses as such but instead it basically provides you (or your next of kin) with monetary compensation in the event that something happens to you.

If you die, your loved ones get a payout. Or, if you lose a digit, YOU get a payout. I mean, how much is a finger really worth to you anyway?

It’s kind of like having a bit of life cover attached to your travel insurance.

“Well dear, I’m afraid there is good new and bad news. The bad news is that your parents both died on their trip to Ireland. The good news is that you get $10k!”

Gear and Electronics Cover

Some insurance policies do cover electronic gadgets but others do not. Those that do, sometimes charge an additional fee and they also usually limit the maximum item value.

If you only travel with a phone or a tablet then your travel insurer may well cover it entirely. However, if like me you travel with a MacBook, then you may wish to consider obtaining gadget cover.

Personally, I have had separate gadget cover on my MacBook Pro for years.

A new country, a new contract, a new piece of plastic – booooring. Instead, buy an eSIM!

An eSIM works just like an app: you buy it, you download it, and BOOM! You’re connected the minute you land. It’s that easy.

Is your phone eSIM ready? Read about how e-Sims work or click below to see one of the top eSIM providers on the market and  ditch the plastic .

Whilst they may all seem the same, not all insurers are. Some insurers offer lower prices than others and others offer higher coverage amounts. Some are infamous for not paying claims whilst others are celebrated for being fair and helpful.

Travel insurers – always the same yet always different. It isn’t possible (or legal) for us to say that anyone of them is the best, or is “better” than the others. No. Insurance is a very complex product and any policy takes into account a whole lot of data and a wide set of variables.

Remember that the “best” travel insurance always depends on where you are going, when you are going there and ultimately upon you and your needs. The best travel insurer for one trip, may not be the best for a different trip.

Below, we will introduce a few of the many travel insurance providers on offer. These are all firms we have used ourselves over the years.

SafetyWing are a relatively new player in the travel insurance space but are already making big waves. They specialise in cover for digital nomads and they offer open ended cover on a monthly subscription basis. Because they primarily cover digital nomads, they don’t offer much in the way of trip cancellation or delay so do take that into consideration.

However, SafetyWing really excels on the health side of travel insurance, covering dental and some complimentary treatments. In fact they even allow young children to be covered for free.

If cancellation and delay is not a concern for you or if you will be spending some considerable time on your trip, then maybe SafetyWing are right for you

• Emergency Accident & Sickness Medical Expenses – $250,000
• Baggage and Personal Property – $3000
• Emergency Evacuation and Repatriation – $100,000
• Non-Medical Emergency Evacuation – $10,000
• Trip Cancellation -$0
• Trip Interruption – $5000

If you need more information or want to get a quote, then you can visit the website for yourself.

Talk about efficient and effective, Heymondo are up-to-date when it comes to combining travel insurance with technology in the digital world of 2024. What truly sets them apart is their assistance app offering a 24-hour medical chat, free emergency assistance calls and incident management. How reassuring is that?! They also have a convenient and complication-free way to make a claim straight from your phone.

Medical expenses are covered up to $10,000,000 USD so try not to damage yourself anything over that amount… If you’d like travel insurance that operates with that little extra swiftness and ease, give these guys a go. They offer multiple options – single trip, annual multi-trip and long stay. We’ve focused on single trip, but do check out the others and find what fits your next adventure.

• Emergency Accident & Sickness Medical/Dental Expenses –$10,000,000 USD
• Baggage and Personal Property – $2,500 USD
• Repatriation and Early Return – $500,000 USD
• Non-Medical Emergency Evacuation – $10,000 USD
• Trip Cancellation – $7,000 USD
• Trip Disruption – $1,500 USD
• Covid 19 coverage included in all plans

If you need more convincing, click our link below to get 5% off your Heymondo travel insurance plan!

Columbus Direct

Named after one of history’s greatest (and most divisive explorers), Columbus Direct also specialise in insuring adventure-hungry explorers like us. They have been providing award-winning insurance for 30 years. What we like about this plan is that it does cover small amounts of personal cash. However, Gadget Cover is not available.

Columbus Direct actually offers a number of different travel insurance plans. Below we have focused on 1 of these and have set out the coverage amounts for the Globetrotter plan.

• Emergency Accident & Sickness Medical Expenses – $1,000,000
• Baggage and Personal Property – $750
• Emergency Evacuation and Repatriation – $1,000,000
• Non-Medical Emergency Evacuation – $0
• Trip Cancellation -$1,000
• Trip Interruption (“Catastophe”) – $750

World Nomads

World Nomads have been insuring backpackers for years now. World Nomads specialise in backpacker travel insurance and their policies cover long way travel on one way tickets, trips to multiple countries and a whole lot of adventure activities. These guys are well used to dealing with backpackers like us, and they are regularly recommended by travel bloggers and industry insiders. We love them.

They offer 2 different policies depending on your needs. The Standard Plan is standard & the Explorer Plan covers a whole host of high risk, high fun activities. World Nomads are also one of the few travel insurers who will write you a policy after starting your trip. The one downside for us is that they don’t cover Pakistan.

Let’s look at the maximum coverage amounts a World Nomads travel insurance plan can offer with both the Standard & Explorer plan.

• Emergency Accident & Sickness Medical Expenses -$100,000/$100,000
• Baggage and Personal Property – $1000/$3000
• Emergency Evacuation and Repatriation – $300,000/$500,000
• Non-Medical Emergency Evacuation – $25,000/$25,000
• Trip Cancellation -$2500/$10,000
• Trip Interruption – $2500/$10,000

If you want more info or to get a quote then visit the World Nomads site for yourself and take a look.

Iati Seguros

Iati Seguros is a Spanish based travel insurance company who we have personally used and loved. You will notice that they provide competitive cover amounts for the key travel insurance areas, and are competitively priced. So far we have heard nothing but good things about them.

They also offer multiple ones, but we have focused on the Standard Plan although we wholly encourage checking out all plans for yourself to identify the best one for your needs.

Standard Plan

• Emergency Accident & Sickness Medical Expenses – $200,000
• Baggage and Personal Property – $1000
• Emergency Evacuation and Repatriation – 100% of cost
• Trip Cancellation -$1,500
• Trip Interruption – 100% of cost

Insure My Equipment

Insuremyequipment.com does precisely what the name suggests. They are an online insurer for expensive equipment (like camera gear & gold clubs). You can use them to get specific pieces of gear insured but please bear in mind this policy is only for your specified gear.

An Insure My Equipment policy works well in combination with other travel insurance. Insure My Equipment policies are an excellent choice for professionals and backpackers with more $0000’s worth of camera equipment, expensive laptops or fishing rods.

I also know a few travelling musicians and DJs who use these guys so you are in cool company.

Choosing the right travel insurance for your Ireland holiday is like choosing a wife, it is something only you can decide (unless your Indian in which case your parents will do it) . You need to work out how much your trip is worth, how much equipment you plan to take and what activities you intend to engage in.

And of course, you need to ask yourself how much can you afford – how much you can afford to pay for cover, and how much you can afford to be out of pocket in the unlikely event of a claim. Sometimes, the cheapest Ireland travel insurance will be enough and sometimes it will be worth spending a bit more. Hopefully the information provided in this post will help you to decide – if not, then I just wasted 5 hours of my life in writing it!

Safety in Ireland Backpacking Ireland

Is Ireland Expensive? Where To Stay in Ireland

Final Thoughts on Ireland Travel Insurance

Well done, you made it all the way to the end! Now you’ve brushed up on your Ireland travel insurance need-to-knows, over to more interesting topics. It’s time to plan what you’re going to do in this remarkable country. We can help you out there, too.

Have a leaf through the rest of our Ireland travel content. We’ll tell you the best places to stay, the top attractions you shouldn’t miss, and restaurants you have to check out – everything you need in order to make the most of your time on the Emerald Isle! Safe travels in Ireland.

And for transparency’s sake, please know that some of the links in our content are affiliate links . That means that if you book your accommodation, buy your gear, or sort your insurance through our link, we earn a small commission (at no extra cost to you). That said, we only link to the gear we trust and never recommend services we don’t believe are up to scratch. Again, thank you!

Aiden Freeborn

Share or save this post

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Notify me of followup comments via e-mail.