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Visa Signature Luxury Hotel Collection

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Over 900 luxury hotels around the world Hundreds under $299 /night

7 premium benefits:.

• Best available rate guarantee
• Automatic room upgrade upon arrival, when available
• Complimentary in-room Wi-Fi, when available
• Complimentary breakfast for two
• $25 USD food or beverage credit
• VIP Guest status
• Late check-out upon request, when available
• Terms & Conditions

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1 Hotel Central Park

Estimated Price USD

The Peninsula Paris

The Breakers Palm Beach

InterContinental Barcelona

Andaz Singapore

Beginning of main content, find a hotel, is your visa a visa signature.

If it is, you've already got hundreds of travel and entertainment benefits at your fingertips that we created by listening to the experts-you. So check your card today to see if your Visa says Visa Signature.

Premium Perks Just for You

Your complimentary 24/7 concierge.

Personal assistance for travel planning and more- available anytime, anywhere. Learn More

Take advantage of these premium offers and discounts while they last.

Every 3rd Night Free in San Diego

Dec 22, 2023 - May 30, 2024

Park Hyatt Aviara Resort, Golf Club & Spa

Carlsbad, United States

Every 4th Night Free in Miami Beach (May 6 - Oct 31)

May 6, 2024 - Oct 31, 2024

Faena Miami Beach

Miami Beach, United States

$100 USD Dining Credit in Rome

Mar 4, 2024 - Dec 31, 2024

Palazzo di Ripetta

Rome, Italy

Every 3rd Night Free in New York

Feb 1, 2022 - Apr 21, 2025

The Towers at Lotte New York Palace

New York City, United States

FEATURED HOTELS & RESORTS

Discover luxury resorts, exclusive boutiques and private retreats.

Shangri-La Rasa Sentosa, Singapore

Singapore, Singapore

Chatham Bars Inn

Chatham, United States

Fairmont Mayakoba, Riviera Maya

Playa del Carmen, Mexico

Sublime Samana

Las Terrenas, Dominican Republic

La Casa Que Canta

Ixtapa Zihuatanejo, Mexico

Address Beach Resort

Dubai, United Arab Emirates

Hyatt Regency Danang Resort and Spa

Da Nang City, Vietnam

Hotel Mousai

Puerto Vallarta, Mexico

W Bali Seminyak

Seminyak, Indonesia

The Georgian Hotel

Santa Monica, United States

Vista Palazzo Verona

Verona, Italy

Waldorf Astoria Versailles - Trianon Palace

Versailles, France

Six Senses Douro Valley

Douro Valley, Portugal

Anantara Angkor Resort

Siem Reap, Cambodia

El Fuerte Marbella

Marbella, Spain

Vakkaru Maldives

Vakkaru Island, Maldives

go explore More cardholder privileges

Learn more about your Visa Signature perks — beyond the points, miles, or cash back you already earn.

Premier Golfing Earn free rounds of golf, special golf discounts, and accelerated rewards with Troon®

Fine Wine & Food Enjoy dining experiences and Sonoma wine tastings

Luxury Car Rental Enjoy savings along with a luxury all-Audi rental experience

Concierge Service Complimentary, 24-hour assistance booking travel, finding event tickets, making dinner reservations and more

Why book anywhere else?

Top Destinations, Premium Cardholder Benefits

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Visa Luxury Hotel Collection

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Join Visa Luxury Hotel Collection today and get instant access to our premium benefits and special offers.

• Create a profile for faster and easier bookings
• Save your favorite hotels
• View active and past reservations and availability requests
• Is case sensitive
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• Must be at least 8 characters in length
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• Must not contain the username

SIGN UP FOR FASTER & EASIER BOOKING

Joining the Visa Luxury Hotel Collection is easy and only takes a few moments. Register today and enjoy instant access to all your reservations, save your favorite hotels, and store your profile to make booking a snap. Fill out the form to the left to join now.

Information collected in connection with the Visa Luxury Hotel Collection is subject to the Visa Global Privacy Notice .

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Limited Time Offers

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• North America
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• Middle East
• South Pacific
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Hotel Barriere Le Fouquet’s Paris

Estimated Price EUR

The Biltmore Mayfair

El Fuerte Marbella

Villa Principe Leopoldo

The Knickerbocker Hotel

Beginning of main content, find a hotel, premium perks just for you.

Take advantage of these premium offers and discounts while they last.

Every 3rd Night Free in San Diego

Dec 22, 2023 - May 30, 2024

Park Hyatt Aviara Resort, Golf Club & Spa

Carlsbad, United States

Every 4th Night Free in Miami Beach (May 6 - Oct 31)

May 6, 2024 - Oct 31, 2024

Faena Miami Beach

Miami Beach, United States

$100 USD Dining Credit in Rome

Mar 4, 2024 - Dec 31, 2024

Palazzo di Ripetta

Rome, Italy

Every 3rd Night Free in New York

Feb 1, 2022 - Apr 21, 2025

The Towers at Lotte New York Palace

New York City, United States

FEATURED HOTELS & RESORTS

Discover luxury resorts, exclusive boutiques and private retreats.

Grand Wailea, A Waldorf Astoria Resort

Wailea, United States

The Breakers Palm Beach

Palm Beach, United States

La Samanna, A Belmond Hotel, St Martin

Baie Lounge, St Martin

The Georgian Hotel

Santa Monica, United States

The Last Word Long Beach

Kommetjie, South Africa

Kempinski Hotel Bahia Estepona

Marbella, Spain

Maslina Resort

Hvar, Croatia

Esperanza, Auberge Resorts Collection

Cabo San Lucas, Mexico

The St. Regis Mardavall Mallorca Resort

Calvia, Spain

Casa Angelina

Praiano, Italy

Grand Hotel Timeo, A Belmond Hotel, Taormina

Taormina, Italy

Royal Hideaway Corales Beach - Adults Only

Costa Adeje, Spain

Nayara Springs

Arenal Volcano National Park, Costa Rica

Vila Foz Hotel & SPA

Porto, Portugal

Vakkaru Maldives

Vakkaru Island, Maldives

Rosewood Phnom Penh

Phnom Penh, Cambodia

Why book anywhere else?

Top Destinations, Premium Cardholder Benefits

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Expect the ultimate hotel experience, from booking to checkout. The Visa Luxury Hotel Collection offers an unparalleled experience with an extraordinary collection of benefits like VIP status, complimentary breakfast daily, an upgrade when available, and a special amenity unique to each property. Learn More.

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Only Visa Infinite cards issued in the United States and Singapore are eligible to use this Visa Infinite Luxury Hotel Collection site. Benefits will vary for Visa Infinite cards issued in Africa, Canada, Latin America/Caribbean, Asia/Pacific, Europe and the Middle East. Please contact the bank that issued your Visa Infinite card to see if your Visa Infinite card is eligible or click here for more details about the Visa Luxury Hotel Collection.

Quick Points: Book through Visa Signature Hotels for elite-like perks

Update : Some offers mentioned below are no longer available. View the current offers here .

Although we cover loyalty programs and credit cards in-depth on TPG every day, sometimes you just want a snippet of useful information that you can put into action on the fly. That's why we launched the series Quick Points . Every week, we'll highlight a new or easily forgotten tip that can help you travel more for less.

Hotel elite status can come with excellent benefits, like room upgrades, free breakfast , late checkout and more. But sometimes it's not possible to enjoy those perks on a trip.

Perhaps you don't stay enough with a specific chain to earn status in the first place, or you don't carry a hotel credit card that confers it automatically. Maybe you have status with one chain but need to stay at another for a particular trip. Or you could be more interested in checking out boutique hotels wherever you travel rather than those that are part of a larger company.

There are plenty of reasons hotel status might not come in handy for each and every trip you take. But fear not, you might still be able to enjoy elite-like benefits by booking your stay through Visa Signature Hotels .

For more TPG news delivered each morning to your inbox, sign up for our daily newsletter .

What is Visa Signature Hotels?

Visa Signature Hotels is a travel booking portal specifically for those who carry a Visa Signature credit card. It's kind of like American Express' The Hotel Collection , or Mastercard's Luxury Hotels & Resorts.

Related: The best ways to book hotels through online travel agencies and bank portals

Visa Signature Hotels benefits

If you have a Visa Signature card, you're eligible to book stays through the portal at over 900 luxury hotels worldwide and enjoy benefits that include:

• A best available rate guarantee (this is temporarily unavailable, but the rates are typically similar to what you'll find through other booking channels).
• Automatic room upgrade upon arrival, based on availability.
• Complimentary daily breakfast for two.
• $25 food and beverage credit.
• Complimentary in-room Wi-Fi.
• Late checkout upon request.

These benefits are basically equivalent to mid- or top-tier status with most hotel programs. The breakfast benefit alone can be worth $100 per day, depending on where you stay, and the $25 food and beverage credit should at least cover a drink or two, while room upgrades can be worth hundreds of dollars per stay.

Just note that if you have a Visa Infinite card, such as the Chase Sapphire Reserve or the Capital One Venture X Rewards Credit Card, you might be entitled to even richer benefits by booking through the Visa Infinite Hotels portal , though fewer (and usually higher-end) hotels are part of that program.

Pros and cons of booking through Visa Signature Hotels

Sounds like a fantastic deal, right? It mostly is. You just need to keep a couple of things in mind.

First, when you book through Visa Signature Hotels, you sometimes won't be eligible to earn points or stay credits toward elite status if you are booking with a major hotel chain such as Marriott or Hilton.

If you're not terribly interested in status, that might not mean much since you're enjoying the perks of it anyway.

Even if you do have elite perks with one hotel loyalty program, you can leverage Visa Signature Hotels to enjoy similar benefits with another major hotel group and see how you like them. Maybe it'll have you rethinking your loyalty strategy.

Also, note that despite the usual best rate guarantee, booking through Visa Signature Hotels won't always be the cheapest option. This is because special packages and member rates, which are sometimes lower than the standard rate, aren't available through the portal. However, the perks you'll receive will likely make up for any price difference.

Related: Is hotel elite status worth it anymore?

Visa Signature credit cards

So now the only question that remains is whether you actually have a Visa Signature credit card.

If you're not sure, look at your physical card and see if it has the Visa Signature logo somewhere on it. If it does, you're in luck.

Otherwise, here are a few of the most popular Visa Signature credit cards currently available.

• Chase Sapphire Preferred Card.
• Capital One Venture Rewards Credit Card.
• Bank of America® Premium Rewards® credit card.
• Alaska Airlines Visa® credit card.
• Marriott Bonvoy Boundless Credit Card.
• United Explorer Card.
• United Quest Card.
• World of Hyatt Credit Card.

Bottom line

Although hotel elite status is nice, it's not always possible to capitalize upon it with each and every stay. If you have a Visa Signature credit card, though, you might be able to enjoy elite-like benefits while staying at hotels that aren't part of your usual loyalty rounds, such as boutique properties or those that are part of chains you don't normally patronize.

Check your cadre of cards to see if you are carrying any Visa Signature-branded ones. If you are, consider booking through the Visa Signature Hotels portal to enjoy perks like on-property credits and free breakfast that will help you enjoy your stay that much more, without having to jump through any elite status hoops.

Featured photo of the Fairmont Century Plaza by Eric Rosen/The Points Guy. Updated 1/18/23

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Beginning of main content, curator of the world’s most exceptional hotels.

Since 2003, we’ve helped people to find and book the world’s best luxury hotels and resorts. The kind of places that make a trip unforgettable.

Since 2003, we’ve helped people to find and book the world’s best luxury hotels and resorts. ​​​​The kind of places that make a trip unforgettable.

Today, our collection includes more than 2,000 properties across 130 countries.

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What Is a Premium Credit Card?

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Anyone who travels knows that having a premium travel rewards credit card can make a huge difference in your travel experience. These cards often include perks such as lounge access, rental car status, and fee reimbursements — all of which can save you money and frustration and generally give you a more relaxed experience at the airport.

There are, however, a large number of these credit cards on the market. Each of them has varying benefits, annual fees, and other discrepancies, so it can be hard for you, the frequent traveler, to pick the card that’s right for you.

But don’t worry — at Upgraded Points, we stay on top of the premium credit card world, so we can inform you about these cards and their respective benefits. With that in mind, we’ll take a look at some of the best premium credit cards on the market in this article, helping you find out which is best for your wallet.

We’ll start the article with a quick comparison of all the cards on this list and will then review each of these cards’ benefits, detailing personal cards first and then business cards.

If that sounds good to you, let’s get started!

Best Premium and Luxury Credit Cards by Category Summary

Premium credit cards offer far more benefits than other credit cards. These benefits might include airport lounge access, priority security screening, elite status, annual statement credits, and large welcome bonus offers.

That said, this long list of benefits comes at a much larger price tag, as most premium credit cards come with an annual fee of $395 to $695, depending on the card. While that is a steep sum, these cards can be very worthwhile for those who regularly use the cards’ perks and benefits, so make sure to run the numbers for yourself to see if they make sense for you.

All major credit card issuers, like American Express , Chase , and Capital One , each offer their own premium credit cards with various benefits such as lounge access, elevated points earning, the credit card bonus offer , and additional benefits and protections.

These benefits aren’t airline-specific in most cases, so you won’t necessarily need to fly on a specific airline all the time to get maximum value from your card. In fact, out of the 10 credit card recommendations in this guide, only 3 of them are co-branded with an airline.

With that in mind, you should look at whether you value points earning or travel benefits more when picking a card from this list.

Those who want access to more lounges and travel perks like hotel status may value a card like The Platinum Card ® from American Express , while those that value points-earning should compare the other cards and pick the card with bonus categories that best match their everyday spending habits.

We’ll start with our favorite personal card picks; after that, we’ll check out the best options for business owners!

The Best Personal Premium and Luxury Cards

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment ( airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit )
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts
• Access to Amex International Airline Program
• No foreign transaction fees ( rates and fees )
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card ® , Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card ® . Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card ® . Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card ® . Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck ® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card ® . An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.

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The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights purchased through Capital One Travel
• 2x miles per $1 on all other purchases
• $300 annual travel credit on bookings made through Capital One Travel
• Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• 10,000 bonus miles awarded on your account anniversary each year
• Global Entry or TSA PreCheck credit
• Add authorized users for no additional annual fee ( rates & fees )
• No foreign transaction fees ( rates & fees )
• $395 annual fee ( rates & fees )
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck ®
• APR: 19.99% - 29.99% (Variable)

Capital One Miles

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A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x points on airfare booked through Chase Travel SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases
• $300 annual travel credit
• Priority Pass airport lounge access
• TSA PreCheck, Global Entry, or NEXUS credit
• Access to Chase Luxury Hotel and Resort Collection
• Rental car elite status with National and Avis
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC
• APR: 22.49%-29.49% Variable

Chase Ultimate Rewards

• Chase Sapphire Reserve 100k Bonus Offer
• Chase Sapphire Reserve Benefits
• Chase Sapphire Reserve Airport Lounge Access
• Chase Sapphire Reserve Travel Insurance Benefits
• Chase Sapphire Reserve Military Benefits
• Amex Gold vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs Reserve

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

The American Express ® Gold Card  is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

• 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at Amex Travel
• Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com , Milk Bar and select Shake Shack locations
• Up to $120 in annual Uber Cash : get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
• No foreign transaction fees (see rates and fees )
• Access to Amex’s The Hotel Collection
• Access to American Express transfer partners
• $250 annual fee (see rates and fees )
• No lounge access
• Earn 60,000 Membership Rewards ® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards ® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards ® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express ® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• Find the Amex Gold 75k or 90k Welcome Bonus Offer
• Benefits of the Amex Gold
• Upgrade Amex Gold to Amex Platinum
• Amex Gold Benefits for Military
• Amex Gold vs Blue Cash Preferred
• Amex Platinum vs Amex Gold
• Amex Gold vs Delta Gold

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

The Delta SkyMiles ® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

• 3x SkyMiles per $1 on Delta purchases
• 1x SkyMile per $1 on all other eligible purchases
• Card Members get 15% off when using miles to book Award Travel on Delta flights.
• Receive $2,500 MQM each year and get closer to Status with MQD Headstart.
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal.
• $240 Resy Credit: Earn up to $20 per month in statement credits on eligible Resy purchases upon enrollment.
• $120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
• Application fee credit for Global Entry or TSA PreCheck.
• $200 Delta Stays Statement Credit: Earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
• Access to Complimentary Upgrades and Upgrade Priority
• Free checked bag
• 20% back on inflight purchases
• $650 annual fee ( rates & fees )
• No bonus categories other than Delta purchases
• Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy complimentary access to the Delta Sky Club ® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Receive four Delta Sky Club ® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
• Enjoy complimentary access to The Centurion ® Lounge when you book a Delta flight with your Reserve Card.
• Receive $2,500 Medallion ® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Earn $1 Medallion ® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles ® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• $240 Resy Credit: With the Delta SkyMiles ® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles ® Reserve American Express Card. Enrollment Required.
• Delta SkyMiles ® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
• Delta SkyMiles ® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• $650 Annual Fee.
• APR: 20.99%-29.99% Variable
• Airline Credit Cards

Delta SkyMiles Airline Loyalty Program

• How to Find the 100k Welcome Offer for the Delta Reserve Card [Current Public Offer is 60K]
• Benefits of the Amex Delta Reserve Card
• Comparison of Amex Delta Credit Cards
• Best Credit Cards for Delta Flyers
• How To Get Delta Medallion Status

*Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Best Premium Card Overall

The Amex Platinum card is one of the most well-known travel cards on the market. It’s long been seen as a staple of luxury in the travel space due to its huge list of benefits.

Earn 5x Membership Rewards points on airfare booked through AmexTravel.com or directly with the airline (up to $500,000 per calendar year), 5x points on prepaid hotels booked through AmexTravel.com, and 1x points on all other purchases.

Most travelers get an Amex Platinum card to take advantage of the card’s huge network of lounges . This card offers access to American Express’ in-house Centurion Lounges (the U.S. and international locations ), Priority Pass upon enrollment, Escape Lounges – The Centurion Studio Partner ,  Plaza Premium Lounges , select  Virgin Clubhouses , select  Lufthansa Lounges  when flying with Lufthansa Group the same day, and  Delta Sky Clubs  when flying with Delta the same day.

Further, the card offers up to $200 in airline incidental fee credit that can be used to cover incidental fees — think baggage fees, priority boarding, and seat selection — incurred from 1 U.S. airline that you enroll in.

The card also has an assortment of other perks, too. Some of these include a Global Entry or TSA PreCheck fee reimbursement , up to $100 annual Saks Fifth Avenue credit , up to $200 prepaid hotel credit , access to the International Airline Program , and complimentary Gold elite status with Marriott Bonvoy and Hilton Honors upon enrollment.

What makes this card so special is its immense luxury travel and shopping perks (enrollment required):

• Access to Fine Hotels & Resorts and The Hotel Collection
• Complimentary rental car privileges with Avis, Hertz, and National Car Rental
• Up to $189 in CLEAR Plus credit
• Up to $200 in Uber Cash
• Up to $240 in digital entertainment credits
• Up to $12.95 in monthly Walmart+ credits (up to $155 per year)
• Up to $300 in Equinox credits

As you can imagine, the Amex Platinum card comes with state-of-the-art travel insurance , purchase protection, extended warranty, cell phone insurance , and, of course, no preset spending limit , which means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Hot Tip:  Find out if you have the credit score required for an Amex Platinum card by reading our guide.  

Why We Like Earning Amex Membership Rewards Points

Amex Membership Rewards points are the most valuable transferrable currency available. We value these points at 2.2 cents each , making it possible to earn a return on spending of up to 11% with this card!

You can use Amex points for cash-back , statement credits, charitable donations , travel booked through AmexTravel.com, gift cards, online shopping, and more.

But our favorite way to use Amex points is for luxury travel when leveraging the Amex transfer partners .

Best Premium Cards for Flights/Travel

We’re thrilled to see Capital One enter the premium travel rewards card space with the Capital One Venture X card . With its lower annual fee ( rates & fees ) compared to other luxury travel rewards cards, a frequent traveler can easily find enough value to exceed this annual outlay.

We like that cardholders can earn big when using Capital One Travel as hotels and rental car purchases earn 10x Capital One miles and 5x miles on flights booked via the portal . The earnings continue with 2x miles on all other eligible purchases.

Plus, for every card anniversary, you’ll earn an additional 10,000 miles . Add in a $300 annual Capital One Travel credit , airport lounge access (including a Priority Pass Select lounge membership and access to Capital One Lounges and Plaza Premium Lounges ), a Global Entry or TSA PreCheck application fee credit, and complimentary Hertz President’s Circle status  and you could find plenty of bottom-line value as a cardholder.

The card also comes with a generous welcome bonus offer, cell phone protection , car rental insurance and benefits , trip insurance benefits , up to 4 authorized users for no additional annual fee ( rates & fees ), and no foreign transaction fees ( rates & fees ).

Hot Tip: See how this card goes head-to-head with other premium credit cards in our articles comparing the Capital One Venture X card vs. Chase Sapphire Reserve ®  and Capital One Venture X card vs. Amex Platinum card .

Why We Like Earning Capital One Miles

At redemption time, you’ll have strong choices including redeeming miles for travel via Capital One Travel or transferring miles to airline/hotel partners for even greater potential value.

You can also use your miles for gift cards, online merchandise, and statement credits.

We value Capital One miles at 1.8 cents each, which translates to a maximum return on spending of 18% when earning 10x miles.

The Chase Sapphire Reserve card is Chase’s answer to the Amex Platinum card. However, this card replaces some of the flashy benefits with elevated points earning, making it better for customers who need a card that offers both premium benefits and great points earning.

To start with, the Chase Sapphire Reserve card almost always comes with a sizable welcome bonus. But where this card shines is in the realm of rewards:

• 10x Ultimate Rewards points on Chase Dining, hotels, and car rentals booked through Chase Travel
• 10x points on Lyft purchases through March 31, 2025
• 5x points on airline travel booked through Chase Travel
• 3x points on all other travel and dining purchases — which includes fast food, cafes, Ubers, taxis, airfare, and much more

On the benefits side, some of the card’s most notable perks include Priority Pass lounge access , up to $300 annual travel credit that can be applied to any travel purchase, and a Global Entry, TSA PreCheck, or NEXUS application fee reimbursement .

With all of these benefits, it’s easy to see why this is one of the best Visa travel rewards cards available.

Uniquely, the Chase Sapphire Reserve card offers a 50% redemption bonus when booking travel through Chase Travel, as well as the ability to use Pay Yourself Back for up to 50% in bonus value on select rotating categories. This will get you a redemption value of 1.5 cents per point!

Plus, you can access the Chase Luxury Hotel & Resort Collection , as well as top-shelf travel insurance , which includes primary rental car insurance using the Chase Sapphire Reserve card.

Lastly, the Chase Sapphire Reserve card has no foreign transaction fees, purchase protection , and extended warranty.

Why We Like Earning Chase Ultimate Rewards Points

Chase Ultimate Rewards points are some of the most valuable points in the world. We value them at 2 cents per point, as you can get better value if you transfer points to one of the Chase transfer partners for award travel .

Other ways to redeem your points include travel booked through Chase Travel at a 1.5 cents per point value, Pay Yourself Back, statement credits, gift cards, charitable donations, gift cards, and merchandise.

But to get the best value, we recommend sticking to Chase’s transfer partnerships for luxury flights and hotels!

Best Premium Card for Dining

Hot Tip:  Check to see if you’re eligible for a welcome bonus offer of up to 90,000 points with the Amex Gold card. The current public offer is 60,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

One of our favorite cards, the Amex Gold card offers amazing rewards with an exceptional welcome bonus. Here’s how the earnings are broken down:

• 4x Membership Rewards points at restaurants , including takeout and delivery in the U.S.
• 4x points at U.S. supermarkets (up to $25,000 per calendar year)
• 3x points on flights purchased directly with the airline or at AmexTravel.com
• 1x points on all other purchases

Earning 4x points translates to a return on spending of 8.8%, based on our valuations, which is huge!

The Amex Gold card comes with up to $120 in Uber Cash per year ($10 per month) for rides and Uber Eats orders in the U.S. and up to $120 in dining credits ($10 per month) at Grubhub, The Cheesecake Factory, Goldbelly, Milk Bar, select Shake Shack locations, and Wine.com .

With this card, you can book stays at The Hotel Collection , too.

There are also no foreign transaction fees, no additional annual fees for authorized users , purchase protection, extended warranty, and no preset spending limit ( rates & fees ).

Best Premium Card for Delta Flyers

The Delta Reserve card is one of the most valuable premium airline credit cards . As you’d expect, the card includes some amazing benefits for frequent Delta flyers.

To start with, the welcome offer will definitely accelerate your points earning. Here is the accrual structure:

• 3x Delta SkyMiles on Delta purchases
• 1x Delta SkyMiles on all other purchases

Although the earning structure isn’t fantastic, we love the fact that you’ll get a ton of Delta perks with this card:

• Complimentary Delta Sky Club access when flying same-day on Delta Air Lines *
• Complimentary Centurion Lounge or Escape Lounge — The Centurion Studio Partner access when you book a Delta flight with your card
• An account anniversary companion certificate every year upon card renewal, which is good for a First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations
• Priority Main Cabin 1 boarding for yourself and up to 8 companions on the same reservation
• First checked bag for free for yourself and up to 8 companions on the same reservation

Lastly, there are a few non-Delta perks, like the Global Entry or TSA PreCheck application fee credit, travel insurance, purchase protection, extended warranty, cell phone insurance, and no foreign transaction fees ( rates & fees ).

Why We Like Earning Delta SkyMiles

According to our valuation of Delta SkyMiles of 1.2 cents per mile, your return on spending maxes out at 3.6%.

Of course, it’s possible to achieve a higher redemption value if you book international premium cabin flights on Delta and its airline partners.

Bottom Line: You should only consider a premium airline credit card if you are loyal to a specific U.S. airline — otherwise, you’re better off with a general travel credit card that provides a wider range of benefits.

Best Premium Cards for Business

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges , along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Up to $200 annual airline fee credit on your selected qualifying airline
• Statement credits on select purchases with your card
• 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Global Entry or TSA PreCheck application fee credit
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
• Access to Amex’s Fine Hotels & Resorts program
• High annual fee of $695 ( rates and fees )
• Airline fee credit does not cover airfare, only incidentals like checked bags
• Welcome Offer: Earn 120,000 Membership Rewards ® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• 5X Membership Rewards ® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
• $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
• $189 CLEAR ® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR ® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card ® .
• The American Express Global Lounge Collection ® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• APR: 19.49% - 27.49% Variable
• Best Business Credit Cards
• Find The Amex Business Platinum 150k Welcome Bonus Offer
• Find The Amex Business Platinum 170k Welcome Bonus Offer
• Benefits of the Amex Business Platinum
• Authorized Users Benefits of the Amex Business Platinum
• 35% Points Rebate with the Amex Business Platinum
• Amex Business Platinum vs Amex Platinum

Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).

The American Express ® Business Gold Card is excellent at racking up rewards for your business spend.

The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.

• NEW! Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
• NEW!  U.S. purchases made from electronic goods retailers and software & cloud system providers
• NEW!  Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
• U.S. purchases at gas stations
• U.S. purchases at restaurants, including takeout and delivery
• Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
• 3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
• Purchase protection and extended warranty protection
• Trip delay insurance
• Car rental insurance
• Cell phone insurance
• $375 annual fee ( rates and fees )
• No elite travel benefits like airport lounge access or elite status
• Welcome Offer: Earn 70,000 Membership Rewards ® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Earn 4X Membership Rewards ® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
• Earn 3X Membership Rewards ® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
• Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
• Your Card – Your Choice. Choose from Gold or Rose Gold.
• *Terms Apply
• Amex Business Gold 110k Welcome Bonus Offer
• Benefits of the Amex Business Gold
• Amex Business Rose Gold Card
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• Amex Business Gold vs. Amex Plum
• Amex Business Gold vs. Amex Gold

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

The Ink Business Preferred ® Credit Card is a powerhouse for earning lots of points from your business purchases , especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance , rental car insurance, purchase protection, and more.

• 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
• Cell phone protection
• Purchase protection
• Trip cancellation and interruption insurance
• Rental car insurance
• Extended warranty coverage
• No elite travel benefits like airport lounge access
• Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Travel℠
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• APR: 21.24%-26.24% Variable
• The Chase Ink Business Preferred 100k Bonus Offer
• Benefits of the Ink Business Preferred
• Chase Ink Business Preferred Cell Phone Protection
• Chase Ink Business Preferred vs Amex Business Gold
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The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

The information regarding the Capital One Venture X Business card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

• Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and Priority Pass lounges
• No-additional-fee employee cards ( rates and fees )
• No preset spending limit
• No foreign transaction fees ( rates and fees )
• $395 annual fee ( rates and fees )
• 10x and 5x bonus categories are limited to Capital One Travel bookings
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
• Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
• Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel, where you’ll get the best prices on thousands of options
• Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
• Skip the lines with up to a $100 statement credit on TSA PreCheck ® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™ and Plaza Premium Group lounges
• This is a pay-in-full card, so your balance is due in full every month
• Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking
• APR: All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

The Delta SkyMiles ® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

• 3x miles per dollar on Delta purchases
• 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
• Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
• Complimentary Delta Sky Club ® access and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Complimentary Amex Centurion Lounge access when flying Delta
• MQD Headstart and MQD Boost: Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your card
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. See terms and conditions for details.
• Access to complimentary flight upgrades and priority boarding (Main Cabin 1)
• $240 Resy Credit: Earn up to $20 per month [in statement credits] on eligible Resy purchases using your enrolled card.
• Earn up to $10 back each month after using your enrolled card for U.S. rideshare purchases with select providers.
• Up to $250 annual statement credit after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• High annual fee
• Does not earn many miles for purchases outside of Delta spend
• Rewards are not transferable
• Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enter Delta Sky Club ® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion ® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles ® Reserve Business American Express Card.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles ® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight. When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion ® Lounge or Escape Lounge – The Centurion ® Studio Partner.
• Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250  after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Pay no foreign transaction fees when you travel overseas.
• Terms and limitations apply.
• APR: 20.99% - 29.99% Variable

Delta SkyMiles Frequent Flyer Program

United Club℠ Business Card

The United Club Business card is a great option for frequent United flyers looking for United Club access.

The United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

• 2x miles per $1 spent on United purchases
• 1.5x miles per $1 spent on all other purchases
• Complimentary United Club membership
• Free checked bags
• Premier Access travel services
• Discount on inflight purchases
• Upgrades on award tickets
• No foreign transaction fees
• Employee cards at no additional cost
• Travel and purchase protections
• $450 annual fee
• Earning rate for United purchases is poor compared to other United cards
• Earn 75,000 bonus miles + 1,000 Premier qualifying points (PQP) after $5,000 on purchases in the first 3 months your account is open
• Earn 2x miles on United purchases
• Earn 1.5x miles on all other purchases
• United Club membership — up to a $650 value per year. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi, and more
• Free first and second checked bags for you and a companion, save up to $320 per round-trip
• 25% back on United inflight purchases
• APR: 21.99%–28.99% Variable
• Foreign Transaction Fees: $0
• Business Credit Cards
• Best Chase United Credit Cards
• Best Credit Cards for United Flyers
• Best Ways To Book United Polaris Business Class Using Points
• Best Ways To Earn United MileagePlus Miles
• Best Ways To Redeem 60,000 United Airlines Miles
• Best Ways To Redeem United MileagePlus Miles
• Best Ways to Earn 100k+ United MileagePlus Miles
• How To Get United Airlines Elite Status
• What Is United MileagePlus Elite Status Worth: Seating & Upgrades

**Effective 1/1/24, this benefit will no longer be available.

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Our favorite premium and luxury business card is the Amex Business Platinum card , which is the business version of the Amex Platinum card. Notably, the 2 cards have different perks and rewards structures.

To start off, you’ll enjoy a huge welcome bonus offer, plus the ability to earn up to 5x Membership Rewards points per dollar spent:

• 5x points flights and prepaid hotels booked through AmexTravel.com
• 1.5x points on eligible purchases in key business categories, as well as on purchases of $5,000 or more elsewhere (up to $2 million every calendar year)

You’ll also find that this card has some incredible statement credits for additional value (enrollment required):

• Up to $200 every year in airline fee credits
• Up to $189 every year in CLEAR Plus credits
• Global Entry or TSA PreCheck application fee credits
• Up to $400 every year in Dell credits
• Up to $360 every year in Indeed credits
• Up to $150 every year in Adobe credits
• Up to $120 every year in wireless credits

Check out these extra luxury travel perks :

• Access to the American Express Global Lounge Collection , including Centurion Lounges, Delta Sky Clubs (when flying on a same-day Delta flight), Plaza Premium Lounges, and Priority Pass lounges (upon enrollment)
• 35% airline bonus when using Pay With Points through AmexTravel.com (up to 1 million points back every calendar year)
• Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
• Car rental status and/or benefits with Avis, Hertz, and National upon enrollment

The Amex Business Platinum card boasts cell phone protection, purchase protection, extended warranty, and no foreign transaction fees ( rates & fees ).

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 110,000 points with the Amex Business Gold card! The current public offer is 70,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Business Gold card is a step down from the Amex Business Platinum card, but it can actually be the better choice for the right person.

If you’re looking to max out on rewards instead of benefits, the Amex Business Gold card could make more sense.

This card earns  4x Membership Rewards points on the top 2 categories in which your business spends the most every month  (up to $150,000 in combined purchases every calendar year):

• Purchases at U.S. media providers for advertising in select media (online, TV, radio)

That 4x points structure is approximately equal to an 8.8% return on spending, which is huge. You’ll also earn 3x points per dollar on flights and prepaid hotels booked on AmexTravel.com and 1x points on all other purchases.

The Amex Business Gold card also offers the ability to make bookings at The Hotel Collection, travel insurance, no foreign transaction fees, and no annual fees for employee cards after the first employee card of $50 per year ( rates & fees ).

One of our favorite business credit cards is the Ink Business Preferred card , which is issued by Chase.

Despite having a mild annual fee, it offers some incredible rewards that are second to none. But let’s pivot to the rewards, which consist of a bonus earning structure of 3x Ultimate Rewards points on the first $150,000 in purchases every cardmember year in these business categories :

• Ads purchased with search engines or social media sites
• Internet, cable, and phone services
• Shipping expenses

In addition, you can earn 5x points on Lyft purchases through March 31, 2025. All other purchases will earn 1x points.

Other easy ways to maximize this card include the fantastic cell phone protection plan, purchase protection, extended warranty, no-additional fee employee cards, and no foreign transaction fees.

As with the personal version of the card, cardholders of the Capital One Venture X Business card (Information collected independently. Not reviewed by Capital One.) earn 10x miles on hotels and rental cars purchases through Capital One Travel, and 5x miles on flights booked via Capital One Travel. Plus, cardholders enjoy an uncapped 2x miles per $1 on all other eligible purchases.

While the card does charge a $395 annual fee, you’ll receive a $300 annual Capital One Travel credit and 10,000-anniversary bonus miles to help offset that fee.

These are in addition to perks like airport lounge access, a Global Entry or TSA PreCheck application fee credit, rental car insurance, cell phone protection, trip delay insurance, free employee cards, and more.

The Delta Reserve Business card could become your best friend if you’re a business owner that frequently flies on Delta.

In fact, it’s one of the few credit cards that can help business owners get closer to valuable Delta elite status .

Currently, you’ll earn up to 3x Delta SkyMiles per dollar spent, as well as a welcome bonus:

• 1.5x Delta SkyMiles after you spend $150,000 in a calendar year

Much like the Delta Reserve card we discussed in the personal cards section above, the Delta Reserve Business card has a series of amazing Delta perks:

• A complimentary round-trip companion certificate every year after you renew your card on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American flights
• Complimentary Delta Sky Club access when flying on Delta on the same day*
• Complimentary Centurion Lounge and Escape Lounges — The Centurion Studio Partner access when you purchase your Delta flight with your Delta Reserve Business card
• 2 Delta Sky Club 1-time guest passes every year
• First checked bag free for yourself and up to 8 companions on the same reservation

You’ll also enjoy a TSA PreCheck or Global Entry application fee credit, travel insurance, cell phone protection, purchase protection, extended warranty, employee cards for no additional annual fee, and no foreign transaction fees ( rates & fees ).

The last card we’ll discuss is the United Club Business card , which is Chase’s ultra-premium business credit card offered in partnership with United Airlines.

This credit card offers an impressive welcome bonus and the ability to earn up to 2x United MileagePlus miles per dollar spent:

• 2x United miles on United purchases
• 1.5x United miles on all other purchases

Most cardholders love the benefits you get when flying on United:

• Free first and second checked bags when you purchase your tickets from United with this card (terms apply)
• The ability to earn 500 Premier Qualifying Points (PQPs) for every $12,000 you spend on your card (up to 1,000 PQPs per calendar year)
• Premier Access services, which include priority check-in, security, boarding, and baggage handling
• 25% statement credit on United inflight purchases

Even better, this credit card has complimentary Avis President’s Club status , access to The Luxury Hotel & Resort Collection, travel insurance, purchase protection, extended warranty, and no foreign transaction fees.

Why We Like Earning United MileagePlus Miles

The United Club Business card earns United MileagePlus miles ; according to our valuations of 1.3 cents per United mile, that’s equal to a maximum ROI of 2.6% when earning up to 2x miles.

That’s decent, but you can get a better redemption value by using those MileagePlus miles on international award travel in business or first class .

The 2 highest end credit cards are the Centurion ® Card from American Express (Amex Black card) and the J.P. Morgan Reserve Credit Card. Both of these cards are invitation-only and very, very exclusive.

If you’re interested in learning more about these 2 exclusive cards, read our detailed comparison of the J.P. Morgan Reserve Card vs. Amex Black (Centurion) Card .

When it comes to premium credit cards, there simply isn’t a “one-size-fits-all.” The best credit card for you, regardless of your income, is the card that suits your travel preferences and spending habits.

If you are looking for a card that offers the best airport lounge access, then the Amex Platinum card would be the card for you. If you are a foodie who spends a lot on dining and at supermarkets, then the Amex Gold card would be a better fit. And if you are an optimizer, like many people in the points and miles community, you can also hold multiple cards for multiple purposes.

There is no right or wrong way to go about it. If your setup works for you, then it works!

That depends on what you are looking for in a new credit card! If you are someone who travels often enough to take advantage of the card’s perks regularly and whose spending habits meet the card’s bonus categories and statement credits, then it is likely that a premium credit card would easily be worth it for you.

At Upgraded Points, we evaluate the best premium credit cards based on the value the card can offer travelers. Our evaluation process analyzes each card based on important factors, including benefits, earnings structure, welcome bonus, redemption value/rewards program, and fees.

Here is some insight into our thought process when selecting the best premium cards:

Associated Benefits

The best premium cards should offer great travel and lifestyle benefits. This can include airport lounge access, complimentary elite status, annual statement credits, priority security screening, and discounts.

Earnings Structure

Even though premium credit cards are primarily about the perks and benefits they offer, you still want to ensure they can help you earn points toward your next vacation. In this case, we evaluate the strength of the card’s rewards program and bonus categories.

Welcome Bonus Offers

The welcome offer on a premium credit card is usually quite generous, which will help kickstart future award redemptions. Given that welcome bonuses are a one-time bonus and can be lucrative, they are a factor in evaluating cards.

We’ll provide you with the current information available for each card, but we encourage you to confirm the welcome offer and review earnings offers before applying for any card.

Most premium credit cards have rather large annual fees, so we take these into account as well. As with any rewards credit card, it is important to ensure you’re getting enough value from the card each year to justify it.

Redemption Value

Considering the premium credit card’s rewards program is very important to the overall value proposition of the card. We like to prioritize cards with flexible redemption options and access to transfer partners, as these cards usually offer multiple great options to get great value out of your points.

For most travelers, a general travel credit card like the Amex Platinum card, Capital One Venture X card, or Chase Sapphire Reserve card may be the best option . These cards provide great returns on everyday spending and excellent benefits like lounge access across multiple lounge networks and car rental status.

However, those who regularly fly a specific airline for work may prefer a premium airline credit card, like those offered by Delta. These cards can help you achieve airline status faster and will give you access to domestic airline lounges when flying on your preferred airline. This is especially important when you consider that Priority Pass has limited options when traveling domestically.

We showed you the best premium travel credit cards on the market. Picking a card from this list depends on what you value the most in your travel experience — but a general premium travel credit card is best for most travelers. These cards provide the widest range of benefits and will reward you for spending in certain categories.

But now we want to hear from you. What premium travel credit cards do you carry daily? Let us know in the comments — we’re excited to hear your take.

For Capital One products listed on this page, some of the above benefits are provided by Visa ® or Mastercard ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024.  Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier.  Additional terms apply.

For the cell phone protection benefit of The Platinum Card ® from American Express, The Business Platinum Card ® from American Express, Delta SkyMiles ® Reserve American Express Card, and Delta SkyMiles ® Reserve Business American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the extended warranty benefit of The Platinum Card ® from American Express, Delta SkyMiles ® Reserve American Express Card, American Express Gold Card, The Business Platinum Card ® from American Express, and Delta SkyMiles ® Reserve Business American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the purchase protection benefit of The Platinum Card ® from American Express, The Business Platinum Card ® from American Express, American Express Gold Card, Delta SkyMiles ® Reserve American Express Card, Delta SkyMiles ® Reserve Business American Express Card, and eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

The information regarding the Capital One Venture X Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Centurion ® Card from American Express was independently collected by Upgraded Points and was not provided nor reviewed by the issuer. 

For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of the American Express ® Gold Card, click  here . For rates and fees of Delta SkyMiles ® Reserve American Express Card, click here . For rates and fees of The Business Platinum Card ® from American Express, click here . For rates and fees of the American Express ® Business Gold Card, click here . For rates and fees for the Delta SkyMiles ® Reserve Business American Express Card, click here .

Frequently Asked Questions

What is the amex platinum card's annual fee.

The Amex Platinum card has a $695 annual fee.

What is the Chase Sapphire Reserve card's annual fee?

The Chase Sapphire Reserve card has a $550 annual fee.

What are Priority Pass lounges?

Priority Pass lounges are a network of independent airport lounges around the world. There are 1,300+ of these lounges worldwide, and each has varying benefits like an open bar, free Wi-Fi, and comfortable seating.

Is there a premium Southwest Airlines credit card?

While Southwest Airlines doesn’t offer a true premium credit card with lounge access, it does offer the Southwest Rapid Rewards® Priority Credit Card . This credit card offers 4 Upgraded Boardings per year, a $75 Southwest credit, and allows you to earn tier points towards A-List status , plus additional benefits.

What airport lounges can I access with the Amex Platinum card?

You can access the following airport lounge networks with your Amex Platinum card. Note that some of these lounges may have special requirements for entry, like flying on a specific airline:

• Centurion Lounges and International Centurion Lounges
• Delta Sky Club when flying with Delta the same day
• Escape Lounges – The Centurion Studio Partner
• Lufthansa Lounges (select locations when flying with Lufthansa Group the same day)
• Plaza Premium Lounges
• Priority Pass Select (upon enrollment)
• Virgin Clubhouses (select locations)

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Visa Infinite Luxury Hotel Collection

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Only eligible Visa Infinite cardholders may book hotels at visainfinitehotels.com and receive special Visa premium card benefits.

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The best publicly available rates are guaranteed whenever you book with the Visa Infinite Luxury Hotel Collection.

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Upon availability at check-in, you will be upgraded to the next highest room class for the duration of your stay.

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Upon check-in you will be provided with complimentary in-room Wi-Fi, if available, for the duration of your stay.

Complimentary continental breakfast daily

For the length of your stay, you and one guest will receive complimentary continental breakfast daily. If the hotel does not offer continental breakfast, they will offer another dining or other benefit of equal value based on local market rate.

$25 USD food or beverage credit

During your hotel stay you will receive a $25 USD credit at check-out. Limit of one $25 USD credit per room, per stay. A stay is defined as consecutive nights spent at the same hotel, regardless of check-in/ check-out activity. Any charges over and above the credit described above will be applied directly to your account to settle upon departure. Credit has no cash value and is not valid on room rate or third party services.

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• An additional $75 food & beverage credit, on top of the existing $25 food & beverage credit 
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Ko’a Kea Resort on Poipu Beach

Poipu Beach, Estados Unidos

Minos Palace Hotel & Suites

Aghios Nikolaos, Grécia

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Koh Krabey, Camboja

Nayara Gardens

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Anse Kerlan, Seychelles

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Mercuès, França

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Londres, Reino Unido

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Why booking with Mastercard Luxury Hotels and Resorts is worth it

You may or may not have heard of the Mastercard Luxury Hotels and Resorts the counterpart of the Visa Luxury Hotel Collection. It's part of the Mastercard Travel & Lifestyle services portal where you can book luxury hotels under Mastercard's 3000+ portfolio of hotels with additional benefits at no extra cost.

Benefits include:

Daily complimentary breakfast

Hotel credit up to $100

Room upgrade (when available)

Early check-in and late check-out

Other unique perks

Related: Traveling to Bangkok for free (almost)

Mastercard Travel & Lifestyle services website

The perks are property dependent and can vary per brand or individual hotel. For example, breakfast might just be continental breakfast in some hotels instead of a full hot breakfast, the hotel credit could be less than $100 as well.

Sometimes you get unique extra perks depending on the hotel like a welcome amenity or in my case last time I booked through the portal for a 3 night stay at the Conrad Bangkok I received double Hilton Honor points for my stay.

Depending on your stay you could get oversized value from this perk alone that would cancel out whatever annual fees you pay for your credit card. The complimentary breakfast alone would automatically save you thousands.

Of course, you have to use your Mastercard credit card to book and full payment is made through the portal but only with select premium Mastercard credit cards as not all Mastercard cards have this perk.

I used my EastWest Singapore Airlines KrisFlyer World Mastercard (a mouthful I know) when I book through the Mastercard Luxury Hotels and Resorts and my BPI Visa Signature when I book through the Visa Luxury Hotel Collection.

The perk is especially great when you don't have elite status as you get elite-like benefits at no extra cost and is usually overshadowed by other credit card perks. I for one don't usually stay at luxury hotels too often so it's great to take advantage of every now on then when I decide to splurge on a 5-star hotel.

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Passport to Paradise: Overcoming Visa Challenges in Luxury Travel

• 1 Passport to Paradise: Overcoming Visa Challenges in Luxury Travel
• 2 The Complexity of Visa Requirements
• 3 The Cost of Luxury Visa Services
• 4 Timing and Flexibility: The Luxury Traveler’s Dilemma
• 5 The Art of Seamless Travel: Luxury Travel Agencies to the Rescue
• 6 Innovations in Visa Facilitation
• 7.1 Early Planning:
• 7.2 Consult Experts:
• 7.3 Flexibility:
• 7.4 Stay Informed:
• 7.5 Utilize Online Resources:
• 7.6 Plan Visa-Ready Itineraries:
• 8.1 Keywords: Challenges, Visas, Luxury Travel

Welcome to the world of luxury travel, where opulence meets adventure and indulgence intertwines with exploration. Picture yourself basking in the splendor of breathtaking destinations, adorned with the finest comforts and services money can buy. As globetrotters, we cherish the notion of unlocking the hidden gems of this planet, seeking a passport to paradise.

However, in this realm of upscale voyages, we encounter a crucial aspect that can either pave the way to our dream destinations or become a stumbling block on our path to luxury escapades – visas. These coveted endorsements on our passports are not merely stamps; they hold the key to unlocking our desired destinations, ensuring our seamless entry into foreign lands. Yet, navigating the world of visas can be a labyrinthine challenge, even for seasoned travelers.

The Complexity of Visa Requirements

Visa requirements vary significantly from one country to another, and even within regions, nuances and regulations differ. For luxury travelers seeking to explore multiple exotic destinations, the complexity of obtaining various visas can be overwhelming. Imagine planning a grand luxury tour encompassing several countries, each with its own set of visa prerequisites. This intricacy can pose a considerable challenge for travelers.

Take, for instance, a globetrotter embarking on a luxurious journey to Southeast Asia. They might wish to experience the vibrant culture of Thailand, the serene beaches of Bali, and the enchanting landscapes of Vietnam. Each of these countries demands a distinct visa application process, which could include submission of documents, interviews, and potential waiting periods. Faced with this web of requirements, travelers may feel daunted and uncertain.

The Cost of Luxury Visa Services

As we delve deeper into the world of luxury travel, we find that time is of the essence, and the quest for convenience becomes paramount. For affluent travelers with busy schedules, delegating the visa application process to specialized agencies or concierge services may seem like an attractive solution.

However, this privilege comes at a cost. Luxury visa services offered by these agencies often command a premium fee, elevating the overall expenses of a luxury trip. While the convenience and peace of mind are undeniable advantages, the additional costs can leave travelers with mixed feelings. Striking a balance between convenience and cost-effectiveness becomes a puzzle to solve.

Timing and Flexibility: The Luxury Traveler’s Dilemma

In the realm of luxury travel, spontaneity and last-minute getaways are celebrated. After all, the allure of surprise adventures and impromptu indulgences is hard to resist. However, the rigidity of visa application timelines and the uncertainty of processing periods can challenge the luxury traveler’s appetite for spontaneity.

Picture this: a high-profile executive desires to whisk away to an exclusive private island for a luxury retreat. Eager to revel in the lap of opulence, they plan a lavish escape on short notice. However, securing a visa to a remote island might not align with their impromptu plans. The luxury traveler finds themselves at a crossroads between their desire for exclusivity and the logistical constraints of visa processing times.

The Art of Seamless Travel: Luxury Travel Agencies to the Rescue

Amidst the labyrinth of visa requirements and the quest for a seamless luxury travel experience, a shining beacon of hope emerges – luxury travel agencies. These travel curators possess the expertise and finesse to navigate the complex world of visas, catering to the discerning needs of affluent travelers.

Unlike standard travel agencies, luxury travel specialists are well-versed in orchestrating seamless journeys. They understand the intricacies of visa applications, enabling them to provide tailored guidance and concierge visa services. Whether it’s securing expedited visa processing, coordinating travel documents, or providing real-time updates, these agencies excel in elevating the luxury traveler’s experience.

Imagine a high-flying CEO, entrusting their travel aspirations to a luxury travel agency. With a wave of their magic wand, the agency orchestrates a bespoke itinerary, curates extraordinary experiences, and skillfully handles the visa logistics. The luxury traveler can now embark on their journey with confidence, knowing that their passport to paradise is in expert hands.

Innovations in Visa Facilitation

The world of luxury travel is not immune to technological advancements, and innovations have begun to seep into the realm of visa facilitation. E-visas and online visa applications are gaining popularity, streamlining the once-tedious visa process.

For example, a jet-setting entrepreneur planning a series of luxury conferences around the globe can now explore countries that offer electronic visas. With just a few clicks and minimal paperwork, the entrepreneur can secure travel authorizations swiftly, paving the way for a seamless and productive luxury journey.

Strategies for Luxury Visa Success

As luxury travelers seek to unlock the world’s most coveted destinations, navigating the visa landscape requires strategic finesse. Here are some tips to ensure your passport to paradise remains within reach:

Early Planning:

Embark on your visa journey well in advance. Research visa requirements for all your desired destinations and allow ample time for processing and unforeseen delays.

Consult Experts:

Enlist the help of luxury travel agencies with expertise in visa facilitation. Their specialized knowledge and concierge services can simplify the process.

Flexibility:

While luxury travel often embraces spontaneity, be prepared to adjust your plans if visa processing times don’t align with your desired itinerary. Stay open to alternative destinations that offer expedited visa options.

Stay Informed:

Keep abreast of visa policy changes and updates for your target countries. The rules may evolve, and staying informed ensures you remain well-prepared.

Utilize Online Resources:

Explore e-visa options and online visa application portals. Embracing digital visa facilitation can save time and streamline the process.

Plan Visa-Ready Itineraries:

Work with luxury travel agencies to design visa-ready itineraries that consider visa processing times. This approach ensures you can indulge in seamless travel experiences without visa-related hassles.

Conclusion: Unlocking Luxury Destinations

As luxury travelers, we embark on a quest to discover the world’s most enchanting destinations and create unforgettable experiences. However, the journey to paradise is not without its challenges, and visa complexities can pose formidable hurdles.

Yet, armed with strategic planning, expert guidance, and an openness to adapt, luxury travelers can unlock the gates to their dream destinations. Luxury travel agencies serve as trusted allies, providing visa expertise and orchestrating seamless travel experiences.

Remember, the passport to paradise is not just a physical document but a symbol of exploration, wonder, and indulgence. So, embrace the journey, overcome visa challenges, and savor every moment of your extraordinary luxury travel escapades.

Bon voyage!

Keywords: Challenges, Visas, Luxury Travel

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Best no annual fee travel credit cards of April 2024

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.  

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  

Travel rewards cards are a lot like gyms. The best ones may come with tons of added benefits (saunas, yoga class, etc.) but they also cost a lot, usually with a big financial commitment upfront. 

As a result, whether you’re considering a Chase Sapphire Preferred ® Card (with its $95 annual fee) or a CrossFit membership, you probably have the same question on your mind: will I really use it enough to justify paying for it? 

While there aren’t any free gyms we know of, there thankfully are plenty of no-annual-fee travel rewards cards that require essentially zero commitment. And just like an ab roller or a Richard Simmons DVD, you can simply use them a few times, forget about them, and put them in a drawer until beach season. Or, you can stick with it and make them part of your daily routine—whatever works for you.

You’re also far more likely to see “instant results” with these cards, too. From 100,000-point welcome bonuses to rewards for paying rent, free travel insurance to 3X on gas, these cards offer way more than you’d expect for a fee of $0 per year. 

The best no-annual-fee travel cards for April 2024

Best overall: bilt mastercard, best for hotel rewards: ihg one rewards traveler credit card, best for airline rewards: united gateway℠ card, best for travel earnings: wells fargo autograph℠ card, best for flat-rate earnings: capital one ventureone rewards credit card.

The Bilt Mastercard allows you to earn points from paying rent and transfer them 1:1 to well over a dozen different travel partners including United MileagePlus and Marriott Bonvoy. Toss in some surprisingly robust travel insurance and you have our unconventional—yet logical—choice for the best overall no-annual-fee travel card of 2024.

Bilt Mastercard®

See Rates and Fees

Special feature

Rewards rates.

• 1x Earn 1X points on rent up to 100K/year
• 1x Earn 3X points on dining
• 2x Earn 2X points on travel
• 1x Earn 1X points on other purchases
• Use the card 5 times each statement period to earn points
• Uniquely earns points on rent
• Rent Day bonus every first of the month offers double points (excluding rent)
• Robust travel transfer partners
• Cash redemption rate is poor
• No traditional welcome bonus
• Travel perks: Trip Cancellation and Interruption Protection, Trip Delay Reimbursement, Auto Rental Collision Damage Waiver
• See this page for details
• Foreign Transaction Fee: None

Why we like this card: As mentioned, the Bilt Mastercard’s most compelling feature is that it allows you to pay rent with a credit card—even if your landlord doesn’t take plastic—and avoid the transaction fee paying rent by credit card would typically incur. Then, as long as you complete five transactions each month, you’ll trigger 1X rewards on your rent payments. 

Note that rewards on rent are capped at 100,000 points per year.

In terms of earning potential, if you pay the median ~$2,000 rent in the U.S., you could earn approximately 24,000 points per year which can be used to book travel in Bilt’s portal at a value of 1.25 cents per point or transferred to any of Bilt’s airline or hotel partners at a 1:1 ratio. In other words, you could likely earn a domestic flight with United or a weekend stay at Hyatt, all for simply paying rent on time.

The Bilt card also provides trip cancellation and interruption protection, trip delay reimbursement, and primary rental car insurance (terms apply)—perks you wouldn’t typically find on a no-annual-fee credit card.

If you’re looking for a hotel rewards card that offers the most free nights for no annual fee, wait until you read about the IHG One Rewards Traveler Credit Card. With a six-figure welcome bonus, up to 17X on stays and other compelling rewards, it’s currently the gold standard for no-fee hotel rewards.

IHG One Rewards Traveler Credit Card

Intro bonus.

• 17x Earn up to 17X points when you stay at IHG Hotels & Resorts 
• 3x Earn 3X points on dining, utilities, internet, cable, and phone services, select streaming services, and at gas stations
• 2x Earn 2X points on all other purchases
• Generous welcome bonus not typically seen in a $0 annual fee card
• Travel protections that are unusual for a no-annual-fee card
• Fourth night free on award bookings
• Limited redemption options outside of IHG
• IHG points are worth less than some other rewards currencies
• Silver status granted with the card has limited benefit
• Additional perks: Trip cancelation/interruption insurance, auto rental collision damage waiver, purchase protection, ability to spend to Gold status
• Foreign transaction fee:None

Why we like this card: We like calling the IHG One Rewards Traveler card the “Liam Hemsworth” of travel rewards cards because it lives in the shadow of its big brother—the IHG One Rewards Premier Credit Card —but still delivers plenty of quality and substance in its own right (with no annual fee, to boot). 

For starters, you can get a welcome bonus of 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening, potentially worth around $500 to $700 in IHG redemption. 

Plus, enjoy up to 17X points when you stay at IHG Hotels & Resorts, instant Silver Elite status and a handy bonus where you redeem points for three consecutive nights and get the fourth night in your stay free. So, if you book a three-night stay using your welcome bonus, you’ll essentially be getting a complimentary four-night stay at a nice IHG property for no annual fee. The IHG One Rewards program could be very rewarding for the right traveler.

Check out our full review of the IHG One Rewards Traveler .

As a no-annual-fee airline card, the United Gateway℠ Card currently edges out its rival the Delta SkyMiles® Blue American Express Card by offering a more generous welcome bonus and travel insurance that the Delta card does not provide. If you fly occasionally and would like to earn miles, but aren’t willing to make the commitment of $95 or more for a mid-tier airline card with more perks, the Gateway is a strong choice. 

United Gateway℠ Card

• 2x 2 miles per $1 spent on United® purchases, including tickets, Economy Plus, in-flight food, beverages and Wi-Fi, baggage service charges and other United purchases.
• 2x 2 miles per $1 spent on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit.
• 1x 1 mile per $1 spent on all other purchases
• No annual fee or foreign transaction fee
• Reward bonus categories outside of United Airlines
• Robust travel protections for a no-annual-fee card
• No baggage or expanded award availability benefits like with other United cards
• Subject to Chase 5/24 rule.
• United perks: 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
• Other perks: Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption insurance, Purchase Protection, Extended Warranty
• Foreign transaction fee: None

Why we like this card: The United Gateway card offers 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting plus 1 mile per $1 spent on all other purchases. Considering a United Mile is worth roughly around 1.2 cents these days, effectively earning 2.4 cents back on everyday purchases is a solid value proposition. 

You’ll also get a welcome bonus of 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. And, you can save with a discount of 25% back on United in-flight and Club Premium drink purchases. 

New cardholders will enjoy a 0% Intro APR on Purchases for 12 months, after 21.99%–28.99% variable applies.

If the United Gateway card has a small lead on the Delta Skymiles Blue Amex at this point, it soars ahead (pun intended) when you look at the included travel and shopping protections. Both cards offer secondary rental car insurance, but only the Gateway includes trip cancellation and interruption insurance, purchase protection and extended warranty protection. 

So, if you’re seeking a no-annual-fee card you can use to rack up miles—and you either tend to fly United most of the time or you’re at minimum not devoted to a competing airline—the United Gateway is the card to beat.

Check out our full review of the United Gateway Card for more info.

To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page  

With a generous welcome bonus in exchange for an attainable spend amount, 3X on travel, and a fancy name, you’d think the Wells Fargo Autograph℠ Card would command an annual fee of at least $95. But it doesn’t, making it a superb candidate for general travel use.

Wells Fargo Autograph℠ Card

Intro bonus.

• 3X 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans
• 1X 1X points on other purchases
• No annual fee
• 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (that's a $200 cash redemption value)
• Points transfer to partners
• Car rental insurance is secondary
• No travel insurance
• Transfer partners are limited
• Additional perks: Cell Phone Protection: Provides up to $600 in cell phone protection when you pay your monthly cell bill with your Wells Fargo Autograph card. Coverage is subject to a $25 deductible and limited to two claims every 12-month period.
• Foreign transaction fee: N/A

Why we like this card: The Wells Fargo Autograph offers unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans and even your landline bill too if you have one, plus 1X points on other purchases—all without charging an annual fee. And, to make traveling a little cheaper/less stressful, you’ll also get $600 worth of cell phone protection (minus a $25 deductible) as long as you pay your phone bill with this card and secondary rental car insurance. 

Cardholders can transfer points at a 1:1 ratio to Wells Fargo’s first wave of transfer partners including Air France‑KLM Flying Blue, Avianca Lifemiles, British Airways Executive Club, AerClub, and Iberia Plus and 1:2 to Choice Privileges. 

But even if you aren’t a member of those loyalty programs, earning 3X on dining, travel, gas, and more is hard to pass up. You can redeem points at a value of 1 cent each to offset past purchases on your account, meaning you can wield the Autograph either as a no-annual-fee travel card or as a cash-back card effectively earning unlimited 3% back in a wide swath of useful categories. 

Check out our full review of the Wells Fargo Autograph .

Sometimes, you just want a card that offers a little more than 1X on every purchase—without having to worry about what this quarter’s rotating rewards are, or whether a specific merchant qualifies as “groceries” for the purposes of your card’s rewards. If you value simplicity and the lack of an annual fee in your travel card, you’ll probably be a fan of the Capital One VentureOne Rewards Credit Card and its straightforward rewards program.

Capital One VentureOne Rewards Credit Card

Reward rates.

• 5x Earn 5x miles on hotels and rental cars booked through Capital One Travel
• 1.25x Earn 1.25x miles on every other purchase
• Flexible travel rewards
• No foreign transaction fee
• Maximizing Capital One Miles requires a learning curve
• Cash redemption value is limited
• The VentureOne offers travel accident insurance, rental car coverage, extended warranty protection, exclusive access to events through Capital One Dining and Capital One Entertainment

Why we like this card: The Capital One VentureOne Rewards offers 1.25X miles per dollar spent on everyday purchases and 5x miles on hotels and rental cars booked through Capital One Travel. That’s pretty much all that you have to remember. You can also get a nice welcome bonus of 20,000 miles after spending $500 on purchases within 3 months from account opening, which is a solid payout for a very attainable spending target. 

Capital One Miles can be transferred to well over a dozen airline and hotel partners, most at a 1:1 rate. Partners include Air Canada’s Aeroplan, British Airways Executive Club, Choice Privileges, Virgin Red, and Wyndham Rewards, among others. Other ways to book travel include redeeming miles through Capital One’s portal or making the purchase directly, paying with your card like normal, then using miles for a statement credit to cover the transaction. 

The Venture One also offers a 0% intro APR on purchases for 15 months (after that, the variable APR will be 19.99%–29.99%). There’s an intro balance transfer fee of 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open , then 4% per transfer for any promotional APR offered after. 

Come to think of it, provided you have the excellent credit needed to apply, the VentureOne could make a great travel companion for a grad student given its simplicity, lengthy intro APR period and low spending threshold required to trigger the welcome bonus.

Check out our full review of the Capital One VentureOne Rewards .

Frequently asked questions

Which card is best for international transactions without extra charges.

Zero foreign transaction fees is actually a common benefit among travel rewards cards, including many with no annual fee. For example, neither the Bilt Mastercard nor the United Gateway card charges a foreign currency conversion fee. 

What is the best travel credit card for a young person? 

If you’re still paying rent, the Bilt Mastercard is an excellent choice since it can generate points from rent payments which can then be transferred 1:1 to well over a dozen airline and hotel partners. If you’d prefer a card with a welcome bonus, which the Bilt card lacks, the IHG One Rewards Traveler card currently offers a massive welcome bonus for a no-annual-fee card—potentially worth hundreds of dollars toward a future IHG hotel stay. 

Is a travel card with an annual fee worth it?

Using a travel rewards card with an annual fee can be worth it as long as you’re extracting enough points and benefits to justify paying the fee each year. If you travel infrequently or just want one less fee to worry about, consider one of the no-annual-fee cards on our list above. But, the best perks and protections are typically available on cards with annual fees.

For example, the Capital One Venture X card offers a $300 annual travel credit for bookings made through Capital One Travel. If you use that every year, you’ve gone a long way toward offsetting the $395 annual fee. You also get 10,000 bonus miles, worth at least $100 toward travel, every year starting on your account anniversary.

Methodology

To bring you our top picks for the best travel rewards cards with no annual fee, the Fortune Recommends surveyed more than a dozen cards currently available from today’s top issuers. From there, we ranked each one based on the following core categories and weights:

• Welcome bonus (10%): Some cards—even those with no annual fee—offer welcome bonuses that you can earn once you make enough purchases within a certain time frame, such as spending $1,000 within three months of account opening.
• Travel earnings (25%): These are the point rewards you’d earn by making travel-related purchases (e.g. 3X on hotels, 2X on airfare).
• Car rental insurance (15%): Many, but not all travel-centric rewards cards include an auto rental collision damage waiver, which allows you to decline a portion of the rental company’s insurance and save potentially up to $30 per day. We gave extra consideration to if a card offers primary rental car insurance versus secondary, because primary kicks in immediately in a covered scenario—whereas secondary only applies after your own, personal insurance. 
• Travel insurance benefits (15%): Some travel rewards cards automatically apply trip cancellation/interruption insurance, lost/delayed luggage reimbursement and even travel accident insurance on travel bookings made using the card.
• Gas earning (5%): Since road trips remain a common form of travel, whether or not a card offers points rewards at the pump factored into our rankings.
• Dining earning (10%): If a no-annual-fee travel rewards card offered 2X or more on restaurant purchases it favored well in this category.

The remaining 20% was based on the card’s main focus: hotel, airline or general travel rewards. 

• For general travel—points transferrable to partners (20%): Points are literally worth more if you can transfer them to certain partners, so a card’s ability to transfer rewards to airline and hotel partners factored into our rankings.
• For hotel rewards—free award night with booking (20%): Some hotel rewards cards offer a BOGO-like perk where if you redeem a certain number of nights with points you get an extra tacked on for free.
• For airline rewards—ability to spend towards status (20%): Most airline rewards cards allow you to earn miles, but not all of them count those miles towards your next loyalty status. If a card treated them as “qualifying miles,” it fared better in this category.

Lastly, just keep in mind that virtually every aspect of a travel rewards card—from the rewards to the welcome bonus and fee structure—is subject to change, which could impact how many miles or points you earn. 

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.  

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.  

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This New Luxury Travel Company Features Carbon-neutral Trips to the Dolomites, Victoria Falls, Amazon, and More

The 30 itineraries — all tested by the founders — include adventures in the Seychelles, Rwanda, Dolomites, Yellowstone, and Slovenia.

Katie Katz/Courtesy of Few & Far

Brit Sarah Dusek and her American husband Jacob Dusek have always viewed the world through a lens of possibilities. The couple met in Taipei, Taiwan, nearly two decades ago and started out raising their two sons in Montana — all while they launched what has become one of the preeminent glamping companies in the country, Under Canvas . It disrupted the old standards of rustic camping and replaced it with chic, eco-friendly safari-style tents against the background of some of the most iconic U.S. destinations. 

Now they’ve taken that same mindful model of meaningful outdoor experiences into the luxury travel space, debuting a new brand last month: Few & Far . It's a sustainable company dedicated to carbon-neutral exploration. “The heart of all of it is the magical connection there is when people connect with nature in extraordinary ways,” Sarah Dusek told Travel + Leisure.

Each of the 30 itineraries available on the site right now are ones that someone from the Dusek family has experienced first-hand, providing a personal level of curation and paired with a focus on putting sustainability first. 

Among her favorite trips offered are the Rwanda Gorilla Trek and Masai Mara Wildlife Adventure , a 12-day itinerary with visits to Kigali and Volcanoes National Park in Rwanda, Masai Mara in Kenya, and Zanzibar in Tanzania. She took a group of female CEOs on the journey last October, saying that “it was absolutely mind-blowing and extraordinary” and that “every single woman on the trip said it was by far the most incredible trip she’s been on.” 

Another highlight is the five-day San Juan Islands Tented Camp Experience , a tailored group trip with accommodations set up specifically for each group. On Sarah Dusek’s own visit, she took about eight female CEOs there for a “boutique, five-star tented experience under the stars on a farm,” where they arrived by seaplane and then sea kayaked, hiked, and enjoyed outdoor farm-to-table dinners. The best part: every person could rest assured that their stay used 70 percent less water consumption than staying at an average hotel. 

Her own family traveled last Christmas inspired the Enchanting Southern Africa itinerary, a 12-day getaway from Cape Town up to Victoria Falls in Zimbabwe, before heading to a houseboat on the Chobe River in Botswana. “It was so special because you could be right on the water watching the wildlife morning, noon, and night,” she said. “The boys could fish and we could traverse up and down the Zambezi, experiencing a different view each day.” 

After that, the trip boards the luxurious Rovos Rail through Hwange National Park in Bulawayo to Pretoria, before ending in Johannesburg.

Having test-driven every single one of the itineraries on her own is what makes Few & Far’s curation so special. “All of these are very personal to us,” Sarah Dusek said. “They're an expression of who we are — and we love to share them.”

Launching a new travel company was never the intention, with the Duseks selling off Under Canvas in 2019 and moving their family to Cape Town, where they worked as venture capitalists helping empower and fund female entrepreneurs. But they continued to be avid travelers, committed to exposing their sons, now 12 and 15, to as many cultures and perspectives as possible. 

During a trip to the Forgotten Mountain’s remote region in northern South Africa’s Limpopo province along the Zimbabwe border, they knew they had stumbled upon something special in UNESCO’s Vhembe Biosphere Reserve . Soon, they had bought a 10,000-acre space, where they’re now set to debut as the 60-room Few & Far Luvhondo eco-lodge at the end of this year. Inspired by weaver bird nests, the site will include a solar-powered aerial experience with a cable car system featuring a 40-kilometer (about a 25-mile) track to provide a uniquely immersive way to explore the African bush and its wildlife.

“We hadn't planned on coming back to the commercial travel space again, but are still so passionate about travel and we still love curating extraordinary experiences,” Sarah Dusek said. “We kept thinking about the safari experience and how to reimagine it for our children and how we could incorporate conservation and travel.”

That forward-thinking eco-first philosophy is what drives all of the Duseks’ efforts. “Outdoor tourism can do so much good,” Sarah Dusek said. “There can be so much harmony with creating an economy, stimulating jobs, preserving wildlife, making sure that our habitats are protected, and that we don't lose biodiversity.”

In fact, through a combination of conservation efforts — largely from tree planting, as well as wetlands management, rewilding, and restoring — the eco-lodge should be on track to sequester as much as 100,000 more tons of carbon a year than it currently does. That’s especially meaningful since the 10,000 acres they own have more biodiversity than in all of Europe. 

Additionally, she started looking at the possibilities of helping the rural people, many of whom live in poverty and are generating a revenue stream through tourism. “You start educating people about the difference of what happens when we conserve and protect the land and start investing in the people and then you start to ripple effects in so many levels," she said.

Ultimately, what drives Sarah Dusek is her own dedication to instilling these values in her kids. “I want to show my kids how extraordinary our planet is and I want them to fall in love with it,” she said. “When you're out in it, magic happens and the chances of falling in love with the planet are infinitely greater.”

All of those facets come together in each of the trips through Few & Far — and she hopes that every traveler will be taken by the impact of their adventures. “Travel changes us and has the power to change a belief pattern,” she said. “It shows us that the way we live is not the way everyone lives and maybe not the right way to live.”

In particular that happens the most when she’s out on the great outdoors. “The more time I have spent in the natural world, the more I learn about the people, behaviors, patterns, and cultures in our world,” she said. “That makes us richer and gives us all a chance to realize gosh, all the little things matter.” 

For a full list of Few & Far’s trips, which range from $10,000 to $50,000 per trip, visit Few and Far's site .

‘They hit the jackpot’: How so-called ‘burglary tourists’ use visa waivers to target luxury US homes

C arol and Jeff Starr celebrated their daughter’s wedding last month with a bit of irony: neither was wearing their own wedding rings at the ceremony. Thieves had broken into their Southern California home last spring and cleaned out a safe full of jewelry.

“They hit the jackpot,” Carol Starr told CNN.

The couple had locked their own rings in a 6-foot-tall safe, where they also secured heirloom jewelry passed down from Carol’s late mother.

“My mother loved beautiful things and she wanted to leave a legacy through jewelry,” Carol Starr said. “She bought some beautiful antique jewelry, museum-quality jewelry.”

Orange County, California, prosecutors allege a group of thieves hid in the hillside adjoining the Starr’s home, watched them leave with visiting relatives, and made their move.

“They came over our fence, they broke through a window in the upper bedroom and came through that window,” Jeff Starr told CNN. “And then immediately started working … on the safe.”

The total loss: a staggering $8 million, the family estimates.

“You don’t feel safe in your own home anymore,” said Carol Starr, who is thankful no one returned home during the burglary. “I get so emotional and so mad when I think about what could have happened.”

Prosecutors say the break-in is part of a larger issue in which so-called “burglary tourists” enter the United States from countries that qualify for visa waivers, allowing a visit of up to 90 days without a traditional tourist visa. When the suspects arrive – most often from South America, prosecutors say – they join sophisticated burglary rings that prey on luxury homes.

In some cases, the suspects “lie in wait in these ghillie suits so they remain camouflaged,” said Orange County District Attorney Todd Spitzer. “They take advantage of the fact that most people don’t have window sensors or motion detectors on their second floors. They have WiFi jammers to stop the alarm company from being notified.”

Spitzer said the stolen goods are often sold quickly and the money is sent back to the suspect’s home country. Most often, that’s Chile, he said, which is now the only remaining South American country that qualifies for the Department of Homeland Security’s waiver program, known as the “Electronic System for Travel Authorization,” or ESTA.

The problem extends beyond California. Last month police in Scottsdale, Arizona, reported they arrested three Chilean nationals in connection with what authorities called a “burglary series” in the city.

Within the last year, police in Baltimore, Maryland; Raleigh, North Carolina; and Nassau County, New York, were among those announcing arrests in cases of luxury home burglaries linked to Chilean nationals in the US on visa waivers.

While there is no formal tally of the number of crimes committed by “burglary tourists,” the number appears to be, at minimum, in the hundreds. Ventura County, California, alone attributed 175 residential burglaries to “transnational theft groups” between 2019 and mid-2023.

“Not all Chileans are coming to the United States on this 90-days tourist program … not all of them are committing crimes,” Scottsdale Police Chief Jeff Walther noted in a March news conference. “I’m not saying that they are … But what we’re getting is hundreds, hundreds if not thousands coming in through the visa waiver program that are committing residential burglaries in dozens and dozens and dozens of cities and neighborhoods around the country. This is not a Scottsdale issue, this is not a Valley issue, this is not an Arizona issue. This is a national issue.”

Walther added: “We have to be willing to start asking some hard questions of our federal government about the visa waiver program.”

Seeking answers from South America

Rama and Balakrishna Sundar built their dream home overlooking the ocean in Dana Point, California. After alleged “burglary tourists” broke in through a bedroom window last year, they are trying to re-build their peace of mind.

“We want to move away from here and I don’t feel very secure at all,” Rama Sundar told CNN.

The burglars also took a sledgehammer to an elevator door, perhaps thinking a safe was behind it, Balakrishna Sundar said. When the alarm company was notified, the burglars fled with nothing valuable. The suspects were Chilean nationals, and at least one of them was out on bail for another crime, according to a complaint filed in Orange County.

Spitzer, the district attorney, has been a vocal critic of Chile, claiming it isn’t releasing background information on those granted visa waivers, which hinders prosecution here in the US.

“If we don’t know the criminal background of these individuals … then we can’t tell the judge anything or represent anything about the background,” he said. “Which means the person is released on no bail and they never come back again to answer for the charges.”

The Chilean government did not respond to CNN’s request for comment.

The Department of Homeland Security’s website says the waiver program is vital for “expanding economic and cultural ties.” More than 40 countries qualify for the program.

In a statement to CNN, the department acknowledged it is “deeply concerned with some individuals who travel to the United States and engage in criminal activity,” but adds “Chilean officials have responded by improving operational cooperation with DHS to prevent travel … by known criminal actors.”

The agency also noted it is expediting biometric information sharing between the US and Chile that, once fully implemented, will give US officials access to the criminal histories of travelers.

In March, Spitzer sued the US State Department, demanding to see the details of a bilateral security agreement for preventing and combating serious crime that it signed with Chile in July.

“Where’s the proof in the pudding?” said Spitzer. “How come we’re not seeing a significant diminishment of these burglaries?”

The Sundar family also questioned the level of urgency on this issue in Washington.

“I want a politician to go through this experience and he may feel exactly as I feel,” Balakrishna Sundar said.

“They’re supposed to help us,” his wife added. “It’s very annoying and disturbing.”

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Visa Bulletin For May 2024

Number 89 Volume X Washington, D.C

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A. STATUTORY NUMBERS FOR PREFERENCE IMMIGRANT VISAS

This bulletin summarizes the availability of immigrant numbers during May  for: “Final Action Dates” and “Dates for Filing Applications,” indicating when immigrant visa applicants should be notified to assemble and submit required documentation to the National Visa Center.

Unless otherwise indicated on the U.S. Citizenship and Immigration Services (USCIS) website at  www.uscis.gov/visabulletininfo , individuals seeking to file applications for adjustment of status with USCIS must use the “Final Action Dates” charts below for determining when they can file such applications. When USCIS determines that there are more immigrant visas available for the fiscal year than there are known applicants for such visas, USCIS will state on its website that applicants may instead use the “Dates for Filing Visa Applications” charts in this Bulletin. 

1.  Procedures for determining dates. Consular officers are required to report to the Department of State documentarily qualified applicants for numerically limited visas; USCIS reports applicants for adjustment of status. Allocations in the charts below were made, to the extent possible, in chronological order of reported priority dates, for demand received by April 1st . If not all demand could be satisfied, the category or foreign state in which demand was excessive was deemed oversubscribed. The final action date for an oversubscribed category is the priority date of the first applicant who could not be reached within the numerical limits. If it becomes necessary during the monthly allocation process to retrogress a final action date, supplemental requests for numbers will be honored only if the priority date falls within the new final action date announced in this bulletin. If at any time an annual limit were reached, it would be necessary to immediately make the preference category “unavailable”, and no further requests for numbers would be honored.

2.  The fiscal year 2024 limit for family-sponsored preference immigrants determined in accordance with Section 201 of the Immigration and Nationality Act (INA) is 226,000.  The worldwide level for annual employment-based preference immigrants is at least 140,000.  Section 202 prescribes that the per-country limit for preference immigrants is set at 7% of the total annual family-sponsored and employment-based preference limits, i.e., 25,620.  The dependent area limit is set at 2%, or 7,320.

3.  INA Section 203(e) provides that family-sponsored and employment-based preference visas be issued to eligible immigrants in the order in which a petition in behalf of each has been filed. Section 203(d) provides that spouses and children of preference immigrants are entitled to the same status, and the same order of consideration, if accompanying or following to join the principal. The visa prorating provisions of Section 202(e) apply to allocations for a foreign state or dependent area when visa issuances will exceed the per-country limit. These provisions apply at present to the following oversubscribed chargeability areas:  CHINA-mainland born, INDIA, MEXICO, and PHILIPPINES. 

4.  Section 203(a) of the INA prescribes preference classes for allotment of Family-sponsored immigrant visas as follows: 

FAMILY-SPONSORED PREFERENCES

First : ( F1 ) Unmarried Sons and Daughters of U.S. Citizens:  23,400 plus any numbers not required for fourth preference.

Second : Spouses and Children, and Unmarried Sons and Daughters of Permanent Residents:  114,200, plus the number (if any) by which the worldwide family preference level exceeds 226,000, plus any unused first preference numbers:

A. ( F2A ) Spouses and Children of Permanent Residents:  77% of the overall second preference limitation, of which 75% are exempt from the per-country limit;

B. ( F2B ) Unmarried Sons and Daughters (21 years of age or older) of Permanent Residents:  23% of the overall second preference limitation.

Third : ( F3 ) Married Sons and Daughters of U.S. Citizens:  23,400, plus any numbers not required by first and second preferences.

Fourth : ( F4 ) Brothers and Sisters of Adult U.S. Citizens:  65,000, plus any numbers not required by first three preferences.

A.   FINAL ACTION DATES FOR FAMILY-SPONSORED PREFERENCE CASES

On the chart below, the listing of a date for any class indicates that the class is oversubscribed (see paragraph 1); "C" means current, i.e., numbers are authorized for issuance to all qualified applicants; and "U" means unauthorized, i.e., numbers are not authorized for issuance. (NOTE: Numbers are authorized for issuance only for applicants whose priority date is earlier than the final action date listed below.)

For May, F2A numbers  EXEMPT from per-country limit  are authorized for issuance to applicants from all countries with priority dates  earlier  than 08NOV20. F2A numbers  SUBJECT to per-country limit  are authorized for issuance to applicants chargeable to all countries EXCEPT MEXICO , with priority dates beginning 08NOV20 and earlier than 01JUN21. All F2A numbers provided for MEXICO are exempt from the per-country limit.

B.  DATES FOR FILING FAMILY-SPONSORED VISA APPLICATIONS

The chart below reflects dates for filing visa applications within a timeframe justifying immediate action in the application process. Applicants for immigrant visas who have a priority date earlier than the application date in the chart below may assemble and submit required documents to the Department of State’s National Visa Center, following receipt of notification from the National Visa Center containing detailed instructions. The application date for an oversubscribed category is the priority date of the first applicant who cannot submit documentation to the National Visa Center for an immigrant visa. If a category is designated “current,” all applicants in the relevant category may file applications, regardless of priority date.

The “C” listing indicates that the category is current, and that applications may be filed regardless of the applicant’s priority date. The listing of a date for any category indicates that only applicants with a priority date which is earlier than the listed date may file their application.

Visit www.uscis.gov/visabulletininfo for information on whether USCIS has determined that this chart can be used (in lieu of the chart in paragraph 4.A.) this month for filing applications for adjustment of status with USCIS. 

5.  Section 203(b) of the INA prescribes preference classes for allotment of Employment-based immigrant visas as follows: 

EMPLOYMENT-BASED PREFERENCES

First :  Priority Workers:  28.6% of the worldwide employment-based preference level, plus any numbers not required for fourth and fifth preferences.

Second :  Members of the Professions Holding Advanced Degrees or Persons of Exceptional Ability:  28.6% of the worldwide employment-based preference level, plus any numbers not required by first preference.

Third :  Skilled Workers, Professionals, and Other Workers:  28.6% of the worldwide level, plus any numbers not required by first and second preferences, not more than 10,000 of which to "*Other Workers".

Fourth :  Certain Special Immigrants:  7.1% of the worldwide level.

Fifth :  Employment Creation:  7.1% of the worldwide level, of which 32% are reserved as follows: 20% reserved for qualified immigrants who invest in a rural area; 10% reserved for qualified immigrants who invest in a high unemployment area; and 2% reserved for qualified immigrants who invest in infrastructure projects. The remaining 68% are unreserved and are allotted for all other qualified immigrants.

A.  FINAL ACTION DATES FOR EMPLOYMENT-BASED PREFERENCE CASES

*Employment Third Preference Other Workers Category: Section 203(e) of the Nicaraguan and Central American Relief Act (NACARA) passed by Congress in November 1997, as amended by Section 1(e) of Pub. L. 105-139, provides that once the Employment Third Preference Other Worker (EW) cut-off date has reached the priority date of the latest EW petition approved prior to November 19, 1997, the 10,000 EW numbers available for a fiscal year are to be reduced by up to 5,000 annually beginning in the following fiscal year. This reduction is to be made for as long as necessary to offset adjustments under the NACARA program. Since the EW final action date reached November 19, 1997 during Fiscal Year 2001, the reduction in the EW annual limit to 5,000 began in Fiscal Year 2002. For Fiscal Year 2024 this reduction will be limited to approximately 150.

B.  DATES FOR FILING OF EMPLOYMENT-BASED VISA APPLICATIONS

The chart below reflects dates for filing visa applications within a timeframe justifying immediate action in the application process. Applicants for immigrant visas who have a priority date earlier than the application date in the chart may assemble and submit required documents to the Department of State’s National Visa Center, following receipt of notification from the National Visa Center containing detailed instructions. The application date for an oversubscribed category is the priority date of the first applicant who cannot submit documentation to the National Visa Center for an immigrant visa. If a category is designated “current,” all applicants in the relevant category may file, regardless of priority date.

Visit www.uscis.gov/visabulletininfo for information on whether USCIS has determined that this chart can be used (in lieu of the chart in paragraph 5.A.) this month for filing applications for adjustment of status with USCIS. 

B .   DIVERSITY IMMIGRANT (DV) CATEGORY FOR THE MONTH OF MAY

Section 203(c) of the INA provides up to 55,000 immigrant visas each fiscal year to permit additional immigration opportunities for persons from countries with low admissions during the previous five years.  The NACARA stipulates that beginning with DV-99, and for as long as necessary, up to 5,000 of the 55,000 annually allocated diversity visas will be made available for use under the NACARA program.  Visa numbers made available to NACARA applicants in FY 2023 will result in reduction of the DV-2024 annual limit to approximately 54,850.  Section 5104 of the National Defense Authorization Act (NDAA) for Fiscal Year 2024 amended the NACARA’s provisions on the Diversity Visa program such that the number of visas made available under the NDAA will be deducted from the 55,000 DVs annually allocated.  These amendments will not impact the number of diversity visas available until FY 2025.  DVs are divided among six geographic regions. No one country can receive more than seven percent of the available diversity visas in any one year.

For May , immigrant numbers in the DV category are available to qualified DV-2024 applicants chargeable to all regions/eligible countries as follows. When an allocation cut-off number is shown, visas are available only for applicants with DV regional lottery rank numbers  BELOW  the specified allocation cut-off number:

Entitlement to immigrant status in the DV category lasts only through the end of the fiscal (visa) year for which the applicant is selected in the lottery. The year of entitlement for all applicants registered for the DV-2024 program ends as of September 30, 2024. DV visas may not be issued to DV-2024 applicants after that date. Similarly, spouses and children accompanying or following to join DV-2024 principals are only entitled to derivative DV status until September 30, 2024. DV visa availability through the very end of FY-2024 cannot be taken for granted. Numbers could be exhausted prior to September 30.

C.   THE DIVERSITY (DV) IMMIGRANT CATEGORY RANK CUT-OFFS WHICH WILL APPLY IN JUNE

For June , immigrant numbers in the DV category are available to qualified DV-2024 applicants chargeable to all regions/eligible countries as follows. When an allocation cut-off number is shown, visas are available only for applicants with DV regional lottery rank numbers  BELOW  the specified allocation cut-off number:

D.   EMPLOYMENT FOURTH PREFERENCE (SR) RELIGIOUS WORKERS CATEGOY EXTENDED

H.R. 2882, signed on March 23, 2024, extended the Employment Fourth Preference Certain Religious Workers (SR) category until September 30, 2024.  No SR visas may be issued overseas, or final action taken on adjustment of status cases, after midnight September 29, 2024.  Visas issued prior to that date will be valid only until September 29, 2024, and all individuals seeking admission in the non-minister special immigrant category must be admitted (repeat admitted) into the United States no later than midnight September 29, 2024. 

The SR category is subject to the same final action dates as the other Employment Fourth Preference categories per applicable foreign state of chargeability. 

E.   ANNUAL WAITING LIST REPORT OF IMMIGRANT VISA APPLICANTS IN THE FAMILY-SPONSORED AND EMPLOYMENT-BASED PREFERENCES REGISTERED AT THE NATIONAL VISA CENTER AS OF NOVEMBER 1, 2023

The National Visa Center has provided the totals of applicants who are registered in the various numerically-limited immigrant categories for processing at overseas posts.  This information is available on the Consular Affairs www.travel.state.gov website.  The direct link to the item is:

https://travel.state.gov/content/travel/en/legal/visa-law0/visa-statistics/immigrant-visa-statistics.html

F.   U.S. GOVERNMENT EMPLOYEE SPECIAL IMMIGRANT VISAS (SIVs)

The National Defense Authorization Act (NDAA) for Fiscal Year 2024, signed into law on December 22, 2023, may affect certain current and former employees of the U.S. Government abroad applying for SIVs or adjustment of status, as described in section 101(a)(27)(D) of the INA.  This does not affect certain Iraqis and Afghans applying for SQ and SI SIVs.  Applicants should contact the consular section at which they filed their Form DS‑1884 for further information on the impact of that law on their case.

G.   FOR THE LATEST INFORMATION ON VISA PROCESSING AT U.S. EMBASSIES AND CONSULATES, PLEASE VISIT THE BUREAU OF CONSULAR AFFAIRS WEBSITE AT TRAVEL.STATE.GOV

Department of State Publication 9514

CA/VO: April 3, 2024

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Credit Cards > Reviews

Breeze Easy Visa Credit Card review 2024: Money-saving perks for fans of the startup carrier

Stella Shon

Allie Johnson

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Grace Pilling

Published 6:07 a.m. UTC April 10, 2024

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Breeze Airways remains relatively unknown, but this startup airline is a breath of fresh air for travelers in underserved areas. The airline offers nonstop routes from smaller airports to popular U.S. destinations, allowing flyers to skip connecting through busy airports.

Now, the low-cost airline is launching its first credit card, the Breeze Easy™ Visa® Credit Card * The information for the Breeze Easy™ Visa® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. . Cardholders can earn BreezePoints on Breeze flights and everyday expenses and redeem them for flights, bags, seat assignments, and more.

Here’s our full Breeze Easy Visa Credit Card review and our take on whether frequent Breeze flyers should take a closer look. 

Breeze Easy Visa Credit Card basics

• Annual fee: $89.
• Welcome bonus: 50,000 BreezePoints after spending $2,000 in the first 90 days of account opening.
• Rewards: Earn up to 10 points per $1 on Nicer Bundles, Nicest Bundles and trip add-ons (5 points per $1 when the flight is purchased, plus 5 points per $1 once the flight is completed), up to 4 points per $1 on Nice Bundles (2 points per $1 when the flight is purchased, plus 2 points per $1 when flight is completed), 2 points per $1 on eligible grocery store and restaurant purchases (including inflight food and beverages and 1 point per $1 on other purchases.
• APR: 21.24% to 29.99% variable.
• Recommended credit score: Good to excellent.
• Does the card offer preapproval? No.
• Other benefits: Points never expire with the card, Group 1 Priority boarding, complimentary inflight Wi-Fi on Breeze Airbus fleet, 7,500-anniversary points after spending $10,000 in a year and no foreign transaction fees.

Breeze Easy Visa Credit Card review

A loyalty program is key to repeat business, and Breeze is offering its frequent flyers even more with the debut of a new travel rewards credit card. While the Breeze Easy Visa Credit Card isn’t for everyone, it provides plenty of value for the right cardholder.

You can earn up to 10 points per $1 on Nicer Bundles, Nicest Bundles and trip add-ons (5 points per $1 when the flight is purchased, plus 5 points per $1 once the flight is completed), up to 4 points per $1 on Nice Bundles (2 points per $1 when the flight is purchased, plus 2 points per $1 when flight is completed), 2 points per $1 on eligible grocery store and restaurant purchases (including inflight food and beverages and 1 point per $1 on other purchases.

In other words, you can get up to a 10% return on eligible Breeze purchases.

Your BreezePoints never expire as long as you have the card, and you can redeem them at a flat 1-cent-per-point rate for flights and other traveler extras such as checked bags and seat assignments.

But with an $89 annual fee, you’ll need to crunch the numbers to see if the card will provide enough value to justify the cost.

The card offers benefits you’d expect from any airline credit card , such as access to priority boarding for the cardholder and companions on the same reservation. And cardholders get free inflight Wi-Fi, saving $8 each way. (By the end of the year, Breeze plans to become a fleet of all Airbus A220s, one of the most comfortable regional jets to fly.)

In sum, Breeze offers an economical way to fly to dozens of U.S. destinations, and its new credit card is a natural fit for frequent Breeze travelers.

• Elevated points spent on Breeze flights and trip add-ons: That’s one of the best rewards rates on any airline credit card, giving flyers a generous haul of points for booking Breeze flights. 
• Complimentary Wi-Fi for all travelers on the same reservation: You won’t have to pay for internet connectivity, saving you $8 on every one-way flight.
• BreezePoints won’t expire : BreezePoints normally expire after 24 months, but the card will extend their shelf life for as long as your account remains open.
• Anniversary bonus: You’ll get a 7,500-point bonus every account anniversary, worth $75 for Breeze flights and more, if you spend at least $10,000 on the card each year. 
• No free bags: Airline credit cards typically come with a free checked bag, but this card does not waive the cost of checked bags. 
• BreezePoints are worth 1 cent apiece: While Breezy Rewards is a straightforward program, there’s no opportunity for outsized value, as with other frequent flyer program currencies.
• Full rewards only after your flight : With the card’s earning rate, you’ll earn half of the BreezePoints when purchasing the flight and the other half after the flight is complete. 

Breeze Easy Visa Credit Card rewards

Perhaps the most eye-catching feature of Breeze’s first-ever credit card is the ability to earn huge rewards on eligible Breeze Airways purchases. Let’s take a closer look at how the rewards break down:

Cardholders can earn up to 10 points per $1 on Nicer Bundles, Nicest Bundles and trip add-ons (5 points per $1 when the flight is purchased, plus 5 points per $1 once the flight is completed), up to 4 points per $1 on Nice Bundles (2 points per $1 when the flight is purchased, plus 2 points per $1 when flight is completed), 2 points per $1 on eligible grocery store and restaurant purchases (including inflight food and beverages and 1 point per $1 on other purchases.

New applicants can also earn 50,000 BreezePoints after spending $2,000 in the first 90 days of account opening. 

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has around $25,087 in annual expenses that can be charged to a credit card. 

We assumed the example cardholder purchased flights at the base-level ticket (Nice fare class). Here’s how our sample household’s rewards could break down:

Cardholders will earn BreezePoints through the Breezy Rewards program. In this example, the cardholder earned 37,119 points from card purchases, worth $371.19 for Breeze flights, baggage fees, seat assignments, and more. 

Breeze Airways is not part of an airline alliance, nor does it have any partnerships, except with new partner Priceline. You can only redeem your points for Breeze-related purchases, meaning there’s no opportunity to maximize rewards on other airlines. This is a key consideration if you want to apply for the Breeze card. 

Breeze Easy Visa Credit Card perks

An airline credit card is best suited to those who fly almost exclusively with the carrier, and the Breeze Easy Visa is no exception. Cardholders get the major advantage of free inflight Wi-Fi, saving them and companions on the same reservation $8 each way.

Furthermore, cardholders and their travel companions on the same reservation get Group 1 priority boarding. That means you’ll have first dibs on precious overhead bin space. The more you fly, the more value you’ll get from these benefits. 

In addition, cardholders get the chance to earn 7,500 bonus points each anniversary year after spending $10,000 in purchases. Those BreezePoints are worth $75 — nearly the cost of the annual fee — adding even more ongoing value. 

Although the airline has no international flights, the Breeze Easy card is a keeper for traveling abroad because there are no foreign transaction fees. It’s a Visa Signature card, which comes with complimentary travel insurance perks such as trip cancellation and interruption insurance, baggage delay coverage and more.

Breeze Easy Visa Credit Card drawbacks

One crucial feature the card is missing: a free bag benefit. Most airline credit cards will waive the cost of the first checked bag as a cardholder-exclusive perk. This could be a dealbreaker for some travelers.

At the lowest fare classes, Breeze only allows for one free personal item that must fit under the seat. The airline also operates on a dynamic bag pricing model, so the cost of a carry-on and checked bag will vary slightly depending on your flight route. 

While this may disappoint, remember that BreezePoints can be redeemed for extra charges, including bag fees. For instance, you can use 3,500 BreezePoints to wipe out a $35 carry-on bag charge. And, if you’ve booked a higher fare class (Nicer or Nicest), the cost of bags is included in the ticket bundle.

How the Breeze Easy Visa Credit Card compares to other travel cards 

Breeze easy visa credit card vs. chase sapphire preferred® card.

The Chase Sapphire Preferred Card , which has a $95 annual fee, is ideal for travelers looking to earn bonus points on travel and everyday purchases. You’ll earn 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases.

Chase Ultimate Rewards® has an enticing list of transfer partners, including United and Southwest. Cardholders can redeem miles at an elevated 1.25-cent rate for travel purchases via the Chase travel portal. Unfortunately, you can’t book Breeze Airways flights on Chase Travel, so this isn’t a fit if you want to redeem points for Breeze flights. 

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Chase Sapphire Preferred® Card

Welcome bonus.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s Take

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• $95 annual fee.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .

Card Details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Breeze Easy Visa Credit Card vs. Capital One Venture Rewards Credit Card * The information for the Capital One Venture Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

The Capital One Venture Rewards Credit Card also has a $95 annual fee and offers the benefit of simplicity with 5 miles per $1 on hotels and rental cars booked through Capital One Travel and purchases through Capital One Entertainment and 2 miles per $1 on other purchases. You can redeem Capital One miles as a statement credit for any travel purchases made within the past 90 days at a rate of 1 cent apiece. This rewards flexibility is a big plus.

It’s also possible to outsize those rewards with Capital One’s airline and hotel transfer partner roster, especially for international flights. You’ll also benefit from a Global Entry/TSA PreCheck application fee credit (up to $100), a nice added travel perk. 

Breeze Easy Visa Credit Card vs. JetBlue Plus Card * The information for the JetBlue Plus Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

We’d be remiss not to offer a comparison to the JetBlue Plus card to see how the Breeze Easy card stacks up. The JetBlue Plus Card has a slightly higher $99 annual fee. It’s also issued by Barclays and offers similar earnings: 6 points per $1 on eligible JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases. 

You’ll earn TrueBlue points, which can be redeemed for flights on the airline or partner carriers such as Qatar Airways or Hawaiian Airlines. The JetBlue Plus card offers a free first checked bag. This benefit provides at least $35 in savings each way, which helps offset the annual fee. 

Is the Breeze Easy Visa Credit Card worth it?

Between the card’s welcome bonus and ongoing rewards rates, there’s a lot of potential to stockpile BreezePoints. But unless you exclusively fly with the airline, it’s worth shopping around to see if another travel credit card will serve you better in the long term, especially if your goal is to save money on flights with a range of carriers, rather than just Breeze Airways.

Breeze Easy Visa Credit Card is right for you if:

• You frequently fly out of the airline’s main hubs .
• You want to earn rewards to save money on Breeze flights and travel purchases.
• You want to save money onboard Breeze flights with the card’s complimentary Wi-Fi.

Frequently asked questions (FAQs)

Airline credit cards, such as the new Breeze Easy card, offer ways for the most loyal flyers to save money on travel. This card is no exception, with plenty of ways to earn BreezePoints, free Wi-Fi and more for ultra-loyal Breeze passengers.

The Breeze Easy card costs $89 per year. This fee is in line with competing travel cards, which you might also want to consider for more flexible rewards earning, redemption and perks.

While the issuing bank, Barclays, does not disclose a specific credit score requirement, you’ll want to have good to excellent credit to increase your chances of qualifying for most travel credit cards. 

Breeze Airways does not offer a true business-class product, but the airline has a spacious recliner seat called “Ascent class” on its Airbus A220 fleet, and extra legroom seats. 

*The information for the Breeze Easy™ Visa® Credit Card, Capital One Venture Rewards Credit Card and JetBlue Plus Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Stella Shon is a freelance writer that connects the dots between personal finance and travel. Her work has appeared in The Points Guy, ValuePenguin and MoneyUnder30, and she's been interviewed by The New York Times, CNBC and more.

Allie is a journalist with a passion for money tips and advice. She's been writing about personal finance since the Great Recession for online publications such as Bankrate, CreditCards.com, MyWalletJoy and ValuePenguin. She's also written personal finance content for Discover, First Horizon Bank, The Hartford, Travelers and Synovus.

Grace Pilling is a deputy editor for credit cards at USA TODAY Blueprint. She believes credit cards are the ultimate choose-your-own-adventure tools of the financial world and gets excited about helping people discover the best credit card strategy for their unique goals. Prior to joining Blueprint, Grace worked on and led personal finance teams at Bankrate, CreditCards.com, MoneyUnder30 and MoneyGeek. She has a bachelor’s degree in English and writing and a diploma in editing and publishing.

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