airbnb add travel insurance after booking

Airbnb Travel Insurance for Guests | What it is and How it Works

Traveling opens doors to new experiences and cultures, but unexpected events can disrupt even the best-laid plans. Trip cancellations, flight delays or medical emergencies can leave you scrambling for solutions and facing financial losses. This is where travel insurance steps in, offering a safety net for unforeseen circumstances.

Airbnb, recognizing this need, offers travel insurance as an add-on purchase for guests during the booking process. But how does it differ from the existing Airbnb Host Guarantee programs like AirCover for guests? Let's delve into the world of Airbnb travel insurance and understand how it can protect your next Airbnb adventure.

AirCover vs. Travel Insurance

It's important to distinguish between Airbnb travel insurance and AirCover for guests . AirCover is a free program offered by Airbnb. It acts as a safety net for situations directly related to the host or the listing itself.

Let's dissect what AirCover covers:

• Listing inaccuracy: Did the pool in the pictures turn out to be a kiddie inflatable? AirCover comes to the rescue if the listing significantly differs from reality and the host can't rectify it. Guests will be assisted in finding similar accommodation or offered a full or partial refund.
• Host cancellation within 30 days: Imagine booking your dream getaway only to have the host cancel last minute. AirCover ensures guests aren't left scrambling. It will help them find alternative accommodation or provide a full refund.
• Unable to check-In (host's fault): You arrived at your stay, but the host is nowhere to be found, or there's a problem with access? AirCover steps in, helping guests find a similar place or offering a full refund depending on the circumstances.

In these scenarios, Airbnb will help you find a similar place to stay or offer a full or partial refund.

Travel insurance

Travel insurance acts as a broader umbrella, shielding guests from a wider range of potential disruptions beyond the scope of AirCover.

Unlike AirCover, travel insurance is an optional add-on purchased during the booking process. It's provided by a third-party insurance company, currently Generali Global Assistance in the US and Europ Assistance Group in other parts of the world) and offers broader coverage for unforeseen circumstances outside the control of you and your host.

What does Airbnb travel insurance cover?

Airbnb travel insurance offers a safety net for various situations that could derail your trip. Here's a breakdown of some key coverages:

• Trip cancellation: If you need to cancel your trip entirely for a covered reason, you can be reimbursed for up to 100% of your non-refundable Airbnb booking cost. Covered reasons typically include illness, injury (to yourself or a travel companion), natural disasters at your destination or unexpected work obligations.
• Trip interruption: Imagine having to cut your Airbnb stay short (due to a covered reason). You can get reimbursed for the unused portion of your accommodation cost, potentially up to 150% (including the initial cancellation reimbursement). This additional 50% might cover some additional expenses incurred due to the disruption.
• Travel delay: Flight delays can wreak havoc on your itinerary. If your trip is delayed by 24 hours or more due to a covered reason (like bad weather or a mechanical issue), you might be reimbursed for expenses like meals, accommodation and local transportation incurred during the delay, up to a certain limit per person (typically $750).
• Emergency medical and evacuation: Accidents or sudden illness can occur anywhere. You get coverage for medical expenses and emergency medical evacuation (including repatriation) if needed during your trip.
• Baggage delay or loss: Misplaced luggage can throw a wrench in your travel plans. If your checked baggage is delayed or lost for 24 hours or more, you might be reimbursed for essential items like toiletries and clothing to tide you over until your luggage arrives.

What does Airbnb travel insurance NOT cover?

This depends on how the coverage is defined and the country of residence of the Airbnb traveler. For example, UK residents are not covered for travel costs such as flights, trains and ferries as well as pre-existing medical conditions.

Policy details relevant to each country including areas of coverage and key exclusions can be found here .

How Does Airbnb AirCover Work with Airbnb Travel Insurance?

Airbnb’s AirCover for guests and travel insurance are two different but complementary products that work well together. For example, if a guest arrives at their destination only to find the host has canceled the reservation at the last minute. Meanwhile, they are informed at the airport that their baggage is missing. While AirCover will help the guest find a new place to stay at no extra cost, they can file an insurance claim to get reimbursed for their missing baggage.

Key Considerations for Guests When Choosing Travel Insurance

While AirCover offers valuable protections related to Airbnb itself, Airbnb travel insurance provides a broader safety net for various trip disruptions.

By understanding the coverage details and comparing it to your specific needs and risk tolerance, you can decide if Airbnb travel insurance is a worthwhile addition to your Airbnb booking. Here are some additional tips:

• Compare costs: Don't just rely on the travel insurance offered during booking. Consider comparing it with independent travel insurance providers to see if you can find a better deal with similar coverage.
• Read reviews: Researching online reviews of Generali's travel insurance can give you insights into their claim settlement process and customer service.
• Consider trip protection on credit cards: Some credit cards offer trip cancellation or interruption insurance as a benefit. Check your credit card's benefits to see if it might already offer some coverage.
• Always review the full terms and conditions of any travel insurance policy before purchasing.
• File claims promptly according to the insurer's guidelines.
• Keep all documentation related to your trip cancellation or disruption, including receipts and communication with the host or airline.

By being prepared with Airbnb travel insurance, you can embark on your Airbnb adventure with greater confidence, knowing you have some financial protection if the unexpected arises. Now you can focus on creating lasting memories during your stay!

Who should consider Airbnb travel insurance?

Travel insurance can be a wise investment for:

• Those with non-refundable bookings: If you've booked an Airbnb with a strict cancellation policy , travel insurance can provide peace of mind in case unforeseen circumstances force you to cancel.
• Those booking expensive trips: For trips with a significant financial investment, travel insurance can help mitigate potential losses due to cancellations or interruptions.

Ready, Set, Go!

Airbnb travel insurance is more than just a step in creating new revenue streams. It’s also a means of providing added convenience to users inclined to purchase travel insurance while keeping them inside the Airbnb platform.

By incorporating this optional safety net, you can approach your Airbnb adventure with a sense of security, ready to embrace the possibilities and forge unforgettable memories. Remember, travel insurance provides a financial buffer, but prioritizing safety and well-being throughout your travels should always be your top priority. Now, bon voyage!

Ready to find out how Hostaway can transform your business?

Launched in 2015, Hostaway has helped thousands of vacation rental property managers regain their focus on growing their business. Hostaway takes pride in aligning itself with the needs of the fast evolving landscape and always provide reliable technology and great support. Sign up today!

Don't get stuck in a broken routine with poor software, manage your properties with Hostaway and experience a better business and life right away!

Travel insurance and reservation insurance

Travel insurance through europ assistance, travel insurance and assistance services for us residents, reservation insurance for eu residents, travel insurance and assistance services for residents in certain canadian provinces, related topics.

• Search tips
• Booking places to stay
• Booking Airbnb Experiences
• Booking business travel and events
• Booking Airbnb.org stays

Airbnb Travel Insurance: What Guests Should Know

Airbnb travel insurance can protect your finances if your trip goes awry..

5+ years writing insurance and personal finance topics

Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

Read Editorial Guidelines

Featured in

Licensed auto and home insurance agent

4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Updated September 26, 2023

Reading time: 4 minutes

Table of contents

• Airbnb insurance
• What’s covered
• What’s not covered
• Filing a claim

Staying in an Airbnb can be more convenient and affordable than renting a hotel room. And now, Airbnb offers travel insurance for guests in certain regions. Travel insurance can offer valuable financial protection if you need to cancel a prepaid trip for a covered reason.

Before you book a short-term rental through Airbnb, you should review and understand the available insurance options. Here’s what you need to know about Airbnb insurance, including what’s covered, what’s not covered, and how to file a claim.

Airbnb travel insurance explained

Airbnb travel insurance is an optional policy that you can purchase when booking a short-term rental. If you need to cancel your Airbnb booking for a covered reason, your insurer will reimburse you for up to 100% of your non-refundable reservation costs. It also provides coverage for things like travel delays and medical emergencies.

Airbnb travel insurance is currently available for customers in the United States, United Kingdom, and some European countries, including Austria, Germany, Italy, Ireland, the Netherlands, Portugal, and Spain. [1]

The cost of Airbnb travel insurance is a percentage of your total reservation cost. When you book your stay, you’ll have the option to add travel insurance to your reservation. The cost is added to the total reservation cost as a line item, and you pay for the policy when you check out online.

AirCover vs. Airbnb travel insurance

Every Airbnb booking includes AirCover, which covers things like last-minute booking cancellations by the host and problems during check-in. There’s also a 24/7 safety line that Airbnb guests can call if they feel unsafe. [2]

In addition, AirCover provides certain protections for hosts, like guest identity verification, $3 million in property damage protection, liability insurance, and loss of income insurance.

AirCover and Airbnb travel insurance are different products. AirCover is free with all bookings and covers significant issues that arise with a booking, like inaccurate listings or missing amenities.

On the other hand, Airbnb travel insurance is optional, and you can add it to your reservation for an additional cost. Unlike AirCover, Airbnb travel insurance will refund you for prepaid booking expenses if you need to cancel your trip for a covered reason, like flight delays or illness.

What Airbnb travel insurance covers

Airbnb travel insurance provides coverage for many unforeseen situations that can arise during travel. Here are some of the things an optional Airbnb travel insurance policy covers. [3]

Trip cancellation

If you need to cancel your Airbnb reservation for a covered reason, you can file a claim and get refunded for up to 100% of your prepaid and non-refundable costs. Covered reasons include illness and injury, flight cancellations and delays, and government mandates for evacuations due to a natural disaster or other inclement weather events.

Travel delays

This part of the policy will reimburse you for additional expenses if your trip gets delayed by more than 12 hours for a covered reason. Some covered situations include delayed flights, bad weather, and stolen passports and travel documents.

Medical emergencies

If you get sick or injured during your trip, an Airbnb travel insurance plan will reimburse you for medical costs, including prescription medication, emergency transportation in an ambulance, and hospital bills.

Delayed baggage

Guest travel insurance from Airbnb will reimburse you for lost, damaged, or stolen baggage. In addition, this policy will cover damaged travel documents and unauthorized credit card transactions that occur while traveling.

24/7 emergency and travel assistance

Airbnb offers 24/7 assistance while you’re traveling. Whether you experience a medical emergency and need to go to the nearest hospital or have questions about booking restaurants on your trip, a representative from Airbnb can provide the appropriate assistance, day or night.

What Airbnb travel insurance doesn’t cover

Airbnb travel insurance doesn’t cover everything, so it’s important to read your policy’s fine print before purchasing coverage. You’ll have the option to review the terms of Airbnb’s travel insurance contract before you add it to your reservation.

For example, for bookings made on or after May 31, 2022, having COVID-19 is no longer considered an extenuating circumstance that would allow you to cancel your trip for a refund.

There are also some location-specific restrictions. For UK travelers, Airbnb travel insurance doesn’t cover the cost of travel to and from your Airbnb listing, such as trains and ferries. It also won’t cover treatment for pre-existing medical conditions. [3]

How do you file an Airbnb travel insurance claim?

The insurance company that underwrites the policy handles Airbnb’s travel insurance claims. For U.S. residents, the underwriter is Generali. For UK and EU residents, the underwriter is Europ Assistance. [3]

You can initiate the claim process by visiting the coverage overview page on the Airbnb website and selecting “Start a Claim.” You can also contact the insurance company that underwrites your policy directly to start a new claim. [3]

Airbnb travel insurance FAQs

Below, you’ll find answers to some of the most commonly asked questions about Airbnb travel insurance.

How do you add Airbnb travel insurance to your booking?

When you reserve an Airbnb, you’ll have the option to add travel insurance to your reservation before you check out. The travel insurance premium will already be generated, so you can simply check the box to add the insurance policy to your total reservation cost.

Does Airbnb travel insurance cover COVID-19?

Airbnb travel insurance doesn’t cover COVID-19. If you test positive for COVID-19 and need to cancel your trip, the Airbnb host’s cancellation policy will apply. Additionally, Airbnb travel insurance doesn’t cover unexpected travel disruptions due to COVID-19, like quarantine mandates or border closures.

Are hosts covered by Airbnb travel insurance?

Airbnb travel insurance doesn’t provide any protection for hosts or their Airbnb property. However, AirCover, which is included for free in every booking, does provide protections for Airbnb hosts, such as damage to their rental property.

Should you get insurance for Airbnb?

Airbnb travel insurance can be beneficial if you’re spending a lot of money on non-refundable bookings or want to ensure coverage for unexpected issues, like travel delays and lost baggage. However, if you’re driving a short distance to stay in a vacation rental for the weekend, this policy may not be worth the added cost.

Related articles

• Does Travel Insurance Cover Pre-Existing Conditions?
• What Is Cancel For Any Reason (CFAR) Travel Insurance?
• Airbnb . " Understanding Travel Insurance ."
• Airbnb . " Aircover for guests ."
• Airbnb . " Travel insurance through Generali ."

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com . 

Latest Articles

Cheapest Travel Insurance (April 2024)

Travel insurance can be beneficial, especially for people traveling to risky areas and people with health concerns.

How to Find the Best Travel Insurance for Seniors

Travel insurance can be beneficial for senior travelers, especially those with health concerns. Find out how you can secure your next trip.

What Does Cruise Insurance Cover?

Cruise insurance is a type of travel insurance that can include international medical insurance, trip delays, and complete cancellation of your trip.

Visitor Insurance for Parents: What to Know

Learn how to find visitor insurance for parents, why you need it, and the best companies offering medical coverage for visitors from abroad.

Is Flight Insurance Worth It?

Is flight insurance worth it? Weigh the pros, cons, typical costs, and coverage options to decide whether it’s worth purchasing.

Travel Medical Insurance: What to Know

Travel medical insurance can provide financial protection in case of unforeseen circumstances while traveling, such as illness or medical emergencies.

Airbnb Travel Insurance for Guests: Cost, details, limitations, differences with Aircover

Thibault Masson

Updated on: July 21, 2022

Airbnb is rolling out its guest travel insurance in the US, the UK, and 8 countries of the European Union . The company had been working on it for at least two years. Unlike its Aircover for guests program, which is free, this travel insurance is a paid product . Travelers can purchase it while completing their booking. Big insurance company names are behind the insurance program (e.g. Europ Assistance, Generali, AON). Let’s discover what Airbnb’s travel insurance exactly covers, when it can be used, and wha t impact it can have on existing host cancelation policies . We’ll also see why it is difficult to roll out a travel insurance offering globally.  

Airbnb is not the first vacation rental listing platform to be offering travel insurance to its guests. Vrbo has been selling travel insurance products in the US created by Generali (formerly CSA Travel Protection) for years. At a time when online travel agents like Hopper are promising incremental revenues from FinTech products to their investors, it is also good for Airbnb to announce a way to make money on insurance products, after giving away host insurance liability for free, for instance.

Where is Airbnb’s travel insurance available?

Airbnb is launching its guest travel insurance in the following countries:

• the Netherlands,
• Austria, 

Airbnb is planning on making its travel insurance available to guests in other countries in the future. Our guess is that Airbnb will then go after other markets in the European Union, such as France, as it already has set some insurance operations within the EU. Then, other countries with similar insurance industry setups such as Australia come could.

Rolling out insurance is really a matter of going at it country by country and even state by state in the US. Insurance regulations are very strong and differ from one country to another in the EU and one state to another in the US.  

For countries in South America, parts of Asia, and Africa, things will probably take more time.

What does the Airbnb travel insurance cover and when can a guest make a claim? Disover this trip cancellation insurance which does not infringe existing host cancellation policies.

What the airbnb travel covers, for instance, in the us:.

In the US, the Airbnb travel insurance is powered by the Generali insurance company. The plan includes:

• Trip cancellation:  Get reimbursed for up to 100% of your non-refunded Airbnb reservation cost if you cancel for a covered reason, such as: iIllness or injury, flight cancellations and delays due to weather, or mandatory evacuations due to weather.
• Travel delay:  Get reimbursed for certain additional expenses you incur because your trip is delayed for 12 hours or more for a covered reason, such as: flight delays, passport theft, or adverse weather.
• Medical:  Get reimbursed for doctor-ordered medical services during your trip, such as: hospital services, ambulance services, and prescription medicines.
• Baggage:  Get reimbursed for lost, stolen, or damaged baggage, lost, stolen, or damaged travel documents, and unauthorized use of credit cards during your trip.

The plan also comes with other coverages and perks, like 24/7 emergency and travel assistance services. With just a phone call, you can get help with anything from a medical referral to a restaurant recommendation.

What does the Airbnb travel insurance mean for a host?

Airbnb’s travel insurance for guests promises a payment for up to 100% of their non-refunded Airbnb reservation costs if their trip is impacted by specific events, such as

• bad weather,
• stolen travel documents,
• or serious illness.

Airbnb’s travel insurance is more like a trip cancellation insurance that works under certain conditions than a cancel-for-any reason insurance product.

Basically, if a traveler has to cancel their trip:

• The existing host cancellation policy will apply.
• Let’s take the example of a booking made under the Airbnb Strict cancellation policy . It allows guests to receive a full refund if they cancel within 48 hours of booking and at least 14 days before a listing’s check-in time. In the event of a cancellation within 48 hours, the guest is only entitled to a 50% refund, regardless of how far out the check-in date is. S o, the host only pays back 50% of the Airbnb reservation cost.
• Now, if specific events listed and covered by the Airbnb travel insurance occur, then travel insurance can refund up to the remaining 50% .
• Note that, unlike with Aircover, the insurance provider will not seek to recover any money from the Host if a guest files a travel insurance claim

What exactly is the “Airbnb booking cost” that is covered?

To our understanding, the Airbnb booking cost is what the guest pays to the host. It may or may not include Airbnb’s service fee. Depending on the existing host cancellation policy, the travel insurance will pay the guest the part of the booking cost that the host got to keep as per the cancellation policy.

For example, if the Host refunds 50% of the Airbnb reservation cost based on their cancellation policy, travel insurance can refund up to the remaining 50% if the guest cancels for a covered reason.

How about COVID-19?

At Airbnb, for any booking made on or after May 31, 2022, being sick with COVID-19 will no longer be considered an extenuating circumstance. This is also the case on most online travel platforms such as Booking.com and Vrbo?

According to Airbnb, its guest travel insurance “could” cover costs related to COVID as it can cover “serious illness”: “If a guest purchases travel insurance, they could be covered should they become sick with COVID-19 (as diagnosed by a licensed doctor) and other policy terms are met. So, it may depend on where the guest booking is from, among other things.

If they are worried about having to cancel a trip due to COVID-related reasons,  Airbnb recommends travelers buy travel insurance. So, it would make sense that Airbnb started selling such an insurance product to its guests.

How can you buy guest travel insurance on Airbnb?

Guests get the option to purchase travel insurance during the booking process. The Airbnb guest travel insurance cannot be bought separately or after the booking has been made.

• During booking, guests are given the option to add travel insurance.
• Dedicated screens provide details about what the policy covers and key exclusions.
• If they’re interested, guests simply add travel insurance to their booking and check out.
• The guest’s travel insurance premium is a percentage of their total trip cost and will appear as a line item at checkout. 
• After completing their reservation, guests who added travel insurance will receive an email confirmation with their policy’s details and information about how to file a claim

Is it free or paid?

The Airbnb travel insurance is not free, can be purchased at booking time and covers up to 100% of Airbnb booking cost 

How much does the Airbnb guest travel insurance cost?

The cost of Airbnb’s travel insurance is not a fixed cost. It varies according to the total trip cost (as well as the location of the guest making the booking). The guest’s travel insurance premium is a percentage of their total trip cost and will appear as a line item at checkout. 

What are the differences between Aircover for guests (free) vs Airbnb travel insurance (paid)?

So here are the main differences with Aircover for guests:

• Aircover for guests is free, while Airbnb’s travel insurance is a paid product.
• Aircover relies on a set of processes that force hosts to pay back guests in case of major issues (e.g. impossible to check-in, a major listing feature missing such as air conditioning)
• Airbnb’s travel insurance is underwritten by large insurance companies such as Generali.
• Aircover for guests is triggered when things do not go well due to issues on the host side, while the guest travel insurance covers trip cancellations due to bad weather or the guest falling sick.
• While Aircover for guests often gets down to hosts refunding money to guests, Airbnb’s travel insurance is money paid by the insurance company to the guests (no money is retrieved from the host on top of the existing host cancellation policy).

Aircover for guests is a set of protections that rely on hosts refunding money. It is no insurance, unlike the guest travel insurance product being introduced 

Du ring its Summer 2022 Release event , Airbnb announced a program called “Aircover” which offers new booking protections for guests, for free. These are protections, not insurance. Basically, they rely on Airbnb’s ability to get money back from the host to the guest in case of a substantial breach in what the guest was expecting (e.g. Air conditioning or a swimming pool were listed by the host but they are not actually available at the property).

The protections offered to guests through Airbnb’s Aircover are presented as unique and ground-breaking. Yet, they look like a nice repackaging of existing services that companies such as Booking.com have been offering for years (e.g., helping find a place for the guest should the host cancel). Now, better packaging protections, giving them a name (Aircover), and merchandising them well on the website (Aircover is mentioned high on every listing page) make up good product marketing work. If competitors have been doing the same but have done a bad job at saying so, travelers will indeed have the impression that what Airbnb is offering for free is new and superior in terms of booking protections.

On the guest side, Aircover is no insurance product. It is more the sum of a series of policies and procedures imposed on the host, especially the recently updated and much-contested rebooking and refunding policy.

Aircover is about guaranteeing that Airbnb will either find a new place or refund the guest (e.g., Check-In Guarantee: If a guest can’t check in to a place and the host isn’t able to resolve the issue, Airbnb will find the guest a similar or better home for the length of their original stay at Airbnb’s expense, or we’ll refund them.

To deliver on its promises to guests, Airbnb needed to set the equivalent expectations upon hosts . This is why the company had previously informed its hosts that it was updating its Rebooking and Refund Policy . For instance, it has made it plain and clear to hosts that they may have to refund guests should the host cancel a booking or the guest find that something crucial promised in the listing was actually missing from the property. You will notice that this is the exact mirror of the protections offered to guests, and it makes sense: The money refunded to guests through Aircover actually comes from hosts having to refund them according to the updated rebooking and refund policy. 

Why did Airbnb make its travel insurance a paid product, while Aircover for guests and Aircover for hosts are free?

If Airbnb were to offer free travel insurance, it would also have to pay an insurance premium to a professional insurer . Given the volume of Airbnb bookings, it would represent a lot of money and would dent Airbnb’s profitability.

First, Airbnb would not need to cover all its guests, as some already have their travel insurance. Also, unless a reservation is non-refundable, a guest may have a chance to get their money back by canceling their booking or asking their host for some flexibility. Hosts may not like to hear it, but, in a way, flexible cancellation policies are a form of travel insurance for guests.

Second, Airbnb seems to see travel insurance as a money-maker. After all, Vrbo has been flogging insurance products to guests and owners for years, probably making a lot of money from its insurance provider Generali.

• In August 2021, during a quarterly earnings call, a financial analyst asked Airbnb leaders whether the take rate, currently at 15% on average, would increase in the future. The answers were quite interesting.
• First, Airbnb mentioned, “opportunities (such as) guest travel insurance”. So, the take rate could increase from commissions on travel insurance that Airbnb would sell to guests.

Another reason why it could be a paid product for guests is Hopper’s success at selling its “cancel any time” and “price freeze” guarantees. It shows that consumers are ok to pay for an added service. Airbnb’s shareholders may be happy to hear that the company is trying to increase its margins, as Hopper is doing. With the launch of Hopper Homes, the competition between the two companies is increasing.

What’s the impact of Airbnb’s travel insurance on existing host cancellation policies?

There is no impact on a host’s cancellation polic y. If a guest cancels, they forfeit whatever money was due under the cancellation policy they had signed up for. The host gets to keep the deposit.

What the travel insurance brings about is that the guest can ask the insurance company to refund the money that the host has kept for themselves (as per the existing cancellation policy).

So, Airbnb has found a way to enforce host policies, while allowing guests to lower their risk through travel insurance. According to the company, if travelers who buy a policy cancel their booking for a covered reason, they’ll be able to file a claim to seek reimbursement for up to 100% of their non-refunded Airbnb booking cost. This may reduce the possibility of guests asking Hosts for a refund outside the terms of their Hosts’ cancellation policies.

The challenges of offering an insurance product on a global basis

When Airbnb first revealed that its $1,000,000 Host Guarantee had gone global ten years ago, the industry wondered how Airbnb had pulled it off. How can they have created and launched such an insurance product globally? The answer was that the company could, as this was no insurance. This was a guarantee, built on processes and tools such as the Resolution Center . In some iffy cases, Airbnb was probably also ready to spend some money of its own the solve the issue. So, no need to care about local insurance regulations across 130+ countries. No insurance, just a guarantee.

It is somewhat easier to roll out a liability insurance program for hosts ( as Booking.com just did ), as the risk is a bit more standard and as insurance companies have some existing products that can be used. This is why Aircover for Hosts has a real liability insurance product, while, on the damage protection side, Airbnb is still relying on the Resolution Center.

The Airbnb Guest Travel Insurance has been in the works for almost two years!

• On March 30, 2020, during an emergency live stream held with Airbnb hosts in the thick of the COVID crisis, B rian Chesky announced that the company was working on travel insurance ,
• In 2021, Airbnb discreetly launched its Travel Insurance page and started recommending guests purchased a travel insurance product at the end of its booking process. Airbnb here was merely redirecting travelers to third-party websites, such as the travel insurance aggregator InsureMyTrip in the US and insurance company Europ Assistance (part of the Generali Group) in Europe,
• In August 2021, during a quarterly earnings call, Airbnb mentioned working on opportunities such as  “guest travel insurance”,
• On January 2, Brian Chesky confirmed in a tweet that the company was working on guest travel insurance

Who are the insurance companies behind Airbnb’s travel insurance?

It is always hard to pull off global coverage, as insurance is really more like a series of national businesses due to local regulations . Airbnb had to create subsidiaries that deal with insurance on local or regional levels, such as Airbnb Insurance Agency LLC in the US and Airbnb UK Services Limited in the UK.

Two partners with Aon + Europ Assistance Group (and its U.S. subsidiary, Generali Global Assistance), to introduce travel insurance for guests. Both AO

• For guests in the U.S., the travel insurance plan is offered by Airbnb Insurance Agency LLC , which is licensed as an insurance agency in all states of the U.S. and the District of Columbia, and underwritten by Generali US Branch of New York, N.Y.
• For guests in the U.K., travel insurance is underwritten by Europ Assistanc e SA. Travel insurance is arranged by Airbnb UK Services Limited . Airbnb UK Services Limited is an appointed representative of Aon UK Limited
• For guests in the EU, travel insurance is underwritten by Europ Assistance S.A., acting through its Irish Branch

Airbnb has been working on its guest travel insurance product for over two years and announced that it will be launching the product in Spring 2022. The COVID-19 pandemic has forced Airbnb to expedite the launch of this product. The company is launching its travel insurance as a paid product in 10 countries. More countries, at least within the European Union, should soon be covered.

Airbnb stacks this paid product on top of its free Aircover booking guarantees. This way, it wants to show that it is already offering a great level of protection but that money can buy guests something extra. It certainly does not hurt that insurance products have comfortable margins and that it is also a good move for Airbnb’s bottom line.

most recent

Airbnb , Industry News

How airbnb’s push for renter policies is shaping housing markets and sector perceptions.

Industry News

The sirreti list: accreditation for luxury vacation rentals.

Airbnb Conspiracy Theories: A MAJOR disruptive event on June 6?

Round-Up: Airbnb Unveils Summer 2024 Trends, SUPERHOG Debuts Podcast, Smiling House Spotlights Top Luxury Destinations

Conferences & Events , Industry News , Sustainability

Future-proof your rentals: the new green standard is here.

Round-Up: Airbnb Reports Economic Impact in the US, HomeToGo’s Strategic Komoot Partnership, Anticipating Short Stay Summit 2024

PH +1 000 000 0000

24 M Drive East Hampton, NY 11937

© 2024 INFO

Get the most important short-term rental news and insights straight to your inbox, for FREE.

Email address:

I have read the Rental Scale-Up Privacy Policy

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

Can I Buy Travel Insurance After Booking?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

When can you buy travel insurance?

When is the best time to buy travel insurance, when is it too late to buy travel insurance, if you want to buy travel insurance after booking.

When you’re planning a trip away from home, travel insurance provides peace of mind, especially for pricey vacations. Maybe you’ve already started booking a trip and only now realized travel insurance might be a good idea. You may be wondering, “Can I buy travel insurance after booking my trip or purchasing plane tickets?”

The short answer is: Yes, you can.

However, timing is everything when it comes to buying travel insurance — and some options won’t be available if you wait too long. Here's a look at buying travel insurance, the best times to purchase it and when it’s too late to get it.

Depending on what you’re doing, travel insurance can provide coverage for a variety of situations, including medical care, trip delays, lost luggage and even trip cancellation.

If travel insurance is something you’re considering, you’ll want to purchase it sooner rather than later — but not before booking your travel.

Many travel credit cards come with complimentary travel insurance .

Before booking

You won’t want to buy insurance before you book any travel, especially if you aren’t firm on your plans. Policies such as trip cancellation insurance are meant to protect you against nonrefundable losses that you have incurred. If you haven’t booked your travel yet, you won’t know your out-of-pocket costs or how much coverage you’ll need.

After booking

While it’s not recommended to purchase travel insurance before booking travel, you’ll want to do so as soon as your reservations are made. At this point, you can expect to see the greatest number of options to choose from, including Cancel For Any Reason insurance .

It is possible to purchase travel insurance up until the very last minute — most insurance companies will allow you to buy a policy until the day before departure. Keep in mind that your options will be limited if you wait, however, and some benefits such as trip cancellation and interruption may no longer be available.

» Learn more: How to find the best travel insurance

The best time to purchase travel insurance is as soon as your reservations have been made. Waiting a long period of time after booking your trip can make you ineligible for certain types of insurance. Examples of this include:

Pre-existing medical condition insurance. This is time-sensitive insurance and allows for treatment for existing medical conditions if they’re aggravated by travel. You’ll need to be medically fit to travel at the time you purchase this coverage. You must also insure 100% of your trip. Finally, the time period you have to buy the insurance will vary according to the provider; generally, you’ll be expected to purchase this 10 to 21 days after first putting down a deposit.

Cancel For Any Reason insurance. As the name suggests, this insurance allows you to cancel your trip and receive a portion of your nonrefundable costs back, no matter the reason why you’re canceling. Typically, you’ll need to purchase CFAR insurance 10 to 21 days after putting down your initial deposit. Providers may also require you to cancel your trip earlier than 48 to 72 hours before your scheduled departure.

Finally, your ability to buy travel insurance evaporates if you aren’t already covered when an event arises. Just like you are unable to buy cell phone insurance when you’ve already cracked your screen, you can’t buy most types of travel insurance if your trip has already been affected.

Let’s say that you booked a trip to France last June. You’ve been intending to buy trip cancellation insurance but have been putting it off. However, just two weeks before you’re set to leave, you slip down a set of stairs and break your leg. Now you’re rocking a set of crutches and there’s no way you’re fitting in that economy class seat you’d booked.

Trip cancellation insurance would have covered you for any nonrefundable purchases you’d made due to your unforeseen injury. But now that your leg is already broken, it’s no longer an option. Because trip cancellation insurance isn’t retroactive, you’ll just have to absorb the cost.

» Learn more: Trip cancellation insurance explained

How close to a trip can you buy insurance? We’ve outlined some specific situations above in which you’re no longer able to buy travel insurance, including time-sensitive policies that must be purchased soon after you make your reservations.

Otherwise, you’re able to buy most types of travel insurance all the way until the day before you begin traveling. Any time after that — even 12:01 a.m. on your departure date — and it’s too late to insure your trip.

Can you buy travel insurance at the airport?

No, you can’t buy travel insurance at the airport. You also can’t buy it when you’ve already boarded your cruise, you’ve chosen not to attend a tour or your flight is so late it causes you to miss your connection.

» Learn more: What does travel insurance cover?

Travel insurance can be a good idea for many reasons, especially if you’re worried about anything going wrong during your trip or if you’ve invested a lot of money into a vacation. Happily, for procrastinators, most types of travel insurance are available after you’ve already booked your travel. You’ll simply need to make the purchase at least one day before travel.

However, there are some types of coverage that you’ll need to buy soon after booking or they won’t be available. These include Cancel for Any Reason insurance as well as pre-existing medical condition insurance. So if you are interested in buying travel insurance, purchasing a policy soon after booking your trip is the best way to go.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Airbnb Guest Travel Insurance

In Spring 2022 Airbnb will launch a custom-built guest travel insurance product offering exclusive to Airbnb guests. The same team that brought our AirCover Host protection product to life is building the new guest insurance product in partnership with a reputable insurance carrier.

Purchase travel insurance after booking

Direct way how to request reimbursement under the host protection, subscribe to see what we're thinking.

Processing your application

There was an error sending the email

Check your inbox and click the link to confirm your subscription

May we suggest a tag?

May we suggest an author.

Travel Erudition

Can you add airbnb travel insurance after booking?

Yes, you can add Airbnb travel insurance after booking. Just go to your account settings and under “Your Trips” select “Change/Cancel.” From there, you will be able to add, remove, or change your travel insurance.

Yes, you can add Airbnb travel insurance after booking in some cases. However, it is important to check with the company beforehand to see if this is an option.

How do I add insurance to Airbnb?

When making an Airbnb booking, you will be given the option to add travel insurance on the checkout page. Be sure to review the details of the insurance plan being offered and what’s covered to make sure it’s right for you before you make a decision.

If you’re thinking about buying travel insurance, it’s best to do it as early as possible in the process. That way, you can take advantage of all the benefits that come with it. If you wait until later to buy insurance, you may miss out on some of those benefits.

How late can you buy travel insurance

There is no set answer to this question as it depends on the individual situation. In general, you can buy coverage any time before the date of your trip. That said, it’s always best to buy coverage as soon as you make your reservations. This way, you will be covered in case of any unforeseen events that may occur before your trip.

It’s a good idea to buy travel insurance once you book your flight, because you’ll know the ticket price and can be sure you’re covered in case of any problems. Travel insurance can help you if you have to cancel your trip, if your baggage is lost or delayed, or if you get sick or injured while traveling.

Does Airbnb insurance really work?

There are a few things to keep in mind when it comes to Airbnb’s liability insurance. First, it does not cover everything, so it is a good idea to get some additional coverage. Second, insurers may vary depending on your city and state, so not all options will be available to you.

For Airbnb rentals, we recommend speaking with your insurance provider to see if your policy covers short-term rentals. Many landlord insurance policies will not cover rentals of under thirty days. If you have a renter in mind who will stay more than a month consecutively on your property, landlord insurance could be right for you.

Can you get travel insurance for a trip already booked?

Taking out travel insurance as soon as you’ve booked your holiday is a good idea in case you need to cancel your trip. For example, if you get injured or fall ill before your departure date, you’ll be covered by your insurance policy.

You can buy travel insurance at any time before your trip. However, the best time to purchase it is usually when you book your tickets. This is because most travel insurance policies have a “cancel for any reason” clause that allows you to cancel your trip and get a refund, even if you don’t have a specific reason.

If you wait too long to purchase travel insurance, you may not be able to get it. This is because many policies have a “pre-existing conditions” clause that excludes coverage for any medical conditions that you had before you purchased the policy.

So, if you’re planning a trip, make sure to buy travel insurance as soon as you book your tickets. That way, you’ll be covered in case you need to cancel for any reason.

How many days in advance should I buy travel insurance

If you have a pre-existing medical condition, it’s important to purchase travel insurance within the 14-day window before your trip. Look for a plan that includes the existing medical condition benefit to make sure you’re covered.

If you’re planning on going on a trip, it’s important to make sure you have travel insurance. Otherwise, you may have to pay for any problems that come up out of your own pocket, or you may lose money if you have to cancel your trip.

Does travel insurance get more expensive closer to the trip?

This is good news for travelers who like to procrastinate or who don’t know their travel dates far in advance. However, it’s important to keep in mind that some insurers might not cover any events related to coronavirus if you buy your policy closer to your travel date. So if you’re considering buying travel insurance, be sure to check the policy terms carefully to see if you’re covered for any events related to the pandemic.

I’m glad I chose to add insurance to my hotel booking. I was worried about what would happen if I needed to cancel or change my plans, but this insurance gives me peace of mind. I would recommend it to anyone who is considering it.

What date should you put on travel insurance

If you are buying an Annual Multi-Trip insurance policy, the start date should be the first day you want coverage to begin. Please note that if you have already booked a trip, you will need the insurance to start immediately so that you have the benefit of cancellation coverage.

There is no one definitive answer to the question of when to buy travel insurance. Typically, it is best to purchase a policy as soon as you have booked or made a financial commitment to your trip. This will ensure that you are covered in the event of any unforeseen circumstances that may arise.

What insurance do I get with Airbnb?

Host liability insurance provides protection in the event that a guest is injured or their belongings are damaged or stolen while staying at your property. This coverage can help cover the costs of legal fees, settlements, and other expenses that may be incurred.

AirCover for Hosts is free from Airbnb and it includes up to $3 million in host damage protection, $1 million in host liability protection and $1 million in liability insurance for those who offer Experiences through Airbnb.

You can add travel insurance to your Airbnb reservation up to 24 hours before your check-in date.

It is not possible to add Airbnb travel insurance after booking.

Scott Johnson

Scott Johnson is passionate about traveling. He loves exploring new cultures and places, and discovering the world around him. He believes that travel can open up new perspectives and opportunities for growth and development. Scott has visited many countries in Europe, Africa, South America, and Asia, and he continues to seek out new destinations for his adventures.

Leave a Comment Cancel reply

Travel insurance and reservation insurance

Travel insurance through europ assistance, travel insurance and assistance services for us residents, reservation insurance for eu residents, travel insurance and assistance services for residents in certain canadian provinces, related topics.

• Search tips
• Booking places to stay
• Booking Airbnb Experiences
• Booking business travel and events
• Booking Airbnb.org stays

• Privacy Policy
• Terms and Conditions

Live Free Insurance News And Media Portal

• What Insurance Covers Cosmetic Surgery? Find Out Now!
• What Insurance Companies Cover Weight Loss Surgery: Expert Guide
• What Insurance Covers Bariatric Surgery in Texas? Find Out Now!
• Protect Your Business With Solid Legal Counsel
• Injured? Know Your Rights! Connect With Top Personal Injury Lawyers
• Affordable Health Insurance for You And Your Family.
• Get Peace of Mind With Comprehensive Insurance Coverage!
• Secure Your Vehicle with the Best Insurance. Get Instant Quotes Now!
• 18 Wheel Accident Dallas: Vital Steps for Recovery
• Real State Lawyer : Expert Guidance for Property Legalities

Can I Add Travel Insurance After Booking Airbnb? Discover the Key Steps!

Yes, you can add travel insurance after booking Airbnb. Now you can ensure your trip is protected by purchasing travel insurance even if you have already booked your Airbnb accommodation.

When planning a trip, booking accommodation is often one of the first things we do. However, there are various aspects to consider, and one important factor is travel insurance. While it is generally recommended to purchase insurance at the time of booking, it is possible to add travel insurance after booking your Airbnb.

This allows you to protect yourself from unforeseen circumstances and unexpected expenses that may arise during your travels. We will explore the process of adding travel insurance after booking an Airbnb and highlight the benefits of doing so.

Exploring The Benefits Of Adding Travel Insurance Post-Booking

Travel insurance is an important consideration for Airbnb stays. It provides coverage for unforeseen events and offers peace of mind. Whether someone can add travel insurance after booking an Airbnb depends on the policy and provider. It is essential to understand the coverage offered before making a decision.

Travel insurance can protect against trip cancellations, medical emergencies, and lost luggage, among other things. Without travel insurance, the risks involved in an Airbnb stay increase significantly. Assessing these risks is crucial for making an informed choice. Ultimately, adding travel insurance post-booking can provide valuable protection and ensure a worry-free experience during the stay.

It is advisable to carefully review the options available and select a policy that suits individual needs.

Key Steps To Adding Travel Insurance After Booking Airbnb

Adding travel insurance after booking an Airbnb is possible by following a few key steps. Firstly, review the Airbnb policy on travel insurance to understand the guidelines. Then, reach out to your Airbnb host for assistance and inquire about any recommendations they may have.

Next, contact your travel insurance provider to explore different options available to you. It’s important to evaluate the coverage and pricing of each plan carefully. Once you have chosen a suitable travel insurance policy, make the purchase and provide proof of insurance to Airbnb.

Following these steps will ensure that you have the necessary coverage for your Airbnb stay and give you peace of mind during your travels.

Addressing Common Concerns And Queries

Travel insurance can be added after booking an Airbnb, addressing concerns and queries about coverage. It varies if insurance covers cancellations or changes to your stay. Availability depends on different factors and comparing providers is crucial in making a decision.

It’s important to research and choose a suitable travel insurance provider.

Tips For A Smooth Transition In Adding Travel Insurance

Adding travel insurance after booking an Airbnb can be a smooth transition if you follow these tips. Familiarize yourself with the cancellation policy of Airbnb to understand the terms and conditions. Communication is key, so make sure to clearly communicate with the Airbnb host and insurance provider regarding your intention to add travel insurance.

Keep track of important dates and deadlines to avoid any confusion. It’s important to understand the fine print of the travel insurance policy to ensure you have the necessary coverage. By following these guidelines, you can easily add travel insurance to your Airbnb booking without any hassle.

Final Thoughts: Ensuring Peace Of Mind For Your Airbnb Experience

Travel insurance is an essential component when it comes to booking an Airbnb. It ensures peace of mind and protects your investment. Being prepared with travel insurance is of utmost importance. Proactive planning and risk management is beneficial for travelers.

It allows you to embrace the freedom and security that travel insurance provides. By adding travel insurance to your Airbnb reservation, you can have the assurance that any unforeseen circumstances or emergencies will be handled. It is a proactive way to protect yourself against potential financial loss.

So, don’t wait until something goes wrong – take the necessary steps to secure your Airbnb experience with travel insurance.

Credit: www.nerdwallet.com

Frequently Asked Questions On Can I Add Travel Insurance After Booking Airbnb

Can i add travel insurance after booking airbnb.

Yes, you can add travel insurance after booking Airbnb. Many travel insurance providers offer options for coverage even after the booking is done. It’s important to review the terms and conditions of the insurance policy to understand the coverage and any limitations or exclusions that may apply.

Adding travel insurance can provide peace of mind in case of unexpected events or emergencies during your trip.

What Does Travel Insurance For Airbnb Cover?

Travel insurance for Airbnb typically covers trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and certain other travel-related incidents. Depending on the policy, coverage may vary, so it’s important to review the details and exclusions before purchasing the insurance.

It’s also recommended to compare different travel insurance providers to find the one that best suits your needs.

How Much Does Travel Insurance For Airbnb Cost?

The cost of travel insurance for Airbnb varies depending on factors such as the duration of your trip, the destination, the coverage amount, and your age. On average, travel insurance for Airbnb can range from a few dollars per day to a higher premium for more comprehensive coverage.

It’s advisable to compare quotes from different insurance providers to ensure you get the best value for your money.

Is Travel Insurance Mandatory For Booking Airbnb?

No, travel insurance is not mandatory for booking Airbnb. It’s a personal choice whether to purchase travel insurance or not. However, having travel insurance can provide financial protection and peace of mind in case of unexpected events, such as trip cancellation or medical emergencies.

It’s important to assess your own needs and priorities when deciding whether to purchase travel insurance for your Airbnb booking.

From the information presented in this blog post, it is clear that adding travel insurance after booking an Airbnb is possible, although the specific details may vary depending on the policies of the insurance provider and the platform you booked through.

It is important to note that travel insurance offers valuable protection and peace of mind in unexpected situations such as trip cancellations, medical emergencies, and lost belongings. Therefore, it is always a good idea to consider purchasing travel insurance, even if you have already booked your accommodations.

By carefully reviewing the terms and conditions of both your booking and the insurance policy, you can ensure that you have adequate coverage for your trip. Remember to compare different insurance options, check for any exclusions or limitations, and make an informed decision that aligns with your travel needs and budget.

Happy travels!

About sarkertahsin2013

Related Articles

Does travelocity offer travel insurance find out now.

November 16, 2023

Do I Need Travel Insurance for Canada? Get the Ultimate Guide Now!

November 15, 2023

Does Travel Insurance Cover Motorcycle Accidents? Discover the Truth

Is travel insurance mandatory for qatar here’s what you need to know.

Yes, travel insurance is mandatory for Qatar. Travel insurance is a compulsory requirement for visiting …

Leave a Reply

Your email address will not be published. Required fields are marked *

19 Things You Need to Know Before Booking an Airbnb

Posted: December 15, 2023 | Last updated: December 15, 2023

How to Ditch the Hotels

Airbnb has made it easier than ever to find unique places to stay, often at prices that beat the big hotel chains. The site also offers a variety of accommodations, from luxury rentals to tiny homes and even Airstreams, making it a viable option for all budgets. But if you've never booked an Airbnb before, the process can seem daunting: What should you look for in a property and a host? What kind of fees will you encounter, and are you able to cancel at the last minute? We've consulted with travel experts to answer those questions and more in this guide for Airbnb newbies.

Related: Airbnb Rental Scams to Watch Out For

Scour the Reviews …

These days, you probably won't even buy a toothbrush online before reading the reviews , and booking an Airbnb is no different — just be sure to look beyond the general star ratings. "Look for honest reviews that go into detail about what was great or awful," says Kate Bernath of A Cali Girl in Bali . "Short reviews are useless and literally tell you nothing about what you can expect from your experience." Of course, focus on reviews that touch on any factors of special concern, like safety, amenities, host attentiveness, or even how comfortable the bed is.

… But Don't Treat Them as Gospel

Phoebe Howlett, a travel blogger, cautions that Airbnb reviews are skewed. "Over 82% of the properties on there have at least a 4.5-star rating," she says, warning that review inflation likely stems from customers' reluctance to criticize property hosts and a desire to receive positive reviews themselves. For a more balanced look at a property, she recommends a service like AirDNA , which also weighs factors like host status, response time, and cancellation policies.

Filter, Filter, Filter

A general search for Airbnbs in a popular destination can yield an overwhelming number of results, so be sure to tailor your search, says Alessandro Mannino, communications manager for NeighborWho . "The website provides a very comprehensive list of filters based on guest preferences, so take advantage of this feature. You will make it much easier and quicker for yourself to find the ideal place to stay." Search criteria can be general (shared space or entire apartment, or number of bedrooms and bathrooms, for instance) or granular (the language you want your host to speak, whether you want an indoor fireplace, if you want breakfast with your stay).

Send the Host a Message

Now isn't the time to be shy. Betsy Ball, co-founder and partner of Euro Travel Coach , says you can help determine how attentive your host will be by simply sending them a quick message or two before booking, asking for clarification on anything you're unsure about. "Ask questions. Get a sense of the level of hospitality they offer you," she says. "Is it consistent with your expectations? Did they answer you in a timely manner?" If not, that could be a red flag.

Look for Superhosts

Another way to ensure you'll be renting a great spot from a great person? Search for Airbnb "superhosts" — a designation they can earn only by maintaining very high ratings and response rates, and very low host cancellation rates. "These are the real gems," says Jeff Miller of Our Passion for Travel . "These hosts know what they're doing and have earned their status by meeting a minimum number of high-quality stays and feedback. … You can take this as a sign of quality that they know what to do, will respond quickly if there is an issue, and have a seamless process."

Analyze the Photos

Airbnb hosts aren't shy about showing off a photogenic property, so consider a lack of photos a bad sign, say Lee and Stacey Hopkins of One Trip at a Time . And if you'd prefer to stay in an Airbnb that isn't used as someone's primary residence, look at the amount of clutter in the photos, they recommend. "If you can see cupboards full of stuff, or plenty of ornaments, fridge magnets and such, then the person probably lives there and you will stay among their stuff, rather than it being just used for Airbnb." Mannino recommends treating brilliant photos with skepticism, just as you might if you were buying a house. "Always compare the provided photos with the written description. Watch for fish-eye lens distortion that can be used to make the space appear bigger than it is," he says.

Know What You'll Pay, and When

Originally, all Airbnb guests were on the hook for the entire cost of their stay upon booking. But in early 2018, the platform debuted a fee-free " Pay Less Up Front " option that requires only a 50% deposit at the time of booking. The catch? The total stay has to cost at least $250, and users need to book their stays at least two weeks in advance. If you don't meet those criteria, you'll still likely be on the hook for the whole cost of your stay during booking.

Consider Long-Term Stays

While most people associate Airbnb with weekend getaways and other short-term stays, they could be missing out by looking elsewhere for long-term accommodations. "Booking somewhere on Airbnb for a month or more typically comes with a big discount," says Yaz Purnell of The Wallet Moth . "Many hosts would rather have their property booked up for a full month rather than a couple of days here and there, so they will include a discount for people booking long-term stays. With this tip, I've managed to find Airbnb hosts offering 20% or even 30% discounts for stays over a month, plus it's a great way to really get to know a new location."

Search the Dates You Know You'll Travel

While it might be tempting to just get a feel for listings and prices by browsing any old dates, that may give you an inaccurate picture of what you'll pay. Cassandra Brooklyn of EscapingNY says the site's demand-based "dynamic pricing" is to blame. "In many cases, weekends and holidays cost more, so the place you're currently looking at advertised at $100 a night can easily jump to $150 a night during your desired dates, not counting another $100 in taxes and fees that will be tacked on."

Don't Forget the Fees

Speaking of fees: When you book an Airbnb, don't be surprised to see a service fee as high as 20% tacked onto your nightly rate. You'll also be on the hook for a cleaning fee, and experts say this can range from minimal to quite a bit. "The amount can be very different from different hosts," Ball says. "The cleaning fee is more important for short stays. If there is an $80 cleaning fee for one night, that sounds like a lot — but if it is for a week, that is much more reasonable."

Read the Rules

Most Airbnb hosts will have a standard list of house rules — for instance, no smoking, noise limits after a certain hour, or restrictions on when you can use common spaces in the case of shared accommodations. But you'll also want to read carefully for anything that seems to overreach, like strict limits on what you're allowed to cook, when you're permitted to shower, or even what you're allowed to wear while sitting on the couch (yes, really).

Review Cancellation Policies

You've booked your getaway with the best of intentions, but what happens when you suddenly can't make it? Each host sets their own cancellation policies, but they generally fall into three categories : flexible (full refunds for cancellations at least 24 hours in advance of a stay), moderate (at least five days in advance), and strict (at least 14 days in advance). "Many hosts do have cancellation policies that are quite strict, so it's important to know what they are and be OK with that," Ball says. "Even if the host has a liberal cancellation policy, you can lose the Airbnb fee that you paid, so be aware of that. Sometimes, even if the cancellation policy is strict, a host may be reasonable if something happens, and they could possibly refund your payment, or part of it, if they are moved to do so."

Hosts Can Cancel, Too

When you book an Airbnb property, note that the host will always have the ability to pull the plug on your reservation. "Be aware that a host can cancel at any time — even a week before you're due to arrive," Bernath warns. "Even though you'll be reimbursed, you'll be left desperately searching for a decent place to stay at the last minute, which can sometimes be impossible within your original budget." Take heart, though: Hosts are incentivized not to do this and can have their accounts suspended if it happens too often.

Know How You'll Check In

Hotels have someone manning the front desk even at 2 a.m., but your Airbnb can be a little trickier. If you know you will arrive at an unconventional hour, search for properties that allow some form of self check-in, Miller recommends. "Flying in late? You'll want an Airbnb that has a lock box of passcode entry into a building. Some Airbnbs will require the host to meet you for check-in, and in this example, that wouldn't work well." Another tip? Make sure you save your host's contact information in case there's any confusion finding the place or accessing it.

Check for Basic Safety Equipment

Hotels are well-equipped with sprinkler systems, dead bolts, and other safety features. Airbnbs can and will vary, however. "I recently stayed alone with my 4-year-old son in an Airbnb in Lisbon and had a few safety concerns," says travel expert Kathleen Porter Kristiansen. The Airbnb "was on a top floor without smoke detectors or fire extinguishers. Check the listing beforehand and consider traveling with your own smoke and carbon-monoxide detectors," she recommends. Similarly, Suzanne Garber, co-founder of Gauze, a company that maintains an international hospital database, urges families with kids to determine whether an Airbnb has been safety-proofed, and says guests who have particular needs like wheelchair access or one-level living should double-check accessibility with their host.

Note Any Must-Have Amenities

Airbnbs are not hotels, and you can't take for granted that you'll receive a full slate of amenities. "Airbnb is often a lot less expensive than staying in a traditional hotel, and you will also not always get all of the amenities that travelers come to expect from a hotel," cautions Maggie Turansky of The World Was Here First . "Stay with the mindset that you will get exactly what is lined out in the description, and don't go in expecting more." The same goes for service: Some hosts will go the extra mile, with a glass of wine at check-in or carefully vetted restaurant recommendations — others, you may never see unless you actively seek them out.

Consider Getting Travel Insurance

Travel insurance is a smart buy for any trip that requires a substantial investment, and when you're staying in an Airbnb, it can offer some additional peace of mind. "I was recently staying at an Airbnb in Iceland and had my apartment burgled while I was out," warns Lora Pope of Explore With Lora . "I tried to contact Airbnb to see if they have any insurance to cover incidents like this, but they do not. The host is also not required to have any insurance. It is entirely up to the guest to have insurance to cover their belongings in the event of theft." Travel insurance may also offer additional protection if you fall victim to a strict Airbnb cancellation policy.

You Can't Go Incognito

While it's relatively easy to maintain your privacy ducking into and out of a hotel, Airbnb is different. "Guests and hosts are both required to verify their identities through social networks," notes Molly Fergus, general manager at TripSavvy . "They confirm personal details and scan official IDs into the system … If you tend to be a private person who doesn't dabble in social media and harbors a reluctance to turn over personal information, Airbnb might not be a good choice." Also, unless you choose a property with a self-check-in option, face time with your host is almost assured. For many travelers, this can add a welcome dash of local knowledge to their stay, but for others, it may be uncomfortable.

Steer Clear of Scams

While Airbnb actively goes after scammers, there are still isolated instances of fraud. Mannino says you need to particularly look out for seemingly cheap but great finds in high-demand places. "If you see an offer that sounds too good to be true, it probably is. Be careful of very low rental rates compared to others," he cautions. Another common issue: Sites that have been carefully designed to look like Airbnb, but aren't, or any time you're asked to wire funds. "Get to the site by doing an organic Google search versus clicking on a social media or an online ad to ensure you are on the official site," he recommends.

This article was originally published on Cheapism

More From Cheapism

• Net Winnings: The Best Seafood Restaurant in Every State
• 24 Best Places to Travel After Christmas
• From Crab Croquettes To McSpicy Paneers: Here Are 25 Fan Favorites From McDonald's International Menu
• 11 Things to Know About Costco Car Rental
• Is Spirit Airlines Safe, and Why Is It So Cheap?

Like Cheapism's content? Be sure to follow us .

More for You

"GMA" Fans Congratulate Robin Roberts as She Announces Major Career Achievement

Here's No. 1 thing mentally strong couples 'never' do, says relationship therapist of 20 years

Why do we move slower the older we get? New study delivers answers

Here’s What the US Minimum Wage Was the Year You Were Born

11 Facts You Should Know About Hard-Boiled Eggs

8 Netflix shows with a perfect Rotten Tomatoes score you need to watch

The dog breeds that live the longest, according to data

Harvard psychologist shares 5 toxic things 'highly narcissistic' people always do in relationships

Get Rid Of Pesky Wasps Using Two Ingredients You Already Own

Former HGTV star sentenced to jail time for fraud, mortgage rates are back above 7 percent and more

I’m a Car Expert: Here are 3 Reasons I’d Never Buy a Used Car From a Dealership

20 extremely long movies that are extremely good

17 Animals You Can’t Keep as Pets in the US

How to Hold a Pistol—the Right Way

A powerful volcano is erupting. Here’s what that could mean for weather and climate

Ex-Googler and Palestinian-American fired for opposing Project Nimbus speaks out: ‘This was not my idea of what the American workplace should be’

The 16 worst-paying college majors, five years after graduation

Don’t Miss The Pink Full Moon Tonight! Best Times To Watch & More

Why You Should Place Some Orange Peels Around Your Patio

I Tried 11 Side Hustles That Promised $500 a Day: Here’s What Happened

Travel insurance and reservation insurance

Travel insurance through europ assistance, travel insurance and assistance services for us residents, reservation insurance for eu residents, travel insurance and assistance services for residents in certain canadian provinces, related topics.

• Search tips
• Booking places to stay
• Booking Airbnb Experiences
• Booking business travel and events
• Booking Airbnb.org stays

AirCover for guests and travel or reservation insurance

AirCover for guests is different from travel or reservation insurance. AirCover for guests is provided for free with every booking, while travel insurance for guests in the EU and UK , travel insurance for guests in the US or reservation insurance (for guests in FR) can be purchased separately during checkout.

What is AirCover for guests?

If there’s a serious issue with your Airbnb that your Host can't resolve, we’ll help you find a similar place, depending on availability at comparable pricing. If a similar place isn’t available or you’d prefer not to re-book, we’ll give you a full or partial refund.

AirCover for guests provides support if your Host cancels within 30 days of check-in, you’re unable to check in, or the listing is significantly different than advertised, and your Host can’t fix it, or you feel unsafe in your Airbnb.

Learn more about AirCover for guests .

What is travel or reservation insurance? 

Travel is rewarding, but sometimes things don’t go as expected. People can get sick, flights can get cancelled and bags can go missing. To help protect you financially, there’s travel or reservation insurance.

• Airbnb guests who live in the United States, United Kingdom, Germany, Spain, Italy, Ireland, Netherlands, Austria and Portugal can purchase travel insurance on the checkout page. The travel insurance policies are offered by Generali's Europ Assistance Group, trading under the Generali name in the US and Europ Assistance in the EU and UK. Learn more about what’s covered .
• Airbnb guests who live in France can purchase reservation insurance on the checkout page. The policy is underwritten by Europ Assistance, a leading travel insurer. Learn more about what’s covered .

Don’t live in any of the above counties? Guests everywhere can purchase travel insurance outside of Airbnb, directly through a travel insurance company’s website or by shopping around on a comparison site.

How AirCover for guests works with travel or reservation insurance

Here’s an example of how AirCover for guests and travel or reservation insurance can work together.

You arrive at your destination and learn that the airline has sent your baggage to the wrong city and you won’t get it back for at least 24 hours. You then check in at the place to stay and find out that the number of bedrooms at the place are less than advertised.

In this situation, AirCover for guests can help you find a new place to stay, depending on availability at comparable pricing. If you purchased travel or reservation insurance with your Airbnb reservation or booking, you can also file a claim with Generali or Europ Assistance SA to get reimbursed for certain extra things you have to buy while waiting for your baggage, like clothing and toiletries.

For US residents

The travel insurance policy described in this article is offered by Airbnb Insurance Agency LLC, 222 Broadway, Floor 26, New York, NY 10038 (California licence number 6001912), which is licensed as an insurance agency in all states of the US and the District of Columbia, and underwritten by Generali US Branch (NAIC #11231) of New York, NY. Generali US Branch operates in the following jurisdictions under these names: California: Generali Assicurazioni Generali SPA (US Branch); Colorado: Assicurazioni Generali—(US Branch); Oregon: Generali US Branch DBA The General Insurance Company of Trieste & Venice; Virginia: The General Insurance Company of Trieste and Venice—(US Branch). The insurance policy benefits and services are described on a general basis and are subject to certain conditions and exclusion.

For EU residents

The travel insurance policy described in this article is underwritten by Europ Assistance SA (Irish branch) and offered by the insurance intermediary Aon Iberia Correduria de Seguros y Reaseguros SAU with Airbnb Marketing Services SLU acting as an external collaborator. Europ Assistance SA is supervised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France, and its Irish branch is regulated by the Central Bank of Ireland for the conduct of business rules. Full terms and conditions apply.

For France residents

The reservation insurance is offered by Airbnb Ireland Insurance Services Limited and underwritten by Europ Assistance SA Irish Branch. Airbnb Ireland Insurance Services Limited is regulated by the Central Bank of Ireland. Terms and conditions apply.

For UK residents

The travel insurance policy described in this article is underwritten by Europ Assistance SA UK Branch. Europ Assistance SA is supervised by the French Supervisory Authority (ACPR), 4, place de Budapest, CS92459 - 75436 Paris Cedex 09, France. Europ Assistance SA UK Branch is authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available on request.

This travel insurance is arranged by Airbnb UK Services Limited. Airbnb UK Services Limited is an appointed representative of Aon UK Limited, who is authorised and regulated by the Financial Conduct Authority. Aon UK Limited’s FCA register number is 310451, you can check this by visiting the Financial Services Register | FCA or calling 0800 111 6768. Travel Insurance is available to guests aged 18 and over. Full terms and conditions apply. FP.AFF.344.LC.

Related articles

Travel insurance through europ assistance, reservation insurance for eu residents, host liability insurance.

• Share full article

Advertisement

Supported by

DealBook Newsletter

Who Stands to Gain from a TikTok Ban

The Senate has finally passed a law that could bar the video-sharing app in the U.S., leaving some tech giants in pole position to profit — or pounce.

By Andrew Ross Sorkin ,  Ravi Mattu ,  Bernhard Warner ,  Sarah Kessler ,  Michael J. de la Merced ,  Lauren Hirsch and Ephrat Livni

The winners from the TikTok battle

The countdown to TikTok disappearing from the United States is about to start.

The Senate overwhelmingly passed legislation to force the divestment of the video app by its Chinese owner, ByteDance, within a year or be banned. President Biden is expected to sign it into law shortly.

Barring the app from U.S. shores could take months, or even years — if it actually happens. The road ahead is complicated, and any disruptions to the app could bolster its American rivals.

Who would benefit? The clear answer is Meta and Google. Both have increasingly emphasized their short-video offerings — Instagram’s Reels and YouTube’s Shorts — as places for creators. (Influencers often post on all three platforms.)

Analysts at Bernstein have estimated that, should TikTok be banned, Meta could draw up to 60 percent of TikTok’s American ad revenue, while YouTube could take another 25 percent or so. Meta’s stock was up more than 2 percent in premarket trading this morning.

Over the years, Meta has sought to amplify concerns about TikTok . But Meta may also experience some blowback if Donald Trump, an unexpected opponent of the TikTok bill who has called Facebook a bigger danger to the U.S. , wins re-election in November.

Meta’s C.E.O., Mark Zuckerberg, is likely to face questions about his embattled rival when his tech giant reports earnings on Wednesday.

Expect TikTok to fight for its life in court. The platform will probably argue that a ban would violate users’ First Amendment rights, setting up a legal challenge that could wind up in the Supreme Court.

In the meantime, nothing will change: TikTok will still be available in the U.S.

It’s not clear what Beijing will do. Chinese laws appear to restrict any sale of TikTok that includes the content-recommendation algorithm that makes the app such a hit with users.

The TikTok legislation may come up during Secretary of State Antony Blinken’s visit to China this week .

Opposition from China would complicate an already thorny sales process. It isn’t clear who could afford to buy the app, especially since Meta and Google are almost certainly prohibited because of antitrust concerns. Could that pave the way for a bid by Microsoft or Oracle, TikTok’s data partner in the U.S.?

While investors, like a potential group formed by Steven Mnuchin , have expressed interest, they would need to find the technical know-how to replicate the algorithm.

HERE’S WHAT’S HAPPENING

The Supreme Court signals its support for Starbucks in a labor dispute. The coffee chain is challenging an order by the National Labor Relations Board that it rehire staff who had been fired during a unionization campaign. A decision in favor of Starbucks could weaken the agency’s efforts to intervene in cases for companies accused of violating labor laws.

Binance’s founder should serve 36 months in prison, U.S. prosecutors argue. The recommended sentence for Changpeng Zhao , who created the world’s biggest cryptocurrency exchange, comes after he pleaded guilty last year to violating money laundering laws. Zhao is free on a $175 million bond.

Shares in Gucci’s owner plummet on lousy financial results. Kering’s stock is down 7 percent this morning, after the luxury company reported a sharp drop in revenue last quarter — in large part because of slumping sales in China — and a gloomy profit forecast. It’s the latest sign of trouble for Kering, whose fortunes have diverged sharply from LVMH, its archrival.

Tesla’s go-cheap strategy cheers investors

Tesla bulls can breathe a bit easier this morning.

Shares in the electric carmaker are up in premarket trading after Elon Musk promised to focus on “ more affordable models ,” as the company reported dismal first-quarter earnings. Investors hope that Musk’s recommitment to a mass-market car will revive sales and reverse a stock rout that has zapped more than $300 billion from Tesla’s market value this year.

Musk gave only scant detail on that vision. Analysts have hounded the Tesla chief about his plans for a cheaper car that they call the Model 2. It would most likely cost around $25,000 — roughly 26 percent less than the Model 3 — and be more attractive in potential in new markets like India. (In an effort to juice sales, Tesla has cut prices on three models this month.)

Some carmakers are having success in the lower end of the market. Renault reported modest gains in electric vehicle sales this week — though from a much smaller base than Tesla — with help from a fleet of more affordably priced models.

Cheaper Teslas could come to market next year, Musk said. That said, the Tesla C.E.O. has acknowledged that he has often overpromised on the timeline of new products. (Investors call this phenomenon “ Elon time .”)

But Musk said that Tesla was retrofitting existing factories to accommodate production of new models.

That seemed to comfort investors. The worry hanging over Tesla was that Musk had pivoted from the Model 2 to robotaxis, which even the company’s backers have called a “ gamble ” on an autonomous driving market that’s years away. Nonetheless, Musk said the Cybercab would be introduced in August.

Musk also teased a program to allow Tesla owners to rent out their vehicles to other drivers, à la Airbnb.

Otherwise, Tesla’s analyst call was tough listening. Musk had warned in January that 2024 sales would be “ notably lower .” And last week the company announced it would lay off more than 10 percent of its work force as sales slow and competition, especially from Chinese rivals, erodes market share.

But investors got the clearer picture only on Tuesday. The numbers to know :

Tesla missed analysts’ already lowered forecasts for various metrics, including gross margin, a key measure of profitability, and earnings per share.

First-quarter profit plunged 55 percent, to $1.1 billion, on an annualized basis, and revenue fell 9 percent, to $21.3 billion.

Musk also signaled that this was the low point. The second quarter, he added, “will be a lot better.”

An F.T.C. ban sets up a legal fight

The Federal Trade Commission has made the biggest nationwide change to how companies compete in 50 years by voting to ban noncompete agreements . The move is popular with unions, but industry groups are already planning to sue, setting up another showdown between business and labor.

The ban applies to most new noncompetes and could take effect in about four months. Executives who earn more than $151,164 a year and have “policymaking positions” won’t have to drop them. Noncompetes for workers who earn less will become unenforceable. Of note: The new rule doesn’t invalidate contracts, but allows the F.T.C. to take action against an employer that uses them.

“The F.T.C.’s final rule to ban noncompetes will ensure Americans have the freedom to pursue a new job, start a new business or bring a new idea to market,” said Lina Khan, the F.T.C. chair. She said the decision would aid start-ups and bolster wages by roughly $500 billion over the next decade.

Opponents are lining up for a fight. The Chamber of Commerce could sue as early as Wednesday, arguing that the F.T.C. is overstepping its authority on an issue that is typically governed by state governments rather than federal authorities.

The decision is “a blatant power grab that will undermine American businesses’ ability to remain competitive,” said Suzanne Clark, the group’s president.

But individual companies may hold off on changing policies. Doug Brayley, a labor lawyer at Ropes & Gray, told DealBook that he would advise clients to wait, given the legal challenges to come.

Donald Trump’s potential re-election could also complicate matters, he added. “If this final rule goes into effect, then a Trump F.T.C. would have to create a new rule to rescind it. But that assumes that this has a chance to go into effect before that happens,” he said.

A big bet on menopause care

Money is pouring into start-ups that help women manage menopause, a bright spot for venture capital investors that are backing new companies focused on women’s health care.

Midi Health is tapping into that enthusiasm again just months after pulling in millions. The start-up has raised $60 million in a funding round led by the Emerson Collective, the business and philanthropic organization founded by Laurene Powell Jobs, DealBook’s Sarah Kessler is the first to report.

Investor and government focus on women’s health is rising. Companies that help women manage symptoms raised $230 million in 2023, a 22 percent bump from 2022, according to CB Insights .

And President Biden last month signed an executive order directing the National Institutes of Health to spend $200 million to broaden research on women’s health, including menopause .

Midi Health has raised additional money just months after its last funding round . The company raised $25 million last September in a round led by GV, Alphabet’sventure capital arm.

The latest cash infusion brings Midi Health’s total funding since it was founded in 2021 to $100 million, and includes GV. (Midi Health declined to disclose the valuation.)

Not dealing with menopause is costing employers. “Most health care for women is concentrated on fertility and maternity,” Joanna Strober, Midi Health’s founder, told DealBook, adding that women ages 35 to 65 were “a massively underserved audience.”

A Mayo Clinic study published last year found that about 15 percent of women said they either missed work or cut back on hours because of menopause symptoms, and that loss of productivity costs women an estimated $1.8 billion each year. Companies that provide access to menopause care could also save on insurance costs. “Treating menopause and perimenopause symptoms the wrong way is actually very expensive,” Strober said.

Midi Health deploys menopause-trained clinicians and virtual health care. Insurers greatly expanded coverage for virtual health care consultations during the coronavirus pandemic, which has allowed Midi Health to grow its business without building brick-and-mortar clinics. The company’s doctors and nurse practitioner providers can prescribe hormones that some insurance plans cover.

Companies are increasingly providing menopause care as an employee benefit. J. Crew and Pepsi are among the businesses that have offered Midi Health to staff members, part of the growing trend of companies addressing menopause and perimenopause symptoms.

Strober said Midi Health was on track to bring in more than $28 million of revenue and serve around 100,000 women this year.

THE SPEED READ

IBM, which reports results on Wednesday, is said to be near a deal to buy HashiCorp , a provider of cloud software whose market capitalization on Tuesday was about $5 billion. (WSJ)

Boeing’s effort to buy the components supplier Spirit AeroSystems has reportedly been complicated by negotiations over what to do with Spirit factories that make products for a rival, Airbus . (Bloomberg)

Britain’s antitrust watchdog said it was stepping up scrutiny of Amazon’s $4 billion investment into the A.I. start-up Anthropic, and Microsoft’s stake in Mistral, and its hiring of Inflection AI staff. (Bloomberg)

As negotiations to dismantle some tents erected by pro-Palestinian protesters on Columbia University’s campus continue, lawmakers including Speaker Mike Johnson are set to visit the university. (NYT, Axios)

Best of the rest

Why did the billionaire tech investor Andy Bechtolsheim get embroiled in an insider-trading scheme that made an estimated profit of just $415,726? (NYT)

“How G.M. Tricked Millions of Drivers Into Being Spied On (Including Me) ” (NYT)

We’d like your feedback! Please email thoughts and suggestions to [email protected] .

Andrew Ross Sorkin is a columnist and the founder and editor at large of DealBook. He is a co-anchor of CNBC’s "Squawk Box" and the author of “Too Big to Fail.” He is also a co-creator of the Showtime drama series "Billions." More about Andrew Ross Sorkin

Ravi Mattu is the managing editor of DealBook, based in London. He joined The New York Times in 2022 from the Financial Times, where he held a number of senior roles in Hong Kong and London. More about Ravi Mattu

Bernhard Warner is a senior editor for DealBook, a newsletter from The Times, covering business trends, the economy and the markets. More about Bernhard Warner

Sarah Kessler is an editor for the DealBook newsletter and writes features on business and how workplaces are changing. More about Sarah Kessler

Michael de la Merced joined The Times as a reporter in 2006, covering Wall Street and finance. Among his main coverage areas are mergers and acquisitions, bankruptcies and the private equity industry. More about Michael J. de la Merced

Lauren Hirsch joined The Times from CNBC in 2020, covering deals and the biggest stories on Wall Street. More about Lauren Hirsch

Ephrat Livni reports from Washington on the intersection of business and policy for DealBook. Previously, she was a senior reporter at Quartz, covering law and politics, and has practiced law in the public and private sectors.   More about Ephrat Livni