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A Guide to Travellers Cheques

Once a foreign currency staple, this form of prepaid funds has existed for hundreds of years, designed as a way to allow payment from one person to another across currencies. As the financial services sector continues to shift to online solutions , we look at how, where and why travellers cheques are used, as we discuss the relevance of this form of currency.

April Summers

What are travellers cheques?

The history of the travellers cheque spans as far back as 1772 when the first of its kind was issued by the London Credit Exchange Company, in the UK. Over the coming centuries the concept became popularised on a global scale, with major banks and financial institutions adopting this form of travel money in the 20th century. American Express became the largest issuer of travellers cheques and continues to offer these services to customers to this day.

A safe and convenient method of payment for anyone travelling to foreign territories, these pre-printed cheques hold a fixed amount which can be used worldwide across a range of currencies. Designed to facilitate payments from one person to another, using different currencies, travellers cheques were initially seen as a more practical way for individuals to carry their spending money.

Travellers cheques had their heyday in the late 20th century, reaching peak popularity in the mid-90s, before alternatives such as credit and debit cards became more widely available and easier to manage financial transactions. It was reported in 2018 that a mere 1.5% of Britons use travellers cheques, a rapid decrease over the course of two decades.

How do you use travellers cheques?

When you first receive your travellers cheques, you will be required to sign each one before use, as a way of verifying your signature. Each cheque will have a fixed value (usually $20, $50, $100, $500 etc.) as well as a unique serial number which can typically be found in the top right corner.

It is important to take note of these serial numbers as they will be referenced in any case of lost or stolen cheques. Unlike cash, if anything happens to your travellers cheques, the original vendor will be able to issue a refund for the exact same value. This added level of security is why this payment method was seen as revolutionary when first introduced.

As well as signing upon receipt, you will also need to sign each travellers cheque when used by a retailer or exchanged for cash. The act of signing your name as a form of security is somewhat outdated, given the modern technologies in place nowadays.

When accepted by retailers, a travellers cheque will be treated like local currency, which means you should receive any change in the standard, local currency.

Where can I get travellers cheques?

Due to dwindling demand, travellers cheques are not as readily available as they once were. However, they can still be acquired from some banks and financial institutions, post offices and currency exchange offices, like Travelex.

One thing to note is you may be required to settle the handling, commission or cash-in fees that often accompany travellers cheques, and these can be expensive, amounting to 2 - 3% in some cases. This cost is another reason they are no longer as frequently used.

Where can I use travellers cheques?

Generally, travellers cheques are still accepted all over the world, albeit harder to find vendors selling them and retailers accepting them as legal tender. Consider your destination before deciding on this form of travel money: if you are travelling to major cities there is more chance of you finding somewhere to cash your cheques or use them for in-store purchases. However, more remote destinations may not be equipped or able to accept this type of funds.

How safe are travellers cheques?

The original blueprint for travellers cheques was a paper payment method which could be used as foreign currency but was more secure than handling cash. At the height of its popularity, travellers cheques were generally considered much safer than cash due to the added security of their unique serial numbers, meaning customers could cancel and replace cheques if need be. These numerical codes were a money-back guarantee for anyone whose cheques were misplaced, destroyed or stolen. Another added benefit, if your travellers cheques are intercepted, you will not be vulnerable to bank fraud, as they are in no way connected to your bank account, unlike credit or debit cards.

Financial security measures have evolved greatly since the inception of travellers cheques, however, with the introduction of PIN codes, two-factor authentication, fingerprint touch ID and facial recognition, to name a few forms of fintech security commonly available now. With this in mind, the concept of a travellers cheque no longer measures up in terms of fraud protection and data encryption.

Travellers cheque vs. Cashiers cheque: What is the difference?

In terms of appearance, a travellers cheque looks nearly identical to a standard issue cashier's cheque: but are they similar in any other ways?

A cashiers cheque is issued by a bank or financial institution and is designed to be processed quickly, by the individual whose name is printed on the cheque. Conversely, a travellers cheque is for use overseas, is loaded with prepaid foreign currency - usually USD or GBP - and does not have a name or account number printed on it, although it does require a signature. Because travellers cheques do not have any bank details printed on them, they are deemed safer than cashiers cheques in terms of potential for fraudulent use. In addition to this, they are paid for when printed, meaning it is not possible for a travellers cheque to bounce.

What are the alternatives?

Credit or debit cards.

If you are worried about travellers cheques not being widely accepted where you are going, then this form of travel money will offer more flexibility. Using your regular bank cards overseas provides a record of spending and offers maximum convenience, but there are also some frequently flagged concerns. Primarily these concerns focus on the sky-high fees and below-average exchange rates related to using your debit or credit card abroad. This isn’t always the case, however, as many banks and financial institutions offer travel credit cards, tailored to suit the needs of frequent flyers.

travellers cheque kya hota hai

Travel money cards

Prepaid travel money cards are the modern equivalent to travellers cheques and have become very popular. This is largely due to the fact that they are totally separate from your regular bank account, allowing users to spend their balance freely without the worry of potential fraud or overspending. Preloaded with funds, travel money cards often help limit additional currency exchange charges. In addition to this, in spite of fluctuating currency rates, these cards let customers lock-in a favourable exchange rate ahead of time.

travellers cheque kya hota hai

International bank accounts

If you are headed overseas for a sustained period of time, it could be more convenient and cost-effective to open a bank account in your destination country. You would be subject to the relevant security and eligibility checks but this decision pays off if you are making regular international money transfers or being paid in a different currency by foreign clients. Find out more about this option by reading our guide: How to Open a Bank Account Overseas.

travellers cheque kya hota hai

Due to the growing alternative digital payment methods available nowadays, it seems this age-old travel money no longer measures up in terms of accessibility, cost and convenience. When travellers cheques were originally launched, ATM withdrawals were not commonplace for travellers, and digital point of sale systems had not been invented. Nowadays, it is easy to access local currency using an assortment of different payment methods such as debit or credit cards, travel money cards or money transfer apps .

The best option for anyone who is reluctant to use their debit or credit card overseas, would be to use a prepaid travel money card. Prepaid travel money cards are a safer and more widely used alternative to travellers cheques, and customers do not need to seek out a bank to use them, are not required to sign for each transaction and security measures in place are far more advanced. This method enables customers to secure multiple foreign currencies, locking in the optimum exchange rate for your currency pairing ahead of your trip abroad. Use our comparison tool to ensure you receive the most competitive exchange rates for your international money needs.

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April Summers

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What Is a Traveler’s Check?

  • How It Works
  • Where to Get Traveler's Checks
  • Where to Cash Traveler's Checks
  • Pros and Cons
  • Alternatives to Traveler's Checks

The Bottom Line

  • Personal Finance

Traveler's Check: What It Is, How It's Used, Where to Buy

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia.

travellers cheque kya hota hai

Investopedia / Eliana Rodgers

A traveler’s check (sometimes spelled "cheque") is a once-popular but now largely outmoded medium of exchange utilized as an alternative to hard currency and intended to aid tourists. The product is typically used by people on vacation in foreign countries. It offers a safe way to travel overseas without the risks associated with losing cash. The issuing party, usually a bank, provides security against lost or stolen checks.

Beginning in the late 1980s, traveler’s checks have increasingly been supplanted by credit cards and prepaid debit cards.

Key Takeaways

  • Traveler’s checks are a form of payment issued by financial institutions such as American Express.
  • These paper cheques are generally used by people when traveling to foreign countries.
  • They are purchased for set amounts and can be used to buy goods or services or be exchanged for cash.
  • If your traveler's check is lost or stolen it can readily be replaced.
  • Once widely used, traveler’s checks have largely been supplanted today by prepaid debit cards and credit cards.

How Traveler’s Checks Work

A traveler’s check is for a prepaid fixed amount and operates like cash, so a purchaser can use it to buy goods or services when traveling. A customer can also exchange a traveler’s check for cash. Major financial service institutions issue traveler’s checks, and banks and credit unions sell them, though their ranks have significantly dwindled today.

A traveler’s check is similar to a regular check because it has a unique check number or serial number. When a customer reports a check stolen or lost, the issuing company cancels that check and provides a new one. 

They come in several fixed denominations in a variety of currencies, making them a safeguard in countries with fluctuating exchange rates , and they do not have an expiration date. They are not linked to a customer’s bank account or line of credit and do not contain personally identifiable information, therefore eliminating the risk of identity theft. They operate via a dual signature system. You sign them when you purchase them, and then you sign them again when you cash them, which is designed to prevent anyone other than the purchaser from using them.

Many banks, hotels, and retailers used to accept them as cash, although some banks charged fees to cash them. However, with the rising worldwide use of credit cards and prepaid debit cards—such as the Visa TravelMoney card, which offers zero liability for its unauthorized use—it is getting much harder to find institutions that will cash traveler’s checks.

History of Traveler’s Checks

James C. Fargo, the president of the American Express Company, was a wealthy, well-known American who was unable to get checks cashed during a trip to Europe. In 1891, a company employee, Marcellus F. Berry, believed that the solution for taking money overseas required a check with the signature of the bearer and devised a product for it. American Express and Visa still use the British spelling on their products.

Where to Get Traveler's Checks

Companies that still issue traveler's checks today include American Express , Visa , and AAA . They often come with a 1% to 2% purchase fee. AAA now offers members pre-paid international Visa cards instead of paper checks.

In the U.S., they are available primarily from American Express locations. You can also buy traveler's checks online from the American Express website, but you need to be registered with an account. Visa offers traveler's checks at Citibank locations nationwide, as well as at several other banks.

American Express, Visa, and AAA are among the companies that still issue traveler’s checks.

Where to Cash Traveler's Checks

If you want to convert your traveler's checks into cash (instead of spending them directly), you can often deposit them normally at your bank. Many hotel or resort lobbies will also provide this service to guests at no charge. American Express also provides a service to redeem traveler's checks that they issue online to be deposited into your bank account. The redemption application online should take less than 15 minutes to complete.

Advantages and Disadvantages of Traveler's Checks

Traveler's checks are handy for tourists who do not want to risk losing their cash or having it stolen while abroad. Because traveler's checks can be reported lost or stolen and the funds replaced, they provide peace of mind. This was particularly a concern before credit cards and ATMs were widespread and affordable worldwide for most travelers. At the same time, these paper checks are now a bit outdated and come with a fee to purchase, making them potentially more expensive and cumbersome than using plastic or electronic payments.

Replaced if lost or stolen

Widely accepted around the world

Convenient to use

They don't expire

Must have the physical check to use it

Incurs a fee to purchase

Limited number of issuers today

Alternatives to Traveler's Checks

The most obvious alternative is to use a credit or debit card issued by a bank that works worldwide and charges low or no foreign exchange fees on purchases or ATM withdrawals. If your bank doesn't allow for this or charges high fees, then prepaid travel cards are the modern version of traveler’s checks. They allow you to get local currency from ATMs and make purchases with merchants—effectively eliminating the need for traveler’s checks.

Prepaid cards are not linked to your bank account, which prevents anybody from draining your checking account if the card gets lost or stolen—and you can’t go into debt. Credit cards offer similar (or better) protection, but you might not want to use your everyday card abroad. By using a dedicated travel card, you avoid spreading your card numbers around, which means you can be less vigilant about monitoring your accounts when you get back home. Visa and MasterCard both offer prepaid cards designed for use abroad. Those cards are available online, through travel agents, and at banks or credit unions. 

Travel cards should feature low ATM fees, technology that lets you operate like a local in foreign countries, emergency cash when you lose the card, and “zero liability” fraud protection. That said, prepaid cards can be expensive, so you need to compare fees against your other cards to decide whether or not a travel card makes sense.

For U.S. citizens living abroad for extended periods, maintaining checking and other bank accounts in the United States provides several advantages, and many checking accounts are friendly for foreign transactions .

Where Do You Buy Traveler's Checks?

You can buy still buy traveler's checks from American Express, Visa, and a handful of other financial institutions. To buy them, visit a location or check the website of an issuing institution. You may need a photo ID in order to set up an account.

How Do You Cash Traveler's Checks?

Many hotels, resorts, and currency traders will cash traveler's checks in exchange for local currency. However, with the rising prevalence of credit and debit cards fewer locations cash traveler's checks.

What Do You Do With Traveler's Checks?

Traveler's checks are a secure way of carrying money while abroad. Many businesses in the tourism industry will cash traveler's checks, and they can also be deposited into a bank account. Because the checks can be easily replaced, they have a lower risk of theft or loss. However, traveler's checks have fallen out of favor due to the increased convenience of credit cards and prepaid debit cards.

Traveler's checks were once a popular way to carry money while vacationing abroad. They are sold in fixed denominations, and can be used for purchases or cashed like an ordinary check. Traveler's checks can be easily replaced, making them less risky than carrying large amounts of cash. However, they have fallen out of favor due to the convenience of using credit or debit cards.

Sparks, Evan. “ Nine Young Bankers Who Changed America: Marcellus Flemming Berry .” ABA Banking Journal, June 26, 2017.

Time Magazine. " Travel (April, 1956): The Host with the Most ."

American Express. " Travelers Cheques ."

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Traveler’s Check: What It Is and Where to Buy

Traveler's Check

Exploring Traveler’s Checks: Understanding Their Purpose, Usage, and Purchase Locations

  • 1 What Is a Traveler’s Check?
  • 2 How It’s Used
  • 3 Where to Buy
  • 4 Traveler’s Check and Traveler’s Cheque

In an age dominated by digital transactions and credit cards , the concept of traveler’s checks might seem quaint or outdated. However, these financial instruments still hold value for certain travelers, offering a secure and widely accepted means of managing money while abroad. Let’s delve into what traveler’s checks are, how they’re used, and where you can purchase them.

Travelers Cheques Offer Security and Comfort

Overseas Travel

For over a hundred years, our Travelers Cheques have provided travelers with a secure way to safeguard their funds. If lost or stolen, Travelers Cheques can be reimbursed (subject to terms, conditions, and limitations, with valid identification and purchase proof needed).

Travelers Cheques Have No Expiry Date Whether for future journeys or to be cashed in, any unused Travelers Cheques remain valid indefinitely, ensuring your peace of mind for travels to come.

What Is a Traveler’s Check?

A traveler’s check is a preprinted, fixed-amount check designed to allow the person signing it to make an unconditional payment to someone else as a result of having paid the issuer for that privilege. They were traditionally used by travelers to carry funds internationally without the need for cash , providing a safe and convenient alternative. The key feature of traveler’s checks is their security; if lost or stolen, they can be replaced by the issuer, ensuring that travelers do not lose their money.

How It’s Used

Traveler’s checks function similarly to regular checks but with additional security measures. Before use, the purchaser must sign each check in the presence of the cashier at the time of purchase. When paying at a merchant or exchanging the check for local currency at a bank or exchange bureau, the holder must countersign the check in the presence of the cashier, who verifies both signatures for a match.

The benefits are significant, especially in locations where electronic payments may not be reliable or where carrying cash poses a risk of theft . However, it’s essential to note that the prevalence and acceptance of traveler’s checks have declined with the advent of more modern payment methods.

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Where to Buy

Traveler’s checks can be purchased from major banks, selected credit unions, and financial service companies like American Express. When planning to buy traveler’s checks, it’s advisable to shop around for the best rates and minimal fees. Some institutions may offer them only to their customers or may provide better rates for account holders.

The process of purchasing involves presenting identification and paying the equivalent amount you wish to receive in traveler’s checks, along with any service fees. These fees vary but can sometimes be waived for customers with certain types of bank accounts or those who buy large amounts.

Traveler’s Check and Traveler’s Cheque

The difference between “Traveler’s Check” and “Traveler’s Cheque” is primarily in the spelling, with “check” being the American English version and “cheque” being the British English version. Both terms refer to the same financial instrument used by travelers to safely carry funds abroad without the need for physical cash. These checks or cheques are preprinted, fixed-amount documents that can be exchanged for local currency at banks, exchange bureaus, and sometimes at merchants, providing a secure alternative to cash or credit cards during travel.

While the digital age has transformed the way we access and spend money abroad, traveler’s checks still offer a secure alternative for those wary of carrying cash or using cards overseas. Their acceptance may have waned, but in certain travel scenarios, especially in more remote or less digitally advanced regions, they can serve as a reliable backup. As with any travel-related decision, it’s crucial to assess your needs and research the most practical and safe way to manage your finances while exploring the world.

Traveller’s cheque American Express Travelers Cheques

Navigating Finances Safely: A Beginner’s Guide to Traveller’s Cheques

When it comes to managing money while on the go, the term Traveller’s Cheque might sound like an old-fashioned option in today’s digital age. However, it still holds value for secure financial transactions during travel. Let’s delve into the world of Traveller’s Cheques in simple and easy-to-understand language.

What are Traveller’s Cheques? Traveller’s Cheques are a form of prepaid currency that travelers can use as a secure and convenient alternative to carrying cash . These cheques are pre-printed with fixed denominations and often include a space for the traveler to sign when ready to use them.

Key Aspects of Traveller’s Cheques Prepaid and Fixed Denominations:

Traveller’s Cheques are purchased in advance with a specific monetary value. They typically come in fixed denominations, such as $20, $50, or $100. It’s like having ready-to-use currency notes with predetermined values. Bold Point : The fixed denominations make it easy for travelers to manage their expenses in a structured manner. Security Features:

Traveller’s Cheques are designed with various security features to prevent unauthorized use. This can include a signature line that the traveler must sign in front of the recipient. It’s like having a personalized layer of security for each cheque. Bold Point: Security features help protect against theft or misuse, providing peace of mind for travelers. Replacement in Case of Loss:

One of the significant advantages of Traveller’s Cheques is that they can be replaced if lost or stolen. The traveler is usually provided with a record of cheque serial numbers, and upon reporting the loss, the issuer can arrange replacements. It’s like having a safety net for unexpected situations. Bold Point: The replacement feature adds an extra layer of security, ensuring that the traveler doesn’t lose the entire value if the cheques are lost. Global Acceptance :

Traveller’s Cheques are widely accepted globally, making them a convenient option for international travel. They can be exchanged for local currency at banks, currency exchange offices, or even some hotels. It’s like having a universally recognized financial instrument . Bold Point: The global acceptance of Traveller’s Cheques makes them a practical choice for those exploring different countries. Why Traveller’s Cheques Matter for Travelers Security and Peace of Mind:

Traveller’s Cheques provide a secure way to carry funds while traveling. The combination of fixed denominations, security features, and the replacement policy offers peace of mind, especially in unfamiliar environments. Bold Point: Travelers can enjoy their journey without the constant worry of carrying large amounts of cash. Convenience in Transactions:

With Traveller’s Cheques, transactions become convenient. Travelers can use them for purchases, dining, or other expenses, similar to using cash. It’s like having a versatile financial tool that fits various spending scenarios. Bold Point: The convenience of using Traveller’s Cheques adds flexibility to financial transactions during travel. Protection Against Exchange Rate Fluctuations:

Traveller’s Cheques often come with the benefit of protection against exchange rate fluctuations. If the cheques are purchased in one currency and used in another, the rate is usually fixed at the time of purchase. It’s like having a shield against unpredictable currency value changes. Bold Point: Protection against exchange rate fluctuations can save travelers from potential losses during currency conversion . Example of Traveller’s Cheques in Action Let’s say Sarah is planning a trip abroad, and she decides to purchase $500 worth of Traveller’s Cheques:

Purchase of Traveller’s Cheques:

Sarah visits a bank or a financial institution that offers Traveller’s Cheques. She exchanges $500 in her local currency for Traveller’s Cheques with fixed denominations. Bold Point: The purchase is straightforward, and Sarah now has Traveller’s Cheques equivalent to $500. Security Measures:

Before her journey, Sarah signs each Traveller’s Cheque in the designated space. This signature will be verified when she uses the cheques. It’s like putting her personal stamp of approval on each cheque. Bold Point: Sarah enhances the security of her Traveller’s Cheques by adding her signature. Using Traveller’s Cheques Abroad:

During her trip, Sarah uses the Traveller’s Cheques for various expenses. She can exchange them for local currency at banks or authorized exchange offices. It’s like having a safe and universally accepted form of currency in her pocket. Bold Point: Sarah enjoys the convenience of using Traveller’s Cheques for seamless transactions. Loss Reporting and Replacement:

Unfortunately, Sarah’s wallet, containing her Traveller’s Cheques, gets misplaced. She promptly reports the loss to the issuer, providing the serial numbers of the lost cheques. The issuer arranges for replacements, ensuring that Sarah doesn’t lose the entire value. Bold Point: The replacement feature comes into play, safeguarding Sarah’s funds even in the face of unexpected events. Conclusion In the realm of travel finances, Traveller’s Cheques prove to be more than just a relic from the past. They offer a secure, convenient, and globally accepted means of carrying funds, with built-in features that prioritize the safety and ease of travelers. So, the next time you embark on a journey, consider Traveller’s Cheques as your reliable financial companion, ensuring smooth transactions and peace of mind along the way.

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American Express® Travelers Cheques

Travelers cheques are backed by american express.

For more than a century American Express Travelers Cheques have helped travellers protect their money. Travelers Cheques may be refunded if lost or stolen. (Terms, conditions and restrictions apply. Identification and proof of purchase required.)

Travelers Cheques never expire

Unused Travelers Cheques can be used for future trips or redeemed.

Redeeming your Travelers Cheques.

1. Redeem your Travelers Cheques with American Express Travel Related Services Company, Inc

You can call American Express customer service on ( 1800-180-1245 ) to register a direct redemption claim (1) . You can find additional  contact numbers  based on your location or alternatively Email us.  Click here  to register for our secure Email service.

2. Deposit your Travelers Cheques with your Bank       

Some banks allow account holders to deposit Travelers Cheques (subject to bank’s policies and procedures) - including foreign currency Travelers Cheques - to their bank account. Please check with your bank if they allow deposit of Travelers Cheques. (Clearing fees may apply.)

3. Exchange your Travelers Cheques for Local Currency

      Travelers Cheques are welcomed at thousands of locations worldwide (Exchange fees may apply). Click / Tap below to find locations near you (2) .

(1) American Express usually process claims & initiate payments within 5 business days. However, when documents are required to process the claim, it can take up to 30 days, from when the documents are received, for a claim to be processed & a payment initiated. Travelers Cheque Encashment service is provided by American Express Travel Related Services Company, Inc.

(2) It is highly recommended that you call the location prior to your visit and verify fees, limits, restrictions, exchange rates and availability.

May be refunded if lost or stolen*

24/7 customer support

Accepted at thousands of locations worldwide

Never expire

Travelers Cheques Service Centre

Get help with your Travelers Cheques and find answers to common questions about them

How to use Travelers Cheques

As soon as possible, sign your name on the upper signature line to help protect yourself in case of loss or theft. 

Write down your serial numbers and keep them with you when you travel, separated from your Travelers Cheques. 

Safeguard your Travelers Cheques as you would cash. 

To redeem, sign your Travelers Cheque on the lower signature line in front of the person accepting your Cheques.

Lost or Stolen Travelers Cheques

American Express Travelers Cheques are safe and secure. If they are ever lost or stolen, the funds may be refunded.*

WHAT TO DO IF YOUR CHEQUES ARE LOST OR STOLEN

1. Locate serial numbers

Have the serial numbers for your lost or stolen Cheques on hand when you call.

Call an American Express Travelers Cheque Customer Service Centre on ( 1800-180-1245 ) or find the  contact number for your current location as soon as possible to report the loss and open a claim. Service Centres handle claims 24 hours a day, 7 days a week.

3. Receiving your refund

If your claim is approved we will help determine the best way for you to obtain a refund.

* Terms, conditions and restrictions apply. Identification and proof of purchase required.

Why are Travelers Cheques safe and secure?

Travelers Cheques are safe and secure because if they are ever lost or stolen, they may be refunded.

Where do I sign my Travelers Cheques?

Travelers Cheques should be signed on the upper signature line as soon as possible after purchase.

USING TRAVELERS CHEQUES

Where are Travelers Cheques accepted?

There are thousands of foreign exchange partners in countries around the world where you can exchange your American Express Travelers Cheques for local currency.  Click here  to find places to redeem your Travelers Cheques. It may also be possible to redeem your Travelers Cheques directly for goods and services. Check first though with the merchant.

Can I redeem my Travelers Cheques directly with American Express? If you are unable to find or visit a nearby location to redeem your Travelers Cheques please call Customer Service on ( 1800-180-1245 ) or find the  contact number for your current location or alternatively Email us. Click here to register for our secure Email service. Redemption of your Travelers Cheques directly with American Express may take longer than 30 days, depending on the circumstances of the request. There may be restrictions on the currency and method of redemption and the value of Travelers Cheques that can be directly redeemed.

How do I cash Travelers Cheques?

Simply present the Cheque at the exchange or merchant location. Make sure the acceptor watches while you countersign the Cheque on the lower signature line. Photo identification may be required. We strongly recommended you retain and carry your original purchase receipt with you when you travel. Commission charges may apply and can vary by country or exchange partner. Exchange limits may apply due to local regulations and exchange policies.

What happens if I sign my Travelers Cheques in the wrong place, or if my signatures don't match?

Acceptance of Travelers Cheques is based on the acceptor watching the customer sign the Cheque on the lower signature line, and then comparing that signature with the original signature on the upper signature line . The acceptor must observe the customer signing the Cheque. If the signatures are a reasonable match, the Cheque should be accepted. Photo identification may be required at the discretion of the Acceptor. As always, if the acceptor is unsure, they should call an American Express Travelers Cheque Customer Service Centre.

Is there a fee to cash Travelers Cheques?

Commission charges may apply and can vary by country and/or exchange partner. Before you travel we recommend that you click here  to find the most convenient Travelers Cheque exchange locations, along with any information about fees that they have shared with us.

Do Travelers Cheques expire?

Travelers Cheques do not expire. Unused Travelers Cheques can be used for future trips.

What should be done with a deceased person's unused Travelers Cheques?

A refund can be arranged for the unused Travelers Cheque to the next of kin or beneficiary. Please call Customer Services on ( 1800-180-1245 ) or find the  contact number to find the customer service number for your current location or alternatively Email us. Click here to register for our secure Email service. What happens if my Cheques are lost or stolen?

Lost or stolen Travelers Cheques may be refunded.* Please call Customer Services on ( 1800-180-1245 ) or find the  contact number for your current location.

For other questions regarding Travelers Cheques, please call Customer Services on ( 1800-180-1245 ) or find the  contact number for your current location or alternatively Email us. Click here to register for our secure Email service.

Terms and Conditions

Following are the terms and conditions for obtaining a refund for lost or stolen Travelers Cheques.

PURCHASE AGREEMENT

Read this Agreement carefully. By either buying, signing, accepting or using these American Express®Travelers Cheques (“Cheques”), you agree to everything written here: You agree (a) To sign your Cheques immediately in the upper left corner, (b) Not to resell, consign, or take any similar action to transfer your Cheques to any other individual, company or entity for resale or reuse.

American Express Travel Related Services Company, Inc. (“Amexco”) will replace or refund the amount shown on any lost or stolen Cheque in accordance with applicable laws and only if you meet all of the requirements below:

BEFORE LOSS

  • You have signed the Travelers Cheque in the upper left-hand corner in permanent ink.
  • You have not signed the Cheque in the lower left-hand corner.
  • You have not given the Cheque to another person or company to hold or keep, or as part of a confidence game.
  • You have not used the Cheque in violation of any law, including as part of an illegal bet, game of chance or other prohibited action.
  • Your Cheque has not been taken by court order or by government action.
  • You have safeguarded the Cheque as a prudent person would safeguard a like amount of cash.
  • You promptly notify Amexco of the loss or theft of the Cheque.
  • You promptly report all facts of the loss or theft to Amexco and also to the police if Amexco asks you to.
  • You promptly inform Amexco of the serial number of the lost or stolen Cheque and the place and date of its purchase.
  • You promptly complete Amexco's refund forms and provide Amexco with acceptable proof of your identity.
  • You give Amexco all reasonable information and help requested to make a complete investigation of the loss or theft. Amexco reserves the right to investigate the loss or theft and to verify compliance with this Purchase Agreement and shall not be responsible for any delays resulting from such an investigation.
  • Please note that for quality assurance purposes your telephone call to Amexco may be monitored or recorded and that you consent to such monitoring and recording.

NO STOP PAYMENT

Amexco cannot stop payment on any Cheque.

Sign your Cheques immediately in the upper left hand corner.

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If you would like to call us please call customer services on ( 1800-180-1245 )  or click on “Phone” icon below to get the Customer Service Phone number for your current location

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American Express stopped issuing Travelers Cheques, so they’re no longer available for purchase.

Support is available by phone and the American Express website for customers to redeem valid Travelers Cheques.

Travelers Cheques remain backed by American Express and have no expiration date.

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What Are Travellers Cheques? Understanding the Basics

  • by Lucy James
  • March 10, 2023
  • 6 minutes read

Table of Contents

Traveller’s cheques are banknotes issued by banks to their customers for making payments at foreign currency exchange offices or ATMs or for withdrawing money. The cheque’s issuer is the bank that issues it. Traveller’s cheque usage was first introduced in 1772 and has seen a number of improvements since then. Today, travellers’ cheque usage has grown tremendously, with more and more financial institutions offering these convenient payment options. While they are mostly used overseas, you can now use them at home as well. In this blog, we’ll tell you all you need to know about traveller’s cheques – how they work and how to use them safely at home as well as abroad.

What Are Travellers Cheques?

What Are Travellers Cheques

If you’re travelling overseas, you might be familiar with traveller’s cheques . These pre-printed cheques for fixed amounts are a convenient way of holding money when travelling. They’re issued in foreign currencies and can be exchanged for cash at any bank abroad. While they’re a safe alternative to carrying cash, it’s important to sign each cheque and take note of the serial number of every cheque that is issued in case it needs to be replaced at a later date. Traveller’s cheques are popular because they’re safer than cash and don’t have an expiry date, making them a preferred option for many travellers.

How Travellers Checks Work?

How Travellers Checks Work

One of the most common ways for travellers to check work visas is to apply for them through recruitment agencies. These agencies have contacts with various organisations that need visa-holders and can help find employment for them. They generally charge a fee for their services, which varies from agency to agency.

Another method of checking work visas is through online job boards. These are commonly used by professionals looking to seek out opportunities in other countries. They can be found on websites such as Indeed and Monster.

Travellers who want to check work visas can also opt to visit embassies or consulates of the country they are interested in working in. These are generally tasked with issuing visas and will be able to help provide accurate information about conditions, pay, and other considerations.

Who Provides Travellers Cheques?

Who Provides Travellers Cheques

When travelling to the United Kingdom, it is important to know where you can obtain travellers cheques. Travellers cheques can be obtained from the post office, a bank, currency exchange offices and travel agents.

1. The post office is a good place to start when looking for travellers cheques. The post office offers a variety of services, including currency exchange and money transfer. In addition, the post office offers a wide range of currencies, so you are sure to find the right one for your needs.

2. Banks are another option for obtaining traveller’s cheques. Banks offer many of the same services as the post office, including currency exchange and money transfer. However, banks typically have a wider range of currencies available. In addition, banks usually offer better rates than the post office.

3. Currency exchange offices are another option for obtaining travellers cheques. Currency exchange offices offer a variety of services, including currency exchange and money transfer. In addition, currency exchange offices often have a wide range of currencies available. However, currency exchange offices typically charge higher fees than banks or the post office.

4. Travel agents are another option for obtaining travellers cheques. Travel agents typically offer a variety of services, including currency exchange and money transfer. In addition, travel agents usually have a wide range of currencies available. However, travel agents typically charge higher fees than banks or the post office.

Where Can I Exchange Travellers Cheques?

Where Can I Exchange Travellers Cheques

Travellers’ Cheques are a widely accepted form of payment throughout the world and can be exchanged at many financial institutions and banks. Here are some places where you can exchange Travellers Cheques.

Local Post Office: You can exchange Travellers Cheques at your local post office. Most post offices accept Travellers Cheques as payment for postage or money orders.

Bank: You can also exchange Travellers Checes with your bank. Many banks and credit unions offer Travellers Cheque exchange programs, which allow you to deposit Travellers Cheques into a bank account and withdraw them as cash when you travel abroad.

Local Currency Exchange: If you do not have an account with a mainstream bank, consider visiting a currency exchange that specializes in Travellers Cheques. They will be able to exchange your cheque for local currency at a competitive rate.

Tips for Safely Using Travellers Cheques

Tips for Safely Using Travellers Cheques

Traveller’s cheques are a convenient and secure payment method for travellers. They can be refunded if lost or stolen and offer the same level of protection as bank debit or credit cards .

However, pre-travel budgeting is important to avoid spending too much on the trip. Look for a secure payment method, such as a prepaid card, that offers features such as transaction fees and balance checks.

American Express provides its Travelers Cheques Encashment service, enabling users to cash traveller’s cheques at an exchange rate of 0.5 per cent above the interbank exchange rate for Visa and MasterCard holders. On the other hand, Visa Travelers Cheques offer convenience and security with a currency exchange rate of 1 per cent. Both options provide travellers with a choice of payment options and financial protection.

How to Redeem Your Travellers Cheques?

How to Redeem Your Travellers Cheques

Redeeming your travellers cheques involves making sure that the funds are available in your bank account. Once you have accomplished this, you can use it to pay for your travel expenses. Here are some steps on how to redeem your travellers cheques:

1. Ensure that the funds are available by checking the statement and reconciling any discrepancies with the bank.

2. Contact your bank and ask them whether they have any issues with the cheque. They may require additional documents, such as a copy of their passport or a personal identification number (PIN).

3. If they do not have any issues, go ahead and deposit the cheque. This is done by going to a nearby ATM or using a payment machine at your bank.

4. Finally, keep a photocopy of your cheque for future reference. You will need it to get another one if you wish to withdraw money from an ATM or use it for other purposes.

Security Features of Travellers Cheques

Security Features of Travellers Cheques

Travellers cheques are a specific paper that is used to make payments between banks and other financial institutions. These cheques have intricate details such as watermarks, raised textures, and a holographic thread to help improve security.

Watermark: The watermark is a subtle image or pattern that appears on the front of the cheque when it is held up to a light source. The watermark can contain information about the bank or financial institution that issued the cheque, such as its logo or name, and can serve as an additional security feature.

Raised Textures: The texture on the back of the cheque has small bumps or ridges that make it more difficult for someone to counterfeit by using a laser printer. This provides an additional layer of security for banks and financial institutions that use Travellers’ cheques.

Holographic Thread: A holographic thread is a line of the fine print on the back of the cheque that appears when it is held up to varying lighting conditions, making it even more difficult for someone to counterfeit.

Advantages and Disadvantages of Travellers Cheques

Advantages and Disadvantages of Travellers Cheques

1. Travellers’ cheques are a fast and convenient way to get money out of the country.

2. They can be used in almost any country, so you’re not limited to certain areas when using them.

3. If something goes wrong with your traveller’s cheque, there is usually a global network of banks that will help you sort it out.

Disadvantages

1. They can be a bit more expensive than other methods of getting money out of the country, such as cash or electronic transfer.

2. Traveller’s cheques can sometimes take a long time to clear, so if you need money quickly, you may be unable to use them.

3. If you lose or misplace your traveller’s cheque, it can be hard to get another one, and you may have to go through the process of replacing it.

Travellers checks are a popular option used in travelling. They’re a fast and relatively secure way to exchange currency. However, there’s a lot of misconception surrounding travellers cheques. We’ve explained the basics of traveller’s cheques and how they work.

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What Are Traveller’s Cheques and How Do They Work?

You’ve probably heard of traveller’s cheques but may not have used them. A traveller’s cheque is among the many cashless methods of paying for services or goods. However, traveller’s cheques have been losing their popularity since the onset of credit and debit cards.

The good news is that traveller’s cheques are still functional and can save you from the stress and risk of carrying a huge chunk of money while travelling.

Here, we will answer the following questions:

  • What are traveller’s cheques?
  • How do they work?
  • What are the benefits of traveller’s cheques?
  • Can traveller’s cheques be a hassle?
  • What are alternatives to traveller’s cheques?

Let’s get started.

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What are Traveller’s Cheques?

A traveller’s cheque is a printed cheque that allows payment from one person to another and across currencies. So, travellers get the cheque before they travel to exchange it with the local currency after getting to their destination.

You can easily get traveller’s cheques in Canada from financial institutions like American Express or Visa. Also, some local banks offer traveller’s cheques, but most of them scrapped it a long time ago.

How Do Traveller’s Cheques Work?

Traveller’s cheques do not bounce since you pay upfront for a specific amount that you wish to spend. The cheque will have a fixed value and a unique serial number.

Once you receive your traveller’s cheque, you should be conversant with how to use it. So, you should follow the issuer’s instructions and sign the traveller’s cheque upon receipt. 

When making purchases, countersign the cheque in the presence of the receiver; the recipient should compare the signatures and confirm that they match. Any change is returned in the local currency since the traveller’s cheque is accepted at the same exchange rate as a cash payment.

However, you must enquire from the recipient if they accept traveller’s cheques as a means of payment before making any purchases. While the traveller’s cheques still work, some institutions and persons refer to them as outdated and do not accept them. You can still make the purchases in such cases, but you need to deposit the traveller’s cheque and receive cash in the local currency. Also, do your research ahead of your trip. Ensure that you can easily access services via your traveller’s cheque before purchasing them.

Most importantly, keep the details of your traveller’s cheque safe. If you lose your traveller’s cheque, you need to provide proof of purchase and the unique serial number to get a refund. Also, contact your cheque issuer immediately after losing your traveller’s cheque.

The traveller’s cheques do not expire. Therefore, you can keep them safe and use them in the future. Alternatively, you can deposit them in your bank account once you get home.

Benefits of Traveller’s Cheques

Here are the various advantages of traveller’s cheques.

  • Safety: Traveller’s cheques are safe and can allow you to carry a large amount of money while travelling. 
  • Refunds are possible: With traveller’s cheques, you can get a refund after you lose and report the issue to your issuer. Also, you can deposit your traveller cheque at your bank once you get home.
  • Does not expire: Your traveller’s cheque does not expire and can be kept and used again in the future.
  • Branded Cheques: The American Express and Visa offer branded traveller’s cheques that come in various denominations and are readily acceptable globally.
  • Good exchange rates: In some cases, traveller’s cheques can access a better conversion rate.

Can Traveller’s Cheques Be A Hassle?

Traveller’s cheques have several advantages, but today, you can experience many struggles while using them.

For starters, the cheques have become outdated. Therefore, most hotels, banks, and individuals will decline them.

As a result, you will likely be forced to hunt down banks and hotels that will accept the traveller’s cheques prior to travelling. If you travel without doing your research, you can be frustrated finding that the cheques are not accepted at your destination.

Also, most banks no longer offer traveller’s cheques. The few banks that offer the cheques might charge you traveller’s cheque fees for the service.

Other Payment Methods That You Might Consider

Purchasing a traveller’s cheque may save you from the stress of carrying a large amount of money that can get lost or stolen. However, it has several limitations.

So, while travelling, you may need to consider the following alternatives:

Debit Cards

The popularity of debit cards is increasing every day. The size of the card and its acceptability rate make it among the most convenient methods of payment. So, many foreign banks, hotels, and ATMs accept foreign debit cards.

Credit Cards

Like a debit card, a credit card is small and secure to travel to various places. Besides, credit cards like MasterCard, Visa, and American Express are accepted as a method of payment in most countries globally.

Although carrying a huge amount of money while travelling is risky, it’s ideal to have a certain amount of money in cash for emergency purposes. For that reason, ensure you bring with you a given amount in the form of cash.

Prepaid Card

Prepaid cards work like debit cards and credit cards since you load them with your bank account money. Therefore, you can use your prepaid card as a debit card on the ATMs and credit card when making purchases and in hotels.

Traveller’s cheques are a safer, cashless method to use when travelling. 

However, with the growing popularity of debit cards and credit cards, traveller’s cheques are quickly losing their place in the payment method.

Also, they are unacceptable in most places, making them more unreliable when travelling to destinations that limit their use.  So, alongside your traveller’s cheque, carry your debit card, credit card, and some little cash to enjoy your travels .

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How to Obtain Traveler's Checks

Last Updated: July 26, 2018

wikiHow is a “wiki,” similar to Wikipedia, which means that many of our articles are co-written by multiple authors. To create this article, volunteer authors worked to edit and improve it over time. This article has been viewed 16,546 times.

It is a good idea to give some thought to currency exchange prior to traveling outside of your home country. Most international destinations accept cash, credit or debit cards, but traveler's checks offer the highest level of security, as they are refundable if lost or stolen. Traveler's checks come in a wide variety of denominations and currencies and are available for purchase through most financial institutions, currency-exchange offices and some travel-service organizations. Read the following article to learn how to obtain traveler's checks.

Step 1 Set a travel budget.

  • 4 Inspect your traveler's checks for accuracy.

Step 5 Sign the checks on the appropriate line to activate them so you'll be protected in case of loss or theft.

Expert Q&A

  • Pay attention to the currency-exchange rate when traveling. Sometimes cash may receive a better rate than traveler's checks. Sometimes the opposite will be true. Thanks Helpful 0 Not Helpful 0
  • Large-denomination checks may be difficult to cash outside of major cities. Thanks Helpful 0 Not Helpful 0

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Hours Hours: Mon thru Fri, 9 a.m. to 5 p.m. By appointment only

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Adults (18+) 770 E. Calaveras Blvd. Milpitas, CA 95035

Hours Mon – Fri: 9 a.m. – 4:45 p.m.

Children and Families 589 Los Coches St Milpitas, CA 95035

Hours Mon – Fri: 9a.m. – 12 p.m. and 1:30 – 4:30 p.m.

All clinical services are provided by appointment only at this time. This change allows us to comply with COVID19 occupancy and social distancing regulations.

Address 2nd Floor 555 Castro Street Mountain View, CA 94041

Hours Mon & Thur, 1:30 to 5 p.m. Tues & Wed, 9 to 12:30 p.m. By appointment only

Going on an overseas adventure?

Your bags are packed. But you won’t be ready until you book a telephone appointment with the International Travel Medicine department.

Services offered

  • Pre-travel services for Kaiser Permanente members only (applicable co-payments apply)
  • Services for adults as well as children
  • Pre-travel immunizations and medications appropriate for your area and type of travel
  • Information to keep you safe and healthy while traveling

General information

  • You do not need a travel appointment if you’re traveling within the United States (including Alaska and Hawaii).
  • Some countries do not require a travel appointment. Go to kp.org/mydoctor/travel for a complete list.
  • Children 6 months to 4 years of age traveling internationally need a travel appointment regardless of destination.
  • If booking for more than one traveler, all adults must be available to speak to the travel nurse during the appointment.
  • Book 6 to 8 weeks before your departure date to ensure that any necessary vaccinations or medications have time to take effect.

Making a telephone appointment for travel

  • Book your telephone appointment with a travel medicine nurse online at kp.org.  Choose location as “International Travel Services”, select the number of travelers and follow the special instructions.
  • Questions?  Call 1-866-454-8855 as needed.

At the travel clinic

  • Please have your complete itinerary, records of vaccines received outside of Kaiser Permanente, names as they appear exactly on passports and current weights for children at the time of your appointment.
  • At your appointment the travel clinic nurse will evaluate your medical history and your travel plans and decide with you what vaccines, medications and travel advice you will need for a safe trip.

Important notes

  • We do not provide post-travel evaluations, but if you should become ill upon your return, be sure to contact your personal care provider and mention your recent travels.
  • If you have a chronic medical condition, please contact your personal care provider before your trip as well as an appointment for travel clinic.
  • For any questions, call 1-866-454-8855.
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Get started finding a cheap flight to Santa Clara on Expedia by either choosing a deal on this page or entering into the search bar your travel dates, origin airport, and whether you want roundtrip or one-way airfare. You can filter for flexibility, number of stops, airline, and departure/arrival times to find the best flight for you.

We recommend using the ‘Flexible Dates’ calendar at the top of the page to see the price of plane tickets on the surrounding dates. This allows you to pick the cheapest days to fly if your trip allows flexibility and score cheap flight deals to Santa Clara.

Roundtrip prices range from $41 - $170, and one-ways to Santa Clara start as low as $21.

Be aware that choosing a non-stop flight can sometimes be more expensive while saving you time. And routes with connections may be available at a cheaper rate.

Airlines that fly to Santa Clara ( SJC)

You have several options for which airline you choose to travel with to Santa Clara. There are 10 airlines flying into SJC: Spirit Airlines, Frontier Airlines. 

Cheap plane tickets may be available from different airlines at different times and with unique terms. It’s best to understand the details of each airline’s offer before judging its value.

For example, if you plan to check a bag or bring a carry-on, check whether the cheap airfare deal includes a baggage allowance. If not, verify whether the baggage fee is higher than the difference of other airline plane ticket deals offering free checked/carry-on baggage in exchange for a slightly higher airfare. 

Additionally, your preferred frequent flyer membership programs may influence your choice of cheap airline. Expedia allows you to enter your membership numbers during checkout to earn points from your airline and Expedia Rewards—all while getting a great deal and planning all your travel in one online platform.

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At Expedia, we source many flight deals from multiple providers, so you can easily find the best deals that are right for you. A great strategy for getting the best deals can be to make sure you book and travel at the optimal times. Airfare to Santa Clara (SJC) varies throughout the year based on seasonal demand. You’ll see the lowest rates for roundtrips to SJC in May and in June for one-ways.

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Frequently asked questions

  • What you pack in your carry-on baggage can mean the difference between a comfortable flight, and one that wears you out. Start with the most important stuff, like your passport (or a valid ID) and your travel documents. Once they’re packed, put in any medications you might need. After that, consider your comfort factor. A neck pillow, noise-canceling headphones and a novel will help the time fly by while you’re soaring through the sky.
  • You’ll also want to check with your airline regarding what you can’t bring on board your flight. Swords, batons, box cutters, razor blades and knives are among the prohibited items. Anything flammable, explosive or sharp is generally not allowed in your carry-on baggage. Be sure to pack any sports equipment like baseball bats or tennis rackets in your checked luggage.
  • Whether traveling short or long-haul, wearing layers will help you stay comfortable. Opt for loose, natural fabrics that will keep you cool and pack a pullover for any changes in cabin temperatures. Your feet will be happy in a pair of flat shoes or sneakers.
  • The condition known as deep vein thrombosis (DVT) is a risk on long-haul flights. It’s the result of blood clotting due to inactivity and poor circulation. Strolling up and down the aisle and doing leg and foot exercises while seated can prevent it developing. Wearing compression socks or tights also helps to lessen your risk.

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Check 'n Go

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Map

740 Story Rd

San Jose, CA 95122

United States

East San Jose

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Photo of Mayra M.

Theres a worker there that is not polite at all and gives you attitude and so useless I forgot her name but she should really not work there anymore if she's not happy with her job TBH.

Photo of Briaunna G.

They charge $6 to cash a check and don't even give money orders or cashiers checks! That is so wack so now I have to cash my check and go find another place to get a money order. These places should do everything so people don't have to go all over the place to take care of their business. The girl working was ok, she wasn't too friendly but she wasn't mean, she just didn't really talk or try to engage in a conversation with me. They have a third party that verifies the checks so that takes like 5 mins to get them to verify.I wish she would've told me before I gave her the check cause I would've just went somewhere else right then. I have an appt in 10 mins and it looks like ima be late since I have to wait on a response smh never coming here again

Photo of Luis S.

I would give zero if I could. What would make me say it sucked? The lady with the glasses. Very rude and not very people friendly. I paid my pay day loan and will never come here again. What ever the redhead with glasses name is. Dont carry a conversation on the phone with a customer infront of you. Nicki was awesome though. I suggest California check cashing on capital and mckee. Great people there.

Photo of July I.

I would not even give them 1 star. The Staff is very rude. This is my second time there and even then they are so rude, if they don't want to work with people don't get a Job that Requires to work with people. They are beyond rude and unprofessional. So moody.

Photo of Bunny C.

Avoid this place. She was late to work and obviously wanted to be somewhere else. You guessed it, the lady with glasses. She got there at 10:32am, opened the door, said that someone else is on the way and locked us out.

Photo of Ellen C.

If I had a choice no stars. What a hassle. I've been here before & it just took forever! No wonder they don't have any reviews?! Go figure! The story is I came in on Nov. 2010. Ok So I leave Cali due to an unexpected emergency. I get back Jan. 2011 I'm Strap for cash so I come here. The lady behind the counter says I need a current check stub & fill up the application again. Wow!? Seriously! I was just here in Nov?! She gives me the BS about the State requires this this & that! So I said NEVERMIND! I'll go somewhere else. I go to the California Check Cashing, I've been there before for western union, money order, or borrow money. I was in & I was out. Before anything I ask do I need a current checkstub or need to fill out an application? Woman behind the counter says no you were last here on Dec. Although Tully is a mess I'd still go back here. Never am I going to come here again. Don't get me wrong. It's clean area is in a busy corner. Across Wal-mart but she treated me as if I was like I had no form of income. I've only been here twice! It's not busy but the SERVICE SUCKS & is HELLA SLOW! I mean the person does this everyday WTF is taking so long anyways! It's not no gawd daymn bank! & the max a person can borrow is $255! come on now! It just bugs the hell out of me! I suggest to anyone don't come here your not treated like a customer. Seems like your treated like your a person who has a bad back round. it's obvious they didn't need my business.

Photo of Mariam G.

Highly unprofessional...i have grabbed an advancement a long time ago and have not heard from them AT ALL and I get call from work stating they're suing me for FRAUD. Shouldn't you contact me directly before going to a debt. collector. UNPROFESSIONAL! No wonder you have 3 stars. You should actually have 0 Stars. If you need an advancement go else where this place is a joke. I am surprised you're still in business. From the day I walked in there I knew I should've went else where. Employees were rude and slow ass hell.

Photo of Crystal S.

Anthony the guy who gave me my loan is very rude and I was not comfortable at all with him helping me I had no other choice though, there was another older lady who was just sitting down doing who knows what. I'm glad I can call and pay off my loan so I don't have to see Anthony again.

Photo of Isela B.

Excellent service!!!! I had stopped by the location on story road for a signature loan and was happily surprised by how easy it was!! I had brought all the proper paperwork and was ready to go so it made the process very quick. The customer service representative was so sweet and informative. She was willing to work out what exactly I needed. I got to pick my loan amount and how much my payment was! She wasn't eager to get me to loan more than I needed which was refreshing. She also provided me with an option to make an early payment so it would save me $1000 in the long run!! I would highly recommend this to annoying looking for a quick and easy approval loan agency!!!

Photo of John C.

Anthony was wonderful! He explained everything to me in depth and was completely professional. Outstanding customer service!

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  23. CHECK 'N GO

    10 reviews of Check 'n Go "Anthony was wonderful! He explained everything to me in depth and was completely professional. Outstanding customer service!"