travel care plus

• THG Impact Report 2023
• Private Label

The vision of the Travel Health Group is: a malaria free world in 2030. This is a very high goal that drives our team and our partners. Malaria is very serious infectious disease with more than 214 million people that become ill and over 430.000 deaths per year, mainly amongst children below five years of age. We dedicate 1% of our annual turnover to malaria projects that bring our world closer to being malaria free. We support universities and individuals that work on innovations and solutions to eradicate malaria.

Malaria can be prevented, we are dedicated to this cause!

Travel & Health Care Products

With over 30 years of experience we are experts in travel & health care products.

Providing information and education about the products, the risks and safe traveling are important to us. That is why we have been committed to develop en publish readable information material for consumers and retailers for 30 years. This makes us the specialist in the field of travel & health care.

Care Plus® – Insect Bite Prevention

Care Plus® has been developing effective tools for 30 years to prevent and treat insect bites. Besides annoying, an insect bite can also be dangerous! Many travel-related diseases are spread by insects like mosquitoes. For example, an mosquito bite can cause malaria, dengue fever or yellow fever. You can contract Lyme disease from a tick bite. Prevent nasty and life-threatening diseases and protect yourself and your family optimally against insect bites with Anti-Insect products of Care Plus®.

Care Plus® – First Aid

Are you sure that your first aid kit is good and complete? Choose a first aid kit from Care Plus®! For more than 30 years, Care Plus® has been carefully assembling first aid kits and bandage boxes for home and travel. We develop effective and responsible products and resources for your health. Every Care Plus® first aid kit is carefully put together in collaboration with travel doctors and experts. A blister, an insect or tick bite, a nasty wound… it can happen to you. The trick is to ensure that you handle it well. With the first aid kits, bandage boxes and first aid accessories from Care Plus® you are always perfectly prepared for accidents and emergencies!

• First aid kits in various sizes and for different situations
• First aid accessories

Care Plus® – Hygiene/water

Care plus® offers the following products to maintain your personal hygiene and a good fluid balance:.

• Care Plus® O.R.S. (Oral Rehadration Salt)
• Care Plus® Waterfilter
• Care Plus® Hadex (drinkwater desinfectiemiddel)
• Care Plus® Pro Hygiene handgel
• Care Plus® Travel Towel Microfibre
• Care Plus® Travel John plaszak

Address De Huchtstraat 14 1327 EE, Almere, The Netherlands

Tel  +31 (0)36 5334 711

Care Plus careplus.eu careplusportal.eu careplus-shop.nl moustifluid.fr primmed.nl

KVK 39052981 VAT No. NL800861735B01

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[email protected]

CLEAR CARE® PLUS

We took the awesome power of CLEAR CARE® Cleaning & Disinfecting Solution to the next level.

Not only does CLEAR CARE® PLUS Solution clean and disinfect your contact lenses with the bubbling power of hydrogen peroxide, it also surrounds your lenses with long-lasting moisture. Clean and comfortable lenses? You got it. 

Available in: Single 12 oz, Twin Pack 2 x 12 oz, Travel Size 3 oz.

What’s with that cool little case?

If you’ve never used CLEAR CARE® PLUS Solution before, the lens case might look a little strange. Here’s how it works.

How to use CLEAR CARE® PLUS Solution

Just follow these simple steps and you’ll be good to go. 

Wash, rinse, and dry your hands.

Place lenses in baskets and rinse  for 5 seconds with solution.

Fill the case to the fill line with the solution.

Put it all together and tighten the lid. Soak for at least 6 HOURS to neutralize.

You MUST wait a full 6 hours for the solution to neutralize! If you don’t, you may hurt your eyes.

Always store the lid upside down to avoid contamination.

Remember to pour out your used solution.

RED CAP ALERT!

That red cap means you should never put CLEAR CARE® or CLEAR CARE® PLUS Solution directly in or around your eyes.

So what’s the big difference?

CLEAR CARE® PLUS Solution cleans and disinfects like no standard multi-purpose solution — with the bubbling power of peroxide.

Our proprietary HydraGlyde® Moisture Matrix wraps your soft lenses in long-lasting moisture for a fresh lens feeling.   Our Solution deep cleans your lenses with the power of peroxide, then neutralizes into a gentle saline solution — much like your own tears — but without the chemical preservatives found in multi-purpose solutions. You can even see it working!

The CLEAR CARE® PLUS Cleaning & Disinfecting Solution (CLEAR CARE® PLUS) system consists of: CLEAR CARE® PLUS and the special CLEAR CARE® PLUS lens case (the lens case). The lens case consists of a transparent cup (the cup) and a connected unit of screw cap, lens holders (baskets) and the neutralizer catalyst disc attached at the bottom. CLEAR CARE® PLUS and the special lens case must always be used together.

The preservative free, aqueous CLEAR CARE® PLUS contains: hydrogenperoxide 3%, phosphonic acid (stabilizer), sodium chloride (0.79%), phosphate (buffer system), PLURONIC® 17R4 † (a cleaning agent), and HydraGlyde® Moisture Matrix (EOBO-21® – polyoxyethylene-polyoxybutylene, especially for silicone hydrogel soft lenses).

To ensure proper disinfection of your lenses, you must follow the instructions completely. Do not skip any steps. Always wash, rinse and dry your hands before handling your lenses. This will help prevent eye infections by removing dirt and oils that could get on the lenses.

Never put CLEAR CARE® PLUS on your lenses and insert directly into the eye. Otherwise, burning and stinging will result. If spillage occurs, clean up immediately with a paper towel. Wash, rinse and dry your hands before handling your lenses or touching your eyes. 

1. Remove and place each lens into the appropriately marked L/R domed lens holder, and thoroughly rinse with CLEAR CARE® PLUS for 5 seconds. 

• Open the lens holder marked “L”. Remove your left lens and place it on the dome. Close the lens holder taking care to avoid damaging your lens. 
• Repeat the procedure with your right lens by placing it on the dome of the lens holder marked “R”. 
• Open the snap cap (flip top cap) on the bottle of CLEAR CARE® PLUS and bend it back and out of the way. 
• Taking care not to splash yourself, thoroughly rinse the lenses in the lens holders with CLEAR CARE® PLUS for 5 seconds.

2. Fill the CLEAR CARE® PLUS lens cup to the fill line with CLEAR CARE® PLUS and place the lens holder in the lens cup. DO NOT UNDERFILL OR OVERFILL.

3. Tighten the cap (finger tight) on the CLEAR CARE® PLUS lens cup and store lenses for at least 6 hours. DO NOT SHAKE THE LENS CASE. 

• Store the CLEAR CARE® PLUS lens case upright. 
• If bubbles leak from the hole in the top of the lens case cap, non-neutralized CLEAR CARE® PLUS may be present. Empty the solution from the lens case and thoroughly rinse the lens cup and lens holder with sterile saline or fresh CLEAR CARE® PLUS. Clean up any spillage with a paper towel. Wash your hands thoroughly before handling your lenses or touching your eyes. REPEAT THE DISINFECTION PROCEDURE ABOVE. 
• Allow lenses to soak for at least 6 hours to neutralize solution.

4. After washing, rinsing and drying your hands, remove your lenses from lens holder. If desired or recommended by your eye care professional, rinse lenses before insertion with sterile saline. Your lenses are now ready to wear.

Just follow these simple steps and you’ll be good to go: 

• Wash, rise and dry your hands    
• Place lenses in the baskets and rinse for 5 seconds with solution    
• Fill the case to the fill line with the solution    
• Put the case and lid together and tighten    
• Soak overnight or for at least 6 hours, this time is required to completely neutralize the cleaning hydrogen peroxide solution to a gentle saline

Enjoy your clean lenses!

These instructions are for soft contact lenses only. If you are using CLEAR CARE® PLUS and have RGP lenses, click here for more info.

CLEAR CARE® PLUS is safe to use daily.

CLEAR CARE® PLUS Solution is available just about everywhere lens care products are sold. Look for CLEAR CARE® Plus Solution at any local mass, drug, health or grocery retailer or online.

In recent years, you may have noticed CLEAR CARE® PLUS was harder to find at your favorite store or out of stock completely. That’s because there was a supply chain shortage in 2021-2022 that made it challenging to meet the demand for this popular cleaning solution. You’ll be glad to know that the bubbles are back! We’ve been able to overcome this challenge. CLEAR CARE® PLUS should be back in stock as usual at your preferred retailer .

No! CLEAR CARE® PLUS Solution is available just about everywhere lens care products are sold. Look for CLEAR CARE® PLUS Solution at any local mass, drug, health or grocery retailer or online. In recent years, you may have noticed CLEAR CARE® PLUS was harder to find at your favorite store or out of stock completely. That’s because there was a supply chain shortage in 2021-2022 that made it challenging to meet the demand for this popular cleaning solution. You’ll be glad to know that the bubbles are back! We’ve been able to overcome this challenge. CLEAR CARE® PLUS should be back in stock as usual at your preferred retailer .

CLEAR CARE® PLUS travel-size bottle is 3 oz or 90 ml, if you follow the 5 second rinse instructions and fill the case to just the fill line you can get up to 9 uses.

CLEAR CARE® PLUS 12 oz bottle contains enough solution for approximately 30 days use when you follow the 5 second rinse instructions and fill the case to just the fill line.

You'll love TOTAL30®    

Take comfort to the next level with TOTAL30® contact lenses

TOTAL30® approaches 100% water at the surface,** so all that touches the eye is a gentle cushion of moisture.

*Eye exam may be required before lens trial. Professional fees may apply. Offer available at participating offices.
 **Based on a laboratory testing of unworn lenses.

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova, Republic of; North Korea, Democratic People's Rep; Russia; Israel

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Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

Find the Right Travel Insurance Plan for You

Whether you're traveling for leisure or business, you'll appreciate the benefits and coverage Allianz Travel Insurance plans can provide. With 24/7 support from our travel professionals around the world, we helped over 70 million people last year to protect themselves from the unpredictable.

OneTrip Prime

AllTrips Executive

OneTrip Rental Car Protector

OneTrip Basic

OneTrip Premier

OneTrip Emergency Medical

OneTrip Cancellation Plus

AllTrips Basic

AllTrips Prime

AllTrips Premier

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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AIG Travel Guard Insurance Review: What to Know

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Coronavirus considerations

Travel insurance plans offered by aig travel guard, how to buy a travel guard policy, additional travel insurance options and add-ons, what’s not covered by a travel guard plan, who should get a travel guard insurance policy, travel guard, recapped.

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

As one of the world’s largest insurance companies and with a 100-year history, it makes sense that AIG would offer travel insurance. AIG’s travel insurance program, called Travel Guard, provides a number of coverage options to offer peace of mind on your trips.

Travel insurance helps you get some money back if anything goes wrong on your trip. If you’re thinking about buying coverage for an upcoming trip, first look into the coverage you may get from your travel credit cards . Many basic protections are offered on cards that you may already have.

If you’re looking for additional coverage, AIG travel insurance is a solid choice. Consumers Advocate rated AIG’s plans at 4.4 stars out of 5 stars.

» Learn more: The majority of Americans plan to travel in 2022

Importantly, if you catch COVID-19 before or during your trip, you will be covered under Travel Guard’s trip cancellation benefit. If you become sick with COVID-19 during the trip, the medical expenses and trip interruption benefits will kick in. However, Travel Guard considers COVID-19 a foreseen event and as a result, certain other coronavirus-related losses may not be covered. Given the constantly evolving travel environment, review the Travel Guard’s coronavirus coverage policies so that you’re award of what is and isn’t covered.

Here’s what you need to know about AIG's Travel Guard insurance plans.

AIG travel insurance’s Travel Guard plans cover you if you need to cancel (or interrupt) your trip due to illness, injury or death of a family member. Inclement weather that causes a trip delay or cancellation is covered by all Travel Guard policies as well.

Travel Guard offers three main AIG travel insurance plans, plus a host of add-on options. Here are the most essential benefits:

Travel Guard Essential - The most basic level of coverage

Covers 100% of the cost of your trip if it gets canceled or interrupted due to illness.

Includes a $100 per day reimbursement for any delays in your trip (max $500 total).

Covers up to $15,000 in medical expenses ($500 dental), plus a $150,000 maximum for emergency medical evacuation.

Covers up to $750 in compensation for stolen luggage and a maximum of $200 if your bags get delayed by more than 24 hours.

Travel Guard Preferred - This midlevel plan gives many of the same basic coverages as the Essential, but at higher levels.

Trip cancellation pays out at 100%. If your trip gets interrupted, you’ll get 150% of the cost of the trip.

Trips delayed by more than five hours will get you up to $800 ($200/day).

You’ll be covered up to $50,000 for medical expenses ($500 dental) and up to $500,000 for emergency evacuation.

This plan offers $1,000 for lost or stolen bags and $300 for baggage delays longer than 12 hours.

Travel Guard Deluxe - The biggest benefits can be found in this highest level plan.

Like the Preferred, you’ll get 100% coverage for trip cancellation and 150% of the cost of your insured trip in the event of a trip interruption.

Up to $1,000 ($200/day) for a trip delay of five hours or more.

Up to $100,000 for medical expenses ($500 dental), $1,000,000 for emergency evacuation and $100,000 in coverage for a flight accident.

Coverage for lost or stolen bags jumps up to $2,500 and $500 for baggage delay of more than 12 hours.

A long list of "Travel Inconvenience Benefits" are also included (such as runway delays, closed attractions, diversions, etc.)

This plan also offers roadside assistance coverage for the duration of your trip, which isn't included in the other two plans.

» Learn more: How to find the best travel insurance

Travel Guard’s website is simple to navigate and provides instant quotes that clearly spell out what's covered. You’ll need to enter basic information about the trip you want coverage for, including:

Destination.

How you’re getting there (airplane, cruise or other).

Travel dates.

Your home state.

Date of birth.

How much you paid for the trip.

The date when you paid for the trip.

Once you answer the questions, you’ll instantly get price quotes for different options of insurance for your trip. Each column clearly shows what’s covered for all options in a long list, so you can quickly compare.

This example shows options based on a two-week $5,000 trip to Spain for someone who is 40 years old. In this case, the mid-tier plan costs about 6% of the total trip cost.

It’s also important to know that plan offerings change based on what state you live in; not all states are covered.

If you purchase a Travel Guard plan and need to file a claim, you can do it on their website or by calling (866) 478-8222. You can also track the status of the payment of your claim on the site.

If you’re planning multiple trips that you would like covered, look at Travel Guard’s Annual Travel Insurance Plan. This 12-month option covers multiple trips and could save you money over insuring each trip separately.

Another option is the "Pack and Go" plan, which is a good choice if you’re going on a last-minute getaway and don’t need trip cancellation protection.

There are also options to add rental vehicle damage coverage, Cancel For Any Reason coverage, and medical and security bundles to the plans. You’ll be able to select these add-ons when you’re purchasing a policy.

» Learn more: Cancel For Any Reason (CFAR) travel insurance explained

While the Essential, Preferred and Deluxe plans all offer varying degrees of coverage for your trip, there are some things that won’t be covered by any of the plans. Here are a few highlights of things that aren't included; you’ll find full lists on each policy:

Coverage for trips paid for with frequent flyer miles or loyalty rewards programs: Travel Guard will only protect the trips you pay for with cash. If you’re redeeming your points for that bucket list trip, unfortunately, you won’t qualify for coverage. However, the cost of redepositing miles back into your account is covered.

Baggage loss for eyeglasses, contact lenses, hearing aids or false teeth: These items should be kept with you in your carry-on as a general rule, since a Travel Guard policy won’t cover them.

Known events: If you knowingly book a trip with some inherent risks, it won’t be covered. For example, once the National Weather Service issues a warning for a hurricane, it becomes a known event. Once COVID-19 became a pandemic, it was categorized as a foreseeable event and was no longer covered. You can cancel the policy you purchase up to 15 days prior to your trip to receive a refund for the premium paid.

» Learn more: Does travel insurance cover award flights?

Many trips may be sufficiently covered by your credit card benefits, but you should do research to see which cards provide the best options (and remember to use that card to book the trip).

However, if you’re planning major international travel or embarking on a big cruise trip, Travel Guard's Preferred and Deluxe plans may offer better coverage than your credit card. Overall, Travel Guard plans offer a variety of coverage options with an easy-to-navigate website that could be a good fit for your next trip.

If you’re not finding what you’re looking for with a Travel Guard plan, check out an insurance comparison site like Squaremouth, where you will have a lot of different plan options to choose from.

» Learn more: Is travel insurance worth it?

Travel Guard offers several trip insurance plans with varying degrees of coverage. Some plans also allow you to purchase optional upgrades such as CFAR and auto rental coverage. Plan availability differs by state, so make sure you input your trip details to see what plans are available to you.

If you have a premium travel credit card, you may already have some elements of travel insurance coverage included for free. Before you decide to purchase a comprehensive policy, check what coverage you may already have from your credit card.

Travel Guard’s insurance plans offer trip cancellation, trip interruption, emergency medical coverage and evacuation, baggage delay, baggage loss, and more. Some policies may also allow you to add on benefits like Cancel For Any Reason and car rental damage coverage.

If you need to cancel your trip for a covered reason (e.g., unforeseen sickness or injury of you or your family member, required work, victim of a crime, inclement weather, financial default of travel supplier, etc.) you will be covered. To see the whole list of covered reasons, refer to the terms and conditions of your policy.

To get a refund, you will need to file a claim by either calling (866) 478-8222 or submitting it online at its claims page . You may be required to provide verifying documentation to substantiate your claims so keep any receipts that you intend to submit. You can also check the status of your claim at any time on Travel Guard’s website .

The Cancel For Any Reason optional upgrade is available on certain Travel Guard plans. Travel Guard’s CFAR add-on allows you to cancel a trip for any reason whatsoever and get 50%-75% of your nonrefundable deposit back as long as the trip is canceled at least two days prior to the scheduled departure date.

To get a refund, you will need to file a claim by either calling (866) 478-8222 or submitting it online

at its claims page

. You may be required to provide verifying documentation to substantiate your claims so keep any receipts that you intend to submit. You can also check the status of your claim at any time

on Travel Guard’s website

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Leading the way to safe and healthy travel

From consulting services and proprietary decision support software to emergency evacuation, international medical insurance, visas and training, travelcare ® is the choice of organizations and medical professionals to protect traveler wellbeing. travelcare customers include fortune 100 companies, retail pharmacy chains, universities, hospitals and medical offices throughout the u.s. and canada. to see how we can help you travel safely contact us today, decision support software.

As a medical professional you need the confidence to make the right risk mitigation recommendations including immunizations and disease prevention. TravelCare’s software gives you the right information for over 230 destinations, just a click away.

Consulting Services

Engage TravelCare's consulting services to complete a comprehensive review of your traveler Duty of Care and risk mitigation policies. Our experts will recommend best practices, establish a plan and help you deliver a best in class solution for your international travelers.

Evacuation & Medical Insurance

Travelers get peace of mind by protecting your health and financial well-being with TravelCare’s affordable, best in class, emergency evacuation and international travel health insurance.

Travel Medicine Training

Beginner or refresher, TravelCare has partnered with USC to deliver the preeminent travel medicine training course. Grow your business, expand your knowledge and learn skills to care for patients traveling internationally.

Simple Flying

Lufthansa group begins offering optional covid-19 insurance.

The Lufthansa Group has introduced an optional COVID-19 insurance plan for passengers flying with Lufthansa, SWISS and Austrian Airlines. Effective immediately, passengers opting for Lufthansa insurance packages will be covered in the event of COVID-related problems.

Lufthansa's Travel Care and Travel Care Plus

Lufthansa offers passengers two options when booking travel insurance - 'Travel Care' and 'Travel Care Plus'. With the Travel Care package, travelers will be compensated if they are forced to quarantine due to a COVID-19 infection.

Stay informed:  Sign up for our  daily aviation news digest .

The package also includes trip interruption insurance and travel cancellation. It isn't clear what costs are covered by the compensation and how much passengers are likely to receive in the event of infection and quarantining. It is worth noting that Finnair's recent COVID insurance policy covers quarantine costs of up to €100 per day. According to Lufthansa's official website ,

"the Travel Care option includes a compensation payment for the passenger in case he/she has to go into quarantine at his/her destination due to a Covid-19 infection."

Travelers also have the option of upgrading to the Travel Care Plus insurance package. Along with all the benefits of the Travel Care deal, Travel Care Plus passengers are covered on all medical costs related to a COVID-19 infection, including emergency medical repatriation costs.

Not the first to provide COVID insurance

Several airlines across the globe have introduced COVID coverage into their insurance policies over the past few months. Etihad Airways , Virgin Atlantic and WestJet are just a few airlines to provide passengers with complimentary COVID insurance. Lufthansa Group's initiative differs in that coverage is optional, making the carrier,

"...one of the first airlines to offer its customers travel insurance with Covid-19 coverage as a supplement travel product."

The Lufthansa Group's long-term partner for insurance is AIG, an American multinational corporation. Passengers booking optional insurance packages on flights with Lufthansa Group will be covered by AIG Travel, a branch of AIG responsible for providing travel insurance. Along with COVID coverage, passengers will receive the usual insurance coverage, including foreign medical insurance and emergency assistance, along with other standard benefits.

Rapid pre-flight testing

In addition to expanding its insurance coverage, Lufthansa Group is introducing rapid COVID testing on select flights in Munich and Hamburg. As part of the initiative, travelers will be administered an antigen COVID test free of charge before flights. Test results will be available within 30-60 minutes - only passengers receiving a negative result will have their boarding passes activated.

Lufthansa's COVID coverage will hopefully restore public confidence in commercial aviation, while its rapid testing pilot aims to minimize the virus's spread. Customer, IT & Corporate Responsibility Executive, Christina Foerster, explained the reasoning behind Lufthansa's latest initiative:

"With our test strategy, we are pursuing the goal of using the data obtained to gain important insights into the use of rapid tests. Successful testing of entire flights can be the key to revitalizing international air traffic.”

Would COVID insurance coverage restore your confidence in air travel?

The best travel insurance policies and providers

It's easy to dismiss the value of travel insurance until you need it.

Many travelers have strong opinions about whether you should buy travel insurance . However, the purpose of this post isn't to determine whether it's worth investing in. Instead, it compares some of the top travel insurance providers and policies so you can determine which travel insurance option is best for you.

Of course, as the coronavirus remains an ongoing concern, it's important to understand whether travel insurance covers pandemics. Some policies will cover you if you're diagnosed with COVID-19 and have proof of illness from a doctor. Others will take coverage a step further, covering additional types of pandemic-related expenses and cancellations.

Know, though, that every policy will have exclusions and restrictions that may limit coverage. For example, fear of travel is generally not a covered reason for invoking trip cancellation or interruption coverage, while specific stipulations may apply to elevated travel warnings from the Centers for Disease Control and Prevention.

Interested in travel insurance? Visit InsureMyTrip.com to shop for plans that may fit your travel needs.

So, before buying a specific policy, you must understand the full terms and any special notices the insurer has about COVID-19. You may even want to buy the optional cancel for any reason add-on that's available for some comprehensive policies. While you'll pay more for that protection, it allows you to cancel your trip for any reason and still get some of your costs back. Note that this benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify.

In this guide, we'll review several policies from top travel insurance providers so you have a better understanding of your options before picking the policy and provider that best address your wants and needs.

The best travel insurance providers

To put together this list of the best travel insurance providers, a number of details were considered: favorable ratings from TPG Lounge members, the availability of details about policies and the claims process online, positive online ratings and the ability to purchase policies in most U.S. states. You can also search for options from these (and other) providers through an insurance comparison site like InsureMyTrip .

When comparing insurance providers, I priced out a single-trip policy for each provider for a $2,000, one-week vacation to Istanbul . I used my actual age and state of residence when obtaining quotes. As a result, you may see a different price — or even additional policies due to regulations for travel insurance varying from state to state — when getting a quote.

AIG Travel Guard

AIG Travel Guard receives many positive reviews from readers in the TPG Lounge who have filed claims with the company. AIG offers three plans online, which you can compare side by side, and the ability to examine sample policies. Here are three plans for my sample trip to Turkey.

AIG Travel Guard also offers an annual travel plan. This plan is priced at $259 per year for one Florida resident.

Additionally, AIG Travel Guard offers several other policies, including a single-trip policy without trip cancellation protection . See AIG Travel Guard's COVID-19 notification and COVID-19 advisory for current details regarding COVID-19 coverage.

Preexisting conditions

Typically, AIG Travel Guard wouldn't cover you for any loss or expense due to a preexisting medical condition that existed within 180 days of the coverage effective date. However, AIG Travel Guard may waive the preexisting medical condition exclusion on some plans if you meet the following conditions:

• You purchase the plan within 15 days of your initial trip payment.
• The amount of coverage you purchase equals all trip costs at the time of purchase. You must update your coverage to insure the costs of any subsequent arrangements that you add to your trip within 15 days of paying the travel supplier for these additional arrangements.
• You must be medically able to travel when you purchase your plan.

Standout features

• The Deluxe and Preferred plans allow you to purchase an upgrade that lets you cancel your trip for any reason. However, reimbursement under this coverage will not exceed 50% or 75% of your covered trip cost.
• You can include one child (age 17 and younger) with each paying adult for no additional cost on most single-trip plans.
• Other optional upgrades, including an adventure sports bundle, a baggage bundle, an inconvenience bundle, a pet bundle, a security bundle and a wedding bundle, are available on some policies. So, an AIG Travel Guard plan may be a good choice if you know you want extra coverage in specific areas.

Purchase your policy here: AIG Travel Guard .

Allianz Travel Insurance

Allianz is one of the most highly regarded providers in the TPG Lounge, and many readers found the claim process reasonable. Allianz offers many plans, including the following single-trip plans for my sample trip to Turkey.

If you travel frequently, it may make sense to purchase an annual multi-trip policy. For this plan, all of the maximum coverage amounts in the table below are per trip (except for the trip cancellation and trip interruption amounts, which are an aggregate limit per policy). Trips typically must last no more than 45 days, although some plans may cover trips of up to 90 days.

See Allianz's coverage alert for current information on COVID-19 coverage.

Most Allianz travel insurance plans may cover preexisting medical conditions if you meet particular requirements. For the OneTrip Premier, Prime and Basic plans, the requirements are as follows:

• You purchased the policy within 14 days of the date of the first trip payment or deposit.
• You were a U.S. resident when you purchased the policy.
• You were medically able to travel when you purchased the policy.
• On the policy purchase date, you insured the total, nonrefundable cost of your trip (including arrangements that will become nonrefundable or subject to cancellation penalties before your departure date). If you incur additional nonrefundable trip expenses after purchasing this policy, you must insure them within 14 days of their purchase.
• Allianz offers reasonably priced annual policies for independent travelers and families who take multiple trips lasting up to 45 days (or 90 days for select plans) per year.
• Some Allianz plans provide the option of receiving a flat reimbursement amount without receipts for trip delay and baggage delay claims. Of course, you can also submit receipts to get up to the maximum refund.
• For emergency transportation coverage, you or someone on your behalf must contact Allianz, and Allianz must then make all transportation arrangements in advance. However, most Allianz policies provide an option if you cannot contact the company: Allianz will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Allianz Travel Insurance .

American Express Travel Insurance

American Express Travel Insurance offers four different package plans and a build-your-own coverage option. You don't have to be an American Express cardholder to purchase this insurance. Here are the four package options for my sample weeklong trip to Turkey. Unlike some other providers, Amex won't ask for your travel destination on the initial quote (but will when you purchase the plan).

Amex's build-your-own coverage plan is unique because you can purchase just the coverage you need. For most types of protection, you can even select the coverage amount that works best for you.

The prices for the packages and the build-your-own plan don't increase for longer trips — as long as the trip cost remains constant. However, the emergency medical and dental benefit is only available for your first 60 days of travel.

Typically, Amex won't cover any loss you incur because of a preexisting medical condition that existed within 90 days of the coverage effective date. However, Amex may waive its preexisting-condition exclusion if you meet both of the following requirements:

• You must be medically able to travel at the time you pay the policy premium.
• You pay the policy premium within 14 days of making the first covered trip deposit.
• Amex's build-your-own coverage option allows you to only purchase — and pay for — the coverage you need.
• Coverage on long trips doesn't cost more than coverage for short trips, making this policy ideal for extended getaways. However, the emergency medical and dental benefit only covers your first 60 days of travel.
• American Express Travel Insurance can protect travel expenses you purchase with Amex Membership Rewards points in the Pay with Points program (as well as travel expenses bought with cash, debit or credit). However, travel expenses bought with other types of points and miles aren't covered.

Purchase your policy here: American Express Travel Insurance .

GeoBlue is different from most other providers described in this piece because it only provides medical coverage while you're traveling internationally and does not offer benefits to protect the cost of your trip. There are many different policies. Some require you to have primary health insurance in the U.S. (although it doesn't need to be provided by Blue Cross Blue Shield), but all of them only offer coverage while traveling outside the U.S.

Two single-trip plans are available if you're traveling for six months or less. The Voyager Choice policy provides coverage (including medical services and medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger and already have a U.S. health insurance policy.

The Voyager Essential policy provides coverage (including medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger, regardless of whether they have primary health insurance.

In addition to these options, two multi-trip plans cover trips of up to 70 days each for one year. Both policies provide coverage (including medical services and medical evacuation for preexisting conditions) to travelers with primary health insurance.

Be sure to check out GeoBlue's COVID-19 notices before buying a plan.

Most GeoBlue policies explicitly cover sudden recurrences of preexisting conditions for medical services and medical evacuation.

• GeoBlue can be an excellent option if you're mainly concerned about the medical side of travel insurance.
• GeoBlue provides single-trip, multi-trip and long-term medical travel insurance policies for many different types of travel.

Purchase your policy here: GeoBlue .

IMG offers various travel medical insurance policies for travelers, as well as comprehensive travel insurance policies. For a single trip of 90 days or less, there are five policy types available for vacation or holiday travelers. Although you must enter your gender, males and females received the same quote for my one-week search.

You can purchase an annual multi-trip travel medical insurance plan. Some only cover trips lasting up to 30 or 45 days, but others provide coverage for longer trips.

See IMG's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Most plans may cover preexisting conditions under set parameters or up to specific amounts. For example, the iTravelInsured Travel LX travel insurance plan shown above may cover preexisting conditions if you purchase the insurance within 24 hours of making the final payment for your trip.

For the travel medical insurance plans shown above, preexisting conditions are covered for travelers younger than 70. However, coverage is capped based on your age and whether you have a primary health insurance policy.

• Some annual multi-trip plans are modestly priced.
• iTravelInsured Travel LX may offer optional cancel for any reason and interruption for any reason coverage, if eligible.

Purchase your policy here: IMG .

Travelex Insurance

Travelex offers three single-trip plans: Travel Basic, Travel Select and Travel America. However, only the Travel Basic and Travel Select plans would be applicable for my trip to Turkey.

See Travelex's COVID-19 coverage statement for coronavirus-specific information.

Typically, Travelex won't cover losses incurred because of a preexisting medical condition that existed within 60 days of the coverage effective date. However, the Travel Select plan may offer a preexisting condition exclusion waiver. To be eligible for this waiver, the insured traveler must meet all the following conditions:

• You purchase the plan within 15 days of the initial trip payment.
• The amount of coverage purchased equals all prepaid, nonrefundable payments or deposits applicable to the trip at the time of purchase. Additionally, you must insure the costs of any subsequent arrangements added to the same trip within 15 days of payment or deposit.
• All insured individuals are medically able to travel when they pay the plan cost.
• The trip cost does not exceed the maximum trip cost limit under trip cancellation as shown in the schedule per person (only applicable to trip cancellation, interruption and delay).
• Travelex's Travel Select policy can cover trips lasting up to 364 days, which is longer than many single-trip policies.
• Neither Travelex policy requires receipts for trip and baggage delay expenses less than $25.
• For emergency evacuation coverage, you or someone on your behalf must contact Travelex and have Travelex make all transportation arrangements in advance. However, both Travelex policies provide an option if you cannot contact Travelex: Travelex will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Travelex Insurance .

Seven Corners

Seven Corners offers a wide variety of policies. Here are the policies that are most applicable to travelers on a single international trip.

Seven Corners also offers many other types of travel insurance, including an annual multi-trip plan. You can choose coverage for trips of up to 30, 45 or 60 days when purchasing an annual multi-trip plan.

See Seven Corner's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Typically, Seven Corners won't cover losses incurred because of a preexisting medical condition. However, the RoundTrip Choice plan offers a preexisting condition exclusion waiver. To be eligible for this waiver, you must meet all of the following conditions:

• You buy this plan within 20 days of making your initial trip payment or deposit.
• You or your travel companion are medically able and not disabled from travel when you pay for this plan or upgrade your plan.
• You update the coverage to include the additional cost of subsequent travel arrangements within 15 days of paying your travel supplier for them.
• Seven Corners offers the ability to purchase optional sports and golf equipment coverage. If purchased, this extra insurance will reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for six or more hours. However, Seven Corners must authorize the expenses in advance.
• You can add cancel for any reason coverage or trip interruption for any reason coverage to RoundTrip plans. Although some other providers offer cancel for any reason coverage, trip interruption for any reason coverage is less common.
• Seven Corners' RoundTrip Choice policy offers a political or security evacuation benefit that will transport you to the nearest safe place or your residence under specific conditions. You can also add optional event ticket registration fee protection to the RoundTrip Choice policy.

Purchase your policy here: Seven Corners .

World Nomads

World Nomads is popular with younger, active travelers because of its flexibility and adventure-activities coverage on the Explorer plan. Unlike many policies offered by other providers, you don't need to estimate prepaid costs when purchasing the insurance to have access to trip interruption and cancellation insurance.

World Nomads offers two single-trip plans.

World Nomads has a page dedicated to coronavirus coverage , so be sure to view it before buying a policy.

World Nomads won't cover losses incurred because of a preexisting medical condition (except emergency evacuation and repatriation of remains) that existed within 90 days of the coverage effective date. Unlike many other providers, World Nomads doesn't offer a waiver.

• World Nomads' policies cover more adventure sports than most providers, so activities such as bungee jumping are included. The Explorer policy covers almost any adventure sport, including skydiving, stunt flying and caving. So, if you partake in adventure sports while traveling, the Explorer policy may be a good fit.
• World Nomads' policies provide nonmedical evacuation coverage for transportation expenses if there is civil or political unrest in the country you are visiting. The coverage may also transport you home if there is an eligible natural disaster or a government expels you.

Purchase your policy here: World Nomads .

Other options for buying travel insurance

This guide details the policies of eight providers with the information available at the time of publication. There are many options when it comes to travel insurance, though. To compare different policies quickly, you can use a travel insurance aggregator like InsureMyTrip to search. Just note that these search engines won't show every policy and every provider, and you should still research the provided policies to ensure the coverage fits your trip and needs.

You can also purchase a plan through various membership associations, such as USAA, AAA or Costco. Typically, these organizations partner with a specific provider, so if you are a member of any of these associations, you may want to compare the policies offered through the organization with other policies to get the best coverage for your trip.

Related: Should you get travel insurance if you have credit card protection?

Is travel insurance worth getting?

Whether you should purchase travel insurance is a personal decision. Suppose you use a credit card that provides travel insurance for most of your expenses and have medical insurance that provides adequate coverage abroad. In that case, you may be covered enough on most trips to forgo purchasing travel insurance.

However, suppose your medical insurance won't cover you at your destination and you can't comfortably cover a sizable medical evacuation bill or last-minute flight home . In that case, you should consider purchasing travel insurance. If you travel frequently, buying an annual multi-trip policy may be worth it.

What is the best COVID-19 travel insurance?

There are various aspects to keep in mind in the age of COVID-19. Consider booking travel plans that are fully refundable or have modest change or cancellation fees so you don't need to worry about whether your policy will cover trip cancellation. This is important since many standard comprehensive insurance policies won't reimburse your insured expenses in the event of cancellation if it's related to the fear of traveling due to COVID-19.

However, if you book a nonrefundable trip and want to maintain the ability to get reimbursed (up to 75% of your insured costs) if you choose to cancel, you should consider buying a comprehensive travel insurance policy and then adding optional cancel for any reason protection. Just note that this benefit is time-sensitive and has eligibility requirements, so not all travelers will qualify.

Providers will often require CFAR purchasers insure the entire dollar amount of their travels to receive the coverage. Also, many CFAR policies mandate that you must cancel your plans and notify all travel suppliers at least 48 hours before your scheduled departure.

Likewise, if your primary health insurance won't cover you while on your trip, it's essential to consider whether medical expenses related to COVID-19 treatment are covered. You may also want to consider a MedJet medical transport membership if your trip is to a covered destination for coronavirus-related evacuation.

Ultimately, the best pandemic travel insurance policy will depend on your trip details, travel concerns and your willingness to self-insure. Just be sure to thoroughly read and understand any terms or exclusions before purchasing.

What are the different types of travel insurance?

Whether you purchase a comprehensive travel insurance policy or rely on the protections offered by select credit cards, you may have access to the following types of coverage:

• Baggage delay protection may reimburse for essential items and clothing when a common carrier (such as an airline) fails to deliver your checked bag within a set time of your arrival at a destination. Typically, you may be reimbursed up to a particular amount per incident or per day.
• Lost/damaged baggage protection may provide reimbursement to replace lost or damaged luggage and items inside that luggage. However, valuables and electronics usually have a relatively low maximum benefit.
• Trip delay reimbursement may provide reimbursement for necessary items, food, lodging and sometimes transportation when you're delayed for a substantial time while traveling on a common carrier such as an airline. This insurance may be beneficial if weather issues (or other covered reasons for which the airline usually won't provide compensation) delay you.
• Trip cancellation and interruption protection may provide reimbursement if you need to cancel or interrupt your trip for a covered reason, such as a death in your family or jury duty.
• Medical evacuation insurance can arrange and pay for medical evacuation if deemed necessary by the insurance provider and a medical professional. This coverage can be particularly valuable if you're traveling to a region with subpar medical facilities.
• Travel accident insurance may provide a payment to you or your beneficiary in the case of your death or dismemberment.
• Emergency medical insurance may provide payment or reimburse you if you must seek medical care while traveling. Some plans only cover emergency medical care, but some also cover other types of medical care. You may need to pay a deductible or copay.
• Rental car coverage may provide a collision damage waiver when renting a car. This waiver may reimburse for collision damage or theft up to a set amount. Some policies also cover loss-of-use charges assessed by the rental company and towing charges to take the vehicle to the nearest qualified repair facility. You generally need to decline the rental company's collision damage waiver or similar provision to be covered.

Should I buy travel health insurance?

If you purchase travel with credit cards that provide various trip protections, you may not see much need for additional travel insurance. However, you may still wonder whether you should buy travel medical insurance.

If your primary health insurance covers you on your trip, you may not need travel health insurance. Your domestic policy may not cover you outside the U.S., though, so it's worth calling the number on your health insurance card if you have coverage questions. If your primary health insurance wouldn't cover you, it's likely worth purchasing travel medical insurance. After all, as you can see above, travel medical insurance is often very modestly priced.

How much does travel insurance cost?

Travel insurance costs depend on various factors, including the provider, the type of coverage, your trip cost, your destination, your age, your residency and how many travelers you want to insure. That said, a standard travel insurance plan will generally set you back somewhere between 4% and 10% of your total trip cost. However, this can get lower for more basic protections or become even higher if you include add-ons like cancel for any reason protection.

The best way to determine how much travel insurance will cost is to price out your trip with a few providers discussed in the guide. Or, visit an insurance aggregator like InsureMyTrip to quickly compare options across multiple providers.

When and how to get travel insurance

For the most robust selection of available travel insurance benefits — including time-sensitive add-ons like CFAR protection and waivers of preexisting conditions for eligible travelers — you should ideally purchase travel insurance on the same day you make your first payment toward your trip.

However, many plans may still offer a preexisting conditions waiver for those who qualify if you buy your travel insurance within 14 to 21 days of your first trip expense or deposit (this time frame may vary by provider). If you don't need a preexisting conditions waiver or aren't interested in CFAR coverage, you can purchase travel insurance once your departure date nears.

You must purchase coverage before it's needed. Some travel medical plans are available for purchase after you have departed, but comprehensive plans that include medical coverage must be purchased before departing.

Additionally, you can't buy any medical coverage once you require medical attention. The same applies to all travel insurance coverage. Once you recognize the need, it's too late to protect your trip.

Once you've shopped around and decided upon the best travel insurance plan for your trip, you should be able to complete your purchase online. You'll usually be able to download your insurance card and the complete policy shortly after the transaction is complete.

Related: 7 times your credit card's travel insurance might not cover you

Bottom line

Not all travel insurance policies and providers are equal. Before buying a plan, read and understand the policy documents. By doing so, you can choose a plan that's appropriate for you and your trip — including the features that matter most to you.

For example, if you plan to go skiing or rock climbing, make sure the policy you buy doesn't contain exclusions for these activities. Likewise, if you're making two back-to-back trips during which you'll be returning home for a short time in between, be sure the plan doesn't terminate coverage at the end of your first trip.

If you're looking to cover a sudden recurrence of a preexisting condition, select a policy with a preexisting condition waiver and fulfill the requirements for the waiver. After all, buying insurance won't help if your policy doesn't cover your losses.

Disclaimer : This information is provided by IMT Services, LLC ( InsureMyTrip.com ), a licensed insurance producer (NPN: 5119217) and a member of the Tokio Marine HCC group of companies. IMT's services are only available in states where it is licensed to do business and the products provided through InsureMyTrip.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not create or modify any insurance policy terms in any way. For more information, please visit www.insuremytrip.com .

Carefree travel: Austrian Airlines expands Covid-19 insurance offers

• 21 June 2021
• Service/Product/Awards

Service, Product, Awards

• Carefree and relaxed traveling with AXA Partners “Travel Care Basic” and AIG “Travel Care” as well as “Travel Care Plus” • Individual travel cover in the event of a Covid-19 illness • Insurance covers medical costs and compensation in case of quarantine

Many Austrians want to catch up on their long-awaited summer holiday. With the flexible and free rebooking option until the end of July 2021 and the individual insurance packages that offer comprehensive protection in the event of a Covid-19 illness, Austrian Airlines enables passengers to travel without worries. In addition to the existing “Travel Care” and “Travel Care Plus” packages from AIG Europe S.A., the AXA Partners insurance package “Travel Care Basic” now offers additional travel protection.

The new “Travel Care Basic” package offers quick access to German and English-speaking doctors who provide initial information on medical questions worldwide. In addition, medical costs are covered in the event of a Covid-19 illness or treatment abroad, including repatriation. Travel liability and travel accident insurance are also included. If accommodation is required due to quarantine or lockdown, this is covered for up to 14 nights and up to 175 euros per night. Travellers can book “Travel Care Basic” for only 14.99 euros per trip and person directly on the Austrian Airlines  website  until shortly before departure.

Optionally, passengers can also choose between the previous insurance packages. While “Travel Care” includes compensation for passengers in the event of quarantine at the destination or travel cancellation and interruption insurance, the “Travel Care Plus” option additionally covers medical costs in the event of a Covid-19 illness up to and including emergency return transport.

More information about the insurance products and booking options are available on the Austrian Airlines  website .

Please address media requests to:

AUSTRIAN AIRLINES Press Office Telephone: +43 (0)5 1766-11231 [email protected] https://www.austrianairlines.ag/Press/

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Coverage available to residents of U.S. states and the District of Columbia only. These plans provide insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of each policy with your existing life, health, home, and automobile insurance policies, as well as any other coverage which you may already have or is available to you, including through other insurers, as a member of an organization, or through your credit card program(s). If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc .(Travel Guard). California lic. no. 0B93606, 3300 Business Park Drive, Stevens Point, WI 54482,  www.travelguard.com.  CA DOI toll free number: 800-927-HELP.

This is only a brief description of the coverage(s) available. The policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Ave of the Americas, Floor 41, New York, NY, 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

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Protect your trip with the insurance cover of our partner AIG. Our individual insurance packages already include all the important Covid-19 benefits and so protect you comprehensively even in the event that you fall ill with Covid-19.

With our insurance partner AIG Europe S.A. we offer you two individual packages for your protection. These can be purchased partly during booking and partly after booking. 

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AIG Travel Care

The insurance package Travel Care is valid in connection with a flight booking and, in addition to travel cancellation and travel interruption insurance, also includes additional Covid-19 benefits such as a compensation payment should you have to go into quarantine because of a Covid-19 infection at your destination.

• Travel cancellation insurance
• Travel interruption insurance
• Refund of hotel accommodation and rebooking costs due to quarantine
• Pre-travel information and assistance in the event of any entry problems related to Covid-19
• Costs dependent on travel dates

AIG Travel Care Plus

In addition to the benefits of Travel Care, medical expenses are also covered in the Plus package in the event that you fall ill with Covid-19. Any medical emergency return transport is covered as well.

• Medical assistance and worldwide access to German- and English-speaking doctors
• Cover for medical expenses in connection with a Covid-19 infection or treatment abroad, incl. return transport

Terms and conditions of insurance

The insurance packages AIG Travel Care and AIG Travel Care Plus can be booked with the Lufthansa Group insurance partner AIG Europe S.A. via the direct sales channels for passengers residing in Germany, Austria, Switzerland, Belgium, France, Spain, Italy, the Netherlands and Portugal*.

* Customers receive different products when making bookings involving Denmark, Finland, Greece, Ireland, Kuwait, Norway, the Netherlands, Poland, Portugal, Romania, Sweden, South Africa, the Czech Republic, Hungary, the United States of America, and the United Arab Emirates.

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World Malaria Day

by Care Plus® | 25 Apr, 2023 | Blog

25 April is World Malaria Day. This day was created by the World Health Organization to commemorate the enormous impact caused by the bite of a mosquito infected with malaria parasites. Read more about our fight against malaria in our new Malaria Impact Report 2022.

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6 Wellness Treatments to Help Make Travel a Breeze

From gua sha and cold plunges to lymphatic drainage and acupuncture, here’s how to alleviate some of that travel stress.

The spontaneity of travel is one of the reasons people love it—the ability to go on adventures, ignore your regular schedule and make memories. It’s okay to let loose, relax and completely unwind . That said, there’s no denying that travel can wreak havoc on your body, from skin breakouts to back pain. 

One of the most common symptoms of static sitting (staying in one seated alignment for an extended period of time, which is often the case on an airplane, train or other forms of transportation) is swelling in the lower body, especially the ankles. Changes in eating and sleeping habits can also have adverse effects, including general puffiness, dry skin and muscle tension. This is only exacerbated by the weakened immune systems that are so often the result of travel. 

These are all symptoms of a general disruption in our body’s natural rhythm and flow. That disruption can cause your system to take a turn for the worse, according to Gabriel Sher, the chief of acupuncture at Ora Space . “In Chinese medicine, we believe that the system works best on a schedule. When one travels, one's schedule changes and the system is thrown out of balance,” he tells Observer. 

Getting enough sleep, moving your body and healthy eating are key to staying on track, but in order to ease this burden, why not treat yourself to a bit more self-care ? There are quite a few treatments out there featuring methods to prevent or reverse this disruption in your routine and get you ready for your next trip. Below, see the best treatments for jet-setters to try now.

The Best Wellness Treatments for Jet-Setters

Acupuncture facial, face gua sha and cupping treatment, recovery massage, immune iv drip, dry cold plunge, lymphatic drainage massage.

An acupuncture facial, which involves inserting needles into specific points on the face, can help balance the flow of energy, improve sleep and calm the mind. It typically involves very little pain and no numbing. The 75-minute resetting treatment at Ora Space is completely customizable, and can include a combination of acupuncture, gua sha, microcurrent, lymphatic massage and an adaptogenic tonic. This treatment is also a good pick if you are struggling with facial puffiness or neck tension.

Gwyneth Paltrow , Kaia Gerber , Olivia Rodrigo and so many more famous faces have spoken about their love of gua sha, a healing method that uses a smooth-edged tool to press-stroke your skin, can help reduce inflammation. According to Sandra Lanshin Chiu , a licensed acupuncturist at Treatment by Lanshin , a professional treatment takes this wellness treatment to a new level, targeting facial puffiness and neck and jaw tension. Their treatment utilizes gua sha and facial cupping, a therapy that uses suction cups to stimulate the skin. This combination is used to break up stagnation in the underlying tissues and restore balance for a more glowing appearance. If you are in need of an even deeper relaxation, the treatment is customizable and can incorporate acupuncture and deep skin moisturizing. 

Massages, especially those which focus on recovery like a deep tissue massage, are a great way to recuperate after travel. Recovery massages, like ones offered at Bamford Wellness Spa at 1 Hotel Brooklyn Bridge , usually utilize slow strokes, direct pressure or friction movements that go across the muscle grain, to help stiffness, pressure and tension. This helps oxygenate the blood, improve circulation and thus reduce the inflammation and swelling often caused by plane travel.

IV drips are intravenous infusions that can be customized to help your body receive certain vitamins, antioxidants, amino acids and minerals. These have been used for decades to help supplement the treatment of certain ailments such as respiratory infections, but have definitely gained popularity over the past several years. Dripology’s Immunity Plus IV  is formulated to help support your immune system; it contains a mixed fluid of lysine and vitamin C, which can help fight off viruses while also providing the extra nutrients you need to stay energetic and healthy during your trip, and also help restore you after a strenuous getaway.

Standing in a freezing cold cryo-chamber is probably not what you were planning to do after a vacation, but it just might be what you need for a post-travel refresh. Cryotherapy, the usage of extreme cold in medical treatments, utilizes the water's icy temperature to constrict blood vessels and reduce swelling, which may help alleviate muscle soreness and speed up recovery; Lizzo , Harry Styles and Hailey Bieber have all touted the benefits. If you don’t want to actually get into a freezing tub of water, try a dry cold plunge experience in a Cryochamber, which is available at a few spas, including Chill Space NYC and LA Cryo . This hyper-cooling process energizes your body with pulsations of nitrogen mist at temperatures as low as -220 degrees, accelerating muscle recovery you need. This is an extremely easy way to wake up after a long flight and is also a great way to fight off jet lag.

The benefits of lymphatic drainage massages have been espoused by everyone from Hailey Bieber and Kendall Jenner to Anne Hathaway and Jennifer Aniston . A lymphatic drainage massage, which uses light physical pressure to activate the lymphatic system, drains the lymph node, which reduces swelling. It can also help diminish stress and fatigue. These massage sessions can include a traditional Vodder Manual Lymphatic Drainage (MLD) or more vigorous fascia release and contour strokes. A MLD usually starts with the lymph nodes in the neck, groin and armpits, before moving to other draining areas in your body, to help spread and remove the congested lymph fluid.

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Passage to Siberia: Exploring historic Tyumen

Tyumen. View up the Tura River. From left: Church of the Elevation of the Cross, School of Commerce, Trinity Monastery with Church of Sts. Peter and Paul and Trinity Cathedral. September 4, 1999

At the beginning of the 20th century, Russian chemist and photographer Sergey Prokudin-Gorsky developed a complex process for vivid color photography. His vision of photography as a form of education and enlightenment was demonstrated with special clarity through his images of architectural monuments in the historic sites throughout the Russian heartland.

Tyumen. View up the Tura River. From left: Annunciation Cathedral (demolished); Church of Elevation of the Cross; Church of the Ascension & St. George; Trinity Monastery. Summer 1912

In June 1912, Prokudin-Gorsky ventured into western Siberia as part of a commission to document the Kama-Tobolsk Waterway, a link between the European and Asian sides of the Ural Mountains. The town of Tyumen served as his launching point for the journey north to Tobolsk, on the Irtysh River.

Cathedral of Icon of Virgin of the Sign, south view. August 29, 1999

During his journey, Prokudin-Gorsky took several extraordinarily valuable photographs of both Tyumen and Tobolsk . My photographs of Tyumen and Tobolsk were taken in the late Summer of 1999.

Humble beginnings

Cathedral of Icon of Virgin of the Sign, southwest view. August 29, 1999

Considered the earliest permanent Russian settlement in Siberia, Tyumen was founded in 1586 on the site of a Tatar encampment at the confluence of the Tura and Tiumenka Rivers. The initiative for its creation came from Boris Godunov, the power behind the throne of Tsar Fedor (son of Ivan the Terrible) and, eventually, to become tsar himself in 1598. 

Cathedral of Icon of Virgin of the Sign, south facade. August 29, 1999

Godunov was closely allied with the Stroganovs, who from their commercial center at the northern town of Solvychegodsk had sent a detachment of Cossacks commanded by a certain Yermak deep into Siberia to challenge the power of the ruler of Siberian Tatars, Khan Kuchum. Although the precise dates are open to question, it appears that, in the Fall of 1581, Yermak captured Chingi-Tura (later Tyumen), but abandoned his conquest, in order to proceed straight to Kashlyk, capital of Khan Kuchum, whom Yermak defeated in 1582 during a battle near the Irtysh River. 

Church of the Miraculous Image of the Savior, southwest view. Originally built in 1794-1819, this is an excellent example of "Siberian Baroque" architecture. August 29, 1999

Following Yermak’s death in a surprise Tatar raid in 1584, his conquests remained temporarily unconsolidated after his death. Nonetheless, Boris Godunov was aware of the enormous significance of Siberia and launched a campaign to found settlements, as he did in other border areas of the medieval Muscovite state.

Church of the Ascension & St. George, south view. Originally built in 1770-89, defaced during the 1930s & restored after 2003 with rebuilding of bell tower. September 4, 1999

Like other early Russian Siberian towns, Tyumen originally served as a garrison fortress for Cossacks and other troops, who protected newly developing trade routes in all directions. The eastern connections with China gained particular importance during the 17th century. 

Location, Location, Location

Church of the Elevation of the Cross, southeast view. Built in 1774-91. August 29, 1999

Tyumen’s location on the Tura River also provided a direct link westward with the gateway town of Verkhoturye founded by Boris Godunov on the Asian side of the Ural Mountains in 1598. And to the east and north of Tyumen, the Tura River merges with the Tobol, which in turn joins the great Irtysh near Tobolsk. By virtue of its location, Tyumen was destined from the beginning to play a significant role in the Russian development of Siberia.

City Council Building. Originally built in 1828-33 in a simplified neoclassical style. Chiming clock was added in 1857. August 29, 1999

The opening of Siberia for Russian colonization during the late 16th and 17th centuries was an epic confrontation between the vast distances of this severe land and the enterprise of Russian merchants, whose commercial interests coincided with the tsars’ appetite for eastern expansion. Although its rivers were only tributaries of the Irtysh (itself a tributary of the great Ob River), Tyumen was well situated to utilize Siberia’s vast water network.      

Kolokolnikov house, corner of Republic Street 18 & Turgenev Street. Originally built in 1804 by the merchant Ivan Ikonnikov, this superb example of classical wooden architecture was acquired in 1888 by the merchant Ivan Kolokolnikov, who modified the original design. August 29, 1999

Like most early Russian towns in Siberia, Tyumen originally served as a fortified settlement for Cossacks and other troops, who in the 17th century protected newly developing trade routes, particularly with China. 

Nikolai Masharov mansion, Lenin Street 24. Built in the late 19th century by the founder of the Tyumen Ironworks. August 29, 1999

When the southern boundary of Moscow’s Asian territory became more settled during the 18th century, Tyumen’s importance increased for the development of transportation as well as small commercial and industrial enterprises. Its status as a transportation nexus also involved the exile system, which sent convicts and political exiles throughout Siberia.

Orthodox Church HQ

Commercial building (corner of Republic & Kirov Streets) built by the merchant Nikolai Yadryshnikov in 1897. Example of highly decorated "brick style" favored for commercial buildings in late 19th century. August 29, 1999

As a regional administrative point for western Siberia, Tyumen rapidly became a center of the Russian Orthodox Church. Its Trinity Monastery was founded in 1616 on the high right bank of the Tura River. Originally dedicated to the Transfiguration, the monastery was a modest collection of log buildings until its transformation in the early part of the 18th century by an energetic Ukrainian prelate, Bishop Fyodor Leshchinsky.          

School of Commerce (now Engineering Institute). Completed in 1914 during a Siberian building boom stimulated by development of commerce along the TransSiberian Railway. August 29, 1999

As an ally of Peter the Great, Bishop Fyodor saw architecture as a reflection of a broad cultural transformation and the Church of the Trinity that he built at the monastery in 1709-1715 is Tyumen’s earliest surviving building. Gutted during the Soviet era, the Trinity Church has been renovated (with modifications) together with its neighbor, the Church of Saints Peter and Paul, built in 1741-1755. Fortunately, Prokudin-Gorsky photographed both shrines in 1912. 

Tekutyev Crafts School, Dzerzhinsky Street 2. Completed in 1914, the building is a fine example of provincial "style moderne". August 29, 1999

These early examples of a provincial baroque style served as a model for other 18th-century churches in Tyumen, culminating with the lavish Cathedral of the Icon of the Virgin of the Sign (Znamensky), which has recently been splendidly refurbished. Built in several phases between 1768 and 1891, the cathedral displays the florid decoration typical of much of Siberian church architecture.            

Submitting Siberia

Shaichik mansion, Lenin Street 47. Built in 1914 by Yankel Shaichik, major store owner & trader in dry goods. August 29, 1999

The daunting vastness of Siberia’s reaches gradually submitted in the 19th century to new forms of transportation. The first steamboat to ply a Siberian river was constructed here in 1838. 

Burkov house, Dzerzhinsky Street 30. Built at turn of 20th century by Vasily Burkov, trader in Siberian grain on an international level (China, Japan). August 29, 1999

The greatest impulse for economic growth came with the completion of a railroad from Yekaterinburg, on the east slope of the Ural Mountains in 1885. This line ultimately became an important segment of the Trans-Siberian Railroad, transporting the wealth of Siberia’s forests, mines and new agricultural regions, as well as leather and other products of local factories. 

Kozlov house, Turgenev Street 9. Built at end of 19th century by Ivan & Maria Kozlov, local merchants. August 29, 1999

At the turn of the 20th century, over half a million settlers passed through the town toward Siberia’s open, fertile lands. Fortunately, remnants of this period have survived in the central part of the city. 

Nikolaevskoe (Nicholas) Primary School, Lenin Street 5. Wooden building constructed in 1897 as part of a public schools network. August 29, 1999

This memory of the past is especially evident in the city’s remarkable wooden houses, with elaborate framed and carved window surrounds in a style specific to Tyumen. These massive window constructions often include carved panels below the sill as an additional decorative and protective device.

Wooden houses. L:eft: Volodarsky Street. Built at end of 19th century, the house has exuberant carved decorative window frames. Right: Komsomol Street. Built around 1900 as a wing of the A. G. Andreev estate, this small structure displays remarkable examples of decorative fretwork. August, 1999

Their solid construction allowed rows of large windows in wooden houses even in this harsh climate, thus bringing maximum available light to interiors during the long Siberian winters.

The present & future  

Log apartment house, no. 57 (street unknown; house may have been demolished). Fine example of carved window frames on typical log structure. August 29, 1999

Tyumen today is the capital of an enormous province - stretching from Kazakhstan in Central Asia north to the Arctic Ocean - that is one of the world’s richest energy producing regions. Tyumen has benefited from this bounty of natural resources and is at present one of the few Siberian cities to show major population growth: from slightly over half a million in the 2002 census to some 850,000 in the latest estimate. As usual in Siberian cities, most residents live beyond the historic center in Soviet-era housing developments.           

Minshutin house, Vodoprovodnaia Street 43. Built in 1891, the house was restored in 1998 by architect A. Klimchenko with decorative window frames carved by Vadim Sheetov. September 4, 1999

A walk through the historic center of town shows vivid contrasts of modest pre-revolutionary brick and wooden buildings, rarely more than two stories in height, with ponderous Soviet buildings and sleek new commercial centers. Some of the new structures are private apartment houses, others are banks and office buildings and still others form a part of the expanding Tyumen State University. 

Minshutin house, detail of decorative carving by Vadim Sheetov. September 4, 1999

In the early 20th century, Russian photographer Sergey Prokudin-Gorsky developed a complex process for color photography. Between 1903 and 1916, he traveled through the Russian Empire and took over 2,000 photographs with the process, which involved three exposures on a glass plate. In August 1918, he left Russia and ultimately resettled in France where he was reunited with a large part of his collection of glass negatives, as well as 13 albums of contact prints. After his death in Paris in 1944, his heirs sold the collection to the Library of Congress. In the early 21st century, the Library digitized the Prokudin-Gorsky Collection and made it freely available to the global public. A few Russian websites now have versions of the collection. In 1986, architectural historian and photographer William Brumfield organized the first exhibit of Prokudin-Gorsky photographs at the Library of Congress. Over a period of work in Russia beginning in 1970, Brumfield has photographed most of the sites visited by Prokudin-Gorsky. This series of articles juxtaposes Prokudin-Gorsky’s views of architectural monuments with photographs taken by Brumfield decades later.

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Tyumen – the First Russian City in Siberia

2 Comments · Posted by Sergei Rzhevsky in Cities , Photos , Travel

Tyumen , founded in 1586, is a large city with a population of more than 700 thousand people located in the south of Western Siberia, about 2,200 km east of Moscow , the administrative center of the Tyumen region .

It was founded as a defensive outpost, which played an important role during the initial colonization of Siberia and the Far East. In the 18th-19th centuries, the town turned into a large transit and trade center, as well as a center of crafts. Photos by: Slava Stepanov .

In the second half of the 20th century, large oil and natural gas fields were discovered in the region. It was an important event in the history of Tyumen, which contributed to rapid industrial growth of the city.

The multi-level embankment on the right bank of the Tura River. The total length of the embankment is about 3 km. There are sculptures and bronze bass-reliefs dedicated to the history of the city here.

Today, Tyumen is one of the industrial and cultural centers of Western Siberia with a developed business and social infrastructure. Tyumen regularly occupies the leading places in the quality of life ratings.

The Pedestrian Bridge of Lovers across the Tura River – one of the main attractions of Tyumen.

Tsvetnoy Boulevard with entertainment and sports facilities, shopping centers, restaurants, and cafes.

“The Seasons” – the largest fountain in Tyumen.

Administration of Tyumen.

The Tyumen Circus.

Government of the Tyumen region.

On the square in front of the government building there is a monument to Lenin.

The Savior Church (1794-1819) – one of the most beautiful churches of Tyumen.

The Holy Trinity Monastery (early and mid 18th century) – one of the oldest architectural ensembles in Siberia.

Znamensky Cathedral (1768) – the main Orthodox church of Tyumen.

The Tyumen Drama Theater – the largest drama theater in Russia.

Memory Square. In the center there is a stele in the form of a candle – a memorial dedicated to the Tyumen residents who died on the fronts of the Second World War.

“Pyotr Stolypin” – a 20-storey business center, which is the highest building in Tyumen (88 meters). On the roof of the building there is an observation deck.

Residential areas.

Silver Streams Public Garden in the Voynovka district.

“LetoLeto” (“SummerSummer”) water park.

Tyumen Railway Station.

Voynovka Classification Yard.

The Heat and Power Plant #2 located in the south-eastern part of Tyumen. It supplies about 40% of the heat the city needs.

DoubleTree Hotel by Hilton Hotel Tyumen.

Welcome to Tyumen !

Tags:  Tyumen city

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Guy Lanza · December 4, 2021 at 1:14 am

Tyumen is a beautiful and progressive city as your report points out. But, it is also home of the University of Tyumen – an excellent intellectual center and rapidly rising research center.

Marion · February 11, 2022 at 9:23 am

I have enjoyed seeing your city, region on this page. would very much like to contact fire station. I would like to buy outfits for my two cats like there mascot cat seen in video. I live in Adelaide, South Australia, Australia. Look forward to hearing from you. Kindest regards.

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What the Wells Fargo Autograph Journey Visa Card offers

How other travel cards compare to the wells fargo autograph journey℠ visa® card, 3 key benefits cardholders get from the autograph journey , move over, chase sapphire preferred. this new travel credit card is turning heads.

Wells Fargo's newest card has one key advantage over the gold standard in travel cards.

Holly Johnson

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love."

Tiffany Connors

Tiffany Wendeln Connors is a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate about helping people make the best money decisions for themselves and their families. She graduated from Bowling Green State University with a bachelor's degree in journalism and has been a writer and editor for publications including the New York Post, Women's Running magazine and Soap Opera Digest. When she isn't working, you can find her enjoying life in St. Petersburg, Florida, with her husband, daughter and a very needy dog.

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The Wells Fargo Autograph Journey℠ Visa® Card * -- Wells Fargo’s latest and best travel card -- recently launched with an impressive set of features. Its competitive rewards, welcome bonus and redemption options take aim at incumbent travel credit cards from Chase, American Express and Capital One.

What gives Wells Fargo’s first foray into the point-transfer space an edge is that you don’t have to book travel in a portal to earn the highest rewards rates. 

Here’s why we think the Wells Fargo Autograph Journey could go toe-to-toe with some of the best travel credit cards, plus three insider tips to help you decide if you should add it to your credit card lineup.

Here’s a quick overview of what you can expect with the Autograph Journey:

• Earn 60,000 welcome bonus rewards points after spending $4,000 in purchases within three months of account opening.
• Earn unlimited 5x points on hotels, 4x points on airlines, 3x points on other travel and dining and 1x on other purchases.
• Receive an annual statement credit with a $50 minimum airline purchase.
• No foreign transaction fees.
• Other benefits include trip cancellation and interruption insurance, lost luggage reimbursement, roadside dispatch and cell phone insurance.
• $95 annual fee.

Wells Fargo Autograph Journey℠ Card

Chase Sapphire Preferred® Card

Capital One Venture Rewards Credit Card

Here’s a rundown of four facts we discovered about the Autograph Journey that you should know when deciding whether to apply.

1. You can transfer points with Wells Fargo point-based cards

The launch of the Autograph Journey also marks the first transferable points program from Wells Fargo, which joins other card issuers like Chase and Capital One, which have their own pooling programs .

Autograph Journey will be able to do a points transfer with the no-annual-fee Wells Fargo Autograph℠ Card . This is especially notable since the Wells Fargo Autograph℠ Card offers bonus rewards in different categories than the Autograph Journey. 

For example, the Autograph card earns unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans, plus 1x points on other purchases. So you can maximize your point earning across different categories, then transfer your points to your Autograph Journey account to access premium travel redemptions.

2. It offers more options for earning bonus miles on travel than some competitors

The Autograph Journey will offer more flexibility than many travel rewards cards when it comes to earning more points on travel purchases. For example, cardholders earn unlimited 5x points on hotels booked directly with hotel brands and 4x points on airfare booked with airlines. 

This helps the card stand out from other popular travel credit cards that offer the most bonus points only if you book travel through their portals. For example, the Capital One Venture Rewards Credit Card * and the Capital One Venture X Rewards Credit Card * only offer the highest bonus rewards on travel booked through Capital One Travel. The Chase Sapphire Preferred® Card also offers its highest rate of 5x points on travel booked through Chase Travel℠, whereas other travel purchases earn 2x points.

Autograph Journey cardholders also earn a minimum of 3x points on other travel purchases, which could include rental cars, cruises and travel booked through online travel agencies like Expedia and Priceline.

3. The card may grow in value as more transfer partners join

The Autograph Journey Card will earn flexible travel rewards points that transfer to a selection of airline and hotel partners, similar to Amex Membership Rewards points or Chase Ultimate Rewards . While the list of transfer partners is limited, Wells Fargo stated in its initial press release that “more partners will continue to be added throughout the year.”

Points transfers could dramatically change the value proposition of the Autograph Journey, especially if new partners include domestic airlines and popular hotel loyalty programs. 

Wells Fargo point transfers will be available to new cardholders starting on April 4. For now, Wells Fargo transfer partners include the following:

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After writing about hundreds of credit cards, these two are still my favorite, 6 reasons the chase sapphire preferred should be your next credit card, 3 steps to take when your flight is canceled or delayed, 8 best credit card strategies to maximize earnings in 2024, as a foodie who enjoys a night out on the town, this credit card gives me plenty to savor.

* All information about the Wells Fargo Autograph Journey, Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card have been collected independently by CNET and has not been reviewed by the issuer.

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.