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Help Protect Your Golf Clubs and Vacation with Travel Insurance

Travel Smarter™ — don’t worry about your clubs

On a golf vacation there’s one thing that will throw your game off for sure—missing golf clubs. Not only do our travel insurance plans include robust coverages that can cover you and your travel companions, but we even have plans that can cover your clubs.

What's the worst that could happen?

Sporting Equipment Loss or Delay:  Don't let lost, stolen or damaged baggage ruin your golf vacation. Our Preferred and Premium plans include extra coverage for your golf clubs. If they’re delayed for a certain period of time, we can even cover your rental costs so you can make your tee time.

Medical Emergency:  Did you know every year nearly 40,000 golfers end up in emergency rooms after being injured while playing? 1 Our plans include 24-Hour Emergency Assistance Services, for immediate aid accessible from anywhere in the world, as well as Medical and Dental coverage.

Trip Cancellation:  Our plans cover expenses or losses for around 20 different types of events that could cause you to cancel your travel plans. If you’ve scheduled pre-paid, non-refundable tee times, those costs can be reimbursed with the rest of your trip costs if you cancel your trip for a covered reason.

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Best Travel Insurance For Golfers 2024

If you are going away then getting good travel insurance for any eventuality is a must.

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• What to consider

Best Travel Insurance For Golfers

We all love a good golf trip don't we? Whether it is to Portugal, Spain, resorts in the United States, or even further afield to the UAE or Australia, the idea of playing golf abroad with friends is as good as it gets.

However before you get too excited and go about booking your next trip, there are several things you need to get right. For a start, if you are taking your golf clubs a good travel bag is a must and going one step further, making sure you have insurance on your clubs, as well as travel insurance for your entire trip, is arguably as important as it gets. Knowing you are covered for any eventuality allows you to properly relax.

There are loads of companies and plans out there which is good because there is a lot of choice, but at the same time this can be overwhelming so we have sought to help you out by narrowing down some of our top recommendations for travel insurance for golfers. 

Why you can trust Golf Monthly Our expert reviewers spend hours testing and comparing products and services so you can choose the best for you. Find out more about how we test .

The top way of getting the best quote on your travel insurance is through a comparison website. This allows you to tailor your package to what you want the most and from our experience Go Compare is one of the best. I never thought I would say that after the most annoying television adverts in history but the variety of  price and merchant is second to none. Additionally you get good choice in terms of cancellation, medical and baggage cover. 

Get a quote with Go Compare

You can get an easy quote from Go Compare by simply adding your travel information, some personal information, and what kind of cover you want as well. 

What to consider when buying travel insurance

So what are some of the things you need to consider when buying travel insurance? We have given some key factors and considerations below. First we would recommend checking your usual travel insurance provider to see if it covers golf whilst on holiday but on some occasions a specialist policy is needed.  

Damaged, stolen or lost golf equipment -  If you are taking your pride and joys away with you this is probably the most important aspect to get right. We would recommend picking a plan that offers a good amount here, so that if the worst comes to the worst, you are properly covered. Also we would recommend having some kind of idea of how much your equipment is worth whether that be clubs, carts or tech. 

Just some of the other aspects to consider in a typical golf travel insurance plan are: 

Cover for non-refundable green fees , if you can't play due to an accident, sickness or adverse weather.

Replacement golf equipment hire

Financial failure protection if your travel company, hotel, or airline go into administration 

Medial and repatriation expenses

Personal liability insurance and legal costs, incase you injure another person while playing

Damage to third-party property , in case a wayward shot breaks a window or hits a car

Cost - Of course cost is an important factor to consider because there are plans at lots of different price points. Therefore we would recommend picking a plan that you can afford, whilst also making sure it offers enough cover for you as well.

How do you insure golf clubs when flying?

Plans with baggage insurance are recommended for travelers to protect belongings against loss, theft, or damage. For golfers traveling with their clubs, special consideration should be taken for plans with baggage insurance that offers sporting equipment coverage.

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A golfer for most of his life, Sam is Golf Monthly's E-commerce Editor.

Working with golf gear and equipment over the last six years, Sam has quickly built outstanding knowledge and expertise on golf products ranging from drivers, to balls, to shoes. 

He combines this knowledge with a passion for helping golfers get the best gear for them, and as such Sam manages a team of writers that look to deliver the most accurate and informative reviews and buying advice. This takes the form of buying guides, reviews, supporting gear content as well as creating deal content.

This is so the reader can find exactly what they are looking for, at a good price.

Sam now spends most of his time testing and looking after golf gear content for the website, whilst he is also responsible for all content related to golf apparel. 

Additionally Sam oversees Golf Monthly voucher/coupon content which seeks to find you the best offers and promotions from well-known brands like Callaway, TaylorMade and many more.

Unfortunately, Sam is not a member of any club at the moment but regularly gets out on the golf course to keep up the facade of having a single-figure handicap. 

Sam's What's In The Bag: 

Driver: Cobra LTDxLS (9 degrees) 

Fairway Wood: Ping G430 Max (15 degrees), Nike Covert Tour 2.0 (19 degrees) 

Irons (4-PW): Titleist AP2 

Wedges: Titleist Vokey SM7 54˚, 58˚ 

Putter: Scotty Cameron Phantom X 5.5  

Ball: Srixon Z-Star Diamond

Shoes: G/FORE Gallivanter / Nike Air Zoom Victory Tour 3 / Cuater The Ringer (For off the course he goes for Nike Jordan 1 Low G shoes as well)

There’s so much that can go wrong in golf and sometimes it all unravels on a single hole, as these accounts demonstrate...

By Fergus Bisset Published 30 April 24

Nick Bonfield puts the new hybrid golf bag from MacGregor to the test in this review.

By Nick Bonfield Published 30 April 24

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GOLF TRAVEL INSURANCE

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Our Golf Travel Insurance policy options

Put simply, we offer three different policy options…

1. Golf Travel Insurance

Our worldwide Golf Travel Insurance can cover you whilst playing golf abroad for leisure or competition. This includes cover for medical and repatriation costs, trip cancellation, and more.

2. Golf Travel Insurance Bolt-On

If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Golf, we can provide a bolt-on style of protection under our “Activity TopUp” policy.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for Golf in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.

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Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

Why buy golf travel insurance?

Whilst the risks associated with golf are proportionally lower than many other sports, it is worth considering what can go wrong whilst you’re abroad.

If you are planning to travel with your own clubs, ensuring these are covered under your policy is a good idea. Our Golf travel policy can provide protection for up to £5,600 worth of equipment as an optional extra. This would cover your golf clubs from damages, loss, or being stolen,  both on and off the course.

In the unlikely event of an injury to you or someone else whilst playing, the policy also includes personal accident and personal liability insurance as standard.

What does golf travel insurance cover? 

Should you get accidentally injured or require medical assistance whilst playing golf overseas,  golf travel insurance will cover your healthcare and repatriation costs. 

Our policy will also cover you during your trip when you are not on the course, just like a standard travel insurance policy.

You will receive cover for trip cancellation and curtailment, personal liability to cover you from accidental injury to a third party, plus golf equipment cover.

Frequently Asked Questions

Our Golf Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your clubs and other equipment, but also any gear you may hire during your trip. It also covers your golf equipment in transit to and from your destination.

Yes, our Golf Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Golf Travel Insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.

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Golf Travel Insurance - Golf Cover for You and Your Equipment

Travel insurance for golfing trips abroad.

Golf Cover Insurance has been designed with golfers in mind and although playing non-competitive golf is covered within our policies under activities pack A at no extra cost, it is worthwhile considering taking out the Golf Cover Insurance extension. This Golf Holiday Travel Insurance extends your standard Travel Insurance policy to provide golf club cover, safeguarding your equipment and non-refundable green fees. It can be added to most Travel Insurance policies taken out with Just Travel Cover including single and annual trips.

All Travel Insurance policies at Just Travel Cover come with Covid-19 cover as standard. Covid-19 cover offers your protection against cancellation if you contract Covid-19 before your holiday and cannot travel as well as emergency medical expenses if you contract Covid-19 whilst abroad.

Golf Insurance with Cover for Medical Conditions

Don’t forget that as we work with a panel of insurers we can provide cover for hundreds of pre-existing medical conditions with no upper age limit. We advise to always check the policy wording to ensure that you have the appropriate level of cover for your needs and are aware of any exclusions that may apply. It is important that you declare all pre-existing medical conditions when getting Golf Travel Insurance. This way, you are covered should anything health-related go wrong on your golf trip. We cover more than golf clubs and equipment. We also offer protection for cancellations, cover for emergency medical expenses, including repatriation, should you need to return home quickly due to a medical emergency. Plus, with our 24/7 support, help is just a phone call away, providing peace of mind so you can focus on enjoying your game.

Is It Worth Getting Golf Cover Insurance?

Travel Insurance with golf extension protects any owned or hired golf equipment. The additional golf club insurance for travel will include the repair or replacement of golfing equipment that has been lost, stolen or damaged whilst on your trip. You will also be able to claim a set amount for the cost of hiring replacement golf equipment that was a result of accidental loss, theft or damage to your own golfing equipment during your golf break.

Not only this, Golf Cover Insurance also provides cover for loss of non-refundable green fees and some insurers offer cover for ‘Hole in One’. Always check your policy wording for your chosen insurer as cover varies by insurer and some policies contain exclusions.

Find the Perfect Match with Golf Insurance Comparison

Our Travel Insurance comparison tool allows you to compare from multiple insurers, all of which can provide the golf cover you are looking for. After answering a few questions about your age, medical history, destination, duration of trip and adding on our golf cover extension, we will only show you policies that are suitable for your travel requirements. Golf insurance comparison is made easy with Just Travel Cover.

Other Benefits of Golf Cover Insurance

Not only do you get the same benefits as a standard Travel Insurance policy you will also get the following benefits with Golf Cover Insurance:

Golf Equipment

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Golf Trip Insurance

Travel insurance for your golf vacation.

A golf trip sounds rather benign to the inexperienced, but as peaceful as it might be to imagine the rolling greens of the golf course and sinking birdie shots, there are many things that can go wrong to sour the trip.

What if the airline loses or damages your golf clubs or other baggage? Many airlines will not reimburse travelers for loss or damage to such expensive equipment. Or, perhaps you paid your greens fees as part of a golf travel package, but the weather doesn’t cooperate and your trip is cancelled. If those fees were non-refundable, you just lost your money. Golf trip insurance can protect you.

With a golf trip insurance plan from RoamRight, your golf trip is protected:

• Baggage coverage  for lost golf bags, clubs and shoes
• Reimbursement for greens fees that are part of a golf trip package if your tee time is missed due to trip interruption or delay
• Medical coverage  for golfing accidents or other illnesses or injuries
• Trip Cancellation  and  Trip Interruption to cover costs of other unused, non-refundable deposits and payments like equipment rentals and lessons.

To enjoy the peace of mind that comes with golf trip insurance, get an instant quote or see our  other available travel insurance plans to view even more options. Representatives are standing by over live chat to answer any questions you may have.

*To obtain a quote for golf trip insurance, look for the "sports insurance" upgrade when you get a quote.

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Golf Travel Insurance

Golf travel insurance: playing golf abroad.

Golf is a universal sport, and with so many great, accessible courses across the globe, it’s hardly a surprise that golf holidays remain ever popular. For peace of mind, it is worth considering golf travel insurance to ensure you’re protected.

What is golf travel insurance?

Golf travel insurance means you’ll be protected should the unexpected happen while you’re away.

Most standard travel insurance policies won’t provide the necessary level of cover you need for a golfing holiday, meaning you’ll often have to fork out extra to add golf clubs onto your policy.

Travel insurance from elsewhere may also not provide sufficient Public Liability, Golf Equipment Hire, or Dental Treatment cover.

However, specialist golf travel insurance with Golf Care takes care of this.

Why does a golfer need golf travel insurance?

Many regular travel insurers don’t provide the specific cover that golfers need once they venture beyond their local course. But at Golf Care , we understand exactly what you need.

As a regular golfer, your clubs and other golf equipment are your pride and joy, and we know you’ll probably want to take them with you on a golfing holiday, rather than hire equipment you’re not used to when you’re there.

Considering your clubs and golfing accessories may cost you a fair amount of money, it’s important to make sure they’re properly protected abroad with golf travel insurance.

If you decided not to take your clubs abroad with you, the last thing you want is to be wasting valuable playing time waiting for replacements—again, something which regular travel insurance rarely accounts for. That’s why through Golf Care, the cost of temporary equipment hire * is covered, to get you back out playing in no time.

While playing unfamiliar courses abroad is exciting, the unknown creates more opportunities for accidents. As such, golf travel insurance covers you for accidental damage to third party property, injury to another person while playing golf, or personal injury on the course.

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What type of travel insurance does a golfer need?

The most essential parts of golf travel insurance are:

Equipment cover

This covers your clubs, bag and other golf accessories for theft, loss and damage. With Golf Care, you can purchase Equipment cover ranging from £1,500 to £7,500.

Personal Accident Cover

This protects your own personal welfare for up to £50,000 should you get seriously injured playing golf.

Public Liability

This covers your legal liability to third parties for personal injury or damage to property while playing golf. With Golf Care, you get £10m worth of Public Liability cover as standard.

Accidental Damage

This covers you in the event of loss or damage to the property of others while playing golf.

What does golf travel insurance cover?

With Golf Care, golf travel insurance can cover your clubs, bags and accessories** against loss, theft, and damage when you travel.

Cover is split into four levels according to your equipment value and the territories in which you want to be covered. The coverage breakdown is as follows:

Bronze Policy

Equipment cover up to £1,500

Public Liability up to £10m when playing in the UK, unless additional Worldwide cover is selected

Silver Policy

Equipment cover up to £2,000

Gold Policy

Equipment cover up to £3,500

Public Liability up to £10m when playing anywhere in Europe Personal Accident cover up to £50,000

Platinum Policy

Public Liability up to £10m when playing anywhere in the world Personal Accident cover up to £50,000

Regardless of which policy option you choose, we’ll replace your golf clubs on a ‘new-for-old’ basis if they were purchased new and are up to three years old, subject to satisfactory proof of ownership.

Items over three years old or not purchased new will be replaced on their indemnity value at the time of loss or damage.

How much does golf travel insurance cost?

The cost of your policy will depend on the level of cover you choose.

Policies through Golf Care start from as little as £27.72 per year. Get an online quote for your cover here .

Why choose Golf Care for golf travel insurance?

Golf Care was founded by golfers, for golfers. We understand your golfing needs better than anyone.

All golf travel insurance policies with Golf Care are underwritten by the Ripe Guarantee , meaning we won’t be beaten on price for the same level of cover anywhere else.

With every policy, you’ll also get:

• 12 FREE golf balls
• 3 FREE rounds of golf and ball marker
• Exclusive competition hole-in-one bar bill cover

Get an online quote for your cover here .

* We will pay for equipment hire up to the limit stated in the insurance schedule, and the hired equipment must be comparable to the lost or damaged.

** Golf equipment includes your clubs, balls, bags, trolleys, carts, clothing, GPS devices and GPS watches, and other accessories purchased for playing golf.

The time for Europe or Worldwide cover is deemed to be from the time you leave your normal or temporary residence, place of work or education (whichever the later) whilst travelling to your overseas destination or accommodation until returning to your normal or temporary residence, place of work or education after the golfing event or holiday (whichever the earlier).

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The Best Golf Club Travel Insurance

As a company of avid golfers, we love our clubs just as much as you love yours. So, we understand that your sticks aren’t just another piece of equipment, but they’re of great value to you, too. We also understand that the prospect of checking baggage at the airport can be nerve-wracking. After all, the thought of leaving your precious clubs in the hands of unknown baggage handlers can evoke a sense of unease and vulnerability.

Recognizing the anxiety that comes with entrusting your golf clubs to the uncertainties of travel, we emphasize the indispensable nature of golf club travel insurance. It becomes a reassuring ally in the face of these concerns, providing a layer of protection that extends beyond the uncertainties of airport handling. With golf club travel insurance, you not only safeguard your clubs from unforeseen mishaps but also alleviate the apprehension associated with parting ways with your prized possessions.

Protect Your Gear with Golf Club Travel Insurance 

With Ship Sticks’ golf club travel insurance, protecting your clubs can be completed in just a few clicks. All golf club shipments come with $1,000 of complimentary coverage. Should you need to insure your bag for more, Ship Sticks offers up to $7,500 of value protection on domestic and international shipments for a small, nominal cost.

When selecting your preferred level of golf club travel insurance, Ship Sticks recommends selecting an option equal to your shipment’s overall value. While damage and loss are extremely uncommon, Ship Sticks hopes you’ll find comfort in knowing your clubs come with a minimum of $1,000 in golf club travel insurance, a service unmatched by any major airline or shipping competitor.

Should you wish to travel entirely bag-free on your golf trip, Ship Sticks makes it easy to ship your luggage as well. From carry-on baggage to oversized luggage, send everything you’ll need for your trip ahead of your arrival. $500 of complimentary insurance is included with all luggage shipments and, like golf clubs, you have the option to insure for up to $7,500.

Be sure to select your desired insurance amount while booking online. Or, if you’re booking over the phone, simply tell your booking agent what insurance amount you’d prefer. It’s just that easy!

In addition to golf club travel insurance, Ship Sticks also includes an on-time delivery guarantee, so your golf clubs arrive at the first tee before your tee time, every time. For even more peace of mind, each shipment is paired with a unique tracking ID. So, you’ll be able to follow the status of your sticks every step of the way.

In addition to golf club travel insurance, pay special attention to how you’re packing your golf clubs. Begin by covering clubheads with secure headcovers to prevent scratches and dings. Or, remove the club heads and stow them in a pocket of your golf bag if possible. We also recommend adding extra padding within the bag, such as golf clothing or towels to act as a buffer between the golf clubs sticking out of your bag. Consider adding a stiff arm to your bag, too, that will guard the top of your bag against impacts.

A meticulous packing approach not only protects your beloved clubs from potential damage but also contributes to a worry-free travel experience! Check out our guided video below for step-by-step packing instructions.

The importance of ensuring the safety and protection of your golf clubs during travel cannot be overstated. This is where golf club travel insurance becomes an indispensable companion on all your golf trips. With this insurance, you can travel with the confidence that your beloved clubs are shielded from unforeseen mishaps. If you’re interested in learning more about our golf club travel insurance, contact our customer support team, available seven days a week.

Megan Williams

Meet Megan Williams, a wordsmith with a passion for golf, travel, and the epic combination of the two! Originally from Myrtle Beach, South Carolina, the Golf Capital of the World, Megan has played golf since she was a child, eventually playing competitively in college. She's since swapped her golf clubs for the keyboard and skillfully translates her on-course experiences into captivating narratives and insightful stories. When she's not crafting engaging content, you can catch her enjoying the company of her energetic golden retriever or trying new culinary delights around Tampa, Florida - her current stomping grounds. Join Megan on her literary journey as she explores golf courses and resorts worldwide, shares travel knowledge and shipping tips, covers industry news, and more - all exclusively on the Ship Sticks blog.

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From 5th May 2021 while we can still cover you under the standard sections of our travel insurance policy while on a Golf holiday we are temporarily unable to offer the additional cover provided by the Golf optional extra section, while we make improvements to the booking engine of our website.

However, this is just a temporary measure. In the near future we will be able to offer this extra cover to golfers on our policies once more. Policies purchased before 5th May 2021 aren’t affected and your cover won’t change.

Golf Travel Insurance

Golf holiday insurance to give you peace of mind. 

More and more golf enthusiasts are taking a break from their local club and combining their love of sport with their love of travel, visiting unique and beautiful destinations around the world.

The UK is home to some of the world’s most famous and challenging golf courses. You can play a round on the Old Course at St Andrews, which is known as ‘the home of golf,’ or you can try one of the UK’s Ryder Cup courses, such as The Belfry or Celtic Manor.

But if you want to travel abroad, there are plenty of places to perfect your swing further afield. In mainland Europe, you can play the same courses as European Tour pros like Rory McIlroy; there’s Le Golf National in France and the famous Stadium Course at PGA Catalunya in Spain, for example.

Or, you can take the holiday of a lifetime and head across the Atlantic to play the finest courses the USA has to offer. You can literally walk in the footsteps of Tiger Woods at Pebble Beach or take on one of the most iconic golf shots in the world at TPC Sawgrass.

If you’re planning to escape on a golf break this year, in the UK or somewhere more exotic, make sure you buy golf holiday insurance before you travel. Our golf equipment insurance will help cover your essential items, including your beloved clubs, and protect you against risks such as cancellation, baggage loss and emergency medical expenses.

With golf holiday insurance from one of the world’s largest travel insurance and assistance companies, you’ll be able to relax and enjoy your trip. Our international and multilingual team of talented people are available to help 24/7, 365 days a year in the event of a medical emergency.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

What does golf travel insurance cover? 

• Cancelling or curtailing your trip
• Emergency medical and associated expenses
• Loss of passport
• Delayed personal possessions
• Lost, stolen or damaged personal possessions
• Loss of personal money
• Personal accident
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure*
• Loss of green fees: If you have to cancel your trip or cut it short, or if you cannot play golf because of an injury or illness during your trip, we’ll pay up to the amount shown in your schedule for green fees that you have paid and cannot recover from anywhere else.
• Delayed golf equipment: We’ll pay up to the amount shown in the schedule for you to hire alternative golf equipment if yours is stolen on your outward journey, or is delayed for more than 12 hours from when you arrived at your destination.
• Golf equipment: We’ll pay up to the amount shown in the schedule for golf equipment that is damaged, stolen, lost or destroyed on your trip.

Frequently Asked Questions

Yes! When you take out a golf travel insurance policy with Allianz Assistance, golf club cover is included.

With our golf travel insurance policies, cover is provided for your golf equipment. This includes your golf clubs, golf bag, golf trolley and golf shoes; you’re protected if this equipment is lost, damaged, stolen or delayed. 

Although we include cover for golf as an activity on our Sports and Leisure travel insurance, opting for travel insurance including golf cover can protect you against the specific risks that are associated with golf holidays.

When you add golf cover to your travel insurance policy, it can help protect you if your golf equipment is lost, damaged, stolen or delayed during your trip. It can also pay for a loss of green fees if you have to cancel or cut short your trip, or if you cannot play golf due to an injury or illness during your trip.

If you choose not to add golf insurance to your policy, you’ll need to pay for replacement equipment; you’ll also have to pay green fees if you cannot play. Depending on how many rounds of golf you’re planning to play, these costs could run into thousands of pounds. 

We offer two different types of golf travel insurance: Single Trip and Annual insurance.

If you’re only taking one golf holiday this year, you’ll find that our Single Trip travel insurance is best suited to your needs. Depending on the country of travel and duration of stay you choose, you’ll be protected in the UK, Europe, or further afield, for a maximum of 180 days.

But if you plan on taking multiple golf holidays this year, an Annual policy may be better suited to your needs. It can cover you for an unlimited number of trips, up to 31 days in duration over a 12-month period. As such, multi-trip policies can be more cost-effective for frequent travellers.

How to ensure you have the right cover

Does your bank or credit card company provide cover.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

Are you covered by ABTA or ATOL?

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

What is an EHIC or GHIC and what can it offer you?

Choose the perfect policy for you, with a range of cover options available.

Annual Multi-Trip Travel Insurance

Business Travel Insurance

Single Trip Travel Insurance

Travel Insurance for Seniors

Travel Insurance for people with Medical Conditions

Sports & Leisure Insurance

Need help? Call us on: 0371 200 0428

Make a claim, policy documents.

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers  featured in the MoneyHelper  directory  of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm) or Email: [email protected]

Freephone our UK Team

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Bank Holiday Opening Hours:

6th May: 9am-5pm 27th May: 9am-5pm

Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, golf travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

Golf travel insurance

We know you’re not really that interested in travel insurance . We know you’re only buying it because you need it. Don’t worry – we want to make getting covered as quick and as simple as possible so you can get on and enjoy your golfing holiday.

What is covered with golf travel insurance?

With a golf travel insurance policy from InsureandGo, you can get cover for your golf equipment and your green fees, as well as everything else from trip cancellation to medical expenses. You’ll be covered while you’re away, even if you’re doing it for your entire trip.

Golf equipment cover

We cover up to £1,500 worth of golf equipment, with each item/pair insured up to £250. Equipment that can be covered in your golf policy includes:

• Non-motorised trolleys

You’ll be able to claim for any items declared on your policy if they’re lost, damaged or stolen during your trip. Any item over the value of £100  may  be subject to a 10% deduction where you can’t show us with proof of purchase (like the the original receipts).

Green fees cover

You’ll be covered for up to £75 a day and up to £300 for a percentage of the cost of your green fees, where you can’t get a refund. These can include hiring golf equipment and tuition fees. We’ll cover you if you can’t play due to illness, injury, or if you have documents lost or stolen that prevent you from taking part.

Hole-in-one cover

Although insurance traditionally covers you if something unlucky happens, hole-in-one cover makes sure that, if you’re lucky enough to hit an ace, you won’t get stuck footing the entire bar bill!

Golf clubs around the world have it written into their club rules that anyone who hits a hole-in-one has to buy everyone (or at least their playing group) a round at the clubhouse. Our hole-in-one cover could save you a pretty penny by offering up to £100 towards the costs.

When you claim, you must obtain a written report from the golf club secretary confirming the competition details counter signed by your playing partner together with the original certified score card. You must also get receipts from the golf club for expenditure incurred immediately following your hole-in-one.

For more details about all parts of our golf travel insurance, please see our  policy documents page .

If you’re planning on more than golfing on your holiday, we cover over 50 sports and activities as standard. Check out which  activities you’ll be covered for online  or in our policy documents.

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

T: 0800 581 801 - Email Us

• Golf Insurance FAQs

Golf Insurance

• Travel Insurance
• Cruise and Longer Trips Insurance
• ClubCricketCover
• Fishing & Angling Insurance
• Boat Insurance
• Other Sports
• Terms of Business
• Referring Complaints To Lloyds
• Insurance Product Information Document
• APPLY ONLINE
• RENEW ONLINE
• Golf Insurance Summary of Benefits
• Individual Golfers Enquiry Form
• To Renew Your Policy
• Golfguard GROUP Scheme Options
• GOLFGUARD Group Option Application Form
• GOLFGUARD Golf Society Application Form
• Buggy Insurance Summary of Benefits
• Buggy Enquiry Form

Welcome to Golfguard Worldwide Golf Insurance

Learn More >

Online applications for this website are currently unavailable due to work being carried out and while this is being done, if you have a question please telephone us on 01342 318368

GOLFGUARD has Been Arranging Insurance Cover for Golfers for Over 30 Years 

We currently insure thousands of  individual golfers , with annual premiums starting from just £15.00 for our Selective Cover and for our Full Cover from £22 according to the value of your golf equipment. We also arrange low cost group cover for hundreds of  golf clubs  and  societies . You can apply for  Golf  cover online where all the benefits and terms and conditions are available.

Alternatively if you prefer, we would be pleased to discuss your particular question or requirements, on 0800 581 801 .

Low cost liability cover is available for golfers. Here are some of the options available to  individual golfers ,  Members of Golf Clubs  and  Golf Societies :

• Our Selective Cover provides  Worldwide Personal Liability/Personal Accident cover for an individual golfer for  only £15.00 . 
• Alternatively from  just £22  you can arrange 12 months worldwide cover for you and your golf equipment, with premiums depending on your equipment value
• All policies and premiums include up to 120 days worldwide cover and new for old equipment replacement
• Premiums are kept consistently low for both new and renewing customers
• Group Personal Liability Cover for the Members of  Golf Clubs  for only £1.20 per Member  and  from only 8.5p per Visitor .
• Golf Societies can arrange annual worldwide cover for their Members   from just £5.50 per Member .
• Golf Buggies – Many Golf Clubs now insist that golf buggy owners have specialist golf buggy cover.  We provide 12 months cover  from only £44  depending on the value of the buggy.
• All our premiums include Insurance Premium Tax (IPT)
• SIMPLY PHONE 0800 581 801 FOR A QUOTE. 

Group Cover

We have a number of different group schemes available depending on the level of cover required for your members, for example:

• Personal Liability Cover : 12 MONTHS WORLDWIDE PERSONAL LIABILITY COVER FOR YOUR MEMBERS in respect of third party injury is available for only £1.20 per Member  (Minimum 100 Members)
• WORLDWIDE PERSONAL LIABILITY COVER PLUS PERSONAL ACCIDENT AND HOLE IN ONE COVER is available from only £2.10 per Member
• VISITORS PERSONAL LIABILITY COVER from just 8p per round
• FULL COVER OPTION:  12 MONTHS FULLY COMPREHENSIVE WORLDWIDE COVER TO INCLUDE COVER FOR GOLF EQUIPMENT FOR YOUR MEMBERS FROM ONLY £20.00 PER PERSON (Minimum 10 Members)

Golf Societies

• Personal Liability Cover up to £5,000,000 In the event of an insured member becoming legally liable for injury or damage they cause whilst playing golf.
• Non-Negligence Cover up to £5,000 in respect of third party property damage In respect of third party property damage (irrespective of legal liability).
• Personal Accident Cover to £50,000 In respect of an accident while playing golf to an insured member resulting in death, loss of limb or eye(s)or permanent total disablement.
• Hole in One Cover up to £100 In respect of reimbursement of the bar bill following a Hole in One achieved in an official Golf Club or Golf Society competition (medal or stableford). The achievement must be verified by the Club/Society Secretary and the bar bill incurred on the day must be forwarded to us together with the score card.
• GOLF EQUIPMENT up to £2,500 sum insured. Details of the extensive benefits provided in our Silver Worldwide Golf Insurance Option for Members of a Golf Society can be found in OPTIONS AVAILABLE FOR GOLF SOCIETIES.
• GOLF EQUIPMENT up to £2,500 sum insured.

Golf Buggies

GOLFGUARD Golf Buggy Insurance from £44 for 12 Months Cover .

GOLFGUARD Golf Buggy Insurance provides cover, as specified in the policy document on the website, for property damage, injury or death if you have an accident while playing using the golf buggy to play golf.

The policy is an annual contract and is renewable annually subject to the terms and conditions that apply.

The Key Features of the cover include:

• Cover under all Sections will be provided
• Cover is available for both parties if the buggy is jointly owned. An additional 50% of the annual premium selected is required to add a second owner to the cover.
• GOLFGUARD Golf Buggy cover is available to amateur golfers who are UK Residents.
• Cover is available up to the age of 89 for those that hold a full UK driving license

Travel First Insurance

Contact Travel First Insurance (in association with Staysure) on 0800 581 801.

Insurance Premium Tax (IPT)

All premiums quoted include Government Insurance Premium Tax

Individual Golfers >

Group cover for golf clubs >, golf buggies >, golf societies >.

More From Forbes

7 international destinations perfect for a golf trip.

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You’ve played some of the best golf courses in the United States . Now, you’re looking to pack your clubs, rally some friends, and hit the links on an international golf trip. But which parts of the world boast the best collection of golf courses?

Top Golf Destinations

From Latin America to the South Pacific — and, of course, Scotland — here’s a list of seven international destinations perfect for a golf trip.

1. Scotland: The Birthplace of Golf

The famous Swilcan bridge on the 18th hole of the Old Course links in St Andrews, Scotland. Many ... [+] famous golfers have traditionally posed for photographs on this bridge at the end of their tournament rounds, thanking the crowds for their support. The Royal & Ancient clubhouse can be seen towards the left of the background.

The Scottish seaside town of St. Andrews is known around the world as the birthplace of golf, and the iconic Old Course headlines most golfers’ bucket lists. Book a stay at the golf-inspired Rusacks St Andrews , where rooms come with views of the hallowed turf.

Even if you can’t score a tee time at the Old Course, there’s plenty more courses beckoning. In fact, Scotland has more golf courses per person than anywhere else in the world. From the links of Fife to courses along the dunes of Aberdeenshire’s coast, the country has more than 550 courses.

Scotland’s weather is known to fluctuate, but the golf season is typically April to September.

2. Ireland: A Links Paradise

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Adare Manor in Ireland.

Ireland is nicknamed the “green of dreams” and the island is home to more than 400 golf clubs. A third of the world’s natural links courses are here, and more than 240,000 golfers make the pilgrimage to Ireland each year to play on the unforgiving fairways.

In County Limerick, Adare Manor is a coveted stay for golfers. The championship golf course designed by golf architect Tom Fazio will host the 2027 Ryder cup.

While most courses are open all year round, the best time for Ireland golf trips is from April to October. In peak summer, it stays light out until 10 p.m., which means you can play a couple of rounds and make the most of your golf vacation.

3. Fiji: Luxury Private Island Greens

Denaru Golf & Racquet Club

Fiji is a draw for all types of vacationers, from honeymooners to scuba divers. But it’s also a golfer’s paradise in the South Pacific, with more than a dozen courses scattered across the islands and stunning fairways lined with palm trees.

For those coming for golf, Viti Levu, the main island, is home to three championship courses: Natadola Bay Championship Golf Course, which is located at the InterContinental Resort and comes with Pacific Ocean views, Denarau Golf & Racquet Club, and The Pearl South Pacific Golf Course.

Fun fact: The country has even produced one of the world’s top golfers, Vijay Singh, who fell in love with the game at the Nadi Airport Golf Course.

4. New Zealand: Dramatic Scenery

Te Arai Links in Tomarata, New Zealand

In New Zealand, golf is the sport with the highest participation among both men and women. The country has more than 400 golf courses, and the dramatic landscapes — from craggy, isolated coastlines tracing the greens to soaring mountains in the alpine areas — make it one of the most idyllic destinations for golfers.

Renowned architect Tom Doak has said “no country has seen its golf courses improve more over the past 20 years than New Zealand.” One of his famous New Zealand courses is Cape Kidnappers, which is perched above the ocean on clifftops, and built on ridge-and-valley landscape.

A 90 minute drive from Auckland (or 25 minutes via helicopter), Te Arai Links , which has two links golf courses along the coastline is also a sought-after destination. One course was designed by Doak, and the other is from Bill Coore and Ben Crenshaw. In between tee times, the area is known for its surf breaks and lively nearby market towns, Mangawhai and Matakana, as well as its vineyards and olive groves.

October through April is considered high season, and golfers will pay less the other times of year.

5. Mexico: Mountain, Desert And Ocean Landscapes

Villa del Palmar at the Islands of Loreto

Los Cabos and the Baja Peninsula have long dominated as one of the best golf destinations in not just Latin America, but the world, thanks to its mountain-desert-ocean landscape, gentle sea breezes, and a collection of cacti-studded courses designed by some of the world’s greatest golf architects, like Jack Nicklaus, Tom Fazio, Greg Norman and Robert Trent Jones, Jr.

In Loreto, which is on the Eastern coast of Baja California Peninsula, golfers can tee off in a UNESCO World Heritage site when they play a round at Villa del Palmar at the Islands of Loreto by Danzante Bay, which overlooks the turquoise waters of the Sea of Cortez. Travelers can book packages Unlimited Golf or Spa that comes with unlimited rounds for three days.

Golf continues to grow and get better throughout Mexico, with more than 200 courses to play. Beyond the Baja Peninsula, some other top golf spots in Mexico include the courses dotting the Pacific Coastline and in the Riviera Maya, like El Camaleón, an 18-hole, Greg Norman-designed course that moves through tropical jungle, mangroves, and past freshwater canals. It’s also the first PGA Tour Course in Latin America.

6. Vietnam: A Fast-Growing Golf Destination

Hoiana Shores in Vietnam

For golfers looking for the next ‘it’ destination, turn your attention to Vietnam, where some of the world’s best golf architects are designing courses in the mountains, jungles, and along its coastline. Before 2020, there were about 80 golf courses in Vietnam, many attached to luxury resorts. By 2025, more than 200 courses will be built out.

Golfers can find year-round golf in Vietnam, heading into the highlands like Dalat for a cool mist and mountain breezes and hitting and booking tee times in Ho Chi Minh City and Southern Vietnam throughout the year. November to April is dry and cool in Northern Vietnam, and the same goes for Central Vietnam from February to May.

Hoina Shores Golf Club , designed by Robert Trent Jones Jr., is a must-play for any golf enthusiast visiting Vietnam. It’s located within the $4 billion Hoiana Casino and Resort development on the Vietnamese coast south of Danang.

7. Mauritius: Bucket List Golf Destination

Anahita Golf Club

Mauritius is known for its stunning beaches and lush rainforests and unofficial world wonders like the Chamarel Seven Colored Earth Geopark, a sand dune bursting with colors. But this island in the Indian Ocean also has a history of golf. The tourism office claims that in 1844, when it was under British rule, Mauritius was the third country in the world to be introduced to the sport and Gymkhana Golf Club was the fourth country club in the world where golf was played

Today, Mauritius has 10 18-hole courses and three 9-hole golf courses, including the bucket-list worthy Iles aux Cerfs Golf Club at Shangri-La Le Touessrok, Mauritius . Golfers take a complimentary boat shuttle to the golf course where 18 holes come with scenic ocean views. The resort’s second course is Anahita Golf Club, which is set on a former sugar plantation and backed by mountains and fringed by a lagoon.

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AIG Travel Guard insurance review: What you need to know

Whether you need an annual plan or a policy for a last-minute trip, travel guard can deliver..

Travel Guard is one of CNBC Select 's picks for best travel insurance , thanks to its wide range of customizable policies. But are any of them right for you? Below, we review the provider and its offers and how they compare to the competition to help you choose the right travel insurance for your next trip.

Travel Guard review

Other insurance offered, how it compares, bottom line, travel guard® travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

Travel Guard offers a variety of plans to suit travel ranging from road trips to long cruises. For air travelers, Travel Guard can help assist with tracking baggage or covering lost or delayed baggage.

24/7 assistance available

• A variety of plans are available to help cover different types of trips
• Not all products are available for purchase online

Travel Guard® is a global travel insurance provider specializing in plans for leisure and business travelers. Its online travel insurance packages include five options, from basic and last-minute trip coverage to more comprehensive plans. This allows travelers to pick a plan that best matches their situation.

For example, budget-minded travelers might go for the Essential Plan which offers basic protections, such as trip cancellation, interruption and delay insurance, coverage for lost, damaged and delayed baggage, and medical, evacuation and death coverage.

On the other hand, the Deluxe Plan — the most comprehensive option — adds such extras as missed connection coverage, security evacuation, travel inconvenience benefits and more. It also boosts high limits for essential coverages.

Last-minute travelers can opt for the Pack N' Go Plan which only includes certain post-departure coverages. Or, if you travel often, the Annual Plan can cover your trips throughout the year.

Finally, Travel Guard offers "offline" travel insurance packages, meaning you'll have to call if you're looking for a specialty plan.

Coverage types

Depending on the plan, here are the types of protection Travel Guard can include in your package:

• Trip cancellations
• Trip interruption
• Baggage coverage
• Baggage delay
• Travel medical expenses
• Travel inconvenience benefits (reimbursement for such situations as runway delays, cruise diversion and other unforeseen situations)
• Medical evacuation
• Trip Saver (reimbursement for meals, hotels and transportation if you need to begin your trip sooner due to weather or airline changes)
• Trip exchange (reimbursement in case you have to cancel your trip and book a new one due to covered unforeseen circumstances)
• Security evacuation (due to a riot or civil disorder)
• Flight guard (coverage for accidental death or dismemberment that occurs when traveling by plane)
• Pre-existing medical conditions exclusion waiver

You can also customize your plan with add-ons, such as car rental insurance and "cancel for any reason" coverage .

Travel Guard landed on our list of the best travel insurance companies thanks to its variety of coverage. With plenty of options to choose from, both online and offline, it's easy to build a policy that meets your needs.

Travel Guard also features 24-hour concierge services that you can use to book a new flight in case of an emergency or delay.

The provider's website also offers informational resources — here, you can check travel news, read safety tips and find general travel advice. Additionally, the website lets you modify your plan, file a claim and check its status, or apply for a voucher or refund.

As of writing, Travel Guard doesn't offer any discounts. That's common for travel insurance — you're more likely to find deals when shopping for other types of insurance, such as home and auto insurance .

Travel Guard is a portfolio of travel insurance and travel-related services offered by AIG Travel, a member of American International Group (AIG). AIG also offers life insurance and a variety of business insurance products.

Travel Guard makes it easy to get a travel insurance policy customized to your needs. But before you purchase coverage, it's always a good idea to shop around.

For example, if you're going on a cruise, you might want to look at Nationwide Travel Insurance . The provider advertises cruise-specific insurance with three plan options available. This type of coverage is designed with issues unique to cruises in mind — from ship-based breakdowns to missed pre-pard excursions.

If you're planning a more active trip filled with rock climbing or sky diving, Berkshire Hathaway offers the AdrenalineCare® plan which features coverage for unforeseen costs that result from participating in extreme sports on your trip, as well as reimbursement for sporting equipment delay. Pre-existing conditions are covered under this plan (if you meet qualifying conditions).

Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection has multiple plans to cover vacations from luxury travel to adventure travel. The brand's LuxuryCare offers the highest limits of travel insurance coverage offered by the company. Quotes and policies are available online.

As you can see, offerings vary by provider. It can be helpful to compare multiple companies and the plans they offer to find what works best for you. It's even better if you gather several quotes to ensure you're getting a good price for your policy.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Travel Guard offers plenty of ways to customize your policy, making it a solid choice for travel insurance. You can also access additional options by giving Travel Guard a call. However, make sure to check out other travel insurance companies too — comparison shopping is essential when picking any type of financial product.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of insurance products . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

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• Best overall
• Best for expensive trips
• Best for exotic trips
• Best for annual plans

How we reviewed travel insurance for seniors

Best travel insurance for seniors of may 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.

Our top picks for the best senior travel insurance

• Best overall: Allianz Travel Insurance
• Best for expensive trips: John Hancock Travel Insurance
• Best for exotic trips: World Nomads Travel Insurance

Best for annual plans: Travel Guard

How we rate the best senior travel insurance companies »

Compare travel insurance for seniors

Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler. 

Here are our picks for the best travel insurance coverage for seniors in 2024.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.

Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.

Read our Allianz Travel Insurance review here.

Best for expensive trips: John Hancock

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
• con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
• con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
• Trip cancellation for 100% of the trip cost
• Trip interruption insurance for up to 150% of the trip cost
• Emergency medical coverage of up to $250,000 per person
• Medical evacuation coverage of up to $1,000,000

John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.

Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.

Read our John Hancock Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.

For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .

Read our World Nomads Travel Insurance review here.

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard  offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.

This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.

Read our AIG Travel Guard Insurance review here.

Understanding travel insurance for seniors

Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.

Types of coverage

• Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
• Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
• Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.

Benefits of travel insurance for seniors

• Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
• Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
• Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.

Making the most of your plan

After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.

Understanding your policy

• Read the fine print and understand the claims process to avoid surprises.

Emergency assistance services

• Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.

How to pick senior travel insurance

It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.

That said, some of the more essential coverages to look for if you're a senior citizen include:

• Travel medical coverage - This coverage will pay for your medical bills outside the US.
• Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
• Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
• Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
• Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
• Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
• Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.

Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.

Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.

You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.

When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:

• Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
• Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
• Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
• Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
• Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.

You can read more about our insurance rating methodology here.

Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.

The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.

All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.

Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.

In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Trains Moscow to Elektrostal: Times, Prices and Tickets

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Moscow to Elektrostal by train

The journey from Moscow to Elektrostal by train is 32.44 mi and takes 2 hr 7 min. There are 71 connections per day, with the first departure at 12:15 AM and the last at 11:46 PM. It is possible to travel from Moscow to Elektrostal by train for as little as or as much as . The best price for this journey is .

Get from Moscow to Elektrostal with Virail

Virail's search tool will provide you with the options you need when you want to go from Moscow to Elektrostal. All you need to do is enter the dates of your planned journey, and let us take care of everything else. Our engine does the hard work, searching through thousands of routes offered by our trusted travel partners to show you options for traveling by train, bus, plane, or carpool. You can filter the results to suit your needs. There are a number of filtering options, including price, one-way or round trip, departure or arrival time, duration of journey, or number of connections. Soon you'll find the best choice for your journey. When you're ready, Virail will transfer you to the provider's website to complete the booking. No matter where you're going, get there with Virail.

How can I find the cheapest train tickets to get from Moscow to Elektrostal?

Prices will vary when you travel from Moscow to Elektrostal. On average, though, you'll pay about for a train ticket. You can find train tickets for prices as low as , but it may require some flexibility with your travel plans. If you're looking for a low price, you may need to prepare to spend more time in transit. You can also often find cheaper train tickets at particular times of day, or on certain days of the week. Of course, ticket prices often change during the year, too; expect to pay more in peak season. For the lowest prices, it's usually best to make your reservation in advance. Be careful, though, as many providers do not offer refunds or exchanges on their cheapest train tickets. Unfortunately, no price was found for your trip from Moscow to Elektrostal. Selecting a new departure or arrival city, without dramatically changing your itinerary could help you find price results. Prices will vary when you travel from Moscow to Elektrostal. On average, though, you'll pay about for a train ticket. If you're looking for a low price, you may need to prepare to spend more time in transit. You can also often find cheaper train tickets at particular times of day, or on certain days of the week. Of course, ticket prices often change during the year, too; expect to pay more in peak season. For the lowest prices, it's usually best to make your reservation in advance. Be careful, though, as many providers do not offer refunds or exchanges on their cheapest train tickets.

How long does it take to get from Moscow to Elektrostal by train?

The journey between Moscow and Elektrostal by train is approximately 32.44 mi. It will take you more or less 2 hr 7 min to complete this journey. This average figure does not take into account any delays that might arise on your route in exceptional circumstances. If you are planning to make a connection or operating on a tight schedule, give yourself plenty of time. The distance between Moscow and Elektrostal is around 32.44 mi. Depending on the exact route and provider you travel with, your journey time can vary. On average, this journey will take approximately 2 hr 7 min. However, the fastest routes between Moscow and Elektrostal take 1 hr 3 min. If a fast journey is a priority for you when traveling, look out for express services that may get you there faster. Some flexibility may be necessary when booking. Often, these services only leave at particular times of day - or even on certain days of the week. You may also find a faster journey by taking an indirect route and connecting in another station along the way.

How many journeys from Moscow to Elektrostal are there every day?

On average, there are 71 daily departures from Moscow to Elektrostal. However, there may be more or less on different days. Providers' timetables can change on certain days of the week or public holidays, and many also vary at particular times of year. Some providers change their schedules during the summer season, for example. At very busy times, there may be up to departures each day. The providers that travel along this route include , and each operates according to their own specific schedules. As a traveler, you may prefer a direct journey, or you may not mind making changes and connections. If you have heavy suitcases, a direct journey could be best; otherwise, you might be able to save money and enjoy more flexibility by making a change along the way. Every day, there are an average of 18 departures from Moscow which travel directly to Elektrostal. There are 53 journeys with one change or more. Unfortunately, no connection was found for your trip from Moscow to Elektrostal. Selecting a new departure or arrival city, without dramatically changing your itinerary could help you find connections.

Book in advance and save

If you're looking for the best deal for your trip from Moscow to Elektrostal, booking train tickets in advance is a great way to save money, but keep in mind that advance tickets are usually not available until 3 months before your travel date.

Stay flexible with your travel time and explore off-peak journeys

Planning your trips around off-peak travel times not only means that you'll be able to avoid the crowds, but can also end up saving you money. Being flexible with your schedule and considering alternative routes or times will significantly impact the amount of money you spend on getting from Moscow to Elektrostal.

Always check special offers

Checking on the latest deals can help save a lot of money, making it worth taking the time to browse and compare prices. So make sure you get the best deal on your ticket and take advantage of special fares for children, youth and seniors as well as discounts for groups.

Unlock the potential of slower trains or connecting trains

If you're planning a trip with some flexible time, why not opt for the scenic route? Taking slower trains or connecting trains that make more stops may save you money on your ticket – definitely worth considering if it fits in your schedule.

Best time to book cheap train tickets from Moscow to Elektrostal

The cheapest Moscow - Elektrostal train tickets can be found for as low as $35.01 if you’re lucky, or $54.00 on average. The most expensive ticket can cost as much as $77.49.

Find the best day to travel to Elektrostal by train

When travelling to Elektrostal by train, if you want to avoid crowds you can check how frequently our customers are travelling in the next 30-days using the graph below. On average, the peak hours to travel are between 6:30am and 9am in the morning, or between 4pm and 7pm in the evening. Please keep this in mind when travelling to your point of departure as you may need some extra time to arrive, particularly in big cities!

Moscow to Elektrostal CO2 Emissions by Train

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• Electrostal History and Art Museum

You can spend time exploring the galleries in Electrostal History and Art Museum in Elektrostal. Take in the museums while you're in the area.

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• Yuri Gagarin Cosmonaut Training Center
• Peter the Great Military Academy
• Central Museum of the Air Forces at Monino
• History of Russian Scarfs and Shawls Museum
• Balashikha Arena
• Balashikha Museum of History and Local Lore
• Bykovo Manor
• Pekhorka Park
• Ramenskii History and Art Museum
• Malenky Puppet Theater
• Drama Theatre BOOM
• Likino Dulevo Museum of Local Lore
• Noginsk Museum and Exhibition Center
• Pavlovsky Posad Museum of Art and History
• Saturn Stadium
• Fairy Tale Children's Model Puppet Theater
• Fifth House Gallery
• Church of Vladimir
• Malakhovka Museum of History and Culture
• Orekhovo Zuevsky City Exhibition Hall

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The journey from Moscow to Elektrostal by train is 32.44 mi and takes 2 hr 7 min. There are 71 connections per day, with the first departure at 12:15 AM and the last at 11:46 PM. It is possible to travel from Moscow to Elektrostal by train for as little as or as much as . The best price for this journey is . Journey Duration.

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Prices at Na Ulitse Yalagina 13B Apartments are subject to change according to dates, hotel policy, and other factors. To view prices, please search for the dates you wish to stay at the hotel. What are the check-in and check-out times at Na Ulitse Yalagina 13B Apartments? The check-in time is after 14:00 and the check-out time is before 12:00.

Cities near Elektrostal. Places of interest. Pavlovskiy Posad Noginsk. Travel guide resource for your visit to Elektrostal. Discover the best of Elektrostal so you can plan your trip right.

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