schengen visa sweden travel

Frequently asked questions about visiting Sweden

On this page you will find questions and answers about visiting Sweden.

Do I have to visit the Swedish Migration Agency to show my passport when I apply for a residence permit to extend my visit in Sweden?

Yes, when you apply for a residence permit to visit Sweden for more than 90 days, you have to visit the Swedish Migration Agency in person before we can make a decision. You need to show that you are in Sweden, and you need to show your passport. In some cases you will also need to answer supplementary questions. When you apply through our e-service, you book an appointment for the personal visit through the e-service.

Do I need to apply for an entry visa to visit Sweden if I have a residence permit issued by another Schengen country?

No, if you have a valid residence permit issued by another Schengen country, you can travel to and stay in Sweden for up to 90 days without having an entry visa.

Can I apply for a visitors permit to extend my visit in Sweden, when I have an ongoing application for a residence and work permit?

The Swedish Migration Agency recommends for several reasons that you do not apply for a residence permit for a visit that concerns stays over 90 days, when you have an ongoing application for a residence and work permit:

• You cannot be granted two residence permits at the same time. The Swedish Migration Agency decides in the case that is most advantageous for you.
• If you apply for a residence permit for a visit while you are in Sweden, you are at risk of a rejection of your application for a residence permit to move to someone.
• If you are outside Sweden, you must wait until a decision is made in the application that is most advantageous for you. This may mean that the dates that you apply for a residence permit for a visit may have passed when the decision is made.

Can I apply for a residence permit for visit online?

You can apply for a visitor’s residence permit online. You can find the application here:

Visit Sweden for more than 90 days

When you apply, you must make an appointment to visit the Swedish Migration Agency (if you are in Sweden) or an embassy (if you are outside the country). Here you can see which embassy to select for your appointment:

Embassies responsible for migration matters

How can I take part of the entire decision for my relative or friend that I have invited?

Can a child invite a relative or parent living abroad to visit?

No, a child under the age of 18 can not sign an invitation.

The person can apply as a tourist and in the application state that they are to visit the child and explain what relationship they have. Or the legal guardian of the child in Sweden can write an invitation to invite the relative or parent.

Last updated: 2024-02-15

• Application Requirements

Who needs a Sweden Schengen visa

Whether you need a Schengen visa to Sweden or not depends on your citizenship. People from some countries are exempt from obtaining this type of visa. That applies to citizens of:

• all Schengen countries;
• EU and EEA countries;
• countries that have signed visa-free agreements with Sweden, such as the USA, the UK or Japan.

Citizens of other countries are required to obtain a visa to enter Sweden. 

The documents must be translated either in English or Swedish. When applying for a Schengen visa for tourist purposes, you are generally required to present the following:

• an application form — it can be found and filled out online;
• two passport-size photos ;
• a valid passport for international travel;
• a cover letter explaining your plans and reasons to visit Sweden;
• a bank statement proving sufficient financial means of around €50 per each day of the trip or other assets;
• international travel insurance with a coverage of at least €30,000;
• proof of accommodation;
• a round-trip ticket reservation showing the date you’re entering Sweden and the date you’re leaving;
• description of itinerary — if visiting other Schengen countries;
• proof of visa fee payment ;
• a marriage certificate, if applicable.

The passport must meet several criteria: have at least two blank pages, be not older than 10 years, and be valid for at least 3 months after returning from the trip.

Depending on the employment status, a foreigner needs to attach additional papers.

If a person is employed in some company, they provide:

• an employment contract;
• a current bank statement for the last 6 months;
• a leave permission from the employer;
• an Income Tax Return (ITR) form.

Self-employed people must submit a copy of their business licence, a company bank statement of the last 6 months and an Income Tax Return (ITR).

Students provide proof of enrollment and a no-objection certificate from the school or university.

Retirees must demonstrate their pension statement for the last 6 months.

Applying for a visa for a minor requires an additional package of documents:

• a birth certificate;
• a visa application;
• a family court order — if one parent has full custody over the child;
• Minor Consent Form signed by both parents.

A minor can’t apply for a visa on their own, so a parent or a legal guardian must accompany them.

Spouses of Swedish citizens must obtain a Schengen visa if they don’t have a residence permit in the country and their nationality is not visa-exempt.

For a short stay, applicants provide:

• a proof of Swedish citizenship of their Swedish spouse;
• Swedish marriage certificate;
• Swedish family record book.

Besides travelling, foreigners can obtain a Schengen visa for other purposes. In addition to basic documents, one must provide specific papers.

For business meetings or other events , it is required to submit an invitation from a Swedish company as well as details about its activities.

If you participate in any conferences or training courses, the invitation must contain the information about you and the event:

• your personal data;
• dates for the conference or training;
• the purpose of your visit;
• who will support your stay in Sweden.

It is also required to provide a conference programme or the equivalent as well as a copy of the list of participants.

For medical treatment , you should provide the following documents:

• a certificate from a doctor and medical institution from the country of a foreigner’s residence — it must contain the medical history and what kind of medical treatment is needed;
• documents from the receiving medical institution in Sweden — they must confirm that medical treatment can be performed and that the patient will be accepted;
• proof of financial arrangements for medical costs.

An applicant must provide information on the receiving institution, such as full address and contact number.

For an official visit, a visa is issued if a foreigner travels as a part of the government or other institutions’ delegation. In this case, the required documents include:

• a copy of the official invitation;
• a proof of the purpose of the journey;
• Original Note Verbale from the Ministry of Foreign Affairs.

For visiting family or friends. A foreigner can apply for a Schengen visa on the basis of having family or friends residing in Sweden. This type of visa is suitable for spouses of Swedish nationals. The host must provide an invitee with the following documents:

• a signed invitation;
• Personbevis — it is obtained from a taxation office in Sweden and should not be older than 3 months.

For airport transit , you might need to have a visa if you’re travelling to a non-Schengen country but have a layout in Sweden. To get one, applicants provide:

• a valid visa for the final country you are travelling to, if applicable;
• a flight ticket for the final destination country.

Embassy or consulate. You can apply in the Swedish embassy or consulate in your country of origin or the country of your legal residence.

Embassy or consulate of another Schengen country. If there are no Swedish representatives in your country, you can apply in an embassy or consulate of another Schengen country.

Visa centres are third-party centres that Swedish authorities gave the right to accept applications. The process of obtaining a visa through them can be faster than in the consulate or embassy. It also can be more costly as visa centres might charge additional fees.

The Swedish Schengen visa is usually issued within 15 days after the application, but in some cases, the processing time can increase up to 30 or even 60 days. For example, if the documents are lost, or an applicant is demanding a visa during the high tourist season.

It is advised to apply for a visa 3—6 weeks before the planned trip.

The fee for obtaining a Swedish Schengen visa is fixed and depends on the age of the applicant. Every person of 12 years and older pays €80. For children between 6 and 11, parents pay €40. There is no fee for children under 6.

Some categories of people are exempt from paying visa fees. They are:

• students, together with the teachers accompanying them, who travel to Sweden for educational purposes;
• researchers travelling to Sweden for academic research;
• representatives of non-profit organisations;
• representatives of non-profit organisations aged 25 years or less participating in seminars, conferences, sports, cultural or educational events organised by non-profit organisations.

Citizens of some countries pay a lower fee of €35. These countries are Armenia and Azerbaijan. Holders of non biometric passports from Albania, Bosnia and Herzegovina,

Georgia, North Macedonia, Moldova, Montenegro, Serbia and Ukraine pay the same visa fee.

Up-to-date information can be asked for in the embassy or consulate-general where you are applying.

You should apply for a visa no earlier than 6 months in advance. In general, the process consists of the following steps.

Applicants prepare all the required documents depending on their visit purposes and translate them properly.

Applicants book a visit in a Swedish consulate in their country of origin or a visa centre. Booking an appointment online is possible.

One visits the consulate or a visa centre on the date booked and brings all the documents. During the appointment, applicants might be required to submit the biometrics.

The standard visa fee is €80. It is not refundable and depends on the applicant’s age. The fee must be paid on the day of the appointment.

After 15—30 days, applicants will be notified that the visa is ready so they can collect a passport. The visa looks like a sticker attached to a blank passport page.

Extension of a Schengen visa is only possible in exceptional cases. They are:

• force majeure — unforeseen events that prevent you from leaving Sweden or the Schengen countries;
• humanitarian reasons — for example, if you or a close relative who lives in Sweden is seriously ill, for example.

The event must happen after you have entered Sweden. You also must apply for an extension before your first visa expires.

In other cases, if you’ve already stayed in the Schengen Area for more than 90 days in 180 days, you can’t extend your visa.

• A Swedish Schengen visa is a document issued for entering Sweden and other Schengen states for no longer than 90 days in 180 days.
• Reasons for obtaining a Schengen visa are travel, business and official visits, medical treatment, and visiting family or friends.
• One can apply for a Schengen visa in an embassy or consulate or a visa centre. The cost of application is €80 for everyone over 12.
• Visa application processing time is at least 15 days, but it can be extended to 30—60 days.
• It is possible to extend a Schengen visa only in exceptional cases, such as unforeseen events or humanitarian reasons.

Yes, Sweden is a part of the Schengen Area ; thus, with a Schengen visa, you can enter the country freely.

It strongly depends on your nationality: for citizens of some countries, it might be more complex than for others. In general, it is easy to get a visa to Sweden. You need to carefully collect all the required documents, pay fees, and apply for a visa.

To get a Schengen visa for Sweden, one must collect the required documents and apply at the Swedish embassy or consulate or a visa centre.

Application for a Schengen visa is usually processed within 15 days. However, in some cases, the processing time can be extended for up to 60 days.

You may book an appointment online on the respective website or in person.

No, it is not possible. To apply for a visa, you must be personally present in the Swedish embassy or a visa centre.

Requirements depend on the type of Sweden Schengen visa you’re applying to. To obtain it for tourist purposes, one must submit an application form, two passport-size photos, a valid passport, a cover letter, a bank statement, international travel insurance, proof of accommodation, a round-trip ticket reservation, and proof of visa fee payment.

You might also be required to provide additional papers.

The fee for applying for a Schengen visa is €80 for everyone aged 12 and older and €40 for children aged 6—11. There is no fee for children under 6.

It depends on your country of origin . For example, Argentina nationals can stay in Sweden for 90 days without a visa. At the same time, Chinese people can’t stay in Sweden without a visa at all.

You can extend your Schengen visa in Sweden only in exceptional cases due to unforeseen events that prevent you from leaving the country or humanitarian reasons. You must extend your visa before it expires.

Yes, your Swedish Schengen visa can be revoked if it no longer meets the conditions under which it was issued. You might also lose your visa if you don’t provide border control with entry requirements.

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Travel Advisory July 26, 2023

Sweden - level 2: exercise increased caution.

Reissued with obsolete COVID-19 page links removed

Exercise increased caution in Sweden due to  terrorism .

Country Summary:  Terrorist groups continue plotting possible attacks in Sweden. Terrorists may attack with little or no warning, targeting tourist locations, transportation hubs, markets/shopping malls, local government facilities, hotels, clubs, restaurants, places of worship, parks, major sporting and cultural events, educational institutions, airports, and other public areas.

Read the  country information page  for additional information on travel to Sweden.

If you decide to travel to Sweden:

• Be aware of your surroundings when traveling to tourist locations and crowded public venues.
• Follow the instructions of local authorities.
• Monitor local media for breaking events and adjust your plans based on new information.
• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on  Facebook  and  Twitter . 
• Review the  Country Security Report  for Sweden.
• Visit the CDC page for the latest  Travel Health Information  related to your travel.
• Prepare a contingency plan for emergency situations.  Review the  Traveler’s Checklist .

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Quick Facts

At least three months beyond the period of stay

Space for entry and exit stamps

Not required for stays under 90 days

10,000 Euros (or equivalent)

Embassies and Consulates

U.s. embassy stockholm.

Dag Hammarskjölds Väg 31, SE-115 89 Stockholm, Sweden Telephone: +(46) (8) 783-5300 Emergency After-Hours Telephone: +(46) (8) 783-5300 Fax: +(46) (8) 783-5480 Email:   [email protected]

Destination Description

See the Department of State’s Fact Sheet on Sweden for information on U.S. - Sweden relations.

Entry, Exit and Visa Requirements

Sweden is a party to the Schengen Agreement. Visit the  Embassy of Sweden  website for the most current visa information.

Traveling Through Europe: If you are planning to visit or travel through European countries, you should be familiar with the requirements of the Schengen Agreement.

• Your passport should be valid for  at least three months beyond the period of stay. If you plan on transiting a Schengen country, review our  U.S. Travelers in Europe page.
• You will need  sufficient proof of funds  and  a return plane ticket .
• For additional information about visas for the Schengen area, see the  Schengen Visa page.

HIV/AIDS Restrictions:   The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Sweden.

Find information on  dual nationality ,  prevention of international child abduction  and  customs regulations  on our websites.

Safety and Security

Terrorism : Terrorist groups and those inspired by such organizations are intent on attacking U.S. citizens abroad. Terrorists are increasingly using less sophisticated methods of attack – including knives, firearms, and vehicles – to more effectively target crowds. Frequently, their aim is unprotected or vulnerable targets, such as:

• High-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
• Hotels, clubs, and restaurants frequented by tourists
• Places of worship
• Shopping malls and markets
• Public transportation systems (including subways, buses, trains, and scheduled commercial flights)

Sweden has been subject to terrorist incidents in the past and the potential for a future terrorist incident remains.  As in other countries in the Schengen area, Sweden’s open borders with its European neighbors could permit terrorist groups to enter and exit the country with anonymity. European governments are taking action to guard against terrorist attacks, but all European countries remain potentially vulnerable to attacks from transnational terrorist organizations.

For more information, see our Terrorism page .

Crime:  Sweden has a low crime rate, and most crimes involve the theft of personal property from vehicles, residences, and public areas. While armed violence against the public continues to be a rare occurrence, violent crimes, such as homicides and sexual assaults, can occur. The majority of violent crimes occur in Sweden’s larger cities, such as Stockholm, Gothenburg, and Malmo. Organized crime groups have also committed armed acts against each other.

Pickpocketing and petty theft are common in and around major tourist attractions, especially Stockholm’s Old Town (“Gamla Stan”) as well as at restaurants, coffee shops, amusement parks, museums, bars, airports, and on public transportation.

Hotel breakfast rooms and lobbies attract well-dressed, professional thieves who blend in with guests and target purses and briefcases left unguarded by tourists and business travelers.

Do not buy counterfeit or pirated goods, even if they are widely available. Not only are counterfeit goods illegal to bring back into the United States, but if you purchase them, you may also be breaking local law.

Demonstrations  occur frequently. They may take place in response to political or economic issues, on politically significant holidays, and during international events.

• Even demonstrations intended to be peaceful can turn confrontational and possibly become violent.
• Avoid areas around protests and demonstrations.
• Check local media for updates and traffic advisories.

International Financial Scams : See the  Department of State  and the  FBI  pages for information.

Internet romance and financial scams are prevalent in Sweden. Scams are often initiated through Internet postings/profiles or by unsolicited emails and letters. Scammers almost always pose as U.S. citizens who have no one else to turn to for help. Common scams include:

• romance/online dating
• money transfers
• bank overpayments
• online relationships that evolve into requests for emergency financial assistance

Victims of Crime : U.S. citizen victims of crime, including sexual assault, should first contact local police authorities by dialing 112. Crime victims may contact the U.S. Embassy at +46 (8) 785-5300 after they have contacted local authorities.  Remember that local authorities are responsible for investigating and prosecuting all crimes.

See our webpage on  help for U.S. victims of crime overseas .

• Help you find appropriate medical care
• Assist you in reporting a crime to the police
• Contact relatives or friends with your written consent
• Provide general information regarding the victim’s role during the local investigation and following its conclusion
• Provide a list of local attorneys
• Provide our information on  victim’s compensation programs in the U.S.
• Provide information on  Sweden’s Crime Victim Compensation and Support Authority
• Provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
• Help you find accommodation and arrange flights home
• Replace a stolen or lost passport

Domestic Violence : U.S. citizen victims of domestic violence are encouraged to contact the Embassy for assistance.

Tourism : The tourism industry is generally regulated and rules are regularly enforced. Hazardous areas/activities are identified with appropriate signage and professional staff is typically on hand in support of organized activities. In the event of an injury, appropriate medical treatment is widely available throughout the country. Outside of a major metropolitan center, it may take more time for first responders and medical professionals to stabilize a patient and provide life-saving assistance. U.S. citizens are encouraged to purchase medical evacuation insurance . 

Local Laws & Special Circumstances

Criminal Penalties: You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities, prior to practicing or operating a business.

Furthermore, some laws are also prosecutable in the United States, regardless of local law. For examples, see our website on  crimes against minors abroad and the  Department of Justice  website.

Arrest Notification: If you are arrested or detained, ask police or prison officials to notify the U.S. Embassy in Stockholm immediately. See our  webpage  for further information.

There is no provision for bail in Sweden. U.S. citizens who are arrested may be held in custody until an investigation or trial is concluded, either of which can range in duration from a few days to a year or more.

Drug and Alcohol Enforcement: Swedish law enforcement authorities have no tolerance for illegal drugs, including marijuana. Marijuana of all forms, including CBD products, are illegal to bring into or possess in Sweden. Penalties for possessing, using, or trafficking illegal drugs in Sweden are strict, and convicted offenders can face imprisonment, fines, deportation, and/or a ban from re-entering Sweden.

Driving under the influence of alcohol or drugs, including prescription drugs, is considered a very serious offense. The maximum legal blood-alcohol level is .02% - much lower than in the United States. Swedish police often conduct alcohol tests on roads and highways. Drunk driving rules are strictly enforced and fines can be severe, including possible jail sentences.

Child Protection Laws: The treatment of children is taken very seriously in Sweden. All forms of corporal punishment of children are against the law, and any form of violence, humiliating treatment, or neglect may result in the child being taken away from parents by the Swedish authorities and placed into long-term care by Sweden’s social services and/or criminal charges being brought against the offending parent. Homeschooling is not allowed in Sweden, except under extraordinary circumstances.

Compulsory Military Service: In March 2017, Sweden reintroduced military conscription for men and women. Dual U.S.-Swedish citizens are also subject to conscription, although persons who have previously done military service may be excluded from the requirement and should contact the Swedish Ministry of Defense for more information.

Counterfeit and Pirated Goods: Although counterfeit and pirated goods are prevalent in many countries, they may still be illegal according to local laws. You may also pay fines or have to give them up if you bring them back to the United States. See the U.S. Department of Justice website for more information.

Faith-Based Travelers: See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report  – see country reports
• Human Rights Report  – see country reports
• Hajj Fact Sheet for Travelers
• Best Practices for Volunteering Abroad

LGBTQI+ Travelers: There are no legal restrictions on same-sex sexual relations or the organization of LGBTQI+ events in Sweden.

See our  LGBTQI+ Travel Information  page and section 6 of our  Human Rights report  for further details.

Travelers with Disabilities: The law in Sweden prohibits discrimination against persons with physical, sensory, intellectual or mental disabilities, and the law is enforced. Social acceptance of persons with disabilities in public is as prevalent as in the United States. Accessibility to public facilities and transportation in Sweden is extensive. The Swedish Government actively funds programs promoting disability access to streets, public buildings, stores, restaurants, and public transportation. For more information on accessibility in Sweden, visit the  Tourist Bureau ’s website.

Students: See our  Students Abroad  page and  FBI travel tips .

Women Travelers: See our travel tips for  women travelers .

Medical care in Sweden is comparable to that found in the United States. Non-residents are expected to pay their own medical costs in full.

For emergency services in Sweden, dial 112. Assistance in English is available.

Ambulance services are widely available.

For non-emergencies, you can visit a local medical center or clinic, called an “Akutmottagning” or “Vardcentral.” Be prepared to present your passport.

We do not pay medical bills. Be aware that U.S. Medicare/Medicaid does not apply overseas. Most hospitals and doctors overseas do not accept U.S. health insurance.

Medical Insurance: Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept credit card payments. See our  webpage  for more information on insurance overseas. Visit  the U.S. Centers for Disease Control and Prevention  for more information on the type of insurance you should consider before you travel overseas.

We strongly recommend supplemental insurance to cover medical evacuation.

Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with Sweden’s  Medical Products Agency  to ensure the medication is legal in Sweden. Please note that local physicians may not prescribe the quantities or dosages of medication that a U.S. doctor would. Stringent Swedish customs regulations prohibit the shipment of drugs to Sweden. Most pharmacies (“Apotek”) are open during normal shopping hours, but major cities will have a 24-hour pharmacy.

Vaccinations:  Be up-to-date on all  vaccinations  recommended for international travel by the U.S. Centers for Disease Control and Prevention.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention  (CDC)

Air Quality: Visit  AirNow Department of State  for information on air quality at U.S. Embassies and Consulates.

The U.S. Embassy maintains a list of local hospitals and health facilities here .  We do not endorse or recommend any specific medical provider or clinic.

Travel and Transportation

Road Conditions and Safety: Swedish roads are comparable to those in the United States, though secondary roads may be less heavily traveled. Road signs use standard international symbols and Swedish text. Many urban streets have traffic lanes reserved for public transportation only.

All vehicles on the road must have their headlights turned on, no matter the time of day. You must use snow tires between December 1 and March 31, and you should be experienced driving on ice and snow if you are going to drive in the winter.

You must use seat belts, and children under 135cm (4ft 5 inches) in height must be seated in approved child or booster seats.

Gas stations in rural areas can be far apart. Some stations are unattended and require a credit card with a chip to purchase fuel.

Slower vehicles should move onto the shoulder to allow faster moving vehicles to pass.

Traffic Laws: You can use a valid U.S. driver’s license while visiting Sweden, or as a resident in Sweden registered for less than one year, but you must be at least 18 years old to drive.

The maximum speed limit is 120 kilometers per hour (approximately 75 miles per hour).

Public Transportation: Public transportation in Sweden is the recommended way to travel within larger cities. Taxis are more expensive than in major U.S. cities. Most local residents use public transport in Stockholm, as parking can be expensive. The bus, train, and subway systems are considered safe. Cyclists are common on many roads, especially in urban areas.

See our  Road Safety page  or Driving in Sweden website for more information. Visit the website of Sweden’s  national tourist office  and  national transport administration  responsible for road safety.

Aviation Safety Oversight: The U.S. Federal Aviation Administration (FAA) has assessed the government of Sweden’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of Sweden’s air carrier operations. Further information may be found on the  FAA’s safety assessment page .

Maritime Travel: Mariners planning travel to Sweden should also check for  U.S. maritime advisories and alerts . Information may also be posted to the  U.S. Coast Guard homeport website  and the  NGA maritime safety information website .

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Sweden . For additional IPCA-related information, please see the International Child Abduction Prevention and Return Act ( ICAPRA ) report.

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Visa Information

Select the visa type that is right for you to see important information on visa fees, documents required, forms, photo specifications and processing times.

Short Stay Visa

Note: VFS in London UK is currently only accepting application for Schengen Visa to Sweden.

Schengen visa

Citizens of some non-EU countries are required to hold a valid Schengen visa when travelling to the Schengen area, which is a group of European countries that allows a person, who’s been admitted to the Schengen Area, to travel without any further form of border control within the Schengen Area.

Current Schengen States are: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, the Netherlands, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

A Schengen visa is a short stay visa , i.e. for stays up to 90 days, allowing its holder to circulate in the Schengen Area.

A Schengen visa has to be obtained from the Mission of the Schengen State, which will be the main destination (i.e. where the most nights will be spent) during a single trip to the Schengen Area.

A single trip is considered when a customer enters the Schengen Area, stays there for a certain period and eventually leaves the Schengen Area.

If an equal amount of nights will be spent in different Schengen States during a single trip to the Schengen Area, then the Schengen visa must be obtained with the Mission of the Schengen State, which will be entered first.

The documentation related to the means of travel and accommodation must cover the complete itinerary of the single trip to the Schengen Area ; i.e. travel tickets must be provided, not only for the travel from and to the Schengen Area, but also for the travel between the different Schengen States, when more than 1 Schengen State will be visited during the single trip.

Each Schengen visa application must fully comply with the documents required for the respective visa category and can only be submitted up to 6 months before the intended departure date.

The acceptance of a Schengen visa application and supporting documents by VFS does not guarantee the issuance of a Schengen visa.

The issuance of a Schengen visa, the Schengen visa validity period, the number of entries and amount of travel days are at the sole discretion of the Mission.

If a visa application is returned by the Mission requesting missing documents or any other missing/ incorrect information, the customer must accept responsibility for any delay that may occur in the visa application processing time.

Holders of valid Schengen visas are still subject to immigration control upon arrival in the Schengen Area and are not necessarily guaranteed entry into any of the Schengen countries, even though they may hold a valid Schengen visa for these countries.

Following visa categories are considered Short stay visas:

Visitor Family/Friends

Business/officials, eea/eu and swiss national family member.

• Airport Transit

Documents Required

Photo specifications, processing time, download forms.

Every customer, including children/infants, has to submit his/her Schengen visa application in person and by appointment only on their appointment date, which needs to be booked online.

For Non-EU citizens who are not sure whether a Schengen visa is required to travel to the Schengen Area, please click Do I need a visa? to find out. Please note that holders of UK Travel Documents issued under the directives of United Nations Convention 28 July 1951(blue covered travel document) and Convention 28 Sept 1954( red covered travel document) will need a visa to enter Sweden.

Customer who intend to travel purely for tourist purposes, i.e. visiting for leisure, recreation or sightseeing, and provide for their own accommodation (hotel, hostel, B&B, camping, …) need to apply as Tourist.

Eligibility

Customer must at least meet the following criteria in order to be eligible to submit a Schengen visa application:

• holding a valid passport/travel document
• holding a valid UK residence permit. In case applicant holds a short stay visa for the UK, a C type visa (see example here ), then customer may apply for a Schengen visa as long as the customer couldn’t apply from the country of residence since he/she has already left the residence country more than 6 months ago
• applying for a short stay visa: Tourist (including Minors), Visitor Family/Friends, Business, EEA/EU and Swiss national family member or Airport Transit

On October 7, 2021 the European Commission decided to temporarily suspend some of the provision of the Visa Code for citizens of Gambia. As of November 1, citizens of Gambia will not be able to be exempted of any of the document requirements. The application process will take 45 days instead of 15 days. Will not be able to receive multiple entry visas, diplomats or holders of service passport will not be exempted of the application fee.

Applicable visa fee, in Pound Sterling (£), is as per the current exchange rate and may be subject to change without notice.

VFS service fee of 20 EURO (inclusive of VAT) is charged per visa application, in addition to the applicable visa fee.

All fees can be paid by cash (except in Edinburgh), Credit/Debit card.

Cheque payments and direct bank transfers are not accepted.

All fees are non-refundable.

The list of documents below is not an exhaustive list of documents and the customer can always be asked to provide additional information/documents if requested by Sweden Migration Agency.

Both the standard and the supporting documentation have to be recent, i.e. not older than 1 month, and it is mandatory to be provided for every Schengen visa application.

Before gathering the required documents mentioned below, applicants are advised to read the requirements under Overview section to ensure they are entitled to apply for the chosen visa category.

For Minors, please click here . Note, minors must provide documents both for the category they are applying for (sports, family visit etcetera) and for minors category.

Signed passport, at least 2 blank pages for visa purposes, must be valid for at least 90 days beyond the return date of the trip to the Schengen Area and has to be issued within the last 10 years on the day of leaving the Schengen Area.

Extended passport may still be valid, but a passport older than 10 years, i.e. date of issuance is more than 10 years back, on the return date of the trip to the Schengen Area is no longer acceptable; in that case customer first needs to apply for a new passport.

UK Residence permit, endorsed in the passport or issued as a Biometrics card, must be valid for at least one month beyond the return date of the trip to the Schengen Area; C type visitor visa (see here ) is only acceptable, if the customer couldn’t apply from the country of residence since he/she has already left the residence country and resides consecutively more than 6 months in the UK.

• Proof of current occupation

a. Employer letter (original): recent (less than 1 month old), signed , headed letter references from your employer, which must include company registration number in the UK, contact details, address, date of issue, position and salary of the employment should also be indicated. In addition, you must include your last three payslips

b. Student letter (original): recent (less than 1 month old), signed , UK school/college/university letter (addressed to the Mission, name and position of the signee and confirming customers enrolment, type of studies, completion date, number of lessons (hours) per week and attendance record)

c. Self- employment letter (original): recent (less than 1 month old), signed, headed letter (addressed to the Mission, name and position of the signee and confirming customers self-employment) and obtained from (if applicable): The letter must also state the annual salary drawn from the company.

i. customers accountant: when customers company’s accountancy is done by an external/independent accountant

ii. solicitor: when customers company has been registered by a solicitor.

iii. bank manager: when customers company has a business bank account.

iv. Companies House: Certificate of Incorporation received upon registering business: if customers name is not mentioned on certificate, then additional proof demonstrating connection customer – company should be provided.

d. Unemployed/retired

• Receiving Benefits: recent original letter obtained from local Jobcentre or Pension Service.
• Housewife/man (only applicable to spouses/partners): customers may be sponsored by their spouse/registered partner; in these cases the following needs to be provided:

a. Marriage certificate (original + copy): when this document was issued outside the EU and is not in English or Swedish, then it should be translated by a certified translator in the UK.

b. spouse/registered partner’s passport (copy)

c. spouse/registered partner’s proof of occupation (as in B.1.a, b or c)

d. spouse/registered partner’s proof of funds

e. spouse/registered partner’s cover letter (signed & dated) confirming sponsorship

• Proof of funds

a. Latest 3 months UK current account bank statements showing applicant’s name, address and an end balance dated within the last month on the visa application submission date; balance needs to show a minimum amount of £ 40.00./day of stay in the Schengen Area + outstanding accommodation and travel fees.

b. Travellers’ cheques covering the same amount as explained under a.

c. Credit card(s) and credit card statement showing the cardholder’s name and address. The statement must obtain information of the monthly limit or the sending cap.

• Proof of travel (airplane, train, boat, coach, (hired) car)

a. Confirmed return travel tickets: mentioning customers name and travel dates to & from the Schengen Area. Please note: Flight tickets to be issued from airlines company only and not from the travel agencies.

b. When travelling by car: car registration, car insurance, return travel tickets (ferry or Eurotunnel) mentioning the car’s registration number and driver’s driving licence. If the customer is not the driver, then driver’s cover letter (signed & dated) confirming joint travel with customer and travel dates need to be provided too.

Confirmed accommodation (hotel, hostel, camping,…) reservation mentioning customers name, travel dates and accommodation address details.

If the customers name is not mentioned on the accommodation reservation, then a joint travel confirmation letter, signed and dated by the person whose name is on the reservation, must also be provided along with a photocopy of that same person’s passport/ID card + passport signature page, if signature is not on passport’s bio page.

When accommodation is reserved for a group, then a list with the names of the group members will also be required; alternatively the group members their names may also be mentioned on the travel ticket.

The travel insurance – clearly showing the customers name - has to be valid throughout the complete territory of the Schengen Area and must cover the entire period of the applicant’s intended stay in the Schengen Area; the minimum coverage for medical emergency and repatriation (in case of death clause included) must be at least 30.000 €.

To see how your data is processed by the Sweden Migration Agency please click here .

Please provide one recent colour photograph (not more than 6 months old) of yourself, meeting the following requirements:

• Taken against a light (white or off-white) background so that features are distinguishable and contrast against the background.
• Clear quality and with the face in focus
• Full face: non-smiling, no sunglasses, no hat/cap or any head covering, unless the customer wears such items because of his/her religious belief or ethnic background
• Printed on normal photographic paper (camera print)
• Photograph attached (glued) to the Visa Application Form

If the photographs presented do not meet these requirements (see examples here ), then the visa application will be considered incomplete and the customer will be asked to take new photographs in the photo booth in the visa application centre.

Every customer can submit his/her Schengen visa application up to 6 months before the intended travel date to the Schengen Area.

Information for applicants with Gambian Passport:

Information for applicants with Russian Passport:

As per the COUNCIL DECISION (EU) 2022/333 holders of Russian diplomatic passport need a visa to enter the EU. The general procedure time (15 days) applies to holders of Russian diplomatic passport and Russian business people and representatives of business organisations.

General processing information:

The minimum processing time of a visa application is 15 days , customers are advised to leave enough time - between the appointment date and travel date - for the Sweden Migration Agency to process their visa application; no guarantees can be given on the visa application’s actual return date as delays may occur.

For certain nationalities ( see list here ) the visa application needs consultation from the other Schengen countries and therefore the processing time can take longer.

In order to avoid any delays in the visa application process, it is paramount that the visa application is complete and its documents submitted are as per the responsible Sweden Migration Agency requirements (see Documents Required for the different visa categories).

Customers also need to be aware that, especially during the busy season around Easter, the summer holidays (July and August), and Christmas, the handling time might be affected.

Furthermore, customers need to consider that VFS/Swedish Migration Agency closures and holidays (see Public Holidays/Closures ) may extend the visa application processing time.

Therefore, VFS recommends all customers:

• Submit their application at the earliest so that they can get an appointment at VFS centre
• to ensure that their visa application’s documentation meets the Sweden Migration Agency’s requirements
• to leave enough processing time for the Sweden Migration Agency

Customers submitting their visa application in our satellite centre in Edinburgh need to calculate 2 extra days to their minimum processing time as their visa application will first be dispatched to the VFS London office, from where it is forwarded to Sweden Migration Agency- Stockholm the following day.

The Sweden Migration Agency may always request additional information/documents or invite customers for an interview during the visa application process and this may cause delays in the visa process, which customers accept the responsibility for, this is in accordance to the Visa code.

For Sweden every customer needs to

• Your Sweden application should be submitted using the Sweden e-application portal .
• Please ensure that you upload all mandatory supporting documents on your visa application.
• You will be requested to download, sign, and re-upload the visa application form after successful verification of your application on the Sweden E-application portal.
• Please note that the responsibility to upload the correct, and a good-quality scan for the requested document is on the customer.
• You will have to arrive at the centre on your date of appointment with your passport/travel document to submit your biometrics.

Invitation form if staying with someone in Sweden:

If you are hosted by a person in Sweden, the inviter must fill in the Invitation form and sign in section 9 of the form.

The inviting person’s passport copy or Swedish ID, to be provided. If the host is a non-EU citizen, then this information must also be provided with the form.

If the host is supporting the customer while in Sweden, then 3 months wage slips and 3 months bank statement are required from the host.

Please click here to download the form.

Every Customer, including children/infants, has to submit his/her Schengen visa application in person and by appointment only on their appointment date, which needs to be booked online (see Schedule an Appointment ) by the Customer.

For Non EU citizens who are not sure whether a Schengen visa is required to travel to the Schengen Area, please click Do I need a visa? to find out. Please note that holders of UK Travel Documents issued under the directives of United Nations Convention 28 July 1951(blue covered travel document) and Convention 28 Sept 1954( red covered travel document) will need a visa to enter Sweden.

Customers, who intend to travel for business purposes, i.e. visiting a business/company to have meetings, to make business deals, to recruit, to train or other work related activities can apply as Business.

Every Business visa application has to be confirmed by an invitation letter from a business/company based in Sweden, if not, Customer will need to apply as Tourist .

In regards to conference/seminar/workshop the following Customers can also apply for a Business visa:

• Customers-employees going to attend a conference/seminar/workshop organised by their company or another company directly related to their company
• Customers-employees going to be actively involved in a conference/seminar/workshop
• Students going to attend a conference/seminar/workshop related to their studies

Employer letter needs to confirm clearly the purpose of attending the conference/seminar/workshop, if not, Customer will need to apply as Tourist .

• holding a valid UK residence permit. In case Customer holds a short stay visa for the UK, a C type visa (see example here ), then Customer may apply for a Schengen visa as long as the Customer couldn’t apply from the country of residence since he/she has already left the residence country more than 6 months ago

Important Notice: Non-EU family members of EU citizens living in UK:

• Holders of a Residence Permit based on a UK, EU/EEA national nad travelling with the UK, EU/EEA national or alone needs a visa. Full documentations according to the Visa Code required. Visa fee required. Please have a look under the Tourist or Visitor Family/Friends for the required documents.

The list of documents below is not an exhaustive list of documents and the customer can always be asked to provide additional information/documents if requested by Sweden Migration Agency

Minors are Customers who haven’t reached the age of 18 years when submitting a Schengen visa application (Tourist, Visitor Family/Friends, EEA/EU and Swiss national family member or Airport Transit).

Therefore each minor MUST provide the following additional documents:

• Child’s unabridged/full birth certificate showing both biological parents their names
• Written consent (signed and dated) of mother and father mentioned on the child’s birth certificate
• Copy of both parents their passports’ Bio page and signature page, if signature is not on Bio page
• In case the parents are divorced or one of the parents has deceased, then respectively the court order confirming one parent’s sole custody or the deceased parent’s death certificate.
• In case a guardian has been appointed by the parents, then the guardianship letter and the guardian’s passport’s Bio page and signature page, if signature is not on Bio page

Due to European legislation regarding protection of children/minors, it has to be emphasised that Minors, who are not providing all the required documents, may not be granted a Schengen visa.

Applicable visa fee for minors varies in 3 age groups:

• Minors under 6 years old: Gratis
• Minors 6 years old but just not 12 years old: Reduced visa fee
• Minors 12 years old and more: Full visa fee

Airport -transit, Lorry drivers, Seafarers

Every Customer has to submit his/her Schengen visa application in person and by appointment only on their appointment date, which needs to be booked online (see Schedule an Appointment ) by the Customer.

Customers, travelling by plane to a destination outside the Schengen Area, may make a stopover in the Schengen Area. During the stopover they may disembark the aircraft and then stay for a certain time in the airport’s transit zone (without going through Immigration Control).

Certain nationalities (Afghanistan, Bangladesh, Democratic Republic of Congo, Eritrea, Ethiopia, Ghana, Iran, Iraq, Nigeria, Pakistan, Somalia and Sri Lanka) have to apply for an airport transit visa in order to be allowed to make such an airport transit.

• Holders of a valid uniform visa, national long-stay visa or residence permit issued by a Member State
• Fill out and submit the visa application on the Sweden E-application portal .

TIPS: How to get a Schengen visa to travel to European countries

By Saihjee Galang Published Apr 01, 2024 9:09 pm

This is your sign to make that dream travel of yours to Europe a reality.

Each country in Europe diversly exhibits rich cultures, mouthful delights, and stunning destinations. To get to some of these places, you'll need a Schengen visa.

FYI, a Schengen visa enables Filipinos to travel to 27 European countries namely: Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.  

A standard visa is advisable for short-term trips and visits up to 90 days throughout the 180-day validation period. Meanwhile, those who wish to travel to the mentioned destinations many times may opt for a multiple entry visa.

Ahead is a list of documents you’ll need to apply for a standard Schengen visa:  

• A valid Philippine passport. Take note that its validity should extend at least three months beyond the scheduled visit to Schengen areas, it should also have at least two blank pages.
• Completed Schengen visa application form that you can access here .  
• Two colored ID photos with the measurement 35x45mm, other photo specifications are listed here .   
• PSA birth certificate, and PSA marriage certificate and CENOMAR if applicable.  
• Proof of travel:  
• Round trip plane ticket – it should prove that a visit to the Schengen area does not go beyond 90 days.   
• Itinerary – your entry and exit points and Schengen countries that you will visit.  
• Hotel or housing accommodation and invitation from host if applicable.   
• Travel health insurance. Here are some travel insurance options that you could acquire.    
• Receipts of visa fee 
• Proof of income and financial capability:  
• Certificate of Employment and pay slips for employed applicants.   
• Business license for business owners.   
• Parents' proof of financial capability for students and minors.   
• Bank statement or proof of received pensions for the last six months for pensioners  
• Income tax return  

For parents or guardians applying for Schengen visas for their minor children, a copy of their PSA birth certificate is required. Signed parental consent should be presented if minor children are traveling alone or without the presence of their parents.    

Application process  

After completing the Schengen visa application and accumulating all the required documents, you can now proceed with scheduling your visa appointment. You can check here the location and contact details of different EU embassies.  

A friendly reminder, on the day of your appointment, make sure to have your documents completed and ready to avoid inconveniences.  

Receipts of visa fees are part of the application requirements – transaction for visa fees varies on the embassy or consulate you are transacting with. Prices for Schengen visa fees vary depending on the age range of the applicant.   

The standard visa fee costs €80 (P4,800) while a visa for children younger than 12 years old costs €40 (P2,400).  

Once you have finished the application process and interview, processing of the Schengen visa might take around 15 to 30 days and can extend up to 60 days during peak seasons.  

But you could keep in touch with the embassy or consulate where you applied to track your application

Need-to-knows

Travel insurance is a must for Schengen visa application and the acquired insurance should be aligned with Schengen requirements.

Appeal to the embassy or consular could be done if your application has been denied within 30 days after you have been presented with the denial notice.    

TAGS: travel visa EUROPE Visa guide schengen visa

Saihjee Galang

Saihjee is an journalism undergraduate who loves anything pop culture, music, P-pop, and fashion.

What Is Schengen Travel Insurance?

Quick answer.

S chengen travel insurance is a specific type of travel insurance policy tailored to meet the travel medical coverage requirements set by the 27 (soon to be 29) European destinations within the Schengen Area. Travelers must present proof of sufficient coverage as part of the Schengen visa application process.

Schengen member countries have abolished their internal borders, allowing more accessible travel within the area. While this is incredibly convenient, some travelers may need a visa to visit Schengen countries. And one of the requirements to obtain that visa is to purchase sufficient travel medical insurance coverage.

Read on to learn more about Schengen visa travel insurance requirements and find the best travel insurance policy for your upcoming trip.

Table of contents

What is schengen travel insurance, schengen countries, visa and travel insurance requirements for the schengen area, key coverages in schengen travel insurance, how to get schengen travel insurance, schengen travel insurance faqs, summary of money’s guide to schengen travel insurance.

Schengen travel insurance is designed for travelers entering the Schengen zone, which comprises 27 (soon to be 29) European nations that have abolished internal borders.

Many visitors, including citizens from non-EU countries like India and China, must obtain a travel visa to enter the Schengen Area. And a requirement for a Schengen Visa is to have insurance covering at least €30,000 (around $32,720) in medical costs.

However, there are exemptions. For example, U.S. citizens and residents of countries such as Canada, Brazil and Mexico don’t need a Schengen visa or travel insurance for stays of up to 90 days within a 180-day period.

The Schengen Area consists of a diverse tapestry of countries. Among the member nations are some of the best places to visit in Europe , including France, Italy, Germany, Spain, Greece and the Netherlands.

Here’s the complete list:

Ireland and Cyprus are the only E.U. member states not currently part of the Schengen Agreement.

Having a valid U.S. passport allows you to spend up to 90 days within a 180-day period in the Schengen Area, whether for tourism or business purposes.

Once officially admitted, you can travel freely within the member countries without passing through customs each time. Stays under 90 days don’t require a visa for U.S. nationals, but your passport should be valid for at least six months past your travel dates.

Short stays don’t require travel medical insurance either, though travel insurance may still be worth it . That could be especially true if you plan to participate in adventure sports or other high-risk activities.

Travel insurance generally also covers cancellations and delays. Purchasing a policy could pay off if you’ve booked expensive, non-refundable flights or accommodations and didn’t purchase them with one of the best travel credit cards that offer insurance.

European Travel Information and Authorisation System (ETIAS)

Travel requirements for European Union countries are projected to change by mid-2025. Visa-exempt travelers to all 27 (soon to be 29) Schengen countries and Cyprus will need an ETIAS authorization.

Here’s what you need to know:

• You must complete an online application and pay a small fee for an ETIAS authorization.
• The authorization is tied to your passport and is valid for three years or until your passport expires.
• With a valid travel authorization, you can enter 30 European countries for short stays of up to 90 days within a 180-day period.
• ETIAS authorization does not guarantee entry into any of these countries. You still have to present your passport and documents at the border.
• The above applies to people from the U.S., Canada and dozens of other countries, so check the E.U.’s official travel website or your country’s embassy for more information. An ETIAS is not a visa and doesn’t mandate travel medical insurance.

Schengen visa requirements

You’ll need a visa if you’re from a visa-exempt country, like the U.S., and planning to stay in the Schengen Area beyond the 90-day threshold. Regardless of the length of the stay, nationals traveling from certain countries always require a visa.

Determine which Schengen country you’ll spend most of your time in and check with their official tourism or embassy website for instructions on applying for a visa. The embassy will inform you about the required documentation and instructions to meet their regulations.

Schengen visa processing time can vary depending on your country of origin and your destination country, so be sure to start the process as early as possible.

Besides the application form, the following are required to obtain a Schengen visa:

• Valid passport: Your passport must be valid for at least three months after departure.
• Passport photo: You must submit a picture of yourself that complies with the International Civil Aviation Organisation (ICAO) standards.
• Travel medical insurance: You must carry at least €30,000 (approximately $32,720) in coverage for medical emergencies, hospitalization and repatriation that’s valid in the entire Schengen Area for the duration of your stay.
• Documentation: You must provide evidence of the purpose of your visit through supporting documentation, demonstrate you have the financial means to cover expenses and accommodations and show intent to return to your home country after the stay.
• Fingerprints: Most, but not all, applicants will be required to submit their fingerprints along with their application.

Consulates of particular countries may require additional documentation.

Understanding what travel insurance covers can help you plan a worry-free journey. While plans and coverage options vary by company, here’s a breakdown of what Schengen travel insurance generally covers.

• Medical expenses: Travel medical insurance covers the cost of treating unexpected illnesses or injuries you suffer during your trip, up to your policy limits. These include the cost of medications, hospitalization and other essential medical treatments.
• Medical repatriation: Some travel medical policies also include emergency medical evacuation or repatriation, which covers some of the costs of transporting you back home or to a different medical facility to receive necessary medical treatment.
• Repatriation of remains: As the name suggests, this coverage will pay (up to your policy limits) for expenses related to transporting your body or cremated remains to your home country or point of origin.
• 24/7 Travel Assistance: Travel insurance companies generally offer round-the-clock assistance services, including language support, help recovering lost passports or prescriptions and even booking accommodations and medical transportation.

Note that some companies may require you to meet a deductible for the travel medical plan to start paying out.

Other travel-related coverage options

Most travel insurers sell policies covering medical emergencies and travel-related inconveniences such as delays, cancellations, lost luggage, and more. While you don’t need these coverage options to obtain a Schengen visa, you may still find them worthwhile.

• Trip cancellation and trip interruption: Covers non-refundable expenses if you need to cancel or cut your trip short due to unforeseen events like illness or accidents.
• Baggage loss or delay: Helps cover the cost of replacing essential items if your baggage is lost or delayed by a specified number of hours.
• Delayed flights and missed connections: Provides compensation for additional expenses caused by inconveniences such as delays or missed connections.

It’s easy to buy travel insurance for your Schengen Area trip. Many providers offer policies that fulfill the visa requirement and include additional coverage that can be tailored to your needs.

Here are some steps to help you get the right coverage.

1. Research reputable travel insurance providers

Most travel insurers bundle travel medical insurance coverage with trip cancellation, interruption, and other coverage options. If you only want to satisfy Schengen visa requirements, look for a provider that explicitly markets Schengen travel insurance or offers stand-alone travel medical coverage.

2. Select a plan that meets your needs and get a quote

Remember that you may not need trip insurance beyond the €30,000 in travel medical coverage required for a Schengen visa, so read plan details carefully to avoid buying unnecessary coverage.

It also pays to shop around and get quotes from several insurers, as travel insurance costs between 3% and 14% of the total cost of your trip, depending on the company and policy you choose.

3. Read your policy details

When shopping for travel insurance online, you’ll typically find that most companies include a policy summary or schedule. This document outlines critical details such as the policy’s coverage limits and exclusions. Carefully reading it can help you avoid surprises and frustration if you ever need to file a claim.

If you still have questions after reading the policy summary, contact the insurer before finalizing your purchase.

4. Get to know the claims process

Similarly, reading about your insurance provider’s claims process can save you time and energy in an emergency. Your policy summary should include a list of documents you’ll be required to provide as part of the claims process, which may include receipts and medical bills.

After a covered incident, contact your insurer through the company’s website or mobile app as soon as possible. Most insurers also offer travel assistance services around the clock.

5. Purchase and safeguard your policy

You will need proof of your travel medical insurance plan to apply for a Schengen visa. Keep your insurance certificate in a secure yet accessible location, whether a digital version on your smartphone or a physical printout in your travel folder.

It may also be a good idea to share a copy of your policy with a trusted friend or family member back home so they can contact your insurance provider if you cannot request medical assistance due to an emergency.

Should I get travel insurance for Europe?

Travel insurance, especially within the Schengen Area, is not just recommended but often mandatory. To obtain a visa to visit the Schengen zone, you must show proof of having sufficient travel medical insurance.

How much travel insurance do I need for Europe?

What countries does europe travel insurance cover.

• The first step before you travel to any Schengen country is to determine whether you need a visa and, therefore, mandatory travel medical insurance for a Schengen visa.
• Check with your country’s embassy, Department of Foreign Affairs or the tourism website of the country you plan to visit for specifics about medical travel insurance for Schengen visa requirements.
• You don’t need a visa or international travel insurance if you have a valid U.S. passport and are visiting the Schengen zone for less than 90 days in a 180-day period.
• If you’re a U.S. national planning to visit the Schengen Area for more than 90 days, you must apply for a visa and secure adequate travel health insurance (at least €30,000 in travel medical and repatriation coverage).

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