travel insurance for thailand visa

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COVID Insurance for Foreigners in Thailand

IMPORTANT: For Thailand Travel Restrictions in 2023, please click the link below:

Thailand Travel Restrictions 2023

Required Documents for Travel to Thailand

Please have the following documents ready.

• Visa (if required)
• Buy Thailand Travel Insurance
• Flight Itinerary
• Hotel booking confirmation
• Vaccination record (if vaccinated)
• COVID-19 test result (if unvaccinated)

Incorrect documents will delay the entry screening to Thailand.

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Travel Insurance to Enter Thailand

With Thailand very slowly reopening to visitors, one of the latest requirements for visitors is the mandatory COVID-19 insurance plan for foreigners that covers the traveler for a minimum of $10,000 (the Thai policies generally cover 350 thousand Thai baht). In addition to all the requirements, the traveler needs to obtain a Thailand Pass and a valid visa. This health insurance is another level of security to make sure that the traveler can cover all costs in case they are diagnosed with or die from COVID-19 during their stay in the kingdom.

Thai immigration officials are notoriously fastidious when it comes to paperwork, and will only accept policies from certain providers. Luckily, a consortium of insurance providers in Thailand offers COVID-19 insurance for foreigners planning to visit Thailand which will be accepted by immigration, and these policies can be purchased easily online. Although this could be seen as another opportunity to make some easy profits for the insurers, the policies are quite reasonably priced, depending on a few factors; let’s take a closer look.

Why is COVID-19 Insurance Required?

Whilst it may seem like just yet another hassle for beleaguered foreigners wanting to enter the country, there is good reason for the government to implement this requirement. One of the main reasons is that almost all standard health and travel insurance policies will not cover the insured against pandemics, hence will not cover you for anything to do with Covid-19. And with the costs of hospital treatment and possible repatriation, especially when considering the additional quarantine requirements to do with COVID-19, the Thai government is concerned about being lumped with a huge number of unpaid hospital bills from foreigners who come down with COVID-19.

The public health ministry of Thailand has quoted a figure for unpaid hospital bills of 448 million Baht ($14.9M) for the year up to September 2019, a huge sum. And with the threat of the coronavirus, they are concerned about this and don’t want to be stuck with another huge bill right when the economy is struggling because of the effects that the virus has had on tourism and exports. In essence, the requirement to hold one of these policies is an additional layer of security for the Thai government who is already dealing with a hammered economy as a result of the outbreak and subsequent decimation of the tourism industry which provided around a fifth of the country’s GDP.

What is the COVID-19 Coverage?

The COVID-19 insurance policy will cover the costs of isolation, quarantine, testing, and treatment, and the possible costs of repatriating your body in the unfortunate circumstance of you succumbing to the virus whilst in Thailand. It will also cover the cost of any medications prescribed to you as a result of being infected with the virus. The more comprehensive policies will also cover you for any losses incurred as a result of you catching COVID-19 such as lost travel bookings and trip cancellation or curtailment, be sure to check the small print of any policy before purchasing and, as always with insurance, don’t just opt for the cheapest policy.

Ultimately, most of these specialized insurance policies will comprise of three key components:

• Medical coverage. As mentioned this is a comprehensive package with a cap of a minimum of $10,000, covering all treatment costs associated with being infected with the COVID-19.
• Life insurance coverage. In an unfortunate circumstance of the insured dying from their confirmed COVID-19 infection, this covers them for a total of $10,000 which will be paid to the beneficiary stated in the policy.
• Any additional, unforeseen out-of-pocket expenses that arise as a result of you being infected with the virus. This could include lost travel bookings, flights, or any other expenses that arise from travel disruption or curtailment because of you becoming infected with the virus.

You must ensure that you retain the certificate of insurance as this will need to be shown to prove that you have the coverage, without it, you will not be granted entry into the country. Also, it should be noted that this policy will be in addition to any general health insurance policy that you may require to obtain your visa or retirement extensions.

COVID-19 Travel Insurance for Thailand

Unlike the mandatory health insurance for retirees, the COVID-19 insurance may be provided by an international insurance provider or by Thailand-based insurance providers. One of the COVID-19 insurance providers is AXA Thailand. They provide Inbound Travel Insurance for those who wish to secure Travel Insurance that covers COVID-19 as required for inbound travelers.

How To Purchase COVID-19 Travel Insurance?

This insurance is required to be allowed into the country so you will be purchasing this before you travel. The easiest way to buy your policy is online from one of the above providers who will then provide you with the all-important certificate of coverage to present to the authorities when you arrive (and you will also need to present it to the airline before they will allow you onboard). It’s quick and easy to do online, and you can choose your length of policy from 30 days to one year. Be sure that the policy covers the entire period that you are planning to stay in Thailand or you may be refused entry.

You may purchase COVID-19 travel insurance within a few minutes. Check the link below:

COVID Insurance Thailand Cost: Is It Expensive?

In a word, no, but it depends on a few factors. Although this is yet another burden and expense for foreign citizens trying to enter Thailand, it’s quite affordable. You can expect premiums to start from as little as 999 Thai baht for a policy. For the tourist visa or the non-immigrant visa application, the 90-day insurance coverage will cost 2,500 baht to 14,000 baht. As with all insurance policies, the premium will be determined by your circumstances, in this case, one of the most important factors is whether the country you are flying from is considered to be high or low risk for the virus.

Get your COVID-19 travel insurance for Thailand within few minutes.

Thailand COVID Insurance Requirement

The Thai Government has made it mandatory that foreign citizens entering Thailand have insurance coverage in case of medical needs during their stay. The insurance coverage becomes effective immediately upon your arrival in Thailand. Several foreigners have been reported to test positive for COVID-19 during their stay at the ASQ Hotel in Thailand . The COVID-19 Insurance Thailand for Foreigners completely covers their medical costs up to 350 thousand THB. You can purchase the insurance online in minutes using the Buy Now feature below. You will immediately receive the policy by email.

The cost of treatment for COVID 19 in hospitals in Thailand ranges from 700 USD to 1,000 USD per day, depending on the hospital. There may also be additional costs of staying in the intensive care unit (ICU). For foreigners who are positive for COVID-19, the cost of treatment and other medical expenses will be covered by the travel health insurance package. It is important to make sure that your insurance for Thailand covers the whole duration of your stay. Therefore, it is essential to purchase the best and reliable COVID 19 travel insurance for foreigners entering Thailand.

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164 Comments

Me and Husband will be travelling to Thailand from 5th to 13th November. My husband and me have already paid for insurance with airlines. Do we need to buy additional insurance?

Dear Supriya,

The travel insurance you bought from the airline will be enough. Thank you.

Hi i’m visiting thailand for 8 days, but insurance package from AXA Thailand only provide 7 days or 15 days protection. is it ok if I only purchae the 7 days insurance since the price is doubled if I purchased the 15 days one. thanks

Hi Michella,

Yes that’s okay, but your eight day will not be covered.

For more information about travel to Thailand, please check this link: https://www.siam-legal.com/legal-guide/how-to-enter-thailand-2022-guide.pdf

I want Travel Pass Insurence for One Day , will be visiting bankok as Lay over time is about 18 hrs. Suggest best deal

You can get and check AXA, one of the most recommended https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Hello I am flying to Oman from Japan through Bangkok and will be at Suvarnabhumi airport for 5 hours. I took three vaccination shots. Do I still need to get the travel insurance and PCR test?

If you are fully vaccinated, just present your vaccination certificate and passport as requirements.

I am flying to Oman from Japan (Kansai airport) through Bangkok and will be at Suvarnabhumi airport for 5 hours (transit). I had three vaccination shots. Do I still need to get the travel insurance and PCR test?

Travel insurance is not compulsory but still highly recommended.

can you help me explain what are the requirements for entering Thailand? because I have plans to go to Thailand at the end of this month I’ve been vaccinated 3 times, I’ve booked a hotel

Is it mandatory to buy travel insurance?

Insurance is not compulsory but still recommended.

In terms of the dates to be indicated, do we only put the date range of our travel (i.e. Sept 5 to 11)? And if yes, would the insurance still covers us in case of hospitalization in Thailand starting Sept 11 onwards?

You can put your coverage atleast more than the days of your travel, so just incase anything happen afterwards you are still covered.

hello, I’m planning to take my family on vacation to Thailand next month.. my wife and I have been vaccinated 3 times, but my son, who is 3 years 5 months old, has not been vaccinated.. Can my child enter Thailand, or do I still need to do a PCR test for my child?

That would be fine, your children can enter without test if the parents are fully vaccinated.

Hi! We are travelling to Thailand in November this year from Holland with a stop over in Saudi Arabia. We have an international health travel insurance. Do we still need to get a Thailand Pass to enter Thailand? Hope to hear from you soon. Best, Valery

Insurance is not compulsory but still highly recommended.

I am flying to Sydney from London through Bangkok and will be at Bangkok airport for only 2 hours. I am 75 and am as vaccinated as it is possible to be 3rd booster shot was on 14th June prior to leaving Australia. I have never had Covid but take all precautions -masks, hygiene, social distance and full vaccination. Do I still need to get the travel insurance to get this Thailand Pass. (If it is that dangerous I will cancel the flight and rearrange my stopovers to avoid Thailand!)

Insurance is not compulsory but highly recommended.

hello! just transiting thru BKK but thinking of doing a layover tour. Still need insurance? Thanks.

It’s not mandatory but still highly recommended.

Hi I am a resident of Australia and travelling with my family of five via Thai Airways and making international transit through Bangkok. Is it mandatory to buy travel insurance, even though our transit stay is not more than 4 hours. Appreciate your quick response.

It’s not compulsory, but still highly recommended.

If I am already in Thailand and need a Covid-19 Insurance with immediate effect on the date of purchase, what would I do, where would I buy?

You can check AXA here’s the link https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

I have a question iam traveling from Brisbane to Bankok and from Bankok Back to Brisbane is it necessary and when I buy a insurance can that be everything online and how long would it take time.

Insurance is not compulsory but still highly recommended. You can check this https://direct.axa.co.th/TA-Inbound/Index?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

To be clear, a U.S. citizen will only need:

1. Valid passport 2. Vaccination records for COVID 3. Travel itinerary in Thailand with hotel confirmations

…to enter Thailand for a 3-week vacation, beginning in late October 2022? Thanks for your assistance.

Yes,you’re right. you can also include insurance if you want for safety, it’s not mandatory but highly recommended in any cases happen.

are singapore travel to thailand need covid insurance ?

Insurance is not compulsory but highly suggested.

Hi im travelling to Phuket from Malaysia on Aug 2 Can you advise me what do i need? do i need the travalling insurance and the Thai pass?

Hi Sunantha,

Thailand Pass has been waived and Insurance is not compulsory but highly recommended.

Hi if I stay in Thai airport for 4 hours 30 minutes transit .. I need travels insurance? I’m Bangladeshi and my destination South Korea

Insurance is not compulsory but still hight suggested.

Hi. I will be travelling from the UK to Philippines transiting via Thailand. Do I still need PCR and Travel insurance?

It is not mandated but we still highly recommended.

Hi. Is Thai pass still a requirement afterwards July 1st?

It’s no longer required.

I will travel to Melbourne AUS through Bangkok (2 hours transiting) on 2nd July 2022. Do I need to buy the insurance? Thanks.

It’s an optional.

Update! Starting from 1 July 2022, insurance with minimum 10,000 USD coverage will NO LONGER required?

Yes, you’re right. But we still highly recommended, better for your security. Thus, it’s up on you, it will be optional.

I am flying from Germany and transit in BKK with 2 kids (8 and 12 Years Old) 4 Hours Layover on 02.July.2022. Do I still need to purchase Insurance?

Insurance is optional starting on July 1st.

Is entering to Thailand the Covid travel insurance still requirement after July 1?

No, it’s optional starting July 1.

Good day, Please advise how accurate the Thai Pass Medical insurance cover must be. I have a quote for £8m (which with todays exchange rate is cover of USD 9 841,960.00) but this is not quite USD10m. I do not want to purchase the insurance cover and it is rejected by the Thai Travel Pass authorities and approval to travel is not given. (Traveller unfortunately is older than 74 yrs so cannot use the AXA insurance recommended). Thank you for advice please.

You can still check AXA what travel plan is better on your case.

Hi there, Why do we need to buy this for layovers? The terms of the insurance clearly state that coverage only starts after clearing immigration, which does not apply to passengers who are not going through immigration.

Yes insurance still required for layover.

Is AXA your only insurance provider for travel insurance? I was trying to buy for my 78-year old mother but the coverage covers only those born as early as 1947. What about those born earlier than 1947?

AXA is one of the best recommended provider. You can check your case with them, so they can give you better offer plan.

On a flight between Vienna and Sydney Australia,I will be transiting via Bangkok airport. Transit time is 2hrs arriving and departing on June 28/22. Do I still need travel insurance.

Is Thailand dropping the Covid travel insurance requirement starting July 1? Would that apply to transit passengers too?

Effective on July 1, it will be optional.

Hi, I am just transiting in Bangkok for 3 hours for my next connecting flight, do I need to purchase covid-19 insurance?

Hi I am a Singaporean citizen and fully vaccinated against COVID-19 I will be using Bangkok airport as a transit only . Do I need an insurance as I will remain in transit area only before I will take a next flight?

Yes, if you will enter for the month of June. If on July, it will be optional.

Thx for your answer, but i read everywhere that traveller need 10 000 $ insurance coverage, not 100 000 $. Excuse me for my insistence, but it’s really not clear and all insurances offer coverage of $10,000 for Thailand. So is it 10 000 $ or 100 000 $ ?

Hi Mathieu,

Yes it’s only USD 10,000

Hello,I am Theingi from Myanmar. I would like to know that is I will travel from Myanmar to Phuket and still 2 months.So do I need to buy insurance for 2 months or 3 months??

Your insurance should cover the length of your stay, but it still depending on you if you plan to add extension.

Hi, i asked visa and they ask 100 000 $ coverage for a non-O Visa. This is normal ?

Yes, that is the minimum requirements for all foreign travelers.

I have a O visa, and when I was at the Thai imagration office in Summit prakan they told me I can go in and out of Thailand without having covid insurance. Is this true? I do not want to get stuck at the airport. If it is true then how do I fill out the Thai pass

Hi Richard,

For all foreign traveler, they are require to get travel insurance with covid medical coverage of USD 10,000

hi, can foreigners buy this insurance? Thank you.

Yes, go on this site https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Hello, does Bangkok accept international insurance that i purchase from traveloka? in the term (detail of product) i dont see about covid cover. thanks

Hi Junaidi,

That’s okay , but it should meet the requirements for covid medical coverage of USD 10,000.

Hi. I am going to Thailand for a two-year Masters program. Do I need to buy the USD 10000 worth insurance from insurance agents in my home country or from a Thai service provider? Please help me.

One of our most recommended is AXA, here’s the link https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

However, you can still get in any provider of your choice that would meet the requirements for covid medical coverage of USD 10,000.

Hello Can you tell me If I have Certificate of insurance Coverage with Respect to Overseas Travel Insurance Can we use it ,instead . Do I need to buy for Thai insurance ? Thanks

Your insurance should meet the requirements for covid medical coverage minimum of USD 10,000.

I am an expat living in Thailand for many years, but will travel outside of Thailand for 2 weeks next month. How do I buy Covid insurance that will allow me to reenter the country? These insurance say you cannot buy them if you live in Thailand.

Click this https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal .

I am having trouble getting insurance because aged 77 years need help

Hi Leonard,

You can contact the insurance provider, open this page https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Hi, is it still necessary to have an insurance that cover min. of 10,000 USD for COVID or no more covid insurance necessary? Thanks

Covid insurance was still required.

We have our own BUPA insurance coverage and it covers most of those required.

Can we use that instead?

Yes, that would be fine as long there’s a covid insurance coverage minimum of USD 10,000

do i need health insurance for transiting through Thailand?

Yes still needed.

Does Baby 10 month old need to buy the travel covid 19 insurance to enter thailand?

Hi Kristabella,

Yes , you can avail here https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal They cover age of 6 months and above.

I’m flying to Thailand from UK mid July and returning to UK mid August from Thailand but I want to visit Vietnam for a break in the interim. Will my Thailand covid medical insurance cover me for full month I’m in Thailand or will I have to renew it when I re-enter Thailand from Vietnam.

AXA can be use for single entry only.

Hi What is the excess you have to pay on these insurance policies ?

Excess in what policy please?

How much insurance coverage should a student going on a student visa need for the Thai Pass? Thanks

All foreign travelers are required to get a minimum coverage of USD 10,000 for their covid insurance.

Hi Rex, Do I need insurance for just flight exchange?? I will be staying in Bangkok Airport for just 2 and half hours. Thanks

For layover, yes still recommended.

Hello…I have a extremely good insurance that covers covid 19 worldwide and up to 15 million in medical expenses for my entire family…do I have to buy additional insurance from a Thai company… I find that very odd and seems like another money scam to help the Thai insurance companies…:)

You can use it , if it has coverage for covid medical treatment.

I’m travelling from Melbourne to London via Thailand. I will be waiting 8 hours in the airport between my flights. Do I still need insurance?

Hi there, My credit card has complimentary travel insurance with no cap on medical expenses. Does it satisfy the entry requirement or do we still need COVID-specific travel insurance?

Hi Randall,

It should have covid insurance with a minimum coverage of USD 10,000.

Hi Rex, My Wife and I are both aged 75. We have previously bought Axa Thailand Covid Insurance for previous 60 day Tourist Visas but cannot do so now because of our ages. The drop down length of stay on the covid 19 tgia.org website only allows for a 30 day Period of Coverage. What other reputable Insurance Companies would cover over 75s with Tourist Visas please?

Please check this site https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Do we need a covid insurance even if we are transiting passengers (5 hrs)? Travelling to India from Melbourne in July and returning via the same route on Thai Airways (only transit in BKK) Also I understand there is a free covid insurance for Australian passport holders travelling on Thai Airways, does that apply to NZ passport holders too?

Thanks in Advance

Yes, with a minimum coverage of USD 10,000.

Hi there I am travelling SYD-LHR via BKK and will be in the city for less than 24 hours on 6 june 2022. Do I still have to buy the covid19 medical insurance or is there a waiver for people transiting? I have my own travel insurance but it does not cover the virus.

Hi Georgie,

Yes, still recommended to have covid insurance for transited flights .

Rex, I’m 74 and reside in Thailand with ‘O’ visa (1 year). I just travelled and had to buy travel insurance for return. I’m travelling again in June so knew the interval of my stay in Thailand. I travel frequently but irregularly. I’m confused that I need travel insurance to return to my home (where insurance is not required). How can I buy a policy in thailand that covers frequent exit/entry and living in Thailand?

Travel insurance with your covid coverage is just a single entry.

I am a US CZ traveling to thailand June 24-27 2022. I have proof of my health insurance from America. Would that be sufficient or do I still need to buy additional health insurance policy to enter Thailand? I have already been approved for the Thailand pass by providing health insurance from America. Thank you!

Hi American tourist,

It should have covid medical coverage minimum of USD 10,000.

Hi, I plan to travel to Thailand from India, stay for 15 days, go to Cambodia and come back to Thailand for a week before flying back to India. As an Indian citizen, I am eligible for a 15 day visa on arrival, and since I will be entering the country 2 times, I will be applying for the visa on arrival and Thai pass 2 times.

The entire duration of my travel will be 28 days. Would it work if I purchased a 30 day covid insurance and use it for both the times I apply for the Thai pass or would I be required to purchase 2 policies of 15 days each before each entry to Thailand.

Yes, separate every entry.

Do I need Thailand Insurance for COVID even if I am in transit at Bangkok airport?

My Birthday is 07/11/1940 I frequently travel to Thailand 2 times a year this year I will travel to Bangkok late June for 4 weeks and than again mid November this year again for 4 weeks I have the Australian Government COVID pass and I have my personal Goverment Antigen Rapit Test { Nasal Swob Please send me costing for your Travel Insurance Peter Schmidt

For foreign traveler, we highly recommended AXA for travel insurance with covid medical coverage https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Hi There My mum is going to transit from thailand. She is coming from melboune and going back to Turkey however in transit she will be in Bankhkok for 3 hours. Does she need a covid insurance just for transit

Hi Melissa,

Do you accept family plan for travel insurance?

Hi William,

Yes, make sure all names of members were included in the certificate.

Hello! Would you please advise if i still need an insurance, even just transit for few hours in Thailand, not entering the nation.

Do you accept a family insurance plan?

Yes, Check here https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

Do children under 18 also need travel insurance? Thanks!

Dear Jessica,

Foreigners whether child or adult are required to have COVID insurance in order to get approval of Thailand Pass. Thank you.

My birth date is 1 August 1940 & my wife’s is 24 June 1945. The AXA insurance site does not allow for these older birth dates. What do we do?

We depart Australia on 1 July 2022 & depart Thailand for Australia on 30 July 2022.

We will be 29 nights in Thailand.

Please advise.

Dear Donald,

You may check this page as alternative: https://covid19.tgia.org/ Thank you.

I am 75 years old,coming from Spain in may.Do you have the mandatory $20.000 insurance for me for a period of about 2 weeks?

Yes, you still need to have a COVID insurance in order to get a Thailand Pass. You may get an insurance for 75 years old or above on this page: https://covid19.tgia.org/ Thank you.

Hi. I’m from MALAYSIA. Can I use my own MALAYSIA’s insurance to apply the Thailand Pass ?

Your insurance policy must have cover for Covid-19 and hospital expenses in Thailand.

Hi Rex, as a Turkish citizen who is Special passport holder which is allowed for 90 days without visa by Thai government; if I only wanna stay there like 30 days, should I still buy 60 days insurance or 30 is enough? And is return/out ticket from country is mandatory? Big thank you.

Good day. If you have a return flight, you can buy an insurance valid from date of entry and date of exit from Thailand. Yes, exit flight is required to determine the validity of the insurance that you need. To buy the insurance, please visit http://www.siam-legal.com/axa-insurance

Hi Rex, can I use the COE COVID-19 insurance to apply for the Tourist Visa (60days)? Are they the same? Thanks!

Dear Delson, Good Day! Yes, you can use the same insurance. You just have to make sure that the insurance will cover the validity of your visa or your stay in Thailand. To purchase the correct insurance please go to: http://www.siam-legal.com/axa-insurance Thank you!

I am entering on a Non immigrant B visa which is valid for 1 year.

Can I enter with 90 days insurance and renew it when I am in Thailand? Or do I have to have a 1 year insurance in order to enter Thailand?

Dear Zach, Good day. If your 1 year non immigrant B visa was issued by a Thai Embassy with multi entries, you are only permitted to stay for 90 days per entry correct? You can use a 90-day COVID 19 Insurance. Please check this page to purchase the insurance: https://www.siam-legal.com/axa-insurance Thank you.

The AXA website isn’t working

Dear Jacky, Good day. I checked the links on this page, the links are working. Thank you.

Thanks for awesome and timely responses to questions on this platform

If I want to travel to Thailand from Nigeria for an holiday. What’s the procedure. Thanks

Dear Adediran, Thank you for your comment. Please check our Guide on How to Enter Thailand in 2021 on this page: https://www.thaiembassy.com/travel-to-thailand/how-to-travel-to-thailand-in-2021 Have a good day.

Hello, Is it really necessary to purchase this insurance *before* submitting the “Pre-approval” COE application? This seems risky. I am from a visa-exempt country, but if my application is rejected for some other reason, I will have wasted the money spent on the premiums.

Dear Michael, Good day. Yes, on the part one of the COE Application, the insurance is required. If you are going to apply for the Visa Exemption, it is very likely that it will be approved as long as your have a flight exiting Thailand within 45 days, you have an ASQ and your Insurance is valid for 60 days. Thank you.

Hi there Please contact me I need coe visa Thanks

Dear Fadil, Please check this page: https://www.thaiembassy.com/thailand-visa/coe-thailand It has a comprehensive instruction on how to apply for COE. Thank you.

I have sent relevant pages to COE my Insurance Certificate, clearly sets out, that it cowers 100,000 USD For Covid -19 Just received, notification my application has been rejected, in reference to above, not sure, what to do, wont help to send Certificate again. Kind regards Leif

Dear Leif, The only wait this insurance will be rejected is for the reason that your visa is under category O-retirement or category OA or OX visa. Thank you.

Hi I’m traveling from US with my 15-year daughter to Thailand. Can you please confirm if I and my daughter can be quarantined in the same room ?

Dear Kulwant, Good day. Yes, parents and children can stay in one room. You may consider a Family Room. Please check this page for more information: https://www.thaiembassy.com/asq-hotels/courtyard-by-marriott-bangkok Thank you.

when can i come to thai;and as a vistor and a hoiladay

Dear Mick, You may now travel to Thailand for holiday. You can apply for the 45-day Visa Exemption and COE. Please check this page for the information: https://www.thaiembassy.com/thailand-visa/coe-thailand Thank you.

I come on a tr visa to Thailand and want to switch to ed visa for one year. Can i get a covid insurance for 90 days, and when i switch to ed visa in thailand a insurance for 365 days?

Dear Pieter, Yes, 60-day or 90-day COVID 19 insurance is enough for your visit to Thailand. Once you have successfully entered Thailand, if you wish to switch to ED visa, the COVID 19 insurance will not be required by the local immigration office. Thank you.

And what if have tr visa and change to ed visa, and stay for one year then it will be expensive?

Dear Pieter, You only need the COVID 19 insurance for the duration of your TR visa. In that case, you only need 60-day insurance policy. Thank you.

hi i am looking to have a health insurance for 60 days that cover covid 19 for visiting thailand

Dear Os, Good day. You may purchase COVID 19 Insurance and receive the certificate within minutes. Please check this page: https://u.axa.co.th/Sawasdee_Siamlegal Thank you.

Hello. Do i need to print out all the certificates, ir just by having them on My phone (digital) is enough?

Better to prepare hard copy , it makes your transaction faster.

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• Travel Insurance for Thailand

On This Page

• Key takeaways

Do I need travel insurance to visit Thailand?

Our top picks for the best thailand travel insurance, thailand travel information & requirements, why thailand travel insurance is important, what does travel insurance for thailand cover, what isn’t covered by travel insurance for thailand, how much does travel insurance for thailand cost, tips for getting the best thailand travel insurance, faq: travel insurance for thailand, related topics.

Travel Insurance for Thailand: US Visitor Requirements & Tips

• U.S. health insurance is typically not accepted in Thailand , so it’s a good idea to purchase travel medical insurance for your trip.
• Based on our research, our top picks for travel insurance for a trip to Thailand come fro m Tin Leg, Seven Corners, and John Hancock.
• Comprehensive travel insurance policies will usually cover medical emergencies and evacuation, trip delays, cancellations and interruptions, and lost or stolen baggage.
• Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage.
• To find the best travel insurance for your trip to Thailand, try using an online comparison tool . This way, you get multiple quotes and compare all your coverage options to find the best deal.

Our top picks for the best travel insurance for thailand

• Tin Leg: Best Rated Travel Isurance
• Seven Corners: Best Value for Medical Emergencies
• John Hancock Insurance Agency, Inc.: Best plan for a Solid Coverage

Seven Corners

John hancock insurance agency, inc..

You are not legally required to have travel insurance to visit Thailand, but it’s advised so you have the protection and support you need in case of illness, injury, theft or other travel hiccups.

Below are some risks that could make getting travel insurance worthwhile for your trip to Thailand.

Best Rated Travel Isurance

Why we like it.

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best Value for Medical Emergencies

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best plan for a Solid Coverage

• Travel delay coverage kicks in after just three hours
• Generous coverage for emergency evacuation and repatriation of remains
• Optional CFAR upgrade available
• Baggage insurance comes with generous limits of up to $2,500
• Terror attack coverage included
• Baggage delay coverage requires a 12-hour waiting period

Are there COVID-19 restrictions for U.S. tourists?

As of January 2024, there are no COVID-19 restrictions in place for U.S. tourists hoping to visit Thailand.

Do I need a visa or passport to travel to Thailand?

You only need a visa to travel to Thailand if you intend to stay longer than 30 days . Short-term stays that fall under that threshold do not require a visa. You do need a passport to enter the country, and it’s recommended your passport be valid for at least six months past your intended entry date to avoid being turned away at the border/customs.

Is it safe to visit Thailand?

According to the latest updates from the U.S. Department of State, it’s safe to travel to most parts of Thailand . The DOS puts  Thailand’s overall threat rating at Level 1, which means you should exercise normal precautions. That said, there is civil unrest and a higher risk of violence in the provinces of Yala, Pattani, Narathiwat, and Songkhla, which the U.S. DOS has put at Level 3 (reconsider travel).

When is the best time to visit Thailand?

Thailand is beautiful year-round. November through March marks the dry months, following the wet season from May through October.  If you’re sensitive to heat, consider avoiding Thailand in April . That’s the country’s hottest month, and temperatures then regularly hit 105° F (40° C).

Risk of insect-borne diseases

Mosquitos are prevalent in Thailand, and they can transmit diseases like malaria, dengue fever, chikungunya, Japanese encephalitis, filariasis and Zika. Using insect repellents and mosquito nets, avoiding affected areas and taking prophylactic medications can help prevent infection. But if you do get sick, travel insurance could make all the difference in getting care fast.

Extreme weather conditions

Thailand is a beautiful country full of waterfront vistas and lush, tropical forests, but it’s also situated in a geographic area that’s prone to floods, earthquakes and tsunamis, similar to visiting Japan . Travel insurance policies that include trip cancellation protection and emergency evacuation clauses can protect you financially if your trip is canceled or you need to get out of the country ASAP because of a natural disaster.

Petty theft and pickpockets 

Petty theft, including pick-pocketing, is a concern in many tourist areas throughout the world, and Thailand’s major cities of Bangkok and Chiang Mai are no exception. Certain travel insurance policies also include reimbursement for stolen goods, such as a wallet that was snatched during a pick-pocketing event or travel documents that disappeared when your luggage vanished at the airport.

Travel insurance policies can differ greatly depending on the insurer and other factors, such as the size of the deductible or the provider you choose.

Consider these types of coverage when purchasing travel insurance for your trip to Thailand.

Trip cancellation insurance

If you need to cancel your trip to Thailand for a covered reason, trip cancellation insurance can reimburse you for pre-paid travel expenses that are non-refundable.

It’s important to note, though, t hat trip cancellation insurance is far from universal . If you just decide you don’t feel like going to Thailand anymore or your boss refuses to give you the time off, your cancellation clause may not apply. Some medical conditions, like pregnancy , are also not covered as a covered reason for cancellation. 

Read the fine print carefully to see what’s covered and what isn’t, and consider a CFAR (cancel for any reason) policy if you have additional concerns. With this type of coverage, you can cancel your travel plans for any reason at all and get back around 50% to 70% of your prepaid travel expenses.

Trip delay insurance

Chances are you don’t have a direct flight from your hometown to Thailand. Most people will have to grab one, if not two or three, connecting flights, and that means more layovers and more opportunities for your schedule to go awry. If your flight is delayed and you miss a connection, trip delay insurance kicks in to cover your expenses while you’re stuck in an airport or intermediary city.

Most delay policies have a grace period before they kick in, so you may have to wait 6 or 12 hours before you get reimbursement for delay-related expenses. But once that period has passed, you can make a claim for things like temporary accommodations and food plus the cost of anything you’re missing out on in Thailand while you navigate the delay.

Trip interruption insurance

Trip interruption insurance is like trip cancellation and delay policies except that it applies to a trip that’s already in progress but has to be cut short . Imagine you’re already in Thailand when you get a call about an emergency back home. You have another week of hotel, car and entertainment costs you’ve already paid for, but now you need to return home early.

Your trip interruption insurance could cover those costs so you can go home worry-free, but your reason for flying out ASAP needs to be an emergency covered by your policy (e.g., illness or death in the family, terrorism at your travel destination, etc.).

Travel medical insurance

It’s extremely doubtful your U.S. health insurance company offers any coverage while you’re abroad, so travel medical insurance is crucial . Look for policies that cover medical expenses related to both illnesses and accidents, so you’re taken care of whether you contract the common cold or need an ambulance ride after you slip and fall at the Temple of Dawn.

Medical evacuation insurance

If you become sick or are hurt beyond what a local hospital or doctor’s office can handle, you may need to be moved to another country where trauma care is more readily available. Medical evacuation insurance goes beyond medical expenses to cover transportation, like Medevac rides to get you to an advanced facility as soon as possible.

Insurance for personal items

Some travel insurance companies offer coverage that includes replacing or reimbursing you for baggage and personal items that are lost and stolen. This is a good thing to have in areas where petty theft is common, but there are always exceptions. You will likely need to file a police report to turn into your insurance company when you file a claim, and there are typically caps on how much your policy will cover.

Rental car coverage

Rental car coverage is not automatically included in Thai travel insurance, so you’ll need to ask your insurance company or consider an add-on policy. Read the fine print to see what’s covered. Collision, theft and damage due to a natural disaster are all possibilities but may not all be covered.

The most common travel insurance exclusions are cancellations or trip interruptions caused by what insurance companies call “known or foreseeable events.” That might be something like wanting to cut your trip short because you don’t like all the bugs in Thailand or bailing on the trip altogether because you heard it’s been raining really hard.

Other things that may not be covered include:

• Endemics and pandemics (some companies have or had temporary COVID-19 policies )
• Cancellations due to poor paperwork or malfeasance, such as if you’re detained at customs or tried to travel with a soon-to-expire passport
• Medical expenses or repatriation needs resulting from a risky activity (e.g., cliff diving or hot air ballooning with a non-licensed company) or due to a pre-existing condition.

Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage . For a more comprehensive policy, you can expect to pay around $7 to $11 per day.

To give you a better idea of how much travel insurance will cost for a trip to Thailand, we got price quotes from some popular travel insurance providers.

We applied these details to our quotes:

• Age: 35 years old
• Destination: Thailand
• Trip Length: 7 days
• Trip cost: $2,000

We’ve displayed our price quotes for basic travel insurance coverage in the table below. These plans range from less than $1 per day to $6 per day.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

A more comprehensive travel insurance policy that covers trip cancellation and trip interruption will be a bit more expensive. Our quotes from the same providers show that this type of protection costs around $7 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Keep in mind that the final cost of your Thailand travel insurance will depend on a variety of factors, including the following:

• The amount of coverage you need
• How long you’re traveling for

To get the best Thailand travel insurance, think about when you’re going, how you’ll get there and when you want to buy your policy.  

Then, follow these tips:

• If you travel often, consider an annual multi-trip policy and you could save by bundling.
• Get lower premiums by increasing the excess/amount you’ll pay if you do need to make a claim.
• Get quotes for a Thailand-specific policy rather than one that covers all of Asia.
• For longer stays, look at extended-stay insurance or backpacker policies.

Do I really need travel insurance for Thailand?

Travel insurance for Thailand is not legally required, but a policy is recommended so you can protect yourself against everything from a canceled or delayed trip to catching the flu or dengue fever during your visit.

Is health insurance still required in Thailand?

Health insurance was required for visitors to Thailand during the height of the COVID-19 pandemic, but that policy is no longer in place.

What is the best health insurance in Thailand for foreigners?

The best health insurance in Thailand for foreigners is the policy that offers the best coverage for your specific needs, health history, length of stay and the level of risk associated with your health or the type of activities you have planned. Try using our online comparison tool to find the best travel insurance policy for you.

Alana Luna (Musselman) is a versatile storyteller with over a decade of writing experience. She is passionate about helping people build their business through unique and engaging content. Some examples of her current freelance projects include building content strategies for small businesses, completing industry research to build case studies, crafting buyer guides and more.

She has a passion and keen ability to simplify complex ideas through storytelling to make it easier for readers to understand hard-to-digest information. As such, Alana’s writing holds strong three principles – content that educates, engages and entertains.

Apart from her contributions to LA Times Compare, Alana has freelanced and ghostwritten for large publications and prestigious brands such as Orbitz, Groupon, Amazon, JCPenney, Walmart and more.

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At LA Times Compare, our mission is to help our readers reach their financial goals by making smarter choices. As such, we follow stringent editorial guidelines to ensure we offer accurate, fact-checked and unbiased information that aligns with the needs of the Los Angeles Times audience. Learn how we are compensated by our partners.

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Travel Insurance

Unforeseen circumstances can arise when you are traveling, including problems with your health, accidents, and loss of personal items. Chubb offers insurance plans that suit your needs and are accepted by Schengen countries for those who want to apply for a visa.

Travel with peace of mind at any time, not just in Thailand but anywhere in the world, with Chubb’s travel insurance.

Coverage Highlights

• Accidental benefit during overseas travel
• Medical expenses incurred overseas
• Post journey medical expense in Thailand
• Emergency medical evacuation and repatriation
• Trip cancellation expenses
• Trip curtailment expenses
• Flight delay
• Overbooked flight
• Baggage delay
• Loss or damage of baggage and personal effects
• Home guard benefit
• 24 Hour emergency helpline
• Emergency medical assistance and travel assistance

Market Leading Chubb Travel Insurance

• No monetary excesses - You can claim all benefits up to the full amount in the Policy.
• No limit for Trip Cancellation - We will pay your actual loss in full.
• Claims payments within 15 days with completed claim documents.
• Up to 22 coverages which is the best coverage in the market.

Chubb Travel Insurance (Overseas)

For further details, please visit Chubb Travel Insurance website.

Chubb Travel Insurance Domestic Thailand

For information, please click 

Remark  Applicant should read the terms and conditions of the policy throughly prior to applying for insurance.

Chubb conducted research on the travel market in Thailand to find out the travel behaviour and insurance purchase habits of Thai travellers. Five hundred and fifty-six respondents participated in the online survey conducted over two days. 64% od respondents are in Bangkok and Central area.

On average, Thai travellers took two to three international trips per year. Countries in Southeast Asia topped their choice of frequent visits. Japan was their preferred choice of destination, followed closely by Singapore (54%), China (42%) and Laos and Korea (33%).

From the survey, five interesting facts were uncovered with regards to Thai travellers:

1. More than half of Thai travellers (52%) purchased travel insurance every time for their international trips while 32% of Thais have bought it for all of their domestic trips.

2. The key motivation to buying international travel insurance pertained to concerns about suffering an accident overseas while having other insurance policies that did not cover travel determined the purchase of domestic travel insurance. 

3. Desktop laptops and smartphones contributed almost equally as devices used for resarch and purchase of travel insurance. Frequent travellers and younger people are heaviest users of smartphones.

4. Thai travellers tended to buy travel insurance online together with their travel bookings.

5. A majority of Thai travellers liked travel insurance products with several inclusions, followed by their preference for a provider that provided good customer service.

Download the full infographic here 

Personal Travel Insurance

Don't allow travel inconveniences to affect that carefully planned trip. Travel with confidence with Chubb travel insurance. 

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International Health Insurance in Thailand

Find out all you need to know about the healthcare system and how to get health insurance in Thailand with Cigna.

Thailand is often called ‘the Land of Smiles’, and for good reason. It’s a popular location for expats and travelers, boasting a low cost of living, stunning weather, amazing sights and tasty food. Expats are drawn by the promise of a warm-weather retirement, incredible scenery and fantastic employment opportunities in the tourism sector. Whether you’re a short-term or long-term visitor, it’s mandatory to hold travel or international insurance that covers COVID-19 and has a minimum coverage of $100,000.

How does Thailand’s healthcare system work?

Thailand began a Universal Coverage Scheme (UCS) in 2002, opening healthcare to all its citizens. Many services are free for all, as healthcare is funded by tax revenue.   The government funds hospitals, and a range of pharmaceutical drugs are produced within the country, keeping prices low. Thailand’s healthcare is recognised as among the best in the world. However, unless you are eligible for healthcare coverage through a Thai employer, you’ll be expected to pay for a private insurance plan while you’re in Thailand. Multiple plans offer a range of different coverage options.

Read more on securing a visa for Thailand

Pros and cons of using Thailand's public health system

Some of the benefits of the local health system include:

• Language - many doctors and other specialists speak English and private hospitals employ staff educated at prominent universities.
• Available – there are many pharmacies across Thailand, from its cities to smaller towns. They’re easily recognisable and usually open seven days a week.
• UCS - legally working expats qualify for the UCS, funded by monthly salary deductions.

Get a quote today

Some of the potential drawbacks include:

• Free consultations can be brief, with medications limited to generics.
• Public healthcare is usually limited to certain hospitals and not included if an out-of-network hospital is required for treatment.
• There may be fewer care options than those you might find in a private hospital.

What’s the difference between public and private healthcare in Thailand?

Read our everyday guide to life in Thailand

How can international health insurance help you in Thailand?

International health insurance unlocks access to private international hospitals. You’ll receive the best quality services and treatment at first-class facilities.

Choosing your international health insurance

Get started.

Answer a few questions and enter your personal details to get started.

Choose your plan

Compare plans and find a flexible package to suit your needs.

Get protected

Receive your quote and get protected today.

Cigna Global Health Options Plans

Worldwide or worldwide excluding USA cover

Annual benefit limit

• Evacuation and Crisis Assistance Plus™
• Health and Wellbeing
• Vision and Dental

Core hospitalisation cover overview:

• Annual benefit limit: $1,000,000
• Inpatient and daypatient treatment
• Private room
• Full cancer care
• Newborn care cover
• Annual benefit limit: $2,000,000
• Inpatient Maternity*

Paid in full

• Annual benefit limit: Paid in full
• Mental and Behavioural Health care paid in full

Cigna Close Care℠ Plan

Country of residence + Country of nationality

• Outpatient and Wellness Care
• Dental Care and Treatment
• Annual benefit limit: $500,000
• Condition limit: $250,000
• Semi-private room

Why choose Cigna for health insurance in Thailand?

• Access to healthcare for expats and non-residents.
• Find medical practitioners in over 192 other countries.
• 24/7 access to our customer care team.
• Reliable service and access to Thailand's leading private hospitals.

Can foreigners access healthcare in Thailand?

Foreign nationals can only access publicly funded Thai healthcare if they have insurance, either through a Thai employer or as private cover

How do I claim?

Start your claim by contacting our Customer Care Team and providing us with all the details regarding your health requirements.

What are expats covered for without a health insurance plan?

All expats are required by law to have health insurance. If you’re moving for work purposes, you may not have to consider any further coverage as you will qualify for social security, funded by a reduction in your monthly salary. However, it’s worth remembering that social security doesn’t provide complete cover.

Is international health insurance necessary in Thailand?

Yes, as of 2021, all visitors to Thailand must have a mandatory COVID-19 insurance plan that covers visitors for a minimum of $100,000. This is because most standard health insurance policies don’t cover the insured against pandemics.

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Travel insurance   online, travel plus health by allianz ayudhya, comprehensive travel insurance worldwide coverage for medical treatment up to thb 5,000,000 in case of sickness or accident, travel insurance online - benefit in detail.

• Accredited by Schengen embassies for visa application.
• Provide coverage up to THB 5,000,000 in case of sickness or accident.
• Worldwide coverage.
• 24/7 emergency medical assistance.
• Emergency travel assistance.
• Full refund in case of visa refusal.
• Provides insurance coverage after 2 hours of travelling.

Please purchase insurance at least two hours before travelling.

Excluded country: Crimea region, Cuba, Iran, North Korea, Syria, Israel, Nepal

Travel to Schengen countries, please specify "Schengen"

Frequently asked questions

• Eligible for persons aged 1 month – 69 years and 364 days.
• Children under the age of 16 years must apply and be accompanied by a parent.
• The insurance only provides coverage on trips departure from Thailand and return to your residence in Thailand.
• The annual plan covers all of your trips up to 90 days per trip during the whole policy year.
• The period of coverage shall commence prior to the covered person leaving from Thailand for 2 hours by airplane according to the departure flight schedule and shall be valid until arrivals in Thailand or within 2 hours after arrives Thailand by airplane according to the arrival flight schedule or up to the expiry date of the policy.
• The insured person could go to any hospital or medical clinic where have been registered to lawfully operate as a hospital and must pay for medical expenses incurred abroad, and submit the claims documents for reimbursement within 30 days after discharged from the hospital.
• In case of Emergency Medical Assistance, please call +662-3058470 for services 24 hours. Any enquiry and medical advice, please call Customer Center +662-2328666 for services 24 hours.

The provision of international assistance when the member is travelling outbound from Thailand by provide these service :

• Evacuation is to the nearest hospital where appropriate medical care is available.
• Repatriation is to the Home country or Thailand.
• Transportation of Mortal Remains is to Home Country or Thailand.

The policy cannot be cancelled. The policy can be fully refunded in case of the covered person has not been approved for VISA with the evidence of embassy together with other documents i.e. copy of passport, Copy of book bank account of the covered person by sending email to [email protected] by notify to the company prior to the first date of coverage.

Company will provide customers to retain and request permission to issue the new policy within 1 year.

• Medical and physical conditions which existed prior to the commencement of cover.
• Childbirth, pregnancy and conditions related to pregnancy, investigations and treatment for fertility.
• Self-injury, intoxication and drug abuse.
• Sage of drugs that are not prescribed by a physician.
• The accident incurred while the covered person plays or compete in dangerous sports including all kinds of car, boat, horse racing, all kinds of ski racing, including jet ski, skating, all kinds of boxing including wrestling, parachuting, (except for parachuting for life saving), boarding or travelling in a balloon, gliding, bungy jumping, mountain climbing with equipment, diving with oxygen tank, and breathing equipment under water.
• Any dental treatment except emergency dental treatment resulting from an accident.
• Congenital abnormalities.
• While the covered person is boarding or travelling in an aircraft which has no license for carrying passengers or does not operate as a commercial aircraft.

The travel insurance must provide the coverage accordingly :​

• The insurance must cover at least 30,000 Euro or 1,500,000 THB.
• The insurance must include costs for medical treatment, hospitalization and repatriation due to injury or medical reasons.
• The insurance must be valid in all Schengen countries and cover the total length of the visit. We would like to provide Gold plus, Titanium, Paragon and Elite plan for submitting Schengen Visa. Please note that you have to bring your travel insurance with you when travelling due to inspections of relevant documents at the border control when you enter the Schengen area.

For International trip, insured person must purchase Chubb Travel Insurance before departing from Thailand.(Your trip must start and end in Thailand.)

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Chubb Assistance

• Products and Options
• Product Features
• Schengen Visa
• Luggage and Personal Effects
• Overseas Medical, Cancellation/ Additional Expenses
• Overseas Medical Assistance (applicable only to International Plans)
• Personal Liability

Learn about Chubb Travel Insurance

All you need to know to travel smarter.

Learn more about our product and get some travel tips while you are preparing for your next vacation.

Customer Service Hotline: +66 2611 4242

The services under Medical Emergencies are provided upon the specified terms and conditions of the policy and are available only when the Insured Persons are on a Journey. 

Claims Made Easy

Process your claim as quickly as possible.

What to do in the event of an insured loss under your policy, how to submit your claim and an outline of the required documents to support your claim.

Exclusive Privileges

Choose the privilege that you prefer.

Quality travel cover at an affordable price

With more than 50 years of insurance experience and many millions of travellers served, Chubb Travel Insurance offers high-quality insurance to travellers. We have plan options for all types of travellers.

Access to a global team of travel experts

Purchasing travel insurance from Chubb Samaggi Insurance means access to a truly global network. In addition to our wealth of local expertise, Chubb’s operation in Thailand is backed by our extensive global travel network and breadth of resources to serve your every need.

Fast, fair and efficient handling of claims

Experience has taught us the importance of being proactive when managing claims. Chubb Samaggi Insurance understands that a fast, fair and efficient approach to claims handling will bring about an expedited outcome, and can help to deliver an improved result.

24 hour emergency assistance

When you purchase Chubb Travel Insurance, you are instantly covered by Chubb Assistance. Our 24 hour emergency hotline that provides the support that you expect in your time of need, anywhere, anytime.

You may contact us via the following

Chubb Samaggi Insurance PCL

2/4 Chubb Tower, 12th Fl., Northpark Project, Vibhavadi-Rangsit Rd., Thung Song Hong, Laksi, Bangkok 10210 Fax no. 66 2611 4050

Chubb Customer Center

Hotline: +66 2611 4242 Monday - Friday: 8.00am – 8.00pm Saturday - Sunday and Public holidays: 9.00am -6.00pm E-mail:  [email protected]

For 24-hour emergency medical and travel assistance, call Chubb Assistance

+66 2039 5770

Chubb Worldwide Offices

For the mailing address, telephone number and email address of any Chubb office in our global network, use our office locator.

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©   Chubb Samaggi Insurance PCL. This policy is underwritten by Chubb Samaggi Insurance Public Company Limited. Full details of the terms, conditions and exclusions of this insurance are provided in the policy documentation

Allianz Travel Insurance

• +66 (0) 2 305 8512 08.30-17.30 (Mon-Fri)

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Choose the travel insurance plan that suits you.

Travel insurance.

Travelling abroad, eating different foods, all in unfamiliar surroundings, means that travellers may be exposed to a higher than usual risk of illness, accidents and other type of mishaps. Every year thousands of travellers unexpectedly end up in foreign hospitals. Those who have travel insurance can rest assured that their expensed will be covered. Travel Insurance represents just a fraction of your trip cost. It is a small investment that protects you from physical and financial harm.

Allianz Travel’s Dance Moves travel insurance not only covers your unexpected expenses, but our global experienced assistance network is also ready to help you. Whenever you need help, you can call our Bangkok office in Thai and English and we will send our team to help you from every continent of the World. You can be worry-free with Allianz Travel Insurance.

Key Benefit

Overseas medical assistance and expenses

Trip Cancellation or Trip Postponement Expenses

Travel Delay

Missed Connecting Flight (Each completed 6 hours of delay)

Baggage Delay (At least 6 hours of delay)

Follow-up Medical Expenses in Thailand (within 30 days after arrives in Thailand)

Emergency Medical Evacuation

Trip Curtailment

Loss of/Damage to Personal Baggage and/or Personal Property

Single Plan

Single Plan is simple and flexible. We offer coverage for one trip and cover you against medical costs, trip cancellations and curtailments and any unexpected occurs during your trip abroad.

Whether you have a short trip in Asia or long holiday in Europe or worldwide, travel individual, couples, family or with a group, the single plan travel insurance can cover you up to 180 days.

Annual Plan

Annual Plan is perfect for frequent travelers. If you plan for several overseas trips in the year, this plan helps you save money and enjoy the peace of mind with every trip. Get covered for an unlimited trips (up to 365 days per trip).

Someone may think that travel insurance is not necessary if they take care of themselves good enough. However, accidents and sudden illnesses can be very traumatic and expensive experiences when you’re away from home. Travel insurance keeps you covered and gets help when you need it.

Student Plan

As an overseas student, accidents and sudden illnesses can be very traumatic and expensive experiences when you’re away from home. Comprehensive but affordable, the Student Plan is specially designed for an overseas student to cover unexpected medical or travel interruption expenses as you embark on your new adventure.

This travel insurance product is managed and sold by AWP Services (Thailand) Co., Ltd. (the authorized brokerage company,  Non-Life Broker License No. Wor00034/2559 , under the tradename of “Allianz Travel”) and underwritten by Allianz Ayudhya General Insurance Public Company Limited. Please read and study  Travel Insurance Policy for Single Plan , Travel Insurance Policy for Annual Plan , and Travel Insurance Policy for Overseas Student Plan that specified all terms and conditions of benefits coverage, exclusions, period of coverage, premium and other relevant information therein. If you have more inquiries or questions, please do not hesitate to contact us for further information or assistance before completing your purchase.

*Conditions apply

Dedicated to helping and protecting

Allianz Travel is the world’s leading provider of travel insurance and assistance services. With a range of cover for individuals or Families with Single Trip Travel Insurance, Multi–Trip Travel Insurance and Overseas Student Insurance cover options, we are determined to provide you with a consistently high standard of service. We dedicate to helping, protecting and bringing peace of mind. We go beyond offering traditional insurance and assistance products, we aim to redefine help and humanize insurance, always with our customer at the core of our offers.

Travel Insurance Thailand

Travel Insurance for Thailand

Adventure is worthwhile in itself." - Amelia Earhart

Thailand promises a tapestry of vibrant cultures, stunning landscapes, and unparalleled experiences. As seasoned travellers prepare their itinerary meticulously, considering travel insurance for your Thai escapade is a prudent step towards a worry-free adventure.

Thailand's charm is in its surprises, but not all surprises are delightful. From a sudden ailment requiring medical attention to flight delays disrupting your well-laid plans, unforeseen circumstances can swiftly cast a shadow over your dream holiday. This is where a travel insurance steps in as your reliable companion, offering a safety net against the uncertainties that can arise while exploring the Land of Smiles.

Travel insurance Thailand from Tata AIG includes provisions for emergency evacuations should you find yourself in a remote area with limited medical facilities. This feature provides peace of mind, allowing you to explore confidently. With Tata AIG, you can easily claim travel insurance policy in Thailand and get reimbursed instantly!

Thailand Visa For Indians

Places to visit in thailand, budget for thailand from india, thailand visa fees for indians, travel insurance for thailand from india.

Amelia Earhart's words ring true as you venture into the captivating realm of Thailand – "Adventure is worthwhile in itself." Yet, just as a seasoned explorer equips themselves with the right tools, travel insurance equips you with a safety net against possible uncertainties.

By safeguarding your journey, an overseas travel insurance policy for Thailand lets you fully embrace the magic of the land, knowing that you are prepared for whatever lies ahead.

Imagine your excitement as you prepare to immerse yourself in Thailand's cultural wonders, only to be met with an unforeseen flight delay or cancellation.

Travel insurance alleviates the financial burden by compensating for the unexpected expenses arising from these travel hiccups. This allows you to easily navigate the situation without compromising your exploration plans. The anticipation of experiencing Thailand's diverse landscapes could be momentarily derailed if your baggage takes an alternate route.

The best travel insurance for Thailand ensures you are not left in the lurch, offering coverage for lost, stolen, or delayed baggage. This enables you to replace essential items and continue your journey uninterrupted swiftly. Your health is paramount, especially when traversing foreign lands. Thailand's tropical climate and exotic cuisine might not always agree with your constitution.

Tata AIG offers travel insurance that covers medical expenses, ensuring you have access to quality healthcare without straining your finances. Whether it's a minor ailment or a more serious medical concern, your well-being remains a priority.

Why Do You Require Travel Insurance Bangkok (Thailand) from India?

Crafting a flawless itinerary for your Thai odyssey requires meticulous attention to detail. Every facet of your journey deserves thoughtful consideration to ensure a seamless and enriching adventure. The dynamic terrain of international travel, especially in the captivating realm of Thailand, necessitates an astute evaluation of potential challenges.

The kaleidoscope of experiences that the shadow of unforeseen events could accompany Thailand. Accidents, illnesses, or untimely detours can disrupt even the most comprehensive plans. In these moments of vulnerability, your overseas travel insurance from Tata AIG emerges as your steadfast guardian, offering a shield against the uncertainties that might surface. This can provide you with a much-needed safety net.

Consider Tata AIG’s cheap travel insurance to Thailand with surround coverage, where affordability aligns with comprehensive protection. Robust medical coverage, coverage against trip interruptions or extensions, provisions for lost passports and luggage, and evacuation and repatriation assurances weave a safety net allowing you to delve into Thailand's treasures without trepidation.

When adversity knocks in a foreign land, having a reliable travel insurance plan can offer a series of benefits and a worry-free trip.

As you embark on your journey to Thailand from your place of origin, our travel insurance for Thailand will ensure your adventure remains unhindered by uncertainties.

Significant Advantages of Purchasing Travel Insurance Online for Thailand

Embarking on a journey to Thailand is an exhilarating prospect, especially for those venturing into uncharted territories. However, the allure of distant lands comes with its own intricacies.

The unexpected can strike any moment, advocating for a robust shield of protection. Anything could disrupt your plans, from illness and accidents to lost belongings or missed connections. In times of vulnerability, the anchor of valid travel insurance emerges as an invaluable companion, adeptly navigating the waters of unforeseen circumstances.

Outlined below are the pivotal advantages of having a Thailand travel insurance plan by your side: Flight Hijack Cover: Safeguarding you against the unexpected, including potential flight disruptions, this provision ensures your voyage remains resilient.

Local Journey Assistance: Navigating unfamiliar terrain becomes less daunting with this assistance, offering a lifeline during unforeseen challenges.

Coverage for Delay or Loss of Baggage: In a realm where possessions hold value, this coverage alleviates the financial strain from baggage mishaps.

Personal Liability Coverage: Shielding you against unforeseen legal obligations, this coverage preserves your financial well-being.

Flight Cancellation Insurance: A bulwark against the vagaries of travel, this coverage safeguards your investment when unforeseen circumstances lead to flight cancellations.

Hospitalisation Coverage for Accidents, Diseases, and COVID-19 Treatment: The ongoing global health scenario underscores the importance of robust medical coverage.

Medical Emergency Coverage: A comprehensive safety net encompassing accidents and illnesses, including hospitalisation due to COVID-19, ensuring your well-being during your journey.

Navigating travel insurance with Tata AIG renders the process seamless and cost-effective. Begin your exploration with pocket-friendly travel insurance for Thailand from India prices starting from as little as ₹47.85 per day*, allowing you to embrace your Thai adventure with financial assurance and peace of mind.

Benefits Offered by the Tata AIG Thailand Travel Insurance Policy

So, is travel insurance mandatory for Thailand? No, it is not. However, Tata AIG's travel insurance policy for Thailand is highly recommended as it encompasses a range of coverage features that cater to your diverse needs. Here's a breakdown of some key offerings:

Luggage Coverage: Should your checked-in luggage encounter a hiccup in transit or face delays at connecting airports en route to Thailand, Tata AIG's baggage coverage steps in. This feature ensures reimbursement for the total cost of items within your checked-in luggage, aligning with the selected coverage level of your policy. Medical Coverage: The essence of the Tata AIG travel insurance Thailand plan lies in extending financial support during unforeseen medical exigencies. Whether illness strikes or an unexpected event necessitates hospitalisation, our medical coverage offers reimbursement.

Trip Coverage: Tata AIG's travel insurance thailand from India includes provisions for passport loss, travel delays, cancellations, and even hotel cancellations.

Miscellaneous Benefits: Our travel insurance Bangkok (Thailand) policy further unfolds with a bouquet of additional benefits:

Affordable Options: Embarking on your Thai adventure is accessible, with travel insurance Thailand plans commencing at an economical rate of ₹47.85 per day*.

Hassle-Free Purchase: The acquisition of travel insurance is streamlined through our online platform, eliminating the need for a complete medical examination.

Convenient Premium Payments: The simplicity of paying travel insurance premiums in Indian National Rupees while securing coverage for your journey to Thailand adds to your peace of mind.

Tailored Choices: Navigating the spectrum of options becomes effortless through our online travel insurance premium calculator. Discover a travel insurance plan tailored to your needs, ensuring affordability without compromising coverage.

As you prepare to traverse the Thai landscapes, make sure you have the best travel insurance for Thailand. It will safeguard your expedition with a comprehensive array of benefits, providing financial security and peace of mind throughout your journey.

Thailand Visa and Entry Information

Many different types of Thailand visas are available, depending on your purpose of travel and stay duration. Here are some of the most common types of Thailand visas:

Tourist Visa : This visa is for tourists who want to stay in Thailand for up to 30 or 60 days. It can be obtained on arrival at a Thai airport, embassy, or consulate in your home country.

Non-Immigrant Visa : This visa is for people who want to stay in Thailand for longer than 30 days for business, study, or retirement purposes. There are many different types of non-immigrant visas, each with its requirements.

Diplomatic Visa : This visa is for diplomats and their families travelling to Thailand on official business.

Official Visa : This visa is for government officials travelling to Thailand on official business.

Courtesy Visa : This visa is for people invited to Thailand by the Thai government or a Thai citizen.

SMART Visa : This visa is a new type designed to attract high-net-worth individuals and entrepreneurs to Thailand who wish to invest in the country. It allows for a stay of up to 4 years and multiple entries.

Required Documents for Visa on Arrival or eVisa :

Valid passport at least 6 months old with at least two blank pages

One recent passport-sized photograph (45mm x 35mm)

Round-trip air ticket or e-ticket

Hotel booking or proof of accommodation

Proof of financial means (THB 20,000 per person or THB 40,000 per family)

Visa application form

Additional Requirements for Regular Visa :

Letter of invitation from a Thai citizen or company Proof of employment or business in India Bank statement showing sufficient funds to support your stay in Thailand Police clearance certificate from India

Entry Requirements :

All travellers must have a valid passport and visa (if required)

Travellers must have a confirmed onward travel ticket

Travellers must have a valid health insurance policy for their stay in Thailand

Travellers may be required to show proof of vaccination against yellow fever if they arrive from a country with a risk of yellow fever transmission

COVID-19 Requirements :

As of March 8, 2023, all travellers entering Thailand must present a valid vaccination certificate or a negative RT-PCR test result within 72 hours of departure. Children under 12 are exempt from the vaccination and testing requirements.

• Thai Visa Application Process from India

Here are the steps on how to apply for a Thai visa from India, both online and offline:

Online Procedure

Go to the Thai eVisa website: https://www.thaievisa.go.th/

Click on the "Apply for eVisa" button

Select your nationality and visa type

Fill out the online application form

Upload your passport-sized photo and a copy of your passport

Pay the visa fee

Your eVisa will be emailed to you within 24 hours

Offline Procedure

Visit the Thai embassy or consulate in India that’s nearest to you

Bring the required documents, including your passport, visa application form, passport-size photo, and proof of financial means

Your visa will be processed and issued within a few days

**Visa Charges for Indian Travellers to Thailand **

Visa on Arrival: Indian citizens can obtain a visa on arrival (VOA) for Thailand. The VOA allows a single entry and a stay of 30 days in Thailand. The VOA fee is THB 2,000 (approximately ₹4,300).

eVisa: Indian citizens can also apply for a eVisa for Thailand. The eVisa allows a single entry and a stay of 30 days in Thailand. The eVisa fee is THB 3,000 (approximately ₹6,600).

Regular Visa: If you need to stay in Thailand for longer than 30 days, you must apply for a regular visa at a Thai embassy or consulate in India. The regular visa application process can take several weeks, so it is important to apply well before your travel date.

Tourist Visa (Single Entry): THB 2,200 (approximately ₹5,192) for a 30-day stay.

Tourist Visa (Multiple Entry): THB 5,000 (approximately ₹10,500) for a 60-day stay.

Non-Immigrant Visa (Single Entry): THB 4,000 (approximately ₹8,600) for a 30-day stay.

Non-Immigrant Visa (Multiple Entry): THB 10,000 (approximately ₹21,000) for a 60-day stay.

The Indian Embassy in Thailand

Currency and foreign exchange.

In Thailand, the official currency is the Baht (฿), issued by the Bank of Thailand. When you travel to this vibrant nation, you'll find that most transactions are conducted in Baht.

The conversion from Indian Rupees (₹) to Baht can fluctuate regularly, meaning the exchange rate is subject to change. It's wise to stay attuned to these variations, particularly if you plan a trip from India to Thailand. Monitoring exchange rates becomes essential, allowing you to ensure you possess an ample supply of the local currency for your travels.

You can check the recent currency exchange rates here .

Thailand Trip: Safety and Precautions

• Health Precautions : Prioritise vaccinations, carry medications, and drink bottled water.
• Travel Insurance : Obtain comprehensive coverage for medical emergencies and unexpected mishaps.
• Local Laws : Familiarise yourself with Thai laws and customs to avoid legal issues.
• COVID-19 Considerations : Stay updated on entry requirements and adhere to safety protocols.
• Scams Awareness : Beware of tourist scams and be cautious with personal belongings.
• Emergency Contacts : Keep local emergency numbers and embassy contacts handy.
• Weather Awareness : Prepare for tropical weather conditions and pack accordingly.
• Cultural Sensitivity : Respect local customs, dress modestly and follow etiquette.
• Transport Safety : Choose reputable transportation options and use seatbelts when available.
• Food and Water : Opt for clean, well-cooked food; drink bottled or purified water.

Best Time to Visit Thailand

Thailand has a tropical climate with two distinct seasons: the rainy and dry seasons. The best time to visit Thailand depends on your interests and preferences.

November to February is the dry season and the most popular time to visit Thailand. The weather is comfortably warm with a clear sky. The average temperatures range from 25 to 30 degrees Celsius. This is a good time to visit all parts of Thailand, including the beaches, the islands, and the cities. However, it is also the most crowded time of year, so expect higher prices for accommodation and activities.

March to May is the hot season in Thailand. The weather is hot and humid, with average temperatures ranging from 30 to 35 degrees Celsius. This is not the best time to visit Thailand if you are sensitive to heat. However, this may be a good time to visit if you are looking for good deals on accommodation and activities.

June to October is the rainy season in Thailand. The weather is wet and humid, with average monthly rainfall of around 100mm. This is not the best time to visit Thailand if you are looking for good weather for beach activities. However, this may be a good time to go if you want a more affordable and less crowded time to visit Thailand.

Ultimately, the best time to visit Thailand depends on your preferences and interests. If you are looking for good weather and plenty of activities, the dry season (November to February) is the best time to go. However, if you are looking for a more affordable and less crowded time to visit, the rainy season (June to October) may be a good option.

Top Things to Do/Experience in Thailand

Thailand is a vibrant country, and you will be spoilt for choice once you are there. Listing the top things to do in Thailand within a few words is impossible. However, here are a few options which you absolutely must explore in the Thai lands once you are there:

Visit the Grand Palace and Wat Pho: The Grand Palace is the former residence of the Thai royal family, and Wat Pho is a temple complex with a reclining Buddha statue. They are both located in Bangkok and are must-sees for any visitor to Thailand.

Explore the floating markets: Thailand has several floating markets, but the most famous ones are Damnoen Saduak Floating Market and Amphawa Floating Market. These markets are a great place to experience Thai culture and buy souvenirs.

Go island hopping in the Andaman Sea or the Gulf of Thailand: Thailand has over 1,400 islands, so there are plenty of options for island hopping. Some popular islands include Phuket, Koh Phi Phi, Koh Lanta, and Koh Samui. Scuba dive or snorkel in the Similan Islands or the Surin Islands: The Similan Islands and the Surin Islands are two islands in the Andaman Sea that are popular for scuba diving and snorkelling. The clear waters and the visibility are excellent, making it a great place to see marine life.

Visit the Khao Sok National Park: Khao Sok National Park is a rainforest in southern Thailand that is home to a variety of wildlife, including elephants, gibbons, and monkeys. There are several trekking trails in the park and opportunities for kayaking and whitewater rafting.

Learn to cook Thai food: Thai food is some of the best in the world, and many cooking schools in Thailand offer classes for tourists. This is a great way to learn about Thai cuisine and take some delicious food home.

Get a Thai massage: Thai massages are known for being deep tissue massages that can help to relieve stress and pain. There are many massage parlours in Thailand, so you can easily find one that is convenient for you.

There are many other popular places like Phuket, Krabi, Koh Samui, Ko Phi Phi islands that offer a varied and mesmerising experience of land. You can go on island trips, hiking, enjoy watersports, or just chill on the beach enjoying a nice time.

Just to reiterate, with a reliable overseas travel insurance for Thailand, you can rest assured that in most adverse situations, you will have someone to help you out.

Thailand – Fast Facts

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Travel Insurance Thailand Overview

Other destinations, disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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What is the significance of travel insurance for a trip to thailand.

Travel insurance Thailand offers financial protection against unexpected events such as medical emergencies, trip cancellations, baggage loss, and more, ensuring a worry-free journey.

Does Tata AIG provide coverage for medical emergencies in Thailand?

Yes, Tata AIG's travel insurance for Thailand includes comprehensive medical coverage, encompassing expenses for accidents, illnesses, and even COVID-19-related treatment if necessary.

What other benefits does Tata AIG's travel insurance offer for Thailand?

Alongside medical coverage, our policy includes provisions for trip cancellations, loss of baggage, trip delays, passport loss, and personal liability coverage, ensuring a holistic safety net.

Can I buy Tata AIG's travel insurance thailand online?

Absolutely, you can conveniently purchase Tata AIG's travel insurance for Thailand online through our official website, streamlining the process for your convenience.

How does the claim process work for travel insurance with Tata AIG?

In the event of an unforeseen situation, reach out to our claims team and initiate a claim. We have a dedicated team of 650+ claim experts who will guide you through the process, ensuring a smooth experience and prompt resolution.

Is there a specific policy for families travelling to Thailand?

Yes, Tata AIG offers family travel insurance plans tailored to the needs of families journeying to Thailand. These plans encompass various family members, ensuring comprehensive coverage for all.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

• Travel Insurance

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When covering investment and personal finance stories, we aim to inform our readers rather than recommend specific financial product or asset classes. While we may highlight certain positives of a financial product or asset class, there is no guarantee that readers will benefit from the product or investment approach and may, in fact, make a loss if they acquire the product or adopt the approach.

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Travel Insurance For Vietnam: Everything You Need To Know

Updated: Apr 26, 2024, 11:14am

Table of Contents

Do australians need travel insurance for vietnam, what does travel insurance for vietnam cover, frequently asked questions (faqs).

Vietnam is an increasingly popular travel destination for Australians, with the country even hoping to encourage more Aussies to visit by potentially waiving visa requirements in due time.

The Southeast Asian country is set to be high on the list for Aussies going overseas in 2024. The number of Australian tourists in Vietnam now exceeds pre-pandemic levels: more than 317,000 Australians visited Vietnam in 2019 , while there were 390,000 Aussie visitors in 2023.

Plus, as more and more flights become available, such as low-cost carrier Vietjet Air launching a direct service between Hanoi and Melbourne earlier this year, getting to Vietnam is becoming easier for Australians.

If the direct flights, fascinating history, vast scenery and delicious food aren’t enough to convince Australian travellers, the cost may be. Vietnam is considered one of the cheapest travel destinations in the world for Australian tourists due to our strong conversion rate against the Vietnamese Dong and the nation’s low cost of living in comparison to our own.

And while cheap thrills may be what you’re after on your vacation, it’s important not to skimp on the necessities that may cost that little bit extra—such as travel insurance. This guide outlines what you need to know regarding travel insurance in Vietnam.

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Cover-More Travel Insurance

On Cover-more’s secure website

Unlimited, with a $2000 limit to dental

Yes, amount chosen by customer

Southern Cross Travel Insurance

Medical Cover

Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

$2,500 with option to increase to unlimited

Investing in travel insurance is a good idea for any overseas trip. Travel insurance policies can help protect you from having to dive deep into your pockets, with many offering unlimited medical treatment while abroad and cancellation cover for your trip should the unexpected occur.

Travel insurance is not just handy for medical purposes or travel changes, either. Your personal items can be covered, should any baggage go missing or an important item be stolen—which, unfortunately, often occurs in Vietnam.

Smarttraveller warns Australians to be alert at all times in Vietnam, considering petty theft–including bag slashing–is common in tourist areas and crowded places, especially during holiday times. Snatch-and-grab theft by thieves on motorcycles is also common, the website states.

Like most international travel insurance policies, you will be able to find basic coverage for your trip to Vietnam, or choose to opt for a more comprehensive, albeit more expensive, policy.

While a basic policy will often cover medical expenses and lost luggage,a comprehensive policy includes a lot more. Most basic policies also likely won’t offer compensation for travel delays, stolen cash, accidental death and more.

Additionally, if you are going on a trip to multiple countries within the year, it may be worth opting for an ‘annual multi trip’ insurance instead—making sure that there are no exclusions to the regions you are wishing to visit.

Visa Requirements For Australians Travelling to Vietnam

You’ll still be allowed to travel to Vietnam if you don’t invest in travel insurance, but you do so at your own risk—and, as stated, it is highly advised to have a travel insurance policy for any overseas trip.

However, what you cannot do is enter Vietnam as an Australian tourist without a tourist visa. While Vietnam will grant Australian citizens visas on arrival, applying for one online is much easier.

A tourist visa costs under $100 AUD; however the exact price depends on your length of stay.

The Vietnamese government may consider waiving visas for Australian citizens, especially since many other SEA countries have done so such as Indonesia and Thailand .

However, at the time of writing, Forbes Advisor Australia has confirmed that Australian citizens must still obtain a visa to visit Vietnam for tourism purposes.

The exact inclusions of your travel insurance will be dependent on your personal policy and the provider.

However, generally speaking, you can expect a travel insurance policy for Vietnam to offer some level of cover for:

• Medical expenses;
• Lost, damaged or stolen luggage;
• Travel cancellations or delays ;
• Personal liability;
• Credit card fraud;
• Covid-19 expenses;

If you are partaking in certain sports and activities, you will need to make sure that you choose a policy that covers them. You’ll also need to make sure that your policy covers any pre-existing medical conditions as well.

Plus, if you are travelling with valuables, you may wish to opt for a policy that lets you increase the protection cover on your items.

Ultimately, you need to consider what your trip consists of, what you will be taking with you, and your physical health to establish what policies would be appropriate for you.

From there, you can compare quotes of different policies and providers to ensure you have the optimal—yet affordable—cover for your trip to Vietnam.

Does Travel Insurance Cover The Ha-Giang Loop?

Considered one of the most scenic motorcycle routes in the world, the Ha-Giang Loop is a popular tourist activity in Vietnam for adventurous travellers. If the Ha-Giang Loop is one of your goals, you’ll need to make sure you have travel insurance that covers motorcycling.

Occasionally a policy may include this as one of their included ‘sports and activities’, but it is more often the case that you will need to purchase an additional ‘adventure pack’ that is either specific to, or includes, motorsports.

Even so, when purchasing an additional pack to cover motorbikes, you need to be cautious of the conditions. For example, some policies will only cover motorcycle riding if the bike you are riding has an engine under a certain size.

Often, coverage will cease and claims won’t be accepted if you haven’t been wearing the correct safety equipment such as boots and a helmet, or have been under the influence of drugs and alcohol.

What Does Travel Insurance Exclude?

Your travel insurance policy may exclude some activities that you wish to partake in, unless you can opt-in to purchase an additional adventure pack as explained above in regards to motorbike riding.

Just like with the inclusions of a policy, the exclusions depend on what type of policy you choose, and what provider you go with.

Commonly, however, you won’t be covered for instances where you:

• Break the law;
• Are under the influence of alcohol or drugs;
• Partake in an excluded activity;
• Receive medical treatment for a pre-existing condition that was not disclosed;
• Travel to a ‘Do Not Travel’ destination as outlined by Smarttraveller.

As always, it is essential to read the product disclosure statement (PDS) of your travel insurance policy carefully to understand what you will and won’t be covered for while overseas.

Do I need a visa to travel to Vietnam?

Yes, as of April 2024, Australian tourists still need a visa to travel to Vietnam. This visa can be obtained on arrival, or purchased online prior to travel. The visa takes approximately three days to process online, and the cost depends on how long you intend to stay in the country.

Does international travel insurance cover Covid-19?

Many comprehensive travel insurance policies now cover Covid-19, including medical conditions related to Covid-19 or trip cancellations due to a Covid-19 diagnosis. However, it is not guaranteed that all policies will. It’s important to check your policy’s PDS carefully to understand what it will and will not cover in regards to Covid-19 for both you and your travelling companions.

Related: Travel Insurance And Covid: Are You Covered?

How much does travel insurance cost for Vietnam?

The cost of your travel insurance for a trip to Vietnam will depend on your age, your health, the activities you wish to partake in, and the length of your stay.

For example, for a 34 year old with no pre-existing medical conditions travelling to Vietnam for two weeks, a policy from some of our top choices for comprehensive travel insurance would cost around $130 (based on quotes from Cover-More , 1Cover , and Fast Cover ).

The prices of these quotes would change depending on a chosen excess, cancellation cover, and any additional coverage options you may choose to purchase such as adventure packs or cruise cover.

Related: How Much Does Travel Insurance Cost?

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Sophie Venz is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously the Associate Editor of SmartCompany, Sophie has worked closely with finance experts and columnists around Australia and internationally.

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