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Deal's Gone Bad

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I got to see all the original DGB guys! They were f'n AWESOME! I had the best time. Even got a kiss on the cheek at the end of the night from Dave Simon....woohoo!

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Most played:

• Chicago (107)
• Grand Rapids (29)
• Los Angeles (LA) (22)
• Detroit (18)
• Rockford (14)

Appears most with:

• Mustard Plug (57)
• The Toasters (32)
• The Slackers (21)
• Outlaw Nation (20)
• Flatfoot 56 (16)

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Deals Gone Slack announce West Coast Tour 2023

Deals Gone Slack , the collaboration between members of Chicago's Deals Gone Bad and NYC's The Slackers will be hitting the road at the end of March to the west coast USA. the band will start out in Chicago and then Iowa before making the long track to Seattle where the tour proper starts.

05 Mar 2023 – Beat Kitchen – Chicago, IL 07 Mar 2023 – Maloney's Irish Pub – Council Bluffs, IA 10 Mar 2023 – Lofi – Seattle, WA 11 Mar 2023 – Sam Bond's Garage – Eugene, OR 12 Mar 2023 The Fixin' To – Portland, OR 13 Mar 2023 – Cafe Colonial – Sacramento, CA 15 Mar 2023 – The Golden Bull – Oakland, CA 16 Mar 2023 – The Crepe Place – Santa Cruz, CA 17 Mar 2023 – Supply & Demand – Long Beach, CA 18 Mar 2023 – TBA – San Diego, CA

the white drew carey  (aka – Jeff Sorley) is the founder and head editor of TGEFM. He's lived (outside of) Chicago, Madison WI, (ugh) Penn State, Lyon FR, Oxford UK, central New Jersey, and now within earshot of SFO in the Bay Area. When not scouring the web for more great bands and labels to post about, he also spends time drawing (mostly) silly sci-fi and anime stuff under the name Asplenia Studios .

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Deals Gone Bad

For over 15 years, Deal’s Gone Bad has been a proverbial pillar of Chicago’s underground music scene. To simply label them a ska band would be categorically unfair, for their sound incorporates significant influences of rocksteady, soul, dub, Motown and more. As the band puts the finishing touches on its new record and gears up for an extensive summer tour, we met with guitarist Dave Simon to chat about much of the group’s lengthy history, as well as their various future plans. Big thanks to Mr. Simon for being exceedingly cordial and conversational.

Bill – Despite the fact that your most recent album was released in 2007, you guys have a full U.S. tour planned this summer, including dates on the Warped Tour. Not to say that you need to have a new release in order to go on the road, but would you say that your decision to do so is more a result of the current state of the music industry, or is it simply because of your band’s affinity for playing live?

Dave – Well, first of all, we’ve got half of our new album recorded already. We’re going to be on the Warped Tour compilation with one of our new songs, like 20 of the 140 bands who are playing on the thing are actually on the record, so that’s good.

Bill – Deal’s Gone Bad is often characterized as a cross between classic Jamaican artists and American Motown. How exactly did you guys embrace such an eclectic sound?

Dave – We’ve had a total of three singers. One was for only like a year, maybe. When we started it was mostly ska, but it was more like a bunch of goons drinking beer and throwing shit around and whatnot. Then Mike came in and we started to get more serious on the music part. We got this guy Julio to play keys for a while and he’s old school. He knew how to do the more soul and reggae stuff. He really helped out in terms of molding our sound. We always wanted to be a rocksteady band, not so much a third wave ska band, but we’re all like white boys from Chicago. We got lucky to have people that helped introduce us to different styles. After that, we were a cool rocksteady band. We did a couple soul songs live, but I still wouldn’t consider it a true soul thing. Then we got Todd singing with us and he’s fuckin’ Motown all day long. It’s just another piece that made us what we are now. I do agree with the people who say that we’re a rocksteady/soul band. Our new record is kind of the same as our last. It’s not much of a change or something that’s completely different.

Bill – Your band is occasionally classified or grouped with third wave ska bands. Do you identify with that scene or not so much?

Dave – A lot of the tours that we take are with bands like Mustard Plug or Voodoo Glow Skulls. We’ll play to a bunch of kids and stuff. I fuckin’ love all those people and I’m a fan of their music. Todd would say this, when he first joined and started playing in front of those crowds he’d be like, “Man, they don’t move. I don’t think they like that song”. I don’t think it’s that, it’s more that they’ve never heard stuff like us before or they’ve never been exposed to rocksteady. We’ll end up selling a crazy amount of merch and then the next time we come back all these kids are singing our songs. Do I identify with third wave ska? Yes. All these bands know too, we’re great friends. That’s why we try to get paired with them, so there’s a broader lineup. I’m definitely not a fan of seeing 25 ska bands in a row or 25 punk bands in a row. I love ‘em all, but it’s good to change it up every now and again.

Bill – Where does your band name originate from?

Dave – That’s a great story, actually. When we first started we had two guitar players and one was Matt Hensley from Flogging Molly. He and I would always talk in these A Clockwork Orange cop voices. We were playing pool and every time Matt would go to sink the 8-ball he would look at me and go, “Hmmm…deal’s gone bad for you, little Simon, yeah”. Then we were playing pool tournaments at Matt’s house and it was double-elimination. If you lost in the first series, you’d go to the “Deal’s Gone Bad” bracket. We were trying to come up with a band name and it was like, “How ‘bout this? No…deal’s gone bad. Well, how ‘bout this one? No…deal’s gone bad”. After awhile, we said it 70 million times and it just stuck. So, it basically came from playing pool and us always saying that whenever someone lost.

Bill – You guys have been around since 1994 and released your first album in ‘96. In what ways has the Chicago music scene changed over the years?

Dave – Well, some of the bands that we played with when we first started are still playing, like Hi Fi and the Roadburners. How did the music change? First of all, I like kids. A lot of older people don’t, but whatever. The whole scene is different though. This bar, where we’re sitting, (Estelle’s) I used to come here in ’94 when Deal’s just started. There were fuckin’ junkies everywhere, fistfights and it was dirty and smelly and horrible. Now it’s totally clean. Do I like it any different? Do I like it any less? No. It’s a lot different, but you know, it’s cool. I actually prefer it this way, (laughs).

Bill – At this point, you and your drummer Mike are the only original members. What’s the hardest part about keeping the band together?

Dave – On a side note, my little brother played the first two shows on drums. Mike came in right after that. As far as keeping the band together, after we lost a bunch of members or had people who left on their own, we finally got down to the nitty-gritty. It just became like, “Can you do this? Can you fuckin’ do this or not?”. To do this, I have to spend time away from my kid and I have to make money elsewhere, so I understand. Everyone in the band now, for the most part, is on the same page. Everyone has flexible jobs or can work from the road. Basically, we got the right people to adapt to be able to leave. In the past, we had to miss shows because people couldn’t always tour. When Todd joined, he wanted to do it, and that’s when the whole thing came together. We’ve played shows without keyboards or horns before, we can do that, but we can’t play a show without the singer. You got to find the right people and be dedicated, that’s what it’s about. We’ve had so many members over the years it’s ridiculous, but I can’t stop doing it. It makes me happy, even though I have a scowl on my face most of the time, I’m still happy.

Bill – Jump Up! Records has been nothing short of an institution in independent music for quite some time. Describe your band’s relationship with the label.

Dave – We absolutely love Chuck Wren, first of all. He fuckin’ still owes us our first three records on vinyl. He promised us those on vinyl and I never got them and I still want them, (laughs). Anyway…Chuck is great. He’s done everything he can possibly do for us. Everybody’s friends and fans of him, and what he’s doing and what he’s done.

Bill – You guys have played countless shows throughout your 16-year career, both stateside and abroad. What’s the craziest tour story that you’d care to share?

Dave – That I would care to share, that’s a fuckin’ good tag there, by the way, (laughs). Alright, it’s not the craziest one, but it’s the most recent. We were out of town last week for just three shows; Fort Wayne, Cleveland and Lansing, Michigan. We know the guys who run this crazy dive bar called The Brass Rail in Fort Wayne, Indiana. Our singer, Todd, grew up in Fort Wayne, so he’s really good friends with these guys. When everybody decided to go to the hotel, Todd didn’t want to go because he was going to sleep upstairs. I was like, “I’ll just take a cab, fuck it”. Next thing I know it’s 10:00 AM, I wake up, open my eyes and I’m sleeping in the bar. There are beer and whiskey bottles everywhere and tables flipped over. We were locked-in apparently and I wandered over to one of the other bar owners who was locked-in there with us and I kicked his boot. He struggles to wake up and goes, “Uh…what?”. I go, “Can I make a cocktail?”. He’s like, “Go ahead, man”. Now it’s 10:02 AM and I’m already boozing it up again. That was the most recent story. I’ve got stories for days and I get myself into all types of shenanigans, so I can’t really pinpoint the craziest time. That’s the most recent one that I can remember at least.

Bill – Last year you toured with Voodoo Glow Skulls, The Toasters and Mustard Plug on the Ska Is Dead tour. What was that experience like?

Dave – First of all, I love all those motherfuckin’ bands. The whole tour became a family and everybody was just helping everybody out. Those Voodoo guys, they like to party, and I like to party, (laughs). Me and the Voodoo guys got along real well. Everybody had a great time though, it was really cool. We had just met them once before at a pickup show in Vegas, but once we met it was like right off the bat, down and brown, coming to your town. What was it like? It was all about bonding. Sometimes you fight with each other like siblings, but in the end it’s about the bonding.

Bill – After completing your summer tour, what does the band have planned for the remainder of 2010?

Dave – There’s already shows booked into this winter, man. We want to get the new record done and just steamroll. Our manager, Dave from Mustard Plug, he’s sending us stuff for shows in October already. We’re going to keep chugging along and try and make the best music we can. I enjoy it too much, everyone does. I think everybody just wants to get this record out and get on the road again. I don’t know man, that’s all I got. I ran out of steam, folks.

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Money latest: JD Sports introducing tagging sprays in stores

JD Sports is introducing tagging sprays across its stores nationwide as part of a ramping up of security measures. Read this and all the latest consumer and personal finance news below, plus leave a comment in the box.

Tuesday 30 April 2024 21:02, UK

• State pensions 'could be in doubt for future generations'
• Average UK rents hit new high
• Higher food prices warning as new Brexit checks begin
• JD Sports introducing tagging sprays in stores

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Taxpayers will be forced to cover £85bn of losses made by the Bank of England on its quantitative easing programme, estimates suggest. 

The £895bn bond-buying scheme was carried out between 2009 and 2021, and had aimed to support the UK during economic shocks - but it has been blamed by some for allowing inflation to take root. 

Recent chancellors have agreed to indemnify the Bank against any losses on the scheme - meaning the taxpayer will be paying for them.

Greene King is moving from its 200-year-old brewery in Bury St Edmunds. 

The pub chain will be opening a new £40m facility in a town that will produce more modern, fizzy craft beers alongside its traditional cask ales. 

The majority of Greene King's brewing will be moved to the new site, as part of a wider shift away from traditional cask beers. 

It will take about three years to complete. 

Butlin's has launched legal action against its insurance company Aviva over who foots a £60m bill.

The holiday park operator's Minehead resort was forced to close in September 2023 because of flooding caused by heavy rainfall.

It has said the incident cost the business £60m and has filed a claim at the High Court against Aviva for not covering the entire bill.

In legal documents seen by  The Telegraph , Butlins have questioned the definition of a "storm" and argued that a "named storm" had not been declared when the flooding happened.

Oil traders working for the US firm Exxon Mobil Corp in Brussels could lose their job if they refuse to move to London, according to reports.

Under the new proposal employees moving to the UK capital would be expected to be in the office five days a week.

But traders working for the oil giant said in an internal union-led survey they did not want to move to London due to "uncompetitive" pay and a "lack of flexibility", a union statement reads, according to  Bloomberg .

Up to 37 trading employees now face having their contracts terminated as a result of this.

ExxonMobil has said it "remains open to resolving the situation".

The sports retailer is introducing tagging sprays across its stores nationwide as part of a ramping up of security measures. 

It will start using SelectaDNA sprays, which can be misted on property and criminals. 

The sprays work by leaving a synthetic DNA and UV marker which does not wash off and can be used to link assets to owners and criminals to crime scenes. 

JD Sports said the measure was in response to a significant increase in shoplifting in UK.

In particular, it said it had seen a rise in "steaming" - where large gangs run into stores, threaten staff with violence and then run off with armfuls of stolen products.

The SelectaDNA spray reportedly does not cause any harm or damage to skin, clothing or property.

Lidl plans to open hundreds more supermarkets across Britain.

The German discount chain, which is now the UK's sixth biggest supermarket, is targeting thousands of new shoppers as it continues its expansion.

It currently has about 960 stores but is targeting more than 1,100 across England, Wales and Scotland.

In the coming months, the chain will welcome shoppers to new stores across the country, from Bristol, Birmingham and Berwick in Scotland. 

In London, it will be opening new stores in Wandsworth, Fulham, Hoxton and Canning Town.

But it says it is eyeing growth in more locations. If it successfully finds a good location, it is willing to pay a finder's fee of 1.5% of the total freehold purchase price, or 10% of the first year's rent for leaseholds, which would equate to £22,500 for a completed £1.5m site purchase.

A finder's fee can be paid to any member of the public who identifies a suitable site for it to open a new store.

Richard Taylor, Lidl Great Britain's chief development officer, said the company was "continuing to invest in new locations whilst exploring innovative routes to expansion".

"As we look ahead, we're excited to welcome even more new shoppers to our existing stores, as well as those we're planning to open across the country in the coming months and years," he said.

Mortgage approvals rose to 61,300 in March - the highest number since September 2022.

They had been at 60,500 in February, according to the Bank of England.

While this is positive, industry experts are reporting that uncertainty over the direction of interest rates this year is prompting caution.

Mortgage rates have risen in the last few weeks as markets went from pricing in a base rate cut in June to thinking it may be August.

US inflation proving stubborn has led to concern here that the path to the 2% target may be bumpy - meaning the base rate may have to stay high in order to constrain spending and thus ease price rises.

Forecasts of three cuts this year from the current 5.25% have been scaled back to two.

Hina Bhudia, partner at Knight Frank Finance, said: "The sun is out and buyers are returning from their Easter break, so we'd usually expect these to be the busy weeks before the summer; however, the uncertain outlook for mortgage rates will undoubtedly weigh on activity.

"It's not just buyers that are frustrated. The lenders are eager to rebuild their businesses after a subdued 2023; however, they are constrained by stubborn inflation and the resulting impact on their cost of funding."

Following Sainsbury's boss Simon Roberts' claim that Britons like self-checkouts...

...we asked Money blog readers, and followers of our LinkedIn page , for their views.

While our inbox was filled with a lot of hate for self-checkouts, our poll of 2,613 people on LinkedIn shows that, overall, Mr Roberts was right...

We have rounded up some of your views here...

Self-checkout is the worst thing to ever happen. Standing like a child with your hand up, one person running up and down to deal with this, underpaid and understaffed. Janice Karaaziz, Money reader

I'll go out of my way to find a cashier, largely because my five-year-old will make a beeline for pressing the scales. I've noticed my local store having fewer and fewer cashiers on - and on many occasions there have been none. We need to think about inclusivity here. There will be some customers who will need a cashier for various reasons, so would expect there to always be at least one on, so stores are accessible for everyone. KaraS, LinkedIn

I try and limit my social interactions as much as possible, out of choice, so most of the time self-checkouts are convenient. Alasdair Corton, LinkedIn

They induce a level of irritation. Sometimes I can be heard answering them back. In general I choose to have my items flung at me by Lidl checkout staff. Siobhan W, LinkedIn

Self-checkout provides a great alternative to customers, especially those with smaller quantity purchases, but personally I think it's sad to see them dominate the front of Sainsbury's stores. In my opinion, it's the removal of one of the greatest ways to provide good customer service. Tom Tregay, LinkedIn

Self-checkouts are great, I will always choose to use one instead of a normal checkout. Some are easier to use than others, the Co-op and Tesco have easy-to-use interfaces whereas Morrisons is a bit more complicated. They'll evolve over time and there's always staff to help out. CG, LinkedIn

They're useful, but when they trigger a "basket check" on nearly every single shop, they begin to lose attractiveness Nicola Bradley, LinkedIn

I tend to argue with them lol. Especially when I can't get it to scan a particular item or you need approval for something so you have to wait for assistance anyway! Plus as a disabled customer I have to juggle my crutch, shopping, scanning and packing. With reduced staff in shops you can't always get the help you actually need. Elizabeth Graney, LinkedIn

Definitely not. So when I go to Sainsbury's I see a lot of older people and no way do they want to use self-checkouts. My mother lives in assisted living and all of them say they hate them. Get a grip, Simon - they are not faster, they are saving you employing more staff. I know my aunt has stood at an Asda til they put a staff member on there. Andrea Robinson, LinkedIn

Robots should never replace humans. Interaction is essential... if machines replace people no one will work, it's a crazy dangerous road. Nicola van Eerten, LinkedIn

The self-checkout is a money-saving exercise. They cut back everywhere. No staff on the shop floor to help. Paper bags in the veg section now cost 30p - for absolutely no reason. Mark, Money reader

Average advertised rents have hit a new high in the UK, according to Rightmove .

Across Britain, excluding London, the average monthly rent being asked for a property coming on the market in the first quarter of 2024 was £1,291, the property website found. This was 8.5% higher than a year earlier.

The average advertised rent in London also hit a fresh high in the first quarter of 2024 at £2,633 per month but this was just £2 higher than the average asking rent in the fourth quarter of 2023.

While average rents have climbed, the property website says there are signs that the pace of the increases is slowing.

There are also indications that more landlords are having to reduce their asking rents, particularly for bigger homes, to meet what tenants can afford.

Rightmove's director of property science, Tim Bannister, said the rental market was "no longer at peak boiling point" but it "remains at a very hot simmer".

By James Sillars , business reporter

The index rose by 0.3% to 8,174 points at the open.

Only real estate stocks were proving any kind of drag.

Among the companies leading the gainers was HSBC.

It climbed by more than 2.6% in London after the Asia-focused bank announced a rise in shareholder awards despite a slight drop in quarterly profits.

The share price reaction also reflected news that chief executive Noel Quinn is to retire - read the full story of that here ...

Among the other gainers in early dealing was Whitbread.

The Premier Inn owner's annual results revealed a sharp rise in annual profits but also a new focus on hotel investment at the expense of its restaurant brands.

That was placing 1,500 jobs at risk, it warned - read the full story here ...

By Jess Sharp , Money team

We first came across Tom McPhail when he posted this on X... 

The pensions expert appeared to be suggesting state pensions were at risk of disappearing.  

After speaking to him on the phone, he confirmed that was exactly his concern, warning something needed to be done sooner rather than later to avoid a "catastrophic" situation.  

He described state pensions as a social contract – each generation pays taxes and national insurance, which funds the pensions of today's older people, and they hope the following generation will do the same for them.

But with population growth slowing, there's a worry there may simply not be enough people to keep the system afloat in the future.  

"There's a significant demographic shift going on in the UK. It started before the Second World War, cohorts of people born in the 1930s have been experiencing significantly longer lives than was the case prior to that, so people now in their 80s are living quite a lot longer," he said. 

"But at the same time, we've got fewer children coming through. And so this exacerbates the shift in the age of the population."

He said if he was 20 today, he would be "sceptical" about the promise of a state pension because he isn't sure how it's going to be paid for.  

At the moment, the state pension system costs around £120bn a year and more than half of retired people rely on it to make up at least 50% of their income, he added.  

Over the next 50 years, Tom predicts the proportion of GDP the state spends on older people will increase from around 16% to 25%.  

"I hesitate to use the word unsustainable, but it will certainly start to look challenging," he said.  

"If we suddenly switched off the state pension or significantly reduced it, people would be in trouble, so the government can’t do that. 

"You can't keep on progressively ratcheting up a more and more generous state pension. The costs of state pensions is going to become increasingly difficult for the younger cohorts to bear."

He pointed to a few ways to potentially salvage the state pension – policy change, more babies being born or people working until they are in their 70s.  

"Politicians are going to have to make decisions about how to get out of this kind of political bind," Tom added. 

"Time and time again it's just kick the can down the road on the pension question, just put a sticking plaster on it and let the next government deal with the problem. 

"You can't keep doing that. So I would really like to see, on the other side of this forthcoming general election... whoever's in power, in collaboration with whoever's in opposition, to just really open it up to some honest conversations about where the demographics are going to take us." 

He does note there is one piece of good news: "This happens quite slowly, so we do have time on our side." 

Basically, swap rates dictate the pricing of fixed-rate mortgages.

Lenders, such as banks and building societies, borrow in order to lend.

They borrow from financial markets and often these transactions are made using Sterling Overnight Index Average (SONIA) swap rates, which can move around.

By contrast, most domestic mortgages are set on what is known as a "term" rate – in other words, the borrower knows how much interest they will be paying for a set period of time.

To avoid a situation where the SONIA rate goes above the rate it is charging borrowers, which would leave the bank or building society lending at a loss, the lender will seek to enter a "swap" arrangement which protects them from such a situation.

Under such agreements, two parties exchange cash flows with each other. The lending bank will swap the variable payments it may make to service a mortgage (which is fixed to the SONIA rate) for payments at a fixed rate. This insulates the lending bank from unexpected increases in the SONIA rate.

Once a deal is struck based on the swap rate, mortgage providers set their fixed deals for customers, with their own profit margin priced in.

How are swap rates decided?

Swap rates are based on what the markets think will happen to interest rates in the future.

When they go up, so do the rates being offered on the high street, as we have seen in the last week or two amid uncertainty over whether forecasts for a summer base rate cut are accurate.

Read other entries in our Basically... series:

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