ekta travel insurance legit

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I got food poisining during my trip to…

I got food poisining during my trip to New Zealand at the wrong time. The diagnostics and treatment were very expensive. Luckily, I had an insurance policy. All my expenses were reimbursed.

Date of experience : March 22, 2024

I strongly advise against travelling…

I strongly advise against travelling without insurance. Save your money and nerves. Thank you for finding this insurance. I managed to save $975 with them when I ended up in the hospital.

Date of experience : March 14, 2024

The contact center operates 24/7

The contact center operates 24/7, which is very important for the customer. My child suddenly fell ill, and we needed help. They quickly assisted and organized all the services!

Date of experience : March 20, 2024

I found a promo code from this…

I found a promo code from this insurance company and quickly purchased insurance for the trip. Thanks to them for that.

Thank you for the discount

Thank you for the discount. The trip went smoothly without any incidents.

Date of experience : March 25, 2024

While climbing the mountains

While climbing the mountains, I had attitude sickness and needed immediate evaluation by helicopter. However, my insurance did not have such an option and the insurance company did not help me with reimbursement. Next time I will choose the type of vacation more carefully.

Date of experience : February 28, 2024

Real ratings?

Maybe they are collecting paid (bot or otherwise) reviews. Note: there are two identical (100% - word by word - identical describing an incident with specific details) reviews, from two diferent people (diferent names and different locations) with a few months of difference. I find it hard to believe this was not paid fake reviews, but you never know. for you to judge... additions post vendors reply: please see the reply of the vendor for completeness. You would imagine a paid fake review campaign to be better so maybe they are right. Note to vendor: thanks for your remark and that you are polite. I corrected the wording of the original review, I hope it’s better now and apologies for the earlier version.

Date of experience : March 05, 2024

Reply from EKTA

Dear TM, Let's imagine that you have used our services. We've asked you to give us your feedback on our company's work. But you turned out to be one of those customers who didn't want to write anything, but instead copied another customer's text. Will you be a scammer in this case? And can our company be called a scammer in this case?

I made a mistake when buying an…

I made a mistake when buying an insurance policy. The operators of the contact center quickly helped to resolve this issue.. Thank You.

Date of experience : March 17, 2024

In the end of February

In the end of February, I travelled to Spain with my family and encountered a medical emergency when my son sprained his ankle while hiking. We contacted the insurance company immediately, and they guided us through the entire process. They covering all medical expenses!!! I highly recommended them.

Date of experience : February 27, 2024

They are scammers and they collect personal data. Fake insurance policy which is not accepted from embassy

They are scammers and they collect personal data. Fake insurance policy which is not accepted from embassy They asked my passport first page picture and to deduct 40% fees to refund me the insurance policy I purchased few minutes ago. The reason I wanted to cancel the policy and get a full refund is because the embassy informed me that their policy is not meet the requirements of the insurance for Visa Shanghen.

Date of experience : February 09, 2024

During my recent vacation in Thailand

During my recent vacation in Thailand, I experienced severe food poisoning. I had a high fever and vomiting. After my condition stabilized, I contacted the insurance company and reported my case. Subsequently, I received a full reimbursement of medical expenses, which amounted to 548 USD.

Date of experience : February 22, 2024

Thank you for a very convenient…

Thank you for a very convenient platform,for and the ability to choose packages in diffrent price categories. I am using Health insurance and i am satisfied

Date of experience : January 26, 2024

I am grateful to Ekta Insurance Company…

I am grateful to Ekta Insurance Company for the quick execution of the insurance policy, I received the policy in the mail in just 5 minutes. In addition, I made a mistake in the passport series, which I discovered after receiving the policy. They quickly responded to my request and sent me a corrected policy. Our trip went well, without any obstacles, so fortunately we did not use the company's services. Thank you for the convenience, efficiency, feedback

Date of experience : February 07, 2024

Buying an insurance policy on their…

Buying an insurance policy on their webiste took no more than 2 minutes. The vocation went off without a hitch.

Easy to get

It was convenient and easy to get insurance. I used the services of the insurance company while travelling in february. Insurance agents responded quickly, assistance was provided on time

Date of experience : February 16, 2024

The easiest insurance application in my…

The easiest insurance application in my life. Fortunately, there were no insured events.

Date of experience : March 15, 2024

False promises

I booked 5 weeks insurance for USA which costed around 2500$ for me and family. I was under the impression that they cover any medical emergency. During my stay my son got ear infection and I sent all the documents requiring refund since their company name not listed in any US hospital and medical centers which make me thing that they are fraud or not real company!! The refund I asked for is 180$ which is nothing compared to what I paid . They informed me that the file will be processed and take 20 business day maximum and today we passed the 20 days and they are not even replying to my emails !!!?

Date of experience : July 31, 2023

Had the misfortune of not researching…

Had the misfortune of not researching EKTA and used them for insurance for family holiday to East Africa. Sadly luggage was never delivered, and After 10 weeks of chasing eventually came up with non sense that they would not cover the lost airline luggage. Slow, and clearly looking for every reason not to support fair claims. Will do my research better next time!

Date of experience : December 23, 2022

We apologize for receiving a low rating from you. Our company strives to make sure that every client has a positive experience working with us. We have sent you an official response regarding your situation. Additionally, we would like to note that no single insurance company compensates for damages that occurred before purchasing an insurance policy. Thank you for your understanding.

This insurance is a scam:

This insurance is a scam: I contracted with this insurer for a trip in Indonesia. After my injury, they always took ages to respond to my emails and Facebook messages. They said my case had been sent for payment - well, what kind of international transfer takes 5 months to arrive to a bank account? Ekta is a very shady and fishy organisation, don’t waste your time & money!

Date of experience : August 25, 2022

Good afternoon, Camelia, We are really sorry for your waiting, but we would be grateful for sticking to facts on this case. You insist you are already waiting for 5 months. However, in reality, we received your claim on 28.04.2022. On 20.05.2022 you have submitted the full set of documents required for payout. Positive decision about payout was done after verification on 30.06.2022 and a compensation was transferred to your account. Once again, your transfer has been done already and we have done everything so you could receive your compensation at the earliest. In spite of we cannot influence international bank transfers, we are truly sorry that you had to experience these inconveniences. Sincerely hope, you will receive compensation at your account soon.

Responsible Insurance Company

I got into trouble while travelling in the Netherlands. The unknown infection hit my body, I had to go to the hospital. That visit costed a lot of money, I did not even expect to return it, but the company compensated all expenses the next day after the application was made. I recommend Ekta to all travelers who want to feel safe and sound in their travels.

Date of experience : October 11, 2023

Ivan, thank you for your feedback. Sincerely, EKTA team

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EKTA Travel Insurance: Is It Worth the Cost?

Carissa Rawson

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

What does EKTA travel insurance cover?

Ekta travel insurance plans, which ekta plan is best for me, can you buy ekta travel insurance online, what isn’t covered by ekta travel insurance, is ekta travel insurance worth it.

Travel insurance can help you financially because of the coverage it provides when a trip goes awry. With a variety of companies and plans available to travelers, it can be difficult to choose a single travel insurance provider.

Let’s take a look at EKTA travel insurance, what its coverage looks like and whether it’s worth it for you.

EKTA travel insurance has three different plan options available to travelers, with a variety of coverage levels.

Here are some of the most common types of coverage you can expect:

Accidental death insurance .

Emergency evacuation insurance .

Extreme sports insurance.

Lost luggage insurance .

Repatriation of remains. 

Travel medical insurance .

Trip cancellation insurance .

Trip interruption insurance .

» Learn more: The best travel insurance companies

EKTA’s least expensive travel insurance plan can be had for as little as a dollar per day. Despite this, you’ll still receive a decent amount of benefits, including:

$50,000 in emergency medical care.

Limited coverage for COVID-19 (10% of the coverage amount).

Reimbursement for calls for emergency transport.

Repatriation of remains.

Coverage for standard physical activities such as running and swimming. 

This plan specifically excludes all coverage if you’ve been drinking alcohol. It also requires a 25% deductible.

EKTA’s Gold plan is more expensive and starts at just under two dollars per day. The Gold level plan features most of the same benefits as the Start option, but with higher coverage amounts and a few other key differences:

$150,000 in emergency medical care.

COVID-19 coverage, including inpatient treatment and no dollar limit.

Coverage for water activities.

Coverage after drinking alcohol. 

Option to add extreme sports coverage.

0% deductible. 

The Max+ plan is EKTA’s most expensive plan and costs just under six dollars per day. It includes the coverage of the Gold level; however, it’s far more comprehensive than the other two options. Here’s what it covers:

$500,000 in emergency medical care. 

Comprehensive emergency medical transport. 

Gold-level COVID-19 coverage, plus compulsory observation for up to 15 days.

$100 reimbursement for phone calls.

Lost or delayed luggage.

Breakdown or damage of rented equipment.

Coverage for legal assistance. 

Return tickets if required unexpectedly.

Trip delay coverage for flight delays over four hours. 

15 days of limited inpatient coverage after the trip ends.

Coverage for family to join you if you’re ill.

Third-party liability coverage.

Coverage for traveling in your own vehicle, including roadside assistance. 

Coverage for search operations. 

Reimbursement for force majeur events. 

» Learn more: Is there travel insurance that covers COVID quarantine?

As you can see, there are big differences in the coverage you’ll receive with each EKTA plan. Before choosing one, you’ll want to carefully consider your needs.

Use existing coverage

Did you know that many travel credit cards come with complimentary travel insurance? In order to qualify for coverage, you simply need to pay for your travel with the card.

Among other benefits, coverage commonly includes:

Rental car insurance .

Emergency medical insurance.

Lost baggage insurance.

Trip cancellation and interruption insurance. 

However, it’s important to look up your card’s coverage terms and understand its limits before assuming something will be covered.

» Learn more: The best travel credit cards right now

Consider your coverage needs

There is a huge difference between the types of coverage offered by EKTA’s three plans. If you simply need health insurance and don’t plan on participating in any dangerous activities, the Start plan may suffice.

However, it’s important that you read through the plan documents to see which best suits your needs. If you’re traveling by plane or will need supplemental coverage for high-risk activities, the more expensive Max+ plan may be a better fit.

» Learn more: How much is travel insurance?

It’s easy to purchase EKTA travel insurance online. First, navigate to EKTA’s website and scroll down to the section with the form. You’ll need to choose which plan you’d like, enter your travel dates, what type of activities you plan on doing and then input some personal information. Once you’ve paid, you’re all set.

ekta travel insurance legit

» Learn more: Common myths about travel insurance and what it covers

Always read the fine print of your insurance policy so you know what is and isn’t covered. For example, the Start plan doesn’t provide coverage for inpatient treatment of COVID-19, but the higher-tiered plans do. It also excludes all coverage if you’ve been drinking alcohol.

Double-check before purchasing to find out which exclusions are a part of your policy.

» Learn more: How to find the best travel insurance

ETKA travel insurance’s three plans offer an affordable way to acquire travel insurance for your trip. However, they offer vastly different levels of coverage, so it’s best to do your homework and crunch the numbers before picking a plan.

You’ll also want to find out if you already have complimentary travel insurance coverage that’s offered by certain travel credit cards.

EKTA travel insurance may be a good fit for you if you like the simplicity of its policies. With just three options from which to choose, you won’t be overwhelmed by a dizzying array of coverage levels, deductibles and exclusions.

Many common travel snafus are covered under EKTA travel insurance, though your specific coverage will depend on the plan that you choose. Typical coverage for EKTA plans include emergency medical care, limited coverage for COVID-19 and repatriation of remains.

Cancel For Any Reason insurance allows you to cancel your travel plans and recoup a portion of the nonrefundable expenses that you’ve incurred. None of EKTA’s travel insurance plans include CFAR options.

EKTA travel insurance becomes valid once you’ve selected a plan, generated a quote and purchased your insurance. Coverage begins on the date that you select or when you cross the border into the new country, whichever comes first.

Cancel For Any Reason

insurance allows you to cancel your travel plans and recoup a portion of the nonrefundable expenses that you’ve incurred. None of EKTA’s travel insurance plans include CFAR options.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

ekta travel insurance legit

ekta travel insurance legit

Out of Your Comfort Zone

The art of backpacking & adventures to get out of your comfort zone – tips and advice, ekta international travel insurance: complete review with pros and cons.

Last Updated on February 23, 2024 by Talita

Traveling is a transformative experience that exposes us to diverse cultures, breathtaking landscapes and new horizons. Who doesn’t like getting to know a new country, a new culture and new people, cast the first stone!

However, traveling does not only present the good sides of the emotion of embarking and having fun. It also involves a huge headache arising from a series of planning that need to be well thought out so that everything goes well and your trip is unforgettable.

Furthermore, even with as much planning as possible, something can always go wrong and, when it comes to health, it is essential that travelers have insurance to ensure they are always safe.

Have you ever imagined being in a completely unknown place and without medical support if you need it? Not to mention that, in most countries, it is mandatory for the traveler to present a health insurance contract to obtain a visa or board.

In this article we will explore a little about EKTA Travel Insurance and carry out a complete evaluation to help you decide if this is the health insurance company that suits you, highlighting the pros and cons, benefits, coverage, customer service, claims and prices.

In short, EKTA Travel Insurance is a Ukrainian company founded in 2018, but even after just a few years of operation, it has already built a name in health insurance, with more than 2 million customers around the world. Knowing this, let’s move on to the evaluation…

Seguros de Viagem EKTA: Avaliação Completa com Prós e Contras

EKTA Travel Plans and Coverage Options

EKTA Travel offers three types of health insurance, with options that cover different types of travelers, with basic and more comprehensive plans, for domestic or international travel.

The packages are:

  • Start: The Start plan is the most basic of all, for those travelers who do not need a more detailed plan, normally those who do active rest.

It offers coverage of US$50,000 that includes medical assistance, with COVID coverage and treatment, medication support, outpatient treatment for injuries, consultation with a doctor and hospital treatment.

In addition, Start also allows the insured to call an ambulance in case of emergency, repatriation if necessary. If the patient needs medical care, the plan reduces costs by 25%.

Its value is US$0.99 per day. Which, at the end of the month, would amount to US$29.70.

  • Gold: The Gold plan has coverage of US$150 thousand and reduces treatment costs to zero. In addition to everything that the Smart plan already covers, the Gold includes obstetric care and covers chronic illnesses.

This package also includes, in addition to active rest, trips that include extreme recreation and sports, for those who prefer to travel in a more hectic or radical way.

The cost is US$1.75 per day. At the end of the month, the insured would pay around US$52.50.

  • Max+: The third and final plan is Max+, being the most complete of all, for those travelers who want to feel 100% safe for any unforeseen events.

Its coverage covers US$500,000 and, in addition to everything already included in the Smart and Gold plans, Max+ includes urgent dental care, which can be extremely expensive depending on the country the traveler intends to visit.

Regarding transportation, Max+ covers calling a taxi to the hospital, transport by medical aviation and medical evacuation to the home country. It also covers activities related to water, repatriation or local burial.

This plan can even be compared to basic travel insurance , as it pays telephone costs, assists with lost or delayed luggage and documents, provides legal assistance to the traveler, if necessary, covers a return ticket to the home country traveler and cover flight delays.

In addition, the Max+ package covers the traveler for a few more days after the end of the insurance for 15 days, with hospital treatment, transport and some accommodation expenses.

Seguros de Viagem EKTA: Avaliação Completa com Prós e Contras

While EKTA’s existing coverage options are comprehensive, you can always expand your plan’s coverage to allow your trip to be more tailored to your individual needs.

How to Know if EKTA Travel Plans are Right for You

One of the biggest things to consider when hiring a health insurance service is the plan options, how they fit into your traveler and individual profile, as well as analyzing your personal needs, such as a chronic illness, for example.

EKTA Travel guarantees that its insurance is ideal for the following people:

  • Those who want to obtain a visa , as the policy guarantees obtaining a visa, even those who require COVID coverage, which is highly requested by most countries;
  • For any type of traveler , as the company has plans that cover rest and extreme sports;
  • For those who want speed and convenience , considering that policies are sent within five minutes and are suitable for various traveler profiles.

To summarize this topic, EKTA Travel offers plans that will definitely fit your profile, you just need to check all the details of each of them.

EKTA Travel Claims Process and Policy

The claims process is somewhat complicated in most insurance policies. Because of this, EKTA Travel Insurance is committed to making this process as simplified as possible.

Many claims can be made online, reducing the need for travel and excessive paperwork, facilitating faster claims processing. Quick and efficient claims processing is crucial, especially during emergencies when travelers may need immediate financial assistance.

Furthermore, another thing that can be complicated in insurance companies is the issue of policy transparency and clarity. Travel insurance policies can be complex, making it difficult for many to understand. This is a point where EKTA could improve even further, bringing a more simplified language to its users.

However, EKTA reinforces on its website that it does not have hidden clauses in its contract, a very important point for the insured.

EKTA Travel Values and Cost-Benefit

When evaluating the value of any type of insurance, including travel insurance, value for money is one of the things customers value most.

EKTA prices vary based on factors such as: the plan chosen, coverage limits, duration of the trip and age of the traveler. Its prices are considerably cheap depending on the market and EKTA has a good value for money, which could be attractive for you.

The cost-benefit ratio goes beyond money. It encompasses the level of coverage, the quality of customer service and the peace of mind of knowing that you are protected against unexpected events. EKTA offers a balance between coverage and affordability, making it an attractive option for those seeking comprehensive protection during their travels.

In other words, even though values are important, it is even more important to worry about whether the plan and company chosen matches your needs and will really support you in the event of an emergency.

EKTA Travel Customer Service and User Feedback

EKTA provides 24/7 assistance to its customers, which can be a helping hand for emergency situations in a foreign country.

Customer service is the pillar of any insurance company’s reputation, which is why EKTA Travel Insurance seems to put a significant amount of effort into responsive customer support. The website offers clear information about its plans, making it easier for potential customers to understand the coverage options available and choose the plan that best aligns with their needs.

Customer feedback about EKTA’s customer service is generally positive, highlighting its responsiveness and willingness to respond to queries promptly. The availability of multi-channel communication options such as phone, email, and online chat increases the accessibility of customer support.

Below, you can check some feedback provided by EKTA Travel on its website. However, we emphasize that, if you still don’t feel confident making a decision based on this, you can always look for reports and experiences from other travelers with the company on other reliable websites.

Seguros de Viagem EKTA: Avaliação Completa com Prós e Contras

How to Buy EKTA Travel Insurance

Purchasing EKTA insurance is super simple, it can be done online and in just three steps. First, just add information about your trip, such as departure and arrival, the country of destination, the type of trip (rest or extreme sports ), the package you want and a promotional code, if you have one.

Then your personal information, such as name, telephone number, email, passport and date of birth. And finally, check that everything is correct.

Seguros de Viagem EKTA: Avaliação Completa com Prós e Contras

EKTA Travel Insurance covers Russians and Ukrainians abroad and travelers in Russia or Ukraine

With the war in Ukraine, it is difficult to find international travel insurance that covers you on a trip to Russia or Ukraine. However, EKTA travel insurance claims that it covers international travelers visiting both Russia and Ukraine.

At the same time, there are many Ukrainians and Russians who left their countries to avoid the conflict. And some international travel insurance is not covering citizens of these two countries when traveling abroad. However, apparently, if you are a Ukrainian or Russian citizen and are traveling through Turkey, Dubai, Georgia, Armenia, Kazakhstan, Germany, Poland and many other countries that have become common destinations for these citizens, you may be able to get health coverage with the insurance EKTA. Worth trying!

Pros and Cons of Taking out EKTA Travel Insurance

To summarize, we made a small list of pros and cons of EKTA Travel to make your choice easier:

Pros of taking out insurance from EKTA Travel

  • Varied plans for different types of travelers;
  • It works as health insurance necessary to apply for a visa;
  • 24-hour customer service;
  • There are no hidden clauses in the contract;
  • Works worldwide;
  • Covers COVID cases;
  • Quick and practical online registration.

Cons of taking out EKTA Travel insurance

  • In the cheapest plan, insurance does not cover 100% of medical expenses;
  • In the cheapest plan, services are only provided if the traveler does not have
  • alcohol in their blood, in the other two plans this is not specified;
  • The official contract available on the website is in Ukrainian, making it difficult to understand;
  • On the cheapest plan, there is no sports coverage;
  • Does not cover: chronic diseases, complications and treatment in pregnancy after 27 weeks.

Concluding…

EKTA Travel Insurance emerges as a strong competitor in the health insurance market, addressing a range of traveler concerns with its comprehensive coverage options. In this article, I brought the main characteristics of this company, to help you discover if it is ideal for your trip!

As with any product, especially insurance, you need to carefully evaluate your individual needs and preferences before choosing a plan or deciding to close with the company.

If you still have any questions about this company, feel free to comment and we will respond as quickly as possible!

Planning your next trip?

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Next stop….The DMZ, South Korea

Ekta Travel Insurance: A Comprehensive Review of Coverage and Benefits

ekta travel insurance legit

Ekta Insurance has established itself as a prominent provider in the market, offering comprehensive travel insurance plans to cater to the diverse needs of individuals and families.

In this in-depth review, we will explore Ekta’s key features, coverage options, customer service, and compare it to similar products in the market.

By the end, you’ll have a clearer understanding of Ekta’s offerings and whether it’s the right travel insurance provider for you.

Key Features and Coverage Options : Ekta Insurance boasts an impressive array of features and coverage options designed to provide travelers with peace of mind. Let’s delve into some of the standout features:

  • Medical Coverage: Ekta provides robust medical coverage that includes emergency medical expenses, hospitalization, doctor visits, prescription medications, and medical evacuation. This ensures that you receive the necessary care and assistance, even in unfamiliar destinations.
  • Trip Cancellation and Interruption: In the event of unexpected circumstances forcing you to cancel or interrupt your trip, Ekta’s plans offer coverage for non-refundable expenses such as flights, accommodations, and pre-booked activities. This feature provides financial protection against unforeseen events that may disrupt your travel plans.
  • Baggage and Personal Belongings: Ekta’s coverage extends to lost, stolen, or damaged baggage and personal belongings. This includes reimbursement for essential items, allowing you to continue your journey without unnecessary stress.
  • Travel Delay and Missed Connections: Should you experience travel delays or missed connections, Ekta provides coverage for additional expenses incurred, such as accommodations and meals, ensuring that you can navigate unexpected disruptions smoothly.
  • 24/7 Assistance Services: Ekta offers round-the-clock assistance services, including a multilingual helpline, emergency medical support, travel and concierge services, and access to a global network of medical providers. This assistance ensures that you receive immediate help, guidance, and support when needed.

Comparison with Similar Products: To provide a comprehensive review, it’s important to compare Ekta Insurance with similar travel insurance products in the market. Let’s evaluate how Ekta fares against its competitors:

  • Insubuy: Both Ekta and Insubuy offer comprehensive travel insurance coverage for individuals and families. While Insubuy specializes in plans for international students, immigrants, and visitors, Ekta caters to a broader range of travelers. Additionally, Ekta’s customer service has received consistently positive feedback, while Insubuy has faced some criticisms regarding response times.
  • VisitorsCoverage: Ekta and VisitorsCoverage share similarities in offering comprehensive plans for travelers. However, VisitorsCoverage focuses primarily on insurance for visitors to the United States. Ekta, on the other hand, provides coverage for a wider range of destinations. When it comes to customer support, VisitorsCoverage is known for its responsive assistance, although Ekta’s customer service has also received positive reviews.
  • Safety Wings: Safety Wings targets digital nomads, long-term travelers, and expats seeking flexible insurance options. While Ekta’s coverage is more diverse, Safety Wings stands out for its tailored plans, particularly for individuals engaged in adventurous activities. Safety Wings is a preferred choice for those looking for monthly plans, whereas Ekta offers coverage for shorter-term trips as well.

Overall Assessment and Recommendation: Based on its comprehensive coverage options, robust benefits, and positive customer reviews, Ekta Insurance emerges as a reliable travel insurance provider. The company’s commitment to customer service and competitive pricing further strengthen its appeal. However, it’s essential to consider your specific travel needs and destination before making a final decision.

Ekta Insurance is particularly recommended for:

  • Individuals and families seeking comprehensive coverage for a variety of travel needs.
  • Travelers requiring a reliable customer service experience and timely assistance.
  • Those embarking on trips that encompass a wide range of destinations.

Remember to carefully review Ekta’s policy terms and conditions to ensure they align with your specific requirements.

Conclusion: Ekta Insurance offers a comprehensive range of travel insurance plans with impressive coverage options and benefits. Its commitment to customer service and competitive pricing further solidify its position as a reliable choice for travelers. By thoroughly considering your travel needs and comparing Ekta with other providers, you can make an informed decision that guarantees a worry-free and protected travel experience.

Introduction to Insurance 101 - Covering Life, Health, Car/Auto, Homeowners, Travel & Business Insurance: Beginners Guide to Life Insurance, Health Insurance, Homeowners Insurance, Car Insurance, more

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Is EKTA Traveling Legit? Check Out What We Found!

By: Swena Kalra

Edited By: Scott Sidders

Updated on November 4, 2023

This webpage contains affiliate links. If you choose to make a purchase through our link, we receive a commission at no extra cost to you.

The EKTA insurance company offers a variety of insurance programs for travelers, including medical, sports, luggage, appliances, and property insurance. Since EKTA is a Ukrainian-based company, they have policies for Ukrainian citizens and foreigners and provide timely compensation for an insured event. EKTA also offers special insurance packages for children, adults, pensioners, and pregnant women. Insurance policies through EKTA are valid for terms ranging from 1 to 365 days.

This company provides a detailed description of their policies and services on its website. In addition, they have a Frequently Asked Questions section that helps potential customers understand the different types of insurance available and what is covered under each policy. There is also a section for customer testimonials, which provides first-hand accounts of the company's excellent customer service and speedy claims process.

Ekta Travelling is part of the larger Ekta Insurance Company based in Ukraine. It has been in business for 9+ years now and is one of the leading insurance providers in the country. This company is known for its comprehensive and affordable insurance policies and excellent customer service.

How Does EKTA Traveling Insurance work?

Travel insurance policy document with paperwork

When you need travel health insurance, head over to the EKTA website and select the insurance policy that best suits your needs. You can choose from various policy types and tailor your policy to include specific coverage options. After adding all the info, you can check and calculate the exact cost of your policy.

Once you've chosen your policy, you'll need to enter in some personal information. This includes things like your name, address, and contact information. You'll also need to provide details about your trip, such as where you're going and how long you'll be gone.

After you've entered all the necessary information, you can pay for your policy in a convenient way. You can use a credit or debit card or even PayPal. Once the payment is processed, you'll receive an email confirmation with a link to download your policy on your smartphone. It's as simple as it gets when it comes to getting travel insurance!

What Are The Benefits of Using EKTA Traveling Insurance?

Young Family Having Fun Traveling Together

Several benefits come with using EKTA for your travel insurance needs. Here are just a few:

1. Several Policy Types to Choose From

Ekta offers several policy types to choose from, so you can find the perfect fit for your trip. When you visit the website, you'll see that there are three pre-set policies: Basic, Standard, and Premium. Each policy offers different coverage options so that you can pick and choose the perfect combination for your needs. Plus, there's another option to choose the "Rest Type" so you can still get the coverage you need if you're into extreme sports or other adventurous activities (at a higher price, of course), but if you're not, you can take a quiet rest policy and save some money.

2. Get a Quote in Minutes

Another great thing about EKTA is that you can get a quote in just minutes. All you need to do is enter in some basic information about your trip, and you'll be given a quote immediately. There's no need to wait for days or weeks to get a quote back like with other travel insurance companies. Although this is quickly becoming the norm for travel insurance companies, it's still a great benefit that EKTA offers.

3. Affordable Prices

EKTA is known for offering affordable prices on its travel insurance policies. This is especially true if you compare their prices to other leading travel insurance companies. When you get a quote from EKTA, you'll see that the prices are very reasonable and offer various payment options to make it even easier on your wallet. For a 30-day Europe Trip, you can get a standard policy for as low as $40.

4. Valid Everywhere

When choosing your destination, you don't have to worry about whether or not EKTA is valid there. You can choose "All World" as your destination, meaning your policy will be valid no matter where you go. It's perfect for those who like to travel on a whim or don't know where their next destination will be.

5. Quick and Easy Claims Process

Ekta has been praised repeatedly for its quick and easy claims process. If you need to make a claim while you're on your trip, you can do so easily on the website. All you need to do is get in touch with the team, and they will help you through the process quickly and efficiently.

Are There Any Downsides to Using EKTA Traveling Insurance?

Unhappy Woman Talking on the Phone Waiting in an Airport

As with any travel insurance company, there are a few downsides to using EKTA. Here are a couple of things to keep in mind:

1. Coverage Limits

Although EKTA offers a variety of coverage options, there are still limits to what each policy will cover. For example, the basic policy only covers incredibly limited medical care and nothing else. You'll need to choose a different policy if you want more comprehensive coverage.

2. Limited Experience

EKTA is a relatively new company, so it doesn't have the years of experience that some of the other leading travel insurance companies have. This could be seen as a good thing or a bad thing. On the one hand, it's nice to see a new company shaking up the industry. On the other hand, you might feel more comfortable going with a company that has been around for a while and has a proven track record.

3. Limited Reviews

Similarly, because EKTA is a newer company, there are limited online reviews. Again, this could be seen as a good or bad thing. On the one hand, it's nice to see a company with mostly positive reviews. On the other hand, it would be helpful to have more reviews so you can get a better sense of what others think of the company.

Is EKTA Traveling Legit?

Travel Insurance concept

EKTA is a legitimate travel insurance company that offers a variety of policies at affordable prices. Although it's a relatively new company, it has quickly become a leading travel insurance provider. EKTA is an excellent option if you're looking for a quick and easy way to get a quote and purchase a policy.

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EKTA   Reviews

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Reviews 4.0.

Most relevant

Formed the insurance online very…

Formed the insurance online very quickly, but made a mistake in the data, wrote to customer service and with the help of manager Stephanie very quickly resolved everything! Positive experience

Date of experience : January 27, 2024

Great insurance

Great insurance. My husband and I used it on a trip, they promptly sent a doctor to the house twice, refunded the money for medications after the trip. Would recommend!

Date of experience : January 25, 2024

Just a few minutes to get to know about…

Just a few minutes to get to know about EKTA and services I am going to receive. Suitable service selection, payment. In 30 seconds I received my policy. Excellent.

Date of experience : January 10, 2024

I had some problems with communication…

I had some problems with communication with the insurance company. But in general, all my issues were resolved.

Date of experience : March 03, 2024

WORST! My family just got denied from the flight and and to rebook 4 days after. So we are trying to edit the duration but told us that is not allowed since it already taken effect. How stupid! Paying for something that you havent even used coz of the rebooking. We are not even asking for cancellation. And another thing, our 3rd person was a BABY. Not even 2 yrs old. For this we ASKED for cancellation but also cannot. And the funny part, only offered A DISCOUNT if we intend to buy a new insurance. $155 USD IS NO JOKE! 👎🏾👎🏾👎🏾👎🏾

Date of experience : July 01, 2023

Potential Credit Card Fraud

I was originally going to use this insurance for my travel and entered my card details, however, before actually pressing purchase I decided to check reviews. After reading the reviews I decided to go against it. A couple of hours later I had a call asking if I want to go ahead with the policy or not, I refused. After that I was receiving OTP requests for large and small purchase amounts which I did not make. This was the only site I have attempted to make a purchase or entered a card number in for over a week. Be very aware before using this site.

Date of experience : March 18, 2023

Reply from EKTA

Hello Selina, I am confident that by using our service, you would have changed your mind and rated our service much higher than 1 star. You are correct, you have received an email from EKTA company. It includes the amount of your insurance policy (smaller amount) and the coverage amount (large amount) that will cover your expenses in case of illness during your trip. Everything you selected on the website is included, nothing more. This was done so that you do not have to enter your information again and waste your own time in case you decide to continue with the purchase. Best regards, The EKTA team.

a huge scam

I purchased this insurance to apply for a European Schengen visa, but the embassy responded that this company did not meet the visa application requirements. So I contacted their customer service through the telegram method provided by the website. Customer service actually asked me to provide my passport photo. I don't think this is a reasonable request. Passport photos are very sensitive information. I said that I could provide all the information I had when purchasing insurance, receipts, and a reply from the embassy. But they refused to refund me before my insurance was in effect. Highly do not recommend this company, I suspect it is a scam. By the way I didn't get my refund which was about AU$85

Date of experience : November 15, 2023

ALERT EKTA IS A BIG SCAM!

ALERT EKTA IS A BIG SCAM! The team is a mess in EKTA, they have poor management and miscoordination! They asked for a wrong documents, keeping me on waiting for 5 months with tones of excuses every time I follow up, then it turned out that the document was wrong and now they are delaying and saying there’s no staff to assist! It looks like they don’t want to give me my money back, but this message will save others money. It was a mistake buying an insurance from this company! Be careful! if you want travel in peace "PICK ANOTHER COMPANY!"

Date of experience : November 23, 2022

Dear Osama, We are sorry to hear that you had a negative experience with our EKTA product. Our team is committed to ensuring that our clients are satisfied, and we understand the importance of timely payments in resolving any issues. In your case, we did request additional documents from you after reviewing the initial set of documents. This is a standard practice to ensure that we have all the necessary information to make a decision about payment. Once we received the additional documents from you on March 4th, we were able to make a decision and process your payment on March 7th. We hope that you have already received the funds in your account. We would like to remind you that, according to our public agreement, clients have 30 days to provide all required documents. However, we extended this deadline for your convenience and did not close the case, even though we had legal grounds to do so. We hope that you appreciate our efforts to work with you and resolve the issue. We take our responsibilities seriously and always strive to provide our clients with the highest level of service. We hope that you will reconsider your feedback and not refer to us as a "scam". We value our business and are committed to ensuring your satisfaction. Sincerely, EKTA

Scam .They charge more than in Internet and on there bill written

Bewahre Making the insurance......they give the price.....to be changed by visa. From Dollar to Euro. But instead they convert to a much higher rip-off rate...... 201 Dollar they want 230 Euro. Despite i pay the Bill in Dollar with as agreed in contract. Careful........ and did not tell the higer price..... and where in Ucraine you suposed to be? can not find your real Adress in Ucraine...... Indian Scammers? Due to Trustpilot Screenshot you are not Uranian Insurance not eaven in Trustpilot this insurance is from Ucraine. ....English webadress with traces to India........ not Ucraine About EKTA Insurance Company Update....you are not eaven on the accepted list by Philippines Imigration.....So your Insurance is wortless.

Date of experience : September 30, 2022

Dear Customer, While generating insurance policy, we mention it's real price. According to this price, we create payment order. You can see policy price in invoice currency right before the payment. We do not charge any extra fees. At the same time, if invoice currency is different from account currency, double conversion is possible. Such conversion is done by your bank automatically. This process lies at the side of payment processing centres and banks and we, as an insurance company, cannot influence it. As well as receive extra income out of it. Hope we clarified your feedback.

My first experience with EKTA company

My first experience with EKTA company. In 3 easy steps I bought travel insurance for my husband and myself. Price is low and I agreed. Payment was fast too and I received my policy on my email. I am happy.

Date of experience : January 12, 2024

Very good insurance company

Very good insurance company! My husband and I traveled to Georgia, and my husband injured his leg there. They helped, told us where to go, the payment was timely

Date of experience : January 16, 2024

Horrible company

Horrible company Scam definition: An illegal way of making money by tricking people. I am supposed to travel for Romania on July 17th. I purchased the insurance from this company and it was a total mess from start to end. 1. They sent me the insurance for another individual. 2. That caused me to buy the insurance from another company 3. I asked my money back and they miraculously generated the "right" insurance which is nothing but a piece of paper that cannot be used in any hospital 4. They of course refused to pay me back the money This company is a fraud, a scam, they don't post any details about how the insurance can be used in hospitals and who will pay, their documents are a joke, the insurance paper is completely useless. I'm shocked that they're still active on the market.

Date of experience : July 06, 2022

write-off amount currency exchange rate up to 40%!!

Be warned: They display prices in US dollars and charge you hryvnias eventually instead. The (double) currency conversion might cost you up to 40%!! Fondy payments: "The difference between the amount on the payment page and the actual write-off amount from the client account may be the result of a variance between the Ukrainian commercial exchange rate and the commercial exchange rate of the payer’s issuing bank. This variance can be up to 30%. It can also be higher by another 10% due to currency risk fees of the foreign banks during the currency operation process...The amounts differ due to the difference between the Ukrainian commercial exchange rate and the commercial exchange rate of your bank. Also, due to the war in Ukraine, some foreign banks may include currency risk fees for Ukrainian payment processes by undervaluing the UAH exchange rate."

Date of experience : December 31, 2022

Lontano da questa assicurazione

Lontano da questa assicurazione, sul loro sito ektatraveling mostrano che hanno 4,9 di ratings con 1030 recensioni su Trustpilot in realtà ne hanno 58 con 3,6 (59 con la mia adesso). Mostrano il pagamento in dollari poi con un doppio passaggio ti fanno pagare in valuta Ukraina, il prezzo risulta del 20%più alto rispetto al cambio dollaro/euro. Mostrano la possibilità dell’utilizzo di whatsapp ma il numero non esiste. Dicono di avere 2174 recensioni su google ma ne hanno solo 33. Purtroppo mi sono accorto solo dopo aver pagato della inaffidabilità della compagnia, ovviamente non mi rimborseranno. Ma voi Salvatevi non fate come me! Far from this insurance, on their website ektatraveling they show that they have 4.9 ratings with 1030 reviews on trustpilot actually they have 58 with 3.6 (59 with mine now). They show the payment in dollars then with a double pass they make you pay in Ukrainian currency, the price is 20% higher than the dollar / euro exchange. They show the possibility of using whatsapp but the number does not exist. They say they have 2174 reviews on google but they only have 33. Unfortunately, I only realized after paying that the company was unreliable, obviously they won't refund me. But you can Save yourselves!

Date of experience : January 10, 2023

In their website they show that they have an average rating of 5* on TrustPilot but that is a lie. As you can see their rating is less than 3*. How can you trust a company which lies for their rating on TrustPilot?

Date of experience : March 23, 2023

They deserve a good review

For many reasons I didn't buy a travel insurance with EKTA, but I can tell you that I was able to have answers to all my questions. I contacted them threw whatsapp, mails, and they called me more than once. I think it's not without reason they have so many good evaluations.

Date of experience : January 25, 2023

Claire Gelinas-Chebat Thank you for your feedback. We will be happy to see you again!

Hi we lost our luggage

Hi we lost our luggage. Already submit all the required documents for the claim. But EKTA not responding. It’s a scam. We pay premium insurance policy for the travel insurance but no one help .

Date of experience : July 28, 2022

I have already taken out travel…

I have already taken out travel insurance at EKTA several times. Unfortunately, I had to use it once. I really liked the operator's service! Everything is fast and efficient. I was booked to see a doctor, despite the fact that it was a day off. They were always in touch and informed on all emerging issues. When I returned home, I contacted the insurance company and received compensation for the treatment as quickly as possible. Satisfied with the work of the company!

Date of experience : February 21, 2022

Malak, thank you for your feedback! We are sincerely glad to have met your expectations. We will be happy to see you again!

Travel Whoop

Ekta Travelling Online Travel Insurance: A Step-by-Step Guide and Review

Traveling can be an exciting and fulfilling experience, but it can also come with unexpected challenges. That’s why travel insurance is a must-have for any traveler. However, with all the excitement that comes with traveling, there are also risks involved. That is why it is essential to have travel insurance.

Travel insurance is designed to protect you against unforeseen events that may occur while you are traveling. It can help cover the cost of medical emergencies, trip cancellations, lost or stolen luggage, and other unexpected events that may occur while you are away from home. Here are some reasons why travel insurance is necessary:

Medical Emergencies

Trip cancellations, lost or stolen luggage, natural disasters, some real examples, why ekta insurance, ekta insurance plans, steps to buy travel insurance, benefits for the customers, important points, why travel insurance required.

Imagine you’re on a hiking trip in a remote area and you fall and have an injury. Without travel insurance, you would have to pay for medical expenses out of pocket, which could easily add up to thousands of dollars. However, if you have travel insurance, your medical expenses would be covered, allowing you to focus on getting better instead of worrying about the cost. This can give you peace of mind and allow you to focus on getting better.

You’ve been planning a dream vacation for months, but then a family emergency arises, and you have to cancel your trip. Without travel insurance, you would lose all the money you’ve already paid for flights, accommodations, and activities. However, if you have travel insurance that covers trip cancellations, you can get reimbursed for your non-refundable expenses.

You arrive at your destination, but your luggage doesn’t. Without travel insurance, you would have to replace all your belongings out of pocket, which could be a significant expense. However, if you have travel insurance that covers lost or stolen luggage, you can get reimbursed for the value of your belongings.

Natural disasters such as hurricanes, earthquakes, and floods can disrupt your travel plans. If this happens, you may need to cancel your trip or find alternative accommodation. With travel insurance, you can get reimbursed for the cost of your trip or the additional expenses you incur due to the natural disaster.

In addition to financial protection, travel insurance can also provide peace of mind. Knowing that you’re covered in case of an emergency can help you relax and enjoy your trip without worrying about what could go wrong.

  • A couple from the UK had planned a trip to the Caribbean for their honeymoon. Unfortunately, the bride’s father fell ill a few days before their departure. They had no choice but to cancel their trip. Fortunately, they had travel insurance, and they were able to get reimbursed for the cost of their journey.
  • A family from the US had planned a trip to Europe for the summer. While they were in Paris, their daughter fell ill and had to be hospitalized. They had travel insurance, and their insurance covered all their medical expenses.

EKTA Insurance Review

Planning a trip soon? Look no further than EKTA Insurance Company for all your insurance needs! With a range of insurance programs, including medical, sports, luggage, appliances, and property insurance, EKTA has got you covered.

As a Ukrainian-based company, its policies are designed to meet the needs of both Ukrainian citizens and foreigners alike. With their quick and efficient compensation process, you can rest assured that any mishap will be taken care of promptly. And, if you’re traveling with your family, EKTA offers special insurance packages tailored to your requirements. Whether you’re traveling for a day or a year, EKTA’s insurance policies are valid for terms ranging from 2 to 365 days. With EKTA Insurance Company, you can have a worry-free journey!

Screenshot 2023 08 31 at 20.35.51

EKTA Insurance offers three plans:

  • START ($0.99/day)
  • GOLD ($1.75/day) and
  • MAX+ ($5.96/day)

You can see the coverages below based on the plan and choose accordingly

Screenshot 2023 08 31 at 20.47.45

  • Select the plan and enter the country, travel dates
  • Enter personal details
  • The 3rd step is just confirming the details entered in Step 2
  • Click Buy to buy insurance. You can pay with Google Pay or with credit card

Screenshot 2023 08 31 at 20.43.49

  • Work all over the World
  • Insurance covers COVID -19
  • Client support 24/7
  • No hidden clauses in the contract
  • Get an insurance policy online
  • 10 years of experience in the insurance industry
  • No hidden restrictions on medical services

When planning a trip, it’s crucial to select a travel insurance policy that will offer you the necessary protection and peace of mind. To make an informed decision, you should assess your coverage requirements, review policy exclusions, compare costs and benefits, and check reviews and ratings. Keep in mind that the best policy for you is the one that meets your specific needs and enables you to fully enjoy your travels without worry.

  • Before you purchase travel insurance, make sure you read the policy carefully and understand what it covers and what it does not cover.
  • If you are traveling to a country with a high risk of theft or crime, make sure you keep your valuables safe and secure.

In conclusion, travel insurance is essential for anyone who is planning to travel. It can help protect you against unforeseen events that may occur while you are away from home. Make sure you purchase travel insurance before you embark on your next adventure.

For a stress-free travel experience, Please check out the helpful links provided below .

  • Book Flight Tickets and Hotels with discounts
  • Find Flight Deals
  • e-SIM for your Travel (Use SEP15 for a 15% discount for new users, SEP10 for existing users)
  • Get insurance to worry less when traveling
  • Rent a car on a budget
  • Find storage for your luggage

Join our  Telegram group  to get notified about the latest deals. Alternatively, use our search and book site to look for the best deals here

Disclaimer : Additionally, this post contains affiliate links, which means that if you purchase through these links, we may earn a small commission at no extra cost. Your support through these affiliate links helps us continue to bring you the best travel deals.

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ekta travel insurance legit

EKTA   Reviews

In the Insurance Company category

Visit this website

Company activity See all

Your profile picture

Write a review

Reviews 4.0.

Most relevant

Formed the insurance online very…

Formed the insurance online very quickly, but made a mistake in the data, wrote to customer service and with the help of manager Stephanie very quickly resolved everything! Positive experience

Date of experience : 27 January 2024

Great insurance

Great insurance. My husband and I used it on a trip, they promptly sent a doctor to the house twice, refunded the money for medications after the trip. Would recommend!

Date of experience : 25 January 2024

Just a few minutes to get to know about…

Just a few minutes to get to know about EKTA and services I am going to receive. Suitable service selection, payment. In 30 seconds I received my policy. Excellent.

Date of experience : 10 January 2024

I had some problems with communication…

I had some problems with communication with the insurance company. But in general, all my issues were resolved.

Date of experience : 03 March 2024

WORST! My family just got denied from the flight and and to rebook 4 days after. So we are trying to edit the duration but told us that is not allowed since it already taken effect. How stupid! Paying for something that you havent even used coz of the rebooking. We are not even asking for cancellation. And another thing, our 3rd person was a BABY. Not even 2 yrs old. For this we ASKED for cancellation but also cannot. And the funny part, only offered A DISCOUNT if we intend to buy a new insurance. $155 USD IS NO JOKE! 👎🏾👎🏾👎🏾👎🏾

Date of experience : 01 July 2023

Potential Credit Card Fraud

I was originally going to use this insurance for my travel and entered my card details, however, before actually pressing purchase I decided to check reviews. After reading the reviews I decided to go against it. A couple of hours later I had a call asking if I want to go ahead with the policy or not, I refused. After that I was receiving OTP requests for large and small purchase amounts which I did not make. This was the only site I have attempted to make a purchase or entered a card number in for over a week. Be very aware before using this site.

Date of experience : 18 March 2023

Reply from EKTA

Hello Selina, I am confident that by using our service, you would have changed your mind and rated our service much higher than 1 star. You are correct, you have received an email from EKTA company. It includes the amount of your insurance policy (smaller amount) and the coverage amount (large amount) that will cover your expenses in case of illness during your trip. Everything you selected on the website is included, nothing more. This was done so that you do not have to enter your information again and waste your own time in case you decide to continue with the purchase. Best regards, The EKTA team.

a huge scam

I purchased this insurance to apply for a European Schengen visa, but the embassy responded that this company did not meet the visa application requirements. So I contacted their customer service through the telegram method provided by the website. Customer service actually asked me to provide my passport photo. I don't think this is a reasonable request. Passport photos are very sensitive information. I said that I could provide all the information I had when purchasing insurance, receipts, and a reply from the embassy. But they refused to refund me before my insurance was in effect. Highly do not recommend this company, I suspect it is a scam. By the way I didn't get my refund which was about AU$85

Date of experience : 15 November 2023

ALERT EKTA IS A BIG SCAM!

ALERT EKTA IS A BIG SCAM! The team is a mess in EKTA, they have poor management and miscoordination! They asked for a wrong documents, keeping me on waiting for 5 months with tones of excuses every time I follow up, then it turned out that the document was wrong and now they are delaying and saying there’s no staff to assist! It looks like they don’t want to give me my money back, but this message will save others money. It was a mistake buying an insurance from this company! Be careful! if you want travel in peace "PICK ANOTHER COMPANY!"

Date of experience : 23 November 2022

Dear Osama, We are sorry to hear that you had a negative experience with our EKTA product. Our team is committed to ensuring that our clients are satisfied, and we understand the importance of timely payments in resolving any issues. In your case, we did request additional documents from you after reviewing the initial set of documents. This is a standard practice to ensure that we have all the necessary information to make a decision about payment. Once we received the additional documents from you on March 4th, we were able to make a decision and process your payment on March 7th. We hope that you have already received the funds in your account. We would like to remind you that, according to our public agreement, clients have 30 days to provide all required documents. However, we extended this deadline for your convenience and did not close the case, even though we had legal grounds to do so. We hope that you appreciate our efforts to work with you and resolve the issue. We take our responsibilities seriously and always strive to provide our clients with the highest level of service. We hope that you will reconsider your feedback and not refer to us as a "scam". We value our business and are committed to ensuring your satisfaction. Sincerely, EKTA

Scam .They charge more than in Internet and on there bill written

Bewahre Making the insurance......they give the price.....to be changed by visa. From Dollar to Euro. But instead they convert to a much higher rip-off rate...... 201 Dollar they want 230 Euro. Despite i pay the Bill in Dollar with as agreed in contract. Careful........ and did not tell the higer price..... and where in Ucraine you suposed to be? can not find your real Adress in Ucraine...... Indian Scammers? Due to Trustpilot Screenshot you are not Uranian Insurance not eaven in Trustpilot this insurance is from Ucraine. ....English webadress with traces to India........ not Ucraine About EKTA Insurance Company Update....you are not eaven on the accepted list by Philippines Imigration.....So your Insurance is wortless.

Date of experience : 30 September 2022

Dear Customer, While generating insurance policy, we mention it's real price. According to this price, we create payment order. You can see policy price in invoice currency right before the payment. We do not charge any extra fees. At the same time, if invoice currency is different from account currency, double conversion is possible. Such conversion is done by your bank automatically. This process lies at the side of payment processing centres and banks and we, as an insurance company, cannot influence it. As well as receive extra income out of it. Hope we clarified your feedback.

My first experience with EKTA company

My first experience with EKTA company. In 3 easy steps I bought travel insurance for my husband and myself. Price is low and I agreed. Payment was fast too and I received my policy on my email. I am happy.

Date of experience : 12 January 2024

Very good insurance company

Very good insurance company! My husband and I traveled to Georgia, and my husband injured his leg there. They helped, told us where to go, the payment was timely

Date of experience : 16 January 2024

Horrible company

Horrible company Scam definition: An illegal way of making money by tricking people. I am supposed to travel for Romania on July 17th. I purchased the insurance from this company and it was a total mess from start to end. 1. They sent me the insurance for another individual. 2. That caused me to buy the insurance from another company 3. I asked my money back and they miraculously generated the "right" insurance which is nothing but a piece of paper that cannot be used in any hospital 4. They of course refused to pay me back the money This company is a fraud, a scam, they don't post any details about how the insurance can be used in hospitals and who will pay, their documents are a joke, the insurance paper is completely useless. I'm shocked that they're still active on the market.

Date of experience : 06 July 2022

write-off amount currency exchange rate up to 40%!!

Be warned: They display prices in US dollars and charge you hryvnias eventually instead. The (double) currency conversion might cost you up to 40%!! Fondy payments: "The difference between the amount on the payment page and the actual write-off amount from the client account may be the result of a variance between the Ukrainian commercial exchange rate and the commercial exchange rate of the payer’s issuing bank. This variance can be up to 30%. It can also be higher by another 10% due to currency risk fees of the foreign banks during the currency operation process...The amounts differ due to the difference between the Ukrainian commercial exchange rate and the commercial exchange rate of your bank. Also, due to the war in Ukraine, some foreign banks may include currency risk fees for Ukrainian payment processes by undervaluing the UAH exchange rate."

Date of experience : 31 December 2022

Lontano da questa assicurazione

Lontano da questa assicurazione, sul loro sito ektatraveling mostrano che hanno 4,9 di ratings con 1030 recensioni su Trustpilot in realtà ne hanno 58 con 3,6 (59 con la mia adesso). Mostrano il pagamento in dollari poi con un doppio passaggio ti fanno pagare in valuta Ukraina, il prezzo risulta del 20%più alto rispetto al cambio dollaro/euro. Mostrano la possibilità dell’utilizzo di whatsapp ma il numero non esiste. Dicono di avere 2174 recensioni su google ma ne hanno solo 33. Purtroppo mi sono accorto solo dopo aver pagato della inaffidabilità della compagnia, ovviamente non mi rimborseranno. Ma voi Salvatevi non fate come me! Far from this insurance, on their website ektatraveling they show that they have 4.9 ratings with 1030 reviews on trustpilot actually they have 58 with 3.6 (59 with mine now). They show the payment in dollars then with a double pass they make you pay in Ukrainian currency, the price is 20% higher than the dollar / euro exchange. They show the possibility of using whatsapp but the number does not exist. They say they have 2174 reviews on google but they only have 33. Unfortunately, I only realized after paying that the company was unreliable, obviously they won't refund me. But you can Save yourselves!

Date of experience : 10 January 2023

In their website they show that they have an average rating of 5* on TrustPilot but that is a lie. As you can see their rating is less than 3*. How can you trust a company which lies for their rating on TrustPilot?

Date of experience : 23 March 2023

They deserve a good review

For many reasons I didn't buy a travel insurance with EKTA, but I can tell you that I was able to have answers to all my questions. I contacted them threw whatsapp, mails, and they called me more than once. I think it's not without reason they have so many good evaluations.

Date of experience : 25 January 2023

Claire Gelinas-Chebat Thank you for your feedback. We will be happy to see you again!

Hi we lost our luggage

Hi we lost our luggage. Already submit all the required documents for the claim. But EKTA not responding. It’s a scam. We pay premium insurance policy for the travel insurance but no one help .

Date of experience : 28 July 2022

I have already taken out travel…

I have already taken out travel insurance at EKTA several times. Unfortunately, I had to use it once. I really liked the operator's service! Everything is fast and efficient. I was booked to see a doctor, despite the fact that it was a day off. They were always in touch and informed on all emerging issues. When I returned home, I contacted the insurance company and received compensation for the treatment as quickly as possible. Satisfied with the work of the company!

Date of experience : 21 February 2022

Malak, thank you for your feedback! We are sincerely glad to have met your expectations. We will be happy to see you again!

  • HTH Worldwide Travel Insurance
  • GoReady travel insurance
  • Nationwide Travel Insurance
  • Trawick International Travel Insurance

Affordable Travel Insurance Tips

  • Why You Should Trust Us

Best Cheap Travel Insurance of April 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

In an ever-evolving world, emergency medical and evacuation travel insurance coverage is essential, especially if you're traveling internationally. However, sports equipment coverage, pet protection, and cancel for any reason coverage are among the increasingly popular coverage options that are changing the way we travel.

Best Cheap Travel Insurance

  • HTH Worldwide Travel Insurance : Best overall
  • GoReady travel insurance : Best for trip cancellation 
  • Nationwide Travel Insurance : Best value
  • Trawick International Travel Insurance : Most popular

Compare the Top Cheap Travel Insurance Plans

HTH Worldwide HTH Worldwide Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
  • con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
  • con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
  • Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
  • Cancel for any reason insurance and missed connection insurance available with the Preferred plan
  • Baggage delay insurance starting after 24 or 12 hours depending on the plan

GoReady GoReady travel insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a CFAR upgrade add-on on certain plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive pricing
  • con icon Two crossed lines that form an 'X'. Online complaints about claims not being paid and non-responsiveness
  • con icon Two crossed lines that form an 'X'. Not all more expensive plans include CFAR coverage
  • con icon Two crossed lines that form an 'X'. Dropping rating with AM Best
  • Annual and multi-trip plans available
  • All plans include pandemic coverage for COVID-19
  • Coverage for weather-related delays, cancellations and other incidents

Nationwide Nationwide Travel Insurance

  • Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
  • con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
  • con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

  • Cancel for any reason coverage available

Trawick Trawick International Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
  • con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
  • con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
  • con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

  • Travel medical insurance
  • Trip protection and cancellation
  • International student insurance
  • Visitor medical insurance (for traveling to the US)

Affordable Travel Insurance Reviews

So you're planning a big family vacation—if you're lucky, the trip of a lifetime. Travel costs can skyrocket quickly, leaving you feeling a bit overwhelmed. At this point, travel insurance starts to look like a potentially unnecessary cost, but is it really?

The best travel insurance plans can go a long way toward defraying unexpected costs that may arise if you're asking the right questions starting with: What does travel insurance cover ?

Best Affordable Travel Insurance Overall: HTH Worldwide TripProtector Economy Travel Insurance

The HTH Worldwide Travel Insurance Economy plan offers the most comprehensive coverage across major categories of all the providers in this guide.

You'll have some peace of mind with up to $75,000 of financial protection for eligible medical emergencies, and up to $500,000 per person for medical evacuation costs. For more everyday expenses, you can also relax with baggage loss and delay, trip interruption, cancellation and delay coverage that will help you recoup many, if not all, of your costs.

However, this plan falls short on missed connection benefits and accidental death coverage, both of which are not available under most circumstances (missed connection coverage only applies to cruises, and will only cover up to $500 per person after a three-hour delay).

Read our HTH Worldwide Travel Insurance review here.

Best Affordable Travel Insurance for Trip Cancellation: GoReady Trip Cancellation Plan Travel Insurance

The GoReady travel insurance Trip Cancellation Plan is exactly that: a cost-effective plan that offers protection in the event that your trip is canceled for a covered reason. The plan we priced out for our hypothetical trip cost just 1.16% of our total travel expenses — a very small amount of money to pay for the guarantee of our money back in the right circumstances.

The benefit is that this plan can supplement other coverage you already have, or give you a little bit of protection for a trip where you might not otherwise have opted for insurance altogether. On the downside, you won't get any protection for medical emergencies, trip interruption or delays or lost bags from this plan.

Read our GoReady Travel Insurance review here.

Best Value Cheap Travel Insurance: Nationwide Essential Travel Insurance

Nationwide Travel Insurance  is a well-rounded alternative to HTH Worldwide Trip Protector Economy. This plan offers solid protection for both travel-related snafus as well as situations that might call for emergency medical and evacuation, making it a good choice for trips where you have cause to worry about potential interruptions or delays. However, it does not offer protection for missed connections or accidental death.

Read our Nationwide Travel Insurance review here

Most Popular Cheap Travel Insurance: Trawick Safe Travels Explorer Travel Insurance

The Trawick International Travel Insurance Safe Travels Explorer plan has been purchased by more than 36,000 travelers since 2020, and it has great reviews to boot. And no wonder: Trawick offers generous trip delay coverage of up to $2,000 per person, although hopefully you won't need to reach that reimbursement amount because the daily limit is $150.

You'll also be able to rely on a $200 reimbursement per person for lost baggage - one of the higher amounts amongst these affordable plans, although this amount pales in comparison to the baggage loss coverage offered through the best travel credit cards .

Read our Trawick Travel Insurance review here.

Types of Cheap Travel Insurance

Comprehensive coverage.

This type of insurance offers extensive protection, covering everything from medical issues to trip cancellations. While it's more expensive up front, it can save you a lot in the long run.

Medical-Only Coverage

As the name suggests, this policy focuses solely on medical emergencies, making it a cost-effective option for travelers who are primarily concerned about health-related expenses.

Evacuation and Repatriation

In extreme cases where you need to be evacuated due to a medical emergency or a natural disaster, this coverage ensures that you can return home safely without incurring huge costs.

Benefits of Opting for Cheap Travel Insurance

Cost savings.

Cheap travel insurance can significantly reduce your travel expenses, ensuring that you're not overpaying for coverage you might not need.

Adequate Coverage for Less

Just because it's cheap doesn't mean it's lacking. Many affordable policies offer substantial coverage, giving you peace of mind without breaking the bank.

How to Pick The Best Cheap Travel Insurance Plan for You

No single travel insurance plan will meet the needs of every single traveler. By nature, we are diverse and evolving meaning travel insurance should be equally so. Travel insurance for a week-long trip to a big city shouldn't be the same as the coverage for a backpacking expedition in the mountains. A splurge to purchase comprehensive insurance coverage may also be worth it for international ventures or other large expenditures.

In most cases, the cost difference between a basic and comprehensive travel insurance plan isn't as significant as you might think. Regardless, it's generally a good idea to choose a trusted travel insurance provider known for exceptional customer service and coverage. (For this roundup, we looked at traveler reviews shared through the travel agency SquareMouth .)

  • Assessing Your Travel Needs: Consider the nature of your trip, the destination, and your own personal needs when choosing a policy. This ensures that you're not over-insured or underinsured.
  • Comparing Different Policies: Don't settle for the first policy you find. Compare different options, looking at their coverage and prices, to find the best fit for your budget and needs.
  • Reading the Fine Print: Always read the terms and conditions carefully to understand what's covered, what's not, and the process for making a claim.

If you just want trip cancellation protection, go with the GoReady Trip Cancellation Plan. For more robust coverage that won't break the bank, consider HTH Worldwide's TripProtector Economy, Trawick's Safe Travels Explorer, or Nationwide's Essentials plan.

Yes, many affordable policies offer comprehensive coverage suitable for international travel. It's crucial to compare policies and understand your needs.

Travelers insurance is relatively cheap because it only covers you for a set period of time, and depending on your plan, the level of coverage you get may not be particularly high. However, even with high coverage limits and extras like cancel for any reason coverage , travel insurance is relatively affordable. 

The average cost of travel insurance is 4%-8% of your trip's cost. This usually translates into a premium between $89 to $399.

Why You Should Trust Us: How We Chose the Best Cheap Travel Insurance

To determine the best insurance plan for travelers on a budget, we evaluated dozens of products using a hypothetical trip to Australia for a single traveler, age 26, with a total cost of $2,500 for flight, hotel and other incidentals. We then compiled the plans that covered the essentials at the lowest costs.

Of note: All of these plans include COVID-related medical coverage and 24-hour assistance, and pay at least 100% of your trip cost for eligible trip cancellations. None include rental car coverage.

The seven winning plans cost between $29 to $74 — significantly below the typical cost of comprehensive travel insurance, which can range between 4%-8% of total travel expenses, according to the US Travel Insurance Association. But these affordable plans also come with comparably low ceilings for various aspects of coverage such as emergency medical, trip cancellation, or delay — and do not include rental car or "cancel for any reason" (CFAR) protection. So if you think you might need these benefits, it may well be worth upgrading to a comprehensive travel insurance plan for a few more dollars, just for the peace of mind.

Convenience and Flexibility

Each of the plans in this list include 24-hour assistance worldwide from reputable insurance providers. And despite being on the lower end of insurance plans, each of these options includes refunds for up to 100% of your total trip cost for eligible reasons. Each of these plans also includes medical coverage for COVID-related issues that may arise during your travels, which may come in handy as the pandemic continues to evolve worldwide.

Sufficient Coverage in Essential Categories

The cheapest travel insurance plan will rarely cover every scenario that could go awry on your trip. However, each of these plans can at least help you get your money back in the event that your travel is canceled for an eligible reason, and most of them include financial protection if you incur emergency medical bills while traveling. We also factor in what travelers are most concerned about now. 

You can read more about how Business Insider rates insurance here.

ekta travel insurance legit

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Formed the insurance online very…

Formed the insurance online very quickly, but made a mistake in the data, wrote to customer service and with the help of manager Stephanie very quickly resolved everything! Positive experience

Date of experience : 27 January 2024

Great insurance

Great insurance. My husband and I used it on a trip, they promptly sent a doctor to the house twice, refunded the money for medications after the trip. Would recommend!

Date of experience : 25 January 2024

Just a few minutes to get to know about…

Just a few minutes to get to know about EKTA and services I am going to receive. Suitable service selection, payment. In 30 seconds I received my policy. Excellent.

Date of experience : 10 January 2024

I had some problems with communication…

I had some problems with communication with the insurance company. But in general, all my issues were resolved.

Date of experience : 03 March 2024

WORST! My family just got denied from the flight and and to rebook 4 days after. So we are trying to edit the duration but told us that is not allowed since it already taken effect. How stupid! Paying for something that you havent even used coz of the rebooking. We are not even asking for cancellation. And another thing, our 3rd person was a BABY. Not even 2 yrs old. For this we ASKED for cancellation but also cannot. And the funny part, only offered A DISCOUNT if we intend to buy a new insurance. $155 USD IS NO JOKE! 👎🏾👎🏾👎🏾👎🏾

Date of experience : 01 July 2023

Potential Credit Card Fraud

I was originally going to use this insurance for my travel and entered my card details, however, before actually pressing purchase I decided to check reviews. After reading the reviews I decided to go against it. A couple of hours later I had a call asking if I want to go ahead with the policy or not, I refused. After that I was receiving OTP requests for large and small purchase amounts which I did not make. This was the only site I have attempted to make a purchase or entered a card number in for over a week. Be very aware before using this site.

Date of experience : 18 March 2023

Reply from EKTA

Hello Selina, I am confident that by using our service, you would have changed your mind and rated our service much higher than 1 star. You are correct, you have received an email from EKTA company. It includes the amount of your insurance policy (smaller amount) and the coverage amount (large amount) that will cover your expenses in case of illness during your trip. Everything you selected on the website is included, nothing more. This was done so that you do not have to enter your information again and waste your own time in case you decide to continue with the purchase. Best regards, The EKTA team.

a huge scam

I purchased this insurance to apply for a European Schengen visa, but the embassy responded that this company did not meet the visa application requirements. So I contacted their customer service through the telegram method provided by the website. Customer service actually asked me to provide my passport photo. I don't think this is a reasonable request. Passport photos are very sensitive information. I said that I could provide all the information I had when purchasing insurance, receipts, and a reply from the embassy. But they refused to refund me before my insurance was in effect. Highly do not recommend this company, I suspect it is a scam. By the way I didn't get my refund which was about AU$85

Date of experience : 15 November 2023

ALERT EKTA IS A BIG SCAM!

ALERT EKTA IS A BIG SCAM! The team is a mess in EKTA, they have poor management and miscoordination! They asked for a wrong documents, keeping me on waiting for 5 months with tones of excuses every time I follow up, then it turned out that the document was wrong and now they are delaying and saying there’s no staff to assist! It looks like they don’t want to give me my money back, but this message will save others money. It was a mistake buying an insurance from this company! Be careful! if you want travel in peace "PICK ANOTHER COMPANY!"

Date of experience : 23 November 2022

Dear Osama, We are sorry to hear that you had a negative experience with our EKTA product. Our team is committed to ensuring that our clients are satisfied, and we understand the importance of timely payments in resolving any issues. In your case, we did request additional documents from you after reviewing the initial set of documents. This is a standard practice to ensure that we have all the necessary information to make a decision about payment. Once we received the additional documents from you on March 4th, we were able to make a decision and process your payment on March 7th. We hope that you have already received the funds in your account. We would like to remind you that, according to our public agreement, clients have 30 days to provide all required documents. However, we extended this deadline for your convenience and did not close the case, even though we had legal grounds to do so. We hope that you appreciate our efforts to work with you and resolve the issue. We take our responsibilities seriously and always strive to provide our clients with the highest level of service. We hope that you will reconsider your feedback and not refer to us as a "scam". We value our business and are committed to ensuring your satisfaction. Sincerely, EKTA

Scam .They charge more than in Internet and on there bill written

Bewahre Making the insurance......they give the price.....to be changed by visa. From Dollar to Euro. But instead they convert to a much higher rip-off rate...... 201 Dollar they want 230 Euro. Despite i pay the Bill in Dollar with as agreed in contract. Careful........ and did not tell the higer price..... and where in Ucraine you suposed to be? can not find your real Adress in Ucraine...... Indian Scammers? Due to Trustpilot Screenshot you are not Uranian Insurance not eaven in Trustpilot this insurance is from Ucraine. ....English webadress with traces to India........ not Ucraine About EKTA Insurance Company Update....you are not eaven on the accepted list by Philippines Imigration.....So your Insurance is wortless.

Date of experience : 30 September 2022

Dear Customer, While generating insurance policy, we mention it's real price. According to this price, we create payment order. You can see policy price in invoice currency right before the payment. We do not charge any extra fees. At the same time, if invoice currency is different from account currency, double conversion is possible. Such conversion is done by your bank automatically. This process lies at the side of payment processing centres and banks and we, as an insurance company, cannot influence it. As well as receive extra income out of it. Hope we clarified your feedback.

My first experience with EKTA company

My first experience with EKTA company. In 3 easy steps I bought travel insurance for my husband and myself. Price is low and I agreed. Payment was fast too and I received my policy on my email. I am happy.

Date of experience : 12 January 2024

Very good insurance company

Very good insurance company! My husband and I traveled to Georgia, and my husband injured his leg there. They helped, told us where to go, the payment was timely

Date of experience : 16 January 2024

Horrible company

Horrible company Scam definition: An illegal way of making money by tricking people. I am supposed to travel for Romania on July 17th. I purchased the insurance from this company and it was a total mess from start to end. 1. They sent me the insurance for another individual. 2. That caused me to buy the insurance from another company 3. I asked my money back and they miraculously generated the "right" insurance which is nothing but a piece of paper that cannot be used in any hospital 4. They of course refused to pay me back the money This company is a fraud, a scam, they don't post any details about how the insurance can be used in hospitals and who will pay, their documents are a joke, the insurance paper is completely useless. I'm shocked that they're still active on the market.

Date of experience : 06 July 2022

write-off amount currency exchange rate up to 40%!!

Be warned: They display prices in US dollars and charge you hryvnias eventually instead. The (double) currency conversion might cost you up to 40%!! Fondy payments: "The difference between the amount on the payment page and the actual write-off amount from the client account may be the result of a variance between the Ukrainian commercial exchange rate and the commercial exchange rate of the payer’s issuing bank. This variance can be up to 30%. It can also be higher by another 10% due to currency risk fees of the foreign banks during the currency operation process...The amounts differ due to the difference between the Ukrainian commercial exchange rate and the commercial exchange rate of your bank. Also, due to the war in Ukraine, some foreign banks may include currency risk fees for Ukrainian payment processes by undervaluing the UAH exchange rate."

Date of experience : 31 December 2022

Lontano da questa assicurazione

Lontano da questa assicurazione, sul loro sito ektatraveling mostrano che hanno 4,9 di ratings con 1030 recensioni su Trustpilot in realtà ne hanno 58 con 3,6 (59 con la mia adesso). Mostrano il pagamento in dollari poi con un doppio passaggio ti fanno pagare in valuta Ukraina, il prezzo risulta del 20%più alto rispetto al cambio dollaro/euro. Mostrano la possibilità dell’utilizzo di whatsapp ma il numero non esiste. Dicono di avere 2174 recensioni su google ma ne hanno solo 33. Purtroppo mi sono accorto solo dopo aver pagato della inaffidabilità della compagnia, ovviamente non mi rimborseranno. Ma voi Salvatevi non fate come me! Far from this insurance, on their website ektatraveling they show that they have 4.9 ratings with 1030 reviews on trustpilot actually they have 58 with 3.6 (59 with mine now). They show the payment in dollars then with a double pass they make you pay in Ukrainian currency, the price is 20% higher than the dollar / euro exchange. They show the possibility of using whatsapp but the number does not exist. They say they have 2174 reviews on google but they only have 33. Unfortunately, I only realized after paying that the company was unreliable, obviously they won't refund me. But you can Save yourselves!

Date of experience : 10 January 2023

In their website they show that they have an average rating of 5* on TrustPilot but that is a lie. As you can see their rating is less than 3*. How can you trust a company which lies for their rating on TrustPilot?

Date of experience : 23 March 2023

They deserve a good review

For many reasons I didn't buy a travel insurance with EKTA, but I can tell you that I was able to have answers to all my questions. I contacted them threw whatsapp, mails, and they called me more than once. I think it's not without reason they have so many good evaluations.

Date of experience : 25 January 2023

Claire Gelinas-Chebat Thank you for your feedback. We will be happy to see you again!

Hi we lost our luggage

Hi we lost our luggage. Already submit all the required documents for the claim. But EKTA not responding. It’s a scam. We pay premium insurance policy for the travel insurance but no one help .

Date of experience : 28 July 2022

I have already taken out travel…

I have already taken out travel insurance at EKTA several times. Unfortunately, I had to use it once. I really liked the operator's service! Everything is fast and efficient. I was booked to see a doctor, despite the fact that it was a day off. They were always in touch and informed on all emerging issues. When I returned home, I contacted the insurance company and received compensation for the treatment as quickly as possible. Satisfied with the work of the company!

Date of experience : 21 February 2022

Malak, thank you for your feedback! We are sincerely glad to have met your expectations. We will be happy to see you again!

IMAGES

  1. Earn Money On Travel Insurance Worldwide With EKTA

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  2. EKTA online travel insurance for travel abroad, visa insurance, COVID

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  4. EKTA Travel Insurance Review

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  5. The Ultimate Guide to EKTA Travel Insurance: Protecting Your Adventures

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  6. Buy a travel insurance policy for traveling abroad. Insurance company

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COMMENTS

  1. EKTA Reviews

    Just a few minutes to get to know about EKTA and services I am going to receive. Suitable service selection, payment. In 30 seconds I received my policy. Excellent. Date of experience: January 10, 2024. Share. CA. Camelia. 2 reviews.

  2. EKTA Travel Insurance Review

    EKTA's least expensive travel insurance plan can be had for as little as a dollar per day. Despite this, you'll still receive a decent amount of benefits, including: $50,000 in emergency ...

  3. travel insurance, possible scam warning : r/Insurance

    The pattern is this, 1 user posts asking for reviews about a travel insurance company. Then the top comment disses that company and recommends Etka. I believe this is probably a scam. I have compiled some screenshots in this imgur album. I did find an Ekta travel insurance company on LinkedIn based out of Ukraine.

  4. EKTA Reviews

    Date of experience: 05 March 2024. Reply from EKTA. 5 Mar 2024. Dear TM, Let's imagine that you have used our services. We've asked you to give us your feedback on our company's work. But you turned out to be one of those customers who didn't want to write anything, but instead copied another customer's text.

  5. EKTA International Travel Insurance: Complete Review with Pros and Cons

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  10. ektatraveling.com Reviews

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